#esp when it only covers five crucial months

[fideidefenswhore]

the downfall and execution of a tudor queen (2023) / the boleyns: a scandalous family (2021) / the king's pearl: henry viii and his daughter mary (2017), melita thomas / anne boleyn (tv miniseries 2021) / the mirror and the light (2024) / elizabeth (1998)

[kitchenremodelingatlanta41]

Determining a Kitchen Remodeling Budget

Kitchen remodeling atlanta

It is crucial to determine a financial budget for almost any do-it-yourself project, and kitchen remodeling is no exception.

A thing of caution: I spent many hours researching kitchen remodeling cost and budgeting online to gather data just for this article. I ran into a couple websites that gave size pricing for kitchen remodeling. Although I commiserate using attempt to find an easy method to discover remodeling pricing, this type of advice is just not operating out of reality. Remodeling jobs in general are really specific towards the conditions in the building and tastes from the homeowner that no square footage pricing will ever starting point. Also i bumped into many websites that didn't provide you with any real details about starting a budget but basically interpreted Hanley Wood's Remodeling Cost vs. Value report that is published each year. You happen to be much better off visiting the Cost vs. Value report web evaluating the results by yourself.

home remodeling marietta

Like whatever else on this planet a kitchen remodel is going to are more expensive than you thought it would and the sky is the limit on the it may cost depending on you. There are multiple factors which are into determining a remodeling budget.

There are many web sites you can check out assist you to begin a basic budget number to start with. My personal recommendation is Remodeling Magazine's Cost vs. Value Report which is released by region and major city every year. The truly nice point about this report is it offers a description in the "average" project to help you gauge if your kitchen remodel will almost certainly fall below or above the benchmark. Also i find their average pricing to be a definative reflection with the pricing for the company, so by recommending to clients before I even meet with them which they investigate this report these are prone to generate a realistic budget we can easily work within to provide them a fantastic kitchen.

Custom Hutch developed with Semi-Custom Cabinets

While Remodeling Magazine's report is extremely helpful, it is still an incredibly one size fits all approach to generating a budget. Read on if you would like try and hone your numbers somewhat.

Get out a pad and paper and take note of a number of notes about each factor as you go along through their list:

Factor 1 Home Value- Consider not only what you think your property is worth, but the price of similar homes in your town that already have updates. The best site to check house values is zillow.com, simply enter your address and you also receive an interactive map with house values as well as other information listed directly on the map. Pay attention to which homes are of similar size to yours, happen to be purchased lately, but have a higher value, then peek inside their windows to see just what the house appears to be. Ok, seriously, I was only kidding. If you don't know them perhaps it's time to meet the neighbors and request a fast tour.

Factor 2 Wow! - It has everything to apply your objectives and motivations. Jot down each motivational factor which can be important to you within a kitchen remodel. Below are a few possible examples: Kitchen is fallling. You want to cook and also the layout doesn't suit you. You love to entertain and wish to start the kitchen as being a place to gather. You'll need a kitchen that wows your guests. You are getting prepared to sell your home as well as the kitchen is often a sticking point with buyers... Now that you have your list, determine what motivations are most crucial and relist them in motivational order. Imagining your financial allowance from "the middle" be aware of which factors might slowly move the budget up or down...i.e. attempting to remodel to encourage a sale might slowly move the budget down, remodeling to wow guest might max it out...etc.

Factor 3 Did someone say AGA? - List any "must haves" for any kitchen remodel to get worthwhile to you. Possible examples: granite counters, hawaiian isle having an extra sink, an extra dishwasher, a commercial quality gas range, etc.

Factor 4 Longevity- Determine on the better of your ability just how long you plan on owning the property.

Factor 5 Size Matters- Evaluate which percentage of your house your house encompasses. A sampling of over 100 modern home floorplans of 1000 to 3000 square foot homes revealed the typical kitchen sq footage to be 7% of the home's sq footage. In case your kitchen is larger or small compared to this average you might need to decrease or increase your budget accordingly.

