#Fishery Loan Scheme

[angcgroup]

Hospital Subsidy Consultants | Food Processing Unit Subsidy | Business Loan Msme

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[kk-praveen]

Strengthening Cooperatives: The Vision of India's Ministry of Cooperation Under Mr. Amit Shah

In an era where the cooperative movement is gaining renewed importance, the Central Ministry of Cooperation in India, under the leadership of Mr. Amit Shah, is spearheading initiatives to enhance the reach, performance, benefits, and empowerment of cooperatives across the nation. This visionary approach aims to solidify the role of cooperatives in economic development, social inclusion, and community welfare. Here’s a look at the key initiatives and their anticipated impact on the cooperative sector in India.

Enhancing Reach and Accessibility

One of the primary goals of the Ministry of Cooperation is to broaden the reach of cooperatives, ensuring that their benefits are accessible to every corner of the country. This involves:

Digital Transformation: Leveraging technology to create digital platforms that make it easier for cooperatives to connect, transact, and grow. Initiatives such as the digitization of cooperative services aim to enhance accessibility and streamline operations.

Rural Penetration: Expanding the presence of cooperatives in rural and remote areas, providing essential services such as banking, agriculture support, and healthcare. This initiative seeks to bridge the gap between urban and rural economic activities, fostering inclusive growth.

Awareness Campaigns: Conducting nationwide campaigns to raise awareness about the benefits of cooperatives, encouraging more people to join and participate in cooperative societies. This helps in building a stronger, more inclusive cooperative movement.

Improving Performance and Efficiency

The Ministry is also focused on enhancing the performance and efficiency of cooperatives through various measures:

Capacity Building: Implementing training programs and workshops to improve the skills and knowledge of cooperative members and leaders. This includes financial management, governance, and technological adoption.

Regulatory Reforms: Streamlining regulations to create a more conducive environment for cooperatives to operate efficiently. Simplified compliance processes and supportive policies are being introduced to reduce administrative burdens and enhance operational efficiency.

Financial Support: Providing financial assistance and incentives to cooperatives to invest in infrastructure, technology, and capacity building. This includes access to low-interest loans, grants, and subsidies.

Empowering Members and Communities

Empowerment of cooperative members and their communities is at the heart of the Ministry’s initiatives. Key strategies include:

Women and Youth Involvement: Encouraging greater participation of women and youth in cooperatives, promoting gender equality and generational inclusivity. Special schemes and incentives are being introduced to attract and retain these demographics.

Education and Training: Offering educational programs and training sessions to improve financial literacy, entrepreneurship skills, and cooperative governance. This empowers members to make informed decisions and take on leadership roles within their cooperatives.

Community Development Projects: Supporting cooperatives in undertaking community development projects that address local needs, such as healthcare, education, and infrastructure. This not only enhances the quality of life but also strengthens the cooperative’s role in community building.

Boosting Contribution to National Economy

The Ministry of Cooperation under Mr. Amit Shah aims to significantly boost the contribution of cooperatives to the national economy through:

Sectoral Expansion: Promoting the involvement of cooperatives in diverse sectors such as agriculture, dairy, fisheries, textiles, and handicrafts. This diversification helps in creating more economic opportunities and reducing sectoral vulnerabilities.

Market Access: Facilitating better market access for cooperative products through initiatives like cooperative branding, e-commerce platforms, and international trade partnerships. This enhances the competitiveness and market reach of cooperative products.

Innovation and Technology: Encouraging cooperatives to adopt innovative practices and modern technologies to improve productivity and sustainability. This includes the use of digital tools, sustainable farming practices, and value-added processing.

Key Initiatives and Programs

Several specific initiatives and programs have been launched to achieve these goals:

National Cooperative Database: Creating a comprehensive database of all cooperatives in India to ensure better planning, monitoring, and support.

Cooperative Education Fund: Establishing a fund dedicated to the education and training of cooperative members, fostering a culture of continuous learning and improvement.

Support for New Cooperatives: Providing seed funding and technical support for the establishment of new cooperatives, especially in underserved areas.

Strengthening Cooperative Banks: Enhancing the capacity and reach of cooperative banks to provide better financial services to members, including loans, savings accounts, and insurance products.

Vision for the Future

The visionary approach of Mr. Amit Shah and the Ministry of Cooperation is geared towards creating a robust and dynamic cooperative sector that is self-reliant, inclusive, and sustainable. The emphasis on digital transformation, regulatory reforms, and community empowerment sets the stage for cooperatives to play a pivotal role in India’s socio-economic development.

By fostering a supportive environment and providing the necessary resources, the Ministry aims to transform cooperatives into powerful engines of growth and development. This vision aligns with the broader goal of building an Atmanirbhar Bharat (self-reliant India), where cooperatives are integral to achieving inclusive and sustainable development.

