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littlestarlost · 6 years

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This Isn't Mine.

1. Monsters

I’m ten or eleven years old and I’ve just transferred schools, from the small elementary academy where I skipped a grade and was mercilessly bullied to a gifted program where, finally, it seems like the dust is perhaps starting to settle. I’ve been recently diagnosed with ADHD, and the monsters that have tormented me, both real and metaphorical, don’t seem to be breathing down my neck anymore. I have a Macintosh II, handed down from my dad; it has a proprietary word processor on it, and one day, I begin to write about the characters in an anime I love called Digimon. I’ve written stories before, of course; I’ve always been a writer, and a precocious one at that. I’m a gifted child; I often intimidate adults, never mind people my age. But this writing feels different; I don’t get bored of it, or restless when it doesn’t come together as quickly as my original stories. I can go back to the show whenever I start to feel confused, and get re-energized by watching the story unfold. I can keep the characters consistent, because I can literally hear their voices in my mind. But along with the characters of the show, I’ve created my own; her name is Raven, and she’s a new Digidestined, and everyone in the gang wants to be her friend. In the real world, I am lonely, anxious, isolated, insecure. I don’t know how to interact with people my age. I’ve buried myself in books and stories ever since I could read, finding solace in the characters who I imagined could see me for who I really was. On this computer, I make this feeling manifest in real words. My family doesn’t get it; my siblings tease me about it. I have no friends yet, so I can’t get their opinion, but a voice in my mind tells me that this is something I need to hide. Something I shouldn’t be proud of. And yet it’s comforting, nurturing, soothing. It’s good.

I have no idea that Raven’s real name is Mary Sue, nor that she embodies every single trope that we love to hate: she is perfect at everything and yet intensely vulnerable; she can beat every protagonist at their own game but still needs them to rescue her; she is sick and literally healed by the strength of the characters’ love for her. I don’t know that these tropes are universal; all I know is that I imagine these situations, where these characters I love can love me back for exactly who I am, and it makes me happy.

2. Revisions

I’m twelve years old, and I love Escaflowne. I tape the episodes on VHS whenever I can, paranoid that if I miss one I’ll never ever get a chance to see it. I hoard the tapes, watch and rewatch the episodes, and feel the pull of the strongest sensation imaginable—a huge swell of energy that is more exhilarating than any thrill ride, but is easily volatile. I don’t know how to control my emotions; I wield them clumsily, bumping up against this and that, unable to understand why I feel so much and why it hurts when that intensity is shattered by the real world. The emotions easily become overwhelming, leaving me crying over everything and nothing at all.

At school, my friend Leah tells me about a website where people have written stories with the Escaflowne characters—stories where Van and Hitomi end up happily ever after, where all my fantasies and dreams come true. There is one story in particular, a 30-chapter monstrosity called Re-visions, and I fall helplessly under its spell. I had no idea that other people did this, this thing I’ve done in secret for the past few years, this act of writing I thought I invented because I’d never had the chance to connect with anyone before. I had no idea that fan fiction could be like this. That there could be thousands of new island universes, each tethered to the original canon with a simple disclaimer: The characters and original story belong to their original creators. This isn’t mine.

I bond with Leah over this fanfic. I bond with others, too, over Escaflowne and then Gundam Wing. My fanfiction.net pen name is two Japanese words that sounded nice together.

I read fic after fic after fic; I hoard bookmarks, burying myself in shiny treasures, losing them immediately in my trove. I begin to read and write tentative romances, steeped in my own insecurities and repressed anxieties. I take the first steps on the road to sexuality by this gentle proxy, collecting first kiss scenes to read and reread and imagine with vivid passion what my own experiences will be like. My laptop background is of the Gundam pilots, a piece of fan art from a site called LeLoLa. I cover my school notebooks in pictures of Van and Allen and Quatre and Trowa. As I navigate the thicket of middle school and burgeoning adolescence, I imagine that they’re with me, like ghosts standing just over my shoulder.

And they love me; they love every part of me. It is their imagined encouragement that allows me to show up to school dances and take to the middle of the floor and show off what I love to do. It is their silent support that gets me out of bed some days. These characters in my mind only see the person I imagine I am at my best, but they love me no matter what, even when I screw up in social situations and replay humiliating moment after humiliating moment over and over because nothing, nothing, ever seems to go the way I wish it did in my mind. These characters accompany me to summer camp, where my bunkmates are my former elementary school peers, and everyone still remembers my childhood transgressions—but these characters don’t. They would want to hang out with me; they would sit with me at lunch, pick me for the soccer team, cheer me on in the camp musical. Even at my most socially isolated, I am never truly alone.

I start writing more ambitious fics of my own. I dream of getting 100 reviews on something someday. I finish a Gundam Wing story, long and epic and full of first kisses and dramatic rescues, and I’m so proud of myself that I think I might burst. But as I grow, I start to find that my emotions fade over time. The pull of gravity, that tug that spirals me into a fictional world and makes the characters feel like old friends—it starts out so strong that it’s overwhelming. Each press of the button opens the gates, releasing a crush of emotional material that floods my brain with dopamine, and it’s addictive and entrancing and it makes me feel so good. But each time, the sensation fades just a little, and then, inevitably, one day I find that I feel nothing at all. This isn’t mine, and now it’s not there anymore. The act of borrowing implies an inevitable return; that’s what makes it different from theft.

I learn that this beautiful emotional thrill ride has an expiration date. That, at some point, the love for a particular show fades, and then it’s gone, and there’s nothing I can do except to move on, find the next thing, fall in love all over again. This tradeoff is too painful to examine, so I don’t; I just keep moving, to X-Men and Smallville and Newsies and Harry Potter and a hundred little stops in between. These years will later be some of the most consistently bright memories of my adolescence, in a life filled with more downs than ups. Through it all, the disclaimers persist: I’m just borrowing it. This isn’t mine.

3. Endings and Beginnings

I’m fifteen years old, and while I’ve watched Buffy the Vampire Slayer on and off for a few years, I’ve never followed it religiously. For some reason I see a promo for an episode of its spinoff, Angel, where the lead character is turned into a muppet. I watch the episode; it concludes with two side characters, Wes and Fred, sharing a first kiss. I’m entranced; the swell of emotion rises once again, latching onto this new property, this new couple. I dive into the earlier seasons of the show, to learn everything I can about this new and wonderful gravity source. I write tragic character pieces about Wesley and one-off fluff fics where he and Fred get together earlier. I’m a little bit better at writing kisses now. And in the very next episode, it’s all snatched away, with Fred’s death; half a dozen episodes after that, the series ends forever. I’m shocked; I’m shattered. I’m in mourning, despondent over losing this beautiful thing just as it began. My sister and I bond over this show—a rare moment of agreement for us. I decide to write my own version of the ending, where things turn out better than they did on TV. The disclaimer still holds: I don’t own Angel. It isn’t mine, but if it was, here’s what would have happened. And it’s amazing; it’s got humour, it’s got romance, it’s got a villain, it’s got high stakes and a dramatic climax and a happy ending. It’s a proper story, and it gets more attention than I’ve ever received before.

Shortly after finishing that fanfic, a boy finally, finally asks me out on a date. I’m in high school, and we have our first kiss on a spot on my street where my parents won’t be able to see from the window. The snow falls around us, and everything is perfect. There’s a paradigm shift, and suddenly the real world is where I want to be. I don’t think much about fanfic; the characters who stood at my back begin to fade from existence. For just over a year, I live out every chaste fantasy I had seeded and nurtured through fanfics, until my heart is abruptly broken.

After that, I’m alone for a very long time. I have no joy; I have no energy. There are voices whispering to me how worthless I am, how this hurt will never go away. I live out humiliating moment after humiliating moment as if in slow motion, ruining friendships in my wake, unable to keep my head above the treacherous waters in my heart. My final semester of high school is a cruel hell, and I can’t wait for it to be over. When it is, I sign up for a summer trip overseas, where no one knows me; I cut my hair dramatically short and dye it purple. I’m enrolled in university next year, and I’m determined that no one will ever know about this version of me, this pitiful heartbroken thing, this failed attempt at existing. I can remake myself anew. I can change. During that first year of college, I discover new music and books and movies that I never knew existed. I write a single fanfic for Criminal Minds, aping the writing style of Chuck Palahniuk, because I love how he uses the present tense and repeated motifs to bring poetry to even his most horrifying ideas. My pen name is my first name and a generic nom de plume surname, because part of me wants to stretch plausible deniability and own this work I’ve created, because it’s really fucking good, actually. This is me now; I am new, and my writing is different. More grown-up. Less focused on romance. But the fire isn’t there the way it used to be; I love Criminal Minds, but the characters don’t inhabit me the way the Gundam pilots did. They don’t whisper in my ear or put a reassuring hand on my shoulder. And as my university experience continues, I think that maybe I don’t need it anymore. It was never mine in the first place, after all; I was always only ever borrowing it.

I fall in love again; I get my heart broken again. I move to a whole new city; I dye my hair each time I feel that this current version of myself has failed. I remake my identity over and over, exploring new hobbies and new passions. I write essays instead of stories; I do critical examinations instead of developing headcanons. I think I start to grow up.

4. Fog

I’m twenty-four, and I’m exhausted. I’ve been exhausted for nearly a year. I have a good job as a professional writer, and a good apartment and a good life; but I haven’t been able to stay awake. My family and my partner have no help for me, only gently condescending suggestions that maybe I’m being a little bit dramatic. I’ve watched my life shrink slowly, piece by piece: I stop watching movies because I can’t stay awake long enough to focus. I stop visiting friends after 9pm because I’m so tired. I stop knitting, and I can’t even remember why. I can’t pull myself out of this fog in my brain, no matter what I do. And it’s only after my relationship has fallen apart that I finally, desperately, humbly, miserably wonder if I might have depression.

The road back is hard, and it leaves permanent damage. The medication messes with my body and my brain; I learn to celebrate small victories, like making it through one day at work without crying. I slowly start to put myself back together, and I start watching Supernatural because I’ve heard good things about it. I realize I want to write and read again; now I have the benefit of several years of adulthood and a career working with words, and I can write stories with sex and violence in them and start to dig into the craft, the art, the intricacy of language. I start to shyly slide towards slash fiction for the first time in my life, no longer terrified of queer love stories the way I was as a youth. I’ve already put myself back in the closet, convinced that my trying to date women was just as much a phase as my time immersed in Escaflowne or Criminal Minds: that my participation came with a disclaimer, marking my status as a mere tourist. This isn’t mine. I don’t own it.

I slave over 25,000 words of a fanfic that gets less than 500 hits. I creatively bankrupt myself trying and failing to match my own expectations, and I’m still too shy to write gay romance on my own. My pen name is that same generic nom de plume from my last iteration as an author, now with a new first name stolen wholesale from one of my favourite indie songs. The fanfic world has changed in my absence; there’s a whole new site where people publish their stories, and people don’t read WIPs anymore. No one does disclaimers anymore either, because by now it’s understood: this isn’t mine. And yet, somehow, the sense of ownership has grown too. Writing fanfic is no longer something that people seem to be ashamed of. Authors have followings; there are recommendation blogs and fan conventions. Supernatural is my first taste of writing fanfic as an adult, and I love it, but something’s not right. The market is saturated; the show is, honestly, winding down in quality. That overwhelming tide of emotion fades faster than it ever did before, and I find myself at a crossroads: I can either stick around and scramble for the last droplets of joy until the landscape goes barren and dead, or I can close the door and move on, concluding that chapter of my life on my own terms. I choose to do the latter, and I recognize my time in the fandom for what it was: a coping mechanism. A lifeline. A buoy tossed into the water in the nick of time. It wasn’t truly mine; I was too late to the party, and the gravitational pull did not last very long. But it gives me momentum, a slingshot boost, into a new job and a new relationship and new ambitions. I get into graduate school; I move cities again. I’ve never been more adult than I am right now. Maybe, I think. Maybe this is what’s meant to be mine.

5. An Explosion of Colour

I’m twenty-seven, and the world has just cracked apart.

I began my second year of grad school with the news that I was being given three academic awards, only one of which I applied for. The other two were granted to me for having the top grades in my cohort in my first year. I’m literally top of my class, and my first instinct is sheer terror. I’m convinced my classmates will hate me for stealing their thunder; I’m nauseous at the thought of the expectations that now lie on my shoulders as I start this new round of classes. No, I think. This can’t possibly be mine.

I struggle through four brutally difficult courses and a brutally difficult winter. An election in another country shatters everyone’s hearts, and I make use of the accommodations I put in place just in case my depression came back. I write my last essays in coffee shops hushed by this pervasive feeling of abrupt loss and shocked grief, the world already dark by late afternoon. I can’t eat without crying. I can’t do anything without crying. I’ve lived in triage mode for weeks; I’m just trying to survive.

I hand in my final essay of the semester on a cold day in early December, proofreading it by the light of my SAD lamp. I realize that I have time and space and energy now to consume something new, to watch a show I’ve never watched before. I put up a poll on Twitter with four options: a Netflix historical drama, a groundbreaking crime show with POC characters, a goofy musical comedy, and an anime that I know nothing about except that it’s apparently pretty queer, and my friends really love it. The votes favour the final choice. So I sit on my couch, and I put on my headphones, and I press Play.

The world explodes into colour.

