#Centralized exchanges software development in delhi

[opgworldsschool01]

CBSE 11th and 12th Schools Dwarka: Why OPG World School Is the Ideal Choice for Senior Secondary Excellence

When it comes to CBSE 11th and 12th schools in Dwarka, OPG World School stands out as a beacon of academic excellence, holistic development, and future-ready education. For students and parents seeking the best academic path during the critical years of Classes 11 and 12, OPG World School offers the right blend of rigorous academics, co-curricular opportunities, and a nurturing environment.

Located in the heart of Dwarka, Delhi, OPG World School has emerged as one of the best CBSE schools in Dwarka Delhi, trusted by families who prioritize quality education and student success.

Why the Senior Secondary Years Matter

Classes 11 and 12 are not just any academic stages—they’re foundational years that define a student’s career path. Whether aiming for engineering, medicine, commerce, or humanities, the right guidance during these years is crucial. This is where OPG World School plays a transformative role. Our school is designed to support students in not just scoring well in board exams but also in excelling at entrance exams, personality development, and critical thinking.

A Premier Choice Among CBSE 11th and 12th Schools in Dwarka

OPG World School offers a focused, dynamic, and student-centric curriculum for Classes 11 and 12 under the Central Board of Secondary Education (CBSE). The school is among the top 10 schools in Dwarka Delhi, known for its consistent academic results, modern infrastructure, and experienced faculty.

Stream Options Offered:

Science Stream (Medical and Non-Medical)

Commerce Stream

Humanities Stream

Each stream is designed to be both academically intensive and aligned with national and international educational benchmarks.

What Makes OPG World School Stand Out?

1. Academic Excellence With a Modern Edge

With over a decade of educational service, OPG World School has built a legacy of academic distinction. We are proud of our consistent record of CBSE board toppers and 100% pass rates. Our curriculum goes beyond textbooks, integrating project-based learning, regular assessments, and interactive teaching.

2. Highly Qualified Faculty

Our faculty members are not just subject-matter experts; they are mentors. With regular training and workshops, teachers stay updated with the latest teaching methods and CBSE norms. This commitment has helped OPG gain recognition as one of the best CBSE schools in Dwarka Delhi.

3. Individual Attention and Mentoring

Small class sizes ensure that each student receives personalized attention. Regular parent-teacher meetings, career counseling sessions, and one-on-one mentoring provide students with the support they need to thrive in their studies and personal growth.

4. Competitive Exam Support

Apart from the core CBSE curriculum, OPG World School offers integrated coaching for entrance exams like:

JEE

NEET

CUET

NDA

CLAT

This dual approach ensures that students don’t need to look for external coaching, saving time and keeping their focus aligned.

CBSE Schools Near Me for 11 and 12 Dwarka – A Trusted Local Choice

For families searching for CBSE schools near me for 11 and 12 Dwarka, OPG World School is not just nearby—it’s the neighborhood school with a national reputation. Our location in Sector 19B, Dwarka, makes us easily accessible while offering a calm and safe environment conducive to learning.

Local Convenience, Global Standards

While conveniently located, our teaching methods and global exposure prepare students for both Indian and international academic futures. Whether it's foreign language training, student exchange programs, or international competitions, our senior secondary students get the opportunity to broaden their horizons.

Infrastructure That Supports Holistic Learning

At OPG World School, learning is not confined to classrooms. Our campus is equipped with:

Modern Science Labs (Physics, Chemistry, Biology)

Computer Labs with Latest Software

Smart Classrooms with AV Facilities

Library Stocked with CBSE Reference Materials and Journals

Sports Facilities (Basketball, Football, Badminton, Table Tennis

Auditorium for Cultural and Academic Events

Counseling and Wellness Rooms

Such amenities create an environment where students can explore, experiment, and evolve into confident individuals.

Focus on Life Skills and Values

The senior secondary journey at OPG doesn’t just prepare students academically. Our life skills program ensures students develop:

Communication and leadership skills

Decision-making and problem-solving capabilities

Emotional intelligence and empathy

Career awareness and digital literacy

These life skills ensure students are prepared not only for exams but for life beyond school.

Co-Curricular and Extracurricular Opportunities

Education at OPG World School goes beyond the classroom. We encourage students to participate in:

Model United Nations (MUN)

Debates and Public Speaking

Cultural and Annual Events

Science and Innovation Exhibitions

Music, Dance, Drama Clubs

Such opportunities build confidence, creativity, and collaboration—key qualities for success in the 21st century.

Career Guidance and Counseling

One of the most vital aspects of senior secondary education is choosing the right career path. OPG World School offers:

Aptitude Testing

Stream Selection Guidance

Career Seminars by Industry Experts

University Admission Workshops

This guidance is instrumental in helping students and parents make informed decisions about their futures.

Recognitions and Rankings

OPG World School has received several accolades that reinforce its position among the top 10 schools in Dwarka Delhi. Our consistent performance in board results, extracurricular excellence, and student satisfaction has led to recognition from educational bodies, media houses, and parent forums alike.

Admissions Open for CBSE 11th and 12th – Join the OPG Family

We are now accepting applications for Classes 11 and 12 for the upcoming academic session. Students from all streams are welcome to apply. Whether you’re moving from another CBSE school or transitioning from another board, our admission process is smooth and supportive.

How to Apply:

Visit our official website: opgworldschool.com

Visit our campus in Sector 19B, Dwarka for a guided tour

What Parents and Students Say

"OPG World School changed my daughter’s life. The academic rigor, combined with emotional support and career guidance, helped her get into her dream college." — Parent of Class 12 Student

"The teachers here genuinely care about you. It’s not just about marks, it’s about growth and confidence." — Class 12 Humanities Student

Final Thoughts:

The choice of school for Classes 11 and 12 can significantly impact a student’s academic journey and career prospects. OPG World School offers a perfect balance of tradition and innovation, care and challenge, local accessibility and global vision.

As a recognized leader among CBSE 11th and 12th schools in Dwarka, we invite you to explore our campus, meet our faculty, and become part of a community that is committed to student success.

If you're searching for CBSE schools near me for 11 and 12 Dwarka, or want your child to study at one of the best CBSE schools in Dwarka Delhi, look no further—OPG World School is the right destination for senior secondary excellence.

FAQs

1. What are the best CBSE schools in Dwarka for Class 11 and 12?

Some of the top CBSE schools in Dwarka for senior secondary include OPG World School, DPS Dwarka, and Mount Carmel School, offering strong academics and co-curricular programs.

2. How can I find CBSE schools near me for 11th and 12th in Dwarka?

Use Google Maps or school directories by searching “CBSE schools near me for 11 and 12 Dwarka” to explore options based on location, ratings, and reviews.

3. What is the admission process for Class 11 in Dwarka CBSE schools?

Admission typically depends on Class 10 board results, preferred stream (Science, Commerce, Humanities), and seat availability. Some schools may also hold interviews or counseling.

4. Do CBSE schools in Dwarka offer all major streams in Class 11?

Yes, most reputed CBSE schools in Dwarka offer Science, Commerce, and Arts streams, with subject combinations to suit different career paths.

5. Which are the top 10 CBSE schools in Dwarka, Delhi?

Top choices include:

OPG World School

DPS Dwarka

Mount Carmel School

Bal Bharati Public School

Venkateshwar International School

Indraprastha International School

N.K. Bagrodia Public School

Sri Venkateshwar International

ITL Public School

JM International School

[seolawchef]

SERVICE AGREEMENT VS. CONTRACT: WHAT’S THE DIFFERENCE?

Demystifying Legal Jargon – A Guide by LawChef (India's Leading Legal Firm)

⚖️ INTRODUCTION: CONTRACT OR SERVICE AGREEMENT – WHY IT MATTERS

In the business world, legal documentation is critical. While many use the terms "service agreement" and "contract" interchangeably, they are not always the same—especially in the Indian legal context. Understanding the difference between a service agreement and a contract can protect your rights, define your obligations, and ensure your legal documents are enforceable.

At LawChef, we specialize in drafting both. Whether you're looking to draft a service agreement in Delhi, Chennai, Mumbai, or anywhere in India, our expert service agreement lawyers are here to guide you every step of the way.

📄 WHAT IS A CONTRACT?

A contract, as defined under the Indian Contract Act, 1872, is:

“An agreement enforceable by law.”

This means any legally valid promise between two or more parties that includes consideration (value exchanged) is a contract. It can be verbal or written but must satisfy essentials like offer, acceptance, consideration, capacity, and legality.

✅ Examples of Contracts in India:

Employment contracts

Lease/rental agreements

Franchise agreements

Shareholder agreements

Every service agreement is a contract, but not every contract is a service agreement.

🛠️ WHAT IS A SERVICE AGREEMENT?

A service agreement is a type of contract that specifically outlines the terms and conditions under which one party agrees to provide services to another.

In India, service agreements are widely used in:

IT and software development

Digital marketing

Consulting and freelancing

Construction and real estate

Event management

When you draft a service agreement in Delhi or any city, it's crucial that it complies with both central and state laws, including stamp duty requirements and local jurisdiction clauses.

🔍 KEY DIFFERENCES: SERVICE AGREEMENT VS. GENERAL CONTRACT

Feature

Service Agreement

General Contract

Purpose

For provision of services

Broad – covers goods, services, or other deals

Specificity

Highly specific to service delivery terms

Can be broad or general

Common in

B2B, freelancing, consulting

Property, employment, business transactions

Structure

Includes scope of work, deliverables, payment

Varies greatly by context

Execution Requirements

Often requires GST, NDAs, and work milestones

May or may not include detailed service scope

💼 At LawChef, our team of specialized service agreement lawyers tailors each service contract to fit the exact nature of your business and legal risk profile.

🧩 WHAT CLAUSES MAKE A SERVICE AGREEMENT UNIQUE?

If you're planning to draft a service agreement in Delhi, here are some key clauses that distinguish it from a general contract:

Scope of Services A detailed breakdown of the services being provided.

Payment Terms Includes rates, payment schedule, and late payment policies.

Performance Milestones Useful in tech or consulting projects to define when payments are triggered.

Confidentiality & Data Protection Essential in IT, legal, and creative services.

Indemnity & Limitation of Liability Protects you from excessive financial exposure.

Dispute Resolution (Arbitration vs. Litigation) Often indicates Delhi or relevant city courts as jurisdiction.

📍 For instance, when you draft a service agreement in Delhi, it's advisable to specify the Delhi High Court or appropriate tribunal for dispute handling.

👨‍⚖️ DO I NEED A SERVICE AGREEMENT LAWYER?

Absolutely. While templates are tempting, Indian contract law is nuanced. A service agreement lawyer from LawChef ensures:

Your agreement complies with the Indian Contract Act, 1872

All deliverables and liabilities are clearly defined

Jurisdiction and enforcement clauses are valid

Stamp duty and registration (if needed) are taken care of

Industry-specific protections are added (IP, data privacy, etc.)

✅ Avoid risky shortcuts. A poorly drafted service agreement can lead to costly litigation.

🏢 WHY LAWCHEF IS THE BEST CHOICE TO DRAFT YOUR SERVICE AGREEMENT

At LawChef, we combine legal precision with business understanding. Our service agreement lawyers help you:

Customize agreements to your service type

Ensure enforceability under Indian law

Meet local legal requirements (e.g., draft service agreement in Delhi includes correct stamp duty and jurisdiction language)

Save time and prevent disputes

📞 Whether you're a freelancer, agency, corporate, or startup, we help you build trust through legally robust agreements.

