#High Yield Returns In Sg

[thecondosg]

Choosing TheCondo.sg for high-yield returns in the Singapore property market is a strategic decision backed by a proven track record, a diverse portfolio, and a commitment to excellence. With a focus on prime locations, innovative design, and comprehensive services, TheCondo.sg stands as a beacon for investors seeking not just a property but a pathway to long-term financial success in Singapore’s thriving real estate sector.

[your-dietician]

These Trend-Tracking Managed-Futures Funds Are Up Over 40%. How They Work.

New Post has been published on https://medianwire.com/these-trend-tracking-managed-futures-funds-are-up-over-40-how-they-work/

These Trend-Tracking Managed-Futures Funds Are Up Over 40%. How They Work.

A group of little-known mutual funds that follow trends in financial markets have capitalized on the dollar’s rise and the big drop in the bond market to rack up outsize returns this year.

 The AlphaSimplex Managed Futures Strategy fund (ticker: ASFYX ) was up 47.7% this year through Friday and the AQR Managed Futures Strategy has gained 40.7%, Morningstar data show. Similar funds, which aim to achieve returns that aren’t correlated with stock and bond markets, are up an average of more than 20% so far in 2022.

By comparison, the S&P 500 was down 22.7% through Friday. The iShares Core U.S. Aggregate Bond exchange-traded fund (AGG), a bond-market proxy, was off 14.7%.

Using quantitative models that flash buy and sell signals, the funds hop onto trends when they are starting by taking long or short positions in stock, bond, currency, and commodity markets around the world, hoping to ride the market moves for extended periods. They tend to do well when markets go from good to great or bad to worse, and fare poorly in choppy conditions.

There has been plenty to exploit this year, given the sharp rise in the dollar and historic selloff in global bond markets. Trend-following strategies are having their best year since the French bank Société Générale began tracking them 22 years ago with the SG Trend Index up 35.6% through Sept. 30.

Barron’s wrote favorably on the trend-following funds in May.

“Inflation has changed some asset price dynamics and created some persistent macro themes,” says Katy Kaminski, a manager of the AlphaSimplex Managed Futures Strategy.

Short- and long-term interest rates have taken off as the Federal Reserve and foreign central banks have tightened monetary policy to fight inflation. And the fact that the Fed has raised rates faster than its counterparts overseas has combined with the relative health of the U.S. economy to send the dollar higher. The Japanese yen, the euro, and the British pound have all fallen against the buck.

“What stands out this year is that there have been good trends in multiple asset classes,” says Yao Hua Ooi, a managed of the AQR Managed Futures fund. “The upward surprises in inflation and the monetary-policy responses have led to the most dramatic rise in yields across most developed markets since the 1980s.”

The AQR website shows a $1 million minimum investment for individuals, but that limit is waived for people who buy the fund through financial advisors.

The funds are marketed as diversifiers for investors, whose portfolios tend to heavy in stocks and bonds. Most investors are reluctant to short stocks, bonds or any asset class for that matter. The managed futures fund offer a disciplined way to do that without having to make calls on what assets to buy or sell.

The funds had a mixed record before 2022, but with the big gains this year, many are ahead of the S&P 500 over the past three years. All are crushing the bond market over the past three and five years. TABLE HERE

Fund / Ticker YTD Return 3-Year Return 5-Year Return Size (bil) Pimco Trends Managed Futures Strategy / PQTAX 22.1% 15.1% 10.4% $5.0 American Beacon AHL Managed Futures / AHLYX 22.8 11.9 8.5 4.3 AlphaSimplex Managed Futures Strategy / ASFYX 47.7 18.4 11.5 3.5 Abbey Capital Futures Strategy / ABYIX 23.8 10.8 8.1 3.0 AQR Managed Futures Strategy / AQMNX 40.7 10.5 5.9 1.7 S&P 500 Index -22.7 9.2 9.2 IShares U.S. Core Aggregate Bond / AGG -14.7 -3.6 -0.4

Returns through Oct. 7; 3-Yr and 5-Yr returns are annualized

Sources: Bloomberg, Morningstar

The largest fund in the category is the $5 billion Pimco Trends Managed Futures Strategy (PQTAX). Others include American Beacon AHL Managed Futures (AHLYX), and Abbey Capital Futures Strategy (ABYIX). One drawback is that fees can be high at 1.5% to 2% annually.

U.S. stock and bond prices used to move inversely, with bonds representing a haven when equity prices declined. But this year, high inflation has led to bear markets in both asset classes, adding to the appeal of investments that are correlated with neither.

Some funds were able to capitalize on the bull markets in many commodities, including oil, in the first half of 2022. The AQR Managed Futures fund scored with a bullish position in European electric power markets.

But riding the trends isn’t simple. Kaminski says that while the U.S. stock market is down more than 20% this year, the jagged downward move has made it tougher for managed futures funds to exploit. The AlphaSimplex fund has dialed down its risk levels since the start of the year because many of its positions are positively correlated, she says. That could lead to bigger losses if markets go the wrong way.

How will the funds perform from here? Some think the rise in bond yields and the dollar may soon end. That could lead to choppier markets and losses.

But the good thing is that if the Fed does pivot from its tight-money policies, the funds can shift and take advantage of any extended bond rally or dollar weakness. Kaminski says the fund did well during the pandemic-driven equity selloff that began in March 2020 by being long bonds and short oil, the opposite position from this year.

Write to Andrew Bary at andrew.bary@barrons.com

Read the full article here

[signatureglobalindia]

Top 5 reasons for investing in affordable society shops in Gurgaon

Society Shops are marketplaces within the society or housing premises to provide convenience majorly to the residents of that particular society or the dwellers living nearby. People can fulfill their daily needs through these society shops with ease and comfort. The shops are at boom because of its investment prospects and increased demand. Products related to dairy like milk, curd, butter; products related to grocery like vegetables, fruits, cereals, pulses along with pharmacies and ATMs can be an integral outlet of these shop hubs.

Affordable society shops in Gurgaon facilitate so many opportunities and prospects for the investors and MSMEs. The shops are the preference of every single resident because of the quick services and accessibility it gives. These are easy to rent and manage, as they are convenient and comfy. Investment in these society shops can be great source of income as the footfall will be specific and regular. The cost of investment for these shops varies depending upon the area and the surrounding regions.

Affordable Society Shops in Gurgaon are in demand. Every residential property being developed these days comes with such retail hubs covering the front of the society. The main motive is to help the dwellers get needs fulfilled. It is indeed a good chance to put money into these as people are well aware of their benefits and advantages. It is considered to be a game changer to en-route your finances through something which is already in demand. Since Gurgaon is one of the developing and emerging cities, several real estate players are investing in such property types.

One such developer is Signature Global which has developed several such projects alongside residential set-ups. These are popularly known as Signum and these are high-street retail hubs, each located at strategic locations to help the people living in the surrounding. Few of these projects include SG Signum 63A, SG Signum Plaza 63A, Signum Plaza 37D II, Signum 88A, Signature Global Signum Plaza 81 & 92, Signum Plaza 37D I, Signum Plaza 37D II, Signum 37D III, etc.

Affordable society shops in Gurgaon are comparatively easier to operate and function because of low maintenance cost. So, this is also one of the advantageous factors of investing in these society shops. Its capacity to render top services makes it favourable for investors as well as suppliers. The popularity of society shops can be a good indicator to invest upon. Return on investment of affordable society shops in Gurgaon is better as they yield higher return and benefits. As society shops in Gurgaon are in demand and helps in the growth of realty sector, so, a step towards it can be noteworthy and exceptional.

[ananya5400]

Factors Driving the Plant Breeding and CRISPR Plants Market

The plant breeding and CRISPR plants market is estimated to account for USD 7.6 billion in 2018 and is projected to reach USD 14.6 billion by 2023, growing at a CAGR of 13.95% during the forecast period. Increasing investments from the private sector and increasing consolidation of the in-house plant breeding facilities is driving the growth of the plant breeding and CRISPR plants market.

Download PDF Brochure @ https://www.marketsandmarkets.com/pdfdownloadNew.asp?id=256910775

The scope of this report includes a detailed study of leading seed manufacturers with in-house plant breeding facilities, such as Bayer (Germany), Syngenta (Switzerland), DowDuPont (US), KWS SAAT (Germany), Limagrain (France), and DLF Trifolium (Denmark), and also major service providers, such as Eurofins (Luxembourg), SGS SA (Switzerland), Pacific Biosciences (US), Benson Hill Systems (US), Hudson River Biotechnology (US), Evogene (Israel), Bioconsortia (US), and Equinom (Israel). In addition, these companies are focusing on developing, introducing, and manufacturing various seed lines utilizing advanced techniques, which enable farmers to encourage sustainable farming practices.

Bayer, a life sciences company, offers crop protection products, seeds, and non-agricultural pest control products. These products are offered through its business segments, namely, crop protection/seeds and environmental science. The company offers a broad product portfolio of high-value seeds and effective pest management solutions. The company operates in various regions including North & South America, Europe, Asia Oceania, the Middle East, and Africa through its production facilities. The company innovates plant traits and develops new seed varieties of cotton, canola, soybeans, rice, wheat, and vegetables, through investments in R&D activities. Bayer’s manufacturing facilities operate in 130 sites, which are spread across 34 countries. It has its distribution network and sales operations in over 120 countries. For instance, in September 2018, Bayer set up its breeding and trait development station in North Carolina (US). This expansion helps the company to increase its customer base, and thereby increase its market share in the North American plant breeding market. The company’s recent acquisition of Monsanto, which is one of the leading plant breeders, has enabled the company to utilize cutting-edge technology solutions for plant breeding processes.

Syngenta is a leading company that provides crop protection products. It offers over 145 crop protection products across the globe, which can be used for nearly 200 crops. It is engaged in the development, production, and marketing of various products to improve crop yield and its quality. The company operates through three business segments-crop protection, seeds, and lawn & garden. The investment in Syngenta’s seeds division has enabled it to expand its product offerings, services, and R&D facilities. The company invests more than USD 1.3 billion each year on R&D, and in 2017, it invested USD 1.2 billion on crop protection and seeds business. With the increasing investment in innovations, the company could offer new technologies that would help growers to gain higher crop yield in return of investment. New technologies offered by the company are mainly in the form of genetics and traits, which offer disease resistance, insect control, herbicide tolerance, drought resistance, and increase yields in seed varieties, complemented by innovations in digital agriculture and crop protection.

Speak to Analyst @ https://www.marketsandmarkets.com/speaktoanalystNew.asp?id=256910775

The increasing industrial value for corn and soybean in the US has been encouraging breeders to adopt advanced technologies for better yield, owing to which the adoption rate for crop genetics in this country has been high. Also, the limited regulatory control and high promotional support for intellectual property affairs in genetic technology have been extremely favorable toward the adoption of plant biotechnological tools in agriculture. Hence, North America dominated the global plant breeding market in 2017. On the other hand, there has been an ever-increasing demand for commercial seeds in the Asian market, in line with the improving economic conditions. Also, seed manufacturers such as Bayer, Monsanto, and Syngenta have been showing increasing interest in tapping this potential market, wherein the companies have been expanding their R&D centers across the Asia Pacific.