Factor 6 Layout- in the event you know already you will want the sink moved, hawaiian isle sink added, an inside wall moved plus an exterior door added, then you need to incorporate money in your budget well past that of a basic facelift would cost.

Tricky layout: the decorative column conceals a good wrapped drain pipe

Factor 7 Funding- Determine the most money you can manage to spend. Should you be financing your project you can calculate what a lender will probably lend you. Lenders are interested in a debt to income ratio(DTI) of.36 or fewer. Your DTI created by subtracting all your monthly debt obligations (bank card payments, automotive loans, mortgage, etc.) and dividing from your monthly income. To find out your maximum safe monthly debt multiply.36 times your monthly income. Now subtract your existing monthly debt from this number and you have a month-to-month budget maximum. Here is a connect to a calculator that will perform the math for you personally: mortgage calculator

Putting it All Together

The key to managing your finances are choosing the percentage of your home's value you should use being a budget guideline. While researching this article I came across recommendations to make use of percentages which range from 10% to 25% of home value. For the kitchen remodel of the substance that also includes new flooring, appliances, cabinets, sink/faucet, lighting and bringing electric approximately code I find anything below 15% becoming a very dubious number. Perhaps over a big house 10% will be a workable budget, but on a 200k house a 20k finances are marginal at the best for a complete kitchen remodel.

If resale value is vital to you it is shrewd to keept the expense of your house renovation project within 20% of the present valuation on your home. Staying in this particular range insures that almost all the new kitchen's charges are recouped in increased home value immediately, as well as the remaining cost needs to be recouped within Five years since your home appreciates.

Ok, let's run through an example. Bear in mind, there isn't any exact formula here. We're simply doing our best to become as informed as you possibly can making a good plan regarding how much to pay on the kitchen remodel.

For the example let's use the home. It's a 50's cape cod with a modest sq footage of 1500.

Factor 1 value: Zillow provides me with an estimated value of $167,500, however, I notice zillow hasn't yet updated and included the one family homes that had been recently integrated the area behind us with a starting tariff of $270k. Zillow also has our square footage listed for less than 1200. Looks like the previous owner did a bit remodeling without having a permit. I will base my budget on a expense of 180k which is analogous with houses locally which are exactly the same size.

Factor 2 Goals: My wife and I wish to entertain guests. To make a kitchen remodel worthwhile for us we should instead lose an indoor wall to open up inside the kitchen and dining nook to the family area. I'm going to add 1% to plan for this.

Factor 3 Most important items: Being a former chef two most important items personally certainly are a new oven plus a really nice propane range(no propane service here), preferably an industrial range modified for use at home (real commercial ranges don't have insulation round the oven, critical for home safety). I'll add another 1% to my budget to make certain there is enough money to obtain me my range and propane installation.

Factor 4 Longevity: We plan to live in our home at the least 4 years. Usually of thumb it requires Several years for the majority of remodeling to comprehend and recoup all of your money. Since we might be right here at least A few years I am not planning to penalize this, but as there is a pretty good possibility we'll move right around Several years That's not me going to increase it like I'd personally as we were staying for a long time.

Factor 5 Height and width of Kitchen: Our kitchen is all about 140SquareFeet(SF). That's over 9% in the SF of the home, 2% above average. Obviously this kitchen is going to require some additional material and cabinets. I am going to up the budget 1% with this, I hope it's enough.

Factor 6 Layout: We are going to change the layout of our kitchen pretty extensively. Supermarket use a cooktop peninsula. The stove will probably go on a differnet wall and also the dishwasher will turn to the peninsula, though we might ditch the peninsula, slowly move the fridge and add an island instead. The only thing that won't move will be the sink. I'll add another 1% to my budget, again hoping $1800 (1% individuals 180k value) is sufficient to cover the electrical and plumbing changes.