I don’t remember the details of every moment of that first time I watched the ten episodes which existed at the time. I don’t remember my exact reaction to the kiss in episode 7, or the proposal in episode 10. I don’t remember how it felt to realize that Yuuri was just like me, a high-achieving impostor, convinced of failure despite being such an obvious talent. I don’t know exactly when it clicked that maybe I was an unreliable narrator too.

But my heart is racing, thudding against my ribs so powerfully I can feel it. There’s this soaring feeling every time I watch the opening credits, and every single frame is the most beautiful fucking thing I’ve ever seen in my life. I stay up until 2am to finish watching, and tossing and turning all night after that, too excited to sleep. I want to laugh and cry and lie down on the floor and melt into a puddle. I want to shatter into a million pieces because the feeling in my heart is so strong, so intense, so overwhelming, that I can’t hold it all in without completely falling apart. I watch the show a second time the next day, and the feeling only gets stronger. I sit on my couch and listen to “History Maker” and stare at the spot on my wall where I want to hang the art I’ve already commissioned, and I feel this part of myself wake up again. I didn’t even know it was still alive.

The next night I write 1900 words, a character sketch of Victor. I love him and Yuuri so much that I want to learn everything about them, to dive into all the intricacies of their personalities; I see so much of myself in both of them. I come up with a new pen name on the fly; I’ve always liked the idea of stars and planets that don’t have a home galaxy and wander through the universe in the dark. I rework my old AO3 profile and change my Tumblr URL. I hit Post. This time, I don’t write a disclaimer; my time in Supernatural cured me of the habit.

I already know, with great and tragic clarity, that this isn’t mine. But this time, I’m twenty-seven, and my emotional regulation capabilities are quite a bit better than they were at thirteen, and I’m starting to think that maybe it’s okay.

I remember all my past loves, how I would wake up to find that the passion had faded and the feeling was gone. I remember how devastated I always was. I look at the state of the world, and the state of myself, and I think: I don’t know how long this feeling is going to last, but I’m going to love every single moment until it’s gone. I hope against hope that this joy, this pull, this gravity, will last even one single year. One year of this untethered, freewheeling happiness and light, after over fifteen years of sitting in the dark. That’s all I can dare to ask. Please, I beg. Please let me have this. Let me pretend. Let it be mine, just for a little while. And then I’ll let it go.

6. Star

I’m twenty-nine. I’ve graduated with my master’s degree; my partner has moved in with me. I’ve got a job in my chosen career, right out of school. And I’m still here.

Yuri on Ice has made the past two years remarkable. It has given me so many good memories to lighten the darkness of the world. I’ve embraced my skills and challenged myself to do new things; to explore the erotic, the horrifying, the experimental, the comedic. I reframe my own neuroses through Yuuri’s intense and unbearably public anxiety, and my own depression through Victor’s quiet subtle sadness. I announce to the world that I love this show so much that I’m writing stories about it; I’m not ashamed anymore. I explore this new facet of myself that now has a name and a friend group and a community. I come to terms with my own sexual orientation by interacting with this undeniable and uncompromising and unapologetically queer romance. I create things that I’m intensely proud of, and I get feedback that carries me through even the darkest of days. The one-year anniversary of my reawakening passes, and I keep writing. I keep writing. I keep writing.

This is the gift of fan fiction. This has been the gift of Yuri on Ice, which debuted two years ago on this day. It’s not mine, but at the same time it is. I get to share in it, because it’s not borrowed; it’s communal.

For years I thought that maybe this feeling, this gravity, was simply a part of childhood that disappeared as you grew older, like baby teeth. All that time I was treading water, dysthymia whispering in my ear that this was just what being an adult was like: that the joy just didn’t happen anymore. Telling me that once you had a job and rent, you could no longer be bowled over by your love for something, and that that was normal. That a piece of media could no longer reach inside you and spark your imagination and fan the flame until it roared, and that was just the way things went. And I believed it, for the longest time. I thought I was alone.

Over my shoulder I can sense my old friends, from my very first fandoms. I look back and I can see them smiling. They are the wisps of a nebula, stellar remnants from previous explosions, now illuminated by a new source of light. They never disappeared; they were just in the dark. They helped me to love myself when I thought such a thing was impossible; they helped me see the best parts of who I was and who I am.

Yuuri and Victor aren’t part of that group of silent guardians; they’re out ahead of me, having adventures, leading me to follow, to chase and document and imagine and write it all down. They’re a present that I get to enjoy again and again; they’re a gift that I can give, over and over. Every word is an act of love; for myself, for the work that Kubo et al created, and for the others who share this joy. Each day I get to be this person, to have this name, to celebrate this piece of myself that’s still wholly me and no one else, and who is loved for exactly who she is. I’m not spiraling into the gravity well anymore; I’m orbiting, running as fast as I’m falling, enjoying sunrise after sunrise.

Yuri on Ice doesn’t belong to me. But this is mine.

#2yearsofYOI #Yuri on Ice #personal

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angrybelieverconnoisseur-blog · 6 years

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I was rear ended in california with no insurance is there anyhting i can do?

I was rear ended in a car accident in california,and I did not have insurance at the time.My car was wrecked.And Im stuck with the hospital bill's.Is there anything i can do legally ?""

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How important is Home Insurance?

I'm in the process of buying my first house and don't know if I need insurance. A friend told me about Globe Life Insurance..any advice?

Trunk Insurance vs. Car Insurance?

I recently changed cities on my auto insurance going from a Cleveland, OH zip code to an upper middle class Cleveland suburb and my rates fell more than $200/half...I drive a '99 S-10, just a regular pickup truck, I am in the market for a new vehicle and ideally it would be a full size truck (Chevy Silverado or GMC Sierra half ton)...my agent has the exact truck I would like to buy, so I asked him what that truck would be insurance-wise for me. It automatically went back up to what I was originally paying in Cleveland...around $650/6 mos. Other variables of my car purchasing ordeal are that I took a buyout from General Motors and I got a vehicle voucher included in the buyout, so another option for me is to get a Chevy Malibu which I could basically drive off the lot for zero money...I've been reading that sometimes car insurance can be more than insuring a truck, with the information I've provided can someone help me out and estimate if my insurance would be more for a basic/no frills 2011 Chevy Malibu or a 2011 Silverado/Sierra with some bells and whistles...and also, do Insurance companies look at the more options a vehicle has as being more to ensure??? any answers would be appreciated""

What happens if i cancel by car insurance?

I have recently turned 17 and can start driving in the UK. There is obviously a large difference between insurance quotes for my car depending on whether i hold a provisional license or a full license. While i am on a provisional i can get a quote for 620 with Quinn-Direct but this will go up to 2000+ after i pass my test. What happens if i buy my insurance then cancel it when i pass my test and get a quote from elsewhere, (I can get one for 1400) will i get a percentage of my money back or will it just be lost? Cheers Rob""

Rear end collision maximizing insurance payout?

I was rear ended rear ended last week and am awaiting a return call from the insurance agent of the liable truck that hit me. My car is a 2000 honda accord ex vtec 4 cylinder with 92000 miles on it. It was in excellent condition which kbb values at about $7000. I'm asking if anybody who knows about insurance companies or cars could look at the pictures i posted and let me know how much damage there is. What should I expect to hear from the liable insurance company? Whats the best way to go about dealing with them so I get fair compensation? Totaled or not? Pictures: http://postimage.org/image/vecjentqn/ - my car http://postimage.org/image/tmybfn705/ - my car http://postimage.org/image/lxes9zxej/ - suv that hit me http://postimage.org/image/di7mswbjv/ - suv that got hit http://postimage.org/image/9po4d5w1n/ - truck that hit suv ive been working on this car daily for the past month.. 3 to 4 hours a day making the interior extremely nice.. replaced all interior lights with leds, rear view camera, dvd nav head unit, new speakers, amps, wired everything nicely, did this for my bionic.. http://www.droidforums.net/forum/droid-bionic-hacks/172356-my-car-dock-hack-hdmi-out-car-audio-video-webtop-mirror-netflix.html My insurance agent (geico) said they could take care of it, which would be when they get to it. Also, geico is not covering the cost as my family has liability only coverage. So nationwide is paying for the cost of repair or for the value of the car if its totaled. I need a vehicle in less than 2 weeks to get back to school so they told me if I want to speed up the process call the nationwide guy myself with the claim #, which i did. Left 2 voicemails and haven't heard back yet im hoping he will call tomorrow morning. I don't know whether to mention the added electrical equipment and the many many hours and money i spent installing and perfecting them.. if that will increase the amount of money i get or not If your me, and have two weeks to either get the car repaired and rewire all the stuff thats broken, or get a new car and reinstall the equipment i'll take out of the totaled one, what are you doing to make this go as quickly as possible and get the most compensation for the time money and aggravation?""

Cheap car insurance 22yr old just passed test but have been banned for drink driving?

hi all i've been banned from driving and now i've passed my test i need cheap car insurance but everywhere i go is way to high for me. any advice please?

Why would auto insurance go up just because of a divorce?

Years ago, when I was married, I had a brand new truck with a full-coverage policy costing $114 per month. I had a spectacular driving record, I was a 31 yr old female with a family, not a 19 yr old ripping up the streets. When we divorced, my auto insurance instantly doubled! It didn't just go up $50, it DOUBLED. Does anyone know why??""

18 want car insurance?

right looked online all compare sites give sh*t results, i got quoted 14k for a suzuki alto 23k for a fiat cinciquento (whatever its called) ive rang i kube and got quoted 9k for the suzuki alto thats with the curfew, passed my test on the 22nd of march 2011, wheres good for cheap insurance, ill have curfew if needs be so please shed some light""

Where can I get affordable health insurance?

I am a full time college student, and my school offers insurance, but it is expensive. I need basic health care to cover doctors visits, specialist visits, and x rays. The main reason I need coverage is that my back is messed up from a car accident about a year and a half ago and I can't take the pain anymore. I went to my states website and the insurance they offer is currently not accepting applications. I have looked at tons of sites online, but so far am having no luck. Any advice would be appreciated.""

Can I Sue A Insurance Company ???

I Was A Passager In A Car Accident. My Bestfriend Was Driving. He Lost Control Of The Car...When A Car Jumped In Front Of Him On The Highway..I Broke My Left Arm..He Has liability car insurance....Should I Sue His Insurance Company??? How Much Would I Get?

Student health insurance...please help?

So, I'm looking for my first health insurance since becoming independent. What is a reasonable amount for the deductible and monthly payments, coinsurance and the price per office visit? I really have no idea...thanks for any advice. i'm a full time student btw and i'm 19 female""

Why make a deduction for medical insurance?

I just started a new job, my first full-time job. I guess first thing first: is medical insurance the same thing as health insurance? And my employer handed me a form for payroll deductions. medical insurance is an option. Why would I have money deducted from my paycheck to go to medical insurance? And when the money leaves my paycheck where does it go? I know I could ask someone but weirdly no one else is in the office this week, but I need to fill it out before the new year. Thanks for any and all information!! Happy new year!""

Auto insurance company wants to check my credit and past infractions.?

My auto insurance company (which i've been using for 6 months now) wants to check my credit history and past infractions in order to benefit from new lower rates i have good credit, but a couple of speeding tickets, could this actually increase my rate?""

Do you need car insurance to get drivers license in Texas?

I'll give the BEST ANSWER award to the person who knows what they're talking about and not just guessing at things.

What would my insurance be around?

how much money a month would my insurance be around for a 17 year old with drivers ed course and been insurance for 7months the car I want is a 1984 cutlass and just say the car is worth 1500 and please no stupid answers

Is Kaiser HMO a good health insurance plan to buy?

Here's the thing. My current doctor told me that he's leaving and he's going to Kaiser. I don't want to lose him so I my only way would be to purchase Kaiser. So if I already know the doctor I want, does that make Kaiser okay? What are the benefits and drawbacks of Kaiser Health?""

Insurance troubles while pregnant?

Did you have any drama with insurance coverage or any insurance problems when you were pregnant? If so, what happened?""

What is the cheapest auto insurance for college students?

There are so many companies I can't check them all. I should mention that I live in Michigan. I'm not a full time student so I generally don't apply for those discounts. But I have a clean driving record and have had my license for almost six years. So far I have found the esurance is the cheapest. But I was wondering if there is anything cheaper out there?

What is an average cost of IUI without insurance?

What is an average cost of IUI without insurance and what is the success rate?

Pennsylvania car insurance prices?

We are contemplating moving to PA. What are the car insurance rates like there?

What could make my car insurance cheaper?

I am currently 19 years old and I want to buy myself a new car. It would be about 200 dollars a month for the current car i'm driving for car insurance but it is in my fathers name so I only pay 80. Now pretty much any new car I am choosing the quotes are over 400 a month. Would have car insurance in my name for my current car at 200 a month for 6 months until the policy is over make the quotes for the new car cheaper? Or is the quotes based off of how long I've had my license?

Car insurance - change of address?

