#Iowa prefab homes

[prefab-houses]

Reasons Behind The Popularity Of Maine Prefab Homes

So you have decided to become a homeowner in Maine. This is a very important step in your life, so you need to make sure you know how to navigate it well.  You can either go the traditional site-built homes, or you can opt for Maine prefab homes which seem to be attracting the attention of many people lately.

There are various reasons why prefab homes are being preferred these days. The first one is that they are better for the environment. Since these homes are constructed in one central place before they are assembled on site, workers can settle close to the factory and commute a short distance instead of traveling to a potentially distant site every day. This results into less CO2 emissions. Prefabricated homes are also better for the environment since fewer materials are used in their construction and because they disturb the site less compared to the conventional construction.

Another reason behind the popularity of Maine prefab homes is that they are healthier. Since materials on construction sites are subjected to rain and snow, they can get covered in nasty environmental toxins such as mold, mildew, and rust. Even though it is possible for materials to get affected by these toxins indoors, they are less likely to get affected.

Prebuilt homes are also better for remote locations. If you come from a remote region, a prebuilt structure is a good option because it is built in one central location and then delivered. This alleviates the difficulty in finding contractors willing to travel a long distance to build a home. You simply need to find a good manufacturer near you to build for the prefab home of your dreams.

For more reasons behind the popularity of Maine prefab homes, visit our website at https://greenrpanel.com

[leofletcher319]

Things To Do Before Buying New Jersey Prefab Homes

If you are looking to invest in New Jersey prefab homes, there are various things you need to know. There are many benefits that come with buying prefab or modular home, but these benefits can only be realized if you know what to do on your building journey as well as what to expect along the way.

One of the things you need to know when buying a prefab home is what you are expected to pay. Overall costs for prefab homes are somewhat variable depending on the geography because the cost of the site work varies a lot based on the cost of the cost of labor. Typical ranges for the cost to build a prefab, which is the cost of everything except the land, are usually are $150 to $600, with the cost for high end homes in expensive areas typically in the $400 to $600 per square feet. As a benchmark, this is not the cheapest solution, but a modular home is typically good value for the quality in the expensive areas of the country.

Another thing you need to know when planning to buy a prefab home is the procedure for getting a loan. Getting a loan for a modular home is very similar to getting a loan for any new construction project. If you are like most people, you may not be planning to buy your home “all-cash”. In that case, you can get a construction loan, which is a short term loan that you can then refinance out of post-construction, or you can get a temp to perm loan, which is a construction loan for the period of the construction that then converts to a normal mortgage post the house being finished. What you will like about these loans is that you only have one mortgage close versus two with just a construction loan.

For more information on what to do before buying New Jersey prefab homes, visit our website at  https://greenrpanel.com

[karingudino]

LA opens its 1st tiny home village to combat homelessness

LOS ANGELES (AP) — Amy Skinner took discover when brightly coloured constructions began taking form earlier this yr on a colorless patch of asphalt throughout from a Los Angeles park the place she often slept open air.

Skinner, who’s been homeless for 3 years, watched as staff constructed a fence with a safety gate and remodeled the city-owned property into LA’s first tiny house village providing interim housing and providers for individuals who lack shelter.

LA speeding up the process of building backyard homes

Then in early February, Skinner was handed the keys to one of many 39 prefab items on the one-acre plot in a North Hollywood neighborhood. She and her companion, John Golka, moved into the 64-square-foot (6-square-meter) area with their little canine, Smalls.

It’s cramped however comfy inside their momentary house — with 4 home windows, two beds, shelving and an A/C unit. The inscription on the welcome mat on the entrance door captures their new temper: “That is our pleased place.”

“With the ability to lock the door and have a spot to sleep is large,” Skinner, 48, mentioned after a morning smoke with different new residents locally’s shared outside area. Vivid crimson picnic tables stood close by and a “hygiene trailer” with bogs and showers was simply steps away.

“Simply with the ability to go to sleep! That’s so exhausting to do while you’re on the streets,” she mentioned.

Tiny properties have been promoted as the answer to every kind of housing wants — an inexpensive possibility in costly huge cities and ease for individuals who wish to declutter their lives. They’re more and more used as shelter for homeless folks in different California cities, together with San Jose and Sacramento, in addition to nationally in Seattle, Minneapolis and Des Moines, Iowa.

