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#i do set aside 100 bucks per paycheck
chartreuxcatz · 3 months
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*sobbing* I WANNA BE A PHILANTHROPIST SO BAAAAAAAAAD
But alas, i too am broke as shit
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hempoilfrog1 · 4 years
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How To Make 500 Dollars Fast In Less Than A Week
The cost of living is constantly on the rise. And our paychecks seem to never be enough to cover all bills. Then someone gets sick. Or your car breaks down. Or you get invited to 7 parties in one month. While you probably have an emergency fund for that, even that can be depleted. So, when your through to the last penny, how can you make money? Perhaps 500 dollars really fast!
Wait, what?
500 dollars in less than a week?
Yep, making 500 dollars is easier than you think. There are methods that require little to no work and you should be able to earn it as a teenager. What’s more is that the ways listed below can help you generate quick cash not just for today but for months, once you put in the extra work.
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20 Ways To Make 500 Dollars Fast
1) Take Surveys
Probably the easiest way to earn 500 dollars fast is by taking surveys. Most of us spend a huge amount of time strolling about on our phones and doing random stuff online.
So, why not get paid instead?
Survey sites such as SurveyJunkie, InboxDollars, and Swagbucks allow you to answer a few questions and get paid. The more surveys you complete, the more money you can make. It will not make you rich, but it is a simple way to make some nice cash. Completing a survey can take at least 5 minutes each and you can earn from $0.50 – $10. Plus, there is no cost to be a member or join and you get paid when you do the work. These sites will pay you through PayPal which is easily accessible and super convenient.
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Receive 10% of your referrals earnings
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2) Dropshipping
Dropshipping is where you become a middleman— selling a manufacturer’s product to a customer, but the supplier stores, packages, ships and delivers the product to the customers. With DropshippingMart, you have access to millions of products that you can add to your store without having to worry about the hassle of logistics, inventory management, shipping, and delivery.
It is probably not the quickest way to earn 500 dollars, but once you build your dropshipping business, you will be able to earn a nice flow of more than 500 dollars. Read Here: How To Start A Drop Shipping Business With Little Cash
3) Reselling Digital Services
If you need aside hustle that pays well, then nothing beats the digital services nowadays. More and more businesses are looking for services for web design, social media, SEO, graphic design, digital marketing, virtual assistants, app design and video production. And even if you do not have the skills to do these, you can always be a reseller. You buy these digital services and then resell them to businesses in order to gain profit. Reselling business is a great way to earn some quick cash, especially if you are already working in the digital service industry. Read Here: Reselling Business: How to Make Money Reselling Digital Services
4) CBD Oil Business (Trending)
With the Hemp Farming Bill passed, the hemp industry is definitely booming. And it has become a lucrative business, even for the new entrepreneurs or for some looking to make some extra cash.
So, how can you profit in this industry?
Becoming a reseller is probably the easiest way to get started in the CBD business. By making a small business and purchasing products from a wholesale vendor, you can make profits by marking up the products that you sell.
You can also grow hemp, yourself. Without the farmers growing the hemp, would CBD even exist? So, if you have a green thumb, then you can try growing this plant and sell it to manufacturers. Another way is to promote CBD affiliate products and earn a commission for selling these products. You can even create a YouTube Channel about CBD, reviewing products, talking about its benefits, seminars and just about any topic about CBD. Read Here: How to Start Your Own CBD Business Without Any Sales Experience
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Read Full Review Here
5) Review Websites
Did you know that when you review websites, you can earn cash? Websites like UserTesting believes that great customer experience always starts with human insight. Thus, they allow users to sign up to test, review and provide feedback on various websites, In addition, bigger sites like eBay, Adobe and even Facebook have partnered with UserTesting, utilizing the service of “testers” to gain feedback and improve their websites. Here, you can get paid for $10 for every website review.