[betheflare]

I See You

Name: Senegal

Demonym: Senegalese

Etymology:  Senegal is translated from the Wolof “sun gal” to mean “our boat”.

Capital: Dakar

Motto: "Un Peuple, Un But, Une Foi" (French)

                "One People, One Goal, One Faith"

Location: West Africa

Population: 16,313,742 (2018)

Religion: Islam is the predominant religion in the country, practiced by approximately 94% of the country’s population; the Christian community, at 5% of the population, are mostly Roman Catholics.

Climate: Sahelian

Language(s) Spoken: French and Wolof

National Languages: Balanta-Ganja, Hassaniya Arabic, Jola-Fonyi, Mandinka, Mandjak, Mankanya, Noonm, Pulaar, Serer, Soninke

Currency: CFA franc (XOF)

Independence Day:

- From France 4 April 1960

- Withdrawal from the Mali Federation  20 August 1960

Flag meaning: The red, yellow and green are the official Pan-African colors, and the centered star is symbolic of hope and unity.

Brief History

Archaeological findings throughout the area indicate that Senegal was inhabited in prehistoric times and has been continuously occupied by various ethnic groups.

Some kingdoms were created around the 7th century: Takrur in the 9th century, Namandiru and the Jolof Empire during the 13th and 14th centuries. Eastern Senegal was once part of the Ghana Empire.

Islam was introduced through Toucouleur and Soninke contact with the Almoravid dynasty of the Maghreb, who in turn propagated it with the help of the Almoravids, and Toucouleur allies.

This movement faced resistance from ethnicities of traditional religions, the Serers in particular.

In the 13th and 14th centuries, the area came under the influence of the empires to the east; the Jolof Empire of Senegal was also founded during this time.

In the 14th century the Jolof Empire grew more powerful, having united Cayorand the kingdoms of Baol, Sine, Saloum, Waalo, Futa Tooro and Bambouk, ormuch of present day West Africa.

The empire was a voluntary confederacy of various states rather than an empire built on military conquest.

The empire was founded by Ndiadiane Ndiaye, a part Serer and part Toucouleur, who was able to form a coalition with many ethnicities, but collapsed around 1549 with the defeat and killing of Lele Fouli Fak by Amari Ngone Sobel Fall.

Colonial Era

In the mid-15th century, the Portuguese landed on the Senegal coastline, followed by traders representing other countries, including the French.

Various European powers-Portugal, the Netherlands, and Great Britain-competed for trade in the area from the 15th century onward.

In 1677, France gained control of what had become a minor departure point in the Atlantic slave trade-the island of Gorée next to modern Dakar, used as abase to purchase slaves from the warring chiefdoms on the mainland.

European missionaries introduced Christianity to Senegal and the Casamance in the 19th century.

It was only in the 1850s that the French began to expand onto the Senegalese mainland after they abolished slavery and began promoting an abolitionist doctrine, adding native kingdoms like the Waalo, Cayor, Baol, and Jolof Empire.

French colonists progressively invaded and took over all the kingdoms except Sine and Saloum under Governor Louis Faidherbe.

Senegalese resistance to the French expansion and curtailing of their lucrative slave trade was led in part by Lat-Dior, Damel of Cayor, and Maad a Sinig Kumba Ndoffene Famak Joof, the Maad a Sinig of Sine, resulting in the Battle of Logandème.

Independence (1960)

On April 4, 1959 Senegal and the French Sudan merged to form the Mali Federation, which became fully independent on 20 June 1960, as a result of a transfer of power agreement signed with France on 4 April 1960.

Due to internal political difficulties, the Federation broke up on 20 August, when Senegal and French Sudan each proclaimed independence.

Léopold Sédar Senghor was Senegal's first president in September 1960.

Senghor was a very well-read man, educated in France.

In 1980, President Senghor decided to retire from politics.

Former prime minister Mamadou Dia, who was Senghor's rival, ran for election in 1983 against Diouf, but lost.

Senghor moved to France, where he died at the age of 96.

Senegal joined with the Gambia to form the nominal Senegambia Confederation on 1 February 1982.

Despite peace talks, a southern separatist group in the Casamance region has clashed sporadically with government forces since 1982 in the Casamance conflict.

In the early 21st century, violence has subsided and President Macky Sall heldtalks with rebels in Rome in December 2012.

He encouraged broader political participation, reduced government involve mentin the economy, and widened Senegal's diplomatic engagements, particularly with other developing nations.

Domestic politics on occasion spilled over into street violence, border tensions, and a violent separatist movement in the southern region of the Casamance. Nevertheless, Senegal's commitment to democracy and human rights strengthened.

In the presidential election of 1999, opposition leader Abdoulaye Wade defeated Diouf in an election deemed free and fair by international observers. Senegal experienced its second peaceful transition of power, and its first from one political party to another.

On 30 December 2004 President Wade announced that he would sign a peace treaty with the separatist group in the Casamance region. This, however, has yet to be implemented. There was a round of talks in 2005, but the results have not yet yielded a resolution.

Geography

Senegal is located on the west of the African continent.

It lies between latitudes 12° and 17°N, and longitudes 11° and 18°W. Senegal is externally bounded by the Atlantic Ocean to the west, Mauritania to the north, Mali to the east, and Guinea and Guinea-Bissau to the south; internally it almost completely surrounds The Gambia, namely on the north, east and south, except for Gambia's short Atlantic coastline.

The capital Dakar lies on the Cap-Vert peninsula, the westernmost point of continental Africa.

Culture

*Wolof village*

Senegal has a wide variety of ethnic groups and, as in most West African countries, several languages are widely spoken.

The Wolof are the largest single ethnic group in Senegal at 43 percent; the Fulaand Toucouleur are the second biggest group, followed by the Serer, the nothers such as Jola, Mandinka, Maures or, Soninke, Bassari and many smaller communities.

About 50,000 Europeans and Lebanese as well as smaller numbers of Mauritanians and Moroccans reside in Senegal, mainly in the cities and some retirees who reside in the resort towns around Mbour.

Also located primarily in urban settings are small Vietnamese communities as well as a growing number of Chinese immigrant traders, each numbering perhaps a few hundred people.

There are also tens of thousands of Mauritanian refugees in Senegal, primarily in the country's north.

According to the World Refugee Survey 2008, published by the U.S. Committee for Refugees and Immigrants, Senegal has a population of refugees and asylum seekers numbering approximately 23,800 in 2007.

Refugees live in N'dioum, Dodel, and small settlements along the Senegal River valley.

SOME WOLOF PHRASES

Welcome

- Merhbe

Hello (General greeting)

- Na nga def (sg)

- Na ngeen def (pl)

- Salaam aleekum

How are you?

- Jaam nga am? (Have you peace?)

- Na nga def?

Reply to 'How are you?'

-  Jaam rek, Yow nag? (Peace only, and you?)

- Mangi fi rekk, na nga def?

Long time no see

- Gej na la giis

What's your name?

- Naka-nga sant?

- Na nga tudd?

- Noo tudd?

My name is …

- Maa ngi tudd ...

- ... laa tudd

Where are you from?

- Fan nga joge? (sg)

- Fan ngeen joge? (pl)

I'm from …

- Maa ngi joge ...

- ... laa joge

Pleased to meet you

- Am nàa mbekte ci guiss la

Good morning

(Morning greeting)

- Jaam nga fanane

Good afternoon

(Afternoon greeting)

- Jamm nga yendoo

Good evening

(Evening greeting)

- Naka ngon si

Goodbye

(Parting phrases)

- Ba beneen

- Mangi dem

Good luck!

- Màa ngui lay nianal weurseuk

Cuisine

The basic food is rice cooked with a spicy sauce and vegetables. The national dish is chep-bu-jen,the Wolof word for rice with fish. Cooked in a tomato sauce with boiled fish and a few vegetables (carrots, cabbage, and green peppers),chep-bu-jen is originally from the city of Saint-Louis.Yassa,a dish from Casamance is chicken or fish marinated in lemon juice, pepper, and onions and then baked. It is accompanied by plain white rice. Other sauces include mafé, domada and soupe kandja,(which is made from okra with fish and palm oil).

Landmarks

The Lake Retba (Lac Rose meaning Pink lake) -  It is named for its pink waters caused by Dunaliella salina algae and is known for its high salt content, up to 40% in some areas.

The House of Slaves and its Door of No Return is a museum and memorial to the Atlantic slave trade on Gorée Island, 3 km off the coast of the city of Dakar, Senegal. Its museum, which was opened in 1962 and curated until Boubacar Joseph Ndiaye's death in 2009, is said to memorialize the final exit point of the slaves from Africa.

While historians differ on how many African slaves were actually held in this building, as well as the relative importance of Gorée Island as a point on the Atlantic Slave Trade,visitors from Africa, Europe, and the Americas continue to make it an important place to remember the human toll of African slavery.

The Langue de Barbarie is a thin, sandy peninsula, adjacent to the Atlantic Ocean, located in western Senegal, in the neighborhood of the city of Saint-Louis. The peninsula separates the ocean from the final section of the Senegal River. 

The Great Mosque of Touba is a mosque in Touba, Senegal. It was founded by Amadou Bamba in 1887 and completed in 1963. Bamba died in 1927 and is interred inside the mosque. Since his death the mosque is being controlled by his family. 

Some interesting facts about Senegal

1. In the 16th century when the Portuguese visited the country’s coast, the fishermen said “sunu gaal”, which translates into “these are our boats”. The Portuguese, who understood nothing, simply named their land “Senegal”. Classic colonizers!!

2. Senegal’s location towards the west coast made it a hub for the international slave trade of the 18th and 19th century. Gorée Island, in particular, became a major transit point of the Atlantic Slave Trade.

3. In contemporary times, Senegal is very close to France. In fact, the very flag of Senegal has adopted the French Tricolor style. So the flags of both look the same, except for the color 

4. Senegal is the only country in West Africa which wasn’t overrun by a military coup. Its democratic stability has earned it many allies in Europe and the Americas.

5.  The common lingo of Senegal has a word called, “Teranga”. It has a very sweet and hospitable meaning and has become the identity of Senegalese people. It means helping a person to come to your land and settle down.

6.  Dakar is home to the tallest statue in Africa. The African Renaissance Monument built in 2010, stands at an impressive 49 m, but still a meter short of a half-century.

7.  Senegal is a paradise for footballers. Many prominent players like El Hadji Diouf, Henri Camara, Ferdinand Coly, Bouna Coundoul, etc. have been inducted into the European League from this country.