A resident eats in entrance of a row of tiny properties for the homeless on Feb. 25, 2021, in North Hollywood. (AP Photograph/Marcio Jose Sanchez)

A homeless particular person, who calls himself Tiffany, at left, sits in a courtyard space in a tiny properties group for the homeless on Feb. 25, 2021, in North Hollywood. (AP Photograph/Marcio Jose Sanchez)

A homeless particular person, who calls himself Tiffany, sits inside his tiny house on Feb. 25, 2021, in North Hollywood. (AP Photograph/Marcio Jose Sanchez)

A homeless particular person, who calls himself Tiffany, sits inside his tiny house on Feb. 25, 2021, in North Hollywood. (AP Photograph/Marcio Jose Sanchez)

Staff discuss to a resident, at proper, in entrance a row of tiny properties for the homeless on Feb. 25, 2021, in North Hollywood. (AP Photograph/Marcio Jose Sanchez)

A resident walks with their bike alongside a row of tiny properties for the homeless on Feb. 25, 2021, in North Hollywood. (AP Photograph/Marcio Jose Sanchez)

Hope of the Valley CEO Ken Craft, proper, talks to resident Ted Beauregard outdoors of a row of tiny properties for the homeless on Feb. 25, 2021, in North Hollywood. (AP Photograph/Marcio Jose Sanchez)

Chandler Road village was developed and funded by Los Angeles as a part of an emergency response to the worsening homelessness disaster. A 2020 tally discovered there have been 66,400 homeless folks in Los Angeles County — up greater than 12% from the earlier yr.

Greater than 150,000 persons are homeless statewide. Gov. Gavin Newsom mentioned Tuesday throughout his State of the State deal with that he plans to commit $2 billion this yr to create extra housing for these with out shelter, whereas concurrently addressing psychological well being and substance abuse points.

The pandemic has compelled much more residents onto the streets, as congregant shelters lower capability to keep up social distancing. In the meantime, a 2016 Los Angeles poll measure meant to fund as many as 10,000 supportive housing items took too lengthy to ramp up and advocates for the homeless demanded officers act instantly. The town and county started in search of artistic, inexpensive options to get folks out of the tents that line sidewalks close to downtown and underneath freeway overpasses in suburban areas.

Metropolis Councilman Paul Kerkorian, whose district consists of North Hollywood, mentioned officers zeroed in on the deserted, awkwardly formed slice of land throughout from the park.

“It was ideally fitted to this use and never a lot else,” Kerkorian mentioned.

The tiny house village needed to overcome some “not-in-my-backyard” reactions from close by residents who wanted to be satisfied it’s a secure, clear alternative for shelter, Kerkorian mentioned.

Ken Craft, CEO of the nonprofit Hope of the Valley, which operates Chandler Road, mentioned he asks doubtful neighbors if they’d quite have a tent encampment or the tiny properties on the land.

“Right here we have now providers,” he mentioned. “”Right here folks can begin to chart a path out of homelessness.”

Counselors at Chandler Road present psychological well being remedy, authorized assist and help with job searches. Skinner is getting her Social Safety card, which she hopes is a primary step towards full employment.

The properties are crimson, white and blue with vibrant yellow pathways between them. The attention-catching colours are supposed to keep away from an institutional really feel and assist the village match into the encompassing space. Kerkorian mentioned town labored with the builder to avoid cumbersome zoning guidelines and end the village in weeks as a substitute of months.

Models price $7,500 every, together with labor and supplies, and had been shipped as ready-to-assemble stacks of panels from builder Pallet Shelter in Everett, Washington. The entire price of the mission was about $5 million, in keeping with Kerkorian’s workplace, with the bulk spent on re-routing water, energy, and sewer strains to the positioning. Hope of the Valley will get a $55 per particular person day by day reimbursement from town to cowl three meals and social providers for residents.

“The first concern was, can we truly match all these items on the positioning? And as soon as we did that. we mentioned, can we make it slightly extra playful? Can we provide a bit extra privateness?” mentioned lead architect Nerin Kadribegovic with Los Angeles-based Lehrer Architects.

Hope of the Valley is setting up two extra tiny house villages in North Hollywood, together with one with 100 items that would be the largest in California, Craft mentioned. Extra are deliberate in different neighborhoods.

Advocates for the homeless applaud the hassle, saying each little bit of shelter helps amid the deepening disaster. However Pete White, director of the advocacy group Los Angeles Neighborhood Motion Community, knocks Chandler Road’s items for his or her bare-bones design, saying they appear to be “the shed the place you retain your lawnmower.”

His group is creating an identical group of barely bigger “micro properties” for homeless those who have in-house kitchens and are environmentally sustainable with solar energy and recycled water. The EcoHood pilot program might be funded by donations, mentioned White, who didn’t have price estimates.

“We all know that we are able to’t construct ourselves out of the disaster. However we’re studying that you would be able to make progress if you happen to can present that tasks like these truly work,” he mentioned.

The purpose for Chandler Road residents is to remain a couple of months after which transition to extra everlasting housing. Ted Beauregard, certainly one of its first residents, plans to be out by mid-April.

The 63-year-old discovered himself homeless for the primary time when the pandemic floor his fledgling building contracting enterprise to a halt. “I’m utilizing this as a stepping stone,” he mentioned of his tiny home.

