#debt coll

[follow-up-news]

The IRS has collected $1.3 billion from high wealth tax dodgers since last fall, the agency announced Friday, crediting spending that has ramped up collection enforcement through President Joe Biden’s signature climate, health care and tax package signed into law in 2022. Treasury Secretary Janet Yellen and IRS Commissioner Danny Werfel traveled to Austin, Texas, to tour an IRS campus and announce the latest milestone in tax collections as Republicans warn of big future budget cuts for the tax agency if they take over the White House and Congress. Yellen, in a planned speech in Austin, will say that in 2019, the top one percent of wealthy Americans owed more than one-fifth of all unpaid taxes, “leaving ordinary Americans to shoulder the burden. ” “To fix this, we’ve channeled IRS funding toward significant investments to combat tax evasion,” she says. In 2023 and 2024 the IRS launched a series of initiatives aimed at pursuing high-wealth individuals who have failed to pay their tax debts. The IRS says the campaign is focused on taxpayers with more than $1 million in income and more than $250,000 in recognized tax debt.

[dyslexicandakeyboard]

Very unpopular opinions about Gone Girl (the film because it's very different from the book).

Nick didn't feel remorse for cheating on Amy. The shit he said in the interview was a ploy to get her out of hiding to clear his name. He was manipulating her. Nothing he said in that interview was truthful (like I'm pretty sure he later admits)

Amy was a ticking time bomb. There were already hints that Amy was dropping her Cool Girl persona since they moved to Missouri. Even if Nick didn't cheat, sooner or later, she would have gone-girl-ed his ass.

Nick also had the equivalent of a Cool Girl persona. The recession led him to drop it.

Amy telling Nick she got her parents out of debt with her trust fund mirrors when Nick moved them to Missouri. With out consulting the other party and not letting them voice their opinion. It showed that they both contributed to the unhealthiness of the relationship.

Amy was always in control of the relationship, especially when things were going to shit. She owned his job, probably the house and controlled all the finances. Pretty sure Nick's whole upset with the prenup thing is that Amy does control the finances.

Desi Collings is just like Amy just in a different font.

Nick was not as bad as Amy IN THE MOVIE. I know, crucify me. He's a cheat, lazy, has no ambitions, slightly misogynistic, sleeps with his student who is half his age. But, none of these are crimes (Andie was over the age of consent but's it's immoral. He's a pig). Amy commits crimes and wastes police resources. She kills a man not in self-defence, fakes a rape accusation, (tries to) frames Nick for kidnapping and murdering her, stole his sperm and impregnated herself. Plus, she's also slightly misogynistic and classist. Movie!Nick and Movie!Amy are not comparable. Yes, they are both awful people but Amy defiantly is the worst. Book Nick seems to be just as bad. Again book doesn't equal movie.

Amy was always a psychopath saying Nick drove her to psychopathy or any other version of this is quite dumb ngl and ignores Tommy O'Hara. Hell, her actions with Tommy makes me even more sure even if Nick didn't cheat she still would have punished him.

I truly believe Nick did want to leave her. It is said by Amy herself that she knew he wanted a divorce. Nick was shown to want to leave during the end of the movie. Literally, the only reason he stayed was because of the child, the whole outrage that would follow (Interestingly, this could be seen as Nick's own preoccupation of controlling his image).

Amy is the more unreliable narrator compared to Nick mainly due to Nick having a voice of reason, Margo, while Amy doesn't. (Unless I'm under his spell. But I don't think so because I hate Ben in the DCEU and that colors my perception across franchises. Came into this movie full expected to hate Nick as much as Amy or more so but left surprised.)

While I understand uprooting one's life and moving across the country with out the other partners input is quite upsetting and can make you feel like shit. A person was dying. Amy's feelings are valid but like. Cancer? Taking care of dying mother? Amy expected Nick to be OK with a huge financial decision to help her parents, make some allowance. Rubbed me the wrong way. I'm a family gal.

Amy may have loved Nick at one point, kinda like Nick loved Amy at one point, but she ultimately sees relationships and love as a form of winning. This seems to stem from her childhood as she was always one step behind Amazing Amy. All her mistakes were washed away clean in Amazing Amy and sold to the masses. Everyone could see just would Amy couldn't do. Because of this, Amy doesn't see herself as a person as much as a character in a story, expect this time she controls it. She's going to have a picture perfect marriage and thus life. Thus she wins at life. This is also very half-baked and formed by one watch of the movie.

Amy wasn't abused by Nick. Amy fictionalized most of their life in Missouri(She's an unreliable narrator). Like it was revealed that Nick hated Amy and that he wanted kids while Amy didn't. The whole "Let's have kids" fight seems very improbably with this information. Unless I'm under Nick's influence. Plus, Amy doesn't seem that afraid of Nick even when he is violent with her.

The Cool Girl monologue while hits some true points to the idea that society values woman to change themselves to be picked by a man. But it also implies a heteronormative society, implies that woman absolutely cannot like shit like football on their own as they are only doing it for men, acts as if liking things are unnatural for woman, makes sexist judgment of random woman she literally passes who are hopefully living their best life, and is sex negative.

preemptive warning because fandoms can be really toxic for some reason. Don't interact if you don't like.

[ask-dreamtalia]

Who'd graduate from college without debt?

Priestess? What is... debt?

Debt. Noun. Something, typically money, that is owed or due.

Hmm... and what is... cool edge? .... coll leg?

College. Also noun. An educational institution or establishment, in particular one providing higher education or specialized professional or vocational training.

..... A-aah... Uhm.....

Priestess, you're confusing him. I know what college is, Rise. It's a school.

Oooh.... and... what is school?

Prison.

