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Hey - Pat from StarterStory.com here with another interview.Today's interview is with Samantha Varnerin of Snuggle with Sam, a brand that sells professional therapeutic cuddling.Some stats:Product: Professional therapeutic cuddling.Revenue/mo: $4,200Started: September 2016Location: BostonFounders: 1Employees: 0Hello! Who are you and what business did you start?Hi there! My name is Sam Varnerin and I created Snuggle with Sam, my independent professional cuddling practice, while I was still working full-time as a construction engineer.Professional cuddling is a one-to-one service, much like massage therapy is, that is rooted in two basic human needs: touch and connection. And touch is-- well, touchy-- in the wake of the #MeToo movement and the backlash of people trying to figure out if they crossed a touch boundary, so my service is useful because I offer my service so that there is room for people to feel emotions like love and arousal if they come up in sessions without feeling body parts to express those emotions, like the lips or the crotch. In short, I provide a place for people to come and be emotionally accepted and physically held while keeping a therapeutic cuddle instead of a sexual one.There are many reasons that someone might not get their touch or connection needs met other than anything related to sexual assault. These include but are not limited to: dealing with a divorce or death in the family, being a single man with few (if any) deep friendships, having anxiety or depression and needing a different kind of connection than what your therapist is able to offer (I’m seeing therapists and cuddlers working together a lot more now!), and high-performing executives that are praised by their peers but also put at arm’s length physically and emotionally.I’ve been in the business for three years and have learned and seen a lot of things change and develop in the industry including the education available for cuddlers, but we still have a long way to go. This has inspired me to connect with the cuddle community at large by helping others start and grow their professional cuddle practices responsibly as a professional cuddling teacher.On my personal practice side, my flagship product is a 90-minute cuddle session. I usually recommend first time cuddlers do a 90-minute session so we’re not rushing through the session for a 60-minute one (the minimum amount of time I cuddle), and oftentimes people that do a 60-minute cuddle wish we had more time. 90 minutes seems to be a good amount of time to settle in and not be waiting for the clock to go off.On the teaching side, my flagship course is “Sam’s Snuggle School,” a comprehensive course I open for enrollment for one week in June and September that gives a beginner the basics of getting started as a professional cuddler, even if just part time, with the focus on efficiency and finding the best way for you personally to get started and feel comfortable doing this work and to grow their practice. Since this is still a very new industry, most cuddlers are entrepreneurs-- I know of one practice in the US that has cuddlers on a W-2 form, so this is all still very new for most cuddlers.2018 in particular was a big year for me between going on a Cuddle Tour across the country to six major cities (blog on that TBD), being invited to consult and contribute for the Code of Ethics for Professional Cuddling, completing a 25-hour cuddle session with a client, co-speaking a highly successful talk at CuddleXpo in Chicago called “Connecting While Cuddling: Bringing Your Authentic Self to Your Clients”, and having my highest earning month ever-- over $7k!Here’s all of the contributors on the panel at CuddleXpo in Chicago presenting how we came up with the Code of Ethics for Professional Cuddling. Back left to right: Maryelen Reid, Madelon Guinazzo, Samantha Varnerin (me!), Samantha Hess, Jean Franzbleau, Fei Wyatt, Janet Trevino. Front left to right: Keely Shoup, Lisa Meece. Photo credit Rellian Chen MerrinWhat's your backstory and how did you come up with the idea?I stumbled upon professional cuddling by sheer accident while looking at a newsletter from Jason Zook (during my work hours in my freezing office at my day job) where he mentioned it in passing but made a point to say professional cuddlers was a real job that people get paid for.I remember thinking, “No it’s not. I’m gonna Google this right now and it’s not going to exist because if it does I’d be so good at it.” I was living paycheck to paycheck and getting burried in student loan debt, and since I found an agency that would have me charge $80/hour, I signed up with the first agency I saw on Google and applied, asking if I can do this around my full-time job (note: I do not recommend you do what I did).That company did a lot of things that made it a good learning experience at first, but they also didn’t do much teaching. I didn’t have a system to qualify clients, a process for checking in with a text-security service they had, a schedule to book clients, or a way to track sessions so I knew what I owed the company. I didn’t have a clue what I was doing for sessions, and since professional cuddling was only in the U.S for a couple years at this point and little regulation in the industry (there still is), I got a lot of requests from people that were looking for a session thinking this was a front for prostitution!This was when my engineering background came in handy. After my first bad experience with a client, I started creating my own systems to make myself safe that the agency didn’t give me. I made my own email questionnaire, things to look for that might indicate if a client might be an issue, confirmation process to make sure clients knew when and where to be, and other things I felt could be automated and make my life easier for before I see a client. This got tested as the agency gave me more leads and I saw how they responded to my qualification processes, and I started tweaking how I wanted the sessions to look. As I heard the same questions over and over again, I began to come up with canned responses.The following summer, I went to Chris Guillebeau’s World Domination Summit and I talked about what I do on the side with someone. Word started to spread about me and my side gig, and one woman that approached me asked if she could interview me for a blog. I assumed it was her personal blog and said yes. A few days after the conference, she emailed me from her work account… the blog she was talking about was the Penny Hoarder.When it came time to get interviewed, they asked me how I’d recommend someone get started as a professional cuddler… and I didn’t have an answer. I could not recommend someone to the agency I was working under because they didn’t train me and I felt it would be irresponsible to send people there.I quickly put together a website for them to backlink to using Squarespace with two landing pages: one to apply to be a cuddler (I decided I would have people work under me in a company, which I no longer do), and the other one was to put in a request to work with me.About 300 people filled out the application form within a week of the article going live, and that was the starting point of what is now Snuggle with Sam, which about four months after the article went live I began to pursue full-time.Take us through the process of designing, prototyping, and manufacturing your first product.If my previous answers didn’t hint to it before, I like the idea of taking action quickly rather than spending too much time testing out ideas. There are definitely areas that need more calculated and planned action to be effective and profitable, but more often than not if I’m working on something new I’ll create Minimum Viable Products (MVP’s), or the cheapest, quickest way to make a product for the public.Before Sam’s Snuggle School, I had Snuggle Safety: Personal Protocols, a $79 course that consisted of one 45-minute video with my voiceover (which is no longer for sale but is now a bonus module in Sam’s Snuggle School). I dragged my feet over making it for nearly a year.I originally made a manual that ended up being 35 pages of very dense content that I planned to sell. I could easily have sold it for 30-40 dollars to my email list and made bank, but I highly doubted anyone would read the whole thing (I barely wanted to read it once I finished it!). I decided to convert it into an online course to make it more digestible so I’d feel better about what I was producing instead of going with an inferior product.I used Teachery for hosting my course and OfCourseBooks to make workbooks to check for comprehension in my course, so all I needed to do was use Powerpoint to record my voice on each slide and save the powerpoint file with my voice as an mp4. From there, I uploaded the video to YouTube as an Unlisted video (which back then you could embed without making it sharable), and then it was just writing the sales copy and making a payment page for people to buy the course. Teachey automates login info and emails for students in a course when they buy, so I didn’t have to worry about that.Me and my entrepreneurial friend were launching something for our businesses around the same time in December 2017, and she had access to a 24-hour coworking space with showers. Both