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#best bank loan
arts-i-enjoy · 7 months
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AHHHHHH
#this post brought to you by: me#i. applied for a preapproval letter for a mortgage yesterday. and spoke to a realtor to start finding me houses#i want to move several states away which further complicated things. but the houses there are CHEAP#like under 100k for a 2 bedroom move in ready#anyways i got approved for 80k with a 20k down payment. and im FREAKING THE FUCK OUT#and because i got that pre app letter i have a loan officer calling me today to talk#and we literally work at the same bank so i can SEE that hes active and hasnt read my message#even though its been 45 minutes. KEVIN MESSAGE ME BACK. IM NOT GONNA BE ABLE TO FOCUS UNTIL I DO THIS CALL#AHHHHHHH S C R E A M. it might happening!!!! i might be finally.mov8ng out in a few months!!!#i mgiht be a HOMEOWNER by the end of the year#i have been saving money for this since i was. 16? 17?#ive had a good well paying job since i was 18.#AHHHHHHHHHHHHHHHHHHHHHHHH#once i have a house then i start job searching in that area. and start getting really serious about LEAVING my very good job#which is soooo scary. this job was supposed to be my lifelong career. but then everyone fucking moved to other states and left me behind#so theres no point staying here.#i might never have this kind of job security again.#but also my realtor said that theres a lot of bank jobs in that area so maybe itll be easy to find something#on the fence on if i tell my parents that im Making Moves right now#on one hand its hard to not talk about it becuae im STRESSED TF OUT#but on the other hand when i tentatively mentioned the state i want to move to#richard started yelling and swearing el oh el#might be better to wait and avoid the tension as long as possible?#but also i dont know how they can stay angry when its literally my best option#the other places where my friends live either have 0 opportunity and high housing prices. or are even moe liberal than where im going#idk. why do half of my problems come down to “my parents will be mad” like im a 12 year old or something. shit fucking sucks#this is why i want to get out of here#also it feels weird and bad to talk to my friends about how stressed i am about buying a house when all of them are stressed about#not being able to make rent or something. my problems feel like a brag in a really odd and shitty way. but hey!#if this works out maybe ill start being stressed about how im going to make my mortgage payments! :') yay!
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riversfunding · 3 months
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walmart-miku · 9 months
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The fight is not over :(
I might have gotten into college but college is fucking expensive in the US yall
MY PARENTS HAVE BEEN SAVING FOR MY COLLEGE FUND SINCE IVE BEEN BORN AND EVEN WITH THE SCHOLARSHIP THE SCHOOL GAVE ME I STILL NEED TO PAY 25K PER YEAR. THATS 100K FOR MY UNDERGRAD I NEED TO MAKE TO GET OUT OF THIS WITHOUT STUDENT LOANS AND THIS IS NOT INCLUDING COST TO JUST EXIST.
If you need me I will be dying and applying for every scholarship I can get my grubby hands on
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banksdekho · 8 months
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Understanding Credit Card Eligibility for HDFC Bank
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Credit cards have become an indispensable financial tool for many, offering convenience, rewards, and flexibility in managing expenses. Among the plethora of options available, HDFC Bank stands out as one of India's leading providers of credit cards, offering a wide range of options tailored to various lifestyles and needs. However, before applying for an HDFC credit card, it's crucial credit card eligibility for hdfc bank criteria to ensure a smooth application process
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littleravenpuff · 2 years
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i am being personally victimized by elon fucking musk. his stupid car company will only accept wire transfers to buy out leases and we can only send official checks. tesla is literally the only dealer i have ever encountered that is like this. i have spent the last three (3) business days running up my own management chain to find a way to make this work. he is the reason i have a headache today and i hate him
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theabstruseone · 1 year
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I slept in and just woke up, so here's what I've been able to figure out while sipping coffee:
Twitter has officially rebranded to X just a day or two after the move was announced.
