Hey! Aspiring fanfic writer here; I was wondering if you could talk a bit about your writing/editing process and how long it all takes.
Thanks!
Welp, roughly the same extremely long amount of time it takes to actually answer an ask, tbh 🙃
So...I only know how my brain works, and I can only tell you what works for me might not work for you, and that's OK. I'm breaking into two separate bits, because I almost never do writing and editing at the same time.
And as far as a timeline, honestly it just depends. On life factors, what my hormones are doing at the time (jfc like the week before my period, I have zero creativity, motivation, or attention span), if I'm having trouble with a particular scene, if I'm getting consistent positive feedback (yes, I can totally admit that I write faster when I know a particular reviewer is following along with every update), etc.
WRITING:
First, you gotta just...be fixated, I guess. Particularly if it's an AU, I sit with it for a long time before I ever write a word. I go over scenes, think about how the world changes, what stays the same, what *has* to stay the same to keep the characters true to their canon personalities. I sit with the characters for a long time, too--not just the main characters, but the supporting cast, too. In order to predict someone's future, you have to know their past. Most of our present actions are actually reactions to past events, when you think about it. The better you know your version of the character, the easier every other aspect of writing will be. I don't know how it is for other people, but I don't ever "feel" like I'm writing. I feel like I'm "witnessing", and the characters are simply doing whatever they wish. (***this is gonna be a thing during the editing process, too, so hang on to that)
Then once I have a general idea, I choose a title. Generally, I do not even start a word document until I have a proper title to put on it. The title is part of the theme and aesthetic to me, and it grounds me in the overall arc.
Once that's done, it's time for outlining. I generally wait until I feel this weird almost tingling in my left arm (weirder still bc I'm right handed) and I'm practically vibrating with a need to WRITE THIS STORY NOW. Then I put on some Bear McCreary (honestly, any videogame soundtrack will do, as they are literally designed to help you maintain focus and keep pace) and fucking go to town. For me, it helps to do this with pen and paper, so that I can go back up and squiggle little notes in the margin, rearrange the order, etc, far faster than I could on a computer.
Important note: the outline is not the end-all be-all. Some things don't make it to the final print. Some minor storylines get tossed or characters simply...take a different path than I expect. I will continue re-writing and updating the outline as I go along. On average, I usually have 5-8 outlines per story, and they're often 3-10 pages long. I also have a posted outline, which is a log of all the scenes that did make it to the final product.
Then, it's the actual writing, at long last. I have found that I write best at the start of my day, before the noise and static of daily life comes in. So I wake up around 5am and spend 90minutes writing before beginning my workday routine. I have the Word app on my phone and may continue adding bits in throughout the day at work, if I get a moment. However, after 5pm my brain is usually fried and no more creativity happens. On weekends, I try to have one morning where I "sleep in" til 6am, and then write until at least 10am, sometimes 2pm, if I can get away with it.
The hardest part still is knowing when to transition and when to skip to the next chapter/scene/whatever. This is like...zero percent helpful, but I liken it to Supreme Court Justice Potter Stewart's definition of pornography: "I know it when I see it." It may seem like a scene is circling, and sometimes it means you gotta leave the room a bit earlier bc the scene has already served its purpose. Other times, it means ya gotta stay with it a bit longer, because there's something the character is trying to say. Give them patience, and give yourself patience, too. Explore the scene and its dynamics. You won't know til you know and even then, sometimes you won't be entirely sure. That's ok, too. Part of the process. Remember editing will happen and you can decide then (hell, you can literally re-edit after it's been published, I've done that before too and added a note on the next chapter for any readers who might have read the first version 🤷🏻♀️ not ideal but still functional).
EDITING:
I do simple edits (spelling, grammar, etc) just about every morning as I reread what I wrote the day before, which is a refresher course for the day's writing session. But big "real" editing generally doesn't happen until right before posting.
Now, here's the ***issue from writing: sometimes, something just "doesn't work" in a scene. Again, you'll know it when you see it. The words a character is saying feels clunky. The pacing feels off. Something just...ain't right. More often than not, it means either I haven't truly sat with a character long enough to know their true motivations/backstory, or I am not giving characters the proper time/space/impediment to make the actions or say the things they're currently making/saying. I'm trying to force the flow, rather than letting it ebb and breathe when it needs to.
Absolute ProTip: You spent HOURS writing this scene. It's got some REALLY GOOD moments and lines in it. It doesn't work but you can't just delete it. It's your LIFE. I struggle with this A LOT, and I have found a solution: create a second "outtakes" document to cut and paste those scenes into. Sometimes I still keep moments or bits of dialog. Sometimes I later use bits in a later scene. Sometimes I never look at it again but I still feel secure in knowing that if I wanted to go back and use the original scene instead, I totally can. I don't think I've actually ever gone back to the original, tbh, but it reduced my anxiety about deleting the scene and starting over.
So back to the scene that doesn't work. I take it apart, figure out *at what exact point* it stops working, then work back up a few lines to see where the shift actually begins. More often than not, it's because I'm having characters express their feelings in ways they actually wouldn't. (people very very very rarely actually say what they're thinking/feeling, and you have to relay it in other ways). So I have to keep the internal monologue of what they're actually feeling/thinking, while figuring out how that actually translates via tone, body language, and what they do and don't say.
