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#I wont log in here anymore in a few days so may as well answer any asks even anon hate am I right?
the-shiftshop · 4 years
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Hey Diary - Part 3
PART 1 and PART 2 of the Hey Diary Series
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I tried my best to not fall asleep, scared by what may happen if I do. The whole night, I couldn’t get my head off: 1.) The possibility that reality wont change and Keith and the others might come back to their right senses while remembering whatever they did to themselves, 2.) The possibility that nothing will happen and Keith will keep those feelings for me throughout the whole year in school, and 3.) The fact that Keith gave me a blowjob.
I’ve tossed around the bed all night, remembering how Keith looked at me while he suck me off, how he kissed me and how his tongue intertwined with mine, and no, although I may be getting hard, I’m still putting a blame to myself. This isn’t supposed to happen. I know this would be against what Keith wanted. Even though he had been bullying me since the first day, I still have my morals. I shouldn’t have messed with him, and who knows what Peter and Tom did? I do remember including them in the changes.
Anyway, I still need to go to school and find out. I quickly took a short shower to get rid of my smell, wore my shirt and a jacket, grabbed my bag then proceeded to school.
--
Arriving at the school, right before I enter our building, someone pulled me by the arm. It was a sudden pull and it was very strong so I was just lead to wherever.
It was Keith, obviously mad as he was gripping my wrist, hard. I grunted and tried to tell him to stop, but he was ignoring me and continued pulling me to the varsity’s locker room. He pushed me against one locker with both arms blocking both directions I can use as an escape. He stared at me but I can’t figure out what kind of face is he making. He looks so mad but when I try to stare into his eyes, he would look soft and would look away. He would occasionally swallow hard but will shake his head afterwards.
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“What,” Keith started. “What have you done to me, asshole?” He said, stuttering on the cuss as if he couldn’t bare to call me that anymore. I couldn’t answer so he asked me one more time. “What did you do?!” This time, it was much more of a yell.
“Did you drug me? Did you cast a spell on me? What did you fucking do?!”
Keith looked like as if he’s about to cry. He crumbled to the floor, both arms leaning on my legs as he try to hold himself why crying.
“I’m... sorry...” is my only reply. I don’t know if it’s a good idea to tell him about the Diary App. I don’t even know what he will do after he learn about the truth.
I just let Keith cry all the tears in front of me. Somehow a little satisfied to get a revenge on him, but I’m still very mad at myself for doing this to him.
“Right after that night, when I came back home, I couldn’t help myself but to think about you. I couldn’t stop thinking about how good you look, how cute you looked when you made that lewd face while I was blowing you- Fuck! I’m not fucking gay! I knew that when I woke up. I remembered everything, but everything is mixed up! I can’t even tell which is true among these memories in my head. I wanted to get mad at you, but I can’t. Instead of getting so furious, I would resort to picturing you naked, tied up on my bed, and the next thing I’ll know I’m already jacking off! What the fuck did you do to me, Felix!”
I let Kieth finish what he was saying in between sobs. Apparently, I learned a new thing about the Diary App. Reality wont change if I don’t take the picture and in Keith’s case, when he woke up, he came back to his senses, but the changes are still in effect. At this point, I have no idea what I’ll do with Keith. I just pulled Keith up and told him to stand up properly. Keith placed his arms down and he looked at me, frowning, looking so fragile as if he’s about to have another breakdown in a few seconds. Still sobbing, he suddenly hugged me.
“Please. I’m telling you now, whatever I said last night about picking on you. I really meant that. I am very sorry about what I did to you. It’s just that...” He cut himself. “You seemed to get so much attention while I do not. I’ll admit that I was so jealous of you, but please, whatever the way, please return me back. I don’t want these feelings lingering around my body. Please.”
I can feel his tears run through my clothes onto my skin. Keith has been crying so much. I took a deep breathe and pushed him off my body.
“Fine. I really am sorry too for doing this to you, but do you really promise you won’t do that anymore?” I looked at him straight in the eyes.
“Damn it. Stop looking at me like that. You’re making me hard.” Keith looked away. “I promise. I really do.”
I laughed at him and pulled out my new phone and boot up the Diary App. Curiously, Keith leaned over to look at my phone. I then clicked on the previous log I have typed in.
“What’s that?” Keith asked. “What are you doing?”
“This is a Diary App. The one I used to change you.” I replied. I then started scrolling about, looking for any clue to know how to revert him back. “To be honest, I don’t really know how to turn you back.”
“What the fuck?” He looked at me with his eyebrows furrowed, but then he quickly looked away.
“I’m sorry, okay? I just got this phone the day you stole my old one.”
“Right.” Keith then sat down in front of me.
I tried all my best to look for a guide in the app that could tell me what to do. I could tell Keith’s staring at me body, though. He would sometimes lick his lips as he do so. I tried my best to focus on my phone and find what I need.
In a few while, I saw a help button at the very bottom of the page, in very small texts. I clicked it and a popup showed up. I finally found the guide and so I scrolled down to find just what I need for the moment.
How to revert changes.
Unlike making changes, reverting people back to their former state does not require sleeping to make the changes permanent.
In order to revert people back, hold on the log you want to remove, wait about 3 seconds until another popup shows up. You will be given an option between Archive and Delete. Click Delete, then Accept, and you’re done.
The process should happen in instant.
With that, I went to my recent log, held it and pressed delete.
“Hey, Keith I think-”
I cut myself right after I saw Keith jerking off in front of me. He started moaning loud, reaching his climax, until his eyes suddenly opened wide. He stopped himself, leaving himself on the edge, then he quickly wore his boxers and pants back. His cheeks red. He then faced the other way.
“I... I didn’t mean to...” Keith said. “It was because I couldn’t help myself a few seconds ago.”
“So I guess, you’re back to yourself?” I asked.
“Yeah I guess, I’m back.” Keith replied, then he went quiet, “I’m... back...” He faced me and hugged me tight. “I’m back! Thank you so much, Felix!”
“H-Hey, hey! I can’t breathe!” I said in between laugh. Then we suddenly realized what we were doing.
Kieth quickly moved away from me and scratched his head. As for me, I tried to distract myself by looking down at my phone. Keith took a deep breath and tired to speak.
“Hey, whatever happened last night, let’s keep that to ourselves, okay? I mean, I have nothing against gay people, if you’re somehow one of them, I just can’t see myself doing that, and about that false rumor I spread, that’s just to ruin your reputation. I didn’t intend to show any homophobia.”
“Deal.” I smiled.
Keith gave me his hand and I shook it. He took a hard grip on mine and he smiled back, a hint that our war is over.
--
We started walking towards our classroom. After what happened, Keith suddenly became talkative to me, and as for me, I started to enjoy his company. He talked a lot about sports, thinking that I could relate because he thought I play ball too. I guess that’s because of this new life of mine. Nevertheless, I still find him fun.
“Hey, by the way.” Keith suddenly changed the topic and pointed at my phone. “Where did you get that, anyway?”
“Well... In a store... It’s very complicated to explain but I’m sure that shop is somewhat magic.” I replied.
“I would say I don’t want to believe that, but experiencing what happened to me previously, that seems possible.” He remarked.
Keith then pushed his chest out and took a long deep breath.
“Why? Do you have something in mind?” I asked.
“Well... What else can it do?”
Trying to avoid telling him about my former self, I explained him what the app can do. From age change to racial change to even the impossible. He seemed so impressed, like a kid watching those Harry Potter movies for the first time. He started to show so much interest with the app. Meanwhile, I have already placed my trust on him.
“Can you like... Turn me into something?” Keith asked, with a closed lip grin. “I mean aside from turning me gay. Can you maybe make me older, or younger.”
“What do you exactly have in mind?”
We stopped walking with Keith thinking with his finger on his head. A few seconds later, he snapped and pointed at me.
“Make me old enough to be a teacher for a day.”
We stared at each other. I gripped my phone hard. Keith then gave me a bright smile.
What exactly is he trying to do here? 
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Pan? Is that you?
Request: Pan is turning to a girl for a day and finds out y/n loves him back!!!🐱❤
Pairings: Pan x reader
Warnings: fluff, may be some suggestive stuff
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This was bad, this was very very bad. Everyone in the island knew that Pan could take care of himself, so it came as no surprise to us when he said he was going out to attend to some buisness. Minutes had ticked by, slowly turning into hours as we anxiously awaited our leaders return, but he never came. Felix stood on a rock, towering over a group of worried and panicking lost boys, and me of course.
"Everyone calm down it's going to be ok!" He yelled above the boy's loud voices, "I'm going to send out a few of you to search for Pan, we all know he's capable of looking after himself and he can't have gone far other wise he would've taken magic beans with him!"
I sit back and watch the scene before me unfold, thinking of the many possible places Pan could be hiding. The mermaid lagoon? Hot springs? His thinking tree? Skull rock? No, whenever Pan went somewhere he was always back in time, so what's the hold up?
"I want to come with you." I demanded, looking into the second in commands piercing blue eyes.
His eyes flickered as if he were fighting a war inside his head, trying to debate weather or not it was a good idea to let me come with him. Pan is one of my friends too, Felix knows I wont stop until I find him.
The tall boy sighs in defeat, "Fine you can come, but stay close to me. God knows what Pan will do if you get hurt, or worse, killed."
I gave him a quick nod before following him and the other boys deep into the dark jungle.
~Pan's P.O.V~
"Shadow!" I yelled, hoping that the dark, eerie figure which I had been searching for would swoop down to greet me.
"Yes." It's dark voice echoed round the forest.
"Finally, I need your help with... something." I whispered after doing a quick scam of the area, making sure for the hundredth time that no one was lurking and listening.
I had leaned in closer, peering into the demons glowing yellow eyes before talking.
"I want to get closer to Y/n, but so far nothing's worked." Sighing in defeat I everted my gaze, distracting myself with the lush green plants and trees which were littered around my island.
I didn't have to look at him to see the smirk that was plastered on his face, my blood began to boil as I grew impatient. Yet the shadow remained silent, trapping his thoughts in his mind and not letting them out.
"Well," I snapped "what do I have to do?"
"I may have something in mind." His scratchy voice travel to my ears before a puff of green smoke swirled around my body, engulfing me like it had done so many times before.
Once the smoke had cleared, floating away with the wind the shadow circled me, like an eagle surrounding it's prey before going in for the kill.
"Perfect." He smirked before flying off.
I could feel the confused expression etch it's way onto my face, what was perfect? Curious to see what the shadow had done to me, I hopped over tree roots and fallen logs, searching for the nearest pond. Nothing felt different apart from my height, I was slightly smaller than usual and my clothes were a little more baggy. I could hear the fait trickles of water as tiny fish swam around in the crystal clear pond. Peering down I could see my reflection stare back at me, but I wasn’t the king of Neverland anymore... I was a girl.
My jaw hurt from how hard I was gritting my teeth, no way, this wasn’t happening. I couldn’t look away, why did it have to be this?
“Hello?” A familiar voice startled me, causing me to look up at him.
“Felix?” I could feel my cheeks heat up and turn a dark shade of red, out of all the people on the island it had to be Felix who sees me this way.
The boy looked at me, confused, "do I know you?" He inquired.
"It's me." I voiced, not fully wanting to be in this situation, "Pan."
Felix stared back at me, shock and disbelief crawled up onto his sharp features before his eyes lit up and he began to bellow with laughter. Tears trickled down from his icy eyes as my hand balled into fists of rage, my knuckles turned white and nails dug into the palm of my hand.
"I-I'm sorry." He explained whipping a few tears away before erupting into yet another fit of laughter, "H-how did this even happen?"
I went over every detail, telling him why I was a girl and how it came about.
"So.... let me get this straight", he said for the hundredth time, "You did this to get closer to Y/n?"
"Yes." I replied, rather embarrassed but I wouldn't let it show.
"Y/n!" He roars, screening every bird of out the evergreen tree which enclosed us.
I slapped my hand over the boys mouth, but not fast enough so that I couldn't see the faint smirk which he was trying to hide. My knuckles turned white as my grip tightened around his lips.
"What the he'll do you think you're doing?" I hiss at him in hushed tones.
"I'm helping." He shrugged.
Just then her head popped around the corner, her h/l h/c flowed down and her e/c orbs stared at with with amazement and excitement. Slowly, she began to stalk towards me, much like the way someone would approach a startled deer.
"Hello." Her voice was sweet and soft, much like honey.
"This is Phoebe," Felix introduced.
Phoebe..... really? That's the name that he decided to go with.
"Welcome to Neverland." She said with a slight smile playing on her pink lips, she was so cute even when she wasn't trying to be.
"Would you mind looking after her?" My second in command asked, I smirked at myself, now understamd what the tall boy was getting at, "just until we find Pan."
"Sure." She happily obliged, "follow me."
Without a second thought I began to follow her deep into the dark jungle. Even though I was smaller than I was before, I was still tall enough to see over the girls head as she bounced with every step. Her big brown boots crunched leaves and twigs under foot, occasionally she would trip on a fallen log before her face would turn a bright shade of red and an awkwardly cute giggle would pass past her lips.
~Your P.O.V~
I tried my best not to embarrass myself in front of our new arrival, but my mind kept wondering back to Pan.
Where was he?
