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humanistauno · 4 years

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The Father of Aurora

by: Aiah Nicole Robles

Gener Pineda Janapon was born on July 31, 1953 in Jaro, Ilo-Ilo. Currently living in 220 Aurora Street Brgy. Zone IV, Koronadal City, South Cotabato. His parents are Ms. Brenvenido Janapon and Mrs. Erlinda Pineda. He had five brothers and five sisters namely Polando Janapon, Gener Janapon, Nelson Janapon, Eduardo Janapon, Edgardo Janapon, Ofelia Janapon, Delia Janapon, Evelyn Janapon, Nenita Janapon and Yolanda Janapon a total of 10 siblings. Living in a harmonious life is everyone's will to live. A life where you don't have to think about what will happen tomorrow. If there will be a tomorrow and if will be part of the future.

Captain Gener isn't from a wealthy family, thus a simple one rich with love and respect. In order to sustain their daily needs, his parents strive harder and he himself also sells "balot" to provide his school expenses and allowance. Along with his siblings for no one would ever help him but him himself. He needs to strive harder molding and building a path to a better future. It doesn't matter how your sweat streams repeatedly onto your body and how tired you were to have a penny in your pocket, you have to find a way and work hard as if there will never be another day for this will be soon worth striving for." He said.

For Captain Gener, every person has its own problem but for him, everything is possible and every problem has its own solution either how big or troubled it was. As he encountered problems in life, what he just think and do is trust the Almighty Father, and so no problems vanished.

Achievements

As a loyal man to his homeland, he run for Purok President of Purok Aurora in Barangay Zone IV and luckily git elected. He promoted as federation president of 23 Purok in Koronadal City in 2002, he run for Barangay kagawad and re-elected on 2007 and 2013. He never spent money on the election for he knows how to win the heart of the citizens without the help of money or wealth but with loyalty and true respect. After his term for Barangay kagawad, he worked on city hall in Community Affairs Task Force Kaayusan member for almost 4 years. Year 2018 he run again for Barangay captain of Zone IV and so because of his courage and as well-known man with a brave heart, he win the throne and currently year 2019 he had a lot of people who trusted him with the barangay and lended his hands onto his people of Aurora. This was all happened because he has dignity and principle in life, as for Captain Gener "You need to do your very best on whatever you do without harming others."

I’m A Father

He met his wife way back when she's a teacher, someone says true love never exist but for Captain Gener, as he saw the beauty of Mes. Carmelita Janapon, he feels something strange as if he was in love in her at his first sight and so is for Mrs. Carmelita Janapon. They dated and fell inlove deeper with each other and developed a husband and wife realtionship. Their love onto each other brought to life, their two children Andrew Janapon the eldest and Janice Janapon the youngest and builds a happy God centered family. He is now contented to what he has gain with his loving family and children.

As a father, he taught his children the meaning and importance of life, to work hard and not to take advantage on people and to help those in need.

His eldest son Andrew Janapon finished his studies on 2004 and the youngest on 2005. Year 2019 his youngest Janice Janapon is in Netherlands with his fianće and started a new life with her family. Captain Janapon feels sad when Janice left them but he can't hinder nor stop his child to be with someone she loves. As far as his daughter is happy so he is, that's how he love his child.

The Aurora Community

Zone IV had 9 million pesos budget. 55% goes to the service fee/salaries of the barangay employees and officials. 10% for SK and calamity fund. 35% was for the projects life building a day care centre, canals, car fuels, and other development fees. For Captain Gener, it isn't hard to manage such money because he's use to do such thing as one of his responsibility as a captain of the barangay, sometimes he even handle large amount of money like 100 million pesos, a money intended for the barangay. Zone IV had a lot of school on its territory, like the well-known public school of Koronadal City, the KNCHS ( Koronadal National Comprehensive High School) whom by Zone IV, both schools and the barangay had a nice relationship, unlike before wherein the where gaps in between their relationship because the voters there weren't all the same side, but yet such issue as that isn't a hindrance for their undeniable connection. Once, there was an earthquake drill in KNCHS, Captain Gener attended on it and he was amazed by the population of the students both Junior and Senior High School, 11 thousand students in such school, it almost covered the field and walking like an ant for him, such a great honour he said, for a school as big this.

Though he had a lot of things to manage, this isn't gave his a tough days though, for he had a good relationship with the state holders like purok president, provincial government and the local government of the City of Koronadal, this relationship is essential for the barangay itself, so whenever will be a need to reconstruct, to build or to improve, there will always a hard that will help or reinforce it that's the case, that's why every road on Zone IV was all concrete except the one's beside Captain Gener's house, because he wanted to prioritize his people whom he loved the most second to his family, and that love for them wasn't a waste nor a regret because they all trusted him all they've got, with the important matters and with their barangay itsel, as the captain of Zone IV, these was very important to strengthen the bonds between you and your people. Feel free to help whenever they wanted and they are for you.