Read More:
How You Can Make Money Online With CTFO CBD Oil Business
Top 8 Reasons Why CTFO is One of the Fastest Growing MLM Companies
Find Out How CTFO Can be the Secret to Your Online Success
Set Your Own Schedule by Starting Your CTFO Business
How to Start Your Own CBD Business Without Any Sales Experience
6) Apply For A New Credit Card
Earn a fast $500 by applying for a new credit card. Most credit cards have sign-up bonuses where you’re rewarded with cash and points upfront.
This option works best only if you know that you have an upcoming big purchase. This is because most of these credit cards allow you to have access to these cash rewards after spending a certain amount.
Some of the best credit cards with initial sign-up bonuses and rewards are:
Chase Freedom: $150
Capital One Quicksilver Cash Rewards Credit Card: $150
Wells Fargo Cash Wise Visa Card: $200
Bank of America Cash Rewards Credit Card: $200
Wells Fargo Propel American Express Card: $300 cash redemption value or 30,000 points
Ink Business Unlimited Credit Card: $500
Chase Sapphire Preferred Card: $750 toward travel or 60,000 points
Just remember to manage your finances properly and always payback in a timely manner once you have a credit card so you do not have to die from paying high-interest fees!
7) Become A Driver
If you own a car, then becoming a driver is another option to earn some extra cash. Uber and Lyftare nice options to get you started. These apps work by paying the drivers a percentage of the fee that is charged to customers. Additionally, drivers can also earn more tips.
Becoming a driver is a nice option since you will be able to choose the days you want to work and the jobs that you want. Money earned can vary from city to city, but it ranges from $8.55 – $11.77 after expenses. You can increase your earnings by taking in more jobs and taking advantage of the peak hours. The extra jobs can add up fast and allow you to earn an extra 500 dollars in no time!
8) Do Deliveries
Another great choice to make money if your own vehicle is to do some deliveries. You can sign up through sites such as Amazon Flex that allows you to have flexible working hours and pays you $18 – $25 an hour for deliveries. Other websites to look for are Postmates, Uber Eats, Seamless, and Instacart.
9) Rent Out A Spare Room
Renting out your spare rooms can help you earn a quick 500 dollars. Sometimes, however, it is not always easy to get tenants. In order to make the process easier, you can just list your spare room on Airbnb and start diversifying your source of income. Once you have a tenant, you can start making for more than $2,000 per month in some cases. Check the other listings in your area to see your potential income and make a listing of your own.
10) Blogging
Probably one of the most profitable jobs online, with some determination and hard work, you can make a 6-figure extra income from blogging. However, it is not a get a rich quick job. You will be putting a lot of effort, time and patience to make it work. However, once you do, it is worthwhile. Once you get the hang of blogging, you won’t have to worry about making 500 dollars in an instant, because you’ll be making more than that.
Read More:
How You Can Make Money Online With CTFO CBD Oil Business
Top 8 Reasons Why CTFO is One of the Fastest Growing MLM Companies
Find Out How CTFO Can be the Secret to Your Online Success
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How to Start Your Own CBD Business Without Any Sales Experience
11) Playing Trivia
Do you like playing games or enjoy trivia questions? If so, then you’ll be glad to know that you can earn fast 500 dollars with this. If you ever saw the TV Show Cash Can, this is like it and you can earn big bucks for every answer. And the best part? You can simply Google the answers you don’t know.
12) Sell Photos Online
If you are a budding photographer or just love taking pictures on your phone, then you can make money by selling your photos online. You can get paid a lot depending on the quality and type of photo that you have. This is a real passive income since you can work with some stock photo websites. You can just upload your photo once and get paid every time someone downloads it. You can check out Pinterest to see the most common images are and recreate something similar. To get started with selling photos online, check out Deposit Photos.
13) Teach Kids
You can make money by teaching kids in Korea and China on how to speak English. Websites like VIPKIDS helps connect kids and teachers. The platform has already over 70,000 teachers and more than 600,000 students. You can earn up to $22 an hour and you get to pick your own schedule.