As a result of not paying attention I would trip over fallen logs and stuck out tree roots, undoubtedly making Pheobe think I was a weakling like the boys did whenever I slipped up. I would play it off with an awkward laugh and try my best to carry on without thinking twice about it.
"So.... where did you come from?" I inquired, trying to clear a path for her, "it's not everyday you see girls on this island, I'm the only one besides Tink so I'm really glad your here."
She laughed at my comment but still failed to answer my question.
"Normally Pan would be showing you around but he seems to have gone missing, that's why we've been wondering around the Jungle, we were trying to find him." I voiced.
"Oh," her voice was quite and soft, not at all what I would've expected from her sharp features, "who's Pan?"
"He's our leader." I replied with a shrug, "he never normally disappears like this and when he does he's always back in time but he's failed to show, so the boys are searching for him."
"Is he nice?" Phoebe asked.
"Well...... that depends." I spoke, hoping the clueless girl would leave it at that.
"On what?" She chimed innocently.
Oh, if only she knew. Pan could be an arrogant ass at times, especially when things hadn't gone his way. He could be controlling, pathogenic and phycotic at times, but then there was the other side of him, the sweeter side of him. Pan didn't like anyone to see that side of him but for some reason he was more open around me. He was a lot calmer, nicer and more considerate, he would help me out with training, take me places and whenever he went away he would always bring me something back.
And it was because of all of those things I realised I was in love with him, I wasn't sure exactly when it happened, but I definitely know that it did. I started to read into things more, did he bring me stuff back because he felt the same way about me, did he help me out with training because he cared, did he take me places around the island because he wanted to spend more of his time with me?
"He's... great. I really like him at least, he's a good leader and takes care of us." I replied to the girls questions.
She gave me a small smile and looked at the floor as we carried on walking.
"We're here." I chimed before stepping into camp.
I turned to face the girl but noticed something... off. She wasn't looking around in wonder like I had done, or like other new boys had done, it was as if she didn't care or she had already seen what she wanted.
"Well try not to get too excited about it." I laughed.
"Oh sorry," she smiled "it looks great, I just have a lot on my mind right now."
"I get it, don't worry, you must have a lot of questions."
"Just a few." The stranger replied.
I spent the rest of the day showing her the ropes and she soon caught on, it was almost like she had done this many times before, maybe in her homeland.
I rather enjoyed having a girl on the island, the boys were great but they didn't understand the appeal of late night talks and gossip. Her presents made me forget about Pan, I was still worried about him but now I had someone to distract me.
The sun had long since set on the island, coating it in darkness as the stars shone brightly in the sky. The boys that Felix had sent out had not yet come back and I was left waiting for them.
I stared into the flames of fire, hoping that they could give me an answer, was he ok? Is he even still...alive? As much. as I didn't want to think about that possibility it still crossed my mind many times. I don't know what I would do without that boy, I haven't been in the island for very long, maybe eight months or so but me and Pan still made a lot of memories.
Like the time he took me to mermaid lagoon, I wouldn't stop pestering him to take me since I found out there were even mermaids on the island. At first he refused, telling countless times how dangerous they were and that I was probably going to get hurt but I shrugged him off and just carried on begging until he gave in. We walked for hours, or for what felt like hours until we finally reached the crystal blue waters. When we got there I was awe struck, I had never seen anything like it in my life. Fish happily swam around, causing ripples to break out and spread to the edges of the lagoon.
Shorty after we arrived my face turned a deep shade of red as out the corner of my eye I could see Pan slipping his shirt off.
"Come on love." He said using the cute Nick name he gave me, he probably never gave it a second thought but it gave me butterflys, "You were the one who insisted we came swimming here."
My words choked up in my throat as I became flustered, unable to tear my eyes away from him.
"Like what you see darling?" He cockily spoke, "you've been staring at me for an awfully long time."
"N-no." I had shot back in a defensive tone, "You repluse me." I joked.
"Sure I do." He sent a wink my way before diving in.
Hesitantly, I slipped of my cloak and the rest of my clothes, leaving me almost exposed before jumping in. I remember the cold water engulfing my warm skin.
"Pan...." I had called out to him.
His head popped up above the surface, water trickled down is porcelain skin as he flipped his dipping hair out of his face.
"What is it, love?"
"Didn't you say the mermaids were going to drown us?" I had worryingly asked him
"Don't worry darling, they won't come near you as long as I'm around." His words were that of a protective boyfriend, at least that's what it seemed like to me.
We had a lot of fun that day, splashing about in the cool lagoon and having fun. That was until something grabbed my ankles, forcing me under the water. My lungs filled with salty liquid as I thrashed about trying my hardest to get free. That's when I felt strong arms wrapp around my small frame, kicking whatever creature had a hold of me until it loaned it's grip and we swam up to the surface.
I coughed and splattered, yet Pan still didn't let go of me. Comfortingly stroking my wet hair and pulling me towards his face chest.
"I've got you." He had whispered, he was probably just trying to be supportive but if he had saw my face he would've noticed the pink dust which coated my cheeks.
I remembered another time, when we were training, I hadn't quite grasped archery so he offered to help me whenever he had time too.
We hadnt even been there five minutes before he started pointing out all the things I was doing wrong.
"No hold it higher." He said to me with a wide grin.
"Like this?"
"No." He laughed, "a little lower."
I followed his instructions as best I could lowered my aim a tiny amount.
"Oh for the love of god." He laughed before marching towards me.
He placed his hands on mine while he stood behind me, he was only trying to help out but I could feel my breath hitch in my throat.
"Like this." He whispered softly in my ear, I could feel the hairs on the back of my neck stand tall and proud as he did so.
He guided me, his big hands completely engulfing my smaller ones before letting the arrow fly. It zoomed through the air before butting itself slap bang in the middle of the target.
"Thanks." My voice came out small and weak, I could feel the cheeky smirk in his face as he let out a low chuckle, giving me shivers.
I was snapped out of my thoughts when a certain blonde boy stalked back into camp, I rushed to My feet and quickly caught up with him.
"Felix, wait!" I yelled, by the time I got to him I was out of breath, "i take it you didnt find him?"
"No, not yet." He said, but something didn't seem quite right, I could tell something was off I just didn't know what.
Before I could ask him anymore questions he walked off quickly, flinging the flaps to his tent open.
"Y/n." Phoebe called out, "Come sit down."
I gave her a small nod before taking a seat next to her.
"What's got you in such a bad mood all of a sudden?" She inquired.
"I've been like this the whole day." I said as a matter of factly.
"That's not true, before you were wearing the biggest smile I had even seen."
I could feel my cheeks heat up, "What - No I wasn't."
She gave me a knowing smile as if she could read my mind, "Come on, who is he."
"I have no idea what you're talking about." I told her, trying to change the subject.
Her eyebrows raised, much like Pan's would. It would be nice to get it off my chest, I've never told anyone, it might do me some good and Phoebe seems nice enough.
"Fine." I huffed, "I was thinking about....Pan."
"You were?" The tone changed from a nosy one to a cocky one.
"Yes ok? I've liked him for ages now but I know that her never feel the same so I guess it doesn't matter." I spoke.
"But it does matter, when you find him you'll have to tell him. I guarantee he will feel the same." She insisted.
"No I can't-"
"You have to, I'm not taking no for an answer." This girl really had her mind made up.
"Fine, I'll sleep on it and then help the boys search." I said before heading to my tent and turning in for the night.
The next day I got ready to head out and do exactly what I told Phoebe I was going to do.
I stepped out of my tent-
"Pan!?" I practically screamed, there he was sitting down on a log next to the dying embers of last night's bonfire "where the hell have you been?"
"Save the questions for later, love." He spoke as he made his way towards me, "a little birdy said you have something to tell me."
Ok, nows my chance.
"I like you, I've liked your for a while now but I've been too scared to tell you because I have a fear of rejection and I don't want things to get awkward." I puffed out all in one breath, hoping that he hasn't cought a single word of it.
A smirk crept it's way on to his lips as I felt my blood run cold, no, he couldn't have understood what I said. His string arms slithered around my wait, pulling me closer be closing the gap between our lips.
I wanted time to stand still, his lips were so soft and molded perfectly with mine. My hands found there way into his hair, lacing then through his soft chestnut brown locks. We stood there for what felt like a life time, our lips moving in sync before he pulled away, resting his forehead against mine.
"I like you two, love." He whispered before leaning in for another kiss.
"Wait." I stopped his, placing a finger on his mouth causing his eyes to shoot back open, "I have to tell Phoebe about this."
"You see..." he began, awkwardly laughing while rubbing the back of his neck, "about that love....."
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ I hope you all liked it. I'm sorry for not uploading much, back to school has been hectic but thank you for sticking with me 😍❤ xxxx
@britishfangirlxo @nevereverlandboys @lady-of-lies @lonesome-loser @n0rthern-litez
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yashirosukes · 6 years
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Wow ur gay for leaving -_-
i’m aroace, but what’s wrong with being gay? wow, homophobia aside, i’m sorry if i disappointed anyone but i’m not really leaving, i’ve been asking people who want my new blog to follow me (though from the looks of it, it sounds like you’re just one of my stalkers who are mad they can’t keep tabs on me anymore).
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I have just received his renewal quote which is around 90 a month more than last year and Saga claimed they do a price match guarantee. My circumstances are still they same as they was last year. Nothing has changed for me or the second driver on the policy. Any way I have been in contact with Saga for the past few days providing the details they requested for price match and they don't seem to want to price match the competitive quote I received from the co-operative car insurance. The quote is decent, cheaper than Saga even when I add on extras such as courtesy car and we have also provided details for them to log in and see the quote and all details they requested for themselves but for some reason they want to stick with their high renewal quote. Because of this I've decided to switch but before the switch we would like to know if there are any other insurers that would benefit me?""
Does anyone know of cheap health insurance in north carolina?
am a father of two and my wife has her and the kids covered under her policy at work. I have not had insurance in over 12 years! I need low cost health insurance and I have heard of plans under $100. I obviously never get sick, and dont mind a high deductible. I really need a low premium and a semi low RX cost and co-pay/ doctor visit (just in case). Any help or suggestions? Thanks!!!""
Question about how much you think my insurance will be??! please help?
I'm 17. I just got my license. I will be put on my grandmas insurace. She has one car. We plan to share that till I can get my own. the car is a 1995 sc400 lexus. how much do you think its going to be a month?!
Can i sue a car insurance company?
Heres the story, me and 5 friends were driving from Los Angeles to Bakersfield in the middle of the night, it was really rainy, i was in the backseat sleeping. My friend hit a puddle and hydroplaned, cleared 3 lanes and we rolled 5 times down a hill and slid into a field, everyone was ok miraculously. I sustained minor injury, had cuts and bruises all over. Was out of work for a week on doctors note, but was really out longer because i work at lowes.....im lifting heavy stuff all day and i couldnt move well at all for weeks this happened all in November, it is now may and i just got a letter in the mail from my friends insurance stating that there is a possibility they wont pay my medical bills in full and i should consider other options pretty much How the hell do i handle this?""
How much will my ticket be? I'm a little nervous to see since he gave me 4 months to pay it..?
I got in a wreck about 2 weeks ago. I wasn't at fault but because I had no insurance I got my car taken anyway. It's out of impound now, they didn't hold my tags, and I now have insurance and a nice size scratch/dent going from my front fender to my back door. So now all that's left is the ticket that he gave me for driving a vehicle with no insurance. How much will the ticket cost? And does it cost more because the vehicle was in an accident?""
How Fast Does Car Insurance Start?
Can I buy insurance today and have it ready same day or next day or is there a long process before it starts. I want to buy a car tomorrow, get insurance, and drive the car to my job by Friday.""
62 year old mother wants to retire but has no medical insurance...Ideas?
My 61 year old mother wants to retire next year. She doesn't qualify for medicare till 65. She has diabetes and chronic bronchitis. How would she get affordable medical care if ...show more
What is the cheapest auto insurance company for young drivers?
I am selling my older car to my brother but we are trying to find out which insurance companies would be the cheapest for him. Any suggestions?
""I want to trade my car in. I have no GAP Insurance, where can I get it?
I got a used 2007 Dodge Caliber SXT rom Drivetime (rip off) in March of this year. I knew nothing about financing a car or anything. Now I want to trade the car in at a new lot for a ...show more
Car insurance??????? UK?
where can i get a rough idea of what i might pay for insurance, if i pass next week?!!!!!!! Everywhere i try wants a reg. no. But all i want for now is a rough idea so i can see what insurance groups i can choose a car in. Fanx :0)""
How much will my car insurance be?
I just got my 7th DUI conviction and I want to buy a Chevrolet Corvette, but dont know how much insurance will cost my parents? I don't want them to have to pay too much but i really want the car. please help""
Violations that show up on insurance quotes in nj?
About 2 years ago i got a ticket for not stopping at a stop sign. I went to court and they knocked it down to something so i wouldn't get any point and just pay a fine. I don't remember what they knocked it down to. But why is it still a concern on my auto insurance. I didn't get any points so should it matter?
Insurance Rates?
What's the best I can expect to pay for insurance monthly if I have a reckless driving ticket (-2 points) for speeding in California and am 20 years old? I have no accidents or other tickets. Any other 20 year olds out there in a similar situation what is your insurance premium?
When will we be required to have health insurance?
When will government make us buy insurance?