of us were inspired by Nathan Barry’s 24-hour launches he used to do when he was a freelancer and digital marketer, so we finished our projects by doing our own 24-hour work period together-- 9am Friday to 9am Saturday. It was a good way to light a fire under my butt when I was procrastinating on finishing a product that I already changed a lot since I thought of the idea.This course didn’t make me a whole lot of money; it made me a few hundred dollars max. I’m glad I made this though because having this first course was what helped position me as a thought leader in my industry and got me invited to contribute to the Standard Code of Ethics for Professional Cuddlers and get more exposure in the cuddling community.Describe the process of launching the business.I got very, very lucky at first when I broke out on my own for three reasons:I had an audience for my website as soon as one very good, high-traffic article backlinked to it. This immediate traffic gave me a big boost for SEO that still positively affects my site ranking today. That article and my website gave me more credibility to be featured on podcasts, more websites, and even be in a local magazine.I left my full-time job with savings. I wasn’t making a full-time income from cuddling when I left (I was in an awkward situation at work not related to cuddling that made me decide to go this route full-time), but I had already built up about four months worth of savings to work with while I built my income up more. I funded myself for my business and only took out a loan for my business when I went on Tour this summer.I didn’t have to start from scratch. I had already been doing this work for over a year and generating $500/month easily from cuddling without really trying, and I was able to bring my clients with me when I left the agency. Scaling up a bit more was easy.But there were also some key things that were not to my advantage in this process:I didn’t know how to manage my business income. I paid myself with my cuddle money every so often a couple hundred dollars here and there, but I mostly reinvested the money back into my business without seeing much of a return on my investment. Around July I began to run out of money (don’t worry! I bounced back from it). I’ve since learned a better way to manage my money.Few people knew or trusted what professional cuddling was. I thought professional cuddling was self-explanatory, but when I tried networking locally that first year, I was asked at startup events if I was secretly an escort. One members-only networking group even barred me from going to their events at one point.I avoided other ways to get leads other than generating them myself out of pride and laziness. Until this past May I never joined another professional cuddling platform or agency. I also didn’t post on Craigslist before SESTA-FOSTA went into effect which now prevents me from doing so. This meant I forced myself to create a business that was fully generated by my own efforts as soon as I left my job. This stunted the growth of my business severely since I hadn’t yet figured out how to do this.It wasn’t until a year after I went full-time with my business that I was getting back in the black for my efforts and not until May 2018 that I began consistently making a livable wage from cuddling, and I believe that I would have been much further along had I done a better job managing my income, presented myself as a cuddler better, and went where my clients were hanging out online from the getgo.Since launch, what has worked to attract and retain customers?I have my hands in many pots all at once, but these five are where I’m seeing the most results:Following up with leads until they say no.In 2018, most of my clients were from my lead list from 2017 and before that never replied to me or scheduled a session for some reason.I try not to go overboard with follow up, but I try to follow up until I’m told no because sometimes people are just really forgetful and want to book a session but need to be reminded.Especially in professional cuddling, I notice that many potential clients are really self-conscious if I don’t take the initiative to schedule a session or make contact with them; they think I just don’t like them!Google Adwords.My friend Ronnie Deaver helped me set up my first simple Google Adwords campaigns last year-- apparently no one was buying Google ads for “Professional Cuddler Boston,” so that was a really quick way to get seen.Our ad was short and to the point since we assumed someone googling that was looking for a cuddler and already familiar with what to expect, so the ad was simple (and emphasized free parking, a hot commodity in Boston) and linked to my request form.It cost me a lot of money though and I saw some leads turns into clients but not that many, so I ended the campaign.Unintentional SEO.Shortly after ending the Google Ad campaign, I started getting a curious number of leads the next few months that said I was the fifth website on the first page of Google when they searched “Professional Cuddler Boston”.Upon talking to Ronnie, he told me that when ads perform well for certain search words, Google rewards you with higher search results. I’m sure this would improve more if I put more efforts in this direction. I also got a popular article written about me on Student Loan Herothat got picked up and linked back to me on several other websites, so that was also a factor that I didn’t plan on helping me do well in Google ranking.If nothing else, get backlinks to your website as often as possible!Coffee Talks.I was getting a lot of leads submitting a form and many had told me they wanted to do this but felt weird cuddling with a stranger.So I thought “Well, let’s not be a stranger then!” And that’s how Coffee Talks were born. Potential clients could sign up for a half hour time slot to meet me for coffee at the local Starbucks and talk about their cuddling needs. I posted the signup link on local Facebook groups to let them know I was doing that, which sparked some interest from locals and strangers.This is a very time-consuming method and not scalable. However, the quality of the clients I got from this method were the highest of any of the methods I’ve used.Prepaid packages for clients.My hourly rate is $100/hour (typical for the industry is $60-$80/hour), so I like to incentivize returning clients by giving them lower rates for paying in advance.This helps me by giving me money and cuddle hours scheduled in advance, it helps them by saving them money. Everybody wins.I have one package that incentivizes sessions to be less than $70/hour if they pay in advance (I do allow for payment plans upon request).As far as my cuddling teaching side of my business goes, when the GDPR law took place, I did the unthinkable: I threw away my list of 300+ subscribers for my professional cuddling business. Instead, I started it from scratch to create better reasons for people to join my email list so I had higher quality email subscribers.So I created things like a What it Takes to be a Great Professional Snuggler Guide for the beginning cuddler, webinar signup lists (there will be more webinars in the future!), the waitlist for Sam’s Snuggle School, and One Week to More Cuddles Guide for the experienced cuddler. I write to this list every other week if not every week. This list was helpful for when I initially launched Sam’s Snuggle School this past November. Over 25% of my new list bought my course!How are you doing today and what does the future look like?The past few months have been me planning out big grand plans for my cuddling community now that I’ve had a bigger stage, figuratively and literally, in 2018 than I ever have before. This January I started a three-month experienced cuddler course with my friend Peter Benjamin called “Cuddle with Your Whole Self” which is surrounded around bringing deeper connection not only into your client sessions but into your entire life. We get on Zoom calls and teach and do connection exercises live together to teach our students. As of writing this we’re three classes in and I’m really happy with how the course is coming along so far. I’m already seeing a huge difference in our cuddlers’ mindsets.Unfortunately after a wildly successful finish to my year in December and planning out how to move forward with gaining and retaining clients, I got a wrench thrown into my cuddling plans by tearing my meniscus! I currently can’t walk or cuddle like this unfortunately, but it does mean I get to work on more projects for cuddlers like I’ve wanted to. I’m really thankful I started building that email list the right way back in May now so I can continue making income even without having to cuddle right now.For the most part I don’t track too many parts of my business even though I have the data and Google Analytics set up for it to look into heavy technical things such as keywords, average time on site, and converstion rates. That’s mostly because I want to model something doable for other cuddlers. Other cuddlers in their practice don’t want to spend a lot of time on analyzing data or building a website or learning SEO; they want to get clients and cuddle! So most of what I do is centered around what a cuddler growing their practice would want to do. I want the actions I take to be duplicatable, especially