#i need to say everything thats going on right now including personal details that arent even that personal

[mannequinjoints]

makes a post deletes it makes a post deletes it makes a post deletes it makes a post deletes it makes a p

[thecelibateshoewhore]

Dating in the Church (Part 1)

“But seek first the kingdom of God and His righteousness, and all these things shall be added to you” (Matthew 6:33 NKJV).

 “You have been raised to life with Christ. Now set your heart on what is in heaven, where Christ rules at God’s right side. Think about what is up there, not about what is here on earth. You died, which means that your life is hidden with Christ, who sits beside God. Christ gives meaning to your life, and when He appears, you will also appear with Him in glory” (Colossians 3:1-4 CEV).

Happy Valentine’s Day to all those who’re celebrating! If you’re familiar with my writing, you know that I don’t take the typical approach — basically, the worldly viewpoint — regarding love, dating and celibacy because I’m committed to using my spiritual gift to serve God and His people. That said, be sure to read my previous posts about love and dating if you haven’t already: On Marrying the Wrong Person and On Love, Loyalty & Less Than God’s Best.

This series was inspired by a retweet that came across my timeline, which attempted to address why dating in the church is difficult. First, understand that there’s no biblical position on dating — at least not in the formal sense. There’s no particular scripture or passage that addresses how single believers should date. However, there are godly principles in scripture that can be applied to dating. It’s natural to want companionship, but many believers overlook the necessity and blessing of being single. This is the time to give God your undivided attention and allow Him to mature you in your faith and in your spiritual gifts. Y’all know I’m longwinded — I could write a book on this subject (in fact, I am)! Pull out your Bibles, as I’m going to assume that you’re familiar with the scriptures referenced. The first point listed was:

“We keep promoting this misnomer that marriage is more spiritual than natural.”

 Uh, since when?

 My first thought reading this was, why would any church, which is a spiritual institution, ever downplay the spiritual aspect of marriage? To do so would imply that God isn’t needed for or within a marriage, which is essentially a carnal standpoint. And perhaps that is the problem. Taking on this “natural” approach has led to many believers choosing the wrong spouse or getting married to simply appease their physical (as in sexual) and/or financial needs. God also never intended for us to desire marriage more than we desire Him.

I’m not negating the natural component of marriage. I’m negating that a church should promote marriage as more natural than spiritual, and counsel believers under this notion. To do so isn’t biblically sound. In fact, it’s counterintuitive to the ministry of marriage. (Yes, marriage is a ministry and I’ll explain why later on). Due to the laws that now govern our society, marriage has become a business transaction because Uncle Sam wants his cut in the same manner as if we were to start a business or purchase real estate. That is why when a government institution performs a “marriage ceremony” in accordance with the laws of its jurisdiction, it is known as a civil marriage or a civil union. Many secular marriage proponents believe that it’s not a spiritual or religious institution at all. For them, marriage should be attainable by any person(s) who wish to apply for a marriage license regardless of spiritual affiliation and compatibility.

 For this reason, it’s important to note that there’s marriage and then there’s marriage God’s way. If your desire is for a godly spouse or marriage, then you must understand and adhere to God’s principles regardless of what society is doing. A church that promotes marriage as a natural institution is promoting idolatry. Why? Christ is removed as the center or focal point and replaced with worldly rules and expectations. As Christians, our relationship with the Creator is the crux of our faith and should govern everything that we do, including how we date and who we marry. For believers, it doesn’t make sense that our spiritual component is the core of our lives (and human experience), but not the basis of how we learn marriage inside of the church. I’m not saying that unbelievers shouldn’t marry because it’s a vital aspect of human society. I’m also not saying that only Christian marriages are successful. I’m saying that as believers, we can’t fully experience marriage the way God intended unless He is the foundation and inspiration on which it stands. If we start to condone or accept the world’s ways, which contradict God’s truth, then we risk applying a distorted standard to how God wants us to live.

Furthermore, Colossians 3:1-4 reminds us that the basis of our faith is the death and resurrection of Jesus Christ. It connects us to Christ as our foundation by guiding us with a basic ethical response to living in modern times. Set your mind on Christ! We are living in times where people profess faith in God, yet promote ideologies that are against His word. God is not the one confused. His word was, is and will always be true. Any church that proclaims to be the body of Christ should know not to conform to the expectations of society. God doesn’t lower Himself to meet the desires of man. Instead, we rise up to the standard that Christ set for us. When people state that churches aren’t effective because they’re “out of touch,” the solution isn’t to water down the message so that it’s easier for the masses to swallow it. The solution is to cultivate an environment that promotes real discipleship, healing and deliverance that is also built on sound truth! We don’t have a dating problem in the church, we have a discipleship problem. (Tweet This!) Before the church can minister to your dating needs and grow you into somebody’s spouse, you first need to master being a disciple of Jesus Christ.

 Before we can address dating in the church or “godly dating,” we must first understand why we’re dating in the first place. That is, what is the end goal? For most, marriage is the end goal. That is why it’s important to understand God’s purpose for marriage. For starters, God established the blueprint for marriage as a {spiritual} covenant (contract or agreement) between God, man and woman in Genesis 2:24. There were no courthouses or marriage licenses in the Garden of Eden. In fact, Genesis 2 outlines God’s design for marriage, as well as the governing principles that we should apply to it:

(1) God designed marriage as a covenant. Like most things, in order to understand how something works, the best source to ask is the One who created it! The foundation of a godly marriage involves daily communication with God. If praying and reading scripture isn’t a part of your daily life during the dating phase, chances are you will have cracks in your spiritual foundation that will impact your marriage. (2) God designed marriage to meet our need for companionship. Eve was created as a companion or “helper” because after naming all the animals, Adam wondered why there was no suitable companion for him (Genesis 2:18-20). Also note that God first gave Adam a purpose and a responsibility, and then gave him a wife to support his needs. In. That. Order. (3) God designed marriage as a depiction of our relationship with Him. Simply put, marriage is a ministry. Although He is pleased with sexual harmony between a husband and wife, that’s not why God designed marriage; He created it as a testimony for Him. If you’ve never witnessed a godly marriage, this might be hard for you to comprehend. Witnessing a union between a husband and wife who’re under the submission of Christ is the epitome of what it means to know God and know Him intimately. God created us for purposes that are larger than ourselves to serve Him and His people. In the same manner, He created marriage to illustrate the spiritual relationship between Christ (the bridegroom) and the church (His bride). Just as a husband and wife join as one flesh, we also join as one spirit with the Lord (1 Corinthians 6:18). Just as the church yields to the authority of Christ, the wife yields to the authority of the husband who’s also submitted to Christ. And a husband is to love his wife in the same manner that Christ loves the church (Ephesians 5: 21-25). Finally, just as a husband and wife produce offspring, believers are called to go out, multiply disciples and bring people back into the body of Christ as joint heirs.

 For believers who’re married, it becomes the primary, permanent, exclusive and intimate relationship between the two people who took those vows. No person or thing comes before either spouse (Matthew 19:6). It takes a lifetime to understand this level of commitment, which is why marriage isn’t required for everyone (1 Corinthians 7:7-9). Marriage isn’t a requirement for heaven or salvation. But, for those who choose marriage, choose to pursue it God’s way.

 If you’re a believer who’s not ready for marriage, you might be “casually dating” (not to be confused with fornicating). Casual dating is defined as any relationship where a couple is not exclusively dating each other. It doesn’t mean having sex or one-night stands. Even without sex, however, this kind of situation can bring unnecessary complications. My opinion is that casual dating isn’t inherently a bad thing if both parties clearly define their expectations and maintain boundaries, but I believe it increases the likelihood of misunderstandings and disappointment because as people evolve spiritually and emotionally, what they desire in a mate often changes. Sometimes this occurs at the other person’s expense.

 I purposely didn’t cover sex in great detail because I plan to address it later in this series. If you enjoyed this post, please leave a comment below, and let me know that you’re ready for part 2.

 “Don’t change yourselves to be like the people of this world, but let God change you inside with a new way of thinking. Then you will be able to understand and accept what God wants for you. You will be able to know what is good and pleasing to him and what is perfect” (Romans 12:2 ERV).

 I love you.

 xo,

thecelibateshoewhore

[ketchupcrisp]

#AskStrange Hello doctor! I have a question about the status of subs. IIRC, according to the Author, subs are in principle equal to everybody else. However, some elements in the story make me wonder if that's true in practice: Howard's total rejection of Tony's orientation; Tony's hiding it for years; and Pepper's mention that people loved him in part because of his being a sub. Are subs in actuality discouraged from following challenging life paths, and those who do especially admired?

While the Author is, in many cases, wildly fanciful, on this particular topic she is correct. Submissives, particularly True submissives, are generally very highly regarded. Howard Stark, however…well, perhaps showing you would be more expedient.

(The Author asks that I provide a content warning for allusions to child neglect, alcohol abuse, and something she calls “Howard Stark’s A+ Parenting.” I can only hope the latter is sarcastic. As annoying as his spawn is, I would not consider Howard Stark a model for adequate parenting.)

Tony loved workshop days the most. The rest of the time his Dad had only a few settings: physically gone (at work, or searching for Captain America), mentally gone (booze was usually the culprit on these occasions), or emotionally gone. The latter times were the worst, because Howard would be there, right in front of you, and he might even be sober, but he might as well have been thousands of miles away. Those usually happened during the big fundraising events Tony’s Mom put on, though Howard had also been known to check-out during kiddish milestones he considered beneath his son, like piano recitals or elementary school ‘graduations.’

He didn’t let Tony down into the workshop very often, either. Tony, he said, was too easily distracted, more likely to break something or taint the results of an experiment than to actually add anything of value. But every once in a while he would find Tony, pull him away from whatever he was doing (which had included school a couple of times, usually leading to screaming matches between Dad and Mom later) and bring him down to the shop.

The shop was the best place in the world. There was always something incredible happening; Dad would work on new designs for the shield (for when he found Cap), and he’d talk to Tony about vibranium and everything that made it such a unique, un-reproduceable substance. Or he’d work on his flying car, which was going to be perfect one day as soon as he stabilized the repulsor technology. Or he’d make new weapons that helped keep kids like Tony safe in their beds at night. Tony liked all of those things, but what he liked most of all was how his Dad was down here: attentive, happy, alive in a way he never really seemed to be anyplace else.

Today wasn’t exactly the same. Howard hadn’t planned on bringing Tony down to the shop, but one of his regular assistants had needed to go home to attend to his submissive. She was classified at a one, which meant sometimes she had very high needs. Most people talked about subs, especially subs classified that close to True status, in hushed, reverent tones. But when his Dad explained why Damien had had to leave, it didn’t sound like that. He sounded…sorta mad, or grossed out, maybe, like that time Tony had presented Mom with a collection of rare insects.

“Is it bad? To be a sub like Marnie?” For a long time Howard didn’t answer. And he did have a tendency to ignore questions he thought were beneath him, so Tony had already accepted it and moved on to thinking about something else when Howard sighed and put down the soldering iron he was using.

“Not…bad, but just. Well, remind me what you know about evolution, Tony.” Obediently, Tony spouted off everything he could remember about monkeys and Darwin and finches and natural selection. Howard gave no visible signs of approval (of course he didn’t, Tony was six, of course he should probably know more than this), but he didn’t yell or demand Tony leave the lab and return with a better answer, so it counted as somewhat of a victory. “Now, would you say it’s a desirable trait for people to need each other as much as True subs and Doms do, Tony? For them to not be able to function, for their muscles to stop responding to their brains and their minds to become frantic, just because they aren’t spending enough time in their headspace?”

Tony has long since learned that sometimes his Dad’s questions are a trap, and this definitely felt like one of those times. Because before now, Tony would have said he thought it sounded kind of nice, the way that different orientations worked together, making individuals stronger together than they were apart. The thought of knowing someone that way, being known in return, he was too young to really know much about the details of what it would entail, but as a concept, the notion that there might be someone out there like that for him had been a comforting fiction on the many days and nights he spent mostly on his own.

“No?” he guessed.

“Personally,” Howard continued as if Tony hadn’t spoken (a good sign his had been the right answer), “I think True subs and Doms are uncommon because orientation is a trait that’s just dying out. And in my book that’s a damn good thing. No one should have to rely on anyone like that. People…they disappoint each other. It’s what we do. We hurt each other and leave each other and end up in the bottom of the goddamn ocean, and…well, it’s just better to stand on your own two feet, boy.”

“What…what if when they test me…what if…” Tony trailed off, unable to finish the sentence. He didn’t want to grow up to be disappointed by someone! Or even worse, be a disappointment. He’d done plenty of that already. Howard laughed.

“What if you’re a True, you mean?” He nodded, and his Dad threw his head back and laughed again, already turning his attention back to his work. “Boy, you got nothin’ to worry about. There hasn’t been a Stark that’s been anything but a middle-scale Switch in decades.”

That, Tony told himself, was a relief.

[oflgtfol]

bc i cant stop thinking abt that dream.. im gonna elaborate on it because it was so detailed and so long and felt so real

so it started off with me in a small library but like, it was so cramped and the lights were off. bookshelves were everywhere, and most were like only waist high? strange adults were everywhere, standing against the walls/shelves or sitting in the aisles. all had their hands cuffed behind their backs or in front of them and they all had like, tape or something over their mouths. but there were some adults among them in bullet proof vests and with guns in their hands. i dont know the situation like i dont even think i acknowledged it in the dream but from context clues im p sure it was like a hostage situation

so im in there sneaking around, in the back of my mind i just Know that my parents and my brother are also in the room also sneaking thru the aisles. all the hostage adults are staring at me like, acknowledging that they know im here to help rescue them. so after a few close calls around corners almost getting caught by the gunmen i get to a somewhat open area, meanig that its still cramped but its a small square between bookshelves with a table and 2 chairs. theres a TON of hostages squeezed into this area. i knew that that was the objective, that i had to get there

so me and my family burst forward and the gunmen spot us, but the hostages all help us overwhelm the guys. the gunmen are shooting blindly into the crowd, aiming mostly for me and my family, and SOMEHOW everybody else dodges it but me. literally it went in slow motion and i saw it like in third person, watching it come towards me and i was like “watch it hit me lmao. oh fuck its actually gonna hit me”

so i get shot in my stomach during all this and the pain just, it wasnt all that bad really? like it felt like uhm. getting hit with a water balloon actually (i was just in a water fight yesterday and now upon realizing this its like.... did that contribute to this dream....) so then its all clear like the bad guys are defeated, it gets kinda blurry at this point but i know in some disembodied way that i told my parents after everything wrapped up when they were asking if everyone was okay that i was hit, and they like, didnt care. i was like “HEY i got SHOT in the stomach!” and theyre like k and it took them foreverrrrrrr to get me medical attention. and i wasnt even.. bleeding outwardly? so i was so worried about internal bleeding because like HEY i have a bullet in me so i must be bleeding somewhere like,,, come on lmao

the next like visual thing i remember is in the hospital. its been a while since like, i woke up so this is kinda blurry too but i remember being put into a wheelchair by some nurses.. ive been in a wheelchair only once and that was in 2nd grade but this one i was allowed to use like, on my own, so it threw me off? and at this point i was like, fuck, i’ve been shot before when i was little. i’ve done this before. i had to go into surgery and everything. but it was all vague flashes i could barely remember it but it felt a lot like when i remember the major things from my childhood that i just COMPLETELY forgot about for so long, like speech therapy? like i had gotten injured from a gun when i was less than ten years old and i just, forgot about that? i was like HOW did i forget about this

so i was already in the hospital at this point but for the one room, i wheeled up to the entrance and it felt kinda like the 11th/12th grade cafeteria entrance that i use in school?? a small double door, blank walls, kinda dark, empty, and there was a nurse checking us in. at this point i was surrounded by all my classmates from my ap lang class, or maybe not ap lang in particular idk since like all the ap kids are mostly grouped together despite class? idk man. but my classmates were literally all fine idk why they were there? they werent even there for checkups or anything (disregarding the fact that you dont get a check up at a hospital you get that at a normal doctors office..) so i was there in my literal wheelchair and the nurse was like “wait your turn!!” she was really snooty it was annoying i was like, word for word, “uhm HELLO i have a GSW in my abdomen!!!!!!” and my one classmate finally spoke up as he was being checked in he was like “uh hey brot is here and like, got shot, so i think she should go first lmao?” so the nurse finally smiled at me and admitted me in

and it led to this small cramped room where they scanned your entire body for every single thing wrong with it adn they displayed it on a board where everyone could see, including my classmates, and i was like ohh my god. oh my god. the nurses were like “hm you could eat better but overall you’re in good health!” and i was like DUDE thats embarrassing i dont want everybody to see all my minute issues and LIKE I AM LITERALLY INJURED I HAVE A BULLET IN MY STOMACH WHY ARE YOU DISCUSSING MY DIET WHEN THERE ARE MORE PRESSING ISSUES...

so finally we go into the actual room and its this giant giant mostly empty room, im remembering this room from my first go at this from when i was a kid. theres a table in the middle thats pretty big but has.. no chairs around it... but theres puzzles and weird bookmark things scattered around on it to keep you occupied, and then theres a single table far removed from everything else, only long enough for a body and slightly wider, and theres one identical to that on the other side of the room. and i know from when i was a kid that those are for surgeries and like, i KNOW this but i was like, wrow thats unsanitary lmao

so i go to the table in the middle because thats where you’re supposed to wait till you’re called for surgery, but im so ANXIOUS because like.. its surgery... and now im remembering more of it from when i was a kid like im remembering going into it, waking up from it... my classmates are all sitting on the table like its some casual after school thing, theyre all talking

and then i remember from the first surgery. i remember the surgery itself. i apparently wasnt put under for it. i was conscious during it. i was numbed out obviously but like, i was AWAKE, and that makes me SO fucking scared for my upcoming surgery. like, enough that some of my classmates sense that im getting more and more anxious so they start shoving the bookmarks in my face, and the bookmarks are like the weird ones from the library irl that have quotes on them, and like i cant even read any because im just so anxious like im keeled over in the wheelchair so anxious about it, and the fact that my classmates are trying to interact with me during this is just making it worse like i APPRECIATE trying to make me feel better but i CANNOT read right now

and like, i was never called for surgery? im sitting there until the sun sets, but i only know that because i eventually leave the room just needing to do SOMETHING and the hospital lobby, for all the people waiting for patients? is empty and the sky outside is the dark blue kind of like, twilight

i really dont know how this dream suddenly turns, like i cannot remember the breaching moment and idk if its because its been almost 12 hours since i woke from the dream or if there even WAS a breaching moment

but the next thing i know is that me and shannen are running (me wheeling furiously) along the top of some like, wall. and the hospital looming in front of us is now some sort of fortified citadel, and we’re on one of the defensive walls around it, theres towers and spires everywhere in the distance around the citadel. and theres fucking. ANGELS attackign the place. the angels are classic white dress wearing, harp playing, type creatures but their eyes are all closed and black tears are running down their faces, and literally everything else about them is white. the dresses are this weathered white, their skin is weathered white (like, like marble but without the darker lines yknow?), and their eyes + tears are the darkest things on them so they stand OUT. and their mouths are flat lines, also black like as if its like, lineart or something yknow? like their faces look like masks but they arent. they have harps in one hand and then LONG ass swords in their other hands and they are fuckign terrifying

so me and shannen are outside of the main area of attack and we stumble upon this part of the wall thats like, collapsed, and theres a fucking OCEAN next to the citadel. so the stones that have fallen into the water, theres some sort of chariot on it with the same kind of look as the angels, white + black accent kinda look to it. the chariot is low lying and theres a figure laying over it, collapsed, reaching forward at nothing almost like a zombie trying to move? and he.. god i wanna say it was icarus but i really dont know because i feel, deep down that his name started with an e but i have no idea what dude it would be then bc i know it was a guy from greek mythology somehow but IDK WHO... so this guy also has the same vibe as the angels but his face is like, a fuckign mess, like it looked like he was melting (maybe thats why i wanna say icarus idk) but the melted parts were black, plus the black eyes (whcih were semi open) and the black tears and his mouth was kinda open in a silent wail (also black). i wanna say he had black hair too but idk maybe the whole black mass on his overall head was just the melting.. and this melted black liquid is strewn all over the chariot and the stone block thats barely out of the water. and out of the water, behind the chariot, all the angels were bursting forward and heading to the citadel like as if it was the Angel Spawn Point

IDK it was such a weird fuckign sight it looked like a fallen angel but i just knew deep down that it was some guy from greek mythology but I DONT KNOW WHO IT WOULD BE especially with a name starting with e..!!!

anyway yeah i woke up then. the whole angel sequence was super short compared to the rest of the dream, but it was more on par with what i normally dream than the rest? like i dont recall ever having guns in my dreams except for maybe one dream in middle school that was like,,,,, nuclear apocalypse type thing......... and never have i ever been like, INJURED like that in a dream? i’ve died in dreams yeah but ive never been like.. shot.. the closest thing i can think of was that one weird borderline nightmare earlier this year where i died of internal bleeding in school due to school negligence..... hm!

like idk this was just such a weird dream i normally have very very wild dreams with a more fantasy element to them, and the mundane ones are just me in school or on tumblr, like ive never had like, an ACTION MOVIE kinda thing??

and it felt SO REAL like when i woke up i literally thought that i had some sort of repressed gun related traumatic event from my childhood that i was only uncovering now and it was only when i realized that i was in bed and not like, at the hospital with a gun wound in my stomach, that i was like oh haha no thats not real

[slytheroccamy]

TJLC in The Six Thatchers *SPOILERS*

JOHNLOCK IN THE SIX THATCHERS ( please read, it'll be worth your time I promise) Okay so I watched The Six Thatchers maybe 8 times now and have a few things I would like to point out to provide further evidence that JohnLock will happen in The Final Problem and would like to hear your thoughts! I know this is really long, but I went into extreme detail of the episode and I think it's worth reading, especially since Rebekah is likely not going to make an episode on it. Anyway, without further ado, All evidence of Johnlock in The Six Thatchers. 

 1) On the fridge I'm sure we all saw the pamphlet with the elephant, but directly above it is a post-it note with 13th written on it. I started thinking what this could mean and then realised that including TAB, The Final Problem would be episode 13 of Sherlock. The elephant will be addressed finally in the 13th episode. 