Where can a young person get decent auto insurance?
Where can a young person get decent auto insurance?
7 day auto insurance quotes
7 day auto insurance quotes
How much does it cost to run your car per month?
Including tax, insurance, petrol etc. What car do you drive? And how many miles do you do a week? Just trying to work out what kind of figures I'd be looking at.""
Can a car insurance co. refuse to remove a driver who has moved out of the house and no longer drives?
Mom, dad, daughter, and son lived together and were on the same car insurance policy. A few months ago, son had a minor accident with no one else involved - he was not hurt, only some damage to the car. Filed a claim and took care of it. A few months later, son moves out of the house, to a major city where he will use only public transportation. Can the insurance company refuse to remove son from the policy, even though he no longer lives in the house, no longer drives, and does not own a car? Insurance company is refusing to remove him, and says he must stay on the policy for 3 years? Is this legal, or is this lunacy?""
Slough car insurance at age 17?
I want to get: volkswagen golf 1.6 volkswagen golf 1.8 volkswagen golf 1.9 I dont mind any just want to know can i get insured on all of them and im only buying one not all three all im going to use the car for is to go college and back no where else and no intentions of driving fast, just need transport for college and also i dont want any idea's that leads to fraud i want my own policy and not any multi car insurance as it causes alot of hassle and no one in my familys drives so im all good. Everything i will do is legal not any lie or anything so how should i choose my insurance. I will be only taking the car to college I wont be taking the car out at night so college starts at nine and finish at 6 going to use it 4 days a week only""
Where can i get the cheapest car insurance?
i currently use the general
Are car insurance quotes free?
i just want to know
""On an Annual basis, how much does health insurance cost in America?
I would like to know how much the average American citizen pays in Health Insurance per year please.
No insurance and expired tags in kentucky?
I got a ticket for no insurance and expired tags in Louisville Ky, I've never neen in any trouble before with anything not even a parking ticket I just could'nt afford the insurance and tags. Whatare the chances of serving jail time for this? I know inKy, it can pack a 90 day sentence please answer I'm kinda freaking out.""
All about Nissan 350z? (Nissan 350z Owners plz)?
Okay, Well I just need to ask a couple question.... I've had my eye at the Nissan 350z for a while.... And I know you have to put premium gas on it in order for it to run smoothly... I just need to know from an owner.... How much do you end up paying... How much was the car? How Much was insurance? Gas? Any other things I should know about it? O.o""
Cheapest Car Insurance Nineteen Year Old?
So im nineteen and am hoping to pass my test friday, i have been looking on comparison websites and cant find any quotes for a low litre car under lets say 2500. I was just wondering if anyone out there knows of any specific insurers which could offer a much better deal, i would be very very grateful""
How much would motorcycle insurance cost for a 23 yr old?
Impeccable driving record, no tickets, felonies etc... Have a car and I've been driving for 6 1/2 years. My premium with Geico is only $80/mo. I just need a general figure for something with over 600ccs. Thanks.""
Whats a good way to lower car insurance if your about to turn 16 and live in Las Vegas?
Hi! I'm about to get my license come July and I just found out I'm gonna have to pay for it by myself. Is there anything I can do to lower my insurance and what would be the best insurance brand to buy that good, not so pricey, etc. Thank you!""
What is an affordable life insurance for a cigarette smoker?
What is an affordable life insurance for a cigarette smoker?
Does anyone have term life insurance with primerica? Are rates with another company better?
Does anyone have term life insurance with primerica? Are rates with another company better?
How would McCain guarantee affordable healthcare for all?
Healthcare costs are hurting the budgets of working families, businesses, states and the federal government. Don't tell me someone is looking for a handout when it comes to something as basic as healthcare. A simple accident can wipe out hard-won savings in any family. Now how's McCain gonna do it? Please?""
Can friend get insurance on car in my name?
I gave a friend of mine a car that was my Mother's after she passed away. The title has my name on it however the credit union will not release it because there was still some money owed. Anyway since he drives the car I was told that I had to get insurance on it being in my name and just put him down as a driver. Is this true? Can he get his own insurance on the car? I am worried if he would get in an accident it would raise my premiums.
How much does UPS ground insurance cost?
selling my psp through ebay and would like to know how much does it cost to get insurance on the item and delivery confirmation
""What is the cheapest car insurance company, In Pa?""
I am looking to see what car insurance would be cheapest between, allstate, state farm, nationwide, geico, progressive, esurance, 21 century, unitrin Direct ???? HELP""
Question about life insurance?
Here is a little background info...I am a month away from joining the navy and going to flight school, I am 26 no health problems and my wife is 23 with no health problems. I went to get car insurance and the lady suggested i get life insurance now why I am still considered a substitute teacher. She said once I join the military It will require A lot more info and also my career will be considered hazordous. Does this sound right? And finally she just did a quick quaote and to cover my wife and myself each for 250k it will cost just under 70 dollars. This is also whole life not term and she said after a certain amount of time I could also cash the policy out and even make money ( something like 30 yrs). Does all this sound legit and does the quote sound reasonable, it was also state farm if that makes a difference. Thanks""
""I drive a work vehicle 5 days a week, shouldn't I get a low rate insurance for my own car?""
I've started a new job few months ago, where I'm provided with a work vehicle (insured by my work) and I drive this work car 5 days a week (Monday thru Friday) ... I still have my own car and I'm not getting rid of it, but the question is shouldn't I get a lower rate insurance for driving my car only in weekends, if any?""
Moving out and my father says my insurance rate will go up some $80 or so. Hmmm?
Im 19 years old, and moving out of my parents house within the next month. Im already paying $140/month full coverage through State Farm, and my father says that if I move out, my insurance rates will rise approximately $80, to $220/month. Im just curious as to know if he wants the money himself rather than the insurance company? Fact or Greedy Father?""
How much would an urgent care visit cost with out insurance for strep throat?
I live in California, and I have strep throat. I know that OTC don't work to cure this so I need to go to urgent care. I'm most likely going to go to Kaiser...help please!""
Speeding ticket in a rental car raises my insurance?
Hey forum, I got a 34mph-over speeding ticket in some tiny texas town in my rental. I didn't give the cop my insurance b/c the car was insured through my credit card. How will this affect my Texas Farmers insurance rate? Thanks heaps""
""Having a driver's license, but no car? Insurance question.?""
I'm 18 years old and currently have my driver's license and pay car insurance on it under my parents insurance plan. I want to know if it's possible to sell my car and stop paying for the car insurance. Is it possible to have a drivers license, but not be paying for insurance? I wont be driving any cars, I'm going to get a motorcycle. I live in Florida.""
What insurance companies are in massachusetts?
I believe that insurance in mass is horrible, but I don't know if there are even other insurance companies here where can I find out?""
Car insurance for a 1973 corvette?
I'm 14 now but am starting to work. I want to buy a 1973 corvette. I would get it when I'm 16. What would the car insurance be for that car with my age?
7 day auto insurance quotes
7 day auto insurance quotes
I need cheaper car insurance.?
Alright, so right now, I have progressive car insurance and I pay about $190 a month. I'm 19, 20 in August. Have had my license for one year. no tickets, no accidents. old cheap car. I just want PLPD insurance that isn't so expensive. I've been told I'm paying too much. I've tried getting quotes from many insurance companies online. The insurace I have now is the cheapest I can find. I have my own policy.I 'm all on my own. Does anyone know where I could get cheaper insurance?""
How much people can be on someone's auto insurance?
is there a limit to how many people/vehicles can be insured under one person's name? lets say, can a person insure his car and himself, as well as his 2 sons cars and his 2 ...show more""
What are the cheapest high risk car insurance companies? I have 2 DWI's!?
I recently got my 2nd DWI. I am looking for some of the cheaper high risk auto insurace companies that I can get in Missouri. Thanks for your help
I would like to get a moped when i am 16 and was wondering how much around the insurance would cost a year?
I live in england and will be 16 soon and am wanting to get a derbi gpr 50. I am male and will be a student in 6th form possibly working part time. can't think or anything else i just wanna know an average like will it be more for the insurance because derbi gpr 50 is a geared bike etc.
What is a sporty car that won't kill a teenager in insurance prices and is good on gas?
Also I prefer American made, but it doesn't necessarily have to be.""
How to convince parents to let me have auto insurance?
I've had my license for a little over three months now. However, I have no insurance, and therefore cannot drive (in California). Their reasoning is that I am an unsafe driver which I disagree with because I quite easily passed my driving test at the DMV and always think before I do anything when I drive. However, they seem firm on their decision... It's a bit frustrating having my license for so long but still being unable to drive. I'm tired of having to always ask friends for a ride or my parents; I just want a taste of independence. Of course, I'm not trying to be too arrogant or stubborn, I've respected my parent's decision, it's just bugging me a bit now haha. I offered to do a six-month plan instead of a year plan since I'm heading off to college in Septemberish. I'm about to turn 18 in a couple weeks also. Does anyone have any advice?""
Cheapest car insurance south australia?
what is and the price, for the cheapest car insurance places in south australia for a japanese import car with a turbo for a p plater, 16 years old, nealry 17? thanks""
Is a 2004 used infiniti g35 a good and affordable car?
i am saving up about 2000 to put down on it. and how much would the monthly payments be. including insurance? i gross about 700-900 a month. thanks.
What is the absolute cheapest classic insurance broker in the uk?
cars 1960-1991
Is Foremost Auto Insurance good insurance?
I am looking at switching to Foremost for my auto insurance and was wondering if anyone had any comments or experiences about auto insurance through Foremost Insurance company.
Can my car insurance company do this?
I called my insurance company yesterday to get a quote for a change of vehicle as I was planning to buy a new car. They said my monthly premium would still stay the same and the quote was only valid till end of the day which is fair enough. They said they give the quote on whatever the insurance rate is at the current time so if i was to call another day it could go up but it shouldn't go up that much. So I went to view the car yesterday evening and decided to buy the car. I called my insurance company today and they said it would cost me an extra 350 to get me insured on the car. So i asked them how could it go from nothing to 350 within a day. They come out with the quote is based on the daily rate of insurance and they cant do nothing about it. I wouldn't have mind if it went up by 100 or so but from nothing to 350 in one day is a big jump. Is there anything I can do?
Can i change my license address to be covered by car insurance?
background info: -17 yrs old, male, got my license in january so its provisional, live in california. so i contacted my mom's auto insurance (liberty mutual) and they said the only way i would be covered as an occasional driver without being listed is if i didn't live in the same household otherwise i would have to be listed. so would it work if i just changed the address on my license?""
How much will health insurance cost for a 21 year old with no preexisting conditions?
I never had to pay for health insurance (part of family benefit package) so now I'm thinking of getting one. How much will it cost? I am healthy, work in an office (not dangerous), attend university (are there student discounts?), I am athletic,(healthy weight), I live in Los Angeles the only health issue my family has is that my dad is diabetic (but he got it when he was around 50 so i don't think it's heritable)] I need an insurance to only cover me in case something happens and I need emergency care (surgeries, hospital stay etc.) approximate numbers will be appreciated.. thank you""
""What is good individual, insurance dental plan?""
What is good individual, insurance dental plan?""
How much dose car insurance usually coast?
How much dose car insurance usually coast?
Car Insurance in California?
Anyone know a good low cost auto insurance company in California? Someone w/ a suspended licsence that is now released?
Which insurance is better?
Which insurance is better health or life?
""Difference in insurance price between 2007 4DR Chevy Cobalt, and 2008 Pontiac G6 GT 4DR?""
I currently have a 2007 Cobalt LT 4DR 2.2. I'm fairly happy with the car but I want a car with a little bit more room, that's still a GM or Ford and has a little bit better get up and go. I love my low insurance rates with the cobalt how much do you think i'd go up with the g6?""
Is it absolutely necessary for my car insurance company to have my husband's drivers license info?
My husband and I recently got married. We both keep separate finances and have our own cars and insurance policies. He actually owns cars jointly with his elderly mother and they have insurance together. He does not drive my car, he can barely fit in it. I have State Farm insurance. When I got my insurance I was told that they would cover anyone I choose to let drive my cars. I have 3 cars insured with them. I've been with them for 10 years, I've never missed a payment or had any claim of any kind. My husband doesn't feel comfortable giving out his information to anyone who does not need it. I think he has this right. State Farm claims it won't affect my policy so why do they need it? They keep calling me. I'm thinking of emailing them and telling them my opinion and that there are plenty of other insurance companies out there if they have a problem with it.""
Whats a cheap auto insurance for teens?
I just got a new car, and i want to take resposibitly to pay for the insurance. Whats a cheap insurance? Im 17 and still a student in school Helppp! please :]""
Car accident claim to insurance company?
a car rear-ended me one night. after i made a claim to his insurance company, his insurance company said that they will deny my claim because that guy was also rear-ended and he was dragged into my car. i did not see any car rear-ending the car behind me. when i told that insurance company that your customer might be lying to you, and i asked them if they are going to go for his words. then that insurance company told me that, wouldn't your insurance company do that for you. what should i do in this case? any help is appreciated. thanks""
Can I fight a NYS TVB no motorcycle insurance ticket?