[homelead]

How Commercial Lease Management Software Simplifies Multi-Property Management

Do you have multiple properties scattered across Delhi, Mumbai, Bangalore, and Rajasthan? That portfolio is not easy to handle. Of course, you would need a good team, but what you will have most of all is a tool to handle the nitty-gritty issues such as leases, renewals, and tenant communications. Commercial lease management software can provide you with that. Curious to see how it works? 

We welcome you to modern real estate, which is brought up by commercial lease management software as a life resolver of commercial lease processes, with fewer errors and everything being on account. We will reveal some unexpected facts that reveal the dangers of ignoring the latest methods, discuss the problems, and then show you the incredible ways modern CRE lease tools and scalable PM solutions can solve these challenges.  

Prepare yourself for an inspiring lesson on how juggling pins is the least efficient way to manage your commercial real estate empire and how you can trade them in for a streamlined, efficient, and, most of all, profitable system.

What Is Commercial Lease Management Software and How Does It Work?

Imagining it as the command center for your property empire might be an adequate description. It is a unique platform that was designed to calculate all the needs and automate all the lease management, from the tracking of agreements, payment control, renewal notifications, performance metrics analysis, and more. 

These platforms are designed for people who are managing office leases, industrial properties, and other retail spaces. To be more specific, office lease tracking software makes sure all the important clauses were registered and crucial data properly recorded. While retail property management software develops reports suitable to deal with the vast requirements of the tenants. Leasing various kinds of properties can be overwhelming to manage. Let’s see the general problems faced by owners of property. 

Why Is Managing Multiple Properties So Challenging?

Operating multiple real estate properties is difficult to manage. The following section will highlight some of the obstacles that commercial lease management software effectively resolves. 

1. Many properties under one management lead to administrative overload because lease agreements, with invoices, tenant issues, and renewals, require significant handling. Poor tools can create disorganization, which results in wasteful operations. 

2. Tracking leases by hand results in money losses because errors occur both in calculations and deadline management. Such missteps develop into major monetary losses because of their accumulation over time. Using office lease tracking software ensures accuracy. 

3. Managing complex accounting systems with lease workflow creates permanent breakdowns in data exchange between the two systems. The implementation of CRE lease software offers users a streamlined approach to their work. 

4. Portfolio expansion makes it increasingly difficult to use previous operational methods. Scalable software platforms enable the management to grow while eliminating additional problems during expansion. 

The challenges associated with multi-property management can be overcome through appropriate solutions. The appropriate technological solutions transform challenges into valuable chances for success. 

How Can Commercial Lease Management Software Revolutionize Your Workflow?

These problems are addressed by the right CRE lease tools, which transform much of your approach to property management. Here's how they handle the workflow. 

Centralized Information Ecosystem 

Modern commercial lease management software provides a single source that contains all the necessary information about the lease. Every amendment, every tenant communication, and every important date are all accessible instantly from any device. This means there is no different version control issue, and human error is reduced drastically.  

Retail property software specifically enables retail property owners to build in additional dimensions such as percentage rent calculations based on tenant sales reporting with CAM (common area maintenance) reconciliations, considering that the same center can have different tenant types. 

Automated Workflows and Notifications 

The automation of date tracking is perhaps the biggest perk in commercial lease management software. No more option deadlines, renewal notifications, or rent escalations left unmissed. The system is active at alerting you about upcoming events. Instead of relying on uncertain memory or occasional checks, it is a more reliable approach. 

Financial Performance Insights 

CRE lease tools beyond basic lease tracking give actionable analytics of a portfolio’s performance. What properties will produce the most money? What other lease structures can be considered to achieve the best performance over time? What are the benchmarks that your properties fall under? Data-driven decisions about acquisitions, dispositions, and lease negotiations are possible with these insights, which are not possible in the traditional method. 

Different properties come with unique requirements, and understanding these distinctions is key to maximizing the potential of lease management software. 

What is the Impact of Property Types on the Solution?

Commercial real estate does not fit all the sizes. We are going to investigate how commercial lease management software caters to specific property types. 

Office Space Management 

Office lease tracking tools manage common area maintenance calculations, tenant improvement allowances, and complex multi-floor occupancy. With the right software, move-in/move-out coordination workflows are made easy, as well as configurable approval processes for tenant requests. 

Retail Property Challenges 

Since retail property has its own unique challenges like percentage rent calculations, co-tenancy clauses, and contribution to the marketing fund, it is important to find the right retail property software. Thus, these systems can even be integrated into tenant point-of-sale systems for sales reporting verification, a nice feature for landlords with percentage rent structures. 

Industrial Property Requirements 

There is industrial lease management software designed for very specific needs, such as yard management, equipment tracking, and the management of complex triple net leases. Typically, these properties require some specialized utilities and environmental compliance requirements to be closely controlled. 

With advancements in technology, more tools and features are making lease management software advanced and efficient. So let us look at some of these innovations. 

Which Innovations Are Shaping the Future of Lease Management? 

Lease management software is at its peak point. There are a few things driving innovation in CRE lease tools. 

1. AI-Powered Automation - Now, the platforms are using AI to automate such repetitive tasks as lease tracking, document storage, and performance analysis. 

2. Mobile Accessibility - Providing mobile apps with property lease tracking features would be highly beneficial, offering users convenient and efficient tools for managing leases on the go. 

3. Sustainability - As sustainability becomes a growing concern, software is being designed with features to monitor energy utilization and improve eco-friendly routines. 

4. Cloud-Based Scalability - Cloud computing is revolutionizing the way the industrial lease management system is delivered, offering real-time access to the data while at the same time helping to facilitate scalability. 

The right choice of software streamline your success, and you will make the right decision to handle operational chaos. Here’s why it matters. 

Why Is Choosing the Right Software Crucial for Success?

It is not one-size-fits-all, you should select the right commercial lease management software. Consider these factors. 

1. Smaller portfolios need simpler retail property software, larger portfolios will need advanced enterprise-grade platforms. 

2. With advanced integration capabilities, an advanced system can integrate with current tools like accounting systems, CRM apps, and storage of documents. 

3. The ease of learning feature focuses on getting useful interfaces and training for the people on board so that they can start using it right away. 

4. Scalability and support determine whether a scalable PM solution has support to cope with future growth. 

Planning your organization is the most important part, as efficient operations depend on the right software. When customized for your needs, it can open your property management to heightened potential. 

Conclusion

Selection of the proper software depends on the number of properties you own or manage. Just like other successful businesses, the right tools are essential. Commercial lease management software is now an essential tool for efficient property management. Modern property operations survive on this. However, adopting CRE lease tools built into scalable PM solutions and incorporated into office lease tracking and retail property software can take your business to the next level. 

Ready to take the next step? HomeLead Services provides unmatched changes in the leading commercial lease management software suitable for multiple property owners. Contact us today and get that transformation for yourself.

[foxmandal-law-firms]

Law Firms in Delhi

Law firms in Delhi, the bustling capital of India, stand as pillars of legal expertise and advocacy in a city known for its diverse legal landscape. These firms form a crucial part of the legal ecosystem, catering to a wide array of clients ranging from multinational corporations to individuals seeking legal assistance. Their presence is not only significant locally but also resonates nationally and sometimes even globally, given the city's importance as a commercial and legal hub.

One of the defining features of law firms in Delhi is their diversity and specialization. From boutique firms focusing on niche areas of law to large full-service firms catering to a broad spectrum of legal needs, there is a wide range of options available to clients. This diversity allows clients to find legal representation tailored to their specific requirements, whether it be corporate law, litigation, intellectual property, or any other area of legal practice.

Many prominent law firms in Delhi are headquartered in the city's central business districts such as Connaught Place, Nehru Place, and Saket. These locations offer easy accessibility and proximity to government offices, courts, and corporate entities, facilitating smoother interaction and representation for both clients and lawyers. Additionally, the presence of these firms contributes to the overall vibrancy and dynamism of Delhi's legal landscape.

Delhi's law firms boast of a pool of talented and highly skilled lawyers who have graduated from prestigious law schools across the country. Many lawyers practicing in these firms have also gained international exposure through academic pursuits or work experience abroad, bringing a global perspective to their practice. This blend of local expertise and global exposure enables Delhi's law firms to offer comprehensive and nuanced legal solutions to their clients, regardless of the complexity of the issue at hand.

Collaboration and networking are integral components of the legal profession, and Delhi's law firms actively engage in both. Whether through formal partnerships with international law firms or informal networks of legal professionals, these firms ensure access to a wide range of resources and expertise, thereby enhancing their capacity to serve clients effectively. Moreover, participation in professional associations and bar councils enables lawyers to stay updated on legal developments, exchange knowledge, and uphold ethical standards.

In recent years, there has been a notable trend towards specialization within Delhi's legal sector. As the business environment becomes increasingly complex, clients demand specialized expertise to navigate intricate legal issues effectively. Consequently, many law firms have developed niche practice areas or established specialized teams to cater to specific industries or types of legal matters. This trend reflects the evolving needs of clients and underscores the importance of staying abreast of industry trends and regulatory changes.

Technology has also played a significant role in shaping the operations of law firm in Delhi. With the advent of digital tools and platforms, legal research, document management, and communication have become more streamlined and efficient. Many firms have invested in robust IT infrastructure and software solutions to enhance productivity and deliver seamless services to clients. Additionally, the use of virtual meeting platforms and electronic filing systems has facilitated remote collaboration and reduced reliance on physical office spaces, particularly in light of the COVID-19 pandemic.

In conclusion, law firm in Delhi occupy a central position in the city's legal landscape, offering a diverse range of expertise and services to clients across various sectors. With a focus on specialization, collaboration, and technological innovation, these firms continue to adapt to the evolving needs of clients and the dynamic nature of the legal profession. As Delhi continues to grow as a commercial and legal hub, the role of law firms in shaping its legal landscape is poised to become even more pronounced in the years to come.