8.  Senegal’s grasslands have given the country its two national symbols, the baobab tree, and the red lion.

Questions

1. Are you from Senegal or know someone from there?

2. Are you interested in learning Wolof?

3. What’s your favorite thing about Senegal?

4. Do you know anything about Senegal I forgot to mention?

5. Which country/Island do you think I should share about next?

PLEASE INFORM ME IF THERE IS ANY MISTAKE SO I CAN CORRECT IT. THANK YOU :)

*I know I said ISY project is about unknown/less talked about countries but I thought I should share about Senegal since I love it’s people and wanted to know more about their culture.

+ about ISY mini project 

+ Previous ISY countries : VANUATU, KYRGYZSTAN .

[this-is-for-the-record-blog]

Pearl Jam - Pearl Jam - Album Review

Pearl Jam is the Seattle alternative rock band’s eighth studio album released in 2006 and the first and last with Sony owned J Records. The band came into the studio with no pre written songs, but rather just ideas that were hashed out into songs once the band jammed in the studio together, similar to Vitalogy, completing ten songs in just one week. Something the band hadnt attempted or accomplished since Vs. or even Ten. The record was described by the band as very Democratic with its collaborative contribution and its fair communication with all members of the band contributing lyrics and music, the way the band has been since Yield. The record contains a formula similar to the bands older material, some may consider it a return to form and is the reason the band went with the self titled rout and while a lot of the songs have an angsty, up tempo, hard rock energy, I feel the bands sound is more inspired by classic rock influences especially looking to The Who, Thin Lizzy, Buzzcocks, Ramones, Tom Petty, AC/DC, Heart and Led Zeppelin as major influences on the record. The aggressive drive and themes were inspired by the frustration with President George W Bush and his second term in office, the current state of America, as well as The War on Terror, the mourning of friend and punk rock guitarist Johnny Ramone’s passing also served an influence on the darker songs. It sounds to me as though the band was consciously writing classic rock sounding record or it was at least the sonic direction. The longest break between releases came between the bands last record Riot Act and their self titled record here. This was attributed to singer Eddie Vedder getting married and having his first child while the band also supported the Vote for a Change tour during that break. Avocado is the closest the band has ever been to producing a conceptual record giving the listener a glimpse into the life of a working class American with financial struggles, despite having hope and faith. The mainstream medias sugar coating of pharmaceutical drugs as a solution to your problems or alcohol which is marketed as an answer to a fun time, with both of these ending in addiction. That American who cant find a job to pay the bills and provide for their family they turn to dealing. The grief stricken family of a fallen soldier, or that Army reservist manipulated and taken for granted by the government, and is stationed far from his loved ones. The record has themes dealing with feelings of political anger, addiction, religious resentment, poverty, death, anxiety, escape but ends with renewal and personal growth. You can almost see a drama unfolding throughout the album.

Alvocado was produced by Adam Kasper, producer on the bands last record Riot Act. Unlike Riot Act though instead of focusing on love as an answer the band vents all its frustrations here. Musically the record is much less of the recent experimental and calming Pearl Jam we have come to know, but much more straight forward musically and lyrically, a hard hitting formula seen on their debut and sophomore records. Singer Eddie Vedder said this about the records musical energy “It’s easily the best stuff we’ve done but also some of the hardest stuff. It’s very aggressive, because again, it’s kind of a product of what it’s like to be an American these days. It’s pretty aggressive, especially when you turn it loud.” The first half of the record contains all up tempo tunes, 5 hard rocking songs back to back, the most high energy songs in a row than any other Pearl Jam record before it, while the second half offers ballads and more mid tempo tracks. Producer Adam Kasper was able to bring the same live raw sound that was present on Riot Act again on this record here, but fills in the gaps a bit more than before. A couple of those raw, hard rocking, muscular tracks are “Life Wasted” which features an Angus Young guitar riff that bares the same energy heard on AC/DC tracks like “If You Want Blood”, “T.N.T.” and “Walk All Over You” with its off the cuff guitar solos and improvised jamming at the end. The song is played a half-step down and uses a capo on the 3rd fret (first 5 strings only, with the 6th open.) This oddly written song structure has become more frequently seen among the bands back catalog especially since Yield and really reminds me of song writing seen in bands like Led Zeppelin. Then theres the anthemic, politically ranting “World Wide Suicide” which opens with Eddie Vedder grinding an ebow into the strings and pickups on his guitar, a technique I dont think ive seen or heard before with an ebow and has a riff similar to Buzzcocks�� “No Reply”. The track has an older grungy Pearl Jam sound similar to “Satan’s Bed” while a bit of “Spin the Black Circle”, another song from the bands third record, Vitalogy, is heard on the punk rock influenced “Comatose”. The song kicks in heavy like AC/DC’s “Hell Aint A Bad Place To Be” while the hard rock energy of “Severed Hand” reminds me a bit of the beginning of The Who’s “Wont Get Fooled Again” with its guitar part at the beginning mimicking a synth, while the main riff is very similar to The Who’s “Go To The Mirror” just sped up and “Matt Cameron’s Kieth Moon sounding, chaotic drum rolls. “Marker In The Sand” the last of the first 5 up tempo songs and reminds me of “American Woman” by The Guess Who. It experiments with tempo a bit shifting time signature going into the chorus, claiming the best melody on the entire record and might be my favorite track.

The record doesnt take a breath ‘till the simple love song “Parachutes”, an acoustic, psychedelic ballad that reminds me of The Beatles “Hey Jude” with the cadence of the guitar being played like a piano, but the break doesnt last long as things pick right back up again with “Unemployable” a song that reminds me of The Who’s “Another Tricky Day” and “Big Wave” the only care free track on the record reminds me of Soundgarden’s “Never Named”. The album periodically breaks the high energy again with “Gone”, slowing down at the end starting with “Come Back”, a charming, soulful ballad that leans heavy on organ, bass, hi-hat, snare and kick drum. The song musically and conceptually follows “Last Kiss” harkens back to Motown 50s era ballads paying homage to Otis Redding’s “Come To Me” and Eric Clapton’s “Bell Bottom Blues”. Some of the songs like the album closer “Inside Job”, a slowly building, climactic track that starts off like The Who’s “The Song Is Over” meets R.E.M.’s “Boy In The Well”, but builds into a progression and a lead guitar part similar to Tom Petty’s Organ soaked “The Waiting”. Songs like this one explore more varied tempos and have an artistic and darker cathartic rock sound to them. The song features Mike McCready on a double neck SG guitar, playing the electrical 12 string in the beginning. Eddie Vedder said this about the up tempo music and how it relates to the darker lyrical themes, “the hope was going to be in the guitar solos. It was the guitars and drums going at it that was going to lift you out of the dark abyss that I had painted.” Needless to say guitarists Mike McCready and Stone Gossard channel guitarists Angus Young, Jimmy Page, Dan Thunder Bolton, Eric Clapton, Johnny Ramone, Kieth Richards, Scott Gorham, Peter Frampton,  Mike Campbell, Steve Diggle and Billy Zoom and Eddie Vedder seems to be channeling Pete Shelley, Michael Stipe, Bob Dylan, Phil Ochs, Tom Petty, Bruce Springsteen, and Pete Townshend on the record. The drums, guitar leads and vocals really shimmer and take a lot of the spotlight on this record and Matt Cameron puts in a lot of vocal work as a back up singer as well, while organist Boom Gasper takes lead spotlight on “Wasted Reprise,” a sort of intermission that brings back the chorus heard in “Life Wasted” and leads nicely into the next track “Army Reserve”.

In the song writing department, the band took their time in a process that was very tedious with the songs having many different sets of lyrics. Eddie Vedder described it as a process that demands “the patience of like a National Geographic photographer sitting underneath the bush in a tent”, adding that he would at times “figure out after eight, nine or eleven drafts that the first one was actually the one”. Where Riot Act was Pearl Jam’s most politically driven record this record takes that to the next level in a more upfront way and is the bands most socio-political to this day and takes the approach of writing from the perspective of someone else something present on Pearl Jam’s earlier records. The songs “World Wide Suicide”, and “Army Reserve” a mid-tempo rocker co-written by Damien Echols (one of the West Memphis Three), are about the Iraq War and express opposition against the war and president Bush’s agenda in Iraq, questioning his motives. It also provides a bit of hard truth behind war from the perspective of the family of a fallen soldier as well as the average American who reads the news paper, making the song relatable to many. “It’s understandable why someone would like their entertainment to provide an escape from modern day worries and the reality of war. We feel this record creates a healthy opportunity to process some of these emotions rather than deny them. It’s like we took our aggression’s and shaped something positive from them in a very direct manner” Vedder also stated the record “deals with real content and the moral issues of our time”. Other politically driven songs like “Marker In The Sand” deal with the hypocrisy behind religion and how it seems to be at the center of Bush’s agenda and how its always at the center of every war, while “Unemployable” a Springsteen type song that reflects on issues of poverty during the economic decline of the Great Recession and “Comatose” points out the threat on civil liberties backed by religion specifically in regards to same sex marriage. Guitarist McCready said, “We all feel that we’re living in tumultuous, frightening times, and that ranges from the Iraq war to Hurricane Katrina to wiretapping to anything that smacks of totalitarianism. And just bad political decisions being made. We feel that as Americans, and we’re frustrated. So a lot of those feelings have come out in these songs.”

The song “Come Back“ is easily the most heart wrenching ballad the band has produced since “Black” and has similar themes of heart break after someone you loved has past away or moved on, much like “Last Kiss”. The track has been said to have been inspired by the death of famed punk rock guitarist and Vedders close friend Johnny Ramone. Another song like “Severed Hand” is about dealing, addiction and substance abuse with “Life Wasted” being viewed as having been on the verge of overdosing or witnessing a friend overdose or just a simple brush with death. Eddie Vedder has stated the song was written after attending Johnny Ramones funeral and reflecting on mortality and the outcome of substance abuse. Eddie stated, “When you leave that funeral, that drive is as important as any single stretch of road you’ll travel on. You’ve got a renewed appreciation for life. And I think that feeling can last through the day, through the week, but then things start getting back to normal and you start taking this living and breathing and eating thing for granted. I think that song is there to remind you, ‘This is that feeling’.” The existential track “Big Wave” is a fun song of oceanic celebration, where Vedder expresses being of crustacean origin, evolving and adapting into a human but still having connections with his aquatic roots through his love for surfing, constantly seeking that next big wave. Songs of self reflection, soul searching and renewal are expressed on songs like “Inside Job” a song written entirely by Mike McCready, his lyrical debut about recovery, sobriety and loving yourself so you can share that love with others. Vedder said one way to deal with negative energy and frustration is “to kind of look within. If nothing else, effect some change in yourself. If you’re in a position of feeling pretty together at that point, then you feel like you can make a contribution to society, as opposed to being a fucking wreck and just adding to the pile of destructive forces you can find yourself surrounded by. And that’s exactly, verbatim, what’s in the song, really. Like ‘shining a human light.” and the song “Gone” is a song of liberaion that goes back to the idea expressed on the bands song “Rearviewmirror” where the character in the song is getting in a vehicle and heading out of town, leaving his/her anxiety and materials behind in search of peace, autonomy and freedom. Vedder has said “Gone” is about someone “needing to find a new life without his past, without his possessions, and not really looking for more possessions.” Early shades of what was to come on Eddie Vedders “Into The Wild” record. The line “nothing is everything” was taken from the song “Let’s See Action” from the 1972 Pete Townshend solo album, Who Came First. Vedder thanks Townshend in the liner notes for the album.