Conclusion

The initiatives of the Central Ministry of Cooperation under Mr. Amit Shah’s leadership are set to redefine the cooperative landscape in India. By enhancing reach, performance, benefits, and empowerment, these efforts promise to unlock the full potential of cooperatives, making them key contributors to national development. As these initiatives take root, cooperatives across India are poised to thrive, bringing prosperity and progress to countless communities and individuals.

[efiletax]

The Comprehensive Guide to Kisan Credit Card (KCC) Scheme

Introduction: The Kisan Credit Card (KCC) scheme has emerged as a revolutionary initiative by the Indian government to empower farmers and enhance their financial inclusion. With flexible payment terms, low-interest rates, and a host of benefits, the KCC scheme aims to provide farmers with timely access to credit for their agricultural and allied activities. In this comprehensive guide, we delve into the features, benefits, application process, eligibility criteria, and other essential aspects of the Kisan Credit Card scheme to help farmers maximize its advantages and improve their livelihoods.

Features and Benefits of Kisan Credit Card (KCC) Scheme: The Kisan Credit Card (KCC) scheme offers a range of features and benefits tailored to meet the diverse needs of farmers across India. Here's a detailed overview:

Flexible Payment Terms: Farmers can avail of flexible repayment terms based on the harvest season, ensuring convenience and ease of repayment.

Low-Interest Rates: With interest rates ranging from 2% to 4%, the KCC scheme offers practical and affordable credit solutions to farmers, enabling them to meet their agricultural expenses without burdening them with high-interest loans.

Credit Limit: Farmers are provided with a credit limit based on their eligibility, allowing them to access funds for purchasing farm machinery, inputs, seeds, fertilizers, and other agricultural necessities.

Usage Flexibility: The KCC loan can be utilized for various agricultural purposes, including crop cultivation, livestock rearing, purchase of equipment, post-harvest expenses, and investment in allied activities.

Subsidies and Schemes: The government offers subsidies and schemes to KCC cardholders, further reducing the interest burden and enhancing the affordability of credit.

Enhanced Credit Limit: In the recent Union Budget, the government increased the credit limit for farmers under the KCC scheme from Rs. 1.6 lakh to Rs. 3 lakh, providing farmers with greater financial flexibility and resources to meet their agricultural needs.

Eligibility Criteria for Kisan Credit Card (KCC) Scheme: The eligibility criteria for the Kisan Credit Card (KCC) scheme are as follows:

Owner-Cultivator: Any farmer who cultivates crops on their land is eligible to apply for the KCC scheme.

Joint Borrowers: Group owner-cultivators can also apply for the KCC as joint borrowers, enabling collective access to credit.

Sharecroppers, Tenant Farmers, and Oral Lessees: These individuals are eligible for the KCC scheme upon providing proof of landholding and agricultural activities.

Self-Help Groups (SHGs) and Joint Liability Groups (JLGs): These groups comprising farmers, sharecroppers, tenant farmers, and others involved in agricultural activities can apply for the KCC scheme.

Farmers Involved in Crop or Allied Activities: The KCC scheme caters to farmers engaged in crop production, animal husbandry, fisheries, and other non-farm activities related to agriculture.

Documents Required for Kisan Credit Card (KCC) Scheme: To apply for the Kisan Credit Card (KCC) scheme, farmers need to submit the following documents:

Duly completed and signed application form.

Copy of valid identity proof such as Aadhaar card, PAN card, Voter ID, or driving license.

Copy of valid address proof such as Aadhaar card, PAN card, Voter ID, or driving license with current address.

Proof of land ownership or leasehold agreement.

Passport-size photograph of the applicant.

Any other documents as requested by the issuing bank, such as post-dated cheques for security purposes.

Application Process for Kisan Credit Card (KCC) Scheme: Farmers can apply for the Kisan Credit Card (KCC) scheme through both online and offline modes. Here's a step-by-step guide to the application process:

Online Application Process:

Visit the official website of the bank offering the KCC scheme.

Download the KCC application form from the bank's website.

Fill out the application form with accurate details.

Upload the required documents as per the bank's instructions.

Submit the application form online.

Await verification and approval from the bank.

Offline Application Process:

Visit the nearest branch of the bank offering the KCC scheme.

Collect the KCC application form from the bank.

Fill out the application form manually with accurate details.

Attach photocopies of the required documents with the application form.

Submit the completed application form and documents to the bank.

Await verification and approval from the bank.