Within the meantime, he appreciates having a roof overhead and a spot to retailer his belongings. He admires the development of his momentary house, which he likens to Military barracks.

“I take a look at it like I dwell in a gated group, throughout from stunning parkland,” he mentioned, gesturing by way of the fence towards the inexperienced fields throughout the road.

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source https://fikiss.net/la-opens-its-1st-tiny-home-village-to-combat-homelessness/ LA opens its 1st tiny home village to combat homelessness published first on https://fikiss.net/ from Karin Gudino https://karingudino.blogspot.com/2021/03/la-opens-its-1st-tiny-home-village-to.html

[soliti]

SOLITI 2019:  THE END OF YEAR LISTS

Nick Triani (Soliti)

Highs

The best times are spent with my family.

The Soliti community of musicians who continue to amaze with their brilliant music and generosity of time and effort.

Music: Cate Le Bon, Deerhunter, Aldous Harding, FKA Twigs, Joan Shelley, Florist, Big Thief, Wilco and Bill Callahan all released great records (and heralded a new era of quiet music). Increasingly I’ve been living in a retro state of sound; Prefab Sprout reissues sound better than ever, The Go-Betweens Box Set, Nilsson Sings Newman, Arthur Russell’s Iowa Dream, Marvin Gaye’s lost album, lots of Bill Evans, Nina Simone, the steady stream of previously unreleased Prince music, delving back into youthful favourites such as Fairport Convention, Pentangle, Donovan, Judy Collins, Scott Walker, Dory Previn and lots more have been a constant audio companion throughout 2019.

Reading: The Guardian remains my daily news fix. I’ve struggled with books (been awhile) – however Christopher Priest’s ‘An American Story’ is a fine 9/11 parable.  Reading with my child has meant more Harry Potter and Lord of The Rings. Grant Morrison/Steve Yeowell’s ‘Zenith’ series has been a great revisit, as has Alan Moore’s ‘Swamp Thing’ and various volumes of The Complete Judge Dredd.

Film/TV: Watchmen set a new high for TV shows. Finally watched The Looming Tower mini-series, had a serious wade through the whole of The Walking Dead series (surprisingly enjoyable), Preacher was OK and had it’s moments. Cinema visits were infrequent yet The Elton John bio-pic was decent and the last Avengers movie fairly entertaining. Home cinema was rewatching some prime New Hollywood movies from the 1970s. Any crime solving and sci-fi dramas I consumed rabidly.

Inspiration: Greta Thunberg and Extinction Rebellion. A progressive government in Finland led by Sanna Marin.

Sport: Tottenham Hotspur. Finland qualifying for a major football tournament.

Lows

The non-response from most major countries to the climate emergency. Casual and meaningful racism continues to get worse everywhere. Finland is one collapse away from a far right leadership. Boris Johnson and his Brexit. Trump remains in power. White male privilege/mansplaining. Tottenham lose the CL final. Not having time to play music. Not having time to write for OQM. The major disappointment of watching both Joker and The Irishman – two of the most overrated films of recent times. Online trolls.

But to retain some positivity, 2020 hopefully sees us take more responsibility and action and show more compassion to each other. x

[georgeycowell]

7 Places in America That Will Pay You to Move There

If you're willing to move and if you meet the qualifications, many rural American towns are offering incentives aimed at attracting new residents and reviving their communities.

At the beginning of the 20th century, rural America housed more than half the country's entire population. While the number of Americans living in rural areas has been roughly stable over the past century - as urban and suburban America have boomed - its share of the total population has declined, falling from 54 percent in 1910 to just 19 percent in 2010.

This is due, in part, to migration to urban cores, especially by younger generations and the middle class.

This decline in population - and the accompanying social and economic challenges - is forcing rural America to come up with incentives to attract new residents back to rural communities.

Tribune, Kansas, offers such a program. "If you move here, we will pay down your student debt," explains Christy Hopkins, community development director for Kansas' least populated county, Greeley (in which Tribune sits).

This program, called the Rural Opportunity Zone (ROZ) program, offers perks to grads from big cities for moving to underpopulated towns in one of 77 participating Kansas counties. One of the incentives? They'll help you pay off your student loans - up to $15,000 over the course of five years.

And it seems to be working - for both the town and its new residents.

"We're the least populated county - we're 105th in population for counties in Kansas, and now we're eighth in college degrees per capita. There's a correlation to draw," says Hopkins.

Here are five towns and three states that offer a robust set of loans, programs and/or assistance for those seeking to become homeowners:

Curtis, Nebraska

Population: 891 Median home value: $79,000

Dream of building your own home from the ground up? Curtis, Nebraska, has a sweet deal for you. If you construct a single-family home within a specified time period,  you’ll receive the lot of land it sits on for free.