Hi. Recently i changed my address so i had to let the car insurance company know about that. But they charged(actually are willing to chage) me 423 pounds !! Yes, there's not a misspeling. It's 423 . As far as i ve seen, most people get charged no maximum than 50 pounds for this change. Also, there are no changes on my policy. I still have a garage, i still do the same mileage/year and so on. They even confirmed that there's no change in policy details except the new address. The new address it's in Manchester (central area) and before i lived in Bradford(UK). Now, in the mean time, i had a claim. If i would have found about this fee before, i would have cancel my insurance policy but now that i have a claim, i can't cancel it anymore and being refunded (as i paid the insurance for 1 year in one go, Not monthly). I found about this crazy 423 fee only now when i had this claim. You can't find anything about any fees related to changing the address neither on my policy papers nor on their website and online policy books. I suppose they considered this fee just as an administration fee. And i suppose they could have charged me even 10 000 pounds as an administration fee just because they can. I don't feel protected by the company anymore !! that's why it's an insurance company, to protect and take some risks out. The insurance company it's Admiral. I tryed to talk and explain them that this fee it's just nuts but they didn't agreed. The fee it's about 1/4 of the total insurance cost for 1 year. Maybe they try to take advantage of the fact that i can't cancel it (coz i have a claim in process) and i can't get refunded ? Any ideea how should i proceed ? Shall i proceed with any legal actions ? if yes, how much time and money would that cost because i wouldn't go into, i don't think it's worth doing that. Thanks in advance :) Cheers!""

Dental Insurance Question - The Real Scoop?

While I am employed, I work at home for a company in another state, and the dental insurance options through my company were not viable. So, of course, I relied on the internet to research my options, and I looked, specifically, for dental insurance Lo and Behold, the stuff that came up, was for Dental Discount Plans. Upon first glance, it seemed like this could actually have been a better deal then anything offered through my firm. The conversation on the websites touted these plans, often with premiums of $7 to $20 per month, to be better than conventional dental insurance in every imaginable way. No issues in applying, no maximums, no deductibles, and no waiting. So, I am sitting here, reading how in EVERY possible way this is better than insurance, and it strikes me. If something seems to good to be true, maybe it is. If these were so much better than conventional insurance, why did my firm have so much trouble finding affordable insurance; they should have simply joined one of these discount programs. Well, the site even attached me to an independent article which BASHED the conventional insurance...Then it struck me...If I was a dentist, would I be happy joining these discount plans and basically getting 50% to 75% less for my services. Yeah Yeah, I am getting my payment up front and not waiting for the insurance to pay me (again, playing the role of the dentist), but is that worth the tremendously discounted amount (does not make sense when you compare the time value of money). So, I realized that if I were a dentist, I would not want anything to do with these plans...Or would I? Does being a part of these discount programs really bring in enough clients to justify that deep a cut in the fee schedule. Then I started to think...Is it possible that there is something up with these deeply discounted fee schedules I keep seeing on these sites? Are the fees just being jacked up and then discounted back down to the point where I might as well not be a member of the Discount Program, and just a regular walk in? Can I go to a dentist and ask them for the fee schedule, and then after the fact, compare it to the discount program to see that I am really getting a discount, and it is not some number playing farce. I would want to know as a dentist whether these discount programs are worth anything. I need some kind of coverage, and for the few self insurance programs I see, the monthly premiums are incredibly high, and yes, when compared to the discount programs, it seems like NO ONE would EVER join these insurance programs since they are more limited and more expensive...Yet....They are still in the insurance business. Will someone please give me the scoop...I need to have an affordable option here, but don't want to be duped into joining one of these discount programs. Thank You""

Car auto insurance and person at fault wont pay.?

My sister was driving my car and was hit but the person at fault is refusing to pay. Filed a claim with both insurance companies . My insurance company refused to pay becuase my sister is not included in the policy and the other persons insurance company refuse to pay because they claim her insurance canceled because she moved out of state a couple of days prior to accident. Whoever was handling my claim refused to help at all since My sister was not included in the policy. What do I do? The other driver admitted it was her fault and I believe it is in the claim letter i received.

Need advice about getting a motorcycle and a permit at 15 1/5 in CA?

Well im gonna try and get my motorcycle permit at 15 and half. ive already researched and know that i can in california....i just have some questions.also, i have been riding dirtbikes all my life and sometimes ride on the street illegally and i feel safer and like i can handle them better than cars. is insurance going to go up insanely? is a harley sportster an alright bike for me to get at first?( i WILL be taking a motorcylce safety course also) and is there a specific engine size limit if i do have my permit?""

I just got my permit... do i need insurance?

I just got my learners permit and my dad thinks that he has to add me to the insurance (geico) but a lot of people say I don't need my own insurance.

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What are 2 Door car insurance choices?

I live in New York City , and im trying to do all my research before i jump the gun and even buy my insurance and car ( Tho i do know what i want ). But these are what i want to know .""

What does it mean to have full coverage?

It's too late to call a auto company so I am asking it here, I live with my girlfriend and was wonder about getting full coverage on my car, we want to know if I get full coverage would she be able to drive my car legally without putting her on my insurance?""

How could I lower my motorcycle insurance?

I looked over some of the things that insurance companies look for in giving deductibles and so far i came up with things like: 1. alarms, security devices, etc. 2. lower amount cost of accident coverage 3. rider training courses im 24, and i heard insurance rates go down after you turn 25 but i'm not sure if this applies to motorcycles also. i don't make too much at my job (min. wage) so i need the lowest rate i can get. what else can i do to bring it down???""

How long do car accidents affect my insurance rates?

I have heard that accidents and tickets will affect car insurance rates for five years. I was in an accident four years ago, that was determined to be my fault. Now, my (old) ...show more""

Do i need insurance for my drivers test?

Am 18 years old and im about to take my california drivers test in about two weeks i was checking everything to make sure i was in good condition.Then i read that i need to have proof of insurance witch is a problem because i do not have my license yet.So i ask my uncle if i could use his car he said yes and his car is insured, does he need to add me to his policy or am i good to take my test? Thank you""

How much should I be paying for car insurance?

I live in the Philadelphia metropolitan area, although not in the city itself. I'm 25, and I've had my license since I was 18. I've been in one accident, and the other driver was ruled at fault. I've had no traffic tickets. I have a two year college degree and good credit. I drive a 2006 Chevy Cobalt that will be paid off in August. It's currently under my parents' name and on my parents' insurance policy. Once it's paid off, they're supposed to sign it over to me. (I'm reimbursing them for the car and insurance.) My parents might be ripping me off on the insurance costs; my father bought a second truck around the time of my 25th birthday, and there hasn't been any drop in the policy costs. How much can I expect to pay for a policy in my name only with the car in my name only?""

Car Insurance in the UK?

When your car insurance expires are you no longer covered or do insurance companies keep the policy going until you cancel the cover?

Backed my car into a car parked in the fire lane of a parking lot. what is likely to happen to my insurance?

He wasn't moving, but I didn't see him because he was parked where there weren't supposed any cars behind me, in the fire lane. Its probably my fault cause I was moving... Just wondering what to expect with my insurance rate, etc.""

Car Insurance Question... PLEASE HELP!?

My sister bumped another car when she was backing out, when the car saw her backing out but still went ahead and there was no damage. My sister, in a moment of insanity, gave the woman, who is an attorney, her insurance number and some other information. All she took from the woman was her name and email. Now we have a claim coming in. We have no idea what to do. She is still in college, and is under my parent's insurance. There was obviously nothing wrong with the car. My parents are beside themselves with worry, because the claim could mean anything from $50-$20,000. Words cannot explain my anger towards my sister's naivety in the human race. What can we do? We will know more about the claim tomorrow.""

Insurance quote questions?

I'm doing a math assignment and I need a few questions answered: 1) What happens to the insurance quote if you increase the Liability Limit to $2,000,000 from 1,000,000? 2) If there are two or more minor offences, by how much does the quote increase? 3) Does the number of kilometers change the quote? 4) If you have completed a drivers training course, does it lower your quote compared to a quote where no course was taken? 5) Does theft protection lower your quote? By how much?""

Can I get medi-cal if I already have health insurance?

I am insured with blue shield in California, and just found out I'm pregnant. My insurance doesn't cover prenatal care. I know my income qualifies me for California's medi-cal coverage for pregnant women, but will having insurance make it so that I won't qualify for medi-cal? Also, my live in boyfriend makes more than the income cap. Will that affect things? I just want to make sure I get some sort of medical care.""

About how much will basic insurance cost for a 30 year old male once the new Insurance system is in place?

right now I can't afford insurance but will be required to buy it anyway starting in 2014, I am curious as to how much it will be. As I understand it, it will be basically figured at three different levels of service and three different rates depending on your age and the coverage you want. so for a 30 year old male who wants basic coverage how much would I expect to pay? just ball park. like $200 to $300 per month? more then that less then that? this question has been deleted over and over again I don't understand why.""

Does anyone know names /links for affordable dental insurance for someone who's 66 yrs old under medicare...?

my mom is having tooth ache and she's 66, no job, poor. anyone knows of good dental insurance plan i can help her with?""

How much is the average Business Owner's Policy?

I am specifically interested in what the BOP costs would be for a bar in Georgia.

Does having a manual transmission affect insurance rates?

Will it make a difference in insurance rates here in the U.S., home of the lazy, horrible driver who pays more attention to the radio then to the road? Sorry for being so critical. I'm just pissed that my dad thinks that. Perhaps 85 of the wotld drives stick for crying out loud! I shouldn't be penalized for the typical Americans sake! So, any ideas? Need info A.S.A.P! Any positive input appreciated.""

What is the truth about cash value life insurance?

I have read from many different sources that term insurance is the best way to go, and just invest in mutual funds. But, I personally know a few people who own cash value policies. They have something called equity indexed life insurance (not variable life insurance) and seem to be pretty happy with it. Does anyone know anything about or have any experience with this kind of insurance? I'm considering going with something like that because I was told it's basically term insurance with a savings component where you earn interest based on the upward movement of the S&P 500, but you're not actually investing in the market so there's supposed to be no downside risk. Anyone? Thanks.""

What is a cheap good health insurance company in CA?

hi im 15 years old and i need health insurance for sports and i also need doctor check ups and dental maybe even eye check ups, my parents and i cannot find a company that is cheap and just for me. what is a cheap but good company to go with for health insurance in california?""

Driving Insurance Quotes ?

Im 17 years old and currently taking driving lessons. Does anyone know if I can find out insurance quotes for cars at this age without holding a full UK licence at the moment. I just wanted to find out prices on insurance for me to get a rough idea of insurance quotes for different cars.

Just a minor speed ticket affect my insurance?

In Ontario, Canada: I got a speeding ticket for going 10 over the limit (60km/h in 50 zone), is it considered as a minor traffic violation according to insurance?""

Term Life Insurance?

I have Term Life Insurance for my husband. I have recieved a letter, stating that I may want to change this policy to Permanent Life Insurance. Why would I want to do this, what is the benefit or difference between the 2?""

Where do you find affordable health insurance with a pre-existing condition?

Will getting married affect me being on my parents car insurance?

Will getting married affect me being on my parents car insurance? My mom knows we are engaged my dad won't even know that until December. My husband and I just got married yesterday but our ceremony is not until August. I realized today I am on my parents car insurance. Am I still going to be on there or are they going to send a letter to them saying I am married or something? He already paid the premium until April 2012 with me on it so I don't think they can take me off til then? Maybe at the end of the 6 months I should tell them since I am getting married in 4 months I want to get my own car insurance since it wont be the full cycle done before I am married. IDK I just wanna know if the company will say your married daughter cannot be on your insurance??? I am kinda freaked out.

Do i need car insurance?

i am turning 16 soon and i am wanting to buy a cheap truck that's about $1500. I wont be able to afford insurance since i will have to be on my own insurance plan and it would be about $200 a month. since i wont care about the truck if it gets damaged and since its so cheap i didn't know if their is a way i could just get like liability or something? also I live in missouri. Thanks

How can i get car insurance that i can afford?

im 17 and have just learned to drive and in all fairness i am insulted by the car insurance quotes i have received . in order for me to get my moneys worth out of the insurance quotes i have received i would have to rite my car off 13 times ! can anyone help me get my insurance down , or have any advice on a company who will insure me without me having to sell my organs !""

Car totaled Auto insurance wont pay full amount with salvage title?

This is crazy my car was hit head on, our airbags saved our lives, now the auto insurance of the other party wont pay full amount on 2006 vibe , because there is a salvage title on my car. My car has that title not from a accident because it was a stolen car that we bought at auction . The Insurance company put's the salvage title on anything. Now what are we going to do sue them, How do you fight this crazy salvage rule its not our problem its their rule . It was also the other persons fault and it ruin our vacation with body pains it was all messed up.""

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How much more would insurance cost if I bought a coupe car instead of a sedan?

I'm 17 years old, had my license for 9 months. I want to buy a coupe car but my mom said the insurance will be really high. Around how much higher would it be if i bought a car like a honda civic 2001-2004 coupe then a honda civic 2001-2004 sedan?""

If my car doesn't have collision coverage for car insurance?

if my car insurance doesn't include collision damages (when i'm the violator), does that mean my insurance company (geico) doesn't pay for any of my car's damages?""

What is good insurance for teens?

Can I have some good companies? I want the basic insurance package. im 17, male, senior in HS thank you""

NYC car insurance question?

I'm moving to nyc soon and there is no way I can afford the car insurance but. If I sell my car how will I get around the country to see family? I have family everywhere, california, idaho, florida, oregon, washington, south carolina, illinois, arkansas, and new jersey""

Written off car insurance?

ive recently written off my car, does my policy continue after they have paid me ? ie if i get a new car with the settlement money, can i put that on the existing policy, as there is ...show more""

What would the insurance be like on a Mitsubishi Lancer Ralliart?