For my base I'll use 20%. Because i previously mentioned, there are gonna be people who will argue when camping with that, but going lower often doesn't provide you with workable budget numbers for full blown kitchen remodels. I'm adding 4% according to my factors in the above list. I adjusted my zillow.com estimated home value to 180k depending on the comparable sq footage and expense of other homes around me. Thus giving us a working budget of 24% x 180k= $43,200 While i compare this to the Cost Vs. Value report I see that in the centre Atlantic Region a significant Kitchen Renovation is $59, 098. It appears as though my budget may be bit low, especially ever since i really would like granite countertops along with the Cost Vs. Value specs require laminate tops. On the other hand my kitchen is substantially smaller compared to their 200SF benchmark, therefore i think I'll opt for my budget number to see what my contractor can do for me because budget.

[porchwood]

Hey friends,

I’ve been struggling to come up with a sufficient thank-you for all your help with the GoFundMe, but it seems every time I sit down to try to write a response, some new awful thing arises. And this past week was the worst yet (maybe the worst ever).

When last I spoke to you, I was getting over a bad cold and preparing to ease back into work after my injury. The PT office finally called me back and I went in for one session to make sure I was at a recovery point where it was okay for me to do massage again; the therapist did a quick assessment - no exercises demonstrated or recommended - kinesiotaped the knee and charged $100 that I had to pay then and there. (So a waste, and an expensive one, but I guess it could have been worse?) The next day I started back at work VERY part-time (one 60-90 min client a day) and it absolutely killed me. I was no longer wearing the brace and my knee actually did okay with the work (bending/crouching notwithstanding), but the rest of my body (esp core muscles) were just drop-kicked by the work. I went home exhausted and shaky every day and finally tried substantially increasing my protein intake, which felt a little ridiculous (we’re talking a 24g shake + an 11g bar for breakfast or two entrees at lunchtime), but it’s done a world of good, and that’s all thanks to you guys. (Protein of any kind isn’t cheap and your incredible donations made it possible for me to buy good food to rebuild my muscles.)

The end of my first week back at work, I fell hard on the ice outside my house. Miraculously, my left knee never even hit the ground, but I fell flat on my back and my left wrist - without any lasting injury, thankfully, but I was absolutely worthless for the next 24 hours and had several days (crucial returning-to-massage days) of varying degrees of pain in that wrist. In the meantime, I made a couple of other adjustments (raising my massage table to take the strain off my lower body, getting back on an ibuprofen schedule instead of just taking it after the fact, when I was hurting badly), all of which helped, but I’m still only about 85% back. My knee still hurts every morning when I wake up and gets stiff and sore whenever I have it bent for any length of time. My workplace has been surprisingly good about letting me work a slower schedule as I build back up (ex. 3 clients a day instead of 5), and last Friday I finally got a paycheck for the first time in over a month (!). 

Then, two weeks ago, I was wakened at 3am to Lucky (my little rat terrier) falling off the bed. This has happened before and is usually comical after the fact, but when I picked her up, she emptied her bladder all over me, and when I tried to set her down to check on her, her back legs had gone limp and wouldn’t support her. Terrified (I’ve heard enough end-of-life dog stories to know this isn’t good), I was about to take her to the emergency vet when she sat up like nothing had happened and began licking herself. I took her outside and she walked around a bit, completely sound on her feet, and pottied again - business as usual. Worried and mystified, I messaged my (LPN) mother who thought the urination sounded like a shock reaction to the fall, so I gave Lucky a bath and spent most of the day just cuddling with her.

For about two seconds, life seemed like it might finally be getting a little better. I was able to pick up two massages at a local inn (which pay substantially better than massages at the spa and provide some very helpful extra money). And then on Thursday, I came home to a slightly anxious Lucky (howling quietly on my bed), and when she got up to greet me, her back legs wouldn’t support her. I scooped her up immediately and her entire body went limp (seemingly lifeless), her head and neck lolling over my arm. As I ran through the house with her, her bladder emptied down the front of me and - still lifelessly limp - she gave the most horrifying howl I’ve ever heard. I was convinced she was dying in my arms.