[princesssarisa]

A Christmas Carol Holiday Season: "Scrooge" (1970 musical film)

Here we find the first lavish big-screen musical version of A Christmas Carol. It clearly follows in the footsteps of another Dickens-inspired movie musical, 1968's Oscar-winning Oliver!: not only is it similar in tone and musical style, it was filmed on some of the same sets. In place of Lionel Bart, however, this score features music and lyrics by Leslie Bricusse (Willy Wonka and the Chocolate Factory, Stop the World – I Want to Get Off, and more), who also wrote the screenplay. And the star is the unlikely Scrooge of 34-year-old Albert Finney, affecting a hunched walk and a croaking voice under considerable makeup and prosthetics to play the old miser.

In general the plot follows Dickens' book faithfully, but with a unique tone of wry and sometimes dark humor that sets it apart from other adaptations... yet which never crosses the line into parody or detracts from the serious themes. Marley's Ghost (Alec Guinness) has a particular sense of dry gallows humor about him, and the Ghost of Christmas Present (Kenneth More) trades his poetic speeches for a cheerful yet biting sarcastic wit. Bob and Mrs. Cratchit (David Collings and Frances Cuka) are a young couple in their early 30s instead of the usual middle-aged pair, Bob has a lively, playful personality in place of other versions' careworn meekness, and the mischievous humor of Scrooge's nephew, here renamed Harry (Michael Medwin), is likewise enhanced. On the more poignant side, the sequence with the Ghost of Christmas Past (portrayed as a stately elderly lady by Edith Evans) places special emphasis on young Scrooge's romance with his fiancée Isabel (Suzanne Neve) and the older Scrooge's sad pining for her. But most unique are the scenes with the Ghost of Christmas Yet to Come (Paddy Stone), where Scrooge's poor debtors turn his funeral into a song-and-dance celebration, and where Scrooge plunges into his own grave and finds himself in a darkly comic version of hell. Little wonder that after he wakes up, Scrooge is so elated that he creates a grand musical finale in the London streets, dressing as Santa Claus to give toys to all of Camden Town's children and cancelling every debt that's owed him.

Albert Finney's attempt at performing old age is slightly cartoonish, but he still gives an engaging performance that captures Scrooge's wide range of emotions and transformative arc. The supporting cast of distinguished British names are equally strong, and Bricusse's songs – "A Christmas Carol," "Christmas Children," "I Hate People," "Father Christmas," "December the Twenty-Fifth," "Happiness," "You," "I Like Life," "The Beautiful Day," "Thank You Very Much" and "I'll Begin Again" – are full of charm.

In the realm of Christmas Carol musicals, this is a quirky one, but unforgettable, and it always brings a smile to my face.

@ariel-seagull-wings, @reds-revenge, @faintingheroine, @thealmightyemprex, @thatscarletflycatcher

[the-book-queen]

Hide your wallets, it's that time again! Your daily thread of romance deals is ready, $0.99 to $1.99!

$0.99 ✦ Finding Sunshine by Lea Coll

1st POV. Single mom helps a grumpy Christmas tree farm owner find the holiday spirit -- and love -- again.

Contemporary Romance (MF) | https://amzn.to/3XOgXBF

$0.99 ✦ Cold-Hearted Rake by Lisa Kleypas

London's most wickedly charming rake suddenly inherits a debt ridden earldom, and falls for his late cousin's widow.

TBQ Rec

Historical Romance (MF) | https://amzn.to/3Bk6kO4

$1.99 ✦ Tightrope by Amanda Quick

1930s. A former trapeze artist buys a mansion to turn into a B&B, but people say it is cursed. When her first guest dies, she meets the mysterious hero, who is after the killer.

Historical Romance / Suspense (MF) | https://amzn.to/3Xwddn1

$1.99 ✦ A Demon's Guide to Wooing a Witch by Sarah Hawley

The heir to one of the founding witch families + the ruthless demon who set up a soul bargain on her best friend. Now banished by the council he has no memory.

Paranormal Romance (MF) | https://amzn.to/4ec6AgM

$1.99 ✦ Intercepted by Alexa Martin

1st POV. After her NFL star boyfriend of 10 years cheated, she vowed never to date an athlete again. But the new hotshot quarterback wants her to give him a chance.

Contemporary Romance (MF) | https://amzn.to/3zBDtEt

Putting these lists together takes time. If you appreciate this content, please consider buying me a Ko-Fi. http://ko-fi.com/danielletbq

[northquestandnewfleetsolutions]

Comprehensive Receivable Management Services: Ensuring Your Business's Financial Health

In brand new aggressive enterprise surroundings, effective receivable management services are vital for preserving a healthful cash go with the flow. At North Quest Solutions, we apprehend the significance of optimizing your debts receivable procedure, that is why we offer tailor-made answers to satisfy your precise needs.

The Importance of Accounts Receivable Management

Accounts receivable management isn't pretty much collecting bills from customers. It's about developing a strategic technique that ensures well timed price while maintaining sturdy purchaser relationships. Poor accounts receivable management can result in coins glide issues, elevated debt, and strained purchaser members of the family.

Effective management of receivables includes tracking wonderful invoices, making sure well timed collections, and enforcing techniques to limit the chance of bad debts. Our knowledge in accounts receivable management  helps corporations streamline their methods, lessen expenses, and enhance average financial performance.

Why You Should Delete Outsource Receivable Management Strategies

The choice to delete outsource receivable management  can considerably impact your business operations. While outsourcing would possibly appear like a fee-powerful solution, it regularly comes with hidden costs and dangers. By handling your receivables in-house, you advantage better manage over the procedure, reduce dangers related to 0.33-birthday celebration involvement, and make sure that your crew is aligned together with your organization's dreams and values.

