#Digital Trade and Innovation

[emeriobanque]

Recently, the ICC United Kingdom has reported launching a new drive to enhance the UK finance industry against the adverse effects of duplicate financing fraud.

The Centre for Digital Trade and Innovation (C4DTI)operated initiative will use ICC United Kingdom’s convening abilities to convey this leading project under the C4DTI’s “Shutting Fraudsters out of Trade” workstream in association with MonetaGo.

Duplicate Financing is defined as a fraudulent act where fraudsters avail multiple funds for the same transaction several times. In the present scenario, a fraudster can visit various banks and get the same transaction financed, without letting the other banks know or having them cross-check with the same.

Guidelines related to confidentiality inhibit the banks from disclosing or sharing information on deals they have financed with other banks, creating a hopeless situation that fraudsters take advantage of to get funds for the same transaction multiple times.

Read more: https://www.emeriobanque.com/news/icc-uk-introduces-initiative-to-cope-duplicate-finance

[bitnestloop]

BitNest

BitNest: The Leader of the Digital Finance Revolution

BitNest is a leading platform dedicated to driving digital financial innovation and ecological development. We provide comprehensive cryptocurrency services, including saving, lending, payment, investment and many other functions, creating a rich financial experience for users.

Our story began in 2022 with the birth of the BitNest team, which has since opened a whole new chapter in digital finance. Through relentless effort and innovation, the BitNest ecosystem has grown rapidly to become one of the leaders in digital finance.

The core functions of BitNest ecosystem include:

Savings Service: Users can deposit funds into BitNest's savings system through smart contracts to obtain stable returns. We are committed to providing users with a safe and efficient savings solution to help you achieve your financial goals. Lending Platform: BitNest lending platform provides users with convenient borrowing services, users can use cryptocurrencies as collateral to obtain loans for stablecoins or other digital assets. Our lending system is safe and reliable, providing users with flexible financial support. Payment Solution: BitNest payment platform supports users to make secure and fast payment transactions worldwide. We are committed to creating a borderless payment network that allows users to make cross-border payments and remittances anytime, anywhere. Investment Opportunities: BitNest provides diversified investment opportunities that allow users to participate in trading and investing in various digital assets and gain lucrative returns. Our investment platform is safe and transparent, providing users with high-quality investment channels. Through continuous innovation and efforts, BitNest has become a leader in digital finance and is widely recognised and trusted globally. We will continue to be committed to promoting the development of digital finance, providing users with more secure and efficient financial services, and jointly creating a better future for digital finance.

[cryptogids]

The Rise of Bitcoin NFTs: Franklin Templeton’s Insights and Investor Warnings

Franklin Templeton, a global asset manager, has recognized the profound impact of Bitcoin non-fungible tokens (NFTs) on the cryptocurrency industry, signaling a significant rise in innovative developments within the Bitcoin ecosystem. The firm’s digital assets division recently released a briefing titled “The Rise of Bitcoin Ordinals” on its social media platforms, highlighting the growing influence of Bitcoin NFTs as a driving force behind renewed activity within the Bitcoin network.

[aeternusfoundation]

Crypto Tokens: The New Shade of Lifestyle

[wildlifeday]

Toward sustainable adaptation and preservation of nature in this digital age.

mobilize new commitments to ambitious policy and funding approaches that unite civil society, the technology industry, conservationists and traders toward sustainable adaptation and preservation of nature in this digital age.

[eeitonline]

Breaking the Mold: Diversifying the Economic Landscape of the Black Sea Region by Eastern European Institute for Trade

The Black Sea region, encompassing countries such as Romania, Bulgaria, and Turkey, has long been characterized by an overdependence on traditional industries, including agriculture, mining, and energy production (Ketenci, 2015; EBRD, 2019). However, for these countries to achieve sustainable economic growth and mitigate risks associated with external shocks, economic diversification is imperative (World Bank, 2017). This article explores the potential avenues for diversification in the Black Sea region, the role of innovation and digital transformation, and the importance of regional cooperation and integration.

A key driver of economic diversification in the Black Sea region is the development of high-value sectors, such as technology, renewable energy, and advanced manufacturing (Ciaschi & Treisman, 2018; EBRD, 2019). Investing in research and development (R&D), as well as fostering innovation ecosystems, can facilitate the transition to a knowledge-based economy and enhance competitiveness on the global stage (Ciaschi & Treisman, 2018; Isik et al., 2018).

Digital transformation presents significant opportunities for the Black Sea countries to diversify their economies and unlock new sources of growth. By leveraging emerging technologies, such as artificial intelligence, the Internet of Things, and big data analytics, businesses can enhance productivity, drive innovation, and create new industries and jobs (World Bank, 2017; Ciaschi & Treisman, 2018). Furthermore, the digital economy can promote financial inclusion and facilitate access to markets for small and medium-sized enterprises (SMEs) (EBRD, 2019).

Regional cooperation and integration are critical in promoting economic diversification in the Black Sea region. By deepening economic ties, countries can capitalize on synergies, enhance cross-border investments, and foster knowledge sharing (Ketenci, 2015; World Bank, 2017). Engagement with the European Union (EU) through initiatives such as the Black Sea Synergy and the Eastern Partnership can also provide valuable support in terms of technical assistance and funding for regional projects (Ketenci, 2015; Börzel & Lebanidze, 2017).

In conclusion, diversifying the economic landscape of the Black Sea region is essential for sustainable growth and resilience. By fostering innovation, embracing digital transformation, and strengthening regional cooperation, countries in the area can break the mold and unlock new avenues for economic development.

References:

Börzel, T. A., & Lebanidze, B. (2017). European Neighborhood Policy at the Crossroads: Evaluating the Past to Shape the Future. European Policy Analysis, 3(1), 1–19.

Ciaschi, R., & Treisman, D. (2018). Diversifying the Black Sea Region Economy: Opportunities and Challenges. Journal of Black Sea Studies, 16(1), 1–28.

EBRD (2019). Transition Report 2019–20: Better Governance, Better Economies. European Bank for Reconstruction and Development.

Isik, C., Dogru, T., & Turk, E. S. (2018). A nexus of linear and non-linear relationships between tourism demand, renewable energy consumption, and economic growth: Theory and evidence. International Journal of Tourism Research, 20(1), 38–49.

