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design-studio-91 · 1 year ago

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Conquer Your Castle: Top 5 Google Questions about Interior Design in Bangalore

Let's face it, Bangalore! Our homes are our sanctuaries. They're where we unwind after a long day, entertain loved ones, and create lasting memories. But sometimes, that dream living space can feel a little...out of reach. Fear not, fellow Bengalureans! Whether you're a seasoned homeowner or a wide-eyed first-timer, a beautiful and functional home is absolutely within your grasp.

But where to begin? Well, judging by the internet's collective curiosity, many Bangaloreans are turning to Google for answers. So, we at Design Studio +91, Bangalore's premier interior design company, have compiled the top 5 most-searched questions about interior design in Bangalore, along with some friendly advice to get you started.

1. How can I make my small Bangalore apartment feel bigger?

Living large in a compact space is a common challenge in Bangalore. Here are some interior design in Bangalore tricks to create a feeling of spaciousness:

Lighten Up: Embrace light colors! Opt for white, cream, or soft pastels for walls and furniture. These shades reflect light, making the room appear larger.

Mirror, Mirror on the Wall: Strategically placed mirrors bounce light around the room, creating an illusion of more space.

Multitasking Marvels: Invest in furniture that does double duty. Ottomans with storage, convertible sofas, and beds with built-in drawers maximize space and reduce clutter.

Sheer Genius: Ditch heavy curtains for sheer fabrics. They let in natural light while maintaining privacy.

2. What are the hottest trends in interior design in Bangalore for 2024?

Bangalore is a city that thrives on innovation, and that extends to interior design! Here's a peek at what's trending:

Biophilic Design: Bringing the outdoors in! Think natural materials like wood, stone, and plants to create a calming and rejuvenating atmosphere.

Sustainable Chic: Eco-conscious materials like bamboo and recycled furniture are not only good for the planet, but add a touch of modern elegance.

Japandi Fusion: This blend of Japanese minimalism and Scandinavian functionality creates a clean, calming aesthetic, perfect for busy Bangalore lives.

Bold and Beautiful: Don't be afraid of a statement piece! An accent wall in a rich color or a unique sculptural lighting fixture can add personality to your space.

3. How do I find my own unique interior design style in Bangalore?

Your home should reflect your personality! Here's how to discover your interior design style in Bangalore:

Inspiration Station: Browse online platforms like Pinterest and Instagram, or explore design magazines. Create a mood board to gather visuals that resonate with you.

Think Lifestyle: Consider how you use your space. Do you crave a minimalist haven or a vibrant entertaining area?

Embrace Your Heritage: Bangalore is a melting pot of cultures. Let your unique background inspire design choices.

Don't Be Afraid to Mix It Up!: Your style doesn't have to fit neatly into a box. A curated blend of elements can create a truly personal space.

4. How much does interior design in Bangalore typically cost?

Interior design in Bangalore can vary greatly depending on the size and scope of your project, the materials used, and the level of customization. Here are some tips for budgeting:

Set a Realistic Budget: Before diving in, determine how much you're comfortable spending.

Prioritize: Decide which areas are most important to you and allocate funds accordingly.

Get Quotes: Consult with several interior design firms in Bangalore to compare prices and services.

DIY Power: Don't be afraid to tackle some projects yourself! This can be a great way to save money while adding your personal touch.

5. Should I hire an interior design company in Bangalore?

Hiring a professional interior design company in Bangalore can be a great investment. Here's why:

Expertise: Experienced designers have the knowledge and skills to create a functional and beautiful space that meets your needs.

Time-Saving: Working with a designer saves you time and effort, allowing you to focus on other priorities.

Access to Resources: Designers have access to a network of vendors and suppliers, often getting you better deals on materials and furniture.

Stress-Free Process: A good design firm will handle all aspects of the project, from initial consultation to final installation, leaving you free to relax and enjoy the transformation.

Design Your Dream Home with Design Studio +91

Ready to turn your Bangalore apartment or house into a stunning and functional haven? At Design Studio +91, our team of passionate and experienced interior designers in Bangalore is here to help you navigate the exciting world of interior design. We offer a variety of services to suit your needs, from full-fledged project management to consultations and product sourcing.

Here's what sets Design Studio +91 apart:

Personalized Approach: We take the time to understand your vision, lifestyle, and budget to create a space that is uniquely yours.

Collaborative Spirit: We believe in open communication and collaboration throughout the design process. Your input is invaluable to us!

Quality Craftsmanship: We only work with the most skilled and reliable contractors and vendors in Bangalore to ensure the highest quality results.

Budget-Conscious Solutions: We work within your budget to create a space you love without breaking the bank.

Ready to take the first step towards your dream home?

Visit our design studio located at 1572, 2nd floor, above Home Story, near HDFC Bank, Agara Village, 1st Sector, HSR Layout, Bengaluru, Karnataka 560102. You can also explore our portfolio and learn more about our services on our website at http://www.designstudio91.com/. We look forward to helping you create a Bangalore home that reflects your unique style and brings you joy for years to come!

So ditch the endless internet searches and unleash the potential of your Bangalore living space! With a little planning, inspiration, and perhaps the helping hand of a professional interior design company in Bangalore like Design Studio +91, you can transform your house or apartment into a home you'll love coming home to.

#interior #interiors #interior design #home design

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fuzzycreatorreview · 2 years ago

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This Nomilux Article gives detailed information on Special Purpose Acquisition Company(SPAC) in Luxembourg. For Details, Mail us at: [email protected]

#Establishing a SPAC in Luxembourg #Establishing a Special Purpose Acquisition Company(SPAC) in Luxembourg #Special Purpose Acquisition Company in luxembourg #Special Purpose Acquisition Company(SPAC) in Luxembourg #How much does it cost to start a SPAC?#How does a SPAC acquisition work?#Which structure is the most popular for SPACs?

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knivxsanddespair · 5 years ago

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It Takes Three Redheads (Brick/Blossom/Berserk)

The city of townsville.

At what should have been a normal day by their standards was interrupted by a furious red flash breaking the sound barrier, zipping left and right, from one hospital to another. "MOVE YOU IDIOTS, I'M NOT GONNA MAKE IT IN TIME AND SHE'S GONNA KILL ME!"

That was the sound of a very panicking, concerned Brick clotheslining and pushing everyone out of his way. Knowing that he was going to be a father was an unexpected feeling he didn't believe he could had, neither was it ever a thought at his mind, but a lot of things had happened over the years. "Now where is-"

"BRICK! I AM DEFINITELY GONNA KILL YOU IF YOU DO NOT COME OVER TO THIS ROOM THIS INSTANT!"

One of those things was of course, marrying both Blossom and Berserk.

"YOU'VE ALREADY KILLED ME ONCE WITH A KISS, GIVE ME A FUCKING BREAK!"

"Brick, I don't think Blossom's screwing around. You better haul your ass here right now!"

Without even responding, he directs his movements towards the room to make his appearance known. The first image he was greeted was a tired Blossom, holding their daughter and Berserk chuckling at him. "At least you arrived just in the nick of time, you worry-wart. Say hello to our new daughter."

And for the first time, they could see him not knowing what to feel. No snarkiness, no wise ass remarks..for a while. Brick took a step forward and hold her in his arms. "She has your eyes Bloss."

"Mmhm. And she has my birthday as well seeing as how today really is my birthday. A lucky child that one."

"Heh, this kid is gonna be spoiled. If not by me, by your other self."

"Speak for yourself, daddy. Look who's getting all worked up!"

"Let him have his moment Berserk. So..do you have a name for her?"

Brick thought of it for a minute. "It ain't gonna be Blossick, that's for sure."

"You do that, you lose your naming rights just like Butch."

"I'm not that much of a dumbass, pinky. I was going for..Athena."

"A greek goddess. I like that."

"So..welcome to the world, Athena. We may not know much about this parenting stuff yet but..we promise to do our best."

-------------

Athena learned quickly most of the patterns of each parent by heart at age six. She knows all of the nooks and crannies to get out of the situation when a confrontation rises. Brick seems to love it when she gets him laughing with a smart remark, and her mirror mom will back her up when she needs it to get out of her birth mom's long winded lessons. "And so Athena, what's one plus one again?"

"One more if you're not careful."

"Wh-BRICK! Did you tell her that joke?!"

"Oh whatever do you mean, my darling?" Brick was trying hard to to quake with laughter, with the only indication was his hands vibrating along with the newspaper he was pretending to read. With that reponse gains him a body slam from his wife, and knowing that he was ticklish did so in petty payback.

And the playful banter started again, which seemed more comedic to her rather than two actual adults arguing. "Are they always like this, Mirror Mommy?"

"Believe it or not, they were a whole lot worse when they are around..say your age." Berserk nodded. "That includes Mirror Mommy as well."

She concluded her parents are weird, as much as they are loving and kind.

-------------

"Athena, we need to talk."

She was dreading that four exact words. She could have been anywhere but in her house right now with them just staring at her. "Mom.."

"Athena, what were you actually thinking back there? What in that conciousness of yours decided that this is actually okay?"

At thirteen years, she was formulating her own thoughts and opinions. Her disdain for snobs and bullies was in an all time high. That made her the biggest target in school, and it didn't help that she was very vocal about it. Being home in bruises was a normal day necessity as long as she gets the point across. But that was not why she got in trouble today.

"Athena Jojo, I am not talking to a brick wall. Please give me an answer when I ask you something."