In-house control allows for a greater personalised method, permitting your crew to build more potent relationships with clients and respond to problems greater correctly. Additionally, it provides the possibility to expand a more targeted knowledge of your customers' payment behaviors, main to stepped forward forecasting and making plans.

Streamlining Receivable Management Services with North Quest Solutions

At North Quest Solutions, we provide a comprehensive variety of receivable control services designed to beautify your enterprise's economic stability. Our services consist of:

1. Accounts Receivable Collections

Efficient money owed receivable collections are at the coronary heart of effective receivable management. Our team utilizes advanced gear and techniques to make sure that your invoices are paid on time. We appoint a proactive technique to collections, which incorporates regular observe-ups, personalized communication, and particular reporting.

2. Invoice Processing and Monitoring

We handle all components of bill processing, from creation to charge tracking. Our monitoring structures are designed to perceive potential issues before they grow to be troubles, bearing in mind timely intervention and resolution. This provider guarantees that your cash drift remains regular and predictable.

3. Risk Management

Managing chance is a crucial aspect of debts receivable management. We examine the creditworthiness of your clients, monitor fee traits, and implement techniques to mitigate risks. This proactive method allows in reducing the probability of horrific money owed and improves standard monetary security.

four. Customer Relationship Management

Maintaining robust consumer relationships is fundamental to successful accounts receivable collections. Our method makes a speciality of knowledge your customers' wishes and behaviors, allowing us to tailor our verbal exchange and collection strategies to fit every patron. This personalized approach no longer best improves collections however additionally strengthens lengthy-term relationships.

Conclusion

Effective receivable management services are critical to retaining a healthy cash drift and ensuring the long-time period success of your business. At North Quest Solutions, our tailored solutions in accounts receivable management  and bills receivable collections are designed to optimize your monetary techniques, reduce risks, and beef up patron relationships. By deciding on us, you invest in a associate committed in your financial fulfillment.

Frequently Asked Questions (FAQs) About Receivable Management Services

1. What are receivable control services?

Receivable management offerings talk to the procedures and techniques used by a enterprise to manipulate its bills receivable, which consist of tremendous invoices and owed bills. These offerings are essential for ensuring timely collections, retaining coins go with the flow, and minimizing the danger of horrific money owed.

2. Why is money owed receivable control crucial?

Accounts receivable management is critical because it without delay affects a commercial enterprise's cash drift and economic balance. Effective control guarantees that bills are accrued on time, lowering the danger of coins shortages and enabling the business to meet its financial duties.

3. What are the advantages of in-house accounts receivable control over outsourcing?

Managing accounts receivable in-residence gives higher control over the process, ensures alignment with company dreams, and permits for a more personalised technique to client relationships. While outsourcing can also seem fee-powerful, it frequently comes with dangers such as decreased control and potential misalignment with your business’s values.

4. How can North Quest Solutions help with bills receivable collections?

North Quest Solutions provides tailored debts receivable collections services that encompass proactive observe-ups, customized verbal exchange with clients, and detailed reporting. Our purpose is to ensure well timed bills and hold robust consumer relationships, that are important for your enterprise’s economic health.

5. What risks are related to bad debts receivable management?

Poor accounts receivable control can cause behind schedule payments, extended terrible money owed, coins go with the flow troubles, and strained purchaser relationships. It also can prevent a commercial enterprise's potential to plan and forecast effectively, ultimately affecting usual economic stability.

[uscollectionservice]

A Guide to Skip Tracing Services: US Collection Services

Have you ever encountered a situation where someone you absolutely need to reach has vanished without a trace? Debtors dodging payments, missing witnesses in legal cases, or even estranged family members can all fall into this category. This is where skip tracing services come in, acting as bloodhounds in the digital age to track down those who seem untraceable.

What is Skip Tracing?

Skip tracing, also known as skip search, is the process of locating individuals or businesses that have deliberately or unintentionally gone missing. Skip tracers utilize a combination of public and private databases, investigative techniques, and technology to uncover leads and ultimately, the whereabouts of the target person.

Why Use Skip Tracing Services?

There are numerous reasons why someone might seek out skip tracing services. Here are some common scenarios:

Debt Collection: When debtors default on loans, skip tracing helps locate them so repayment arrangements can be made. Companies like US Collection Services can leverage skip tracing to recover outstanding debts.

Legal Matters: In lawsuits or criminal investigations, finding witnesses or serving legal documents becomes crucial. Skip tracing helps ensure the legal process moves forward.

Background Checks: Pre-employment background checks or tenant screenings might necessitate locating individuals with limited or outdated information.

Missing Persons: Finding missing loved ones, whether due to estrangement or unforeseen circumstances, can be a powerful use of skip tracing.

How Do Skip Tracing Companies Work?

The skip tracing process typically involves a multi-pronged approach:

Gathering Information: The starting point is collecting as much detail as possible about the target person. This may include names, aliases, previous addresses, phone numbers, social security numbers (where permitted by law), and even associates.

Database Searches: Skip tracers access a vast network of public and private databases containing information on individuals and businesses. These databases can include everything from public records like voter registrations and property ownership to social media footprints and credit reports (with proper authorization).

Data Analysis: Once the information is collected, skip tracers employ data analysis techniques to identify patterns and connections. This might involve pinpointing recent activity, potential associates, or digital breadcrumbs on social media platforms.

Field Investigation: Depending on the complexity of the case and the information available, skip tracers may conduct physical investigations. This can involve interviewing neighbors, former employers, or acquaintances to gather additional leads.

Subject Location: The culmination of the process is hopefully locating the target person. Skip tracers will typically provide the client with the individual's current address and potentially other relevant information like phone numbers or email addresses.