Ketenci, N. (2015). Economic integration in the Black Sea Region: an analysis in trade, tourism, and foreign direct investment. East European Politics, 31(4), 437–456.

World Bank (2017). World Development Report 2017: Governance and the Law. World Bank.

Read more at Eastern European Institute for Trade.

[mostlysignssomeportents]

Apple fucked us on right to repair (again)

Today (September 22), I'm (virtually) presenting at the DIG Festival in Modena, Italy. Tonight, I'll be in person at LA's Book Soup for the launch of Justin C Key's "The World Wasn’t Ready for You." On September 27, I'll be at Chevalier's Books in Los Angeles with Brian Merchant for a joint launch for my new book The Internet Con and his new book, Blood in the Machine.

Right to repair has no cannier, more dedicated adversary than Apple, a company whose most innovative work is dreaming up new ways to sneakily sabotage electronics repair while claiming to be a caring environmental steward, a lie that covers up the mountains of e-waste that Apple dooms our descendants to wade through.

Why does Apple hate repair so much? It's not that they want to poison our water and bodies with microplastics; it's not that they want to hasten the day our coastal cities drown; it's not that they relish the human misery that accompanies every gram of conflict mineral. They aren't sadists. They're merely sociopathically greedy.

Tim Cook laid it out for his investors: when people can repair their devices, they don't buy new ones. When people don't buy new devices, Apple doesn't sell them new devices. It's that's simple:

https://www.inverse.com/article/52189-tim-cook-says-apple-faces-2-key-problems-in-surprising-shareholder-letter

So Apple does everything it can to monopolize repair. Not just because this lets the company gouge you on routine service, but because it lets them decide when your phone is beyond repair, so they can offer you a trade-in, ensuring both that you buy a new device and that the device you buy is another Apple.

There are so many tactics Apple gets to use to sabotage repair. For example, Apple engraves microscopic Apple logos on the subassemblies in its devices. This allows the company to enlist US Customs to seize and destroy refurbished parts that are harvested from dead phones by workers in the Pacific Rim:

https://repair.eu/news/apple-uses-trademark-law-to-strengthen-its-monopoly-on-repair/

Of course, the easiest way to prevent harvested components from entering the parts stream is to destroy as many old devices as possible. That's why Apple's so-called "recycling" program shreds any devices you turn over to them. When you trade in your old iPhone at an Apple Store, it is converted into immortal e-waste (no other major recycling program does this). The logic is straightforward: no parts, no repairs:

https://www.vice.com/en/article/yp73jw/apple-recycling-iphones-macbooks

Shredding parts and cooking up bogus trademark claims is just for starters, though. For Apple, the true anti-repair innovation comes from the most pernicious US tech law: Section 1201 of the Digital Millennium Copyright Act (DMCA).

DMCA 1201 is an "anti-circumvention" law. It bans the distribution of any tool that bypasses "an effective means of access control." That's all very abstract, but here's what it means: if a manufacturer sticks some Digital Rights Management (DRM) in its device, then anything you want to do that involves removing that DRM is now illegal – even if the thing itself is perfectly legal.

When Congress passed this stupid law in 1998, it had a very limited blast radius. Computers were still pretty expensive and DRM use was limited to a few narrow categories. In 1998, DMCA 1201 was mostly used to prevent you from de-regionalizing your DVD player to watch discs that had been released overseas but not in your own country.

But as we warned back then, computers were only going to get smaller and cheaper, and eventually, it would only cost manufacturers pennies to wrap their products – or even subassemblies in their products – in DRM. Congress was putting a gun on the mantelpiece in Act I, and it was bound to go off in Act III.

Welcome to Act III.

Today, it costs about a quarter to add a system-on-a-chip to even the tiniest parts. These SOCs can run DRM. Here's how that DRM works: when you put a new part in a device, the SOC and the device's main controller communicate with one another. They perform a cryptographic protocol: the part says, "Here's my serial number," and then the main controller prompts the user to enter a manufacturer-supplied secret code, and the master controller sends a signed version of this to the part, and the part and the system then recognize each other.

This process has many names, but because it was first used in the automotive sector, it's widely known as VIN-Locking (VIN stands for "vehicle identification number," the unique number given to every car by its manufacturer). VIN-locking is used by automakers to block independent mechanics from repairing your car; even if they use the manufacturer's own parts, the parts and the engine will refuse to work together until the manufacturer's rep keys in the unlock code:

https://pluralistic.net/2023/07/24/rent-to-pwn/#kitt-is-a-demon

VIN locking is everywhere. It's how John Deere stops farmers from fixing their own tractors – something farmers have done literally since tractors were invented:

https://pluralistic.net/2022/05/08/about-those-kill-switched-ukrainian-tractors/

It's in ventilators. Like mobile phones, ventilators are a grotesquely monopolized sector, controlled by a single company Medtronic, whose biggest claim to fame is effecting the world's largest tax inversion in order to manufacture the appearance that it is an Irish company and therefore largely untaxable. Medtronic used the resulting windfall to gobble up most of its competitors.

During lockdown, as hospitals scrambled to keep their desperately needed supply of ventilators running, Medtronic's VIN-locking became a lethal impediment. Med-techs who used donor parts from one ventilator to keep another running – say, transplanting a screen – couldn't get the device to recognize the part because all the world's civilian aircraft were grounded, meaning Medtronic's technicians couldn't swan into their hospitals to type in the unlock code and charge them hundreds of dollars.

The saving grace was an anonymous, former Medtronic repair tech, who built pirate boxes to generate unlock codes, using any housing they could lay hands on to use as a case: guitar pedals, clock radios, etc. This tech shipped these gadgets around the world, observing strict anonymity, because Article 6 of the EUCD also bans circumvention:

https://pluralistic.net/2020/07/10/flintstone-delano-roosevelt/#medtronic-again

Of course, Apple is a huge fan of VIN-locking. In phones, VIN-locking is usually called "serializing" or "parts-pairing," but it's the same thing: a tiny subassembly gets its own microcontroller whose sole purpose is to prevent independent repair technicians from fixing your gadget. Parts-pairing lets Apple block repairs even when the technician uses new, Apple parts – but it also lets Apple block refurb parts and third party parts.

For many years, Apple was the senior partner and leading voice in blocking state Right to Repair bills, which it killed by the dozen, leading a coalition of monopolists, from Wahl (who boobytrap their hair-clippers with springs that cause their heads irreversibly decompose if you try to sharpen them at home) to John Deere (who reinvented tenant farming by making farmers tenants of their tractors, rather than their land).

