#BUPA OSHC

[budgetpolicy]

https://budgetpolicy.com/visa-type/600-visitor-visa

Health Insurance for International Visitors

Exploring the World with Peace of Mind: Overseas Visitor Health Insurance Keeps You Covered!

[rapidmigration-blog]

Extending Your Australia Student Visa 2023

If you wish to extend your stay in Australia, there are a few different opportunities you can explore based on the purpose of your extended stay, and what type of visa you are able to get.

Only the Department of Home Affairs (DHA) and registered migration agents are licensed to give advice about immigration matters. It is significant that you read through the DHA website carefully.

You can apply for a further student visa in Australia if your current visa is not subject to a No Further Stay condition and you hold a pre-qualifying visa.

Undergraduate or postgraduate coursework students

Step 1

Obtain a new Confirmation of Enrolment (CoE) using the online request form.

Step 2

Before you submit your visa application, please ensure that you renew your Overseas Student Health Cover (OSHC) if necessary, as OSHC must be valid to cover the entire period of your new expected visa.

Please note:

Your OSHC is not automatically extended with your new CoE. You should contact your OSHC provider for assistance with renewing your cover, if you have OSHC provided by BUPA, contact them directly to extend your policy.

OSHC is required longer than the course end on your CoE to cover the entire period of your stay in Australia.

To be granted a student visa to cover the additional time, you must have a valid OSHC in place. Student visa applicants are advised to consider how much OSHC to purchase, as the visa end date cannot be changed once granted.

We recommend you purchase OSHC for at least 2 additional months to cover the result release period of your course and to cover the entire period of your stay in Australia.

Please note, you may require OSHC for a few more months if your course finishes at the end of the academic year. For example, if you complete your course at the end of Trimester 2, your CoE will finish in November/December, therefore, you will be granted a visa until 15 March of the following year, provided you have OSHC until that date). This will cover the entire period of your stay in Australia.

Step 3

Prepare your supporting documentation. Use the Department of Home Affairs document checklist tool to check what you need to attach to your application. This may include:

Confirmation of Enrolment (CoE)

OSHC policy

Passport

Statement to satisfy the Genuine Temporary Entrant requirement

Evidence of financial capacity.

Step 4

Apply online to the Department of Home Affairs. You will be applying for a Student Visa subclass 500 visa.

You can submit an application yourself, or use a registered migration agent.

When you should renew your visa

You must hold a valid student visa while studying in Australia.

You will need to renew your visa if:

you cannot complete your course before the visa expiry date

you have submitted your postgraduate research thesis

you are going to commence a new course of study.

We recommend you apply to renew your student visa at least 6–8 weeks before it expires.

After you lodge your application

The Department of Home Affairs will send you an acknowledgement letter along with a copy of a bridging visa (for applicants in Australia only).

While your application is being assessed you should:

check the Health Assessment tab in your ImmiAccount to see if health examinations are required.

check your nominated email account regularly for correspondence from the Department of Home Affairs regarding the status of your application.

Read https://www.rapidmigration.com.au/what-next-after-student-visa-expired/.

[abroadcubeind]

OSHC Insurance in Australia

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[getstudysupports]

A GLANCE AT AUSTRALIA

Capital: Canberra

National Language: English

Largest City: Brisbane

Currency: Australian Dollar

GDP: $1.37 Trillion

Population: 26 Million

Top Universities: 43

Students: 8 Lakhs

Why Study in Australia for Bangladeshi Students

When it comes to choosing a place to study, all students are picky. Many students prefer Australia for the following reasons:

Ample career opportunities: The process for obtaining a work visa in Australia is simplified. You can also work 20 hours per week during your course to

in the QS World Rankings and other similar rankings. According to the QS World University Rankings 2021, eight of the world's top 100 universities are located in Australia.

World-class education: Australian universities are consistently ranked in the QS World Rankings and other similar rankings. According to the QS World University Rankings 2021, eight of the world's top 100 universities are located in Australia.

Australia is a diverse country in which to live. Students from all over the world will be present. You can interact with them, which aids in your understanding of different cultures.

Reduce your expenses: Living in Australia is less expensive than living in the United States or the United Kingdom. There are also several scholarships available to you

Highly respectable qualification: If you have a certificate from an Australian university, you will find that it is highly respected and valued by others all over the world. It will make your job and higher education easier.

