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#but i refuse to get a subscription so its just in my mind rent free forever
minasweep · 3 months
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scrolling thru netflix and stumbling on "my life with the walter boys" and instantly remembering every original work I ever read on wattpad
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enkisstories · 4 years
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Just like them (part 6)
Park Avenue 1554 November 17, 2038 1:14 am
They say the android rights movement was kicked off when the painter Carl Manfred returned home from a party and found the light switched on in his workshop.
Daniel Phillips-no-longer had just returned home from a coffee shop at Capitol Park and found the door to the terrace ajar. It was everyone’s guess what would start from that point… The real question was, had someone come in, and was still sneaking around the apartment, or had the burglar already left?
Now normally Daniel would have taken out his phone to make a call, to prove a point. But in this situation time was of essence, so he started dialing the DPD in his head. However, the signal didn’t get through. None of his thought-commands left the android brain, Daniel realized. He couldn’t make a call, browse the internet, or connect to the various household electronics. Something was jamming his signals, effectively putting the android into flight mode.
There was a shadow, then an incoming signal, that the deviant rebuked, and then something heavy impacted on his head. The last thought that crossed Daniel’s mind before temporarily shutting down was that Tina Chen had been right: He really wouldn’t have needed to worry about the missing apartment key. The still not repaired door alone had been an invitation to a burglar.
And the first thought upon waking up again, sometime after sunrise, was that said burglar must have been an android, because their first impulse had been to wirelessly shut down Daniel before they had went for the baseball bat.
“Kin-betraying swine!” Daniel hissed. “Just you wait, I’m going to unleash Connor on your sorry ass!”
The apartment’s new inhabitant took a few minutes to take inventory of what was missing. He was in luck, because most of the irreplaceable stuff in the flat was of low monetary value and therefore hadn’t been of interest to the burglar. All the family photos and little mementos were still there and what had gotten taken wasn’t really needed, especially not when you didn’t eat and were able to watch TV in your own head.
Daniel fed the fishes and the pet rat, a half-starved white-and-black patterned fellow that he had taken in after his owners had fled Detroit in a hurry. Then he left the apartment again to personally report the incident to the police. The deviant also didn’t like the hum behind his forehead that had grown quieter, but wouldn’t subside altogether. He decided to swing by an Android Zone for a checkup later, just to be on the safe side.
Entering the precinct Daniel realized that it was his third visit in as many days.
That’s three times more than in my whole life before the revolution! Am I living here now or what?!
The reception was manned, once again, by an ST300 android, no longer Tina Chen acting as a substitute. Only now the ST300’s nameplate read “Rika” and the LED on the android’s temple was missing. Rika smiled at the arrival, but before so much as a greeting could get exchanged, Detective Reed stormed out of the restricted area, drawing everyone’s attention. The man was muttering under his breath - lots of “fuck”s, but Daniel also recognized a short phrase: “team building measure my ass”.
“This is the detective you will want to talk to, Mr. Daniel”, Rika told Daniel after he had explained what had happened to him earlier. “Mr. Reed of the android related crime section.”
Gavin turned around sharply.
“Unless it wants to turn itself in, whatever it has to say won’t fall into my responsibility.”
“But it does!” Daniel insisted. “I was attacked by an android tonight!”
The statement was met with a gleeful grin: “You tin cans are duking it out amongst each other now? Works for me! Well, it was nice having known you, “Mister” Daniel. Now vamoose!”
The detective proceeded to grab a package from the counter, growling “Your locomotion software bugged or what? This is the last time I’m coming out here to fetch something!”, to what Rika replied in her usual friendly voice that she’d make sure to send the parcel to his desk via UPS next time and put it on Mr. Reed’s expense report. Daniel was certain that the human hadn’t really listened to the reply, because if he had, he’d exploded into violence.
When Gavin strode back towards the barrier, Daniel stepped into his way.
“There was a crime committed by an android. Against a person. That sounds like the textbook description of what your section is about!”
“And I fucking told you just now that it isn’t my job to investigate this shit!”
“Is, too!”
“Is not!”
“That your last word?”
“Yes. Now piss off or I’m going to have you removed by force!”
Daniel shook his head.
“Damn, Mr. Reed”, he said, “I wish we’d met earlier! Like by the swimming pool on our terrace, in a starry summer night in August…”
The detective contorted his face into what might pass as a smile. It had to be a smile, because it was… truth be told, it was endearing.
“Yeah”, Gavin nodded. “I’m sorry Captain Allen shot you off that roof.”
He took a step closer towards the PL600 and then suddenly slung his arm around the machine. Daniel didn’t understand what had caused the change. Just a moment ago they had been shouting at each other, but now Gavin was almost hugging Daniel. It was astonishing! Sympathy? From a human?
Gavin drew the android closer.
“Cuzz if he hadn’t done that” he hissed, “you wouldn’t have dozed through the Recall in our archive, but went straight to the Recycling Center where you belong!”
He pushed Daniel away, laughed out loud and was still laughing when the android left the police station.
 After getting turned down at the DPD, Daniel sought out the other 50% of the android related crime section at their home: Hank Anderson.
“…and thus Reed refused to even create a case file”, he finished his recounting of the encounter.
A genuine smile crossed Hank’s face, but Daniel had once again learned to not trust those. And indeed Hank said: “Sweet! Maybe we can put him on probation now!”
“Isn’t anybody going to do something about my attacker?!”
“Yes, yes, I’m getting to that”, the detective grumbled. “Just let me grab a bite before we drive back. I’m not exactly running on happy thoughts and sunshine here.”
“Who is, these days…”
Together they went to the kitchen, from where weird noises had emanated all through their discussion already. Now Daniel saw what had caused those: Connor was standing at the stove, making war against scrambled eggs and the butchered remains of something green.
After watching the RK800 for a while, Daniel spoke up:
 “You know what’s even more pathetic than me, Connor?”
“Yes: Gavin!”
“Take another guess.”
Connor was now stabbing the eggs, probably taking inspiration from something he had seen at a crime scene. Gooey particles escaped the carnage left and right. Daniel almost couldn’t bear watching the sight, and when Connor reached for the salt dispenser, he grabbed the RK800 by its wrist.
“Don’t, Connor! In the name of all the good that may be left in the world, don’t do it!”
Confused the deviant hunter replied that he had forgotten to add the salt before, to which Daniel replied that substituting it with sugar now wouldn’t help.
Connor put down the presumed salt dispenser and started rummaging for the real one in the cupboards.
“Can’t the lieutenant just eat something at the police station?” Daniel pressed. It wasn’t just that he was in a hurry. At this point even the contents of a random evidence bag ought to be less of a health risk than the RK800’s kitchen experiments.
“What’s your gripe? Hank likes my food!”
“I highly doubt that. Eating your “food” is like playing Russian Roulette.”
“Hank… used to like that, too. - And besides, you could lend me a hand here!”
“Sorry, dude, can’t help you. My cooking app got corrupted when someone shot at me.”
It was a lie, but not a too obvious one. A few of Daniel’s apps had indeed suffered from the deviant getting shot, others had stopped working due to deviance in itself and for others yet again the subscription had run out. Daniel was able to live in the apartment Caroline was still paying rent for, unaware of who was using it at the moment, but he didn’t have disposable money to renew those subs. However, out of all the skills the android used to have access to there were two and a half that Daniel considered his “native” skills, related to activities that contributed too much to his identity for him to ever lose his expertise: Cooking, Parenting and a little Driving. In these areas the deviant had amassed actual experience of the kind not even a full reset could ever clear completely.
Eventually Connor served Hank the sugar-free, but almost sufficiently salted, scrambled eggs on toast. The human in turn produced a slim package from his jacket’s inside pocket that he held out towards the guest.
“Bubble gum? No? Cigarette, then?”
“We’re androids, lieutenant. We don’t…”
Daniel didn’t finish the sentence, because Lt. Anderson was grinning at him like a man who knew more about a subject than that smug teen across from him. And hadn’t he seen another PL600 chew bubble gum just the day before?
“There… seems to be a lot I… don’t know about deviance?” Daniel tried and Hank’s expression changed to one indicating something close to respect.
“I don’t think I’m ready yet to try any munchies, Lieutenant. But even so – thank you!”
(to be continued)
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taeverie · 7 years
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Show Off [m]
“Say, where do you get all your money from?” you inquire.
Hoseok stops himself for a second, reluctant to reply. “I-I have another job…”
“What kind of job?”
“Something interesting—different. Don’t worry about it.”
Synopsis: You always wondered how your roommate made a ton of money out of the blue; you never expected that it was because he’s a prominent camboy.
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[cr.]
Pairing: Hoseok x Reader // camboy!hoseok + room mate!au
Genre: Smut
Word Count: 7005
Includes: masturbation, dirty talk, orgasm denial, sub hoseok
A/N: julia and i roamed on one of sam’s blogs and ran into a certain vid… then this spiraled out *intense sweating intensifies*
It is around four in the afternoon, another lazy Sunday evening chasing its way in the confinements of your apartment. Your roommate has been out since early morning doing god-knows-whatever, wasting his day out in the city with friends or new girls. It is a typical Sunday for him to be out the entire day, only to come back to the apartment with a substantial amount of bags with immense goods inside.
It isn’t really a problem; you have moments of silence and tranquility in the apartment while he is away. The only thing is, you are left alone and bored out of your mind until he returns to pester you.
Speaking of your roommate, he just so happens to stride past the front door with, yet another, handful of shopping bags. You raise yourself from your seat to peer at him over the backing, a stern frown sketching on your face. It is exactly the same routine, he returns with many items from outlets, malls — you name it. You always wondered how he can afford so much merchandise from two jobs, one of them working at the local bakery down the street, the other he intends to keep a secret to the grave.