I got five Traffic Violations Bureau tickets on my bike: Uninspected - $145 Unlicensed Motorcycle Driver - $175 Motorcycle Unreg (istered) - $175 Improper plates - ? Uninsured - ??? The tickets will cost me more than the bike is worth. :( I now have the bike insured and a license; any chance the judge would show leniency (clean license/record) and throw out one or two of the tickets? (Do I postpone and hope the officer doesn't show up?) Also, I'd like to plead on-line but the tickets still haven't shown up (getting close to the 15-day deadline). Will I have a default judgment against me if I keep on waiting? Any idea how severe no insurance on a bike is for the TVB? Sorry for all the questions, thanks in advance.""
What do you think about auto insurance?
What do you think about auto insurance?
Car insurance with a provisional license?
i have a provisional license, i want to take my test in my car, if i insure myself on the car as a provisional holder. can anyone over 21 whos had a license long enough accompany me? or does the person accompanying me have to be named on the insurance as well? i.e the driving instructor""
How much average premium for Car insurance....?????
i need some basic info... about car insurance..in NJ STATE... record is clear and 3 years exp....need to know average range... Most of people paying.......
7 day auto insurance quotes
7 day auto insurance quotes
Insurance costs for a 17 year old for a car/quad/bike?
what would be the (rough) cost to insure; say a small engined car (1.2l ish), a mid sized quad (400cc ish) or a bike (between 125 and 600cc)? what would be the cheapest for a 17 year old? (geussing the bike then the quad then the car?) any help would be appreciated :) cheers dougie""
What is the average taxi insurance price for a Small city?
What is the average taxi insurance price for a Small city? per car?
Which car might be more on insurance for teens: A 1998-2002 Lexus ES300 or 2006 Jeep Commander?
Which car might be more on insurance for teens: A 1998-2002 Lexus ES300 or 2006 Jeep Commander?
Car insurance question?
Im 18 (female) i just bought a 1994 ford explorer. I have my license and stuff. First time im getting insurance. I need coverage to fix my car if i was in an accident and fix the other persons etc. Would it be cheaper to the car in my dads name and get insurance under him? Hes 58 and stable job for years and good credit. Thanx
What Car insurance should i get at 18 years old?
I am an 18 year old who is unemployed. I need car insurance that is cheap and is helpful. I need to know how much insurance is.
How much will cost to insure a mustang gt. I'm 20 years old.?
I'm looking to buy a 94 mustang gt and I was wondering how much it would cost me under my father policy. I'm 20 years old, I'm a guy and I have a good driving record. What would be the range on how much it would cost me. Don't say a lot because I know it will obviously be a lot that's why I'm asking the question.""
Can my car insurance rate go UP if they pay for the medical bills of the other person in the car accident?
Ok so I was involved in a car accident November 10,12, I was at fault because I hit the car in the back, the guy just literally stopped and obviously even if you are right about saying that the other driver stopped too fast for you to stop,when you hit a car in the back (most of the time) you are at fault of the accident.Either way, my insurance paid for his damage ($2,000 worth) and I took my ticket to court,there I only paid for court fees but no points. Today, June 02,13 (almost 7 months after the accident) I get a letter from a lawyer( lawyer of the guy I hit in the previous accident) saying he is asking for a $10,000 on medical expenses,it says I should send the letter to my insurance company as soon as possible,which I will do tomorrow but my thing is, I don't want my insurance rate to increase, it already increased after the accident (was $130, now $170) so I'm just asking, will the insurance company approve paying for his medical expenses even if he is self-employed as a driver of big trucks (I guess he also lift heavy furniture in order to work) and has diabetes ( he was ketotic at the time of the accident,the guy is in his 60s)?? And if the insurance approves paying ( guessing he has all the medical papers in order) will my rate increase too? Again?? I have full cover in my car, and it also includes medical bills. I had to pay $1000 of deductible in order to fix my and his car so pretty much I don't want to loose more money is just horrible I am 21,full time student with full time job! Yes,is possible to do both things but honestly I don't think this is fair anymore, the guy wanted to leave at first and not only that he is sick (diabetes) and he was very rude at first but then the police ask him if he was ok and he said yes so I don't understan this... :(. Thank you!""
Hip but affordable places for young couples to live?!?
My boyfriend and I are talking about moving; at the moment we live in central Pennsylvania. The only thing keeping us here is our families. We would like to move to an affordable area, either a small city or large town. Somewhere that has good jobs, and local colleges or universities since I'm still in college and lots of jobs. Also we want an area that offers a lot of activities, especially outdoors. All suggestions are welcome!""
Can I add a motorcycle to my car insurance policy without them rechecking my points?
I want to buy a motorcycle and add it to my insurance but when I got insurance I only had 4 points. Now I unfortunately have 6 points (3 points come off in 10 months) and I probably cannot afford to pay for insurance that high. A few months ago I asked them if I could switch the car I drive now out for a different car and they said that was fine and that they would not recheck my points but would just give me a new, higher rate (since it was a better car) while only including the 4 points. So is it possible to just add a motorcycle to my existing policy while only continuing to pay for 4 points? Thank you very much. (I know I can call and ask the insurance company myself but I can't call them because I will be extremely busy for the next few days so I was hoping to get a quicker answer on here if anyone knows) thank you!! :)""
Car insurance for a 19 year old female?
I am a 17 year old female and I am hoping to pass my test this year,my plan is to pass my test and save a little more for my car and car insurance etc... I have my eye on small cars ...show more""
What would the full coverage insurance be for a 2008 eclipse gs?
I'm 15 years old with a permit. I'm doing this for a driver's ed. project at school so it doesn't have to be very accerate.
Should I sue or settle with the insurance company?
So, my 2010 Sentra (Brand New less than 6K miles) was rearended. It's been hell dealing with the other guy's insurance company- never return calls, no followup, etc..... My car is back looking great except for minor details (issue with the trunk) which I hope to work out with the shop. They are giving me a low ball offer on diminished value and I live in a state that grants diminished value Here are my questions: 1) Is there a simple calculator that can be used to calculate diminshed value? The car was in pristine condition prior to the wreck 2) At this point, is it better to use a Attorney? I want to be compensated for days lost from work, medical expenses, diminished value, pain and suffering (also if shop is not able to work out minor repair detail I want compensation for that )""
Term life insurance policies?
if i buy a term life insurance policy and three month later i die, will my family get the money?""
Question regarding auto insurance claim?
Recently, our car got pummeled by a hailstorm. We went to a bodyshop prior to the meeting with the damage adjuster (which is today), and was told by the tech that our car would require both conventional and PDR repair. However, the estimate report was written up today for PDR repair only. Does that mean I'm limiting to PDR repair only? Or can the bodyshop challenges the insurance company's estimate and go for the conventional & PDR repair?""
Cheapest car and car insurance for a 21 year old.?
Well i dont know anything about cars so please dont criticise me lol my partner is having his test next month and he is 21 so his insurance will be sky high, so whats the best car for cheapest car insurance at his age? We need it as cheap as possible as were only looking for a second hand one due to it being his first car and he isnt botherd about the looks like as long as it gets us n the kids A to B lol please help.""
AAA car insurance wont return my phone calls?
i was in a car accident on the fourth of july and the guy ran a red. he hit my car and totaled it leaving me injured and now out of work for almost a month. the police report was sent to both insurances (mine & his) saying he is at fault. i and my insurance (state farm) have tried calling his AAA agent several times and they still have not called back. i have also called the supervisor with no returned phone call from her as well. ive asked my insurance and they basically told me to wait for them to call. im getting impatient and i was just wondering if anybody else has ever had this problem? im frustrated and not sure what to do.
How much will it cost to insure my car?
My cars is a 1987 Vauxhall Astra mk2/Opel Kadett E wagon, with a 1.2 litre engine, developing 80 horsepower. When it gets insured I'll be 17. How much will this cost annually in the UK? Also, the car is left hand drive.""
Rent a car or insurance for behind the wheel test in California?
Hi, I got my instructional permit from the DVM of CA. However what is the best way to pass the behind-the-wheel test? Rent a car? And if so, where can I rent a car that allows me to pass the test? Use a friend's car? And if so, how to I get the insurance? Thanks for any help !""
""Insurance companies have told me I now, do NOT qualify for 'regular' insurance. What can I do?""
I no longer have health insurance. My employer could no longer afford the premiums and I cannot afford Cobra. The 63 day preexisting conditions deadline has passed. I had a heart valve repaired in 2009 and donated a kidney for my wife in Feb. of 2011. Insurance companies have told me I now do NOT qualify for 'regular' insurance. Under the new Health Care Law, what can I do and who can I contact to get affordable coverage?""
CAR INSURANCE? 17 YEAR OLD LAD?
Hi, I recently passed my driving test (approx 2 weeks ago) I've been looking at car insurance and the quotes are ridicouly high if I wanted to be the main driver with my own policy. So my dad has kindly said he will buy a car and be the main driver and I will be the second driver and drive the car sometimes. However the quotes are so high? Anyone know any companies that will insure me cheap below 2,000? The quotes that I get now are like 3,000+ on a standard Vauxhall Astra. Please can you let me know if you know any companies that will insure me and cheaply! Thanks.""
What can I do about my car insurance?
My son wrecked my 2007 Dodge Ram1500 6/23/09. My mother offered to apply the truck to her insuance for lower rates. I ask the agent for full coverage because it had a lien on it with collion, now the insurance won't pay because they saud I have libility w/no collion, I'm sick, so it's a battle what can I do, please help""
Can my health insurance cover it?
My dad went to the dr for a check up and found out that he has slight high blood pressure, so he wants to buy a blood pressure machine so he can monitor it while he tries to bring it down so we have health insurance and was wondering if health insurance would pay for the machine if we bought one""
I can't get car insurance because of where I live what can I do?
I am 17 (boy) and passed my test on 15.08.2013 and I cannot get a quote under 4000 because of where I live. Don't try saying its my age or the car I want (Mini One 1.6l) because they seriously don't change a lot. I've tried every car possible with a 1.4l and lower engine and the prices don't go below 4000. If I change the address to my friends house who lives like 2miles away the price goes down to 2700 and if I change the address to my Nans address who only lives 15minutes away it goes down to 1500. I am seriously thinking of putting my Nans address down for insurance because there is no other way I can see myself driving and I know it's insurance fraud but how else am i suppose to get f***ing insurance. Someone please help and don't just tell me stuff I already know.
Where can I find drivers programs that will help me lower my car insurance rates?
I am a high risk driver. I am 20 years old, and would really like to lower my monthly payments. Could you please tell me of any programs in Kansas or national programs that I could participate in that would lower my insurance? BTW, idk if it matters but i get my insurance thru dairyland.""
Possible new car owner with questions about insurance prices?
I'm looking into buying a car. I'm just now about to get my driver's license and I am a twenty year old college student. I need a car to get to work next year, but I need to know if I'll be able to afford one with insurance as well. I live in Georgia, and I just want bare minimum coverage. I'll upgrade if I get a job when I graduate, but until then, I just need something to get me by, you know? How do I go about getting cost estimates? Any time I try to get a quote, I need to already have the car information, but I can't buy a car without knowing how much it's going to cost me...""
7 day auto insurance quotes
7 day auto insurance quotes
https://www.linkedin.com/pulse/asbury-west-virginia-cheap-car-insurance-quotes-zip-24916-paula-petty/"
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How much would insurance cost for a 2011 Hyundai Elantra for a 20 year old?
"How much would insurance cost for a 2011 Hyundai Elantra for a 20 year old?
I have never been in an accident and never got a speeding ticket. What would it cost a month?
BEST ANSWER:  Try this site where you can compare quotes: : http://howmuchisinsurance.xyz/index.html?src=tumblr 
RELATED QUESTIONS: 
Do I Need Insurance Before Buying A Used Car?
I'm a first time buyer. But I'm still not sure what I want to get. I mean how would I tell it to an insurance agent when I don't know what I'm getting yet. Heck I could find a car tomorrow, next week or who knows maybe a few more months. And what if I buy a car out of state? I live in Oregon, but I might see something I like in Washington? Do the dealers let me drive the car home? And if not, can I buy the car and let a family member who has coverage drive it home?""
Classic car insurance..i need to insure a porsche 924 as a 2nd car.weekend use only any ideas of cheapest?
porsche 924
Temporary health insurance for southern California? ?
Hello, I really need health insurance for the next 3 months. But i don't know who or what i would go to .I know i will have to go to the doctors for some health issues. But after 3 months ill be leaving the country for an unknown amount of time. So any help would be very appreciated. thank you!""
Im about to turn 17 how much is insurance for a lamborghini or ferrari cuz my parents said i could have one?
Im about to turn 17 how much is insurance for a lamborghini or ferrari cuz my parents said i could have one?
How much would car insurance cost for a 16 year old?
I'm 15, and I am thinking about paying for my own car insurance next year to help my parents out. I was wondering how much it would cost per month given the facts that I am a guy, and I was thinking about buying a used 2005 or 2007 Mustang for my first car. How much would is cost per month for my circumstances?""
Why can't I get car insurance?
I passed my driving test on the 11/10/12 I am not the registered owner on the V5 Log Book, my father is already insured on the vehicle that will be handed over to me as a shared car yet, I can't get my own insurance because I had one claim as a provisional license back in 2010, would it be better to go as an additional driver on my fathers policy or somehow resolve the problem as be the policy holder myself. Also my father admits he will be no longer needing the car when the insurance expires, but what do I do? just to be able to drive my car as I've only recently passed and want to go out for a drive!!!! Will the log book eventually need to be in my name so I can insure it? Also I'm having great difficulty with the claims, I can't seemed to be insured just because of a motorcycle accident claim that wasn't even my fault! thanks.""