[ailtrahq]

Cryptocurrency exchanges are adopting alternative strategies to conduct business in the face of tighter crypto regulatory environments worldwide. Signs are everywhere.Kraken is reportedly moving to offer securities trading in the United States and the United Kingdom to expand its reach and compete with popular apps like Robinhood, which offer both crypto and stock trading. On the other hand, Gemini is expanding its presence in India with a $24 million investment in its development center. Another challenge for crypto exchanges has been licensing and communication with regulators. Binance reopened its branch in Belgium this week after a three-month hiatus in the country due to problems with local regulators. Kraken has also expanded its European licenses, and it now provides euro-to-crypto trading services in 27 European Union member states and European Economic Area countries. As crypto regulations evolve, exchanges are adapting to incorporate the practices of a new era.This week’s Crypto Biz explores Kraken’s securities arm, Gemini’s expansion in India, Binance’s return to Belgium and an oil company in Argentina investing in crypto mining.Crypto exchange Kraken plans move into U.S. stock trading: ReportKraken reportedly plans to offer trading services for stocks and exchange-traded funds listed in the United States. The crypto exchange intends to launch its trading services in the U.S. and U.K. in 2024 through a new division called Kraken Securities. The expansion beyond cryptocurrencies would require licensing from the Financial Industry Regulatory Authority and financial regulators in the U.K., which the exchange reportedly already holds. Meanwhile, in Europe, Kraken received an Electronic Money Institution license from the Central Bank of Ireland and a virtual asset service provider (VASP) registration from the Bank of Spain. The Irish license enables Kraken to expand euro-to-crypto trading services to 27 European Union member states and European Economic Area countries. The VASP registration in Spain allows Kraken to offer exchange and wallet custodial services. Cryptocurrency exchange @krakenfx is reportedly planning to expand its services by offering users the ability to trade stocks and ETFs listed in the United States https://t.co/mX0MlXOVkL— Cointelegraph (@Cointelegraph) September 27, 2023 Gemini invests $24 million for expansion in IndiaCryptocurrency exchange Gemini is allocating 2 billion rupees ($24 million) for its expansion in India. The funds will be used to grow the exchange’s development center in Gurgaon, a major satellite city of Delhi. Since its initial launch in May, the Gemini Gurgaon Development Center has expanded to over 70 staff, with active hiring for software engineers, technical product managers, talent acquisition, finance, support and compliance. In supporting the expansion, Gemini cited the Indian government’s “robust support framework that allows startups to thrive.” The move is part of Gemini’s “big plans for international growth this year in APAC.”Crypto exchange Binance reopens exchange services in BelgiumCrypto exchange Binance has reopened registrations and access to products and services for Belgian users again — three months after Belgium’s finance regulator ordered the exchange to cease cryptocurrency-related services. “New registrations of Belgian residents are welcome on our platform once again,” Binance said, adding that various products and services will become accessible again to Belgian users who accept its new Terms of Use in the country. Binance has not disclosed what changes were made to allow it to resume services in Belgium. Elsewhere in Europe, Binance has signaled plans to delist stablecoins for the European market by June 2024 to comply with the European Union’s incoming Markets in Crypto-Assets (MiCA) legislation, which is set to come into effect around that time.Great news for our Belgian community We've now reopened registrations and access to #Binance products and services in Belgium. https://t.co/IActiqYMjm— Binance (@binance) September 25, 2023

Argentine oil company to start mining crypto with gas power leftoversTecpetrol, an oil company based in Buenos Aires, has decided to convert excessive gas into energy for cryptocurrency mining. According to local media reports, Tecpetrol plans to drill at least 35,000 barrels of oil daily at the facility, but given the absence of infrastructure to consume the gas being released in the process, the company decided to explore crypto mining. Tecpetrol hopes to start its mining activities between late October and early November. The primary goals are to reduce environmental impact by avoiding gas emissions and generating additional profits. As part of the plan, it is working with an American company with experience implementing similar strategies.

[infodextrous01]

Introduction: In today's competitive business landscape, Customer Relationship Management (CRM) has become an indispensable tool for companies of all sizes. CRM systems help businesses streamline their interactions with customers, enhance productivity, and drive growth. As a CRM Software Development Company in Noida and Delhi, DextrousInfoSolutions understands the significance of CRM in modern business operations. In this article, we'll explore six key benefits of CRM for businesses. Improved Customer Relationships: CRM systems centralize customer information, allowing businesses to better understand their clients' needs and preferences. This, in turn, enables personalized communication and tailored solutions, fostering stronger and more meaningful relationships with customers. Enhanced Communication and Collaboration: CRM software facilitates seamless communication and collaboration within an organization. Team members can access shared customer data, exchange information, and coordinate efforts, leading to improved efficiency and a unified approach to customer interactions. Efficient Sales and Lead Management: CRM systems empower sales teams by providing a structured platform for lead and sales management. Automated lead scoring, tracking, and follow-ups ensure that potential opportunities are not missed, ultimately boosting sales conversion rates. Data-driven Decision Making: CRM software generates valuable insights through analytics and reporting features. Businesses can track customer behavior, sales trends, and performance metrics. This data-driven approach enables informed decision-making, allowing for the optimization of strategies and processes. Increased Productivity and Time Savings: CRM automates various manual tasks, such as data entry, email communications, and appointment scheduling. This automation frees up valuable time for employees to focus on more strategic activities, leading to increased productivity. Scalability and Growth: As a business expands, its customer base and data management requirements grow. CRM systems are scalable, accommodating the evolving needs of a company. This scalability supports sustainable growth and ensures that customer relationships are effectively managed at all stages. Conclusion: CRM software has evolved into a fundamental tool for businesses looking to thrive in the digital age. As a CRM Software Development Company in Noida and Delhi, DextrousInfoSolutions recognizes the transformative impact of CRM on customer relationships, internal processes, and overall business performance. By harnessing the benefits of CRM, companies can create more personalized customer experiences, boost productivity, and position themselves for sustainable growth and success in today's competitive market.

Content Reference link - https://www.dextrousinfo.com/app-development/6-benefits-of-crm-for-a-business

[arpitsharma01]

Cryptocurrency Exchange Software Development Company In Delhi

An Overview: How to Choose the Best Cryptocurrency Exchange Software

Introduction: How does Cryptocurrency Exchange Software Work?

An exchange is a combination of many systems that must work together to provide good services. It includes crypto-to-crypto trading pairs, fiat currency pairs and.

Cryptocurrency exchanges are the platforms where people buy and sell cryptocurrencies such as Bitcoin or Ethereum. The exchanges determine the price of cryptocurrencies, monitor their markets, facilitate trading on these markets and help with taxes for those involved in using them for business purposes.

Best Cryptocurrency Exchange Software Platform operate on a peer-to-peer system. The first person that finds the desired cryptocurrency trades it with the second person, who then trades it with the third person and so on. The "trading volume" between two people is determined by how much they trust each other and the size of their trading portfolio.

Criteria for Choosing the Best Exchange Software Development

Cryptocurrency exchanges are the most popular way to trade cryptocurrency. Exchange software is the online interface where users can buy and sell cryptocurrencies. The other important tool that investors need is a wallet. Cryptocurrency wallets are not software but rather a digital or physical device used to store, send, and receive digital or virtual currencies.

The best cryptocurrency exchange software functions as minimalistic trading interfaces with easy to use controls; they also have high liquidity and speed which allows users to get into and out of trades quickly without incurring major losses in order to trade successfully with minimal risk of loss.

The criteria for choosing the best cryptocurrency exchange software is whether it functions as an easy-to-use interface, whether it has high liquidity, fast transactions, fails safe mechanisms for traders’ protection, and a low.

The Popular Trading Platforms Available on the Web

There are some Popular Tranding platforms:

Nadcab Technology: - Nadcab Technology is a best exchange software development company. Visit nadcab for exchange development services, Blockchain Software development, cryptocurrency Development, web & app development and much more.

5 way you need to know when choosing a trading platform

Cryptocurrency trading software is a good choice for cryptocurrency investors and traders. The best trading platforms are comprehensive, offer a variety of tools, have various options for beginners and professional traders, and have adequate protections.

5 Things You Need to Know When Choosing a Trading Software:

-The exchange software should be easy to use with intuitive UI

-The platform can be trusted as it is regulated

-It should only allow users to trade cryptocurrencies that are compliant with regulations

-It should provide a client interface that is similar or comparable to other exchange software such as Bitcoin Trader

-It should provide liquidity and support the way it promises

-Users can easily connect their bank accounts or credit cards so they can trade without having to worry about losing money when they make mistakes

Conclusion:

When one is looking to trade cryptocurrencies, they will need a trading platform. This is the part where traders are advised to take into account different factors like fees, markets and liquidity availability.

Trading fees: Trading fees depend on the platform so this should be your primary concern before choosing an exchange. The higher the trading fees are, the less successful you will be in your trading experience.

Trading markets: Some exchanges offer a wider variety of traders with more than 20 cryptocurrency pairings available while others offer only 5 or 6 trading pairs.

Liquidity availability: Some exchanges offer lower liquidity and some have no limit on the amount of funds they can transfer while others may charge transaction-related fees if you want to withdraw large amounts of funds.

[yes-clearpath-network-infotech]

Website more effective on your Business Branding

Website more effective on your Business Branding

Living inside the digital field world, a domain is presently a need for a business, extensive or little.

In the event which you have a business and do not have an internet web site, you are possibly losing numerous exquisite open doorways for your enterprise.

A website online itself may be utilized to achieve diverse showcasing tactics to permit your commercial enterprise to develop. Website Development Services in Delhi

The website has become considerable reach than some other type of promoting platforms.

While it requires a few funding to develop enough traffic to your website online to have a beneficial impact on your company's an advertising and marketing effort, it costs

Your web page will be the point of interest of your organization's online nearness; thru it, you publicize your enterprise around the Web on long-range informal verbal exchange destinations,

discussions and through pay-in line with-click promoting programs.

Expanding visibility is one central point that makes having a website huge.

Regardless of whether people have observed out about your company, they might want to do examine online first, before enticing leaving the solace of their personal home.

Sites more frequently than not give a manual and bearings to the organization's shops or workplaces, for guests to extra outlandish experience trouble finding your area.

Another huge motivation at the back of why having a domain describes your enterprise is to present your believability.

tributes and certainties to returned up until one's chances. ERP application development

In all honesty, the big majority will study the net for an item or administration earlier than the buy to test the validity first.

When you launch an excellent product item, positive communication approximately your commercial enterprise might be going to spread.

Which thusly, conveys more rehash and new enterprise?

An internet site Development carrier won't just give you validity but it will likewise provide the sensation that your agency is more and extra powerful than it might truly be.

An extremely good aspect regarding the internet is that the size of your organization does no longer a lot make a difference.

There is not any reason which you cannot get your internet site to rank in Google in front of a massive worldwide contender and channel off a part of

This is a major piece of the cause that an internet site is much larger for an independent organization than a primary one, it's going to, in general,

A lot of website development businesses in India to provide internet site improvement offerings with day after day updating carrier of your brand.

Sites are additionally reachable and open 24 hours consistent with day, every day of the year.

Due to this, your customers and potential clients can visit your internet site for help or statistics approximately new and up and coming items and administrations at something points

Your website online will go approximately as a sizeable and constantly available asset for records which would some way or another simply is open at some stage in your

A site with an online save expands more the presence of the brand. Website Designing Company in Delhi

Prior to the web time, individuals invest so much electricity meandering capriciously in purchasing centres searching for stores that are on hand to save in.

Sites supply an answer for this issue, carrying the stores to you, inside the solace of your home and provide you with a chance to look for the objects

Shrewd agencies recognize this and alongside these lines have their own web page lodging their items and administrations with the intention that potential clients can peruse online for the

Having a website and online nearness machine permits you to put it on the market your business on the web.

There are bunches of showcasing techniques you may use to publicize and put it up for sale in your business.

All internet selling approaches were validated to be successful. online hospital management system

An internet site improvement provider is likewise massive in mild of the fact that it encourages you to build up validity as an enterprise.

Wonderful many people genuinely accept that you have a website because by some distance maximum the groups do, in any event by ways most of the large groups do.

There are in truth nonetheless a significant number of private ventures that do not have a website and without one this is sincerely what they will remain.