International students' rights: When it comes to giving people rights and powers, Australia is unrivaled. The Australian Education Services for Overseas Students (ESOS) Act of 2000 ensures that study programs for international students meet stringent government standards.

Incredible scenery: The scenic beauty of Australia is reason enough to relocate there. If you enjoy nature trips and adventures, you can go to the Great Barrier Reef, Bondi Beach, and so on. A visit to the Sydney Harbour Bridge, Sydney Opera House, and so on, on the other hand, will help you enjoy sophisticated Australia.

Research-focused programs: University programs in Australia place a high value on research. The country is also known for some fantastic inventions.

Career-oriented education: Australia offers a variety of short-term courses to assist you in obtaining a good job. The country places a high value on career-oriented programs.

Education System In Australia for International Students

In Australia, there are 43 universities. 40 Australian universities, two international universities, and one private specialized university are among them. The Australian education system places a high value on innovation. Students typically acquire job skills as soon as they complete their course. The QS World University Rankings place 37 Australian universities among the best in the world.

Seven Australian universities are among the top 100 in the world. The Australian Qualifications Framework (AQF), a national policy for regulated qualifications across schools, vocational education and training (VET), and higher education, underpins Australia's integrated education system.

The following are some highlights of the Australian educational system:

Courses that are accredited.

Outstanding research.

A global reputation for providing students of all levels with a high-quality education.

Excellent educational opportunities.

Legatum Institute researchers have ranked Australia as the best country in the world for education.

Student Health Cover In Australia

Overseas Student Health Cover is Australia's health insurance for international students (OSHC). The insurance must be purchased by either you or your education provider. You will require it throughout your stay in the country. Your hospital bills, medical bills, and doctor consultation fees. OSHC is provided by the following five insurers:

Australia's BUPA.

Private Medibank.

OSHC Nib

Health Management in Australia.

Global Assistance by Allianz.

[oshcpolicy-blog]

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[optekintl]

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[aucitydaily]

Bupa暂时关闭维州体检中心，已有预约取消，重开时间待定 | 澳洲都市报

澳洲都市报8月6日讯（记者 陈荣）受Covid-19疫情影响，Bupa位于维州的服务处全部暂时关闭。已经预约体检的同学，请留意Bupa预约取消及退款通知。

Bupa表示：在疫情期间，我们义务保障我们的的团队成员、客户和公众的健康和安全。将在疫情控制好转，禁令解除后重新开放。

根据最新的维州禁令，8月5日(周三)23:59后，企业如需安排员工上岗需符合Permitted worked scheme，否则企业和员工将分别被处以最高$99,132和$19,826罚款。

受影响的16个Bupa中心分别是：

BALLARAT

BENDIGO

BOX HILL

CHADSTONE

DONCASTER

FOUNTAIN GATE

GEELONG

GLEN WAVERLEY

HIGHPOINT

MELBOURNE CBD

NORTHLAND

RINGWOOD

SUNSHINE

SOUTHLAND

SWANSTON STREET(CHINATOWN)

WERRIBEE

今日，维州官方发布的新增新冠肺炎感染人数为471人，较单日最高值725人大幅下降。单日新增死亡人数为5人。(澳洲都市报)

来源：澳洲都市报(Australian City Daily) 微信公众号：AuCityDaily

原文地址： https://www.aucitydaily.com/city/21172.html

[travelagencypakistani-blog]

PAKISTANI APPLYING FOR AUSTRALIAN VISA

There are many reasons why you can complete your studies in Australia. Australia, in addition to the beauty of Sydney, the Great Crystal Reef, Gulf of Cook and Uluru, has an extraordinary educational system with thousands of courses and high degrees for you.If you previously decided to study in Australia and at a university or college, now you must complete your visa application. Australian immigration requirements

What kind of visa can you apply for?

A number of student visa applications are currently available to students in Pakistan. What you need depends on the type of course you want to do. The existing visa is as follows: ELICOS Independent Visa (Common 570): This Visa allows you to study in Australia for a full-time English course for overseas students. Professional Education and Professional Schools (Section 572): This visa allows you to study in Australia and have full-time professional education. High School Student Visa (Infrastructure 573): This allows you to study in Australia to study full time education. If you are applying for a university or college, this is a visa that you are more likely to apply for. School Degree (Subclass 574): This allows you to study in Australia for postgraduate education. State Department or Department of Defense (Section 576): This allows you to study in Australia full time, but only if supported by the Australian Government. If you are not sure which of the above visas are required for you, you must visit the Australian Immigration Bureau website.