 2) Can we please note the ridiculously not so subtle water imagery throughout the episode? literally overlaying sherlocks face? 

3) the main villan of the episode was refered to constantly (before the reveal of her identity) as Ammo, which we find out actually means Love. and said villan ends up killing mary, the one thing standing between sherlock and john. (sidenote I do love Mary as a character and was sad to see amanda go, I knew it had to be done for the sake of Johnlock)  also, convenient that John now has a child, something John and Sherlock wouldn't of been able to have on their own. 

4) Save John Watson. Save him. Save him Sherlock. Save him from what exactly? Oh I don't know maybe the repressed sexuality he has been hiding all these years? Save him from the pain of staying in the closet? (which is pretty painful, I know from experience. You really do feel saved when you fall in love for the first time) also, Save John Watson; the skip code sent to Mary in the Empty Hearse. In which John was being burned... as in "I will burn the heart out of you" burned. just saying. 

5) Free as a bird. #ohwhatabeautifulmorning Here are the lyrics to oh what a beautiful morning - There's a bright golden haze on the meadow, There's a bright golden haze on the meadow, The corn is as high as an elephant's eye, An' it looks like its climbin' clear up to the sky. Chorus: Oh what a beautiful morning, Oh what a beautiful day, I've got a wonderful feeling, Everything's going my way. - Okay how many songs do you know have the word elephant in them? not many, and of course the one song sherlock tweets is about everything going perfectly and mentions a freaking elephant... Also, It's from Oklahoma! the Musical... which you can read about the relevance to in Rebekah's tumblr blog 

 6) John's Blog We get a quick shot of John's Blog in the opening, (the real life counter part of the blog is no longer being updated) but it's important to note that the counter is no longer stuck at 1895! They've broken past the barrier of the suppressive time period! Also, the titles of the blogs (in order of apperance) are:

 221Back! (which from what I can read off the blurred image, is about how he hasn't written in a while and that he'll try to write everything up soon, and that he's going to be a dad) 

 Dusty Death (a case about a woman who's husband drowned, but had sand in his lungs not water.) 

 Unknown Blog Entry (about a man who came in looking white as a sheet and a wound in his hand. We don't know much about this case except that it was the wrong thumb?)

The Duplicate Man (How could Dennis Parkinson be in two places at once and murdered in one of them? Again don't know much excpect that it's never twins.) 

 The Circus Torso (Limbless body found decomposing in trunk in waterloo wouldn't be identified.) 

 The Canary Trainer (Andrew Wilson was an unusual man with an Unusual hobby. He seemed to have no connection to the man whos life was so abruptedly ended one freezing night) 

 The Cardiac Arrest (Joel Fentiman was found strangled in the bedsit he shared with his brother. They had always got on well and there was no sign that the situation had changed... we could never have known that there was a potential assasin lurking close by.) I may be reading too much into this one, but perhaps, since people view sherlock and johns relationship as platonic and brotherly, they share a flat, and according to the non tjlc viewers, there is no sign that that would be changing. and if it were to continue on that way, the more than platonic relationship would die. Strangled. not able to speak. or breathe. Suffocated by an assasin... cough mary cough. Again, could be reading too much into this one. 

 7) Sherlock's Tweets There are many in the first act of the episode and it goes by fast but here is what I could collect in order. 

Free as a Bird 

#ohwhatabeautifulmornin 

#221BringIt! 

 8) The Canary Trainer Woman: "Didn't see that coming" Sherlock: "Naturally" The woman is the viewers, this is made apparent by the fact that she is viewing sherlock over a device and not face to face in person like a typical client. 

 9) John's Missed calls from Mary John has 59 missed calls from mary after he spends all his day with sherlock... hmmm in SIB John mentions that Sherlock has had 57 texts from Irene, sherlock recieves two texts from Irene after this point, Im not dead lets have dinner and goodbye mr holmes. making 59 total texts from Irene. Not sure if there is an important connection here but as mycroft so fondly pointed out, there are no such things as coincidences. so take this as you like. 

 10) Sherlock Watson Sherlock mentions yet again that he wants them to name their daughter Sherlock because her thinks it would sound good, he likes the name Sherlock Watson. Of course Mary and John both remind him that it's not a girl's name, to which Sherlock just grins 

 11) Sherlock is named Godfather to the child. it's a strectch but Father is in the title and Mother is gone by the end so... 

 12) Margaret Thatcher Okay so as the title of the episode and the main story line, this is really important. Margaret was one of the greatest Prime ministers of all british history... except for one glaring flaw... she was very anti-gay. Okay, so, the Welsborough couple are mirrors to John and Sherlock, this is clear from the fact that their case begins with a reflection in a balloon. Also because they say they had no life before they met eachother, much in the way john's blog blatently states he literally had no life whatsoever before he met Sherlock. When they kiss, the wife says "she's looking at us disapprovingly again" referring to the Thatcher bust, this however would make no sense unless it's not refering to them as a straight couple but instead their mirrors John and Sherlock, because as I previously stated, Maragret Thatcher was very anti-gay. Throughout the episode busts of Thatcher are being broken in order to find or free something hidden. The are literally shattering the anti-gay minister in order to free something hidden... come on people. this is so glaring its almost baffling how other a handful of us have figured out the true drive of the show. (side note, the power ranger on Charlies car is blue... guess what the name of the blue power ranger is? Billy. Also he was considered the brains of the group) Later in the show sherlock finally catches on to whats happening with the busts and the following conversation occurs between sherlock and lestraude. 

 L: and now someones wandering about destroying them all. Makes no sense whats the point? 

S: No theyre not destroying them. Thats not whats happening 

L: yes it it 

S:Well it is whats happening but its not the point... Ive been slow, far too slow 

L: well im still being slow over here so if you wouldnt mind... 

S: slow but lucky, very lucky. 

 *takes deep breath* okay. so if we read this conversation with the busts representing heteronormativity in media, or the straight perception of the show, and lestraude as the audience, we are being told that yes the physical busts are being destroyed but thats not the point. the point is johnlock. the general audience still doesnt see it, some people are catching on, but the whole thing has been moving very slow, because the writers dont want to rush it, they want to do this right, and in order to do that they need to build up a story for years, a story that will change the way we see things, but without throwing it at us abruptly and randomly. This is a love story remember, and love stories need build up or it feels forced. and this is something that should in no way feel forced. 

 13) Titles This fun little concersation: *talking about the Ghost Driver case* Sherlock: "Dont give it a title" 

John: "people like titles" 

Sherlock: "I hate titles" 

John: "give the people what they want" 

Sherlock: "no, never do that, people are stupid. 

 Mary: "uhm some people" 

Sherlock: "All people are stupid.... most people." 

 you sure were still talking about blogs boys? Everyone wants to title them as platonic and friends and all this jazz to which sherlock says he hates titles and then goes on to say that most people are stupid, implying that there is a section of people who nderstand and arent blind to the obvious cough cough club tjlc 

14) John's Hair I think it's important to note that John is using a lot more product in his hair this season, and as Sherlock Holmes himself pointed out, Product in the hair is a sign of gayness, previous seasons said john only washed his hair, there was a difference. now hes upgraded to full product, clearly taking more of an interest in maintenance of himself. Not to impress mary, theyre already married what's he got to impress at this point? unless hes not trying to impress anyone it's just for himself. which is according to sherlock, kind of gay. 

 15) SOMETHINGS COMING Throughout the literal entire episode it is constantly repeated that something is coming! The want to make it obvious that it is coming something big is going to happen! Sherlock has a little rant about how by analysing everyones movements and patterns the future is entirely predictable mathmatically. well guess whose been doing that the entire time? Us. The TJCL cool people who have dedicated countless hours into analysing characters to discover that Johnlock will happen in the Final Problem. well done guys yay! Sherlock didn't like the original ending of Appointment in Samarah, she he WROTE HIS OWN ENDING The transition for that scene you may ask? Glass... shattering...onto.....a...shattered...bust...of...antigay...margaret...thatcher .........Guys... come on... they are screaming it to us at this point. 16) Now that youve pointed it out Sherlock talks Mr Kingsley through his deductions, after which mr K states that once he'd explained it, it was quite obvious...(cough cough johnlock) to which sherlock gets offended and making up a bunch of lies, namely, says his wife is the most dangerous spy in the world, operating deep undercover. 

17) game face Theres a weird moment where the margaret bust is transposed onto sherlocks face, and then lestraude says that shelock doesnt look pleased. sherlock replies with "this is my game face". Keeping in mind that Thatcher busts in this episode represent the heteronormativity in media, sherlock is putting on a face, a face to appeal to heteronormativity but he isnt pleased. He isn't pleased with wearing the game face anymore... because it's not a game anymore... johnlock, isnt a gameface anymore and the heteronormative mask is going to come off soon. 

 18) Toby the dog = Johnlock 

J: "Hes not moving" 

S: "Hes thinking" 

J: "Hes really not moving" 

S: "Hes slow and sure john, not dissimilar to yourself" 

J: "You just like this dog don't you" 

S: "Well I like you" 

Mary: "Hes still not moving." 

*enters montage of Sherlock's theme melting into John's chords in a major key. in a visual pattern identical to John and Sherlock running through the streets of london in SIP*

19) Sherlock. Holmes. Falling. Through. Shattering. Glass. Into. A. Pool. Of. Water. With. Waves. Painted. On. The. Walls. Forcing. A. Man. To. Choke. On. A. Waterfall. 

 20) Promotional posters In a poster for the Final Problem, there shows a violin with the E string broken. if anyone has a theory to what this represents please let me know. On a seperate poster john and sherlock are in their chairs staring at eachother with the room flooded in water and a tea cup floating between them 

 21) GWJ GWJ is spray painted on the door outside of the location where Mary and Sherlock meet... Theories for what this stands for? Like... Gay with John? or Go with John? or Gratiss Wants Johnlock? 

 22) So many lies J: so many lies and I dont just mean you. we find out john means the almost affair here, BUT I don't think so. Okay for started the almost affair broke my heart so I wont be talking about it at all, but the fact that it was even considered means John isnt 100% happy in this marraige. He wouldnt even consider it otherwise. But what isnt he happy with? He loves mary, we all do, shes awesome. Hes got a beautiful child, and is still solving crimes with his best friend... unless... unless he Isn't happy with mary because even though he loves her... He loves someone else more... Sherlock. And being around Sherlock all the time and not knowing Sherlock loves him back while being married has got to be taxing and is definately something that could push someone to consider having an affair. Hes sick of lying to mary and hes sick of lying to sherlock. Hes sick of lying to everyone, he just wants to be out of the dang closet guys! 

 23) E Okay. Im not going to talk bout the almost affair because im still mad at John for it, but I have to talk about the mystery woman whom it involved. E. Earlier I said there was a promo image with a violin with a broken string, the E string. Now, when we learn about the lies and the almost affair, we see E through the reflection of the plane window. so we know shes a mirror. But a mirror for whom? John? Mary? She is wearing a rose on a necklace, and we know mary's name is actually Rosamund.If it's mary why would John be having an affair with someone who mirrors his wife? Maybe becuse he feels that Mary is the affair and his real relationship is with Sherlock? We also see E next to a poster for the seasons villan and the words It's Murder. Coming soon. Hes Back. and if E really is a mirror for Mary than that's not that big of a jump since Mary is murdered at the end of the episode. 

 24) The Vauxhall Bridge The Vauxhall bridge is known for it's statues on the pillars which are hidden to anyone on the bridge, and instead only visible to those on the water... a lot of water in this episode guys... a lot. 

 25) When Sherlock sends John and Mary different texts at the same time. to Mary he says "The curtain rises The last act Its not over." Thats a nod to us, the viewers. Telling us when johnlock is going to happen. the last act. The Final Problem. and not to give up hope because of John shutting out sherlock at the end of the episode. Theyre telling it its okay, its not over, all will be revealed in the last act. 26) water water water freaking everywhere opening, water rosies's mobil has fishes, rosie's baptism. Sherlocks face overlayed with water as hes taking to mycroft about destiny. Sherlock fighting with ajay in lots of water Sherlock meeting with Mary in the rain Sherlock standing on a bridge above water Mary getting freaking shot in an aquarium.... SHerlock goes to therapy and what does Ella have on the table? Water. Guys... come on... 

 27) What to do about John? 

S:I need to know what to do

 E:Do? 

S:About John. 

*increased heartbeat is heard in background* 

 What's the worst thing you can do to your closest friends? Tell them the truth. Sherlock hun you gotta tell John how you feel. 

 28) Molly We only see Molly once in this episode and shes a mess. we know shes a john mirror so john is a total wreck at this point, but is really sorry for shutting out Sherlock. 

 29) Closing Can Samarra be avoided? Im looking at the merchant story as the Sherlock Holmes story as it's always been told. Two platonic friends who are just that. And like how Sherlock wrote his own ending, where the merchant goes to another town and lives, Moffat and Gratiss are writing their own end. One where Sherlock and John get to live free and be together. Free from the 1895 lock around their story. Can samarra be avoided? Well it fades to water and then we get Mary telling Sherlock to go to Hell (no idea what that means gunna be completely honest here) but I think that the whole point of the episode is yes. samarra can be avoided. and thats what their going to do. write a new ending. because as moffat says, if youre not writing it to change something, to correct someone, than you shouldnt be writing it at all. 

 SO there we go. Those are all the things I found in the 6 Thatchers. I would love to hear what you all think,. Thank you to anyone who read all the way through. Im so blessed to have been apart of this amazing journey with all of you. Now all we need is a gay disney princess am I right? Seriously though, I love you all and am blessed to be in such a great community here. 

TL;DR johnlock is real. it will happen. and it will happen in the final problem.

[arplis]

Arplis - News: Securing Your Bug-Out Vehicle Pre and Post SHTF

For all kinds of preppers planning to bug out, your trusty bug-out vehicle is likely an essential component of your survival plans.

Compared to walking out on foot hauling your heavy bug out bag, a bug-out vehicle will help you get farther, faster with drastically less effort all while hauling considerably more cargo than your own two legs can carry.

But for all the advantages they convey, your personal conveyance can be something of an Achilles heel: in any survival situation an operational vehicle may be a priority target for thieves looking to take advantage of disrupted law enforcement.

Those who are desperate to escape may also make a bid for your wheels if they are able. Even those who wouldnt steal your car would be happy to loot it if it is packed full of survival supplies down to the floor mats.

Knowing how to secure your bug-out vehicle pre- and post-SHTF is a skill in itself. In todays article, we will teach you how to do just that.

All Your Eggs in One Mobile Basket

The biggest drawback to using a bug-out vehicle for evacuation and survival purposes is that it pretty much forces you to have all of your supplies, very likely, in one basket.

If the vehicle is stolen or destroyed chances are you are going to lose everything inside it and strapped on top of it in one shot.

This can obviously be a severe blow to your chances of survival, to say nothing of what it will do to your morale; all of that planning, preparation, hard work and investment down the drain in the blink of an eye. Ugh, I dont even want to think about it.

Even if youre carrying a bug out bag within your bug-out vehicle, and you should be, lets be real: you arent going to be wearing the BOB inside the vehicle.

That means if you need to bail out, or otherwise lose your BOV youll have to grab your BOB on the way out, or risk going down to only the survival supplies you have in your pockets and on your belt. Thats not ideal.

And now we come to the real crux of the problem: in many ways a vehicle is an extremely vulnerable container for your survival supplies.

Face it, no car is that difficult to break into unless you are talking about a proper armored car and those are beyond the reach of all but the most financially well-to-do preppers. If someone can break into the car they can access the contents in most circumstances.

Additionally, if they can break into the vehicle then they have a chance to get it started and get away with it, one way or the other.

Older vehicles are typically more vulnerable to hot-wiring, but even the newest vehicle has no protection against carjacking or having the keys lifted off of the owner.

With that in mind, protecting your BOV is going to revolve around keeping the contents (thats the survival stuff you keep in the vehicle) safe and also preventing the outright theft of the vehicle itself.

Accomplishing both objectives requires an integrated, holistic approach to security. This approach will vary somewhat depending on whether it is before or after the onset of a SHTF event.

BOV Security and Protection

Regardless of it being before or after SHTF, we will keep our BOV safe from sticky fingers and prying eyes with two sets of procedures.

BOV security; steps and measures taken to protect the contents of the vehicles from unauthorized access and BOV protection; steps and measures taken to keep the BOV safe from theft or detection.

As mentioned, you will make use of both sets of procedures before, during and after the onset of a major disaster or crisis. They will only vary in the techniques and tactics used depending on the timeline.

Thats enough preamble. Lets get to it. Below youll find a handy checklist for security procedures and techniques and right after that we will dive into the details.

Vehicle Security

Pre-SHTF

Sterilize Vehicle: Remove prepper-centric stickers, decals, logos, etc.

Hide Contents: Contents should be hidden out of sight in compartments, under screens, in decoy container, etc.

Install Secure Storage: Guns, knives, and other sensitive items should be kept in hardened container installed in cabin/trunk.

Doors Locked at All Times: The majority of vehicle break-ins occur with a vehicle sitting at home unlocked in the owners drive way. Your vehicle is only unlocked when you are entering or exiting it.

Post-SHTF

Guard Vehicle: An unattended vehicle is one that is about to get broken open like a piata.

Use Security Coverings: Dont leave obviously helpful supplies in plain sight if at all possible. Keep them under blankets, tarps, etc. A moments indecision could see a thief pass up your vehicle for another, surer mark.

Bury Essential Supplies: Anything you need to keep safe should be buried under a mountain of other cargo as long as it is not emergency equipment: guns, jack, spare tire, etc.

Vehicle Protection

Pre-SHTF

Consider Manual Transmission: Most car thieves today cannot drive a stick shift. The ones that know how are either retired, in jail or dead.

Understand the Threat of Theft: Car theft is big business in some areas, not so much in others. Know what vehicles are high-reward targets for thievery.

Minimize Bling: Expensive upgrades and equipment packages will just make your vehicle a bigger target. This includes major off-road packages and obvious performance upgrades.

Employ Theft Deterrents: Things like the Club steering wheel lock along with smart parking and positioning can make your vehicle difficult to steal.

Post-SHTF

Camouflage and Concealment: In a long term survival situation, all bets are off. Use situationally specific camo and concealment to hide your vehicle from observation. What cannot be found will not get stolen.

Install and Use Kill-switch: You can also make a good argument for this in kinder times. A hidden, discrete kill-switch will prevent the vehicle from starting at all, even with the keys inserted. A nasty surprise for any thief.

BOV Security Pre-SHTF

Youll predominately want to secure the contents of your bug-out vehicle prior to SHTF events by keeping it from becoming a target of opportunity.

What does a target of opportunity look like? Simple: a vehicle that draws attention to itself or has obvious valuables, or the suggestion of valuables, inside.

It is appalling how many thieves simply go shopping for their next heist by trolling parking lots looking for the things they want inside vehicles.

Part of the above strategy is sanitizing your vehicle. What do I mean by sanitize? I mean removing all of the flair, the stickers, the logos and other accoutrement that lets you proudly proclaim what you and your identity are all about to the world.

Im talking things like gun manufacturer logos, aggressively patriotic bumper stickers, labels and decals advertising outrageously overpriced coolers or electronics or car parts. Things like that.

If you choose display that stuff, you are tipping people off that you likely own those things and that they can likely be found within. That can inform a thiefs opinion.

If you dont want to get your vehicle broken into you need to make it a point to keep your valuables out of sight. If your vehicle lacks good hiding places you might consider making use of a good decoy safe.

A decoy safe is something that looks useless and unappealing to a thief, but actually contains your valuables. Sometimes hidden in plain sight is best.

A time-honored decoy safe is an old, cruddy 5 gallon bucket with lots of scuffs, old dried paint and other stains on the outside.

Place your valuables inside the bucket, snap the lid on and simply leave it in the back seat or in the floorboard with an old paint tray and roller beside it and no thief will even look twice.

I know most of you are smart enough to keep things like wallets, jewelry and electronics hidden, but have you considered what other signs and clues may point to things like guns or other specialized equipment being within your vehicle?

You should never leave gun cases, boxes of ammunition, brass cases and similar paraphernalia in plain sight where they can be seen.

Also keep in mind that no vehicle is a secure container on its own. As I mentioned above, vehicles are easy to break into in all circumstances. If your car is broken into, anything in the cabin should be considered lost.

The trunk is slightly more secure, but far from difficult to get into. I do not believe you should keep firearms inside your vehicle at unless you are in the vehicle with them.

However, if you decide to do this you need to make it a point to install a small, lockable steel gun box either in the console, or beneath one of the seats out of sight to provide more security for the gun.

This container should be bolted to the vehicles frame or cabled to a structural member at the least.

Lastly, it should go without saying but keep your freaking doors locked! Most vehicles are broken into when they are sitting in their driveway at home, unlocked, for some inconceivable reason.

The only time your vehicle should be unlocked is if you are entering it or exiting it, the end.

BOV Security Post-SHTF

The situation is going to change in the aftermath of a major disaster, when the sky falls, people are running around acting crazy and all bets are off.

Compared to normal times the chances are very good that your vehicle will be heavily and obviously laden with all of your survival supplies and other gear.

You might even have gear stored on external racks and trailers attached to the vehicle. It will be practically impossible to keep people from seeing that you have a lot of stuff in the vehicle, so we need to protect it in a slightly different way.

First and foremost, you need to guard the vehicle. If there are people around, or if people might be around, you need to keep an eye on the vehicle. Thats all there is to it.

An unguarded vehicle is going to be ripe for breaking into, especially if you are not nearby. Do not underestimate the boldness of the criminally deranged or the truly desperate!

Another technique you should try is the use of security coverings to conceal precisely what is in your vehicle and where it is.

You wont be fooling anybody if you throw an old army blanket over your pile of prepper supplies, but it might keep someone from beelining to it if they do manage to break in.

A more effective tactic that can buy you time to respond in case someone does jimmy the door or smash the window is to bury your valuables that are not emergency supplies when youre on the road. What does that mean?

Lets say you have something very valuable to you, whatever it might be. So long as you wouldnt need it in a fight or to fix a flat tire in a pinch, go on and feel free to bury that stuff under all your other supplies.

Keep things like your guns, first aid supplies, spare tire, flat tire kit, jumper box and so forth on top and easy to access so you can get your vehicle back on the road if you run into trouble, but otherwise, make it as hard to get to the good stuff as possible for any would-be thief.