On the off danger which you do not have a domain that you could elude people to potential customers will accept which you are a touch league agency that Website Development Company in Delhi

☛🌏

visit our website to get more details about Clearpath Network Infotech

·        https://www.cnisolution.net

•         Website Development Company in Delhi

•         Website Development Services in Delhi

•         Website Designing Company in Delhi

•         Online Examination Software

•         Ecommerce Website Development

•         Search Engine Optimization

•         SEO Services

•         Web Application Development

•         Hospital Management System

•         Windows Application Development

•         online hospital management system

•         hospital management system project

•         web development company in Delhi

•         web development company in East Delhi

•         online hospital system

•         hospital management system web application

•         hospital management website

•         ERP application development

•          hospital management system online

•          Bulk SMS Service

[smarthitech]

Tron Smart Contract MLM Software.

If you are looking for Tron smart contract MLM software in Delhi and all over India, you have come to the right place. We have been in the business of developing smart contract MLM software for many years now and have a lot of experience in this area. Our Tron smart contract MLM software is designed to help you run your MLM business on the blockchain with ease. With our software, you can easily create and manage your MLM business on the Tron network.

Tron Smart Contract and its uses in the MLM Industry

The Tron smart contract can be used for a variety of purposes in the MLM industry. For example, it can be used to create a smart contract that governs the terms of an MLM agreement. This would include specifying the terms of the agreement, the compensation plan, and other important details. The smart contract could also be used to hold deposits from members and release them to the appropriate party when certain conditions are met. This could help to ensure that funds are used as intended and that all parties are held accountable. Additionally, the Tron smart contract could be used to create a decentralized MLM platform. This would allow members to interact with each other and the platform directly, without the need for a central authority. This could lead to a more democratic and transparent MLM experience. Choosing MLM Software in Delhi can be a good decision for you.

Features of a Tron Smart contract

When it comes to developing a smart contract on the Tron network, there are a few key features that you need to be aware of. First and foremost, Tron contracts are designed to be highly scalable. This means that they can handle a large number of transactions without running into any scalability issues.

Another key feature of Tron contracts is that they offer users a high degree of flexibility. This flexibility allows developers to easily modify and customize their contracts to meet their specific needs.

Finally, Tron contracts are also designed to be very secure. This is achieved through the use of a unique security model that is based on the Java Virtual Machine. This security model ensures that all Tron contracts are executed in a completely isolated environment.

Why use TRON smart contracts for MLM?

TRON smart contracts MLM Software in Delhi offer a number of advantages for MLM businesses. They are fast, efficient, and secure. They can also be used to create custom tokens, which can be used to reward members for their participation in the business. In addition, TRON smart contracts can be used to create a decentralized exchange, which can be used to trade MLM products and services. Overall, TRON smart contracts offer a number of advantages that make them an attractive option for MLM businesses.

[koenigsolution]

Learn All About SAP Modules in India

The full form of SAP is Systems Applications and Products in Data Processing which by definition is both the name of the company as well as the name of the ERP (Enterprise Resource Planning) software. The five people who are credited to be the founders of the SAP Software are HassoPlattner, DietmarHopp, Claus Wellenreuther,Klaus Tschira and Hans-Werner Hector. It was founded in 1972 in Weinheim, Germany. The system of SAP is consisted of numerous fully integrated modules which has every aspect of the business management covered. In the ERP market, SAP is considered to be the number 1 software which explains the popularity and demand of  SAP Certification .

In order to understand the importance and usability of SAP, one has to first understand the meaning of ERP. Although popular by the term ERP, Enterprise Resource Planning is self-explanatory in its full implication which basically indicates the process in which a company or enterprise would manage and integrate the various parts of its business. An information system aimed at ERP Management would integrate various important areas such as human resources, inventory, sales, marketing, planning, service, distribution, purchasing, customer relationship, business intelligence and finance etc. Based on the manner in which data exchange and communication is managed, enterprise systems can also be decentralized with certain unique features to it but the centralized system is called  Enterprise Resource Planning  to which the SAP Software belongs. The term ERP should hence indicate a centralized system of management of data and information with two key features essentially:

1.Data is shared with various departments from a central location. 2.Every department will have access to data and information of the other departments.

SAP Software as a type of centralized system itself would exhibit these features. In the market today, SAP is the most popular and most widely used ERP software.

SAP Certification is an exam that is based on ERP solutions typically provided by the SAP Software. In taking up a SAP Course, it is first important to get acquainted with the SAP modules, which can be typically categorized into two tightly coupled segments:

Functional Modules

Technical Modules

SAP Functional Modules is responsible for client interactions, understanding the requirements of the clients, designing and writing functional documents, support and testing of functional aspects. Whereas the SAP Technical Module Handles the build and is generally the domain of programming which helps the Functional aspect alter the system as per the needs and requirements of the business and clients.

Functional SAP Modules

Financial Accounting and Controlling (SAP FICO) – Deals with financial transactions data.

Human Resource Management (SAP HRM) – Deals with employee management.

Production Planning (SAP PP) – Deals with manufacturing and production processes.

Material Management (SAP MM) – Deals with management of procurement activity.

Quality Management (SAP QM) – Deals with quality management in key business processes.

Sales and Distribution (SAP SD) – Deals with business processes involved in selling, shipping and billing of a product.

Project System (SAP PS) – Deals with the full cycle of planning and execution of various projects.

Plant Maintenance (SAP PM) – Deals with overall maintenance activities.

Customer Relationship Management (SAP CRM) – Deals with management of customer relationship.

Supply Chain Management (SAP SCM) – Deals with demand and production planning and business forecasting.

Enterprise Portal (SAP EP) – Deals with providing a single point of access to the employees, partners, suppliers and customers.

Strategy Management (SAP SM) –Deals with business strategy and execution.

Supplier Relationship Management (SAP SRM) – Deals with the management of supply chain and product lifecycle covering all interactions with third party organizations

Which are Suppliers of Goods and Services.

Advanced Planning and Optimization (SAP APO) – Deals with supply chain management covering production planning, scheduling, pricing and shipping.

Technical SAP Modules

SAP Basis – Basis stands for Business Application Software Integrated Solution and handles the management of the SAP technical environment and the SAP transport system.

SAP Solution Manager (SAP SM) – Provides functionalities that helps operate, implement, support and monitor a company’s SAP solution.

Advanced Business Application Programming (SAP ABAP) – Deals with the programming language used for creating the business application support and development.

High Performance Analytic Appliance (SAP HANA) – It is an in-memory database structure used for processing high volumes of data in real time.

Exchange Infrastructure (SAP XI) – Deals with interactions between different operating systems and applications across both the external and internal networked computer systems.

Business Information Warehousing (SAP BIW) – Deals with database management tools that support management decision making.

SAP NetWeaver – Deals with the technical foundation of the SAP applications which aim at integrating business processes and databases of applications, both SAP and non-SAP, across a heterogeneous software environment.

SAP Training Courses are becoming quite popular in India and one can avail either options of classroom training or virtual training by opting for a regular institute based program or an online program depending on one’s requirement, convenience, and situation. One can opt for their preferred SAP course online and totally make use of the opportunity that the market presents today for individuals trained in SAP ERP. SAP Certification validates the experience and expertise of the SAP professionals and enhances their career opportunities. The cost for different SAP modules varies and places like Delhi, Bangalore and Hyderabad offer variety of options and you can definitely find a program that suits your requirement.

There is a general confusion about which SAP module one should opt for and in this case it helps to follow your interest area before anything else and then academic background, work experience, career inclinations and goals subsequently. However, if there is a lingering doubt about which of these modules are the best ones to opt for then it is best to understand that not every company implements all the SAP modules. Hence, the best modules are surely the most implemented ones leading to maximum job opportunities and the modules that fall in this category are SAP FICO, SAP MM, SAP SD, SAP PP, SAP HRM and for the people with a technical bent there is always SAP Basis or ABAP.

[theblockchaincafe]

What Is Cryptocurrency Wallet? Types of Wallets

Owning a cryptocurrency is exciting. The excitement comes from the fact it has created the biggest revolution in the history of mankind. Many people around the world own cryptocurrency. The question is that where cryptocurrency owners store their cryptocurrencies? A cryptocurrency wallet is a place where users can store their public and private keys. A public key is a cryptographic key used to encrypt a message. While a private key is also a cryptographic key, but it is used to decrypt the message. There are different kinds of cryptocurrency wallets. 

Hardware Wallet

A hardware wallet is connected to the internet only for cryptocurrency transactions. But it is stored offline. It is actually a USB-like device. TREZOR wallet, Ledger Nano S wallet, and KeepKey wallet are some of the hardware wallets. Both keys are stored in a protected area of a control device called microcontroller. The main purpose of the control device is to incorporate a microprocessor. It is difficult to transfer them out of the control device in unencrypted form. TREZOR: It is the first Bitcoin hardware wallet. It doesn't only store Bitcoin, but it also stores other cryptocurrencies such as BTC, BCH, BTG, LTC, DASH, DOGE, ETC, ETH, ERC20, NEM, NMC, ZEC, EXP, UBQ. It was launched in 2014. PIN protection, Recovery seed, Single-purpose device, and Limited attack surface are the features of TREZOR.  Ledger Nano S: It can be connected to a computer with the help of USB. It has a built-in OLED display to double-check and confirm transactions. It was launched in 2016. It supports cryptocurrencies like BTC, XRP, ETH, BCH, EOS, XLM, LTC, TRX, ADA, MIOTA, BNB, XMR, DASH, NEO, ETC, ZEC, XTZ, WAVES, DOGE, VET, etc. It requires Google Chrome or Chromium. One USB cable, Lanyard, One keychain, One key ring, and Recovery sheet are features of Ledger Nano S. It is compatible with Windows (7+), Mac (10.8+), Linux, and Chrome OS. KeepKey: It is a multi-currency hardware wallet used to secure Bitcoin (BTC), Bitcoin Cash (BCH), Ethereum (ETH), Litecoin (LTC), Dogecoin (DOGE), Dash (DASH), and Namecoin (NMC). It was launched in 2015. Backup Seed is a feature of KeepKey. It is compatible with PC, Mac, Linux, and Android.

Desktop Wallet

A desktop wallet is an application downloaded and installed on a desktop or laptop. It is actually stored on a hard drive. If a customer downloads and installs an application from an XYZ computer, then he will have to use the XYZ computer only for every transaction. Make sure to protect your hard drive from viruses, otherwise, you can lose your cryptocurrency. Bitcoin Core, Armory, and Exodus are some of the desktop wallets.  Armory: It supports only Bitcoin (BTC). Hierarchical deterministic(HD) and multi-signature support are the features of Armory. It was created in 2012. It is compatible with Microsoft Windows, Apple Mac OSX, Linux Ubuntu, and Raspberry Pi. Exodus: It supports cryptocurrencies like BTC, BCH, BTG, LTC, ETH, DASH, ETC, VTC, FUN, DCR, EOS, ANT, GNO, OMG, BAT, etc. It was launched in 2016. An easy-to-use UI is a feature of Exodus. It is compatible with Windows (64-bit), Mac OS, and Linux. Electrum: It is a client-server protocol-based lightweight Bitcoin client. It was released in 2011. It supports only Bitcoin (BTC). It is not only available for Desktops, but it is also available for Mobiles. It is compatible with Windows, Mac, and Linux.