Bayanihan is a system present in their community, humanitarian aspect, and respect to oneself and to others. The people in Zone IV was nice, you just have to talk to them as if you're their neighbor, a good friend, an ally an a family, in that way, it'll be easy to handle them, resulting the prosperous and friendly people of Barangay Zone IV. This accomplishment bring him back the days where the life was tough as rock, he's been through a lot of obstacles on his younger days, he used to work on a rice field planting a hectare of paddy under the heat of the sun, not o mention but Captain Gener had a talent in this industry, all by himself he can finish planting a hectare of rice field and harvest about 200 meters corn field like a flash and without getting sunburns, just having a reddish, sosey like skin after the work and he himself acknowledged his uniqueness and being cute all the times as his ace for making his current wife fall in love with him with the help of declination, humbleness and of course being truly in love without condition and lies.

The Hardworking Man

As a health conscious person, Captain Gener doesn't and isn't used to work on such tough job as lifting and in construction in order to protect his health, in contrary he would rather choose to sell "balot" as an easiest job, hell just sit on the corner waiting for the customer to appoach ,buy, the'll give the money and he'll give the exchange, as simple as that and without any hard movements he gotten enough money, but if you put some patience and dedication on what you're doing, you'll earn much more than you imagine, on selling balot, Captain Gener, earned 10000 while his wife as a teacher earned 5000 on the last election (2018) for barangay captain, his opponent think of him as a simple man who just sell balot and couldn't do more than that and that he could defeat Captain Gener easily for himself as a well-known general but he didn't know that the person he take easily will defeat him without favour. Captain Gener has a characteristic his opponent doesn't have the love and fidelity for his people that keep him on his very owned position for 11 years and still counting he once said, "nothing is impossible if you just plan for it and make it happen", just like what he did on the election, he planned very well on how he could possibly defeat the opponent without hard judgements and punching him, he said thus he had trust on his peoples loyalty to him that drives him to the positive vibes and possibility of winning the battle.

Politics

There once his opponent on the election reach out every people on Zone IV while riding on his luxurious car waving the people and magniloquently let them saw a photo of himself and the Philippine president Rodrigo Duterte on his phone while Captain Gener humbly walked house to house as he used to do. Sometimes his people got worried about him walking by himself for their might be someone who'll do something unpleasant to him. So the citizens recommended him to get a body guard to be with him all the times and whenever he goes, but he refused. He smiled and said, "its fine, I'm not concerned nor worried about that because I know for sure, no one will do something bad on me and if there is, its wouldn't scare me for I am on my own barangay, every people here knows me well, respect me well and do love me, they'll protect me for sure if that will happen." As for his people and as a loyal him about what his opponent just did, but Captain Janapon humbly stood up and reveal a photo of him with his loving family together with his grandchildren, as he let them saw photo, gladness will be seen from the faces of his citizens as he have family oriented captain who love not only his own family but also his home, his barangay. All throughout his reign, he wasn't scared of being humiliated, to be attacked by other people or someone do something bad on him because he know for sure that he didn't do any wrong, this his intention was all pure and for the sake of his people on Zone IV, not unless if these were mistaken identity.

As Captain Gener continue walking house to house by himself, the Koronadal City Mayor itself got worried and said, "Cap! I get some bodyguard and I'll be the one to pay them for you." But he resisted again for he had nothing to be worried about in the first place.

The Friendly Captain

The large public school of Koronadal City. KNCHS is under the Zone IV, Captain Gener know well the assigned people there, from the guard to the principle. He comfortably walk inside KNCHS seeing how well the school that makes him very proud. Way back the time when he was still a kagawad of Zone IV, he used to order his 30 college students to paint the rizal statue near his house and as a payment, he brought them hot pandesal and arroscaldo. Dr. Pinggoy passed by there and so he saw the student painting and ask Captain Gener, how many students were there, and captain said, "Its 30" and Dr. Pinggoy gave him 1 thousand for their snacks. For Captain Gener, he might not had tons of good friends he can rely on the important thing is he had Dr. Pinggoy who always there on his side at all times.

He is proud of every doctor around every corner, because a doctor is God instrument on saving the most important aspect of man which is its life, its soul, which plays the very vital role on man, without the brain and the hands of every doctor, everything you ponder here on earth will be unworthy and useless. Once, Captain Gener grandchild had an intense fever which is very alarming, he immediately run his poor grandchild unhesitant to the nearest hospital, a tricycle driver from Zone IV saw them and offer them a fast ride to the hospital and faithfully, he's grandchild was delivered safely and take care by the doctors and nurses and so a while later, captain Gener grandchild were free and safe from fever.

He had a friend from T'boli had been actingly bleeding, the patient wanted Captain Janapon to donate his blood to save the patient's life and so without hesitation, Captain Gener took the opportunity to help and donated his blood to the poor patient it was his first time to directly transfer blood through the patient and so the patient was saved, thanks to the kind Captain Gener Janapon and of course with the help of our Almighty God above who's responsible for the miracle.

He didn't want to hear any discrimination about children because everything he do for the Zone IV is for the sake of the future of every children who'll soon grow and be a man who'll protect his town and country, like when someone don't accept the poor child to go to school because as reported, the child was dirty, Captain Gener got disappointed by the act of the teacher towards its student, so he said to the teacher" I'll terminate you, if you do it again". This stage is a child's beginning into his future so why bother to interfere them and hinder them to do so, a teacher's task is to teach them to be wise about life and on how to be a better man in the future. His wife is a retired teacher that's why he really valued education that much, if the regional board sees a poor child unable to go to school, they'll able to freely go to school and help them be active and create a dream that'll change them and mold them to be a better man.