Are you eligible for a student visa?

If you want to apply for higher education (subclause 573), you must obtain a bachelor's degree or a degree, a postgraduate diploma or a diploma, a master's degree or a master's degree in Australia. If you can not provide evidence of unconditional presence at the university, you are not eligible for this type of visa.

Financial Requirements: $ 550 to apply for each of the above visas. If you plan to go to Australia with another member of your family or your spouse, the extra visa fee is $ 410 ($ 135 if they are under the age of 18). You must also have proof of a sufficient amount to cover the costs of studying, traveling and living. If you are affiliated, you should also show evidence that you are able to pay for your living, regardless of whether you plan to travel to Australia.

English proficiency requirements: Applicants studying in Pakistan offer their English proficiency. Accepted tests include: IELTS, TOFEL iBT, Pearson English (PTE) Academic test and English Advanced English Test (CAE). You should be aware that the requirements of the English language are different depending on the period you want to pursue and the institution you are applying for, so you need to carefully check it.

Health requirements: Some students may be advised to have a medical and / or radiological examination to show them well in health. If you are told to do this, you must have an appointment with a doctor approved by the Australian Immigration Bureau. Students are required to purchase student insurance abroad (OSHC). You can purchase this cover through your university or directly from one of five approved: Australian Health Management, BUPA Australia, Medibank Private, Allianz Global Assistance, and OSHC Nib. The average OSHC cost per student is only $ 12 for $ 437 ($ 383).

Personality requirements: All students are also assessed according to the personality requirements determined by the Immigration Office. This includes a recorded record to make sure you do not have a significant criminal record. You may also need to obtain a formal official certificate (or a police certificate) or a police statement and you must complete a supplementary legal form.

Additional documents you must provide include: Australian and Australian Application Form (157A) • The cost of paying a visa • Copy of passport environmental information page (some students may be required to use a physical passport) • Certificate of registration or letter of offer

When should I apply?

All applications for student visas for Pakistani citizens (requested from Pakistan) must be managed by the Immigration and Border Management (DIBP) office in Adelaide, South Australia. Since 2013, student admittance to Adali has been provided directly from Pakistan. However, apps can reach their destination for up to seven days, and it's impossible to say how long it takes for the immigration board to reach your request.

More info: Australian immigration requirements

[budgetpolicy]

Bupa OSHC & OVHC health insurance plans, Get instant quotes from providers for bupa oshc cover plans. Compare and buy now.

[aeccphilippines-blog]

Requirements You Need to Meet for Getting an Australian Student Visa!

If you are interested in Australia and looking forward to pursuing higher education there, then you will need an Australian student visa (subclass 500). You must prove the Department of Home Affairs (DHA) that you fulfil the following Australia student visa requirements:

English Proficiency

Genuine Temporary Entrant Requirement

Financial Requirements

Health and Character

What is Genuine Temporary Entrant (GTE) Requirement?

Came into existence in November 2011, GTE requirements clarify that the student or visa applicant must be able to show a genuine intention to study in Australia. The DHA officials consider the below-mentioned factors:

The potential circumstances for you in the country

The state and situation of your home country

Your immigration history

The relevance of your chosen program to your future

Other relevant matters

To ascertain whether you meet the GTE requirements, you might be called for an interview at the Australian embassy or consulate.

English Requirements

Every international student coming from a non-English speaking country to study in Australia is subjected to prove his/her English language skills. There are several tests, such as IELTS, TOEFL, Pearson Test of English, and CAE to prove English speaking, writing, reading and listening skills. The score you will need depends more on whether you are doing a full degree, starting a foundation course or enroling in a preliminary ELICOS (English Language Intensive Course for Overseas Students).

Financial Requirements

To get an Australian student visa, you must produce a proof of sufficient funds to cover your fees, living and travel costs. If you have a family or dependents, you will need to show evidence of being able to cover travel and living costs for them as well.

In case you face any financial problems, you can consider government aides and scholarships offered by the Australian governments and universities. In most of the cases, a scholarship covers tuition fees, travel expenses and living costs.