since my main start on my own was from getting a massive website to backlink to my brand new website isn’t necessarily duplicatable.As of right now I get an average of 1-3 new subscribers a day for my Cuddlers-in-Training email list and I have 450+ total cuddle requests from individuals (I have yet to pull in data from a few new platforms so the exact number is slightly off). This past year the average cost per client was just shy of $24 per client, but when clients were coming in for a session that cost between $63-90 an hour and half of them returning for more than one session, that cost per client is well worth it for me. My next step once I’m not injured anymore will be digging into the data to see what I can do to make my conversions better moving forward-- I want to get more people in the door for a first session in coming months.I mostly live off of the money I make from cuddling and the money I make from my courses and coaching make it so I can take bigger risks with trying new lead sources, optimizing parts of my business like getting some lifetime software through AppSumo, paying for my business coach, and funding other growth dreams I have for my business.My big projects this year are the following: advertising and enrolling aspiring cuddlers into Sam’s Snuggle School), moving into more focused work in helping experienced cuddlers grow their practice including coaching and advanced coursework, and tying it all together with my baby by July with a dream of mine I conceived while on Tour this past year, Connection CommunityThrough starting the business, have you learned anything particularly helpful or advantageous?I keep learning how much my health and wellbeing directly affects my business. The first year I was a professional cuddler was one of the roughest years of my life personally, which was the motivation to buying the URL mylifeisneverboring.com as my personal social skills blog.The first two weeks after I quit my full-time job I slept for 14 hours a day because I was recovering from some unhealthy habits around sleep, work and coffee I had developed from working at my job. I still look at pictures the months before I left my job and am appalled at how unhealthy I looked in those pictures even. Once I was back on a healthy sleep schedule and started eating more regularly I noticed the first of many dramatic shifts in my creativity, productivity, and client base.I always had an idea that I’d be able to make it work as an entrepreneur somehow even if I didn’t know how the numbers would look on paper. I just knew that if I ever started failing I would find a way to make it through it and thrive. Between having clients last minute decide not to renew a big package the day before rent was due and trying to figure out how to make up for that loss, shifting gears halfway through my Snuggle Tour and trying to avoid a significant loss, finding out my hotel in NYC wasn’t booked online properly when I have a client coming by in less than a half hour, releasing a course in 24 hours when I’m not entirely sure how I’m going to record it without a working microphone…I proved myself by getting out of all those situations. My strongest affirmation was forged through these trials and tribulations: “I’ll figure it out. I always do.”What platform/tools do you use for your business?Some of these links are affiliate links.Waveapps. Once I got a separate bank account for my business, I hooked up the bank account to this free accounting software. As a one-woman band that files a Schedule C, this software is easy to categorize and see my income and expenses at a glance. I like logging in and seeing that I’m making more money than I’m spending really quickly.SquareUp. This is how I accept credit card payments via card swipe or online invoice. You can also set up recurring invoices, use their free scheduling software,Squarespace. For the tech-challenged, this is a really easy way to set up a pretty website quickly-- or in my case since I had no design skills, an ugly websiteMailchimp. Automation is on the free plan, something I rarely see, and that’s really useful for sending my questionnaire to potential clients as soon as they fill out my form on my website. You can send email lists, make landing pages, and track opens with your list to see who’s reading your emails and who’s staying silent.Ecwid. It’s really useful for using SquareUp on your Squarespace website and making items in your store way prettier than Squarespaces default sales pages. I use the free version because I don’t need too many items, but the paid versions allow for more than 10 different items on your store and it’s a very powerful tool to sell on social media in the paid version.[eachery. This is a really simple course creation platform where I host my courses. They also have a sales page builder for your course with Rick Astley placeholders that are perfect.What have been the most influential books, podcasts, or other resources?Mornings with Mike Podcast. My friend Mike Goncalves makes a five minute daily podcast, and I’ve set up my Google Assistant so that when I turn my alarm off in the morning the latest episode of his podcast plays. He has some interesting thoughts on success, motivation, health, and a happy life. It’s a really good way for me to wake up in the morning.Life’s Golden Ticket by Brendon Burchard. This book is his only fiction book he wrote, but it’s an amazing book about letting go and making the most of the life you have. Unlike The One Thing, I couldn’t put this book down. It reminded me to keep sight of pursuing the things that matter to me in my life.My business coach, Stephanie Marino. I’ve worked with her on and off over the course of two years and she’s been one of the most empowering coaches I’ve ever met. She’s helped me move some big rocks like stabilizing my income for my business, shifting gears for my Tour when my first plan wasn’t working, and not being afraid to run my business differently than other people.Advice for other entrepreneurs who want to get started or are just starting out?Start with going on a platform or agency and give it three to six months.I’ve met new cuddlers that want to go straight to a therapist’s office to do referrals and I’ve met cuddlers three months in that think they need to make their own website. Those are great things to do, but they’ll be more effective you’ll command more authority once you’ve gained some experience from a place where people looking for cuddling are gathering.Take the pressure off of you to market yourself right away and let the platforms that are pouring thousands of dollars into marketing do that work for you, and pay attention to the clients that are coming in and attracted to you because that will help you understand what it is that you offer people that has them choose you as their cuddler. Then you can use that to go to other people for referrals and build a website around that idea.Use pictures for your profile photos that reflect how you’ll show up to your sessions.I see some women and men post really suggestive or misleading photos of themselves: women in bikinis, men shirtless, clubbing photos, using Snapchat or Instagram pictures, etc.Those are all nice photos, but they don’t send a good message for who you want to attract to your professional cuddling practice. Take a photo of yourself while you’re wearing your cuddle attire so people can see upfront how you’ll show up for your sessions.Don’t be afraid to talk about professional cuddling in public.When I was on Tour and met strangers I would tell them I was a professional cuddler. More than a few times I got replies like “I’ve heard of that but I’ve never met someone that does that.” There’s way more media coverage on professional cuddling than when I first started, but people need to see that it’s in their communities as well in order to start normalizing the profession. Start talking about it like it’s a real profession because it is.Educate yourself.I don’t care if you’re a massage therapist, a psychologist, or a high school dropout. If you’re going to do professional cuddling, you need to be continually learning to get better and show up for your clients better. That doesn’t have to be professional cuddling specific training, but it definitely helps to see how other people are doing it.Don’t reinvent the wheel if you don’t have to like I did, but don’t be afraid to pull skillsets from other areas if they’ll add to your practice. For example, I use Authentic Relating Games and Circling to help understand my clients better and guide the way I communicate clearly with them.Are you looking to hire for certain positions right now?Looking for part-time VA for 5 hours a week to start.Mostly big projects such as converting spreadsheets of leads to a CRM program, putting social media-friendly photos from phone into an album, batch editing blog posts and newsletter emails, and able to do academic-level research for scientific sources.Native or fluent English speakers are welcome to reach out at [email protected] and I’ll have a test task for you to see if we’re a fit.Where can we go to learn [email protected] you have any questions or comments, drop a comment below!Liked this text interview? Check out the full interview with photos, tools, books, and other data.Interested in sharing your own story? Send me a PM