14) Get Free Money With The Nielsen App
The Nielsen app allows you to earn money by just using the Internet. And I bet you use the internet every day. So, that’s all there is to it. You get paid in doing something that you do anyway. No extra time, no extra jobs. Just register your computer or phone and start making some money. You can earn at least $100 just by doing nothing and that’s passive income at its finest.
15) Rent Out Your Car
If becoming a driver is not an option but you have a vehicle, then you can try renting it out. This can be done on weekends or holidays or anytime that you will not be using the car. This might be a bit of a sacrifice on your end, however, most times making extra income requires a small price to pay.
If you have plans, for instance, a trip out of town and do not involve the use of your car, then think about renting it out and earn extra. You can try Getaround, an app that connects people with you and everything from scheduling, booking and exchanging of keys is done through the app.
Read More:
How You Can Make Money Online With CTFO CBD Oil Business
Top 8 Reasons Why CTFO is One of the Fastest Growing MLM Companies
Find Out How CTFO Can be the Secret to Your Online Success
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How to Start Your Own CBD Business Without Any Sales Experience
16) Use The Rover App
For pet lovers, the Rover App can help you earn that much-needed extra cash. It connects you with pet owners looking for people to walk their pets and pet-sitting. What’s even awesome about this app is that you also get to set your own rates and fees for watching pets. If you don’t know how much you should charge, you can check out the rates of other dog walkers and pet-sitters in your city or town. Rates can range from $10 – $100 per day, depending on the required tasks.
17) Lose Weight
Yes, you read it right! You can get paid to lose some weight. Sites like HealthyWage allow you to earn money while losing weight.
It works like this:
You bet money on how much weight you can lose. How much you get paid will depend on how much weight you lose and how much you bet. And there are several options you can choose from including getting your friends together for a team weight loss challenge, making a personal weight loss bet or competing at a corporate wellness program.
18) Read Emails
Vindale Research allows you to get paid by opening emails. The app will pay you for doing various tasks online, however, opening promotional emails is the easiest one there is. Read Here: Vindale Research Review – Legit Paid Survey Site or Just a Scam?
19) Open A New Checking Account
You can earn an extra $150 by just opening a new checking account with Chase. Having an extra checking account not only helps with organizing your finances and with money management, but it also helps have quick cash.
20) Free Stock On Robinhood
With less than 5 minutes of work, you should be able to earn free and random stock with a value ranging from $2.50 – $200. You just need to sign up at the Robinhood app, receive your stock and wait for 3 days to sell it and cash out.
Read More:
How To Make 500 Dollars Fast In Less Than A Week
16 Companies Offering Transcription Jobs From Home
30 Best Late Night Work From Home Jobs Anyone Can Do
31 Surprising Hobbies That Make You Money
15 High Paying Online Jobs From Home -Over $45,000/Yr
The post How To Make 500 Dollars Fast In Less Than A Week appeared first on Sell CBD Oils.
from https://hempoilfrog.com/how-to-make-500-dollars-fast/
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kennethherrerablog · 5 years
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Make Sure Variable Expenses Don’t Derail Your Budget With These 4 Tips
Every month when I go to pay my electric bill, I’m hit with a surprise.
Sometimes it’s a pleasant one, like this month when I only had to pay $57. But last August my bill was $127. That surprise was less welcomed.
Bills and other expenses that fluctuate from month to month can wreak havoc on anyone’s budget. How do you prepare for costs that don’t stay the same?
Getting caught off guard by the unexpected is a part of life, but there are ways to manage those variable expenses you regularly encounter.
Identifying Your Variable Expenses
Variable expenses are your regular expenditures that fluctuate in cost from month to month.
Examples of variable expenses include groceries, dining out, utilities, gas, personal care items, household supplies, medical/health expenses, entertainment, clothing, babysitting, ride sharing, gifts and donations.