Fully comp car insurance?
ive got full comp car insurance,what i want to know is.im buying a car off someone in a few days and want to know if im ok to drive this car home on my insurance.thanks""
Will tinting my windows add to my insurance?
Wanting to get my golfs windows tinted and im wondering if it will add to my insurance? Do i need to let my insurance company know?
Is there a site I can get insurance quotes online without someone calling me?
I'm trying to compair car insurance companys and renter's insurance, but I just want a estimate. All the sites I try tell me that an agent will contact me. I really just want to compare prices over the internet.""
What kind of insurance should I get?
I just got my drivers license yesterday and I am going to buy a car from a friend. It is a 1992 turbocharged Volvo SE with 205,000 miles. I am 17. What kind of insurance should I get and with what benefits? (I want it to be cheap)""
How much will a medical condition load the car insurance?
if someone told the DVLA that the had a problem with drink, what would the insurance load be when they got their licence back?""
Business Insurance Quote?
Can anyone give me an idea of what insurance I may have? Im doing a b-plan, and insurance companies wont give me a quote yet. heres my info: Beverage Company, we buy our beverage from 3rd party manufacture. First year revenue: 1,000,000 Employees: 4 (1 owner) Annual Wages w/owner: $150k w/o owner: $120k 1 company owned van for local distribution and marketing driven by employee and owner Renting a 2500 sq. ft office space, we will have about $30k of product and $10k office equipment Southern California, I need the general liability, commercial, workers comp, umbrella, and anything else i may need? A good enough number for me to throw down in my general number-running in trying to figure how much money I need to assmble would be so helpful! Thank you!""
I'm 17 and can't find car insurance for under 2000. Does anyone have cheaper?
what car, insurance company ect? thanks :)""
""I totaled my month old car with only liability insurance, do I still HAVE to pay off the car?""
i just got a '01 explorer from a dealer less than a month ago, two days ago i rolled it, now its totaled. i only have LIABILITY insurance, and the insurance company said i have to pay off the rest of the car, which i expected, but when i called the dealer she said she might be able to count the car as a total loss, and get me in another car from them, without paying for the old one anymore. she is going to let me know in a couple days if they can. is this possible to just somehow avoid all the payments on the old car and start over new? are they scared i would end up not paying them for a car i dont have, so they somehow write it off and start a new payment plan on a whole new car? Will they try to get me in a new car and pile on my old car payments with new ones? when they call back should i act like i wont pay on that car to persuade them to write that totaled car off ? i dont know what to do, i cant afford two car payments and now im carless bumming rides which i cant do for long. The reason i am asking before the lady gets back to me is: its a dealer, and im pretty inexperienced with this, and i just want to know how this all works so i know how to talk to and possibly negotiate with the dealer before i end up missing (or screwing up) an opportunity before its too late""
""Wiil insurance go up for a Non-Driving related, out of state, alcohol possesion citation?""
I am 20 years old and was cited for minor in possesion of alcohol in PA (Completely unrelated to driving). I plead guilty and paid a fine. However, PA law dictates a mandatory 90 day driver's license suspension (which only is in effect in PA). I don't live in PA, I live in NY. Will my insurance rate go up?""
Afforable Health insurance?
I'm 19 years old, I work a part time job and I need health insurance. The cheapest I saw was Blue cross blue care and it was $95 a month and 30 copay. Is there anything cheaper I ...show more""
Does my insurance go up?
I have my permit and im getting my license soon the insurance already up just adding me but will it go up more if i get my license
Car insurance question?
Originally I registered my car insurance with my previous address. Now I've moved to a new place, do I require to update the address? What happen if I don't update the address and continuously using my previous address as registered?""
Will I be dropped by my insurance due to suspension of license?
I recently had my California license suspended due to a failure to appear in court (yes I'm an idiot). Will my insurance drop me because of this? I am still paying my car off as well. If my insurance drops me, will that affect my car loan? Any help at all is greatly appreciated.""
Is this Auto insurance coverage seems good? p/s advice me . i am going to pay 107 a month for a year.?
Bodily Injury Liability $50,000/100,000 Property Damage $50,000 Uninsured Motorist Bodily Injury $15,000/30,000 Uninsured Motorist Property Damage or Collision Deductible Waiver Included Medical Expenses No Coverage ************* very scars me how come i am not covered****** Comprehensive Deductible $500 Collision Deductible $500 Rental Car Benefit No Coverage Towing and Labor No Coverage Gap Coverage or Loan/Lease Payoff Coverage Not Included Repair or Replacement Cost Coverage Not Included ************ how about this******** Special Equipment Coverage Not Included Lienholder/Additional Insured""
Estimated car insurance cost for an 18 year old beginner driver?
I waited until I turned 18 until I went to get my drivers permit. I've had my permit since November 18 2009. I plan to stay on the permit until its expiration date. I'm not sure what car I plan to purchase after that, something affordable (nothing over the top) and that will last quite awhile. Now assuming all that, can any of you share with me what your car insurance payment is monthly, just an estimate of course. And throw in what type of car you have in so I can get a better idea. I'll be 19 at the time I finally get my license. My parents will not be adding me to their insurance, I have to pay for this on my own and I'd like to start putting some money away towards it so that I can make the payments with no problem later on. Are their any other things I can do to lower the cost of my car insurance as well?""
How can we make health care insurance work like car insurance?
Everyone is familiar with how car insurance works. Its available to all. Its pretty cheap. They can't drop you from coverage even if you are a drunk driver. Once you have a accident they dont raise you rates too much. Why can't health care be more like Geico (insurance) and your local car repair man (doctor) and the DMV (government help)?
Car auto insurance and person at fault wont pay.?
My sister was driving my car and was hit but the person at fault is refusing to pay. Filed a claim with both insurance companies . My insurance company refused to pay becuase my sister is not included in the policy and the other persons insurance company refuse to pay because they claim her insurance canceled because she moved out of state a couple of days prior to accident. Whoever was handling my claim refused to help at all since My sister was not included in the policy. What do I do? The other driver admitted it was her fault and I believe it is in the claim letter i received.
Why is insurance so high on the scion tc?
what is the best/cheapest insurance out their for the scion tc and why is it so high?
Medi-Cal california insurance question?
A girlfriend of mine is applying for Medi-CAL for herself and her 6 yr old (they both need minor dental work). When applying, they docs ask for her Ex's information and whereabouts.We think he gone onto unemployment and she wondering if the state will go after him for the dental bill. Anyone know for sure? Best answer gets ten points!""
How much would insurance cost for a 2011 Hyundai Elantra for a 20 year old?
I have never been in an accident and never got a speeding ticket. What would it cost a month?
Monthly car insurance?
Hi I own a 2004 Saab in New Jersey. I am returning to NJ next month and would like to drive it. I own the car, but I need a car insurance plan for one month. I am 18...Is this possible to do? Or is there a rental car option for 18 year olds?""
Is someone else covered under my car insurance to drive MY car?
A guy I'm dating will ask to use my car from time to time because he has trouble with his, but I'm hesitant because even though he has his own car and own car insurance, I don't think he's covered under my insurance to drive MY car. Does anyone know exactly how this works??? I have Nationwide, if that makes a difference............""
Why is everyone whining about being required to buy heath insurance?
you probably don't realize it, but you practically are required to buy car insurance. if you wreck and you have no insurance, it's not very pretty, especially for your money. Same thing with heath. if you get sick and don't have insurance, it's not very good! i don't understand why people so strongly oppose requirement to buy heath insurance, but don't even stop to think about car insurance, the same principle.""
Car Insurance Rates: Wyoming vs Nevada?
Car Insurance Rates: Wyoming vs Nevada?
Company Car - Insurance - Accident.?
Well, driving home last night from a club with my friends. Almost finished dropping my friends off we go through a puddle, me not knowing how high it really is so I assumed it was only little. Coming out of the puddle, the water was coming up-to the car bonnet (dashboard). So the engine and power, all cut out.. So we have to get out, and push the car to a higher ground. Obviously, the engine has flooded and after a few attempts of jump starting it, didn't work. So I had to ring the break down service to come pick us up. As this is my fathers car (company car), will I have to pay any excess? Considering that I am 19, will the cars insurance be valid? (Meaning, will I be able to drive it again?) Car: BMW 1 Series (118) Advice please?""
How much do you pay for car insurance?
I'm a 22 year old male living in GA and mine is $770 every 6 months. I've never had a wreck or nufin. How old are you and how much is your car insurance every 6 months. It's confusing because some people will say they pay, for example, $1000 in car insurance, but they don't say whether it's every 6 months or every year. Please be specific as to if it's 6 months or a year. Thanks very much. I just want to know how much more I'm paying than all of you. lol""
What is the comparison between permanant life insurance and Roth IRA?
Advantages if any Disadvantages if any
Cost of insurance on a mercedes Benz each month?
i have to do a gay project
MotorBike Insurance For CBT...?
i was just wondering if i bought a Honda CBR 125r and i got a provisional license ad done the CBT would i need insurance to ride on the roads for 2 years or would i not need insurance until i could save up money for lessons, theory and practical test....???""
What is the average annual/weekly contents insurance cost?
What is yours or what is the average?
Old DUI and Insurance rates.?
Unfortunately I was a stupid kid and received a DUI in July of 2007 in the state of PA. Now after years of traveling and studying overseas I am living in California and about to buy a car in a few months. I am wondering if anyone knows whether or not this DUI will play a major role in getting insurance?
Car insurance?
I just bought a brand new car and recently changed my car insurance company. Today after leaving a meeting I hit a fire hydrin while backing up leaving a nice hole in my back bumper. I called my insurance company and submitted a claim but am more concered with the my insurance premium going up. Does anybody know if it will go up or not. I have not submitted a claim in more then 5 years and only pay 86.00 a month for full coverage including collision and renters insurance for my house. Does anybody know about this kind of stuff??
""How much does a lower back x-ray cost with no insurance in Houston,TX?
I have shattered my tail-bone or something and I can't sit down for more than 5 minutes but I don't know if I can afford it.
Is an automatic car cheaper to tax and insure?
This may sound stupid, but i was looking into driving lessons when i came across an advert for an automatic driving school. I was wondering if, at the end of it, would it make an difference to my insurance if i had a stick or automatic? Thanks""
Why do men pay higher car insurance?
I have to type a 1,000 word essay on why men under the age of 25 have higher car insurance rates, and it's due on Friday, I already the majority of it done, I just need some answers and links to websites giving a detailed explanation to why younger have to pay more. thank you :)""
Can you have two different insurance policies on one car?
I am buying a car from my friend and I will have it paid off in August and the insurance will be in his name til August but I want to know if I can go ahead and get insurance in my name on the car in July while insurance is still goin to be on the car in his name as well. Is this possible?
How much will my car insurance go up?
I already pay $270 a month for car insurance for my truck. If I were to buy a 1992 Jeep Wrangler, how much more will it go up?""
Would insurance be extra expensive on X-Police Car (Impala)?
I am 16 and want a car, I love x-police cars. But me and my family dont know what the insurance would be like on a x-police car. Do any of you have a guess? Thanks!""
Can i get car insurance without owning a car?
Before the smart *** answers come in, let me explain. I looked up this subject and saw many people saying that's stupid, why would you want insurance on something you don't own . This is not the point. I'm a full time college student in Massachusetts and take the train around to get to places because its easier that way living in the city. It's illegal to drive here without car insurance. So could i get coverage driving a parents or friends vehicle? My parents don't have the money to add me onto their policy so i want to know if i could get my own, almost like a non owner policy, and be covered driving their vehicle in case anything ever happened? I heard that as long as you have the owners permission, you're covered. that doesn't sound right though.""
How do speeding tickets affect your insurance?
i received a 81 dollar ticket and lost 2 points last friday. im 16 and i was driving my moms car. the car is in her name and so is the insurance so since I got the ticket how will it affect my mom's insurance? i am not on the insurance nor on the title for the car.
Is comprehensive car insurance cheaper if you own the car?
is it cheaper than if you had a loan out on it? why is this? thanks
""What is the rate of car insurance in denver, co?""
also, i am going to be going school there and i am from hawaii..will i have to change my license plate and get a new car insurance or can i keep my hawaii insurance because im just a student.""
How much is motorcycle/scooter insurance in southern california?
i am looking to get a used honda ruckus scooter with 250cc motor, is that size motor still considered a scooter or motorcycle? will i have to get a M1 or M2 license? and how much would insurance be? i live in the los angeles county area.""
What's the average public liability insurance cover figure in the United States?
What's the average public liability insurance cover figure in the United States?
Insurance Rates?
I'm a 17 year old male and I just got my 1st speeding ticket today and it was a 6 point ticket how much do you think my insurance rate will go up by
How much would insurance cost for a 2011 Hyundai Elantra for a 20 year old?
I have never been in an accident and never got a speeding ticket. What would it cost a month?
Can drivers of the same car have different insurance companies/policies?