Vehicle Protection Pre-SHTF

Keeping your vehicle from being stolen prior to any SHTF festivities is mostly a matter of smart risk assessment and not making it look appealing to car thieves.

One certain way to keep your vehicle out of thiefs sights is to choose a vehicle with a manual transmission.

Yt sounds silly, but its true! Stick shift vehicles are kind of on the way out in the consumer sector except for very specialized performance and off-road applications. Most people dont like them or want them and that means they arent desirable to car thieves.

Also keep in mind most car thieves working today dont know how to drive them. All the old thieves that do are either in jail, dead or retired.

Assessing what you are up against should come naturally to preppers, and the same goes for assessing the threat of theft for your vehicle. Make it a point to learn how prevalent car thievery is in your area.

Dig deeper: find out where the troublesome spots of town are, how the cars are stolen and what kinds of cars are targeted. For instance, in the Dallas-Fort Worth and Houston areas of Texas pickup trucks, especially early 2000s pickup trucks, are most commonly targeted for theft.

In certain cities, it might be mid-sized Japanese imports or some other type of vehicle. You should learn what ideal prey looks like to the predators you are trying to foil, and then take pains to make sure your vehicle doesnt look like food.

Speaking of not looking like food, keep the bling and all that other stuff to a minimum on your car. Expensive-looking wheels, body kits and obvious performance driving upgrades will all make your vehicle more appetizing to a car thief.

Even you good ol boys are not off the hook: lifted suspensions, big bore wheels, knobby mud tires and gleaming chrome bumpers all mean bigger paydays for car thieves.

If you try to look like the gray man in public the rest of the time, why should your vehicle shout Hey! Look at me! Here I am! Admittedly, many performance upgrades including off-road ones are very useful in a SHTF situation; youll need to weigh the benefits against raising the profile of the vehicle.

Lastly, consider theft deterrent systems like the legendary Club steering wheel immobilization device.

Used intelligently with a little strategy in parking and positioning your vehicle you can make it almost impossible to steal, or such a pain in the butt to do so that a car thief working the area will look for easier gains.

Keep in mind that a club or similar device will do nothing to keep the contents of the car safe, however.

BOV Protection Post-SHTF

All the things you can do pre-SHTF to protect your BOV from theft will work, mostly, post-SHTF but you will need to be concerned with more overt attempts to steal the vehicle.

Since all bets are off on blending in to the mass of commuter vehicles at large, you should definitely consider camouflaging the vehicle with paint if you are enduring a long-term survival situation.

There are numerous camouflage patterns that can be adapted in almost any environment, rural or urban, and can be easily and quickly applied with simple large paint brushes and field expedient paint.

You should also brush up, perhaps literally, on concealment techniques. You can use brush and other vegetation, camouflage netting, large crates and boxes and almost anything else you can think of to hide your vehicle from casual observation. The vehicle that cannot be found cannot be stolen.

Also, you might consider the installation and use of a kill-switch of one form or another. A kill-switch prevents the vehicle from getting fuel or electrical power depending on the type, and is often installed in a hidden or semi-hidden place in the cabin.

Even if someone were to get the keys from you and try to hijack your vehicle they could not get it moving unless they knew where the kill-switch was and how to deactivate it.

These devices are generally more trouble than theyre worth in kind times, but in high-risk situations where vehicle theft is on the rise or prevalent they do make sense.

What about Car Alarms?!

Im not a fan of car alarms and generally think they are worse than useless from a security or vehicle protection standpoint. Ask yourself this question: when was the last time you saw any passerby respond to a car alarm?

People wont even look up when they hear one unless it goes off right next to them. Now, they can alert the owner of the car that the car has been disturbed, bumped or whatever but that is only useful if they are close enough to hear it and close enough to respond to it.

Also keep in mind the situation that you might find yourself in post-SHTF. Stealth and discretion may become virtues in a bad enough situation.

Do you want to run the risk that your horn can be inadvertently activated either by accident or by disturbance if that would draw bad guys to you or give away your hiding-place? Not a very good idea.

In fact, the vehicles horn and indeed all the lights except the headlamps are often deactivated by personnel using vehicles in high-risk situations both at home and abroad since remaining undetected is often far more important the making full use of the vehicles signaling equipment.

That is something else you might consider doing if you are relying on your BOV during a long-term SHTF situation.

Should You Consider Armored Glass?

Armored glass is a necessary component for armored packages on vehicles, but some preppers think the idea is attractive on its own for overall security because reinforced ballistic glass windows and windshields are much more resistant to other kinds of damage as well, specifically being bashed in by a tire iron or a ball bat.

While their reasoning is sound, I would not consider armored windows unless I was seeking all-around armor protection for the vehicle. The reason being is that they may become a liability in a vehicle extrication or escape scenario.

The heavy, armored glass windows will, as a rule, not be able to be rolled down and are extremely hard to break and not at all easy to kick out.

This could see you and other passengers trapped in a burning or sinking vehicle with no way to escape. Thats hard to think about.

As with all defenses and countermeasures, you must weigh the advantages against any disadvantages.

If you desire armor protection for your vehicle, armored windows with flaws and all will be a necessary part of that. If all you want is more protection against a smash-and-grab attempt, look elsewhere.

Conclusion

Your bug-out vehicle is an invaluable part of your SHTF survival plan, and you can bet on other, bad people realizing the same thing.

Youll need a comprehensive security and protection plan both before and after any crisis event that occurs.

Study up on the techniques, tactics and procedures presented in this guide and start implementing your BOV security plan today.

The post Securing Your Bug-Out Vehicle Pre and Post SHTF appeared first on Survival Sullivan.

Arplis - News source https://arplis.com/blogs/news/securing-your-bug-out-vehicle-pre-and-post-shtf

[fmservers]

Nyca Partners’ Hans Morris hunts for great fintech investments amid volatility

Hans Morris is a name to know in fintech, and as finance and tech sectors prepare for tougher time next year, he has some incisive thoughts to share about the kinds of companies that will succeed (or not) in a financial downturn. The managing partner of investment firm Nyca Partners, Morris also serves as the chairman of the board of Lending Club and is a director of other start-ups including AvidXchange, Boomtown, Payoneer and SigFig. At Nyca, which is on its third fund, Morris spends much of his time meeting with entrepreneurs focused on payments, credit models, digital advice and financial infrastructure.

But unlike many successful fintech VCs, Morris doesn’t have to read about how Wall Street’s history influenced the trajectory of those sectors. He played an active role in shaping them. His experiences — heading Smith Barney’s FIG effort (at 29 years old), overseeing Citigroup’s institutional businesses, serving as president of Visa and advising companies at General Atlantic — have also provided him with an unparalleled financial services rolodex. And for those who believe that financial history rhymes, Morris’ opinions are now especially welcome. Fintech may be entering a new, post-financial crisis phase in which the low-hanging fruit has been picked and macro headwinds outweigh tailwinds. In the discussion below, Morris talks candidly about how he’s approaching investing next year and how he’s viewing fintech M&A possibilities. He was also eager to share his thoughts on ethics in financial services (a favorite topic), the prospects for challenger banks, why he’s branched out into real estate tech, the future of blockchain and some of his favorite bank CEOs.

Gregg Schoenberg: Hans, it’s always good to see you, but I’m especially glad to be sitting down with you now, given that the financial world is convulsing at the moment. Before we get into that, though, I want to kick off with something else: Do you buy into the idea of techfin vs. fintech?

Hans Morris: I don’t. My basic organizing principle, which you and I have discussed before, is around declining information costs. As these costs decline, it disrupts the traditional profit pools in financial services. It’s always been like that. What I would say is that in recent times, some tech companies have done a very good job at building a trusted relationship with consumers, and in some cases with businesses. That trusted relationship obviously provides a significant competitive advantage of information. But that advantage lessens later on. There are so many examples we could point to of companies that were ‘it.’ Then, suddenly, they say, ‘Oh no, our tech is expensive, creates a bad experience and will cost a lot to fix.’

GS: Let’s talk about the present. As you know, the Fed has been tightening, equities are hemorrhaging, the yield curve is getting spooky and talk of a recession is intensifying. To me, Lending Club, right or wrong, was one of the original poster children of the post-crisis fintech boom. But now, I think we’re in a regime change and that the next crop of successful financial innovators will look a lot different. What’s in store for an area like credit delivery?

HM: In credit delivery, I think it’s now pretty well-realized by investors, and certainly realized by capital markets investors, that credit delivery requires capital. So today, I feel that anyone who’s going to be successful in credit intermediation needs to have a very good understanding of balance sheet risk, liquidity risk, and capital requirements. I pay a lot of attention to capital requirements, and the ability to fund something in the teeth of a crisis.

GS: Let’s say we enter a recession next year and see continued volatility across the capital markets. I understand that each recession and bear market is different, but with the fresh capital you’ve closed on, where are you looking to go on offense?

HM: Among the thousands of fintech companies that have gotten some funding, there are companies that are really struggling to get their Series B or Series C done.

GS: Names that have lost their momentum?

HM: Yes. They’ve lost their momentum, and they’ve lost the perception of momentum among venture investors. But in some cases, these companies still possess some very good fundamentals, yet the valuations are a lot more attractive. If that dynamic becomes even more extreme, I think there could be some good opportunities.

GS: Isn’t it also true that the fintech names that suck up a lot of the venture money aren’t always the best underlying businesses?

So when you talk about high-valuation companies, I think it’s unrealistic for banks to be acquirers.

HM: It’s an interesting dynamic. Generally, as long as companies can continue to raise capital, they will keep going even if that isn’t necessarily a rational thing to do. But in some cases, where you see a bunch of companies pursuing a similar strategy, it would be better to pursue a merger because we don’t need tons of companies doing personal financial management, etc…

GS: Do you see the big banks with strong balance sheets, the JP Morgans of the world, getting the green light from regulators to be more aggressive in M&A?

HM: Regulators have clearly been one reason there hasn’t been more activity. The second thing is goodwill. Keep in mind that for a bank, goodwill is a 100% reduction to tangible Tier One capital. So even for JP Morgan to say, ‘We’ll take a billion dollars of our Tier One capital and invest it in a company with no income and maybe positive EBITDA, but maybe not—

GS: —That would take a ton of capital or a ton of conviction.

HM: Well, that company would have to be a very powerful growth engine or solution. So when you talk about high-valuation companies, I think it’s unrealistic for banks to be acquirers. Where banks can be acquirers, and this is what we’ve seen, is where you have a company valued at $60 million, maybe a $100 million, etc…

GS: A Clarity Money.

HM: Yes, a company where the acquisition moves a bank much further along in a development cycle. Where the the bank can say, “Instead of us taking two years to get our real product out, we can get out a state-of-the-art product right now, and it comes with a great team and DNA. That’s appealing.

GS: Appealing, but realistic?

HM: It’s hard to pull off. Often, the team leaves, everything dissipates, and the acquirer ends up writing off the whole thing.

GS: Moving forward, who do you think is poised to make M&A work?

HM: There’s a couple of examples where it’s worked. One is PayPal, which in recent times has done an excellent job of acquiring things and integrating talent into the company. I’m quite impressed in terms of how Bill Ready, who is now COO, Dan Shulman and the management team have changed the tech profile of PayPal.

GS: Well, they’re not a 200-year-old financial institution founded on a winding alley in downtown New York.

HM: Yes, but it was very old-school Silicon Valley, and they had a lot of technical debt. Of course, they had this great mafia 20 years ago, but all those people are gone. I don’t think there’s a single person in the top 100 at PayPal that was there 15 years ago.

GS: Let’s talk specific themes. You’ve already mentioned personal financial management, which I share your skepticism about. What’s your take on the prospects for challenger banks?

HM: I think we’re likely to have a war for deposits with too many different types of firms competing for deposits. Just look at the United States last year. All of the deposit growth we saw was explained by Bank of America, Wells Fargo, and JP Morgan Chase. Everyone else shrank. But if you have Monzo and Revolut come to the US and you look at Acorns, MoneyLion, Chime and fifteen other prepaid models or fully chartered bank models, they’re all going to have a pretty slick interface, and they’re all going to be out there competing for deposits.  

GS: How about the robos and free trading platforms?  As you know, a lot of the younger customers on these platforms haven’t experienced a sustained period of tumultuous equity market conditions.  

I pay a lot of attention to capital requirements, and the ability to fund something in the teeth of a crisis.

HM: I think a great majority of American households should be using a roboadvisor. However, the question is around the relationship between the customer acquisition and the revenue opportunity. In fact, a big part of our thesis with SigFig was to really help drive the pivot over to enterprise-based customers. But generally, and without knowing the details, my sense is that Betterment, Wealthfront and maybe Personal Capital have enough brand to get to the scale necessary to be self-sufficient. I think most of the others are not in that position.

GS: Turning to the mortgage and broader real estate sector, is your view that even if we have a deepening downdraft in housing, the real estate start-ups backed by you and others can do well anyway? Because they are essentially taking an industry stuck in the 1980s and ’90s and dragging it into the modern era.

HM: There’s a lot of room for tech improvement in real estate, and that includes residential real estate as well as institutional real estate. The problem with real estate, and mortgage-related models, is that the capital needs are also significant. So if you end up owning property, the bill adds up very quickly.

GS: I guess it depends on where a company buys them.

HM: True. Look, we remain bullish on them, but I share your concern that if activity stops or if you start having real decreases in property values in certain sectors, some of these companies may end up holding the bag.  

GS: When I saw the Ribbon deal, I was wondering how you and other backers looked at the opportunity at this point in the cycle.

HM: Well, for one thing, you can estimate the likelihood of someone getting a mortgage pretty efficiently. You can be right 99 percent of the time, but even if you’re only right 90 percent of the time, you’re going to be fine. That’s because the certainty that the company offers to the customer is worth it. They also have a great management team and a CEO who is really smart. They’re not naive.

GS: So given all the hype and ups and downs we’ve seen in blockchain, I’m wondering if you remain a long-term blockchain guy.

HM: Here’s the simple fact: The whole financial services industry is composed of ledgers. The reconciliation between entities of that information is a significant expense, particularly in the capital markets businesses. But I don’t buy into the view that it’s going to work better in all cases. The evidence so far is that it works well in some cases.

GS: Where can it work well?

HM: Distributed ledgers can work well when having synchronous data is an essential attribute, and when speed is not necessarily a central attribute.

GS: So, even if the implementation takes longer than the the hype machine suggested it would, financial institutions will get there?

Because money attracts crooks.

HM: They will get there. The cost of change is very, very high. The benefit of it is real. The question is, ‘How’s that cost of change compare to the ongoing benefit?’ In enterprise applications, the ones that will succeed are not ones where you say, ‘Lets rebuild everything within the core functions,’ because the cost and complexity are too great. The much better way is to start at the edge of an enterprise delivering immediate value, and then become an architecture for more things to move over to that.

GS: It’s easier said than done…

HM: If you take the capital markets area, I think it often requires an individual who has a bigger-than-life personality and the leadership skills to match it.

GS: Speaking of leadership, let’s talk about that within the context of fintech, where, as you know, we’ve seen mixed outcomes. You and I have talked a fair bit about how fintech isn’t like other tech sectors, because you’re dealing with money and livelihoods.

HM: Yes, and the activities are regulated, for a very good reason.

GS: When you look at a deal, does the character of the leader trump everything else?

HM: I’d say that the character and capabilities of a leader make a big difference. And to me, in financial services, the errors made, whether it’s 10 years ago or today, are similar. I mean, you have to tell the truth. You have to.

GS: Why is it so important to you?

HM: Because money attracts crooks.

GS: On that note, when I look at some of those who subscribe to the whole blitzscaling ethos, I see it as incompatible with our current climate and especially problematic to financial services. Blitzscaling doesn’t endorse breaking the law, of course, but this whole idea of consciously letting fires burn is a recipe for disaster in today’s financial services sector, right?

HM: Yes, I think so. I’d add that we have a rule in our firm: Don’t invest in any business model where you’re tricking the customer into a profitable relationship. But unfortunately, I feel that there are many business models that do just that.

GS: That’s a bold rule given that terms of services agreements remain dark dens of iniquity.

HM: Well, it’s more than just that. Look at Robinhood. I think it’s a remarkable company made up of unbelievable entrepreneurs. But I do feel that if you say, ‘Payment for order flow is the business model,’ or ‘Margin lending is the business model,’ you’ve got to spell that out. I mean, ‘payment for order flow?’ Most people would be like, ‘What does that mean?’

GS: You might as well be speaking in Ancient Greek.

A VC once said to me that we have too much knowledge about some things. I think there’s some truth to that.

HM: Exactly. I feel, in financial services, the best companies, the most successful long-run stories, will do the right thing for their customers, always. That also means not making a high-profile release of a new product, like a high-interest checking and savings account yielding way above anyone else, before you’ve actually checked with the regulators.

GS: On that latter reference, how accountable is Robinhood’s board for the company’s recent blunder?

HM: I honestly don’t know in what way the board was involved in this, but I think it’s a good example of where a board should put the brakes on an idea until the risks are clear. Sometimes management teams, and investors, don’t want to hear that, but it’s an essential role for financial services companies.

GS: In your career, you have seen your fair share of financial icons rise and fall. Have you ever passed on a deal that wound up being a huge success because something didn’t smell right?

HM: Yes, we have passed on things that turned out to be really good investments, but that’s part of our equation.

GS: In 1997, Howard Marks—

HM: —He’s fantastic, isn’t he?

GS: He’s phenomenal. In one of his famous memos, he asked ‘Are you an investor? Or are you a speculator?’ Given that there are quite a few VCs who have come to fintech in recent years, I’m wondering if you see a lot of speculators.

HM: Most of the folks that I interact with are investors, not speculators. The crypto stuff is pure speculation by almost everybody.

GS: Yes. I wasn’t implying that we discuss crypto.

HM: To the core of your question, I’ll tell you this: There’s this very, very successful VC investor I had a debate with over a deal. My point was that the company in question would need to raise a lot of capital to scale. But that long-term consideration wasn’t especially relevant to him, because he felt the company would have options down the road. We passed on the deal, but now, I look back and regret that decision.

GS: Are you suggesting that you could benefit from having a little more of a speculative instinct?

HM: A VC once said to me that we have too much knowledge about some things. I think there’s some truth to that.

GS: I’m sure that your institutional knowledge has been an important asset on many other occasions. I’ll move on to our last topic, Hans, because I know you have a fund to manage. You know all of the big bank CEOs, right?

HM: Yes.

GS: There’s Jamie Dimon, who defies easy description. At Goldman, you’ve got a banker as CEO. At Morgan Stanley, you’ve got an ex-management consultant. At Citibank, you’ve got—

HM: —You’ve got Corbat. Michael is just an excellent manager who gets things fixed. It’s interesting: Jamie is a fantastic manager of people too, but Jamie brings in his team. Corbat is very good at taking on an existing team and just making them better. Brian [Moynihan] is also really good. I mean he was a lawyer, and when he got the job, I had no idea what he was like. But I’ve noticed that the people who have worked for him are really loyal.

GS: I think the CEOs of the big banks tend to be a reflection of the times in which they operate, right? We went through the period of the trader CEO, which is now gone. As you look down the road, what are the heads of the big banks going to look like?

HM: I’ll answer that question by turning you to Microsoft. What explains the turnaround there? Is it because Satya [Nadella] is such an amazing engineer? No; he’s a great people person. He’s a fantastic manager who put in place a high-quality decision process, which is key to managing a complex organization.

GS: Implicit in my question is whether or not these organizations are going to be as big and complex as they are now. Specifically, I’m referring to the supermarket model that you were involved in helping to construct. Does that remain in place?

HM: Keep in mind that liquidity is a very, very important aspect of a financial marketplace, and having access to core liquidity that doesn’t change frequently is very important. The professional money obviously switches very quickly. But things like core deposits, pension flows and corporate cash tend to have the longest time-frames to build access to. But when a bank has access to deposits that don’t move much, it enables it to fund the liquid financial assets. That’s so important for when you hit a liquidity crisis.  

GS: So the big bank model is here to stay?

HM: Yes, I think it’s going to be around for a long time.

GS: Well on that note, Hans, I wish you luck in navigating whatever the future brings. Thanks for sitting down with me and sharing your wisdom.

HM: It’s always a pleasure speaking to you, Gregg. Thank you as well.

This interview has been edited for content, length and clarity.

Via Gregg Schoenberg https://techcrunch.com

[survivekohsai]

Episode 10 - I’m So Dumb ~ Bryce

Okay I love an instant tribal! SIKE. I was in the car having to just yolo what was happening. I voted linus and was right so iconic! I need to make sure eric knows I didn't vote him so that we can work together. Jackson wanted linus gone and Richie wanted Eric gone so I had to choose a side. I went with voting linus because I thought that it would let  me be closer to trixie and quillynn that way and possibly take a shot at regan because i was afraid her and linus were close. Now I need to make sure to work with Richie tho so that we're close and actually maybe vote eric idk? Theres a lot of power players and atm Jackson is my partner but he could be playing everyone. I still have my idol at f7 which is so fun only two more oppurtunities to use it so I might be targeted. Me Eric Jackson Trixie Quillynn all have our idols i think maybe regan too. SO its awk I think Im playing my idol next time or  I need to make a strong 4. I think that I can get richie I just need to see who voted who in this round. I think the eric votes were richiex2 and regan and linus. so everyone else didnt vote that way. Also richie played his idol because regan didnt respond to him so maybe they arent as close as i thought they were.