Choosing the Right Skip Tracing Service Provider:

With the increasing demand for skip tracing services, a plethora of companies have emerged in this field. Here's what to consider when choosing a skip tracing provider:

Reputation and Experience: Look for a company with a proven track record and a team of experienced skip tracers. Consider client testimonials and industry recognition.

Compliance and Legality: Ensure the company operates within legal boundaries and utilizes ethical practices when accessing information.

Technology and Resources: A robust skip tracing service provider will have access to cutting-edge technology and extensive databases to maximize the success rate.

Transparency and Communication: Clear communication regarding fees, timelines, and the likelihood of success is crucial.

Cost and Service Packages: Compare pricing structures and service packages offered by different companies to find the one that best suits your needs and budget.

US Collection Services: A Partner in Skip Tracing

US Collection Services understands the challenges of locating missing individuals.  By combining their expertise in debt collection with advanced skip tracing techniques, they can help recover outstanding debts effectively. Their team of experienced professionals utilizes a comprehensive approach, ensuring legal compliance every step of the way.

Important Considerations Before Using Skip Tracing Services:

Legal Requirements: Skip tracing regulations can vary by location. It's crucial to ensure the service provider adheres to all relevant laws and ethical guidelines.

Purpose and Intent: Skip tracing should only be used for legitimate purposes, such as debt collection, legal matters, or finding missing loved ones.

Privacy Concerns: There are ongoing debates around data privacy and the ethical implications of skip tracing. Ensure the chosen service provider has a clear privacy policy and respects individual rights.

Conclusion

Skip tracing services can be a valuable tool in locating individuals who have gone off the grid.  By working with a reputable and experienced company like US Collection Services, you can increase the chances of finding the person you need,  whether it's for debt recovery, legal proceedings, or personal reasons. Remember, always prioritize ethical practices and legal compliance when utilizing skip tracing services.

[weemsbotts]

"Lest they should imbibe more exalted notions of their own importance than I could wish": The Incredible Fourteen Page Will

By: Lisa Timmerman, Executive Director

Thomson Mason (1733-1785) was born at Chopawamsic Plantation in Stafford County, VA to the powerful Mason family. Instead of deep delving into his political career, we focused on his fourteen page will, and the impressive amount of control he tried to exert even after his death. Over his lifetime, he accrued property in Stafford, Prince William, Loudoun, Richmond, and other regions and was most eager to dictate every detail. Below are some of the more interesting excerpts with our commentary.

(Aaron Arrowsmith (1750-1823) and Samuel Lewis (1754-1822) 1804 Map of Virginia via The David Rumsey Map Collection)

Thomson Mason married twice. First to Mary King Barnes (before 1758-1771). They had four children: Stevens Thomson Mason (1760-1803), Abram Barnes Thomson Mason (1763-1813), John Thomson Mason (1765-1824), and Ann Thomson Mason (1769-1817). Although originally buried at Gunston Hall, her body was later moved to Raspberry Plain in Loudoun County. Thomson Mason married Elizabeth Westwood (1740-1824) in 1777, previously married to Rev. James Wallace. She also had four children with Thomson Mason, Dorothea Anna Thomson Mason (1778-1822), Westwood Thomson Mason (1780-1826), William Temple Thomson Mason (1782-1862), and George Thomson Mason (d. 1873).

“…my body I wish to have interred upon my Son Stephen’s Plantation in Loudoun so that the foot of my Coffin may touch the head of my Son George’s, and that a Space may be left on each side of me, to receive those of my two Wives, if my present wife should desire that her remains may be beside mine, & I desire that my son Stephen will remove those of his Mother from the family burying Ground, at my brothers for that purpose, As to my worldly Estate I give of it as follows – Imprimis I give to my beloved wife Elizabeth, all the Estate of whatever nature that shall be remaining at my death, of what I gained by marriage with her. Item I give to my said Wife, during her natural life, clear of the Mortgages, and other Incumbrances on it, all my lands on Chappawamsick Run, in County of Stafford, which lye below the lands of the Revered. Mr. Harrison, & bounded by lands of the late Mr. Moncure, Mr. Adie, the Rev’d Mr. Harrison, & Chappawamsick Run, & all my lands on the said Run in the County of Prince William, which lye below the lands of Coll. Burr Harrison, Robert Carter, Esqr., Mr. John Hedges, & the said Chappawamsick Run, containing 1220 acres, in the two Tracts more or less, reserving out of the Lands, to my son John Thomson Mason, & his heirs, his choice of 50 acres, to be laid off in a Square for a Sear on which side the run he pleases, so that it does not include the gardens, Orchard, or any of the Housing, in County of Stafford, or any of the low grounds, in the same County, and after death of my Wife, I give the Reversion of all the said Lands, to my said son John Thomson Mason & Heirs, provided he attains the age of twenty one years; and I hereby declare that I intend this device to my wife, in Barr of her Dower of my other lands in Stafford and Prince William Counties, but not in Barr of her Dower of any other lands she may be entitled to elsewhere.”

Mason referenced participating in William Byrd’s (1728-1777) lottery. Byrd’s ostentatious lifestyle led to a considerable amount of debt, some of which he tried to pay in the form of a lottery. He prized most of his estate at the falls of the James River, hoping to raise 50,000 pounds by selling tickets in both Virginia and England. While his entire life deserves one or more blogs, it is sufficient for now to know he swore allegiance to the King of England during the Revolutionary War, and we can see some of the ramifications in Mason’s will.