Health Requirements

Some overseas students may be called for a medical checkup to check that they are in good health. If you are asked to do so, you will have to fix an appointment with a doctor approved by the Australian Immigration authorities.

All international students looking to study or make a career in Australia are obliged to buy OSHC (Overseas Student Health Cover). This cover can be bought through your institution, or directly from the five approved providers, including Medibank Private, nib OSHC, Allianz Global Assistance, BUPA Australia, and Australian Health Management.

Character Requirements

Authorities may ask you to submit a penal clearance certificate or a police statement to ensure that you don’t have a criminal record against you and you have a good character. Some students are often asked to fill a Character Statutory Declaration Form.

So these are the requirements that you must meet to get an Australian visa. To know more about why study in Australia, where to study, which university to choose, visa requirements, scholarship options etc., you can speak with an expert consultant at AECC Global.

An AECC Global consultant will offer complete information about the visa process, admission procedure, best courses, and career pathways. Contact an AECC Global expert today!    

[fenghuileng]

在國外千萬不要輕易看病！本來扛得住的 搶救一下就真沒命了！

來源：澳洲微報

2017年，一則微博引起留學圈熱議：

   網友們紛紛表示：怪不得我出國後學會的第一句話，就是I'm fine, thank you了！

  更不用說，澳洲的救護車還有「電話十秒鐘，遲到一小時」的前科…

  本來自己堅持一下直接到附近醫院還可以搶救一下的，等到救護車來了說不定就搶救不了了！

據說，這是澳洲今年夏天最浪漫也最土豪的「豪車」！

 那麼，在國外看病，到底有多貴呢？

 首先讓我們來說一下美國。

  美國醫療費貴，讓許多病人無奈又無力：

 最離奇的是一捆塑料尺，在eBay上一百把僅需6美元，在醫院卻可以賣到80.4美元，因為它們是「醫療耗材」；

同樣的，一台髖關節置換手術，美國平均花費4萬美元，西班牙平均花費7371美元；

  一位糖尿病患者表示：1.5瓶胰島素可以買一台新iphone. 為了活下去，我得平均3個星期買一瓶。

  然而說著說著，畫風就跑偏了：

還有人不忘自黑：

為啥美國人總是很友好？很簡單，如果我們不待人友好，那我們生病時就沒人給我們眾籌醫藥費，我們就死定了。

（既黑了美國醫藥費貴，還黑了美國人喜歡玩兒眾籌，666）

據說，一些家庭為了防止熊孩子出門摔著讓他們付醫藥費，只好這樣：

還有人拿美劇舉例：知道絕命毒師嗎？知道為啥男主得了癌症以後為什麼不得已以化學老師的知識販毒嗎？