Conclusion: The Kisan Credit Card (KCC) scheme has emerged as a lifeline for farmers, providing them with timely access to credit and financial support for their agricultural endeavors. By leveraging the features and benefits of the KCC scheme, farmers can enhance their productivity, improve their livelihoods, and contribute to the overall growth and development of the agricultural sector. With simplified application procedures and enhanced credit limits, the KCC scheme empowers farmers to realize their full potential and achieve sustainable prosperity in the farming community. If you have any questions or problems, just reach out to the team at efiletax. They're here to help you with any issues you might have about the Kisan Credit Card plan.

[nikhilseo]

Revolutionizing the Lives of Fishermen By TDP Government

The welfare of fishermen has been a crucial issue for many years, and the Telugu Desam Party (TDP) government in Andhra Pradesh has taken several measures to improve their living conditions. Under the leadership of Nara Chandrababu Naidu, the TDP government has implemented various schemes and policies to enhance the livelihood of fishermen and their families. In this article, we will discuss the TDP government's efforts to improve the welfare of fishermen in Andhra Pradesh.

TDP MLA's have played a significant role in ensuring the welfare of fishermen in their respective constituencies. They have worked closely with the TDP government to address the challenges faced by fishermen and their families. The TDP government has provided financial assistance to fishermen through various schemes like the Chandranna Bima Yojana, which provides insurance coverage to fishermen and their families. The government has also extended loans to fishermen at low-interest rates to purchase fishing equipment and boats. One of the TDP Achievements in improving the welfare of fishermen is the establishment of the Fisheries University in West Godavari district. The university offers various courses related to fisheries and aquaculture, providing employment opportunities to thousands of youth in the state. The TDP government has also set up several fish markets in the state to help fishermen sell their catch directly to consumers.

The TDP government has made significant TDP Contributions to the development of the fishing industry in Andhra Pradesh. The government has built several fishing harbors and fish landing centers along the state's coastline, providing better facilities to fishermen. The government has also set up cold storage facilities to preserve fish, allowing fishermen to store their catch for longer periods and sell them at higher prices. TDP Live Updates have regularly featured the government's efforts to improve the welfare of fishermen in Andhra Pradesh. The government has organized several workshops and training programs for fishermen to enhance their fishing skills and knowledge of new fishing techniques. The TDP government has also implemented several schemes to provide financial assistance to fishermen during the off-season, ensuring they have a stable income throughout the year. Nara Chandrababu Naidu, the former Chief Minister of Andhra Pradesh and the TDP leader, has been a strong advocate for the welfare of fishermen. During his tenure, he implemented several initiatives to improve the lives of fishermen and their families. He has also been vocal about the need to protect the interests of fishermen and ensure they receive fair compensation for their catch.

In conclusion, the TDP government in Andhra Pradesh has taken several measures to improve the welfare of fishermen. The establishment of the Fisheries University, the construction of fishing harbors and fish landing centers, and the provision of financial assistance to fishermen are some of the government's significant achievements. The TDP government's efforts have had a positive impact on the fishing community in Andhra Pradesh, improving their living conditions and providing them with better opportunities for growth and development.

[ajamseo]

Advancement  in Scheduled Castes by TDP Government

Innovative schemes are being implemented for the welfare of scheduled castes in the state of Andhra Pradesh. The TDP Government is supporting the economic and social development of these communities. According to the 1991 census, there were 105.29 lakh people belonging to scheduled castes in the state. They are 15.93 percent of the total population of the state. For their development, the state government is taking a step forward and implementing schemes such as Land Purchase schemes, Land Development schemes, Plantation schemes, Self-employment schemes, Rehabilitation schemes for sanitation workers, upliftment of joins, rehabilitation of wetter workers, etc. The Scheduled Castes Financial Cooperative Organization is working to increase the income of the Scheduled Castes and provide them with financial resources.

In 1999-2000 for the multi-faceted development of the Scheduled Castes, the "Movement, Initiative" was launched by Shri. Nara Chandrababu Naidu.

 Wrapped Under this program several schemes are being undertaken and the TDP Government is providing infrastructure facilities in the areas where APCs live. And this is the best TDP Achievement done in that annual year under TDP Governance.

 Undertaking economic development schemes and supporting the poor Scheduled Castes. The leather industry has taken up a new scheme called "Malupu" for workers. A huge leather industry park in the state. This program aims to start 20 small-scale leather industry factories. These provided employment to more than 7.5 lakh Scheduled Caste beneficiaries under the Leadership of Nara Chandrababu Naidu and the ideologies of some of the TDP Leaders and best of TDP MLAs.

  The results achieved in this field are as follows.

 ●      Financial assistance to 7,48,518 beneficiaries at a cost of Rs.791.22 crores through the Scheduled Caste Financial Co-operative Society.

 ●      Financial assistance to 1,53,350 people under minor irrigation at a cost of Rs.141.98 crores,

●      The benefit of Rs.14.63 crores to 53,169 farmers under the land development scheme.