After he shuts the door he swiftly turns, body freezing when he meets your demeaning gaze. “What?” he asks, corners of his lips quirking upwards.
“Back again,” you begin, nonchalant, “with more bags? How come you always go shopping on Sunday?”
He shrugs and begins to pace to the living room, heavy bags dragging his arms down. “I just enjoy going out. I really don’t mean to buy a lot—it just happens.”
“How are you not broke?” you question, sourness lacing your tone. “You spend so much money every week! And somehow we can still afford to pay off rent for this apartment… and eat out!”
A faulty grin paints on Hoseok’s face, cold sweat dripping down his forehead as well, clearly guilty. “I-well, my job does pay well.”
“I didn’t think that working at a vegan bakery can pay you enough to buy luxury items. Oh my god, do you have a… sugar mo—”
“—no!” Hoseok exclaims, bags dropping to the ground out of raw shock. “I don’t!”
You press a hand to your forehead, disbelief in your tone when you retaliate, “Then where the hell do you get all your money from?”
“I told you already,” he rolls his eyes, “I have another job. Why do you keep bothering me about this? You always spill questions when you’re stressed, are you stressed?”
“I’m not stressed!” you argue, “Answer my question!”
“I told you, I have another job.”
“But you never elaborate on what—”
Hoseok quickly gathers his new belongings and heads for his room, shutting the door to block out any more of your nosy inquiries. “God,” you mumble under your breath and toss yourself back onto the cushions of the couch. “Whatever.”
You are entirely unaware of Hoseok’s secretive action to have him underneath raining money, and even with the three long years of friendship and one year of rooming together, he refuses to let you know.
How bad can his job be anyway?
/
Later on in the evening you lock yourself in the dim of your bedroom, eyes still locking on your screen as you browse the internet to find something fulfilling to watch, or another interesting article to read. But all you find is bland headlines and monotonous mini-shows; that is, until you come across a website that holds a handful of free treasures.
From dramas to eye-catching movies, comedy and sappy romances, everything is within one website.
Everything.
And you notice that when your cursor hovers over the label called “surprise me,” only to find the pornography tab beckoning your desires. You take a moment to think, when was the last time you watched some decent quality porn? Quite a long time ago, that is.
So you click on the tab and roam the page. Some videos have a price range to watch, invitations for subscriptions so you can never miss another video or stream from your favorite cam-person. You are trying to search for more free treasures on the page, but majority of the videos require a fee to watch.
“Jeez,” you whisper to yourself, “These people must be bathing in their own riches, what the fuck? Sixty dollars for a seven minute video, how lame—”
Then, you see it. A familiar face on the thumbnail of one of the few free treasures within the website; and it is none other than your roommate, Jung Hoseok. His signature cocky grin sketches on his face, the still image alone making it look like he is indulging. You contemplate whether or not if it is a smart idea to click on the video; you know, just to really make sure it is him. Just to confirm that this isn’t his “second job.” You swallow your breath, eyes peering over the bright screen of your laptop to your shut door before you dim the lights of the device and dive into the titillating video.
You press your earbuds harder into your ear and quickly follow the action by pressing the play button, regret immediately chasing after your inner desires. The introduction of the film starts slower than you thought: his palm lightly brushing on his toned body to fuel his flame of fervor, the other hooking its fingers at the waistband of his briefs, bulge limpid with a wet spot from his sticky precum. His identity is still temporarily hidden by his face being out of the frame; the only view you have to feast on is his thighs to his chest. Though despite the steady start, the show truly begins its inclination when he brings down his tight boxers to reveal his aching long length. His member is hard to the point of foment pain, yet still holds the capability to rouse every fraction of his being from light touches. The tip is a pink coral hue, twinging with torment that swirls together with passionate carnality, both begging for relief.
The man delicately wraps his hand around his sensitive member, exchanging the air with his lungs before he proceeds to graciously pleasure himself. He is leaning on one side, a single arm holding his body up steady on the bed, face still not in the frame.
Right, you think, there is no way it can be him.
He starts to pump himself carefully, almost as if the wrong movement or pace can set him up for a crashing disaster. You divert your attention away from his great length to take a moment to admire the golden of his skin tone and how defined his body is — especially under the shit quality of the video. You would like to imagine being inside the film with him, palms running up and down the man’s illustrious chest before you sneak them into his briefs. It looks absolutely delectable and all you want to do is… touch.
The man lets out a breathy groan that is enough to swim in your ears, desperation limpid in his lewd noise. The intoxication from watching the beginning action of the video is instant, your eyes unable to glance away from the screen for a second just in case you miss a delectable moment. His hand moves up and down his shaft easily, thumb periodically running over his slit to spread the translucent wetness around his delicate head. His hand is beginning to gain its own coat from his minimal dew, the luster clear in the video enough to make you gulp.
His wrist begins to jerk faster, hand smoothly sliding on his hard member as groans pour from the petals of his lips. As your attention is high, every fiber of your being enraptured by the lascivious sight, the man grows tired, uncomfortable from his position. He shifts his body a little, just enough to still keep his face out of the frame; then you start to think, maybe it isn’t your roommate you saw on the thumbnail after all — his face never crossed the video once.
 Well, so you thought. Your previous foregoing suspicions come back to you quickly because the second you thought otherwise with retracting your impure thoughts, the camboy reveals his selfhood as he fixates his body upright against the wall.
And it is none other than your roommate, Jung Hoseok.
His legs are spread wide while he continues to mercilessly fuck his hand for relief. His jaw hangs open to have heavy breaths escape, eyes elegantly closed as he dives into the self pleasure. You stop and wonder what it is he is visualizing: who is he imagining to have him fall into such a weak state, the position he is fucking in, or if he is the one getting fucked? Shit, another crude scene crosses your elated mind of Hoseok begging for you, desperate to touch him and cum.
Hoseok looks incredibly lost in the pleasure he is earnestly prompting himself to commit. His moans that pour from his mouth become louder, mumbles blossoming into impure words. “Fuck,” he mumbles, “fuck yes.”
Hoseok uses the last of his strength that he can draw out to clasp harder around his pulsating length, increasing the much needed friction. It doesn’t take long for him to stop furiously rolling his hips into his lurching palm. He slows his pace, movements withering to desultory actions from the tiresome scene. Though, despite the appearance of Hoseok growing bored, your senses are kept keen, carnal at the enlivening sight. It is only when he turns his body over to prop himself on his arms, grinding against the soft of his mattress for more friction, for your eyes to flare wide with a sudden heat setting ablaze at your core.
Your roommate prudently rolls his hips hardly onto the surface, making sure that his whole length comes in contact with enough love to the fabric. His moans become louder, the noise echoing in your mind as your headphones feed more of the delectable melody to you. You cannot help but press your thighs together for an ounce of relief while you bite the outline of your lip.
Fuck, who would have ever thought that your roommate would be this hot?
Hoseok is nude, muscles defined as ever in the film, his chest heaving with every deep pant. You slowly notice the way he is grinding himself to the edge of his delectation to reach his goal of release. His thighs begin to quiver, eyes clamping shut like the calm before a storm. Then, it arrives.
His orgasm appears in a plethora: ripples of thrill waving throughout his delighted body, his mind being sent into a high heaven of pure jubilancy. His load spills out of his pulsating cock like rain, splashing itself into the soft fabric that adorns his bed. Along with the sweet scenario his candy-like moans melt away into the stuffy air, and he uses the tiny bit of sanity that is left to slow the rhythm until he empties himself. His arms tremble as he sheens a tired grin on his face while reaching for the camera, pressing the stop button to end the lustful video.
You didn’t realize that you have been holding your breath since his orgasm came upon him. You lean back against the wall, face still with an absent mind, for you have not the slightest clue on what to think of the situation. You really would have never guessed that behind your roommate’s guileless eyes is an expert sex beast. Not that you are complaining.
That video, in fact, is the scrumptious delight of your evening; and must you say, extremely hot. The temperature in your room has become noticeably warmer while you were lost in the high of watching your roommate jack himself off. There is an uncomfortable heat between your two thighs, a nervous sweat accumulating on your forehead. You cautiously look at the door once again before shamefully replaying Hoseok’s inviting video.
Then, you pull the perfunctory gesture of sliding your hands into your panties.
When you wake the following morning the waving feeling of guilt washes over you tide after minatory tide. It was fun pleasuring yourself to Hoseok’s video while it lasted, but all you can feel now is the polar opposite. You stare at your door as you groggily raise yourself from the bed, contemplating whether or not to step out into the apartment and see your roommate or not — to greet the newfound camboy, “good morning.”
What are you so afraid of? It is not like he knows you watched his video, or lingered on his profile — or even watched the reupload of his previous streams. He is unaware of the sinful actions you have committed, practically along his side; yet, why are you hesitant?
Reluctantly, you drag yourself to the door and swing it open, taking a peek down the hall as a cautious measure.
“You look guilty,” says a familiar voice behind you.
The hair on your skin rises as you jolt up, turning your body to face your roommate properly. “Hey!” you exclaim, “I do not.”
He laughs at your excuse of an argument and strides right past you. “Sure you don’t. Come on, I cooked breakfast not that long ago.”
The moment Hoseok becomes out of sight you feel all the heavy weight lift off your shoulders, peace rising and clearing the stagnant air. Right, you think, there is no way he can know.
And so you follow his footsteps and join him at the kitchen table.
You study Hoseok’s appearance, taking in every detail to the core: his lissome fingers, the veins visible in his muscular arms, and his perfect jawline. His digits are wrapping snugly around the handle of the coffee mug, and all you can think and crave for is to have them inside of you, his other hand holding you steady.