The "something ain't working stage" can take LITERAL WEEKS. I sometimes have to walk away for awhile, or tackle it only on days when I know I have hours upon hours to truly work on it. I keep circling back around, and eventually, the knot works itself out. Persistence, and insistence that "good enough" isn't actually good enough, are key. (this is why you have to fixated on the story you want to tell--because some days, it's going to take every ounce of that obsession to keep you going and keep you on the track of telling the story you wanted to tell, rather than settling or switching to an easier tack)
Sometimes, editing is a breeze. I don't change much, I may go a little more into the character's inner world here or there. Once you've been doing this for awhile, you'll just know when a story hits all its marks--and you'll also know when it's not, when it could be more or do more, and you can figure out how to get it there. There isn't a precise formula for it, it's more like cooking without an actual recipe to follow--a dash here, a bit there, you'll know it when you taste it.
And I'll leave you with this unsolicited bit: just write. Write often, write about everything, write what makes YOU passionate and happy, and absolutely write for yourself. Edit the fuck out of it, if you need to. Get a beta reader, if you need to. Get someone to just bounce ideas off, if you need to. And don't post it until you're truly ready and it's something you genuinely want to share. If someone gives constructive criticism, take in on the chin and move on (keep the notes, if you think they're valid, and toss em if you don't--you'll never be everyone's style of writer, so know that sometimes, people just won't be the target audience). Know that you'll grow and you'll learn and you'll find your own voice and like any skill, you'll develop a second nature about it--all those parts where I say "you'll know it when you see it" or "you'll feel it" absolutely come from spending a literal lifetime (28 years) writing stories, and thirteen years of writing fanfic in particular. It's ok if you don't see it or feel it right away. It takes practice. And you will have an audience at every skill level, no matter what (finding that audience? different story altogether...).
All totaled, this process can take anywhere from 3months to over a year. Stories are like children, I've found: they each develop at their own pace, and some may need more time and assistance than others. But they're still pretty wonderful. (except the bratty stories. they're the worst 🙄)
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y’know the one thing I hated while I was doing my arts degree, and still hate after having graduated from it, is the condescending statement/belief from people that “oh why didn’t you just do a more useful degree like maths or science???? and not your useless bullshit mickey mouse arts degree, which was never intended to give anyone jobs outside of teaching, anyway!” or some other horrendous bullshit, such as: “why didn’t you just stay with communication & media studies and complete the marketing & PR major???? you would’ve had a job after all of the unpaid internships you do throughout the course!” or whatever. (media and communications is abbreviated to m&cs further down in this post, just an fyi).
but, meredith. do you know that even people with science & maths degrees struggle to find meaningful work that’s related to their degrees? do you know that some of those people will turn to teaching anyway just because they feel like there’s nothing else that they can do??? do you know that some people (mainly me and probably quite a few others) just can’t handle maths past like idk year 6 level??? I would’ve been completely and utterly fucked if I even tried to set foot in first year uni science or maths subjects. even though some of the content did interest me.... (also there’s the fact that my handwriting wasn’t good enough for diagrams etc etc in maths & science- but that’s a whole other topic not for this post).
like I had to totally skip out of psychology/sociology and even the PR major, bc they required you to do statistics subjects.... where no matter what level of study I would’ve/could’ve done for those subjects, i would’ve still failed them spectacularly because my mind really struggles with processing and working with numbers. but that’s besides the point.
hey earl, do you know some people simply do not suit particular fields of “real world” or “practical” study areas like business subjects? trust me. I tried that one sem of marketing 101 and intro to management/ business communications in first year. and you know what I found? that my mind just could not take the complete and utter dryness of the content of marketing theory and, again, numbers. and that’s despite the earnest encouragement of my tutor, who thought I had a knack for marketing. i literally almost fucking died in that business communications subject... even though the lecturer seemed to like me as well. but as i thought further ahead into my degree in comms & media, i dreaded it. I absolutely fucking dreaded it. the PR stuff sounded as equally dry & boring (besides the point that every project was group work lmao) and so did upper level marketing subs in advertising/marketing strategy/various fields of marketing etc etc. i couldn’t stomach that lmao. and besides the point, the analysing of media just bored the fuck out of me too, for some reason. I just didn’t like the subject. hell, even my advanced diploma in marketing from business college was a fucking hard slog for me.
but when i sat in my english, philosophy, (kind sorta) history and -further down the track- creative writing subjects.... I fucking loved them. I was writing like I’d always wanted to. okay yes I did get pretty dismal marks in most of my philosophy and english exams or assignments. but I don’t fucking care. I was there doing what my mind was built for. if id tried another business subject, like intro to economics or even gone back to redo that “intro to management”/“business communications” (or whatever it was called) as an elective/as electives, i probably would’ve dropped out of either of them in the first 2 weeks. whenever i read those subject descriptions, they literally put me to sleep.
also, for the media and comms point. do you know that there’s loads of media & comms students that don’t get jobs because there’s just such a HUGE intake of students in those courses??? do you know that that the most popualr field in that degree stream (at least when I started that degree at my local home uni in 2015) was journalism & professional writing??? where literally EVERYONE was aiming to be a journalist????