很多人或許會不得其解：為啥美國的醫療費這麼貴？

 其實，主要原因還是出在前總統奧巴馬身上。

奧巴馬時期曾推行過「全民醫保」，這聽起來很美，但實際上，沒有達到「最低標準」的中產階級，卻不得不交更多的錢以填補公費醫保沒有涵蓋的地方。

 奧巴馬的本意是由納稅人撐起「全民醫保」的理想，但可惜的是，突如其來的經濟危機，讓他的理想成為泡影，也讓民主黨在八年後徹底失去了優勢。

 在奧巴馬時代，一些美國普通家庭，甚至不得不花比之前高昂2倍以上的保險費，用於醫療上。

而到了特朗普時期，情況也並沒有好轉。新的醫保方案雖然不再需要民眾多交那麼多「附加費」，但本質上卻削減了公費醫保的開銷，不被美國民眾所看好。

 那麼，澳洲呢？

 首先，可以確定的是：移民澳洲的人，如果是沖著醫療來的話，那麼恭喜你們，至少你們確實選對了。

澳洲的醫療無論是從開銷負擔、醫療質量來說，都「吊打」至今沒扯清楚是不是該全民醫保的美國。

澳洲目前確實已經實現了全民醫保（Medicare），隨著越來越多的藥物加入PBS計劃，也會有更多原本天價的癌症藥物可以以相對低廉的價格買到。

僅僅是2007年，澳洲每戶人家看病只用花平均4177美元，而美國家庭得花2倍的價錢；

 得益於澳洲的各項醫保制度，澳洲的死亡率也低於美國，有圖為證：

但全民醫保？也並不見得真正「保全家」。和美國的醫保改革一樣，Medicare並不能涵蓋所有的醫療開銷。

  真正的Medicare，只會幫你報銷這幾項：

 ·全科醫生和專科醫生診療費；

·由醫生操作的醫學化驗檢查費，如X-光、病理檢查等；

·眼科醫生操作的眼科檢查；

·由醫生執行的大部分手術和治療；

·由政府批准的牙醫執行的部分牙科手術；

·以及其它Medicare批准的醫療服務。

 而海外的留學生就比較悲催了，海外留學生必須購買的留學生保險OSHC里，無論是報銷看GP（全科醫生）的錢還是在公立醫院做手術的錢都得必須符合醫療指導收費標準清單（MBS）的規定，

 不符合？那就乖乖自掏腰包吧…

  至於救護車？無論你是Medicare還是OSHC，都得自己掏腰包叫…

 在這裡，小編要告訴大家一個不幸的消息：澳洲的救護車呼叫費用，又要漲了…

 且看我們去年報道過的新州救護車呼叫費：

針對新州居民，呼叫費從364澳元起，每公里3.29澳元，總收費最高5971澳元服務費用；

非新州居民，如果是立刻出車，就要支付呼叫費714澳元，每公里加6.44澳元，沒有上限…

 從2017年7月1日開始，這個費用悄然漲了一丟丟，新州居民叫救護車底價變成了372澳元，每公里3.35澳元，最高上限也應聲而起，成了6095澳元…

  非新州居民的標準雖然沒有變，但…還是叫不起…

  維州叫救護車的價格也從去年的，緊急狀況下分別按路段收取1174澳元和1732澳元，漲到了1204澳元和1776澳元…

 非緊急救護的最低價也漲了3澳元，不知道漲了這點錢，是不是多給醫護人員拿去買咖啡了…

說了這麼多，大家也應該可以知道，雖然澳洲公立醫療確實還是比美國划算不少，但關鍵時刻（比如叫救護車時）仍然要花掉你一大筆錢。

 換句話說，說救護車是今年澳洲TOP 1豪車，小編可不是在吹牛！

這也怪不得澳洲的保健品這麼有名了，���為大家都怕身體不好，死在等救護車來時的路上…

  不過，現在大部分在澳華人及留學生都會購買一些可以Cover醫院保險（Hospital Cover）, 附加保險（General Treatment Cover or Ancillary or Extras Cover），救護車保險（Ambulance Cover）的私人保險，

如Medibank，Allianz和Bupa等，至少看牙、配眼鏡等日常需要的開銷都可以涵蓋。

不過，隨著澳洲政府宣布今年會將更多藥物納入PBS計劃的腳步，小編也相信，Medicare這個公費保險系統，會加入更多有利於大家的優惠政策的！

原文鏈接：在國外千萬不要輕易看病！本來扛得住的 搶救一下就真沒命了！ - 澳洲最新新聞

本文標籤：新州, 澳元, 澳洲, 澳洲政府, 移民澳洲

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from 澳洲新聞網 http://ift.tt/2CvWx4w via via Blogger http://ift.tt/2qsPIil

[susanjminter]

Applying for a Graduate 485 Visa? Here's 4 Very Things To Do To Avoid Refusal!