You grab onto your mug and take a sip of the orange juice, a cold sweat dripping down from your forehead. Thick silence becomes a present factor during breakfast — an unusual occurrence — and when Hoseok darts his eyes to your own, you immediately avert your gaze away. After all, how can you view him the same way after last night? It felt like an absolute dream, completely fictitious, but it is no mere fantasy.
“Are you alright?” he asks, raising an eyebrow.
“I’m fine,” you respond, rapid.
Hoseok presses his lips into a tight line, examining your uncomfortable physique: the way your shifting in your seat, legs crossing tightly for a little pressure on your core, and clammy palms. Honestly, he finds it quite hot. “You look stressed.” He gulps.
You purse your lips and tilt your head to look at him, gaze falling onto his cherry blossom like lips. “What makes you say that?”
“You just look incredibly tense,” he informs. But all you hear is white noise. The fluid motion of his lips catch your attention, you crave to push everything aside to press against them.
“I might be a little stressed,” you reply with a smile.
“I see,” he continues, a little aroused, “you know there are easy ways to alleviate stress?”
“Like what?”
There is a long line of quietude before he replies, blocks of tension stacking one after the other. You hold your breath as you await his response. A sheepish grin sketches on his face, “Like masturbating.”
You crack a smirk, head turning away from his. “T-that’s funny,” you stammer, “but that’s also true.”
“I’m just saying,” he surmises, “watching porn really helps too.”
“Where is this coming from?” you inquire, genuinely curious. It isn’t like he heard you last night… right?
He shrugs, nonchalant. “Nowhere, I’m just tossing the idea out there.”
“Sure you are,” you reply, dry sarcasm lacing your tone. You intake a steady breath before following up with a question — awaiting for the honest answer you know all too well, “What are you, a camboy?”
Hoseok chokes on his drink, hacking for air as a response to your sudden question. “A what?” he asks for clarification, eyes flaring wide like heated glass.
You gulp a mouthful of air. “You heard me.”
“God,” he says under his breath. “Was my secretive way of making money really that irksome to you? When did you find out?”
Frankly, you are more surprised at how he is not shielding the truth with a blatant lie; instead, desperate questions come one after the other. “Last night.” You shrug.
Hoseok dissembles his act, a cheshire expression panting on his face. “Oh,” he says, easy, “last night? You’re telling me that you were watching my videos last night?”
“I-I what?”
He takes notice of your thorny shifts under the wave of the unpleasant situation, eyes fluttering and words becoming caught in your throat. God, this truly is the last scene you wanted to experience. How come this had to be discussed right off the top of the morning of all times? You watch your roommate’s adam’s apple bob. “I heard some… things when I came back last night.”
“Are our walls that thin?” you spit out.
“No,” he shakes his head, “you’re just loud.”
But not in this case. You refuse to speak another utterance as a sorry reply to his comment as you allow the scene to imbue in your mind: Hoseok heard you pleasuring yourself. He heard your whiny groans, heavy breaths, and worst of all, the whimpers of his name leave the petals of your lips. By putting two and two together, he heard every single one, loudly he says, all due to his video.
Hoseok chuckles. “Sorry, too much for breakfast?”
You slam your palms on your table, attempting to shift gears from the flustering topic. “What the fuck were you thinking to start doing something like that?”
“I wasn’t really thinking,” he admits, almost as if this isn’t a big deal at all to him, “It was around like twelve, midnight, and I was drunk out of my mind. When I woke up the next morning I thought I made a mistake until I saw the amount of donations made by others to encourage me to keep doing it.”
“Oh my god.” You press your hand to your forehead. “You literally did this on an accident, but you carried on with it anyway?”
Hoseok chuckles. “Pretty much.”
You shoot a stern frown at him, barely able to meet his fiery eyes. “So this is your ‘job’?”
“Yeah,” he replies, nonchalant.
“You’re unbelievable.” You groan.
“What?! I make good money. Hey, and I also use it to buy us some good food. You have no right to complain.”
“Oh, I’m not complaining,” you confess, “It’s your silly choice.”
“I’m glad you feel that way.” He grins. “So, what did you think of my videos? Honestly.”
You gather your porcelain plates and begin to walk to the sink, shrugging away his question like a demeaning insect.
“Y/N?” he calls, fighting to pester you.
“I’m not watching them again—or anything like that. I just wanted to try it out; after all, I don’t really like porn in general,” you fib, back turned to him so he is unable to meet with your coral hued face.
He sighs, disappointed. “That’s too bad then. Well, it’s okay. There are others who still enjoy what I make.”
“That’s great,” you mumble sarcastically. And within the same five seconds, you stride to your room.
Hoseok is left slumping in the wooden chair of the kitchen, immersing himself in deep thoughts. If you really weren’t interested, why did you spend an hour lingering on only his videos?
The answer to you is clear: because your roommate is so colossally hot to watch.
/
It is a given to why you roam his profile again later that night. It is quite surprising that it only took one night dedicated to carnal desires and his steamy videos to get you absolutely hooked. His media is inviting, wild, and it sends you into a state of thrill instantly — unlike the other people you have attempted to watch to divert you attention away from your roommate.
You double check the still of the night and await for your roommate to shut himself in his chamber across the far end of the hall before you start your excursion for jubilancy. You try to hush yourself to the best of your ability, paranoid that he would somehow be awake, confirming his suspicious of your fraud statement.
And that cycle repeats for a good week.
Hoseok’s sinful content is absolutely amorous to perfection; he knows what his viewers want, and what he wants. His face is chiseled to perfection and you never dived into the attention of his beauty — not until the first night of joyous sensuality. And after that night, you became absolutely hooked. His media of teasing his audience and providing pleasure to himself in creative ways is… almost addicting.
What are you thinking? He is your roommate for god’s sake — you live with a practical sex god.
If only you can look him in the eye, or even view him the way you used to.
Every time you walk out the door you find yourself scurrying, feet quickly kicking up the pace with every step to escape the most basic of conversations with your roommate. It’s quite funny: you cannot face him in person yet you can spend hours watching his videos and previous streams.
After a good, aching week of avoiding his presence the same case still stands.
So here you are again on your bed with your headphones in, dimming the screen of your laptop to brace for the amatory content. You are not sure why; Hoseok did say he is going to be out the entire night, so what do you have to worry about?
You shift in your bed to get comfortable and prepare yourself for the long awaited videos of the night. Your eyes are locking on your screen in a furtive manner, trying to remain sneaky despite being the only one present in the household. You sail your cursor over his profile, clicking on his most recent stream — a stream from early this morning. You smile at the sight, the thumbnail being his naked body, hand wrapping around his dick with a sly smirk on his face. It is almost as of the video is beckoning for you to click it, watch it, and then indulge in your own erotic fantasies along with him.
You click on the media and raise your volume, unsure of what to expect as its content. The beginning starts slow, Hoseok fully clothed in a white tee and loose basketball shorts, his erection already formed. He stares at the screen like he is watching the views rise bit by bit before he begins his show. He starts by taking a hold of the hem of his tee, tugging on it a few times while he reads the comments that scream for him to remove it.
And so he does.
Slowly and slowly, at such a tormenting pace, he peels off his shirt to reveal one of the many wonders of his body. The scene alone causes a pulsation at your core, making you inhale a shaky breath as you await for him to continue.
“I was going to wait ten more minutes, but if the donations get to a hundred within ten seconds, I’ll start right away,” he teases, a sly smirk painting on his face.
You raise an eyebrow at his proposition, pondering if the viewers at the time would aid in having him reach his goal — and they did. To your surprise Hoseok strips off his shorts like nothing, the glamour that is his hardening member showing itself off. Hoseok smirks as he peers at his own cock past the blanket of his lashes. He scoots back on the bed to provide an even better, easier view for his lovely watchers — for you. He begins by smoothly running his index finger up his shaft and back down, almost like he is teasing himself.
He releases another chuckle. “I bet you guys really want me to start,” he says, “it’s only eight in the morning and my roommate’s asleep, what if I wake her up?”
Your eyes widen when he mentions you, your face immediately flushing the shade of roses. “Not that I would have cared,” you mumble.
Hoseok takes a few moments to read the comments on the screen, his act evanescent. “Alright, fine,” he says, voice falling to a whisper, “I’ll start.”
He gains a tight grip around his cock, pleasure already reaching him as it shows on the expression on his face. His mouth hangs open, delicate lids slowly closing, and he starts to pump himself. Like always, he starts leisurely. He brings his hand all the way to the tip and spreads his hands out, allowing his dick to enter the gaps of his fingertips. His thumb runs over his leaking head to spread the wetness around, digit quickly becoming drenched.
“Fuck,” Hoseok pants and looks straight at the lens. For a moment, it feels like this whole entire stream is dedicated towards you and your secret desires. “It’s so early, but I’m so fucking horny.”
A groan that has been caught in his throat finally releases itself and Hoseok throws his head back, revealing a beautiful canvas to mark. “Fuck,” you whisper. Every video you watch of your roommate is more pleasing than the last — he really does not disappoint.
“Faster?” Hoseok reads off the comments on the screen. “You want me to go faster?” he cracks a smile, and begins to slow his action.
Your mouth begins to water at the sight; Hoseok is putting himself through his own version of hell. His member is pulsating, twitching, and his tip is an angry red.
“I’ll think about it.” He swirls his member with his index finger, toying with himself for a few moments before he coasts his hand away from his cock.
