#Free Rupay Credit Card

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How To Add Credit Card To UPI App: Make Payment More Convenient Using Credit Card

Table of Content

Google Pay: The Secure, User-Friendly Option

Step-by-Step Guide to Adding a Credit Card to Google Pay

Key Facts About Google Pay

PhonePe:

Step-by-Step Guide to Adding a Credit Card on PhonePe

Key Facts About PhonePe

PayTM

How to Link a Credit Card to PayTM

Key Facts About PayTM

Kiwi

Amazon Pay:

How to Link a Credit Card to Amazon Pay

Key Benefits of Linking a Card to Amazon Pay

BHIM:

How to Link a Credit Card to the BHIM App

Key Features of BHIM

Common Tips for All Apps

Summary

In recent years, the Unified Payments Interface (UPI) has revolutionized digital payments in India. With over 340 million registered users and 5 billion monthly transactions, UPI apps have become the preferred choice for instant, contactless payments. RuPay cards are used on UPI apps as it’s India’s own multinational financial services and payment service system.

Linking your Credit Card to leading UPI apps unlocks new possibilities and flexibility in managing finances. This comprehensive guide explores step-by-step processes to add your credit card to popular apps including Google Pay, PhonePe, Paytm, Amazon Pay, and BHIM. Follow along to link your credit card with UPI and enjoy the rewards, cashback, and conveniences these platforms offer.

[freelancerwebsite]

GoKiwi.in Introduces Rupay Credit Card on UPI: A Revolutionary Payment Experience

[Karnataka, 20-10-2024] – GoKiwi.in, a leading player in digital payment solutions, is excited to announce the launch of its innovative Rupay Credit Card on UPI, revolutionizing the way users make payments. This latest offering merges the flexibility of credit card benefits with the ease and accessibility of UPI payments, offering a seamless, secure, and rewarding payment experience.

With the GoKiwi Rupay Credit Card, users can now enjoy the advantages of a traditional credit card—such as interest-free credit periods, rewards, and cashback—while benefiting from the simplicity and speed of UPI (Unified Payments Interface) transactions. Whether shopping online, paying at stores, or settling bills, users can now make payments effortlessly by scanning UPI QR codes, all while enjoying the features of a credit card.

For more information, please visit www.gokiwi.in

Key Features of GoKiwi Rupay Credit Card on UPI:

Seamless Transactions: Combines the power of a credit card with the speed of UPI, allowing users to scan QR codes and make payments instantly.

Rewards and Benefits: Enjoy cashback, rewards points, and exclusive offers on every purchase.

Secure Payments: Leveraging the robust security features of both Rupay and UPI, ensuring safe and secure transactions every time.

No Need to Carry Cards: Use your credit card via UPI without needing the physical card—convenient for online and in-person transactions.

Wide Acceptance: Accepted at millions of merchants across India, enabling users to experience true convenience wherever they go.

GoKiwi.in aims to enhance digital payments across India, making them more accessible and efficient. This launch is a step forward in GoKiwi's mission to simplify financial transactions for everyone, bringing together the best of both worlds—credit and UPI.

About GoKiwi.in

GoKiwi.in is an innovative financial technology platform that empowers users with cutting-edge digital payment solutions. From seamless online payments to credit offerings, GoKiwi.in is dedicated to making financial services simple, secure, and accessible for everyone.

Media Contact:

Email us on : service@gokiwi.in Chat with us on Whatsapp : +91 8147089992 Gokiwi Tech Private Limited 1st floor, 1515 Urban, 19th Main Road nearby Hustlehub, Vanganahalli Bengaluru Urban, Karnataka – 560034

Visit Our More Blog

Introduction to Credit Cards Linked To UPI: Everything That You Should Know About It            https://blog.gokiwi.in/introduction-to-credit-cards-linked-to-upi-everything-that-you-should-know-about-it/

How To Add / Link Rupay Credit Card With UPI On Kiwi: Enhance Your Convenience & Security            https://blog.gokiwi.in/how-to-add-link-rupay-credit-card-with-upi-on-kiwi-enhance-your-convenience-security/

