#20 lakh cheated

[atdmoney]

Small Money Loan App - ATD Money

There are a number of different loan apps that work like payday advance loans. These apps typically allow you to request cash advances from your paycheck using an online application and verification process. Then, the funds will be deposited into your checking account within minutes.

One of the best instant personal loan apps is ATD Money. It provides unsecured personal loans to salaried employees in India. It also offers fast approvals and low-interest rates.

ATD Money is a micro-finance company

ATD Money is an online micro-finance company that offers financial solutions for salaried employees. Its services are designed to help working-class Indians avoid financial crises and meet their daily needs. Its loan application is easy to use and can be accessed by anyone with a smartphone and an internet connection. This lender also has competitive interest rates and fast turnaround times.

The ATD app allows you to apply for a loan from multiple lenders at once and is available on both iOS and Android devices. Its customer service representatives are always happy to answer questions and assist you with the application process. It also helps you track your payment schedule so you can stay on top of your payments.

When applying for a payday loan, make sure to research the lender thoroughly. Some lenders may not have the best reputation and some even charge high fees. Moreover, some of them may not be licensed to provide these loans in your state. This is why it is important to find a lender that offers an excellent customer service experience and has a long history of providing safe and reliable loans.

In addition, you should always read the fine print to ensure that you understand all of the fees associated with the loan. If you are not familiar with the terms of your loan, ask the company to explain them to you. This way, you can avoid surprises and unexpected charges.

ATD Money has been helping people in need of a short-term loan for more than 20 years. Its simple, convenient application process and outstanding customer service have made it a favorite among many borrowers. Unlike traditional banks, ATD Money does not require credit checks or guarantors. This makes it easier to qualify for a loan, especially for those with poor credit.

It offers personal loans

ATD Money is a micro-finance company that offers personal loans to salaried individuals in India. Its goal is to transform the lives of its customers by making the loan approval process as easy and simple as possible. Customers can apply for a loan on the app, and they will be notified of their status in minutes. If they are approved, the loan will be deposited in their bank accounts. This company is committed to serving its customers, and it has a high customer satisfaction rating.

There are many personal loan apps in India, and some of them are legitimate. However, there are also a number of fake loan apps that cheat gullible users out of their hard-earned money. These apps request sensitive information, such as a customer’s Aadhar number or full bank account details, and then exploit that data for unauthorized transactions. They may also use the application to harass their users with extortion demands. In order to avoid these scams, it is important to research an app’s developer section before downloading it. A genuine lender will list their website under the “Developer” section, and should not hide this information.

There are several benefits to personal loans, including a fast application process and low interest rates. Kissht is a popular instant personal loan app that allows you to borrow up to Rs. 5 lakh. Its interest rate is lower than the national average, and you can repay your loan in installments. It is also worth mentioning that Kissht is an NBFC, so you should be sure to read the fine print before applying for a loan. If you have a poor credit score, it’s best to speak with a financial advisor before applying for a loan.

It offers unsecured business loans

If you need to borrow money for a business expense, an unsecured loan may be the best option. These loans don’t require any collateral, making them easier to qualify for and faster to receive. However, they typically carry higher rates and fees than secured loans. You should always compare rates and terms before choosing an unsecured business loan.

ATD Money is an online micro finance solution provider that offers instant mini cash loans to salaried employees in India. It has partnered with several NBFCs and offers a convenient online process to help customers get their loans approved quickly and easily. In addition, ATD Money offers top-notch customer service and a secure website to protect its customers’ personal information.

An unsecured business loan is a quick way to finance a small business, but it can be more expensive than a secured loan. These loans are often based on your company’s creditworthiness and financials, so they require better credit and finances than secured loans. These loans are also usually smaller than secured business loans, so you might not be able to cover all of your costs.

Sadly, there are many scam apps that claim to be lenders. These apps can steal your personal and financial information or trick you into paying upfront fees for loans that never come through. You can find out if an app is legitimate by checking the developer section on Google Play or Apple’s App Store. In addition, you should check the reviews and ratings of the app. If you see any negative reviews, avoid downloading it. A fake loan app will likely ask for sensitive information, such as your bank account number and PAN.

It offers fast approvals

ATD Money offers quick loan approvals and a convenient application process. Its loan solutions are designed to help working-class Indians avoid financial crises and meet their daily needs. The company’s services are available to salaried employees of all ages and ethnic backgrounds. The company’s products include payday loans and unsecured personal loans. Its customers can download its free app and apply for a loan in minutes.

Fake digital lending apps that cheat gullible customers out of their hard-earned money are a growing concern in India. These fake lenders collect personal and financial information under the guise of loan applications and exploit it for unauthorized transactions or identity theft. They also make false claims about loan distribution and demand advance payments under the guise of processing or guarantee fees. Then, they disappear or change their names, domains, and appearance to escape detection.

Unlike traditional banks, ATD Money provides instant loans for a wide range of purposes. Its loans can cover up to Rs 15,000, and its approval process takes only minutes. The company has partnered with several NBFCs to offer these loans, and its service is free of charge. This makes it an ideal alternative to asking friends or family for a cash loan.