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letsimportanttreecollection-blog · 6 years

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Hey. I'm 19 now and I started college. However, I quit going in September. Would I technically still have insurance until the end of the school year? I had surgery over the summer when I was 18 and they had me show them my application papers for college. I would like to get braces before I get too old and I was wondering if I would still be able to get them until the end of the school year.""

""When will my car insurance rates get cheaper, due to having a clean driving record?""

I know I didn't do the best job asking the question, but I'll try to be short and sweet. I'm going to turn 18 in one month and 5 days. I got my license exactly one year ago, November 14th,2009. In January 2010, I got into a small accident, it was during my midterms at school, was a little stressed, but I rear-ended somebody, sadly not in my crappy car that would've cost barely anything to fix, but in my fathers expensive car. Now there was no damage done to the other car, and barely any damage done to my fathers, but because the airbags deflated (which ended up being the most expensive thing to fix) it was a hefty amount to pay. Insurance covered it (geico) and they advertised that the first accident wouldn't effect our rates. Well they lied and it did, so our rates went up because of my one accident. Since the incident, my parents have not got into an accident in at least 7 years, and since my accident all i have received is a few parking tickets. All in all, what I'm asking is; when are my insurance rates going to go back down? I'm going to remain on my parents insurance for a while, just because its cheaper etc etc... and I know I'm still under 25, and a guy, but will they ever go back to the original price they were at when I got my license? (before they got raised)""

How much should I expect to spend on full coverage auto insurance on a 2013 Cadillac Escalade ESV Platinum?

I am 15 years old, my grandfather is buying me a 2013 Cadillac Escalade ESV Platinum ($85,000 MSRP) for my 16th birthday. My mom told me she would only put $200 per month towards insurance and I want full coverage. I know I will have to get a job to cover the rest of the insurance but I'd like to know a range of what other people are paying for theirs. The car is going to be in my mom's name who has never had a ticket or accident and I will be on her insurance policy, does that help? I know nobody can tell me for sure what my insurance rates would be, so can you at least tell me what yours are (if you have a Cadillac Escalade ESV)?""

What does a lapse in coverage for car insurance mean?

How much car insurance do I need?

I'm a graduate student that has little saved due to paying my way through college and I drive a 1997 Dodge intrepid, of which kelly has a personal value of around 1,500 and a sale by used car dealer at around 3,000. I was curious to have some opinions as to how much car insurance one things I should get? I'm going to school in illinois, but my true home is in indiana so I could claim either state (not that I've seen it make much of a difference). From what I have found 100/300/50 is recommended, but I'm more looking as to whether collision or comprehensive is even worth it at this point due to my car's value? I (knock on wood) haven't been in an car accident while driving and I am a safe driver that follows within 5 of the posted speed limits (unless traffic is going 20+over).""

How can i get cheap car insurance in the UK?

hey people, i have tried getting cheap car insurance for a while n i have had no joy. the cheapest i have got it is about 2,897 that is ridiculas for a 18 year old male at college who hasn't got a penny spear! i got a car givin to me a 1998 ford fiesta 1.25 zetec and i need help pritty bad. please help me!!!!!!!!!!""

Average monthly car insurance in Vegas?

I'm loking at getting a 2001 bmw 325i. (no my parents arent buying this for me. its my money that i earned at work). I'm an 18 year old male. If you could give me a general idea of how much id be paying monthly that would be GREAT. I do vote people as best answer so if i like your answer ill give you 10 points :)

How much would car insurance on a 2006 convertible mini cooper cost for a 16 year old boy?

in the state of texas

Car insurance advice needed?

My nephew passed his driving test yesterday and has a P reg Volkswagon Polo for his first car. I've seen adverts on the tele for Direct Line car insurance and they aren't on comparison websites, does anybody know if they are averagely cheaper or not? Are there any other companies that don't appear on comparison websites? Thanks.""

Should iclaim through the car insurance?

My mother in law was driving my wifes car on our insurance pollicy. She was hit on the passenger side of the car and puched in to the roundabout by the cab on a 14 wheller. MY mother in law was not to blame as the lorry was in the wrong lane and there are witnesses who saw the accident. The car is a 1996 renault clio and there is some heavy denting and scratches on the passenger door and front wing. Nothing that has effected the driveability of the car to my knowledge. since the car was pushed up over the kerb and on to the roundabout it could have knocked the tracking a little. I dont know how much it will be to repair but the car is only worth about 600 and the insurance policy on this car has an excess of 350 cause it was the named driver who was driving and not my wife. There also is no protected no claims bonus. If i was to put this claim through the insurance how would this effect the pocket and the no blaims bonus.

Should I accept this settlement offer from an insurance company?

I was in a car accident when a girl blew a red light and smashed into my side. $10,000 in auto damages that was fixed rights away. (btw she admitted fault to police so im 0% at fault legally) I went to emergency room for precautionary reasons. That cost $1450. Then little by little the pain started to kick in. I had neck pain, shoulder pain, back pain and terrible pain in my knee. I had MRI on back, knee and neck because those were the worst. That total was about $1800. I was told by the doctor that the mri on my back said I have two herniated disks and I should do therapy. I listened to him and went four times per week for four months. The Mri on my neck came back good. But my knee showed a tear in mcl. I had surgery on that and had to see the surgeon in his office twice plus hospital bills which equals a bill of $14,500. I then needed 2 months of therapy on my knee. Also all the pain meds ive been taking through out the whole process is around $600. I had a ekg for my nerves to test if they were good and that cost $800. So after doing my research I find websites that say the settlement amount s should be all bills multiplied by 3 depending on the persons insurance carrier and coverage. Well this person has $200,000/$200,000. So far all my bills have been paid through my insurance. When I do the math for what all the bills are is comes to roughly $28350. I didn't include the four days per week for therapy and seeing the doctors. That has to be a big chunk also. My lawyer called me and said he was made an offer of $42,000. He gets a 1/3 of that. I think they low balled me soooo bad on this. If i use the X3 multiplier method then it should have been somewhere around $85,000 offer. Remember I didn't even include all the visits to the therapy. Is this a good offer or should I decline and wait for second offer? My lawyer thinks we should wait it out because he has such a big insurance policy that we can get much more especially since that was our first offer.""

Where can I get free life insurance quotes?

I need a website that gives free life insurance quotes?

