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A guy at my school has been missing for almost three days. They've filed a police report, but the last anyone saw him was around 12am Monday and then a phone call at 5:30pm Monday. Please pray they find him and that he's okay, I'm really worried.
#his name is brian#a cellist in my chamber group knows him and she said hes been in a 'manic episode' since spring break ended in March.#and that hes had several mental breakdowns in her room. she said hes not in therapy or treatment.#ive been in the elevator with him before and hes smelled really strongly of weed.#based on my experience with a family member(s) who use that stuff im worried he might be in a sort of psychosis or something.#i dont know for sure of course. im not a doctor and i dont know him well at all. but im scared that might be what happened.#although we also live in new york city so really who knows. i just want him to be okay.#anyway no more tag rambling. please pray for him#prayer request
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Hi im pretty sure I'm kin but I have doubts and shit because I have multiple kintypes. How do you know you're kin?
Okay, I’m home, time to jump right in. So, we’re gonna do this in two parts like we did the first guide I did on this. Part one: What Is Otherkinity, What’s Related To It: A Crash Course To Terminology. This is gonna be so we’re clear from the getgo on things. Part two: A Few Methods That May or May Not Work To Figuring Shit Out. This is some of the ways I know - but your experience will be deeply personal and unique, so don’t worry if you don’t stick to any one method, and it’s not about following the method so much as it is finding the answers and being satisfied with what you know.
This guide, however, will not go over most community things, like history and culture. That requires [groaning noises] sourcing things, and I hate doing homework. That you can hunt down from folks who have been here much longer than me. It also isn’t a comprehensive guide on experiences, because trying to mention everything would quite possibly kill me and requires a lot more teamwork and surveys and interviews and chasing down books that are no longer in print. So yeah, don’t expect everything.
I could just link the first guide I made, but it’s good to make a new one a few years later. Under the readmore, but let’s go!
Part One: Otherkinity, Related Experiences, and A Quick Guide To Terminology.
Side note - this is not a comprehensive guide of the terminology, there’s far too many terms and I am literally writing this entirely off the top of my head. If I forget stuff, don’t @ me unless it’s a glaring issue. :p
Otherkinity: An ontological experience in which a person identifies wholly or partially as a nonhuman or fictional entity, on a nonphysical, involuntary, and profound level. Every one of those words is important. It is not necessarily spiritual or psychological, though it can be. You ID as the thing, not with it. It is you. You are the thing. It can be nonhuman or fictional or both, but not neither because that just leaves humanity. Some identify partially, and some identify wholly as nunhuman/fictional. I don’t ID entirely as nonhuman, but I do identify wholly as fictional, for example. (I’ll get into that later). It’s nonphysical, you can’t physically shapeshift, obviously. It’s involuntary, you don’t choose it. This isn’t a roleplay, this is identity at its base. It can be changed, but not easily, and not really voluntarily. It is also profound. It is a part of you, it’s never going away, you aren’t exactly who you are without it.
Therianthrope: An ontological experience in which a person identifies wholly or partially as a nonhuman, physically real Earth-based animal, on a nonphysical, involuntary, and profound level. Otherkin, but for Earth animals, like dogs or dinosaurs or bugs.
Fictionkin(d):An ontological experience in which a person identifies wholly or partially as a fictional entity, on a nonphysical, involuntary, and profound level. Often considered the other side of the Venn diagram to therianthropy. This is where you’re a fictional character or entity or member of a fictional species. Harry Potter or a Pikachu, it’s all fictionkin.
Fictionkind is a bit of an older term, and there has been a push to use it more as ‘fictionkin’ has seen more use amongst those who think it’s a form of roleplay, trading cards, or who have figured out that they can misuse community terms into their purity cults in order to control others. As well, otherkind was one of our first terms, but you’ll rarely see it used. They both share an ending of -kin, which is not from ‘kin as in your blood family’ but -kind, as in mankind, elvenkind, so thus otherkind, fictionkind. It’s not a relating to, it’s a being of.
Theriomythic:An ontological experience in which a person identifies wholly or partially as a mythical nonhuman animal, on a nonphysical, involuntary, and profound level. This is for those of us who are unicorns, griffons, dragons, etc, all the nonhuman animals that do not physically exist but are not necessarily under what’s considered fiction. It’s one of the prettiest words we have, in my opinion.
Phytanthrope: An ontological experience in which a person identifies wholly or partially as a plant-based lifeform, on a nonphysical, involuntary, and profound level. Otherkin, but you’re a plant. I’m including it here because it’s a very pretty-sounding word, and although not as common, certainly real and not something you might recognize. It’s completely interchangeable with ‘plantkin’, but it sounds cool, so.
Otherhearted: An ontological experience in which a person identifies wholly or partially with a nonhuman or fictional entity, on a nonphysical, involuntary, and profound level. Like otherkin, but you are not the thing, you ID with the thing. It is close to you, it is what you’d be if you weren’t what you are. The difference, to put it in layman’s terms, otherkin is #me and otherhearted is #god i wish that were me. But like, way more profound. Are you the thing, or is it just incredibly close to you? Both are a part of your identity, just slightly different.
Synpath: Like otherhearted, and was made by someone who didn’t know the word for otherhearted. It caught on and the difference is mostly accepted as linguistic: if it’s a general noun it’s a hearttype, if it’s a proper noun and thus is a name or requires a capital, it’s a synpath. Tl;dr: you can be unicornhearted, but you’re a Harry Potter synpath.
Otherlink: An ontological experience in which a person identifies wholly or partially with a nonhuman or fictional entity, on a nonphysical and voluntary level. This one’s a little more recent. It is like a kintype, but it is voluntary, you can choose it, and it doesn’t necessarily have to be a Big Thing like otherkinity. You will also see ‘copinglink’, which actually came first - that one’s an otherlink made to cope with something. (Both terms were made by @/who-is-page, aka a person you Need to be following if you’re gonna be on the tumblr community with us.) Otherlink and copinglink are incredibly handy terms, and when you need ‘em, you’re glad they’re there.