I was one of the very, very few people when I began in media and comms, to outwardly say that she was there to do marketing or maybe the marketing & PR double major.... and everyone looked at me as if I was insane. “why don’t you want to be a journalist? I think journalism is so cool and that I’m more likely to get a job in that than you are in marketing or PR. you actually engage with real people in journalism and do meaningful stuff with the community!” was one of the utterly dumb responses I sometimes got from people in that course, when I told them the above. but you know what kelsey, or, trent? neither one or any of us are “more likely” to get jobs in media & comms... when you’re both competing against people with “proper” straight journalism degrees who might have more media experience than you- if you didn’t do an internship or do some uni newsroom/magazine or whatever.... or maybe more streamlined (if that’s the right word) media &comms degrees.... as well as generally competing against each other, in the same field, for the fucking same exact jobs. while im competing against commerce students doing marketing and PR and people doing the PR & marketing major in m&cs.
also in relation to the above, doing multiple unpaid or even severely underpaid internships in journalism, or even marketing, probably won’t fucking secure your chance of getting a bloody job, adam. just shut the fuck up. those internships may have helped you. but they most likely won’t help most people, theresa. because there’s only a tiny freakin chance that the place that they worked for will actually give them a guranteed job at the end of their internship’s timeframe or at the end of their whole degree. it’s a fucking scam lmao.
and plus, (not to be as rude as you were to me).... but why the FUCK would you want to go into journalism.... when it’s been debased so fucking much by media outlets like buzzfeed; writing nothing but clickbait bullshit listicles.... and is polluted by internet virality.... so much so, that more than half of the people my course had the career goal of being a viral youtuber or an instagram influencer???? like i’m sorry. this is a dumb asf course, no matter the field you’ve chosen to study.... and there’s no way that a single one of you will be a successful viral youtuber or an instagram influencer???? what on fucking earth led you to believe that????
like no offence. but there’ll only be a lucky, lucky, lucky few who get to be the next jennamarbles, ray william johnson, pewdiepie, lily singh, tanya hennessy, jeffree star, james charles, etc etc.... or hell, even friendlyjordies (if you want some satire & politics). and for instagrammers.... idek know them. someone list some instagrammers lmao. but my point still stands.
being an influencer or youtuber- both with huge followings- is a fucking pipe dream- as much as me being a hugely successful author is. it only goes to the insanely lucky, lucky few who have the right connections and the right digital savviness/finesse to grow to be uber successful.... or who started super early, before it was even considered a job title (like jenna mourey/marbles and ray william johnson listed above, and several others not listed who have big fan followings on here) and eventually grew to be the first original titans of the youtuber job title.
or again, they already have some type of other successful media career (like tanya hennessy is an aussie radio announcer. jeffree star had a short lived myspace music career in the late 000s mostly, and made cameos in emo music videos and LA ink at the time also, for example) so that they can successfully fund their youtube channels and/or instagrams as side projects or whatever, as part of their media portfolio.... and they also know how to engage and grow follower bases etc. because they already have an existing one. so it’s twice as easy for them.
tbh i actually entered the m&cs course bc of my use of this hellsite and all the weird trends it had and stuff.... but I eventually got over that as I realised that I just did NOT fit into that field of study. I realised I was too shy... and I also just hated the fact that I had to learn how to use twitter and wordpress and probably eventually snapchat & instagram 😂
i had also gotten sick of follower counts and “growing a following”- considering that by 2015, I’d hit over 3,000 followers on here, I think.... and I realised just what energy and time it took to build this blog.... and my followers.... that I just didn’t have the energy to expend on other platforms for the same thing lmao. like it seemed like more wasted time. I was tired. in addition to that, i also realised that i didn’t want to waste my whole fucking career on the internet worrying over a business’s/company’s multiple corporate social media channel follower counts and image etc.... when i’d done enough of that for myself on this hellsite lmao. doing that stuff with other students in the m&cs course seemed fake asf, especially when it came to giving feedback comments etc lol.
but do you know that one place where you don’t have to give a flying fuck about followers, post views/comments, and blog views? philosophy and english. lmao 😅. no one gives a fuck what you say. unless, of course, you have the evidence and the force of argument to back your pov up. that’s what I was about and am still about. I loved reading and analysing the many books I had to read (contrary to the complaint posts that I made on here lmao)- whereas learning about media and who owned what and how media is manufactured- just made my brain freeze. and although I didn’t do my readings in philosophy (lmao)- i enjoyed a good bulk of the content I had and the issues it involved. doing media & journalism subjects in the m&cs degree, on the other hand, terrified me, bc it meant I had to get in front of a camera and speak- which also scared me bc i look & sound terrible on camera lmao 😂. but I didn’t have to do that almost throughout the entirety of my arts degree (im obvs not counting class presentations in this lol). but do you get my point???
and also the teaching comment. don’t get me wrong, i know a good bunch of people go into teaching after their arts degrees... including many of my friends; and a load of the people I was in my arts degree with. but that is mainly because with other degrees like journalism or media & comms or whatever other fields that they overload into uni arts departments- have taken our job titles away, in a sense....
so, then you’re practically forced to either go into teaching, or go into something outside of your expertise; like idek human resources management/a MBA via a masters.... or, again into something like librarianship via postgrad study- so, that for the love of fucking god- you have a job title to whack next to your name-!!!-instead of just “arts graduate” or “english major” or “philosopher” that all mean fuck all. and that’s because those labels sound vague, unhelpful, undefined and useless; as that’s opposed to something like “teacher” or “librarian” or even “information specialist”. all those titles/labels sound defined, and have actual useful concrete skills: like coding, database creation and maitenance & information retrieval (amongst other things), for a librarian/an information specialist, for example. these skills are then translated into something that you can physically demonstrate to people.... unlike with philosophy and english where people perceive that it’s just “all in your head” and “doesn’t produce anything worthwhile” bc of your very obvious skills that everyone has of communication and writing. like idk. anyway.
anyway here’s my rant for november.
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Girl I seriously cannot wait to read the next chapter !!! Ahhhhhhhhh when’s it coming?
If you were tagged in this, don’t bother reading this thing I just complain about you having talent in a very sarcastic way, comments you’ve likely heard from me in the last week or that I will be spamming you with when I’m done writing.