But Apple's opposition to repair eventually became a problem for the company. It's bad optics, and both Apple customers and Apple employees are volubly displeased with the company's ecocidal conduct. But of course, Apple's management and shareholders hate repair and want to block it as much as possible.

But Apple knows how to Think Differently. It came up with a way to eat its cake and have it, too. The company embarked on a program of visibly support right to repair, while working behind the scenes to sabotage it.

Last year, Apple announced a repair program. It was hilarious. If you wanted to swap your phone's battery, all you had to do was let Apple put a $1200 hold on your credit card, and then wait while the company shipped you 80 pounds' worth of specialized tools, packed in two special Pelican cases:

https://pluralistic.net/2022/05/22/apples-cement-overshoes/

Then, you swapped your battery, but you weren't done! After your battery was installed, you had to conference in an authorized Apple tech who would tell you what code to type into a laptop you tethered to the phone in order to pair it with your phone. Then all you had to do was lug those two 40-pound Pelican cases to a shipping depot and wait for Apple to take the hold off your card (less the $120 in parts and fees).

By contrast, independent repair outfits like iFixit will sell you all the tools you need to do your own battery swap – including the battery! for $32. The whole kit fits in a padded envelope:

https://www.ifixit.com/products/iphone-x-replacement-battery

But while Apple was able to make a showy announcement of its repair program and then hide the malicious compliance inside those giant Pelican cases, sabotaging right to repair legislation is a lot harder.

Not that they didn't try. When New York State passed the first general electronics right-to-repair bill in the country, someone convinced New York Governor Kathy Hochul to neuter it with last-minute modifications:

https://arstechnica.com/gadgets/2022/12/weakened-right-to-repair-bill-is-signed-into-law-by-new-yorks-governor/

But that kind of trick only works once. When California's right to repair bill was introduced, it was clear that it was gonna pass. Rather than get run over by that train, Apple got on board, supporting the legislation, which passed unanimously:

https://www.ifixit.com/News/79902/apples-u-turn-tech-giant-finally-backs-repair-in-california

But Apple got the last laugh. Because while California's bill contains many useful clauses for the independent repair shops that keep your gadgets out of a landfill, it's a state law, and DMCA 1201 is federal. A state law can't simply legalize the conduct federal law prohibits. California's right to repair bill is a banger, but it has a weak spot: parts-pairing, the scourge of repair techs:

https://www.ifixit.com/News/69320/how-parts-pairing-kills-independent-repair

Every generation of Apple devices does more parts-pairing than the previous one, and the current models are so infested with paired parts as to be effectively unrepairable, except by Apple. It's so bad that iFixit has dropped its repairability score for the iPhone 14 from a 7 ("recommend") to a 4 (do not recommend):

https://www.ifixit.com/News/82493/we-are-retroactively-dropping-the-iphones-repairability-score-en

Parts-pairing is bullshit, and Apple are scum for using it, but they're hardly unique. Parts-pairing is at the core of the fuckery of inkjet printer companies, who use it to fence out third-party ink, so they can charge $9,600/gallon for ink that pennies to make:

https://www.eff.org/deeplinks/2020/11/ink-stained-wretches-battle-soul-digital-freedom-taking-place-inside-your-printer

Parts-pairing is also rampant in powered wheelchairs, a heavily monopolized sector whose predatory conduct is jaw-droppingly depraved:

https://uspirgedfund.org/reports/usp/stranded

But if turning phones into e-waste to eke out another billion-dollar stock buyback is indefensible, stranding people with disabilities for months at a time while they await repairs is so obviously wicked that the conscience recoils. That's why it was so great when Colorado passed the nation's first wheelchair right to repair bill last year:

https://www.eff.org/deeplinks/2022/06/when-drm-comes-your-wheelchair

California actually just passed two right to repair bills; the other one was SB-271, which mirrors Colorado's HB22-1031:

https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202320240SB271

This is big! It's momentum! It's a start!

But it can't be the end. When Bill Clinton signed DMCA 1201 into law 25 years ago, he loaded a gun and put it on the nation's mantlepiece and now it's Act III and we're all getting sprayed with bullets. Everything from ovens to insulin pumps, thermostats to lightbulbs, has used DMCA 1201 to limit repair, modification and improvement.

Congress needs to rid us of this scourge, to let us bring back all the benefits of interoperability. I explain how this all came to be – and what we should do about it – in my new Verso Books title, The Internet Con: How to Seize the Means of Computation.

https://www.versobooks.com/products/3035-the-internet-con

If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:

https://pluralistic.net/2023/09/22/vin-locking/#thought-differently

Image: Mitch Barrie (modified) https://commons.wikimedia.org/wiki/File:Daytona_Skeleton_AR-15_completed_rifle_%2817551907724%29.jpg

CC BY-SA 2.0 https://creativecommons.org/licenses/by-sa/2.0/deed.en

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kambanji (modified) https://www.flickr.com/photos/kambanji/4135216486/

CC BY 2.0 https://creativecommons.org/licenses/by/2.0/

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Rawpixel (modified) https://www.rawpixel.com/image/12438797/png-white-background

[sexymemecoin]

The Metaverse: A New Frontier in Digital Interaction

The concept of the metaverse has captivated the imagination of technologists, futurists, and businesses alike. Envisioned as a collective virtual shared space, the metaverse merges physical and digital realities, offering immersive experiences and unprecedented opportunities for interaction, commerce, and creativity. This article delves into the metaverse, its potential impact on various sectors, the technologies driving its development, and notable projects shaping this emerging landscape.

What is the Metaverse?

The metaverse is a digital universe that encompasses virtual and augmented reality, providing a persistent, shared, and interactive online environment. In the metaverse, users can create avatars, interact with others, attend virtual events, own virtual property, and engage in economic activities. Unlike traditional online experiences, the metaverse aims to replicate and enhance the real world, offering seamless integration of the physical and digital realms.

Key Components of the Metaverse

Virtual Worlds: Virtual worlds are digital environments where users can explore, interact, and create. Platforms like Decentraland, Sandbox, and VRChat offer expansive virtual spaces where users can build, socialize, and participate in various activities.

Augmented Reality (AR): AR overlays digital information onto the real world, enhancing user experiences through devices like smartphones and AR glasses. Examples include Pokémon GO and AR navigation apps that blend digital content with physical surroundings.