Shifting: An experience in which something ‘shifts’ in the mental or emotional shape to a different state of being, related to otherkinity and/or any related experiences. This one is such a common term, and hard to properly define without going into nuances. Mental shifts are when your mental state shifts to align better with a kintype, aura shifts are when your aura does that, shadow shifts are some sort of astral projection, astral shifts involve the astral realm, berserk shifts are extreme mental shifts that typically involve violence or loss of reason, etc, etc. Most of the time, if someone says they’re in an X shift, they mean mental shift.
Multiplicity: An ontological experience in which a person is not alone in their body. Before someone @s me, I know it’s badly worded here. This is DID, OSDD-1, and endogenic systems, alongside a few other things. A kintype is you, a multiple is not you but also in your body. I won’t be going over this much as I am not multiple, but it’s good to know about. It’s not otherkinity, nor really related, but if you’re gonna learn about otherkinity, it helps to know about multiplicity. Also see soulbonding and tulpamancy.
Alterhumanity: An overarching community term for all those who do not feel completely, 100% human; or rather those who feel an altered version of humanity. Basically, someone got really tired of saying ‘otherkin, otherhearted, otherlinks, OSDD-1 and DID, endogenic systems, etc etc’ and made a term for everyone. It’s controversial on just who it defines as it also includes transhumanists (those who wish to physically become nonhuman, even if they ID as human) and many other things in a gray area, but as someone who’s gonna be typing otherkin, otherhearted, otherlinks, systems, etc etc a whole lot in this post? It’s handy.
Phantom Limbs: An experience in which a brain maps out limbs that do not physically exist. This is originally a medical term, but it’s also incredibly useful. It refers to all limbs that don’t exist but you’re still pretty sure are there. Amputees experience this, and you know the rubber hand experiment where they hide your arm and trick your brain into thinking a plastic arm is your arm, and then hit the plastic arm and you feel pain? Yeah, phantom limbs. There’s also supernumerary phantom limbs, which is the Extra Bits like fangs and wings and horns and tails. Astral limbs, however, refer to the astral realm, and that’s a magic and spirit work thing, not an otherkin thing.
Paratype: An identity that is related to one’s alterhumanity but does not precisely adhere to any known definition. This was made by @/aestherians as a ‘fuck it you’re related and I don’t really know how but you’re worth mentioning’. It’s a ‘misc’ term, when you’re not sure if it’s a hearttype or something else but is important to your identity. It doesn’t always mean you’re questioning it, but it’s there. It’s new and does need to catch on, but it’s pretty handy.
ID: Short for ‘identity’ or ‘identify’. Occasionally used as shorthand. Be wary of someone who insists that an ID is ‘more you’ than a kintype. A kintype is an ID. So is a hearttype, or a linktype, or anything else. ‘ID’ is just an umbrella term that has been occasionally misused.
Kintype / Theriotype / Fictotype / Hearttype / Linktype: The noun versions of being otherkin, therianthrope, fictionkin, otherhearted, and otherlink/copinglink respectively. You are otherkin, you have a kintype, you are fictionkin, you have a fictotype, etc. If I catch you using ‘kins’ after this I will eat you.
Awakening / Questioning / Kinfirmation: A few terms to describe one’s journey through understanding their alterhumanity / otherkinity. Awakening is generally the moment you start feeling alterhuman or otherkin. For some of us, we’ve always been like this, for others, we just suddenly notice it. Questioning is whole journey from awakening to understanding and being sure of things. You’re never really done questioning, but when you’re happy with it, technically you’re done. Kinfirmation is a controversial term, sure. It’s otherkin + confirmation. Basically it means the opposite of awakening - the moment you’re sure, you’re done questioning, you’ve confirmed that this is a kintype. Awakening is how you start questioning, kinfirmation is how you finish. It’s controversial because it sounds stupid. But I like puns, so I’m keeping it. (You can slap ‘kin’ into any word and make it hilarious. That’s why I use a ‘kinformation’ tag. :p )
Banned / False Terms: kinning, kins, kinnies, etc - just don’t. Please, just don’t. This is how you make sure nobody takes you seriously and you get dismissed as a troll. ‘Kinning’ as a verb implies that otherkinity is a choice, which is prevalent and dangerous misinformation, and most of the community says burn it with fire - and for good reason. ‘Kins’ is just what people say when they don’t know the word ‘kintypes’, and implies you know very little about this. ‘Kinnies’ is a term made by antikin that’s quite controversial. On one hand, it’s hilarious to use to spit back at them, on the other hand it’s rude, on one foot like ‘kins’ it makes you look stupid, and on the other foot for a fair amount of folks it looks too much like ‘tr*nnies’ to give anything but a gut reaction of horror. (‘Kinnie’ is not a slur and does not hold the same societal weight, but as a gut reaction if you’ve had ‘tr*nny’ thrown at you, ‘kinnie’ isn’t going to make you feel all that great either.)
.
Part Two: A Few Methods That May or May Not Work To Questioning Kintypes and Related Alterhumanity.
So we’ve learned terms, and now there should be little confusion in what we’re talking about here. If you were expecting a step-by-step list, you will absolutely never get one, not from me or from anyone else.
Your journey through awakening, questioning, and ‘kinfirmation will be your own. It will be unique. You will never start in the same place as someone else, you will never finish in exactly the same way. The questions you ask will not be the questions I will ask. You do not need to justify it to me. You only need justify it to yourself. A second opinion always helps, sure, in case you missed something, but it’s not my job to tell you what you are. That’s yours.