ATD Money is committed to transforming the lives of millions of people by making the process of loan approval as easy as possible. Its customer support representatives are available through phone or email, and the company’s website features a convenient online process for applying and getting approved for a loan. In addition, ATD Money offers top-notch customer service and a competitive interest rate for its customers. The company’s services are available to residents of all ages and income levels, and its customers can receive a same-day approval.

It offers low-interest rates

ATD Money is a leading micro-finance company that offers instant personal loans to salaried individuals. It is dedicated to transforming people's lives by making the loan approval process as simple and efficient as possible. The company has low-interest rates, minimal paperwork, and excellent customer service. It also provides a convenient online process that makes it easy to apply and get your loan approved.

A quick cash advance is a great way to cover unexpected expenses. It can help you pay bills, buy a new car, or take care of other financial needs. However, you should always compare different lenders before choosing one. Some lenders offer different terms and conditions, so it is important to find the best lender for your situation. For example, some lenders may have lower interest rates than others, but they might not offer the same repayment terms.

Another factor to consider is the loan amount. If you need a large sum of money, you should consider a lender that offers a larger amount. Some lenders have a maximum loan amount that you can borrow, while others may have a minimum amount that you can qualify for. You should also look for a lender that offers unique features, such as a flexible repayment schedule or free credit scores.

The ATD Money app is a great way to receive fast loans for your emergencies. It is a technology platform that lets you borrow money from NBFCs to meet your short-term financial needs. It is available on Android devices and can be downloaded for free. The app also allows you to view your eligibility and receive a decision within minutes. It is an easy and convenient option to avoid having to ask friends or family for money when you need it.

[cybercrime-blogs]

Cyber Criminals Defraud Police Officers in HCP Scam

Cyber criminals are now targeting both ordinary and special individuals, including police personnel. A recent case in Noida involved cyber criminals who used a traffic police officer's name to fraudulently obtain personal loans and gold loans. Noida police have registered a report and are investigating the case.

The head constable Vikas Kumar, who is stationed in the traffic police in Sector-58 of Noida, filed a complaint that cyber criminals used his documents such as PAN card and Aadhaar card to obtain various loans such as personal loans, gold loans, currency loans, credit card loans, etc., in his name. The victim became aware of the fraud when he went to a bank to inquire about a loan. The bank informed him that his civil score was low, which prompted him to investigate further. He found out that several types of loans were running in his name, but they had not been repaid. The head constable then lodged a complaint with the police. The Sector-58 police are investigating the case.

In recent days, many such cases have emerged in NCR and surrounding states where police officers have become trapped in the cyber criminal's trap. Only a few days ago, cybercriminals withdrew Rs 4 lakhs from a police officer's account. Similarly, a retired police officer was recently cheated of over Rs 20 lakhs in the name of his pension.

Also Read: Kashmiri Brother-in-Law could not show Kamal, and pressure on Nagpur police failed

As the world becomes more digital, cybercrime has become a growing threat. Cybercriminals use various tactics to commit fraud, and they do not discriminate against their targets. They can target anyone, from ordinary individuals to government officials. They use various techniques, such as phishing scams, malware attacks, and social engineering, to trick their victims into giving them access to their personal and financial information.

Phishing scams involve sending emails or messages that appear to be from reputable sources, such as banks or government agencies, and tricking the victim into clicking on a link or providing personal information. Malware attacks involve infecting the victim's computer or mobile device with malicious software that can steal information, lock the device, or demand a ransom. Social engineering involves manipulating the victim into giving up information through techniques such as impersonation, pretexting, or baiting.

To protect against cybercrime, individuals and organizations should take several steps. First, they should be aware of the different types of cyber threats and how they can occur. They should also be cautious when clicking on links or opening attachments, especially if they are not familiar with the sender. They should regularly update their computer and mobile device software to ensure that it has the latest security patches. They should also use strong passwords and two-factor authentication to protect their online accounts.

Also Read: Cybercrime in Nagpur - Cyber Blackmailer Couple Arrested in Pune for Extorting Money

Organizations should take additional steps to protect themselves against cybercrime. They should have strong cybersecurity policies and procedures in place and regularly train their employees on how to recognize and respond to cyber threats. They should also conduct regular vulnerability assessments and penetration testing to identify and address security weaknesses.

In conclusion, cybercrime is a growing threat that can affect anyone, including police personnel. Cybercriminals use various tactics to commit fraud and do not discriminate against their targets. To protect against cybercrime, individuals and organizations should take several steps to be aware of different types of cyber threats and take appropriate measures to prevent them.

Source: https://www.the420.in/policemen-top-target-of-cyber-criminals-scammer-got-loan-by-forgery-documents-of-hcp/

[digitalminhajalam]

Gurugram Woman Cheated Of Rs 20 Lakh By Fraudsters Posing As Mumbai Cops

The vicitim alleged that she transferred Rs 20,37,194 in 6 transactions to fraudsters. (Representational) Gurugram: A woman here was allegedly duped of Rs 20 lakh by fraudsters posing as police officers, officials here said on Tuesday. The victim, a resident of Sector 43, received a call on March 3 from someone claiming to be from a courier company. The caller told her that a parcel from her had…

[hardynwa]