Marne, Iowa

Population: 115 Median home value: $75,300

Just 45 minutes east of Omaha, Marne will give you a lot of land for free - all you have to do is build the house (conventional construction or modular) and meet program requirements. Houses must be a minimum of 1,200 square feet, and the average lot size is approximately 80 feet by 120 feet.  

Harmony, Minnesota

Population: 999 Median home value: $93,900

Dreaming of a a newly built home in the Land of 10,000 Lakes? Good news: Your dream comes with a cash rebate.

The Harmony Economic Development Authority offers a cash rebate program to incentivize new home construction. Based on the final estimated market value of the new home, rebates range from $5,000 to $12,000, and there are no restrictions on the applicant's age, income level or current residency.

Baltimore, Maryland

Population: 616,958 Median home value: $116,300 Definitively not a rural town, Baltimore offers homeowners incentives that are too appealing to leave off this list.

Baltimore has two programs offering robust incentives for buying a home in the city. Buying Into Baltimore offers a $5,000 forgivable loan (forgiven by 20 percent each year so that by the end of five years, you no longer have a balance) if you meet certain qualifications.

The city’s second solution is a brilliant one. The Vacants to Value Booster program offers $10,000 toward down payment and closing costs when you buy one of the program’s distressed or formerly distressed properties.

New Haven, Connecticut

Population: 131,014 Median home value: $168,400

Also not a rural area, but offering an incredibly generous package of homeowner incentives, New Haven offers a suite of programs totaling up to $80,000 for new homeowners, including a $10,000 forgivable five-year loan to first-time home buyers, $30,000 renovation assistance and/or up to $40,000 for college tuition.   

Alaska

Population: 739,795 Median home value: $310,200

Alaska offers incentives for veterans and live-in caretakers of physically or mentally disabled residents. They even have a manufactured home program and a rural owner-occupied loan program. See the full list of programs here.

Colorado

Population: 5.6 million Median home value: $368,100

Colorado offers traditional programs that assist with down payments and low interest rates, but it also has a disability program that helps first-time buyers who have a permanent disability finance their home.

The state also has a down payment assistance grant that provides recipients with up to 4 percent of their first mortgage, which doesn't require repayment.

Related:

Small-Town Charm: 8 Homes for Sale in Less Populated Areas

A Farmhouse-Style Prefab That’ll Make You Want to Ditch the Big City

5 Reasons to Buy a Home This Fall

Originally published October 2017. Information updated October 2018.

from Home https://www.zillow.com/blog/8-places-america-will-pay-move-222241/ via http://www.rssmix.com/

[davidoespailla]

7 Places in America That Will Pay You to Move There

If you're willing to move and if you meet the qualifications, many rural American towns are offering incentives aimed at attracting new residents and reviving their communities.

At the beginning of the 20th century, rural America housed more than half the country's entire population. While the number of Americans living in rural areas has been roughly stable over the past century - as urban and suburban America have boomed - its share of the total population has declined, falling from 54 percent in 1910 to just 19 percent in 2010.

This is due, in part, to migration to urban cores, especially by younger generations and the middle class.

This decline in population - and the accompanying social and economic challenges - is forcing rural America to come up with incentives to attract new residents back to rural communities.

Tribune, Kansas, offers such a program. "If you move here, we will pay down your student debt," explains Christy Hopkins, community development director for Kansas' least populated county, Greeley (in which Tribune sits).

This program, called the Rural Opportunity Zone (ROZ) program, offers perks to grads from big cities for moving to underpopulated towns in one of 77 participating Kansas counties. One of the incentives? They'll help you pay off your student loans - up to $15,000 over the course of five years.

And it seems to be working - for both the town and its new residents.

"We're the least populated county - we're 105th in population for counties in Kansas, and now we're eighth in college degrees per capita. There's a correlation to draw," says Hopkins.

Here are five towns and three states that offer a robust set of loans, programs and/or assistance for those seeking to become homeowners:

Curtis, Nebraska

Population: 891 Median home value: $79,000

Dream of building your own home from the ground up? Curtis, Nebraska, has a sweet deal for you. If you construct a single-family home within a specified time period,  you’ll receive the lot of land it sits on for free.

Marne, Iowa

Population: 115 Median home value: $75,300

Just 45 minutes east of Omaha, Marne will give you a lot of land for free - all you have to do is build the house (conventional construction or modular) and meet program requirements. Houses must be a minimum of 1,200 square feet, and the average lot size is approximately 80 feet by 120 feet.  

Harmony, Minnesota

Population: 999 Median home value: $93,900

Dreaming of a a newly built home in the Land of 10,000 Lakes? Good news: Your dream comes with a cash rebate.

The Harmony Economic Development Authority offers a cash rebate program to incentivize new home construction. Based on the final estimated market value of the new home, rebates range from $5,000 to $12,000, and there are no restrictions on the applicant's age, income level or current residency.