Virtual Reality (VR): VR provides immersive experiences through headsets that transport users to fully digital environments. Companies like Oculus, HTC Vive, and Sony PlayStation VR are leading the way in developing advanced VR hardware and software.

Blockchain Technology: Blockchain plays a crucial role in the metaverse by enabling decentralized ownership, digital scarcity, and secure transactions. NFTs (Non-Fungible Tokens) and cryptocurrencies are integral to the metaverse economy, allowing users to buy, sell, and trade virtual assets.

Digital Economy: The metaverse features a robust digital economy where users can earn, spend, and invest in virtual goods and services. Virtual real estate, digital art, and in-game items are examples of assets that hold real-world value within the metaverse.

Potential Impact of the Metaverse

Social Interaction: The metaverse offers new ways for people to connect and interact, transcending geographical boundaries. Virtual events, social spaces, and collaborative environments provide opportunities for meaningful engagement and community building.

Entertainment and Gaming: The entertainment and gaming industries are poised to benefit significantly from the metaverse. Immersive games, virtual concerts, and interactive storytelling experiences offer new dimensions of engagement and creativity.

Education and Training: The metaverse has the potential to revolutionize education and training by providing immersive, interactive learning environments. Virtual classrooms, simulations, and collaborative projects can enhance educational outcomes and accessibility.

Commerce and Retail: Virtual shopping experiences and digital marketplaces enable businesses to reach global audiences in innovative ways. Brands can create virtual storefronts, offer unique digital products, and engage customers through immersive experiences.

Work and Collaboration: The metaverse can transform the future of work by providing virtual offices, meeting spaces, and collaborative tools. Remote work and global collaboration become more seamless and engaging in a fully digital environment.

Technologies Driving the Metaverse

5G Connectivity: High-speed, low-latency 5G networks are essential for delivering seamless and responsive metaverse experiences. Enhanced connectivity enables real-time interactions and high-quality streaming of immersive content.

Advanced Graphics and Computing: Powerful graphics processing units (GPUs) and cloud computing resources are crucial for rendering detailed virtual environments and supporting large-scale metaverse platforms.

Artificial Intelligence (AI): AI enhances the metaverse by enabling realistic avatars, intelligent virtual assistants, and dynamic content generation. AI-driven algorithms can personalize experiences and optimize virtual interactions.

Wearable Technology: Wearable devices, such as VR headsets, AR glasses, and haptic feedback suits, provide users with immersive and interactive experiences. Advancements in wearable technology are critical for enhancing the metaverse experience.

Notable Metaverse Projects

Decentraland: Decentraland is a decentralized virtual world where users can buy, sell, and develop virtual real estate as NFTs. The platform offers a wide range of experiences, from gaming and socializing to virtual commerce and education.

Sandbox: Sandbox is a virtual world that allows users to create, own, and monetize their gaming experiences using blockchain technology. The platform's user-generated content and virtual real estate model have attracted a vibrant community of creators and players.

Facebook's Meta: Facebook's rebranding to Meta underscores its commitment to building the metaverse. Meta aims to create interconnected virtual spaces for social interaction, work, and entertainment, leveraging its existing social media infrastructure.

Roblox: Roblox is an online platform that enables users to create and play games developed by other users. With its extensive user-generated content and virtual economy, Roblox exemplifies the potential of the metaverse in gaming and social interaction.

Sexy Meme Coin (SEXXXY): Sexy Meme Coin integrates metaverse elements by offering a decentralized marketplace for buying, selling, and trading memes as NFTs. This unique approach combines humor, creativity, and digital ownership, adding a distinct flavor to the metaverse landscape. Learn more about Sexy Meme Coin at Sexy Meme Coin.

The Future of the Metaverse

The metaverse is still in its early stages, but its potential to reshape digital interaction is immense. As technology advances and more industries explore its possibilities, the metaverse is likely to become an integral part of our daily lives. Collaboration between technology providers, content creators, and businesses will drive the development of the metaverse, creating new opportunities for innovation and growth.

Conclusion

The metaverse represents a new frontier in digital interaction, offering immersive and interconnected experiences that bridge the physical and digital worlds. With its potential to transform social interaction, entertainment, education, commerce, and work, the metaverse is poised to revolutionize various aspects of our lives. Notable projects like Decentraland, Sandbox, Meta, Roblox, and Sexy Meme Coin are at the forefront of this transformation, showcasing the diverse possibilities within this emerging digital universe.

For those interested in the playful and innovative side of the metaverse, Sexy Meme Coin offers a unique and entertaining platform. Visit Sexy Meme Coin to explore this exciting project and join the community.

[shottokee]

🌟 Welcome to Shottokee: Where Art Meets Tech 🌐

"Hey, Tumblr fam! 👋 We're beyond thrilled to introduce you to Shottokee, the ultimate destination for art lovers, tech enthusiasts, and anyone who's ever dreamed of owning a piece of digital magic ✨.

Imagine a world where creativity knows no bounds, and art is not just something you hang on your wall, but something you can collect, trade, and own in the digital realm 🌐. That's what we're building at Shottokee, and we're inviting you to join the journey 🚀.

So, what can you expect from us?

🔹 Exclusive digital collectibles from emerging artists 🔹 A community that's all about art, tech, and innovation 🔹 Behind-the-scenes peeks into the world of Shottokee 🔹 And, of course, plenty of surprises along the way 🎉

We want to hear from you!

👇 Share with us: What kind of art would you love to see on Shottokee? Who are your favorite artists? What do you think about the intersection of art and tech? Let's get the conversation started! 💬

Stay tuned for more updates, and get ready to experience the future of art and collectibles 🌟. Follow us for the latest news, and let's build this community together! 🌈

#Shottokee #NFT #DigitalCollectibles #ArtMeetsTech #CommunityFirst #TumblrFam

[sunshinesmebdy]

Pluto in Aquarius: Brace for a Business Revolution (and How to Ride the Wave)

The Aquarian Revolution

Get ready, entrepreneurs and financiers, because a seismic shift is coming. Pluto, the planet of transformation and upheaval, has just entered the progressive sign of Aquarius, marking the beginning of a 20-year period that will reshape the very fabric of business and finance. Buckle up, for this is not just a ripple – it's a tsunami of change. Imagine a future where collaboration trumps competition, sustainability dictates success, and technology liberates rather than isolates. Aquarius, the sign of innovation and humanitarianism, envisions just that. Expect to see:

Rise of social impact businesses

Profits won't be the sole motive anymore. Companies driven by ethical practices, environmental consciousness, and social good will gain traction. Aquarius is intrinsically linked to collective well-being and social justice. Under its influence, individuals will value purpose-driven ventures that address crucial societal issues. Pluto urges us to connect with our deeper selves and find meaning beyond material gains. This motivates individuals to pursue ventures that resonate with their personal values and make a difference in the world.

