#Marked Playing Cards in Karnataka
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newsliveindia · 2 months ago
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April 30 Holiday in Bengaluru for Basava Jayanti and Akshaya Tritiya: Banks, Offices to Remain Closed
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Bengaluru will observe a public holiday on April 30, 2025 (Wednesday) in celebration of Basava Jayanti, as per the Reserve Bank of India (RBI) holiday calendar. The day also coincides with Akshaya Tritiya, a widely celebrated festival in northern India.
📜 Basava Jayanti in Karnataka
Basava Jayanti marks the birth anniversary of Basavanna, a 12th-century social reformer and philosopher who played a foundational role in the Lingayat community. The day holds immense spiritual and cultural importance in Karnataka, and most government offices, schools, and banks in Bengaluru will remain closed in observance.
💰 Akshaya Tritiya: Festival of Prosperity
Falling on the third Tithi of Vaishakha Shukla Paksha, Akshaya Tritiya is believed to be an auspicious day for gold purchases, investments, and new ventures. Observed predominantly in Northern India, it is rooted in the belief that any wealth acquired or invested on this day will multiply across generations.
🏦 Bank Holidays Are State-Specific
While Basava Jayanti is a regional public holiday in Karnataka, it may not be observed in other states. Similarly, Akshaya Tritiya is not a bank holiday in most parts of South India, including Karnataka. Therefore, April 30 is a bank holiday in Bengaluru primarily due to Basava Jayanti, not Akshaya Tritiya.
🔎 How to Confirm Holiday Closures
To verify if a particular office, service, or institution is closed on April 30, residents are advised to:
Visit the official government or institutional website
Check RBI notifications and state government circulars
Contact customer care or support lines for real-time updates
🌐 What Services Will Remain Available?
Despite physical branch closures, digital banking and online financial services will remain operational, including:
✅ UPI, NEFT, RTGS transfers ✅ Online card and cheque requests ✅ Mobile and internet banking ✅ Utility bill payments and fund transfers
Residents are encouraged to complete urgent in-person banking tasks ahead of the holiday and rely on digital platforms for seamless access.
📌 Summary:
📅 Date: April 30, 2025 📍 Region: Bengaluru, Karnataka 🎉 Occasions: Basava Jayanti (holiday), Akshaya Tritiya (festival) 🏦 Bank Status: Closed in Bengaluru; open elsewhere depending on state norms 💻 Digital Services: Fully operational across platforms
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james745646 · 3 months ago
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Understanding Management Quota Admission in BMS College of Engineering, Bangalore
What is Management Quota Admission?
management qouta admission in bms college of engineering, bangalore refers to a specific category of enrollment that is facilitated by educational institutions, particularly in the context of engineering colleges like BMS College of Engineering in Bangalore. This admission type is primarily designed for students who may not achieve the requisite grades or scores in traditional entrance examinations. Unlike regular admission processes, which are often merit-based and highly competitive, management quota seats offer a more flexible entry route for aspirants aiming for higher education in engineering.
The purpose of management quota admission is to provide opportunities for a broader range of students, thereby accommodating various profiles that might not fit into the conventional admission framework. Many students opt for this route due to several reasons, including their desire to secure a seat in a prestigious institution despite not meeting all eligibility criteria through regular admissions. This approach can help certain candidates who demonstrate potential but may have underperformed in standardized tests.
Eligibility criteria for management quota admission typically involve fulfilling basic educational qualifications but do not require the same level of exam performance as conventional seats. Additionally, college management plays a crucial role in this process. They have the authority to designate a certain percentage of seats for management quota and are responsible for setting the selection criteria. This often allows the institution to curate a diverse student body, integrating a mix of talents and backgrounds that enrich the educational experience.
In the broader context of engineering admissions in Bangalore, management quota admission serves as a significant avenue. It not only empowers students but also assists institutions in filling their seats, ensuring a sustainable influx of new learners. Thus, understanding management quota admission in BMS College of Engineering, Bangalore, is essential for prospective students navigating the complex landscape of education in India.
Eligibility and Admission Process for Management Quota at BMS College
The management quota admission in BMS College of Engineering, Bangalore, provides a pathway for students seeking undergraduate engineering programs without going through the highly competitive regular admission process. To qualify for management quota admission, candidates must meet specific eligibility criteria. Primarily, applicants should have completed their higher secondary education, or an equivalent qualification, with a minimum aggregate of 45% in relevant subjects like Physics, Chemistry, and Mathematics. Additionally, students belonging to reserved categories may benefit from relaxed percentage requirements as per the prevailing government regulations.
Required documentation plays an essential role in the application process. Candidates must prepare to submit several documents, including their higher secondary mark sheets, transfer certificates, and proof of residence. Furthermore, students may need to furnish identity proof, such as Aadhar cards or passports, along with recent passport-sized photographs. While some engineering programs may require entrance examination scores like the CET (Common Entrance Test) or COMEDK (Consortium of Medical, Engineering and Dental Colleges of Karnataka), applicants aiming for management quota can often bypass stringent entrance examination requirements, further facilitating a more straightforward admission journey.