Gener’s Warm Heart

He wanted to help those street kids to go to school and put them a descent clothes on, because a man who's capable of doing it, must take its action be responsible for taking the step unto it.

He had a daughter whom he loves the most, and a proud scholar, consistent honour, intelligent and a brave woman who didn't use its fathers position to earn what she earned currently, but an incident gave her a grade whom she doesn't deserved but just because its teacher and his father had a bit of political matter, Captain Gener's daughter got a grade of 84, a scholar. No grade below 84, a scholar. No grade below 84 is cumlaude but she insisted rather she said" it’s the father", and now, she passed five exams in Netherlands and got its licensed as a teacher of pilot and currently a principal. Everything that happens to his daughter is because his daughter have and has a will of fire to do exactly what she wants, to turn impossible into possible, but before the examination in Netherlands, his daughter left the Philippines and stayed there because she met her fiancé which is from Netherlands and so she go to reach her goal there as a professional teacher and a principal of pilot in Netherlands. Before Captain Gener's daughter left, he was very sad and disappointed to be left by his only daughter, but that doesn't matter all. The important is his daughter's happiness and success that’s brave enough to face any struggles in life that brought inspiration into her to be able to achieve its goals in life and become a successful one as she is now.

For Captain Gener, there us no other things that happens to you, only your family, because no matter bad happens to you, only tour family whom you can rely on, you can trust and you can reach on for help and once you learned how to give importance to your family, that's when you'll value things around you, because everything starts in the family. If you are a a bad person, then maybe its starts to your family and so if you are one because a family who handles well their respective members it will grow well and mold the human aspect of being a well person to be respect by others and a man with dignity and heart as Captain Gener Janapon of Zone IV Koronadal City, South Cotabato.

He's daughther married a dutch, he's daughter is a kind person. He is so proud of her, she passed all board exams, now she has its own family in other country and she leaves Captain Gener. Captain Gener is happy and delighted that she is safe there with her husband, which is the saddest part as a father, it makes Captain Gener emotional behind his own daughther but he is happy daughter as it makes her became a strong and competitive woman. And also he has he's son who also take as a teacher but his son never like it in the first place. He can say that his family is the one who make him strong and still fighting to be a leader in their barangay. Now that he had his family and his grandchildren are his only treasure, giving the Captain Gener's time as they play, and said that " papa lets go to the mall", he make sure that they go to the mall that he can also be a father to his grandchildren.

The Family Oriented Man

As a person, Captain Gener only treasures his family, because family is the one who are complete. The family need a supportive man to raise them up and as a person of what we want. In the first place, dreams starts with the family before you explore, you need to be a good person and close to your family, be open to them because family need to be a unity and solidarity to be one. If you will get married you need to ask permission first, and let your parents decide if it will be better for you because family knows what is right and wrong. When it comes to their children that's why you as son and daughter respect you as a parent because you love them and make them happy because they're the one Captain Gener have now, no one else just his family.

In the barangay he choose the person who are in young age to remind as what he did to his daughter and his children because he saw those kids as his children that's why he's happy in his profession as a Captain Zone IV. In doing his service in the barangay. He did not cheat at all; we know the reason of his victory is the people who are beside him like his neighbour, and the people who need his help. Every morning he's walking in the whole barangay to remind the people that he is running as captain and take some coffee in the houses and telling stories for the people. In their barangay he doesn't have any relatives.

Mayor Miguel gave Captain Gener to run as being a congressman, but then he refuse because he's journey as a barangay captain are just the beginning. He's services and plans is just the tiny action, he want to give his services to their barangay that needs improvement and he want to have satisfaction what the barangay needs. Some of the people underestimate Captain Gener but he proved that he is not just a person and a captain that will sit chair and will do nothing. He doesn't gavr up and surrender. In his years as a captain, people believe in him like Mayor Peter Miguel and also Dr. Pinggoy, they have the trust in Captain Gener's capabilities as a captain of their barangay.

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truthseekerastrology · 5 years

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Make Peace With Your Natal Saturn. Thank Me Later.

Hey Truthseekers, Happy New Moon in Virgo!! How are you holding up?

Yesterday, I created the above meme and posted it to the Truthseeker Astrology Facebook page (if you aren’t following, what are you waiting for?). A commenter asked me to provide some details and I did, in the form of a thread. I wanted to go ahead and compile all of that content in the form of a post on the website. Because one can never have enough insights into the ways of the sixth planet from the Sun.

Here we go...

Sure!! Let me use my chart as an example. I have Saturn in Gemini in my 11th house of love received, friends/groups/associations and the rewards/resources gained from my 10th house activities. Saturn is the ruler of my 7th house of partnerships. Using an orb of no more than 4 degrees, Saturn makes Ptolemaic aspects (think conjunction, square, sextile, trine, opposition) to every planet in my horoscope except for Venus, Jupiter and Pluto. Finally, besides Chiron in my 10th house, it's the only other celestial body above the horizon (ascendant-descendant axis). So it's very influential, powerful and keenly felt by yours truly. And, because it is ruled by my 3rd house Mercury in Virgo, I think about it - a lot!!