Hi I'm Jackson and this is my nine-and-a-halfth confessional. I'm writing this after the instant tribal because it was wild and I know Rob is thirsting for the details 👀 So at the first tribal, everything went the way I had hoped. RTP went home (although not before dropping another vote my way, I wonder if he hates me lol) and Richie wasted his idol! Woo! My purposely acting super fake worked. I waited hours to respond to his messages and then acted super overly nice like I was planning to blindside him and he bought it. I love reverse snakeology ! So then Rob finally dropped the bomb on us that the lists we had submitted of who we want voted out most to who we want out the least were for an instant tribal. We only got thirty minutes to decide who to vote out (and everybody who wasn't around voted based on their list), with Regan being immune since she got the burger from the survivor auction. So I hit the ground running. I immediately hit up Quillynn and Trixie and floated the idea of taking Linus out. It was the safest option, and if Richie's envelope advantage turned out to be a clue to another idol, it was best to not go for him on such short notice. Then I was approached by Bryce and Richie, and I was able to get Richie to admit to me that his advantage was actually a double vote. I didn't want to believe it 100% until he actually played it, but fortunately he did so in his effort to blindside Eric, which I eventually decided not to be a part of. Eric was super extra on the live tribal and I think he's rubbing people the wrong way (including Rob oop) so he's a good person to bring farther into the game I believe. In the end, Linus was voted out 5-4 (with the votes for Eric being from Linus, Richie's doublevote, and Regan who went by her list), and I'm pretty satisfied. I would've been happy if Eric played his idol but I think we can make it work next round. I hadn't forgotten about Linus' flipping on Akito (who I would've taken to the final 3 in a heartbeat) and it felt good to give it right back to him. Okay that's about all that happened on my end, I'm ready to try to get that immunity necklace back. Byeee

okay so im a fucking mess in this game.... i played my idol and wasted it because there was some mysterious figure going around throwing my name out.. everyone but jackson came to me and said that my name was being thrown out and regan told me that she was told to tell rtp my name so clearly shit is going down but before the vote i hadnt heard from regan when i confronted her about rtp telling me that regan threw my name out so i was paranoid and i played my idol and it was dumb because hi instant tribal 2 minutes later!!! the instant was terrible because only me, jackson, eric, and bryce were online so trixie, linus, regan & quillynn couldnt be contacted to discuss the vote so half of the votes were a mystery.... linus was my #1, i have a good relationship with regan and trixie, ive had some game talks with bryce and quillynn that i feel like i could work with them if i needed to so it seemed like eric was the person i had the least connection with on this tribe but he was online so he would be able to play an idol if he thought he was in trouble... also the other name being thrown around was linus and i did not want that at alllllllllll.... i probably should have tried to throw one of the people who werent online at the time under the bus so that the fear of an idol play wouldnt be there but that would have only been regan, trixie, or quillynn and i didnt want to vote out regan or trixie under any reason and i know jackson and q are friends bc he's her mood message theyre not subtle so like i couldnt get jackson on my side for that so i came up with a plan that if me jackson and bryce all vote for eric thats 3/8 and i play my double vote advantage i won in the auction then thats 4/8 which would be enough to cause a tie but i was saying that since the people who werent active at the time would have their votes be cast by their lists that the votes would be all over the place so that the vote would look something like a 4-2-1-1 or something of the sort so that our 4 would have the majority.... and to ensure that eric wouldnt play his idol i went to him and ensured him that the plan was to vote out whoever he wanted and sell the fact i was with him none of that worked askdjhfkasjdfhaksfjh it came down to 4-4 votes between linus and eric and then the last vote comes in andddddddd it's for linus.... so not only did my closest and only real ally in this game leave but i also played my idol and my advantage + i just lied and fucked over eric so hes still in the game knowing that i just lied to him and used my advantage to try and vote him out......... im fucked huh lmao 

Regan Medevaced

Alright, so time to explain my full strategy since I haven't really had time to make full confessionals. My main alliance is with Jackson and Trixie, where I have been going under the radar, trying for Jackson to make all the moves for me, while I slide past another tribal. Jackson is also the only person I can trust because he trusts me. Richie and I had something going but he probably voted against me last tribal, so I have to rethink that. Quillynn NEEDS to go because trixie and quill will obviously take eachother to finals. I need trixie to trust jackson and myself more. I also need bryce and richie to think we are turning on eachother because I wouldn't be surprised if they thought we had something going on. I am glad my UTR strategy got me to f6 but this is when I need to make my move. I have something to say about having people make moves on my behalf, now I need to say I am capable of making my own moves. Wish me luck <3

IM SO DUMB LITERALLY I COULD HAVE WON IMMUNITY. I threw two questions so that eric wouldnt be extra mad at me and  then i lose by one point. and its f6 now so i wanted to win this I didnt care about f7 immunity. I wanted to be immune f6 idol f5 regan leaving is so annoying JKDSFJKSD its so easy to send in a list. I am going to have to blindside someone now or maybe idol ugh. I think eric is the easiest to blindside since hes away a lot. UGH more confessionals tomorrow i feel so dumb askdfhadsjkf

So I got Jackson on board my plan which is to get people to use their vote only on me so that I can waste their votes when I use my idol. There is no way I am not using it this round. Clearly the plan was a success because Richie came straight to me as soon as Jackson told me about the plan. The best person to go for my game right now would be Quillynn, so I would just have to throw the vote without telling a soul and praying that my plan worked.

I just told Jackson that he should vote me and I will vote someone else. If the plan goes perfectly, everyone will think the vote is me or Jackson, and I will have the deciding vote. The only thing to do now is to make people think that one person will unknowingly get a vote so that everyone doesn't freak out and play their idols.

Everyone is going to idol and its gonna be a mess! Woo!

I’ve offically tied my record in a survivor game by making it to top 6 and i’ve like barely tried compaired to my usual effort, I guess playing UTR does work huh. Also I doubt i’m leaing since we’ll like all be idoling

So my plan worked and now Richie at least appears to be going full on against Jackson (at least if what he has been telling me isn't lies). Right now, I could either go rogue and vote Quillynn, a move I need for my own game. This would be good for my game because Trixie and Quill have an obvious deal together, and I want Trixie to trust Jackson and myself more than Quill. But right now, if Jackson and I appear to be against eachother, it's also smart that we vote eachother expecting an idolpocalypse, which would reset the round with no one having idols. Although my current main target wouldn't be eliminated, Richie appears to be against Jackson, and Jackson now trusts me, and vice versa. I didn't even realize until it was all said and done that I basically asked Jackson to throw himself under the bus and he did just that for me. For that, he has my trust, for now. I don't know what's smarter for my game. I just want to make it to the next part of the game. This is definitely a thrussy thrasher.

[3:27:05 PM] Bryce: i heard people are doing eric [3:27:15 PM] Bryce: and then like if he idols then everyone idols i guess? [3:27:19 PM] Bryce: and we reset idk [3:27:22 PM] Bryce: I'm scared! [3:27:34 PM] Richie: obviously i’m down for that because i tried to get him out last time and failed [3:27:46 PM] Bryce: yaaa like same my b about last time KFDSK [3:27:58 PM] Richie: however i need to talk to you about something [3:28:10 PM] Bryce: okay [3:28:23 PM] Richie: trixie and quillynn just went to final 2 together in another game [3:28:36 PM] Bryce: Omg woah oh in unoava? [3:28:37 PM] Richie: and jackson and quillynn are good friends from outside the game [3:28:39 PM] Bryce: go them! [3:28:41 PM] Bryce: oh wow yikes [3:28:42 PM] Bryce: KJDSFHKJDS [3:28:52 PM] Richie: so if we vote out eric [3:28:53 PM] Bryce: i love knowing no one... [3:28:55 PM] Richie: and those 3 and us 2 [3:28:59 PM] Richie: we’re fucked [3:29:30 PM] Bryce: hmm true so we would have to make the move and work with eric? does he know you voted him last time [3:29:43 PM] Richie: theres no scenario in that final 5 where the 2 of us survive [3:30:43 PM] Richie: id probably be taken out before you at final 5 if i lose immunity but then you’d be in a must win situation in final 4 where if you lose you’re fucked [3:31:03 PM] Bryce: hmm yeah ahh ugh i didn't realize that people all were like in games and knew each other [3:31:13 PM] Bryce: that's so troubling yikes! [3:31:23 PM] Richie: and even if you’re in final 3 with 2 of them they have the friends on jury and its apparent from touchy subjects that jackson is seen as the ringleader of this game [3:32:02 PM] Bryce: wait but i was just talking with quillynn about her mood message because it said 7-2 loser and she said she was a little sad about the outcome so maybe she isn't close with Trixie as much now after the end result? [3:32:13 PM] Bryce: yaa Jackson got a lot of good stuff [3:32:27 PM] Richie: i didn’t get a single answer lmao [3:32:28 PM] Bryce: i didn't realize at the time that the 7 voted for Trixie tho [3:32:41 PM] Bryce: omg yaa robbed your Nicole gifs are always great and humorous [3:32:47 PM] Richie: I’m irrelevant in this game lmao [3:32:56 PM] Bryce: i thought everyone was voting you for funny one KDHS [3:33:28 PM] Richie: i mean i obviously deserved that because I’m hilarious and amazing but even i put down trixie bc i don’t talk to anyone enough for them to realize how funny i am adsfj [3:34:33 PM] Bryce: hmm okay so our plan would to be what exactly? like we would need eric on our side right? because if he makes it to f5 and we get one of Jackson Trixie or Quillynn out then wont they just work with him and we're in the same position [3:35:33 PM] Richie: yeah I’m thinking if i go to him and talk to him about that group of 3 and say like the best route for him is for the 3 of us to go forward together [3:36:15 PM] Richie: then he goes to them and tells them he’s with them and acts confidently enough into making them think he won’t play an idol??? [3:36:38 PM] Bryce: hmm okay yeah for it to work he has to be with us so we aren't just doomed again at f5 [3:36:50 PM] Bryce: wait he tells them that me/you/him are a thing? [3:36:55 PM] Bryce: wont that be bad? [3:36:57 PM] Richie: nooo [3:37:21 PM] Richie: I’m assuming that they’re going to tell him that you’re the vote for the night [3:37:32 PM] Richie: because they won’t use any of their names for the decoy [3:37:36 PM] Richie: and you’re the only other option [3:38:08 PM] Bryce: ooh smart yeah [3:38:16 PM] Richie: so if he goes to them and says like hey ill vote out bryce i trust you guys [3:38:29 PM] Richie: and then we tell them we’re voting eric [3:38:53 PM] Richie: so they think it will be 5-1 eric and hope that eric doesn’t play his idol [3:39:03 PM] Bryce: oooh okay wow this is good if we can pull it off [3:39:14 PM] Bryce: just need eric to not leak [3:39:48 PM] Richie: the only thing is that if eric plays his idol and they’re like fuck and play theirs after [3:40:08 PM] Richie: but i think its worth the risk [3:40:31 PM] Richie: bc i’ll take the gamble that at least one of them won’t be around to play their idol live [3:40:35 PM] Bryce: ooh yaa but even then wed all play idols and itd reset right [3:40:50 PM] Richie: yeah that would be worst case scenario [3:40:52 PM] Bryce: and me you eric are then in a 3 v 3 situation ahhh okay cant let hat happen [3:41:14 PM] Richie: i mean its a very risky play [3:41:36 PM] Richie: but the alternative is just voting out eric and taking our chances in final 5 immunity challenge [3:42:43 PM] Richie: if it works we’re on a path to the end if it doesn’t then we’re in a shitty position but we’re in a shitty position anyway [3:43:09 PM] Bryce: i just feel like everyone voting eric and then he idols and then we reset and vote him out again is easier?  i just don't want to do this and unite the 3 against us if they aren't actually together [3:43:39 PM] Richie: well i’ve known that jackson and q have been together for a long time [3:43:49 PM] Bryce: like maybe theyre just playing me but i don't think that those 3 are a super tight thing and that wed be able to swing someone on our side at f5 i thought that Quillynn and you were super close [3:44:17 PM] Richie: you know i wanted eric out baaaad [3:44:32 PM] Richie: i really like q trixie and jackson a lot [3:45:04 PM] Richie: but i just can see whats going to happen and it doesn’t look good for either of us and id hate to just go along with the plan bc i like them and then we’re fucked [3:47:01 PM] Bryce: omg ahhh i just don't want to make a play that blows up in our face when maybe its unnecessary like i don't see quilynn and Jackson both wanting to go to the end together esp when it she just lost a game so she prob wants to win this one and Jackson is seen as the one in charge so its more likely hed win [3:48:46 PM] Richie: i do think that if we vote out eric tonight and then we could possibly get trixie over to vote out jackson next time [3:49:00 PM] Richie: but if eric leaves tonight then jackson still has his idol next round [3:50:03 PM] Bryce: hmmm ahhh true wed all have idols but you and then youd have to win immunity or be ciried out [3:50:54 PM] Richie: true [3:51:04 PM] Bryce: ugh [3:53:58 PM] Richie: http://78.media.tumblr.com/7e38d14c8d831bc876c2b19403502d66/tumblr_ov5fnf06f01vzwwmeo3_250.gif [3:54:42 PM] Richie: okay [3:54:59 PM] Bryce: I'm like cleaning my room and trying to think [3:55:19 PM] Richie: what if we vote eric tonight but tell him to play his idol so that sets off the chain reaction of everyone playing their idol so we start final 6 over fresh [3:55:23 PM] Bryce: if we vote out eric we need to make everyone use their idols so that you don't get ciried [3:55:27 PM] Bryce: yeah [3:56:04 PM] Richie: then final 6 round 2 we either try and talk to one of them to make it 4-2 or we vote out eric and then final 5 we make out move without any idols in the way??? [3:58:10 PM] Bryce: yeah I think that's the best way just make sure that eric doesn't out who told him to play it and then everyone idols and we do 5-1 and then we can get Trixie on our side at f5 [3:58:41 PM] Richie: we can maybe make an alliance chat with eric tell him we’re with him but we’re going to vote for him tonight so that they think that we’re with them and can try and get one of them on our side to save him next time [3:59:23 PM] Bryce: okay yeah just have to be careful eric doesn't leak because Jackson said they were close [3:59:28 PM] Richie: ugh [3:59:49 PM] Bryce: he said he talks to him but then he also was the first person to throw his name out for this tribal to me [3:59:54 PM] Richie: same [4:09:43 PM] Bryce: I tried talking to eric and he said no one threw out any names yet so either its true or hes been told me and hes just not mentioning it to me [7:46:50 PM] Richie: im nervous [7:47:01 PM] Bryce: omg me too FKDSJH [7:47:04 PM] Richie: i talked to eric a lot [7:47:28 PM] Bryce: ooh what did he say [7:47:31 PM] Bryce: is he idoling? [7:47:42 PM] Richie: i told him to [7:48:56 PM] Bryce: okay get ready for a reset! [7:49:00 PM] Bryce: who is he voting? [7:50:55 PM] Richie: he wants to vote jackson because i told him it was jackson who threw his name out [7:51:15 PM] Bryce: ooh ok that's the tea lets have such a fun tribal I'm ready [7:51:23 PM] Bryce: but like so nervous [7:51:24 PM] Bryce: KFKSJDFHJKS SCREAMING HATE THIS TRIBAL SO MUCH ITS RESETTING ALSO RICHIE IS DOING THIS BECAUSE HES GONNA GET CIRIED IF HE DOESNT WIN IMMUNITY AT F5!!!!  im so confused

i tried to come up with like 50 different plans tonight lmao... i found out that trixie and quillynn just went to final 2 together in another game bc of quillynns mood message which is the same way that i realized jackson and q were friends so she needs to watch that bc thats how im getting all my tea lmao i talked to bryce and i outlined the fact that trixie/quillynn/jackson are a dangerous trio and if we vote out eric tonight then we'll be final 5 with those 3 and they'll have majority... i dont really know if i believe that those 3 are actually a real alliance but thats not stopping me from trying to turn bryce against them to put the target there idc if its true i had just enough info to make it seem like its true.... i manically came up with like 10 different plans where we try and form a 3 person alliance of me/bryce/eric and take out one of those jackson/q/trixie so that we had majority in final 5 (mind you i literally just used a double vote advantage to try and vote out eric and with regan being evac'd i'm the only person on this tribe that voted for eric those those 5 all voted out linus at the instant and now here i am trying to get eric to trust me and work with me to vote out jackson who 2 days ago i told an explicit plan about how i wanted eric out and what i was going to do and here i am baiting eric with a very small tea of jackson saying eric's name once lmao) anyways  none of those plans work bc they hinge on eric playing his idol and if eric plays his idol then they all play their idols which isnt the most effective play but my original idea once i won immunity was to cause as much chaos as possible so that everyone is paranoid and plays their idol that way i'm not cirie'd next time bc im the only one without an idol...

Voting Confessionals

(Voting for Eric) this sucks but I think  its the only possibility

(Voting for Eric) http://78.media.tumblr.com/276b29c6a519f0e7b5c71e7715f4f979/tumblr_of3pgb9XZH1vzwwmeo7_r1_250.gif

(Voting for Eric) hey you know why i'm voting for you so no big deal

Everyone played their idol.

Everyone is immune.

Quillynn, Jackson, Bryce, and Richie voted Eric.

Trixie voted Bryce

Eric voted Jackson

[beardedwinnerobject-blog]

Villa Grande California Cheap car insurance quotes zip 95486

"Villa Grande California Cheap car insurance quotes zip 95486

Villa Grande California Cheap car insurance quotes zip 95486

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I recently broke my glasses that ive had for two years. I am currently in a predicament that does not permit me to spend alot of money on a new pair and to make matters more complicated, i do not have any insurance. I cannot apply for medicaid so that is not an option either. I need a fast alternative or some ideas as to how I could go about buying a new pair preferably under $100. I constructed a plan of buying my own frames and having the lenses filled but all the optical offices i called do not allow that method, they prefer you to buy their glasses. Thanks (:""

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Hi all, I'm about to get my first new car but I'm not sure about the insurance. Do I have to buy the insurance first and then go the the dealer and finance the car? Or do I when I get the car from the dealer will they give me like a 1 day policy so then I can buy insurance? And no, I don't want to get insurance thru the dealer just the financing. P.S. If it is of any help, it is a Mazda3 that may cost me $18,000 as off 1/28/07. Thanks.""

Car financing and insurance?

I would like to know what happen if I finance a car and I wreck the car and I don't have insurance at the time I wreck the car.

What is the cheapest car insurance if you have bad credit and low income?

What to do if you can't afford car insurance

Insuring a VW Beetle?

i really want a red VW Beetle, the newer version, but not really new so it costs tons. I would be a 1st time buyer at 17/18 years old. what is the average price for that car and what does the insurance cost nowadays?""

Insurance on a 2004 hyundai tiburon GT?

im 16 and i want a 2004 hyundai tiburon GT for my first car and was wondering if you could give me an estimate on what the price would be for insurance each month if it is under my dads name who is 47 he also has an avalanche an armada and a 2500 dodge ram under his name if that helps?

Motorcycle insurance cost for m1?

16, live in canada, suzuki gs550, cheapest insurance? p.s. heard statefarm lets you do it by month, how much would that cost?""

Price of insurance for a 2002 Porsche Boxster?

My uncle's selling me his 2.7l 2002 Porsche Boxster. I'm a 16 year old boy and this will be my first car. What do you think the monthly price of insurance on it would be? I know that I should ask an insurance agent, but I just want to know what I should expect it to be around. Thanks:)""

How much insurance costs for Yamaha YZF-R125?

for 21 old male as a learner in uk ..

What is an average estimate for insurance on a 1991 convertible for a 19 year old male?

The car is not red and i'm talking just liability.

How much is car insurance?

I'm 17 years old male and i have a 2001 ford mustang in great shape I live in Nashua Nh. and I just got my liscence. can anyone tell me how much my insurance would probley be?

Villa Grande California Cheap car insurance quotes zip 95486

Villa Grande California Cheap car insurance quotes zip 95486

MemberSelect Auto Insurance?

I have AAA right now and paying way more than I should-when I told them I was switching to progressive they wanted me to check out the quotes from their new insurance company-I have to say they're very competitive but I'm leary of going with a company I've never heard of...anyone a member of MemberSelect who can tell me about their experience?

No car insurance automatically suspends CA driver's license?

So apparently in CA, if you stop paying your car insurance (I had to), your vehicle registration is revoked and your license is suspended automatically, and you get a notice in the ...show more""

What happens if u get caught driving alone on a permit in California?

So last night, I was stupid enough to go out and get food on my permit around 8pm alone. I also forgot to turn on my headlights, I thought I turned them on but apparently I only turned on my parking lights. And I got pulled over, he gave me a ticket for 12500(a) cvc for unlicensed driver, and 24250 cvc for driving with no headlights at night. I wasn't driving bad, I just didn't have my headlights on. I have to show up to court next month, what is going to happen?... I live in California. Thanks. AND JUST WONDERING, WILL IT SHOW UP AS A POINT ON MY RECORD? AND HOW MUCH WILL THE INSURANCE RISE?""

Would insurance on a 95 Mustang GT be extremely high?

Would insurance on a 95 Mustang GT be extremely high?

Switching to liability only car insurance?

Hi. I just moved to a new state with ridiculously high car insurance rates. My new rates are nearly double what I paid in my old residency. If I switch my coverage from full coverage, to liability only, how much would I save (approximately?) I currently pay nearly $230 a month on car insurance for full coverage. About how much would liability only be?""

Which candidate do you agree with on Health insurance?

A=Mandatory universal coverage in first term. Tax credits for working families to make insurance more affordable  ensuring premiums do not exceed a percentage of income. Business would be required to offer insurance to employees or pay into a pool for people without it. Expand Medicare and federal employees' health insurance plan to cover those without adequate workplace insurance. Raise taxes on wealthier families to help pay estimated cost of $110 billion a year. Also, raise taxes on a portion of very generous plans covering people making more than $250,000. B=Mandatory coverage for children, no mandate for all. Aim for universal coverage by requiring employers to share costs of insuring workers and by offering coverage similar to that in plan for federal employees. Says package would cost up to $65 billion a year after unspecified savings from making system more efficient. Raise taxes on wealthier families to pay the cost.""

Good mobile insurance companies?

I'm getting an iPhone 4S and I want to feel as though I've got back up if something went wrong (I'm very clumsy too at times) and I've been through lists of insurance companies and they're either too expensive or have bad reviews about 'receiving refurbished phones' Can some one tell me a good company they know of under 7 per month and/or even better someone whose had a claim and they were a good company?! Really stressing out!

Does anyone know a good affordable health insurace that offers maternity coverage? if so please help?

Does anyone know a good affordable health insurace that offers maternity coverage? if so please help?

I need help finding the right health insurance?

I am 21 years old female I'm married no kids. I am having problems with my knees I can not walk without pain or swelling involved on virus knees, because of this pain I have not ...show more""

Getting car insurance with a suspended license?