The admission process for management quota at BMS College is systematic and follows a series of well-defined steps. Prospective students first need to fill out the management quota application form, which can usually be obtained from the college's official website or admission office. Important dates regarding the application submission and counseling sessions are announced on the college's portal, and it is crucial for applicants to adhere to these timelines. Once the applications are submitted, the counseling services play a key role; they guide students through the selection process, aid them in course selection, and provide clarity on the fee structure, ensuring a seamless transition into their chosen programs.
Benefits of Choosing Management Quota Admission
Opting for management quota admission at BMS College of Engineering in Bangalore offers several notable advantages that can significantly enhance a student's academic journey. One of the foremost benefits is the expedited admission process. Unlike the traditional pathways that require extensive participation in competitive examinations, management quota admissions provide a quicker alternative. This allows students to secure their desired course much earlier in the academic cycle, thereby reducing anxiety associated with prolonged waiting times.
Moreover, management quota admissions typically allow for more personalized attention from faculty and administration. With lower student-to-teacher ratios, students have the opportunity to engage more directly with their instructors, facilitating a deeper understanding of the material and fostering an environment conducive to learning. This tailored approach can prove beneficial for students who thrive in settings where they can receive immediate feedback and support.
Another key advantage of management quota admission in BMS College is the enhanced accessibility to various programs. Students often find that they can secure placements in sought-after engineering disciplines, which may have otherwise been unattainable through regular admission procedures. This increased flexibility allows students to pursue their interests and career aspirations without the constraints often associated with competitive exams.
Additionally, management quota admissions can alleviate the stress commonly linked to traditional admission processes. Students are relieved from the pressure of achieving specific cutoff scores or ranks, which can often detract from their overall well-being during the admission phase. Instead, by opting for management quotas, students can focus more on their academic goals and future plans, providing a smoother transition into their university life.
In conclusion, management quota admission offers a streamlined approach for students seeking to enter BMS College of Engineering in Bangalore. By enhancing accessibility, personal engagement, and reducing admission-related stress, it presents a viable pathway for aspiring engineers. Students can thus embark on their educational journey with confidence and clarity.
Common Myths and Misconceptions about Management Quota Admission
Management quota admission in BMS College of Engineering, Bangalore, often invites a set of misconceptions that need addressing to clarify the pathway for prospective students. One dominant myth is the belief that this form of admission undermines academic integrity. Contrary to this notion, management quota admissions are conducted under the regulations of the educational authority and are designed to ensure that students, regardless of their admission route, are equally qualified and motivated. The process involves specific criteria that need to be met before an applicant can secure a seat through this quota, thus preserving the essence of merit in education.
Another common misconception pertains to the academic performance of students admitted via the management quota. There is a belief that those who take this route may not perform well academically. However, evidence shows that students admitted through management quota can and do excel in their studies. Many individuals who choose this option are not only academically competent but also possess the necessary skills and determination to thrive in a competitive environment. Academic success relies on personal dedication and support, rather than solely on the admission route taken.
Financial implications associated with management quota admission are a frequent concern among families. While the fee structure for management quota seats may be higher than that of regular admission, it is essential to consider the value of the education and opportunities provided by a reputed institution like BMS College of Engineering. Students should evaluate the overall return on investment, including quality of education, faculty expertise, and placement opportunities. Overall, understanding these factors helps in demystifying the perceptions surrounding management quota admissions and provides a clearer picture for students and their families.
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news365timesindia · 5 months ago
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[ad_1] Karun Nair and Virat Kohli (PC: X) RevSportz Comment When a team, especially one that had previously set benchmarks for sustained excellence, goes into a downward spiral, the conspiracy theories multiply as fast as bacteria in a petri dish. Along with that, those who weren’t part of the on-field debacles become the best players, the saviours who could potentially turn things around. In hard times, nothing enhances a player’s reputation quite like not playing. With five centuries in six innings in the Vijay Hazare Trophy, there’s little doubt that Karun Nair is enjoying the sort of purple patch that few ever do. The last three of those centuries have come against Tamil Nadu, UP and Rajasthan, teams that have been a force in domestic cricket this century. With talk of rejuvenation ahead of the tour of England later this year, every other expert and fan suddenly has Karun’s name on their lips. Some have used the opportunity to slam Virat Kohli’s leadership, pointing out that Karun made a thrilling 303 not out in one of the six Tests he played before being dropped. But here’s the thing. In his other six innings, Karun made 71 runs, with a highest score of 26. That is admittedly a small sample size, but smart captains and coaches don’t often go by numbers alone. Karun’s card was probably marked on the tense fourth, and final, day of the Bengaluru Test against Australia in 2017. India had conceded a first innings lead of 87, and then plunged to 120 for 4 in their second dig. That was when Cheteshwar Pujara and Ajinkya Rahane painstakingly batted 46.2 overs to add 118 and edge India in front. But when Rahane fell to the second new ball, Karun walked in at No. 7. For