Baltimore, Maryland

Population: 616,958 Median home value: $116,300 Definitively not a rural town, Baltimore offers homeowners incentives that are too appealing to leave off this list.

Baltimore has two programs offering robust incentives for buying a home in the city. Buying Into Baltimore offers a $5,000 forgivable loan (forgiven by 20 percent each year so that by the end of five years, you no longer have a balance) if you meet certain qualifications.

The city’s second solution is a brilliant one. The Vacants to Value Booster program offers $10,000 toward down payment and closing costs when you buy one of the program’s distressed or formerly distressed properties.

New Haven, Connecticut

Population: 131,014 Median home value: $168,400

Also not a rural area, but offering an incredibly generous package of homeowner incentives, New Haven offers a suite of programs totaling up to $80,000 for new homeowners, including a $10,000 forgivable five-year loan to first-time home buyers, $30,000 renovation assistance and/or up to $40,000 for college tuition.   

Alaska

Population: 739,795 Median home value: $310,200

Alaska offers incentives for veterans and live-in caretakers of physically or mentally disabled residents. They even have a manufactured home program and a rural owner-occupied loan program. See the full list of programs here.

Colorado

Population: 5.6 million Median home value: $368,100

Colorado offers traditional programs that assist with down payments and low interest rates, but it also has a disability program that helps first-time buyers who have a permanent disability finance their home.

The state also has a down payment assistance grant that provides recipients with up to 4 percent of their first mortgage, which doesn't require repayment.

Related:

Small-Town Charm: 8 Homes for Sale in Less Populated Areas

A Farmhouse-Style Prefab That’ll Make You Want to Ditch the Big City

5 Reasons to Buy a Home This Fall

Originally published October 2017. Information updated October 2018.

7 Places in America That Will Pay You to Move There

[nofeeslender]

7 Places in America That Will Pay You to Move There

If you're willing to move and if you meet the qualifications, many rural American towns are offering incentives aimed at attracting new residents and reviving their communities.

At the beginning of the 20th century, rural America housed more than half the country's entire population. While the number of Americans living in rural areas has been roughly stable over the past century - as urban and suburban America have boomed - its share of the total population has declined, falling from 54 percent in 1910 to just 19 percent in 2010.

This is due, in part, to migration to urban cores, especially by younger generations and the middle class.

This decline in population - and the accompanying social and economic challenges - is forcing rural America to come up with incentives to attract new residents back to rural communities.

Tribune, Kansas, offers such a program. "If you move here, we will pay down your student debt," explains Christy Hopkins, community development director for Kansas' least populated county, Greeley (in which Tribune sits).

This program, called the Rural Opportunity Zone (ROZ) program, offers perks to grads from big cities for moving to underpopulated towns in one of 77 participating Kansas counties. One of the incentives? They'll help you pay off your student loans - up to $15,000 over the course of five years.

And it seems to be working - for both the town and its new residents.

"We're the least populated county - we're 105th in population for counties in Kansas, and now we're eighth in college degrees per capita. There's a correlation to draw," says Hopkins.

Here are five towns and three states that offer a robust set of loans, programs and/or assistance for those seeking to become homeowners:

Curtis, Nebraska

Population: 891 Median home value: $79,000

Dream of building your own home from the ground up? Curtis, Nebraska, has a sweet deal for you. If you construct a single-family home within a specified time period,  you’ll receive the lot of land it sits on for free.

Marne, Iowa

Population: 115 Median home value: $75,300

Just 45 minutes east of Omaha, Marne will give you a lot of land for free - all you have to do is build the house (conventional construction or modular) and meet program requirements. Houses must be a minimum of 1,200 square feet, and the average lot size is approximately 80 feet by 120 feet.  

Harmony, Minnesota

Population: 999 Median home value: $93,900

Dreaming of a a newly built home in the Land of 10,000 Lakes? Good news: Your dream comes with a cash rebate.

The Harmony Economic Development Authority offers a cash rebate program to incentivize new home construction. Based on the final estimated market value of the new home, rebates range from $5,000 to $12,000, and there are no restrictions on the applicant's age, income level or current residency.

Baltimore, Maryland

Population: 616,958 Median home value: $116,300 Definitively not a rural town, Baltimore offers homeowners incentives that are too appealing to leave off this list.

Baltimore has two programs offering robust incentives for buying a home in the city. Buying Into Baltimore offers a $5,000 forgivable loan (forgiven by 20 percent each year so that by the end of five years, you no longer have a balance) if you meet certain qualifications.

The city’s second solution is a brilliant one. The Vacants to Value Booster program offers $10,000 toward down payment and closing costs when you buy one of the program’s distressed or formerly distressed properties.