Top 5 Benefits Of Using RuPay Credit Card            https://blog.gokiwi.in/top-5-benefits-of-using-rupay-credit-card/

A Complete Guide to Virtual Credit Cards in India      https://blog.gokiwi.in/a-complete-guide-to-virtual-credit-cards-in-india/

Best UPI App to link your RuPay Credit Card  In India: Go Kiwi  https://blog.gokiwi.in/best-upi-app-to-link-your-rupay-credit-card-in-india-go-kiwi/

Make UPI Payment Using RuPay Credit Card         https://blog.gokiwi.in/make-upi-payment-using-rupay-credit-card/

How To Add Credit Card To UPI App: Make Payment More Convenient Using Credit Card            https://blog.gokiwi.in/how-to-add-credit-card-to-upi-app-make-payment-more-convenient-using-credit-card/

Top 7 Best UPI Apps to Connect Your RuPay Credit Card To Connect      https://blog.gokiwi.in/top-7-best-upi-apps-to-connect-your-rupay-credit-card-to-connect/

Virtual Credit Cards: The Future of Credit Card Payments in India          https://blog.gokiwi.in/virtual-credit-cards-the-future-of-credit-card-payments-in-india/

India’s digital payment revolution is driven by UPI, virtual credit cards, Credit Card on UPI, and rewards.            https://blog.gokiwi.in/unveiling-the-digital-payment-revolution-in-india-upi-virtual-credit-cards-and-credit-card-rewards/

Virtual Credit Cards in India: Navigating the Future of Digital Payments https://blog.gokiwi.in/virtual-credit-cards-in-india-navigating-the-future-of-digital-payments/

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Rupay Credit Card to Bank Transfer Without Charges

Rupay Credit Card to Bank Transfer Without Charges ☘️ {Get the Latest Offers Loot and Deals by Joining Our @Taazaoffers Telegram Channel For Free, Join Now and Get the Latest Update Every Offer} ☘️ Your Rupay Credit Card Balance Transfer to your bank account for without charges. just a new feature introducing the Rupay credit card to link UPI bank account. Then Transfer to your bank…

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kiwi credit card: Credit on UPI Made Simple

Let’s break this down: the kiwi credit card puts a virtual Rupay card right into your UPI app. In this Kiwi Credit Card review, we’ll see how you get credit in seconds, enjoy perks, and Kiwi Credit Card apply online easily.

How the kiwi credit card Works

Here’s the quick flow:

Tap “Credit on UPI” in your app.

Enter Basic Details: name, PAN, address.

Instant Approval: CIBIL ≥720 and ₹3 lakh+ income.

Use Virtual Card at any UPI checkout.

Repay via UPI before due date.

This keeps everything smooth, secure, and paperless.

Top Kiwi Credit Card benefits

Discover the Kiwi Credit Card benefits:

Up to 5% Cashback

2% on UPI spends

0.5% online shopping

3–5% as annual spend grows

Lifetime‑Free Card: no joining or annual fees

Free Lounge Passes at ₹50k, ₹100k, ₹150k yearly spends

Flexible Payments: switch between wallet or credit

These Kiwi Credit Card benefits make every purchase count.

How to Kiwi Credit Card apply online

Ready to Kiwi Credit Card apply online? Just:

Open UPI app & select “Credit on UPI.”

Complete KYC in the app.

Link a bank account.

Get instant approval.

Start spending with your virtual Rupay card.

No forms. No plastic. Just credit in your pocket.

FAQ

Q: Is the kiwi credit card safe? A: Yes. It uses UPI encryption and Rupay’s secure network.

Q: How do I Kiwi Credit Card apply online? A: As our Kiwi Credit Card review shows, open UPI, tap “Credit on UPI,” fill details, and you’re approved.

Q: What are the Kiwi Credit Card benefits? A: Up to 5% cashback, free lounge access, and a lifetime‑free virtual card.

Conclusion

This Kiwi Credit Card review shows how the kiwi credit card makes digital lending easy. With top Kiwi Credit Card benefits, zero fees, and a fast way to Kiwi Credit Card apply online, you’re ready to unlock instant UPI credit today!