So let’s take a look. At this point, one should hope you’ve awakened. It has occurred to you that you’re not quite human, you’re not quite what you physically are. You are aware that this is not a common experience. There are lots of things that could draw you to this. Homesickness is the big one. Memories, sometimes. Habits you shouldn’t have. Methods of thinking that don’t have a reason that makes sense. A feeling of belonging, of hiraeth. Your identity is not entirely your experiences in this life, this moment. Shifts are also a pretty big indicator. And so, so much more that I can’t possibly put a name to.
You know you’ve got Stuff going on here, but you don’t know what, it may be multiple things, it may be one thing. You said it may be multiple things, and fuck, it sure might be. It is for me, and lemme tell you, when those things like combining that makes it harder to sort them out. But you kind of have to, if you’re here and asking these questions.
You’re done questioning when you’re happy. You don’t need to know everything, and tbh you never will know everything. That’s okay. You just need to be happy with what you’re sure of.
So you’re not entirely human, or you think you might be fictional. Shit happens. But you’ve got to figure out what you are, if you’re not that. For some of us, it’s obvious. For some, not so much. I’m the sort of ‘stare it in the face and not recognize it’ person, because I’m stupid, but that’s a way to do it.
Your first step, of course, should be to take every sign you’ve got of this, every indicator that makes you think the craziest thing of all, ‘oh shit I’m not human’ / ‘oh shit I’m fictional’. Because kid, this isn’t a conclusion you immediately come to. Think about it, for a moment. If you’re actually here, with this conclusion in mind, there’s a reason you think that this is it. So gather all the reasons you’ve got, notice a few more and grab those too, and stick them in a box. Or write them down. Just put them somewhere and take a look at what you’ve got.
Now figure out if X habit here is related to Y homesickness of Z aesthetic, if that’s a Normal Human Thing or a Odd Alterhuman Thing. The lines will blur. You will have something that’s a Normal Human Thing, but in context is possibly an Odd Alterhuman Thing. Note that it’s both depending on perspective, and continue.
Try not to define stuff too much. Before you say you’ve got wings as supernumerary limbs - do you have wings, or just a weight on your back? Because those ‘wings’ might be wires, or a saddle, or gods know what else. Note that it’s a weight, check to see if it’s not a normal human thing medical issue, that you think it’s wings, what it feels like other than a weight, if it’s just there like clothes or if you can feel through it like your hands, and whatever else you’ve got.
You should probably figure out what you’re working with before you start putting it together. If you’re sorting by colour or by shape, essentially. Question things. Do you know it’s this because that’s just your first reaction, or do you know because that’s what it is and you’re not arguing the sky is blue?
Do not, and I repeat, do not overkill it. Keep questioning to a quiet thing, if you must sit down and dedicate time, do not do more than an hour or two. Brains do confirmation bias. You’ll see shit that isn’t there, or make things up to fit the puzzle you think you just solved. When you do sit down to question, write down exactly how you got from point A to point D. Take some time away after, and revisit it, see if point C still holds up on its own.
Try not to question too little and assume things, try not to question too much and make yourself full of doubt. Some things just are, okay? You don’t have to convince yourself it’s not That, that you aren’t sure, that it can’t possibly be. Sometimes it’s just like That, and that’s okay. It’s all right to accept the impossible. If it wasn’t, you wouldn’t be here. If it wasn’t, you’d be dismissing me. Don’t take things at face value, but sometimes, what they are inside is exactly what it says on the tin.
This is going to be long, and great at times, and sucky at times, and downright confusing. If you turn to divination like tarot and pendulums, ensure they work before using them on this, and like all things, take with a grain of salt. Tarot that someone else does on you? Yeah, okay, it’ll work. Asking someone on the internet to use a pendulum for you? No. Do not. That is not going to give you a good answer on anything.
If you can do it for a different part of your identity, you can do it for this - as a decent rule of thumb.
You may want to ask why you’re like this, if it’s spiritual or psychological or how it happened. Key word may. A lot of us do ask why, and sometimes find answers, but if you’re “Idk, I’m just an elf, don’t ask me,” then that is also completely fine! So long as you’re happy with that answer.
Multiple kintypes can make questioning an utter nightmare. Tackle them one at a time, use elimination methods, check if X is a symptom of Y kintype or Z hearttype or gods know what else. Don’t be afraid to admit you don’t effin’ know, and deal with it later. You won’t get this overnight. You’ll be questioning for at least a month. Anything less and ehhh, you sure, buddy? You might be right, but under a month and you might’ve missed something critical - it just isn’t enough time to be absolutely sure. Like marrying someone, this takes time to understand and learn. Bad example, but it works.
You may be questioning for years. Happens to the best of us. My friend Gryph spent five years asking ‘is this a hearttype or a kintype’ and was only sure after I used the ‘#god i wish that were me versus #me’ comparison and it made enough sense that they figured it out on the spot. That was like, three years ago. It was actually kind of funny considering Gryph was like, twice my age at the time.
Point is, this takes time, sometimes you just know, sometimes you really don’t. It’s weird, it’s unique, it’s personal, it’s an adventure and if you’re here you’ll probably be glad to go through it. Some of us are actually not happy with being otherkin, and would trade it away if they could. This is also normal. Not as well-spoken about, for obvious reasons, but it happens.
The key is introspection. It’s not divination, it’s not what someone else says - though that can help. It’s introspection. It’s about you, it’s what you are. It’s what’s right, what is true to your story. It’s a truth of the world, something you understand a split second before it defines itself, something that really just doesn’t give itself easily over to words.
There’s no step by step guide to otherkinity, to alterhumanity. Nobody could make one. But if you’re sure that this rings true, that this is the key to a part of you, then to you I say only two things.
Welcome to our subculture. I hope you find what you’re looking for.