I'm nineteen and looking to buy a lancer. From what I've been told the Evo's insurance would destroy me. I've had people tell me that the Ralliart would be cheaper but I was hoping for clarification. I have a clean record and a good student discount. Driving a Mustang at the moment and it's pretty much a killer lol

""I am 17 and looking into purchasing a black 1996 Bmw 328i convertible for $7000, what would my insurance be?""

The car is in my price range, but im just trying to research how much insurance will be. I am 17 have good grades, an Eagle Scout and in National Honor society and my annual mileage would be anywhere from 5-10,000k""

How much will my insurace cost i'm 17.?

This summer I'm going to be getting a audi a5 2010 as a gift but how much will the insurance cost if i join my parents plan with 3 car? Im 17 in New York and they have All State

Would unemployment insurance work better if it were run by a private insurance company?

Car insurance so expensive in the uk?

i am 19, i have a K reg 1.6 litre fiat tipo the car is only worth about 120. i have never had any accidents or had any tickets so why does my insurance cost 2600.""

How much does sr-22 insurance cost for a DUI conviction in the state of TN?

just wanted to know if anyone knew what i'm looking at to pay for this to get a restricted lisence because i couldnt find it on the interet

I'm 17 and have car insurance that i have to pay 240 every month. I live in philadelphia is there cheaper ones?

i got a 2000 ford taurus and my mom bought insurance since she doesn't have a car herself we had to get my own insurance plan and now we have to pay 240 every month because of my age..i need to know of any cheaper insurance for myself. plz and thank you.

Is $7000/ year a lot for health insurance?

I have health insurance through my job and I'm currently pregnant and due in August. I just found out that if I add my soon to be daughter to my insurance plan my insurance will go up to 634/month. I only make $10/hr full time and I don't see how I'm suppose to be able to do this. Do you think this is too high and what other options do I have besides govt assistance.

What cars are good/affordable for first time drivers+ about how much would the insurance be for that car?

im wanting to buy a second hand car but want to know if i can afford all of the costs etc...so i was wondering if i could have any suggestions on good affordable cars, and an estimate on the insurance cost.""

Government car insurance?

I've heard Of Auto Insurance Sponsored Through The Government For Low Income Homes. Where Can I Find More Information About This?

Where to find cheap insurance in ontario?

I'm turning 22 had a Kawasaki Ninja 250R as a starter bike and looking to upgrade to something bigger. I have a clean record but any online quote I get for a bike 600cc or higher results in $10,000/year or higher in insurance. I see guys my age riding around all the time on R6s and CBR600RRs and I don't understand it. Am I missing something? Any suggestions would be greatly appreciated.""

Which is the cheaper car insurance in uk.?

i m 29 new driver looking for cheap car insurance can any one helps me for it please

Will a reckless driving ticket affect an insurance premium in Georgia?

My husband recently went through a road block after leaving work (playing music in a bar.) He was honest and said he'd been drinking, even though he waited for a while and had not had that much to drink. He blew .07 over the legal limit. He went to jail for 14 hours. We paid a lot of money and got the charge dropped to reckless driving. This was six months ago and our insurance premium has only gone down (good grades and homeowner's insurance with same company.) We are afraid to ask the insurance company for fear that they might not know. 1. Will that info get sent to them automatically? 2. Is there danger that our bill will go up if we speak to them about it? 3. What percentage might the bill go up once they do find out? We are looking to buy a new car soon, so we can't avoid speaking to the insurance company about it forever!""

Florida car insurance inquiry?

I'm 16 years old and going to be 17 in a week and a half. Tomorrow I am eligible to obtain my Florida's driver license (as I will have had my learner's permit for a year tomorrow). My mom objects to me obtaining my license because I do not have a job and therefore will be unable to help pay for insurance. However, my dad just brought to my attention that I only need to pay for car insurance if I own my car (which at the moment my mom and I would be sharing a car). Which of this true? Do I have to pay for any type of insurance once getting my driver's license? I am out of a job, (but still looking) but want to be able to drive this summer so I'm not stuck inside. How does this all work?""

Florida Health Insurance Question?

A friend of mine has Blue Cross Blue Shield through his employer in Florida. His premium is a whopping $600.00 a month. He wanted to lower his premium and his employer says he can't change his insurance plan. He wanted to cancel his insurance and his boss says he can't, unless he fires him. I told him it sounded as though his boss is ripping him off. He contacted Blue Cross Blue Shield and they told him his boss has the right to charge ANY amount he wishes. They would give him no information about his premiums and referred him back to his employer. My friend doesn't even remember if he ever got his paper policy. All the links to write the insurance commissioner has not worked. Can anyone tell me out there if it isn't true that it is anyone's civil right to cancel an insurance policy and what my friend might do next?""

Would you get heath insurance and if so who through?

Me and my husband married young, when we married I had insurance through my job which was great but now, since I went back to school we are without insurance. I am in school ft and he also works but is two hours under what he has to be working to get insurance a week. We are 21 now and are wondering if you view health insurance as something someone our age needs and if so how to shop for it, what type to get and where to get a quote. We are both EMTS and have ran rescue before and we have seen lots of people without insurance but we want to make a well informed decision regarding this health insurance. Might I add that we are generally healthy, have a general practitioner at the moment that we rarely use, and during our marriage of two years have never been to an ER for any reason... Any insite that you have into this situation would be great! Thanks and God Bless""

Insurance low balling me?

The top of a dead tree fell from neighbor's yard, onto my car. Speared the back window and ruined my back seat. Large dent on the roof. Random dents and scratches all over the car. My full coverage insurance company, USAA, declared the accident covered under comprehensive insurance. Deemed unrepairable. I purchased my car for $5k, near $6k after 2years of financing is paid off. This accident just happened after 4 months of payment on the car. I have $3k left to pay. 1999 Honda Civic EX Coupe. KBB valued at: retail, $5.1k. private party, $3.3k. My insurance claim payout will be $2.6k. Which leaves me roughly $500 in the hole. I do not have gap insurance, and I wasn't even aware of gap insurance until this accident (at which point I came across that service while researching insurance info). It would cost me upwards of $5k easy to replace my Honda with a same or similar model from a car dealer. Is there any way to get more from my insurance claim? Is there any way to get more from my insurance claim?""

What is the average cost of health insurance for a small design firm with 3-5 full time salaried employees?

I'm looking to start a design firm, but want to be able to give my employees the opportunity to have full health care coverage.""

Who has competative car-home combo insurance rates in Texas?

Will this citation be reported to my auto insurance company?

So, earlier tonight i was driving my girlfriend home in my dad's brand new Porsche. He got it literally 14 days ago and he is obviously anal about it. but i drove her home in the car against his wishes while he was at dinner with his girlfriend. So on my way home, i was going 14 over the speed limit and i was pulled over, i was nice to the officer and he let me off with a citation, which sounds bad, but instead of me having to have that on my record, i just pay off the ticket and pay for a 4 hour driving class. And then there will not be any call made to my insurance company about the ticket. So will they really not call my insurance? my dad does not know i was pulled over and if i can just pay the ticket and take the class secretly then be done with it? or will the autorities still notify my company but make sure that they do not penalize me for it? I would basically be grounded the rest of the summer if he caught me taking out the 911.""

state farm life insurance online quote

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Kilbourne Louisiana Cheap car insurance quotes zip 71253

"Kilbourne Louisiana Cheap car insurance quotes zip 71253

Kilbourne Louisiana Cheap car insurance quotes zip 71253

BEST ANSWER: Try this site where you can compare quotes: : http://averageinsurancecosts.xyz/index.html?src=tumblr

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Basically I live in the UK and it's my 17th birthday in July, and I want to start driving as soon as I get to my birthday, however I am looking at what car to buy by looking at the what cars give me the cheapest insurance. However if I go to a website such as www.comparethemarket.com (not to mistaken for comparethemeerkat.com ;P) I can't get a quote as it says the date of birth is invalid (as obviously I can't drive yet) so I'm just wondering if it is illegal or something to put my date of birthday as february instead of july just to get a quote. Please don't just say things like pass your test first as I really am interested to see an estimate on how much I will be paying Also, if it is not illegal, should I put a false name and address on too, or is that part illegal while the date of birth bit it. Many Thanks""

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Will Fred loyas liability auto insurance policy cover a person driving your car if they have any or all of the?

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I got a quote for about half of what I'm paying with another company with the same coverage.

Why does this motorcycle insurance quote from progressive sound too good to be true?

I'm 17 a year old male; my 12 month progressive quote came up as $161 for motorcycle insurance. Why is it so inexpensive when everyone around me says it's going to be expensive!!! Did I just type something in wrong or what? I don't know if this helps, but I live in a rural town in Oregon(population: about 3000) and have had my drivers license for one year and four months. I'm taking the motorcycle safety course at the end of August, and the bike I entered into progressive is a 1984 VF500F Honda Interceptor. I hope it's only $161/yr because that's a fraction of what I pay for car insurance!!!! XD""

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I am 21 years old and I am wanting to get a 2009 dodge avenger with 21,000 miles on it. I just want to know about how much may they charge me for the insurance.""

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I've been doing some research and have been able to find very little information on this topic. My husband and I got married recently and with our combined incomes, my son would no longer qualify for Medicaid (which had previously been his insurance). My husband asked his employer (who carries Aetna) if he could add his stepson and they told him yes, absolutely, they just needed his birth certificate, SS#, and a copy of our marriage certificate. We provided all these documents, and then they told us we needed to cancel his current insurance and provide proof of cancellation before they could cover him - which seemed strange to me, because I've had Medicaid as secondary insurance in the past, but we complied. We provided them with the letter saying that his coverage would be terminated effective June 1st. Hubby asked HR if everything was in place, and they said yes - as of June 1st, when his Medicaid expired, they would pick up coverage. Then yesterday (June 7th), HR approached my husband and told him that an Aetna representative called them and said that they can NOT cover his stepson unless I, the biological mother, am also on the insurance. This was NEVER mentioned to us previously and they knew he was not planning to add me as well - we never provided any of my documentation or information. I called Aetna and they told me that HR at the place of employment are the ones who determine this policy, and HR is telling us that it's the insurance company. So now my son is completely without coverage when they TOLD us that it would begin on the 1st. I have no interest in switching my insurance - I am covered under my parents' policy and it is very good. I am currently pregnant and I know my OB takes my current insurance and they have already preapproved all prenatal care and the birth. I might have considered switching if absolutely necessary had we known ahead of time, but we didn't, and now his insurance has lapsed as a result. So my question is - in my research, I came accross Obama's Affordable Care Act, which I know is the one that requires insurance companies to cover children until they are 26 and is the same reason that my parents' insurance company covers me. I read a couple different places that this same law also applies to stepchildren. So, under this law, is my husband's insurance required to cover my son?""

Do I need auto insurance in this case (I live in Texas)?

I'm looking a the Texas Minimum liability insurance requirements. They have a 30/60/25 policy. $30,000 & $60,000 policy for 1 and two people's medical, and $25,000 for property damage. Well I was interested in investing some money, and I'm absolutely SICK at the interest rates given at any bank or credit union. The best around here is .75% which STINKS! So I was curious if there is any type of insurance surety account. Basically, could I put $85,000 (which would cover 1 or two people's medical, and $25k in property damage into an account that I can't touch? Is there anything like this where I could prove financial responsibility , through a surety account of some type and gain my own insurance card this way? The way I see it, my insurance is currently around $800 a year for liability here. For my $85k investment into a binding surety or insuring account I could save $800 a year. That's like drawing nearly 10% interest in savings!!! LOL! I just wonder if anything like that exists? I mean they call it financial responsibility .... It's not called insurance by law.""

Security Guarding Company insurance?

Can somebody tell me how much the average insurance would be for a security guarding company?

Car insurance question ...?

Who is your car insurance company? How old are you? How much is your monthly installment? What kind of car do you drive? I am trying to determine weather my insurance is right for my age. I have Allstate, I'm 21 and I pay $143 a month for full coverage on a 2005 Honda Civic.""

Is it true that you are not required to have Auto Insurance in the state of New Hampshire?

I heard that you're not.

Will lawmakers eventually create a national health insurance exchange instead of the state based exchanges?

Also, is it possible still for health insurance companies to be given the freedom to sell their policies across state lines?""

Is it legal to have two health insurances?

I am currently under my parents' insurance, however nobody accepts it where I am staying for the summer. At the end of august, I am going to be going back to college and they have a student heallth insurance that is accepted anywhere in the world. I want to get this insurance and stay on my parents' insurance because my parents' insurance has more benefits and I have a condition with my teeth that is very expensive to treat and my parents' insurance covers it completely. I doubt my schools insurance would do that. I just want to be able to be treated while I am in school where the area doesn't accept my current insurance. Is it legal for me to have my student insurance as well as my parents' insurance?""

How much does liability insurance cost?

I live in NC. I don't own a car and just need the insurance to get a driver's license. Getting added to someone else's policy is not an option for me.

Does the owner of the car have to be insured?

I drive my sister's car and my sister lives in a different country. Does my sister have to be insured since she is the owner? I am insured..

Car insurance quote?

i want to go ahead with a car insurance company and i got a yearly quote online with them,as i want to pay direct debit monthly i phoned up to see what the monthly amount was with interest charged. i just want to check that this is accurate. the yearly amount quoted was 353.95 making it 29.50 per month . they charge 8.5% interest on any direct debit or credit card payment adding the 8/5% interest they then caluclated my monthly amount to be 34.81 yet it thought that :- 8.5/100 * 353.95 = 30.09 interest 353.95 + 30.09 = 384.04 total to pay 384.04 / 12 = 32 per month is this right? i know its only 35 per month, obviously im looking for the cheapest deal possible! but i just wondered why it was a different amount? help??? ta x""

""Just a stab in the dark, anyone care to share what their insurance cost is on a Honda S2000?""