Be ready for some rambling because days where I’m writing means days where literally no one, except you precious anons, is talking to me and my thoughts start driving me mad and make me want to talk a lot on tumblr.
Let’s note: I literally talked so much in warning you that I’m talking so much.
TLDR:
ANSWER YOU ACTUALLY ASKED FOR: Soon. I’m working legit full time on it so that I don’t keep you guys waiting too long. I promise I really really am trying. I know I’ve bullshited accidentally in the past, but you have to trust me. :)
A wanted ad will be posted soon about readers/advisors/betas/etc that I DESPERATELY need so I can cut the wait time shorter bc there’s so much work to do. And catching up on a story that I haven’t written in months has been difficult so I could use a little help.
I’m a needy ho.
I love my successful writing wives and crushes who are fancy ass celebs. I’m hopefully cute enough to be their trophy wife.
Go read their stuff while you wait for me.
I know I’m being needy to y’all. I won’t apologize for it until after the stress of getting this story finished is gone, bc I don’t like to apologize for something that I won’t change immediately after. Gonna have to hold off on changing this until I’m done writing. At least my mental health crises are gone for now, so you only have to put up with my neediness and not my random depressing posts that I AM deeply sorry about.]
Long version of updates regarding A Cold and Broken Hallelujah:
I’ve made progress today on a huge scene. I think I’m gonna write all day since I’ve been snowed into this restaurant and at least I have my laptop and wifi even if I am here with nosy fam. And I don’t have a lot of plans so I’ll have the time to write all day today.
So hopefully that means a lot of progress will be made. I’m not gonna promise a day for this posting but I will say I’m dedicating as much time as I can to it without actually getting too anxious (since I did promise putting my mental health first and that means I need some free time). But literally all of my “buckle down and work” time is going into writing this. So I can at least assure you it will get to you as soon as I get done and get it reviewed.
Meanwhile, CALLING ALL READERS(/spideychelle fans), if anyone wants to shorten the wait at all:
I do occasionally need advice about the story bc I can’t read it from another person’s perspective so I occasionally need to ask questions about the first two chapters and what impression certain things left off.
Also I ask a lot about what expectation I set up.
And for those who don’t care too much about reading things ahead of time, I do occasionally want some advice on what I’ve written so that I don’t rewrite something that doesn’t need rewriting. I’m also trying to cut scenes that don’t need to be in this chapter so that I can just save those for later in the deleted scenes I’m posting.
A beta reader for when I finish this shit
Also just general word from any of you anons who want to say literally anything about this story
A real post about all this will go up soon.
Even if you can generally chat about spideychelle in general, that’s like such a big help you don’t even understand.
Normally I wouldn’t ask for these bc I had a whole chat of writers and I used to live post these scenes as I finished them to get feedback but…
Well the story got too complex for me to post them before the finished product is ready.
BUT ALSO SOME PEOPLE JUST HAD TO GO AND BE SUCCESSFUL AND BUSY WRITERS THEMSELVES AND CAN’T ANSWER TO MY NEEDY, DEMANDING AND OVERDEPENDENT SELF….All said with full sarcasm and hyperbole of course bc I don’t judge myself for being weird, and more importantly I support the shit out of these babes and I was screaming and hollering about them not feeding my fandom heart enough with their beautiful voices. Wow, I’m so gay for my wives and their words. Idk if you can be attracted to works of art but wow am I sexual for their stories lmao. Plz go read their shit while you wait for me. @aqhrodites, @peterjonesparker, @suplosers, @duhmj are my wives. My secret embarrassing crushes @softboyholland, @spideychelleforever, @spideyxchelle, @here-be-spideychelle, @letstrysomefanfic all also decided to be annoying, famous, and talented writers, and their blogs give me life. There are so many more people but if I keep listing I’m gonna never go back to writing.
Anyway, sooooo I’m needy. I explained this mostly in the TLDR. But to be fair some TV shows write like this and that is where my training is when it comes to writing. I’m used 24/7 to sitting at a table of writers and being like “does this part of this story match the other chapters” “What is your feedback” “how can I meet audience expectations”.
More than anything this is my hardest chapter to date bc this is not a fun story to wait for and I’ve had you guys waiting practically all semester. So this NEEDS to meet expectations. Maybe y’all don’t mind but I do. I have this weird thing about making y’all proud in exchange for making up for being the worst.
And don’t worry, none of this self-criticism is coming from a dark place. I like being blunt about things I need to improve about myself and how I improve them. We good fam 👍🏽 I’m good, and happy. The only source of stress for me rn is my feelings about my writing, and that improvement-based stress can be good for you.
Your asks have been SO CRUCIAL to keeping me going so I just want to say thank you. Even/especially to those of you who are rushing me. I answer privately a lot just so no one gets upset with you for doing this bc I really, really appreciate it. Truth be told with my severe ADHD, I kinda need to be nagged to keep going sometimes, and sometimes I run out of steely self-control. You’re beautiful and selfless for talking to me. Especially since when I’m writing I can’t really talk to most people since they’ll drag my mindset elsewhere.
So send me an ask, talk to me, answer the posting I’m putting up later, tell me to shut up and write, whatever you want. You can even ignore this post entirely ;) have fun with your freedom. Happy New Year, it’s 2018, don’t let anyone pressure you or put you down or compel you. You do you, babes.
Not that you have to listen to me, you can also be totally not free and listen to what everyone says all the time. Kinda a catch 22 to be doing that tho, lmao.
Wow, I’m rambling.