India Police Arrests Five Nigerian Me For Allegedly Duping Hundreds Of Women

A fraud syndicate made of of five Nigerian nationals have been arrested in India. The Nigerians living illegally in India, and a Bhutanese woman were arrested for duping hundreds of women in India and several other countries, of lakhs of rupees on dating applications. The suspects identified as Okolie Stephen, Okolie Prosper, Okosindhi Micheal, Umad Roland, Okolie Daniel, and Kunjgmo, were arrested by Gautam Buddha Nagar Noida Police on Sunday, March 5, 2023. The 36-year-old female suspect, Kunjgmo, from Trongsa in Bhutan, is married to a Nigerian man, who is also a part of the gang but is currently in Nigeria. The suspects created fake dating profiles by pretending to be Indian doctors living abroad, or doctors of other nationalities, on apps such as Tinder, Bumble, OkCupid, Badoo and Hinge, said investigators. The suspects then connected with women and befriended them, said officers, adding that after gaining their trust, the suspects told the women that they were coming to India on a certain date to meet them. "Then these men called the women and said they were stopped at the airport by customs officials because they were carrying large amount of foreign currency or expensive gifts. The arrested woman suspect posed as a customs official and spoke to these women. She asked the women to pay a certain amount as customs duty to secure the release of their friend,” said deputy commissioner of police (Noida) Harish Chander. The victims of the fraud, who were under the impression that the suspects were wealthy doctors, transferred money after the men assured them that they would pay them back, said investigators. “This gang has been operating for the past seven to eight years and we have come to know that they have duped hundreds of women so far, not just from India but also from other countries, including Portugal, Sweden and the Netherlands,” said assistant commissioner of police (Noida-1) Rajneesh Verma. After a more than six-hours interrogation, investigators learned that the suspects used translation software to talk to women of different nationalities in their own languages. “We seized 17 phones from the suspects and saw at least 30-35 chats with different women on every phone. This means that the group was planning to cheat 500 women in the past month alone. They have fake accounts even on dating apps that are considered very safe for women. To further establish their authenticity, they changed their VPNs so that women would believe where they are calling from,” added Verma. He said the suspects spoke to the women on phone but did not do video calls. “When the women asked to speak to the men on video, the men stuck a white paper on the camera and claimed the camera was not working,” said Verma. He said after receiving the money in bank accounts set up under false identities, they broke off contact with the women after a couple of days. Then, they got the money converted to Nigerian currency Naira before using it. The suspects came from Nigeria to India in 2021 on education and medical visa of six months but stayed back illegally. They live in Supertech Golf Country along the Yamuna Expressway. A case has been registered against them at the Sector 20 police station under Section 420 (cheating and dishonestly inducing delivery of property) and other sections of the IT Act. They were produced before a magistrate and sent to judicial custody. Police have recovered three laptops, a two-wheeler, three passports and ₹40,000 from the suspects and have also seized a bank account linked to them that has ₹1.25 lakh. “We are going to inform the Nigerian embassy about the gang and its activities. We are confirming the exact status of their passports and visas as we have still not recovered passports of two suspects,” said Chander. Read the full article

[sageglobalresponse]

Two Nigerian nationals arrested in India for online fraud

Two Nigerian nationals, Akuchie Ifeanyi Franklin and Fidel Ndubuisi, have been arrested in India for alleged involvement in online fraud.

The cyber police in Kerala arrested Akuchie, from Bengaluru on Monday, January 23, 2023, following a complaint by a Nallalam resident who had reportedly lost around N11m in the fraud operated by the suspect and his two aides.

The accused, who expressed interest in purchasing the products, allegedly forged the domain of Wells Fargo, an American bank, and convinced the complainant that he could complete the transaction provided that the complainant made a temporary payment of ?20 lakh to his account.

The accused had also allegedly forged a WhatsApp account and sent messages in the names of Reserve Bank of India officials to mislead the seller. Later, he claimed that he would return the amount to the seller once the formalities were over.

It was in March 2022 that the complaint was registered at the cyber police station. The police had earlier arrested two of Franklin’s Nigerian partners — Emmanuel James Legbeti and Daniel Oyewale Olayinka.

Police sources said the three accused were nabbed and charged under various sections of the Information Technology Act and the Indian Penal Code after tracing phone calls and social media accounts.

The investigation team had also managed to seize a few electronic devices that were used by the suspects.

Similarly, Cyber Crime Police Station of Avadi Police Commissionerate in Chennai arrested Ndubuisi and sent him to Central Puzal Prison.

According to the police, Ndubuisi was previously arrested by the Tuthukodi Cyber Crime Police for an online fraudulent cheating case.

[delhinewsinenglish]

Man flees Hotel Leela Palace without paying Rs 23 L bill

A man, impersonating as the United Arab Emirates (UAE) government functionary, stayed at Hotel Leela Palace in the Sarojini Nagar area for three months and fled without settling his outstanding bill of more than Rs 23 lakh.

Mahamed Sharif stayed at the hotel from August 1, 2022, till November 20, and fled without settling a bill of Rs 23,46,413, as per hotel staff.

According to an FIR accessed by IANS, the man checked into the hotel with a fake business card and posed as an important functionary of the government of UAE office of His Highness Sheikh Falah Bin Zayed AL Nahyan.

"He also gave a resident card of the United Arab Emirates on arrival. It seems the guest purposely gave these cards to create a false image and garner extra trust with an intent to cheat/deceive the hotel at a later stage," stated the FIR.