I just got my license in December and I'm driving my mom's car but I need car insurance under my name. We all know how expensive that is, especially for a teenage/new driver. So IF I were to find a different and cheap insurance company, can I cover her car under my name? My mom has Safeway Insurance, if that helps.""
How much to insure audi 80 tdi (1.9 litre) ?
I am soon to be 17 and take my driving test, I have an audi 80 tdi being offered to me for 50 with the only fault being a broken break light. It is a 1.9 litre diesel and is apparently (according to the internet) cheap to fuel. Insurance no doubt on a 2.0 litre would be expensive. On the car insurance websites I get quotes from around 6500> I've heard however that the price on the websites is exaggerated and actually the price is much cheaper. How much do you think it would cost me to insure ? How could I reduce this cost? Is it worth getting a pass plus certificate? If the insurance on this IS a ridicuous price as it says on the insurance websites, what saloon car is cheap to insure? (preferably with a modest engine size:P) Thanks""
Do you need insurance to get a license in the state of Florida?
I am seventeen years old and still haven't gotten my driver's license. I've been driving with a permit for more than enough time, been to driver's education courses, all that like. My question is this. Must I have insurance to have a Driver's license? Is it possible for me to have the license without insurance?""
What is the best life insurance to get BEFORE melanoma diagnosis?
I am 99% sure I have melanoma on my leg. Have apt soon to get this confirmed and staged and start the process. I am a nurse, I know the process, and know the outcome can be one of many. I do not currently have any life insurance, never have. I have 2 small children and it is JUST me and then, no close friends, no family. Worst case scenario, if I only have a short time to live, what would be the best LIFE insurance I can get before getting this diagnosis? I would need something in which they could not cancel me if I am diagnosed with cancer within days of purchasing a premium. Today is May 11th, I should have my diagnosis by May 29th. I would like the biggest policy at the most affordable rate (I don't make as much money as you would think), but its also important that I get the fewest stipulations. By the way, I hate to admit it, but I am a smoker. I quit from 2009 to late 2010, but then started up again when I started RN school (am an LPN now, graduate from RN school in 3 weeks). Any solid advice would be appreciated. In laymens terms please.""
Estimate on how much my car insurance will be?
I'm financing a new (or relatively new) car pretty soon, it's probably going to be a Nissan Altima which is a very safe car and is probably going to be either brand new or no more than 1 - 3 years old. I'm just worried about how much I'm going to be paying for full coverage insurance because I haven't had a car in a couple years thus I haven't had car insurance in a while and when I did, it was only no-fault insurance. Also, I'm young (22) so that will make my insurance high. However, I have a spotless driving record so that should help. I also live in a safe county if that matters. Anyone have a ball-park figure on how much I can expect to be paying, monthly? Thanks.""
What is a good place to get affordable health insurence if your employer dosn't offer any?
What is a good place to get affordable health insurence if your employer dosn't offer any?
Car insurance change of address?
My car is registered in upstate but I came to ny recently because of my recently wife. I just leased a brand new car like two weeks ago and they are asking me for proof of residency. I registered the new car in hicksville li not in upstate. So i want to change my car insurance to hicksville but after a week change it back to upstate. Will there be any conflicts with my car insurance? Please help..
Fully comp car insurance?
Hello wondering if I am covered to drive another car if we both have fully comp car insurance and if engine sizes have to match thanks
Auto Insurance Question: Please help!!!!!?
I asked this yesterday too, but did not get any responses; so if you have any information at all, or this has happened to you, please list an answer! I just recently lost my beautiful 1977 Monte Carlo to a fire! It was all original, and the adjuster found it to be worth between $12,000 and $13,000. Due to my ignorance of insurance, we were put into a stated value insurance policy worth $6,000, and now, I am only getting $6,000 for my car. I feel ripped off. I am young, and don't know anything about insurance, but trusted my agent. The car has been in my family and was gifted to me from my dad a little less than one year ago. My agent asked for photos, and a letter from my parents with what they thought the worth of the car was, signed saying it was a gift. So, that's what we gave him. They stated in the letter they paid $6000 for it 8 years ago. We were never told to get the car appraised, or that we had to keep up on checking to see if the value had gone up so we could change our policy. Do any of you have any advice on how I can get the insurance company to give me all the money? Is there anything I can do at all? Thank You so much!""
Integra 2 Door VS 4 Door Insurance?
I know it has multiple factors, but how much would this change it? I'll be under my dad's name who has had a clean record for over 10 years. I'm 16 and live in an extremely low-crime city in California.""
Insurance for 2001 mustang?
I'm planning to buy a 2001 mustang convertible, 2 door and I'm 16, it will be my first car and I was wondering on average how much insurance would I pay?""
Car insurance for teens?
what is the price difference between the insurance for an adult and for a teen. if it depends in the car then i am thinking in buying a Honda Accord of Civic, or an Acura Integra or Acura Legend.""
Why should teenagers have to pay so much on insurance for a BRZ or FRS?
What just because it looks like a sports car it is?? Since 2007 teenagers have been disapointed that they can't get a subaru WRX or STI because of the turbo charger and now that they've made a two door without turbo it's STILL off limits for teens?? It's FOUR cyclinders. Give us a break. All you old farts drove muscle cars when you were our age.
Cheap Auto Insurance in FL?
I'm 19 years old and I got my license in Sept of 06 (almost a year) My insurance is REALLY HIGH! By myself I am looking at around 700 a month (my car is Fianced, 04 Mitsu lancer ES) so I am put under my 22 year old boyfriend insurance. With his 02 Audi A6 and my car, we are paying 495 a month. (South Florida) (Esurance is who we have) We have called Geico and Progressive adn State Farm and nothing is giving us a smaller quote. Does anyone know a good insurance company that is cheaper with students, new drivers, etc..? We also do not live in the same household, and some insurance agencys will not cover us for nothing living together. But anyways, just let me know if you know of a cheaper insurance agency. Thanks.""
Investments and Life insurances with Zurich International?
I am thinking of taking some investments and insurance policies with Zurich International. Has anybody had any dealings with them? And, if so, has your experience and dealings with them been positive or negative? Are they as good as they say they are?""
Car insurance black box (auto saints)?
I am going to have my car insured with a black box soon from auto saints, because it's much cheaper than any other insurance that I have looked at. My question is, after the second year does the insurance go down a lot with a years of no claims bonus (my friends say it doesn't) . So is it worth it? and do I have to keep the black box for the second year as well or is worth it changing insurance company after the second year?""
How much will my car insurance go up?
I just had my first accident. A minor fender bender where my car collided into the rear of another car. The damage to both our cars was very minimal. I have a puncture or two in my grille, other guy had black marks from where my license plate edge hit the bumper. My insurance is already going to cost me $900 to claim it because I'm under 25; now how much is my premium likely to increase to?""
Car insurance for 16 year old?
How much does it cost a month for my 16 year old for car insurance in ct
How can I get car insurance?
Let me give some more information. I'm 20 years old, female, live in NJ and need to buy my own car and insurance soon. I've never had my own policy before and I was wondering how I would go about getting one. Also, what are some companies to use? Thanks!""
What cheap classic car would you recommend for a 17 year old?!?
I turn 17 in October and so i have began to start looking for cars and the insurance that it will cost me. from looking on go-compare, i've found that the cheapest cars to insure are old classics like the VW beetle or Rover mini. I would really like to know if there are any other cool looking classic cars out on the market that would suit a 17 year old? they will have to have a small sized engine as well. recommendations would be great! thanks""
What is TRULY the cheapest car insurance?
I am looking to get a second car and I really want to know what the cheapest insurance is. (I am 17, so the insurance will be high anyway) There are tons of commercials for Esurance, Progressive, Allstate, etc, etc but really what is the cheapest? I'm just looking for liability insurance, nothing else, bare minimum. Have any of you switched to one, and what have you saved? Thank you!!""
Motorcycle insurance?
I'm just wondering how much this will cost if I get one in the future. I'm 17. I have had a car accident recently (last thanksgiving). And yes, I was at fault. I don't feel like naming my excuses... the insurance companies won't care anyway. But don't worry, no one was hurt. So anyway... what prices are we looking at if... 1. I get it now with my parents insurance? (we own four cars... I already have one) 2. I wait until I'm 18 and move out to a college dorm and have it as my only vehicle? 3. sport bike vs regular bike? 4. I wait a few years until the car accident is off my record? No lectures about safety please. just give me some numbers.""
""Planning on buying a newer car, wondering how much my insurance will go up or if it will at all?""
Right now I have a Ford mustang, and i'm paying about $800 every 6 months, i'm planning on getting a 2006 Grand Prix so since it's not a sports cr but it's newer will my insurance rate stay the same? Will it go up? Or am I lucky and will it go down?""
Will a hyundai tiburon considered a sports car to insurance companies?
i want one for a first car. but mom is worried it will jack the insurance since im a guy
How can I cancel my geico car insurance?
I pay for my geico car insurance every six months because I save some money instead of paying monthly. Here is a thing I am going to out of US for 3 months and I do not need insure my car however I already paid for the 6 months.
How much would insurance cost for a 2011 Hyundai Elantra for a 20 year old?
I have never been in an accident and never got a speeding ticket. What would it cost a month?
How much (Aprox.) would car insurance cost for a living in Iowa?
19 year old male living in Iowa, zip code 50659 '96 Camaro.""
About how much will basic insurance cost for a 30 year old male once the new Insurance system is in place?
right now I can't afford insurance but will be required to buy it anyway starting in 2014, I am curious as to how much it will be. As I understand it, it will be basically figured at three different levels of service and three different rates depending on your age and the coverage you want. so for a 30 year old male who wants basic coverage how much would I expect to pay? just ball park. like $200 to $300 per month? more then that less then that? this question has been deleted over and over again I don't understand why.""
What is the best car for a teen to buy that has to pay insurence?
I want to get a 2005 Mustang V6 and have it under my parents name because I have to pay Car INSURANCE. Also What is the gas mileage like? PLease respond back to me ASAP Thank you
Universal Health Insurance?
I am conservative but I go agree that we need universal health insurance. But I haven't studied too much in depth on it. In your eyes (both liberal and conservatives answer please) are the pros and cons of unversalizing healthcare? How would universal health care work for people with diseases like diabetes, cancer, AIDS? What about people who have not been diagnosed with diseases, and tend to only see a doctor when they are sick? What about preventive care (aka mammogram for women, prostate check for men)? What are experimental medical procedures and experimental medications? What about fertility clinics for women who cannot become pregnant? What about anything else I forgot? And please, no arguing, this is just opinions.""
State Farm Insurance Rate Question?
My dad added a new plan to his inurnace coverage that teh insurance rep told him would only cost him $3 a month. Next thing we know, our premium goes up by about $100. Is there a way to tell if the lady lied about the $3 a month thing and that it really was more like $15-$20 a month? I asked another rep and she said that there was a rate increase.It very well may be a rate increase, but these people just seem so incredibly shady that I'm not putting it past them one second to lie. Perhaps I can ask a different state farm why there was an increase in our bill? Basically, how can I find out for SURE what that $100 increase was for? Without asking the reps we usually go through? Perhaps call the main State Farm branch? Thanks!""
Why my car insurance coming so expensive?
I am in leeds and thinking of buying a car but when i am searching all comparison websites its coming about 1000 pounds a month. I have 3-4 yrs expierience in driving in USA and i was paying there like 30 pounds per month. I talked with insurance company and they are saying that because i just came to UK as well as have international licence its coming that high my car comes in group 17 of insurance. Any other solutions for these? if people are new here i dont think they are paying these much every month Please if you know any good agent who can reduce these let me know. Else can i take insurance from usa or my home country India?
How much will the auto insurance cost?
2010 Ford Focus Sedan, how much will the insurance cost?""
Why do woman drivers get cheaper car insurance?
Why do woman drivers get cheaper car insurance?
What is the best and most cost efficient way to move?
We are moving from Atlanta, Georgia to Boston, Massachusetts. I was researching possibly renting a moving truck, but I'm having difficulty finding the best option. I was considering U-haul, but from other message boards, I got the impression that as the costs add up with insurance and mileage and whatnot, it appeared to not be the best option out there (or maybe it is in comparison to other companies, I am not sure). Does anyone have any suggestions or past experience with a good moving company? We are looking for the best price option, and possibly a company where we could pick up the truck in Georgia and drop it off somewhere in Mass. **the trip is roughly 950 miles""
What is the best type of life insurance to purchase?
I know nothing about life insurance but I would like to buy some to assure me and my kids will be taken care of in the event my husband passes. He only has one 1 issue which is Rheumatoid arthritis, otherwise in good health. . Me and my husband are both close to 50 years old. What is the best insurance to purchase? I know that term insurance expires. Does that mean if you do not pass within the term you do not get any money back that you have paid into it?. Thinking about a 250.000 dollar policy. Thank you.""
Ive had my car insurance for a year with no claims.?
now i want to switch insurance company as new one is much cheaper. can i get a letter / email from the old one saying that ive had no claims during the year??
Importance of public insurance?
what is it's importance to the public insurance user?
""How much, on average, is contents insurance?""
I'm attending university soon and I will be flatting. I want to get contents insurance for my belongings. I will be taking $10,000 worth of things with me (Clothing, Shoes, Accessories, Laptop, iPod, Bedding, Books, small shelves, clothing rack etc) What is the average cost for insurance per week? Any answer will help. I'm working out my budget! Thanks in advance.""