The tone was set. She really meant business this time and she can't use her loopholes or sweet talking to get out of it. "Mom..I didn't mean to steal that make up set."

"Athena, it was in your bag when you left the mall. You're lucky Grandma Bellum let you off with a warning. If it was anyone else it would have been juvie for you. Does it sends you thrills to see us worried like this? What did we do to ever make you do this?"

Brick sensed something was off. "Bloss, let her some spac-"

"No Brick, I need to hear this out of her right NOW! Why did you do this, when you know nothing good is coming out of it?"

That was the last straw for her. "YOUR BIRTHDAY WAS COMING UP, MOM!"

Blossom could feel pins sticking her stomach. "M..My birthday? Athena..you mean.."

"Yeah…sniff." She couldn't contain her tears anymore. "That set costs an arm and a leg, and I don't have that much money, no matter how much I squeeze out of my friends for doing their homework. I-I've seen the way you look like you would have died and came back if you had it. I know I can't do much and I always cause trouble at school..but what kind of daughter would I be if I can't..IF I CAN'T EVEN GIVE MY MOM A SINGLE LOUSY BIRTHDAY GIFT!"

Regret flooded in Blossom's heart when she realized how wrong she was. Looking back, she did the same thing just make her own father happy, even if she knew it was wrong.

"Athena.."

Brick was the first to hug her, before her other moms joined in. "Kid, what you did there was stupid, but your heart and intentions were good. We would rather not have anything than to lose you, you know that better than anyone else."

"Your father's right." Berserk continued. "You are one hell of a gremlin, but you're our gremlin and we won't change that for anything."

"Athena..I'm so sorry I misunderstood your intentions. It may be wrong but you just wanted to do something for me. I know it's gonna take a while for you to talk to me but, I'll try my best to work it out."

"I hate you."

"I know, Moms can be stupid at times."

"Im sorry as well, I shouldn't have done that as well."

"It's all water under the bridge now Athena, let it all out."

From that day on, their bond has been tighter, despite the many differences in opinions that they had.

#ppg #blossom #brick #brick jojo #berserk

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linkljdf · 2 years ago

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The USD is what I’d call the stress barometer of the Nobody Is Perfect But If You Can Play Bass Guitar You’re Pretty Close 2023 Shirt, and a breakout to the upside is indicative of the stress in the system. Note that this makes sense because when the Fed tapers from bond buying, they are essentially strengthening the dollar. The S&P 500 index is trading at all-time highs because the large and mega-cap names are holding it up, but there is a lot of subsequent carnage (and increasingly so), which is a classic sign we’ve topped off in the market. The M2 money supply peaked in February of 2021, which coincided with the top in the most speculative parts of the market, including SPACs and Cathie Wood’s ARKK. Well, the truth is, the companies whose stocks have overrun have gotten so large in market cap that it’d take them years for them to grow into their respective valuations, so either these companies grow at a much faster pace, which is unlikely, to “catch up” to their stock prices, or their stock prices will have to come down to Earth

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obal_tab">HOW DOES SHIPPING WORK?</a></li></ul><div class="tab-panels"><div aria-labelledby="tab-title-description" class="woocommerce-Tabs-panel woocommerce-Tabs-panel--description panel entry-content active" id="tab-description" role="tabpanel"><div class="pxg_thanks_reader"> </div></div></div>Homepage: <a href="https://limotees.com/shop/" rel="noopener" target="_blank">limotees </a>   <a href="https://jeeppremium.com/" rel="noopener" target="_blank">jeeppremium</a>  <a href="https://telotee.com/" rel="noopener" target="_blank">telotee</a>Gearbloom is your one-stop online shop for printed t-shirts, hoodies, phone cases, stickers, posters, mugs, and more…High quality original T-shirts. Digital printing in the USA.Worldwide shipping. No Minimums. 1000s of Unique Designs. Worldwide shipping. Fast Delivery. 100% Quality Guarantee. to cover all your needs.By contacting directly with suppliers, we are dedicated to provide you with the latest fashion with fair price.We redefine trends, design excellence and bring exceptional quality to satisfy the needs of every aspiring fashionista.WHAT IS OUR MISSION?<a href="https://gearbloom.com/" rel="noopener" target="_blank">Gearbloom</a> is established with a clear vision: to provide the very latest products with compelling designs, exceptional value and superb customer service for everyone.We offer a select choice of millions of Unique Designs for T-shirts, Hoodies, Mugs, Posters and more to cover all your needs.WHY SHOP WITH US?Why do customers come toWell we think there are a few reasons:<ol><li>BEST PRICING</li></ol>Fashion field involves the best minds to carefully craft the design. The t-shirt industry is a very competitive field and involves many risks. The cost per t-shirt varies proportionally to the total quantity of t-shirts. We are manufacturing exceptional-quality t-shirts at a very competitive price.<ol start="2"><li>PRINT QUALITY DIFFERENCE</li></ol>We use only the best DTG printers available to produce the finest-quality images possible that won’t wash out of the shirts.<ol start="3"><li>DELIVERY IS VERY FAST</li></ol>Estimated shipping times:United States : 1-5 business daysCanada : 3-7 business daysInternational : from 1-2 weeks depending on proximity to Detroit, MI.<ol start="4"><li>CUSTOM AND PERSONALIZED ORDERS</li></ol>Custom orders are always welcome. We can customize all of our designs to your needs! Please feel free to contact us if you have any questions.<ol start="5"><li>PAYMENT DO WE ACCEPT?</li></ol>We currently accept the following forms of payment:Credit Or Debit Cards: We accept Visa, Mastercard, American Express, Discover, Diners Club, JCB, Union Pay and Apple Pay from customers worldwide.PayPal: PayPal allows members to have a personal account linked to any bank account or credit card for easy payment at checkout.

Homepage: limotees jeeppremium telotee

Gearbloom is your one-stop online shop for printed t-shirts, hoodies, phone cases, stickers, posters, mugs, and more…High quality original T-shirts. Digital printing in the USA.

Worldwide shipping. No Minimums. 1000s of Unique Designs. Worldwide shipping. Fast Delivery. 100% Quality Guarantee. to cover all your needs.

By contacting directly with suppliers, we are dedicated to provide you with the latest fashion with fair price.We redefine trends, design excellence and bring exceptional quality to satisfy the needs of every aspiring fashionista.

WHAT IS OUR MISSION?

Gearbloom is established with a clear vision: to provide the very latest products with compelling designs, exceptional value and superb customer service for everyone.

We offer a select choice of millions of Unique Designs for T-shirts, Hoodies, Mugs, Posters and more to cover all your needs.

WHY SHOP WITH US?

Why do customers come to

Well we think there are a few reasons:

BEST PRICING

Fashion field involves the best minds to carefully craft the design. The t-shirt industry is a very competitive field and involves many risks. The cost per t-shirt varies proportionally to the total quantity of t-shirts. We are manufacturing exceptional-quality t-shirts at a very competitive price.

PRINT QUALITY DIFFERENCE

We use only the best DTG printers available to produce the finest-quality images possible that won’t wash out of the shirts.

DELIVERY IS VERY FAST

Estimated shipping times:

United States : 1-5 business days

Canada : 3-7 business days

International : from 1-2 weeks depending on proximity to Detroit, MI.

CUSTOM AND PERSONALIZED ORDERS

Custom orders are always welcome. We can customize all of our designs to your needs! Please feel free to contact us if you have any questions.

PAYMENT DO WE ACCEPT?

We currently accept the following forms of payment:

Credit Or Debit Cards: We accept Visa, Mastercard, American Express, Discover, Diners Club, JCB, Union Pay and Apple Pay from customers worldwide.

PayPal: PayPal allows members to have a personal account linked to any bank account or credit card for easy payment at checkout.

ney supply peaked in February of 2021, which coincided with the top in the most speculative parts of the market, including SPACs and Cathie Wood’s ARKK. Well, the truth is, the companies whose stocks have overrun have gotten so large in market cap that it’d t

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Homepage: limotees jeeppremium telotee

Gearbloom is your one-stop online shop for printed t-shirts, hoodies, phone cases, stickers, posters, mugs, and more…High quality original T-shirts. Digital printing in the USA.

Worldwide shipping. No Minimums. 1000s of Unique Designs. Worldwide shipping. Fast Delivery. 100% Quality Guarantee. to cover all your needs.

WHAT IS OUR MISSION?

Gearbloom is established with a clear vision: to provide the very latest products with compelling designs, exceptional value and superb customer service for everyone.

We offer a select choice of millions of Unique Designs for T-shirts, Hoodies, Mugs, Posters and more to cover all your needs.

WHY SHOP WITH US?

Why do customers come to

Well we think there are a few reasons:

BEST PRICING

PRINT QUALITY DIFFERENCE

We use only the best DTG printers available to produce the finest-quality images possible that won’t wash out of the shirts.

DELIVERY IS VERY FAST

Estimated shipping times:

United States : 1-5 business days

Canada : 3-7 business days

International : from 1-2 weeks depending on proximity to Detroit, MI.

CUSTOM AND PERSONALIZED ORDERS

Custom orders are always welcome. We can customize all of our designs to your needs! Please feel free to contact us if you have any questions.

PAYMENT DO WE ACCEPT?

We currently accept the following forms of payment:

Credit Or Debit Cards: We accept Visa, Mastercard, American Express, Discover, Diners Club, JCB, Union Pay and Apple Pay from customers worldwide.