The cover art of the record depicts an avocado cut in half with the seed still in place. McCready said, “That symbolizes just kind of … Ed’s at the end of the process and said, for all I care right now, we’ve done such a good job on this record, and we’re kind of tired from it. Let’s throw an avocado on the cover. I think that’s what happened, and our art director goes, hey, that’s not a bad idea.” Because the album is self-titled, many fans refer to it as “Avocado” or “The Avocado Album.” I feel the record’s minimalistic cover art is an artistic symbol and straightforward display of this unique fruit that is organic and natural, which is exactly what the music on the record and what the band has always been, so the records self title and artwork makes sense and is fitting. Vedder explained, “In the end, we thought there was enough there with the title of the songs, so to put another title on the album would have seemed pretentious. So, really, it’s actually Nothing by Pearl Jam.” The liner notes contain artistic images of wax sculptures, in an almost “Body Worlds” style recreation of each band member with their flesh either decaying or lit on fire and other times have insects crawling out of them. The art was brought to video in the music video for “Life Wasted”, the band’s firorst conceptual video since 1998′s “Do The Evolution”. The music video represents the fragility of life, a theme that is expressed in the song as well. 

Pearl Jam’s self titled record is a great record, its my first record purchased through the Ten Club as an official member, this was the record I was listening to in high school while everyone was listening to modern emo and pop punk music. No one understood it or heard of it and thats what I liked most about it cause I never understood the appeal or the popularity behind the shallow music at the time, but I dont think it met the production or passionate song writing that was offered on Riot Act or even Binaural and I think it is the first record that showed the bands age a bit especially with Eddies vocals sounding a bit strained now going into a higher register on the fast songs but I think It gets credit for being as hard hitting, aggressive, scientific, and objective as their earlier records and most politically driven and socially critic to this day, making it arguably the most important and meaningful record in the bands discography. It has been been stated that atleast 12 songs were left off of the record. Not much is known of the songs. This would also make Avocado the most fruitful songwriting from the band since Ten! Some of the known songs are “The Forest” a song released on Jeff Ament’s solo record “Tone”, “10 Billion Years” was a song that ended up on Stone Gossard’s second LP and the track “Of The Earth“ is speculated to be B-side from their self titled record and has made some rare live appearances in 2010. The beautiful “Man Of The Hour”, one of my favorite songs was one that was recorded for the film Big Fish but wasnt included on the self titled record here. The song seems to conceptually connect with “Come Back” from the record, paying tribute to an idle or father figure after they have passed with them giving their final bow but stating that its only goodbye for now. The band had also recorded covers of “Someday at Christmas”, “Love Reign Oer Me” and “Daytime Dilemma” around this time. My favorite tracks are “Life Wasted”, “Word Wide Suicide”, “Marker In The Sand”, “Come Back”, “Army Reserve” and “Inside Job” If you like Burden Brothers, X, Foo Fighters, Wellwater Conspiracy, The Rockfords, Mother Love Bone, Skin Yard, AC/DC, Ben Harper, Temple of the Dog, R.E.M., Peter Frampton, Soundgarden, Bob Dylan, U2, Led Zeppelin, Hater, Tom Petty, Eric Clapton, The Beatles, Green River, Brad, Pete Yorn, Mad Season, Neil Young, Supersuckers, Heart, Three Fish, Steve Turner, The Verve Pipe, Ramones, Buzzcocks, The Rolling Stones, Bruce Springsteen, Sonic Youth or The Who you will love this record.

[whatiworekoc]

Investigating Skyline Markets Scam

They had no revenues last year but now are quietly selling these machines. The Labor Department released its weekly jobless claims report Wednesday morning, showing another 803,000 individuals filed for first-time unemployment benefits last week, ticking down slightly from last week but holding at a historically elevated level. The signal was clear and the returns are amazing where I traded $2,647,343 USD with 23,000 shares down. British Medical Association expert Dr Richard Jarvis said, "I think parents would want to take into account that the flu - although this particular strain is relatively mild for the most part - is something that will knock people off their feet for a few days and we are seeing appreciable morbidity, severe side-effects and sadly the occasional death". When step 2 and 3 have taken place, the next target will be one of the pigs (Portugal, Italy, Greece, Spain) in Europe. Clearly, it’s one of the best unique boutique s to buy for the coming year.

Balancing risks and rewards: As an energy producer, you receive the best prices for your physical commodity when prices are high. Are you more of a passive investor? The China property market will start to damper because it becomes more expensive for foreign investors to invest in properties due to unfavourable exchange rates. By right, the Moody's downgrade of China's credit rating would cause Renminbi to depreciate because more investors would stay away from China resulting in lesser capital inflows and more outflows. This difference in consideration will not sit well with the Malaysia side as Malaysia has more considerations than SG. Consequently, Malaysia will want to adopt the same HSR system for its KL-SG HSR. Well, Singapore is responsible for 15km while Malaysia will build 335km of the 350km KL-SG HSR. Usually, you will visit a relative or friend who has just had a baby with a gift as a sign of happiness.

Therefore, fixed income fund manager will be monitoring the spreads between Hibor & Shibor for any arbitrage opportunities. Overnight CNH Hibor is still high at 8.7%. Can you imagine paying 8.7% just for borrowing Renminbi for an overnight? On the upside, there will be some resistance at $15.47 ( Friday's High ), $16.25, and Thursday's High of 17.60. A close above $17.60 and it is likely $20 will be retested. And it doesn’t end there. Furthermore, the US commerce secretary had indicated that there would not be any US-China trade deal as the 2 countries were miles apart. The GM is retrenching 14,000 staffs and more companies will follow suit if the US-China trade war continues or escalates. If Trump and Xi cannot reach a detente in the G20 summit, the stock markets will fall significantly again because the euphoria of the trade talk has been factored into the stock markets now. However, when the bond yields start to rise rapidly, the risk-averse investors will flock to bonds and dump riskier assets that they bought previously. However, there was only a knee jerk reaction and the stock markets became euphoria with Trump being the president.

There is no fast method to become a NSE and BSE market master. Subsequently, the high interest rates caused the Thai stock market to collapse and exacerbate its economy. The White House task force, which includes the federal government's leading infectious disease expert Dr. Anthony Fauci, has been diminished in recent months as Trump grew impatient that efforts to slow the virus was having deleterious impact on the economy. My guess will be Italy because it is a big economy with high debts. Turkey looks set to hike or keep its high interest rates long enough to protect its lira. SGX just doesn't understand the capital market and stock trading exchange well enough. RIMM is the ultimate day trading stock right now in my opinion. 14.65 as well as $14.81 which is the 50 day moving average. AIG has support located at $35.72 which is the 200 day moving average. The group said it is braced for annual pre-tax losses of up to £15million, against profits of £108.3million the previous year, though it said the hit was contained thanks to Government support. In 1997, HK was returned to China with limited coffer because the UK had siphoned the HK government funds.

[capital10x]

C21 Investments (CXXI) - A Fresh Perspective

C21 Investments (CSE: CXXI) released Q3 results at the end of December and showed consistent performance along with some solid improvements across many key metrics. While the origin of the CXXI story carries significant baggage, we felt it was time to take a fresh perspective on the story, starting with an operational review.

Right-Sized Operations Yield Cash Flow

Unlike many cannabis companies, C21 Investments has right-sized operations. As of last quarter, they started generating both positive EBITDA and operational cash flow after a significant QoQ reduction in SG&A. The following table summarizes CXXI's financial performance over the last three quarters. 2019 Financial Metrics (000's) Q1 Q2 Q3 Revenue   $7,757  $9,859  $10,577 Gross Margin  43% 44% 42% SG&A  $2,865  $6,227  $2,212 Operating Margin  ($780) ($4,038)  $1,161 EBITDA  $452 ($1,856)  $2,212 CFO ($752)  $1,679  $2,256 Net CF ($6,053)  $335 ($1,175) Notably, topline growth slowed significantly last quarter. This may have been affected by the short-lived vape ban in Oregon and the negative news around vape products. However, we believe a more significant cause was the reduction in SG&A. Management often has to choose between growth investments or profitability. Given the pending debt obligations and low cash balance ($2.02 million), focusing on cash flow is a disciplined approach. Further, Oregon sales actually saw solid growth (25%) in the quarter compared to Nevada, which was flat. 2019 State Revenue Contributions Revenues (USD Million) Q1 Q2 Q3 Oregon  $0.66  $1.57  $1.96 Nevada   $7.10  $8.28  $8.62 The next few quarters will be very telling as it relates to the state of CXXI's operations. The company needs to see a significant growth in cash flow to cover pending debt obligations. If they can't grow revenues without overpaying on SG&A, their solvency will come into question. Further, there are significant questions about the value of their Oregon operations. While revenues are growing, certain assets are clearly struggling (as discussed below). After making a series of costly acquisitions, it remains to be seen whether they will yield the ROI that management and investors are hoping for. Looking at CXXI's 2019 Q3 performance annualized, the valuation metrics are favorable compared to large-cap companies and small-cap peers. Their EV/EBITDA is sitting at a healthy 9x, while price/sales is 0.95x. Investors should expect CXXI to trade at a discount relative to its large-cap peers given the company has significantly less growth potential as a two-state operator. However, these comparisons still provide context and demonstrate CXXI's operations are generating solid results. However, looking beyond the income statement to the assets on the balance sheet, investors start to see some concerning numbers.

Oregon Oversupply Weighing on Balance Sheet?

While it can be difficult to attribute the value of a growth-asset in its early days, it's clear some of CXXI's Oregon acquisitions are not paying off as desired. The Eco Firma Farms acquisition, completed in June of 2018 for consideration of $7.85 million, has seen some write-downs. In January of 2019, $5.16 million of goodwill was written down, while in October of 2019, an asset impairment of $4.14 million was charged. At the very least, they have taken the opportunity to minimize tax payments. Looking at the Swell acquisition, while no formal write-downs have been made, there are still ongoing negotiations regarding remaining payments. Management is trying to reduce the cash consideration paid to make the deal more favorable for shareholders. While investors should be pleased to see CXXI push for a better deal, it's another sign of an acquisition that isn't paying off. Finally, CXXI's Phantom acquisition, completed in February of 2019 for a total considering of $10.54 million, is also being revisited. Specifically, there are ongoing negotiations around the valuation of the properties associated with Phantom's cultivation facilities, which are being purchased for an additional $8.01 million. This is another sign that operations in Oregon are not paying off as expected. While we have heard positive anecdotal evidence that the Phantom acquisition was a smart move, the ROI is unclear at this time. Given the oversupply challenges facing Oregon operators and the EFF halt, CXXI's operations in the state may weigh on overall performance. As of the end of Q3, 74% of CXXI's total assets were comprised of goodwill and intangibles.  The total value of goodwill was $50.9 million or 58%, almost split evenly between Oregon and Nevada operations. Considering above 25% is high for a normal business, investors should be cautious.