I posted this question a couple days. I thought I would share my information. My son (not having a valid Drivers License) was able to obtain car insurance through a reputable insurance company. We went to the DMV and got his new registration for his car, and showed proof of insurance. He has 45 days to show he paid his tickets and his license was reinstated. Just thought I would share this information.""

How much is car insurance on average for a 17 year old driver?

I'm 17, and having to pay my own car insurance every month. How much is that going to cost me each month? I have Farmer's insurance.""

How to get my car insurance in my name?

i am going to break up with my boyfriend, but my car insurance is in his name.i want to be independent , so how to get it over in my name. he refuse to help me out. did i mention how much i dislike him.""

Will my insurance raise if neither party gets paid damages?

I got in an accident and it is my fault. I traded info and immediately told my insurance company. It turns out that the other party tried to commit fraud on the case, got caught, and will not get a claim now. Though I do feel bad as it is ultimately my fault, my car has no damage so if neither party gets collision claims will it go on my record or raise my premium? It seems like it shouldn't but I feel like it will. Thank you.""

How can i get health insurance?

I'm no longer on my father's insurance plan which he gets from his job. I'm not working right now and I'm not in school either. I'm going to have to go to the dentist soon for a check up, to get a chipped tooth fixed and maybe to get invisaline. I also have to go to an opthomalagist because i'm considering contacts again, either contacts or prescription sunglasses. And I'm gonna have to go to the doctor at some point. I know all of that will cost a hell of a lot of money without insurance. I can't afford to pay for that. Is there a way I can pay for insurance that will cover dental, eye doctors and a regular physician without having a job with insurance benefits? How much would I be expected to pay? Is it monthly? Would there be a copay? Thanks for any help you can give me.""

Car insurance?

after a claim with my car insurance they wanted the policy payment in full,i would;nt pay it at first because of the crap service i recieved.4 weeks later i said i would pay as long as my policy ran its term they refused but still want the policy money.now they wont release my no claims bonus until i give them the money. what can i do ?""

State Farm or Allstate Car Insurance: Which one is Better?

I'm trying to choose between the two...which one is better?

Will my car insurance go up?

I pulled out in front of someone and they rear ended me and im at fault..and iam 17 years old so will my insurance go up, and if so how much? i have state farm""

""Where do i go if I'm pregnant with no insurance in Houston, Tx?""

i am pregnant for the first time, i do not have any insurance and i don't even know where to go get my check up, and what do I need to be checked on so that my pregnancy will be ok.""

""Im 17 and got a DUI, will this affect my insurance when I turn 18?""

I realize this was the dumbest decision me and my buddy have made in our lives. Trust me I dont want to be near a vehicle for a while. I have lost my license for only 90 days, the cops were very respectable about, and did not criminally charge me, although they were good at scaring the **** out of me. It will also cost me 500$ to get my license back after the 90 days, and my car has been impounded for 30 :(. I live in British Columbia, Canada and the car I was in is my parents and I am registered under them. Again, I feel ******* terrible about it and glad I didnt injure anyone, especially someone not in my vehicle. - The drinking age is 19, he didnt charge me for under age thankfully. - Im not considered an adult until I turn 18, you sure this will stick with me?""

Cars that have cheap insurance?

im 18 and just passed my driving test, but unsure of what car(s) are cheap on insurance and road tax, is there a site i could go on to find the information i require?""

Cheap car insurance 22yr old just passed test but have been banned for drink driving?

hi all i've been banned from driving and now i've passed my test i need cheap car insurance but everywhere i go is way to high for me. any advice please?

Will a hyundai tiburon considered a sports car to insurance companies?

i want one for a first car. but mom is worried it will jack the insurance since im a guy

""Got into an accident , I have no car insurance but my dad has car insurance , will my dads insurance cover me?""

I failed to yield , I'm supposed to appear in court, what will happen? I'm under 18 and live with my parents and the damage wasn't a lot , just a scratch on the car I hit, will my dads insurance cover me? I don't use it a lot? What will happen? I also live in Illinois""

Car & Insurance ??? Help me please?

Im 15 and im looking at cars so i know what im saving for. i know its abit early but im looking to star driving straight away. I am looking for a nice powerful car with nice boot space, and i know that the cost will be around 10k but im worried about the insurance ... what would be a good car to buy ?? thanks for all your answers""

What will happen with my car insurance?

ok so i was driving my brothers car and i have my g1 i went to money mart and back home about an hour later police came knocking on my door asking if my brother was in a car accident so we went down to the station and the officer asked if i was driving his car i said yes , he then said that the other man that was sitting in the station got my plates and said i hit his car and cracked his bumper (very minor crack) so i said no and then officer assumed i was lying and made me write up an accident report. after when i was leaving the station the other guy asked if we could solving this without going through insurance so we exchanged numbers (their was no damage at all to my brothers car & no paint or anything on their car to prove i hit it) the next day they called and said the want a whole new bumper they dont want it patched up and they would get me a price quote they then got me a quote for $1475 for a while new bumper from ford i told them im not paying that much the only way im replacing the bumper is if my mechanic does it he said ok so i went to my mechanic told him the whole situation and he said i shouldnt be replacing the whole bumper for somthing that small but he still ordered the bumper for me i had to put a $400 down payment for the bumper and $300 after its put on. the bumper came in 2 days later and they brought their car for it to be put on when we got there they got pissed off and said this isnt a bumper straight from ford and they dont want it and left ( the bumper was brand new for the same model car and had the exact paint coat match just that it wasnt from ford) they then call me threating to take it through insurance if we dont get it from ford so i lost the $400 down payment for the bumper because they cant return it after its painted so i told my mechanic to order it from ford. but when he called for they said the dont have bumpers for that model anymore, i then call the people back and told them to take it through insurance because my mechanic cant get that bumper. So what will happen to my brothers insurance hes under 25 with his g2, and i had my g1 but it was on private property where they said the incident occurred the officer even said he cant charged me because its private property PLEASE HELP!""

Villa Grande California Cheap car insurance quotes zip 95486

Villa Grande California Cheap car insurance quotes zip 95486

https://www.linkedin.com/pulse/tip-cheap-car-insurance-young-drivers-box-andrew-solomon/"

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"connecticut title insurance endorsements

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BEST ANSWER:  Try this site where you can compare quotes: : http://financeandcreditsolution.xyz/index.html?src=tumblr 

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How much would insurance be on a 99;-00' mustang gt for a 17 year old?

I'm buying my first car and i'm determined to get a mustang...i'm truly working my butt off to buy it. and i was just wondering how much insurance would be on it. the car would be added to my parents policy under one of there name's, but i would be driving it. so i was just wondering how much a month i'd be looking at paying. Additional details: -eagle scout -A B student - no wrecks, tickets, anything thanks for the help!""

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I don't want a quote, and I don't want an american insurance bracket or whatever they're called, just, if you could, name a car that would be about the same as an Audi A4 to insure. 1.8 litre, say, 2000-2002, I hear they're cheap to insure but, if anyone could confirm or deny I'd appreciate it.""

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I have been looking around for a low insurance rate for my Cagiva Mito 125 Motorbike, does any Mito owners know of a good insurer for that bike and how much did you pay?""

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Are there any cars which are very cheap to insure? I have at several but insurance is still quite high, how do i know which will be lower than others?""

I'm a teenager in need of cheap reliable car insurance.?

I work for myself and I don't want my parents to pay for insurance anymore. I want to know any cheaper insurance companies that will on minimal basis (pay for damage of other driver) of needed. I'm a student studying to become an esthetician and work part time. Thank you.

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Today, while driving home from school, an officer stopped me. I pulled over and proceeded to give him, my license, registration, and insurance. However, I was not given a ticket for speeding, but for failing to produce insurance. He told me that copies of insurance do not count, yet I gave him not only a copy, but the original which had been torn. Will I be charged with failure to produce insurance, even though I had a copy, and the torn original ?""

How much would my car insurance cost?

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Can you pay car insurance monthly without extra charges?

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How much price of the car drops after a accident occurs?

Rear ended............. car bumper is damaged honda civic ex sedan 2008 ?? The insurance wanted to estimate a diminished value for car and I just want to be prepared to know around how much would be rational. Thank You so much.

What company has the best health insurance at an affordable cost? and which companies should I stay away from?

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I'd like to get a cheap used car for personal use. I'd spend less than $2000 on it, so it'll be at least 10 years old, I imagine. I'm a 22-year old female. I have my Driver's Ed certificate. I live in Alberta, Canada. I have never owned a vehicle before so I have no history of accidents or tickets or anything. I've had my license for about a year now. If you know anything about insurance, can you please tell me approximately what my monthly insurance payment would be? Any help is much appreciated! Thanks in advance!""

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Why is a car insurance trying to settle a car accident claim fast?

I was in a car accident. The other driver did a squat and stop scam. (the driver speeds out quickly in front of another driver so he/she wont have enough time to stop and then sit there so the other driver can hit him/her) However, the other driver's car insurance trying to settle quick. The driver's car insurance company did their investigation and came to an conclusion that I was at fault.. (yeah right) The accident happen on 4/20/11 and they trying to settle on 4/28/11. (eight days later) When I mentioned that my attorney was handling the case. All of a sudden the company sending me letters claiming it my fault and I have to pay for my own damages. And, that I have so many years to take the claim to court. (hoping that I want) I just fax everything over to my attorney. I am still going through therapy. I do have car insurance. So, why is the driver's car insurance company trying to settle the claim quick when they was actually at fault? Please, only knowledgeable people reply. Thank you so much Note: The driver's girlfriend was told to fake she was injury because she is pregnant. Also, the driver came out the wrong exit of the driveway speeding..""

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connecticut title insurance endorsements

connecticut title insurance endorsements

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The state of California has closed a loop hole in the law that allowed people to register their cars with phony insurance or to register with good insurance and cancel a short time afterward. Now when you cancel your insurance, the insurance company will notify the DMV electronically and you car's registration will be revoked? What happens afterward? You still have the valid looking sticker on your car...so Are police going to be stopping you now just to check for insurance? How do you get your registration re-instated if revoked under these conditions?""

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How much does it cost to buy insurance for a small business?

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I'm 17 and live in New York. Been driving with a clean record for one year and I currently pay $100/month on my mom's '10 camry. I want to get my own car and I have narrowed everything down to a mustang, but I can't decide between a base model or a gt. I have discounts on my current policy such as good student and drivers ed. I will also take a defensive driving course for an added discount and the new car will also bring about a multi-car policy discount which will be helpful. My mom will be contributing the same $100 towards the car as she is now and the rest I have to pay for by myself. I have heard that the base and gt will cost about the same to insure, but that doesn't seem right considering that the gt has 100+hp more than the base, but people have supported that by saying the base models are involved in more crashes among young drivers. So can anybody set the record straight for me? Please don't give me responses saying that only my insurance agent can tell me that or too high for you to afford. Also would it be a wise decision to drop collision coverage for a huge insurance discount? I don't plan on racing this car.""

How much should we expect from her insurance?

a friend and i had an accident on Thursday, we were going on two different motorcycles and a woman never saw us and she cut our way and we ended up hitting her pretty bad, the motorcycles are totaled. one of us had a dislocated shoulder and a strained knee, the other one was hospitalized for three days, he ended up having a broken rip, blood in the skull, and damaged spine. this accident was the woman's fault so my question is how much should each of us expect from her insurance? should we hire a lawyer?""

Can car insurance companies pull your insurance without notifying you?

My girlfriend is at university and just seen that her car insurance has paid a sum of money back into her bank account and after checking the dvla website it currently says her car in not insured! Can an insurance company pull the insurance without notifying her of why its been done and when it was done as the policy was taken out about a month go. Where does she stand legally too? many thanks for your help D.

How much insurance is for a sporty car?

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Young Drivers Car Insurance?

My son is 17 in January and already owns a car, im looking for car insurance for him as a learner then obviously as a passed driver. Most comparisson sites wont search as he is not 17 at the moment. He insists that he does not want one with a box fitted to the car. Any ideas of companies that will give a reasonable quote would be appreciated.""

I just totalled my car. How much money can I expect from the Insurance company?

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connecticut title insurance endorsements

How where and how can I get cheap car insurance?

I lost my job last year and I'm getting back on my feet again and I'm looking for very cheap insurance because I still can't pay too much.

Will my insurance go up?

I recently got a speeding ticket and y parents are going to kill me. I need to know of my insurance will go up. I'm only 16 and we have State Farm Insurance and the insurance is liability. It is in the state of Tennessee. I really need to know if the insurance is going to come up or if I can just pay it of without my parents knowing.

I need some general information about the cost of a motorcycle versus a car?

I have been wanting a motorcycle since I got my regular drivers license, but persuading my parents has proven difficult, as always. My mom seems to be fine with it but my dad, who is normally the one to crush such ideas, is actually considering it if I research the financial aspect of a motorcycle vs. a car. I would appreciate it if anyone had information about how much insurance would go up (I'm 17 so it's probably too expensive already), regular maintenance costs of motorcycles and cars, and anything else relating to the total cost of both. I have about 2500 dollars saved up, and my mom said she would personally loan me up to 1000 at a lower interest rate than the bank, but I could probably take out a loan on top of that, but I would rather avoid that if I can. I am specifically looking at sport bikes, especially the kawasaki ninja 250R because of what I heard, It's reliable, a great beginner's bike, and it's a lot cheaper than other companies I have researched. I simply want a motorcycle even if it's slightly more expensive than a car because I have always liked motorcycles, but nonetheless my father told me to research the financial side of things, so any information is greatly appreciated. And by all means, if I am misinformed about anything like my notion on the ninja 250R, please tell me.""

Will my insurance go up?

Well im 18 and as i was backing up and the car(rental car with insurance) behind me somehow bumped into me. Well we both bumped into each other because he also moved forward. The thing is that the rental car company is saying they might have to make me or my insurance pay for the damages. my car only had scratches and his had a dent on the left front fender(baseball size). The man with the rental car bought insurance which means it could cover the damages but the company is saying that i might have to pay. i believe my dad has allstate insurance for the car i was using. IF MY INSURANCE PAYS, WILL MY INSURANCE GO UP, BY HOW MUCH? i dont know how much the damages cost but i am thinking the fender will have to be replaced because it is dented. i still have not reported it to the insurance...""

Im looking for a car thats as fast as any normal 1.6 but is cheap on insurance?

Im 20 years old and i am looking for a car with the same acceleration or bhp as a normal 1.6 normal but i would like one that's cheaper on insurance

How can I get a car insurance quote if I'm under 18?

I don't have my license yet but a large part of what decides what car I can get depends on what the car insurance would cost. Since I am under 18 not of the car insurance websites will give me a quote and if i lie about my age it will change the cost. Any ideas?

I deliver pizza. I was told car my car insurance wont cover a crash.?

THey said if i have the pizza sign on my car and get hit insurance wont cover me but without the sign i will be?

Young Drivers: How much did you pay for car insurance?

Hello all, I'm trying to find out the average cost of car insurance in the UK or Ireland for a political debate on the subject and was wondering if young drivers (provisional license) could provide some. Thanks very much!""

I and my friend were thinking to buy a car. He is much older than me. How should we do insurance in this case?

In this case who should be primary driver on insurance policy? me or my friend? How does it matter in terms of insurance premium? My friend will be driving the car much more than me.

How to cancel a Car Insurance?

I just got my car and I do have a full coverage insurance for it. I have a 2000 Dodge Neon and I am 20 years old. My insurance company is called Insurance Doctor , and I am paying them 250 a month(which is pretty damn high for my age). But I was wondering HOW much it would cost me to cancel a CAr insurance? and move to my mom's Insurance account?""

Can you get your license in California without buying insurance right away?

I have had my permit since last June and have taken two behind the wheel lessons. My mom just told me that she cant get me my license because of the cost of insurance. I was wondering ...show more

Can i put my car under my dads car insurance?

Okay so im 17 and getting a 1.1 litre care soon, my dad has no cars listed under his insurance but is a named driver on my mums car. Can i put my car under his insurance and sign the car as his in the log book and be a 2nd driver? how much extra will that cost a month ? hes been driving 27 year , thank you.""

Is it possible to negotiate the weekly premium deduction of company offered health care insurance?

I was told I could not enroll in the Affordable Health Care plan because my employer offered a health care plan that meets the requirements of the Affordable Health Care Act. However ...show more

What's the cheapest way to commute between Liverpool and Manchester?

Hi, I'm starting a new job in Manchester next month and I'm trying to find the cheapest way to commute. I'll be travelling from Rock Ferry to Manchester Piccadilly 5 days a week and my working hours will be roughly 9am to 5pm, although some days will require an earlier start and a later finish. I've looked at a rail season ticket and was shocked to discover it would cost 3008.00 with First Trans Penine. I've also read that the train journey is horrendous. My wife and I share a car but realistically, she can't rely on me to pick her up and drop her off at work at the same time every day (she works in Liverpool) so we would potentially need another car. With that, comes the initial cost of buying the vehicle, then tax, insurance, MOT and weekly fuel, which in my mind will cost even more than the rail season ticket. Added to that is the fact that we're not particularly well off so can't afford more than a couple of thousand for a 2nd hand car. A brand new car on finance would be out of the question. So, are there any regular Liverpool to Manchester commuters out there and if so, how do you keep your costs down? Any suggestions would be much appreciated!""

I am selling my car and I have a suspended driver's license. What kind of insurance policy can I buy?

My driver's license will be under suspension until January 2014 and so I have decided to sell my car. What do I do about insurance? I dropped mine when I realized I would not be driving as a way to save money, but now that I want to sell the car I believe I need the insurance even just for someone to take a test drive. Are there short-term or reduced costs policies available in this situation? I would of course immediately not need the insurance once the car is sold, which could be very soon.""

With millions of people losing their jobs and health insurance every month....?

can you see why we need affordable health coverage for all Americans? When I left my job, my option to keep my Insurance for a year would cost $1,300 a month for me and my family. As we see more and more Americans lose their jobs and unable to afford health insurance, the crisis only grows. If you don't believe we should have a government health care program that covers all Americans, what is your solution?""

Will 1 Point on my drivers record increase my Insurance in California?

Will 1 Point on my drivers record increase my Insurance in California? I got a speed ticket for driving 12+ miles over the speed limit and was told I received 1 point and a speeding ticket.

Home insurance Vs Common insurance in Condo's?

One of the listed property I am interested in has an assessment fee of 280 which includes common insurance,exterior mant,snow removal. What is this common insurance ? and do I need to still take home insurance personally ?""

22yo motorcycle insurance?

I have a 125cc motorcycle and im 22 with my m2 and driver training but the cheapest insurance i could find is $2500 a year!!!!!!!!! Does anyone have anything better for a young guy???

What Dog breeds lower home owners insurance?

My hubby and I just bought our 1st home and heard that owning a certain type of breed of dog such as a German shepherd will lower homeowners insurance because its considered a good guard dog that can protect the home. I'm wondering if they're any more breeds that we can choose from since we're looking to add a dogie addition to our family. Thank you in advance!!

Car accident/insurance question!?

Is there some sort of law that claims if your car is in an accident the dealership will pay for the rest of the remaining balance on your car? That way the insurance company gives you the money to buy a new one. My friend was telling me something about this but I don't really remember what it was called, or even if that was what she was trying to explain. Thank you!""

Cheap car insurance in Texas?

Hii i don't have a job right now, the car insurance bills are very high, can somebody suggest me cheaper insurance , currently i am with geico and am in Texas. Thanks in advance""

""A question about car registration, insurance, etc?""

If I purchased a used car from a private seller, or even a dealer, the title was given to me and I go to the DMV to register it under my name, etc what happens next? Am I allowed to drive the car while waiting for the registration tags to come in and for me to find insurance for the car, or is my car supposed to sit in my driveway until all the registration paperwork with the DMV is completed?""

Question about cars and insurance?

I know that the cheapest NEW car to ensure is the VW Up costing around 1500 a year. But is there any USED cars that can match this insurance cost but isn't any older than 5 years? NOTE: The VW Up is in insurance group 1

""Someone hit my car, but does not have car insurance.?""

I went outside to get in my car, and found that someone hit my drivers side door. A lady came out and told me she saw it happen, but couldn't get any info on the vehicle other than that it belonged to a neighbor's friend. Well I got the girls name and phone # from the neighbor, but they didn't think she has car insurance. Should I even bother calling the girl or should I call the cops and file a hit and run police report? I should note that this girl hit my car about a month ago. I wanted to wait till I had her information. Is it too late to call the cops?""

connecticut title insurance endorsements

connecticut title insurance endorsements

""What would be cheaper, insurance wise (car title)?""

Have the car title in my own name and have my own insurance, or have the car title in one of my parents name and be under their policy as a driver to the car?""

Would insurance be higher on suv/truck or car/sedan?

For example Mitsubishi Montero Sport vs Volkswagen passat, Nissan maxima, or Mitsubishi galant.""

1993 camaro car insurance?

I'm looking to buy a 1993 used camaro with a v8 engine and 145k miles on it off craigslist. I just need to know how much the car insurance will cost me. I'm 16 turning 17 in a month. I get A's and B's in school (someone once told me grades help lower car insurance) and havnt gotten into any accidents yet. i know you guys can't give me and accurate price but i just want a general price range from any company. i'm trying to find a really cheap car insurance. so can someone please tell me a general price range i might end up paying for the car?

Can I get a life insurance license with a misdemeanor on my record in California?

Misdemeanor is four years old for petty theft.

Life and income insurance?

If I started income and life insurance when i started property investment for investment purpose only to cover investment,are the monthly premiums tax deductible""

Will my insurance go up if i get my first speeding ticket?

I live in Louisiana and have farm bureau. I dont pay for my insurance so i was wondering if i should tell my mom since she will see if it went up. Please Help!!!

How come I went on geico for an insurance quote and it said 2000 and people say their's is 75 bucks per year?

Im 18, NY, Kawasaki ZZR600, taken riders safety course, any way to lower my insurance?""

How much is motorcycle insurance in Utah?

I am just wondering because I am 17, and I need to get to and back from work. Just give me a rough estimate please. That's all I need to know... Don't tell me to check with my family's insurance because it is too much work when I can just come on here and get an estimate to see if it is in my price range. Thanks ahead of time! I am planning on driving an old street legal dirt bike granted it isn't too pricey.""