Source : https://www.dailypioneer.com/2023/trending-news/man-flees-hotel-leela-palace-without-paying-rs-23-l-bill.html

[znewstech]

3 People Pose As Tax Officials. This Is How They Cheated Man Of Rs 20 Lakh

3 People Pose As Tax Officials. This Is How They Cheated Man Of Rs 20 Lakh

The accused had contacted victim claiming they had Rs 40 lakh in cash (Representational) Mumbai: Three persons were arrested for allegedly posing as Income Tax officials, duping a Pune resident of Rs 20 lakh and giving him dummy currency used in children’s board games, Mumbai police said on Saturday. The accused had contacted victim Ramdas Ballal claiming they had Rs 40 lakh in cash, which had…

[best24news]

दिल्ली कोर्ट में नौकरी के नाम पर 20 लाख की ठगी-Best24News

दिल्ली कोर्ट में नौकरी के नाम पर 20 लाख की ठगी-Best24News

कोसली: जिले में नौकरी के नाम पर धोखाधडी का खेल खत्म नही हो रहा है। एक बार फिर तीन युवकों को दिल्ली कोर्ट में क्लर्क लगवाने का झांसा देकर 20 लाख रूपए ठग लिए। पीडितो को न तो नौकरी मिली तथा न ही पैसे वापस। कोसली पुलिस ने मामला दर्ज कर लिया हैं पुलिस के अनुसार गांव टूमना निवासी बलवान ने पुलिस को दी शिकायत में बताया कि महेन्द्रगढ़ जिले के गांव कुरावहटा निवासी धौलाराम उर्फ फतेहसिंह की बेटी की उनके गांव…

[charansapien]

Glady alferd BDM of Alfred I solutions PVT LTD, Cheating people by taking money for the IT projects and Data entry projects from past 10 years. Alfred I solutions PVT LTD is not a registered company. She is posting ads in facebook and other social media websites that she will give projects and data entry works.

Richard is her husband and one more person Erica orisina they are group of people, who are professionals in cheating. Please beware of these frauds. We have wasted a lot of time and money by believing these frauds.

Glady alferd charged 5, 00,000/- (Five Lakh Rupees) from us for by cooking up fake stories that she will give

·       Data entry like E book conversion

We worked for 3 months and submitted the work but we didn’t get the QC Report or Invoice bill.

·        AWS Project

She conducted the day & night skype calls on this project. Make us wait for 20 days and said that she failed to get the project. She said that the project is based on AWS and the client is very much interested with your company’s profile and made us to deposit an amount of “10” lakhs. After the deposition of money, she disconnected from all the means. We recruited the people and kept them on hold for 3 months and paid them.

 ·        Animation project

Conducted meeting with fake people and demanded separate money for the project.

·        Google Ad posting

Make us to invest on the infrastructure and employment and introduced fake person.

We never thought someone could down themselves for the sake of money. She defrauded us with a project. In return she is mailing do whatever you want.

Be careful with this type of dangerous and disgusting lady. We are having agreements with these frauds, if anyone is interested we will share the documents on request.  To get full knowledge on these frauds. This is our responsibility to share our worst experience to protect people from this worthless Whirlpool.

  Phone numbers- 8806999143, 8698449619

Beware of such fraudsters.

Please Beware of E book conversion, AWS projects, Google Ad Posting projects from Alfred I solutions PVT LTD.

#Ebookconversionprojects  #AWSprojects #GoogleAdPosting # #glady  #fakeprojects #AlfredISolutions PVTLTD. 

[adilakshmisapiential]

Beware of such fraudsters.

Glady alferd BDM of Alfred I solutions PVT LTD, Cheating people by taking money for the IT projects and Data entry projects from past 10 years. Alfred I solutions PVT LTD is not a registered company. She is posting ads in facebook and other social media websites that she will give projects and data entry works.

Richard is her husband and one more person Erica orisina they are group of people, who are professionals in cheating. Please beware of these frauds. We have wasted a lot of time and money by believing these frauds.

Glady alferd charged 5, 00,000/- (Five Lakh Rupees) from us for by cooking up fake stories that she will give

· Data entry like E book conversion

We worked for 3 months and submitted the work but we didn’t get the QC Report or Invoice bill.

· AWS Project

She conducted the day & night skype calls on this project. Make us wait for 20 days and said that she failed to get the project. She said that the project is based on AWS and the client is very much interested with your company’s profile and made us to deposit an amount of “10” lakhs. After the deposition of money, she disconnected from all the means. We recruited the people and kept them on hold for 3 months and paid them.

· Animation project

Conducted meeting with fake people and demanded separate money for the project.

· Google Ad posting

Make us to invest on the infrastructure and employment and introduced fake person.

We never thought someone could down themselves for the sake of money. She defrauded us with a project. In return she is mailing do whatever you want.

Be careful with this type of dangerous and disgusting lady. We are having agreements with these frauds, if anyone is interested we will share the documents on request. To get full knowledge on these frauds. This is our responsibility to share our worst experience to protect people from this worthless Whirlpool.

Phone numbers- 8806999143, 8698449619

Beware of such fraudsters.

#Ebookconversionprojects #AWSprojects #GoogleAdPosting # #glady #fakeprojects #AlfredISolutionsPVTLTD.