With the 15th of March closely approaching comes the expiration of thousands of Student visas accross Australia (i.e Migration D-DAY). Accordingly, we thought it would be useful to make a very quick summary four (4) very simple things that applicants must do before applying for their Graduate 485 visa. Importantly, the things we list below may seem small and insignificant, however in our experience, it is these small yet poorly undertstood requirements that gets international Students into the most trouble! 1. Sit Your English Test Unless you are fortunate enough to hold a passport from the UK, USA, Canada, New Zealand or Ireland, you must have sat an english test before you have made your Subclass 485 visa application. Importantly, it is acceptable if your results are issued after you have applied for your visa, so long as the date of your exam is before the date of your visa application. Keep in mind however that applying for the 485 without knowing your test scores does pose a risk. For example, if you recieve your test results after you have made your visa application and you have not scored the required score, you will be unable to have the 485 visa granted, even if you are able to achieve the required score whilst waiting for the 485 visa. The reason being is that you must meet the minimum score in a test sat before the visa has been applied for. 2. Apply For Your Australian Federal Police Clearance It is an important requirement that your Subclass 485 visa application be accompanied with an Australian Federal Police (AFP) National Police Check certificate (‘AFP Check’) that is less than 12 months old, or evidence that you have at least applied to obtain this clearance. This means that you can include in your visa application proof that you have applied for the AFP Check (for example - by attaching the receipt number of the AFP Check and payment receipt to confirm that you, and your family, have made attempts to obtain one). Accordingly, it is essential that you obtain an AFP Check for yourself AND each secondary applicant included in your Subclass 485 visa application, who is at least 16 years old. For example, if you are including dependents such as your partner, wife/husband or child (16+), you will need to obtain one for each. If it is just you who is applying for the visa, then only your own AFP Check is required. Failing to at least apply for an AFP for you and your family will lead to the refusal of the 485, even if you meet all other criteria!  Keep in mind that once you obtain the AFP Check, it is only valid for 12 months. So before lodging your Subclass 485 visa application, please make sure that your AFP Check is still valid, otherwise you will need to apply for a new clearance before applying for your 485 visa - as mentioned above.   Please feel free to read through our blog  ‘How to Apply for Visa Police Clearances’, on information on how to apply for the correct AFP before making your 485 visa application.   3. Apply for Adequate Health Insurance   When applying for the Subclass 485 visa, you must provide evidence that you and everyone included in your application has adequate health insurance in Australia.   You will need to provide any one of the following:

A signed letter from a health insurance provider outlining the level and range of health cover;

A Medicare card or receipt of enrolment with Medicare (if eligible);

If you are from a country with a reciprocal health care agreement with Australia and will be eligible for Medicare when you arrive here, evidence of adequate of health insurance, including travel insurance, to cover you until you enroll in Medicare.

  If you are currently holding a valid student visa, you may provide evidence of your current Overseas Student Health Cover (‘OSHC’) policy. Please note that OSHC policies are only valid at the time of applying for the visa. So basically, this means that whilst you can apply for the Subclass 485 visa with your current OSHC, when your student visa expires OR when the case officer is ready to make a decision on your Subclass 485 visa application, your OSHC policy ceases as you are no longer classified as a student visa holder.   Consequently, this means that you will need to obtain non-OSHC insurance immediately to meet the health requirements of your Subclass 485 visa application, due to your OSHC no longer being valid. Non-OSHC insurance is just normal overseas visitor health cover.   If your student visa is still valid at the time of decision (that is, when the case officer is ready to grant your Subclass 485 visa), and you have not obtained a non-OSHC health insurance policy, the case officer will request one from you.   To help you understand the OSHC process from Student Visa to the Subclass 485 visa, here is an example:   If you are currently covered by an OSHC until 15 March (also when your student visa expires), and you lodge your Subclass 485 visa application in February (prior to the expiry date of the OSHC), you must obtain adequate non-OSHC health insurance cover that commences from 16 March when your bridging visa commences.   If your Subclass 485 visa is granted prior to the expiry date of your student visa (that is, 15 March), you must obtain a non-OSHC health insurance cover immediately (because you are no longer classified as a student visa holder). In this circumstance, the case officer will contact you to request evidence (if you have not already done so) to prove that you have non-OSHC health insurance cover prior to finalising the visa application.   If you have not arranged adequate health insurance at this stage, we would like to refer you to BUPA Health Insurance, to obtain 5% off BUPA Health Insurance policies, which are designed to ensure that migrants meet the cover thresholds and visa conditions required by the Department of Immigration & Border Protection.   4. Apply Within 6 Months of Finishing Your Course (Australian Study Requirement)   There has been much confusion for some recent graduates in determining when the start date begins for the deadline to ‘apply within 6 months of finishing your course’ (Australian Study Requirement).   To clarify on this, the start or critical date, is the date on which the results of your final exams or notice of completion of the course were made available or published. This is the date which triggers the 6 month period during which you may apply for the Subclass 485 visa.   In particular, evidence of this completion date could be notification of final exam results:

in a letter addressed to you;

on the Internet;

in a newspaper; or

on the educational institutions bulletin board.