I'm looking at 2002 S2000. I m 36, good clean driving record.""

Can I drive my car without my name on the insurance?

My husband and I own the vehicle and we have insurance on the vehicle with only my husband's name. Will I get in trouble driving it, even though the vehicle s under my name but not the insurance. This is mainly due to price of insurance. Me being on it will sky rocket he insurance.""

How much was your insurance co-pay for your hospital stay to deliver a baby?

...assuming you have good health insurance.

How much is insurance for a 2001 mercury cougar. If I am 16? (EST.)?

Hello. I am looking for my first car. I am looking at a 2001 mercury cougar not the S series just the 3 door coupe.. Now the qoute gieco gave me was $325.01 a month. I live in Minnesota and I am a 16 year old male. I don't have anything on my record at all. I was wondering if 325.01 a month sounded right because I dont think so. That's like $4,000 a year and the car only costs $5,999. Also would it be better to go on my parents insurance plan with State Farm? Or to get my own? Thank you very much for helping me with advice with this.""

Will my insurance rates go up if there are mulitple cars registered to my address?

My Husband and I have both of our cars registered but.. two other people registered their cars to our address. I was concerned with our own insurance premiums and hope it doesn't affect us.

Woud my car insurance go up?

i got into a car accident the beginning of september this year. i had a car that was in my dads name and also the insurance was in his name as well. i never payed for anything or signed anything in my name. i accidentally ran a red light and hit the car that was making a left. it wasnt that bad as it sounds. but my dad decided it wasnt worth it and place the car as a right-off. sooooo anyways. i never got a ticket. i am planning on buying a car in january. would my insurance go up? could i get away with not such a high monthly insurance? i mean really everything was in my fathers name and i recieved no ticket. btw. i live in fl

Is Insurance rates on red cars more expensive?

What Texas insurance company covers composition over wood shake shingles?

Hi everyone I'm selling a house and want to be prepared to answer questions about insuring a roof with composition shingles over wood shakes (or wood shingles). I have a major carrier, but I've heard there are insurance companies that refuse to insure these roofs these days. I'd like to know for sure what insurance companies I can say cover these roofs. I am in Dallas, Texas, so it should be a company that is in Texas. Thanks so much for your help!""

Is there a way to get really cheap car insurance like $50 or so?

I've had some really minor things (all but one not my fault) on my record recently and my car insurance is over $200.00! I tried to get some quotes from other places, but they were all about the same. What do poor people do in this situation? I can't afford this and it is the most basic coverage I can get from Gieco.""

Sue other persons car insurance company!

I was hit from the back while sitting in traffic and the insurance company did not pay to fix my car. how would i go about suing that insurance company and what do i need?

Car insurance is abnormally expensive for me (18yrs old)? What am I doing wrong?

I go on gocompare, confuse.com, comparethemarket, etc. to check prices of different cars but I keep getting insurance at the price of 7,000+?! And the crazy thing is, it was for a Peugeot 2002 106 which is like 1.1 litre. which came to the lowest I found. Which was 7,000+. I fill in the details truthfully, such as locked home garage, very low miles per year, etc, but I can't seem to get cheap insurance? Everyone online says they get insured for around 2,000 on a Corsa, Peugeot 106, Citroen C1 and on like 1.4L+ cars etc. HOW TO HELL? Should I just buy my 1st car then insure it on my parents name then ask me to be put on as a named driver? My friends do that and pay around 1,000-1,200 on 1.6L cars.. Also, can you recommend me a good 1st car? (England) Thanks!""

What is cheapest car insurance i am 18 years old with a crash?

i need the cheapest car insurance in florida can some one refer me to a company

Kilbourne Louisiana Cheap car insurance quotes zip 71253

18 Year Old Sporty Car Insurance in Toronto?

Hi, I was wondering if anyone could tell me an approx. cost per year for an 18 year old to own a fairly sporty coupe from around 2009 living in a busy area of Toronto, ON. I know it will be really expensive, but I am planning on buying a car. Thanks! :)""

Would my insurance policy rate go up?

If I report a hit and run to my insurance company would my policy rate go up?

How much does it cost to have a baby without insurance?

First, don't worry, I have wonderful insurance so me and my baby will be just fine. But, today in one of my college classes we were talking about medical costs without insurance and it got me thinking.... how much would we have to pay for prenatal care, hospital bills, and doctor's fees if I was not covered by insurance (from conception to delivery)? Anyone know?""

How will USAA Insurance decide how much my car is worth in an accident?

I'm not a member and was not at fault - the liable party was a USAA client. I had a 1996 VW Passat and am waiting to hear if they are going to total it. If they do, how do they determine worth? How soon will I get the money?""

Do I need life insurance?

Hey, I'm in 7th grade and my advanced academics class is doing a project on what our goals and daily life will be after we graduate high school. The final part of the project deals with the management of taxes and insurance and stuff like that. I'm pretty sure I've covered everything I need to, except for one aspect: life insurance. I'm not exactly sure if I need it, because I don't really know if I'm actually going to have people dependent on my paycheck. Here's my lifestyle: I'm going to live in Santa Monica, California as an occupational therapist in an apartment with a roommate. My mom's family and my dad's family will most likely keep residing all the way across the country on the east coast, with my brother in college and my younger brother in middle school. I'm pretty sure both my parents are going to be retired at that age, but I don't know if they would really depend on my paycheck. Opinions?""

Cheapest cars to insure for a teen?

I am saving up for my first car and was wondering what would be some cheap options for insurance. I already know that toyota camry's and ford tauruses are pretty cheap to insure, but I want to know some more cheap-to insure cars were. preferably between 1996 and 2002.""

Price for health insurance?

I found out today that my health insurance each month though my company is going to be $234 a MONTH. It's $468 but the company pays half. I'm not married or have any kids so it woul be just for me. I can't take it because it would cut too much into my paycheck. Is this a ridiculous price or the average?

Car insurance question?

My car got hit... the bumper is almost falling off. It is not my fault and the other person's insurance is covering it and they are sending me a check to cover the cost of it being fixed. Here's the thing... my car is a POS. I doubt it's even worth $1000. Do I have to get my car fixed with the money? Or can I use it how I want (such to help get a new car with)? I know the ethical thing to do would be to get it fixed, but it may actually be totaled (still drivable but the cost of getting it fixed may be more than it's worth). I was thinking about telling the insurance company, but I don't want to risk losing the $ to get it fixed... I've heard of other people getting in accidents, then getting the check and just not getting the car fixed. Anyone know?""

Behind the wheel test insurance question?

I'm taking my behind the wheel test soon and my best friend is going to be my licensed driver and we were thinking if taking my moms car its insured and everything but its In my moms name only. Can I still use it for the test even though she's not going to be there? I checked the dmv website for California and it just says the car needs to be insured with valid registration.

Does anyone know the best car insurance to buy from with just the minimum required?

i am so sick of car insurance companies taking advantage of people with these super high prices just because the dumb law says you have to have insurance.

How much does it usually cost to insure a big (600cc and above) motorcycle?

How about a 250cc? Or does it depend on the type of bike I have?

Car Insurance 10 pts. best answer!?

What are the parties to an insurance policy. So far i've got policyholder, and underwriter what are some other ones? thanks""

Which are the top 10 insurance company of USA?

I would like to know about top 10 insurance companies of US. Because I want to buy a life insurance policy. Before buying this I would like to compare the insurance quotes of top 10 insurance of companies.

Whats good Health Insurance?

Im 20 a year old woman in college, I recently found out I was pregnant. I want to find affordable health insurance coverage for me and my unborn child. I dont want to rely on ...show more""

""3-car accident, what will insurance do?""

I was in a 3 car accident, I was the middle car. It's stop and go traffic at a red light, the line is backed up a good way, and the person in front of me stops. I stop behind them, but the man behind me doesn't stop. He hits me and pushes my car into her car. His car seems to be flawless, the vehicle he knocked me into also seems unharmed, maybe a scratch on the bumper (it was like a jeep or explorer, so my car went up under hers a little) and the front of my car is a little messed up. The police will file an accident report, but while I wait, what can I expect? I'm expecting his insurance to cover the repairs to my car, because this was in no way my responsibility, he hit me into her, I was more or less a ragdoll vehicle. Yes, I hit her, but it's not because I'm a bad driver, I cannot control being hit into another vehicle during a line at a red light. And though it was never mentioned (I was a little shaken, my mind wasn't clear), I am almost certain he was on his phone because he was looking down and doing something when I looked back after he hit me. It's too late to mention that, but yeah. Got the registration and insurance for it 3 hours before I wrecked. Had the car a week.""

Got a fine for no car insurance.?

I got a fine for no car insurance in CA, what will possibly happen to me? I'm fearing the worst...although there should be no excuse for it I didn't have the money at the time.""

Individual medical insurance plans?

I am getting ready to go into a contracting position and there is no medical insurance provided meaning I will have to supply the insurance for my family. Does anyone do this, and is the insurance deductible on the taxes? I am living in Indiana and the plan would cover 4 members including myself.""

Can you get car insurance with out a licence?? if so..how so?

i just bought a car for my mom...who is without a licence. but she needs a car to take her drivers test in. (this is tecnically my frist car) can i get the car registered without insurence?...and if not....can i get insurence for an unlicensed driver?...or will we have to have a licenced driver get insurence for the car..and put my mom as unlicenced driver till she takes the test?? i just need a little help on how the prosses goes. thank you very much. kathleen

Car insurance for teens?

Hi, so I just got my license today and now I have to insure my car but don't really have much information about how to do so. I'm an 18 year old girl and I only drive to and from school, which is about 7 miles away from my house. I have a Toyota corolla 2005 model but it belongs to my grandma. she's planning on completely giving the car to me and insuring it completely in my name and canceling her insurance because she no longer has a means to drive, since she only picks me up from school. My family doesn't really want to put me on their insurance and insist that I have my own separate plan. My whole family uses Geico btw. so if I wanted to insure the Toyota completely in my name, I would have to first get a quote right? if I set up the insurance with a certain amount of mileage, would that decrease the amount I have to pay? what about good student discounts ? if there are any cheaper alternatives please recommend them to me! I'm a full time student so I can only afford so much :(""

How many point is taking off on my license when I get point on driving without insurance?

I was wondering on how many point do i get off from my driver license when I driving without insurance on my car

Car insurance car change?

I am struggling to pay my insurance so if I change my insurance to a cheaper car smaller engine will my insurance go down a month, and would I keep the same policy to get my nyc bonus as I'm half way through, and does anyone one in how much to change your car details to another car with admiral or cancel your insurance price with admiral""

Can someone give me advice on starting a car service?

If someone can gear in the right direction to start a car/limo service that would be greatly apperciated. How much is the insurance around for say about three Town cars? What else do you need that is important for this type of business?

""What is the cheapest auto insurance company in the province of New Brunswick, Canada? HELP!?

I have a new car - 2007 Nissan Versa

Is Insurance rates on red cars more expensive?

What is the best car insurance for beginner drivers/young drivers 16 year olds?

I am getting my licence at the end of january and need car insurance. What are the best insurances. Some have discounts for good grades

Kilbourne Louisiana Cheap car insurance quotes zip 71253

https://www.linkedin.com/pulse/nationwide-insurance-jacksonville-nc-quotes-number-matthew-williamson/"

0 notes

pagedesignpro-blog · 7 years

Text

New Post has been published on Pagedesignpro

New Post has been published on http://pagedesignpro.com/automobiles-filling-up-junk-yards-and-landfills/

Automobiles Filling Up Junk Yards and Landfills

We see run-out, decaying, junk cars in front yards, in fields, tow yards, auto auctions back yards, junk yards and dump areas set aside for this purpose. Hawaii, the Big Island we saw areas where the cars were just piled up. Well on an island it is a big problem because as the population expands so do the cars and if people buy new cars what about all the old ones? Well, they just pile up and then what do you do? It costs money to ship cars off the island, so you trade in your old car and let the dealership deal with it, but he doesn’t want it either.

We have seen in front yards of mobile homes years of junked cars rusting away in GA, AL, LA, MS, SC. We are talking total junk, not just undrivable but neighborhood rodents and varmints living in them. I can remember as a kid the local cities would have junk days where they would go tot he canyons and hit the streets to pick up abandoned vehicles and take them to a metal recycler or crusher. CA had a CRV-California Redemption value so you could get money for the metal in aluminum cans, old cars or plastic containers. Each year in this country vehicles are recycled, crushed, sent to the middle east in containers and of course recently in the last six years we have had a big push to donate to a church or synagogue or non-profit. Good idea, I can remember making money for one non-profit group allowing people to smash a baseball bat for $1.00 per hit, with a guaranteed uncorked bat. But suspension if you hit the safety glass. Later when OSHA standards came out as Senior Class President of the HS we started wearing goggles when we allowed the people to smash the car. Then a friend whose dad owned a tow company took it to Pick-Your-Part Junk Yard in the Valley, today totally wired with every make and model and part listed on the Internet and most hard to find stuff on eBay and all the junk yards are all interconnected on a trunk repeater Motorola Radio System. The junk yard business has really progressed over the years.