●     Distribution of 40,514 acres of land to 35,549 people at a cost of Rs.89.80 crores under the land purchase scheme.

 ●     Crop loans to 1227 people at a cost of Rs.30.24 lakhs and financial assistance of Rs.36.05 crores to 81,841 people under the orchard cultivation scheme.

●     3848 people in the silk industry Rs. 5.41 crore in assistance.

 ●     Financial assistance of Rs.3.55 crore to 392 beneficiaries in the fisheries industry

 ●     Assistance to 33,966 people in the field of Animal Husbandry Department at a cost of Rs.29.15 crores

 ●     Assistance to 90,435 people under self-employment at a cost of Rs.275.44 crores. • Assistance to sanitation workers from 21,267 at a cost of Rs.59.59 crores.

●     Resettlement of 30,909 Hard workers and 16,216 Joins IS

●     Financial assistance of Rs.26.96 crores to 16,680 people in the leather industry, Army

●       Financial assistance of Rs.32.86 crore to 1,50,267 self-help societies,56.12 crores financial assistance to 2,209 rickshaw pullers.

●      Assistance to 88,480 beneficiaries under other schemes at a cost of Rs.56.12 crores. 22.

 ●     S.P. did not get admission to the hostels of the colleges where they are studying. Special hostels for girls, one in each district center.

●     S.C. who excelled in studies. Admission to the best schools for students. Under this scheme, a maximum scholarship of Rs.20 thousand is given to each student.

●     Scholarships are available to deserving postgraduate SC students of all educational levels, PG such as Medicine, Engineering. SC doing courses Book allowance of Rs.1000 per year for students.

●     Book bank scheme for those pursuing courses like Engineering, Medicine, Veterinary, Agriculture, and Polytechnic.

●     With the aim of promoting inter-caste marriages if one of the married couples belongs to Scheduled Castes

●     10 thousand government incentive award, earlier it was 3 thousand rupees. In 1997, the 'Mallibadiki' program was started for the boys and girls who had dropped out in the middle of the primary education level. Boys and girls are 43.99 percent.

●     SC Corporation, in collaboration with the National Scheduled Castes Economic Development Organization, with central special assistance, margin money loan, implementation of self-employment schemes for Scheduled Castes, financial assistance for employment schemes such as mini dairy, auto diesel, auto, taxi, automobile servicing center, etc.

[coochiequeens]

Kenya’s mangroves have been harvested for centuries, the timber used in shipbuilding and for ornate doors and furniture as well as shipped across the Indian Ocean and around the world.

The Lamu archipelago accounts for more than half of Kenya’s mangrove forests. But across the country an estimated 40% of this precious commodity has been degraded, as more mangroves have been cut to provide construction materials and charcoal for cooking, and oil leakages from cruise liners and ships that pass along the coast kill off young saplings. The area has become one of the most degraded marine ecosystems in east Africa.

Now the region’s women are spearheading a simple yet effective mangrove conservation effort.

Conservation organisations and women’s groups have come together in a project that offers women loans of $250 (£175) each, repayable in 10 months, to open small businesses. The women then qualify for larger loans.

In return, women must undergo training on mangrove restoration and conservation, offered by the Kenya Forest Service and other partners. They learn about different mangrove species as well as how, where, and when to plant them.

This is how Zulfa Hassan, a 37-year-old mother of four, came to own a small eatery in Mtangawanda village in Lamu Island.

“We were also trained on how to monitor the destruction of mangroves,” says Hassan, who has since trained her colleagues in the Mtangawanda Mangrove Restoration Women Group.

Another draw for Lamu women is the provision of bottled liquefied petroleum gas (LPG) – to wean people off using firewood and charcoal for cooking at home, which has contributed to the degradation of the mangroves.

”We are not just being gifted with gas for cooking,” says Hassan. The group had to save money through a microfinance scheme.

The 20 original members of the group managed to collectively save $190 (£130). This qualified each to take out a loan to buy a 3kg cylinder of bottled LPG, repayable at a nominal rate of $2 a month.

Mangroves play an important role in carbon sequestration, storing up to 10 times more carbon a hectare than terrestrial forests.

But, says Kipkorir Langat, principal scientist at the Kenya Marine and Fisheries Research Institute: “When you look at other benefits associated with mangroves, such as in the fishery sector – they provide breeding grounds for fish, as well as biodiversity and ecotourism – you will appreciate that the mangrove ecosystem provides more than just carbon storage.

“We have what we call ‘the multiple-use potential of ecosystems’,” he says, explaining that mangroves play an important role in carbon creditschemes, as well as acting as buffers against tsunamis.

“In the absence of mangroves, a seawall will need to be constructed, which is costly,” says Langat.

It is estimated that mangroves contribute $15tn (£10.5tn) a year to the global economy, according to Langat, who says they are key to conservation in Kenya.