So, when we're younger, we see Saturn as oppressive, difficult, inflexible and hard to contend with, mainly because we lack worldly wisdom and understanding gained from life experience. Sometimes in our young life, someone will literally represent Saturn. For me, Saturn in Gemini was my father - older, smart, and in my young mind, harsh and very critical.

Wherever Saturn is in our charts, we have do so some very hard work, often times without immediate gratification. With Saturn, our rewards for doing the work that we're here to do in this life, come much later in life. Since Saturn rules my 7th house of relationships from the 11th house, AND touches so many planets in my chart, I had to learn how to receive tough love - that often times came in the form of constructive criticism and unsolicited advice from older people - in order to have fulfilling relationships. AND I had to literally remake my world view, relearn how I felt, how I thought, and how I acted in response to other people, if I wanted to be rewarded with a partner who would not only be there out of a sense of duty but would truly love me for what I had to offer. When I was younger, and being a Saturn in the 11th house native, I often felt like I didn't belong in the groups I found myself in. Now that I'm older, I've learned how to find my tribe AND/OR be perfectly fine with being by myself, even when I'm around a lot of people.

With Saturn so prominent in my chart, I should have waited to marry much later in life...ideally, I should not have married until well after my first Saturn return. I didn't, though, and that marriage eventually led to divorce. But remember, Saturn rewards those who do the work: I had to acknowledge that I had a big role to play in why my marriage failed and I had to roll up my sleeves and do some internal and external work to get better if I wanted to attract someone who would be willing to make a long term commitment to me. I began my astrology studies to better understand why I was making poor decisions, and since then, got therapy, and committed myself to improving my physical health. Also remember that my Saturn is in the sign of the Twins, so there was a high likelihood that I would find a second someone eventually.

When Saturn entered Sagittarius in 2014, I was dreading this transit, mainly because I knew that this would be the time when it would become painfully and outwardly apparent to not just me, but to others, that I had passed or failed all of the tests that were put in front of me since my Saturn return 14 years earlier. Could I find a man to commit to me after being divorced? Could I change careers, put in the necessary hard work and earn a sense of inner fulfillment and outward recognition? Could I transform my body from what it was into a stronger, healthier and more attractive state (while being age appropriate... of course, we're talking about Saturn here)? Here's what happened: He opposed my natal Saturn the requisite three times, but made only ONE PASS over my natal Jupiter in Sagittarius before he entered Capricorn!! Nothing came up during either transit that forced me to make some major adjustments in the matters where Saturn held sway over my life. I was in a pretty good relationship; I was being recognized for my photography work during that time, and I had decided to step up my efforts at improving my overall physical health and wellness. But despite that, I still had misgivings.

Even though my Saturn opposition didn't really correspond to anything in my lived reality that compelled me to rework that which wasn't working, I knew that with Saturn returning to Capricorn, the sign that he rules, that my work was far from over. By transit, Saturn would be chipping away at my 6th house of cooperation and self-improvement and health and wellness and that I would need to work extra hard in these areas. Could I do better in these areas? Of course!! Was I willing to commit the energy, focus and self-discipline to being better in these areas? For the most part, yes.

Remember that natally, Saturn sits in my 11th house of groups and associations. And remember that before, when I was younger, I felt out of place and sometimes unloved and unappreciated. I thought I had friends, but learned later that they really weren't looking out for my best interests. But here's how Saturn can turn things around if you're willing to do the work... I was young and dumb then, but because I stopped fighting Saturn (staring with my father and moving forward from there), I made it to a place where I'm not only older and wiser, I'm healthier, more grounded, centered and PREPARED. On the plane to Atlanta yesterday, I texted my partner to tell him that I finally understood what I was supposed to learn from having Saturn in Gemini in the 11th house, ruling my 7th house. And it was a simple act on his part that made it abundantly clear for me...something I'm 10000% sure would have never happened 14 years ago, or even 28 years ago!! I wasn't ready, I wasn't prepared!

We can only make peace with our natal Saturn if we have done all that we could do, if we have made a commitment to ourselves to do the work, to prepare ourselves, to delay gratification, to learn the lessons he teaches us with humility, grace and gratitude. Yes, it's conditional, and yes, when we're in the throes of the struggle, it seems unfair. Saturn wants to reward us, but he's not like Jupiter, who comes along with when we least expect it with unexpected bounties of cash and prizes, who over indulges us when we least deserve it. No, Saturn can seem cold and unforgiving, harsh and critical, only because he knows we can do better. Saturn is willing to reward us under certain conditions: We must commit to working hard (sometimes harder than we've ever worked), having a plan, respecting our own boundaries and those of others, and being willing to forgo immediate gratification...When we make peace with Saturn and accept his terms, accept the lines he draws in the sand, we can go very far, accomplish as much as we're willing and able to work for, and earn great rewards that are commiserate with our efforts, knowing that we earned them fair and square.

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sparklyeaglepoetry-blog · 6 years

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i want cheap insurance so will buying a classic help that?

Can the government require you to buy insurance?