New Haven, Connecticut

Population: 131,014 Median home value: $168,400

Also not a rural area, but offering an incredibly generous package of homeowner incentives, New Haven offers a suite of programs totaling up to $80,000 for new homeowners, including a $10,000 forgivable five-year loan to first-time home buyers, $30,000 renovation assistance and/or up to $40,000 for college tuition.   

Alaska

Population: 739,795 Median home value: $310,200

Alaska offers incentives for veterans and live-in caretakers of physically or mentally disabled residents. They even have a manufactured home program and a rural owner-occupied loan program. See the full list of programs here.

Colorado

Population: 5.6 million Median home value: $368,100

Colorado offers traditional programs that assist with down payments and low interest rates, but it also has a disability program that helps first-time buyers who have a permanent disability finance their home.

The state also has a down payment assistance grant that provides recipients with up to 4 percent of their first mortgage, which doesn't require repayment.

Related:

Small-Town Charm: 8 Homes for Sale in Less Populated Areas

A Farmhouse-Style Prefab That’ll Make You Want to Ditch the Big City

5 Reasons to Buy a Home This Fall

Originally published October 2017. Information updated October 2018.

from Zillow Porchlight https://www.zillow.com/blog/7-places-america-will-pay-move-222241/

[home4sale44103]

7 Places in America That Will Pay You to Move There

If you're willing to move and if you meet the qualifications, many rural American towns are offering incentives aimed at attracting new residents and reviving their communities.

At the beginning of the 20th century, rural America housed more than half the country's entire population. While the number of Americans living in rural areas has been roughly stable over the past century - as urban and suburban America have boomed - its share of the total population has declined, falling from 54 percent in 1910 to just 19 percent in 2010.

This is due, in part, to migration to urban cores, especially by younger generations and the middle class.

This decline in population - and the accompanying social and economic challenges - is forcing rural America to come up with incentives to attract new residents back to rural communities.

Tribune, Kansas, offers such a program. "If you move here, we will pay down your student debt," explains Christy Hopkins, community development director for Kansas' least populated county, Greeley (in which Tribune sits).

This program, called the Rural Opportunity Zone (ROZ) program, offers perks to grads from big cities for moving to underpopulated towns in one of 77 participating Kansas counties. One of the incentives? They'll help you pay off your student loans - up to $15,000 over the course of five years.

And it seems to be working - for both the town and its new residents.

"We're the least populated county - we're 105th in population for counties in Kansas, and now we're eighth in college degrees per capita. There's a correlation to draw," says Hopkins.

Here are five towns and three states that offer a robust set of loans, programs and/or assistance for those seeking to become homeowners:

Curtis, Nebraska

Population: 891 Median home value: $79,000

Dream of building your own home from the ground up? Curtis, Nebraska, has a sweet deal for you. If you construct a single-family home within a specified time period,  you’ll receive the lot of land it sits on for free.

Marne, Iowa

Population: 115 Median home value: $75,300

Just 45 minutes east of Omaha, Marne will give you a lot of land for free - all you have to do is build the house (conventional construction or modular) and meet program requirements. Houses must be a minimum of 1,200 square feet, and the average lot size is approximately 80 feet by 120 feet.  

Harmony, Minnesota

Population: 999 Median home value: $93,900

Dreaming of a a newly built home in the Land of 10,000 Lakes? Good news: Your dream comes with a cash rebate.

The Harmony Economic Development Authority offers a cash rebate program to incentivize new home construction. Based on the final estimated market value of the new home, rebates range from $5,000 to $12,000, and there are no restrictions on the applicant's age, income level or current residency.

Baltimore, Maryland

Population: 616,958 Median home value: $116,300 Definitively not a rural town, Baltimore offers homeowners incentives that are too appealing to leave off this list.

Baltimore has two programs offering robust incentives for buying a home in the city. Buying Into Baltimore offers a $5,000 forgivable loan (forgiven by 20 percent each year so that by the end of five years, you no longer have a balance) if you meet certain qualifications.

The city’s second solution is a brilliant one. The Vacants to Value Booster program offers $10,000 toward down payment and closing costs when you buy one of the program’s distressed or formerly distressed properties.

New Haven, Connecticut

Population: 131,014 Median home value: $168,400

Also not a rural area, but offering an incredibly generous package of homeowner incentives, New Haven offers a suite of programs totaling up to $80,000 for new homeowners, including a $10,000 forgivable five-year loan to first-time home buyers, $30,000 renovation assistance and/or up to $40,000 for college tuition.   

Alaska

Population: 739,795 Median home value: $310,200

Alaska offers incentives for veterans and live-in caretakers of physically or mentally disabled residents. They even have a manufactured home program and a rural owner-occupied loan program. See the full list of programs here.

Colorado

Population: 5.6 million Median home value: $368,100

Colorado offers traditional programs that assist with down payments and low interest rates, but it also has a disability program that helps first-time buyers who have a permanent disability finance their home.