PayPal: PayPal allows members to have a personal account linked to any bank account or credit card for easy payment at checkout.

ake them years for them to grow into their respective valuations, so either these companies grow at a much faster pace, which is unlikely, to “catch up” to their stock prices, or their stock prices will have to come down to Earth

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sweetladypoetry · 3 years ago

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A quick overview of ELV providers in Dubai

In an increasingly wealthy society, crimes have become more prevalent. Guards cannot monitor each expensive piece of equipment in every business. This is why many surveillance cameras were installed indoors and out, to cover as much area as possible. Humans don't listen or see everything as a machine does. For this reason, many organizations, factories, and manufacturing units use CCTV security cameras in Dubai.

As a result of these wireless security cameras in Dubai, it is more accessible to monitor activities at work, in private homes, etc. Multinational companies are not the only ones benefiting from a security camera in Dubai, but also several private institutions. With thousands of CCTV cameras installed rapidly, CCTV systems play a crucial role in improving customer security in Dubai.

Gate Barrier provides top ELV providers in Dubai.

Some ELV companies in Dubai have provided gate barriers with advanced access control systems. By installing these gates, we can put many restrictions on opportunist thefts. Traditionally, we need a guard to turn off and on the gate throughout the day, especially since they sometimes get distracted. They can also create loopholes for thieves who want to gain entry.

A building security system explained.

With the help of modern access control systems, employers can now track the time employees enter and exit work areas, which provides greater efficiency. Tracking access also enhances your office space's security and allows for intelligent changes without reviewing lengthy logs. With integrated vending machines, printers, and other office resources, such systems can be a cost-effective way to secure everything and allow employees to come and go from work areas as they please.

What does Smart Automation do?

Now that IoT has become mainstream, we can see a significant increase in the demand for automation and smart home devices in Dubai. Watching how everyday objects become smarter is incredible, and helping us stay connected is excellent. Smart devices can now be controlled via their [smart] app, such as lights, refrigerators, air conditioning systems, television, music box, curtains, and many other devices.

Watch a how-to video to learn how Video Intercom is used in Dubai.

With CAD Gulf in Dubai, we can see who is on the other side of our door or gate without putting ourselves at risk. The convenience of this technology comes from its ability to show live video from a single point of view, such as the lobby, entryways and entrances to your building. This makes it invaluable for quickly keeping track of what's happening in any location within your property.

Security for your Business

As a practical matter, it is challenging to have sensors and other security devices installed at home 24 hours a day, seven days a week. While Dubai has a few no-alarm systems like hotels and airports, intruders who observe that your building has an alarm system are more likely to look elsewhere than your house when they see your alarm is on.

What's Elv Got That Other Services Don't

For Dubai, with its hot summers, the best and most efficient way to record TV and distribute it to employees is via the data network. With a single master built-in, there's a higher chance of low quality than IPTV.

Find out much you'll need to get started at ELV.

In Dubai, a comprehensive cabling system is used in a data network. More quantitatively, structured cabling solutions are used for the following reasons:

It requires less maintenance.

The Dubai ELV Provider Company

Dubai-based ELV Providers Embrace the IoT for Real-Time Data

Top ELV providers in Dubai doing unique things in their offices

Learn about the importance of the conference rooms-audio visual systems

Interactive whiteboards and multimedia accessories are ordinary among ELV companies in Dubai to reduce members' wasted time. If someone doesn't want to watch the speaker, they can attend remotely if they're just clients. The bright conference room creates a more engaging space than the average conference room, which reduces employee annoyance by promoting active engagement.

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orbemnews · 4 years ago

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Daimler’s Truck Unit Maps Plans to Replace Diesel With Hydrogen Carmakers have been promising to scrap the internal combustion engine, and now it’s the truckmakers’ turn. But the makers of giant 18-wheelers are taking a different route. Daimler, the world’s largest maker of heavy trucks, whose Freightliners are a familiar sight on American interstates, said last week that it would convert to zero-emission vehicles within 15 years at the latest, providing another example of how the shift to electric power is reshaping vehicle manufacturing with significant implications for the climate, economic growth and jobs. The journey away from fossil fuels will play out differently and take longer in the trucking industry than it will for passenger cars. For one thing, zero emission long-haul trucks are not yet available in large numbers. And different technology may be needed to power the electric motors. Batteries work well for delivery vehicles and other short-haul trucks, which are already on the roads in significant numbers. But Daimler argues that battery power is not ideal for long-haul 18-wheelers, at least with current technology. The weight of the batteries alone subtracts too much from payload, an important consideration for cost-conscious trucking companies. Instead, Daimler and some rivals are betting on fuel cells that generate electricity from hydrogen. Fuel cells produce no tailpipe emissions, and hydrogen fuel tanks can be refilled as fast as diesel tanks — a distinct advantage compared with batteries, which typically take at least twice as long to recharge. In April, Daimler began testing a prototype “GenH2” long-haul truck capable of going 600 miles between visits to the hydrogen pump. But lots of work is needed to bring down the cost of the equipment and there is not yet a network of hydrogen fueling stations or an adequate supply of hydrogen produced in a way that does not cancel out the environmental benefits. Last week Daimler provided details of how it plans to solve these problems, with the goal of selling hydrogen-fueled long-haul trucks by 2027 that will be cheaper to buy and operate than diesel models. During an online presentation Thursday, Daimler executives announced a partnership with Shell to build a “hydrogen corridor” of fueling stations spanning northern Europe. For shorter-haul trucks, Daimler announced a partnership with the Chinese company CATL to develop batteries, and partnerships with Siemens and other companies to install high-voltage charging stations in Europe and the United States. In March, Daimler and Volvo Trucks, which are usually intense rivals, formed a joint venture to develop fuel cell systems that will convert hydrogen to electricity to power long-distance trucks. The message is that the energy transition is too big even for a company the size of Daimler, with revenue last year of 154 billion euros, or $188 billion, to manage on its own. Daimler has been working on hydrogen fuel cell technology for decades, but the technology is not yet cheap enough or rugged enough for commercial use. “The fuel cells out there today are not at all fulfilling the demands that we have coming from our customers,” Lars Stenqvist, chief technology officer of Volvo Trucks (which is a separate company from Volvo Cars), said in an interview from company headquarters in Gothenburg, Sweden. “That’s one reason to join forces with Daimler, in order to share that development burden.” Daimler, based in Stuttgart, is planning this year to split its truck- and bus-making operations from the division that makes Mercedes-Benz cars, forming a separate company with its own stock market listing. The spinoff of Daimler Truck, announced in February, is a momentous event for the company, which traces its roots to the inventors of the automobile and was once a sprawling conglomerate that manufactured airplanes and trains as well as autos. One motivation for the amicable divorce is to give the truck unit more freedom to react to technological change, while raising money from investors to help finance the enormous cost of developing emission-free long-haul vehicles. Today in Business Updated May 21, 2021, 3:55 p.m. ET “Independent management and governance will allow them to operate even faster,” Ola Källenius, the chief executive of Daimler, said Thursday. Daimler managers concede that some portions of its truck business are ailing. In the United States, Freightliner, which Daimler acquired in 1981, is the top selling brand of heavy truck, with more than one-third of the market. But in Europe, Mercedes-Benz brand trucks have lost market share and score behind rivals in customer satisfaction surveys. Karin Radstrom, hired this year from rival Scania to fix the Daimler Truck business in Europe and Latin America, said the company put too much energy into fancy engineering that customers weren’t willing to pay for. “To some extent we lost touch with our customers,” Ms. Radstrom said during the presentation Thursday. As with passenger cars, the truck-making dinosaurs like Scania, a unit of Volkswagen, or Paccar, maker of Kenworth and Peterbilt trucks, face new competitors trying to exploit the transition to electric technology. Nikola, a truck start-up based in Arizona, was briefly worth more than $20 billion on the stock market. But its shares have lost three-quarters of their value since the founder, Trevor Milton, resigned last year facing accusations he had made numerous false assertions about the company’s hydrogen fuel-cell technology. Nikola at least demonstrated how eager investors are to put their money into hydrogen trucks. Another example is Hyzon, a maker of fuel cells based in Rochester, N.Y., that has begun offering complete trucks and buses. In February, Hyzon was acquired by Decarbonization Plus Acquisition Corporation, a so-called SPAC that raises money before it has any assets. Tesla unveiled a design for a battery-powered semi truck in 2017, which the company has said it will begin delivering this year. Tesla, Scania and some other truckmakers are skeptical of hydrogen technology, which they regard as too expensive and less energy-efficient. The traditional truckmakers like Daimler and Volvo have some advantages over the start-ups. Truck buyers tend to be practical hauling firms or drivers who carefully calculate the costs of maintenance and fuel consumption before they make a decision. Managers of big fleets may also be reluctant to take a chance on a manufacturer without a long track record. “There is a lot more spreadsheet analysis and crossing the Ts before any orders are signed,” said Daniel Ives, a managing director at Wedbush Securities who follows the tech industry. “Daimler is in a massive position of strength.” For trucking companies, it is a confusing time. They face pressure from regulators to reduce their impact on the climate before there is a big selection of emission-free vehicles to buy, said Glen Kedzie, energy and environmental counsel for the American Trucking Associations, an industry group. President Biden has been promoting electric vehicles, but has not yet defined what that means for the trucking industry. Trucking companies, which have depended on diesel for most of the last century, will have to revamp their maintenance departments, install their own charging or hydrogen fueling stations in some cases, retrain drivers and learn to plan their routes around hydrogen or electric charging points. But Mr. Kedzie said that emission-free trucks also had some advantages. Fuel costs for battery-powered vehicles are much lower than for diesel trucks. Maintenance costs may be lower because electric vehicles have fewer moving parts. Drivers like the way electric trucks perform — an important factor at the moment when there is a driver shortage in America. Many companies that ship a lot of goods, like Walmart or Target, are trying to reduce their carbon footprints and taking an interest in zero-emission trucks. “There are a lot of potential benefits” Mr. Kedzie said. Daimler says its aim is to make battery-powered short-haul trucks that can compete on cost with diesel by 2025, and long-haul fuel-cell trucks that achieve diesel parity by 2027. “In that very moment when the customer starts benefiting more from a zero-emission truck than a diesel truck, well, there’s no reason to buy a diesel truck anymore,” Andreas Gorbach, chief technology officer for Daimler’s trucks and buses division, said during the presentation Thursday. “This is the tipping point.” Source link Orbem News #Daimlers #diesel #Hydrogen #Maps #plans #replace #Truck #Unit