The Devil Is In The Debt

While bulls and bears can argue over whether various acquisition prices were fair, our biggest red flag is the insider ownership of CXXI's debt. Of particular note is the secured promissory note owed to Sonny Newman (President and CEO of C21 Investments) for the Silver State acquisition. The original terms of the debt were for $30 million with an interest of 10% per annum, for total interest payment of $4.5 million to Mr. Newman over one and a half years. Since the original deal, the terms have been renegotiated twice, generally in favor of CXXI. We believe a third is likely imminent unless shareholders take action. As of the release of the financial statements (December 30th, 2019), $8.2 million had been paid (when including the month of November), along with interest. In the most recent version, Mr. Newman has reduced the interest amount to 9.5%, which means he will only make $4.125 million from the loan, assuming CXXI can pay off the $18.2 million that will be due on July 1st, 2020. As you may be able to tell from CXXI's financials, their operations are not sufficient to cover this debt obligation. They appear to have their hands full with the interest payments and small monthly principal payments of $600,000 they currently make. Moving forward, management appears to have three options: Debt Renegotiation New Debt Issuance Equity Financing We breakdown the options below. New Debt Terms with Sonny Newman Given CXXI's proclivity to renegotiate the debt terms in the past, we believe this is a very likely option. However, we do not think this would be in the best interest of shareholders. The loan as-is will already yield a massive return of over $4 million to Mr. Newman at the cost of shareholders. A renegotiation will likely result in additional interest payments, further benefiting the debt holder over investors. Few serious investors will buy into the company so long as this conflict of interest exists. Investors should leverage what power they have to ensure this option is not selected. New Debt Issuance The option that would benefit shareholders the most would be the issuance of new, non-dilutive debt. Unfortunately, given market conditions and CXXI's poor financial health, we do not believe this is a viable option. While it may be possible to issue convertible debentures, sweetener warrants will likely be required, leading to further dilution. A debt overhang will also remain, with no guarantees that CXXI will be able to pay off the new debt in time. While the ideal option, this seems unrealistic, leaving only one option that benefits shareholders. Equity Financing Management should look to equity financing options to pay down the debt obligation. Within this option, there are two routes. The first requires Sonny Newman to believe in the long term value of the company and covert the promissory note into shares. In order for this deal to occur, it would likely need to be at a discount to the current stock price. Further, Mr. Newman would have to feel he is receiving fair value for his money. This is where the above-mentioned conflict of interest becomes a problem - this deal may or may not be in Mr. Newman's best interest. As of the most recent financials, net equity for CXXI is $30.77 million. That includes $50.9 million in goodwill, and $14.7 million in intangible assets. Given the challenges facing their Oregon operations, Mr. Newman may not believe the assets are fairly valued. The following graph illustrates Mr. Newman's profit/loss if he were to convert the final debt payment into shares as a function of the accepted discount to the current share price. We look at three scenarios: He believes assets are fully valued He believes a 25% write-down of goodwill and intangibles is fair He believes a 50% write-down of goodwill and intangibles is fair Sonny Newman's Debt Conversion Profit/Loss

Source: Company Filings, Capital 10X Estimates. The implications of the above scenarios are summarized in the following table. Scenario Stock Price Discount Shareholder Dilution Zero Write-down n/a 45% 25% Write-down 10% 56% 50% Write-down 37% 113% Ultimately, if Mr. Newman converts his debt into equity at par, he will make a $3.9 million profit assuming believes assets are fairly valued. However, he would have to have serious conviction in the growth potential of CXXI, and be willing to accept significant capital risk. This is where he becomes conflicted as both creditor and President/CEO. Looking at the second option, management could complete a public offering or at-the-market equity raise to pay down their debt. The following graph illustrates the total shareholder dilution assuming an average discount price for the equity raise. Shareholder Dilution for Equity Raise Discount

Source: Capital 10X Estimates.

Our Conclusion

Obviously, no investor has a crystal ball, so it's not possible to predict how the market would react to a dilution event. The above calculations assume the stock price remains at debt conversion levels. Based on the debt overhang and negativity associated with Mr. Newman's insider debt ownership, we believe equity financing appears to be the best viable option. Either having Mr. Newman convert his debt at some modest discount or completing a public offering appear to offer similar levels of dilution to current shareholders. As the debt repayment date looms closer, we believe a lack of clarity will only weigh on the stock price, making an equity financing more dilutive. If we were a CXXI shareholder, we would be actively pushing management to complete an equity raise or issue new debt to move past these current challenges. If you believe in the long-term growth potential of the business, this would allow C21 Investments to continue developing its operations while using cash flow to fund growth initiatives. If Sonny Newman's debt is carried forward, we believe it will continue to dampen CXXI's outlook and ultimately starve the business of much-needed cash. Read the full article

[cannabisinvesting]

Latest News on Five Cannabis Company Stocks

September 4, 2019 (Tokyo, Japan) - The latest news on some cannabis company stocks including: Cara Therapeutics, Inc. (Nasdaq GM: CARA; currently $22.59), MedMen Enterprises Inc. (MMNFF; currently $1.99), Elixinol Global Ltd. (ELLXF; currently $1.51), Aurora Cannabis (ACB; currently $5.68) and Canopy Growth (CGC; currently $24.88). 

________

Source: Clayton Caller

Cara Therapeutics, Inc. (NasdaqGM:CARA): How Does This Stock Score in Terms of Value?

Posted by Josh Clayton | September 3, 2019 

Cara Therapeutics, Inc. (NasdaqGM:CARA) currently has a Value Composite score of 93.  The Value Composite One (VC1) is a method that investors use to determine a company’s value. A company with a value of 0 is thought to be an undervalued company, while a company with a value of 100 is considered an overvalued company.  The VC1 is calculated using the price to book value, price to sales, EBITDA to EV, price to cash flow, and price to earnings.  Similarly, the Value Composite Two (VC2) is calculated with the same ratios, but adds the Shareholder Yield.  The Value Composite Two of Cara Therapeutics, Inc. (NasdaqGM:CARA) is 94.

Investors often have to decide how aggressive they are going to be in the stock market. Having the mindset of getting rich quick may result in the rapid loss of capital. Of course, there are those who have possibly had luck on their side, but jumping in head first without a plan can be a recipe for disaster. It may be tempting to take a leap with a risky stock. However, high returns in the equity market may come with extensive risk and volatility. Managing that risk in turbulent markets may help keep the average investor above water when things swing the wrong way. Investors may want to assess if they are trading too much or trading the wrong types of stocks. Doing all the research may involve keeping a close tab on technicals, fundamentals, relevant economic data, and earnings reports. Investors may have to find a way to keep the rational side from being consumed by irrational behavior when analyzing the markets.

Please go to Clayton Caller to read the entire report.

________

Source: New Cannabis Ventures

MedMen Sees Q4 Revenue at $42 Million

August 13, 2019 | by NCV Newswire

MedMen Announces Preliminary Fourth Quarter 2019 Systemwide Revenue Results and Provides Additional Corporate Updates

Pro forma fourth quarter systemwide revenue, including pending acquisitions, of US$61 million, representing an annualized run rate of approximately US$245 million

Company is now on track to achieve an approximately 30% overall reduction in corporate SG&A from the December 2018 quarter, surpassing initial target reduction of 20%

Through the recent awarding of licenses and assuming completion of pending acquisitions, the Company is licensed for 92 retail stores across the U.S., including 17 retail stores in California

Completed previously announced amendments to US$250 million financing arranged by Gotham Green Partners

Signed definitive documentation for US$30 million equity financing with Wicklow Capital and Gotham Green Partners

LOS ANGELES, August 13, 2019–(BUSINESS WIRE)–MedMen Enterprises Inc. (CSE: MMEN) (OTCQX: MMNFF) (“MedMen” or the “Company”), a leading cannabis retailer with operations across the U.S., today announced unaudited systemwide revenue figures for the fiscal fourth quarter 2019, which ended on June 29, 2019. The Company also provided an update on several corporate initiatives, including efforts to optimize SG&A and raise capital, the status of the pending PharmaCann transaction and retail store expansion. The Company plans to announce financial results for Fiscal 2019 after market close on October 28, 2019.

Please go to New Cannabis Ventures to read the entire article.

________

Source: Seeking Alpha

Elixinol Is A Uniquely Positioned Legitimate Threat In The Cannabis And CBD Space

By Lucas Wolgram | July 21, 2019 | 32 comments  

Summary

• Elixinol has laid the groundwork necessary to compete in the highly competitive CBD and hemp food spaces.

• Three diversified business segments make Elixinol more than just a CBD company.

• Elixinol has a strong management team with unrivaled CEO industry experience.

• Execution on numerous upcoming catalusts could be very profitable for shareholders.

• Profitability will allow for significant re-investment in a fast-growing business without massively diluting shareholders.

Introduction

Elixinol Global (OTCQX:ELLXF) is a company making strides in the CBD space. The company is based out of Australia and trades on the ASX under the symbol EXL, and in the US on the OTC markets under the symbol ELLXF. In addition to CBD products, the company also has operations in the hemp foods industry and are working on a medical marijuana division. The company is currently increasing their product lineup and expanding globally.

Elixinol's stock price is down over 35% from the highs with the recent sell off in the industry. With experienced management, strong growth and a clearly defined road map, the company is an attractive buy into the pullback with significant upside potential.

Please go to Seeking Alpha to read the entire article.

________

Source: Market Realist

Aurora Cannabis and Canopy Growth: A Valuation Update

By RAJIV NANJAPLA | September 3, 2019

In August, Aurora Cannabis (ACB) and Canopy Growth (CGC) (WEED) fell 10.9% and 27.3%, respectively.

Stock performance

On August 6, Aurora’s management provided better-than-expected guidance. Also, the company completed its acquisition of Hempco Food and Fiber on August 19. Despite these announcements, Aurora stock fell due to the weakness in the cannabis sector. The regulatory issues involving CannTrust Holdings and Curaleaf have dented investor sentiments, leading to a fall in cannabis companies’ stock prices.