As we tore down the road to the vet’s (thankfully, about a 5-minute drive from home), she sat up on my lap and by the time we’d reached the office, she was acting downright normal again. I was able to get us in with one of the vets about 10 mins later (a tech checked her out right away to triage her and make sure she was stable), and he wanted to get some data on her heart. She’s had a heart murmur for almost her entire life and, while I’ve asked repeatedly what we could do for that, the only advice I was ever given was hawthorn and ginkgo supplements (which she takes on a more or less daily basis), and at one point we tried a canine cardiac formula for a few months with no notable changes.

She had an EKG, chest x-rays, and a blood draw ($516, including the office call) and then that info was sent to a veterinary cardiologist in Portland. All they could tell me in the meantime was that her heart is enlarged and to just have her take it easy for the rest of the day; they would call me first thing the next morning with the cardiologist’s report. Lucky was sleepy but normal for the rest of the day and I passed an awful night of bad dreams (including one about rabid dogs) and waking every hour or so to make sure she was okay.

I was scheduled for my typical split on Friday but had only one client at the end of the day and was an emotional wreck, so I asked if I could just go home to be with Lucks and I found another therapist to cover my client. I still hadn’t heard from the vet by 10am, so I called to check in. He gave me a brief summary over the phone and asked if we could come in for some more tests, which was another hour and a half and $236. (I was able to put these two visits on my CareCredit card but for some reason the vet only gives a 6 month promotional period instead of the 12-18 months that other places do. If you’re not familiar, CareCredit is a great option IF you can pay off everything quickly. If you can’t, you’re clobbered with obscene interest on the entire sum at the end of the promotional period, even if you’ve paid off almost all of the principal.)

I’m still making sense of the cardiologist’s report because it’s quite in-depth and my knowledge of the heart isn’t quite that high, but here’s what I’ve been able to glean:

- “severely enlarged” heart - borderline tachycardia and occasional arrhythmia (her collapse was considered a syncopal episode, if that helps anyone) - some degree of mitral valve issue - at risk of developing congestive heart failure

She was put on two heart meds, pimobendan/Vetmedin (which is supposed to be very effective and is also very expensive) and enalapril (an ACE-inhibitor), and she has a kidney check-up in about a week to make sure she’s doing well on them and adjust the doses if necessary. The vet seemed to think the prognosis was pretty good (considering that at this point we’re talking about staving off heart failure :/) - he said small dogs with mitral valve issues tend to do well on these meds - and other than this insanity with her heart, Lucky seems to be in pretty good shape. Before Thursday she was extremely active and happy; there’s no sign of neurological issues, and her BP, thyroid, kidneys, etc are all looking good. So I’m trying to stay hopeful.

She’s been a little extra sleepy (understandably) the past few days, but this afternoon she seemed unusually “off,” so I’m trying to figure out whether it’s her tiny body adjusting to the meds (which she needs to stay on for the rest of her life) or if her heart is suddenly starting to get tired and this is the new normal. :( I called my mother earlier (a mistake) and got a lot of pessimism-in-the-guise-of-sympathy that left me feeling like Lucky is on hospice and I should start making end-of-life arrangements now. 

I’ve been crying for the better part of the last four days, and I don’t think I can articulate how painful this is for me. I didn’t think it was possible to donate a human heart to a canine but I looked it up just in case, because I would give her mine without hesitation. Lucky is my whole life - my soul running around in a little black-and-white body, and five years ago when my life systematically fell apart, she was the only thing misfortune didn’t touch - and I knew this, and I was waiting. Since then she developed sleeping bladder leaks (which, while frightening, were easily and effectively treated with estrogen), then severe separation anxiety (which I’ve been struggling to treat since 2016, and yes, I blame myself for the anxiety making her heart worse, even though I’ve done absolutely everything to help her overcome it). Lucky is absolutely the reason I didn’t try to end my life at various junctures over the past five years, and I don’t want to think about what will happen to me if she’s not here anymore.