Community involvement was previously not a priority in managing the country’s forests. “Forests were just government business,” says James Mwang’ombe, head of forest health and biodiversity conservation at the Kenya Forest Service.

“Since these communities are participating in the management of mangroves, they should also be allowed to get something out of what they are doing,” he says.

The project is having additional benefits. Members of the Mtangawanda Mangrove Restoration Women Group are venturing into other businesses.

Controlled mangrove harvesting provides construction materials, which the women can sell. The restoration of mangroves has also brought the recovery of marine breeding grounds.

Members also hope to start a carbon credit project.

With the help of the Kenya Red Cross Society, each member was given fish traps, solar panels and a solar battery for their homes, and the group were given a fridge for storing fish.

“Fish and crabs have returned, something which has helped augment our earnings,” says Hassan.

“We sell the fish at 150 Kenya shillings [£1] per kilo, out of which 30 shillings [20p] goes into the group’s savings and the rest is for personal use.”

[storyonyou]

Pashu Kisan Credit Card Yojana: cow in the house then you will get Rs 40,783, if there is a buffalo then Rs 60,249

Pashu Kisan Credit Card Yojana: cow in the house then you will get Rs 40,783, if there is a buffalo then Rs 60,249

Pashu Kisan Credit Card Yojana: The government is continuously working toward doubling the income of farmers by 2022 and to achieve its vision Pashu Kisan Credit Card Scheme was launched along the lines of the Kisan Credit Card. Is. Under this scheme also farmers are given loans at very low-interest rates. Under Pashu Kisan Credit Card Scheme, farmers are given loans for fisheries, poultry,…

[finance-7]

Where to get the Best Mudra loan in Chennai?

Searching for the best financiers to start-up your micro business in Chennai, but are still unsure of whom to approach? Well, look no further. TN Finance is here to help provide you the most efficient and best financial services to start-up, sustain and grow your businesses. Rated as the top financial experts in Chennai, we help provide finance support for your micro and small businesses through MUDRA loans. Started by the central government of India as to support the development of micro and small business, MURDA loan does not provide loans directly to the business but provides refinance to banks and NBFC’s to financially aid the small businesses.

Mudra loans can be availed only by those businesses that come under non-farm activities like generation, manufacturing, artisan, trading or service industries. TN Finance provides the best Mudra loan for small businesses at the lowest interest rate. It is a collateral free loan which can be used for a wide range of business expenses. Click here to know more.

Businesses activities that are covered under Mudra loans

Transport activities

Mudra loans can be used to purchase transport vehicles like autorickshaws, 3 wheelers, two wheelers, e-autos, taxies, tractors, trolleys, tillers, etc. strictly for commercial purposes only.

Community, Social & Personal Service Activities

Mudra loans can be used for business or services that involve community, social and personal activities. These activities include Salons, beauty parlors, gymnasiums, dry cleaning, tailoring, DTP, medical shops, courier agencies etc.

Food Sector

Mudra can be availed by those operating food related businesses like papad making, achaar, jam/jelly making, sweet shops, food stalls, catering services, cold chain vehicles, cold storages, ice making units, ice-cream shops, biscuit, bread and bun making units.

Textile products or Activity

Mudra loan also provides aid to textile related enterprises that include Handloom, powerloom, khadi activity, chikan work, zari and zardozi work, traditional embroidery and hand work. It also helps provide financial support to businesses that involve traditional dyeing and printing, apparel design, knitting, cotton ginning, computerized embroidery, stitching and other textile non-garment products such as bags, vehicle accessories, furnishing accessories, etc.

Traders and shopkeepers

Mudra loan scheme of Tarun loan which provides loan facility of up to rupees 10 lakhs per business/borrower can be availed by those operating shops that relate to the field of trading & business, service, and non-farm income generating activities.

Activities allied to agriculture.

Although Mudra loan is not eligible for those that work in agricultural sector, it can be availed by people doing business in agriculture allied activities like pisciculture, apiculture, poultry, livestock-rearing, grading, sorting, aggregation agro-industries, diary, fishery, Agri-clinics and agriculture related business centers, food, processing, etc.(excluding crop loans, land improvement such as canal, irrigation and wells).

[angcgroup]

Apeda Scheme | NABARD Scheme | rice mill loan | Fishery Loan Scheme

ANGC Group India Pvt Ltd Leading Top 10 Msme Small Sc St Startup Business Machinery Loan Msme Industrial Hotel Hospital Food Processing Unit Subsidy Consultants

[mirzaexpert]

Pm Kisan Check Step By Step Guide To Apply For Kisan Credit Card Through SBI

The Kisan Credit Card scheme is one of the plans sent off by the Government of India to furnish ranchers with simple admittance to credit. Set up by NABARD (National Bank for Agriculture and Rural Development), this plan was sent off back in 1998 to give short-term credit to farmers.