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fuzzycreatorreview · 3 years ago

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This Nomilux Article gives detailed information on Special Purpose Acquisition Company(SPAC) in Luxembourg. For Details, Mail us at: [email protected]

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aikungfu · 5 years ago

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Feeling as if you should better understand special purpose acquisition vehicles – or SPACs — than you do? You aren’t alone.

Like most casual observers, you’re probably already aware that Paul Ryan now has a SPAC, as does baseball executive Billy Beane and Silicon Valley stalwart Kevin Hartz. You probably know, too, that brash entrepreneur Chamath Palihapitiya seemed to kick off the craze around SPACs — blank-check companies that are formed for the purpose of merging or acquiring other companies — in 2017 when he raised $600 million for a SPAC. Called Social Capital Hedosophia Holdings, it was ultimately used to take a 49% stake in the British spaceflight company Virgin Galactic.

But how do SPACs come together in the first place, how they work exactly, and should you be thinking of launching one? We talked this week with a number of people who are right now focused on almost nothing but SPACs to get our questions — and maybe yours, too — answered.

First, why are these things suddenly spreading like weeds?

Kevin Hartz — who we spoke with after his $200 million blank-check company made its stock market debut on Tuesday — said their popularity ties in part to “Sarbanes Oxley and the difficulty in taking a company public the traditional route.”

Troy Steckenrider, an operator who has partnered with Hartz on his newly public company, said the growing popularity of SPACs also ties to a “shift in the quality of the sponsor teams,” meaning that more people like Hartz are shepherding these vehicles versus “people who might not be able to raise a traditional fund historically.”

Indeed, according to the investment bank Jefferies, 76% of last year’s SPACs were sponsored by industry executives who “typically have public company experience or have sold their prior business and are seeking new opportunities,” up from 65% in 2018 and 32% in 2017.

Don’t forget, too, that there are whole lot of companies that have raised tens and hundreds of millions of dollars in venture capital and whose IPO plans may have been derailed or slowed by the COVID-19 pandemic. Some need a relatively frictionless way to get out the door, and there are plenty of investors who would like to give them that push.

How does one start the process of creating a SPAC?

The process is really no different than a traditional IPO, explains Chris Weekes, a managing director in the capital markets group at the investment bank Cowen. “There’s a roadshow that will incorporate one-on-one meetings between institutional investors and the SPAC’s management team” to drum up interest in the offering.

At the end of it, institutional investors like mutual funds, private equity funds, and family offices buy into the offering, along with a smaller percentage of retail investors.

Who can form a SPAC?

Anyone who can persuade shareholders to buy its shares.

These SPACs all seem to sell their shares at $10 apiece. Why?

Easier accounting? Tradition? It’s not entirely clear, though Weekes says $10 has “always been the unit price” for SPACs and continues to be with the very occasional exception, such as with Bill Ackman’s Pershing Square Capital Management. (Last month it launched a $4 billion SPAC that sold units for $20 each.)

Have SPACs changed structurally over the years?

Funny you should ask! This gets a little more technical, but when buying a unit of a SPAC, institutional investors typically get a share of common stock and a warrant or a fraction of a warrant, which is a security that entitles the holder to buy the underlying stock of the issuing company at a fixed price at a later date.

Years back, when a SPAC announced the company it planned to buy to institutional investors in the SPAC, they would either vote yes to the deal if they wanted to keep their money in, and no to the deal if they wanted to redeem their shares and get out. But sometimes investors would team up and threaten to torpedo a deal if they weren’t given founder shares or other preferential treatment. (“There was a bit of bullying in the marketplace,” says Weekes.)

Regulators have since separated the right to vote and the right to redeem one’s shares, meaning investors today can vote ‘yes’ or ‘no’ and still redeem their capital, making the voting process more perfunctory and enabling most deals to go through as planned.

Does that mean SPACs are more safe? They haven’t had the best reputation historically.

They’ve “already gone through their junk phase,” suspects Albert Vanderlaan, an attorney in the tech companies group of Orrick, the global law firm. “In the ’90s, these were considered a pretty junky situation,” he says. “They were abused by foreign investors. In the early 2000s, they were still pretty disfavored.” Things could turn on a dime again, he suggests, but over the last couple of years, the players have changed for the better, which is making a big difference.

How much of the money raised does a management team like Hartz and Steckenrider keep?

The rough rule of thumb is 2% of the SPAC value, plus $2 million, says Steckenrider. The 2% roughly covers the initial underwriting fee; the $2 million then covers the operating expenses of the SPAC, from the initial cost to launch it, to legal preparation, accounting, and NYSE or NASDAQ filing fees. It’s also “provides the reserves for the ongoing due diligence process,” he says.

Is this money like the carry that VCs receive, and do a SPAC’s managers receive it no matter how the SPAC performs?

Yes and yes.

Here’s how Hartz explains it: “On a $200 million SPAC, there’s a $50 million ‘promote’ that is earned at $10 a share if the transaction consummates at $10 a share,” which, again, is always the traditional size of a SPAC. “But if that company doesn’t perform and, say, drops in half over a year or 18-month period, then the shares are still worth $25 million.”

Hartz calls “egregious,” though he and Steckenrider formed their SPAC in exactly the same way rather than structure it differently.

Says Steckrider, “We ultimately decided to go with a plain-vanilla structure [because] as a first-time spec sponsor, we wanted to make sure that the investment community had as as easy as a time as possible understanding our SPAC. We do expect to renegotiate these economics when we go and do the [merger] transaction with the partner company,” he adds.

From a mechanics standpoint, what happens right after SPAC has raised its capital?

The money is moved into a blind trust until the management team decides which company or companies it wants to acquire. Share prices don’t really move much during this period as no investors know (or should know, at least) what the target company will be yet.

Does a $200 million SPAC look to acquire a company that’s valued at around the same amount?

No. According to law firm Vinson & Elkins, there’s no maximum size of a target company — only a minimum size (roughly 80% of the funds in the SPAC trust).

In fact, it’s typical for a SPAC to combine with a company that’s two to four times its IPO proceeds in order to reduce the dilutive impact of the founder shares and warrants.

In the case of Hartz’s and Steckenrider’s SPAC (it’s called One), they are looking to find a company “that’s approximately four to six times the size of our vehicle of $200 million,” says Harzt, “so that puts us around in the billion dollar range.”

Where does the rest of the money come from if the partner company is many times larger than the SPAC itself?

It comes from PIPE deals, which, like SPACs, have been around forever and come into and out of fashion. These are literally “private investments in public equities” and they get tacked onto SPACs once management has decided on the company with which it wants to merge.

It’s here that institutional investors get different treatment than retail investors, which is why some industry observers are wary of SPACs.

Specifically, a SPAC’s institutional investors — along with maybe new institutional investors that aren’t part of the SPAC — are told before the rest of the world what the acquisition target is under confidentiality agreements so that they can decide if they want to provide further financing for the deal via a PIPE transaction.

The information asymmetry seems unfair. Then again, they’re restricted not only from sharing information but also from trading the shares for a minimum of four months from the time that the initial business combination is made public. Retail investors, who’ve been left in the dark, can trade their shares any time.

How long does a SPAC have to get all of this done?

It varies, but the standard seems to be around two years.

What do you call that phase of the deal after the partner company has been identified and agrees to merge, but before the actual combination?

That’s called De-SPACing and during this stage of things, the SPAC has to obtain shareholder approval through that vote we talked about, followed by a review and commenting by the SEC.

Toward the end of this stretch — which can take 12 to 18 weeks — bankers aretaking out the new operating team and, in the style of a traditional roadshow, getting the story out to analysts who cover the segment so when the combined new company is revealed, it receives the kind of support that keeps public shareholders interested in a company.

Will we see more people from the venture world like Palihapitiya and Hartz start SPACs?

So far, says Weekes, he’s seeing less interest from VCs in sponsoring SPACs and more interest from them in selling their portfolio companies to a SPAC. As he notes, “Most venture firms are typically a little earlier stage investors and are private market investors, but there’s an uptick of interest across the board, from PE firms, hedge funds, long-only mutual funds.”