Mustang GT Insurance Prices?
Does anyone know how much it would cost on insurance for a brand new Ford Mustang GT?
WHEN to negotiate car insurance claim acv?
Hypothetical: my car is hit while parked. Repair costs are likely more than ins co thinks the car is worth, making the car a total loss. I file 3rd party ins claim, and they want to see it in person. Do they give me an offer upon seeing it, or will they only inspect and give me an offer at later time? I want to be prepared maximize to my settlement or negotiate up the car's value so it will be fixed, but don't know at what part of the process to negotiate. (approx 4k in damage, and car was worth 3-4k before) And what's the best way to do this? bring ads of similar cars for sale, or...?""
""What can i do? i am a 20yr old male, living in southern california with no job or insurance?""
i went to the hospital a couple days ago for chest pain, ended up being fine. i got the bill today for 15,000 dollars. like i said i have no insurance or job and currently living with a friend. i do side jobs to pay a little rent and for food. do i qualify for medi cal or CSM? i move from friend to friends house. parents live back in Illinois i have only a brother that lives out here. is their anything i can do to get this bill to go away? i also have no car or own anything of significant value.. no bank accounts.""
How much does medical insurance cost per month?
I'm talking about medical insurance gotten through an employer. And I'm interested in the FULL premium, not just the employee's share. (So if your employer pays half, multiply your payment by 2.) Whatever your situation, please let me know. Because I want to know what to expect for each of the following situations: - Employee Only Insured - Employee + Spouse - Employee + Child - Whole Family Thanks!""
Health Insurance Policies For Smokers?
How are health insurance policies for smokers differ from that for non smokers?
What good is term life insurance?
I fully intend to live longer than most term life insurance policies cover! Whole life is more practical, to my way of thinking.""
Health Insurance question for California?
Is there a state program for minors(age 16) of low income?
AIG car insurance in west coast?
hi i recenlty moved from east coast to west coast...i used to have car insurance with AIG while at eastcoast....does any one know if AIG serves car insurance in westcoast also.....especially in Los angeles
I just got notice my insurance premiums jumped so I high I cannot pay them.?
I just got notice at work this morning that my insurance is going from 79.00 every two weeks to 179.00 and with my family which I have on my insurance went from 345.00 to 750.00 every weeks. I cannot afford this! I have no idea what to do. I only make 1700.00 a month. What can I do?
I would like to know if anyone knows of an affordable Medicare health insurance supplement in Arizona?
I would like to know if anyone knows of an affordable Medicare health insurance supplement in Arizona?
What car can i hav 4 dead cheap insurance and whats the best insurance comp.... (im 18)?
I passed my test 6 months ago and still aint gotta car! i hav been looking at a honda civic 1.6 but im not sure what i can get insured on.. i know i can get insured on a 1.0L corsa but i want sumat a bit better (sumfin like a ferrari lol)?
Do foster kids get health insurance? Any insurance?
suppose a adoptive kid w/ parents w/no health insurance. the adoption gets dissrupted and now they live in a foster home.
How much would insurance cost for a 2011 Hyundai Elantra for a 20 year old?
I have never been in an accident and never got a speeding ticket. What would it cost a month?
https://www.linkedin.com/pulse/texas-burial-insurance-instant-online-quotes-anthony-parker/"
0 notes
Good car insurance price for teens?
"Good car insurance price for teens?
Im 16 and I just got my license. My dad told me the insurance agent said its going to cost $130. I dont think that is including drivers education discount and good grades discount. How much discount a month you think Ill get and is that a good price? (Im getting a Nissan Xterra)
BEST ANSWER:  Try this site where you can compare quotes: : http://salecarinsurance.xyz/index.html?src=tumblr 
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How long do you have to get insurance on a car after loaning?
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Does your insurance go up if you get a speeding ticket?
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How much does car insurance cost?
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Can anyone supply me with a link to get a FREE driving record report...without a hidden cost?
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If you take a semester off from college, how long do you have until your parents' insurance doesn't cover you anymore?""
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Am i insured if driving without a licence?
my friend was in a car accident although she is insured her driving licence had expired
""1959 dodge coronet car insurance help, read details?""
first car, going under my own name and im starting my own insurance acount, im 20 years old, does anyone have an idea of how much i would be paying every year? i havent fully bought the car yet and wanted some opinions and guesstimates of how much ill be paying for her. get back to me, thanks.""
""I am fully comp, and my insurance said i can drive any car i wish to? read the details below!!!!!?""
I am fully comp, and my insurance said i can drive any car i wish to, Can i really drive any car i want, EVEN IF THE OTHER CAR HAS NO ONE INSURED ON IT?""
Does anyone know where you can buy individual medical insurance? Epileptic reasons!?
Insurance expired.
Do bad grades affect the cost of insurance?
it think its only the opposite way, good grades make your insurance cost less if you get the good student discount. but if you have bad grades does it make it cost more?""
How much does insurance usually pay off if your car is deemed totaled?
Ok, so, my car incurred some damage due to the recent flood waters of hurricane Ike. A person from Safe Auto insurance company is coming out tomorrow to assess the damage. When we spoke to him over the phone, he said it sounded like our car would end up being deemed totaled. There is still amount owed on the car. If we were to pay it off tomorrow it would be $3100. The value on the car varies from tprivate party value in good condition being $3900 to retail value being $5600 in our area. We have a $500 deductible. Now, if the car is infact totaled, how does the insurance pay out?""
What is the cheapest Insurance available for a 21 year old?
I've been looking at cars and quotes for about a month now, and I can find nothing affordable, so I thought I'd ask on this website and see if there is anyone who has had the same situation and found a solution. I'm 20 years old, turning 21 in September and I have not drove since I passed my test 2 years ago. I have never owned a car or been a second driver on anyone's policy. Insurance is ridiculously high, so I was wondering if anyone in the same situation knows a cheap insurance company. I'm also okay with being a second driver on my parents policy, although this is still usually to expensive. Thanks!""
What is the cheapest insurance in north carolina on a car thats financed?
What is the cheapest insurance in north carolina on a car thats financed?
Is it mean to cancel the kids' health insurance?
I pay for all of the health insurance through my job, including his. I told hime that he has 15 days to some for himself and 30 days to get some for the children. He thinks that is a horrible mother because it would all cost me $300 a month but it will cost him $1200 per month. He make 260K per year. I make $70K He he moved out and got involved with someone else. Why should it be free to destroy your family? I really should have done this four months ago when he moved out.""
Good car insurance price for teens?
Im 16 and I just got my license. My dad told me the insurance agent said its going to cost $130. I dont think that is including drivers education discount and good grades discount. How much discount a month you think Ill get and is that a good price? (Im getting a Nissan Xterra)
How do I get auto insurance without getting my parent involved?
I got my license in June and i turned 18 last week. My dad is trying to find a cheap auto insurance plan but the cheapest one he claimed to find was $6,000/6 months and he's not willing to pay that. I'm thinking of getting a part-time job at my college but idk how the process of getting insurance works out.""
What type of car insurance do you have? 10 points will be given!!!!!!!!?
as a sixteen year old who would like to get a used car, i would like to know what type of car insurance is the best. i have tried to do online quotes, but they always ask for too much personal information. is insurance real expensive for a sixteen year old? what type of insurance do you have or recommend? thanks""
2012 mustang gt vs 2009 bmw 335i coupe for insurance and reliability?
im am wondering what would be cheaper on insurance but most off all what would be the most reliable please no bias, although i am a ford fan boy you cant argue with a bmw but i hear they arnt to reliable being twin turbo v6, and also because if they arnt reliable i dont want to be stuck with expensive a## parts to buy... im 19 with a clean driving record""
Best first car for insurance?
What car at 17 will have the lowest amount to pay on insurance?
Cheap health insurance? Im a middle 30's single male. Is there a place I can compare quickly like car insuran?
I filled out one thing but it turned out to be almost a phishing scam. Im about to do COBRA, but I think I can get something cheaper. Im also in SC if that matters. Any guesses?""
How does car insurance work for teenagers?
Im 18 and I took Driver`s Ed last summer, so I know that was supposed to save some cash when it came to the insurance. I also heard that depending on the engine of the car, the insurance changes. How do you determine the insurance on a 6-cylinder and an 8-cylinder car? Thanks""
Insurance policy that's actually affordable?
I'm 18 and I have a 2006 mitsubishi GS that I have financed. It's value is around 10,000. All the policies I've checked out are over 300 a month. That's ridiculous, I have great grades and no traffic violations what's the deal!!""
Taken out insurance?
I am 63 years old own my house with a mortgage, I'm disabled and on benefits which I don't like. I can't get lower than that but I can afford insurance on my contents so why should the goverment bail out those people that haven't got contents insurance what do they want from the goverment new furniture what a cheek I say. If they do get that it is not fair for the people that pay for insurance's. After all they have to get it on there cars and when they travel abroad.""
Range Rover insurance for a young new driver?
A friend and I where having a debate about whether or not, a new young driver could actually get insured on a brand new Range Rover? We decided to do some research on the subject and we have seen many cases where for example Andy Murray paid 100,000 to insure his Ferrari shortly after he passed his test. Can anyone provide and examples or rough estimates on how much it would actually cost to insure a new young driver on a Range Rover or if its even possible?""
What effect does a minor ticket out of state have on insurance rates.?
A few months ago I got a ticket in Maryland, where I go to school, for going the wrong way down a one way street. The ticket was only a small fine and I don't think any point were given. Recently I just got another ticket for making a wrong left turn in New Jersey, where my permanent address is. Normally, my insurance company, geico , would let one ticket slide but I'm not sure if they would even know about the Maryland ticket. I would appreciate any information.""
Asking all under 25 female drivers in uk- whats a cheap car insurer?
Asking all female drivers under 25!! Does anyone know of or have been with any cheap car insurance companies? Ive already checked quite a few but they seem really expensive...Please help!
Monthly car insurance?
I've got my driving test in September, and if I pass I would love to buy a car. I was thinking about getting monthly car insurance as this would be easier for me. Now I know that you need insurance before you can buy a tax disc. My car would also be parked on the road outside my house. My question is, if I decide to not use my car for a month do I still need to buy insurance for that month. I know if the vehicle is parked on the road you must have a valid tax disc, but I was unsure whether I need to be insured as well even if I'm not using the car?""
18 Year old car insurance.?
Hello, I am looking at car insurance and the cheapest I can find is between 2,800 and 2,999 based on a corsa and the price changes depending on the year I put. I do not want a fancy car just something safe, secure and that I can drive. That quote only changes by about 50-100 by adding my mom and it goes up not down by doing so. This quote is tracker based with insure the box. Please can you advise on cars that may be cheaper or ways to cut the cost. I have had a licence 4 months but will be 5 in the new year so i am basing it on that. When just trying quotes based on 6 month licence (coming up soon) and with a 1 year no claims (can do with no claims accelerated insurance but not may companies and they say they not quote me) and the price was 1,8500. Thanks""
Do I need car insurance?
I am getting my permit in a week. Do my parents need to add me to the car insurance policy?
Car insurance... Who are you insure with/best quotes. Will choose quick best answer.?
Who is the cheapest insurance company o go with for a 20 year old male whom has been driving for 3 years. Getting insure on a mazda 6. Thank you
If i lease a car do I pay insurance?
I am thinking about leasing a car, do I have to pay insurance?""
California: Smogging an older car?
I have a 1983 Datsun 280zx, and I just got a letter in the mail saying I have to smog this vehicle. I thought there was an age bracket for classic cars that didnt need to be smogged ...show more""
How much does a full cover car insurance cost in north caroline ?
trying to move to NC but want to know about the price of a nissan altima 2005 4 door , the price for a full cover on my car how much would it cost me > I have it lease anyone knows ????""
Car insurance question?
Rough estimate on how much the insurance would be for a 17 year old boy learning to drive with provisional license on a 1.6 litre car
What does Obama mean by affordable health insurance?How can it be affordable for everyone?
What does Obama mean by affordable health insurance?How can it be affordable for everyone?
Car mods and insurance premiums?
Hi, I'll give quite a bit of background first. I'm an 18 year old guy and I've been driving a 1.2 clio for about a year and a half now. Paying 1600 (CHEAP & completely clean license) my next insurance premium is around the 600 mark. I'd like to upgrade my car to either a 1.6-2.0L MK2 or a MK4 golf,(1100-ish annually) BUT I'd like to make modifications to it. Body rather then performance. Does it make a difference in the premium inevitably raising if I first insure the car, drive for a few months THEN modify and contact insurance, rather then, buying, modifying and insuring it before I've driven it? Hopefully that makes sense to anyone reading it. Thanks.""
Where is the best place to get cheap car insurance?
Me and my girlfriend are new drivers and are looking for cheap car insurance on our first car, what is the best place to go just so we can legally drive?""
Will my AT&T wireless insurance cover eBay phones?
I can't stand my Tilt2, and I want to get a different phone without paying the outrageous prices on the AT&T site. I was just wondering, will their insurance plan cover a phone I buy off ebay? any help is greatly appreciated. (p.s. the phone I want is also sold by AT&T, and their insurance covers it if you buy it from them.)""
How much is flood insurance in texas?
How much is flood insurance in texas?
Do I really need Car Insurance?