Luteia 💚
#otherkin#fictionkin#alterhuman#luteia laments#kinformation#idk what other tags i need?#lmk if i forgot something important lmao#i wrote this in two hours in one go#Anonymous
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Renters insurance?
Renters insurance?
what exactly is renters insurance all about? is it pretty important or a waste of money?
BEST ANSWER: Try this site where you can compare free quotes :4insurequotes.xyz
SOURCES:
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Do I need to pay for insurance when I have my temps in Ohio?
Do I need to pay for insurance when I have my temps in Ohio?
My mom has insurance on her car, but I wanted to know do I have to pay for separate insurance for me?
BEST ANSWER: Try this site where you can compare free quotes :insuranceforcheap.info
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I'm a freshman and I'm doing a project in my career planning class. I have to make a budget to see how much I need to make from my job. I need to know how much health insurance would cost per person. I want to be an architect or art director so idk if my employer would cover some of the cost or what? I'm kinda confused on this project cause I've never had to think about this stuff.
Help deciding which sporty car or convertible?
I want a convertible or sporty car and am on a budget of $20,000. so I've got a few options that I have been considering. New Mazda Miata-I have heard great things about Miatas, the one thing I'm worried about is it maybe feeling a bit underpowered, although I am coming from a 2008 Honda civic sedan. how do those compare? Used Porsche Boxster-this would solve the potential underpowered problem of the miata, however I have heard a mixed bag of responses regarding the reliability of these, and I know that any repairs that are needed will be absurdly expensive. Used Honda S2000-this car seems great, the things that worry me are possibly a lack of low end torque, and I have never driven a manual before, and the other options can be found as automatics. Volkswagen GTI or Golf TDI-these seem like excellent cars, but the one downside is the lack of convertible top-I really like that open road feeling Mini Cooper S-This is sporty and can be a convertible, but I've heard bad things regarding reliability and parts/maintenance costs, also the interior seems to be disliked by alot of people. other pertinent info- I live in the Sacramento area, so weather problems shouldn't be as significant. How do the insurance costs compare of these 3? I'm 18 but have a clean driving record, good grades, etc Does anyone know how the fuel economy of these cars compare from experience? I know the EPA estimates, but real world mileage is different, especially because I'm an enthusiastic driver (I only get about 26mpg in my civic) One of the main things I want to know is how these will drive compared to each other and my current civic. Anyone with experience with multiple of these cars? any help or advice would be appreciated!""
Self Employed Health Insurance?
My father just quit his old job, he couldn't work there anymore (Too long commute and we lost a parent, so he had to stay closer home for the family) So now he is self employed. We are trying to find insurance that will cover him, 4 children, vision (we all wear glasses) + dental. Does anyone have any suggestions? (We live in PA)""
I am looking for a second hand HOT-HATCH for around about 1250 (not worried about insurance cost)
Which cars in this price range do you recomend. Thanks
Does voiding warranty affect my insurance. from a different company?
I'm thinking of rooting my phone but it is still under warranty and I am paying insurance for my phone using a different company. Will rooting my pg phone affect my insurance in any way?
Right now Im on my parent's car insurance policy b/c im 17 but im looking to move out soon?
Can someone please tell me how much your car insurance goes up once you are on you own plan. im paying 360 every three months now.
boq travel insurance quote
boq travel insurance quote
Just curious.......How many of you have no health insurance but.......?
.......have cell phones, satellite TV, Wii's and games, smoke or drink. Since the average cost of a family plan is about $3600.00 per year, just wondering if you realized you could buy your own health insurance with the money you spend on these things. I am curious why luxuries would be more important to you than getting health insurance.""
How much would it cost a new driver in the UK for car insurance?
I am thinking of getting a 12 year old ford fiesta. I am 24 years old and I'm a new driver. How much would it cost me for car insurance?
What are typically the cheapest auto insurance company in Massachusetts?
I currently am with MetLife but they increased charges this year, so I'm looking to change the company. Any suggestions to cheaper auto insurance? Thanks!""
125CC bike insurance for 17 year old?
I will be able to learn to drive nxt year, i have ruled out buying a car, as the incredably high insurance cost would force me to sell of most of my vital organs. I think i could afford a bike, but how bad would the insurance for that be????? pls give me some kinda rough amount plsplspls thx""
What happens if someone without insurance rear-ends me?
Here's a scenario. If I have a motorcycle with no insurance. Someone hits me at the red light and they don't have insurance. And it cost $25000 in damages. Considering they don't have insurance, it means they are poor. How can I get my money?""
""Why do i pay $400 a month for car insurance, is it cause its my first car?""
Why do i pay $400 a month for car insurance, is it cause its my first car?""
Car insurance for someone who only drives 1000 miles a year.?
I drive 800 to 1000 miles a year ( just groceries shopping mostly) and have to pay the same insurance premium as someone who drives 10,000 miles a year. Allstate doesn't care if I drive anything less. I spend more on car insurance than I do on gas. Does any car insurance company give a break to people who barely do any driving?""
What insurance covers for accutane in California ?
For those who are using accutane n live in California which individual insurance do u have that covers for accutane? Thanks I appreciate it. I'm in need of accutane but can't afford it so I need an insurance that covers accutane.
Cost of Car Insurance?
I need to know what the average person pays for their car insurance. Lets say the car isn't too new... and its a new driver. Location is Lowell, MASSACHUSETTS. Help Plllllleasssse.""
Cheapest car insurance in houston tx?
hello i need to find auto insurance that i can afford, i was wondering do they have one thats under a 100 ? well can you list me places that have the cheapest auto insurance""
I just hit a car. how much will the damage cost?