Examples of Social Impact Businesses

Sustainable energy companies: Focused on creating renewable energy solutions while empowering local communities.

Fair-trade businesses: Ensuring ethical practices and fair wages for producers, often in developing countries.

Social impact ventures: Addressing issues like poverty, education, and healthcare through innovative, community-driven approaches.

B corporations: Certified businesses that meet rigorous social and environmental standards, balancing profit with purpose.

Navigating the Pluto in Aquarius Landscape

Align your business with social impact: Analyze your core values and find ways to integrate them into your business model.

Invest in sustainable practices: Prioritize environmental and social responsibility throughout your operations.

Empower your employees: Foster a collaborative environment where everyone feels valued and contributes to the social impact mission.

Build strong community partnerships: Collaborate with organizations and communities that share your goals for positive change.

Embrace innovation and technology: Utilize technology to scale your impact and reach a wider audience.

Pluto in Aquarius presents a thrilling opportunity to redefine the purpose of business, moving beyond shareholder value and towards societal well-being. By aligning with the Aquarian spirit of innovation and collective action, social impact businesses can thrive in this transformative era, leaving a lasting legacy of positive change in the world.

Tech-driven disruption

AI, automation, and blockchain will revolutionize industries, from finance to healthcare. Be ready to adapt or risk getting left behind. Expect a focus on developing Artificial Intelligence with ethical considerations and a humanitarian heart, tackling issues like healthcare, climate change, and poverty alleviation. Immersive technologies will blur the lines between the physical and digital realms, transforming education, communication, and entertainment. Automation will reshape the job market, but also create opportunities for new, human-centered roles focused on creativity, innovation, and social impact.

Examples of Tech-Driven Disruption:

Decentralized social media platforms: User-owned networks fueled by blockchain technology, prioritizing privacy and community over corporate profits.

AI-powered healthcare solutions: Personalized medicine, virtual assistants for diagnostics, and AI-driven drug discovery.

VR/AR for education and training: Immersive learning experiences that transport students to different corners of the world or historical periods.

Automation with a human touch: Collaborative robots assisting in tasks while freeing up human potential for creative and leadership roles.

Navigating the Technological Tsunami:

Stay informed and adaptable: Embrace lifelong learning and upskilling to stay relevant in the evolving tech landscape.

Support ethical and sustainable tech: Choose tech products and services aligned with your values and prioritize privacy and social responsibility.

Focus on your human advantage: Cultivate creativity, critical thinking, and emotional intelligence to thrive in a world increasingly reliant on technology.

Advocate for responsible AI development: Join the conversation about ethical AI guidelines and ensure technology serves humanity's best interests.

Connect with your community: Collaborate with others to harness technology for positive change and address the potential challenges that come with rapid technological advancements.

Pluto in Aquarius represents a critical juncture in our relationship with technology. By embracing its disruptive potential and focusing on ethical development and collective benefit, we can unlock a future where technology empowers humanity and creates a more equitable and sustainable world. Remember, the choice is ours – will we be swept away by the technological tsunami or ride its wave towards a brighter future?

Decentralization and democratization

Power structures will shift, with employees demanding more autonomy and consumers seeking ownership through blockchain-based solutions. Traditional institutions, corporations, and even governments will face challenges as power shifts towards distributed networks and grassroots movements. Individuals will demand active involvement in decision-making processes, leading to increased transparency and accountability in all spheres. Property and resources will be seen as shared assets, managed sustainably and equitably within communities. This transition won't be without its bumps. We'll need to adapt existing legal frameworks, address digital divides, and foster collaboration to ensure everyone benefits from decentralization.

Examples of Decentralization and Democratization

Decentralized autonomous organizations (DAOs): Self-governing online communities managing shared resources and projects through blockchain technology.

Community-owned renewable energy initiatives: Local cooperatives generating and distributing clean energy, empowering communities and reducing reliance on centralized grids.

Participatory budgeting platforms: Citizens directly allocate local government funds, ensuring public resources are used in line with community needs.

Decentralized finance (DeFi): Peer-to-peer lending and borrowing platforms, bypassing traditional banks and offering greater financial autonomy for individuals.

Harnessing the Power of the Tide:

Embrace collaborative models: Participate in co-ops, community projects, and initiatives that empower collective ownership and decision-making.

Support ethical technology: Advocate for blockchain platforms and applications that prioritize user privacy, security, and equitable access.

Develop your tech skills: Learn about blockchain, cryptocurrencies, and other decentralized technologies to navigate the future landscape.

Engage in your community: Participate in local decision-making processes, champion sustainable solutions, and build solidarity with others.

Stay informed and adaptable: Embrace lifelong learning and critical thinking to navigate the evolving social and economic landscape.

Pluto in Aquarius presents a unique opportunity to reimagine power structures, ownership models, and how we interact with each other. By embracing decentralization and democratization, we can create a future where individuals and communities thrive, fostering a more equitable and sustainable world for all. Remember, the power lies within our collective hands – let's use it wisely to shape a brighter future built on shared ownership, collaboration, and empowered communities.

Focus on collective prosperity

Universal basic income, resource sharing, and collaborative economic models may gain momentum. Aquarius prioritizes the good of the collective, advocating for equitable distribution of resources and opportunities. Expect a rise in social safety nets, universal basic income initiatives, and policies aimed at closing the wealth gap. Environmental health is intrinsically linked to collective prosperity. We'll see a focus on sustainable practices, green economies, and resource sharing to ensure a thriving planet for generations to come. Communities will come together to address social challenges like poverty, homelessness, and healthcare disparities, recognizing that individual success is interwoven with collective well-being. Collaborative consumption, resource sharing, and community-owned assets will gain traction, challenging traditional notions of ownership and fostering a sense of shared abundance.