On August 14, Canopy Growth reported weak earnings results for the first quarter of fiscal 2020. The company missed analysts’ revenue expectations by a wide margin, while its net losses were higher than analysts’ expectations. Its weak first-quarter performance appears to have brought its stock down. Last month, the ETFMG Alternative Harvest ETF (MJ) and the Horizons Marijuana Life Sciences Index ETF (HMMJ) fell 14.5% and 12.3%, respectively. However, the S&P 500 Index fell only 1.8% during the same period.

Forward EV-to-sales multiple

On August 30, Aurora Cannabis was trading at a forward EV-to-sales (enterprise value-to-sales) multiple of 7.79x compared to 12.06x at the beginning of August. The decline in Aurora’s stock price has lowered its valuation multiple. Despite the fall, Aurora continues to trade at a higher valuation multiple than its peers’ median value of 4.06x. However, it’s trading at a lower valuation multiple than its multiple of 12.95x for the last eight months.

The fall in Canopy’s stock price has also lowered its valuation multiple. On August 30, the company was trading at a forward EV-to-sales multiple of 7.32x compared to 9.15x at the beginning of August. The company is trading at a lower forward EV-to-sales multiple than its average valuation multiple for the last eight months of 12.95x. Analysts expect Aurora’s revenue to rise 225.4% in the next four quarters, while they expect Canopy’s revenue to rise 290.9%.

Please go to Market Realist to read the entire article.

[dailykhaleej]

Private placement investors stepping up to address cash crunch, Banking & Finance

Singapore

WITH bond markets seizing up or exhibiting excessive volatility, non-public placement investors have stepped up and helped address cash crunch issues.

Since March, six out of seven Singapore greenback bond points have been accomplished on a non-public placement foundation, mentioned Clifford Lee, DBS Financial institution head of mounted revenue. PSA Treasury, SATS and Keppel Company have been amongst these which have made non-public placements to such investors which embrace insurance coverage corporations and banks.

In periods of maximum volatility, trading-oriented investors is not going to enter the market as a result of they fear about mark-to-market losses.

“Private placement investors are longer term investors who see the wider spread as an opportunity to buy in,” mentioned Mr Lee.

Keep up to date with BT newsletters

Private placements have been an everyday characteristic of the bond market, mentioned Kenneth Yeoh, OCBC Financial institution head of bond origination, capital markets. They’re usually pushed by a reverse enquiry from investors who’re eager about a particular credit score, and are then matched with a company issuer.

Throughout regular market situations, most bond offers have a tendency to be transacted as public choices for bigger investor distribution, even when the deal was initiated as a reverse enquiry.

“During times of bond market disruption such as now, when the general market is side-lined and a public offering may not be viable, bonds can continue to be issued via private placements as long as the investor(s) and issuer can agree on the terms,” mentioned Mr Yeoh.

The SGD offers accomplished in March and April through non-public placements have been principally with established Singapore blue chip corporations, he added.

Fastened revenue markets globally started seizing up from late February and the US greenback bond market was closed for about 9 days till the US Federal Reserve’s March 23 announcement that it will begin shopping for bonds instantly from the market, mentioned DBS’ Mr Lee.

PSA, which offered S$500 million 1.63 per cent 10-year mounted price notes on March 9, initially needed to promote USD bonds, he mentioned. Assured by PSA Worldwide, rated Aa1 (secure) by Moody’s and AA (secure) by S&P, it usually points within the a lot larger USD market which has tighter, or cheaper, pricing.

On the time, the USD market was “dislocated” and “we found that we could do an SG dollar deal more efficiently via private placement,” mentioned Mr Lee.

The 10-year US Treasury had dropped to under 1 per cent, and was headed in direction of 50 foundation factors by March 9, earlier than it swung again up to virtually 1.2 per cent on March 18. On April 20, it was 63.5 foundation factors.

“People felt it was ridiculous… you can’t price with such swings,” mentioned Mr Lee. “Realising the funding windows were closing rapidly, we helped PSA identify a private placement opportunity and swiftly executed it.”

The 10-year coupon price of 1.63 per cent is the bottom bond yield ever achieved in PSA’s historical past of debt capital market entry within the Singapore greenback, he famous, including the unfold continues to be wider than in regular instances. The 1.63 per cent coupon price is made up of the 10-year SGD swap provide price (SOR) of 87 foundation factors (bps) plus a ramification of 76 bps.

Only a few AA/Aa1 names subject in SGD, so it’s tough to get a direct SGD comparability, mentioned Mr Lee.

Due to the tighter pricing afforded to such issuers within the USD market lately, they’ve been issuing in USD as a substitute and swapping the proceeds to SGD to obtain even tighter pricing. Due to this fact, shortage worth in an SGD subject by PSA is actually a draw, he mentioned.

The final time PSA issued an SGD paper was in 2010, at a ramification of round 41 bps over 10-year Swap Provide Charge (SOR) for the same 10-year bond.

SATS Ltd issued two bonds additionally to non-public placement investors. The primary was a S$200 million 2.88 per cent 5-year mounted price notes on March 25, adopted by one other S$100 million on April 17. DBS and United Abroad Financial institution dealt with the SATS offers.

Each PSA and SATS will use the funds raised for common company functions and to refinance present borrowings.

On April 13, Keppel Corp did a S$250 million 2.25 per cent 5-year subject on non-public placement foundation.

In Hong Kong, DBS was the seller for the Hong Kong Airport Authority HK$900 million 2.30 per cent 10-year notes to non-public placement investors final week.

Throughout these instances, “it is a matter of looking into different currencies, to see where the private placement investor opportunities still exist for issuers”, Mr Lee mentioned.

12 months to April 9, quantity in SGD bond market has dropped 26 per cent year-on-year to S$4.5 billion from 20 offers.

DBS, the market chief, has seen its market share surge to 45 per cent, up from 31 per cent in the identical interval final yr. The financial institution’s quantity is up 5 per cent on yr.

International bond markets at the moment are working usually, following the US Fed’s direct shopping for of bonds, with comparable strikes by European central banks.

“In the USD bond space, we have seen a gradual re-opening of the market with several high-grade Asian sovereign and sovereign-linked institutions and blue chip corporates issuing in the public markets in recent weeks compared to the total absence of Asian bond deals in early March,” mentioned OCBC’s Mr Yeoh.

These embrace Beijing-based Lenovo which offered a US$650 million 5-year bond, whereas state-owned enterprise China Nationwide Journey issued two tranches of 5- and 10-year bonds price US$900 million.

There was additionally ST Engineering’s US$750 million 5-year bonds which took in orders of over US$Four billion.

These marked the primary two company bond offers priced in Asia because the market closed up a month in the past due to the Covid-19 disaster, mentioned Mr Lee.

In Singapore, bond investors are intently watching the SGD bond markets for constructive indicators on the worldwide Covid-19 scenario and hints of financial restoration, mentioned Mr Yeoh.

“We are keeping a close eye on these market developments with a view to assist our customers with their fund-raising requirements,” he mentioned.

<!– !function(f,b,e,v,n,t,s)if(f.fbq)return;n=f.fbq=function()n.callMethod? n.callMethod.apply(n,arguments):n.queue.push(arguments);if(!f._fbq)f._fbq=n; n.push=n;n.loaded=!0;n.version=’2.0′;n.queue=[];t=b.createElement(e);t.async=!0; t.src=v;s=b.getElementsByTagName(e)[0];s.parentNode.insertBefore(t,s)(window, document,’script’,’//connect.facebook.net/en_US/fbevents.js’);

fbq(‘init’, ‘1714621078759983’); fbq(‘track’, “PageView”); //–>

from WordPress https://ift.tt/3eUZbEv via IFTTT

[gracezhuconfuciuslab]

Muscle Bodybuilding Human growth hormone Gh Kig

Basic Info

Model NO. gh002 Model No. 191AA Shipment EMS, DHL, FedEx, TNT Payments Western Union, Moneygram, T/T MOQ 1 Vial Delivery Time 5-7 Working Days Door to Door Export Markets Global Spe 10iu/Vial, 10vial/Kit Usage Bodybuilding, Muscle Building, etc. Appearance Freeze Dried Powder Place of Origin China Trademark CZG Transport Package Aluminum Foil Bag Specification CQC GMP IS9001 CNAS SGS Origin Jiangsu, China(Mainland) HS Code 3913900000 Human growth steroids hormone 191AA GH KIG Detailed Product Description: Human growthormone supplements- hg(10 iu / vial ; 10 vials / kit ; Blue / red/yellow/grey/green tops ) Purity : 97% Place of  Origin : China Type: Vitamins, Amino Acids and Coenzymes Grade Standard: Medicine Grade Analysis : Enterprise standard Appearance : White Lyophilized Powder Benefits of using blue top HG : . Losing Cellulite and Wrinkles . Gaining muscle / losing fat/weight loss . Return of sexual potency, drive and pleasure . Restful sleep (even for insomniacs) . Improved mood and sense of well being . Hair color restoration and growth . Return of vitality, energy, stamina . Improved memory, alertness & concentration . Substantial increase in bone density . Improved vision, cholesterol & blood pressure . Faster recovery from injuries § Faster recovery § Improved cholesterol levels § Increased endurance and performance in the gym § Higher energy levels § Increased libido § Improvements in the immune system § Improvements in skin - smoother skin § Increased metabolism § Increased fat loss § Deeper sleep Application : Growhormone(Blue Top), also known as human growhormone, typically used for the treatment of dwarfism. It has anabolic effects, may increase muscular physique, but also for people in childhood and adolescence, bone growth, and strengthen the tendons and increase the internal organs. Athletes using growhormone primarily for building muscle and increasing strength.Different organs of the body can fight aging, elimination of sub-health status, providing the body the energy of youth organ recovery chain, to improve the sensitivity of peripheral and central nervous system cell viability, inhibit the body's organs aging. Full body can adjust to the young state. Because HGcan improve physiological decline caused by premature aging, deep sleep regulation, improve fatigue, looking shiny, red, hair loss, reduced abdominal fat reduction,improved immune system. After a course of treatment using the body's physiological functions of tissues and organs return to the level 5 years ago, played a fundamental life and health, the excellent anti-aging effect. Feedback A customer from Italy had injecting 10 iu IM of 99%purity Growhormone(Blue Top)  and yields a serum level of between 32.4 ng/mL. Our advantages : Our company is a professional production leading factory in China in pharmaceutical area of many years,our products have exported to USA,Greece, Spain, UK, Australia and other countries, and we have got very good feedback from our customers, we had established a long friendly relations. High quality, best price, first-class service, high successful delivery rate. We have stock, so we can delivery quickly at the very day when receive the payment. The quality control process 1)Purchasing Thorough market research, understand the price of raw materials and performance.To the procurement source to understand fully, and fully guarantee the quality of the procurement of raw materials. 2) Inspection Four steps: sampling, sample pretreatment, measuring and data processing. 3) Producing a)Each operator must do self-inspection of producs and make the corresponding inspection records. b)Full-time inspectors through check the operator self-inspection, and review and sign in the corresponding record. Full-time inspection is responsible for inspection of finished product, and make the finished product incoming inspection records. 4) Before selling Test result can be provided before selling. Third-party detection institution is allowed if you are not satisfied with test results. Contact method: Contact methods: Miss Grace Zhu Tel: +86 18861112319 Welcome to Inquiry Any Time! Read the full article

[victorparker1-blog]

3 Mega Cap Stocks For Outsized Returns

Mega cap stocks are the largest the market has to offer. These stocks tend to be very recognizable and familiar brands for both consumers and investors. They also generally have more predictable revenue and earnings streams, in addition to the majority of them paying meaningful dividends. With more stability during downturns, these stocks offer investors an attractive blend of predictability, growth and yield as a group.