the Latest Sports News: Click Here Karun Nair in the domestic season (PC: X) The match was very much in the balance, but with Pujara nearing a century at the non-striker’s end, the remit given to Karun was to play the supporting role. Instead, he played an expansive waft at the first ball he faced from Mitchell Starc and saw his middle stump pole-axed via the inside edge. Under the circumstances, it was an appalling stroke. The axe didn’t fall immediately, but after failures on a dead Ranchi pitch and a lively one in Dharamsala, Indian cricket moved on. Karun didn’t help himself either. His lack of form eventually saw him dropped from the Karnataka side. He moved to Vidarbha in 2023, but a first-class average of 48.64 suggests he didn’t always cash in. As a contrast, Sarfaraz Khan averages close to 70 in red-ball cricket outside of Tests. The corresponding number for Rohit Sharma is 60.80. S Badrinath, the hard-luck story from a generation ago, enjoyed a stellar career in domestic cricket, averaging 54.49, but was dumped after just two Tests against Dale Steyn and friends.  Despite not being captain – except when others were incapacitated – or coach in Australia, it’s been open season on Kohli since the team returned to India. Apart from the alleged mismanagement of Karun, he has been accused of not being an inclusive captain when he led the side. Karun Nair (PC: X) One example cited is that of Yuvraj Singh returning from cancer, and fitness parameters not being adjusted to accommodate him. There’s just one problem with that tale. Yuvraj played under Kohli’s captaincy only in 2017, nearly half a decade after his return from cancer treatment. But never let facts get in the way of a good sob story. Kohli also stands accused of destroying Ambati Rayudu’s career in the run-up to the 2019 World Cup. Rayudu batted 41 of his 50 ODI innings for India in prime top-four positions. His strike-rate of 79 would have been acceptable in 1999, but was way below par two decades later. In fact, in the four-year cycle after the 2015 World Cup, Rayudu only twice scored at better than a run a ball – against Afghanistan and West Indies. In 2019, his strike-rate from 10 innings was 75.30. Kohli, who also batted in the top four, had a strike-rate of 96.36 the same year. Again, though, many news outlets prefer to gloss over these facts. Agendas are much easier.
Also Read: Leaks are every-day part of the journalism game, but it’s wrong to target players or journalists for them The post Is Karun Nair really Indian cricket’s saviour, and Kohli the root of all evil? appeared first on Sports News Portal | Latest Sports Articles | Revsports. [ad_2] Source link
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news365times · 5 months ago
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[ad_1] Karun Nair and Virat Kohli (PC: X) RevSportz Comment When a team, especially one that had previously set benchmarks for sustained excellence, goes into a downward spiral, the conspiracy theories multiply as fast as bacteria in a petri dish. Along with that, those who weren’t part of the on-field debacles become the best players, the saviours who could potentially turn things around. In hard times, nothing enhances a player’s reputation quite like not playing. With five centuries in six innings in the Vijay Hazare Trophy, there’s little doubt that Karun Nair is enjoying the sort of purple patch that few ever do. The last three of those centuries have come against Tamil Nadu, UP and Rajasthan, teams that have been a force in domestic cricket this century. With talk of rejuvenation ahead of the tour of England later this year, every other expert and fan suddenly has Karun’s name on their lips. Some have used the opportunity to slam Virat Kohli’s leadership, pointing out that Karun made a thrilling 303 not out in one of the six Tests he played before being dropped. But here’s the thing. In his other six innings, Karun made 71 runs, with a highest score of 26. That is admittedly a small sample size, but smart captains and coaches don’t often go by numbers alone. Karun’s card was probably marked on the tense fourth, and final, day of the Bengaluru Test against Australia in 2017. India had conceded a first innings lead of 87, and then plunged to 120 for 4 in their second dig. That was when Cheteshwar Pujara and Ajinkya Rahane painstakingly batted 46.2 overs to add 118 and edge India in front. But when Rahane fell to the second new ball, Karun walked in at No. 7. For the Latest Sports News: Click Here Karun Nair in the domestic season (PC: X) The match was very much in the balance, but with Pujara nearing a century at the non-striker’s end, the remit given to Karun was to play the supporting role. Instead, he played an expansive waft at the first ball he faced from Mitchell Starc and saw his middle stump pole-axed via the inside edge. Under the circumstances, it was an appalling stroke. The axe didn’t fall immediately, but after failures on a dead Ranchi pitch and a lively one in Dharamsala, Indian cricket moved on. Karun didn’t help himself either. His lack of form eventually saw him dropped from the Karnataka side. He moved to Vidarbha in 2023, but a first-class average of 48.64 suggests he didn’t always cash in. As a contrast, Sarfaraz Khan averages close to 70 in red-ball cricket outside of Tests. The corresponding number for Rohit Sharma is 60.80. S Badrinath, the hard-luck story from a generation ago, enjoyed a stellar career in domestic cricket, averaging 54.49, but was dumped after just two Tests against Dale Steyn and friends.  Despite not being captain – except when others were incapacitated – or coach in Australia, it’s been open season on Kohli since the team returned to India. Apart from the alleged mismanagement of Karun, he has been accused of not being an inclusive captain when he led the side. Karun Nair (PC: X) One example cited is that of Yuvraj Singh returning from cancer, and fitness parameters not being adjusted to accommodate him. There’s just one problem with that tale. Yuvraj played under Kohli’s captaincy only in 2017, nearly half a decade after his return from cancer treatment. But never let facts get in the way of a good sob story. Kohli also stands accused of destroying Ambati Rayudu’s career in the run-up to the 2019 World Cup. Rayudu batted 41 of his 50 ODI innings for India in prime top-four positions. His strike-rate of 79 would have been acceptable in 1999, but was way below par two decades later. In fact, in the four-year cycle after the 2015 World Cup, Rayudu only twice scored at better than a run a ball – against Afghanistan and West Indies. In 2019, his strike-rate from 10 innings was 75.30. Kohli, who also batted in the top four, had a strike-rate of 96.36 the same year. Again, though, many news outlets prefer to gloss over these facts. Agendas are much easier.