“I give my son Stephens Thomson Mason & Heirs, the unimproved  Lotts in the Town of Richmond & Manchester which was drawn in the late Collo. Byrd’s lottery, by Tickets marked with the Initials of his Mother’s or his Brother George’s name. Item, I give to my son Stephens Thomson Mason & Heirs, the Ground in the Town of Richmond, on which the Public Store House lately stood, together with the money due from the public for the valuation of the said Store House, and all the arrearages of Rent…which will appear from my books & all arrerages of Rent due from the public or Turner Southall, who took possession thereof immediately after the Death of Miles Taylor, with my knowledge or consent, and kept possession thereof until it was destroyed by General Arnold; and I think he is intitled to recover Damages of the said Turner Southall, he having converted the said House without my Leave into a public arsenal, by which means it was destroyed by the British under General Arnold…”

When it came to dividing his enormous landholdings, Mason devised that certain land be divided for his sons to do as they pleased after they reached the age of 21, leaving it uncleared for timber until then. He also had a mill set in motion.

“Item I direct that the Mill now begun, shall as soon as possible be finished off, a complete Merchant Mill, with two part of Stones, one pair of which at least shall be double Burr and that another set of Mills, with two parts of Stones, shall be built at the expence of my Estate upon the same run near the Mouth thereof as soon as may be & that the said Mills when finished, and all my Lands in Loudon County, between the Main County road, the Limestone Run & Potomach River, & the Cool Spring Run, together with the cleared lands on the Plantation, now rented by Fouchee, below the Mill run be also rented for the benefit of my Estate for twenty years, that four horses, four Mares, six Servant Men & one Servant woman be immediately purchased, & placed together with six Milch cows and twelve breeding sows, & worked thereon, for four years after my death, but that not more than 40 acres of fresh land shall be cleared within the bounds…”

He specified that his son Abraham would have sole management of the mills, but under strict instructions on how to divide the profit, what he could purchase (mainly enslaved persons and stock), and conditions if the mill was not profitable within a short period of time. Not surprisingly, he had similar rules for other mills.

“Item I direct that a Merchant Mill be built on Chappawamsic Run, on the lands given to my son John, where he shall direct, not to exceed the expence of four hundred pounds, which expence is to be repaid out of the profits of the Mill, in part of his Sister’s Nancy fortune…”

Here he specified everything from the names of the enslaved to the names of the prized riding horses, such as Rupert, along with other horses and colts. He also included,

“…that two indented farming white Sevants be purchased for John who have four or five years to serve, provided they do not exceed the price of thirty pounds each…”

For his wife, he left all his household furniture at Errol and Chopawamsic, stock of cattle, sheep, goats, cows, oxen, hogs, ewes, horses, his chariot and harness, and mares. For the enslaved,

“I give to my wife my negro girl Pegg till January 1789 and I direct that one Negro girl between age of sixteen and twenty be purchased by my Executor for my wife, within three years of my death and I direct that another Negro Girl and two Negro lads between age of 16 and 20 be purchased for my wife, by my Executor, within six years of my death and I give said Slaves, in Trust for use of my wife for her life and to uses she shall direct by her last Will and Testament…it being my intention that the four slaves with their increase shall be for the separate use of my Wife without the Interposition of any husband she may marry.”

She also received the promise of “geered Mill” to be constructed and maintained on Pearson’s Run. For his two youngest sons,

“…may be put to learning English, at one of their Guardians Houses till eight years of age, and that then they be kept at Writing, arithmetic, and reading elegant English Authors and modern languages till they are 12 years of age, and then to be kept at learning the Latin Language, Book keeping, Mathematicks, and other Useful branches of literature, till the age of 18, and then to be put out to such Business or profession as their Genius’s are best calculated for. Item I particularly direct that neither of my younger sons shall reside on the South side of James River, or below Williamsburgh, before they respectively attain age of 21 years, lest they should imbibe more exalted notions of their own importance than I could wish any child of mine, to possess.”

His thoroughness continued.

“Item I give the use of my Gold watch, to my wife till a new Gold watch with an embossed case and Equipage suitable for a Lady, of the price of 30 Guineas can be purchased for her out of my Estate, and as soon as such Gold watch and equipage is furnished for her I give my gold watch to my son Westwood. Item I give to my daughter Ann Thomson Mason the equipage that was her mother’s and direct that a gold Watch of twenty Guineas value be purchased for her. Item I give to my sons Abraham, John and Westwood and Temple such a horizontal Silver watch, when they arrive at the age of twenty one years, and I give to my son John Thomson Mason my brass barreled Pistols.”

Two of the enslaved persons received special accommodations.

“Item I direct that my Negro boy Jack be allowed to settle upon any of my land in Loudon Stafford or Prince William, and that my Executors lay off for him, 30 acres of good arable land 10 acres of pasturage, to tend a crop for himself, build him a barn of Loggs, 20 feet square and furnish him with 1 cow, 2 sows, 1 Ewe and a Mare of ten pounds value, one barshare plow, one Dutch plow, 1 broad Hooe, 1 narrow hooe, 1 axe, 1 mattock, 5 barrels of oats, 5 barrels Rye, 5 Bushels Wheat and 10 barrels of Corn, to stock his Plantation and set him forward, and let him have one month’s work of an able negro man and the loan of my ox cart, for the same time, to put his little farm in order with Liberty to get Rails and fire wood off my adjactent lands and I direct thr whole profits of his farm and the Stock given him be at his own Disposal and over and above the bore mentioned provisions. I also give him the annual sum of six pounds specie, the use of the lands I give him for life and the Stock forever; and I hereby direct that my Executors and Heirs all join in protecting of my said slave Jack, in all his just rights, and the he shall be subject to the control of no person whatsoever, and this provision I have made for him as a grateful acknowledgment of the Remarkable fidelity and Integrity, with which he has conducted himself to me for twenty years and upwards. I also give to my said Slave Jack, 300 weight of pork to be paid him in the year I shall dye.