That might change if Hartz has anything to do with it. “We’re actually out in the Valley, speaking with all the funds and just looking to educate the venture funds,” he says. “We’ve had a lot of requests in. We think we’re going to convert [famed VC] Bill Gurley from being a direct listings champion to the SPAC champion very soon.”

In the meantime, Hartz says his SPAC doesn’t have a specific target in mind yet. But he does takes issue with the word “target,” preferring instead “partner” company.

“A target sounds like we’re trying to assassinate somebody.”

from TechCrunch https://ift.tt/31j2hgJ via A.I .Kung Fu

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orbemnews · 4 years ago

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Saudi Aramco Sells Oil Pipeline Stake for $12.4 Billion Here’s what you need to know: Lee Delaney joined BJ’s in 2016 as executive vice president and chief growth officer, and he became chief executive last year.Credit…Gretchen Ertl/Associated Press Lee Delaney, the president and chief executive of BJ’s Wholesale Club, died unexpectedly on Thursday of “presumed natural causes,” according to a statement released Friday by the company. He was 49. “We are shocked and profoundly saddened by the passing of Lee Delaney,” said Christopher J. Baldwin, the company’s executive chairman, said in a statement. “Lee was a brilliant and humble leader who cared deeply for his colleagues, his family and his community.” Mr. Delaney joined BJ’s in 2016 as executive vice president and chief growth officer. He was promoted to president in 2019 and became chief executive last year. Before joining BJ’s, he was a partner in the Boston office of Bain & Company from 1996 to 2016. Mr. Delaney earned a master’s in business administration from Carnegie Mellon University, and attended the University of Massachusetts, where he pursued a double major in computer science and mathematics. Mr. Delaney led the company through the unexpected changes in consumer demand spurred by the pandemic, with many customers stockpiling wholesale goods as they hunkered down at home. “2020 was a remarkable, transformative and challenging year that structurally changed our business for the better,” Mr. Delaney said in the company’s last quarterly earnings report. The BJ’s board appointed Bob Eddy, the chief administrative and financial officer, to serve as the company’s interim chief executive. Mr. Eddy joined the company in 2007 and became the chief financial officer in 2011, adding the job of chief administrative officer in 2018. “Bob partnered closely with Lee and has played an integral role in transforming and growing BJ’s Wholesale Club,” Mr. Baldwin said. He said that the company would announce decisions about its permanent executive leadership in a “reasonably short timeframe.” BJ’s, based in Westborough, Mass., operates 221 clubs and 151 BJ’s Gas locations in 17 states. Revolut’s office in London in 2018. The banking start-up is offering its workers the opportunity to work abroad for up to two months a year.Credit…Tom Jamieson for The New York Times Before the pandemic, companies used to lure top talent with lavish perks like subsidized massages, Pilates classes and free gourmet meals. Now, the hottest enticement is permission to work not just from home, but from anywhere — even, say, from the French Alps or a Caribbean island. Revolut, a banking start-up based in London, said Thursday that it would allow its more than 2,000 employees to work abroad for up to two months a year in response to requests to visit overseas family for longer periods. “Our employees asked for flexibility, and that’s what we’re giving them as part of our ongoing focus on employee experience and choice,” said Jim MacDougall, Revolut’s vice president of human resources. Georgia Pacquette-Bramble, a communications manager for Revolut, said she was planning to trade the winter in London for Spain or somewhere in the Caribbean. Other colleagues have talked about spending time with family abroad. Revolut has been valued at $5.5 billion, making it one of Europe’s most valuable financial technology firms. It joins a number of companies that will allow more flexible working arrangements to continue after the pandemic ends. JPMorgan Chase, Salesforce, Ford Motor and Target have said they are giving up office space as they expect workers to spend less time in the office, and Spotify has told employees they can work from anywhere. Not all companies, however, are shifting away from the office. Tech companies, including Amazon, Facebook, Google and Apple, have added office space in New York over the last year. Amazon told employees it would “return to an office-centric culture as our baseline.” Dr. Dan Wang, an associate professor at Columbia Business School, said he did not expect office-centric companies to lose top talent to companies that allow flexible working, in part because many employees prefer to work from the office. Furthermore, when employees are not in the same space, there are fewer spontaneous interactions, and spontaneity is critical for developing ideas and collaborating, Dr. Wang said. “There is a cost,” he said. “Yes, we can interact via email, via Slack, via Zoom — we’ve all gotten used to that. But part of it is that we’ve lowered our expectations for what social interaction actually entails.” Revolut said it studied tax laws and regulations before introducing its policy, and that each request to work from abroad was subject to an internal review and approval process. But for some companies looking to put a similar policy in place, a hefty tax bill, or at least a complicated tax return, could be a drawback. After its initial public offering imploded, WeWork went public through a SPAC deal.Credit…Kate Munsch/Reuters After weeks of wading into the debate over how to regulate SPACS, the popular blank-check deals that provide companies a back door to public markets, the Securities and Exchange Commission is sending its first shot across the bow. John Coates, the acting director of the corporate finance division at the S.E.C., issued a lengthy statement on Thursday about how securities laws apply to blank-check firms, the DealBook newsletter reports. “With the unprecedented surge has come unprecedented scrutiny,” Mr. Coates wrote of the recent boom in blank-check deals. In particular, he is interested in a crucial (and controversial) difference between SPACs and traditional initial public offerings: blank-check firms are allowed to publish often-rosy financial forecasts when merging with an acquisition target, while companies going public in an I.P.O. are not. Regulators consider such forecasts too risky for firms as yet untested by the public markets. Investors raise money for SPACs via an I.P.O. of a shell company, and those funds are used within two years to merge with an unspecified company, which then also becomes a publicly traded company. Because the deal is technically a merger, it’s given the same “safe harbor” legal protections for its financial forecasts as a typical M.& A. deal. And that’s why there are flying-taxi companies with little revenue going public via a SPAC while promising billions in sales far in the future. The S.E.C. thinks allowing financial forecasts for these deals might be a problem. They can be “untested, speculative, misleading or even fraudulent,” Mr. Coates wrote. And he concludes his statement by suggesting a major rethink of how the “full panoply” of securities laws applies to SPACs, which could upend the blank-check business model. If the S.E.C. does not treat SPAC deals as the I.P.Os they effectively are, he writes, “potentially problematic forward-looking information may be disseminated without appropriate safeguards.” The letter serves as a warning, but perhaps not much else — yet. Unless the S.E.C. issues new rules (as it did for penny stocks) or Congress passes legislation, SPAC projections will continue. But this strongly worded statement could moderate or even mute them. “The S.E.C. has now put them on notice,” Lynn Turner, a former chief accountant of the agency, said. Amazon Warehouse Unionization Votes Either side needed 1,521 votes to win. A total of 505 ballots were challenged; 76 were void.·Source: National Labor Relations Board Amazon beat back the unionization drive at its warehouse in Bessemer, Ala., the counting of ballots in the closely watched effort showed on Friday. A total of 738 workers voted “Yes” to unionize and 1,798 voted “No.” There were 76 ballots marked as void and 505 votes were challenged, according to the National Labor Relations Board. The union leading the drive to organize, the Retail, Wholesale and Department Store Union, said most of the challenges were from Amazon. About 50 percent of the 5,805 eligible voters at the warehouse cast ballots in the election. Either side needed to receive more than 50 percent of all cast ballots to prevail. The ballots were counted in random order in the National Labor Relations Board’s office in Birmingham, Ala., and the process was broadcast via Zoom to more than 200 journalists, lawyers and other observers. The voting was conducted by mail from early February until the end of last month. A handful of workers from the labor board called out the results of each vote — “Yes” for a union or “No” — for nearly four hours on Thursday. Sophia June and Miles McKinley contributed to this report. A screenshot of a “vax cards” page on Facebook. Online stores offering counterfeit or stolen vaccine cards have mushroomed in recent weeks, according to Saoud Khalifah, the founder of FakeSpot, which offers tools to detect fake listings and reviews online. The efforts are far from hidden, with Facebook pages named “vax-cards” and eBay listings with “blank vaccine cards” openly hawking the items, Sheera Frenkel reports for The New York Times. Last week, 45 state attorneys general banded together to call on Twitter, Shopify and eBay to stop the sale of false and stolen vaccine cards. Facebook, Twitter, eBay, Shopify and Etsy said that the sale of fake vaccine cards violated their rules and that they were removing posts that advertised the items. The Centers for Disease Control and Prevention introduced the vaccination cards in December, describing them as the “simplest” way to keep track of Covid-19 shots. By January, sales of false vaccine cards started picking up, Mr. Khalifah said. Many people found the cards were easy to forge from samples available online. Authentic cards were also stolen by pharmacists from their workplaces and put up for sale, he said. Many people who bought the cards were opposed to the Covid-19 vaccines, Mr. Khalifah said. In some anti-vaccine groups on Facebook, people have publicly boasted about getting the cards. Other buyers want to use the cards to trick pharmacists into giving them a vaccine, Mr. Khalifah said. Because some of the vaccines are two-shot regimens, people can enter a false date for a first inoculation on the card, which makes it appear as if they need a second dose soon. Some pharmacies and state vaccination sites have prioritized people due for their second shots. An empty conference room in New York, which is among the cities with the lowest rate of workers returning to offices.Credit…George Etheredge for The New York Times In only a year, the market value of office towers in Manhattan has plummeted 25 percent, according to city projections released on Wednesday. Across the country, the vacancy rate for office buildings in city centers has steadily climbed over the past year to reach 16.4 percent, according to Cushman & Wakefield, the highest in about a decade. That number could climb further if companies keep giving up office space because of hybrid or fully remote work, Peter Eavis and Matthew Haag report for The New York Times. So far, landlords like Boston Properties and SL Green have not suffered huge financial losses, having survived the past year by collecting rent from tenants locked into long leases — the average contract for office space runs about seven years. But as leases come up for renewal, property owners could be left with scores of empty floors. At the same time, many new office buildings are under construction — 124 million square feet nationwide, or enough for roughly 700,000 workers. Those changes could drive down rents, which were touching new highs before the pandemic. And rents help determine assessments that are the basis for property tax bills. Many big employers have already given notice to the owners of some prestigious buildings that they are leaving when their leases end. JPMorgan Chase, Ford Motor, Salesforce, Target and more are giving up expensive office space and others are considering doing so. The stock prices of the big landlords, which are often structured as real estate investment trusts that pass almost all of their profit to investors, trade well below their previous highs. Shares of Boston Properties, one of the largest office landlords, are down 29 percent from the prepandemic high. SL Green, a major New York landlord, is 26 percent lower. President Biden and Vice President Kamala Harris during a White House appearance on Thursday.Credit…Amr Alfiky/The New York Times President Biden proposed a vast expansion of federal spending on Friday, calling for a 16 percent increase in domestic programs as he tries to harness the government’s power to reverse what officials called a decade of underinvestment in the nation’s most pressing issues. The proposed $1.52 trillion in spending on discretionary programs would significantly bolster education, health research and fighting climate change. It comes on top of Mr. Biden’s $1.9 trillion stimulus package and a separate plan to spend $2.3 trillion on the nation’s infrastructure. Mr. Biden’s first spending request to Congress showcases his belief that expanding, not shrinking, the federal government is crucial to economic growth and prosperity. It would direct billions of dollars toward reducing inequities in housing and education, as well as making sure every government agency puts climate change at the front of its agenda. It does not include tax proposals, economic projections or so-called mandatory programs like Social Security, which will all be included in a formal budget request the White House will release this spring. Among its major new spending initiatives, the plan would dedicate an additional $20 billion to help schools that serve low-income children and provide more money to students who have experienced racial or economic barriers to higher education. It would create a multi-billion-dollar program for researching diseases like cancer and add $14 billion to fight and adapt to the damages of climate change. It would also seek to lift the economies of Central American countries, where rampant poverty, corruption and devastating hurricanes have fueled migration toward the southwestern border and a variety of initiatives to address homelessness and housing affordability, including on tribal lands. And it asks for an increase of about 2 percent in spending on national defense. The request represents a sharp break with the policies of President Donald J. Trump, whose budget proposals prioritized military spending and border security, while seeking to cut funding in areas like environmental protection. All told, the proposal calls for a $118 billion increase in discretionary spending in the 2022 fiscal year, when compared with the base spending allocations this year. It seeks to capitalize on the expiration of a decade of caps on spending growth, which lawmakers agreed to in 2010 but frequently breached in subsequent years. Administration officials would not specify on Friday whether that increase would result in higher federal deficits in their coming budget proposal, but promised its full budget would “address the overlapping challenges we face in a fiscally and economically responsible way.” As part of that effort, the request seeks $1 billion in new funding for the Internal Revenue Service to enforce tax laws, including “increased oversight of high-income and corporate tax returns.” That is clearly aimed at raising tax receipts by cracking down on tax avoidance by companies and the wealthy. Officials said the proposals did not reflect the spending called for in Mr. Biden’s infrastructure plan, which he introduced last week, or for a second plan he has yet to roll out, which will focus on what officials call “human infrastructure” like education and child care. Congress, which is responsible for approving government spending, is under no requirement to adhere to White House requests. In recent years, lawmakers rejected many of the Trump administration’s efforts to gut domestic programs. But Mr. Biden’s plan, while incomplete as a budget, could provide a blueprint for Democrats who narrowly control the House and Senate and are anxious to reassert their spending priorities after four years of a Republican White House. Stocks on Wall Street climbed further into record territory on Friday: The S&P 500 index rose 0.8 percent, bringing its gain for the week to 2.7 percent. Shares of Amazon rose 2.2 percent after the company prevailed against a unionization drive at a warehouse in Alabama. The relatively steady gains in the stock market have sent the VIX index, a measure of volatility, to its lowest level since February 2020. The index was below 17 points on Friday. In mid-March, as the pandemic shut down parts of the global economy, the VIX had spiked above 80. The yield on 10-year Treasury notes jumped 4 basis points, or 0.04 percentage point, to 1.66 percent. The yield on 10-year government bonds rose across Europe, too. On Thursday, Federal Reserve chair, Jerome Powell, reiterated his intention to keep supporting the economic recovery The rollout of vaccinations meant the United States economy could probably reopen soon, but the recovery was still “uneven and incomplete,” Mr. Powell said at the International Monetary Fund annual conference. European stock indexes were mixed on Friday, though the Stoxx Europe 600 notched its sixth straight week of gains. The DAX index in Germany rose 0.2 percent after data showed an unexpected drop in industrial production. The FTSE 100 in London fell 0.4 percent. Oil prices fell slightly with futures of West Texas Intermediate, the U.S. crude benchmark, 0.4 percent lower to $59.38 a barrel. Just months after returning to the skies, Boeing’s troubled 737 Max jet is facing another setback. Boeing said Friday that it had notified 16 airlines and other customers of a potential electrical problem with the Max and recommended that they temporarily stop flying some planes. The company refused to say how many planes were affected, but four U.S. airlines said they would stop using nearly 70 Max jets. Boeing would not say how long the planes would be sidelined. The statement comes just months after companies resumed flying the jet, which had been grounded for nearly two years because of a pair of accidents that killed nearly 350 people. Load new posts Part of Saudi Aramco’s giant Ras Tanura oil terminal. The company said it would raise $12.4 billion from selling a minority stake in its oil pipeline business.Credit…Ahmed Jadallah/Reuters Saudi Aramco, the national oil company of Saudi Arabia, has reached a deal to raise $12.4 billion from the sale of a 49 percent stake in a pipeline-rights company. The money will come from a consortium led by EIG Global Energy Partners, a Washington-based investor in pipelines and other energy infrastructure. Under the arrangement announced on Friday, the investor group will buy 49 percent of a new company called Aramco Oil Pipelines, which will have the rights to 25 years of payments from Aramco for transporting oil through Saudi Arabia’s pipeline networks. Aramco is under pressure from its main owner, the Saudi government, to generate cash to finance state operations as well as investments like new cities to diversify the economy away from oil. The company has pledged to pay $75 billion in annual dividends, nearly all to the government, as well as other taxes. Last year, the dividends came to well in excess of the company’s net income of $49 billion. Recently, Aramco was tapped by Crown Prince Mohammed bin Salman, the kingdom’s main policymaker, to lead a new domestic investment drive to build up the Saudi economy. The pipeline sale “reinforces Aramco’s role as a catalyst for attracting significant foreign investment into the Kingdom,” Aramco said in a statement. From Saudi Arabia’s perspective, the deal has the virtue of raising money up front without giving up control. Aramco will own a 51 percent majority share in the pipeline company and “retain full ownership and operational control” of the pipes the company said. Aramco said Saudi Arabia would retain control over how much oil the company produces. Abu Dhabi, Saudi Arabia’s oil-rich neighbor, has struck similar oil and gas deals with outside investors. Source link Orbem News #Aramco #Billion #oil #Pipeline #Saudi #sells #stake