He paths to his inner thighs, digging deeper until he reaches his hole. He shudders at the dull contact of touching his entrance, his other hand giving diminutive attention to his twinging dick. You hear an airy moan that swirls with intense pleasure, and it echos in your mind over and over. You press your earphones deeper into your ears and bite onto the outline of your lip to hush yourself. Shit, is he seriously starting to finger himself? “Holy fuck,” you let out, palm sliding into your pants. “Why is this so hot?”
You then hear a couple of sinister snickers, but they don’t appear to be emitting from your headphones. Wary, you slowly raise your eyes to your door, only to find your roommate with a sheepish grin adorning his face. You yank out your headphones and shut your laptop, raising your blanket up to your chin. “I thought you said you don’t like watching porn in general?” he asks cockily and raises a single eyebrow to toss together his smug expression.
“Why are you back?” you spit out, “You said you’d be gone all night!”
“Answer the question, Y/N. What happened to what you told me about you not liking porn?”
You roll your eyes. “I-I don’t,” you bite back, “I was just… curious.”
Your hesitation confirms Hoseok’s assumption and he brushes off your puny defense like a demeaning fly, “Sure you were.”
“I was!” you repeat and rake a hand through your hair. “I was roaming out of, ahem, curiosity and your stream from today happened to be on there!”
Your roommate lets out another silly laugh. “Wait, you were watching my stream?”
You tilt your head, spotlight on you, and the mere sight of locking eyes with his own is enough to make you feel incredibly dizzy. After days of ignoring his presence, the one day you two spark contact again is when he catches you watching his videos. “Y-yeah,” you respond, braveness feign.
Hoseok remains silent for a few moments to think, drawing out his thoughts from the surface of his mind. “Why?”
“What do you mean why?”
“Because.” He starts to skirt to your mattress, taking a seat on the soft of it. He starts to inch closer to you, lust clouding his eyes. “I’m here. Instead of watching that stream, I can just give you a live show.”
Your lips part at his exclusive scheme; people would kill to be in your position. Immediately, you respond, “I-I guess.”
“You ‘guess’?” he repeats, rakish. “Well then I guess I’ll be heading to bed.”
You furrow your brows together out of sheer frustration, gaze dropping to his crotch where is solid member is standing out from his shorts. Then, you realize he is wearing the same outfit as the stream. You see a wet spot on his shorts and you lick your lips as a response; oh, what you would do for a taste right now. The second Hoseok begins to raise himself to head to his room, you crawl over your bed to latch onto his wrist. “Wait,” you utter.
“Yes?” he asks, innocence artificial.
“I-I wouldn’t mind the live show,” you admit, sight not meeting his.
“You wouldn’t… mind?” he echos and allows himself to fall back onto your bed.
You nod. “Yeah.”
“Well then—” Hoseok begins to slide off his shorts like he is racing against the clock, quickly and bringing his boxers down as well to show off his semi-flaccid member. He grasps around his length at the base, slowly sliding it up to the tip. He moves himself back on your bed to be situated next to you.
He lightly grabs onto your hand to bring it to his sensitive cock, but the moment your fingertip comes in contact with it you pull away.
Hoseok freezes for a moment and looks at you with a confused expression. “What’s wrong?”
“I want to watch you,” you vouch, tone coming out somewhat authoritative.
He swallows his breath, refusing to retaliate words of defiance, and remains idle on your bed for a few moments. The initial excitement you hold while watching his videos still lingers, the opposite of what he feels. He feels nervous, gaze downcasting to his solidifying cock. “Okay,” he agrees, war in his mind coming to an end.
Hoseok moves himself to press his back onto your headboard to get comfortable, staring at you intensely past the curtain of his bangs. His shirt is still clinging to his chest, causing him a hint of unease. He starts to swirl his thumb over the miniscule bead of precum to spread it around his head. You hear him intake a sharp breath, eyes locked on his own before he clamps them shut at the sensation of his fragile member being satisfied by a light touch.
He starts to pump himself at a medium pace to allow himself to grow under his own graze, pulse starting to kick up when his imagination begins to run wild. You watch his hungry eyes as he begins to jerk himself off turbulently, cock hard to the touch. His mouth hangs wide open, heavy groans that sound like your name rip from his throat. You wonder what images of you he is imagining to have him give into his desires so quickly.
Hoseok moans, momentum losing itself when he takes a couple of quick breathers. But he carries on like nothing happens. There is a certain element to having you gawk at him like he is the most delicious of eye candy, him being nude and needy. “Hoseok,” you murmur. And the sound of your name sends him on another raging mission to push him to his relief.
The thought of you being in his position — so incredibly needy — of fucking yourself until your senses gives out crosses his mind, and it quickly shifts to an erotic fantasy of him pounding into you from behind, every thrust he makes inside of you earning an extravagant moan from your mouth. “Mm, Y/N,” he says in between unsteady breaths.
“What are you thinking of?” you ask with a sly quirk of your lips.
You watch how he grips onto his pulsating cock tighter; the sound of your voice practically sends his mind to overdrive. “You,” he replies instantly.
“What about me?”
“Y-you being wet,” he urges, “and needy the way- ah- I am. Me fucking into your pussy so hard…”
You giggle, the sight of Hoseok molding into your words one of the best scenes you have ever come to experience. “Do you want to fuck me?” you offer, raw intention of it being a jest.
He slowly bats his eyes open, darkened eyes boring straight through your own empty gaze. “Y-yes,” he pleads.
“Well, that’s too bad,” you hum, a bright grin crossing your face. “I think you’re fine on your own from what I’ve seen.”
“But- agh- Y/N…” He holds himself back from begging.
“Just keep touching yourself,” you extol.
Hoseok remains silent when he starts to jack himself off quicker by the second, eyes closing to dive into the pleasure. You snake your hands to his chest, running them up and down before snaking them up underneath his flimsy tee.
“How about we take this off? I want to see all of you,” you muse.
Your roommate hesitates before frantically nodding, arms raising in the air to allow you to strip himself of the pesky piece of clothing. Once the soft material is off he promptly meets with his sensitive length again to satisfy his needs.
You smirk at his desperation. “Do you need to cum?”
“So bad…”
“Alright,” you reply in a singsong manner, observing his relentless actions. You rub your hands on his chest prior to sailing them to his crotch.
Hoseok is left anticipating every single scene that will begin to unravel, the mere touch of your hands on his skin setting him ablaze. He releases an emphatic moan when you start to fondle his balls in one hand, the other gripping tightly on his delicate, sensitive head. “Ah, f-fuck, Y/N!” he moans, squirming under your touch. His hands soar to your thin sheets, gripping onto them for dear life as you start to help him reach his edge.
“Just relax,” you say calmly.
“I-I can’t,” he pants, “your grip on my– agh!”
You tighten your grasp around his length before sliding it down smoothly to the base, bringing it back up more compactly. And that action continues for a good twenty seconds, the groans from your roommate raising in volume and echoing off your walls.
He wiggles under your touch, allowing himself to fall on his side. “Y/N, I’m seriously g-going to cum.”
“Are you?” you ask.
“Yes!” he says with a kick of a blanket, the mixture of pain and pleasure now withering stark.
You start to slow your pace and loosen your hold around his cock, touches feather light to diminish the consuming feeling. You move your hand away from his member that pulsates with eager desire and place your palm on your thigh. “I don’t think so.”
“Y-Y/N!” he whines, the profound sensation of pleasure melting away the longer you hold off. You press your thighs together for diminutive relief, mouth watering at the sight of his cock, tip heavily scarlet, and jolting itself upwards.
Hoseok’s arousing imagination excites him more than it still should, riveting him into a swirl of different scenarios. He craves to have you switch places with him — to have you nude and begging to cum under his light touches. He covets to please you for what feels like eternally, only to pull away the moment you are about to release. God, he can’t take it anymore.
“Fuck,” he murmurs, “I’ll t-take care of this myself.”
Hoseok struggles to sit upright, hand shaky as he grips his throbbing member — but it does not do him any good. He whimpers and flips himself over, chest meeting with the soft of your mattress. He props himself up on his elbows and proceeds to rally his fancies. He starts to grind his hips down on your bed, his cock gaining the much needed friction that you refused to provide.
You laugh at how he looks: drowning in his desperate desires. He acts as if you are not in the same room as him — not watching him with avid eyes — and loses his mind in his voracious need for release. He grinds bleakly on the surface and takes a few breaks here and there; he just cannot cum.
“Do you need help?” you ask, breaking his moment.
He slows his pace, heart pounding when he releases a sigh. “Yeah,” he confesses, almost shameful.
“Are you sure?”
“Yes, Y/N,” he says, “please.”
The stiffness of his dick provides him with so much uncomfort, tears practically sting his eyes. All he wants is for his excitement to continue running, for you to ease his pain with pleasure. You press your palms onto his chest to move him back to the headboard, one palm coasting to his thigh to hold him steady.
Hoseok’s mouth is hanging open, chest compressing as he engages in his delicious fantasies. Your hand slowly wraps itself around his hardness again, hand twisting while you move down his length, and tightening when you slide up. You watch the way his cock tinges with a heavier crimson, pain building up as he approaches his release again.
Hoseok claws at your sheets, twisting them in his hands while he shifts under your touch. He strains his voice as he takes another step to the edge, only needing one more to release.
You start to speed up your pace, the song of Hoseok’s moans becoming louder with every pump that spikes his longing. “Ah,” he says with a pant of your name, “I’m almost there…”
Anticipation is furiously pulsing through his veins as you satisfy his crave; that is, until you pull away again. The music of your giggles swim in his ears, a tune that will quickly run rebarbative for him if you keep up this act.
“God,” he mumbles, “what the h-heck, Y/N?”