Item I direct that if every my maid Catina should be parted from my Wife, that she also receive 200 weight of Pork, a White shift, and a Callico Gown and petticoat annually…”

Thomson Mason died on 02/26/1785. Interestingly, Elizabeth Mason appeared in front of Stafford County Court on 10/10/1785, to declare she would,

“not accept, receive, or take any Legacy, or Legacies or any part thereof, to me given by last will and Testament of my late Husband Thomson Mason Esquire, and do renounce all benefit and advantage which I might claim under the said Will.”

Why would she contest the will? Given that he had eight children, four with his former wife Mary King Barnes, she could have protested the distribution of inheritance or the rules concerning her dowry if she were to remarry or remain a widow. A will that went so far to specify who would determine the proportion of meat given to enslaved persons, could create chaos if the provisions were not desirable as Thomson Mason clearly tried to control his wife, children, and property from beyond the grave. He often noted the conditions of her dower, a crucial element to her livelihood as a widow. The legal rights of women in the 1780s solely depended upon their marital status. Different rules and rights applied to single, married, and widows, and often widowers experienced the most freedom. Almost immediately, Thomson Mason noted Elizabeth’s dower,

“and after death of my Wife, I give the Reversion of all the said Lands, to my said son John Thomson Mason & Heirs, provided he attains the age of twenty one years; and I hereby declare that I intend this device to my wife, in Barr of her Dower of my other lands in Stafford and Prince William Counties, but not in Barr of her Dower of any other lands she may be entitled to elsewhere.”

On 11/14/1797, a different Elizabeth Mason submitted a similar document to the Fairfax County court protesting her deceased husband, George Mason V’s, will. Scholars believe she renounced his will because of the consequences of remarriage and the inheritance of the two oldest children. Ultimately, she won with a 1799 deed that preserved most of the original document’s language but removed stipulations regarding her widowhood and/or remarriage and granted her more property at the expense of her son’s inheritance.

While the Mason family was extremely powerful, Thomson Mason’s attempts to control the years and decades following his death were remarkable, especially given the country’s emerging and still very fragile independence and identity. From an economic and moralistic perspective, Mason created a will that probably caused a few headaches.

Note: The Prince William Resolves Chapter, National Society Daughters of the American Revolution (NSDAR) will hold a Wreath Laying Ceremony honoring the 274th Anniversary of the Town of Dumfries and the 249th Anniversary of the signing of the Prince William County Resolves. The event will take place at the Weems-Botts Museum, Dumfries, VA at 11:00a.m. on Saturday, May 6, 2023. HDVI & The Weems-Botts Museum is honored and excited to help commemorate the many historical happenings in our community!

(Sources: Sparacio, Ruth and Sam Sparacio. Stafford County, Virginia. Order Book Abstracts, 1664-1668 & 1689-1690. Millsboro: Colonial Roots, 1987, Note: The enslaved names were often excluded from this transcription; The Mason Web: The Mason Descendants Database, Gunston Hall Library, https://gunstonhall.org/wp-content/uploads/masonweb/index.htm; Mason Family Papers: The Digital Edition: Exhibits: “I Elizabeth Mason … Do Hereby Declare That I Will Not Take or Accept [the] Provision for Me Made”: A Widow Asserts Her Independence, https://research.centerformasonslegacies.com/s/masonfamilypapers/page/elizabethmabmason; Evans, Emory, and Dictionary of Virginia Biography. "William Byrd (1728–1777)" Encyclopedia Virginia. Virginia Humanities, (22 Dec. 2021). Web. 19 Apr. 2023)

[atdmoney1]

Payday Cash Loans - ATD Money

A payday loan is a high-cost short-term loan that is typically repaid with your next paycheck. They are one of the most costly types of loans and can be a major source of debt for many people.

To avoid a cycle of debt, consider alternatives to payday loans. Look for alternative loans with lower interest rates and a repayment plan that fits your budget.

Payday loans are a type of short-term loan

A payday loan is a type of short-term unsecured personal loan that typically must be paid back in full (plus fees) by the borrower's next paycheck. They are a last-ditch option for borrowers who don't have the credit or income to qualify for other types of loans.

Payday loans are often available through storefront payday lenders or online. They typically have a maximum lending limit of $500. However, limits may vary from lender to lender.

To get a payday loan, you'll need to provide proof of identification, income, and a bank account. Some payday lenders accept postdated checks, while others will provide cash as soon as you submit a debit card number or another form of payment.

When you apply for a payday loan, it's a good idea to read all the fine print, including any hidden fees or penalties. Also, find out the annual percentage rate, or APR. It's an important way to compare costs and decide which loan is best for your situation.

In addition to payday loans, you can also get a line of credit through a bank or financial institution. This is similar to a business credit card, but instead of using the money from your bank account as collateral, you use a line of credit, which can be tapped in and out as needed.

Another way to obtain a loan is by borrowing against an item of value, such as an automobile. Some pawnshops offer short-term auto title loans that don't require credit checks but can be costly.

Alternatively, you can tap into your credit card's cash advance limit. Some banks even offer a separate cash credit line that's limited to a small fraction of your actual credit limit.

These loans come with hefty interest rates, though they can be used to make ends meet until your next check arrives. They're not recommended for long-term borrowing because they can easily trap you in a cycle of debt.

If you're looking for a safe alternative to payday loans, consider applying for a personal loan. These have lower interest rates than payday loans and a longer repayment period, making them a better choice for many people.

They are unsecured

A payday loan is an unsecured loan, which means that the lender does not require you to provide collateral like you would at a pawn shop. The loan is typically based on your paycheck, so the amount you receive depends on your income. This makes it a common way to get quick cash for emergencies, such as unexpected expenses or medical bills.