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createadaptprogress · 7 years ago

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#MeToo or #WitchHunt – a level of analysis problem

I like tackling easy issues. A while back, I pretty much solved racism. So, yeah, you’re welcome.

Let’s try something else that should be easy and uncontroversial: the reaction to the last centuries (millennia) of sexual predation, which for the vast majority of cases (not saying all, only a mere 95-99%) is male predation on female-let’s call this reaction the #MeToo movement for obvious reasons. Let’s contrast this to the fear sometimes expressed that #MeToo is going too far and that innocent men (mostly, not exclusively) risk being scapegoated unjustly—let’s call that the fear-of-witch-hunts movement (#WitchHunt for short). I suggest that we try to address this, by first accepting that there is some legitimacy to both movements, and restating that legitimacy upfront. I see the pitchforks rising already, so let me clarify: saying that two movements have *some* legitimacy does not mean that *all* elements of the movements are legitimate, or that their legitimacy is comparable and equal in all ways. But diving in these terribly murky waters requires to be ready to deal with tensions and address boundary issues about legitimacy of each case, without fear of losing one’s principles and convictions.

[I’m following a very classical (dialectical) but forgotten way to look at an argument: understand what each side seeks to say, before jumping in.]

As an icebreaker, and acknowledging the perils of the effort, I recommend this clip from SNL.

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Now, let’s dive in.

The #MeToo Argument

This one seems like an easy one. We have centuries, millennia, of sexual aggression, rape, all the way down to daily cat calls, innuendos, insults, harassment, professional quid pro quos offered or forced, on and on and on.

[You might personally fear that normal and appropriate human interactions, including flirting, could be caught in the wave of #MeToo response—that is very much part of the #WitchHunt response, which we will look at next. But right now, remember that we try to first acknowledge the value of each side of the argument. So, stay in this space for a moment.]