Mobile Wallet

A mobile wallet comes in the form of an app. You have to download and install the app. The mobile wallet has a feature like a QR code. You have to scan the QR code for payments. Abra, Airbitz, and Bread are some of the Mobile wallets. You have to safeguard your mobile wallet against keylogging, viruses, etc. Mycelium: It supports only Bitcoin (BTC). HD (Hierarchical Deterministic), Bit ID (open protocol), Single Address Accounts, “Watch Only” Accounts are features of Mycelium. 2008 is the year when Mycelium began as a team of hardware engineers. Mycelium launched three products such as Wallet, Entropy, and Gear in the Bitcoin area. It is compatible with Android and iPhone. Airbitz: Airbitz was founded in 2013. Airbitz Bitcoin wallet is the popular development of Airbitz. It supports cryptocurrencies like BTC, BCH, ETH, LTC, XMR, XRP, DASH, REP, WINGS, IND, XZC, FTC. Beginner-friendly, two-factor authentication, and decentralized servers are features of Airbitz. It is compatible with Android and Apple iPhone. Bread: It supports only Bitcoin (BTC). It was created in 2013. Easy to use, Touch-ID login option, Built-in customer support section, and Bread app can be used directly for buying BTC are features of Bread. It is compatible with iOS (including Apple Watch) and Android.

Paper Wallet

A paper wallet is an offline wallet. It is actually a piece of paper. Public and private keys are printed on the piece of paper. They can also be printed on either a plastic material or any other material which is durable. They are printed in the form of QR codes. Customers can scan QR codes for transactions. They have to keep their paper wallets in a safe place, otherwise, there is a chance of funds losing. BitAddress.org, BitcoinpaperWallet.com, and WalletGenerator.net are the open-source wallet generators used to generate paper wallets. Once the keys are generated, then the customers must delete their history on the internet.  BitAddress.org BitcoinpaperWallet.com WalletGenerator.net

Web Wallet

A web wallet is an online wallet. Third parties or cryptocurrency exchanges manage web wallets. Private and public keys of customers are held by them. Crypto exchanges such as Coinbase, Bitpanda, and BuyUcoin provide web wallets. It runs on the Cloud. You can use the web wallet from any parts of the world. Service providers store all data on central servers.  Coinbase: Coinbase is a crypto exchange which was founded in 2012. It is headquartered in San Francisco, California. Customers can buy, sell, and store cryptocurrency. It supports cryptocurrencies like Ripple (XRP), Bitcoin (BTC), Bitcoin Cash (BCH), Ethereum (ETH), Ethereum Classic (ETC), Litecoin (LTC), Zcash (ZEC), etc. Bitpanda: Bitpanda is a Vienna, Austria based cryptocurrency exchange. It was founded in 2014. Customers can buy, sell, store, and trade cryptocurrency. It supports cryptocurrencies like Bitcoin (BTC), Ethereum (ETH), Ripple (XRP), Pantos (PAN), Bitcoin Cash (BCH), Litecoin (LTC), etc. BuyUcoin: It is a New Delhi based cryptocurrency exchange. It was founded in 2016. Customers can buy, sell, and exchange cryptocurrency. It supports cryptocurrencies like Bitcoin (BTC), Ethereum (ETH), Ripple (XRP), Bitcoin Cash (BCH), Litecoin (LTC), Neo (NEO), Dash (DASH), OmiseGo (OMG), NEM (ZEM), etc.

Hot Wallet

A hot wallet is an online wallet. It is having a connection of the Internet. Bitstamp, Poloniex, and Bittrex are some of the hot wallets. They store funds of customers within their own infrastructure and servers. Bitstamp: Bitstamp is a crypto exchange headquartered in London, United Kingdom. It was founded in 2011. Customers can buy and sell cryptocurrency. It supports cryptocurrencies such as Bitcoin (BTC), Ripple (XRP), Litecoin (LTC), Ethereum (ETH), and Bitcoin Cash (BCH). Poloniex: It was founded in2014. It is headquartered in Wilmington, Delaware, United States. Customers can buy, sell, trade, and store cryptocurrency. It supports cryptocurrencies like BTC, ETH, and many more. Bittrex: It is headquartered in Seattle, Washington. It was founded in 2013. Customers can buy and sell cryptocurrency. It supports cryptocurrencies like BTC, USDT, XRP, LTC, ETH.

Cold Wallet

A cold wallet is an offline wallet. It is not having a connection to the Internet. Users will have full control over their funds. It is easy to protect the cold wallet from unauthorized access. Paper wallets and hardware wallets are examples of Cold wallets.  

Software Wallet

A software wallet is an application stored on a computer’s hard drive. Users will have full control over their funds. Electrum and Coinomi are some of the software wallets.  Copay: You can install Copay on mobile devices and PCs as well. Bitcoin (BTC) and Bitcoin Cash (BCH) are two cryptocurrencies supported by Copay. It was released in 2015. Multi-signatures, Multiple accounts, Open source, Free to use, and User-friendly are features of Copay. It is available on platforms like Windows, Mac OS X, Linux, Android, and iOS. Jaxx: It is a Bitcoin software wallet. It also supports cryptocurrencies such as Bitcoin, Dash, Ethereum, Litecoin, Bitcoin Cash, etc. Cross-platform pairing, User-friendliness, and Internal Cryptocurrency Exchange are features of the software wallet. It was created in 2014. It supports Desktop, Mobile, and Web (Online). It is available on platforms like Windows, Apple & Linux Desktop, Android, iOS Mobile & Tablet, and Google Chrome & Firefox Extensions. Atomic Wallet: It supports cryptocurrencies such as BTC, LTC, ETH, TRX, XMR, DGB, QTUM, XLM, ZEC, XRP, BCH, ETC, DASH, AWC, BTG, DOGE, TPAY, VET, VTHO, DCR, etc. It supports Desktop. User-friendly, Atomic swapping, and Decentralized Currency Trading are features of Atomic Wallet. It is available on platforms like Android, iOS, Windows, Mac OS, and Linux. Read the full article

[arpitsharma01]

Cryptocurrency Exchange Software Development Company In Delhi

Reasons Why Software Development Companies Should Consider Investing in New Exchange Software

Investing in new exchange software will ensure that your company is well-prepared for the future.

In the following couple of years, numerous new cryptographic money trades are supposed to send off. The existing exchanges will be forced to innovate in order to keep up with the competition and stay relevant for their customers.

It’s not just about adding more cryptocurrencies or new features. Increased competition will result in a demand for exceptional customer service and better trade execution tools. Best Exchange Software Development Company[ Nadcab Technology]  have been working tirelessly to fulfil that need.

Investing resources into new trade programming will guarantee that your organization is completely ready for what's in store. With new emerging markets and technologies, a number of players are entering the market and this is making it difficult to maintain an upper hand over the competition. But with the right investment in new exchange software, your company can stay a step ahead of their competition.

Some of the key factors to take into consideration while investing in cryptocurrency exchange software are:

The sort of cryptographic money you might want to offer.

The volume and frequency at which transactions happen on your site.

Trustless, immutable, and decentralized..

Cryptocurrency Exchange Software Development is the most crucial part of any cryptocurrency exchange. The success of exchange is determined by the quality of its currency exchange software. With a robust, state-of-the-art, and cost-effective cryptocurrency trading platform, you can stay ahead of your competitors and offer your clients a better user experience.

Developers can move from one project quickly to another by using a reliable and flexible platform.

The Nadcab Technology is used to develop exchange software that can be run on a diversity of platforms. This is a analytic option for companies who are looking for software that's flexible and reachable. The platform also has many other benefits such as excellent API support and its integration with multiple crypto exchanges. The company provides crypto exchange software development services for all types of customers. They have clients from both large enterprises to small businesses. The company also offers crypto wallets as well as mining and mining pool services. Also, they provide trading solutions for different types of markets such as Forex, Indices, FX Futures, Commodities, and CFDs. Cryptocurrencies Divorce – is a platform that helps to make the divorce process more streamlined, while helping couples avoid legal fees. This is a decentralized platform that acts as a mediator between the couple and the court. The platform has three main goals which are to increase cost savings and flexibility, reduce stress, and enable better communication with each other. At this time, the company’s target customer base for crypto digital assets is tech-focused investors who want to increase their investment.

How to Find a Professional Software Developer for Your Project?

It is a good idea to invest in a cryptocurrency exchange software development company if you are looking for a reliable and affordable solution to build your next project. There are many reasons why you should consider hiring a development team, depending on your budget, scale of the project, and timeline. However, many people often find it difficult to find the right cryptocurrency exchange software development company for their project. Finding an appropriate software development company can be difficult because of the lack of experience, knowledge, and technical expertise in this field. In order to help you find the best developer for your needs we have created this list with some helpful tips:

Make sure that they have experts with sufficient skillset in domain knowledge required for your cryptocurrency exchange software project

Make sure that they can meet your project timeline and budget

Make sure that they offer transparent project management, with clear milestones and deliverables.- Make sure that they have experts with sufficient skillset in domain knowledge required for your cryptocurrency exchange software project - Make sure that they can meet your project timeline and budget - Make sure that they offer transparent project management, with clear milestones and deliver

Conclusion:

If you need Best Exchange Software Development Solutions , then you need to take the time to find the Nadcab Technology for your project. A cryptocurrency exchange is a marketplace where parties can trade cryptocurrencies or digital currencies. Before getting started, it is important to understand what your requirements are and which criteria you will use to evaluate potential developers.

Selecting the right developer for a project can be daunting. There are many factors that go into making this decision - from pricing and availability to timeline and experience. This article will cover 3 steps that will help in choosing the right developer for your project-

Step 1: Determine Your Requirements

Step 2: Evaluate Developers Based On Criteria

Step 3: Pursue Negotiations With The Best Developer

[yes-clearpath-network-infotech]

Website more effective on your Business Branding

Living inside the digital field world, a domain is presently a need for a business, extensive or little.

In the event which you have a business and do not have an internet web site, you are possibly losing numerous exquisite open doorways for your enterprise.

A website online itself may be utilized to achieve diverse showcasing tactics to permit your commercial enterprise to develop. Website Development Services in Delhi

The website has become considerable reach than some other type of promoting platforms.

While it requires a few funding to develop enough traffic to your website online to have a beneficial impact on your company's an advertising and marketing effort, it costs

Your web page will be the point of interest of your organization's online nearness; thru it, you publicize your enterprise around the Web on long-range informal verbal exchange destinations,

discussions and through pay-in line with-click promoting programs.

Expanding visibility is one central point that makes having a website huge.

Regardless of whether people have observed out about your company, they might want to do examine online first, before enticing leaving the solace of their personal home.

Sites more frequently than not give a manual and bearings to the organization's shops or workplaces, for guests to extra outlandish experience trouble finding your area.

Another huge motivation at the back of why having a domain describes your enterprise is to present your believability.

tributes and certainties to returned up until one's chances. ERP application development

In all honesty, the big majority will study the net for an item or administration earlier than the buy to test the validity first.

When you launch an excellent product item, positive communication approximately your commercial enterprise might be going to spread.

Which thusly, conveys more rehash and new enterprise?

An internet site Development carrier won't just give you validity but it will likewise provide the sensation that your agency is more and extra powerful than it might truly be.

An extremely good aspect regarding the internet is that the size of your organization does no longer a lot make a difference.