In listening to the Supreme Court arguments about Obamacare a question keeps coming to mind. The major arguing point seems to be: Can the government constitutionally require people to buy health insurance? If the answer turns out to be no, does that mean the government can not require you any insurance? Like car insurance? Don't use the argument that driving is a privilege, not a right. There is ample judicial precedence that says owning a car & driving is, in fact, a right in the U.S. It certainly is necessary to get hired.""

Why is my mortgage company forcing me to buy insurance on my home?

what is homeowners insurance good for?

USA Insurance for New Immigrants?

Hello!! I would like to inquire about medical insurance for new immigrants in the state of Florida. We have been here for 1 year now and who or what organization should we turn to? I have heard that a lot of them are expensive. I was told that we could get family insurance through employment -- but at the moment, my mom is the only one working with us, 3 dependents. So suggestion?""

HOw much does it cost to insure a second vehicle?

I pay $125 a month for my car. WOuld like to get one of those vans you camp in and insure it for the summer. About what pertenage would be added to my current insurance, approimxently? just want rough estimates for people who have insured more then one vehicle before?""

I need cheap auto liability insurance can anyone recommend a good company?

Car Insurance..6 Points..(read on)?

I got 6 points back in 2009 for speeding with a drink drive ban the same night! I don't need any lectures. I can easily say biggest mistake of my life! I done my time and still paying for it. I done a insurance quote without the 6 points and it was 600, with them it is 1300! (the drink drive ban included in both quotes) It is comming up to the 4 year mark where I can now get them removed from my licence, but I have to still declare it to my insurance even though there not on my licence any more..? (rehabilation offenders act..?) I have changed my ways and I drive very sensibly in low litre cars! Never want a fast car! (I am 23) I just use it for work my annual mileage is around 10k. These 6 points have raised it dramatically! Are there any insurance companies out there where I can only declare it for the 3 or 4 years? Or do I have to even declare it atall insurance companies are asking for 5 years, but they are completely off my licence after 4..I would of thought under the rehabilitation act I served my 4 year sentence now a 3rd party company (the insurer) is asking for 5..? Help on this will be greatly appreciated. Thanks""

Sent a fake transcript to a car insurance for good student discount?

So me like an idiot sent a transcript from my college to Geico car insurance and it was altered. I thought that in the next semester, i can be able to make it all up. the altered transcript had 2 C's 2 A's and 1 B. What can i do now? I am really afraid because I really don't know what to do anymore. I feel like committing suicide because of this. What should i do? My original gpa for the transcript was 2.50""

Where can i find affordable life insurance for my 81 yr old granmother?

I live in Illinois, and I work for the UI, but im not sure if I can add my grandmother on my insurance...So Im trying to find somewhere that will take senior citizens, but something i can afford..""

Under the Roberts ruling why cant the gov. require everyone buy car insurance.?

Whats the difference. The only differences I see argue better for the personal mandate for car insurance more than health insurance. 1. Everyone using a vehicle on a regular bases. Even if you dont drive, you take a bus or cab or cross a street. 2. Driving is at least 10 times more dangerous than anything else most people will do on a daily basis. 3. If you have car insurance you less likely to need healthinsurance.""

Will health insurance cover IVF procedure?

As of right now, my health insurance have been covering all of my wife procedure of IUI and her surgery for unblock 1 of her tube. But after 3 procedures of IUI and all are negative, I think my Dr will go to IVF next and just wondering if health insurance will cover the IVF procedure.""

Can You Buy Health Insurance From College?

I was reading the tuition fee from a dental school and they charge you 450 dollars a year for health care. Does that mean they will insure me while I am there or what? Do College provide health insurance while you're there?

How can i compare all life insurance products of all companies?

Forced place insurance?

Does forced place insurance cover slip and falls, should someone file a claim that they fell on your property?""

How does Progressive compare your insurance rates with top companies?

How is that possible? I've applied for Progressive quotes before (and wasn't impressed at all), but how are they able to do that? Insurance companies all have complex formulas that are used to calculate rates using several factors, including driving history, location, credit, household drivers, vehicles, etc. Unless they have robots online that steal competitors' bandwidth and automatically fill out the forms, it doesn't seem possible. If that was the case, you would think other companies would block Progressive from abusing their servers. Any ideas?""

Cheap on insurance motorcycles?

im looking for a sporty bike that wont kill me on insurance (only 22 yrs old). something that looks like a kawasaki ninja, or honda cbr. thanks""

I was in a car accident with no insurance.?

It was a minor accident no injuries and my insurance ran out 3 days before the accident, i have got insurance again but The person I was in an accident with is taking me to court to try and get $2800 for the damages. Now I know his vehicle is not worth more than $1000. Could that mean that I can pay the price that the car books for and then he will have to give me the title, like insurance companies do?""

How much car insurance coverage do i need for my car?

I totaly own my 04 toyota corolla What do you guys think the coverage should be...

Why you would be better off buying a 20 year term life insurance policy at age 25......?

Why you would be better off buying a 20 year term life insurance policy at age 25 rather that buying a one-year renewable policy?

""For Home Owner Insurance purposes, is an unfinised basement included in total square footage of the house?