[kewelsgffraud]

Huge financial scandal going on in SGF India – Kewal Ahuja’s food brand is alleged to have grown through financial fraud

Financial scandal in SGF India — Director Kewal Ahuja allegedly cheats lakhs from franchisees

Franchising in India has witnessed a four-fold growth since 2013 and is estimated at USD 50.4 billion currently. India has always remained as an emerging marketplace for franchise business and Covid 19 has added another feather in their cap, making money during this time had become an easiest job for the franchise’s ownership.

Trusting the ownership of Franchise, investing their hard-earned money with an expectation of getting a sustainable income for the months during the year had become a common thought of the people. Delhi NCR’s bustling markets greets you with the choicest of top brands. Many corporate professionals as well as an innocent salaried middle-class youth have been interestingly seen taking a plunge into this franchisee business.

The idea of franchising is to have an ownership of brand along with the superlative support from the team of experts. This takes your confidence of working in not so well-versed business to next level and positively uplift your understanding of the business indeed. One among the businesses who grew well from franchising was SGF (Spice, Grill and Flame).

The company was incorporated dated January 29th, 2019, with the main objective of providing food services and ancillary objective included the business activities related to this industry and having Liaison offices and services rendering. SGF Kewal Ahuja is one among those franchisee owners who had made money in this franchising business. Paid PR and advertisement clean his image on media and social media.

In front of the public, Kewal Ahuja SGF has presented his business to the people in such a way that it had looked so appealing & profitable with high return value in minimum time frame. High returns & more than a sustainable revenue generation were offered by SGF Kewal Ahuja in his 2 modules of business FOFO & FOCO. The people who lost their jobs or others who were in need of some kind of income during the pandemic fell for this advertisement and invested lakhs of rupees in SGF franchises believing Kewal Ahuja. But he had not kept his word. The franchises were closed down and the investors were not given back their money.

A deep analysis has been done of SGF and its sister concern company Spice to bring out the truth and it highlight the facts as follows:

1. Both SGF and Spice are registered at same address.

2. Kewal Ahuja remains as Key management in both the company. Both are related parties; spice is a sister concern of SGF.

3. The sister concern- spice’s reported turnover for last 3 years is as follows:

Year Y (INR)

2017–18 — 1.26 crore

2018–19 — 2.54 crore

2019–20 — 2.70 crore

It is clear from the reports that huge funds were abruptly collected from the franchisees and the fee collected by SGF, was not reported to regulators such as Income Tax Department and GST Council under regulatory filings. SGF is non-compliant in MCA filings as well. This report highlights the compliance irregularities and potential financial fraud. SGF in all these 3 years have reported NIL returns in GST and Income tax. However, the sister concern’s reported top line is mentioned above. This shows a potential angle of fund misappropriation by Kewal Ahuja. SGF has a track record of statutory non-compliance as well. The details are as follows:

· SGF was formed in year 2019 and first auditor was appointed on February 25th, 2019, however till march 2019, there was no available record with MCA for financial and annual filing.

· Second auditor was appointed in SGF on 31/12/2020 for the period from 1st April 2019 till 31st March 2024, there is again no available record with MCA for financial and annual filing. The first auditor resigned in just few months and second auditor was appointed in extra ordinary general meeting, which raise an alarm.

· SGF has not filed annual returns and financial statements with MCA for last 2 years which is a mandator exercise for every PVT. Ltd company in India. If there is a further non-compliance for third year, MCA may start the process of striking off suo moto. SGF has not initiated any e forms to correct the non-compliance which highlights the intent to no follow the going concern.

· SGF has filed no returns the income tax returns for the last three years. If the company is collecting franchise fee, the company should be filing the profit and loss account with the income tax department even if the net profit is NIL. This may highlight malicious intent.

· SGF has applied for 3 GST numbers. Out of these 3 GST numbers’ 2 are registered in Delhi and Haryana state and the status is INACTIVE. These GST numbers are cancelled by GST council suo moto. GST number of Mumbai is active however, there is no return filed by company since September 2021. SGF has inactive GST registration. So, the objective of collecting GST from franchisees indicates a malicious intent.

Kewal Ahuja is serving as Treasurer of BJYM Delhi Pradesh, and has a high hope of becoming a main lead politician. He uses his political power and influence to cover up his financial fraud and cheat money from innocent people. Therefore, be cautious and refrain from investing in this company to save your money.

[bloggerlucas]

How to File a Case in Consumer Court?

Markets today are dominated by consumers. If you, as a consumer, are happy, businesses will succeed. Consumer satisfaction is a priority for every service provider or manufacturer. Do you have any complaints about the products or services? What should you do if the business fails to take corrective action to make good on your loss? A consumer court can hear your case.

What is a Consumer Court?

Consumer courts help to solve consumer complaints, grievances, and conflicts. The consumer can file a case against a seller or service provider in a consumer court if he feels cheated. Consumer courts were established in 1986 to make the process of solving consumer problems fast.

How Does a Consumer Court Handle Complaints?

 You can file a case in consumer court when:

1.    There is a defect in the goods sold by the seller.

2.    There is an overcharge by the seller or service provider that differs from what was agreed between the parties.

3.    Unsatisfactory services provided during hiring.

4.    Fair trade practices are not followed by the service provider.

5.    Despite being aware of the danger, a seller sells goods that are hazardous to life and safety.

Depending upon the amount involved in your claim, there are three tiers of redressal forum.