My car insurance premiums why are they so expensive?

low mileage driver 28 years old 5 years no claims 5 years held full license Car 1.2 Clio worth under 2K completed PASS plus after driving test I would think all the above would suggest low premium. But because my postcode is just inside Greater London, all my premium quotes seem to fall in 55-60 when in a previous town I was paying less than 40, This surely can't be fair or right can it? Can anybody suggest a good but cheap insurance company?""

Adrian flux car insurance?

is this a good car insurance company, has anybody got any good/bad coments or opinions about this company, i am a new driver and this will be my first insurance so i would like the advice. thankz in advance!""

Cheep health insurance?

i need insurance for me and my husband and i dont want to pay alot but i want it to be a good insurance i live in missouri

What is the average cost of car insurance for teens?

Hi my name is Evelyn and Im planning on getting my car soon. It'll be an old used car. Im a girl. 16 years old. 3.5 or higher gpa. possibly 3.75. Im wondering what the cost for insurance will be when I get the car. I am also currently taking drivers ed in school but have not completed the coarse yet. Does that matter? or should I get the insurance after finishing the class for the discount?

Car insurance?

My husband and I are planning on getting a new car and we're looking through auto-trader.com and finding a lot of good cars but is there a website you can go to to calculate how much the insurance of each car to help us narrow our decision down?

Please Help me to find the cheapest insurance for my car?

Hello, I've baught a car two months ago, but I havn't insured it yet because insurencse is so expenive. I'm trying to find the cheapest deal and I need your experince in that. My car is Honda, accord, year 1999. My age: 23 Single State: Virginia City: Richmond. I'm international student and I don't have social security number I'm not sure if that would make a difference ! I've just got the driving license. I need reliability insurance if this would make a big discount. By the way, my GPA is very good. If you can help me out with agencys phone numbers or any guess about the insurance It will be greatly appreciated Thank you in advance""

Can a dying person get life insurance?

I found out recently that my terminally ill father-in-law has no life insurance, or only a tiny policy. How can we pay for a funeral?""

Car insurance?

I'm a teenager getting ready to start driving. I was wondering how much it costs in Indiana for car insurance for a teen driver that has take drivers ed and how much it costs for insurance if i have not taken drivers ed.

Question about Motorcycle insurance?

If you crash your bike solo will your insurance cover the damages

How do I find affordable health insurance that covers sterilization?

My job doesn't provide benefits, but I'm tired of waiting to get Essure or a tubal ligation. Where can I find information about reputable insurance companies (that I can afford) that cover sterilization procedures?""

I live on Long Island who has the cheapest car insurance ?

I tried all the big guys the quotes are the same .who is the cheapest of cheap with no extras?

Where can i get cheap and full coverage auto insurance?any good suggestions?

need full coverage for my car . I am looking around $150.00 a month MAX. Thanks!

My parents wont pay for auto insurance!!!?

I passed drivers ed and I am 16. I have been 16 for a while and I want to get my permit. All i have to do is take my test. But my dad says I cannot take the test because he doesnt want to pay for teen driving insurance? What are ways to convince him? He does not want to put me under his car insurance. Also how much is average teen auto insurance? Just all around not depending on car or etc.

Cheapest car insurance for a newly qualified driver?

I can add mom/dad/anyone.. small car, who is the cheapest? can get it for 2.5k but thats just ridiculous....""

Do nurses get free health insurance?

I heard from some people that they and their family get free insurance (if that's true, then what members of the family qualify?).""

CAR INSURANCE FOR FEMALES?

CAN ANYONE SUGGEST CHEAP CAR INSURANCE COMPANIES

Do I have to sell my car to the insurance company at their suggestion?

I've been paying for fully comprehensive insurance for my car for 8 months, 3 month ago my car crashed and the insurance company has evaluated the cost of repairing is more than the market price of my car. Now the insurance company is going to buy my car at the market value, my question is: Do I have to sell my car to the company? Or does it make sense if I ask for repairing etc?""

connecticut title insurance endorsements

connecticut title insurance endorsements

https://www.linkedin.com/pulse/car-insurance-quotes-comparison-websites-olivia-berrington/"

[yourcertainstudentlight-blog]

I need a form for allstate car insurance good student discount?

"I need a form for allstate car insurance good student discount?

I need a form for allstate car insurance good student discount?

BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecosts.xyz/index.html?src=tumblr 

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Why cant I find cheap car insurance?

I am 17 and just about to pass my test, I am after a 1 litre to 1.2 litre small ish car. I can afford the car which is no problem but when I look for car insurance its bringing quotes up at the cheapest 4500. Is this becuase I have not passed yet and they cant find my details on their system so they are just giving me a high quote or is this really what I will have to pay? I dont see the point in learning to drive if this is the case. Anyone have ad ideas or suggestions, all my friends seem to find cheapish insurnace but a few other people are in the same situation as me. Thanks""

Whats a cheap car insurance company i could try??! other than quinn any recomendations?

see above :)!

Term Life Insurances-Insurance Law?

Hi I was wondering if you would be able to look at a brief summary of my family situation and give me some suggestions.I want to get insurance but can u recomment some changes in what I presently have. I thank you. I am married and have 3 childern (ages 9, 12, and 16) I just bought a waterfront home which is valued at 500,000 with a 300,000 mortgage. My jewrely is about 10,000. We have 3 cars a 2004 BMW, a 2002 Lexus and 1997 Jeep Wrangler. My husband works at a large manufacturing firm and earns about 125 K. I run a day care center from my home and earn about 45K. I don't have any employees. My kids all go to private school - which costs me about 25 a year. We honestly have no savings or investments and almost no discretionary income at the end of the month. ( which is a main reason I am writing this!) I met with a financial planner and they suggested on purchasing a 50,000 variable life policy for each of us as an investement. I think i am worried about the high vost of these policies This is what is presently covered property risks Ho3 with no endorsements or riders, dwelling 300,000, liability 100,000, medical payments 2500/person, uninsured/underinsured motorist 100,000,collision and other than collision (100 deductible) Personal risks: Life - my husband employer paid group term 50,000, we both have 50,000 universal life policy disability - mr. murphy - employer paid group policy (LTD with a 90 day wait with benefits to age 65) I have no coverage Medical: My husband - employer paid Major Medical (family plan) myself - i have an individual plan and still pay premiums I thank you for whatever you can give me!!""

Coverage characteristics of health insurance?

What are some of the coverage characteristics of health insurance

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Car Insurance Question!! Please Help!!?

Im 16 years old, have a car, and am about to insure it. My parents said that I could add my car to their insurance plan, and it would be cheap, but I would have to be more careful about driving and not get sued because of an accident. How much would adding me to their auto insurance plan be? (I have a 1996 Ford Explorer, if that helps!) Thanks!""

No insurance for high school sport?

What happens if you don't have health insurance and you wanna try out for a team? Will they disqualify you from even making the team because of it?

How much does no claims effect your car insurance?

Ive just had my windows smashed and was wondering whether or not it would be better to just pay for the windows to be repaired rather than go through insurance. I estimate 700 for the windows. I am 19 and have 2 years no claims, any ideas what the best course of action is?""

Health insurance?

Im 18 and live in southern california.Im not covered by my parents health insurance or work(unless im injured on the job)....what should I do?

Is it best to wait until i am 25 to buy a car to save on insurance?

i heard it was like 3grand to insure a car for a male under 25 or is it 21?

Rough estimate of my insurance?

im a 17 year old hispanic male I live in Mesa AZ and I have finished a drivers ed class in my school and passed with a B, I just got my license yesterday and my car is a 1983 Ford ranger two door, manual transmission how much would my insurance be (a estimate) if you need more details please ask and i will provide it.""

""After buying a used car, could I drive it right away without auto insurance?""

After buying a used car, could I drive it right away without auto insurance? Do I have to have auto insurance in CA? Thank you!""

Do classic/muscle cars cost more to insure?

Im 16 years old with my driving permit going to be g2 in a few months (can drive alone with g2) Im looking to get a classic or muscle car so cars such as late 60's camaro or mustangs to something later such as late 80's monte carlos the car will likely be a project (im up for a small to medium restoration) so id try to get antique insurance? my cousin has antique insurance on his '81 camaro thats almost mint and its been appraised and everything and he can drive it on weekends and theres a set km's that he can drive according to his insurance im fully able to do a restoration as ive worked in an auto shop and I know a bunch of parts suppliers & garages (including one of my cousins) basically ive got the place, the tools, the know-how (im an auto student) and a parts suppliers anyways what I want to do is have it on my dads insurance, his record has been clean since started driving which around 30 years do insurance companies charge more for say cars that have options such as SS or other things that make is look sporty or make the car faster (bigger & better engine) say car with a 267 chevy v8 would be less insurance than one with a 350 v8? is it cheaper to say my dads the primary driver while I drive it? do older cars generally have cheaper insurance? is there such a thing as project car insurance? (do I even have to have insurance on a project if im not driving it say for a month?) im just so confused with all the insurance talk like premiums and deductibles etc etc.""

Car insurance?

what happens if you have liability car insurance and a guy that smashes your car hits you and he doesnt have any insurance? are you covered or are you screw ed?

What is the average total cost of learning to drive and a car or suitable respect when your 17?

Including everything like learning, insurance, the test, the car and so on.. I just turned 16 so I was thinking of starting to save up A car that is not embarrassing to be seen in yet isn't to expensive because your only 17:P Thanks if you answer oh and I'm male""

How much will the insurance company offer for my car?

a couple questions and description..... my car was involved in an accident and deemed a total loss. I was curious on how much the insurance company may offer? the accident was not my fault. i would like to buy it back though and fix it. how much do they usually offer a totaled car back for? its a 1994 honda accord lx with 128500 on her. shes in good condition with a small 1/4 size spot of rust on the left rear fender. everything else is in working condition. its a dark blue/green color. A/C, cruise, good tires, new cd player/ am/ fm, new speakers, new timing belt, distributor and ignition switch. it has a 2.2 4cylinder, automatic. any help is appreciated. interior is very clean, and paint was good condition. thank you!""

Can i have a car without insurance and not drive it ?

hey im gonna get a car soon, so my q is this can i get a car without insurance and keep it outside my house till i get insurance? wont drive it till i get insurance and i havent got a driveway or anythiing so it will beon the road thanks""

Know of Affordable Insurance for unemployed NJ resident?

My wife just lost her job due to downsizing and she carried the insurance. Our insurance expires the end of October. I cant signup at my job until January. We can COBRA but it will cost around $900 a month which we certainly wont have since shes unemployed and wouldnt have even if she WAS employed. Anyone know if there is a more affordable option? Does unemployed have some kind of health insurance? We have 2 young children so not having insurance isnt an option. Please REAL Replies Only!!! No SPAM!

How much would insuring my car for just one day cost?

How much would it normally cost? it's a bmw 530i for just one day plz let me know :)

How much do you pay for full coverage car insurance?

i'm 19 and going to buy a car soon but i'm trying to get a ball park figure on how much i can expect to pay

Where can i get cheap auto insurance for an 18 year old student with a mustang?

Well this may sound like a long shot, but I just recently bought my son a Ford Mustang, Now its insurance time, hes 18, gets A's in school and has had drivers ed. Why do the quotes from Progressive and esurance estimate its going to cost nearly $500 a month, even with a 1990 honda junker it still cost nearly $400 do these prices seem reasonable, i cant recall them being that high, when i first got insurance, thanks.""

Teens do any of you have any insurance?

Car insurance cell phone insurance life insurance health insurance renters insurance homeowners insurance Title insurance Troll insurance No matter what the product its good to have insurance AM I RIGHT?

How do young teens without insurance afford child birth?

I am just curious. My old ex GF had 3 kids before age 21. One of which ended up needed urgent care after birth and died in the hospital a few days later. So the hospital stays were definitely not cheap. She has no insurance, no parents have insurance either and arent in her life at all. I am curious as to how she ended up paying for all this? My guess is that she is in serious credit card debt for all this but I wanted to know how this is possible? Any opinions?""

Insurance companies that offer...?

insurance for cars that are not yours.... ie cars that you rent etc... is it worth getting it? It's time to renew the insurance for my car, and as i was comparing quotes.. i was wondering should i get the extra insurance that covers rental cars..... or is it just a waste of money? The past couple of years ive had it added to my insurance..... but didn't really fly anywhere, where i needed to rent a car, and have not moved nor am i planning on moving.. but in case in an unforeseen event i have to rent a car............. my two main questions are 1) would the insurance that a rental company offer on their cars be cheaper than the insurance that my own insurance company offers for the rental... or about the same?? 2) if one was to have insurance for rentals, would the rental companies care about it, or force their own insurance upon you? Also..... if they were to accept your insurance company's insurance for their rental.. how would they do it? do you have to fill out extra forms etc? because if its a lot of hassle, and their rates are the same.. then there's no point in adding the rental insurance to my regular insurance right??""

What should my average house insurance cost?

I'm buying an older house (1920's-1930's) in a working class neighborhood in California for about $200K. What should I expect to pay for my standard homeowner's insurance?

I need a form for allstate car insurance good student discount?

I need a form for allstate car insurance good student discount?

Will full coverage car insurance cover this?

My friend was in an accident on a dirt road last night. He hit a rock sticking out of the ground that popped his tire, and the front right side of his car slide into a mountain. So the front fender, and right door is smashed pretty well. He has full coverage car insurance, and can not talk to them personally about what is covered, because they are closed until Monday. He left a voicemail with the insurance company when the accident happened. Money is tight so he is very worried about what, if not all, will be covered. Does anyone know whether this type of accident will be fully covered, or at least some of it? Thank you for your answers in advanced.""

Insurance for a Mustang?

What do you think the average price of insurance would be for a 2002 V6 Mustang? I am 16, female, and this will be my first car. I'm also a full time high school student with excellent grades if that has an effect on the price.""

Will my husband's car insurance cover the cost of the damaged car?

I was driving my husband's car (in the UK) which is insured in his name. He also put my name in the insurance agreement that I have permission to drive his car etc. However, I do not have a driving licence but my husband does of course. I got into a serious car accident and my husband's car is completely ruined. The police took information and saw that I was driving the car. Will my husband's car be covered by his insurance or will they reject it because I was driving it? He has fully comprehensive car insurance. Thanks.""

Are you required to first get an estimate from your insurance for car repairs?

I recently got into a car accident and I'm trying to get repairs done. Do I have to get an estimate of damages from my insurance company first or should I go ahead and get estimates from an auto shop? I've heard that if you get your car estimated by the insurance company first, they tend to overlook problems and try to write you a quick check and normally won't give you more money if more damages are found by the repair shops. But I don't know if I'm supposed to get my own estimates first? What should I do? Thanks!!""

About bussines car insurance.?

I have plan to be selfemployed(car mechanic) and I wanna use my own car for my bussines proposal.So what kind of insurance i need to buy? I have problem to choose between trade insurance and bussines car insurance. Sometimes I will need to use my customer's car to pick them up to garage, but mostly I will use my own car and I wanna put advertise sticker on my car with my contact details. (one time i was stopped by police and I had before adverise on my car without bussines insurance, but they let me go and I had to take the stickers off) Have you any idea about which insurance is better? Many thanks""

What is the CHEAPEST car insurance anyone can find for a 17 year old male!?

i no this is a problem for many my age but i can only find quotes for 3000, i dont want any answers saying that is the cheapest or things like that, i no now some jerk will now ive said it, but there is a way i just cant find it!!""

How Much do you pay for Car Insurance?

Im 19 and i just bought a new 07 Impresa 2.5Si non-turbo.....my insurance is 2650...i was wondering if anyone else was getting screwed Ohh ive had my liscence 2 1/2 years, no tickets, no accidents, nothing""

Auto insurance rate question?

How much can your insurance rates go up after one accident

How do you get what you need with no medical insurance?

Hello. I am 25, recently kicked my roomate (ex boyfriend) out of my apartment, and am having to switch jobs in order to make more money. The new job surprisingly offers decent health and dental, and I am going to get it asap. But as everyone knows, it takes a good long while. I am entering a new relationship and need to get on the pill so I can have sex without making babies lol. Does anyone know of any decent, somewhat affordable options?""

Hyundai tiburon insurance?

I am looking for this car to be my first car. I live in Washington and I have a 3.5 GPA (my insurance company told me this would help), and I'm a female. How much would it cost to get car insurance, per month. Is it a sports car? I was thinking of getting the 4 cylinder, 2.0 engine, if that makes a difference. I also have State Farm if that helps.. Thanks!""

So whats the best car insurance company for a teenager?

Im a 17 year old boy and I just got my driver's license in maryland yay!!! only problem is that I'm the very first licensed driver out of everyone in my family. That means NOBODY in my family drives, not even my parents; I'm the very first licensed driver. So how would I get car insurance? how do I start an account or something? I drive a bright red 1999 for taurus. what would be the cheapest insurance company for me and how much should I expect to pay? thanx""

How much would insurance cost?

How much would insurance be if I bought a Mustang GT or GT Premium coupe with a 4.6L V8 and 260hp? I'm 15 and in driver's ed, one of the best in class, I make all A's in school, if that matters, and I'd prefer an estimate for liability and full coverage. By the way, I'm a good driver, I'm more concerned with driving smooth than driving fast. I want a Mustang GT because my friend has one and I love it. It would be a 2000-2004 model and I live in Alabama""

How much does car insurance cost a month?

for a 20 year old university student who's low risk

Health insurance in Texas for low income families?

My dad recently lost his job, but has an existing medical condition, an ex-wife, and 5 kids to support. I don't know much about the health insurance options in Texas, but I'm looking for a program that will allow my family to be insured for cheap... something like Arizona's AHCCCS health insurance for low income people""

I need to have all my teeth removed and have dentures in California?

The dentist gave me an approximate estimate of about 11 thousand dollars, I have no insurance, and bad credit, is this estimate fair?""

Affordable health insurance?

for milwaukee wisconsin?

I need cheap insurance help?

i live in Dearborn Michigan insurance here full coverage starts from $2300 and up Oneway insurance is $950 i cant even afford any of that. Does anybody know any cheap insurance places or companies. I drive a 2004 hyundai Tiburon GT 120,000 miles clean title and im a college student age 20 whos never ever got a ticket or have been arrested. Iv had my drivers license since i was 16. Iv never been in any accidents im also a 3.2 GPA college student all A's and B's im asking is their any cheap insurance or no?""

17 year old and my car insurance quote is 835. Genuine?

Just passed my text and i asked my driving instructor where i can get the best cheap quote? its third party but i dont mind. its a 1.4 corsa. He said he recommends all his pupils to http://cheapforyoungdriversinsurance.co.uk I Dont understand though? Why when i look at everyone elses questions i see quotes for 3000+. I Used go compare and i also got that. but this (the first site) i went direct to and i got it for 835. Am i missing something? Thankyou:)

How much would Liability cost on my car?

Im 16 and i just got my license. Me and my dad are gonna go look at a car tomorrow. its a 1999 mitsubishi eclipse GS with 130,000 miles. take in to consideration all of the basic things of a teenager nothing special just an average kid how much would liability in wisconsin cost? all my friends say they pay around 65 a month but than i went to some insurance website and it said some crazy thing like 850 a month... how much for an average 16 year old kid am i gonna pay monthly for liability?""

State based car insurance?

Looking for new car insurance that covers only a couple states for a cheaper price. Looking for one that covers in FL

Any good/affordable individual health plans for me and unborn baby in Connecticut?

My boyfriend and I are moving to Connecticut in Nov. from Seattle area. His plan can't be renewed until next summer. I got laid off in July and am currently on COBRA plan with my former employer ($350/month). The carrier is Kaiser Permanente. The HR told me there is no Kaiser in NY/Connecticut area and recommends me to buy individual health plan with other companies. Anybody knows good health plans for young and healthy woman (with a baby coming) in Conn. area? Thanks in advance!

Where can i get affordable health insurance for my family w/ maternity coverage?

i am currently looking for family health insurance. if i go thru my job it way too expensive. i also need to include maternity coverage. does anyone know of any insurance companies? whenever i go directly to the provider website like united healthcare or cigna it always directs the webpage to ehealthinsurance, and while yes their affordable they don't offer maternity coverage. thanks for any suggestions""

Life Insurance - Can I insure my mom?

I am 34 years old. My mom is in her late 60's and in good health. Can I get a life insurance policy on her and collect on it when she passes? I can't imagine this being so - how could insurance companies stay in business if it were this easy? The monthly rates that I'm seeing seem to good to be true - I'd be stupid to not do it. I'm thinking I must be missing something. Is life insurance only for accidental death? Thank you.

What is the cheapest way to get insurance on my first car.?

I am 18 and am buying a 1.2 corsa. I need to know the cheapest way to insure it. Even if I have to go on a relatives insurance. Please help

""High deductible, low premium?""

hello, can someone please explain insurance terminology? what does high deductible mean? who should get this and who SHOULDN'T? i am trying to help my parents by purchasing ...show more""

I need a form for allstate car insurance good student discount?

I need a form for allstate car insurance good student discount?

Does the new Health care law say any thing about Dental and Vision insurance?

Does the new Health care law say any thing about Dental and Vision insurance? What does it say about those things Dental and vision? Is it going to make them cheaper and require them to cover more, like almost 100% of the bill for those services? When will this take affect? Will it require us to have them to? Will it give us more affordable options for Dental and Vision plans? What are they going to call affordable on those? I need a plan that will cover 100% of my Dental and Optical visits.""

How does car insurance work in Illinois?

This is something I have been confused about for the longest time. Instead of referencing me to a site, please explain it in your own words. Is it the same as in other states, and does it differ by company? In North Dakota, as long as the car is insured, virtually anybody can drive it. There is no such thing as individual insurance per family member or crap like that. I live in Chicago, and my family has Geico. My parents said they won't let me drive the cars because I need my own insurance card, which would cost $130/month, which we can't afford. I've had my license for almost 4 years now. Recently I have noticed a lot of my friends driving, who said they drive under their parents insurance. One friend has Safeway and says she has always driven under her dad's insurance, and when she gets pulled over the cops say nothing against it. Another friend has Allstate and says she has her own insurance, but on an older car, so when she drives her parent's cars, she carries her dad's insurance. And that that's perfectly fine and legal. So I am completely lost. Does it differ by company? I thought policies were state-wide. Is what they're doing actually illegal? Do I need my own insurance card? How does this work?! I need to drive!""