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I want a Mitsubishi that looks nice, a bit like an evo, without the crazy insurance price or high speed engine. Any suggestions. I'm 19 and have been driving just over a year.""
Insurance company pay for rental car while mine is being repaired?
i got rear ended, the other driver was at fault, his insurance company is paying to have my car repaired. my claim handler with his insurance company told me they would pay for me to get a rental car while my car is in the shop being repaired. now my car is scheduled to go in the shop monday, and the claim handler wont call me back. are they the ones that need to set up my rental car? or do i just call a rental car place and give them the claim information, and they bill the insurance company??""
How much would car insurance be for a 2002 Mercedes cts for a 16 year old w/ all A's in school?
How much would car insurance be for a 2002 Mercedes cts for a 16 year old w/ all A's in school?
Will insurance rates change depending on what state your license is issued from?
I'm buying a motorcycle and i live in Florida now. I called every insurance company i could think of and they all gave me outrageous rates just for a bike, but my license was from Ohio at the time. Yesterday i finally got it switched to a Florida license. Will the rates change now that i have a license in the same state I'm getting insurance or does it just not matter? and btw I'm 29 and my driving record is 100% clean.""
Can I get a life insurance license with a misdemeanor on my record in California?
Misdemeanor is four years old for petty theft.
""Car Insurance, and car choices for a new driver?""
I am 27 and just recently got my license. I know my insurance is going to be high regardless but I am looking into cars and was wondering what type of car would be cheaper for me to have insurance on? Should it be a 4 cylinder? Antilock brakes? A certain color? Alarm system? Are some cars higher than others? I would like to get either a honda civic or mitsubishi eclipse (my dream car). I'm just worried that the insurance is going to be through the roof. If those cars are going to be high, what kind of car would you reccommend?""
Does buying a car with a salvage title effect insurance?
We are looking into buying a 2003 Honda Civic EX Coupe that has a salvage title for my first car. The salvage was only a small fender bender, airbags are still intact and no frame damage. Would that effect MY insurance cost? If so, how much would it probably effect it? Thanks!""
What factors to look for/consider when getting a home insurance?
What factors to look for/consider when getting a home insurance?
What are some cheap Home/Fire insurance offers for a house in Southern California?
ABSOLUTELY NO SPAM REPLIES PLEASE!!!
How can I get a liability insurance for my cleaning business?
I have called to a few insurance companies to get a general liability insurance, and I have been turned down, because I have barely any experience in the cleaning business. How then can I start and get an insurance at the same time? Do I have to lie to them and tell them that I have 10 years of experience?""
I need car insurance in broomfield co?
I have one speeding ticket and i'm 19 years old where can i go to get car insurance cheap i get min wage. and i need full coverage and if you know what full coverage consists of please let me know i have a 2003 dogde neon se
What's a cheap insurance i can use considering that i got a dui?
I got a DUI back in march 2nd of this year (2009). My lawyer tried to fight it, but it didn't help, so my license is currently suspended. In order to get a restricted license, i need to show proof of insurance. Knowing that i have a dui on my record, what's the best option i have ?""
Question on insurance for a new driver!! (california)?
im sixteen and i just got my license, one of my friends parents told me that i could drive thirty days without insurance, untill they get it fixed. I just wanted to know if thats true or not! i need a quick answer please!!!! ohh and i live in california""
Cost of car insurance in bc?
Cost of car insurance in bc?
How much will my car insurance go up?
I have a honda accord lx (2003). I hit a metal pole and there was considerable damage to my car. The damage is mostly to the right front side and the tire. I have informed my insruance company so they can review the damages and come up with a dollar amount. I can decide if I want to pursue the claim through my insurance company or accept the charges my self. If it is going to cost alot to fix the car, I may need to use my insurance to pay for the damages. How much will my insrance go up? I have heard that my rates could be impacted for the next 3 years. Will the rates decrease after 3 yrs?""
Can my car insurance cover the damage I did to my neighboor's car?
I made a dent to his car, with my door. We spoke, and I asked him to get an estimate. It is 600 dollars. If my insurance pays for it, what would happen to my payments? how much are they expected to change?""
UK car insurance groups?
Is there a website or some kind of directory that will tell me the costs of different insurance groups? I'm shopping around for a second-hand car and a lot of cars are listed as insurance group 7 or insurance group 14 etc etc, but I don't know what that means, I've been entering the details individually of cars that I'm interested in, but that quite laborious.""
What is a good company for a first time car insurance?
WHat insurance company has the lowest quotes? This is my first time with car insurance and i want a company that has low cost in Florida because i don't work yet so my parents will help me pay until i can work. i have a 2001 Bravada.
Cheapest Auto Insurance In NJ?
What's the cheapest auto insurance company in NJ for someone who is a first time driver and doesn't have anyone elses insurance to go off of? I keep getting different quotes, rangeing between 200-400$ a month, which is a little bit insane. Are these quotes just accounting for things that I don't really need?""
Should I take traffic school after getting a speeding ticket in illinois?
what is the impact on insurance rates?
Car insurance quotes for a young male driver?
I finally passed my driving test (yesterday :D) and yeah I wasn't expecting to be able to get cheap car insurance, but i thought it would at least be somewhat affordable! I have used 3 different websites and filled out there forms. I have been quoted around 4000 to insure a Pegueot 106, Zest 3, 1.1L (1998-2003) model. What a joke. Is there something im doing wrong here? Is there a way to get it knocked down to something affordable? 2000-3000 at the most! I have seen the co-up young drivers insurance and that seems to put it at a affordable price, but I really don't want to have a smart box installed. Id hate to feel constantly paranoid about my driving and risk it going up due to mistakes. It would have to be a last resort. So far Ive looked at the Vauxhall corsa SXi, Renault Clio hatchbacks and of course the Peugeot 106's. So guys if you have any knowledge on cars that are best to insure for young drivers and the cheapest insurance companies, please could you help? It would be really appreciated as its very important I get a car and insurance as soon as possible. Thankyou!""