I was driving out of a parking garage and took a turn too tight and my door scraped a parked car's bumper. it scraped the paint on the left side of their bumper-about the size of a football. it looks like it can be buffed out. but on the top of the scraped part there is a broken part about the length of my forearm-not broken exactly, it is a length of spiderweb-cracks in the plastic. The car is a small black one but i dont know the make. i left a note in their windshield with my number on it. i want to pay for the damage myself so my insurance doesnt go up. does anyone have an estimate on how much this will cost?""
Which car models have good insurance rates?
I'm asking this question for a friend and she's curious to know some car models with good insurance rates. Any suggestions will be greatly appreciated :)
On average how much would monthly insurance be on a 2012 rolls royce ghost?
On average how much would monthly insurance be on a 2012 rolls royce ghost?
Auto Insurance?
i need to renew my auto insurance next month i drive a Infiniti G35 and a Subaru wrx (not STI) can anyone tell me if they have ever purchased insurance for any of these vehicles and where was the cheapest i need full cov. on both. Or just anywhere its cheap, i live in central california (bakersfield) THANKS""
Where can I find affordable auto insurance with a bad driving record?
I have a bad driving record and the convictions don't come off my driving record until december 2010. I feel like I've searched everywhere for a decent rate. Does anyone know where I can find a good rate for a person who has a bad record? Or know a way around getitng insurance. My parents can't insure it for me. So that's not an option. Thanks!
Cheapest car insurance in usa?
im 18. my parents now have a plan in Geico. I was to sign in also in a plan but I think Geico is too expensive. Which car insurance company is the CHEAPEST ( Allstate, 21st etc. ) ? idk if it matters but the place of living is in Virginia.""
Getting a license increases car insurance?
When applying for a drivers license for the first time, i was wondering if it increases a person's car insurance; even if the person that is getting the license doesnt have a car, and is under the age of 18.""
How does car insurance work when making a claim?
What happens when a claim is made after an accident? If a car is written off how much does this insurance company pay? If a car is repaired by the insurance company what happens then? I guess they pay for the damage, but do they pay any extra? If the car is repaired then the value of the car will drop, therefore leaving the driver out of pocket even though the damage was not the drivers fault. How does it work? Cheers""
Will one violation make my insurance go up?
The other day I failed to see a no right turn on red sign posted above an intersection. My right turn on the red light was safe, no cars were coming, and the car in front of me did the same thing, which I copied. A police motorcycle was parked waiting down the road, expressly for watching this, and pulled over the car in front of me, myself, and the driver behind me, who did the same thing. I have a clean DMV record. The fine is $170. I could elect to go to traffic school for an additional $150 so the violation won't be on my DMV record, but with my schedule, it will be hard finding the time for this, and I think the $170 fine is bad enough. My auto insurance is my only concern. How likely is it they'll raise my premiums (2 vehicles) with only one violation on my record? Also, how long does the violation stay on my DMV record (California). Thanks!""
What kind of insurance do I need?
I know nothing about insurance and this past year I've had a few problems which I paid straight out of my pocket. Needless to say it sucked horribly, thankfully my parents were generous enough to help me :) I now need insurance and its almost March 31st. I have a bad habit of procrastinating haha. So I know NOTHING about how insurance works etc. What is Obama care? healthcare.gov? medicaid? covered california? (I live in LA) I dont need Health Care (healthcare.gov) to get insurance like Blue Cross or Anthem right? Why are people paying for healthcare PLUS whatever insurance agency they get like Blue Cross. I currently have NO income, and I havent worked for a year so no taxes lol. I know health care helps with something that involves taxes. I'd like to get insurance and I heard that Medicaid is good for people with no income, but I'm going to have a small income soon. Do I need to contact healthcare.gov or medicaid or coveredca to get insurance with Blue Cross? What do you folks recommend? HELP!!!!! What is the March 31st deadline for? Do I just need to apply by then? And is that deadline for just healthcare/medicaid/coveredca or is it for the actual insurance company like Blue Cross? I'm so confused... Btw, I'm male, 23, live in Cali, currently no income. Thanks folks! :D""
Car insurance stuff i don't understand.?
Hello everyone, I am an international student who's been in the USA (Buffalo, NY) for the past 2 years working hard on my masters (i'm 25 now). I bought a POS Saturn last year for 2000 dollars and, well, for that i needed to get car insurance since it's mandatory in this country. Since i was from abroad and i had a learner's permit at the time, i had to get insurance with my international license. Progressive was my only choice so i paid around 700$ for 6 months. That's the rate I've been paying for the last year. Unfortunately, i just don't have the money anymore to pay 700 more dollars for the next 6 months. I tried different insurance companies but they are all around the same range. Apparently, i was stupid enough to not get a credit card as soon as i landed in this country. I was raised with the if you don't have money, don't spend it philosophy so i just used my debit card. This is the only reason that i can see for these absurd rates. Every single one of my friends ( all international students ) pay around 200-250/six months dollars for their pieces of crap cars. I just feel like i'm not being given a fair deal. Not having any credit might put a penalty on me, i understand somewhat how a capitalist mind works... let's say about 100-150 more dollars for 6 months, but a whopping 500 $ ? Don't you think it's kind of messed up that first of all it's mandatory, and then there's no baseline to at least make sure that noone gets ripped off. Is there any way that a person can inquire why he is being charged so much(instead of the bs the agents tell you i.e your area is bad etc.)? Or are you at the mercy of these people?""
Insurance for a 2005 Infiniti coupe for a 16 yr old in Houston area?
I'm about to turn 16 and am starting to look at cars. Does anybody have an Infiniti coupe and how much is it to insure? I'm just north of Houston if that is a factor
Car insurance for 18 y.o. good driver Honda Civic or Honda Fit?
Car insurance for 18 y.o. good driver Honda Civic or Honda Fit? Which car will be cheaper to insure for an 18 year old male? 2009 Civic LX Sedan 2009 Fit Base Hatchback He is a very good driver and has no infractions, we live in a low crime area. Thank you! Would just like to know which would be cheaper to insure.""