[10bmnews]

Now Use Your Credit Or Debit Card For UPI Payments — Here's How | Personal Finance News

New Delhi: With the latest update from the National Payments Corporations of India (NPCI), you no longer need to rely only on your bank account to make UPI payments. Users can now link their RuPay credit or debit cards to popular UPI apps like Google Pay, PhonePe and Paytm. This means you can scan a QR code and pay directly using your card balance—quick, easy, and bank-free. Which Cards Work with…

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Rupay Credit Card: Why You Must Have One 

Let us learn about the top eight reasons to choose a Rupay credit card:

1. Payments on-the-go

Staying true to its tagline, Rupay credit card payments are flexible, instant, simple and convenient. This Rupay card benefit of payments on the go is enhanced even further with the linking of UPI to Rupay credit cards in October 2023. 

This linking had enabled making payments from a single platform, allowing the users to consolidate their financial activities. 

2. Enhanced security features 

Since Rupay belongs to the NPCI (National Payments Corporation of India), the Rupay credit card benefit includes advanced security features. This aspect of security while making payments is the most sought-after for any kind of transaction. Its robust fraud-detection mechanism, zero-liability on card loss, and lost card insurance feature are popular.  

3. Zero joining fee 

Most Rupay credit cards are available at zero-joining fees and maintenance charges. This feature also increases the cost-benefit analysis of having a credit card. Apart from the lower total cost of having a credit card, they also offer unique features such as airport lounge access, free personal accident coverage, fuel surcharge waiver, 24/7 concierge assistance or services, reward points and benefits on dining, travel and more. 

4. EMI and revolving credit 

One of the key benefits of a credit card is converting large transactions into snackable EMI instalments. Thus, the credit card EMI or Equated Monthly Instalment payment mechanism helps you grasp beyond your reach in terms of finances. Rupay credit cards can help you convert your eligible UPI payments into EMIs. Therefore, over a period of time, you can manage your large expenses flexibly, efficiently, and comfortably with EMIs. 

Furthermore, users can use revolving credit, meaning they can choose to pay off their outstanding debt in parts. 

5. Cashback and reward points 

Getting a little extra always adds to the joy. It might be in the form of discounts, cashback, or reward points. With the Rupay cards, you can get all three benefits wrapped up in one. 

Many travel and dining apps provide special cashback and discounts for Rupay credit card payments. These benefits are further enhanced with reward points added to your card. Once you accumulate a substantial amount of Rupay credit card points, you can use them to purchase discount vouchers from your favourite brands. Using the Pay with Rewards payment option on the transaction page, you can also use the Rupay credit card points to pay for your purchases. The integration of UPI also incentivises Rupay credit card use for UPI payments. 

6. Tracking and managing finances 

Since Rupay cards are now embedded with UPI, tracking and managing expenses has become more simple and convenient. Tracking and keeping a record of your daily transactions can help you figure out your spending pattern. This, in turn, can help you manage your finances better and curtail your excess spending. The Rupay credit card and UPI integration have made tracking and managing financial transactions on the go easier. 

Read More - Gokiwi

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Make UPI Payment Using RuPay Credit Card

Digital payments have become an indispensable part of our everyday lives. With the rise of the Unified Payments Interface (UPI) and RuPay credit cards in India, making digital payments has become faster, easier, and more rewarding than ever before. 

This article provides a simple guide to understanding UPI payments, RuPay credit cards, and how platforms like Kiwi are enhancing the user experience.

What is UPI, and How Does It Work?

UPI, or Unified Payments Interface, is a system that allows instant transfers of money between bank accounts using a smartphone.

It uses a unique UPI ID or mobile number as an account number to transfer funds in real-time.

UPI is built on top of the IMPS infrastructure and allows you to instantly pay or receive money without entering any bank details.

To use UPI, you need to have a bank account and a UPI-supported app like BHIM, PhonePe, Google Pay, Kiwi, Paytm, Kiwi and many more.

UPI has made digital transactions very easy, even for those who are not tech-savvy or don’t use cards.

Key Points About UPI

Instant money transfer system using a mobile phone

Uses a unique UPI ID or mobile number as an account number.