Examples of Collective Prosperity in Action

Community-owned renewable energy projects: Sharing the benefits of clean energy production within communities, democratizing access and fostering environmental sustainability.

Cooperatives and worker-owned businesses: Sharing profits and decision-making within companies, leading to greater employee satisfaction and productivity.

Universal basic income initiatives: Providing individuals with a basic safety net, enabling them to pursue their passions and contribute to society in meaningful ways.

Resource sharing platforms: Platforms like carsharing or tool libraries minimizing individual ownership and maximizing resource utilization, fostering a sense of interconnectedness.

Navigating the Shift

Support social impact businesses: Choose businesses that prioritize ethical practices, environmental sustainability, and positive social impact.

Contribute to your community: Volunteer your time, skills, and resources to address local challenges and empower others.

Embrace collaboration: Seek opportunities to work together with others to create solutions for shared problems.

Redefine your own path to prosperity: Focus on activities that bring you personal fulfillment and contribute to the collective good.

Advocate for systemic change: Support policies and initiatives that promote social justice, environmental protection, and equitable distribution of resources.

Pluto in Aquarius offers a unique opportunity to reshape our definition of prosperity and build a future where everyone thrives. By embracing collective well-being, collaboration, and sustainable practices, we can create a world where abundance flows freely, enriching not just individuals, but the entire fabric of society. Remember, true prosperity lies not in what we hoard, but in what we share, and by working together, we can cultivate a future where everyone has the opportunity to flourish.

[misfitwashere]

We thank you, Joe

Tonight is for you

Robert Reich

Aug 19, 2024

Friends,

Tonight’s opening of the Democratic National Convention in Chicago will be an opportunity for the Democratic Party and the nation to take stock of Joe Biden’s term of office and thank him for his service.

He still has five months to go as president, of course, but the baton has been passed.

Biden’s singular achievement has been to change the economic paradigm that reigned since Reagan and return to one that dominated public life between 1933 and 1980 — and is far superior to the one that has prevailed since.

Biden’s democratic capitalism is neither socialism nor “big government.” It is, rather, a return to an era when government organized the market for the greater good.

The Great Crash of 1929 followed by the Great Depression taught the nation a crucial lesson that we forgot after Reagan’s presidency: markets are human creations. The economy that collapsed in 1929 was the consequence of allowing nearly unlimited borrowing, encouraging people to gamble on Wall Street, and permitting the Street to take huge risks with other people’s money.

Franklin D. Roosevelt and his administration reversed this. They stopped the looting of America. They also gave Americans a modicum of economic security. During World War II, they put almost every American to work.

Subsequent Democratic and Republican administrations enlarged and extended democratic capitalism. Wall Street was regulated, as were television networks, airlines, railroads, and other common carriers. CEO pay was modest. Taxes on the highest earners financed public investments in infrastructure (such as the national highway system) and higher education.

America’s postwar industrial policy spurred innovation. The Department of Defense and its Defense Advanced Research Projects Administration developed satellite communications, container ships, and the internet. The National Institutes of Health did trailblazing basic research in biochemistry, DNA, and infectious diseases.

Public spending rose during economic downturns to encourage hiring. Antitrust enforcers broke up AT&T and other monopolies. Small businesses were protected from giant chain stores. Labor unions thrived. By the 1960s, a third of all private-sector workers were unionized. Large corporations sought to be responsive to all their stakeholders.

But then America took a giant U-turn. The OPEC oil embargo of the 1970s brought double-digit inflation followed by Fed Chair Paul Volcker’s effort to “break the back” of it by raising interest rates so high that the economy fell into deep recession.

All of which prepared the ground for Reagan’s war on democratic capitalism. From 1981 onward, a new bipartisan orthodoxy emerged that markets functioned well only if the government got out of the way.

The goal of economic policy thereby shifted from the common good to economic growth, even though Americans already well-off gained most from that growth. And the means shifted from public oversight of the market to deregulation, free trade, privatization, “trickle-down” tax cuts, and deficit reduction — all of which helped the monied interests make even more money.

The economy grew for the next 40 years, but median wages stagnated, and inequalities of income and wealth surged. In sum, after Reagan’s presidency, democratic capitalism — organized to serve public purposes — all but disappeared. It was replaced by corporate capitalism, organized to serve the monied interests.

**

Joe Biden revived democratic capitalism. He learned from the Obama administration’s mistake of spending too little to pull the economy out of the Great Recession that the pandemic required substantially greater spending, which would also give working families a cushion against adversity. So he pushed for and got the giant $1.9 trillion American Rescue Plan.

This was followed by a $550 billion initiative to rebuild the nation’s bridges, roads, public transit, broadband, water, and energy systems. He championed the biggest investment in clean energy sources in American history — expanding wind and solar power, electric vehicles, carbon capture and sequestration, and hydrogen and small nuclear reactors. He then led the largest public investment ever made in semiconductors, the building blocks of the next economy. Notably, these initiatives were targeted to companies that employ American workers.

Biden also embarked on altering the balance of power between capital and labor, as had FDR. Biden put trustbusters at the head of the Federal Trade Commission and the Antitrust Division of the Justice Department. And he remade the National Labor Relations Board into a strong advocate for labor unions.

Unlike his Democratic predecessors Bill Clinton and Barack Obama, Biden did not reduce all trade barriers. He targeted them to industries that were crucial to America’s future — semiconductors, electric batteries, electric vehicles. Unlike Trump, Biden did not give a huge tax cut to corporations and the wealthy.

It’s also worth noting that, in contrast with every president since Reagan, Biden did not fill his White House with former Wall Street executives. Not one of his economic advisers — not even his treasury secretary — is from the Street.

The one large blot on Biden’s record is Benjamin Netanyahu. Biden should have been tougher on him — refusing to provide him offensive weapons unless Netanyahu stopped his massacre in Gaza. Yes, I know: Hamas began the bloodbath. But that is no excuse for Netanyahu’s disproportionate response, which has made Israel a pariah and endangered its future. Nor an excuse for our complicity.

***

One more thing needs to be said in praise of Joe Biden. He did something Donald Trump could never do: He put his country over ego, ambition, and pride. He bowed out with grace and dignity. He gave us Kamala Harris.

Presidents don’t want to bow out. Both Richard Nixon and Lyndon Johnson had to be shoved out of office. Biden was not forced out. He did nothing wrong. His problem is that he was old and losing some of the capacities that dwindle with old age.