Estimate on car insurance for this car?
Okay, I'm looking to get a used 350z for my sixteenth birthday. I know car insurance is going to be really high for it being a sport car and for me being only 16, but I'd like an estimate to see where I'm going with this and I'm not sure how to do it myself. :) Here's a link to the car: http://www.nissanusa.com/z/index.html""
Where can i get insurance for my Aixam ?
On a full uk motorcylce licence category B1. a number please ! thanks
Can you trick car insurance companies?
Lets say I get a 4 door acura integra, the most basic LS kind. It should be pretty cheap on insurance. But if I do a GSR motor swap and mod it heavily(turbo etc..) Is the insurance company actually gonna be investigating into these things? I mean, for all I know I could just say I got it that way.. It's stil technically an integra sedan, a car made to get groceries.""
How much dose it cost to rent a car in NYC for a week ( including insurance?)?
How much dose it cost to rent a car in NYC for a week ( including insurance?)?
Is my insurance going to go up a lot?
I'm 17 and my i'm under my parents insurance for my car and its around $110 a month. I want to get a motorcycle, either a dual sport bike or a street bike. Does anyone have a rough estimate of how much you think my monthly would go up adding motorcycle insurance? I know you don't know exact, please don't tell me to call them. I have a clean record. Thanks for all your help.""
How much my insurance will go up?
I had an accident which totaled my car. I am 100% at fault for that accident and my car worth 15000$. I have clear driving record and no tickets in past two years. How much will my insurance go up I am paying 900$ for six months
Fighting my auto insurance company?
I have 2 homes, one in New York and Pennsylvania. My Pennsylvania address is my primary and I commute to NY for work, but my insurance company is raising my premium and quoting for NY which raised my policy considerably. Even though I have proof that my primary is in PA they are still changing my policy to NY. How do I fight it and have them honor my policy?""
I might be starting a new job out of state. how do i provide health insurance for my family?
I might be starting a new job out of state. how do i provide health insurance for my family?
Transferring insurance license from California to New York?
Does anyone know about this? Do the states have reciprocity? I searched Google/official sites but couldn't find anything. Thanks in advance.
CheapEST foreign cars to maintain? (Audi / Lexus / Volvo / Volkswagen )?
Which of these cars is cheapest to maintain? (Oil changes, brakes, tune ups, insurance, etc) I realize they're all foreign and they'll all cost more than a Ford would. But which is cheapest? Which is most expensive? Please help! I need someone with experience! Thank you so much!""
How do i sue someone who doesnt have car insurance?
Last year I had a car wreck. The other diver ran a red light and my SUV done a roll and a half we were upside down after it happend. My teo kids were in the car. he totaled my 2005 ford explore, and then he said he had no insurance i have never been in a wreck so i dont know what to do. Now my doctor bills and the want the payout of the car. What do i do?""
Same insurance company but different rates?
Is it true same insurance company but different agent offers different rates?
What factors to look for/consider when getting a home insurance?
What factors to look for/consider when getting a home insurance?
Insurance rate on 2010 camaro v6?
Hey ive jus finished drivers ed, and im turning 16 in the fall. Im planning on buying a v6 camaro in the spring and i want to know how much insurance would cost a month. (i live in canada)""
How much would insurance cost...?
For a 16 year old girl with a 1994 4x4 Jeep Wrangler:4 cylinder, 12 suspension lift, 15 black steel wheels, 36 Irok tires almost new , 455 gears, Detroit lockers, Chrome molly axles, rear disc brake conversion, front and rear steel braided brake lines, slip yoke axle flip""
How to get a job as a finance & insurance manager?
I am currently a Finance Student, and new car salesman... It seems you never see F&I jobs advertized and when you do they always want people with experience in F&I... How does one get a start in F&I other than being promoted from sales, which wouldn't happen until a vacancy arises?""
Non-owners SR-22 insurance?
I know it varies vastly by region and situation, but I need to get non-owners SR-22 insurance (I don't own a car, but I do need to drive occasionally). I thought I had read somewhere that it's not too expensive, but I can't seem to find any sort of information on it. If it helps, I'm in Wisconsin. I can provide more info if people need it to help. (I'm not looking for a specific quote, just what sort of range I should expect and how much of a dent this'll make in my budget)""
How can a 16 year old get cheaper car insurance?
Since I'm a minor, I guess I have to put my name under my mom's name making her pay so much more because I'm under her name. But, a friend once told me, if I say I live with my older brother, it will become cheaper and it goes under my name. Is that true?""
Do auto insurance companies actually confirm the info you provide for the quote?
After requesting a quote online, you anto insurance companies actually confirm that all the info u gave are true? For example; moving violations, actual address? Does the DMV verify this info?""
Car insurance getting caught?
i want to know that can you only get caught driving without insurance if you have an accident? So if you drive normally and safely you can never get caught? thanks
How much is it to insure a replica car ?
Im looking to buy a replica lamborghini Aventador but was wondering if the insurance would be to high to handle. I live in Ontario, Canada Thanks""
Insurance On A Supra For 17 Year Old?