Transfers money in real-time without bank details

Needs a bank account and a UPI-enabled app

Makes digital payments easy for everyone.

How to Make UPI Payments: A Simple Step-by-Step Guide

Here is a quick 5-step guide to making seamless UPI payments:

Download a UPI app like BHIM, PhonePe, Google Pay, Kiwi etc.

Sign up by adding your bank account details.

Create a UPI ID (virtual payment address).

Enter the receiver’s UPI ID, phone number and bank details when sending money.

Transfer money in a few simple taps using your UPI PIN.

That’s it! UPI has made transferring money as easy as sending a text on your phone.

Understanding RuPay Credit Cards

RuPay is India’s very own domestic card payment network, backed by the National Payments Corporation of India (NPCI).

Some key facts about RuPay credit cards:

Lower cost than international card networks like Visa and Mastercard.

Promotional offers and cashback to encourage digital payments.

Integrated seamlessly with UPI for easy payments.

RuPay credit cards provide a low-cost, rewarding, and secure option for Indian consumers to go digital, especially for domestic transactions.

Linking RuPay Cards to Make UPI Payments

RuPay credit cards can be easily linked to UPI apps to make quick payments using funds from your credit limit. The steps are straightforward:

Go to your UPI app’s ‘Add Card’ section.

Choose RuPay and enter the card details.

Set a UPI PIN for the card.

Accept the terms and conditions.

Authenticate with an OTP.

Your RuPay credit card will now show as a payment option during transactions. UPI facilitates payments from cards in a highly seamless manner.

How to Make UPI Payments from a RuPay Credit Card?

Follow these simple steps to pay via UPI using your RuPay credit card:

Open your UPI app.

Enter payee details and the amount.

Choose a linked RuPay card as the payment method.

Enter a UPI PIN for authentication.

Confirm the transaction in a few seconds.

This instant, round-the-clock payment facility eliminates the need to carry cards or cash. The RuPay-UPI combination offers the best of both worlds.

Top Apps to Use the RuPay-UPI Combination

Several UPI apps allow linking RuPay cards seamlessly. Some popular options are:

PhonePe: simple interface, offers, and cashback

Google Pay: Prevalent, easy to use

Kiwi: Sime to use UPI credit card

BHIM: Backed by the government, competent

Paytm has a wide network of merchants.

Cred: focused on card payments and rewards

However, Kiwi stands out with its innovative approach and focus on the user experience.

Introducing Kiwi: Taking UPI-RuPay Payments to the Next Level

Kiwi is an app that aims to make RuPay-UPI payments even more rewarding and hassle-free for consumers. Here’s an overview of its offerings:

Provides an instant virtual RuPay credit card enabled for UPI

Zero joining and annual fees for complete transparency

Cashback rewards and bonuses tailored for RuPay users

Builds on UPI’s simplicity with an easy-to-use interface

Top-notch security standards for safe transactions

Available on both Android and iOS platforms

Kiwi combines the pros of RuPay, UPI, and virtual cards into one powerful platform.

Using the Kiwi App for RuPay-UPI Payments: A Tutorial

Here is a step-by-step guide on using Kiwi for simplified RuPay-UPI payments:

Download the Kiwi app from the Play Store or App Store.

Sign up and link your RuPay credit card to get a virtual card.

For payments, enter payee details and the amount in the app.

Choose your virtual RuPay card to pay via UPI.

Authenticate using your Kiwi app credentials.

Get rewarded with cashback for payments!

Kiwi accelerates the RuPay-UPI payment process while also rewarding users, creating a win-win proposition.

Why Choose Kiwi for RuPay-UPI Payments?

Here are some compelling reasons why Kiwi scores over other apps when it comes to the RuPay-UPI combination:

Instant issuance of a virtual card means no waiting period.

Exclusive rewards and promotions for RuPay users

Completely transparent with no hidden charges

Top-level security for safe transactions

Intuitive and easy-to-use interface

Uses UPI’s full potential by integrating it with RuPay.

Creates a seamless ‘card-less’ payment experience

Kiwi unlocks the full potential of RuPay-UPI synergy for consumers seeking easier, faster, and more rewarding payments.