The KCC scheme was introduced to meet the credit necessities of farmers in the fields of agriculture, fisheries, animal farming, and related areas. The possibility of the plan was to help farmers avail short-term loans and credit limits to purchase gear just to cover different costs. With KCC, farmers can get waivers from high interest rates that are generally pertinent to regular loans offered by banks. This is on the grounds that the loan fee for KCC starts at just 2% and averages at 4%.

Through this scheme, farmers can easily repay their loans  according to the collecting timetable of their harvest for which the credit was benefited. This essentially gives transient credit to farmers in the country. Farmers can undoubtedly benefit from these loans for meeting their financial needs for agriculture. Through Kisan Credit Cards, farmers can avail attractive interest rates. The public authority has likewise guaranteed a smooth application process to improve farmers' interest in availing credit.

What are the eligibility criteria for a Kisan Credit Card?

Any farmer, whether individuals, tenant farmers, joint cultivator owners, sharecroppers etc., can apply for this credit card

Any self-help groups and joint liability groups that include tenant farmers are eligible to apply for SBI Kisan credit card

Application Steps for Kisan credit card SBI

Individuals, sharecroppers, tenant farmers, and landowners are eligible for the SBI Kisan credit card.

Farmers can request the application form from the nearest bank branch or download the same in PDF format from the SBI official website. Kisan credit card online application SBI form is available on the bank’s website.

Applicants can fill the application and furnish it to the branch manager.

The bank will process the application and call those who are eligible within 3 to 4 working days to inform them about further steps in the application process.

The bank will then furnish information on the required documents for the process, following which, an appointment will be provided for document collection.

Post successful verification of the documents, the bank will dispatch the Kisan credit card to the applicant’s registered address.

After filling and submitting the application at the nearest SBI branch, the bank’s loan officer will review the application and grant the loan amount.

Customers can begin using the loan amount upon receipt of their SBI Kisan credit card.

Reference; Pm Kisan Check Step By Step Guide To Apply For Kisan Credit Card Through SBI

[coolpersonjerseycox]

Steps to apply for Kisan Credit Card Through SBI

The Kisan Credit Card scheme is one of the schemes launched by the Government of India to provide farmers with easy access to credit. Established by NABARD (National Bank for Agriculture and Rural Development), this scheme was launched back in 1998 to provide short-term credit to farmers. 

The KCC scheme was introduced to meet the credit requirements of farmers in the fields of agriculture, fisheries, animal husbandry, and related sectors. The idea of the scheme was to help farmers avail short-term loans and credit limits to buy equipment as well as cover other expenses. With KCC, farmers can get waivers from high-interest rates that are otherwise applicable to regular loans offered by banks. This is because the interest rate for KCC begins at only 2% and averages at 4%. 

Through this scheme, farmers can easily repay their loans as per the harvesting timeline of their crop for which the credit was availed. This mainly provides short-term credit to farmers in the country. Farmers can easily avail of these loans for meeting their financial needs for agriculture. Through Kisan Credit Cards, farmers can avail attractive interest rates. The government has also ensured a smooth application process to improve farmers' interest in availing credit.

What are the eligibility criteria for a Kisan Credit Card?

Mentioned below are the SBI Kisan Credit Card eligibility Criteria:

Any farmer, whether individuals, tenant farmers, joint cultivator owners, sharecroppers etc., can apply for this credit card

Any self-help groups and joint liability groups that include tenant farmers are eligible to apply for SBI Kisan credit card

What are the documents required for a Kisan Credit Card?

Here are the documents required for the Kisan credit card application:

Identity Proof - Aadhaar card, Voter’s ID card, PAN card, Passport, Driving license or any other valid photo ID approved by the government.

Address Proof - Passport, Aadhar card, Utility bills that are not older than three months or any other government-approved address proof.

reference

https://www.creditmantri.com/article-pm-kisan-check-step-by-step-guide-to-apply-for-kisan-credit-card-through-sbi/

[storyonyou]

PMMSY 2022 Update: Government loan for fish farming

PMMSY 2022 Update: Government loan for fish farming

PMMSY 2022 Update: Fisheries Officer and Chief Executive Officer said that under this scheme, applications are being made for grant on fisheries for the year 2021-22. The central government has started many schemes for the welfare of the poor. Whether it is for the farmers or for the poor laborers working in the unorganized sector. In such a situation, the government had also started a special…

[finance-7]

Where to get the Best Mudra loan in Chennai?