How Much Would A 2001 Trans Am Cost On A 18 Yr Old Males Insurance?

How Much Would A 2001 Trans Am Cost On A 18 Yr Old Males Insurance?

What are short-term life insurance needs?

I currently have a 5 year term life insurance policy with State Farm and I was wondering if it were possible for me to make a withdrawl or loan from this policy. I researched this some and on some websites it said it wasn't possible; however whenever I look on State Farms website it says the below: The State Farm 5 Year Term policy provides affordable life insurance protection for a five year period and is renewable for subsequent 5-year periods until age 85 (age 80 in NY). It is great for covering any short-term life insurance needs you may have. Short-term life insurance needs may include such things as: * Car loan * College tuition * Home equity loan * Mortgage loan * Business loan * Student loan * Key employee Term insurance may also be appropriate when your life insurance needs are great but your budget is tight. Does this mean I can make a withdrawal so that I can pay off my student loans? Also, it seems that my policy has ended in December; however, I was still charged this month. The policy started in 2005.""

Who does the cheapest car insurance for 17 year old males?

I am looking to get insured on a peugeot 106 quicksilver for under 3,000 its only a 1.4 but all the company's i look at want up to 11 grand.""

What if i cancel my auto insurance and get back after six months?

I canceled my auto insurance before six months. now I got another car and I got accident before I purchased insurance for this car with the same company. then I purchased the auto insurance.so, my question is does my insurance company has to cover for this.""

Is there a group health insurance I can join?

My husband left his job and we lost our health insurance. Are there organizations I can join to become part of their group health insurance? Who are they? I know I can buy health insurance any time but I can generally get it cheaper as a group insurance.

How Can a 17 Year old Teen Afford Car Insurance?

I am a 17 year old guy working on getting my first car. I was thinking possibly a 2000 Pontiac Sunfire, or a 2006 Saturn Ion. I had looked up a few quotes from Progressive and Esurance, and noticed that the semi-annual price was VERY high, way beyond anything my family could afford. I was wondering If anyone knew of a way that I could possibly afford this. Many of the quotes totaled at $800-$1000 per six months. This is outrageously high, and that was just insurance for an adult I had quoted. Adding a teen onto the insurance would be much more expensive. If anyone has any ideas on what I can do to cheat the system per say, or just find a nice and cheap affordable, reliable insurance company I'd be extremely grateful.""

Teen Car Insurance + Accidents Clarification?

I'm a 16 year old girl who just got her license in March. A week after I got my license, I rear ended another car while driving my mom's new car that is insured. We got it fixed and only had to pay the 500 dollar deductible. I do not have my own car. My sister, who is 19, has her own car that is not covered for collision. My dad's car is not covered for collision either. My sister just got into an accident, rear ending someone as well. I really need to get a car next year for work and such but my parents said my insurance would be high enough already with both of me and my sister's accidents. Couldn't I just buy a car on my own and not get collision coverage on it like my dad and sister's cars? Would that be cheaper? I really don't know how car insurance works at all, i only know what my parents tell me, so any help would be appreciated :) Oh, and if it matters, I went to traffic school after my accident to remove the points against my driving record (I think that's what it did) My sister had already gone to traffic school recently for a speeding ticket so she can't go again for her accident.""

Car insurance ? add another car?

my wife got a 1995 i already got full coverage how much will it be to add her car?

Car insurance company question?

State farm gave me a car insurance quote 6 months ago. I agreed to it and they set up an account. They told me that we would have automatic payments made to them every month and that my coverage would stay the same. My husband and I never checked to make sure they were still automatically withdrawing the payments until today, 6 months later. I tried to call my insurance agent and she quit! I have not been covered since after the first month, and no one ever called to let me know I was no longer insured. HAD SOMETHING HAPPENED, ME AND SOME OTHER DRIVER WOULD'VE BEEN SCREWED. Who do I talk to about this? BTW I switched insurance companies since then and am now covered. I just was wondering who I can complain to about this.""

My own insurance if i file independent?

Im 18, if no one claims me as a dependent on their taxes (so i claim independent), will I be taken off my parents insurance? and if so, is it health or life insurance or both? and what are the best insurance options for me if i have to get my own?""

Cost of med insurance for a college student living on their own?

How much does individual health insurance cost for a college student out on their own? I realize its different for each person. Lets say the person is male and 18. No health related problems, no history of any either. How much? On average.""

Certificate of liability insurance?

what is a certificate of liability insurance and an additional insured mean>

What kind of insurance will cover rhinoplasty pertaining to broken nose?

My nose broke and now I have what the doctor told is called Saddle Nose. He said there is no rush, but I have some difficulty breathing and it is somewhat deformed. I have University of California health insurance, will this help? How should I get this procedure done for the most inexpensive cost? Any insurance experts?""

Monthly car insurance?

Hi I own a 2004 Saab in New Jersey. I am returning to NJ next month and would like to drive it. I own the car, but I need a car insurance plan for one month. I am 18...Is this possible to do? Or is there a rental car option for 18 year olds?""

Is an international student considered a 'resident' (for car insurance purposes in the UK)?

Every car insurance comparison website and company seems to insist that I be a UK resident in order to obtain a car insurance quote. What does 'resident' in this context mean? As far as I know I've never applied for residency. I am a foreign student in the UK, studying in a UK university on a student visa which expires at the end of my course. is that considered a resident? if not how does a non-resident get their car insured? I'd really appreciate any helpful answers""

Car depreciation/insurance question?

Let's say for the sake of argument that my car is valued at 2000.00 at the beginning of this year and my full coverage insurance on this vehicle is 500.00 a year. Now at the end of this year my car has depreciated to 1500.00. Shouldn't my full coverage insurance rate be adjusted to reflect the book value of the car and lowered appropriately and be dropped to say 400.00 a year? It's a hypothetical question and I understand that insurance companies won't automatically cut you a break if they don't have to. It makes me wonder if one needs to manually re-adjust their insurance rate every year to stay accurate and not pay more than necessary.

Why won`t insurance companies insure Nuclear power plants?

Why don`t insurance companies insure some drivers?

Is it possible for me to get an insurance quote below 2000 for any possible car?

im 22..i've tried old and new cars for quotes... cars valued from 500 to 35,000... but the minimum possible quotes i get is around 2100.. and been given a quote of 7000 for a 2.0l bmw 3 series worth around 5000 itself... I know its not going to be 30 a month for such a young in experienced driver.. but 400 a month for a tiny car??!!... i have no one to help me ... how do i find out if car insurance is just a joke or is it possible to get some sensible quotes? how do normal people get sensible car insurance for the first time? or are they just born with 10 years of NCB ?""

How much would car insurance be for my 16 year old son?

I bought him a 2011 corvette zo6 its fully paid for.He works at a fast food restaurant as assistant manager.So what car insurance should I get for him and how much would it cost

I'm tired of being an agent assistant. What other jobs can i find in the insurance industry?

I have a bachelor in marketing and i've been working as a licensed assistant to an insurance agent. I plan on working here at least another year, but I am interested in learning about other jobs in the industry since our corporate office is nearby. What are some other jobs i can look into? Just looking for ideas, thanks.""

How much will my car insurance be?

I live in Dallas Texas, I'm 18 years old, I've had defensive driving school, which I've been told gives you at the most 10% off your rate...i own a 1998 Jeep Grand Cherokee Laredo, in REALLY good condition, car alarm...all the gadgets...but since I'm 18 who would be the best to go with...also I'm seeking FULL Coverage for the first 6 months of driving in Dallas, because people do not know how to drive and I want to make sure I'm covered...any help or advice??? THANX""

Important question regarding auto insurance while renting a vehicle?

Does anyone have any idea about how much a person is liable for if they rent a car from a place such as Avis, Hertz or Thrifty without paying for the insurance coverage they offer? A friend of mine doesn't have her own car so therefore she doesn't have any insurance. She is renting a car for the weekend and wasn't sure about her liability with or without purchasing the insurance coverage thru the rental agency. Any answers would be great as we all know that those rental insurance programs offered by car rental agencies can be quite expensive:-)""

Average Motorcycle insurance?

thinking about getting one. best route take as far as insurance, bikers course, type of bike. its my first bike.""

I need a form for allstate car insurance good student discount?

I need a form for allstate car insurance good student discount?

Finding Cheap Car Insurance?

I am 17 years old and wanting to find the cheapest car insurance, i want my own insurance policy on a 1.0L Vaxhall Cora, but the problem is it is going to be around 2500 does anybody know any cheaper sites?""

What zip code in the U.S. has the cheapest auto insurance?

I want to know what area of the country recieves the cheapest auto insurance?

Car Insurance?

What is the best car insurance for someone who is 18 a good insurance that dosent cost that much

How much do you pay for insurance?

what car do u have and how much do you pay, also what insurance sompany do u have ? just want to know""

What Insurance is the cheapest for teenagers in texas?

What Insurance is the cheapest for teenagers in texas?

How to fight a California Medi-Cal Health Insurance denial?

I received a letter saying they would not cover my hospital stay because it was a non-emergent admission to a nonparticipating provider and there is no prior authorization. I was led to believe by the professionals that it would be covered. The situation was an emergency as even the doctors said. I did not know it was not a non participating provider and this was the closest hospital at the time during this emergency! Is there a way to fight this and win? I received a state hearing form but no other Information on what makes a winning or loosing case. Any advice?

How much does auto insurance cost for small dump truck in ga?

I am writing a business plan to start a residential preservation company for foreclosed and private properties and I need to know about how much it will cost me per year to have insurance on a small dump truck.

1 Day Car Insurance?

Any way I can get car insurance for my car for only 1 day? I NEED to take it somewhere for a couple of hours and it NEEDS to be insured. Thanks.

Old insurance vs new insurance?

if you start a new insurance policy at a different company on the same day you are suppose to start the old company do you still have to pay them or just let go

How much on average is insurance on a 2005 chevy silverado 2500 or ford F-250?

Looking to buy one of these vehicles and wanted to see how much on average it is. Thanks!

Adding body kit or alloy wheels increase insurance on 17 year old?

I will be 17 in January and was wondering whether adding a body kit or alloy wheels to something like a fiat seicento would increase the insurance... because it may be more desirable to steal? Please give me legit answers...

When you first get your drivers permit do you have to have car insurance to drive with adults?

When you first get your drivers permit do you have to have car insurance to drive with adults? Or are you automatically covered by theirs?

Life insurance for young couples...?

I've been searching online for a very cheap life insurance For me and my husband.. But no luck.. We live in NY. Can any send me a link Are just tell me about any u may know?.. Thanks a lot. Am 28yrs and he is 37yrs. Thanks in advance..

""If someone gets in an auto accident with someone else's car, whose insurance is notified?

Mother and daughter have auto insurance together. Daughter lets her boyfriend drive and he rear ends a car and does very little damage (broken tail light) to other car. He has his own insurance for his vehicle. Which insurance do you call? No accident report was done by police.

Different ways to lower insurance cost. could i have my boyfriend insure my car for me?

Please, if you're not 100% sure don't answer,, it's confusing. Anyways, i recently financed a vehicle, 06 Taurus, and the insurance is killing, nearly higher than the car note! ($314 a month). & now that I'm pregnant i need to save $. My boyfriend doesn't have a car or license, but is there any way he could get insurance under his name & then add my car? Or any other work a rounds? Btw, I'm willing to fix his license if that's an issue. I'm 23, He's 29. I live in what's considered to be more dangerous city than he does. Also, he has less moving violations than me. So a policy for him maybe be anywhere from 40-60% cheaper than mines.""

What is the typical cost of condo insurance in new jersey?

What is the typical cost of condo insurance in new jersey?

Where can i find the cheapest insurance??

im 19. i live in california. ive never been in an accident and ive never gotten a ticket. i drive a 2004 suzuki forenza and i pay almost 200 dollars a month for insurance!!! i have to have full coverage because im still paying off my car, but come on i think thats a little ridiculous.. its more than my car payment. Any idea where i can get it cheaper and if so, how do i go about changing it?? any help is greatly appreciated!""

California Temporary Driver's License?

I'm 20 years old and have a valid UK driver's lisence. As I am now living in California, I was given a 'California Temporary Driver's License'. This expired yesterday but I have my behind the wheel test on Monday (12/7/09). Is this expiration going to be an issue? I did mention it at the DMV office, but the woman just ignored my question as if it was stupid and continued to book my test. Surely it means I am not licensed to drive a vehicle on my test date? Also, the car I will be driving is fully insured by someone I live with, and it is her name that is on the insurance documents. The policy insures anybody with a valid license- can I use this for the test providing it passes all their other requirements referred to on their website? Thank you in advance for any help. I have searched through all DMV related sites but this issue is never addressed.""

How much will my insurance go up after dui in ny?

OK so i recently was caught for a DUI in NY state , i am under my sister's insurance (geico) and the car is in my name....i want to know how much will the insurance go up even though my sister never had a claim and i am under her...""

Car insurance help needed?

How do I get insurance for every 6 months? Like do I pay a small amount every month? Is it better to call local insurances from yellow pages or the other like State Farm, progressive etc""

Car Insurance In Virginia?

I'm 19, First time driver, 1 Child, Car paid in full, Live in the 22031 area (fairfax), Had a seatbelt ticket before I obtained my license, Female. I want to know which insurance would be best suited for me, I dont need the quotes, I just want advice (from expierience) on where to get quotes from first. I have my permit, and will have my license in 25 days. I'm looking into cars right now, and should have one chosen in the next 2 weeks. I know the car will change what the insurance is, but I have not chosen it. I know I want an automatic 4 door sedan Used. Not sure on mileage yet. Leaning towards Nissan Altima. Any advice???""

What are your opinions about the different car insurance companies? Which one is the best?

I currantly have Geico for our auto insurance. They are cheap but i am seeing why. thier customer service SUCKS. i would really like some opinions on different car insurace companies. Thanks!!

17 pregnant wirh no health insurance.?

I am 17 I turn 18 in June. I found out yesterday that I am 8 weeks pregnant.. I have no health insurance and am wondering what to do?! Is there a way I can get health insurance so I can go to the doctor for me and the baby? Please help.

Cheapest car insurance in Massachusetts for a new driver?

I'm buying a car soon and will need insurance too.

Does my husband need car insurance?

When I signed up for car insurance my broker told me that when my husband receives his driver's license he has to be put on the insurance. My husband got his license now, but he never drives. I drive, and have insurance. He rides his bike or the bus when he needs to get around. He tells me there's no need to have insurance for him since he doesn't drive anyway. My question is: by law, do we have to purchase car insurance for my husband even if he doesn't own a car and doesn't drive mine? Or was the broker just saying that for business purposes? I just want to be informed and do the right thing, whatever it may be. Thanks in advance.""

I need a form for allstate car insurance good student discount?

I need a form for allstate car insurance good student discount?

https://www.linkedin.com/pulse/how-much-insurance-cost-16-year-old-kid-licence-caridade-ma"

[apsbicepstraining]

This Eating Disorder Awareness Campaign Boycotts The ‘Before’ Photo

This is how you make a statement.

Recently, some Instagram consumers took on the before and after photos the phenomenon where people post likeness of their bodies from once they are dealing with an anorexia nervosa and then pictures of them after they recovered through a hashtag campaign called #BoycottTheBefore. The uprights boast a blacked out before epitome as a acces to make it clear that appearance analogies arent always reflective of a healthy form and mind.

The campaign is meant to address the provoking quality of the photos for those regaining from an eating disorder. It generated by Lexie Louise, A 21 -year-old body postivie blogger, in mid-February after investigating her own personal before-and-after convalescence photos. She realized that they were able prompting for others who may also be dealing with an anorexia nervosa or send the incorrect meaning about what the condition actually looks like.

#BoycottTheBefore I have an clause that will be published on the sister website of @neda soon that explores this in more detailed information. I’ll share it when it’s posted but is intended to share some now. (( I don’t is planned to reproach all those who had shared their recuperation photos. I’d like to offer different perspectives because it’s important to open the conversation rather than usurp everyone is on board. I hope those who disagree can speak kindly and non-judgmentally in return .)) For those in early convalescence especially, our eating disorders can persuasion us to compare digits or sizes, or even see us inquiry, “Am I sick enough to receive assist? Because such person or persons seems to need it more than me”. That are very significantly destructive when it comes to this. These photos likewise solely picture physical emergence. It is a huge fallacy still that those who have eating disorder must be physically underweight to be considered striving. It reinforces a misconception that “youre seeing” who is struggling. The true is: we aren’t telling the whole story through these photos, even with our captions. “Theres” beings in retrieval who don’t seem comfy sharing their photos at all. And there are also beings in retrieval who simply cannot relate to having any offending physical changes. Overall, though those of us who can share these photos are praised for sharing them and may be creating short term change, “were about” feeding into the errors of eating disorders and unhappily not building area to compose real, long term change. So gives fight back. I encourage “youve got to” responsibly share your recuperation narrative this NEDA awareness week if “youre feeling” cozy doing so. I also support “youve got to” taken into account in other beings those in recuperation and those whom we are trying to educate. And I foster you to use the photo depicted on the left as your before photo if you want to support this project. We are so much more than comparison photos. We are strong, resilient fighters and we will go against the grain and continue to fight to be seen and listen even if that represents not receiving instantaneous validation. Like convalescence, change takes time; it is a wander but it is possible .

A post shared by Lexie (@ soworthsaving) on Feb 16, 2017 at 6:05 pm PST

Posting these analogy photos is facilitating the idea that you can see everyone else who has eating disorder, she wrote in an Instagram caption following removing the personas. It is also allowing the competition among those struggling with designs like, well, Im not sick enough to get help because I dont look like that.

Since she started the campaign, the hashtag has taken off with more than 1,000 submissions. Model Iskra Lawrence, who has been open about her own retrieval from an eating disorder, shared her own boycott photo.

( This upright is seeing Eating disorder& recuperation NOT the fitness industry/ or weight loss). Please read before delivering judgement as this is NOT me telling you NOT to post before and afters or lessening the achievements and accomplishments of those who are proud of their excursions. I adore verifying people celebrating how far they’ve come and altogether get why( myself included) choose to berth before and afters . . But let’s open the discussion ….. # BoycottTheBefore was started by @soworthsaving and I’m so proud to be part of this movement . . I myself have seemed the pressure to post before and after pics to validate that I too stood … but that’s absolutely no truth to the rumors. We do not need to prove that we fought, we do not need to feel like anyone may have fought more or less because maybe there before and after photos aren’t as “dramatic”. It’s not even about that, it’s ever about how far you’ve succeeded so @boycottthebefore is here to celebrate YOU right now! To celebrate how far you’ve come and maybe how far you still have to go – there is no perfect convalescence& everyones is totally unique . . I do however want to say I’m not against posting before and afters, I have done so too and will be keeping them up. Nonetheless this is also a really great letter and I hope to see lots of of you labelling me in your pics( I’ve shared pics of the individuals who labelled me precisely swipe to discover )… I’m forever inspired by the convalescence& bopo local communities and I’m grateful for every single person who empowers one another and shares their beautiful unique provoke with us all . . To read @soworthsaving blog post about such movements going to see @neda or http :// proud2bme. org/ material/ eating-disorder-comparison-photos-boycott #NEDA #everyBODYisbeautiful( bikini is @aerie) No makeup no retouching #aeriereal

A post shared by i s k r a (@ iskra) on Feb 25, 2017 at 1:28 pm PST

Sharing a’ before'( frequently dangerously underweight and makes surprise and sneer in numerous) against the’ after'( frequently a healthier heavines and probably smiling) is something commonly occurring on ED awareness week. This is only demonstrating a physical change and one that feeds into the underweight form stereotype( and for those who have suffered that never have been underweight, where does that leave them ?) I’m not going to put a’ before’ picture of myself on that may trigger others or potentially realise others feel like their eating disorder is less valid. My own anorexia nervosa would cherish me to post one, for some means of validation/ reassurance and proof to others that’ hey ogle yes I was dangerously ill and here is your proof now you have to believe me by this to justify whatever notion you have about someone with anorexia’ NO. I have nothing toprove to anyone. Trying to spread the word of eating disorder being an internal combat and illness of the attention but posting photos reinforcing the opposite? It isn’t a competition( whatever your anorexia nervosa “re saying” ). Telling people how you exerted x amount and weighed xlbs and subsisted on simply x a epoch does not educate people on this mental illness. I don’t is intended to be buttressing this stigma that so people are trying so hard to break away from. Boycott the before. #boycottthebefore #nedaweek #eatingdisorderawareness #recovery #mentalhealth #educate #youarenotyourmentalillness

A post shared by Charlie Storey (@ wakeupinwoodland) on Mar 5, 2017 at 2:04 pm PST

A few weeks ago I quietly started a travel of genuine person credence. I haven’t opened up to anyone about it until now. I was tired of being haunted with a weight loss aim, telling food pass my life, and always having what I’m ingesting or when I will reach my occult weight loss point digit on my sentiment. It was becoming an preoccupation, and it had to stop. I went into it with my whole centre. Done weighing myself, but still snacking as health as I can, working out on a regular basis, and not beating myself up over every cookie that I have. It’s is an element of “the worlds largest” humbling events of my life and I’ve never appeared more confident and beautiful. As a nutrition student the most valuable lesson that I’ve learned is that we are more than exactly a number. As long as you live a health life overall, that’s all that matters. Being scrawny does not mean being healthy. Health comes in all shapes and sizes! So on the working day, you will never interpret another before and after visualize or weight loss post from me. My before is just as remarkable as my after. Too I will never facilitate anyone “lose weight” again. However if you are truly interested in improving your Health and getting HEALTHY, I’ve got your back! Contact me. Weight loss will probably be a bonus from that, but I will no longer spur contacting one count, that number does not define who you are. Stay healthy. Stay beautiful. Stay what you are. #boycottthebefore @boycottthebefore #loveyourself #loveyourbody #bodypositive

A post shared by Aisha-Z (@ aishazrva) on Mar 4, 2017 at 2:47 pm PST

An reckoned 30 million peoplehave an anorexia nervosa in the U.S. Devouring ailments have thehighest mortality rate of any mental illness radical, in agreement with the National Association of Anorexia nervosa and Associated Disorders.

This careening happening is farther proof that they need to be taken seriously. One way to do that is to increase public awareness, which can send the meaning that the condition is manageable with care. Thats why social media crusades like #BoycottTheBefore are so vital: They highlight recovery over everything else.