Should I notify my car insurance company if I paid for the fix myself?
I had a minor car accident in a Costco parking lot last weekend. I was backing out my parking lot; the other guy was also backing out. Unfortunately, we didn't see each other... Anyway, this seems to be a 50-50 accident. The damage to the cars are moderate and we agreed on just fixing ourselves. So no personal information was exchanged. I got an estimate today. The cost for fixing my car is not cheap but still lower than the minimal requirement for accident reporting in California. It is also lower than my insurance deductible. So I plan neither to report to DMV nor to file a claim. But one friend of mine suggested that in this case, I should still notify (but not to file a claim to) my insurance company. His argument is that the other party can still come back and sue me (if he is a freak). While we didn't exchange information, the other party may have remembered my license plate number so theoretically he could find out all other information about me. But I am not sure if notifying the insurance company will affect my premiums. What do you think?""
Motorcycle provisional licence insurance costs?
Obviously, to learn to ride a motorcycle you sort of need your own bike with insurance, but roughly speaking, on an average standard bike, how much would that insurance be please? Anyone who has experience of this, I'd appreciate to here from especially! Thanks! (I've mastered the driving licence, so now I'm moving on to the bike licence, well, planning to). The bike would be no more than 120cc, with no more than an 11kW output. UK-based answers please, apparently the states makes it a lot cheaper to insure vehicles, jealous! Also, if you have any experience, please tell me when this was. (Insurance prices have gone up, again!) Thank you!""
boq travel insurance quote
boq travel insurance quote
How does rbs insurance differentiate itself from it's competitors?
Hi, I'm filling out an internship form, and I'm stuck on this question.. Please help me! Thank you""
Question about car insurance?
I am about to get my first car ! but i have to wait until the guy at the car lot gives me the ok to pick it up but I was wondering about insurance do I get the car first and then get the insurance or vice versa? because what if something happens and I would get pulled over do I just say I just got the car and the insurance is about to start up? thanks in advance.
Mazda rx8 or 350z insurance ?
Id assume the 8 might have cheaper insurance to certain companies due to it having four doors lol But my question is I'm 19 and been looking at progressive and I have to pay $1200 every 6 months for one of these cars! I have a clean record and took the safety course too. Now if I was under my parent's insurance would that be possibly cheaper? Were doing that with the lexus I'm driving right now (theirs) but I need to build credit and whatnot... no need to worry bout college cause its paid off
""What is cheaper, car insurance or motorcycle insurance?""
What is cheaper, car insurance or motorcycle insurance?""
What does it take to fix a flooded car?
Last June, my town fell victim to river flooding. It's caused tons of damage and many cars to be flooded. I'm looking for a cheap car and I got on a rebuildable cars website. I found a newer car that is reasonable on gas and insurance, but is flooded. What would they have to do to fix it and about how much would it cost?""
Unfair car insurance?
My car was very old but in excellent working order. It has been written off in an accident that was not my fault. The insurance company will only pay me what it's worth, about 150. To get a reasonable second hand replacement will cost much more than this, and I cannot afford it. So I now have no car and cannot afford a replacement. Over the last few years I've paid thousands for insurance. Can the company do this, i.e not pay for an equivalent replacement, but pay what they think it's worth.""
Will my insurance agent report to my car bank that car is not covered no more.?
I'm with state farm. I been playing 190 monthly. Now they want me to pay 450 dollars. I just paid yesterday and my agent said my next due payment is due on 7th this month for 450 dollars. He said it was to be paid when I first got with state farm but I switched agents and now I am expected to pay next week. This is unfair and without fair notice. My insurance is going a cancle if not paid in weeks from now. What do I do. Is my car bank gonna find out car insurance got canceled. I was told it was 190 per month. I thought deposit was high but why 400 ?
Help with car insurance?
ok.. i just got a 1997 honda accord lx.. im 18 and a new driver.. but the car is in mine and my moms name every place we called it is over a hundred dollars just for state required ?? where is the cheapest place in shelbyville indiana.. i need car insurance and this is outrageous could anybody help me please
""Car Insurance, ammended details of profession lead to increased premium?""
My car insurance company rang me two weeks ago asking to update my details. I was previously registered as a student and unemployed but changed this to working part time as an admin assistant. A week ago I received my new certificate of insurance but today they rang me to say that my premium had increased by 150! I find this difficult to understand how changing my profession from student to admin could whack up my premium by this much. At the same time they offered me a new deal from another insurer , which they claimed would be cheaper, but I refused over the telephone as I felt too confused at the time. Now they told me that they will be sending me the bill to pay off the new increased premium. Can anyone help me confirm whether insurance companies can do this? I am not driving my car any more than I previously had and I cannot see as how my new job increases the risk of me having an accident!! Thanks""
Car insurance for LHD car ?
Hi there, I want to buy 2001-2004 year freelander (left hand drive), then drive to my country and insure it. I need insurance what would cover for two months on UK roads. Do you know any insurance company what would offer as cheap as possible and the possibility to cancel my insurance after 2 months ? Regards, Ed""
How is the mandate to buy car insurance different than the mandate to buy health insurance?
This seems to be a popular talking point among liberals. It saddens me that liberals are so partisan that they are blinded to the obviousness of the differences. So for the record, what are the two differences between the requirement to have car insurance and the requirement to have health insurance? 10 points goes to the most simplistic and straight to the point answer.""
How much does it really cost to own a Porsche 911 Carrera 4S in California? MSRP is...?
...$88,400. What other costs are there? http://www.porsche.com/usa/models/911/911-carrera-4s/ I am trying to own one of these. Just wondering what's is in store for me (i.e. tax, ...show more""
What type of car business insurance do i need?
i have a small take-away business and i want to let my employees to drive my car. i have 3 cars for my business. can you please give me list of websites
Car Insurance Temporary Additional Driver???