The official branding is that a tweet is now called "an X", for which there are too many jokes to make.
The official account is still @twitter because someone else owns @X and they didn't reclaim the username first.
The logo is 𝕏 which is the Unicode character Unicode U+1D54F so the logo cannot be copyrighted and it is highly likely that it cannot be protected as a trademark.
Outside the visual logo, the trademark for the use of the name "X" in social media is held by Meta/Facebook, while the trademark for "X" in finance/commerce is owned by Microsoft.
The rebranding has been stopped in Japan as the term "X Japan" is trademarked by the band X JAPAN.
Elon had workers taking down the "Twitter" name from the side of the building. He did not have any permits to do this. The building owner called the cops who stopped the crew midway through so the sign just says "er".
He still plans to call his streaming and media hosting branch of the company as "Xvideo". Nobody tell him.
This man wants you to give him control over all of your financial information.
Edit to add further developments:
Yes, this is all real. Check the notes and people have pictures. I understand the skepticism because it feels like a joke, but to the best of my knowledge, everything in the above is accurate.
Microsoft also owns the trademark on X for chatting and gaming because, y'know, X-box.
The logo came from a random podcaster who tweeted it at Musk.
The act of sending a tweet is now known as "Xeet". They even added a guide for how to Xeet.
The branding change is inconsistent. Some icons have changed, some have not, and the words "tweet" and "Twitter" are still all over the place on the site.
TweetDeck is currently unaffected and I hope it's because they forgot that it exists again. The complete negligence toward that tool and just leaving it the hell alone is the only thing that makes the site usable (and some of us are stuck on there for work).
This is likely because Musk was forced out of PayPal due to a failed credit line project and because he wanted to rename the site to "X-Paypal" and eventually just to "X".
This became a big deal behind the scenes as Musk paid over $1 million for the domain X.com and wanted to rebrand the company that already had the brand awareness people were using it as a verb to "pay online" (as in "I'll paypal you the money")
X.com is not currently owned by Musk. It is held by a domain registrar (I believe GoDaddy but I'm not entirely sure). Meaning as long as he's hung onto this idea of making X Corp a thing, he couldn't be arsed to pay the $15/year domain renewal.
Bloomberg estimates the rebranding wiped between $4 to $20 billion from the valuation of Twitter due to the loss of brand awareness.
The company was already worth less than half of the $44 billion Musk paid for it in the first place, meaning this may end up a worse deal than when Yahoo bought Tumblr.
One estimation (though this is with a grain of salt) said that Twitter is three months from defaulting on its loans taken out to buy the site. Those loans were secured with Tesla stock. Meaning the bank will seize that stock and, since it won't be enough to pay the debt (since it's worth around 50-75% of what it was at the time of the loan), they can start seizing personal assets of Elon Musk including the Twitter company itself and his interest in SpaceX.
Sesame Street's official accounts mocked the rebranding.
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homespringmortgage · 14 days
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Choose the Bank Statement Home Loans in Charleston, SC
If you are under time constraints, bank statement mortgage loans might be your best option. Bank statement mortgage loans don’t have as long and arduous a process of applying as traditional loans. All you need to qualify for bank statement mortgage loans are your bank statements. At HomeSpring Mortgage, we offer many non-traditional lending options, including Bank Statement Home Loans. Contact us at (800) 621-4656.
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elaneducationloans · 25 days
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everydayloanindia1 · 1 month
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When choosing the best bank for a gold loan, it's important to consider factors like interest rates, loan-to-value ratio, repayment flexibility, and customer service. Some of the leading banks in India, such as HDFC Bank, SBI, and ICICI Bank, offer competitive gold loan schemes. HDFC Bank is known for its quick processing, SBI for its trustworthiness, and ICICI Bank for its flexible repayment options. Comparing these features will help you decide which bank best meets your financial needs.