How much would insurance be for a 17 year old in (Kingston, Ontario) Canada for a 93-94 turbo or non turbo Toyota Supra be? ALSO : If its under my dads insurance would it be cheaper for me to pay ?""
What car insurance should i get?
I am 17, and im looking to buy my first car. i am looking for car insurance that is cheap but is also good.""
What kind of motorcycle insurance do I need?
I'm thinking about financing a motorcycle and I was trying to get the most accurate quote, just wondering what I would need in each category (i.e. $25,000 bodily injury/property damage or $25,000 uninsured motorist etc etc)""
Question about car insurance...?
theoretical question, if someone else was driving your car and was involved in a collision... you are insured but they were not insured to drive your vehicle (although they are their own)... they were given a fine and driving ban for 15 months. however should the third party seek compensation, who is liable to pay this - the uninsured driver or the car owner or the insurance company?""
""How much would insurance cost for a 23 year old with a $1,500 car in florida?""
Assuming the car is fully paid for, how much would insurance cost on a rather cheap ($1,500) car in Florida for a 23 year old with a spotless record. If an exact amount is too hard to find, a ballpark estimate would help.""
How much would insurance cost for an 18 year old girl in NY?
Does anyone know how much insurance would cost the car is 97 so i heard its cheaper if its an older car she cant add it to the families insurance cuz they dont live in the country.. Thanks
Is it possible to find a health insurance plan with no deductible requirement?
I found the perfect plan for $33 a month, but it has a $10,000 deductible. WTF? Unless I become pregnant and have a kid, or need surgery or whatever, I find it impossible to make a $10,000 bill within a year. That's too much. I've always been healthy and rarely need to visit doctors. Then I was looking at other policies and they were more expensive, but they all had deductibles. One was like $160 a month with a deductible of $5,000. And anyways, I'm a college student and financially independent which means that I am no daddy's girl -I have to work to support myself and pay some school expenses. I don't want to depend on my parents financially in any way (they are willing to, but I just feel like at 21, I shouldn't be their responsibility anymore) so I always worry something would happen to me and they would have to pay hospital bills for me. I can't afford paying a very high deductible or a high monthly quote. Any hope for me? ..or should I move to Canada?""
What would be the best liability car insurance for me?
I just turned 17, I live in Alabama. I have had liability insurance before but i was on my dads. now i want to get my own. but when i had insurance before with State Farm i had to have it turned off. Now i need to know which company with liability would be best for me. I did get one speeding ticket before when i had insurance but that was like 6 or more months ago. Now im in Drivers Ed at school so i should get the insurance discount for that. So what would be the best and cheapest insurance for me. And will there be any fees or anything form me getting it turned off before?""
Is insurance higher on red cars?
There are many myths regarding insurance and one i heard is Insurance is higher on red cars , Does the color of our car really affect insurance rates?Thanks :)""
What insurances offer cheaper policies?
I'm looking into some automobile insurance. I would like to know about some affordable insurances. Thank you for your help. Have a great day!
Car insurance 19 year old better to get insured on car with parents as registered owners?
My dads car insurance will not insure me on his car even though its a Peugeot 106 1.4L engine. He says that it is cheaper to insure me if the car is under his name but that will require him to change his insurance company. Is it even the case that the insurance is cheaper beacaure when i select myself asa the registered owner of the vehicle and legal owner the price that they quote is the same. So, of i buy a car does he really need to be the registered owner?""
I just turned 19 and just got my first speeding ticket. im under my dads insurance will rates go up?
I live in Ohio this is my first ticket and we have state farm, he has been with state farm since he was like 18. How can I prevent my insurance from going up or rates from increasing. What is state farms policy on all this?""
What is the number of health insurance companies in the world?
What is the number of health insurance companies in the world?
""Adding a driver to car insurance, average cost?""
if you add another driver to your insurance like your brother, or sister or son, who is a new driver, and your insurance costs $350 for six months already. how much do you think would be additional cost to this insurance as a result of this change? if you can share ur experience it would be nice. i know it all depends on the history of the new driver, but say the new driver did not have any accidents or anything. i need to get a general impression... Thanks in advance.""
I'm looking for low cost health insurance in california?
I'm looking for low cost health insurance in california?
How much did you pay for car insurance as a new driver?
....yes......
Wont be able to pay rent and car insurance this week?
i mismanaged my money and now im in a dilemma.i get paid on the 6th. but wont have enough money to pay rent and car insurance. i have three choices. 1)pay my car insurance and be late with rent just pay it on the 20th.. late fee is $75. 2. pay rent and let car insurance cancel for a week. which i really don't wanna do since i don't know the consequences. i am financing a car. 3) pay rent and pay car insurance with savings account. but the funds wont be available until the next week. but the banks will try to process this over and over again.
What factors to look for/consider when getting a home insurance?
What factors to look for/consider when getting a home insurance?
Health insurance?
im 21 years old i dont know anything about health insurance what affordable insurance would you recommend?? i want to get braces
Does individual health insurance qualify for tax deduction?
I am employed, however i am paying my own personal health insurance instead of opting for the group insurance which my employer has since it worked out to be cheaper than group insurance. Now when i am filing my taxes can i claim medical insurance premium as tax deductible.""
Sports car vs. compact SUV insurance?
I currently have a 2007 Pontiac G5, classified as sports car according to my insurance broker and pay quite a bit because I am young. I'm considering buy a 2008 compact SUV Kia Sportage, would insurance be higher or stay about the same?""
Term life insurance and estate planning?