The state also has a down payment assistance grant that provides recipients with up to 4 percent of their first mortgage, which doesn't require repayment.

Related:

Small-Town Charm: 8 Homes for Sale in Less Populated Areas

A Farmhouse-Style Prefab That’ll Make You Want to Ditch the Big City

5 Reasons to Buy a Home This Fall

Originally published October 2017. Information updated October 2018.

from DIYS https://ift.tt/2q7TaMu

[clearspantents]

Contents

Clearspan tent lincoln tent

Structure held 7

Indoor air quality monitors

German engineered temporary

Extremely durable industrial

High quality residential

When completed in 2020 on the 1.45-acre plot, the eight-storey building with a working space of 1.8 lakh sq ft will enable 1, …

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Prefab Homes: Passive Solar House Kits, Green Modern Kits Provides Green Homes That Are Passive Solar, With SIP. Our Passive Prefabs Are Perfect for a Green Home, Eco Friendly Modern, Mid-Century Inspired Garage / Additions.

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Reasons Why You Should Invest In New Hampshire Prefab Homes

If you are planning to build a new home in New Hampshire, you should consider prefab homes. Most people mistake prefab homes for mobile homes, but they are not the same. They are quite different by design, quality and cost.  The following are some of the reasons why these homes might be a great option for you if you are looking to become a homeowner.

First of all, New Hampshire prefab homes can last as long as traditionally-built homes.  According to the Corporation for Enterprise Development, modern modular home last nearly as long as the traditionally-constructed homes built under modern construction standard. They are just as dependable and sturdy as most other homes built in recent years.

Another reason why you should consider prefab homes is that they are energy efficient. Prefabs that are built with today’s technological advancements are not just as energy efficient as many site-built homes, but they are often more energy efficient compared to similar traditionally-built homes. What this means is that owners of modern prefab homes can enjoy lower than average gas, electric, as well as alternative heating fuel bills every month.

Last but not least, New Hampshire prefab homes are environmentally friendly to build. These homes are built inside humidity and temperature controlled facilities instead of outside in the elements. For this reason, they require less protection and produce less construction waste while they are being built. As a matter of fact, prefabs produce 35 to 40 percent less waste compared to site-built homes during construction. This definitely plays a huge role in why they cost so much less to build compared to other types of homes.

For more reasons why you should invest in New Hampshire prefab homes, visit our website at https://greenrpanel.com/

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How To Choose The Right Floor Plan For Massachusetts Prefab Homes

If you decide to invest in Massachusetts prefab homes, one of the things you need to do is know how to find the best floor plan for your home. This can be both exciting and overwhelming. The first step in your decision making process should be to determine your needs and the second one should be to figure out what your wants are.

You need to ask yourself what you really need in your modular home. One of the factors that will determine your decision is your budget. It is important to know your maximum monthly limit and stay within it for your own sustainability. Keep in mind that taxes and insurance can add up, so you need to make sure that you crunch the numbers before you start your plans.

Unlike purchasing an existing home, the Massachusetts prefab homes come ready made. There is nothing to change, fix, or re-do after the prefab home is complete. These homes are fairly priced and are typically lower in cost compared to site-built homes because they are made in a factory where quality control and building processes are efficiently streamlined. The building time for prefabs is also lower compared to the time it takes to build a traditional site-built home, which is a big money saver.

Apart from determining your budget, another thing you need to do when figuring out a floor plan for your prefab home is determine how many people will be living in the home, and if you will need room for guests. You need to know the amount of bedrooms as well as bathrooms you will need to be able to determine the initial size of your living space. The bathroom fixtures and size must be taken into account, and you should also make note of storage space such as linen and garment closets.

For more tips on how to choose the right floor plan for Massachusetts prefab homes, visit our website at https://greenrpanel.com

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Things To Know About Iowa Prefab Homes

When the time comes for you to own a home in Iowa, chances are you may not find an ideal readymade home to buy. In such a case, you may opt for Iowa prefab homes. Also known as modular homes, prefabricated homes are built indoors in a factory-like setting. The finished products are covered and transported to the building site, where builders assemble them.

Before you go ahead to invest in Maryland prefab homes, you may want to know if they can be remodeled. Sure, you can remodel your prefabricated home. For instance, if you decide to invest in the bathroom or kitchen of your dreams, there is nothing that would preclude the reconfiguration of a home simply because it is a prefabricated structure.

Similar to a stick-built structure, you need to account for the structural support and layout of the home. If you intend to remodel your prefab structure, you need to let your contractor know early on that you have a modular home. This is because there could be some slight differences in the structure of the beams that support the home.

What happens when you decide to sell your prefab home? You will need to be a patient seller. Despite strict building standards as well as vast improvements in modular homes over the years, these types of homes still get a bad rap among buyers that are not yet familiar with the building process. A lot of people think mobile when they hear the words prefabricated or modular home, but these two types of homes are totally different. Some people fear that modular homes are not as sturdy as traditionally built homes or that they cannot be customized.