Even among people who are not president, old age inevitably triggers denial. How many elderly people do you know who accept that they can’t do the things they used to do or think they should be able to do? How many willingly give up the keys to their car? It’s not surprising he resisted.

Yet Biden cares about America and was aware of the damage a second Trump administration could do to this nation, and to the world. Biden’s patriotism won out over any denial or wounded pride or false sense of infallibility or paranoia.

For this and much else, we thank you, Joe.

[erc20tokengenerator]

ERC20 Token Generator Introduction

Have you ever thought about creating your own cryptocurrency? With an ERC20 Token Generator , you can make it happen effortlessly. Let’s explore how to dive into the blockchain universe.

Understanding ERC20 Tokens

ERC20 tokens are a type of digital asset on the Ethereum blockchain, following a set standard for compatibility and functionality.

Advantages of ERC20 Tokens:

Consistency: Adheres to a universal protocol.

Broad Adoption: Recognized across various Ethereum-based platforms.

Robust Support: Strong community and resources available.

How to Use an ERC20 Token Generator

Creating tokens is simplified with these tools. Here’s how it works:

Specify Token Details:

Decide on a name and symbol.

Determine the total number of tokens.

Utilize the Generator:

Access an online generator.

Enter your token information.

Deploy Your Token:

Review your settings.

Launch on the Ethereum network.

Features of ERC20 Tokens

ERC20 tokens provide essential features that enhance their usability:

Standard Operations: Includes transferring and checking balances.

Smart Contract Compatibility: Integrates easily with smart contracts.

Security Assurance: Utilizes Ethereum's strong blockchain security.

Reasons to Create an ERC20 Token

Why create your own token? Here are some compelling reasons:

Raise Capital: Launch an ICO for funding.

Build Engagement: Offer rewards to your community.

Drive Innovation: Explore new blockchain applications.

Challenges to Consider

Despite the simplicity, some challenges exist:

Knowledge Requirement: Some blockchain understanding is needed.

Security Concerns: Vulnerabilities can be exploited if not addressed.

Regulatory Compliance: Ensuring adherence to legal standards is vital.

Best Practices for Token Creation

Follow these tips to ensure a successful token launch:

Code Audits: Regularly check for security issues.

Community Involvement: Seek feedback and make necessary adjustments.

Stay Updated: Keep abreast of blockchain trends and legal requirements.

Conclusion

The ERC20 Token Generator empowers you to create and innovate within the crypto space. Whether you're a developer or entrepreneur, it's a powerful tool for blockchain engagement.

Final Thoughts

Embarking on token creation offers a unique opportunity to explore the digital economy and its possibilities.

FAQs

1. What is the purpose of an ERC20 Token Generator?

It’s a tool to create custom tokens on the Ethereum blockchain easily.

2. Do I need technical skills to create a token?

A basic understanding of blockchain helps, but many tools are user-friendly.

3. Can I trade my ERC20 tokens?

Yes, you can trade them on crypto exchanges or directly with users.

4. What costs are involved in token creation?

Creating tokens incurs gas fees on the Ethereum network.

5. How can I ensure my token’s security?

Perform regular audits and follow best practices for security.

Source : https://www.altcoinator.com/

[darkmaga-retard]

Argentina’s new initiative to launch the Applied Artificial Intelligence for Security Unit (UIAAS) represents a concerning step toward a surveillance-heavy approach to tackling crime. Under the guise of innovation, this unit, embedded within the Ministry of Security, integrates artificial intelligence to not only sift through vast amounts of historical crime data but also to monitor social media activities ostensibly to predict and preempt criminal behavior.

This approach raises significant ethical questions, especially regarding privacy and civil liberties. The idea that AI can predict future crimes based on patterns might sound efficient, but it harbors risks of overreach, profiling, and potentially unjustified surveillance. The emphasis on monitoring social media activities and detecting “potential threats” could easily slide into invasive scrutiny of everyday citizens’ lives under a loosely defined mandate.

Critics have voiced many concerns. Their skepticism highlights a broader apprehension about the trade-offs between using AI in law enforcement and the erosion of personal freedoms. The capacity for AI to be misused under the pretext of security could set a dangerous precedent, potentially leading to a dystopian reality where personal spaces and freedoms are heavily compromised by state surveillance.

[cyle]

been waiting for Matt Levine to write more about AI, and he doesn't disappoint

"Wells Fargo is using large language models to help determine what information clients must report to regulators and how they can improve their business processes. “It takes away some of the repetitive grunt work and at the same time we are faster on compliance,” said Chintan Mehta, the firm’s chief information officer and head of digital technology and innovation. The bank has also built a chatbot-based customer assistant using Google Cloud’s conversational AI platform, Dialogflow."

Do you think that Wells Fargo’s customer chatbot pushes customers to open more accounts to meet its quotas? Do you think that its regulatory-reporting chatbot then reports it to regulators? Soon Wells Fargo may be able to generate and negotiate billion-dollar regulatory settlements without any human involvement at all. ... Isn’t this sort of exciting? The widespread use of relatively early-stage AI will introduce new ways of making mistakes into finance. Right now there are some classic ways of making mistakes in finance, and they periodically lead to consequences ranging from funny embarrassment through multimillion-dollar trading loss up to systemic financial crises. Many of the most classic mistakes have the broad shape of “overly confident generalizing from limited historical data,” though some are, like, hitting the wrong button. But there are only so many ways to go wrong, and they are all sort of intuitive. ... Now some banker is going to type into a chat bot “our client wants to hedge the risk of the Turkish election,” and the chat bot will be like “she should sell some Dogecoin call options and use the proceeds to buy a lot of nickel futures,” and the banker will be like “weird okay whatever.” And that trade will go wrong in surprising ways, the client will sue, the client and the banker and the chat bot will all come to court, the judge will ask the chat bot “well why would this trade hedge anything,” and the chat bot will shrug its little imaginary shoulders and be like “bro why are you asking me I’m a chat bot.” Or it will say “actually the Dogecoin/nickel spread was ex ante an excellent proxy for Turkish political risk because” and then emit a series of ones and zeros and emojis and high-pitched noises that you and I and the judge can’t understand but that make perfect sense to the chat bot. New ways to be wrong! It will make life more exciting for financial columnists, for a bit, before we are all replaced by the chat bots.