America has a love for the automobile and many of the old cars are fixed up. About a decade ago you may recall a program where oil companies in some states could buy old cars and get them off the streets and trade for pollution credits, of which El Paso and Enron both enjoyed trading. Enron traded everything from Lumber futures and pollution to energy and just about anything consumable that the Boys in Chicago had not yet created the market for. If it is not bolted to the floor and contracts were drawn for future use, you can bet it was on the potential list to be traded. Bandwidth, oil pipeline capacity, water you name it. Commoditizing the world has advantages and this is one way to control the junk and costs associated. This has always been a free enterprise theme to reduce pollution here in the US.

In the European Union, 7.3 million cars per year are ELV’ed or ELV Treated, although there are 11 million total sent to the graveyard, furnace, junk yard or recycle crushers, but first plastics and other items are taken apart. In the US we just crush the crap out of them and deal with the entire pancake. Let’s face it this is a good start. Problem is that each Country in the EU has different guidelines, these countries can never make up their mind. For instance the debt borrowing of the Euro in Germany and France and the rest of the countries having to pay later for the hamburger today.

In the US we have the United States, although often act like the United Countries although we are not much better as in almost every industry we have a different set of laws. Even smaller states with little population bases have conflicting laws, states such as VT, ID, WY, MT, NM, NH, RI, WV, IA, NE, ND, SD. States like CA, OR, WA, MA act like socialist countries and obvious are paying for it now. Beware the socialists in their goal to make all things equal, they can ruin anything, ask Plato. The problem being making non-linear decisions for the best of the country is nearly impossible, for us to come to terms of our leadership role in the Americas we have a lot to be desired on many a front.

We can do better than this, but we fight over the means, why? There can be no excuse. No wonder we cannot come up with solutions to issues like the junked vehicles, which leak all kinds of things when they rot in fields and bleed iron oxides, heavy metals asbestos, and oil, fuel (turns to varnish), brake fluids, radiator fluids and obviously leach into the ground water pf the local farm and cause all kinds of cancers and problems with kidneys. There are issues. But also we see old farm implements and other equipment junked out back. You can see this on every back highway in America and every small town serviced or within 100 miles of a Wal-Mart. In other words everywhere in every small town. Starting in January of 2007 all European Cars sold will be the responsibility of the manufacturer no matter how long the vehicle is in service.

If a new Ford Minivan is in a crash after only 2 months on the road it will be Ford’s responsibility. If it is on the road for 40 years and then junked it will be Ford’s problem. Sounds a bit of a problem to me like our underfunded pensions in this country of which the Big three are probably a good example of a serious problem with blue chip companies. Scary thought. You see as countries become more socialist the consumer will not be responsible for anything.

Right now 75% of vehicles in the EU are ELV’ed they wish to increase this to 85% by 2006 a noble cause. 95% by 2015. But we know this is absolutely the wrong way to do this after all the State of CA set and dictated a timeline for electric vehicles and that did not work, today in the Business News GM announced it was completely cutting the plug on all electric vehicles for the newer technology of Fuel Cell. And pursuing the Fuel Cell development project with UPD. Meanwhile, with all the EPA deadlines unmet and all the passed costs to businesses by light, Medium and Heavy duty truck manufacturers, FedEx’s Fred Smith put out a challenge that he wanted 50% more fuel efficient units with 90% fewer emissions. Apparently, these do-gooders do not understand entrepreneurship otherwise they would be solving the world’s problems by creating not accusing.

Renault adopted a plan on their own called LEM-Life-Cycle Management and found 13 key vendors to achieve this, a much better and well-organized plan this was back in 1999. They made all components recyclable, well 90% including the plastics and other materials for their top selling cars; Laguna II, Mid Size Panel Vans (you have seen them in cops and robber movies in France chasing James Bond), Clio II and the Val Satis. Excellent achievement for the French Car Company. Similar to the 90% of their recycled story about the Oil for Arms Program with Iraq. Did I say Arms, no no FOOD, we Food, yes food, silly me. Other ideas of the ELV program is to use easy to disassemble parts, like what Dell is doing with computer trade-ins, yes Michael is always leading edge, he deserves an award.

You see when you take apart computers especially old ones they have gold plated components on the circuit boards and connections. Dell only charges $15.00 to recycle and they get at least $8-22 in gold out of each one. Once apart they can be 67% recycled. The EU wants certain things to no longer be used in the manufacturing of cars, such as mercury, hexavalent chromium, cadmium, and lead. Most US Manufacturers have already done this completely and the rest will soon be completed. Smaller companies such as MG Rover which use to produce millions of cars now only sells 200,000 per year in the UK, the UK likes the idea and are up with the compliance anyway seeing as they agree since they are on an island. But you can always drive the cars to Europe in the Chunnel and they do not want the reciprocate, the UK says we are not a junk yard.

The UK has its own plan called: ACORD-Automotive Consortium on Recycling and Disposal. They are proposing a cash incentive for turning in a vehicle, the Economist and the Futurists have both had articles on this thought and it is similar to the Oil Companies paying to get off the road those cars which would not run on Unleaded fuels and needed the lead additive. People were paid to dispose, in this case, though people are paid to dispose properly and the UK would let the manufacturers off the hook and let the owner be responsible after all they own the car and there is no telling how many owners a car in Europe may have had during its life before it became an end of life vehicle like Logan in Logan’s Run and had to be renewed.

The UK’s Motor Vehicle Dismantlers Association agreed that the owner would be given the $75.00 equivalent in pounds as an incentive. Probably also would need to be based on inflation and the CPI-Consumer Price Index you know the Brits in their need to be exact, they are all wannabe economists. Failure to properly dispose and renew registration on the vehicle would mean that the fine penalty would be issued to their driver’s license, they are more connected there. But the problem is inconsistencies, for instance, Greece had no shredding sites, while Germany has 42, Italy 16, France 42 and in the UK 37 total. The problem too is that those cars from others countries in Europe would not be able to take their cars to the UK, they only want to dispose of their own cars, not everyone else’s. Obviously, they do not want to pay the $75.00 for every citizen in Europe who want their car melted and shredded.

In Austria which makes no cars, they want to be paid and have the other countries to come pick up the damn cars, Germany says we can do this since they will levy, guess what another TAX or they call it a LEVY of $100.00, but that levy is dry and Austria is saying that will be the day when I die, meaning Yah Right? Like you guys in Germany are so far in debt you will steal the money from Peter to pay Paul and we will never see a dime of that and we know it. Germany, of course, loves the upfront money. Ever since Hitler’s economic policy of collecting goods in the trade up front and holding payments against those goods until they strung out vendors (countries) like Sears and then owned you. No one is fooling the Austrians and they could care less because they do not make cars anyway, figuring it is everyone else’s problem so come get your cars and forget about us building any shredder plants in our beautiful country.

France and Spain are taking the approach that the manufacturer should pay the difference between the scrap that is collected value and the cost to scrap it. Good idea, but what about mergers of car companies or those succumbing to the economic pressure of the low dollar today against the Euro. What about those who will not be here in 2015 when these cars are junked, who pays for that? Like all these manufacturers are going to be here tomorrow? And in a merger is the new company responsible? Lots of questions, the UK is still talking with industry and the cars well they keep piling up, in the United States we have more room, but many of these old automobiles have other issues and materials of yesteryear, just like the old aircraft in the desert are slowly decaying and aluminum in the water may cause the immune system to attack the brain such in Alzheimer’s. Still not proven yet.

Another issue is if the Germans collect upfront and a premature incident such as the Floods in Prague where cars were junked early the junkyards would sell the engines and other components. But also in accidents, theft recovery vehicles already paid on, small car fires, or terrorist’s being killed and bullet holes these vehicles are not sellable but parts can be taken off, why should the manufacturer have to pay, shouldn’t they get a refund? But Germany cannot pay everyone not to work and still have money left. These vehicles have gearboxes, engines, body parts, which may still be sellable.

In the US the Argonne National Laboratories have been studying

ASR-Auto Shredding Residue

About 10 million vehicles are scrapped in us each year. Now, remember the net gain of 7 million is the traffic you see. You see the 10 million vehicles crushed or shredded in the US each year contains about a million tons of polyurethane Foam and about 1,500,000,000 pounds of thermoplastics, which is trucked to the landfill or incinerated. We need to look at the options for ELV as the US has to come to grips with the problem as junked cars increase.

By recycling the ASR-Automotive Shredder Residue as per Argonne’s tested model, a reduction of 75% of the waste can stop on the way to the landfill. In the US we have discovered this can be resold to make other products, both in automotive and other fields. This is done by a two stage trommel, it is like a rotating screen, the same principle as fishing for gold in Auburn, CA gold country. Or the Rock Crusher sisters in Sunlight goldmine in Butte, MT. The sifter splits up the debris into three parts, similar to the quarters, tokens and dimes sent into the coin-op car wash for processing into rolls for the bank and recycling of tokens back to the machine. In this process, the University of Chicago was able to build the machine able to take out the dirty foam, oxides of less than 6 mm, like rust chips and also the glass chips, dirt. Also taken out of the ELV junk cars would be sand granular, other metals, and plastics. Smaller holes allow these materials to filter and the foam rises and is left. It is merely dumped over the side and collected in a huge bin and trucked away. Very efficiently, however, recovering nearly completely debris free dirty foam larger and lighter foam chips. Like the water, which weighs more than the gold.

Foam and we have studied it on this board previously, go ahead and look it up after you are completed with this topic. the Foam is then washed, rinsed, dried and then of course re-used. Foam, when missed with chemical, is easily dissolved and then the chemical precipitated out and the foam is blown with gas and made into the next substance and preferable shape. Foam being 5% liquid and 95% gas until it hardens is cheap to make, but having the substance the 5% for free is also cool. The only issues are the same involved in bulky cardboard recycling and the economies of scale and mass production depend a lot on transportation issues, trains and trucks cost money to run and the stuff is bulky for its value. If the substance can be removed from a site it is much more feasible and the foam turned to liquid is reduced from 100 volume to 5% volume and now in liquid form and can easily be transported by CSX tanker car anywhere you want it and then shipped anywhere in the world in bulk. This is very cool.

Plastics can be easily separated by froth flotation and precipitates and therefore can be recycled cheaply, the Industries dealing with Mineral Separation use this method as well. The ABS-Acrylonitrile-butadiene-styrene is abstracted by a difference in density to the high-impact polystyrenes, which sinks faster. So you can separate the two types of plastic with 95 plus percentage accuracy. The recovered ABS can be used for a multitude of things in another automobile. There are a few issues also with the thin galvanized steel used to keep cars light which is used in modern cars, it is zinc coated and when your melt it, it gives off toxic clouds of dust.

The best idea is to strip the zinc before the process and there is a way to do this by using sodium hydroxide and electrolysis at room temperatures. To remove the zinc from solution use a centrifuge.

The Argonne is going to sell this entire process to Belgium, and the other EU countries are saying that for every 35 ELV cars just one engine can be sold, nearly 95% of all ELVs have negative value, yet the Argonne solution solves those issues. One issue with the recycling of steel is much is contaminated with copper, this could cause failure in steel frames on cars and especially with grain memory methods of manufacturing where the steel is trained to stay straight such as in steering rods, axles, truck frames, bridge components, buildings etc. if bent the steel returns to it’s intended design shape without worries of fatigue from torsion or other forces. The Japanese would buy it after all they claim their stainless is the same, but when 5% nickel is really used it does not rust like the Japanese steel, no wonder we are upset with their imported steel. Even with 505 stainless for underground tanks if we use the Japanese stuff our tanks will corrode much faster leaving us with significant damage to the environment and drinking well water and underground aquifer contamination although that was never discussed in the Kyoto treaty either.

You can recover about 50 lbs of zinc from a ton of steel and yes zinc has a value such as undercoatings of bridges, use in pigments or marine or aircraft corrosion prevention. Plastics recovered is about half the cost of producing plastics from corn due to corn prices, with other plastics, eating and ethanol. Also in drought years, plastics cost more due to oil companies getting more as less corn is produced for taco shells, Kellogg’s corn flakes, and Tony the tiger. In all seriousness, though this is correct along with the artificial manipulation of the commodity markets as margining players, market movers, farmers hedging their bet against the crop production and speculators let it all hang out. One issue still remains, window tint, laminated glass, antenna, and heating element materials often embedded in the windshields, windscreens and rear windows.

In the EU there are also the same issues we have here, those old five-gallon flush toilets, refrigerators, washers and dryers, all an issue. I cannot tell you a number of toilets traded in drought areas and the non-energy efficient refrigerators traded in, in nearly every city in America and this has helped America become more energy efficient, but the mountains of debris are unbelievable. Think about it.

Netherlands and Sweden have had auto disposal plans in effect for quite a while. I hope you learned something from this because as used car prices fall and cars are worthless, there will be more scraped. As we sell more cars and newer more efficient vehicles there will be more scraped, as fuel cells come into play and we work out the bugs of technology problems we will see all those cars on the road end up scrapped. We need to have a plan and we are well on our way in the states, we can work better since we are in the same country and all on the same team, as long as the other states follow the BMP that fits the needs of the American People and do not try to build some special program to pay off their over spending as their tax base dwindles from cutting off the hand of the businesses that fed them all these years.