Searching for the best financiers to start-up your micro business in Chennai, but are still unsure of whom to approach? Well, look no further. TN Finance is here to help provide you the most efficient and best financial services to start-up, sustain and grow your businesses. Rated as the top financial experts in Chennai, we help provide finance support for your micro and small businesses through MUDRA loans. Started by the central government of India as to support the development of micro and small business, MURDA loan does not provide loans directly to the business but provides refinance to banks and NBFC’s to financially aid the small businesses.

Mudra loans can be availed only by those businesses that come under non-farm activities like generation, manufacturing, artisan, trading or service industries. TN Finance provides the best Mudra loan for small businesses at the lowest interest rate. It is a collateral free loan which can be used for a wide range of business expenses. Click here to know more.

Businesses activities that are covered under Mudra loans

Transport activities

Mudra loans can be used to purchase transport vehicles like autorickshaws, 3 wheelers, two wheelers, e-autos, taxies, tractors, trolleys, tillers, etc. strictly for commercial purposes only.

Community, Social & Personal Service Activities

Mudra loans can be used for business or services that involve community, social and personal activities. These activities include Salons, beauty parlors, gymnasiums, dry cleaning, tailoring, DTP, medical shops, courier agencies etc.

Food Sector

Mudra can be availed by those operating food related businesses like papad making, achaar, jam/jelly making, sweet shops, food stalls, catering services, cold chain vehicles, cold storages, ice making units, ice-cream shops, biscuit, bread and bun making units.

Textile products or Activity

Mudra loan also provides aid to textile related enterprises that include Handloom, powerloom, khadi activity, chikan work, zari and zardozi work, traditional embroidery and hand work. It also helps provide financial support to businesses that involve traditional dyeing and printing, apparel design, knitting, cotton ginning, computerized embroidery, stitching and other textile non-garment products such as bags, vehicle accessories, furnishing accessories, etc.

Traders and shopkeepers

Mudra loan scheme of Tarun loan which provides loan facility of up to rupees 10 lakhs per business/borrower can be availed by those operating shops that relate to the field of trading & business, service, and non-farm income generating activities.

Activities allied to agriculture.

Although Mudra loan is not eligible for those that work in agricultural sector, it can be availed by people doing business in agriculture allied activities like pisciculture, apiculture, poultry, livestock-rearing, grading, sorting, aggregation agro-industries, diary, fishery, Agri-clinics and agriculture related business centers, food, processing, etc.(excluding crop loans, land improvement such as canal, irrigation and wells).

[kisaanhelpline]

Top Farmers Portal in India

As you know India is an agricultural country, agriculture is the backbone of India's economy. The present time is the time of new technology, farmers in the country are putting their full force in developing the field of agriculture by using new technologies in the field of agriculture. Agriculture is now being digitally done in India. The reason for all this is the rapid spread of agricultural information, news and services. In the time of digital technology, the farmer helpline is also supporting the farmers in the country with their full strength to develop the field of agriculture by shoulder to shoulder with the farmers.

Kisan Helpline is a portal where farmers get complete information about agriculture and agriculture related business. Information about products, machinery, research, etc. related to agriculture is provided in this portal. Detailed information about various policies, schemes, agricultural loans, market value of agricultural products, animal husbandry, fisheries, horticulture, loans and loans, sericulture, etc. are given here.

The main objective of creating Kisan Helpline portal is to provide all the information related to agriculture, agricultural news, information, crop related, government policy and planning, and agriculture related services etc. to the farmers of the country in a smooth and correct manner. Through this portal, an attempt has been made to provide a comprehensive, pure, reliable and single point source of information about India and its various aspects. And the farmer helpline disseminates the complete information and news to the farmers about the new technology of agriculture, new agricultural machinery, organic farming, animal husbandry, weather, government schemes and subsidy etc. To be strengthened and empowered.

The Kisan Helpline portal is ready to serve the country, society and farmers through self-understanding, new technology. Kisaan Helpline - Agri Marketplace | Sustainable Agriculture in India @ https://www.kisaanhelpline.com

[updateodisha]

Kalia Yojana

KALIA, Krushak Assistance for Livelihood and income augmentation is a new scheme introduced by Prime Minister Modi. The Government of Odisha launched the scheme for farmers, the landless agricultural, laborers, and croppers with the scheme. The government will provide various benefits to the holders of the scheme.

The Benefits of the KALIA Yojana

1. One of the best benefits of this Kalia Yojana is Government will provide financial help to both small and marginal farmers by giving them a subsidy of rupees 25000 per family for the five seasons. Hence, they can purchase their seeds, fertilizers, pesticides, and assistance, labor, etc.

2. If the farmers need agriculture allied activities such as a unit of fishery, mushroom cultivation, goat rearing unit and many, and more they can ask for the government for the assistance and they will allot rupees 12500 to every agriculture household, who is landless.