Can term life insurance be used in place of long term care insurance? For instance, lets say a person is 55 yoa and in generally good health. Instead of buying long term care insurance, how about buying a term life policy for 250-300k. Should nursing home care become necessary, available funds for care costs, then upon death, survivors are reimbursed via the term life death benefit. It seems to me long term care insurance may or may not be used, and if not, the money paid for premiums is wasted . On the other hand, everyone dies, so nursing home or no nursing home, the death benefit will one day be paid. What say you?? Thanks in advance for offering your insight.""
How much is the insurance for a mazda rx8?
how much would it cost me? the insurance? im going to turn 18 and im going to start paying for my own insurance? since i have no credit around how much would it cost me.
Car Insurance Help?
Hi, I already confirmed that insurance for me and my Mum and Bro on a BMW (E36) 316 Coupe (Group 11) is do-able However, due to the lack of decent 316 coupes on the market im now looking at a 318 (1.9) Saloon which is also Insurance Group 11. Will my insurance quote stay very similiar because they are both group 11 or will it go up because its now a 1.9 litre as opposed to a 1.6? Im looking at a 318 (1.9) E46 Saloon 1999. Many thanks!!!""
Will my insurance go up after a carpool violation?
I was driving on the carpool lane today(I wasn't suppose to because carpool says 3 or more persons and it was me and my sister only), and a CHP saw me, so he pulled me and asked for my license, registration and insurance. Then he asked me why I was in the carpool lane, and I said that a car cut me off so I had to avoid coalition and so I went into the carpool lane...not sure if this was a smart answer, but anyway he gave me the ticket and said that I will receive something in the mail. My question is, I know i'm going to get a point for this violation, but will me insurance rate go up? how will this affect me?""
Can you deny the other parent taking the kids because of no car insurance?
I have a friend who recently found out that his ex-wife doesn't have car insurance. He's telling her that she cannot come pick up the kids because not having insurance is illegal. It's stupid and petty, but would it hold water in court?""
Question about my Geico Car Insurance?
I've just registered my car for Geico car insurance today. On my confirmation statement it said that my insurance will be activated on March 15th, 2012. About 45 minutes away from now. Will I be able to drive my car at midnight? I want to be sure I'm completely safe. Thanks.""
HELP !!!!!!! what is a good and CHEAP car insurance company? 10 points =]?
I need the cheapest possible car insurance but thats also good and will cover me =]
Car Insurance question?
I was parked, and the garbage men were backing in to pick up my garbage, and hit my car. Any suggestion as to what I need to do first? I had thought about calling my car insurance company, but I don't know if they will cover it, since it wasn't really my fault.""
Medical insurance during divorce?
We just filed for divorce in the state of California, we've been married for 12 years and his medical insurance renews in July. Can he take me off now or does he have to wait till the divorce is final?""
How much is insurance on a lamborghini?
I'm 16 and thinking about getting this as my first car and just wondering the insurance.
Cheap health insurance?
I have an account with a community clinic and i am eligible for a 90% discount and i have only had to go once for a sprained wrist. I cannot afford health insurance so the clinic ...show more
Is there a federal law that requires us to buy car insurance? Why or why not?
Is there a federal law that requires us to buy car insurance? Why or why not?
What does insurance salvage mean?
HURRY I AM TRYING TO GET A CAR BUT IT SAYS INSURANCE SALVAGE SO IDK
Insurance for 2001 mustang?
I'm planning to buy a 2001 mustang convertible, 2 door and I'm 16, it will be my first car and I was wondering on average how much insurance would I pay?""
How much would insurance cost? (motorcycle)?
Hey guys, I was just wondering how much approximately insurance would be for a starter that just got his license, with the training course. This would probably be with a CBR125 (lol, just want to get used to it first) in Toronto Canada.""
Affordable insurance in NYC?
My parents need health insurance. They are 50 and 49 years old. Is there anything affordable that you would recommend?
How does business insurance work in a lawsuit?
As a small business, I'm finally getting around to looking at business insurance. God forbid I should get sued, but that would be the only reason I would get insurance at this point. If I get sued (assuming I did nothing wrong that would terminate coverage), what are my responsibilities with regard to paying legal fees? What role will the insurance company play or what control will they have in the litigation process?""
Car insurance question?
My fiances insurance is OUTRAGEOUS on a truck he has liability only on ..due to his driving history. He's paying $300 a month (for liability ONLY now) ..my insurance on my car, for full coverage is not even a fraction of that a month, even though my cars value is at least $10,000 more than his. My question is can we put his truck in my name and I'll go to an insurance company and get liability only on and list myself as the only driver. We are expecting a baby and I'm sick of us throwing away that much money a month for CAR INSURANCE! Is this illegal? I mean if I'M the owner and I'VE insured it what can happen if he wrecks or something while driving it and is not listed on my policy? We live in Georgia if that's relevant!""
Young driver insurance?
what is the best car insurance for young drivers
Is there a dental insurance college students can go on?
I am a college student without insurance. My college doesn't offer any type of insurance for their students, and my parents do not have dental insurance either, but I was wondering if there is a low cost dental insurance I could go on.""
What kind of insurance would i get for a honda cbr 600 (im 16)?
im moving out to california after highschool to pursue the music industry so i figured it might pay for itself in gas money, but then i started to think about insurance...""
Where can I find cheap auto insurance?
I will be looking soon for auto insurance for my first car. I have bad credit, no driving record(I am just about to get my license within the next couple months), and am 26. Where can I find an insurance company with an affordable premium?""
What factors to look for/consider when getting a home insurance?
What factors to look for/consider when getting a home insurance?
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