1. District Consumer Disputes Redressal Forum

Each district has a DCDRF. If your claim is up to 1 crore, you should file here. The State Consumer Forum may hear your appeal if you are dissatisfied with the DCDRF's order.

2. State Consumer Disputes Redressal Commission

All states have SCDRCs. You can file a complaint here if your claim is worth between 1 crore and 10 crores. The SCDRC's order may be appealed to the NCDRC

3. National Consumer Disputes Redressal Commission

In Delhi, there is a NCDRC. This is the place where you can file a complaint if your claim is worth more than 10 crores. Supreme Court appeals are available if you are not satisfied with NCDRC's decision.

 

How much does it cost to file a complaint with the Consumer Court?

There are different slabs of consumer court fees, depending on the value of the claim amount.

1. District Consumer Disputes Redressal Forum

·       Claims up to five lakhs are not subject to a fee.

·       For claims between Rs. 5 lakh and Rs. 10 lakh, there will be a Rs. 200 fee

·       From ₹10 lakhs to ₹20 lakhs-₹400

·       From ₹20 lakhs to ₹50 lakhs- ₹1,000

·       Above ₹50 lakhs to ₹1 crore- ₹2,000

2. State Consumer Disputes Redressal Commission

·       For claims worth between 1 crore and 2 crores, you must pay 2,500.

·       For claims between $2 crores and $4 crores, there is a fee of $3000

·       From ₹4 crores to ₹6 crores-₹4,000

·       From ₹6 crores to ₹8 crores- ₹5,000

·       Above ₹8 crores to ₹10 crores- ₹6,000

3. National Consumer Disputes Redressal Commission

·       A claim worth more than ten crores is subject to a fee of 7,500.

How to Pay the Consumer Court Fee?

Fees for the consumer court must be paid when you file the complaint. Consumer Disputes Redressal Forum (location) should be credited with a duly crossed demand draft from a nationalized bank.

What is an Unfair Contract?

Consumers' rights are significantly altered by contracts between service providers, traders, or manufacturers. The following are examples of unfair contracts:

·       Demanding exorbitant security deposits from consumers as a contract requirement

·       Refusing foreclosure of loans

·       Loans cannot be foreclosed on penalty payment

·       asking the consumer to pay penalties disproportionate to the loss in case of a breach of contract.   

·       Terminating a contract unreasonably

·       Permitting a party to use the contract terms to harm the consumer interest

·       Imposing unreasonable charges or obligations or conditions that are disadvantageous to the consumer.

What is the Procedure to Follow to File a Complaint in Consumer Court?

Complaints can be filed in person. Alternatively, you can register an online complaint or hire a legal advisor to represent you. After receiving goods or services from the party, file a complaint within two years. 

Here are the procedures you should follow to file a complaint.

1. Send notice to the opposite party.

Registered mail should be used to notify the party. It is important to include the reasons for dissatisfaction. Within a specified period of time, consumers can resolve their grievances outside of the consumer forum. If the opposite party fails to comply, you will file a complaint with the consumer court.

2.  Draft the consumer complaint with the help of a legal advisor.

The consumer court can be contacted if the opposite party fails to respond to the notice. 

The complaint should include the following details.

·       The name and address of the complainant and the opposite party

·       The facts and reasons of the complaint, along with the date and time of the complaint

·       The relief or compensation you are seeking

·       Your signature and your legal advisor's verification

3.  Attach the supporting documents and evidence.

If the goods were purchased online, a copy of the invoice, the delivery receipt, and a record of the booking

A copy of the notice sent to the party with an acknowledgment of receipt

Providing an affidavit stating that the facts presented and the statements made are true.

 

4.  Deposit the court fee through a demand draft.

In order to file a lawsuit in the state forum, you and the parties must pay a statutory deposit of $25,000 or 50% of the compensation, whichever is less. After the hearing closes, the consumer forum returns the deposit. District or national consumer forums do not require such a deposit.

How to File a Complaint in Consumer Court Online?

·       Complaints must be submitted through the official website.

·       Provide personal information when requested.

·       Once you have registered, you will need to create a username and password.

·       You can file a complaint online by clicking on the 'File A Complaint' link

·       Choose the type of service provider or business with which their goods or services are sold.

·       Enter the relevant details, evidence, and details of the issues with the goods or services provided.

In the event that you are dissatisfied with the services or goods of a service provider or trader, you do not have to worry about being cheated. When you are legally eligible, you can always file a claim for compensation with the consumer court. It is recommended to seek legal counsel before filing a complaint, even though you can do it on your own. They save you time, money, and energy by providing expert advice. 