Also Read: Leaks are every-day part of the journalism game, but it’s wrong to target players or journalists for them The post Is Karun Nair really Indian cricket’s saviour, and Kohli the root of all evil? appeared first on Sports News Portal | Latest Sports Articles | Revsports. [ad_2] Source link
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deeshasingh-blog · 7 years ago
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boloorsportsmania · 6 years ago
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#760 SEVEN CHEERS for The Iron Lady as she turns SEVENty... :-)
Just as my mom Smt. Sanjeevini Rao turns 70 tomorrow ,here are 7 special moments which makes me feel proud of her. I call her The Iron Lady for these very special qualities. A gritty , focused and tough lady had a very special 70 years.
Moment 1 : Period 1984. Place Bhadravathi. Dad was in transferable job as he had moved to marketing role. We got transferred from Bangalore to Bhadravathi. Me and Seema joined St Charles school.  Mom and Dad were curious to see how we would fare in school considering change of school is not always easy to adapt. I was in 2nd standard and Seema in 5th  standard. St Charles was a very competitive school with loads of bright students. In mid term exams, we did well. Results were to be announced after festival holiday break.  Mom had put in a great effort to get me accustomed to new syllabus and new school. St Charles had a tradition of announcing top 3 ranks of each class in morning assembly. This was to encourage the students. I was literally chatting my friend Ashit during the assembly when all of a sudden something shocking happened. They announced my name for 2nd rank. In our class, we had 2 students by my name. They had not announced initials. They again announced my name with Boloor tag to it. I was shocked more than surprised.  My hands were almost trembling when I ran towards the stage. I had shock expression in my face even when I received marks card from principal. Seema also came 2nd in class in that exams. Mom was thrilled . Dad was even more as he felt a bit guilty of being transferred to Bhadravathi. He literally picked me and threw into the air. My head almost touched the roof the hall in the house. Well, fun just started here. Seema was always a student who would excel consistently. I was like Ravi Shastri, happy in hitting a few sixes and then get out of form 😉 In Nov exams, my rank dipped to 10th and in Dec exams to 23rd. During this period, my aunt Sharath was in Bhadravathi. As soon as I showed my marks card to mom, lecture started as expected from mom. I expected that as her oratory skills was like legendary Indira Gandhi. Hard hitting words with spot on points. I had my face covered in hands as I didn’t know whether to cry or laugh. She made a comment “ Your marks has fallen off the mountain, from the peak to the bottom. In next exam, I guess you would dig the ground and go further down !!”. Sharath aunty felt bad and tried to calm mom. I started getting a bit nervous. Things calmed post that. The way she expressed her opinion, I know she was more hurt that I scored less marks.  Mom then didn’t say a thing for a week. She then prepared a daily time table of what to read. Seema on the other hand had secured first rank in both the exams. Mom never pressurized me by comparing to Seema. She knew both are of different mould. In today’s sporting world, She was Virat Kohli and I was a mere Rishab Pant with a few sixes here and there. I put in loads of effort post that. I managed to get 5th rank in final exams. This was my first face off with mom’s anger. I can relate to this anger even now. I am a bit tempered. Beneath anger, I knew she wanted me to do the best.
Moment 2 : A couple of years later,  mom felt the need to work as it would improve the financial state of the house.  She was always fond of teaching. She had done B.Sc in Maths and was even a rank holder. She decided to pursue B.Ed which would open up teacher roles for her. Unfortunately, there was no college in Bhadravathi which had this course. She enrolled into a college in Shimoga which was about 1 hour drive from Bhadravathi those days. So at the age of 38, she decided to do B.ED which was remarkable since she had to do on top of normal household work. She would get up at 5 AM, get household work done, then leave to Shimoga at 7 AM. She would return by 5 PM. She would have some assignments too. She would help me in my homework as well. This routine would go for 1 full year.  It needed a lot of guts and determination to do this. By the time, she completed her B.Ed, dad came to home with news of being transferred again. Mom had the expression in her face which would say “ When one challenge is completed, other follows like a shadow!!”.  We moved to Bangalore again !!!.