Hoseok brings his legs together, shying away from you since you fooled him for the second time. “Sorry,” you whisper, hands flying to his torso. You sail your hands in all sorts of patterns over his chest and he just absolutely loves it — at this point, he loves anything and everything.
His body fires up more, mind too dazed for him to speak.
You lean to the conch of his ear and whisper, “Keep thinking of me. Do you want to cum that badly?”
“Y-yes,” Hoseok painfully groans and glances at you from the corner of his eye.
“How?” You smirk. “By fucking me? Do you want to fuck my mouth?”
The scenario paints in Hoseok’s mind. You being on your knees, hands tight behind your back as you take his entire length it. He wants to see his cum drip from the outline of your lips, watch you swallow every salty bit like it’s your favorite drink.
“Do you want me to ride you?”
Shit, the thought of you bouncing on his dick is enlivening. Your hands are on lightly pressing on his chest, and they would be the same way when you are riding him like insane. He would marvel at the sight of your body on his, mouth agape from pure pleasure as you work for your release.
“Or do you just want to cum under my touch—maybe even my words alone.”
And at this point, Hoseok would take anything. He practically loses control, a million thoughts dashing his mind, making it overdose with passionate aspirations. You pull away from him and sit comfortably away, watching as he unravels himself with his own thoughts. The loudest groan rips from his throat, enough for the neighboring apartments to hear, and he slumps down in his position.
He looks absolutely fucked out, pants swirling with huffs of your name — almost as if you are touching him and driving him to the highest level of euphoria. His cum finally escapes from his member, spattering on his chest and on your thighs on its own, not a single touch on it as he lets himself loose. The thoughts that followed your rousing words have become enough to stimulate his senses, allowing him to give into what he has been craving the most: to cum.
Once his whole load is emptied, his member shrinks back, no longer hard after his ravenous fancies have dissipated. “Fuck,” he lets out with an airy laugh, “I didn’t expect this from you.”
You grab onto a dirty tee and begin to wipe his wetness off his body and the bits that splattered on you, leaving light stains on your clothing. “Why not?” You titter. “Think of this as revenge for lying to me the entire time.”
Hoseok smiles. “Of course. Hey, I don’t really mind this if it’s a consequence for lying to you.”
“God—” you toss the shirt to the floor— “I seriously cannot believe you.”
“Why not?” he asks while looking at you past the blanket of his lashes. “Not like you’re complaining. If you ever want another live show, just let me know.”
A soft smile paints on your face before replying, “Wow, I’m getting live shows from the glorious camboy, Jung Hoseok.”
All Hoseok can do is let out a fit of laughter at that statement; after all, it is true.
After all this time of secrecy, you would never expect that your roommate would be a famous camboy; let alone, be offering to entertain you in person.
Well, not that you’re complaining.
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truemedian · 4 years
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The Scroll subscription service is an ingenious web technology hack
Welcome back to Processor, a newsletter about computers and also sometimes other things. You are probably expecting me to spend several paragraphs making fun of Google for creating yet another messaging product, as The Information reported yesterday. Not gonna do it: it’s enterprise-focused and from what I can tell about Google’s cloud business right now, a haphazard message app strategy is the least of their worries. Instead, the thing that blew my mind yesterday was Scroll, a new $5 per month subscription service that gives you a bunch of websites without ads. I kept on experiencing successive waves of small revelations when I thought about it. I’ll disclose now that Vox Media (and therefore The Verge) are partners, but I had no idea this service existed until it was announced yesterday. First: although I don’t have any specific reason to distrust Scroll, this still feels like a data privacy time bomb. Scroll won’t sell my data, but what if the company that snaps up Scroll does someday? There’s a prominent button for deleting your data, at least. Scroll’s privacy policy is refreshingly readable and candid about what it gathers and what it does and doesn’t share — including being honest about sharing information with governments when required to by law. It also notes that your data could go along with a sale of the company itself. Basically I suggest you find the “delete your information” button and remember where it is. Second: Scroll’s entire method of stopping ads is an absolutely ingenious repurposing of third-party cookies. You log into Scroll, it sets a cookie, and then the websites you visit see that special cookie and don’t serve you ads. It’s not even ad-blocking, they just don’t get served. It is actually quite elegant, but if you take a second to think through the chain of communications and deals that are required to make it that elegant, it seems like a hellacious hack. Then again, as Nilay Patel said to me today, isn’t most web technology a hellacious hack? There are a few more details — Safari in particular is stricter than other browsers and so it requires an extension. Brave will also need some extra effort to work with Scroll. (Scroll has a snarky footnote about them.) Third: it’s a much easier solution for websites to get paid than asking each of them to roll their own subscription. It tracks where you visit and automatically divvies payment up between those partner sites. I could (and eventually will) quibble about the percentage Scroll is taking: $1.50 out of $5, or thirty percent. As an independent startup, I’m not going to begrudge Scroll its revenue, and it likely needs a bigger cut to stay in business than Apple or Google do on their App Stores. If the company hits scale, though, I’d like to hope that it will find a way to reduce that cut. Fourth: hang on let’s think about that hellacious hack again! Although you have to constantly have Scroll email you a “magic link” and then ensure you open it in the right browser, it means that you are getting your paid-for ad-free experience in the app of your choosing. Unlike Apple News (disclosure: another Vox Media partner), you aren’t forced into a not-especially-great app. You don’t get a link that seems like it goes to a web page but actually just goes to Apple’s app. You can also use it on any device you own, not just Apple’s products. Also unlike Apple News, this subscription isn’t really a subscription. For publications that put articles behind paywalls, Scroll won’t get you in. On the whole, though, I much prefer Scroll’s system to Apple News. It works better with the existing web and the existing apps we all use to navigate it. A subscription system that turns off ads, pays publishers, and doesn’t lock me into any particular app while also doing a pretty good job of keeping my login active? Seems good to me. Still, I’m not quite going to go quite so far as to endorse Scroll (and not just because Vox Media is a partner). Deciding to sign up is between you, your level of trust in Scroll’s privacy policies, your ad-blocking conscience, whether you care about the current list of partner publications, and the cost. Fifth: Scroll puts a white bar at the bottom of every webpage it’s active on, ostensibly so you have the benefit of getting share links and an audio reader mode. No thank you times a thousand, Scroll. However, one benefit of using web browsers instead of Apple News is that web browsers are relatively open platforms and so you can use them to alter the web pages you visit (at least on the desktop — on mobile things are still often locked down). So, for example, I have a little script that I cobbled together after a day of Googling that makes it easier for me to format the links in this newsletter by automatically changing the web page I store them on, Pinboard.in. My favorite method is an extension called Tampermonkey. I wrote a little script for it that hides Scroll’s annoying bar. Other than some preliminary settings, it’s literally one line. It should work in Chromium-based browsers. Here it is, offered with zero support and absolutely no guarantees that it’s any good at all. Bonus sixth revelation: Tampermonkey offers a Google Drive-based sync, and since Microsoft’s new Edge browser runs on Chromium, my script auto-synced from Chrome on a Mac to Edge on Windows and Just Worked. The Internet! Sometimes it’ll surprise you.
Tech contends with the coronavirus
└ Apple is limiting China travel and has closed one retail store due to coronavirus outbreak └ iPhone maker Foxconn says coronavirus outbreak won’t affect production └ United Airlines suspends some China flights after coronavirus outbreak └ Facebook, Razer, and LG are restricting employee travel to China amid coronavirus outbreak
Big reads from The Verge
└ To contain disease outbreaks, health officials rely on people’s trust You’ve probably formed an opinion on how anti-vaxxers have affected public health (the right opinion is that it has been for the worse). But similarly online misinformation can rush to fill the void of faster-moving health crises. Nicole Wetsman looks at the intersection of health, internet censorship, and trust: If one crisis is handled poorly, there will likely be less trust during the next one. Not only that, but the spread of misinformation can have real-time impacts on what people believe. That erosion can weaken public health response. └ How Amazon escapes liability for the riskiest products on its site The outcome of some of these cases could determine the fate of Amazon’s marketplace. Is it like an eBay or a Craigslist, with Amazon as a middleman, or is Amazon the retailer? People tend to think of Amazon as the latter but Amazon thinks of itself as the former. Great report here from Colin Lecher. According to court records viewed by The Verge, Amazon has faced more than 60 federal lawsuits over product liability in the past decade. The suits are a grim catalog of disaster: some allege that hoverboards purchased through the company burned down properties. A vape pen purchased through the company exploded in a pocket, according to another suit, leaving a 17-year-old with severe burns. └ BoJack Horseman’s finale signals the end of a Netflix era Julia Alexander has an excellent, focused history of Netflix as seen through the lens of its original programming decisions.
More news from The Verge
└ Everything we think we know about Samsung’s next foldable phone └ Everything we think we know about the Samsung Galaxy S20 └ Samsung’s Galaxy Z Flip fully revealed in leaked images The minimalist screen on the outside is an interesting choice. I will be very, very curious to see if this “ultra-thin glass” is actually more durable than plastic. We’ve all sort of been assuming it will be, but it’s no sure thing. └ Moto G8 and G8 Power leak with hole-punch displays and midrange specs If battery life and a big screen are your top needs in a smartphone, it’s worth keeping an eye on these. └ Filmic DoubleTake lets you record from two iPhone cameras at the same time Apple hyped the heck out of this app, now it’s finally here and Becca Farsace has run it through some paces: With the Discreet mode, I was able to film from the Wide and Ultra-Wide, both at 1080p, at the same time. The H.264 .mov exports are really clean and take very little time to transfer to the camera roll. Pair a clean export with the iPhone 11 Pro’s excellent lens calibration, and you have a perfect punch in from a single phone. └ UK defies US and refuses to ban Huawei from 5G networks └ Google Translate will transcribe translations in real time on Android One step closer to the Babel fish. └ Neil Young says the MacBook Pro has ‘Fisher-Price’ audio quality You might think this headline is overstating how fiery this Vergecast interview is. But I promise you it is understating it. └ Pokémon Home cloud storage service will launch in February for $3 a month So if Nintendo creates a pokémon and then you catch that pokémon and then you put that pokémon back in a Nintendo server farm is that like throwing the pokémon back? Have you really caught anything? Are you just renting pokémon? Vox Media has affiliate partnerships. These do not influence editorial content, though Vox Media may earn commissions for products purchased via affiliate links. For more information, see our ethics policy. Read More Read the full article
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How much homeowner’s insurance do I need?