What would it cost to go to the dentist with no insurance?

Does anyone know of a health insurance company that pays the Medicare B premium?

I live in the formerly great state of California. A friend has her Medicare B insurance premiums paid by her insurance company. She was employed by a school system in California. Is there such a plan for non-school retirees? My current insurance says everyone must pay the Medicare B premium.

""Sad Love Story, Car Insurance question for a 19 year old. Please Help. Will reward 10 points?""

I have been seeing this boy for a while now and I have completely fallen for him. My entire life fell apart in high school last year and he's the only thing that has gone right. He is the one person who makes my heart race all fast and stomach do flips with those butterflies. I'm absolutely crazy about him. I have my license but I'm just not ensured. My grandfather found a receipt I left by accident in the car and looked at the miles and I got the car taken away. I can't stop crying, if any of you are in love you know how I must feel. I can't stop crying. I know exactly how Juliet must have felt :'( Now on the the insurance question. My 70 year old grandfather won't let me drive anymore until I'm insured. He has esurance and I am 19 and want to get added onto it. Does anyone have any idea of the cost? It would help me out so much so I know how much I need to save. I guess till then I will have to take the bus to see him :( thank you! I will reward best answer.""

""I just purchased Geico car insurance, did i do the right choice?

i did research for car insurance companies. so far my Geico's quote beat the rest of them. i received a 6 months premium of $520.10. i just hope i did the right choice. please serious answers!

Do I have to wait for my auto insurance card to arrive in order to drive?

I'm 17 and just got my license. My parents are calling their auto insurance company to put me down. Do I have to wait for the card to arrive in the mail or can I drive after calling?

""Auto, Home, Renters, Life Insurance?""

Okay I am working on a budget project for a class, and one of the requirements is to find the costs of insurance. So my question is what would the average rate for auto, home, renters and life insurance for a married individual in early to mid 20's?""

I just got my car but it needs a few things for it to be awesome how much will this cost me?

For my graduation present my dad got me a car! Its pretty cool and it runs well but it needs a few things for it to be to my liking, they arent needs just wants that i plan to pay for but i have no idea how much they would all cost. Ok so i can give u a good image in your head its a green Daewoo, Nubria and its year is 2000 so i hope with this info youll know how to answer my question. 1) Air conditioner. if u look at the inside you would see the air conditioner and u would think that if u turn it on it would work but it doesnt so i need to get that fixed especially in a state like ARIZONA where its always hot lol 2) New radio. I need one installed bcuz the one it has in there doesnt have sound and u need a code to use it. 3)Wheels and Rims. It has wheels but no rims and i kinda want new wheels lol whats a good size wheels for this type of car and what kind of rims should i buy is there rims for this type of car with the daewoo symbol? 4) Paint job. Ok so this is important my car is a dark green like spinach leaves lol i like it but it has white scratches all over the left and right side and the roof looks pretty worn out so i want it to be spray painted you know like in pimp my ride lol idk whats a good reasonable price for that but just write down a good estimate. 5) The front bumper. on your left side of the front bumper you know right below the headlites and the grill its broken and it dangals a little. Its perfect on the right side but scratched up quite a bit. So i want to get this old bumper off and install a new one. how do i go about doing that do i have to order the part or what exactly do i do keep in mind it doesnt have insurance yet but if it did could the insurance company do somehing about that? Ok so thats it thanx for reading and i want this answered in numerical order you know just line them up like this. 1) how much it would cost and a description or extra info i might need to know or consider 2) how much it would cost if i want a new modern radio like the one u can take off and put back on. 3) how much it would cost and all the general info 4) how much it would cost and give your opinion on a cool color to consider for this car 5) how much it would cost and how i would go about doing it Feel free to write as much as you need to on this to get the message across and remember exact prices are great but if u want u can give me estimates. thanx again for taking the time to read this. lol""

How much will my car insurance rates go up if i turn my car accident into the insurance company?

I have full coverage and I'm 17. I currently pay 120 dollar a month for car insurance and I have good grades. I back into someone's car and dented it. Is it worth it to turn into the car insurance place?

Free Health Insurance?

no it didn't help. it has nothing to do with health insurance

What is The best Auto Insurance to get?

Someone hit my car parked at work and i do not have insurance. whats the next step?

i was at work and when i came out, someone had hit my car while i was working. they left all their insurance information and a note apologizing, however, i do not have insurance. whats the next step for me?""

Question regarding life insurance for children?

I have 6 children between the ages of 19 and 3..so i am interested in buying a life insurance that will cover college expenses, but i don't know which one to go for..does anyone know if gerber life insurance would be a good option?""

Looking for health insurance?

I am looking for a health insurance. Which way you found yours? Are there special topics to look about? Would be happy about your advice :-)

Insurance quote for a vehicle?

hey i just want to know the 5 important factors they consider when giving an insurance quote and an example of an insurance quote?

Will my car insurance pay to fix the damage that i caused accidentally?

i am no the insured on the car i live in mass, my dad owns it ,,,i was at market masket shopping and when i left to drive aay i forgot there was a cement median divider in front o me couldtnt see it from the inside of the car it was about1 foot tall however i went striahgt hit it and turned a inch right and destroyed my rocker panel on the drivers side and in turn it smashed in the bottom of the car door cant open it at all i have full coverage on my auto insurance will they pay for it,,i will have to pay the 500$deductable....""

Im 24 years old. How much will car insurance cost. Im female.?

I asked this question before. Everyone assumed I was under 18. Im actually a 24 year old female in Ontario. So I needed to provide this information originally when I had asked....sorry about that. So can anyone take a guess now?

All the obamacare plans probably have better benefits than your current health insurance. bad news?

September 2013 An Early Look at Premiums and Insurer Participation in Health Insurance Marketplaces, 2014 Cynthia Cox, Gary Claxton, Larry Levitt, Hana Khosla Under the Affordable Care Act (ACA), individuals and families may purchase private insurance coverage through new state-based exchanges (or Marketplaces), which are set to open in October of this year for coverage beginning January 1, 2014. In states that decide against operating their own exchanges, the federal government will either run the exchange or work in partnership with the state to create an exchange. Regardless of whether an exchange is state-run or federally-facilitated, enrollees with family incomes from one to four times the federal poverty level (about $24,000 to $94,000 for a family of four) may qualify for tax credits that will lower the cost of coverage through reduced premiums and, in some cases, also be eligible for subsidies to reduce their out-of-pocket costs. This report presents an early look at insurer participation and exchange premiums both before and after tax credits for enrollees in the 17 states plus the District of Columbia that have publicly released comprehensive data on rates or the rate filings submitted by insurers. These include eleven states operating their own exchanges and seven defaulting to a federally-facilitated exchange. Plan availability and premiums for all states are expected to be available by October 1.""

Kaiser Insurance Premiums Refund?