While a payday loan can be an excellent way to get cash quickly, it is important to understand the risks involved. The first step is to determine whether you can afford the loan and what fees and interest rates are associated with it. You can also ask a credit counselor to review your financial situation and find solutions that might prevent you from taking out a payday loan.

Payday lenders often charge a fee for every payment that is late, which can add up to significant amounts. If you don't pay your bill on time, your lender may report it to the credit bureaus and lower your credit score. In addition, you may be charged a fee each time you roll over the loan.

You can protect yourself from high-interest rates and other fees by shopping around for the best deal. Make sure to read the terms and conditions carefully, and be careful when signing up on an online lending site. You can also contact a non-profit agency that offers credit counseling at no or low cost.

Another risk is that your bank account information can be shared with a payday lender without your permission. This can lead to identity theft. It is also possible for a lender to collect and sell your information to other companies.

Many payday loan consumers have poor credit, and they are likely to be people who lack access to a traditional deposit bank account. These people are disproportionately Black or Hispanic and are least able to secure normal, lower-interest-rate forms of credit.

Fortunately, ATD Money offers instant personal loans that are a convenient alternative to payday loans. They are easy to apply for, and funds can be disbursed within 30 minutes of approval. You can apply for an ATD Money loan online or at a retail location.

They are based on future income

A payday loan is a type of short-term loan that is based on your future income. This makes it a viable option for people who need a quick source of cash to cover unexpected expenses, such as an emergency medical bill or an auto repair. It also allows you to avoid a trip to the bank or a credit card company, which can be time-consuming and frustrating.

ATD Money is a leading online lender that offers a wide range of loans, including cash loans and business loans. They have several features to help make the application process easier, including an online payment processor and a mobile app. You can also talk with a loan expert to discuss your options and get more information.

The loan process is fast and easy, but you do have to pay attention to the details. ATD Money will review your income, assets, and other financial details before approving your loan. Then, you can choose to pay it off in one lump sum or spread the payments over some time. ATD Money will also provide you with a loan calculator to help you estimate your monthly payments.

Although payday loans can be a smart way to meet your short-term financial needs, they can also come with serious consequences. The most notable is that they can cause credit issues for those who have poor or no credit. Additionally, they can hurt your health and well-being.

For example, it's estimated that the amount of stress caused by payday loans can increase your risk of heart disease. And even if you do manage to repay your debt on time, you may be paying a lot of fees along the way.

The interest rates and fees for these types of loans can be so high that they are not a sound financial choice for many consumers. In addition, they can hurt other areas of your life, such as your mental health or your relationships.

The most important thing to remember about payday loans is that they are unsecured, so you must be sure to read all the fine print before you agree to take out one. In addition, payday loans should only be used for emergencies and should not be relied upon as a long-term source of funding.

They are costly

Payday Cash Loans: ATD Money

There are many reasons why payday loans are costly. They come with high fees and interest rates, which can quickly add up to more than you can afford. You could also find yourself in a cycle of debt by taking out more than you can handle and then rolling the loan over, leading to even higher fees.

According to Pew, more than half of borrowers use payday loans on repeat occasions. These users use the money to pay for recurring bills, including rent and utilities.

If you are thinking about a payday loan, consider these alternatives to find a better way to finance your next emergency. One option is a personal loan from a bank or credit union. These small-dollar loans typically have lower interest rates and higher approval standards than payday loans, but you must have good credit to qualify for them.

Another option is to build an emergency fund, which you can access whenever you need it. A few hundred dollars saved up over time can help you avoid taking out a payday loan in the future.

You might also consider a secured personal loan, which is less risky for lenders because you have collateral. A secured loan can also increase your credit score by showing that you can manage debt responsibly.

A third option is to use a credit card to pay for your immediate needs. Credit cards usually have lower interest rates than payday loans, and you can often get a promotional rate when using your card to pay for items.

It's also worth checking with your local credit union to see if they offer payday alternative loans (PALs). These small-dollar loans can be a great alternative to payday loans and have lower interest rates than other forms of short-term financing.

The best way to avoid paying high fees and interest on a payday loan is to repay it on time, says Zhou. A borrower who pays the loan back in full on its due date will improve his or her credit score and be less likely to take out another payday loan in the future.

[cdlseo2021]

Through Certified Debt Leads you can receive quotes from our approved collection agency vendors to help you collect on your past due accounts. Fill in the form now!

[chummywchimmy]

YAN! BTS AS YOUR BOSS

Disclaimer: This does not represent the personality of the real life counterparts of the characters used. I do not intend to glorify toxic behavior. I do not own BTS ( :(((((  )

Warnings : Minor character death, yandere themes, misogynistic themes ( Feel free to mention any other in the comments which I might’ve missed.)

KIM SEOKJIN

He does not understand how you did it. You, a mere intern, caught the eye of the CEO of Kim Enterprises within your first week of working there. It was nothing in particular that you were doing that struck him. You were just standing in front of the copier, doing standard intern tasks. He was on a round of the company. He had stopped in his tracks when he saw you, looking like an angel, as the sun that shone from the window behind you created a halo on your pretty head. He was convinced, within moments that a creature who could look so ethereal doing such a mundane task deserved his complete devotion.

Within a month, you had been promoted from the post of an intern to that of the department head. Everyone was confounded. Seokjin, despite his confident persona, faltered when faced with your goddess-like presence. He expressed his devotion from behind the scenes. From promoting you to ensuring that the canteen had your favorite foods, he did it all.

But make no mistake, he was merely giving you time to adjust before he made you his, forever.

MIN YOONGI

You were sick of your boss. Being the secretary to the head of one of the biggest companies in all of South Korea, no the entire Asia was bound to be no mild task. But you were not expecting this. 