There are typically around 25 or 30 stocks that meet our definition of mega cap, which is a market capitalization of $200 billion or greater, so there are plenty to choose from for those inclined. In this article, we’ll take a look at three of the best mega cap stocks to buy today.

Mega Cap #3:  Apple, Inc. (AAPL)

Apple is one of the largest companies in the world with a current market capitalization of $749 billion. As impressive as that is, it is well off of the company’s peak capitalization, having been the first company to ever have a stock market value in excess of $1 trillion. The company still gets most of its revenue from the design and manufacture of mobile devices, including smartphones, laptops and tablets. However, its once-fledgling services business would be an enormous company on its own, helping to boost not only the top line, but margins as well.

The company reported its most recent quarter on 11/1/18 and results were strong, as they typically are for one of the world’s most successful companies. Revenue hit a new record for Q4 as it expanded 20% while services revenue alone soared 27% to $10 billion. Strength was seen across the company’s product assortment and a bit of SG&A leverage helped the company boost earnings-per-share by 41%.

Dividend investors will be interested to know that the dividend is also 16% higher than it was last year as Apple continues its journey towards returning more and more cash to shareholders. The company’s dividend is only six years old, but has been raised at double digit rates and should continue to be. The payout ratio is under one-quarter of earnings and Apple has hundreds of billions of dollars in cash on its balance sheet. The current yield is just under 2%, but Apple should be a strong dividend growth story for many years to come.

We expect earnings to grow at 8% annually in the years to come as Apple continues to boost sales of devices as well as grow the service revenue portfolio. This should help expand not only the top line, but profitability as well.

In total, we see Apple producing mid-teens total returns thanks to earnings growth, the dividend and a reflation of the valuation. Indeed, Apple trades for just 74% of our fair value estimate today, implying mid-single digit annual returns from a higher valuation alone. The stock offers investors a blend of value, safety, yield and dividend growth today that is tough to match.

Mega Cap #2:  Bank of America (BAC)

Bank of America is one of the largest financial institutions in the US with $90 billion in annual revenue and a market capitalization of $242 billion. The bank nearly went out of business during the financial crisis but has spent years rebuilding and de-risking itself to become a leaner, stronger bank than it was before. It is a highly diversified financial, competing in core banking activities like deposit-taking and lending, but also wealth management, trading and investment banking activities, among others.

The bank reported its most recent earnings on 10/15/18 and results were healthy. Each of its reporting segments posted a gain in earnings with Consumer Banking leading the way, having seen its earnings soar 49% year-over-year. Bank of America continues to post strong operating leverage as it boosts revenue over time while simultaneously reducing expenses, which we see as a key source of future earnings growth. In total, Q3 earnings-per-share rose 43% against the comparable period.

Bank of America’s yield is 2.4% today, but shareholders with long memories will recall when the yield was virtually nothing. The bank has boosted its payout for five years now and given that the payout ratio is near 20%, we see continued dividend growth for many years to come. Bank of America has immeasurably repaired its balance sheet and risk profile in recent years, meaning another financial crisis shouldn’t result in the same meltdown as it did last time.

We see Bank of America posting 8% average earnings growth in the years to come and combined with a 2.4% yield, strong dividend growth prospects and a cheap valuation, the stock should produce mid-teens total returns in the years to come. The stock trades for just 72% of our fair value estimate today, implying a mid-single digit tailwind to annual total returns as the valuation moves back to more normalized levels. For investors looking for a mega cap financial, Bank of America should fit the bill.

Mega Cap #1:  AT&T (T)

AT&T is a leading provider of telecommunications and digital entertainment services globally, but is focused in the US. The company enjoys a diversified revenue stream that affords it $170 billion in annual revenue, while the stock trades with a market capitalization of $207 billion after a protracted selloff in recent months.

AT&T’s most recent earnings report was released on 10/24/18 and results were largely in line with our expectations. Total revenue increased 15% year-over-year thanks mostly to the addition of Time Warner, which was partially offset by some weakness in the Latin America business. The ex-Time Warner business saw some profitability improvements which helped drive earnings-per-share 22% higher against the comparable period. Importantly, free cash flow rose 16% year-over-year as operating margins rose 310bps. The stock fell on the report and has fallen even further of late, but we see the report as a continuation of positive operating trends.

Of course, AT&T’s dividend is the major draw for shareholders and today, the stock yields in excess of 7%. The dividend costs the company just under $10 billion annually but free cash flow has come to nearly $15 billion in just the first three quarters of the year. In other words, the dividend is very safe and very well covered by free cash flow. In addition, AT&T raises the payout each year, extending its streak of dividend increases recently to an impressive 34 years, making it part of the desirable Dividend Aristocrats.

In total, we see AT&T producing in excess of 20% total returns annually in the years to come. Earnings growth should amount to 6% or so per year as the Time Warner business and profitability gains collectively fuel the next leg of earnings expansion, while the 7% yield and a high single digit tailwind from a rising valuation help as well. We see AT&T as trading at just 61% of our fair value estimate today, so significant gains will accrue to shareholders should the stock return to more normalized levels.

Final Thoughts

Mega cap stocks as a group offer investors the largest and generally most successful companies in the world. The stability provided by their revenue and earnings streams is desirable during downturns and their yields, including the stocks in this group, are typically very safe. The three stocks in this list offer investors outsized return potential in the years to come.  Market selloffs are generally a chance to buy high-quality names at depressed prices and elevated yields, and these stocks are a good place to start.

go to this web site for more information on investing in gold

from victorparker https://www.modestmoney.com/3-mega-cap-stocks-for-outsized-returns/42750

[ella5914smi]

Channel Amp

All vehicle sound systems feature an enhancer of a foreordained number of maintained channels. There are 1-, 2-, 3-,… , 6-, and more channels of intensifiers, your choice of which lies with the versatility and execution that you need. A 6-channel amp remains your most astute choice for massive versatility in the amount of speakers it can work with. If you need to patch up your sound yield system by overhauling your speakers and subwoofers' yield, you're in the advantage hands.It's less difficult to conversation of the best 6-channel intensifiers than find them keeping watch. That is the explanation we did the investigation for the good of you and recorded this study of the best 10 best 6-channel enhancers — to help save your important time finding your best one. Resulting to encountering the summary of ten, make sure to scrutinize the buyers' manual for help you with getting the speaker that suits your necessities, monetary arrangement, and various requirements. Be our guest.

1. Pyle (PTA62BT) 2018 Bluetooth Home Audio Amplifier

The PTA62BT is set up to use out of the case in the work environment or at home. It incorporates a smooth Bluetooth accessibility suitable with phones, tablets, and other present day devices; the mixing is steady. Use the seven unmistakable commitments to value a wide extent of usage with various contraptions that fuse the little SD card, a beneficiary, USB, and others.A mic talk-over limit is one of the noticeable features boasted by the PTA62BT. It's fundamental for revelations, voice-overs, and other novel businesses. With this amp, you have the chance to control the volume, bass, high pitch, and other sound factors that causes you achieve the right hit.

​

2.Pyle Marine Amplifier

Here's one more 6-channel enhancer from the five star creator, Pyle. The amp is made using marine-grade materials, including an aluminum heatsink. You can use it for your speakers and subwoofers even without traversing two channels for a subwoofer; there's an alternate subwoofer yield channel.This intensifier moreover supports Bluetooth 2.1 organization with an extent of 50+ feet. It works with each high level device, including PCs and phones. Driven pointers on the speaker exhibit its working condition. Wellsprings of information consolidate USB and SD card perusers. They're at the rear of the amp.

​

3.The DS18 Marine 6-Channel Amplifier

On the off chance that you're willing to spend more for more prominent quality, you need to find the DS18 marine-grade intensifier that endeavors to convey elegant sound at another level. It grants you to interface all of your speakers (and subwoofer) without obsessing about finding another multi-channel amplifier.The DS18 enhancer has a more modest size that simplifies it to present. The various data decisions offer you the chance to use the contraption with present day machines and devices. Use it in the work environment, vehicle, boat, home, and some other spot of your aching.

​

4. The Fusion SG-DA61500 6-Channel Amplifier

This is a class D intensifier, which has the advantage of low battery discharge at high return. Its marine-level improvement ensures the customer of solidarity and high assurance from disagreeable environment conditions and disintegration. The intensifier is furthermore extraordinarily waterproof. The perfect mirror finish gives it a smart look.Take piece of space of the amp's limited intend to present it reliably inside your RV, boat, house, or whatever other territory that you wish to use it. The aluminum heat sink helps with cutting down the temperature of the enhancer's middle. Consequently, this forms the viability of the amp. Here are more features to consider.

​

5. The Art (Rackmount) 6-Channel Amplifier

Counting six remarkable data sources, the Art enhancer gives you a more adaptable sound heightening stage. For each channel, the Art amp licenses you to pick between four modes: the Stereo, mono L, mono R, and mono L+R. This is adaptable seeing that is on another level.You can without a doubt associate various channels for driving a sub with this amp. Driven lights exhibit the sign level, which causes you perceive the working condition of the enhancer. Its strong arrangement makes foundation predictable, additionally that it looks locks in. The master volume control and other versatile controls give the amp an ideal control stage.

​

6.The Art (Pro6) Amplifier With EQ

The Pro6 Art enhancer has different enchanting features, among them being the twofold limit balance control for all of the six channels. Use the bass and high pitch controls (on each channel) to extend your yield sound quality. The 0.25-inch TRS jacks help you with achieving fixing and fast installation.You're permitted to use the speaker's front and back board yields at the same time, and such adaptability is an unprecedented limit. Wellsprings of information consolidate the TRS (0.25-inch) and XLR types that add to the versatility considerably more. Use the mono-select gets on each channel to pick between Stereo, mono L, mono R, and the monoL&R settings for basic checking.

7.The Pyle (PTA62BT.5) Upgraded 2018 6-Channel Amplifier

You will save a ton with the Pyle PTA62BT.5 6-channel intensifier in light of the world class and low power input. It has different features, recalling a worked for talk-over limit, remarkable Bluetooth accessibility, progressed sound assistance, to say the least. The far off Bluetooth work thinks about relationship with your high level devices over a long-range (30+ feet).An sound source input mode controller button causes you select such an I put that you need to use. Use the FM tuner to check out the radio when not streaming music. You can change the enhancer into a karaoke machine using the two 0.25-inch recipient Jack's and the RCA inputs that even license you to add a resonation effect on the mix.