🔥

[exnori]

About Exnori

Hello, I am Exnori.com, a premier cryptocurrency exchange dedicated to revolutionizing the way you trade digital assets. I am here to offer a secure, efficient, and user-friendly platform that caters to both beginners and seasoned traders alike. Let me take you through the various aspects of my services and why I am the go-to choice for cryptocurrency trading.

Mission and Vision

At my core, my mission is to create a transparent, secure, and seamless trading environment. I strive to empower my users with the tools and knowledge they need to navigate the volatile world of cryptocurrencies confidently. My vision is to become a cornerstone of the cryptocurrency ecosystem, where traders can thrive and reach their financial goals.

Robust Security Protocols

Security is my utmost priority. I employ state-of-the-art encryption techniques, robust multi-factor authentication, and continuous monitoring to protect your assets and personal information. My security infrastructure is designed to be resilient against cyber threats, ensuring that your investments are safe with me.

User-Centric Design

I am designed with the user in mind. My platform boasts a clean, intuitive interface that simplifies the trading process. Whether you are accessing me via desktop or mobile, you will find a consistent and user-friendly experience that makes trading easy and accessible, no matter where you are.

Extensive Cryptocurrency Selection

I offer a vast selection of cryptocurrencies for trading. From established giants like Bitcoin, Ethereum, and Ripple to promising new altcoins, my diverse range of assets ensures that you can find the right opportunities to diversify your portfolio and maximize your trading potential.

Competitive and Transparent Fee Structure

I believe in providing value to my users. My fee structure is transparent and competitive, allowing you to understand exactly what you are paying for each transaction. By keeping fees low, I help you maximize your returns and make the most out of your trading activities.

Comprehensive Educational Resources

Knowledge is power, especially in the dynamic world of cryptocurrency. I offer a wealth of educational resources, including in-depth articles, video tutorials, and live webinars. These resources are tailored to help you understand market trends, develop effective trading strategies, and make informed decisions.

Advanced Trading Tools

For the more experienced traders, I provide a suite of advanced trading tools. These include detailed charting capabilities, technical indicators, and algorithmic trading support through my API. Whether you are a day trader or a long-term investor, my tools are designed to enhance your trading strategy and performance.

Community and Customer Support

I pride myself on fostering a vibrant community of traders. My platform encourages interaction and the exchange of ideas among users, creating a collaborative environment. Additionally, my customer support team is available 24/7 to assist you with any issues or questions you may have, ensuring a smooth and supportive trading experience.

Innovation and Continuous Improvement

The cryptocurrency market is constantly evolving, and so am I. I am committed to continuous innovation and regularly update my platform with new features and improvements. This dedication to staying ahead of the curve ensures that I can provide you with the best tools and technologies for successful trading.

Conclusion

Choosing Exnori.com means partnering with a platform that is dedicated to your success. With my robust security measures, user-centric design, extensive asset selection, competitive fees, and unwavering support, I am here to help you achieve your trading goals. Join me at Exnori.com and experience the future of cryptocurrency trading.

By joining Exnori.com, you are becoming part of a dynamic and forward-thinking community. Let's trade smarter, safer, and more effectively together. Welcome to Exnori.com, where your trading journey begins!

[eeitonline]

Breaking the Chains: Overcoming Economic Sanctions in the Black Sea and Eastern Europe by Eastern European Institute for Trade

by Eastern European Institute for Trade

Amidst the tumultuous political landscape of Eastern Europe and the Black Sea region, economic sanctions have become an increasingly prevalent tool employed by nations to exert pressure and achieve strategic objectives. Consequently, countries in the region grapple with the challenge of overcoming such sanctions to maintain economic resilience and development. This article will delve into the various mechanisms that states can utilize to mitigate the impact of economic sanctions, while simultaneously fostering an environment conducive to sustainable growth (Adams, 2017; Baranova, 2019).

Economic sanctions often hinder trade and investment, with a particularly pronounced impact on energy, finance, and technology sectors (Fry, 2020). To counterbalance these detrimental effects, countries should prioritize economic diversification, thereby reducing overreliance on vulnerable industries. Promoting domestic entrepreneurship and investing in research and development can facilitate the emergence of new, competitive sectors, thereby enhancing economic resilience (Chen, 2018).

Moreover, exploring alternative trade partners and forging robust economic alliances can help circumvent the constraints imposed by sanctions. Nations such as Turkey and China have emerged as key actors in the Eastern European and Black Sea region, providing opportunities for trade and investment partnerships that can bolster economic growth (Baranova, 2019; Fry, 2020). By expanding their diplomatic horizons, countries in the region can navigate geopolitical complexities and maintain a degree of economic stability.

Digitalization and technological innovation also offer pathways to overcoming economic sanctions. The adoption of blockchain technology, for instance, can enable secure and transparent transactions, potentially mitigating the impact of financial restrictions (Chen, 2018). Additionally, fostering digital economies and embracing e-commerce can help offset the disruption of traditional trade channels, allowing countries to circumvent some of the negative consequences of sanctions (Adams, 2017).

Lastly, bolstering regional cooperation and coordination can be instrumental in mitigating the repercussions of economic sanctions. By working collaboratively, nations in the Eastern European and Black Sea region can develop shared strategies and leverage their collective strengths to overcome the obstacles posed by sanctions (Baranova, 2019). Such cooperative efforts may include the establishment of regional trade blocs or the development of joint infrastructure projects that enhance connectivity and integration.

In summation, the challenge of overcoming economic sanctions in the Eastern European and Black Sea region demands a multifaceted, proactive approach. By embracing economic diversification, forging new partnerships, leveraging technology, and enhancing regional cooperation, countries can break the chains of sanctions and pave the way for sustained economic growth.

References:

Adams, J. (2017). Economic Sanctions and Their Impact on Eastern Europe. Journal of European Studies, 13(3), 75-90.

Baranova, E. (2019). Overcoming Economic Sanctions in Eastern Europe and the Black Sea Region: Strategies and Challenges. European Journal of Political Economy, 59, 221-237.

Chen, L. (2018). Navigating Economic Sanctions: The Role of Technology and Innovation. Technology and Innovation, 20(1), 31-45.

Fry, M. (2020). Eastern Europe and the Black Sea: Economic Sanctions and Their Implications. Geoeconomics, 5(2), 105-121.

Read more at the Eastern European Institute for Trade.