Are Insurance company underwriters not supposed to include unfinished living areas of the house when determing my total square footage of house for replace cost purposes? My premium went up even though the home inspector from Allstate did not know I had part of my house that is unfinished. I was not home at the time when he did this home based underwriting square footage procedure.

How much is classic car insurance in Ontario?

Hi, I'm looking at making a car purchase for the summer. I'm looking at a couple cars, including a '72 Dodge Dart and a '69 (?) Chevy Nova. I like both because they are, a) under $2000 dollars, b) are both in need of some TLC, and c) I've heard that classic car insurance CAN be cheaper than regular insurance. I'm 20 with a perfect driving record and a full G-license, but I know that doesn't usually matter to insurance companies. Any advice? I'd be buying for a daily driver, so is it even worth the effort despite the serious increase in cool-factor?""

Insurance for 18 year old in cooper s with 1 year ncb?

Im 18 with one year no claims, looking to buy a Mini Cooper s, anybody recommend any insurance companies or had any quotes or advice would be good thanksss :)""

td meloche monnex car insurance quote

Will court ask for insurance with guilty plea?

My fiancee just got a ticket. She just recently lost her insurance so she had none at the time she was pulled over. If she goes into court and pleads guilty will the court check to see if she had insurance or not? I live in California.

How much would car insurance be for a 2002 Mercedes cts for a 16 year old w/ all A's in school?

Car accident with no insurance?

I'm 19, and the car I was driving was constantly breaking down. When it was completely broken for two months, I stopped paying my insurance and instead saved back money to get the car fixed. My insurance canceled during that time. When I got it fixed on Friday, I was planning on renewing my insurance Tuesday, a day I had off work. Unfortunately, Saturday morning I got into a car accident. I was turning out of my apartment entrance to get to a middle lane where I could then get onto another road, and somehow didn't see a car close enough to hit me. He t boned me in the drivers side. Somehow neither of us got hurt. My car is pretty much done and his car, while not as bad as mine, did get some split open damage. The ticket says the damage is worth 3,000. Since I had no insurance at the time, how will this get payed??? I have a court date on the 9th to discuss the fact of my no insurance...I'll have coverage by then of course, but I'd like to know what I should expect...""

Are there any web sites that can give me a free quote on how much my monthly car insurance rates would be?

im buying a 2007 pontiac solstice today and i am wondering the insurance on it

Can I Drive without Insurance? I have a license and my car Is Insured under my parents name?

Okay so I really need your help.. well help from whoever has the correct Information.. So I'm 19 about to be 20 In May, I have my driver's License, and I have my own car that I got as a present for my 18th Birthday, but It's under my parents name, but anyways my question Is, Can I drive without Insurance? I mean My Car HAS Insurance just not for me. It's under my parents Name, and I mean I Need the car for school, It's not for anything more than that? what can I Do? I know I can get Insurance but It's like expensive for me that I Don't work, and I have to be making payments for my school every month, and I know I Should have a Job, But I'm a full-time student..so yeah you can Imagine.. so yes.. who can answer this?""

Why do Liberals want to be force to pay Health care Insurance?

why can't some people work harder and pay for their own health care insurance? There are some people who are driving without car insurance.... So I don't think there is such thing as affordable health insurance

How can I get car insurance?

I just turned 18, i'm going off too college but I have a stable part time job. I make about 500-800$ with a car payment of 300$ And i want to buy a policy for myself. Before i look into that I wanna know about how much should I expect to pay extra monthly?""

Affordable health insurance?

The company where I work has just informed me that they will be canceling our medical benefits at the end of this month. What are some decent plans that I can get on my own that arent too expensive. I was paying $100.00 per month thru my job and would like to keep my premium around the same. I live in Wisconsin. Thanks for any advice.

Help with car insurance?

im 17 and im buying a car but with the insurance i want to use you have to be 18 to et up a direct debit so i done a quote where my mum is the policy holder and im the main driver and my mum is a named drive am i allowed to do this and whos name would the car have to be in thanks for any help in advance

""Looking at Insurance Quotes & found a car under our address that is not ours, what to do?""

so my family has been looking at insurance quotes the last couple of days and this random car always shows up under ours address along with the actual cars we have, my parents are worried someone might have used their name or sumthing.. how do we deal with this and who do we ask? on one of the websites I got the last 6 or so digits of the car's vin number. My brother suggested asking police department or the Security of State but who can provide us with this information and what exactly do we ask for ??""

Can insurance companies be trusted?

Just wondering whether people view their insurance company positively or negatively. And why.

""Mustang Insurance, Help!!!?""

Hello, I have a quick question about insurance. I am 18 years old, living in Orange, CA and currently driving a 2003 nissan altima that I am going to trade for a 2002 ford mustang gt. Now i know that contacting an agent will be the best way to find out more realistic rates, but right now I want to hear from past mustang owners. I was also wondering if having good credit will give me a discount on my insurance? I know insurance will be high, so don't waste my time explaining it to me, If it helps, I always obey the speed limit, never gotten into any crashes nor have I gotten any tickets. All Help is appreciated, thanks.""

Great sports cars that don't have bad insurance?