[kanchankhatanaa]

Advisor for Home Buyers

Legal Remedies Advisor for Home Buyers

In today’s world where the judiciary is becoming more strict crimes are also increasing at the same pace. Every home buyer has a fear of being cheated by the builder as many fraud cases are coming up related to such cheating The buy is not sure that even after paying the agreed amount he/ she is going the get the property and also if it is going to be allotted on time and if the payment made is worth buying the property. Though the laws in Real State are there to help the aggrieved buyer legal action can also be taken against the buyer. Few remedies that are available to the buyer for the breach of the builder buyer agreement are listed below

CIVIL REMEDY –

If there is a case of breach of the agreement that is if the builder does not fulfil the obligation stated in the agreement the buyer can move to the civil court and file the suit for the damages and also an interest of the damages according to the Code of Civil Procedure,1908. Also, if the builder does not fulfil any obligation or uses some unfair practice during the duration of the agreement the buyer can approach the civil court and pray for a refund of the money which is already paid to the builder. The buyer will get quick relief under the Code of Civil Procedure. District courts have the jurisdiction of the cases with the amount of 2 crores and below and the High court deals with matters above 2 crores. The fee charged by the lawyers is according to their expertise and the nature of the case and the court fees are charged as stated in the Act of the state.

CONSUMER FORUM-

Under the Consumer Protection Act 1986 Section 12 the buyer can file a complaint within two years of the dispute taking place with the builder if there is any ‘deficiency’ in the service from the builder's side according to the agreement. It should be noted here that a home buyer is regarded as a ‘Consumer’ according to the Consumer Protection Act, which implies that the property should be for the consumer’s personal use and not for any resale purpose. For example, if the builder does not allott the proper on time as stated in the agreement this would be covered under ‘ deficiency ‘ in service and the consumer can reach out to the consumer forum. The fees charged by the consumer forums are very nominal and are cheaper than the civil remedy. Claims less than 20 lakhs are dealt with by the District Consumer Forum, claims more than 20 lakhs and less than 1crore  are dealt with by the State Consumer Commission and lastly if the claim exceeds the amount of 1 crore the following cases are dealt with by the National  Disputes Redressal Commission. The jurisdictions are given to the forums according to the amount of the claims and compensation. 

ARBITRATION-

According to the Arbitration and Conciliation Act, 1996 if any ‘Arbitration’ clause is stated in the agreement then the buyer can go for Arbitration. The cost of the case generally depends on the nature of the case and there is no fixed amount. Also, it is not necessary to hire a lawyer for the claim in Arbitration. It is less time-consuming as it takes merely 3 to 6 months to get the reward.

CONSUMER COMMISSION OF INDIA (CCI)-

According to the Competition Act 2002, if the buyer-builder has misused his dominant position leading to a disadvantage to the buyer, he/she can file a complaint in the Consumer Commission of India against the builder for the abuse of the dominant position. If after the investigation is done and the builder is found to be guilty of any anti-competitive practice he shall be fined huge penalties by the CIC. The CIC is very active in taking action against such builders and fining them. It amounts to approx. 5000 to file a complaint in CIC.

REGULATORY FORUMS-

Regulatory forums like Real Estate Regulatory Authority are true of great help to the aggrieved buyers as a consumer can file a complaint against the builder for not fulfilling the statuary obligations made by him in the builder buyer agreement. Under Section 31 of the Real Estate Act, 2016 the complaint can be filed against the builder or the buyer can file a criminal case in the criminal court along with the consumer complaint In the Consumer Forum. RERA is the new initiative by the Union of India and this ensures that the buyer gets the ownership on time as stated in the agreement. For this to happen in practicality, it is mandatory for the Real State Agency owner to get their company registered under this regulation and to have a separate bank account for the project initiated by the builders. The real usefulness of this initiative is yet to be ascertained.

CRIMINAL COURTS-

Under the Indian Penal Code, 1860 a buyer can file a criminal case against the builder for the breach of contract, cheating the buyer or for not responding to the problems, poor quality of work, etc. Before this, the buyer has to send a notice to the builder and if no response is given the grieved buyer can approach the criminal court. This trial process works fast in court and if the builder shows no appearance non-bailable warrant can be issued against him. The filing fee of such cases depends entirely on the lawyer and the case but as such, no court fee is taken.

Smart consumers should always know what all remedies are present to help him/her in the time of difficulty. Bad times never come up with warnings. For every fraud there is a remedy, awareness is key in such matters.

[alwaysfirst]