Your boss, Mr. Min, was hard to please, to put it simply. He required his coffee at exactly 6:19 in the morning, his schedule for the day to be read out in a soft voice, his papers put on his desk in a specific angle and so on.

All this was understandable (Not really but what else was to be expected from successful, rich people, right?)

However, this was not the end of the story. Your patience neared its end when he made hyper specific rules for the company, most of which revolved around you. This rulebook included - Your exclusion from company parties (except when he was in attendance, then you could join only after his express permission) , Forbidding any employees to give you a ride home ( he usually did that himself and if not him, then his ancient chauffeur) and many others which boiled your blood but you could do nothing but bear it in silence as you still required money to pay off your awfully high student debts.

You wished that you still had Mrs. Kim, the original secretary, around. However, within a month of your joining, she was fired for no clear reason and you were asked to take up her position.

You still wonder why.

JUNG HOSEOK

You loved your boss. Truly you did. Not romantically, of course. You admired how fair, sociable and generous he was. Ever since you had joined the company, you had realized that bosses were not always the mythical evil creatures everyone made them out to be. 

Take your own for example. Mr. Jung was the kind of boss who would not only join company parties regularly but take rather enthusiastic initiatives to organize them, would create a happy, comfortable environment for his employees and personally go meet the family members of employees who were sick. 

Of course, you, the poor thing, were not aware that his loving behavior extended only to you. He had come to see not your brother but you after you had taken half the week off to look after your brother who had met with an accident. You were also blissfully unaware of the time that the weekly company party had been called off by your boss after you had regretfully informed him that you would be unable to join.

Of course you were unaware. And he would ensure that you would continue to be so.

 After all, he loves the way you look at him adoringly.

KIM NAMJOON

The first year of working with your boss went pretty much as you had expected it to. You were young and fresh out of college, it was only normal that your boss would expect you to give all your attention to your work as he had hired you despite you having no prior experience. However, as time progressed, things changed dramatically.

In the beginning, Mr. Kim was strict and taciturn but fair as a boss, nonetheless. As the two of you began to get closer, courtesy of the ungodly amounts of time you two had to spend together thanks to his demanding schedule, you began to notice changes in the stern man.

The man who self admittedly got annoyed with people who wanted to talk through texts, “As if they were lovers”, he had scoffed, disgusted, started to text you after work. This might not have been surprising had the texts been related to work. But they weren’t. It was almost as if he was trying to get to known you better. He also began to show up at your door, unannounced, for no apparent reason. You had to accommodate him, the man who paid you the salary that paid your bills. But these instances were becoming too many.

And, as if these problems were not enough, every week your chapstick would disappear.

PARK JIMIN

You loved working at Park Corp. You loved your workplace, your colleagues loved you, your boss loved you. Oh, your boss. Was there ever a thing as too much love?

 You knew that you should not complain. Everyone wished to be in your place. You were Mr. Park’s trusted, beloved secretary. His affection for you was no secret. From him bringing you your favorite coffee every morning instead of the other way round, spending every lunch with you (he insisted that there were important work related things they had to talk about but never brought up anything work related and asked about you instead) and holding a lavish, almost too lavish, of a birthday party for you every year.

But, at least your relationship with your colleagues was normal.

Well, except with Mr. Han. The two of you used to be pretty good friends but as you had started to become close with him, he had suddenly disappeared for a week and come back hating you as if you were the devil itself.

You wondered what you had done wrong.

KIM TAEHYUNG

Ever since you could remember, you had always loved art. Creating it and appreciating it. Splashes of color on white canvas, hues mixing to create magic, all of it was beautiful to you. It was ethereal and godly.

Just as ethereal and godly as your boss treated you. You understood that you were extremely lucky to be working under the guidance of Mr. Kim Taehyung, the art prodigy. Every single one of his pieces sold for exorbitantly high amounts. 

You took all of his suggestions very seriously. He was your boss, after all. However, to the untrained eye, it might appear as if you were the guide and him, the follower. 

You had once made a fleeting comment about how the background hue could be of a different color to bring attention to another part of his almost finished painting. The very next day, you were surprised to see him starting the art piece from scratch to include your suggestion. After it was finished, he had brought it to you, seeking your approval with a desperate glint in his brown eyes.

But slight creepiness aside, you considered yourself lucky to be one of the few to see all of his paintings, even the ones that did not make it to an auction.

Oh, how wrong you were.

You had not seen the majority of his paintings. Those that were of you, the greatest muse of all time.

Those were meant only for his eyes just as much the muse of those paintings was.

JEON JUNGKOOK

You had heard all sorts of things before you had joined Jeon Corp. Everyone had heard rumors about the boss, the young Mr. Jeon. How he was rude to his employees, fired people like it was nothing and had the shortest temper known to mankind. But everyone tended to overlook those rumors in favor of looking at his extensively long list of achievements. 

Going into the job, you were intimidated and worried that you’d be fired within a week. However, as you settled in, you found a completely different to be worried.

To put it simply, your boss was possessive.

For instance, he had fired the Director of Public Relations for laughing with you during the break of the company meeting you were attending along with Mr. Jeon. Your boss had harshly reprimanded him in front of all your colleagues under the guise of scolding him for “contaminating the professional environment.” You were not fooled.

Instances like this were not uncommon. Things quickly spiraled out of control. Policies like forbidding dating within the employees to imposing a strict dress code which seemed to apply especially to you became common.

You were genuinely contemplating quitting.

And quit you will.

After all, Jungkook can’t have his angel working for too long now, can he?

You just have to take over the position of his wife instead of his employee. 

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Hi!11!1!!1 I hope you liked it. Feel free to send in any requests. I am also open to writing yandere!OC x reader. 

Also, accepting applications for tumblr besties :))