0 notes

myupdatesystems-blog · 7 years

Text

Automobile Junk Yards

New Post has been published on https://myupdatesystems.com/automobile-junk-yards/

Automobile Junk Yards

We see run-out, decaying, junky cars in front yards, in fields, tow yards, auto auctions back yards, junk yards and dump areas set aside for this purpose. Hawaii, the Big Island we saw areas where the cars were just piled up. Well on an island it is a big problem because as the population expands so do the cars and if people buy new cars what about all the old ones? Well, they just pile up and then what do you do? It costs money to ship cars off the island, so you trade in your old car and let the dealership deal with it, but he doesn’t want it either.

We have seen in front yards of mobile homes years of junked cars rusting away in GA, AL, LA, MS, SC. We are talking total junk, not just undrivable but neighborhood rodents and varmints living in them. I can remember as a kid the local cities would have junk days where they would go tot he canyons and hit the streets to pickup abandoned vehicles and take them to a metal recycler or crusher. CA had a CRV-California Redemption value so you could get money for the metal in aluminum cans, old cars or plastic containers. Each year in this country vehicles are recycled, crushed, sent to the middle east in containers and of course recently in the last six years we have had a big push to donate to a church or synagogue or non-profit. Good idea, I can remember making money for one non-profit group allowing people to smash a baseball bat for $1.00 per hit, with a guaranteed uncorked bat. But suspension if you hit the safety glass. Later when OSHA standards came out as Senior Class President of the HS we started wearing goggles when we allowed the people to smash the car. Then a friend whose dad owned a tow company took it to Pick-Your-Part Junk Yard in the Valley, today totally wired with every make and model and part listed on the Internet and most hard to find stuff on eBay and all the junk yards are all interconnected on a trunk repeater Motorola Radio System. The junk yard business has really progressed over the years.

In the European Union 7.3 million cars per year are ELV’ed or ELV Treated, although there are 11 million total sent to the graveyard, furnace, junk yard or recycle crushers, but first plastics and other items are taken apart. In the US we just crush the crap out of them and deal with the entire pancake. Let’s face it this is a good start. Problem is that each Country in the EU has different guidlines, these countries can never make up their mind. For instance the debt borrowing of the Euro in Germany and France and the rest of the countries having to pay later for the hamburger today.

We can do better than this, but we fight over the means, why? There can be no excuse. No wonder we cannot come up with solutions to issues like the junked vehicles, which leak all kinds of things when they rot in fields and bleed iron oxides, heavy metals asbestos, and oil, fuel (turns to varnish), brake fluids, radiator fluids and obviously leach into the ground water pf the local farm and cause all kinds of cancers and problems with kidneys. There are issues. But also we see old farm implements and other equipment junked out back. You can see this on every back highway in America and every small town serviced or within 100 miles of a Wal-Mart. In other words every where in every small town. Starting in January of 2007 all European Cars sold will be the responsibility of the manufacturer no matter how long the vehicle is in service.

If a new Ford Mini-van is in a crash after only 2 months on the road it will be the Ford’s responsibility. If it is on the road for 40 years and then junked it will be Ford’s problem. Sounds a bit of a problem to me like our under funded pensions in this country of which the Big three are probably a good example of a serious problem with blue chip companies. Scary thought. You see as countries become more socialist the consumer will not be responsible for anything.

Right now 75% of vehicles in the EU are ELV’ed they wish to increase this to 85% by 2006 a noble cause. 95% by 2015. But we know this is absolutely the wrong way to do this after all the State of CA set and dictated a timeline for electric vehicles and that did not work, today in the Business News GM announced it was completely cutting the plug on all electric vehicles for the newer technology of Fuel Cell. And pursuing the Fuel Cell development project with UPD. Meanwhile with all the EPA deadlines un-met and all the passed costs to businesses by light, Medium and Heavy duty truck manufacturers, FedEx’s Fred Smith put out a challenge that he wanted 50% more fuel efficient units with 90% less emissions. Apparently these do-gooders do not understand entrepreneurship otherwise they would be solving the world’s problems by creating not accusing.

Renault adopted a plan on their own called LEM-Life-Cycle Management and found 13 key vendors to achieve this, a much better and well organized plan this was back in 1999. They made all components recyclable, well 90% including the plastics and other materials for their top selling cars; Laguna II, Mid Size Panel Vans (you have seen them in cops and robber movies in France chasing James Bond), Clio II and the Val Satis. Excellent achievement for the French Car Company. Similar to the 90% of their recycled story about the Oil for Arms Program with Iraq. Did I say Arms, no no FOOD, we we Food, yes food, silly me. Other ideas of the ELV program is to use easy to dis-assemble parts, like what Dell is doing with computer trade-ins, yes Michael is always leading edge, he deserves an award.

[http://www.dailytexanonline.com/vnews/disp…0/3e799ec270c1a]

You see when you take apart computers especially old ones they have gold plated components on the circuit boards and connections. Dell only charges $15.00 to recycle and they get at least $8-22 in gold out of each one. Once apart they can be 67% recycled. The EU wants certain things to no longer be used in the manufacturing of cars, such as mercury, hexavalent chromium, cadium and lead. Most US Manufacturers have already done this completely and the rest will soon be completed. Smaller companies such as MG Rover which use to produce millions of cars now only sells 200,000 per year in the UK, the UK likes the idea and are up with the compliance anyway seeing as they agree since they are on an island. But you can always drive the cars to Europe in the Chunnel and they do not want the reciprocate, the UK says we are not a junk yard.

The UK has it’s own plan called: ACORD-Automotive Consortium on Recycling and Disposal. They are proposing a cash incentive for turning in a vehicle, the Economist and the Futurists have both had articles on this thought and it is similar to the Oil Companies paying to get off the road those cars which would not run on Unleaded fuels and needed the lead additive. People were paid to dispose, in this case though people are paid to dispose properly and the UK would let the manufacturers off the hook and let the owner be responsible after all they own the car and there is no telling how many owners a car in Europe may have had during its life before it became an end of life vehicle like Logan in Logan’s Run and had to be renewed.

The UK’s Motor Vehicle Dismantlers Association agreed that the owner would be given the $75.00 equivalent in pounds as an incentive. Probably also would need to be based on inflation and the CPI-Consumer Price Index you know the Brits in their need to be exact, they are all wannabe economists. Failure to properly dispose and renew registration on the vehicle would mean that the fine penalty would be issued to their drivers license, they are more connected there. But the problem is inconsistencies for instance Greece had no shredding sites, while Germany has 42, Italy 16, France 42 and in the UK 37 total. Problem too is that those cars from others countries in Europe would not be able to take their cars to the UK, they only want to dispose of their own cars, not everyone else’s. Obviously they do not want to pay the $75.00 for every citizen in Europe who want their car melted and shredded.

In Austria which makes no cars, they want to be paid and have the other countries to come pick up the damn cars, Germany says we can do this since they will levy, guess what another TAX or they call it a LEVY of $100.00, but that levy is dry and Austria is saying that will be the day when I die, meaning Yah Right? Like you guys in Germany are so far in debt you will steal the money from Peter to pay Paul and we will never see a dime of that and we know it. Germany of course loves the upfront money. Ever since Hitler’s economic policy of collecting goods in trade up front and holding payments against those goods until they strung out vendors (countries) like Sears and then owned you. No one is fooling the Austrians and they could care less because they do not make cars anyway, figuring it is everyone elses problem so come get your cars and forget about us building any shredder plants in our beautiful country.

France and Spain are taking the approach that the manufacturer should pay the difference between the scrap that is collected value and the cost to scrap it. Good idea, but what about mergers of car companies or those succumbing to economic pressure of the low dollar today against the Euro. What about those who will not be here in 2015 when these cars are junked, who pays for that? Like all these manufacturers are going to be here tomorrow? And in a merger is the new company responsible? Lots of questions, the UK is still talking with industry and the cars well they keep piling up, in the United States we have more room, but many of these old automobiles have other issues and materials of yester year, just like the old aircraft in the desert are slowly decaying and aluminum in the water may cause the immune system to attack the brain such in Alzheimer’s. Still not proven yet.

In the US the Argonne National Laboratories have been studying

ASR-Auto Shredding Residue

About 10 million vehicles are scrapped in the us each year. Now remember the net gain of 7 million is the traffic you see. You see the 10 million vehicles crushed or shredded in the US each year contains about a million tons of polyurethane Foam and about 1,500,000,000 pounds of thermoplastics, which is trucked to the landfill or incinerated. We need to look at the options for ELV as the US has to come to grips with the problem as junked cars increase.

By recycling the ASR-Automotive Shredder Residue as per Argonne’s tested model, a reduction of 75% of the waste can stop on the way to the landfill. In the US we have discovered this can be resold to make other products, both in automotive and other fields. This is done by a two stage trummel, it is like a rotating screen, same principle as fishing for gold in Auburn, CA gold country. Or the Rock Crusher sifters in Sunlight goldmine in Butte, MT. The sifter splits up the debris into three parts, similar to the quarters, tokens and dimes sent into the coin-op car wash for processing into rolls for the bank and recycling of tokens back to the machine. In this process the University of Chicago was able to build the machine able to take out the dirty foam, oxides of less than 6 mm, like rust chips and also the glass chips, dirt. Also taken out of the ELV junk cars would be sand granulars, other metals and plastics. Smaller holes allow these materials to filter and the foam rises and is left. It is merely dumped over the side and collected in a huge bin and trucked away. Very efficiently however recovering nearly completely debris free dirty foam larger and lighter foam chips. Like the water, which weighs more than the gold.

Foam and we have studied it on this board previously, go ahead an look it up after you are completed with this topic. the Foam is then washed, rinsed, dried and then of course re-used. Foam when missed with chemical is easily dissolved and then the chemical precipitated out and the foam is reblown with gas and made into the next substance and preferable shape. Foam being 5% liquid and 95% gas until it hardens is cheap to make, but having the substance the 5% for free is also cool. The only issues are the same involved in bulky cardboard recycling and the economies of scale and mass production depend a lot on transportation issues, trains and trucks cost money to run and the stuff is bulky for it’s value. If the substance can be removed onsite it is much more feasible and the foam turned to liquid is reduced from 100 volume to 5% volume and now in liquid form and can easily be transported by CSX tanker car anywhere you want it and then shipped anywhere in the world in bulk. This is very cool.

Plastics can be easily separated by froth flotation and precipitates and therefore can be recycled cheaply, the Industries dealing with Mineral Separation use this method as well. The ABS-Acrorylontitrile-buta-diene-stryrene is abstracted by difference in density to the high-impact polystyrenes, which sinks faster. So you can separate the two types of plastic with 95 plus percentage accuracy. The recovered ABS can be used for a multitude of things in another automobile. There are a few issues also with the thin galvanized steel used to keep cars light which is used in modern cars, it is zinc coated and when your melt it, it gives off toxic clouds of dust.

The best idea is to strip the zinc before the process and there is a way to do this by using sodium hydroxide and electrolysis at room temperatures. To remove the zinc from solution use a centrifuge.

The Argonne is going to sell this entire process to Belgium, and the other EU countries are saying that for every 35 ELV cars just one engine can be sold, nearly 95% of all ELVs have negative value, yet the Argonne solution solves those issues. One issue with the recycling of steel is much is contaminated with copper, this could cause failure in steel frames on cars and especially with grain memory methods of manufacturing where the steel is trained to stay straight such as in steering rods, axles, truck frames, bridge components, buildings etc. if bent the steel returns to it’s intended design shape without worries of fatigue from torsion or other forces. The Japanese would by it after all they claim their stainless is the same, but when 5% nickel is really used it does not rust like the Japanese steel, no wonder we are upset with their imported steel. Even with 505 stainless for underground tanks if we use the Japanese stuff our tanks will corrode much faster leaving us with significant damage to environment and drinking well water and underground aquifer contamination although that was never discussed in the Kyoto treaty either.

You can recover about 50 lbs of zinc from a ton of steel and yes zinc has value such as undercoatings of bridges, use in pigments or marine or aircraft corrosion prevention. Plastics recovered is about half the cost to producing plastics from corn due to corn prices, with other plastics, eating and ethanol. Also in drought years plastics cost more due to oil companies getting more as less corn is produced for taco shells, Kellogg’s corn flakes and Tony the tiger. In all seriousness though this is correct along with the artificial manipulation of the commodity markets as margining players, market movers, farmers hedging their bet against the crop production and speculators let it all hang out. One issue still remains, window tint, laminated glass, antenna and heating element materials often embedded in the windshields, windscreens and rear windows.

In the EU there are also the same issues we have here, those old five-gallon flush toilets, refrigerators, washers and dryers, all an issue. I cannot tell you the amount of toilets traded in drought areas and the non-energy efficient refrigerators traded in, in nearly every city in America and this has helped America become more energy efficient, but the mountains of debris are unbelievable. Think about it.

Netherlands and Sweden have had auto disposal plans in affect for quite a while. I hope you learned something from this, because as used car prices fall and cars are worthless, there will be more scraped. As we sell more cars and newer more efficient vehicles their will be more scraped, as fuel cells come into play and we work out the bugs of technology problems we will see all those cars on the road end up scrapped. We need to have a plan and we are well on our way in the states, we can work better since we are in the same country and all on the same team, as long as the other states follow the BMP that fits the needs of the American People and do not try ot build some special program to pay off their over spending as their tax base dwindles from cutting off the hand of the businesses that fed them all these years.