I live in Kentucky. My car is not drivable at the moment and has not been for months. Since I can't even drive the piece of ****, do I even need Insurance? I'm paying to much for it anyway and I don't think I should be paying for something I'm not driving!""
Good car insurance price for teens?
Im 16 and I just got my license. My dad told me the insurance agent said its going to cost $130. I dont think that is including drivers education discount and good grades discount. How much discount a month you think Ill get and is that a good price? (Im getting a Nissan Xterra)
https://www.linkedin.com/pulse/car-insurance-quotes-comparison-ohio-autumn-benjamin/"
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forever-his-bride · 7 years
Text
Our Journey to Parenthood
We're Expecting!
What next?
I wanted to log our journey to parenthood because it started long before we took a positive pregnancy test. It is amazing how God prepares your heart to become a parent. Timing is always perfect when God is in control and looking back on our married life together we can see God's hand in preparation for this new chapter of our lives.
We got married in March of 2013. On mother's day of that same year we believed there was a chance I could be pregnant. I remember crying on the couch in our tiny little apartment thinking there was no way I was ready to be a mother. I called byron and asked him to pick up a pregnancy test on his way home. Immediately my mind began to race. We had so many things we wanted to do as a young married couple. We had even made a list of all the places we wanted to go and the adventures we had hoped to take before we would become parents. We were enjoying being newlyweds and I laid there processing how much our lives would change if our suspicions were true. Byron came home from work that night with a three pack of pregnancy tests. He hugged me for a long time and said either way we would be just fine. The test was negative and we both breathed a huge sigh of relief.
Fast forward several months. December of 2014 we were heading to Disneyland- one of the places on our list of things to do before babies. We had almost been married for 2 years and we had accomplished so many things that we wanted to before we would become parents. When unpacking in our room in anaheim, I realized that I had forgotten my birth control pills. For a minute I went into panic mode. I think we were both equally freaking out that I would not have my pills for more than a week. But the more we talked about it, the more it made sense. The past two years had been so amazing and we were about to go on one of the last trips on our before baby list. So we decided we would not prevent pregnancy anymore. We trusted that God's timing was perfect and when it was time we would have a baby!
Little did we know how long that process would drag on. Our focus shifted at some point. At first we weren’t “preventing it” but that quickly moved to we wanted it so bad. Mother's day rolled around again in 2015 and we weren’t pregnant. Lots of pregnancy tests had been taken and so many false tests had made it hard to believe that we would ever become pregnant. I remember being sad on mothers day for a completely different reason. I wanted to be a mother. I hadn't really told anyone that because I didn’t want the outside pressure of people knowing we had been trying for a baby. Of course we got questions all the time about when we would be having babies. We played aloof like we werent even trying- weren’t even sure we would want that. Deep down both of us wanted to be parents. Both of us questioning if we could conceive. And now both of us beginning to question God's timing.
So we made other big kid decisions and we bought a house. July of 2015 we officially became homeowners. 3 bedrooms- 2 bathrooms- perfect scenario to start a family. We thought maybe this was the step we needed to take so that we could grow our little family. And of course more people started asking when we would start trying to have babies. It felt too shameful to tell people that we had been “trying” since December of the previous year.
We faced plenty of other obstacles. That same summer that we bought a house, Byron was working Cal Fire and gone for the majority of the summer. This caused plenty of stress and border-line resentment because I thought this was one of the reasons we were unable to make a baby.
Later that fall we got a dog. The dog gave us something to care for together and alleviated some of the pressure we had been putting on ourselves to have a baby. She took so much time and energy that we were all consumed with our new puppy for probably 6 months.
In 2016 we genuinely considered the fact that we may not be able to have children. I asked my doctor if there was a chance I had anything that might prevent me from getting pregnant. She said she did not see why I couldnt conceive. We never had official tests done because we werent quite ready for the answer to that.
We geared up for another cal fire season and I was terrified. I thought there was no way we would get pregnant that summer since we had already gone through this and it caused so much stress and strain on our marriage. I had a conversation with my cousin that summer about my fears and my sadness about us not being able to conceive at that point. She gave me fantastic perspective and simple advise on what to do if this is really something we wanted. I wont get into it but one of the biggest things I was told was to relax. That helped a lot. Anybody who has ever wanted to have a baby can understand the pressure you start putting on yourself and your spouse that its not a relaxing experience. For a woman, we feel somewhat responsible for the negative pregnancy tests because its our bodies that dont seem to be able to carry a child.
I took so many pregnancy tests it was crazy. We got very used to the negative tests that we started expecting it. I think I finally gave up. We knew that come the end of this year, byron would be laid off from cal fire once again and we werent sure what his next steps would be any way so we thought maybe it wasnt the right time for us to have a baby.
November of 2016 was different. Although every month since we had started trying to have a baby, I felt “different” this moth was truly different. We spent thanksgiving with my in laws and I knew my body felt strange but I didnt let my mind wander too much because I had believed this several other times. I was “late” but that had happened several other times as well. So I told byron when we got home we would need to take a test. So we got home Friday night, and saturday morning we went out and bought pregnancy tests. My emotions were everywhere. When we got home I took the test. We let it sit for a minute and returned to the test like we had so many times before and for the first time we saw the word “pregnant” appear on the test. Immediately I had tears streaming down my face and we embraced. It was like time stopped for a bit. It was exciting, unreal, crazy, wonderful, unbelievable and so many other things. I ran to get a onsie I had been saving for byron that said “rad like my dad” and we started crying all over again.
Naturally I wanted to be sure so I took another test that we had just because I was in disbelief and it said “not pregnant” Our excitement was dashed. Our joy was gone. Confusion and sadness set in. my parents came over for dinner that night and I was just crushed. I told my mom I had taken a test that day that revealed we were not pregnant. So I tried to sip on a cocktail although I hated the way it tasted.
Later that night I sent a text to my cousin and told her about our emotional day. She wrote back and told me I was pregnant. I told her there was no way. Test said no. she said my hormones would be stronger in the morning and I should try again.
The next morning I was borderline depressed. I didnt want to get out of bed to relive the sadness of the negative pregnancy test. We had plans that day to get our christmas tree that day with a few friends. I considered not taking it but finally I decided to get up and get it over with. And to our surprise, it was positive! As were the 3 we took after that. The rest of the day was a blur. I just remember holding my stomach and thinking how amazing it was that we had finally made a baby.
It still took a while for it to set in. The disbelief continued as we experienced bleeding in the first trimester and other things that gave us doubt. But here we are- im 39 weeks pregnant and we are anxiously waiting for our baby girl to arrive. Im so grateful for God's perfect timing.
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mikegchambers · 7 years
Text
7 AWS Lambda Tips from the Trenches
Fourthcast has used AWS Lambda to host Alexa skills since the early days and learned a lot of pitfalls and valuable lessons
The Fourthcast development team has been using AWS Lambda to host Alexa skills since the early days of the Alexa Skills Kit. Lambda, at times, can be like your neighbor’s pit bull. Sure it looks all cute an fluffy, but you know at anytime something viscous could happen. We’ve experienced many of those “Lambda bites”. Here’s what you should do to avoid them yourself.
1. Keeping your instances warm
You may already know that Lambda functions, when not used for a while, get recycled. The next invocation will require redeploying the function, which takes some extra time and thus additional latency to your users. We call this a “cold” invocation, as opposed to a “warm” invocation.
What you may not have known is that cold invocations are much worse if your Lambda function uses the network. The table below shows some timings of invoking a very simple lambda skill. Invoking a cold non-networked function takes 7 times as long as a warm one. But a cold function that uses network takes 15 times longer than a network-using warm function.
Even worse, if your function is inside a VPC, it can take more than 10 seconds to attach the Elastic Network Interface. We’ve had production skills timeout without ever really don’t a thing besides trying to talk to the network on a cold start.
To address this, Fourthcast uses a warming trigger on all of our Lambda functions. We attach the CloudWatch Events — Schedule trigger with a 5 minute period. Since Lambda functions go cold at around 7 minutes of non-use, this keeps the function warm pretty much continually, and significantly improves startup latency.
A warming trigger on a skill
However, be warned that your function won’t stay active forever. Redeploying code or changing configuration will always cause a recycle. Also Alexa skills with heavy and concurrent use will require multiple deployments to run simultaneously. That second (or third) deployment will start cold. The warming function only keeps one deployment warm. Finally Lambda functions are automatically recycled periodically. We see a forced recycle about 7 times a day.
If you use the warming trigger, be sure to ignore events without the Alexa request key, and don’t rely on your invocation count to be meaningful for analytics anymore. Also don’t worry about the additional costs. Even at the biggest instance size, you’ll only be using up about 9,000 of your 266,667 free invocations allowed per month. If you use that much, you probably don’t need to warm your skill anyway.
2. Upgrade to Node.js 6.10
If you’re not a Node.js team, great … move on your merry way! But if you’ve got skills using Node.js 4.3, it’s time to upgrade.
Node.js 4.3 had several annoying bugs, but the worst among them is an OpenSSL bug that you wont’ discover until you’re running under load in production. This little doozy will put your entire function into a bad state. SSL connections will fail without cause intermittently, but only if you’re using DynamoDB. There’s a work around, but mostly, just upgrade to Node.js 6.10.
3. Finish What You Started
In programming models that support async operations (here’s looking at you Node.js), it’s possible, and sometimes easy, to finish your function and hand a response back to Alexa before everything has finished processing.
Aysnc operations that get caught up in the Lambda freeze/thaw are absolute death. They’ll pop back to life in some later invocation, but will likely be timed out. The tell-tale sign is bizarre timeouts with request id’s in Cloudwatch that correspond to requests issued hours earlier. These kinds of errors can often push libraries or OpenSSL into odd failure states that can only be resolved by forcing a redeploy, such as resizing the function.
Notice that the request id of the logged events are not the same as the request they were reported in. These are echoes from a failed prior invocation. Very bad.
You don’t want these kinds of Heisenbugs. Look carefully for anything that is executing in async, but not on the logical path to completing the Lambda function. The normal culprits for us have been caching puts and analytics. Since they’re not critical to the skill logic, you do not know that they didn’t finish. One such error caused us to believe we were logging analytics for 6 months before we realized maybe only one in three datums were actually stored. Also avoid any async work done at startup, outside of the handler.
While you shouldn’t rely on this, make sure that you’re using the callback rather than any of the functions on the context object to complete the invocation. This will do a best-effort to complete in-flight async operation before freezing your function.
4. Set Timeouts Shorter
Most libraries for async operations come along with long default timeout periods. In Node.js it is normally 2 minutes. With Alexa, if you’re not answering the user within 7.5 seconds, Alexa will respond with a failure message for you. A well-behaved skill should be much faster than that.
It’s much better to fail an async operation early and be able to tell the user that something is wrong in your own words rather than to get the dreaded, “There was a problem with the requested skill’s response” message. Also, debugging long-running calls that have been frozen, as mentioned above, are a huge pain.
In the case of interacting with an AWS service via the SDK, make sure you also set a low value for maxRetries, since these are cumulative with timeouts.
5. Avoid Global State
Because of container reuse, it’s possible to stuff data into global memory and ,with a good probability, it will be there in the next invocation. However, despite the fact that we’ve seen major tool libraries for Alexa leverage this, it should be strongly avoided. A deployment can be recycled at any time for many different reasons. Also there is no guarantee that requests within the same session will be routed to the same deployment.
I have also seen some debate about if it’s OK to store data in global state that will be used again strictly within the same request. Normally in Node.js (e.g. in an express based website) this is a huge red-flag, since that state could be clobbered by other interleaving requests. However, while I can’t find any documentation that guarantees this, in practice Lambda will not issue a request to an instance if another is currently in-flight. Because of this, using global state in a single request is possible, but I wouldn’t rely on it. It’ll mean weird bugs if you migrate off of Lambda.
In short, avoid using global memory. At Fourthcast we use global state only as a first-level cache.
6. Log Your Own Errors in Cloudwatch
Most our skills at Fourthcast catch any errors and return a user-friendly error message. If you do this, make sure that you log custom metrics for tracking these “soft errors” since Lambda’s invocation error metrics won’t be relevant anymore. At Fourthcast we use a custom Cloudwatch metric for soft errors, which allows as to attach an alarm and be alerted of high error rates.
7. Give It Some Room
Run you skill at one of the higher memory levels. The low memory instances are also allocated a smaller slice of processor and have very slow file and network IO. Many mysterious errors clear up when we’ve suddenly got more memory. With Lambda’s very generous free tier, you’re not likely to incur costs anyway, so go ahead, set it to 1536 MB.
Lambda is the perfect tool for hosting Alexa skills, but you’ve got to watch out for these pitfalls and “Lambda bites”. At Fourthcast, we’ve hosted all of our skills using Lambda, and don’t miss fiddling with servers at all.
Fourthcast is a service that takes your podcast, and turns it into an Alexa skill. 33 million people will own a voice-first device in 2017. What will they listen to? Put your podcast on Alexa in just a few clicks! Get Started!
Have a podcast and want to try it out? Get Started!
7 AWS Lambda Tips from the Trenches was originally published in A Cloud Guru on Medium, where people are continuing the conversation by highlighting and responding to this story.
from A Cloud Guru - Medium http://ift.tt/2rfoqrt
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