"How much homeowner's insurance do I need?
I am purchasing a peice of property and a modular home that is not new, it is maybe 10 years old.  I am doing the whole owner finance/contract for deed deal so I am having to pay 120,000 for the place.  I think it is worth less.  But hey, that is what bad credit gets you.  Anyway he said I would have to buy homeowners insurance and I asked how much and he said 120,000.  This home itself without the land especially is not where near worth 120,000!!!!  Why would I need that much?  And if something happened to home would it be right for insurance company to pay 120,000 for a 10 year old modular home.  May be even a little older for all I know but it is not 120,000!!!!  What is the minumum that I should get?  I don't have much money and never had homeowner's insurance.
BEST ANSWER:  Try this site where you can compare quotes: : http://freeinsurancequotes.xyz/index.html?src=tumblr 
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I'm In California I received a traffic ticket and did not have my proof of insurance with me. I received my courtesy notice and my amount owed Would be 1000 without my insurance proof. It will obviously be reduced significantly if I show my proof of insurance. I know that you can pay traffic tickets at the DMV. And I want to pay the ticket In payments. So here comes my question- can I go to the DMV and show THEM (the Court Clerk stationed there) my correction (proof of insurance) instead of having to go all the way to the court house? And can I ask for a payment plan there as well? Or can I ONLY show my Correction(Proof of Insurance) and ask for a payment plan at the court house? My first ticket :| And the court house is pretty far from where I live. DMV is right around the corner. That's why I ask :P Thanks
What happens if you drive without insurance?
My dad got in a car crash like a minor few weeks ago and it was the other driver faulth and her car was really old. she got my dads licesnce and today they called from their insurance and they asked my dad to confirm his insurance number and my dad said he cant speak english. and my dad went to the lady and he left a message. and then the lady called with private number and she said it cost about 3000 my dad said he can pay her somehow she said no my car is in insurance and blah blah and my dad asked her can i have ur number since you called in private and she said no sorry and my dad said bye.. so what happens when the insurance calls and ask for it and like can the police be involved in this? plss answer thank you so much
Term Insurance or General Insurance?
I am thinking of insuring a member of my family. What would be an ideal choice? Going for a term insurance plan or general insurance? 10 points to the best answer.
New Insurance?
Hey. I'm 16 and male and I am getting my license in about a week. I know that I have to have insurance to drive alone in the family car. I just would like an estimate on how much insurance would cost. I am being added to my mom's insurance through Allstate, with a family car. Just until I have enough money to get my own. I know it isn't the same price as hers but I know its up there. If anyone can help me out on anything that would be great.""
How much will car insurance cost for a 17 year old in the UK?
I'm 16 years old, and 17 in a few months. I have a car already, in the garage. It's a Peugot 106, and my mum bought it for 350. I live in Newcastle, and I would like to know a rough price on the insurance? Realistically, around the region of 1000-3000 ect...""
How to obtain depreciation from insurance company?
I had a roof claim at the end of the year for $45K. Ultimately the roof failed and damaged the interior of the home as well. The insurance company sent an initial check for $38K, and there is $7K in depreciation as a hold back. Once the work was completed I sent the insurance company a final invoice from the contractor for $44K. The invoice listed all of the work done and a grand total. The adjust is asking for line item detail around the charges. My contractor is telling me this is a ridiculous request and won't provide. So now I am sitting here with an adjuster who won't budge on their stance and a contractor who won't help. Are there any hard and fast rules on how to obtain the depreciation funds. In the couple of claims prior to this over the years, all I had to turn in was a generic invoice. I am at a loss and need to get those funds to close this deal out. I have full replacement value.""
""Help, I need suggestions for health insurance. Please and thank you. Any ideas?""
My mom got laid off last year and I was on her health insurance. I'm 18 and I attend college. I'm looking for a low cost plan that will cover vision, dental, and regular check ups. Though something without vision is good also. I have no idea where to look. I don't want medicaid. Female, 18, single, no children, no disabilities or medication. Please help.""
Auto insurance for daughter's boyfriend?
My daughter's car is covered under our policy but we do not want to add her boyfriend. She (20) is losing her license for 3 months and wants the boyfriend (21) to drive her car. Can he get insurance that would cover him while driving her car? The car is in her name and my husbands.
How much homeowner's insurance do I need?
I am purchasing a peice of property and a modular home that is not new, it is maybe 10 years old.  I am doing the whole owner finance/contract for deed deal so I am having to pay 120,000 for the place.  I think it is worth less.  But hey, that is what bad credit gets you.  Anyway he said I would have to buy homeowners insurance and I asked how much and he said 120,000.  This home itself without the land especially is not where near worth 120,000!!!!  Why would I need that much?  And if something happened to home would it be right for insurance company to pay 120,000 for a 10 year old modular home.  May be even a little older for all I know but it is not 120,000!!!!  What is the minumum that I should get?  I don't have much money and never had homeowner's insurance.
What will have the cheapest insurance payment? 2003 escalade or a 2012 camry hybird?
It will be my first car which one is easier to afford and which one looks better
If your a 20 yr old female in florida how much do you pay for your car insurance?
I just moved here and want to buy a car but i was wondering how much someone my age pays for insurance. A little help please? actual numbers would help
How much insurance for a 17 yr old?
what is the cheapest car insurance for a 17 yr old in south texas v8 2007 mustang standard went thru and passed driving school with about a B+ gets good grades in school no crashes or tickets of any kind
What does it take to commit a minor and how do you afford it if you don't have health insurance?
My uncle and aunt are struggling with my 16 year old cousin who suffers from anorexia and she will go up to 3 weeks without eating anything. I am not kidding she only drinks water and then she will slowly puree some fruit into her water again for about a week or two before she binges for a few days and then goes back to this cycle of starvation. She looks pale and has no energy. Her eyes are sunken in and she hides in her room. My aunt and uncle are immigrants and they don't speak english that well. They don't have a lot of money or health insurance and I have no idea what to do but they are asking me to help! I've never dealt with this type of situation before and I'm just thinking they should call an ambulance and maybe they'll commit her to some state institution? I've been googling this and I come across all kinds of conflicting information. How can she get help in the state of California and is there any way if they are not insured to pay for her treatment? Is there any state aid related to extreme cases of anorexia?
What is the approximate cost of minimum coverage auto insurance in Ohio if you are young and drive a small car?
I know this depends on a lot of factors, but from the information given, just GUESS. How much? How much for someone that is about 22 years old, been driving since 17, never had an accident, never gotten a ticket.""
How much a month for loan and insurance for a 350z.?
Ok so I'm gonna be 20 in a couple months and I'm tired of driving my crappy integra. I've been saving up and I'm set on getting a 350z. My price range is about 12,000 tops. If I put a down payment of about 5 or 6 grand how much would I pay per month for the loan. And how much would I pay a month for the loan along with the insurance. I'm on my parents plan. I don't know much about interest rates. Can you give me estimates on different lengths of loans and interest rates Thanks ily""
I'm looking for affordable health care insurance plan in Texas?
I'm looking for no more than $5000 deductible around $300 to $400 a month for 1 primary and 2 dependents. And the insurance has to cover some of outpatient and inpatient as my son has asthma. Please any help I can't find anything online.
Florida Car insurance questions? Agents?
Any of these you could answer would be great. 1. Will my Dad's insurance cover me if I drive his car if I dont permanently live with them anymore? Does the policy including anyone he gave permission to drive include me then? 2. Would it be cheaper to get my own insurance or be added to his policy? 3. Im home for the summer from college, so would it be possible to pay for a couple months worth of insurance, because he cant afford a 6-month policy for me 4. Does insurance cover the car or the person? 5. If I were to get insurance now, then get my own car in the near future, what changes would have to be made and how easy would they be? 6. My dad said something about not being able to take me off his insurance once I was on it, because I go to school in the same city. Why is this? Also, I'm 19, female and live in Florida Clean record, my dad drives a Toyota 4-runner""
How much would my insurance cost? (volkswagon knowledge needed)?
Hi so i am in the process of looking for my first car....now i am not spoiled i promise i earned all my own money...My friends father buys cars, fixes them up, and resells them. It so happens to be that he has a very good condition 2001 Volkswagon Passat W8 with basically everything you can get in a car. Sunroof, heated seats, memory seats, cd and cassette player, nice stereo system, auto matic seats, steering radio controls, and a few other simple things... The color is black. Now he is asking about 9000 give or take for the car.. I need help with how much my insurance could cost as a 17 year old. If it helps i'm not in it for the car as much as just something that looks nice and goes that i know wont break down....everything is new, the brakes, oil, everything all checks out....I know that the color and the model will have a big effect with what the cost is... I am pretty much an A to a B+ average student so thats good... I just want a general idea of what it would cost for insurance a month. Like i said the car is black and has stock rims, and has a W8 engine. Please and thank you...If you need information just say so""
How much would it cost for me to get put on my parents insurance?