Conclusion

UPI and RuPay, together, have accelerated India’s transition into digital payments. Kiwi takes this experience to the next level for consumers by:

Combining the strengths of UPI and RuPay into one platform

Adding an extra layer of convenience with instant virtual cards

Offering exclusive rewards and cashbacks for loyal users

Focusing on transparency, security, and the user experience

So if you want to enjoy the best of what RuPay and UPI have to offer, give Kiwi’s innovative solution a try today!

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GoKiwi.in, a leading player in digital payment solutions, is excited to announce the launch of its innovative Rupay Credit Card on UPI, revolutionizing the way users make payments. This latest offering merges the flexibility of credit card benefits with the ease and accessibility of UPI payments, offering a seamless, secure, and rewarding payment experience.

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Top 7 RuPay Credit Cards To Connect With UPI Explored

The Top 7 RuPay Credit Cards offer a seamless connection with UPI, providing users with fast, secure, and efficient digital payment solutions. These credit cards are designed to offer a range of benefits such as cashback, reward points, and exclusive discounts on shopping, dining, and travel. Leading cards from banks like SBI, HDFC, ICICI, and Axis Bank stand out for their low transaction fees, easy UPI integration, and valuable perks. RuPay credit cards also offer enhanced security, ensuring safe UPI transactions through encryption and tokenization. Whether you frequently shop online or prefer cashless payments for everyday needs, these RuPay cards deliver convenience and flexibility. With additional advantages such as fuel surcharge waivers, lounge access, and insurance benefits, the Top 7 RuPay Credit Cards are perfect for individuals looking to maximize the rewards and savings from their UPI transactions while enjoying hassle-free digital payments.

[daperfectsolutions007]

Discover why the HDFC RuPay Credit Card is a game-changer! Earn rewards on every transaction, enjoy 50 days of interest-free credit, and link your card to UPI for fast and easy payments. Plus, find out how it holds up against Visa and Mastercard.

👉 Check the link to read the full article. https://lelobhai.com/surprising-rupay-credit-card-hacks-you-didn-t-know/

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Is the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card Your Next Best Choice?

The IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card has been officially unveiled by Poonawalla Fincorp. This co-branded card is aimed at delivering personalized financial solutions tailored to meet the diverse needs of their clientele.

Elevating Financial Services

Through a strategic collaboration with IndusInd Bank, Poonawalla Fincorp has launched the eLITE RuPay Platinum Credit Card. This card is designed to enhance the customer experience by offering an extensive array of benefits and rewards, emphasizing Poonawalla Fincorp’s commitment to innovation and customer-focused financial solutions.

Exceptional Features of the eLITE RuPay Platinum Card

The IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card stands out in the competitive credit card market due to its numerous attractive features. Here is an in-depth look at what it offers:

No Joining or Annual Fees

One of the card's most appealing aspects is the absence of joining and annual fees, making it highly accessible and affordable for customers to enjoy its benefits without extra costs.

Exciting Reward Points on Every Transaction

Cardholders can earn reward points for every ₹100 spent, excluding fuel purchases. This includes everyday transactions, allowing users to quickly accumulate points.

High-Value Reward Points

Accumulated reward points can be converted into cash credit at a rate of ₹0.40 per point, significantly enhancing the value proposition for cardholders.

Enhanced Rewards for E-commerce

Online shoppers can benefit from 2.5 times the reward points on e-commerce transactions, excluding fuel, travel, and low interchange MCC, making online purchases even more rewarding.

Movie Ticket Offers

The card offers a Buy One Get One free movie ticket offer through BookMyShow, up to ₹200, once a month. This is perfect for those who enjoy frequenting the cinema.

Also Read: Who is Abhay Bhutada?

Rewards on UPI Transactions

Recognizing the rising popularity of digital payments, the card offers rewards on UPI transactions. This is particularly beneficial for users who frequently utilize the Scan & Pay feature.

Fuel Surcharge Waiver

Cardholders enjoy a 1% fuel surcharge waiver, adding to their savings and making travel more economical.

Milestone Rewards

Cardholders can earn 3000 reward points by reaching specific spending milestones, encouraging frequent card use to maximize benefits.