I enrolled in Kaiser through State of California Employee Insurance program. Right after the enrollment, I cancelled the Kaiser in the middle of Febuary because my wife's employer had better deal for the familiy insurance. Kaiser sent me the insurance card. However, I have not used the Kaiser health insurance. State of California deducted my payment for the premiums. Since Feburary was the first month of the insurance coverage, and I have not seen the doctor with Kaiser, could I ask Kaiser to refund the premiums? Should I contact Kaiser directly or I have to go through State of California HR? Thanks.""

Does a car insurance company need to know the state in which the car will be used?

I am buying car insurance for a 21 year old child who will attend graduate school out of state. Primary address will still be with me. Car will be in my name; child/student will be listed as primary driver. Child/student will live in an apartment while at graduate school. Does the insurance company need to know in what state the student will be?

Car Insurance Premium?

I have a car which is insured with company B. I decided to buy a new car and the dealer offered me a 7 days free comprehensive insurance with company C. I put my old car for sale while still under insurance B and on the third day after buying the new car I got into an accident. All accident details and fixes were done with the free 7 days car insurance C. During the process my older car was sold and eventually when I got my new car back from the garage I transferred it to my Insurance B. Now that liability of the accident is dealt with and stayed at 50/50 guilt for both parties, I was advised that my insurance premiums can be affected. My question is will that affect my current insurance B or not? Only insurance C dealt with the accident my insurance B have not paid nothing towards it nor get involved with it. Can my insurance B still go up on renewal due to this accident even under a different insurer?""

How do I get health insurance for my newborn?

I am 6 months pregnant and 21 years old. I am still on my parents' health insurance, as I am an unemployed student. My boyfriend, who is an independent, is an unemployed student as well. He is currently uninsured and, as we have found, is uninsurable due to the fact that I am pregnant. My parents' health insurance WILL NOT cover grandchildren (dependents of dependents) and so my baby will not be covered on their plan. Individual health insurance plans will not cover my infant until up to 30 days AFTER he is born (and we can apply for medical insurance for him). How do I secure health care coverage for him BEFORE he comes so he can start going to the pediatrician immediately?""

No insurance ticket?

I got a ticket today for no insurance. I know I can go to court and show proof of insurance and just pay court costs. After I show the court my insurance card, are they going to contact the insurance company to make sure it is valid? I'm sure you know why I am asking.""

How do I get insurance when.....?

No one wants to give them to me? I recieved a letter in the mail saying I need to show proof of insurance or my registrations will be cancelled. Well I let my insurance expire because I wasn't driving my car at the time, and now I need my car and every insurance company is telling me I can't get them. I'm guessing because it's been more than thirty days since I last had some? I don't know, but do you know where I can get some insurance where they are not so strict?""

Car insurance?

im 17 and learning to drive my mum has a black small car ( not sure what make) im a girl houw much would insurance be any sites help

Health insurance for 18 year old?

I turned 18 at the beginning of this month. I want to get health insurance but all the places I've looked at so far said you have to be 19 and older. Nobody in my family has health insurance. I live in MD and I can't get state sponsored health insurance(even though I'm willing to pay for it) because I don't have a baby or I'm 19. I need health insurance for college but the one my college offers is too expensive for me. Help me

Why is the co-pay for dental insurance more expensive than health insurance?

I compared the co pays on several reputable dental insurance companies and it is very expensive. Many things are not covered, even with the best dental insurance. Health insurance is usually a 10 dollar co pay for primary physicians and a 35-50 dollar co pay for specialty physicians. Is there any reason why dental insurance co pay is as expensive as it is?""

What would it cost to go to the dentist with no insurance?

How much would car insurance cost for me?

I'm a 17 year old student that has been driving for a couple years and have never had any accidents/tickets... How much would insurance for a $2500 VW baja bug cost? Please tell me in a total amount for a year.... Thanks

What is the cheapest type of car insurance?

Health Insurance N. Florida?

Health Insurance CHP (Capital Health Plan) Tallahassee FL is diagnosing me? Why did my health insurance company contact my primary doctor after a hospital visit? After a recent visit to the ER due to a esophageal stricter which scared us thinking Chest pain! Spent 16 hours being observed and tested! Finally send down to endoscopy for a esophageal dilation! Did the job!! I was sent home 4 hours later! Now two weeks later I get a phone call from my Primary care Doctors office manager saying that my primary received a memo from my health insurance (after my ER visit) company and I was instructed to call and make an appointment for alcoholism counseling???? The night of the incident where I couldn't swallow, and was in pain! we had guests over and had a few beers! I gave the attending ER doctor all information including I had drank beer an hour before I got there. OK, now, For the 16 hours at the hospital and the multiple blood tests, everybody including the Dr's said everything looked good! and the Dr. that discharged me explained to my wife in detail about my blood work, said things were fine. So, why would my CHP (Capital Health Plan) health insurance company be contacting my primary? Especially about alcoholism counseling, this has NEVER been an issue in the past! I'm so upset! I've been with my primary for over 15 years and due to a knee injury he prescribes me mild pain killers, and Florida Law makes him take a urine sample every 3 months! Again this has never come up. Is this normal for an insurance company to do??? I'm so upset!!!!""

What happens if you lie to a new car insurance provider?

I was cancelled for reasons out of my hands, apparently the insurance person didn't record I had spoken to them during a conversation. So my broker cancelled my insurance. Now everywhere I go they want to charge me a lot more for thsi cancellation and I can't get through to my company to try to have the cancellation revoked. What happens if I apply to another car insurance company and say i wasn't cancelled. I pay ontime there's nothing wrong, are they going to find out about the previous company somehow?""

What is the cheapest van to insure?

Ive just passed me test (finally, at 21) and i havent had a car or van insurance quote under 1900.... The cheapest ive had is a peugeot partner pre yr 2000, even smaller fiestas and ka vans are 2000+ are there any vans out there at prices that arent gonna cost me 190 a month""

""Young driver getting a new car, insurance?""

Me and my fiance are buying a new car, im 20 and hes 22. Its a 2010 Mazda 3. We already went to the dealership and got a good price on it and even 0% financing. Signed all the papers and now we are looking at getting insurance but its putting us back a little bit. The car is all ready to go but not until we have insurance. Any ideas on good cheap insurance or are we basically screwed?""

Car insurance help please?

Can you give me a estimate on how much my car insurance would be if I get on by myself. I heard it'll be high. I'm 18, and have a Bonneville...thanks""

Can a lender file a claim against your insurance company after repossession?

My car was repossessed on 9/11. I attempted to get my car back..but Wells Fargo played games..such as saying the car is on its way to the auction...no, its still there and we can't place a hold on it..it leaves for the auction in a couple of days. So, I went and got me another car. Now, today..I find out that they are filing a claim for the very day that they took the car. The claim was filed at 1:06 today. However, the car was not insured on that very date. Also, I had to sign some papers to reinstate the policy to the effect that no claims would be filed because NO accident occurred. Will the lender be able to file against my insurance policy under these circumstances?""

Can I pay a AAA Auto Insurance bill online?