I already have a car insurance policy with Churchill. I am doing a very long journey this weekend and want to Insure my boyfriend for 3 days to help me with the drive. Is it possible to put someone on an existing policy for 3 days?? I take it there would be a cost involved.
""I need cheap car insurance, I'm in college?""
I'm 19, a college kid and need car insurance. I now it's going to be crazy high, but if anyone has any insight or tips to make it cheaper, it would me much appreciated.""
Would it be cheaper to put my name on my parents insurance ?
would it be cheaper to put my name as an additional driver instead of my own as i got the cheapest quote as 3000 euros for my own policy would it be cheaper to put my name as an additional driver on theres? my parents have 25-28 years experience with no claims ?
Does anyone know who is the cheapest for insurance for piaggio zip 50cc scooter?
Does anyone know who is the cheapest for insurance for piaggio zip 50cc scooter?
Does the Year of your Car affect Insurance Prices?
Does the Make of Your Car Affect How Much you are Charged for Insurance? Does the Year of Your Car Affect How Much you are Charged for Insurance? Does Having 2Doors Always Rise How Much you are Charged for Insurance? No Baby Answers.
Would a speeding ticket go to the lead insured or the owner of car?
my dad is the lead insured, my mum and i are named drivers, but my mum owns the car. Who would the speeding ticket be addressed to?""
What kind of life insurance should my husband get?
We are looking to get a life insurance policy for my 25 year old husband. We have three young children so we're trying to figure out what would best provide for the family if God forbid something were to happen to him.
How can i get cheap insurance?
Im 17 and i live in London. I just go my Licence and i have a 2k budget for a car. And my dad said he is going to pay for insurance as long as it is a max of 3k So far the cheapest quote i got was 5k for a VW Polo 1.4L Petrol. I want a diesel car because, my dad said he will pay for it. So need help deciding what car to get, and how to get insurance up to 3k Please help guys""
How come Americans can't afford medical insurance?
Yet we seem to have PLENTY of money to blow on Ipods, Itunes, Iphones, lap top computers, DVD players, flat screen TVs, designer clothing, fast food, porn, alcohol, cigarettes, and concert tickets?""
Insurance on ford focus?
i recently came across a cheap ford focus 2000 edition, and recently passed my test and just wondering what would the insurance be like? exspensive? i really like the car but i dont want it if the insurance will be a bomb""
How does american car insurance compare with british car insurance?
why can young people in the states drive nice, big, expensive cars, and in england it so expensive, and we struggle to get insured in england at a resonable price. you watch tv and they drive range rovers, and in england we drive old cars where the insurance cost more than the car. by the way i'm 18 years old anyone able to enlighten me?""
Help!!!! changing car insurance?
I called another company and had a quote with them and they offering me a way better price than my current insurance company... I wanna make a change.. what do I do? Do I have to call up the current insurance company and cancel the policy?
boq travel insurance quote
boq travel insurance quote
Teen Car Insurance Price?
Currently driving my fathers old 2002 Mitsubishi Galant (basic 4-door car, nothing special), and planning on buying a Suburu BRZ (sports car) when I turn 18. My birthday is Dec. 25, I am currently 17 and I have had my license since I turned 16. I have a B average in school and I am planning on taking defensive driving also. I have had no claims or accidents at all. The car is just going to be for commute, probably about 13-17,000 miles a year (going to be traveling home from college). I will be on my parents insurance, but I was just wondering the quote. I tried doing it on a insurance website, however they don't give you a quote if you are under 18. I am planning on getting collision coverage. Thanks in advance.""
Car accident with no insurance?
I was stopped at a red light behind two cars. Both cars started to go and so did I the next thing I knew I had hit the car in front of me. The car in front of me hit the car in front of him. We all pulled over my car isnt to bad but I drive a suburban, the car in front of me was a smaller car so his looked a little worse. Nobody was hurt, and all cars were drivable, so we decided to not call the police we just all exchanged information. After we had finished and they left I immediately called my insurance lady to let her know what happened. I am not super clear on this next part, we have been going back and forth with our insurance since that call and will continue to fight it. When I called the insurance lady she said I wasnt covered. She said that they had received the last payment much later than it was due (not sure how because it was mailed the same time as always) but because of that our insurance had been cancelled. A couple of weeks ago they had chased our check, she said we were reinstated as of yesterday (the day of the accident) but because it was the same day they werent liable to pay the damages. We are going to keep fighting them because I dont think its fair. Even if they decide that they wont pay we can afford to just pay for the damages to the rear end of the car in front of us, because know matter what happened I am at fault for following to close. We cant afford to pay out of our pocket also for his front end and the rear end of the first car. Shouldnt those damages be covered by the car I hit because he was obviously following to close to the car in front of him? Im a little freaked out with all this, this is the first accident I have ever been in and we have always had insurance, so we thought. The insurance company did say they mailed us a cancellation notice but if they did we have never received one.""
Is Obama gonna make health insurance more affordable?
Is Obama gonna make health insurance more affordable?
""NYC Car insurance for 18 year old dude, please help.?""
Ok so heres the deal, I am 18, a guy, living in nyc and looking to buy my first car. Now my parents dont drive so Im on my own for insurance. Now Ive been shopping around to every large company and even small, and the lowest I could get a monthly payment down to was around $371 a month. That is the state minimum coverage with no collision coverage. Its gonna be used whatever I get so I dont need the collision. Now the help I need is if anyone knows any possible way to get anything cheaper, I can deal with something like $200-$250 a month. If anyone has a success story or knows any agents or brokers personally and could help, Id love to know. Now dont tell me I should go on a family member or something, thats not an option. Ive done all the research and been doing quotes 24/7. Now Im a student just trying to get to school and work safely and efficiently. I have a clean license nothing on it. Please and thank you for any help.""