  It is also extremely important to note that although a degree or certificate generally shows the date of the award or conferral, that information is not relevant to this situation. For the purposes of satisfying this Australian Study Requirement, evidence is required of the date of completion of the course, not the date of when the degree was awarded to you.   To highlight the importance of this point, here is an example:   Your transcript or certificate states:   “Admitted to the degree of Bachelor of Business on 18 May 2016”   You may mistakenly assume that your degree was completed on this date, therefore your 6 month time frame starts from this date.   Though, it is quite likely that your qualification was completed the preceding November/December (2015). This is usually the date when you would have completed your course, and when the critical date starts, for you to calculate your Australian Study Requirement of applying within 6 months of finishing your course.   However, if you have really did in fact complete your degree on 18 May 2016 (and not being conferred or awarded on that date), then you will need to provide evidence. This can occur when you were required take a supplementary exam or similar. To confirm then, you must apply within 6 months of completing your course, not necessarily the date of your graduation or the dates listed on your qualificaiton certificate so be very careful!   If you require the assistance of a Migration Agent in Brisbane today, then feel free to contact us on 1300 644 788 or leave your questions here. Also, click here for more informative blogs by our Migration Agents. Otherwise you can contact us at the following address: Salvo Migration 320 Adelaide St Brisbane QLD 4000 https://goo.gl/Bao5ma  

Enjoyed the Blog? Subscribe Below!

Originally Published here: Applying for a Graduate 485 Visa? Here’s 4 Very Things To Do To Avoid Refusal! Originally Published here: Applying for a Graduate 485 Visa? Here's 4 Very Things To Do To Avoid Refusal!

[haroldsmorris]

Applying for a Graduate 485 Visa? Here’s 4 Very Things To Do To Avoid Refusal!

With the 15th of March closely approaching comes the expiration of thousands of Student visas accross Australia (i.e Migration D-DAY). Accordingly, we thought it would be useful to make a very quick summary four (4) very simple things that applicants must do before applying for their Graduate 485 visa. Importantly, the things we list below may seem small and insignificant, however in our experience, it is these small yet poorly undertstood requirements that gets international Students into the most trouble!

1. Sit Your English Test

Unless you are fortunate enough to hold a passport from the UK, USA, Canada, New Zealand or Ireland, you must have sat an english test before you have made your Subclass 485 visa application. Importantly, it is acceptable if your results are issued after you have applied for your visa, so long as the date of your exam is before the date of your visa application. Keep in mind however that applying for the 485 without knowing your test scores does pose a risk. For example, if you recieve your test results after you have made your visa application and you have not scored the required score, you will be unable to have the 485 visa granted, even if you are able to achieve the required score whilst waiting for the 485 visa. The reason being is that you must meet the minimum score in a test sat before the visa has been applied for.

2. Apply For Your Australian Federal Police Clearance

It is an important requirement that your Subclass 485 visa application be accompanied with an Australian Federal Police (AFP) National Police Check certificate (‘AFP Check’) that is less than 12 months old, or evidence that you have at least applied to obtain this clearance. This means that you can include in your visa application proof that you have applied for the AFP Check (for example – by attaching the receipt number of the AFP Check and payment receipt to confirm that you, and your family, have made attempts to obtain one).

Accordingly, it is essential that you obtain an AFP Check for yourself AND each secondary applicant included in your Subclass 485 visa application, who is at least 16 years old. For example, if you are including dependents such as your partner, wife/husband or child (16+), you will need to obtain one for each. If it is just you who is applying for the visa, then only your own AFP Check is required. Failing to at least apply for an AFP for you and your family will lead to the refusal of the 485, even if you meet all other criteria! 

Keep in mind that once you obtain the AFP Check, it is only valid for 12 months. So before lodging your Subclass 485 visa application, please make sure that your AFP Check is still valid, otherwise you will need to apply for a new clearance before applying for your 485 visa – as mentioned above.   Please feel free to read through our blog  ‘How to Apply for Visa Police Clearances’, on information on how to apply for the correct AFP before making your 485 visa application.   3. Apply for Adequate Health Insurance   When applying for the Subclass 485 visa, you must provide evidence that you and everyone included in your application has adequate health insurance in Australia.   You will need to provide any one of the following:

A signed letter from a health insurance provider outlining the level and range of health cover;

A Medicare card or receipt of enrolment with Medicare (if eligible);

If you are from a country with a reciprocal health care agreement with Australia and will be eligible for Medicare when you arrive here, evidence of adequate of health insurance, including travel insurance, to cover you until you enroll in Medicare.