I'm in California but I don't know if that makes any diffrence.

How do I get Cheap Car Insurance?

I am looking at buying a car for the first time in 8 years. So the problem is that I do not have any No Claims Discount for my insurance. Even though I am 40 years old, clean driving license, no convictions etc, I am being quoted over 400 TPF&T for a 1.4L Astra of Golf even with my retired Mum added as a named driver. I am an office worker, single, won't use it for commuting and will do less than 8000 miles a year. It will sit parked on the street for 4 or 5 days of the week. Does anyone have any top tips for reducing car insurance? It seems daft to be paying over 400 to insure a car that costs under 2000 Thanks Paul""

What happens if you can't afford the affordable health insurance?

What's the average insurance coast monthly for a Lambo convertible?

Car Insurance On A 2005 Mustang For A Young Driver?

Hi, Does anyone know what the average car insurance for a 2005 mustang is. I am 19 and a new driver, been driving for 3 months""

How does the insurance know who's driving the car?

My dad want to buy me a car I'm 16 got my liscence a month ago. My uncle wants to sell him a 2008 Mitsubishi lancer evo. He wants to put in the insurance that I'm driving my moms car and she's driving the evo. But I'm going be the driver. Well they be able to tell I'm the driver? And we'll insurance be cheaper that way?

Will my car insurance go up?

I just got a speeding ticket for going 14mph over. I pay my car insurance on a 6 month cycles and I just paid for the next 6 months at the beginning of the month. Is there any way the insurance companycan charge me more for the current 6 months or will my insurance not go up until my next 6 months bill? Thanks!

Does the smart roadster have cheap insurance for teenagers/young drivers?

Is it under 3000 Because I might get one next year I'm 16

Luxury cars with low insurance rates?

I was wondering what types of luxury cars would have the lowest insurance rates? I would prefer either a sedan or coupe. So in the category of luxury sedan/coupe, what would be the lowest insurance rate? I don't care about the price of the car itself, I just want one that doesn't have me paying a bunch every month, non-stop. My definition of low is around the neighborhood of $60, preferably lower obviously. If there is no such thing, then please tell me the closest to it. Thank you in advance.""

Cost of insurance on a mercedes Benz each month?

i have to do a gay project

Do you think aero upgrades will cause my insurance to go up?

I live near Virginia international raceway and wanted to add some aero upgrades for my car. I also want to lower it and get performance brakes. Do you think this will increase my insurance greatly? I can't call until tomorrow but I'm just curious what others think.

""My buddy is suing my insurance company, what could happen?""

Ok, So a little over a month ago i was involved in a car accident with a friends car. It was and 1 hr and 30 min drive. My friend said he was tired and drunk, telling me to drive( I was sober) so i did. I did tell him I didn't want to drive because his car was manual(which i can drive, but i've been driving auto for 4 years now. On the way home I fell asleep at the wheel and the car was totaled. None of us were injured, I was good he was good. We did the police report called our insurances. His paid him for his car. Two weeks later he's calling me to come-over to talk. I get bombarded by his family for 2hours basically saying they need money for this and that. The claim was already settled but he insisted i called my insurance company and see if they can give them money because they used the money they got from there insurance to pay off the car(worth about 5 grand) I talked it over with mom because im under her insurance and she said its sounds shady. She calls the insurance company and said dont give him a dime. Insurance is to make you whole again not better then you were. I explained to him numerous times and a week later my mom calls me at work and says gieco called and my friend is suing them. she also said he has a lawyer. He's suing for bodily injury! My told me not to stress it but it bothers me so much. He definitely doesn't deserve anything and especially being in perfect healthy condition. In the accident if you wanna get technical i took all the hits. I know him, my insurance company doesnt. its not right for him to be compensated for some injury that doesn't exist. Whats gonna happen? does he have a chance. the claim opened up is for $25,000 or more. this kid goes out clubbing and partying every weekend and this is how he lies? any input is appreciated. thanks again..""

""What is cheaper, car insurance or motorcycle insurance?""

What is cheaper, car insurance or motorcycle insurance?""

Accident...Car Insurance Coverage (Infinity)?

I drove my moms car going to work, I drive it once a week or not even. Someone crashed into me on the freeway and damaged the vehicle. Im not on the insurance policy but My mom has ...show more""

How much is insurance on a 250-500cc bike?

Im probably going to purchase a ninja 250, but whats the average insurance price? or in California?""

""How much is a speeding ,no insurance,and without id ticket can cost in Augusta Georgia?""

my daughter was caught speeding,no license,no insurance,how much does the tickets total?""

Can you get a discount on motorcycle insurance if is has an alarm system?

I just go a 2009 zx6r and I was wondering if ICBC gives you a discount if it has a full alarm system and immobilizer? I live in vancouver BC canada thanks

What would it cost to go to the dentist with no insurance?

Insurance fronting ( making car insurance cheaper )?

If i'm not the owner of the vehicle ( my mum is ), yet im still insured on the policy as a named driver but im the main driver am i commiting insurance fronting. insurance fronting states that if you are the owner of the vehicle but only a named driver this is called insurance fronting, but im not the owner but a named driver does the same rules apply""

How much my car insurance is likely to cost?

I have just passed my (UK) driving test and is considering getting a car, but I need to budget first see if I can in fact afford one! I am female, turning 26 in a few months time. I will want to get a small, second hand car - would like a Ford Fiesta (1.2) or Honda Jazz (1.4) or VW Polo (1.2). Would want to get a car under 3000. Does anyone know roughly how much my car insurance will cost? I think I will take the Pass Plus course as well once I have decided to buy a car.""

How much do you pay for taxi insurance in the USA? Who is your provider? I want to operate an independent cab.

I am in Washington state and I am doing my research into the profitability of starting a small taxicab company with 1-2 cars. Only one one insurance agent has returned my calls and he said insurance would be around $32,000 per year for an independent cabby. I am shicked - is this true?""

Aircraft insurance rates with DUI/DWI?

If one is a partner in a small airplane, what effect would a potential DUI/DWI have on current insurance rates?""

""I had a dui 4 years ago, i am not a resident in NC and looking for cheaper auto insurance?""

4 years ago i had a dui, now i am in NC and looking for car insurance that will be cheaper than expensive lol, eventho i have a dui""

Car insurance for my daughter?

my 17 year old daughter wants to learn to drive in my car (citroen c3 2059plate) would anybody have an idea of how much it may cost me ! or does it pay to make her wait untill she has passed ? and any ideas on how much if she does pass.. ty .....

Whats the average price of car insurance for a teen with a 97 jet ta ?

I was wondering if Doctors pay for health insurance?

Since they are doctors, do they need insurance?""

Health insurance rates. Switch or stay?