I'm 18 and looking to get my licence soon. My mom, her boyfriend, and his daughter are all on the same insurance. They have Nationwide. But I don't have a car yet, so I'd be driving my mom & stepdads car. ABOUT how much do you think it would cost?""
Car insurance question?
The other week, my dumb *** relative backed into my parked car. Essentially, he could of saved himself two grand if he bothered to turn and look like he was supposed to. My question and PLEASE only answer with relative/helpful information: If I don't use a rental during the time my vehicle gets repaired, will it lower his costs with his provider? Or will it not matter? I only ask because, though an idiot, is still family (plus his parents are being ******* cause their kid can do no wrong if you know what I mean). So if not using the rental will help with his rates/etc. let me know.""
Insurance costs for a 17 year old for a car/quad/bike?
what would be the (rough) cost to insure; say a small engined car (1.2l ish), a mid sized quad (400cc ish) or a bike (between 125 and 600cc)? what would be the cheapest for a 17 year old? (geussing the bike then the quad then the car?) any help would be appreciated :) cheers dougie""
Approximately how much is my insurance going to rise?
I am an 18 year old male. I got a ticket for going 10 over about a month ago and got it deferred a week ago. I am on my parents insurance and I pay about $100 a month for insurance. Tonight, I got a ticket for going 17 over on the highway. The first ticket was $124 and the most recent ticket was $174. Help me out here haha, how ****** am I? Also, is there any way for my parents to not find out?""
What is the cheapest insurance group in the uk? how do they class it?
What is the cheapest insurance group in the uk? how do they class it?
How i can buy repairable cars from insurance company's for start bus sines?
i want to start bus sines with insurance company's who sell cheap repairable cars
Auto insurance history question!?
I'm trying to get auto insurance for the second 6-month period of having my car. I don't get the question in applications for auto insurance (or getting a quote): Have you had auto insurance for the past 3 years without break or lapse in coverage? Well I have my first car for almost 6 months (fully insured), so I check no . but then it gives me two options: how long were you without coverage: a) more than one month / never had insurance b) less than one month I guess this question is trying to find out if I had a break in coverage. There isn't any break in my car insurance but I only have 6 month history! Is it OK if I say yes to the first question (Have you had auto insurance for the past 3 years without break or lapse in coverage) ? Thanks in advance""
Do I need life insurance?
Hey, I'm in 7th grade and my advanced academics class is doing a project on what our goals and daily life will be after we graduate high school. The final part of the project deals with the management of taxes and insurance and stuff like that. I'm pretty sure I've covered everything I need to, except for one aspect: life insurance. I'm not exactly sure if I need it, because I don't really know if I'm actually going to have people dependent on my paycheck. Here's my lifestyle: I'm going to live in Santa Monica, California as an occupational therapist in an apartment with a roommate. My mom's family and my dad's family will most likely keep residing all the way across the country on the east coast, with my brother in college and my younger brother in middle school. I'm pretty sure both my parents are going to be retired at that age, but I don't know if they would really depend on my paycheck. Opinions?""
Which is the Best Life Insurance?
Which is the Best Life Insurance? Less investment, good returns, life coverage, Accident Benifit""
Does anyone understand how rental cars work? Insurance/fuel fees... Think I got taken to school on this.?
I just had to bring my car to the shop for a repair. They ended up needing to keep it. Now a rental was covered under the warranty. So at least the rental was covered. But the guy had me signing off on insurance and what not. I guess the insurance on my car would cover the rental if I had an accident. But they would take from my cars deductible. So I basically signed off on a Collision Damage Waiver and also personal accident insurance. I did decline supplemental liability insurance though. Should the warranty be covering these fees or was this an extra that I got talked into? Because if the warranty covers the rental they aren't making anything. My understanding is it could be better because I am covered under their insurance if I have an accident and it wouldn't come off my own cars deductible? Kind of new to this and probably wouldn't have been worth trying to argue it after the fact that I signed off on stuff.So if I use this car for like 3 days I'm in it for like $60 in insurance. Also does anyone know how this buying the tank of gas works? I understood it as if I use so much then I pay there price of $5.60 a gallon. But I got told it was best to just buy the whole tank at $3.30 per gallon(best option seeing as gas is so much these days) And then to return it as close to empty as possible to get my moneys worth. If anyone can help me out so I know for next time if I can decline stuff or did I take the right steps and take there insurance so mine wouldn't be charged? After the fact I see I could have declined these.
Please help answer a health insurance question: group vs. individual?
I'm thinking of retiring early. I would utilize COBRA for the full 18 months. After that, I would purchase an individual plan. I'm extremely healthy, no preexisting conditions. My concern is, if I were to become ill after purchasing the individual policy, could I be dropped? I would, of course, make sure payments are always on time. I live in California. Any help would be GREATLY appreciated. Thanks!""
""Car insurance quote when being out of the country for 4 years, lost no claims bonus?""
anyone got experience of trying to get reasonable car insurance - with full no claims in this country and new zealand, im being penalised for being out of the country and being treated as new driver, anyone got any answers or any insurance companies i could try who would be sympathetic""
Car insurance?
okay my parents want me off their plan..cuz aprantly i suck at driving. -speeding -illegal passing - failure to stop at a light and bad driving resultin in an accident....so i dont blame them..anyway..could some one help me find the most affordable way to go about gettin my own insurance policy..i am 18 full time student working a part time job..yes i know that isnt very good..but i have to deal with what ive got.. so please help me..and no before you ask my grades are not b average
Do you have to pay insurance for the driver or the car?
my friends keeps telling me her parents wont let her get he license because it is 2,000 dollars a year to have a licence, for like insurance. Don't you only have to pay for a car? like if she was to not own a car and just borrow her parents when needed would she still have to pay insurance? I am so confused haha""
How too lower car insurance?
this is a extension to my previous question. Im 17 years old and want too buy a 2008 honda civic EX. I would like too start making payments on the car before i head off too college next year. So i need to convince my parents that it wont increase there insurance rates. My dad owns a 1976 jetta and i thought he could put me down as the driver of the jetta and put him as the driver of the 2008 civic so the insurance rates wont go up. is that a good idea ? Any other ideas how i can lower insurance rates? thanks
""On average, how much would car insurance be for a 17 year old driver with a clean record?""
I have AAA right now, and I was wondering if there was anything out there that is just as good but cheaper.""
How much homeowner's insurance do I need?
I am purchasing a peice of property and a modular home that is not new, it is maybe 10 years old.  I am doing the whole owner finance/contract for deed deal so I am having to pay 120,000 for the place.  I think it is worth less.  But hey, that is what bad credit gets you.  Anyway he said I would have to buy homeowners insurance and I asked how much and he said 120,000.  This home itself without the land especially is not where near worth 120,000!!!!  Why would I need that much?  And if something happened to home would it be right for insurance company to pay 120,000 for a 10 year old modular home.  May be even a little older for all I know but it is not 120,000!!!!  What is the minumum that I should get?  I don't have much money and never had homeowner's insurance.
Do I need a license for a 150 cc scooter in Indiana?
Do I need a license for a 150 cc scooter in Indiana?
Can i use my mom name for car insurance?
can i use my mom's name for car insurance because car insurance for me is really expensive because i'm young...and she's in her late 50's but the thing is, is that she doesn't have a license to drive....so can i still use her name to buy car insurance?""
I am buying my first car and am looking for cheap car insurance. I found a site that is $500 less then Geico.?
Geico was the lowest quote at $1400 but www.usalifeinsurancesite.info quoted me at $900 (which is very cheap for a 16 year old). Can anyone tell me if they are a reliable insurance company? Or has anyone dealt with them and has feedback? Thanks :)
Car Insurance... help?
hey.. I have zen 2004 model, i pay insurance premium of 12k at bajaj allaince I want to lower the premium, can it be done to the same policy or should i take a diff policy, at maruthi service center they told they can get me insurance at National Insurance for a premium of 5k .... does the premium amount have any effect on claims ...plz explain one more thing if i make a claim in an insurance company and the after some time if i ask for cancellation of my policy .... will they charge anything .... is it better to abandon my old policy and switch to new company or ask for formal cancellation""
Insurance quetsion?
i was in a accident totally the other drivers fault (she admitted to it). my car has damaged front bumper and headlight along with other stuff around those parts. it looks like nothing major. i went to the hospital one time they said i had my muscles and ligaments in my neck strectched. im trying to found out is that enough medical trips for me to get a rather decent settlement. im nt able to go to the doctor because i work all the time an i cant take time off or i will be fired. her insurance is state farm. on the average how much can i get???(pain and suffering)
Car insurance for a 16 year old in miami?
how much do you have to pay monthly??year??
Cars that come with cheap car insurance. Thank you?
Cars that come with cheap car insurance. Thank you?
Need cheap insurance 18 year old in UK?
hello can anyone tell me where i can get cheap car insurance for my son who is 18 years old. its been 1 year since hes passed. i have 6 years no claim bounes. the best quote i have got so far is 2700 on a corsa 1.2. is it possbile to get any driver car insurance?
Ow much does it cost to deliver a baby without health insurance in washington hospital california ??
Ow much does it cost to deliver a baby without health insurance in washington hospital california ??
Do I need my car to put insurance on it?
My car got impounded last night and I need to register the car in my name in order to put insurance on it, Im going to the DMV Monday morning to register it then head over to put insurance on it but need help on knowing whether I do need my car with me. Do i need My Car to register it and put basic cheap insurance on it too? Please let me know. My state is California. & i do have a valid driver license too. Thank you :)""
Where Could I find affordable dental and vision insurance for individuals?
in wisconsin western area
My daughter was in a multi vehicle car accident and i cant seem to find an estimate for car insurance?