  If you are currently holding a valid student visa, you may provide evidence of your current Overseas Student Health Cover (‘OSHC’) policy. Please note that OSHC policies are only valid at the time of applying for the visa. So basically, this means that whilst you can apply for the Subclass 485 visa with your current OSHC, when your student visa expires OR when the case officer is ready to make a decision on your Subclass 485 visa application, your OSHC policy ceases as you are no longer classified as a student visa holder.   Consequently, this means that you will need to obtain non-OSHC insurance immediately to meet the health requirements of your Subclass 485 visa application, due to your OSHC no longer being valid. Non-OSHC insurance is just normal overseas visitor health cover.   If your student visa is still valid at the time of decision (that is, when the case officer is ready to grant your Subclass 485 visa), and you have not obtained a non-OSHC health insurance policy, the case officer will request one from you.   To help you understand the OSHC process from Student Visa to the Subclass 485 visa, here is an example:   If you are currently covered by an OSHC until 15 March (also when your student visa expires), and you lodge your Subclass 485 visa application in February (prior to the expiry date of the OSHC), you must obtain adequate non-OSHC health insurance cover that commences from 16 March when your bridging visa commences.   If your Subclass 485 visa is granted prior to the expiry date of your student visa (that is, 15 March), you must obtain a non-OSHC health insurance cover immediately (because you are no longer classified as a student visa holder).

In this circumstance, the case officer will contact you to request evidence (if you have not already done so) to prove that you have non-OSHC health insurance cover prior to finalising the visa application.   If you have not arranged adequate health insurance at this stage, we would like to refer you to BUPA Health Insurance, to obtain 5% off BUPA Health Insurance policies, which are designed to ensure that migrants meet the cover thresholds and visa conditions required by the Department of Immigration & Border Protection.   4. Apply Within 6 Months of Finishing Your Course (Australian Study Requirement)   There has been much confusion for some recent graduates in determining when the start date begins for the deadline to ‘apply within 6 months of finishing your course’ (Australian Study Requirement).   To clarify on this, the start or critical date, is the date on which the results of your final exams or notice of completion of the course were made available or published. This is the date which triggers the 6 month period during which you may apply for the Subclass 485 visa.   In particular, evidence of this completion date could be notification of final exam results:

in a letter addressed to you;

on the Internet;

in a newspaper; or

on the educational institutions bulletin board.

  It is also extremely important to note that although a degree or certificate generally shows the date of the award or conferral, that information is not relevant to this situation. For the purposes of satisfying this Australian Study Requirement, evidence is required of the date of completion of the course, not the date of when the degree was awarded to you.   To highlight the importance of this point, here is an example:   Your transcript or certificate states:   “Admitted to the degree of Bachelor of Business on 18 May 2016”   You may mistakenly assume that your degree was completed on this date, therefore your 6 month time frame starts from this date.   Though, it is quite likely that your qualification was completed the preceding November/December (2015). This is usually the date when you would have completed your course, and when the critical date starts, for you to calculate your Australian Study Requirement of applying within 6 months of finishing your course.   However, if you have really did in fact complete your degree on 18 May 2016 (and not being conferred or awarded on that date), then you will need to provide evidence. This can occur when you were required take a supplementary exam or similar.

To confirm then, you must apply within 6 months of completing your course, not necessarily the date of your graduation or the dates listed on your qualificaiton certificate so be very careful!   If you require the assistance of a Migration Agent in Brisbane today, then feel free to contact us on 1300 644 788 or leave your questions here.

Also, click here for more informative blogs by our Migration Agents.

Otherwise you can contact us at the following address:

Salvo Migration 320 Adelaide St Brisbane QLD 4000 https://goo.gl/Bao5ma  

Enjoyed the Blog? Subscribe Below!

Originally Published here: Applying for a Graduate 485 Visa? Here’s 4 Very Things To Do To Avoid Refusal!

Originally Published here: Applying for a Graduate 485 Visa? Here’s 4 Very Things To Do To Avoid Refusal!

[konpare]

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You need to ensure to pitch the right OSHC insurance that is suitable to the client as per the health & medical condition.

The leading government-approved OSHC health insurance providers are Ahm OSHC, Allianz Care Australia OSHC, Bupa OSHC, Medibank OSHC, and Nib OSHC.

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