Moment 3 :  Period 1988 to 1990. This was a phase we led a rapid life. I was super happy as our house was right in front of massive APS college ground. Mom happen to be teacher of the same school where Seema studied. Infact,  she was Maths teacher of Seema for 9th and 10th standard. I was busy playing. The moment I return from school, I would rush to the ground.  Mom and Seema would return from school together. This was period where Seema would win loads of awards. Mom was super proud of her. She won 2nd price in Hindi debate competition for whole of Karnataka which was splendid achievement.  She won loads of awards in school competitions too. 2 moments brought maximum happiness to Mom during this phase. One was Seema winning Hindi debate competition and another was me winning 3rd prize in science exhibition. I enrolled my name at the last moment and didn’t have any idea what to present. Mom gave the idea of liquids getting heated faster than solid. Example was simple. Have a stand to place a cardboard box. Fill the box with water. Place a candle under the box with enough distance between them. Its observed that water catches fire faster than cardboard box. Mom gave me explanation points around it too which revolved around some molecular theory. I memorized it well as I had a knack of doing it. Judges were some college professors. 70 students had participated in it. Judges heard each student’s explanation. There were some interesting ones too like volcanic effect by my classmate Niranjan. I explained my part well. My only worry was that I had just 2 cardboard boxes. I had to use it smartly. I had to start the experiment just a few minutes before judges came to my seat.  I did that well. Judges were impressed. I felt relieved. Post lunch, one of the teachers came and made 2 announcements. One was that parents and teachers would come around to see the displays between 3-5 PM IST. 2nd was the 3 winners. I was shocked more than surprised when they announced my name as 3rd place winner. It made my day. Mom couldn’t come to watch my experiment since she would return from school only 430 PM. I had a bigger issue in hand. I didn’t have any cardboard box left. I went around sweet shop near my house. He spared me 4 old boxes without charging a penny. We would constantly buy veg puff there. So he knew me well. Post 5 PM, I ran to house to announce my results. Mom was super happy. She couldn’t control her wide smile. She and Seema came for prize distribution later too. Actor Srinath was the chief guest that year. It was cool to receive the prize from him. Mom made science and Maths simple for me which helped a great deal in later years to come.
Moment 4 : In 1990, we got transferred again. This time to Madras. It took ages to get settled in the TN capital. I used to call it MAAADDDras with specific emphasis on Mad. I made good friends though but life style was so different. In school too, focus was all on studies. In the school I studied, there was no sports period as well. That’s when we as a family got really close. We literally became friends for each other. To top the pain, our TV had gone to maker’s factory for insurance claim. For 6 months we didn’t have TV.  I literally followed 1990 world cup soccer on news paper only. Due to this, we had loads of time though. We used to go for long walks post dinner. We used to live in  Ashoknagar which was really a good place. Mom got her job in school pretty fast. She directly approached principal of Jawahar Vidyalaya. They had a post open at that time. Her career really picked up from there. In initial years of tough life in Chennai, mom held us together. This was very critical since we led next 10 years of life in Madras.
Moment 5 : I had a crazy way of studying for my exams. I liked to read while walking. I walked around the house as if it is a temple. This is not just it. I had to have TV on with some sports channel on. I would constantly focus on scores as and when I come in front of TV. When I study, others don’t get to watch TV !! . Mom somehow managed to bear my crazy style of studying. The pace at which I would walk would increase as and when I get further in studies. Infact, I even studied Maths like this. I studied Maths also mentally rather than practicing it. During engineering days, books would get heavy. So I would tear books into 3-4 parts !!! Any other mother would lock their kid in a room and make them study if they study in such a idiotic way. She always smiled when I walked with an expression “ You are one unique specimen !!! “ . She kept saying to his students who came to tuition though that this is exactly NOT the way to study !!! 😊 . What she couldn’t say to me she said to her students. Speaking of making your point in a unique way !!
Moment 6 :   I had met with a major accident 2 months before my XII board exams. I was bed ridden for almost 2-3 weeks. It was critical phase for XII as all revision exams and tuitions was scheduled during that phase. Any other parent would have panicked. But mom being mom, she just told me to give it all once I am fine. She did sound a bit nervous though. Mom and dad didn’t want to make me nervous though. Once I recovered, I just had a little more 4 weeks left for exams to start. I decided not to go final revision as well as that would reduce time for preparation for final exams. Though it was a bold move, mom felt that would be the best as well. I prepared a strict timetable. In X board exams even though I did well, I just managed to score 80% marks. Any such dip would make dad’s life difficult as management engineer quota was expensive. I just put my mind out of all this and just focused on studies. I still watched TV and still walked around the house though !!!. I did reasonably well in exams. When the day came for the marks to come, mom decided to stay back home and took off from school. She was a bit nervous but didn’t show it. My marks was like Bulls eye for engineering seat. I got 96.5% in PCM which mattered. I just got 85% in rest. But that was enough. Infact, I was topper in the class in PCM% which was a shocker for me. Had mom not given the freedom to study the way I did, I would not have fared so well. It mattered a lot as management quota seat would cost 40-50K per year but free seat would just cost 6.5K per year. I managed to get the later. Dad was so thrilled that he too came back from office earlier than scheduled with a box of sweets. I finally had a moment which made mom and dad proud and I was proud of it !!!
Moment 7 : Well, this has got to be Singapore trip . Mom, dad, Seema and Sanjay came to Singapore when I was posted there for an onsite assignment. We really had good time there. Mom had a wish to visit a foreign country and she was smiling all through the trip.
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Cheers to Mom for her “ Never say die “ spirit. Though there were few moments where our thoughts didn’t match , it was negligible when compared to the respect we have for each other. Mom rocks at 70 !!! 7 cheers to the IRON Lady who turns 70 tomorrow !!!!!
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derickieyo · 6 years ago
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Golf Bags With Cooler Pockets
Models that specialize in displaying new the latest fashions are known as as fashion models. It also causes it to be a lot more convenient to find everything that you need when you're out about the course playing a few round. They're made with all the finest fabrics that are weather resistant, plus they feature separate compartments to help keep each club safe and protected. Nylon and polyester fabrics are usually found in quality golf bags for dependability, and durability.