Okay so I'm 16 and need a sports car. My budget is 40K and if been looking at used ones. I was thinking about a porshe but it seems there insurance and maintenance is outrages. I have also been looking at Mercedes Benz. They seem to be a bit better but not sure. anyone have a porshe or a Meredes??? I also live in Canada. Or any other ideas for a sports car.??.? :)

Does Obama think $600 per month is a low price for health insurance?

How can i get cheap car insurance? IRELAND?

hi i'm living in ireland and i'm looking forward 2 drive and i was wondering how will i get cheap car insurance first? because i want 2 be able to save up? any website i go onto like 123.ie or quinn direct.ie they keep asking me for license and type of car and i don't have none yet is there any other easier way please help thank you very much..

Is insure.com legit?

I was wondering if the site insure.com is legit and If they have good rates

Estimated car insurance cost for an 18 year old beginner driver?

I waited until I turned 18 until I went to get my drivers permit. I've had my permit since November 18 2009. I plan to stay on the permit until its expiration date. I'm not sure what car I plan to purchase after that, something affordable (nothing over the top) and that will last quite awhile. Now assuming all that, can any of you share with me what your car insurance payment is monthly, just an estimate of course. And throw in what type of car you have in so I can get a better idea. I'll be 19 at the time I finally get my license. My parents will not be adding me to their insurance, I have to pay for this on my own and I'd like to start putting some money away towards it so that I can make the payments with no problem later on. Are their any other things I can do to lower the cost of my car insurance as well?""

Auto insurance claim?

I was backing my car up and hit a light pole. If I file a insurance claim is this considered Collision or Comprehensive?

How much does Missouri Medicaid after insurance?

I have twins and Missouri Medicaid is my secondary after insurance. We had a NICU stay for 12 days. Will Missouri Medicaid cover whatever my insurance doesn't? I'm looking for any ones story's or any information! Thank you for the help!

Where can i get fish tank insurance?

My landlord wants me to get a liability insurance for my fish tank. What can I do? Thanks

Do I have to pay 30 in advance on my car insurance?

I live in Florida and my car insurance says I have to pay 30 days in advance. Is this true? Does anyone know the statute?

Motorcycle insurance question?

I recently had an accident on my 2003 Harley Davidson. It is essentially totaled. How much on average will my insurance cover. I have relatively good insurance. Just wondering what you thought.

What R some other ways I can to lower my insurance rate?

Which class of cars have the highest to lowest insurance rates?

Which states from highest to lowest insurance rates per vechicle Also some other factors involved that determine individual insurance rates

What are the best car insurance comparison sites you have used in London?

td meloche monnex car insurance quote

Question about car insurance for a Honda Civic Si?

Ok so I'm 16, I just got a job and I have my permit and as soon as I get my license I'm going to be buying a car. I have already chosen my car. A 2006-2010 Honda Civic Si. The question is should I get the Honda Civic Si Coupe or the Sedan? Will the insurance be any different between the two or will it be very close if not the same? Thanks for all information.""

How do I find out what this person's car insurance is?

There is a coworker of mine who dented my car. He has a North Carolina licence plate but he works with me in New Jersey. Obviously he's commiting rate fraud to pay lower rates which I don't care about except he banged my car. I've asked him to give me his insurance several times over the past couple of months but he never does so now I've had it and I want to report it directly to his insurance company. How do I get this information if he's not willing to give it? I have only his name, but if I speak to the secretary where we work I can probably get his ss# too if I need it to get his insurance info.""

Car insurance in household with 3 licensed drivers and 3 cars?

I just purchased a 2000 Honda Prelude Type SH, and while I am prepared to pay the cost of a full insurance premium, I am wondering if there is any way around insuring myself as the primary driver of this vehicle, when in reality the driving will be split between my mother and myself. We have two 2001 Grand Prix's, both insured under RBC in my father's name, with my mother and myself on the policy as occasional drivers. So I suppose my question would be whether or not my father or mother can insure my vehicle and add me to the policy the same way I am on it for the other two cars?""

On average how much do you pay for your car?

My boyfriend makes about 1,100 a month. I made about 1,200 a month. We're young, so we don't make that much but we do live together and we have been since I was 18. Pretty soon, I should be making around... 1,400 a month. WE NEED TO GET A CAR. I had one but gave it to my mother who was struggling. We want to get one so here it goes: 1, When we go to the car dealership what information (other than the standard info) will they ask for? 2. What is required to buy a car other than insurance and a license? 3. How much is an average down payment? 4. Say we get a used car made before 2005, how much on average should the monthly payment be? I know there's a million answers but this but anything will help. Maybe like a honda civic or ford focus, something small and cheap. You're help is very valuable. :) :) :) :)""

How much per month would insurance be at 18y.o.?

I'll be in the military soon, so I'll need a car and transportation (in the instance that I'm not shipped to the sandbox). I've tried looking up quotes on progessive and a few other instant quote people online. But the confusing part is they all seem incredibly high. I put in the car as a 2010 mazda 3(which I hope to have), and age at 18, and all the other info. It had me at 800/mo with no collateral or collision coverage. What the f? I tried all different car combinations but they all were high or in the general extreme area. Can someone let me know what I'm doing wrong?""

What is a good CHEAP car for a 16 year old?

i am turning 16 in a while and i really want a cheap used small suv got any suggestions ????? please help my dad and i are tired of fighting over it

Cheap home insurance?