And as ridiculous as this will sound: I was supposed to be married by now. When I got Lucks as a puppy, I knew the inevitable would one day come (unless Jesus comes back before then so Lucky and I can just go to heaven together, which I haven’t given up on), but I knew my life would be much different by then. I would have a home and a husband to help shoulder the financial and emotional burden. I was not supposed to be alone, sterile, and struggling just to make ends meet. I love my roommate dearly, but it’s not the same as having a spouse, nor should it be. She can give me hugs and listen to me cry, but at the end of the day it’s me in that dr’s office, holding my hurting baby and promising to pay for whatever they have to do, and me that has to hold everything together and keep going when the worst happens. 

Incidentally, last Sunday was my birthday. I’ve mentioned before that my birthday has some kind of perverse curse, and if this year didn’t prove it, I don’t know what will.

My father (living in Nebraska, and with whom I’ve had a strained relationship since my hysterectomy) has congestive heart failure, and my mother called me shortly before all of the Lucky stuff to tell me that he’s failing and to try to talk me into moving back to Nebraska to help keep an eye on him. Which is a subject for another time entirely, but over the past few days I’ve been wondering if I should think about going back (temporarily), if only to be around family myself. It would be a complicated situation (I’d still be on the Maine lease and paying for half of everything, Lord knows if I’d be able to keep my Maine job when I came back and I’d end up back at Massage Envy in Nebraska, not to mention I’d be scrambling to pay down my medical bills and Lucky’s), but maybe it’s something I should consider.

Anyway: that’s where I’ve been. :( And I’m sure I look like an ingrate for not saying thank you about the funds sooner, but between the fatigue and the heartbreak, it’s been hard to manage much of anything lately.

[iota-news]

Presentation by Dr. Volkmar Denner, chairman of the board of management of Robert Bosch GmbH, at the Bosch ConnectedWorld press briefing on February 21, 2018, in Berlin.

Check against delivery.

Ladies and gentlemen:

Connectivity is the future, and the future of mobility in particular. By that I mean not just modernizing the road and rail networks, but connecting all modes of transport via the internet. We are showcasing this and much more here at Bosch ConnectedWorld in Berlin. BCW is one of the world’s largest conferences on the internet of things, and draws players at the forefront of digitalization. Here we can exchange views with nearly 4,000 IoT pioneers and implementers, and display the practical benefits of more than 60 IoT solutions. The German capital is the perfect setting for this: we just opened our IoT campus here one month ago, and the city is also home to 1,000 of the 3,500 e-scooters operated by our sharing service COUP. These Berlin examples demonstrate that we’re not concerned with far-off visions of the connected world and the mobility of tomorrow, but are already delivering pioneering solutions for today’s traffic problems. It is with these solutions that we plan to grow.

Creating our new division, Connected Mobility Solutions, sends a clear signal: we’re converting our many service projects for tomorrow’s mobility into a services business. For example, we have collaborated with partners in developing a multimodal mobility assistant that enables the planning, booking, and payment of car- and bike-sharing, rail, and bus services. And this year, our technology is making connected parking a reality for the first time – whether it is cars driving themselves to free spots in parking garages, or using their sensors to detect available curbside parking and feeding that information into an online map. Both of these solutions make city life easier. For realizing services such as these, we have our own software platform: the Bosch Automotive Cloud Suite. We are pooling all of this in our new division, which will be the new home for more than 20 services from shared mobility, multimodal mobility, and connectivity-based service offerings for drivers.

Bosch has over 600 associates in Connected Mobility Solutions at five locations in Germany and China. The business potential arises from the growing fleet of connected vehicles, which is expected to number more than 470 million by 2025. Digital and mobility services aim to tap that potential. Their worldwide market volume is projected to grow from 47 to 140 billion euros within five years, meaning between 2017 and 2022. It is still a fragmented market. Bosch aims for significant double-digit growth with the solutions we offer.