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Models and fashion magazine covers are complementary to each and every other's successes. If they hold the same pack you're looking for, something like that similar, you will find out where they got it and hopefully buy one of your personal there. You will obtain a list of places online where backpacks with ospreys on them or in the form of ospreys will come up. Let your subconscious mind assist you to play your very best golf. This stand bag was listed since the best product by Golf Digest in 2013 and comes having an affordable price tag. Special sets are designed for many people that haven't any woods or no irons. I like designs with a long back-end plus some kind of alignment markings to aid discover the target line. It could also take longer to arrive when you order it since it is made after you pay for it and never before. NFL Dallas Cowboys Cart Golf Bag. Many better players get yourself a belly or longer putter after they develop doubt in their normal putter. Related Golf Articles. If you have a really large budget in which to obtain a winder and use a very valuable timepiece to store, a high-end watch winder can be a may be the right choice you. Please have some fun each and every time you play, however, if you do not take part in the driver you can never reach your potential. All Bennington golf bags feature cooler pockets. Please have some fun every time you play, but when you don't take part in the driver you cant ever reach your potential. For those on a mission to unravel the rich historic wealth of India, touring Delhi, Agra and Jaipur prove to become the best way to compare towards the various historical treasures stored over these three cities.
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Meat: Poultry/pork [cooked] 75g [the size of the deck of cards] Red meat 75g [deck of cards] Fish fillet 1 med piece, 100g Mince meat 1/2 cup Nuts a small handful Eggs 1 medium [55g] . These watch winders come in the variety of options from simple to beautifully crafted and elaborate. The S83 have a quantity of the best cooler pockets that keep for drinks cold and refreshing. Certain models are read the full post here. contracted by particular brands to advertise their products. All of their carry bags come with stands. States of Kerala, Karnataka, Tamil Nadu and Goa store a quantity of the most enthralling beach locations that are known for their bewitching coastal life and tranquil atmosphere. It's no wonder there's such a high obesity level inside the world - we over eat every one of the time. Another neat design feature will be the breathable shoulder straps, to help golfers on those hot days. As I said before, we have a propensity to 'oversize' our portions. Durable, tough, and weather resistant polyester and nylon fabrics are featured. A putter that's way too short or a long time won't allow one to start to see the line properly. Walking has always been a big part of golf and golf-club companies haven't forgotten that. . . It does not matter how you begin out - the biggest thing to remember is always that you might be doing something.
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Stocks to watch out for in 2017
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India stock market failed to surpass 2015 high of 9119 and drifted towards 6825 mark just before the Union Budget 2016. Going forward as market failed to deliver major gains in the last year, so potential of performance is rising in equity market amid big-bang reform by the government. We look at stocks to watch out for in 2017.
1. Voltas : Consumption theme and rising standard of living will support the business activities. It has made base near to Rs 300 and might head toward Rs 400 mark and recent decline is supporting to the attractive risk - reward ratio.
2. YES Bank: Strongest Bank in last 3-4 years which have given four times result. It will continue to outperform after the recent profit booking decline. It has support near to Rs 1100 zones while having the potential to head towards Rs 1350- Rs 1400 zones.
3. TVS Motor and Maruti Suzuki: These two are the outperformed stocks and may continue to do the same. Maruti is all set for Rs 5800 zones with multiple support near to Rs 4800 mark.
4. Arvind Ltd: It has come to an attractive levels so might attract buying interest as its now turning in to e-commerce space. Support near to Rs 320 and it may head towards Rs 390 and Rs 420 zones.
5. Zee Entertainment Enterprises Ltd: Media stock ZEEL has been moving upwards and strong market presence would keep it as a preferred stock. Support near to Rs 430 while on upside may retest to Rs 530 and higher levels. Recommended by Chandan Taparia, Derivatives and Technical Analyst. Taparia does not hold any stake in the above stocks he is suggesting them to his clients.
JB Chemicals
The company plans to launch new products and improve coverage of the existing products by penetrating into Tier-II cities and the rural markets. It expects to improve productivity index without any expansion in the field force (current 1000 MRs). Further, increased registrations in the contrast media segment are likely to rev up growth in the ensuing quarters. We expect sustained growth in India led by focused portfolio (chronic) over FY2017-18E;
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The new capex plan of about Rs 140 crore is being incurred for the creation of additional capacity for the formulations business including tablets, liquid, ointments, vials, eye drops and lozeges and for the creation of additional capacity for the API business is progressing well.
As per the latest results and also based on its FY2016, we estimate its net cash level (net of debt) at over Rs 315 crore. Net of cash, JB Chem trades at EV (Enterprise Value) to annualized sales of 2.2x, which is quite attractive as compared to many small pharma companies which trade more than 3 times its annualized sales.
The company accords high priority to domestic formulations business almost 37% of the total revenue is derived from the domestic formulation business. During the current year, the company also plans to continue to pursue focus on harnessing potential of the existing products, launch new line extensions and achieve increased productivity. The stock currently trades at attractive valuation of 12.6x its FY2018E EPS of Rs.27. Its business would be relatively least impacted by the demonetization. Hence, we continue to recommend a buy on the stock with a target price of Rs 440.