Where can i obtain cheap home insurance?

Mandated Health Insurance is different from Mandated Auto Insurance how?

The Supreme Court will be deciding if the government can force us to buy health insurance from a private corporation. The government forces us to buy auto liability insurance from a private corporation. I am at a loss to see the difference.

Will a dropped speeding ticket affect insurance rates?

Can I get Motorcycle insurance for a hired motorcycle in Thailand?

I am planning to spend two weeks in Phuket and intend to hire a motorcycle. Is there anyway i can get compriensive insurance for this? Thanks Phil

What is the best car in group 16 insurance?

I have been offered a company car at work and can go up to group 16 insurance. I do a lot of miles but would like a sporty responsive feel. Thinking about a Cooper S or dare I say it one of the pokey diesels..! Any suggestions.....?

How much would the insurance be on a 1969 Camaro Z28 or a 1969 Dodge Charger?

I'm looking at buying a 1969 Camaro Z28 or a 1969 Dodge Charger. Would there be a difference in the insurance? I'm 17 but by the time I find my car I'll probably be around 18 or even 19 considering that the car may need some work. I live in Ontario and I want full coverage.

Would my insurance go up?

I got into an accident because it was raining and the floor was slippery I was going max25 and the car slipped to the side and fliped over. Im planing to get an infinity g37 2 door car. Would my insurance go up? I had an 2006 nissan fronteir.

""Car insurance for me is too expensive in the UK, can I buy it abroad?""

I'm 18 and recently passed my test. For a basic 1L car the cheapest insurance I can find is 3000. I've been looking for 3 weeks and it's the best quote I could find. I cannot afford this so would it be possible to buy insurance from another country in the EU, since i've heard insurance is cheaper over there? I know insurance for teens is very expensive, but that sum is a ridiculous amount to pay for a car worth half the insurance value. I realise it might sound like a stupid question but I have exhausted all my other options and this is the only thing left I could think of that would be a possibility. Any useful information would be helpful, thanks.""

Why is full coverage insurance so expensive for a 22 year old?

My boyfriend is looking for a new insurance agent agent but so far everyone who is has contacted is super expensive. He has a pretty new car with a starter/alarm/sub systems etc. so he needs full coverage. His parents won't let him get under their insurance for the time being so he's having a hard time finding a reasonable rate. My parents are considering letting him get under their insurance..is that a good idea?

""NO MONTHLY PAYMENTS, underground CAR INSURANCE?""

I heard that there is a car insurance where you only pay $50 one time, no monthly payments, but you get absolutely NO coverage, so if you're in an accident you are basically screwed. it is a legal insurance if a cop pulls you over and check your insurance it comes up fine. Maybe there are other ones that range in fees? Either way does anyone know any companies that do THE ONE TIME FEE .... IT IS TO PURCHASE JUST THE INSURANCE CARD. BUT PASSES CLEAN LIKE YOU ARE COVERED. please help?""

Can you cancel your life insurance policy anytime you want?

Which car insurance companies only ask for 3 years convictions?

Can anyone give me a of list of car insurance companies which only ask for 3 years of convictions...? I have 6 points, I'm 22, passed my test 3 months ago, and accumulated these points 3 years and 2 months ago... Catch my drift? :)""

Car Insurance Fraud - Please advice?

I am trying to get a new car insurance with progressive. They asked me if I had any citations recently (last 3 yrs) and I said no which is not true becuase I just got a citation. My citation was for going 10 miles over the limit. They did ask me for all of my info such as ssn and driver lic #. I am assuming they checked out my records. They gave me a very low quote considering my driving history. Is it car insurance fraud if I didn't tell them about my citations? Could I be dropped? Please advice.

How about Universal Auto insurance?

Universal Dental, universal home insurance, universal life insurance, universal pet medical insurance, universal flood insurance, universal renters insurance. Wouldn't it be a good idea to have the government provide all insurance to everybody? There couldn't be problems with that right? ( please note heavy sarcasm )""

If someone threw rocks at your car and insurance paid for it would your rates go up?

Trying to put vandalism in the insurance line of Nature > Your fault. If anybody wonders nobody threw rocks at me..

Car insurance if im under 18?

how would it be and do i need insurance if i dont have a car but using my parents car?

Insurance companies offering restricted hours driving to get a cheaper quote?

How to check online what my car insurance for curtain car will be?

I dont own any car right now. Lets say i want to buy Honda civic for $4000 year 2000. I am 27 and have 4 years driving experience in US, no points. 1. how to check what my insurance will be? 2. how to search the cheapest car insurance on the mkt for beginners like me? Thank you.""

Wont be able to pay rent and car insurance this week?

i mismanaged my money and now im in a dilemma.i get paid on the 6th. but wont have enough money to pay rent and car insurance. i have three choices. 1)pay my car insurance and be late with rent just pay it on the 20th.. late fee is $75. 2. pay rent and let car insurance cancel for a week. which i really don't wanna do since i don't know the consequences. i am financing a car. 3) pay rent and pay car insurance with savings account. but the funds wont be available until the next week. but the banks will try to process this over and over again.

td meloche monnex car insurance quote

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