For more information on Iowa prefab homes, visit our website at https://greenrpanel.com

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The Different Types of Colorado Prefab Homes

Are you planning to become a homeowner in Colorado? If you do, you should consider Colorado prefab homes. Prefabrication is not a new building method as some people tend to assume. It is a method that has been around thousands of years. Ancient Greeks used prefabricated elements to construct their temples, as did the ancient Japanese when they were building pagodas. In the United States of America, prefabricated or modular homes first rose to prominence in the early twentieth century when Sears began selling mail-order kit homes that were shipped around the country via railroad car. Nowadays, prefab homes have become more advanced than ever and are known for their affordability as well as energy efficiency.

It is important to know the different types of Colorado prefab homes that you can invest in.  The three main types of prefab homes that are available to potential home builders include modular homes, manufactured homes and mobile homes. Modular buildings come in repeated sections or modules that are transported to the home site for final assembly. The modules can be placed in numerous configurations, allowing for a variety of floor plans as well as custom home options. Once completed, modular housing is classified as official real estate, which means that prefab home manufacturers need to abide by all regional, state, as well as local building codes instead of the federal HUD code.

Manufactured homes are prefab homes that are completely constructed off-site on a non-removable steel chassis. The chassis is used for transporting the home to the home site. Once a manufactured home arrives at the final location and is set into its permanent foundation, the wheels, axles, and hitch are removed from the chassis. These homes must need to be built according to federal HUD building code, and their overall quality is typically lower  compared to that of modular homes.

Mobile homes are somewhat similar to manufactured homes. In fact, the term “mobile home” was actually the original name for a manufactured home until the Housing Act of 1980 decreed that the word "manufactured" should be used instead of "mobile." Nowadays, it is more common to use “mobile home” to describe a trailer home that is built on wheels and pulled by vehicle. The modern prefab mobile homes are considered personal property instead of real estate and should be built to DMV code.

For more information on the different types of Colorado prefab homes, visit our website at https://greenrpanel.com/

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What To Consider When Buying Pennsylvania Prefab Homes

Investing in Pennsylvania prefab homes has a lot of advantages, some which you probably never imagined.  Among them are the money-savings that you can get. When you decide to buy a prefab or modular home, you do not have to worry about vandalism costs because the fabricated pieces are secure within the factory until they are delivered to the site. Also, since the modular building can be completed faster because of the concurrent building process, you can also save money on the amount of interest you will incur on your loan during the build phase.

While Pennsylvania prefab homes can certainly be customized to fit most design and functionality requirements, a lot of people tend to over-complicate this phase, causing it to drag on. It is a good idea to take the time to make any required design changes/updates in one go before passing it on to the factory to create the drawings. A lot of factories take 5 to 10 days to revise drawings, so if there are 4 to 5 revisions that can easily add months to the whole process and in building, time is money.

For your prefab home buying process to be smooth, you need to have a clear plan of all your design and feature requirements for your new home and then work with your builder to address these all together and avoid any unnecessary delays. One thing you need to keep in mind about modular home designs is that they are highly versatile. You can have a colonial, ranch, cape cod or just about any design you prefer. But, the more custom and unique the design is, the higher the cost will be.

For more information on what to consider when buying Pennsylvania prefab homes, visit our website at https://greenrpanel.com

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The Benefits of New Hampshire Prefab Homes

While New Hampshire prefab homes are not for everyone, you should definitely give them a thought if you are planning to build a new home. The quality of modern prefabricated homes has improved tremendously, and they have a lot of advantages that you probably never knew. Instead of going for a traditional stick-built design, why not consider a prefab, or modular, home.

One of the advantages of prefab homes is that permitting is faster. With quality modular homes, permits are completed at the state level while the home is being constructed at the factory. A lot of prefab home builders usually have more than one build taking place in the factory, so they usually have building inspectors on site. This allows for continuous inspections as well as seamless transitions from one aspect of the build to another.

While the prefab homes are inspected in the factory, local permitting for utilities and foundation are being handled conconcurrently. Since the process is simplified, permitting is completed without delay and the house gets built much faster.

Another benefit of prefabricated construction is that structures are engineered for durability. Prefab homes are sturdier compared to traditional stick-built houses. This is important because they are transported by a truck, and then put onto a foundation by a crane. Since the prefabs are built in a controlled factory environment, they are not negatively impacted by shifting weather conditions, such as rain or snow, which can lead to the development of mold and compromise the integrity of a structure.  

If you deal with reputable prefab home builders, they will make the extra effort to engineer your home to not only withstand natural disasters like earthquakes, but to also remain liveable afterward.

For more information on the benefits of New Hampshire prefab homes, visit our website at https://greenrpanel.com/