In the past 2 years my family's health care plan (which is offered through my husband's work) has gone from great to way too expensive. We pay 250 a month as a premium, then we have a 1,000 each deductible, then our copays kick in 25 for office visit, 35 for specialty, 100 emergency room visit (must be okayed by dr. first, or they don't pay anything), 100 each day in the hospital. Perscription copays are 25/30/50, and not all things are covered. Two years ago we paid 275/a month and had 20 copays for everything (except hospital stays were always 100 and perscriptions they were 5/10/20). They do not pay for any vision, dental, or contraceptive. Certain (most) perscriptions are not covered. Is this similar to what everyone is paying, or should we start looking outside of his work for insurance?""

How much is insurance for an 18 year old male?

I turn 18 on the 24th and my aunt and uncle are giving me their mustang. Its a 2000 ford mustang.. Anyways, they are actually putting it in my name. But before i lived with them, i was paying only liability and that was 200 a month. Does anyone know how much full coverage would be? Just wondering so I can know what to expect on car insurance cost.""

Cheap car insurance for 21 yr old?

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Will my insurance go up?

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I will be getting my license early next year and I will be 17 years old. I am a male, and I get decent grades. Usually alway's A's and B's, maybe one C. I plan on getting an SUV, particularly a 1999 Ford Explorer with over 100,000 miles from my uncle. What would your estimate on insurance costs be? How do I apply my good grades to my insurance policy? Would it be cheaper to go on my parents account? Thank you, Damon Reis""

What life insurance policy should I get?

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What would it cost to go to the dentist with no insurance?

https://www.linkedin.com/pulse/how-much-does-16-year-old-usually-make-per-month-aliza-hausauer"

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sizzlingcrusadebouquetfan-blog · 6 years

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Van insurance for 17 year old?

"Van insurance for 17 year old?

hey guys! im 17 and cannow drive, i want a volkswagen transporter van, any idea of the cost to insure it?

BEST ANSWER: Try this site where you can compare quotes: : http://financeandcreditsolutions.xyz/index.html?src=tumblr

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What would be the average cost for these with a Hyundai i20?

what would be the average cost for these with a Hyundai i20 budgeting for running costs -car repayments -ongoing insurance and registration payments -car maintenance -tyres -petrol

By how much car insurance will go down after 1 year NCB?

I am 29, have been driving for ages, previously had another country license, got UK license last year and bought a car. My car insurance is due to expire next month. I was wondering how much it will go down with one year no claims, just looking for an estimate. or how much did your insurance go down after a year.""

Automotive Insurance?

Insurance designed to protect an insured driver or owner from the claims of others is called: collision insurance financial responsibility insurance liability insurance comprehensive insurance

After market alloys and telling your car insurance company about them?

Hi Guys, I'm a bit of a novice when it comes to car insurance... I recently bought a T reg honda civic, its a 1.4i. It had tyres with wheel trims on them when i bought it. However, I am looking to buy a set of alloys to improve the look of the car. NOT for boy-racing about the place I might add! I was wondering if it would be worth my while getting them if my insurance company are going to charge me more for insuring it including the alloys. I dont want to be running about with the alloys on without letting them know because I know it would make my insurance void. Any ideas what the insurance company are likely to say or do? I have only beening driving since October of 07 so my insurance is already 1200 a year, which is awful and I dont need it to go up much further...""

Health Insurance for Seniors?

We aare Senior Green card holders of 73 & 66 in Parker, Colorado. Can we get comprehensive Healthe Insurance?""

""What is the most popular/best dental insurance PPO in south florida, St lucie county to be exact?

I'm looking for a good dental insurance plan. One that is not so expensive and preferably with no or <6m waiting period for basic dental such as fillings

Only have Learners - Car and insurance?

I need to drive asap. I have my learners currently but cant sit my test until Sept. Would love some help with the process of where to start, can I buy a car and/or insurance before I get sit my test? If so how does the registration work? Maybe worth noting that I need to drive asap for work, I am 23 and going on parents etc is not an option? also im in canada Thanks!""

Is it a legal requirement to have insurance when you are self employed?

I am about to sign a contract, as a self-employed contractor, and one of the point refers to me having liability insurance. Is it a legal requirement?""

How much would car insurance be for a 1999 eclipse gs?

what would i be paying if i got a normal full coverage on this eclipse? and please no go to this link and get a free quote just give me an estimate, thanks""

Is there a fine (other than the $25 correction fee) for a ticket for driving without insurance in California?

Is there a fine (other than the $25 correction fee) for a ticket for driving without insurance in California? I will have insurance on Monday when i go to take care of the ticket and hopefully just have it signed off. I was told by the ticketing officer that it was a fix-it ticket. So, will current insurance and the $25 fee be all i will owe, or are there any other fines or fees i should expect?""

""Which Car insurance is the best , and about how much does it cost?

how much does insurance cost for a 16 teen and which insurance is the best just asking

Car insurance bait and switch?

I admit I have a not so favorable driving record. The company I was with had elected to discontinue my coverage, leaving me to shop around. After calling every company I could think of, I got all extremely high, but understandable quotes. My last call was to a insurance broker . I know not the best route, but left with no other choice. The company got me a quote. . After I signed all paperwork and agreed to the deductions, I called the company just to verify all the information. All was said and fine. A week later they call to tell me the premium was significantly increased due to my record. While I understand, can they really tell me one thing first, have me agree and sign, then change it up like that? I had specifically asked if my record was already pulled and all my info was correct and they said yes.""

Where can i find a cheap mustang and a good deal on insurance?

im 18 and my insurance is cheap but i dont no how much it will go up if i get a mustang. i live in ohio and need a place near me so i dont have to go far

I am thinking of getting renters insurance. What is the cost of most average cost of most polices?

Live in a 2 story, downstairs apartment ground floor, one level., I have a doxie (weiner dog), my son who is an adult and my husband.""

What is the average cost of health insurance for a small design firm with 3-5 full time salaried employees?

I'm looking to start a design firm, but want to be able to give my employees the opportunity to have full health care coverage.""

How much is car insurance per month?

i'm 19 years old, have had my license for about a year, i work two jobs and i'm buying a used car. How much would it be per month ? I am also, starting college in the fall. any help or suggestions? thank you""

Cheap car insurance in PA?

I'm 17 and am looking to buy a 06/07 Cobalt SS coupe (non-supercharged) and am wondering what the cheapest insurance would be?

Car Insurance question?

about how much does it cost for a 16 year old to be added to parents car insurance? allstate

What health insurance am I eligible for?

I am currently 17 years old. I will be turning 18 in early November and my family does not have health insurance. I was wondering if I qualify for anything that will be able to get me low-cost braces or anything orthopedic. My family makes not that much money anf I am currwntly going to be a full-time college student. What insurance or health care would I qualify for? I have been needing braces for a while now and I am really self conscious about my teeth I hate to smile. Thank you on your help.

Van insurance for 17 year old?

hey guys! im 17 and cannow drive, i want a volkswagen transporter van, any idea of the cost to insure it?

https://www.linkedin.com/pulse/car-accident-fault-insurance-rosetta-mcclure"

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