One part of this plan is an acquisition in the U.S., which I would like to announce today. Bosch is entering the business of web-based ridesharing services: we have acquired the U.S. start-up SPLT, which offers such services specifically for commuters. This kind of connectivity also helps solve traffic problems of the here and now – problems shared by anyone trying to get from A to B. What makes the SPLT service special is that it is a B2B solution aimed not directly at potential carpoolers, but rather at their employers. SPLT operates a platform that can coordinate ridesharing offers for employees of companies, universities, or municipalities. Why does it make sense to offer this solution via the employer? The answer is simple: carpools are based on the idea that multiple people need to get to the same place at the same time. And where and when is that more often the case then on the way to the same workplace? This is precisely where SPLT comes in: an algorithm computes the best grouping of employees for the ride-share as well as the fastest route. Less stress during rush hour, good for the environment and the wallet – these are the objectives. SPLT already has some 140,000 users at companies and public authorities throughout the U.S., Mexico, and Germany – a number that is sure to multiply over the next few years.

Connectivity is not the only development path that Bosch is pursuing towards mobility of the future. In fact, we are moving forward on three paths: connecting, electrifying, and automating driving. The goal is to make driving as stress-free, emissions-free, and accident-free as possible. All in all, we have a comprehensive vision of future mobility in which connectivity is intertwined with the other two paths.

This is plain to see at this year’s Bosch ConnectedWorld, especially in the interplay between electric and connected driving. Electromobility – from the beginning, Bosch has seen it as more than an alternative powertrain for cars. We first electrified cycling, and today are a leading supplier of e-bike systems in the premium segment. Our goal is to deliver electric drive solutions for everything from bicycles to trucks. In all that we do, we see ourselves as a systems supplier. For example, we have acquired our first orders for the e-axle, which integrates the transmission, electric motor, and power electronics in electric cars. But our systems expertise goes beyond hardware – we also connect electromobility with the 3 S’s so crucial to the internet of things: sensors, software, and services. After all, electric driving, too, is best when connected. To that end, we are introducing a new concept at this Bosch ConnectedWorld: we call it system!e.

I would now like to hand over to Rainer Kallenbach, the president of our new Connected Mobility Solutions division, who will tell you more about it.

Mobility Solutions is the largest Bosch Group business sector. According to preliminary figures, its 2017 sales came to 47.4 billion euros, or 61 percent of total group sales. This makes the Bosch Group one of the leading automotive suppliers. The Mobility Solutions business sector pursues a vision of mobility that is accident-free, emissions-free, and stress-free, and combines the group’s expertise in the domains of automation, electrification, and connectivity. For its customers, the outcome is integrated mobility solutions. The business sector’s main areas of activity are injection technology and powertrain peripherals for internal-combustion engines, diverse solutions for powertrain electrification, vehicle safety systems, driver-assistance and automated functions, technology for user-friendly infotainment as well as vehicle-to-vehicle and vehicle-to-infrastructure communication, repair-shop concepts, and technology and services for the automotive aftermarket. Bosch is synonymous with important automotive innovations, such as electronic engine management, the ESP anti-skid system, and common-rail diesel technology.

The Bosch Group is a leading global supplier of technology and services. It employs roughly 400,500 associates worldwide (as of December 31, 2017). According to preliminary figures, the company generated sales of 78 billion euros in 2017. Its operations are divided into four business sectors: Mobility Solutions, Industrial Technology, Consumer Goods, and Energy and Building Technology. As a leading IoT company, Bosch offers innovative solutions for smart homes, smart cities, connected mobility, and connected industry. It uses its expertise in sensor technology, software, and services, as well as its own IoT cloud, to offer its customers connected, cross-domain solutions from a single source. The Bosch Group’s strategic objective is to create solutions for a connected life, and to improve quality of life worldwide with products and services that are innovative and spark enthusiasm. In short, Bosch creates technology that is “Invented for life.” The Bosch Group comprises Robert Bosch GmbH and its roughly 440 subsidiaries and regional companies in some 60 countries. Including sales and service partners, Bosch’s global manufacturing, engineering, and sales network covers nearly every country in the world. The basis for the company’s future growth is its innovative strength. At 125 locations across the globe, Bosch employs 62,500 associates in research and development.

Additional information is available online at www.bosch.com, iot.bosch.com, www.bosch-press.com, www.twitter.com/BoschPresse.

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