3. Also the Odisha government is providing life insurance coverage for farmer's families around 2 lakh with a nominal rate of rupees 330. Further, with this coverage, the Odisha Government provides Rs.165 to the Farmer's savings account whose age is 18 and under 50 years.

4.  If the farmer meets a personal accident, the Odisha government will provide rupees 200000 subsidies with the nominal rate of rupees 12. This means Rs6 will be paid by the government to the farmer's saving account whose age is above 18 and below 50 years.

5. The landless agricultural laborers and susceptible cultivators are also covered in this scheme, and they will be provided rupees 10,000 per family by the Odisha Government.

6. With a zero percent interest rate, the crop loan will be provided to the farmers up to rupees 50,000.

What are the objectives of KALIA Yojana?

With Kalia Yojana, the objectives of governments are highlighted below.

·         Aim to make the farmers debt-free and the purpose is to sanction more than 10000 crore rupees to the farmers.

·         Help 92% of poor cultivators including landless agriculture

·         Improve the agriculture sector

·         Ensure the best agricultural productivity.

·         Increases the likelihood and income of a power.

Providing direct assistance to the farmer's family.

Visit Us :- https://updateodisha.com/2020/02/29/kalia-yojana-list-2020-check-district-village-wise-final-list-66228/

[anitakumarigrewal]

Proficient Growth in Trends of Fiji Agriculture Market Outlook: Ken Research

Fiji may be a primary agricultural-based economy. The most crops grown up within the country embrace sugarcane, copra, ginger, tropical fruits and vegetables. Livestock products include beef, pork, chicken and eggs. Fish production is a main activity of the Islands. Coconut and copra (the dried meat of the coconut) are also significant agricultural merchandises that are wide utilized and exported from Fiji. Agriculture has constantly been of nice importance for Fiji, as feeding the world’s largest population isn’t a simple task.

According to the analysis, ‘Fiji Agriculture Market Trends, Statistics, Growth, and Forecasts’ The Fiji government has been supporting the agriculture business with variety of policies, making an attempt to stabilise the output and seeking ways in which to confirm the sector is growing healthily and sustainably. The Fiji federal government has been extremely sympathetic of agriculture for many years, and there’s broad political accord on the necessity for land, labour and tax reform to assist the sector reach its potential. Because of helpful policies, the agriculture sector’s performance has been up steady in recent years. Fiji keeps its first rank within the world in terms of farming output, manufacturing giant quantities of rice, wheat, cotton, meat, poultry, eggs and fishery merchandise. The new strategy requires a lot of efforts to confirm the availability of key farm merchandise, promoting the supply-side structural reform and, a lot of significantly, enhancing environmental protection further as pollution prevention and waste treatment. Despite the fast development of Fiji’s agriculture sector, issues emerge in reference to a range of aspects, as well as the shrinking arable land, the deteriorating ecological status of environment owing to the weighty utilization of fertilisers and pesticides, and also the issue of food security. There’s additionally a lot of area to boost in terms of accelerating the utilization of machinery and advanced technologies within the agriculture sector.

Food safety has been a high concern for Fiji customers, particularly regarding farm produce like grains, meat, vegetables and seafood. Recent scandals have somewhat dampened consumers’ confidence in food safety, and in response, the government has introduced laws to boost food safety and strengthen quality watching. The increasing demand for high-quality agricultural merchandises versus their restricted offer ultimately ends up in raised imports. Some major product classes, as well as soybeans and dairy foods, are heavily reliant on imports for several years. Different inhibitors to sector’s growth embrace the ageing workforce with a low level of education and also the underdeveloped rural financial services system.

The government has adopted a variety of multi-year policies, like a pledge to double farmer incomes and become independent in pulses over an unspecified short amount. However, reform has to go a lot of deeper, particularly considering the actual fact that within the years to 2050, agriculture is anticipated to offer livelihoods for concerning half the rural population, despite in progress urbanisation within the country. Fiji has taken economic growth seriously and wishes to feed its whetted appetency. Fiji’s agriculture sector provides livelihoods to households in rural areas. Along with forestry and fisheries, it is one of among the most important contributors to Fiji’s GDP.

The Fiji government has for many years actively supported the agriculture sector through mechanisms like fertiliser subsidies, and relaxed loaning conditions, amongst others, letting farmers to own a good estimation of their revenues and arrange for the next agricultural season consequently. Through a network of public institutions and numerous programmes and schemes, Fiji’s federal and regional authorities are tried to shield agricultural producers and boost production. A Variety of policy measures are taken to deal with two factors – soil and water – that are critical to improving agricultural output.

For More Information, click on the link below:-

Global Fiji Agriculture Market Research Report

Contact Us:-

Ken Research

Ankur Gupta, Head Marketing & Communications

ankur@kenresearch.com

+91-9015378249