There is not any reason which you cannot get your internet site to rank in Google in front of a massive worldwide contender and channel off a part of

This is a major piece of the cause that an internet site is much larger for an independent organization than a primary one, it's going to, in general,

A lot of website development businesses in India to provide internet site improvement offerings with day after day updating carrier of your brand.

Sites are additionally reachable and open 24 hours consistent with day, every day of the year.

Due to this, your customers and potential clients can visit your internet site for help or statistics approximately new and up and coming items and administrations at something points

Your website online will go approximately as a sizeable and constantly available asset for records which would some way or another simply is open at some stage in your

A site with an online save expands more the presence of the brand. Website Designing Company in Delhi

Prior to the web time, individuals invest so much electricity meandering capriciously in purchasing centres searching for stores that are on hand to save in.

Sites supply an answer for this issue, carrying the stores to you, inside the solace of your home and provide you with a chance to look for the objects

Shrewd agencies recognize this and alongside these lines have their own web page lodging their items and administrations with the intention that potential clients can peruse online for the

Having a website and online nearness machine permits you to put it on the market your business on the web.

There are bunches of showcasing techniques you may use to publicize and put it up for sale in your business.

All internet selling approaches were validated to be successful. online hospital management system

An internet site improvement provider is likewise massive in mild of the fact that it encourages you to build up validity as an enterprise.

Wonderful many people genuinely accept that you have a website because by some distance maximum the groups do, in any event by ways most of the large groups do.

There are in truth nonetheless a significant number of private ventures that do not have a website and without one this is sincerely what they will remain.

On the off danger which you do not have a domain that you could elude people to potential customers will accept which you are a touch league agency that Website Development Company in Delhi

☛🌏

visit our website to get more details about Clearpath Network Infotech

·        https://www.cnisolution.net

•         Website Development Company in Delhi

•         Website Development Services in Delhi

•         Website Designing Company in Delhi

•         Online Examination Software

•         Ecommerce Website Development

•         Search Engine Optimization

•         SEO Services

•         Web Application Development

•         Hospital Management System

•         Windows Application Development

•         online hospital management system

•         hospital management system project

•         web development company in Delhi

•         web development company in East Delhi

•         online hospital system

•         hospital management system web application

•         hospital management website

•         ERP application development

•          hospital management system online

•          Bulk SMS Service

[juudgeblog]

All you need to know about Fintech in India

In this article, Kashish Khattar discusses All you need to know about Fintech in India. Kashish is a 4th-year student at Amity Law School, Delhi. This article is a discussion revolving around the FinTech space and the regulations surrounding them. 

Introduction

You would have heard of Berkshire Hathaway’s investment into Paytm recently. According to a Livemint article, it was Warren Buffett’s first investment in the country. Berkshire invested Rs 2500 Cr in the parent company of Paytm i.e One97 Communications Ltd, this gives the company a valuation of USD 10-12 billion. Further, the Indian fintech software market is forecasted to touch USD 2.4 billion by 2020 from a current USD 1.2 billion, as per NASSCOM. The transaction value in the FinTech space was recorded around USD 33 billion in 2016 and is expected to shoot up to USD 73 billion by 2020. According to an EY report, India is just behind China in the adoption of FinTech services in the world. The adoption rates are through the roof, the EY report states that the sample in the survey done by this particular report had used 2 FinTech services in the last 6 months.

According to a livemint article, the FinTech Industry in India can be divided into 12 broad categories and they can be listed as follows:

Alternative Funding;

Banking Tech;

Crowdfunding;

Consumer Finance;

Cryptocurrency;

Enterprise Finance;

Foreign Exchange;

Insurance Tech;

Investment Tech;

Mobile Wallets;

Payments; and

Software for Institutional Investor.

Reasons for rapid growth

The FinTech industry’s rapid growth can be attributed to the holy trinity of India’s Fintech revolution: The Banks, Government and Startups. Let us now analyse all these three aspects and how they helped in the exponential growth of the FinTech space in India.

Government – The Central government’s push towards a cashless digital economy through its various policy initiatives has helped in laying a strong foundation for the FinTech sector in the economy. These factors can be listed as follows:

India Stack – With the introduction of India Stack, which is basically a set of APIs that allows governments, businesses, startups and developers to utilise a unique digital infrastructure. The government has tried to introduce a world-class technological framework to the startup sphere, innovators and MNCs which would, in turn, accelerate the growth of the FinTech space in the country. The scenario is just like the policy support given by the government in the late 1990s to the Telecom industry which took paramount importance in many reform initiatives of those times.

Startup India – The startup India program as launched by the Centre includes various tax exemptions, simplification of regulations, reforms to the patent regime, mentorship and a substantial increase in government funding.

Pradhan Mantri Jan Dhan Yojana – Financial inclusion drives such as the  PMJDY is regarded as the world’s biggest financial inclusion program which had a target to get basic banking activities to the underserved section of the Indian population.

Adoption of Aadhar – You would know about RBI’s KYC norms involving Aadhar based biometric authentication which will make opening a bank account to be a hassle-free task.

National Payments Council of India Initiatives or the NPCI – With the introduction of Unified Payment Interface or UPI, the NPCI has tapped into the exponential growth of the mobile phones and the Jio revolution and in turn, reduced the cost of infrastructure for the FinTech startups. The smartphone user base which is expected to touch about 500 million users by 2020, from about 150 million users in 2016. This aggressive growth will ensure a bigger digital banking footprint in the economy. The NPCI has come up with numerous innovative initiatives which give a solid base for a digitally enable FinTech sector in the country. Which gives the startups in this space, to leverage this time and the numerous opportunities to grow and be adopted as mainstream banking activities. Services such as Digital KYC, BHIM (Bharat Interface for Money), Bharat Bill Payments Scheme (BBPS), Aadhar Enabled Payment System (AEPS) are all trying to ease the process of digital payments for all classes of people in the Indian society.

Public Relations – Centre has also marketed the whole digital monetary system well. Space still requires regulations for various FinTech industries such as the P2P transactions, crowdfunding and data security. PM Modi’s formula of IT + IT = IT (Indian Talent + Information Technology = India Tomorrow) can be seen as the government’s stand on the digitisation of every sector including the finance field.

Effects of Demonetisation – The FinTech space got a major boost due to the sudden announcement of Rs. 500 and 1000 notes were demonetized by the Prime minister on 8th Nov 2016. The e-payments and e-wallet system saw a boost of 500% in terms of traffic in the first few months. Government data states that 1.7 mn transactions were done by these e-wallet services in the first month after the announcement of demonetisation. Approximately, 46% of the FinTech space are involved in the payment services business.

Regulators – The four main regulators who will be taking care of the FinTech space will be the Reserve Bank of India, Securities and Exchange Board of India, the Telecom Regulatory Authority of India (TRAI) and finally, the Insurance Regulatory and Development Authority (IRDA).

Startups – India’s Fintech space got it’s much-needed attention in 2016 and has been growing ever since the Payments sector got a boost after the Demonetization. Alternate lending also has been enjoying a good growth rate because of a number of unbanked, new to the bank, underbanked consumers. But the FinTech system still has a lot of scope for growth, let us look at the various sectors in the startup sphere of the FinTech space:

Payments – The digital payments sector in the country is expected to grow to USD 500 billion by 2020, representing around 15% of the GDP. It is estimated that 80% of the economic transactions in India still happens through cash, whereas it is 21% for developed economies. This leaves a significant room for growth. There was a rapid growth in transactions in the year 2016-2017 and has grown ever since. Mobile payments applications such as wallets, P2P transfer applications and mobile points of sale are as popular as ever and they have a strong user adoption rate among the tech-savvy youth of the country. Some players in the FinTech space are taking advantage of different and innovative policy initiatives such as Payments Banks. Basically, a model of a modern bank to serve the unserved which blends together both mobile services and the traditional banking services.

Alternative Lending – Alternative Lending is said to the second most funded and one of the fastest growing sectors in the Indian FinTech space. As of October 2016, alternate lending in India had received USD 199 million in funding across 33 deals.

P2P lending has emerged to be the most sought out startup idea of the FinTech system. P2P has the characteristics of everything FinTech solution – it is quick, cheap and meant for the greater good. After the 2008 financial crisis, banks have become risk-averse, loans have got tougher to obtain and the banks have altered their own operations. P2P is the solution to this problem, the major contributors to this growth are the unmet demand loans by MSMEs with a gap of roughly USD 200 billion in credit supply. It is a really inexpensive model that runs on a sense of social responsibility. P2P is here to stay and has all the prerequisites to grow exponentially in the Indian society.

InsurTech – The insurance sector in India has not been the easiest sector to accept innovative products, but with the customers asking for a bang for their buck and an increased access to technology-enabled efficiencies. The insurance companies are not looking out to incorporate technologies and products that improve basic factors of customer engagement, retention and improving the complete customer lifecycle. Internet-of-Things or IOT has gained quite some reputation in the InsurTech sector, which is powered by extensive customer data. Linking of data of health and wellness can help the insurers to predict the know-hows of customer behaviour and lead to an increase in their earnings through better pricing strategies.

Wealth Management – The asset and wealth management will witness a wave of automation, and so will India. The technological advancements have to lead to a better product offering. The rise of e-payments, e-KYC through Aadhar and online fund transactions, online statements of investments have made the future of an automated wealth management sector quite bright. India’s young and largely under-banked population has been largely absent from the stock and the bond markets and this present quite a room for improvement for players in this sector. Furthermore, SEBI and RBI have encouraged simplicity. All in all, this has lead to quite a lot of users being guided towards formal investments.

Banking Technology – Financial Institution has been investing heavily in emerging technologies to improve the customer experience, their internal operations etc. Globally, it can be seen that large commercial banks are investing in Artificial Intelligence, Machine Learning and Blockchain startups for both back office and front office purposes.

Blockchain Tech – Blockchain based system offer vastly improved trust and transparency and due to its regulatory uses, the adoption of Blockchain or Distributed Ledger Technology (“DLT”) in the Indian banking sector is also finding some traction and support from the regulatory bodies. DLT in India presently has only reached the proof of concept stage, where a commercial bank is trying it out to enforce a smart contract, its application in remittances and trade finance. DLTs are overall attractive from a regulatory and audit point of view. The three main applications of the DLT in the coming future could be: (i) Efficient payments transfer infra; (ii) Enforcement of smart contracts; and (iii) Digital Identity i.e. a tamper-proof history of a transaction and gives the users an option of choosing who to give access to their personal data.

AI and ML – Artificial Intelligence (“AI”) and Machine Learning (“ML”) are all set to disrupt the Banking sector in India in the near future. AI can be explained as a bigger and broader concept which relates to machines doing activities that we consider to be smart, while MI is one of the particular applications of AI which basically learns from the data given to it to make predictions and inferences that can be used by the user. AI can have a lot of applications in the banking sector ranging from customer acquisition, KYC and Onboarding, Accounts and Loans, Customer Service, Brand Management, to Risk and Credit etc.

Click here

Legal framework governing the Fintech Space

Most of the sectors in the Fintech space are not yet regulated. Sectors such as P2P lending and payments systems are some of the sectors that need to be regulated on an urgent basis because they handle public money. P2P lending does not fall under the regulatory framework of the RBI. Therefore, these alternative lending entities have quite an edge over banks and financial institutions who charge higher rates of interest and demand a collateral.