Polaris Consulting The stock price of Polaris has got corrected by 8 percent in the last 1 month and is down by 30% from its 52 week high of Rs 217. The promoters made an offer-for-sale (OFS) of 18.9 lakh equity shares at a floor price of Rs.130 per share and still have a greenshoe option of another 18.9 lakh shares.
It is quite surprising to us to see Virtusa (new promoter) making an Offer to sell shares at Rs.130 per share when they had earlier acquired the shares at an average price of Rs.213.88 per share in an open offer. In the last 3 years, the stock price of Polaris became highly volatile - however, we have observed that those investors, who utilized the opportunity to accumulate the stock after substantial fall in its price, could make impressive returns. Considering the attractive valuation, we believe that the price correction gives an opportunity to accumulate the stock in phases.
We believe that OFS does not change the fundamentals of the company. The current OFS was made to meet the minimum public shareholding norm. According to SEBI norm, all listed companies should have minimum public shareholding of 25%. As of September 30, 2016, the promoters held 78.61% stake in the company.
The stock trades at 0.6x its EV to H1FY2016 Annualized Sales which is quite impressive as compared to many mid and small cap IT stocks. The stock at the current market price trades at 8.8x its FY2017E EPS of Rs.17 and at 7.2x its FY2018E EPS of Rs.21. We reiterate our BUY on the stock at the current market price with a target price of Rs 186.
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Bharti Infratel Tower is emerging a precious resource in this country and this business model is akin to rental revenue stream of real estate - these tower rentals will keep on rising over the years in future. Hence, this stock would remain as one of the safest defensive stocks in the long-term;
The stock price of Bharti Infratel has got corrected by 9% in the last one month. We believe that this correction is an opportunity to accumulate the stock at the current market price as we believe that Bharti Infratel will relatively remain least affected by demonetization as most of its clients are institutions where transactions through cash are almost NIL Hence revenues won't be affected by under recoveries or fall in revenues.
In our view, Bharti Infratel, with a 20 percent share of towers in India, pan-India coverage (>95% of the population) with a tenancy of 2.2x, and leading telcos as incumbent tenants for its consolidated tower portfolio, remains well entrenched to capitalize on the data-growth led network capacity requirement of telcos.
Bharti Infratel has reported an impressive performance during the September 2016 quarter: Net profit for the quarter grew by 31% y-o-y to Rs 774 crore whereas consolidated revenues for the quarter grew by 8% y-o-y. EBITDA for the quarter grew by 30% y-o-y to Rs 401.3 crore;
The Operating free cash flow during the quarter was Rs.932.1 crore, an increase of 30.4% as compared to the quarter ended Sep 30, 2015 led by higher operating income; Infratel remains a key play on rising demand of telecom towers emanating from ballooning data growth and opportunity owing to the huge quantum of spectrum and its subsequent roll out. We reiterate a BUY on the stock with a target price of Rs.405, based on 26x its FY2018E EPS of Rs.15.3.
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KCP Sugars
The stock price of KCP Sugar and Industries has got corrected by around 33% from its peak. The fundamentals of KCP Sugar haven't changed to such an extent to warrant such a steep fall in the stock price.
As of September 30, 2016, KCP Sugar's net debt is just 7.5% of total capital employed (Net Debt: Rs 24 crore and Capital Employed: Rs 318 crore). While many sugar mills finance 3/4th of sugar inventories through borrowed capital, KCP Sugar finances 3/4th of them through own funds;
We expect the domestic sugar price to remain firm on account of lower production in Maharashtra and Karnataka on account of cane scarcity. Though prices are down from their recent peak, sugar prices are up by 26% on y-o-y basis.
KCP Sugar has around surplus land on Mount Road in Chennai which is, in our view, significantly higher (in value) than the companies' market cap of about Rs.330 crore. Apart from this, the company owns several residential properties in Chennai, Hyderabad and Industrial site with buildings in Industrial Estate TADA, Andhra Pradesh. The company has also invested in the equities of other leading sugar mills and corporate.
At the current market price the stock trades at 7.3x its FY2018E EPS of Rs 4.20.
We believe that the stock can easily reach our target price of Rs 45/ and in the long run this stock is a potential multi bagger, if it could unlock value from its surplus land bank.
Axis Bank
Axis Bank's Q2 FY2017 performance was quite below our expectations as dismal asset quality (multi-fold rise in slippages) took the sheen off an otherwise operationally stable Q2FY2017. However, we suggest a BUY on the stock as:
a. The stock price has fallen 26% from its 52-week high which, in our view, largely priced in recent spike in non-performing assets; b. The bank has become cheapest stock among its peers after the recent correction; c. We believe that, within a couple of quarters, it is likely to stabilize the NPAs; d. Bank continues to grow its credit base about two-times the industry credit growth - hence, we believe that the current price is fairly a rock bottom for the stock;
Advances continued to grow above industry average-up 18.5% yoy (albeit, lower than run rate of 22% over past 6 quarters). The spurt was largely due to healthy momentum in retail. The retail piece (including retail agriculture segment) continued to clock good performance (up 25% yoy) across segments, with higher growth in auto loans (up 41% yoy) and high-return businesses like personal loans and credit cards (up 50% yoy).
Focused branch network strategy has helped Axis garner steady accretion in the retail segment.