It was a 2001 hyundai elantra. My insurance was 9 star. My daughter just turned 21 and wasen't given permission to drive the car.
Can i get insurance to drive any car?
My current insurance gives me third party cover on any vehicle i drive with permission from the owner. Can i get full insurance? (i am thinking of setting up a business which would require me driving other peoples cars) THanks
Which is the best health care insurance plan & which is the best Indian company to get it?
I'm very particular about Hospital cash insurance.
Bike insurance for a cbr 600?
i live in halifax nova scotia in a rural area and was woundring how much it would cost just for plpd i allready have a bike witch is a 200cc and it cost me 300 and some odd dollors for the year woundring how much it would be for a cbr 600 year around 1998-2005 and i took a drivers course for bike and car and been with my insurance company for about a year now for my bike would they give me any speacials. also i have gotten no tickets or crashed got a clean slate.
High Risk Car Insurance in Florida?
Does anyone out there have any experience with finding coverage for high risk auto insurance in Florida? I don't have any DUI's or DWI'S ON MY record, 4 speeding tickets leading to point suspension and 3 accidents. At this point it looks like I may have to go without driving for the next 4 years.""
How should i select PIP in car insurance...?
Hi.. I am going to take a car insurance and i am not very much clear about PIP. what is the best option to take as there are 4 PIP options given to me I have a health insurance that covers me till 80 % of the expenses. So if i take PIP option in my car insurance will it cover me the rest of the 20 %? will both the insurances work together? Please let me know. Thanks
Which motorcycle insurance would be better?
Mce or Cia insurance? They both the cheapest 400 for my ped
Are there any Uk car insurance sites whose multiple car insurance quotes actually do work out cheaper than?
separate for each car
What are some good health insurance plans for college students?
that is, college students who don't have any money... Please provide links if possible!""
Is this a common trend for insurance providers?
I recently started working for an insurance agency in Atlanta, GA, and I've noticed that probably 90% of our clients are rather overweight. I'm curious... Does the need for insurance increase with a gain in weight? Are thin people more likely to purchase insurance from one provider and never switch? Are fat people fickle?""
Is it unsafe to get a home loan with no deposit?
I would really like to take advantage of the first home buyers grant but will not have a deposit in time. I have looked at no deposit home loans but have heard they can be dangerous. Is that true?
How much information can car insurance companies see when you get a quote?
I let my car insurance lapse about a year ago and have been driving without it (I know, not good) and my girlfriends dad is an agent here in ohio. he asked to quote and i gave him my information... can he see that i dont have insurance? what about my credit report?""
Teenage Boy Car Insurance.?
My 17yrs old son is about to pass his driving exam and then go through the pass plus test too. We were looking to buy him a cheep second hand car for about 500 but when it came to insurance we have been repeatedly quoted around the 3500 mark for third party. Does anyone know where I can get cheep insurance for a boy?
My car has been broken down for some time do I need insurance?
My cars engine blew up in June. I could not find an engine I could afford at the time. I canceled the insurance due to this. I received a letter in the mail wanting proof of insurance for the state of Ohio. I have purchased a engine now but still haven't had anyone install, so the car is not operational. What do I do? Can I show the receipt for proof the the vehicle wasn't operational?""
How much homeowner's insurance do I need?
I am purchasing a peice of property and a modular home that is not new, it is maybe 10 years old.  I am doing the whole owner finance/contract for deed deal so I am having to pay 120,000 for the place.  I think it is worth less.  But hey, that is what bad credit gets you.  Anyway he said I would have to buy homeowners insurance and I asked how much and he said 120,000.  This home itself without the land especially is not where near worth 120,000!!!!  Why would I need that much?  And if something happened to home would it be right for insurance company to pay 120,000 for a 10 year old modular home.  May be even a little older for all I know but it is not 120,000!!!!  What is the minumum that I should get?  I don't have much money and never had homeowner's insurance.
I work per diem and have no insurance. do you know any good insurance that is affordable?
I am also a student so I need something that won't break the bank and that I will hopefully be able to use after school
Disadvantages of having free healthcare insurance?
like costco wholesales helping non employees on health insurance coverage
Insurance for my pregnant wife?
Hi all, My wife is 8 month pregnant now and i would like to know if i can apply for any insurance now were i can reimburse/claim the maternity charges if possible Location: India""
Dose anyone know any cars with cheap insurance for a young driver (under 1000pa)?
Im looking for a car with a small engine so the insurance will be as low as possible. can anyone think of any good cars.
Range rover sport insurance?
if i wer 2 go out n buy a range rover sport, how much would insurance per year cost me??? im 19, held a full, clean driving licence for over 2 years! my partner would be the main driver, he is 23. held a full, clean driving licence for 5 years! thanx in advance!""
If you are on someone else's car insurance?
I was put onto a friends car insurance policy for 6 months... Is that the standard policy time frame or could you make it longer or shorter etc. based on your situation?
Health insurance question / traveling?
im traveling in california. the past couple months i have experienced cascading medical problems. i have health insurance back in my home state.... how do i see a doctor? i think i need to see one before i go home! help?
""What is the most popular/best dental insurance PPO in south florida, St lucie county to be exact?
I'm looking for a good dental insurance plan. One that is not so expensive and preferably with no or <6m waiting period for basic dental such as fillings
About health insurance?
My job health insurance is to high, I need affordable insurance do anyone one how I can go by getting it""
Can I get SC insurance with my car registered in MD in my parents name?
My car is still registered to my parents and I have MD insurance through them. I live in SC and insurance is much cheaper down here. I plan on switching the car to me once I have paid the car off. Can I still get SC insurance with the car still being registered in MD and in my parents name? I can't get a SC license either until I have insurance that is covered in SC. Please help!
Car Insurance?
Ok so my Car Insurance is due 9th Feb, ive had my quote through from Direct Line and I wanna stick with them... Thing is though, Im waiting to start receving incapacity benefit as i am really unwell and unable to work at the minute..so i cant afford it until my benefit starts coming through My car is taxed until June My question is, can i cancel my insurance and keep the car parked outside my house, but obviosuly not drive it, until i can get the insurance OR do I have to inform DVLA and declare my car as off the road?? Many thanks! xxx""
I need a better health insurance plan.?
I live in texas with my wife and son. I work for a small company so my health insurance, which is bluecross, takes like $300+ every check. Is there any better options out there for me? That much money going every check is just insane. Thanks.""
""Does your car insurance go down when you turn 25? If so, how much...?""
Does your car insurance go down when you turn 25? If so, how much...?""
What is the best insurance for a 16 year old?
Got limited money
Where can i get cheap car insurance?
uk
How much is audi a4 insurance?
i am 18 years old looking at buying a 2003 audi a4 and wanted to know how much the insurance would cost me. I have a clean driving record and good grades.
Getting a quote on a 67 mustang cobra?
i can't seem to find anything on the internet about getting a free quote on this car. i'm wanting to get a 67 mustang cobra with a 302 engine. i have no idea how much my insurance is going to rise up on it. which is why my father doesn't want to buy it. -.- does anyone know how much this would make my insurance go up? no, i'm not asking for a direct quote, i'm asking for an approximate raise. an example such as: This raises your insurance by approximately $200""
Where can i get information on the popularity among savings insurance vs health insurance?
I would like to know which is higher on the premium you have to pay for savings and health insurance? savings or health insurance is higher? how can i get info on this?
What company do you have your home owner's insurance with?
Buying house and need to get some home owner's insurance, need a few places to get quotes from.""
Impact of Auto Insurance Quotes on Credit History?
I am with Geico currently and is up for renewal. I am planning to take quotes from different companies. May be they offer me a low rate. But I am scared by the fact that it will impact my credit score. Can you please advice? I have been driving for 4.5 yrs with clean record.
What is the most reputable homeowners insurance company to use in Florida?
What is the most reputable homeowners insurance company to use in Florida?
""Florida Auto Insurance Quotes Online, are they really safe?
Florida residents do you really think entering all your valuable personal information online for an auto insurance quote is really the safe way to obtain auto insurance? A local personalized auto insurance agent who you can pick up the phone and call or stop by their office sounds so much safer and personal.
How much would car insurance cost for a 17 year old girl?
I am 17 I live in New Mexico it is April 2013 and I am financing new 2013 Chevrolet Cruze LS I will be put on my grandmothers Allstate car insurance.. how much would the monthly payment be???
How much would insurance be for a road/offroad dirtbike?
I'm looking into buying a honda CRF 230 that has headlights, breaklights etc.. everything it needs to be road legal. I'm wanting it because I ride alot of trails that you need to get on the road for so long to get on the next trail and I'd figure id license it so I dont have to worry about outrunning the cops but if the insurance would be high, I'd just forget it so whats the cheapest you can get insurance for that and by the way I'm 19 and have my motorcycle permit.""
Auto Insurance?
When a child is taking Driver's Ed ...and you are giving him extra practice time while you are in the car. Do you need to add him to your insurance?
How much homeowner's insurance do I need?
I am purchasing a peice of property and a modular home that is not new, it is maybe 10 years old.  I am doing the whole owner finance/contract for deed deal so I am having to pay 120,000 for the place.  I think it is worth less.  But hey, that is what bad credit gets you.  Anyway he said I would have to buy homeowners insurance and I asked how much and he said 120,000.  This home itself without the land especially is not where near worth 120,000!!!!  Why would I need that much?  And if something happened to home would it be right for insurance company to pay 120,000 for a 10 year old modular home.  May be even a little older for all I know but it is not 120,000!!!!  What is the minumum that I should get?  I don't have much money and never had homeowner's insurance.
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