""I'm 17 years old, and I'm going under my parents driver's insurance plan soon for driving, how much is it?""
My parents said I can drive now that I got a job, however I will have to go under their plan, and I'll have to pay the insurance. How much will it be? (:IMPORTANT NOTE: I took $1000 driving classes) So I'm guessing that will reduce the cost? Also I live in the state of PA and my parents are on AllState Insurance. So how much will the insurance be every month if I'm under my parents plan? AFTER I TOOK THOSE DRIVING CLASSES! And how long can I stay under my parents driving insurance? When will I NOT BE ABLE TO stay under my parents driving insurance? Or am I always able to stay under their driving insurance if I want to?""
A question about car insurance?
Does your insurance drop when you have a baby? I know it does when you get married, but I wasn't sure about having a baby. Thanks!""
""Lets be honest, will a 2000 mustang gt run a 17 year old over 150 per month on insurance?""
State or no state, tennessee. Will it run in 200's or more? Just need to know before i go looking. Don't give me your opinion, i get it has horses and can kick, im not looking for a preacher to praise down on me. thanks""
How much does car insurance cost.?
I am 18 and ready to get my drivers license but how much does car insurance cost per month on average.?
""I am 17, and I recently got my driver's license. Can I avoid being added to the insurance policy?""
Because my rates go really high, since I'm a new driver. If my cars receive minimal insurance, and they're insured under my parents' name, could I legally drive the cars and would the insurance pay for any liabilities?""
Insurance help! Tennessee?
My bf moved here from west virginia... he has to big health problems one life threatening... He needs cheap insurance but i dont know anything about insurance. hes 23. can anyone help me or know of any type of insurance??????? It would be appreciated..
Can I insure a car I don't own?
My dad bought me a car when I was 17, but its in his name. I still have that car and the insurance runs out at the end of the month. I'm tired of having him pay for things so I'm paying for my own insurance. He's going to sign the car over to me, but I will still need to get insurance on it and he probably won't transfer the title for a few more weeks. So, can I shop around for insurance rates and purchase and pay for my own insurance on the car, and include my husband as a driver, even though I don't own the car yet? Or does my dad need to transfer the title first? The problem we're running into is, I'm in Missouri, my dad is in Utah (where the car is currently registered), and I'm moving to California in 3 weeks.""
""Do professional race car drivers have life insurance and if so, how much does it cost?""
Do professional race car drivers have life insurance and if so, how much does it cost?""
Being sued by an insurance company?
Hello, I got in a car accident about two years ago and i didn't have insurance, i was found at fault and now im getting sued for $20,000 by the other driver's insurance company, The original amount was $17,000, They have been trying to collect for a longgg time now. I know i blew it off for a long time but now im ready to take responsibility and start trying to pay it. The car i was driving was under my moms name and they are trying to go after her also but i want to take full responsibility. I have to go to court next month, and im wondering if I should get a lawyer to represent me even though i'm guilty. I'm hoping that I can make a payment plan or anything I need to get my life back on track""
Graduating from college and need affordable health insurance. Suggestions Please?
I'm graduating from college in Chicago this year. My parents are kicking me off their insurance. Does anyone have any suggestions for affordable health insurance?
Average motorcycle insurance?
I'm 22 and I pay right at 100 a month for insurance. How much does a regular sports bike cost to add insurance on? I know it depends on the bike but for like a GSXR 600.
California Medical for teens?
I am 19 & i have no insurance at all and i was wondering if theres a way to get on the Medi-caid or medi-cal that the state offers to usually younge kids or pregnant women? can someone give me info?
How much do car rental agencies typically charge for insurance?
How much do car rental agencies typically charge for insurance?
What's the best car insurance company? Your experience?
I just purchased a new car and my family and I have about 4 cars currently under farmers insurance and pays way over $200 on car insurance...the dealer at the agency mentioned that he bought the same car and has 4 other cars with Nationwide and pays under $200 full coverage. In your experience and in your opinion from what you know or have experienced which insurance companys over the best service for your buck or offer great options. I think we are paying a lot and the options aren't that great. Thanks
How much for car insurance?
My mom told me to look for my first car and I found a 2002 Mitsubishi Eclipse GS, Silver, non-convertible, and i asked her if it was ok. She said that the it is considered a sports car because it is a coupe and insurance will be high, it has 2 seats in the back but it is a 2 door....can somebody tell me if insurance will actually be high for me...im 16 and ive never been a accident Thanks!""
Do I need insurance for my license?
I live in North Carolina, and I just got my license a few months ago. I don't have a car yet, but I was told that I needed insurance in order to have a license. So, I'm paying $80 a month for insurance, just for holding a license. My car savings aren't looking too good at this rate, so I was wondering if anyone knew of any cheaper insurance companies I could go with?""
Who does the cheapest 1 day car insurance?
UK
Do Car Insurance rates go up when being rear ended?
I was rear ended and it was NOT my fault. I live in California and have State Farm. Will my rates go up?
Does the insurance rate go up or more if I get my license?
Ok my mom and dad both have a car and they bought a car just for me. It already has insurance and license plate and everything. I'm planning on getting my license soon. So when I do would my dad have to pay for more money because of me driving it? I mean the insurance is on my dads name. Thx for replying.
Auto insurance rates in USA?
Auto insurance rates in USA?
What is the average insurance cost for a 2012 Chevy Cruze?
I will be turning 21 in June. No tickets or accidents on my record. What would the average monthly payment be for insurance?
boq travel insurance quote
boq travel insurance quote
https://www.linkedin.com/pulse/average-insurance-cost-mercedes-benz-arthur-berry/"
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