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kovaitechnidhi · 2 months
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Best Nidhi Company In Tamilnadu
Kovai Tech Nidhi Limited company in tamilnadu - coimbatore offers its members high interest rates on fixed deposits, recurring deposits, and savings accounts
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riversfunding · 11 days
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The Autumn Budget is just around the corner, and with it many businesses are bracing themselves for updates to their impending tax bills. While we may ponder what any updates will look like, whatever the changes, paying VAT and Corporation Tax remain a necessary part of running a successful business, and so they need to be considered as part of the ongoing management of any organisation.
While they may both be necessary, they can be something of a logistical or cash flow irritant from time to time, taking up resources that you would no doubt like to put to better use. However, what many businesses are unaware of is that there are Corporation Tax loans and VAT loan facilities available to help you optimise your capital management, covering those necessities without losing out on opportunities to invest in growth or keep some cash in the bank for a rainy day.
Read more - https://www.riversfunding.com/news/did-you-know-you-can-get-a-business-loan-to-cover-your-corporation-tax-or-vat-payments/
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sahibandhu094 · 3 months
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bhavishyafinancenu · 3 months
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How to find Right Home Loan Bank
Made the decision of buying a home loan? That’s good to hear but, confused where you will find the Right Home Loan Bank? Well, choosing a right lender becomes crucial because that will make a huge impact on your whole process. You might get a lot of options of lender for your home loan but choosing the right one is in your hands. With proper research and knowledge, you won’t face this issue and find this whole process a lot easier.Before taking a home loan you need to identify about the needs and your capability to hold it. How much you can consider taking according to your financial capability, your credit worthiness and from where you are taking it. The interest rate and the hidden charges both has impact on the overall pay.
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bhavishyaperformship · 3 months
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How to find Right Home Loan Bank
Made the decision of buying a home loan? That’s good to hear but, confused where you will find the Right Home Loan Bank? Well, choosing a right lender becomes crucial because that will make a huge impact on your whole process. You might get a lot of options of lender for your home loan but choosing the right one is in your hands. With proper research and knowledge, you won’t face this issue and find this whole process a lot easier.Before taking a home loan you need to identify about the needs and your capability to hold it.
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klubwork · 3 months
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Choosing The Best Bank for Msme Loan: Top Options For 2024
In the dynamic landscape of small and medium enterprises (SMEs), securing the right financing is crucial for growth and sustainability. For MSMEs in India, finding the best bank for MSME loan can make a significant difference in their financial health and expansion capabilities. With various options available, it's essential to understand the top banks and their offerings for 2024, especially for those seeking a 2-crore loan for business or exploring unsecured SME loans. 
Understanding MSME finance 
MSME finance encompasses a range of financial services tailored to meet the needs of micro, small, and medium enterprises. Given the diversity in the needs of MSMEs, banks offer various loan products like machinery loan for msme and msme subsidy on machinery, including those under the MSME startup scheme and government loan for MSME programs. 
Top banks for MSME loans in 2024 
1. State Bank of India (SBI)
   SBI continues to be a leader in the MSME finance sector. SBI’s offerings include unsecured SME loans, which are ideal for businesses that may not have significant collateral to pledge. 
2. HDFC Bank
   HDFC Bank is another top contender when it comes to MSME loans. For those looking for a substantial sum, HDFC also facilitates a 2 crore loan for business purposes, ensuring ample capital for expansion. 
3. ICICI Bank
   ICICI Bank offers a comprehensive suite of MSME finance solutions, including the MSME startup scheme. Their user-friendly application process and quick disbursal times are added advantages. 
4. Punjab National Bank (PNB)
   PNB stands out with its dedicated MSME loan products that cater to various business needs. Their government loan for MSME programs are designed to provide financial assistance with favourable terms. 
5. Bank of Baroda
   Bank of Baroda has a strong presence in the MSME sector, offering a range of financial products to support business growth. Their MSME loans are designed to cater to different business stages and needs, including the requirement for a 2 crore loan for business expansion. Bank of Baroda also participates in government initiatives, providing govt MSME loans to help businesses access affordable financing. 