Variable expenses can be essential, like in the case of groceries, utility bills and gas. Other variable expenses — dining out, entertainment and gifts, for example — should be considered  optional, or discretionary, spending.
Variable expenses differ from your fixed expenses, which stay the same over time. Fixed expenses could also be essential — such as your rent, car payment or student loan — or discretionary, like cable, Netflix or a gym membership.
Fixed costs are simple to budget for. You know exactly how much your rent or cable bill will be each month. Variable expenses, on the other hand, are trickier.
4 Ways to Budget for Variable Expenses
Budgeting for variable expenses is an inexact science, but there are ways to make it easier.
1. Use the Average of Your Expenses
Prepare for fluctuating costs by calculating what you spend on average in a given budget category and use that as a baseline in your budget.
To find your average spend, add up everything you spent on say, groceries, over the past year and divide by 12. You could also use the average of three or four months, but it won’t be as comprehensive.
There will be months when you spend more and months when you spend less. That’s why it’s important to set money aside to account for those fluctuations. Money experts refer to this practice as setting up a sinking fund.
During the months when you spend less than average, you’ll divert the extra money into your sinking fund. Then when a higher bill comes along — like my electric in the height of summer in Florida — you can pull from those savings to make up the difference.
2. Treat Variable Expenses Like Fixed Expenses
You have no control over whether gas prices will jump up or if your babysitter will suddenly want a buck more per hour. But you can do your best to stick to consistent spending limits for your variable expenses whenever possible.
Use the cash envelope system to adhere to the spending limits you set for your variable expenses. For example, you might stick $100 in an envelope for dining out. Once you’ve used all the cash in the envelope, no more spending on restaurants until it’s time to refill the envelope.
Pro Tip
Ask your utility companies if they offer a plan where you pay a flat amount each month based on average usage. Then you aren’t surprised with a major increase (or decrease) from month to month.
3. Inflate Estimated Costs for Your Variable Expenses
Another way to deal with fluctuating monthly expenses is to give yourself a spending cushion by budgeting for more than you think you’ll spend. For example, if you regularly spend between $250 to $300 a month on groceries, budget $325 or $350. That should be enough money to buy food for the month without breaking your budget (and without having to do any math).
This approach only works if you have enough wiggle room in your budget. If you’re living paycheck to paycheck or you have zero emergency savings, you’re better off sticking to a budget that’s more strict.
If you inflate your projected costs, it’s likely you’ll have some money left over at the end of the month. You could put that cash toward savings, paying off debt or maybe just pocket it for something fun — totally up to you.
4. Do Your Best to Plan in Advance
Of course, you don’t have a crystal ball to predict what your variable expenses will be to the last cent. But you can try to anticipate expenses in advance. Don’t let yourself be surprised by what you could have planned for.
When you sit down to create your budget for the month, take a moment to think about the things you’ll do during the next few weeks. Is there a movie coming out that you’ve been dying to see? Add the cost of movie tickets, popcorn and drinks to your entertainment budget. Is a friend’s birthday coming up? Budget some money to go out and celebrate.
Get as detailed as you can so your budget will be as accurate as possible.
Don’t Let Variable Expenses Throw You Off Budget
The unpredictable factor of variable expenses may drive you crazy, but there’s one good thing about those costs not being set in stone: You can usually find ways to lower them.
Use coupons when shopping and check rebate sites after you’ve made your purchases. Adjust the temperature on your thermostat and water heater to reduce your utility costs. Make your own cleaning supplies. Organize a potluck dinner during the next holiday, instead of cooking (and buying) everything yourself. The saving possibilities are wide.
Nicole Dow is a senior writer at The Penny Hoarder. Buying generic brands is one thing she does to lower the cost of her variable expenses.
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.
Make Sure Variable Expenses Don’t Derail Your Budget With These 4 Tips published first on https://justinbetreviews.tumblr.com/
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