However, the alternative lending platforms do fall under the Usurious Loans Act, 1918. This Act has given the power to the courts in India to intervene in cases where the interest rates are really high, which basically keeps a check on unfair rates of interest. Further, almost 22 states have different and separate acts on money lending to be complied with. Furthermore, the platforms also need to have a license from the state under the Act to carry out the business of lending.

RBI has gone ahead and regulated with some sectors of the Fintech, which mainly include the e-wallets and payment services. These entities have to be registered with the RBI under the Payment and Settlements Act, 2007. The RBI has made sure to have stringent rules and regulations regarding these. This ensures the security of the information given and the public money at large, which are basically moved around through the means of the FinTech space. Apart from these, there has not been much of regulation in any of the other sectors of the FinTech space. This does put an opportunity in the hands of the regulator and the businesses to try different approaches.

The RBI has as per its press release of 14th July 2016, set up Inter-regulatory Working Group on FinTech and Digital Banking to review and appropriately reorient the regulatory framework and respond to the dynamics of the rapidly evolving Fin Tech scenario.

Various security risks faced by the FinTech space

There are a number of risks faced by the Fintech Companies at present. There are various new avenues that have come up due to the evolution of the FinTech revolution. You must have heard of the all the famous line that data is the new oil. The most valuable thing in the world is not a fossil fuel, but sensitive information collected by apps from its users. The more FinTech revolution spreads nationwide, the more will be the amount that they deal with. As more people go online, things like data ubiquity, data security are becoming a major challenge for the FinTech industry. A tremendous amount of data is gathered by the FinTech space, which is then analysed to gather insight into more of customer buying patterns and retention strategies. This includes a lot of personal data, including financial, health, and social data of a user. Protection of this kind of data is the need of the hour. Seamless data is another avenue which helps survive the dynamics of the partnerships formed between Financial Institutions and the Fintech space. They have provided the users with better products at better prices and have improved the existing products and services also. Another challenge that is faced by the FinTech space can be of data ownership. This kind of a risk must be overcome through a combination that consists of both technical and legal measures. Furthermore, trying to manage customer access to various solutions and services becomes a lot more complicated for the ever-increasing customer base. Options of cyber security concepts like data labelling, selective data sharing and identity-aware data shareholding can be solutions to various risk-related problems for this space.

FinTech Companies v. Financial Institutions

The Fintech Space has really evolved over time with the emergence of multiple mature players especially in the payments segment and consumers giving preference to new innovative products that offer different financial services. This puts the FinTech companies in direct competition with the traditional large bank and financial corporations. The ecosystem by no doubt has shifted from a traditional competitive edge where the financial institutions introduce their own products and services to compete to more of a collaborative one. Where both the startups are looking for growth with the help of Large institutions who have been in this game for very long. And open innovation and new ideas can be adopted by big institutions. The financial institutions have realised over time that collaboration with the FinTech industry is more an effective strategy than competing with them. These institutions now even embrace the disruption that this space is creating in the financial world.

Basically, institutions are trying to blend existing technologies offered by the FinTech space in their operations or are developing their own innovative solutions in partnership with various startups. Partnering with a FinTech startup allows the institution to effectively outsource their research and development and develop services that can be introduced and brought to the market quickly. Which in term also makes them gain access to different technologies that can build solutions for bigger and better problems they may face in the future. The FinTech scene benefits from this partnership with the access to the large customer base of financial institutions as well as their management and deployment capabilities. Collaboration makes sense for startups as they have to compete in the marketplace where a lot of similar services are already being offered by major telecom or public sector players.

The methods by which Indian financial institutions use while working with new FinTech technologies can be summarised as follows:

(i) Supplementary Offering – Use of new or existing subsidiaries to offer new services;

(ii) Partnerships – where both the parties develop solutions together;

(iii) Acquisitions – of various startups and enhancing their value;

(iv) Incubation – Where you run startup programs to incubate companies relevant to the market they are involved in;

(v) Investing – Setting up of venture funds to invest in the FinTech space; and

(vi) Bridge makers – Bridging the gap between demand and supply by curating the best business ventures to meet the needs of the market.

The road to collaboration is not an easy one, there are a couple of hurdles that have to bridged by both the parties to come up to a suitable solution. The obstacles arise from the new challenging the old, the different business models of both the businesses, a difference of the culture between both the places. Institutions have a problem because of their slow adoption of change and innovation, their slow acceptance to disruption in the market. The difference also arises in terms of goals where FinTech wants to bring in new levels of efficiency in what they do, whereas Institutions have to go slow and steady as they have to take care of the whole range of products and services required in the transaction. However, these challenges can be overcome and make way for a highly promising future for both the FinTech space and the financial institutions. Opportunities for collaboration and growth will only grow over time and there will be so much room for innovation and disruption.

(A graph comparing India v. Other FinTech hubs globally.)

Conclusion

India needs to regulate, invest, and promote its business, startup environment only after which it can emerge as a startup haven. It has got a huge potential to change into a developed economy. FinTech space has made use of new technologies and disruptive approaches to come up with better and innovative products. This trend is expected to continue and go bigger in the coming years. Banks will go through a revolutionary change with AI and MI in the centre of all the disruption that will happen in this sector. Wealth management which consisted mainly of high net worth individuals now has room due to cheaper services to advise more customers in the coming times. There is automation in Corporate and Investment Banking, which has led to cost reduction and improved efficiency in all major banks. India is on the cusp of the FinTech revolution, accelerated in part by the Government’s policy initiatives and development of the Indian Stack. India’s vast underbanked and new-to-bank population makes it the most exciting opportunity place to be in right now. It is now to be seen as to how the FinTech revolution is going to change the habits and behaviour of the Indian population.

The post All you need to know about Fintech in India appeared first on iPleaders.

All you need to know about Fintech in India syndicated from https://namechangersmumbai.wordpress.com/

[loyallogic]

All you need to know about Fintech in India

In this article, Kashish Khattar discusses All you need to know about Fintech in India. Kashish is a 4th-year student at Amity Law School, Delhi. This article is a discussion revolving around the FinTech space and the regulations surrounding them. 

Introduction

You would have heard of Berkshire Hathaway’s investment into Paytm recently. According to a Livemint article, it was Warren Buffett’s first investment in the country. Berkshire invested Rs 2500 Cr in the parent company of Paytm i.e One97 Communications Ltd, this gives the company a valuation of USD 10-12 billion. Further, the Indian fintech software market is forecasted to touch USD 2.4 billion by 2020 from a current USD 1.2 billion, as per NASSCOM. The transaction value in the FinTech space was recorded around USD 33 billion in 2016 and is expected to shoot up to USD 73 billion by 2020. According to an EY report, India is just behind China in the adoption of FinTech services in the world. The adoption rates are through the roof, the EY report states that the sample in the survey done by this particular report had used 2 FinTech services in the last 6 months.

According to a livemint article, the FinTech Industry in India can be divided into 12 broad categories and they can be listed as follows:

Alternative Funding;

Banking Tech;

Crowdfunding;

Consumer Finance;

Cryptocurrency;

Enterprise Finance;

Foreign Exchange;

Insurance Tech;

Investment Tech;

Mobile Wallets;

Payments; and

Software for Institutional Investor.

Reasons for rapid growth

The FinTech industry’s rapid growth can be attributed to the holy trinity of India’s Fintech revolution: The Banks, Government and Startups. Let us now analyse all these three aspects and how they helped in the exponential growth of the FinTech space in India.

Government – The Central government’s push towards a cashless digital economy through its various policy initiatives has helped in laying a strong foundation for the FinTech sector in the economy. These factors can be listed as follows:

India Stack – With the introduction of India Stack, which is basically a set of APIs that allows governments, businesses, startups and developers to utilise a unique digital infrastructure. The government has tried to introduce a world-class technological framework to the startup sphere, innovators and MNCs which would, in turn, accelerate the growth of the FinTech space in the country. The scenario is just like the policy support given by the government in the late 1990s to the Telecom industry which took paramount importance in many reform initiatives of those times.

Startup India – The startup India program as launched by the Centre includes various tax exemptions, simplification of regulations, reforms to the patent regime, mentorship and a substantial increase in government funding.

Pradhan Mantri Jan Dhan Yojana – Financial inclusion drives such as the  PMJDY is regarded as the world’s biggest financial inclusion program which had a target to get basic banking activities to the underserved section of the Indian population.

Adoption of Aadhar – You would know about RBI’s KYC norms involving Aadhar based biometric authentication which will make opening a bank account to be a hassle-free task.

National Payments Council of India Initiatives or the NPCI – With the introduction of Unified Payment Interface or UPI, the NPCI has tapped into the exponential growth of the mobile phones and the Jio revolution and in turn, reduced the cost of infrastructure for the FinTech startups. The smartphone user base which is expected to touch about 500 million users by 2020, from about 150 million users in 2016. This aggressive growth will ensure a bigger digital banking footprint in the economy. The NPCI has come up with numerous innovative initiatives which give a solid base for a digitally enable FinTech sector in the country. Which gives the startups in this space, to leverage this time and the numerous opportunities to grow and be adopted as mainstream banking activities. Services such as Digital KYC, BHIM (Bharat Interface for Money), Bharat Bill Payments Scheme (BBPS), Aadhar Enabled Payment System (AEPS) are all trying to ease the process of digital payments for all classes of people in the Indian society.

Public Relations – Centre has also marketed the whole digital monetary system well. Space still requires regulations for various FinTech industries such as the P2P transactions, crowdfunding and data security. PM Modi’s formula of IT + IT = IT (Indian Talent + Information Technology = India Tomorrow) can be seen as the government’s stand on the digitisation of every sector including the finance field.

Effects of Demonetisation – The FinTech space got a major boost due to the sudden announcement of Rs. 500 and 1000 notes were demonetized by the Prime minister on 8th Nov 2016. The e-payments and e-wallet system saw a boost of 500% in terms of traffic in the first few months. Government data states that 1.7 mn transactions were done by these e-wallet services in the first month after the announcement of demonetisation. Approximately, 46% of the FinTech space are involved in the payment services business.

Regulators – The four main regulators who will be taking care of the FinTech space will be the Reserve Bank of India, Securities and Exchange Board of India, the Telecom Regulatory Authority of India (TRAI) and finally, the Insurance Regulatory and Development Authority (IRDA).

Startups – India’s Fintech space got it’s much-needed attention in 2016 and has been growing ever since the Payments sector got a boost after the Demonetization. Alternate lending also has been enjoying a good growth rate because of a number of unbanked, new to the bank, underbanked consumers. But the FinTech system still has a lot of scope for growth, let us look at the various sectors in the startup sphere of the FinTech space:

Payments – The digital payments sector in the country is expected to grow to USD 500 billion by 2020, representing around 15% of the GDP. It is estimated that 80% of the economic transactions in India still happens through cash, whereas it is 21% for developed economies. This leaves a significant room for growth. There was a rapid growth in transactions in the year 2016-2017 and has grown ever since. Mobile payments applications such as wallets, P2P transfer applications and mobile points of sale are as popular as ever and they have a strong user adoption rate among the tech-savvy youth of the country. Some players in the FinTech space are taking advantage of different and innovative policy initiatives such as Payments Banks. Basically, a model of a modern bank to serve the unserved which blends together both mobile services and the traditional banking services.