Also Read: Unveiling Abhay Bhutada: A Leader’s Inspiring Odyssey In Finance

Envisioning the Future

Expressing his excitement about the new card, Poonawalla Fincorp’s spokesperson, stated, “We are thrilled to launch the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card. This initiative reflects our commitment to enabling our customers' dreams. By offering this card, we aim to enhance digital engagement with our existing customers while reaching out to new ones.”

About Poonawalla Fincorp Limited

Poonawalla Fincorp Limited, part of the Cyrus Poonawalla Group, is a non-deposit-taking systemically important non-banking finance company (ND-SI-NBFC) registered with the Reserve Bank of India (RBI). With a legacy of nearly three decades, the company is listed on both the BSE Limited (BSE) and the National Stock Exchange of India Limited (NSE).

The company operates on five key pillars: Passion, Principles, Purpose, People, and Possibilities. With a presence in 19 states and a standalone AUM of ₹25,003 crore as of March 31, 2024, Poonawalla Fincorp employs around 2300 people. Their diverse range of products includes pre-owned car finance, personal loans, loans to professionals, business loans, loans against property, supply chain finance, machinery loans, medical equipment loans, and consumer loans.

Also Read: Journey Of Poonawalla Fincorp’s Managing Director — Abhay Bhutada

Customer Experience Is The Priority

The launch of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card signifies Poonawalla Fincorp’s dedication to improving the customer experience. By incorporating valuable features such as no fees, generous reward points, and exclusive offers, this card sets a new standard in the financial sector.

For customers, this card is more than just a payment tool; it opens the door to a range of benefits and rewards. It is designed to make everyday transactions more rewarding, provide savings on entertainment and fuel, and offer high-value reward points that are easily redeemable. 

Conclusion

The IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card is a testament to Poonawalla Fincorp’s commitment to providing tailored financial solutions that enhance the lifestyle of its users. With its comprehensive features and benefits, this card is poised to become a favorite among customers seeking value and rewards in their everyday transactions.

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RuPay Credit Cards – Debunking Common Myths

Myth 1: RuPay Credit Cards Don’t Work Outside India

This is one of the biggest myth about RuPay Cards as Many people think that RuPay cards only work in India. But this is not true at all. RuPay works with international networks like Discover and JCB. You can use these cards in over 190 countries. Whether shopping online or travelling abroad, RuPay credit cards are just as useful as other cards. But you need to make sure that you enabled International Transactions for your card before going abroad.

Myth 2: RuPay Credit Cards Don’t Offer Rewards

Some believe RuPay cards lack rewards or benefits as compared to other networks but this is not true at all, RuPay credit cards offer cashback, and discounts on shopping, travel, and dining. Premium cards include perks like free airport lounge access. You don’t miss out on rewards with RuPay. Even some of the Rupay Cards are offering greater rewards then legacy network cards. For Example, Kiwi Credit Card offers up to 5% cashback of the transactions.

Myth 3: RuPay Credit Cards Are Only for Low-Income People

This myth started because RuPay was linked to government programs for basic accounts. But now, RuPay credit cards come in all types—basic and premium. Big banks like SBI, HDFC, and ICICI offer RuPay cards for all income groups.

Myth 4: RuPay Credit Cards Are Not Safe

Some think RuPay cards are less secure than legacy card network cards. This is not true at all, RuPay credit cards have advanced safety features like EMV chips and two-factor authentication. They have almost all the security features that are available with VISA and MasterCard. They are as safe as any other credit card.

Myth 5: RuPay Cards Are Not Accepted Everywhere in India

RuPay cards are accepted almost everywhere in India. You can use them at stores, restaurants, and online platforms. NPCI, the company behind RuPay, has built a strong network to ensure wide acceptance. Specially after enabling the UPI payments with Rupay Card it can be used in any part of India as UPI is already present in every corner of India.

Myth 6: RuPay Cards Have High Fees

RuPay cards are affordable. They have lower transaction fees than other cards. This helps businesses and card users save money. Read More - https://gokiwi.in/blog/rupay-credit-cards-debunking-common-myths/