Management highlighted that the bank will continue to focus on higher-return businesses and expects these segments to remain on growth path. Corporate and SME loans also clocked healthy growth of 14.1% yoy and 14.4% y-o-y, respectively.
Management expects loan growth to be in the 18-20% range, driven by the retail segment. The bank at the current market price trades at 1.8x its FY2018E adjustable book value of Rs 254.
We continue to reiterate our BUY recommendation on the stock at the current market price with a revised target price of Rs 625 looking at the banks attractive valuation and its strong core business and rapidly growing franchise business. Lupin
Lupin has received 7 ANDA approvals in last two months and 23 ANDA approvals from USFDA till date in FY2017 (including tentative approvals). The approval pace has picked up after receiving EIR (Establishment Inspection Report) for its Goa plant from USFDA. The approval pace would continue in coming quarters as well, considering strong pipeline of 142 ANDAs pending approval (as per Q2FY2017 results press release) including 45 FTFs.
With $915 million revenues in FY2016, Lupin is the fifth largest generic company in the US by prescription. It has grown at 16-17% CAGR over the past five years and is likely to grow over 20% CAGR over the next two years. With 142 filings, the company has one of the largest ANDA pipelines among Indian peers. Pending filings and additional 250 projects under development represents a market size of $ 70 billion for the company;
From being the largest supplier of anti-TB products in India to becoming one of the fastest growing companies in chronic therapies (like CVS, anti-diabetic, respiratory and CNS), Lupin has come a long way. Currently, it ranks 8th in the Indian pharma market, according to the July AIOCD data. Lupin continues to rank first in TB products (53% market share) and third in CVS and respiratory therapies.
We believe the long-term growth outlook for Lupin remains strong and we expect the company to regain premium multiples (vs. peers) with pick up in US approvals. We value Lupin at 22.6x its FY2018E EPS of Rs 85.4 and reiterate our BUY on the stock at a current price of Rs 1,483 with a target price of Rs 1930.
Tata Sponge Globally precious and base metal prices have rallied anywhere between 85% to 7% YTD with Iron Ore gaining the most amid a broad rally in commodities on expectations of a pick-up in global manufacturing and infrastructure spending. Following the global trend domestic prices have also rallied - with sponge iron prices gaining 36% from its May 2016 lows and gaining 9% in last 2 weeks. We believe that this rise in the domestic sponge iron prices will improve Tata Sponge Iron's performance in the coming quarters.
The stock has got corrected by around 18% from its 52W High of Rs.685 and trades at attractive valuations of 13.4x its FY2017E EPS of Rs.42 and at 9.4x its FY2018E EPS of Rs.60. Its Net Cash as of September quarter stands at Rs.522 crore which is ~60% of the current market cap.
For Q2FY2017, the company reported an over two-fold jump in its consolidated net profit at Rs.16.06 crore for the quarter ended September 30. The company had clocked a net profit of Rs 5.70 crore in the year-ago period. The company reported an operating profit of Rs.13.67 crore as compared to a loss of Rs1.99 crore reported in the same quarter last year whereas qoq it grew over 2 fold from Rs.5.10 crore reported in the previous quarter. Total consolidated income of the company, however, fell by 8% to Rs.153.55 crore in the July-September quarter from Rs.167.51 crore during the same quarter in 2015-16;
The company has also zero debt status and high cash balances, which makes its balance sheet stronger. At CMP of Rs.563 the stock is trading at 9.4x its FY2018E EPS of Rs 60/. We firmly believe that the prospects of sponge iron industry would improve substantially and hence, we reiterate our 'BUY' on the stock with a revised target price of Rs 730/-.
Bombay Burmah Trading Company The stock price of BBTC has got corrected by around 10% in last 3 months and is down by around 24% from its 52W High of Rs.673 and trades around Rs.510 which is quite attractive. Consequent to this correction the valuation discount to its investment in Britannia has expanded to 79% vs. a 70% discount earlier. While the Enterprise Value of BBTC stands at Rs 3,684 crore, the market value of its investments in Britannia is at whopping level of Rs.17,520 crore (i.e. 50.75% of Britannia's market cap of Rs 34,524 crore). This results in BBTC's Enterprise Value being at about 79% discount to its investment value in Britannia! Many holding companies enjoy discount to enterprise value as low as 45% to 50%. We firmly believe that BBTC deserves much lower discount to its investment value.
The predominant portion (almost 95%) of BBTC's total investment value comes from a single company i.e. Britannia. For many other holding companies, generally they come from several group companies - theoretically speaking, unlocking possibility from a single investment is more than what one would think of from several group companies; While many holding companies are shell companies on standalone basis, BBTC has diverse businesses on its own like plantations and automobile components. Further, being a 150-year old company it holds a lot of surplus land bank;
Moreover, BBTC, on consolidated earnings, trade at 9.3x FY2016 EPS of Rs 55/. Hence, we suggest our short term and long terms investors to accumulate the stock with a target price of Rs 650/- for short term, while our long term target price of Rs 1,130 remains intact. This target price is highly conservative in our view as at this target price also, BBTC offers a discount of 79% to its investment value of Britannia holding. G.Chokkalingam and Equinomics hold shares of JB Chemicals. They do not personally hold any other shares mentioned above directly or indirectly through friends, relatives or any proxies. However, their clients hold most of the stocks suggested above.
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