Let’s be clear: What we’re talking about are unsolicited and inappropriate remarks, calls, touches, down to the criminal act of rape (footnote 1). The stats are hard to produce, but where they exist they go from 20% to 40% of women being victims of sexual aggression (a man putting his unsolicited hand on a woman’s buttocks, George Bush Sr style), to power abuses in the workplace (Bill Clinton receiving fellatio from an intern in the oval office), to forced quid pro quos (3 trillion cases reported and counting since Abraham offered his wife to pacify the new neighbors, all the way to Weinstein), all the way down to rape (which, according to the current’s US president former wife, is sometimes not “technically” or “legally” a rape, police affidavits notwithstanding), and yes murder.

On top of that, we must acknowledge that silence, victim shaming, sweeping under the rug, mockery if not complicity have been the dominant social responses to this phenomenon. I am assuming that this is an acknowledged reality, and that I don’t have to provide links, book references, or statistics right now.

And where are we today? In a small part of the world (the “West” but not only), where human rights have been heralded and feminism has made headway, a quarter of a century after the Anita Hill–Clarence Thomas controversy, after a man was elected president in spite of boasting about his sexual aggressions against women, and after women and men marched in Washington and U.S. cities, finally women with some power (Hollywood elites) found the courage to step forward. An ‘enough is enough’ movement was born at a time when social media amplifies voices (and where traditional media spend half of their time reporting on social media). Let’s remember – another painful topic – that priests’ abuses against children started being addressed only once the Internet took the control of public voice away from organized structures. (See ‘Here comes everybody.’) Social media can generate unwanted noise from the mob and the trolls, but have this for them that isolated voices can also rapidly find peers, echo, and scale.

This collective ‘enough is enough’ moment is the legitimacy of #MeToo. A revolution against the silence and denial, that have been part and parcel of centuries of victimization.

But… here comes the tension, the fear of a proverbial pendulum swing...

The #WitchHunt argument

I’ve known a couple of people who have been wrongly accused at some point of sexual harassment or worse. Imagine a single individual—you or me—being wrongly accused of an act that they did not commit, and seeing their name publicly tarnished for something lewd, vile, or criminal. This has happened, this can happen, and this will happen again. It is certainly a terrible thing for the victim, in this case the wrongly accused.

[Now, if you followed wholeheartedly the #MeToo argument, this point may strike you as unbalanced. But that’s the name of the game in this blog. Put that aside for a second, to try and acknowledge that even if there was only one person--your father, your brother, your friend--,accused wrongly for an innocent act, it would be a painful and unfair event. Right?]

Liberal, progressive, rule-of-law societies seek to err on the side of ‘innocent-until-proven-guilty’ for good reasons. It is not trivial to be accused of gender violence, lewdness, sexual violence, or rape. That’s why it cost Rolling Stone Magazine $1.7 million to settle a wrongful accusation case.

So, we have two powerful fears in front of us. I did not say equal, but we should be able to acknowledge that these two fears are opposed to each other, and both can reasonably strike reasonable human beings. So where do we go from here?

Moving forward—a level of analysis problem

We do not want metaphorical ‘public lynching’ taking the place of justice (footnote 2). On the other hand, given the role of silence and a permissive culture, which we just described for the #MeToo argument, how can we work this out? Is the law always enough? Is it enough that the law exists, when societies develop a tacit understanding that the law can be distorted or ignored? Sometimes society needs to steer justice toward courage. So, how do we reconcile the legitimacy of both claims and movements?

I see two lenses through which we can answer that question, and both are heavily dependent on context:

First there is the quantitative, numerical element. Since all actions have unintended effects, very few actions perfectly solve a problem. A big task for policy makers, arbiters of justice, and yes collective conscience, is to ask whether our actions lead to better outcomes for more people, along with fewer people affected by unintended effects. I will add a quantitative post-scriptum to this post. But numbers are not the focus here.

The lens that I want to focus on could be called the level of analysis problem (footnote 3). Simply stated, the level at which a problem is analyzed (micro or macro; individual or aggregate; personal or social) changes the nature of the problem (footnote 4). I recommend the quotes inserted in the footnote, but let’s summarize as follows:

When numbers (of people, of things, of events) increase, complexity increases at some point. Let’s take an example outside of our debate, just to be clear, then we’ll get back to it. One student late for a class is one kind of a problem. Two students late for a class is just twice the one student late problem. But 20/30 students late for a class is a different type of a problem.

We can look at a problem at different scales, with different tools of analysis, and derive different lessons. Are we addressing the problem of ‘Jules is always late for classes,’ or ‘most students in this class show up late?’ Not being clear about the level of analysis can lead to using the wrong tools for understanding what is happening, and drawing the wrong conclusions for what needs to be done about it.

#MeToo versus #WitchHunt is in part a level of analysis problem, mediated by the context in which we live.

While victims are individuals, and each aggression is a terribly individual story, the gist of my argument for the legitimacy of #MeToo was the massive historical number of abuses, insults, and crimes, and the overwhelming waves of silence, which have allowed these numbers to endure (and still do in most of the world). And the #MeToo movement, as symbolized by the hashtag of a social media tool, is a collective response to a collective problem (footnote 5). Breaking the silence, changing social mores and societal norms, is all about aggregating experiences and voices. #MeToo is collective action for social change to create the space for individual protection and justice currently denied.

But to make the #WitchHunt case, I switched to a focus on the individual. Innocent until proven guilty is not about groups, but individuals. ‘He said - she said’ is framed as a conflict between two individuals. This understanding needs to guide the future of our response to sexual aggression and violence.

At a collective level, we must continue to break a deadly silence (and seriously, ‘deadly’ is not hyperbole; murder and rape are incestuous cousins in the family of gender-based violence). An endemic crime against nature and our human identity has fed on silence, complicity, and on eyes turning away from discomfort and pain. We need far more #MeToo on a larger global scale and timeline in order to change the norms and festering environment that have allowed this to go on.

And yet, at an individual (case-by-case) level, we must hold firm to two fundamental principles, which are in tension but not in contradiction: (1) immediate recognition and protection of alleged victims, and (2) energetic but due-process for the alleged culprits, innocent until proven guilty.The grey zone and terribly complex space to maneuver is represented by this simple word, “alleged”, and in considering with growing intelligence the wide scale of offenses, which I am lumping together in this blog.

Consider context

Balancing the trade offs between #MeToo and #WitchHunt requires an understanding of the importance of context. Let’s consider a somewhat absurdist thought experiment to make the point:

A company hires a new Chief Financial Officer, and the head of human resources tells a board member, “you know, she’s been known to commit bank robberies on weekends.” Can you imagine the board member responding, “Well, you know, these things are complicated. We need to give her the benefit of the doubt. What’s bank robbery, what’s making a withdrawal? Those things are hard to sort out. Let’s not create a mountain out of a molehill here.”?

This isn’t even vaguely plausible because there is no widespread social tolerance for bank robbery. Whether the comment was a stupid joke or factual would be assessed and addressed very quickly. There would be no reason for the HR director to take the story to the media, or start a social media campaign -- #EnoughBankRobberies. The process for dealing with this individual suspected crime would be a legal individual process. Because the cultural context is different for bank robberies and for violence against women, there would be no collective call for a solution, only due process.

For sexual predation, however, we know as a fact that there have been a multitude of cases when someone said, “you know that [anchor, movie producer, president, famous politician, powerful business man, small business manager, supervisor, artist, scientist, chef] has a ‘history’ with women”, and that ‘history’ was allowed to endure. Silence has over and over again led to a repeat of the crimes and to escalation. So, maybe yes, sometimes, the court of public opinion may rule before the justice system takes action, because it has too long encouraged the same justice system to take no action. Here you go Mr. Weinstein, Mr. Strauss-Kahn, Mr Trump, Mr Lauer, and consorts. A context of complicit silence is forcing a cart before the horse response – public sanction is coming to weigh in before justice does. It’s unfortunate, but it is necessary. For now. It is indeed dangerous, and so is surgery. But sometimes it is lifesaving.

Conclusion

In the current context, I have to agree with Margaret Sullivan of the Washington Post when she writes: Is sexual harassment just a witch hunt now? That’s absurd, and here’s why. Over time, if we don’t lose sight of the goal and challenges to overcome, we might one day see a world where the context has drastically changed. I am looking forward to the day, when I can disagree with Sullivan, and when we have the same level of tolerance for sexual aggression as for bank robberies. But we ain’t there yet. There are laws and guiding principles as old as the book of Leviticus precisely about balancing #MeToo and #WitchHunt arguments. The rest of the bible and human history indicate that the #MeToo problem has not yet been solved. Maybe we’re getting a second chance at tackling the problem seriously. Evolution?

Of course, companies, justice, and employers must do their job and engage in due-process with respect for the principle of innocence until proven guilty. Some innocents will sometimes be unfairly treated, and it is the job of all of those in power and positions of decision-making to react early, effectively, and justly, so that these cases remain few and far between. We must ensure just redress and yes, avoid overreaction. Serious journalists will need to do what Rolling Stone did: retract, apologize, and make amends. So will employers. In some cases, we may need to learn how to replace dismissals with institutionalized steps protecting alleged victims and providing due process for alleged victimizers. But we must continue to turn dominant norms and status quo upside down. The few, the proportionally very few people, who make false claims need themselves to be taken through due process. On an individual case, authorities (legal, institutional) must bear the #WitchHunt risk in mind, but the #MeToo movement, if anything, needs to grow and scale globally. The fear that one person could make a false claim cannot justify silencing 10,000 women who have suffered for too long the impunity of the predators. (see the post-scriptum if you are interested in the numbers.)