[hello-freelyclassybouquet-blog]

Exactly what Documentation Do I Need To Obtain a Safe Down payment Box?

TruMilk has created a experience looking for being the most dependable milk available in the particular market. In case you do not store your information online, make sure you possess a present copy off site at a friend or relative's house or in a new safe deposit box. Thus your current banker should perhaps become instructed to open your current instructions (not your box) just in case he doesn't listen to from you for a particular period of time, like say three years. http://9i9.eu/233 Typically the re-born Cayman was instantly successful, as it ticked virtually all the boxes regarding investors who previously got to spread out their prosperity across the globe to acquire all the features they desired, since no 1 jurisdiction offered them all. Also, with a residence safe, I prefer a new good floor safe. What the majority of people don't know is the right way to keep it safe. https://1io.pl/1vo This can make investing and depositing your money with them as safe and easy as with any lender dependent in the 48 ls states. These safe-deposit boxes may be opened only with fingerprint scans. Rio de janeiro (not his real name), 33, an english Asian coming from Lancashire, pays £40 a new year to store a first-generation iPod, given to him at university, inside a bank safe down payment box. I use my safe deposit container.. gold coins, deeds, relationship license, jewelry that will be valuable but ugly, pink slips.. if I were to get a safe I am sure someone would just have it off.. safety deposit When you buy silver, you have the possibility to keep it yourself in order to entrust it to be able to a bank safe deposit box or private safe-keeping facility. Furthermore, individuals or the wealthy are no longer able to store some additional cash in their security deposit boxes at Chase. The market value myopia normally makes income securities more appealing at higher prices and lower yields, just since investors generally feel much safer throwing their cash at the currency markets any time it is achieving new ATHs (All Time Highs). Confidentiality - SECU does not have accessibility to or knowledge of the valuables within the Safe Deposit Box. The particular volatility in the reveal markets have led numerous conservative investors into expression deposits, which have much lower risks and provide a lot more predictable savings account prices. The particular Safe House SG tools a strict identity card or passport check for all visitors which is forced by armed Singapore additional police officers at the vault. https://1io.pl/1vm A 100% refundable deposit to help a company that snacks its employees well, evolves cars that are expending getting cleaner, addresses the truth of AGW and typically the other pollutants you in addition to any family suffer together with and from, puts countless numbers to work, drives advancement across the automotive manufacturing sector, and does thus while sticking it in order to short sellers. A box just right to store mortgage deeds or related documents - 13cm simply by 25. 5cm by 61cm - costs €450 a new year, while its largest box, measuring 56cm simply by 40. 5cm by 61cm, cost €3, 250 a year. on the main page A new secure practice would be to get the receivables and place them into a a lot more secure safe with a even more convenient time. This could now be done for the first time from fully insured safety deposit boxes in ultra-secure vaults inside a former AIB bank vault in Ballsbridge in Dublin 4. These types of forgotten bank accounts, un-cashed stock dividends, insurance obligations, safe deposit box items, utility deposits, travelers bank checks, money orders and other financial instruments are turned to the state's Treasurer's Escheats, Comptroller's, or Earnings office who then try to locate the proprietors and return the money. I actually would suspect folks are more likely to have got their valuables burned within a house fire than lost from a security deposit box. A single of the creditors to whom I owed money at the time pressed a few buttons on a computer, instantly identified where I had my safety deposit box, wandered down to the financial institution, and flashed a legal record to the bank employees. safe deposit box company Get the facts hop over to these guys One site provides a 50% return regarding your money if an individual lose and 10% reward each time you help to make a deposit for the first twenty deposits.

[utedhakiyarr-blog]

Olympic Gold Medalist Picabo Street On Just How Lifestyle Has Actually Changed Given That Retiring.

Subject matters consist of ways to handle a service as well as how you can be actually a "supervisor." Control Ethics, Task Administration, Handling Employees, Human Associations, Preparing Staff Member Goals and also Requirements, Control Instruction & Capability Builders, Administration by Dimension, Provider Policy Production, Handling Ingenuity and Technology, Business Politics, the Conference Room, Taking Care Of Development Surges or even Downsizing, Managing Workplace Range and Cross-cultural Issues, Reading Through as well as Operating along with Company Financial Statements, and also other write-up related to handling an organisation or even functioning along with the control. Attempt to check out Inca on a Thursday when the market attacks the town if you acquire the opportunity. The small outperformance has actually behaved, however I feel that this worldwide provider is actually well-positioned for the future and also has the potential to greatly outperform the market place over the upcoming 12-18 months, if not a lot longer. As expected, SG&A productivity as well as expense financial savings were actually more than balanced out by the decrease in markup in addition to higher go-to-market costs as well as corporate-related prices. We consider to proceed prudently taking care of these resources as our experts carry on initiatives to shift these customers to our next-generation products, while those legacy items move more detailed throughout from their corresponding lifecycles. Then there was a question inquired earlier on Confirm Rx, possibly only specifying expectations, could you carry out, point out, $50 million in 2018 on that product? Beyond of Lothbury stands up Street Margaret's Parish, the very first of an amount of post-Great Fire Christopher Wren rebuilding work our company'll run into today. Nevertheless, McKesson's current account determines a highly profitable earnings profit on the stock price against a seemingly unimportant returns yield. An Oct 12, 2017 evaluation, making use of data from market experts, encouraged banking company investors purchase DFS as well as SECRET Investors who carried out are up 14% as compared to 9% for significant bank peers. The Worshipful Firm from Saddlers takes up 25th position on the list in spite of being one of the oldest companies, having acquired its very first Royal Charter in 1395 thanks to Richard II. The Saddlers attribute their reasonably meek positioning to because due to the opportunity the order of precedence was created in 1515 the economical balance from energy in the Urban area of Greater london had moved coming from the produced guilds to the seller providers. Our team've gotten the authorizations, our team've finalized the spaces where they had shortages, and also there is actually a ton of development there certainly, so exactly what I'm particularly happy about is that the all natural development opportunity here across each of our companies - health and nutrition, EPD, pharma organisation, the new product launches in diagnostics and also devices, featuring St. Jude and Alere, that's just-its vast as well as that is actually deep-seated, and also that is actually stimulating to have that much advancement and also brand-new item to be releasing. On many affairs, kids which were actually being actually sent for hawking organisation inquired themselves concerns why they were actually hectic carrying trays off road to street to create loan for their madams while their various other mates were actually hectic visiting universities. They are around dealing with every day to shield and provide we all and also their lives typically end up ruined because of it. Therefore following time a police pulls you above, or stops you in the street make an effort not to provide any sort of spunk due to the fact that they certainly don't deserve that. I will simply add over recent year our company have actually seen the repairing fee line on mutual fund streams all over this greater than an amount factor from growth our company're still viewing a few of that in fourth one-fourth and also our company count on to view several of that right into upcoming year. Nonetheless, after four decades of neglect, the road has actually undergone a form of renaissance recently as part of Dublin City board's 'Connell Road Integrated Region Strategy (IAP) which was revealed in 1998 with the purpose from recovering the road to its previous status. The fundamental handle demands in many parts of the globe are actually the recipient's label, developing amount or even label, metropolitan area, road, and also zip code or even its own equal. Whilst our company are already the top brand for efficiency bras internationally, our experts expect to quadruple this business over the upcoming five years. He was actually mentioning this for mental influence, however Lan Kwai Fong genuinely is actually the http://supplementyszczescia.info/ spot to go to see Hong Kong's buckle down play-hard ethos stemming from the high-weight huge money way of life from endeavor supporters, sell dealers and service visionaries, which the area has bounty.

[capital10x]

MJardin Delivers Q1 2019 Results

MJardin Group Inc. (CSE: MJAR) generated revenue of $10.8 million in Q1 2019 as comprehensive loss widened to $10.2 million. Year-on-year revenue increased 59% for the quarter and it reported a gross profit of just over $4 million. Operating expenses totalled $7.7 million, resulting in a net loss from operations of $3.6 million. Total net loss was $7.7 million and it took a $2.5 million hit on foreign currency translation on consolidation, resulting in a comprehensive loss of $10.2 million for the quarter. It recorded a loss of $84.3 million for 2018. The firm has just emerged from a somewhat tumultuous period in which its founder, chief operating officer and chief strategy officer resigned and the CSE briefly halted MJAR for being in default of exchange requirements. However, Montgomery is confident it can flourish in the year ahead, while he noted that corporate cost-cutting measures implemented late in Q1 will bear fruit when it releases its Q2 financials, bringing expenses down. “In Q2 we will start recognizing the benefits of the SG&A cost-cutting initiatives we started at the end of Q1,” he said. “We will continue to develop and build demand for our premium product lines and evaluate more tuck-in opportunities where we can confidently and responsibly deploy smart capital.”

Expanding Cultivation Capacity

The stock began trading on the CSE in November 2018 and within three days it increased from $7.79 to $8.80. It was a tough winter for pot stocks and MJardin decreased to $2.89 by Dec. 21. The stock rallied and returned to $5.25 by Dec. 31, but it has decreased significantly this year and it hit $1.08 by May 15. It opened at $1.47 today after gaining throughout the week amid a raft of news releases. MJardin announced the completion of its third Canadian cultivation facility. GRO is based in Dunnville, Ontario, and it can produce 1,260kg of flower and 454kg of trim per year, for a total of 1,714 kg. The firm owns 75% of this facility, while Grand River Organics owns the rest. MJardin partners with a range of companies within the cannabis sector, providing provide them with turnkey services and often investing in them before ultimately becoming a partner or acquiring them. It built its reputation as a turnkey service provider, and it manages 36 facilities and produces 65,000 kilos of cannabis flower per year. But it also produces its own cannabis and the plan is to increase capacity to 31,000kg by next year. It has another facility in Ontario called WILL, which continues to expand, plus a third facility in Canada and cultivation operations in the U.S.

A New Debt Structure

MJardin has also just announced a new debt structure during a busy week for the group, which has offices in Denver, Toronto and Barcelona and 450 staff worldwide. It amended the terms of its existing loan with the senior lender to remove the callable feature and convert it into a term loan. This is designed to allow MJardin to simplify the its capital structure and fully focus on executing its operational plan: growing high-yield, premium cannabis and expanding through investments, partnerships, mergers and acquisitions. “This amendment represents a significant improvement to our balance sheet and puts MJardin on a clear path to achieve our plans in the coming years,” said Montgomery, who was president of Tuckamore Capital Management before taking over as interim chief executive at MJardin. “This transaction bolsters our ability to execute predictable results in the markets we presently serve, and will help us to deliver enhanced growth in new markets and verticals.” Read the full article