Alternative Lending – Alternative Lending is said to the second most funded and one of the fastest growing sectors in the Indian FinTech space. As of October 2016, alternate lending in India had received USD 199 million in funding across 33 deals.

P2P lending has emerged to be the most sought out startup idea of the FinTech system. P2P has the characteristics of everything FinTech solution – it is quick, cheap and meant for the greater good. After the 2008 financial crisis, banks have become risk-averse, loans have got tougher to obtain and the banks have altered their own operations. P2P is the solution to this problem, the major contributors to this growth are the unmet demand loans by MSMEs with a gap of roughly USD 200 billion in credit supply. It is a really inexpensive model that runs on a sense of social responsibility. P2P is here to stay and has all the prerequisites to grow exponentially in the Indian society.

InsurTech – The insurance sector in India has not been the easiest sector to accept innovative products, but with the customers asking for a bang for their buck and an increased access to technology-enabled efficiencies. The insurance companies are not looking out to incorporate technologies and products that improve basic factors of customer engagement, retention and improving the complete customer lifecycle. Internet-of-Things or IOT has gained quite some reputation in the InsurTech sector, which is powered by extensive customer data. Linking of data of health and wellness can help the insurers to predict the know-hows of customer behaviour and lead to an increase in their earnings through better pricing strategies.

Wealth Management – The asset and wealth management will witness a wave of automation, and so will India. The technological advancements have to lead to a better product offering. The rise of e-payments, e-KYC through Aadhar and online fund transactions, online statements of investments have made the future of an automated wealth management sector quite bright. India’s young and largely under-banked population has been largely absent from the stock and the bond markets and this present quite a room for improvement for players in this sector. Furthermore, SEBI and RBI have encouraged simplicity. All in all, this has lead to quite a lot of users being guided towards formal investments.

Banking Technology – Financial Institution has been investing heavily in emerging technologies to improve the customer experience, their internal operations etc. Globally, it can be seen that large commercial banks are investing in Artificial Intelligence, Machine Learning and Blockchain startups for both back office and front office purposes.

Blockchain Tech – Blockchain based system offer vastly improved trust and transparency and due to its regulatory uses, the adoption of Blockchain or Distributed Ledger Technology (“DLT”) in the Indian banking sector is also finding some traction and support from the regulatory bodies. DLT in India presently has only reached the proof of concept stage, where a commercial bank is trying it out to enforce a smart contract, its application in remittances and trade finance. DLTs are overall attractive from a regulatory and audit point of view. The three main applications of the DLT in the coming future could be: (i) Efficient payments transfer infra; (ii) Enforcement of smart contracts; and (iii) Digital Identity i.e. a tamper-proof history of a transaction and gives the users an option of choosing who to give access to their personal data.

AI and ML – Artificial Intelligence (“AI”) and Machine Learning (“ML”) are all set to disrupt the Banking sector in India in the near future. AI can be explained as a bigger and broader concept which relates to machines doing activities that we consider to be smart, while MI is one of the particular applications of AI which basically learns from the data given to it to make predictions and inferences that can be used by the user. AI can have a lot of applications in the banking sector ranging from customer acquisition, KYC and Onboarding, Accounts and Loans, Customer Service, Brand Management, to Risk and Credit etc.

Click here

Legal framework governing the Fintech Space

Most of the sectors in the Fintech space are not yet regulated. Sectors such as P2P lending and payments systems are some of the sectors that need to be regulated on an urgent basis because they handle public money. P2P lending does not fall under the regulatory framework of the RBI. Therefore, these alternative lending entities have quite an edge over banks and financial institutions who charge higher rates of interest and demand a collateral.

However, the alternative lending platforms do fall under the Usurious Loans Act, 1918. This Act has given the power to the courts in India to intervene in cases where the interest rates are really high, which basically keeps a check on unfair rates of interest. Further, almost 22 states have different and separate acts on money lending to be complied with. Furthermore, the platforms also need to have a license from the state under the Act to carry out the business of lending.

RBI has gone ahead and regulated with some sectors of the Fintech, which mainly include the e-wallets and payment services. These entities have to be registered with the RBI under the Payment and Settlements Act, 2007. The RBI has made sure to have stringent rules and regulations regarding these. This ensures the security of the information given and the public money at large, which are basically moved around through the means of the FinTech space. Apart from these, there has not been much of regulation in any of the other sectors of the FinTech space. This does put an opportunity in the hands of the regulator and the businesses to try different approaches.

The RBI has as per its press release of 14th July 2016, set up Inter-regulatory Working Group on FinTech and Digital Banking to review and appropriately reorient the regulatory framework and respond to the dynamics of the rapidly evolving Fin Tech scenario.

Various security risks faced by the FinTech space

There are a number of risks faced by the Fintech Companies at present. There are various new avenues that have come up due to the evolution of the FinTech revolution. You must have heard of the all the famous line that data is the new oil. The most valuable thing in the world is not a fossil fuel, but sensitive information collected by apps from its users. The more FinTech revolution spreads nationwide, the more will be the amount that they deal with. As more people go online, things like data ubiquity, data security are becoming a major challenge for the FinTech industry. A tremendous amount of data is gathered by the FinTech space, which is then analysed to gather insight into more of customer buying patterns and retention strategies. This includes a lot of personal data, including financial, health, and social data of a user. Protection of this kind of data is the need of the hour. Seamless data is another avenue which helps survive the dynamics of the partnerships formed between Financial Institutions and the Fintech space. They have provided the users with better products at better prices and have improved the existing products and services also. Another challenge that is faced by the FinTech space can be of data ownership. This kind of a risk must be overcome through a combination that consists of both technical and legal measures. Furthermore, trying to manage customer access to various solutions and services becomes a lot more complicated for the ever-increasing customer base. Options of cyber security concepts like data labelling, selective data sharing and identity-aware data shareholding can be solutions to various risk-related problems for this space.

FinTech Companies v. Financial Institutions

The Fintech Space has really evolved over time with the emergence of multiple mature players especially in the payments segment and consumers giving preference to new innovative products that offer different financial services. This puts the FinTech companies in direct competition with the traditional large bank and financial corporations. The ecosystem by no doubt has shifted from a traditional competitive edge where the financial institutions introduce their own products and services to compete to more of a collaborative one. Where both the startups are looking for growth with the help of Large institutions who have been in this game for very long. And open innovation and new ideas can be adopted by big institutions. The financial institutions have realised over time that collaboration with the FinTech industry is more an effective strategy than competing with them. These institutions now even embrace the disruption that this space is creating in the financial world.

Basically, institutions are trying to blend existing technologies offered by the FinTech space in their operations or are developing their own innovative solutions in partnership with various startups. Partnering with a FinTech startup allows the institution to effectively outsource their research and development and develop services that can be introduced and brought to the market quickly. Which in term also makes them gain access to different technologies that can build solutions for bigger and better problems they may face in the future. The FinTech scene benefits from this partnership with the access to the large customer base of financial institutions as well as their management and deployment capabilities. Collaboration makes sense for startups as they have to compete in the marketplace where a lot of similar services are already being offered by major telecom or public sector players.

The methods by which Indian financial institutions use while working with new FinTech technologies can be summarised as follows:

(i) Supplementary Offering – Use of new or existing subsidiaries to offer new services;

(ii) Partnerships – where both the parties develop solutions together;

(iii) Acquisitions – of various startups and enhancing their value;

(iv) Incubation – Where you run startup programs to incubate companies relevant to the market they are involved in;

(v) Investing – Setting up of venture funds to invest in the FinTech space; and

(vi) Bridge makers – Bridging the gap between demand and supply by curating the best business ventures to meet the needs of the market.

The road to collaboration is not an easy one, there are a couple of hurdles that have to bridged by both the parties to come up to a suitable solution. The obstacles arise from the new challenging the old, the different business models of both the businesses, a difference of the culture between both the places. Institutions have a problem because of their slow adoption of change and innovation, their slow acceptance to disruption in the market. The difference also arises in terms of goals where FinTech wants to bring in new levels of efficiency in what they do, whereas Institutions have to go slow and steady as they have to take care of the whole range of products and services required in the transaction. However, these challenges can be overcome and make way for a highly promising future for both the FinTech space and the financial institutions. Opportunities for collaboration and growth will only grow over time and there will be so much room for innovation and disruption.

(A graph comparing India v. Other FinTech hubs globally.)

Conclusion

India needs to regulate, invest, and promote its business, startup environment only after which it can emerge as a startup haven. It has got a huge potential to change into a developed economy. FinTech space has made use of new technologies and disruptive approaches to come up with better and innovative products. This trend is expected to continue and go bigger in the coming years. Banks will go through a revolutionary change with AI and MI in the centre of all the disruption that will happen in this sector. Wealth management which consisted mainly of high net worth individuals now has room due to cheaper services to advise more customers in the coming times. There is automation in Corporate and Investment Banking, which has led to cost reduction and improved efficiency in all major banks. India is on the cusp of the FinTech revolution, accelerated in part by the Government’s policy initiatives and development of the Indian Stack. India’s vast underbanked and new-to-bank population makes it the most exciting opportunity place to be in right now. It is now to be seen as to how the FinTech revolution is going to change the habits and behaviour of the Indian population.

The post All you need to know about Fintech in India appeared first on iPleaders.

All you need to know about Fintech in India published first on https://namechangers.tumblr.com/

[elitemindzdelhi]

What to Look for in a Software Programming Company in Delhi?

With the advancement of computer systems and truly developing dependence on PCs for our expert and individual necessities, the significance of programming had a tremendous growth  in recent years. As you would definitely know, software can be briefly characterized as the interface which helps the clients with working the actual parts of a system to accomplish desired outcomes. 

Subsequently the significance of software can easily be learned from this with the best software outsourcing company in delhi. The role of software, in organizations of each size and individual necessities is truly evolving. This has prompted the development of various software development companies taking into account the powerful individual necessities of millions.

The main issue comes around the reality of which organization to decide for your necessities or what are the angles to search for in a concern before you leave on the journey of formation of your software. There is nobody with a set of qualities that characterize the ideal organization. In this article I would attempt to give a portion of the basic aspect that would help you select the best software company in India and an android software development company in India that shows your creative mind into shape.

Assess the website: Look carefully into the website of the organization. In spite of the famous saying "Never pass judgment flippantly" the website of an organization gives you an understanding of the dedication they put into their work. The level of the inclination of substance, feel, ease of use and polished methodology is reflected in their site. In spite of the fact that it ought to be remembered that an excellent site doesn't generally ensure top notch items.

Communicative staff: It is One of the highly pined attributes to search for in a software programming company in delhi . Having the option to discuss effectively with your specialist organization guarantees that they understand your needs carefully and you can monitor the procedures. Likewise, best software programming company in delhi  that offer demos are a worthwhile arrangement as it by and large focuses towards the way that they are sufficiently certain to feature their abilities.

Economy:This is most likely one of the central points to consider prior to the selection of a software development company in delhi to address your issues. You need to watch out for the rates offered by such software organizations. You need to contrast the rates with different organizations to ensure you are not charged higher rates for the task. This can be effectively accomplished through exchanges, examinations and appropriate information on winning rates.

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