Factors to consider when choosing a bank 
When selecting the best bank for MSME loan, several factors should be considered: 
- Interest rates and fees: Compare the interest rates and any additional fees associated with the loan. Lower rates can significantly reduce the cost of borrowing.
- Loan amount and terms: Ensure that the bank offers the loan amount you need, such as a 2 crore loan for business, and flexible repayment terms that suit your financial capabilities.
- Collateral requirements: Determine if the loan is secured or unsecured. Unsecured SME loans are beneficial for businesses without substantial assets to pledge.
- Application process: Look for banks with a straightforward and quick application process. This can save time and help you access funds faster.
- Customer service: Good customer service can make the loan process smoother and provide ongoing support for your financial needs. 
Leveraging Klub for funding opportunities
Klub, an innovative platform specialising in revenue-based financing, offers startups an alternative funding model. By leveraging Klub, entrepreneurs can access capital without giving up equity, aligning repayments with their revenue streams. 
Conclusion 
Choosing the best bank for MSME loan involves careful consideration of various factors, including the specific needs of your business and the terms offered by different banks. In 2024, banks like SBI, HDFC, ICICI, PNB, and Bank of Baroda stand out as top options for MSME finance. Whether you are seeking a government loan for MSME or a govt msme loan scheme, an unsecured SME loan, or a substantial loan amount for business expansion, these banks provide a range of solutions to support your enterprise’s growth. By evaluating the available options and selecting the best fit, MSMEs can secure the financial backing needed to thrive in today’s competitive market.
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alomaniya · 4 months
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10 Tips to Get the Best Car Loan Rates From a Non-Banking Financial Institution
Securing a car loan at favorable rates from a non-banking financial institution can seem daunting, but with the right approach, you can unlock the best deals. Here are ten tips to help you find the best car loan rates, particularly for pre-owned vehicle loans, and to understand the advantages of fixed deposits (FD) from large corporate houses.
Understand Non-Banking Financial Institution Offerings: Non-banking financial institutions often provide more flexible terms compared to traditional banks. Familiarize yourself with their services and how they can offer the best car loan rates.
Compare Pre Owned Vehicle Loan Options: When searching for the best car loan rates, don't overlook pre-owned vehicle loans. Non-banking financial institutions often have competitive rates on these loans.
Check Your Credit Score: Your credit score is crucial in securing the best car loan rates. Non-banking financial institutions also consider your credit history when approving loans, so ensure it's in good shape.
Negotiate the Terms: Don't accept the first offer from a non-banking financial institution. Negotiate to improve the terms of your pre-owned vehicle loan.
Explore FD from Large Corporate Houses: Investing in FD from large corporate houses can improve your financial standing and creditworthiness in the eyes of non-banking financial institutions, potentially leading to better car loan rates.
Look for Seasonal Offers: Non-banking financial institutions often provide promotional offers that include lower interest rates on pre-owned vehicle loans. Keep an eye out for these deals.
Opt for a Shorter Loan Term: Choosing a shorter term for your pre-owned vehicle loan can reduce the interest rate offered by non-banking financial institutions.
Consider a Co-applicant: Applying with a co-applicant can increase your eligibility for better rates on pre-owned vehicle loans from non-banking financial institutions.
Understand the Fine Print: Be thorough with the loan agreement from non-banking financial institutions. Understanding all terms and conditions can save you from unexpected costs.
Leverage FD from Large Corporate Houses: If you have FD from large corporate at non-banking financial institutions, you might get preferential rates on your car loan, especially for pre-owned vehicles.
By following these tips, you can enhance your chances of getting the best car loan rates from non-banking financial institutions. Whether it's a new or a pre-owned vehicle loan, being well-prepared and informed is your key to securing favorable financing options.
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