Let’s support #MeToo, and whatever comes next to change our culture, wreck the status quo, make complicit silence unacceptable, make justice more just, and create a climate where victims dare to speak out without fear of retribution, shame, and further victimization. Let’s continue our collective evolution toward progress, and let’s have determined and intentional case-by-case due process responses. It’s not ‘either-or’; it’s a battle to fight on two levels in a complementary manner. That’s the only way for progress and slow healing from this millennium-old malady.

Peace --

Eric

PS: Follow this link for a quantitative illustration.

Footnote 1: Flirting, infatuation, or romance should have little to do with all this, except that it may not be the case in the neural connections of some people. I am not going to go into this. [A good friend commented on this footnote, and helped me realize that it could be misconstrued. I meant that flirting should have little to do with all this, because I was talking about abuses of power, crossing verbal and physical space boundaries, things that are NOT ‘flirting’. Now, the neural connections of some people fail to connect the fact that if you are someone’s boss, or are in a position of power and influence, it’s really not appropriate to switch codes and bring flirting to the office. Yes, making a compliment once, depending on the culture, may be just fine. If there is no power differential, no way to be misconstrued, and if it happens once in a rare blue moon. If you cross that boundary every day, if you cross that boundary repeatedly, if you cross that boundary without noticing that it is not welcome, if you cross that boundary when you’ve been asked not to, then it’s not flirting - it’s becoming harassment. And since some people’s neural connections don’t allow them to make that difference themselves, that’s why there’s a #MeToo movement pushing employers to make sure that they get the point. And entering someone’s physical space uninvited, or in a work context, certainly in a work power differential, that is not flirting, that is aggression. Flirting is telling a peer: “this looks really nice on you”, once, at a proper time and place. And yes, it will be a cultural gray zone. But nothing in the following articles about Weinstein here, or the MSU dean here, meets that standard.]

Footnote 2: I’m uneasy with my own metaphor, because very real lynchings based on race have taken place not so long ago, and still do in the form of ‘honor killings’ in some parts of the world, targeting women exclusively for sexual behaviors shared with men, or for sexual crimes of men.)

Footnote 3: The ‘level of analysis problem’ is borrowed from an excellent political science paper by David Singer in 1961. Here’s a quote from the introduction of his paper:

In any area of scholarly inquiry, there are always several ways in which the phenomena under study may be sorted and arranged for purposes of systemic analysis. Whether in the physical or social sciences, the observer may choose to focus upon the parts or upon the whole, upon the components or upon the system. He may, for example, choose between the flowers or the garden, the rocks or the quarry, the trees or the forest, the houses or the neighborhood, the cars or the traffic jam, the delinquents or the gang, die legislators or the legislative, and so on. Whether he selects the micro- or macro-level of analysis is ostensibly a mere matter of methodological or conceptual convenience. Yet the choice often turns out to be quite difficult, and may well become a central issue within the discipline concerned. The complexity and significance of these level-of-analysis decisions are readily suggested by the long-standing controversies between social psychology and sociology, personality-oriented and culture-oriented anthropology, or micro- and macro-economics, to mention but a few. In the vernacular of general systems theory, the observer is always confronted with a system, its sub-systems, and their respective environments, and while he may choose as his system any cluster of phenomena from the most minute organism to the universe itself, such choice cannot be merely a function of whim or caprice, habit or familiarity. The responsible scholar must be prepared to evaluate the relative utility—conceptual and methodological—of the various alternatives open to him, and to appraise the manifold implications of the level of analysis finally selected.

Footnote 4: A seminal work, for those interested in the scientific view of different scales of analysis is P.W. Anderson’s ‘More is Different’ published in Science in 1972. This brilliant paper basically explains how when number of units increase in the analysis of a phenomenon, complexity increases, and that ‘at each level of complexity entirely new properties appear.’

Footnote 5: The #MeToo meme is literally the attachment of individuals (”Me”) to a collective wave (”Too”) through a shareable technology (#) to break the cycle of invisibility and isolation of the individuals, and force a societal reckoning through the power of numbers.

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This is the stage to determine what products you will want to sell and if you want to have any unique or special features on your website. Write down everything you can think of and organize it in some manner. Step 2: Website DesignNow that you know the direction you want your website to go, it is time to talk to a designer. Chances are, local designers will be fairly expensive, but probably more reliable in terms of completing the job. I personally prefer to use online contacts to get website designs completed. Websites like rentacoder.com and getafreelancer.com are great places to find a very affordable website design. You can also do a search on your favorite search engine to find great webmaster forums where all sorts of talented people are wanting your business.The biggest thing you will want to see from a designer is their portfolio. All designers have different styles and talents and you will want to find one that has the same type of style that you have envisioned in your mind. Your designer will need to know what you have in your business plan. Those special features and ideas should be brought up to him so that if they need to be incorporated then they will be. Most good designers can probably complete this process for $50.00 to $150.00.Step 3: Website CodingIn terms of website coding, I would say this is where you want to spend the majority of your money. Technically, you could break this step into two steps where you hire a XHTML / CSS coder and then a PHP coder. This can sometimes be a daunting way of doing things though and you should probably just try to find one person who can do it all. Just like the website designer, the coder will need to know what features you expect to see on the end result. You need to be extremely descriptive to ensure you get what you are looking for. At this point, you should now have a working website. You will need to find a good web hosting company that will be used to keep your website online 24 hours a day and hopefully point you in the right direction in how to bring in potential customers.

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mumbaipunetaxiservices-blog · 8 years ago

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How much does it cost to make a website like Myntra

Mawin Pinto - Best Website Developer in Mumbai

404 : B/70, Sector 1, Opp TMT Bus Stop, Mira Bhayandar, Mira Road ( East}, Thane 401107, Thane, Maharashtra 401107

Parvati Matkate - Best Website Designer in Mumbai

301 Chinab, Jangid Complex, Near Silver Park, Mira Road East, Mira Bhayandar, Maharashtra 401107

Prius WordPress Best SEO Expert, Shopify Website Designing & Development Company Andheri, Mumbai

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404, B/70, Sector 1, Nitin Shanti Nagar Building Complex, Near Mira Road, Station, Shanti Nagar, Mira Road, Thane, Mira Road, Maharashtra 401107

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clearperception-blog1 · 8 years ago

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How much does it cost to make a website like Myntra

Mawin Pinto - Best Website Developer in Mumbai

404 : B/70, Sector 1, Opp TMT Bus Stop, Mira Bhayandar, Mira Road ( East}, Thane 401107, Thane, Maharashtra 401107

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404, B/70, Sector 1, Nitin Shanti Nagar Building Complex, Near Mira Road, Station, Shanti Nagar, Mira Road, Thane, Mira Road, Maharashtra 401107

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hotelregalenclave-blog · 8 years ago

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How much does it cost to make a website like Myntra

Mawin Pinto - Best Website Developer in Mumbai

404 : B/70, Sector 1, Opp TMT Bus Stop, Mira Bhayandar, Mira Road ( East}, Thane 401107, Thane, Maharashtra 401107

Parvati Matkate - Best Website Designer in Mumbai

301 Chinab, Jangid Complex, Near Silver Park, Mira Road East, Mira Bhayandar, Maharashtra 401107

Prius WordPress Best SEO Expert, Shopify Website Designing & Development Company Andheri, Mumbai

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puneshirditaxi-blog · 8 years ago

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How much does it cost to make a website like Myntra

Mawin Pinto - Best Website Developer in Mumbai

404 : B/70, Sector 1, Opp TMT Bus Stop, Mira Bhayandar, Mira Road ( East}, Thane 401107, Thane, Maharashtra 401107

Parvati Matkate - Best Website Designer in Mumbai

301 Chinab, Jangid Complex, Near Silver Park, Mira Road East, Mira Bhayandar, Maharashtra 401107

Prius WordPress Best SEO Expert, Shopify Website Designing & Development Company Andheri, Mumbai

900, 9th Floor, Above Marks and Spencer Showroom, Tarapore Gardens, Milat Nagar, Andheri West, Opp. Highland Park, Lokhandwala Complex, Andheri West,

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packersandmoversinsurat-blog · 8 years ago

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How much does it cost to make a website like Myntra

Mawin Pinto - Best Website Developer in Mumbai

404 : B/70, Sector 1, Opp TMT Bus Stop, Mira Bhayandar, Mira Road ( East}, Thane 401107, Thane, Maharashtra 401107

Parvati Matkate - Best Website Designer in Mumbai

301 Chinab, Jangid Complex, Near Silver Park, Mira Road East, Mira Bhayandar, Maharashtra 401107

Prius WordPress Best SEO Expert, Shopify Website Designing & Development Company Andheri, Mumbai

900, 9th Floor, Above Marks and Spencer Showroom, Tarapore Gardens, Milat Nagar, Andheri West, Opp. Highland Park, Lokhandwala Complex, Andheri West,

WordPress Website Design & Development Company Mumbai

404, B/70, Sector 1, Nitin Shanti Nagar Building Complex, Near Mira Road, Station, Shanti Nagar, Mira Road, Thane, Mira Road, Maharashtra 401107

#ecommerce #websitedevelopment #amazonshopping #wordpress

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