0 notes

beingmad2017-blog · 7 years

Text

Automobiles Filling Up Junk Yards and Landfills

New Post has been published on https://beingmad.org/automobiles-filling-up-junk-yards-and-landfills/

Automobiles Filling Up Junk Yards and Landfills

In the US the Argonne National Laboratories have been studying

ASR-Auto Shredding Residue

The best idea is to strip the zinc before the process and there is a way to do this by using sodium hydroxide and electrolysis at room temperatures. To remove the zinc from solution use a centrifuge.

0 notes

baburaja97-blog · 7 years

Text

New Post has been published on Vin Zite

New Post has been published on https://vinzite.com/automobiles-filling-up-junk-yards-and-landfills/

Automobiles Filling Up Junk Yards and Landfills

We see run-out, decaying, junky cars in front yards, in fields, tow yards, auto auctions back yards, junkyards and dump areas set aside for this purpose. Hawaii, the Big Island we saw areas where the cars were just piled up. Well on an island it is a big problem because as the population expands so do the cars and if people buy new cars what about all the old ones? Well, they just pile up and then what do you do? It costs money to ship cars off the island, so you trade in your old car and let the dealership deal with it, but he doesn’t want it either.

We have seen in front yards of mobile homes years of junked cars rusting away in GA, AL, LA, MS, SC. We are talking total junk, not just undrivable but neighborhood rodents and varmints living in them. I can remember as a kid the local cities would have junk days where they would go tot he canyons and hit the streets to pick up abandoned vehicles and take them to a metal recycler or crusher. CA had a CRV-California Redemption value so you could get money for the metal in aluminum cans, old cars or plastic containers. Each year in this country vehicles are recycled, crushed, sent to the middle east in containers and of course recently in the last six years we have had a big push to donate to a church or synagogue or non-profit. Good idea, I can remember making money for one non-profit group allowing people to smash a baseball bat for $1.00 per hit, with a guaranteed uncorked bat. But suspension if you hit the safety glass. Later when OSHA standards came out as Senior Class President of the HS we started wearing goggles when we allowed the people to smash the car. Then a friend whose dad owned a tow company took it to Pick-Your-Part Junk Yard in the Valley, today totally wired with every make and model and part listed on the Internet and most hard to find stuff on eBay and all the junk yards are all interconnected on a trunk repeater Motorola Radio System. The junkyard business has really progressed over the years.

Right now 75% of vehicles in the EU are ELV’ed they wish to increase this to 85% by 2006 a noble cause. 95% by 2015. But we know this is absolutely the wrong way to do this after all the State of CA set and dictated a timeline for electric vehicles and that did not work, today in the Business News GM announced it was completely cutting the plug on all electric vehicles for the newer technology of Fuel Cell. And pursuing the Fuel Cell development project with UPD. Meanwhile, with all the EPA deadlines unmet and all the passed costs to businesses by light, Medium and Heavy duty truck manufacturers, FedEx’s Fred Smith put out a challenge that he wanted 50% more fuel efficient units with 90% fewer emissions. Apparently, these do-gooders do not understand entrepreneurship otherwise, they would be solving the world’s problems by creating not accusing.

You see when you take apart computers especially old ones they have gold plated components on the circuit boards and connections. Dell only charges $15.00 to recycle and they get at least $8-22 in gold out of each one. Once apart they can be 67% recycled. The EU wants certain things to no longer be used in the manufacturing of cars, such as mercury, hexavalent chromium, cadium and lead. Most US Manufacturers have already done this completely and the rest will soon be completed. Smaller companies such as MG Rover which use to produce millions of cars now only sells 200,000 per year in the UK, the UK likes the idea and are up with the compliance anyway seeing as they agree since they are on an island. But you can always drive the cars to Europe in the Chunnel and they do not want the reciprocate, the UK says we are not a junk yard.

[http://europa.au.int/comm./environment/waste/endvehic.htm]

The UK’s Motor Vehicle Dismantlers Association agreed that the owner would be given the $75.00 equivalent in pounds as an incentive. Probably also would need to be based on inflation and the CPI-Consumer Price Index you know the Brits in their need to be exact, they are all wannabe economists. Failure to properly dispose and renew registration on the vehicle would mean that the fine penalty would be issued to their drivers license, they are more connected there. But the problem is inconsistencies for instance Greece had no shredding sites, while Germany has 42, Italy 16, France 42 and in the UK 37 total. Problem too is that those cars from others countries in Europe would not be able to take their cars to the UK, they only want to dispose of their own cars, not everyone else’s. Obviously they do not want to pay the $75.00 for every citizen in Europe who want their car melted and shredded.

In Austria which makes no cars, they want to be paid and have the other countries to come pick up the damn cars, Germany says we can do this since they will levy, guess what another TAX or they call it a LEVY of $100.00, but that levy is dry and Austria is saying that will be the day when I die, meaning Yah Right? Like you guys in Germany are so far in debt you will steal the money from Peter to pay Paul and we will never see a dime of that and we know it. Germany of course loves the upfront money. Ever since Hitler’s economic policy of collecting goods in trade up front and holding payments against those goods until they strung out vendors (countries) like Sears and then owned you. No one is fooling the Austrians and they could care less because they do not make cars anyway, figuring it is everyone elses problem so come get your cars and forget about us building any shredder plants in our beautiful country.

France and Spain are taking the approach that the manufacturer should pay the difference between the scrap that is collected value and the cost to scrap it. Good idea, but what about mergers of car companies or those succumbing to the economic pressure of the low dollar today against the Euro. What about those who will not be here in 2015 when these cars are junked, who pays for that? Like all these manufacturers are going to be here tomorrow? And in a merger is the new company responsible? Lots of questions, the UK is still talking with industry and the cars well they keep piling up, in the United States we have more room, but many of these old automobiles have other issues and materials of yester year, just like the old aircraft in the desert are slowly decaying and aluminum in the water may cause the immune system to attack the brain such in Alzheimer’s. Still not proven yet.

In the US the Argonne National Laboratories have been studying

ASR-Auto Shredding Residue

By recycling the ASR-Automotive Shredder Residue as per Argonne’s tested model, a reduction of 75% of the waste can stop on the way to the landfill. In the US we have discovered this can be resold to make other products, both in automotive and other fields. This is done by a two stage trummel, it is like a rotating screen, same principle as fishing for gold in Auburn, CA gold country. Or the Rock Crusher sifters in Sunlight goldmine in Butte, MT. The sifter splits up the debris into three parts, similar to the quarters, tokens and dimes sent into the coin-op car wash for processing into rolls for the bank and recycling of tokens back to the machine. In this process the University of Chicago was able to build the machine able to take out the dirty foam, oxides of less than 6 mm, like rust chips and also the glass chips, dirt. Also taken out of the ELV junk cars would be sand granulars, other metals and plastics. Smaller holes allow these materials to filter and the foam rises and is left. It is merely dumped over the side and collected in a huge bin and trucked away. Very efficiently however recovering nearly completely debris free dirty foam larger and lighter foam chips. Like the water, which weighs more than the gold.

Plastics can be easily separated by froth flotation and precipitates and therefore can be recycled cheaply, the Industries dealing with Mineral Separation use this method as well. The ABS-Acrorylontitrile-buta-diene-stryrene is abstracted by a difference in density to the high-impact polystyrenes, which sinks faster. So you can separate the two types of plastic with 95 plus percentage accuracy. The recovered ABS can be used for a multitude of things in another automobile. There are a few issues also with the thin galvanized steel used to keep cars light which is used in modern cars, it is zinc coated and when your melt it, it gives off toxic clouds of dust.

The best idea is to strip the zinc before the process and there is a way to do this by using sodium hydroxide and electrolysis at room temperatures. To remove the zinc from solution use a centrifuge.

The Argonne is going to sell this entire process to Belgium, and the other EU countries are saying that for every 35 ELV cars just one engine can be sold, nearly 95% of all ELVs have negative value, yet the Argonne solution solves those issues. One issue with the recycling of steel is much is contaminated with copper, this could cause failure in steel frames on cars and especially with grain memory methods of manufacturing where the steel is trained to stay straight such as in steering rods, axles, truck frames, bridge components, buildings etc. if bent the steel returns to it’s intended design shape without worries of fatigue from torsion or other forces. The Japanese would by it after all they claim their stainless is the same, but when 5% nickel is really used it does not rust like the Japanese steel, no wonder we are upset with their imported steel. Even with 505 stainless for underground tanks if we use the Japanese stuff our tanks will corrode much faster leaving us with significant damage to environment and drinking well water and underground aquifer contamination although that was never discussed in the Kyoto treaty either.

Netherlands and Sweden have had auto disposal plans in affect for quite a while. I hope you learned something from this because as used car prices fall and cars are worthless, there will be more scraped. As we sell more cars and newer more efficient vehicles there will be more scraped, as fuel cells come into play and we work out the bugs of technology problems we will see all those cars on the road end up scrapped. We need to have a plan and we are well on our way in the states, we can work better since we are in the same country and all on the same team, as long as the other states follow the BMP that fits the needs of the American People and do not try ot build some special program to pay off their over spending as their tax base dwindles from cutting off the hand of the businesses that fed them all these years.

0 notes

netmaddy-blog · 7 years

Text

Automobiles Filling Up Junk Yards and Landfills

New Post has been published on https://netmaddy.com/automobiles-filling-up-junk-yards-and-landfills/

Automobiles Filling Up Junk Yards and Landfills

We see run-out, decaying, junky cars in front yards, in fields, tow yards, auto auctions back yards, junkyards and dump areas set aside for this purpose. Hawaii, the Big Island we saw areas where the cars were just piled up. Well on an island it is a big problem because as the population expands so do the cars and if people buy new cars what about all the old ones? Well, they just pile up and then what do you do? It costs money to ship cars off the island, so you trade in your old car and let the dealership deal with it, but he doesn’t want it either.

We have seen in front yards of mobile homes years of junked cars rusting away in GA, AL, LA, MS, SC. We are talking total junk, not just undrivable but neighborhood rodents and varmints living in them. I can remember as a kid the local cities would have junk days where they would go tot he canyons and hit the streets to pick up abandoned vehicles and take them to a metal recycler or crusher. CA had a CRV-California Redemption value so you could get money for the metal in aluminum cans, old cars or plastic containers. Each year in this country vehicles are recycled, crushed, sent to the middle east in containers and of course recently in the last six years we have had a big push to donate to a church or synagogue or non-profit. Good idea, I can remember making money for one non-profit group allowing people to smash a baseball bat for $1.00 per hit, with a guaranteed uncorked bat. But suspension if you hit the safety glass. Later when OSHA standards came out as Senior Class President of the HS we started wearing goggles when we allowed the people to smash the car. Then a friend whose dad owned a tow company took it to Pick-Your-Part Junk Yard in the Valley, today totally wired with every make and model and part listed on the Internet and most hard to find stuff on eBay and all the junk yards are all interconnected on a trunk repeater Motorola Radio System. The junkyard business has really progressed over the years Jav Leech.

Right now 75% of vehicles in the EU are ELV’ed they wish to increase this to 85% by 2006 a noble cause. 95% by 2015. But we know this is absolutely the wrong way to do this after all the State of CA set and dictated a timeline for electric vehicles and that did not work, today in the Business News GM announced it was completely cutting the plug on all electric vehicles for the newer technology of Fuel Cell. And pursuing the Fuel Cell development project with UPD. Meanwhile, with all the EPA deadlines unmet and all the passed costs to businesses by light, Medium and Heavy duty truck manufacturers, FedEx’s Fred Smith put out a challenge that he wanted 50% more fuel efficient units with 90% fewer emissions. Apparently, these do-gooders do not understand entrepreneurship otherwise, they would be solving the world’s problems by creating not accusing.

In the US the Argonne National Laboratories have been studying

ASR-Auto Shredding Residue

Foam and we have studied it on this board previously, go ahead and look it up after you are completed with this topic. the Foam is then washed, rinsed, dried and then of course re-used. Foam, when missed with chemical, is easily dissolved and then the chemical precipitated out and the foam is blown with gas and made into the next substance and preferable shape. Foam being 5% liquid and 95% gas until it hardens is cheap to make, but having the substance the 5% for free is also cool. The only issues are the same involved in bulky cardboard recycling and the economies of scale and mass production depend on a lot on transportation issues, trains and trucks cost money to run and the stuff is bulky for its value. If the substance can be removed on site it is much more feasible and the foam turned to liquid is reduced from 100 volume to 5% volume and now in liquid form and can easily be transported by CSX tanker car anywhere you want it and then shipped anywhere in the world in bulk. This is very cool.

The best idea is to strip the zinc before the process and there is a way to do this by using sodium hydroxide and electrolysis at room temperatures. To remove the zinc from solution use a centrifuge.

You can recover about 50 lbs of zinc from a ton of steel and yes zinc has the value such as undercoatings of bridges, use in pigments or marine or aircraft corrosion prevention. Plastics recovered is about half the cost to producing plastics from corn due to corn prices, with other plastics, eating and ethanol. Also in drought years plastics cost more due to oil companies getting more as less corn is produced for taco shells, Kellogg’s corn flakes and Tony the tiger. In all seriousness though this is correct along with the artificial manipulation of the commodity markets as margining players, market movers, farmers hedging their bet against the crop production and speculators let it all hang out. One issue still remains, window tint, laminated glass, antenna and heating element materials often embedded in the windshields, windscreens and rear windows.

The US is going to have to come to grips with the growing number of old junk cars in this country within the next 5-10 years, it is getting to be bigger and bigger issue, so we need to set a course to make fix the situation.

0 notes