Coal scam: Court sentences former Coal Secy HC Gupta to 3 years imprisonment

Aug 08, 2022 12:08 IST New Delhi , August 8 (Always First): A Special CBI Court of Delhi on Monday awarded three years imprisonment to former Coal Secretary HC Gupta in a coal scam case after finding irregularities in the allocation of a Maharashtra coal block. The court also awarded two years imprisonment to former joint-Secretary K S. Kropha and four years to director Mukesh Gupta of Nagpur-based firm M/s Grace Industries Ltd in the coal scam case. The Special judge Arun Bhardwaj (Coal Scam) Rouse Avenue Court on Monday while pronouncing the Judgement on sentencing also imposed a fine of Rs one lakh on HC Gupta, 50,000 Rs on KS Kropha, two lakhs on Mukesh Gupta and 2 lakhs on Nagpur based firm M/s Grace Industries Ltd. The same court last week convicted H C Gupta Under section - 120B and section - 13(2) r/w 13(1)(d) of the Prevention of Corruption Act, 1988, K S. Kropha, Under section - 120B and section - 13(2) r/w 13(1)(d) of the Prevention of Corruption Act, 1988, Mukesh Gupta, Director of M/s Grace Industries Ltd. under section - 120B and section - 420 IPC and M/s Grace Industries Ltd. under section - 120B and section - 420 IPC. The court convicted them in the Coal Scam case related to the allocation of the Lohara East Coal block situated in Maharashtra. CBI had registered on September 20, 2012 under section - 120B r/w 420 IPC r/w 13(2) r/w 13(1)(d) of the PC Act, 1988. On completion of the investigation, a charge sheet under section - 420 IPC was filed by CBI against M/s Grace Industries Ltd. and Mukesh Gupta, Director of the company in the Court on October 28, 2014. Special Judge while discussing the role of Public Servants of Ministry of Coal, Govt. of India and government of Maharashtra in the alleged crime on January 19, 2015, ordered further investigation into the matter with a direction that the evidence collected during further investigation, may be placed before the Competent Authority for the consideration of the issue of sanction to prosecute the public servants namely K. S. Kropha, the then Joint Secretary, Ministry of Coal and V. S. Sawakhande, the then Director, Directorate of Geology and Mining, Nagpur, Govt. of Maharashtra under section - 19 of the P.C. Act, 1988. The Court on August 10, 2015, took cognizance of the offences punishable under section - 120B r/w 409/420 IPC r/w 13(2) r/w 13(1)(c) & (d) of the PC Act, 1988 and substantive offences. Accordingly, the summons was issued to the accused persons for their appearance before the Court. During the course of the trial total of 34 witnesses had been examined by the prosecution/CBI to prove its case. According to the CBI, allegations against the convicts M/s Grace Industries Ltd. and Mukesh Gupta during the period between years 2005 to 2011 in New Delhi, Maharashtra and other places, in furtherance of the common object of the criminal conspiracy hatched with other co-accused persons i.e. H.C. Gupta, K. S. Kropha and cheated Ministry of Coal, Government of India by dishonestly and fraudulently inducing the Ministry of Coal to allocate "Lohara East Coal Block" situated in the state of Maharashtra in favour of M/s GIL on the basis of false information about net worth, capacity, equipment and status of procurement and installation of the plant. CBI also stated that the said company in its application claimed its net worth as Rs. 120 Crores whereas its own network was 3.3 crores only Company falsified its existing capacity as 1,20,000 TPA against 30,000 TPA. In a video order dated August 25, 2014, the Supreme Court of India cancelled the entire allocations of Coal Blocks. Vide order dated: January 19, 2015, Special Judge of the trial court had observed that the working of the officers of the Prime Minister's office also does not appear to be above Board. The trial of this case was conducted by Sanjay Kumar, Deputy Legal Advisor of CBI as he was appointed by the Supreme Court vide order September 1, 2014 passed by the Supreme Court of India in Coal Scam. (Always First) Read the full article

[worldyness-informative]

Tips and deceives for something good and simple method for bringing in cash online in India.

Tips and deceives for something good and simple method for bringing in cash online in India.

There are various notices and applications we go over that offer a simple method for bringing in cash in India. However at that point, the greater part of them end up being tricks. Have you been gathering data in regards to online positions and confounded regarding How to Earn Money Online in India without Investment? You have at last arrived perfectly located. Prior to beginning with any lucrative stage there are sure things to remember. Consider this as tips and deceives for destinations where you can bring in cash in India.

Research

Do your examination very well so you don't wind up squandering your energy on a misrepresentation organization. There are great many cheats in the market focusing on individuals who need fast cash. You would rather not end up as prey to one of these folks. So research about the organization you are managing. Never share any private subtleties with next to no affirmation of work.

Keep persistence

This is a work of tolerance, so you want to stay predictable and energetic. Tolerance is the critical all of the time while managing stages where you can get a lot of cash. It will require some investment at first, however when you're in the business, it's not possible for anyone to prevent you from acquiring lakhs each month.

Know your necessities

What does it expect to set your things up and begin with full effectiveness? Prior to bouncing into any business or online work where you will bring in cash without knowing the fundamental prerequisites. Make sure to have a decent web association and a PC prior to hopping into this field.

Rundown of occupations that are simple methods for bringing in cash in India without venture.

YouTube

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What's more in the event that your channel is a hit with a large number of perspectives, every video can procure around 3-4 lakhs. However, to arrive at that level, it will take a ton of time, tolerance, and energy. Building a crowd of people isn't simple when there is such a lot of rivalry. In this way, make the most imaginative and remarkable substance to have more supporters.

Online shop through Instagram/Facebook

An Instagram or a Facebook account is liberated from cost. You can adapt this record by selling things through it. Assuming you are a craftsman, cook, pastry specialist, cleanser producer, weave, and so on, you can sell things made by you through these records. All you want to do is to transfer photos of anything you're making and extend your span. Individuals can undoubtedly arrange anything they desire. Your shop can incorporate natively constructed postcards, compositions, hand-made paper, choice cleansers, cakes, brownies, bread, redid gifts, and so on Assuming that you are great at your specialty yet at the same time contemplate a simple method for bringing in cash in India without venture, then, at that point, this is your one-stop go-to arrangement.

You can procure anyplace between Rs3,000 to Rs 15,000 every month

Turn into a Subject Expert

Do you suppose you have great control over a subject and will actually want to assist understudies with something similar? Then, at that point, this is the best and simple method for bringing in cash in India without speculation. Select yourself as a subject master on Chegg India and begin acquiring per reply. Most importantly, it has a simple system to get enrolled.

Follow these basic advances:

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Countinue