I am in retrieval. I am living again. I am thriving, Lousie wrote on Instagram. And I dont have to prove that I was sick by showing you my body.

Head over to Instagram to browse more #BoycottTheBefore photos and storeys.

H/ T Mashable

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[grubhivemind]

-- primadonnaTartuffe [PT] began pestering invincibleDetective [ID] at 22:35 -- 

PT: hi hello anybody home?

ID: Not currently. But I'm listening. 

ID: I hear Dorian's home.

PT: yeup. 

PT: there was a heartfelt tearful reunion between him sirius sage and myself outside skaianet building today. dope shit.

ID: Does sound dope. 

ID: I'll have to remember to stop by.

PT: yeah thatd be cool! making yourself like physically available to people is pretty dope sometimes too. 

PT: hey speaking of. 

PT: what the fuck my guy?????????

ID: ...I didn't realize we were in a position to be making these particular demands.

PT: THATS NOT WHAT I MEAN!!!

ID: So what do you mean?

PT: i mean!! 

PT: why have you been avoiding me?

ID: I've been attending to my own affairs. 

ID: Same as you. 

ID: If that includes avoiding you, then I guess we really should reevaluate the double standards being put in place. 

ID: But I mean. 

ID: If you're going to let any asshole come in and wreck what you're trying to accomplish, why settle on me?

PT: wow okay. 

PT: urrgghh. 

PT: listen i know i fucked up but its not exactly something i can atone for if we arent gonna be straight with each other. 

PT: you were acting all dodgy even before that.

ID: And you weren't? 

ID: Let's not pretend either of us has a fucking clue when it comes to jumping to decisions. 

ID: Decisions maybe we weren't ready for. 

ID: But that's neither here nor there. 

ID: I can't hold myself responsible for your feelings or decisions. Only my own. 

ID: You know I'm crazy about you.

ID: I don't want to get pulled back into this cycle.

PT: well FUCK neither do i??? 

PT: i dont want you to hold yourself responsible for me. i never wanted that! 

PT: but you do!!!! thats why im like walking around eggshells around you. 

PT: you cant stand watching me fuck myself over because you cant handle how powerless it makes you feel. thats it isnt it???? get a clue!!!!! 

PT: i 👏 dont 👏 care 👏 about 👏 being 👏 rescued 👏!!! 

PT: IM SICK JACK. so are YOU. and NOBODY can fix us. NOTHING can fix us. 

PT: both our miserable lives are gonna be filled with us fucking up in varying degrees of severity until were lucky enough to finally bite the big one.

ID: That's almost comforting. As if I'm not vividly aware of how everything ends up in the end. 

ID: But if it's all doomed to shit from the beginning, what's the point in trying? 

ID: It sure as hell isn't me you're disappointing. I've had a hard lesson in learning what I'm about. 

ID: And yeah. I'm not about watching you fuck yourself over again. 

ID: All the while, fucking this... relationship over because neither of us are equipped to handle the reality. 

ID: It isn't about getting fixed. It's about managing and coping enough to live another day. 

ID: That's what you should be focusing on. And what I should be helping you with. 

ID: It sucks that I'm not. And it sucks that you wouldn't let me if I tried. 

ID: So again. What's the point?

PT: arrgghh what the fuck??? 

PT: jack im not trying to shut you out!!! that isnt what i mean. 

PT: youve BEEN helping me. ever since i got back youve been nothing but supportive. 

PT: christ i feel awful about relapsing. i know how it looks. 

PT: but youve made a difference. everyones made a difference. 

PT: i fucked up. thats on me. i want to own up to it instead of running away from it like i always used to. im tired of being that way. 

PT: and i definitely dont wanna run away from something good cuz im afraid of breaking it. 

PT: because when im without it i know exactly what im missing out on. and i know its worth holding onto. 

PT: ... jack. can i please just talk to you in person?

ID: Depends. 

ID: Are you sober?

PT: :/

PT: yes.

ID: I'll make it back to the apartment later on today.

PT: alright. ill be around.

JACK: -Some hours later, Jack makes his way back to the apartment. Coming from who knows where, that detail wasn't important. Anger was still burning like acid in his belly, which he thought was better than the exhaustion that was threatening to overcome him. It was so much better than being detached and absent from the conflict.- 

JACK: -Lumbers into the apartment, apprehension tense on his face and his shoulders.-

RYAN: -she's waiting on the couch, clicking through space netflix or whatever mindlessly while she's waiting for jack to show up, failing miserably to keep herself distracted when all the things she wants to say keep running through her frustrated mind. she's alone, since sage is catching up with her previously absentee twin, and when she hears jack come in she jumps a little in her seat.- 

RYAN: -looks over at him, squaring her shoulders.- ... hey.

JACK: I'm home. -states like that's not obvious. Closes the door behind him, channeling more of that apprehension as he continues to hover by the entrance hall.- Now what. 

JACK: Pleasantries?

RYAN: no. -crap... what DOES she say now? there's too much she wants to say, it's impossible to know where to begin.- 

RYAN: ... can i start by saying im sorry?

JACK: Sorry for... -tries to grasp for words for her.- 

JACK: Falling off the bandwagon? Or... 

JACK: -drags a hand down his face.- Being mutually fucking awful at this feelings thing?

RYAN: i mean... 

RYAN: both kinda? 

RYAN: -looks away with a sigh.- im sorry i always keep this shit to myself. 

RYAN: its like i know people are there for me and i know i can reach them if i need to but ive kinda been lacking the discretion to know when and how and... 

RYAN: i was hanging out with sage the other day and we talked about a lot of things. i dont wanna say i had an EPIPHANY like suddenly everything makes sense and i know how to be a better person whos better at communicating! 

RYAN: but i guess it did help me figure out what i need right now. 

RYAN: so im sorry for holding you at arms length. me being afraid is no excuse to run. if anything its the opposite. -shrugs. she doesn't think it means much just to say these things, but that's about all she can do right now.-

JACK: -It's true. None of this was actually succeeding in making him feel better. For as much as Ryan tried to make sense of the mess of her brain, Jack was having an equally fucking time wading through the muck in his own. He rubs at his neck and shoulder, uncomfortable and uncertain of how the hell he should be behaving.- So... 

JACK: What is it you need?

RYAN: i need to quit being so fucking selfish. -sighs- 

RYAN: because i AM. im stubborn and i hide and i complicate things because i think its better for everyone to try and distance myself and forget about all pain ive caused people. 

RYAN: i need to just... listen to people. really listen to what it means when they say theyre there for me. 

RYAN: it sucks and i feel like a burden but whatever. i have to keep truckin.

JACK: -He feels ill having these things laid out in front of him. Again, he told himself. The word felt scalding and brutal even as he thought it. How the shit he was supposed to make sense of her efforts versus his own (???), Jack had no idea. He exhales painfully, his expression tight.- 

JACK: Where does all this leave me? I have no idea what the hell I'm doing. Or what I'm supposed to be doing. 

JACK: Not that I expect you to know but... fuck. 

JACK: -wrings his hands about. Exasperated. Unable to express or even TELL what he was feeling.- We're a fucking mess.

RYAN: -watches the way the confused emotions twist painfully in his expression and mannerisms and matches it with her own.- 

RYAN: ... i know. 

RYAN: but baby you-- youve been doing good... 

RYAN: when i came back home i barely recognized you. you seemed so much more content with yourself and just. -gestures widly.- life! 

RYAN: im not saying i thought you had it all together but shit you made so much progress. -sighs- it made me feel like... i wasnt completely hopeless. it inspired me i guess. especially when you told me... the worst was over. 

RYAN: -runs a hand through her hair- what im saying is i dont think you need to do anything different from what youve been doing. 

RYAN: i just want to be a part of that. without being afraid of fucking it all up for you. 

RYAN: ... i dunno if that makes sense.

JACK: -blind eyes focus and tense at spaces he can't see. Picturing what her face might look like just by her tone of voice.- I can't stand here and pretend like it doesn't make sense. It does, Ryan. 

JACK: But at what cost? We work our asses off to get to a place where we're at least semi-functional, just to... throw it all out of the fucking window as soon as these impossible standards our sick heads start putting into our minds. 

JACK: Jesus fuck! -whips at his forehead, more exasperated than before. His voice echoes off the walls of the apartment.- I turn you into a symbol. You stop being a person, more like someone I have to warp myself to accommodate and-- 

JACK: It's wrong! It's so fucking WRONG that I'm the one that fucks it up for us. Why do we keep letting it get like this?? Why do you keep excusing it?? -hand flops to his side then, like a dead weight as scornfully, he turns his head.- 

JACK: Why can't I just. 

JACK: Be there for you? -scuffs his boot at the ground. The picture of unhappiness.-

RYAN: -at some point she's gotten to her feet, only to wind up stuck in place like she isn't sure where her restlessness wants to take her. instead, she passes her hands through her hair a few times, trying to figure out the answers to all the questions tumbling out of him.- 

RYAN: ... but you have been there for me. 

RYAN: youve been helping me stay on track all this while. whenever i thought i felt myself slipping id go to you cuz i knew youd understand and-- christ. 

RYAN: you literally saved me from getting jumped and who the fuck knows what else mightve happened to me that night. 

RYAN: you said it already... you arent the only who whos been distancing themselves. im not excusing shit. nothing im not doing too. -focuses on him again, taking steps towards him, touching whatever furniture she slowly passes by.- 

RYAN: im scared of dragging you down. im too much work. im scared im poison. 

RYAN: do you see me that way?

JACK: -As her voice floats closer, he finds his weight sagging until his shoulder presses by the hallway wall. Allowing her to approach with his tone nothing more than a mutter.- God damn it... 

JACK: Can't talk to you when you're like this... -says... and despite the words, Jack is wistful.-

RYAN: -huffs a little when she stops, keeping a short distance between them. her hands fiddle with her hair again nervously, but she still watches him carefully.- like what?

JACK: Vulnerable and approachable. And shit. -mumbles around a lopsided crack of a smile. At nothing in particular but if only Jack could see the cute uncertain look on her face. He'd sweep her up right then and there. Instead, he sighs.-

RYAN: -expression softens at the sight of his smile, and it tugs at her heart strings something painful.- ... shut up. im always tough. ill fight you right now. -sad as she is, she has to laugh a little. but when it quickly subsides, she sobers up again.- 

RYAN: jack... -exhales- 

RYAN: you know im not perfect.

RYAN: ive come and gone from your life so many times. everyones lives. i kept things from you. i did it back then and i started doing it again. 

RYAN: of course youre scared or upset. you just wanna help me. 

RYAN: but youre hurt too. youre mad. youre allowed to be. i want you to be. 

RYAN: dont idealize me. and i wont do that to you. 

RYAN: i just... think we can take the ugliness with the good too. i think its worth it.

JACK: -the weariness starts to tug at his expression again... But ultimately, he nods.- Makes sense logically. 

JACK: But ironically, I can't trust myself to know that is how I'm supposed to see things. Not always.

JACK: I'm blind, if you would. To those things. 

JACK: Wraps up pretty-like in the context, if you ask me.

RYAN: -scoffs a little, but she nods.- ... i get that. in a way. 

RYAN: like people tell me all the time i shouldnt feel bad. that im trying and thats all that matters and i should be proud of myself for the progress ive made. 

RYAN: -shrugs- but im not. not really. you know? 

RYAN: i believe what people tell me its just... not as easy to tell myself and believe that.

RYAN: i bury it i guess. so that i dont have to figure out how i really feel about it.

JACK: -closes his eyes and nods sagely. His answer delivered in an equally sage-like way.- It's honest-to-god funnel fry style horseshit.

RYAN: -dammit, she's smiling again. rude ass...- pretty much. 

RYAN: its gonna take a lil more than powdered sugar to make this mess prettier. 

RYAN: ... i never meant to rush into things again. 

RYAN: but i blame our fuckin ridiculous chemistry for that tbh. 

RYAN: i just... wanna be a part of your life. in whatever way i fit into it that works.

JACK: Mmmm. -scratches idly at his chin and neck.- 

JACK: I was personally going to blame the mad crazy ape banana monkey sex dreams you were having. 

JACK: There's been worse reasons to rush into shit, I'm sure.

RYAN: shut up?????? obviously i was avoiding that embarrassingly telling topic you insensitive bitch. -SHOVES HIM, but gently.- 

RYAN: god we are pathetic.

JACK: Ask anyone. Couldn't be a straight shooter if I tried. -reaches for the hands that shove him. Squeezing at them just as gently.- 

JACK: Insensitive bitch is my maiden name.

RYAN: is your middle name stupid ho? -looks at the hands holding hers, heart fluttering suddenly. dammit. she squeezes back till her fingers interlace with his.-

JACK: Ass. It's stupid "ass" ho. -slender fingers fit so thin and perfect beneath his own. He can tell by the simple touch.-

RYAN: ohhhh damn. i was so close. -shuffles her feet a little before she closes some of the distance still between them, resting her head against his shoulder wearily.- 

RYAN: what happens now?

JACK: -grasping at straws, really. He was about to ask her the same question himself. What Jack does do, is bring his arms around her shoulders. Holding her.- Get our respective shits together, I'm hoping. 

JACK: But honestly... 

JACK: Who fucking knows.

RYAN: yeah. -exhales again, trying not to overthink it all, but also not to flee from the uncertainty. it simply is. and in some way, eventually, it'll be alright. she squeezes her arms around him too, savoring what she can of the moment.- 

RYAN: i still think you were onto something back then. 

RYAN: about the worst being over with.

JACK: Maybe... -rests his cheek against her hair.- 

JACK: I wouldn't trust a word that past asshole of me might have said. 

JACK: He's been known to bullshit.

RYAN: -peeks up at him.- goddammit jack stupid ass ho insensitive bitch-crocker...

JACK: -Her peeks give him the opportunity to nuzzle, burying his nose in the short locks of her hair.- Hm... 

JACK: You smell pretty.

RYAN: smell ALL you want. -giggling again, she can't help to take advantage of the proximity -and brush her lips against his cheek in a chaste kiss.-

JACK: Some of the few things I'm reduced to, in my condition. -the smooch on his cheek has him tilting his head that way, reflexively going for a peck to her lips. Unfortunately, the whole execution ends up clumsy and he kisses at her chin instead. Wasted... and realizing what he's doing.- 

JACK: ...Sorry. -diddles between staying and pulling away, the arms turning slack around her shoulders.-

RYAN: -clumsy, but so sweet. she wants to go even less, perhaps against her better judgement. and she doesn't seem to budge much either.- dont be sorry. 

RYAN: but also same.

JACK: -Well someone has to show self control, he tells himself. Or try to. Arms peel from her shoulders until he can rest his hands there. It's then that he leans in again... and kisses at the top of her head.-

RYAN: -her heart sinks when they unfold from each other, but the bittersweet kiss to her forehead serves as another reminder that things will be okay. while he rests his hands on her shoulders, hers find his cheeks, framing him in such a way that he has to know she's looking him right in his smoky eyes.- 

RYAN: ... i love you. -she just needs to remind him.-

JACK: -with delicate palms taking his face, he can almost picture the pretty maroon of her eyes. Maybe his face ends up saying so... but Jack just can't bring himself to figure out what the words meant. If only he could give her the right reply.- That is really.... 

JACK: Enough. 

JACK: It's enough... for us. For now. -says, but not without hesitance. Like he's jumping on a gamble again.-

RYAN: -brushes her thumbs over his skin gently in one last attempt to reassure.- yeah. 

RYAN: it is. -says quietly, but with enough certainty for the both of them. again, for now. she finally draws her hands away then, stepping out from his personal space.- 

RYAN: im gonna... head home now.

JACK: -feels pretty chilly with her hands gone.- ...You sure?

Jake English's #1 Fan-Last Friday at 3:44 AM

RYAN: ... no.

RYAN: i mean i dont want to. -full body shrugging.- 

RYAN: do you... want me to stay?

JACK: Yeah? I mean... 

JACK: Hm. -looks up and around now- 

JACK: I actually don't know what time it is. 

JACK: Or if it's late.

RYAN: -snorts.- its a lil late yeah. 

RYAN: alright then. ill just crash here.

JACK: Our couch might as well have an imprint with your ass on it. Now that you mention it. -brushes by her to lumber deeper into the living room. Hand passing by the furniture as he does so.- Actually I mentioned that. 

JACK: Don't take credit for it.

RYAN: jack mentioning my ass... what a surprise. -watches him before following.- 

RYAN: i will take credit for the perfection of this imprint though. -plops onto the couch and wiggles like she's nestling into the imaginary indent (or is it.)-

JACK: Maybe I should take the couch for a change. -he can imagine what shes doing and is enjoying the imagery.- You can pirate my room.

RYAN: oh? then move bitch im tired of crashing on couches. -unwiggles back onto her feet.- 

RYAN: enjoy the lingering shape of my booty.

JACK: I'll try to not let it lead to anything risque. -fuck you, he's still going into his room. He needs a shower after all.-

RYAN: what you do on your couch is your business. -scampers into the room after him, immediately flopping into the bed so she can get cozy. she's a burrito. it's really a shame he can't see.- :relaxed:

JACK: Touche. -Truely the tragedy of the evening that he can't see. Jack busies himself by fishing for pajamas.- Same goes for what you do on my bed. My business. 

JACK: -And with that he leaves.- Go the fuck to sleep.

RYAN: yeah yeah... goodnight. -hate to see him go, love to watch him leave. :eyes: she rolls deeper into blankets onto her side, letting herself relax enough that she actually gets some restful sleep. it's easy when the sheets smell like him.-

[isaacathom]

why do i keep going w this stuff dude

like what id have to do to justify what happened to the travelling partner is.... like... itd be a character thing. youd have the Survivor right there, and his personality would already establish he’d be capable of nasty shit (mostly because he literally does nasty shit during the story, yknow). but the hunters have to characterised as able to do it posthumously, which is difficult, because typically shit gets rose tinted. there’d be few people who’d be willing to say bad shit about a dead person. though its possible we’d get that insight from the people the Woman befriends, as they’re unlikely to be super close to the hunters (or theyd be keeping distance) and it means theyve got distance and more objectivity about their actions.

then i have to decide why. like, whhyyyyy? why do it. why do that. why attack an exhausted woman and kill her while her friend watches? a personal ‘quirk’? did she say something? did they do something and she reacted negatively? what happened. theres a couple of possibilities which i guess ill detail for future/current pickings

- ~just a prank~. possibly some sort of stupid action involving hurting the woman that went too far and resulted in her death? difficult to justify, but if the hunters are young enough or established to be immature enough, it could work. maybe the idea was that theyd injure her and then bandage her up and bring her back to the village, like they wanted? kinda fucked up but this is also Murder so i guess fair game

- more nasty shit. like, yknow.... assault? pretty young ladies wandering the forests, shit gets nasty, eeeewwwww. i dont want it, but it could explain stuff. itd especially help explain why the Survivor would hide the body, beyond the obvious. kinda gross, kinda dont want it because of my personal preferences, but it COULD work

- genuine accident. itd make it less questionable, but itd also ruin the idea that the Woman acted out of ‘self defence’ if it was an accident. shit gets rough and goes too far? like they push the girl around and she trips and hits her head? but again, ruins the narrative if harm wasnt intended. harm has to be intended to the girl in order to justify the Woman’s actions

- honestly dunno. to keep her quiet? like, the idea here is that the hunters are doing Bad Shit, possibly the above or something not directly related to the women, that they end up bearing witness too. like, illegal shit. or just very damning stuff, character wise. such as. idk.... honestly dont know. maybe something related to status? burying something they stole? it could work that way. Then the idea is that the girl is specifically outspoken in calling out and not taking their bullshit excuses, and the hunters decide to keep her quiet, resulting in her death while her friend (the Woman) watches in fucking disbelief. itd be interesting if the hunters had committed a crime that led them to commit that crime, yknow?

thats about it. ofc it needs a lot of though. i think the accident angle is out, though an aspect of it can be included in others, especially for some characters. for instance the Survivor, who was clearly not strictly involved, hence him being spared. he was complicit, hundo percent, but he could easily see the whole thing as a tragic accident. perspective and stuff. i think the Prank is also out because thats fucking stupid. leaving Gross Nasties and Covering Up.

both could easily justify the Womans actions, i feel. Nasties would be her friend being yucked while the woman is prevented from intervening, and when the yuck goes too far and the woman’s friend dies, she flips (understandably). and in that context, the argument can also be made for them possibly doing the same to her, yknow. that’d play in.

cover up would be the two of them coming across something suspect that the hunters have done/are doing, and the woman’s friend being attacked for witness. in that, the woman would be simply held down quietly because shes a much more quiet character and would submit quickly to prevent danger, while her friend would refuse despite her exhaustion. so then the hunters would pull their weapons to force her to submit, and then it goes too far (theres the accident angle) and the woman flips. and again, the aspect of whether or not after essentially torturing her friend, whether theyd do the same to her. 

i think Cover Up might be easier to spin w/ murder, as itd be easier to prove. as in, the woman’s body would show clear signs of this, bloodstained gashes in clothes and shit. whereas Nasties could be a little harder to prove as murder, since, well, i know exactly what Nasty im thinking of and idk how long that sort of evidence would last in a ditch. i mean, there shit down there that at least partially preserves her, but STILL.

the issue w/ Cover Up is that i need to work out what started it. as in, what the hunters were doing. like, theyre out hunting, yea, but what are they hiding? it has to be something worth killing over. it cant be too petty. its not another murder, thats for sure. a theft? a theft of a valuable item? either personal or general monetary. but it also couldnt be TOO important, because then theyd look harder for it. though, if it IS valuable, would they go looking in a ditch? probably not. cause the idea is that they were gonna bury it, right. but with the whole murder thing, the Survivor is disposing of evidence. chuck the body, chuck the goods, they arent worth it now, clitter clatter crack. plus, the idea is that the Survivor is more a lookout than actually perpetrating anything. still a cunt, but a lesser cunt. hes not invested in it personally, more on his friends’ behalf, and his friends are dead, so what does it matter? down the ditch, clitter clatter crack.

that could work. it could even explain how they finally find the body in the ditch - the body was more carefully disposed of, and the goods were just chucked. one of them missed, or remained closer to the surface, buried lightly under leaves and dirt until its found. meaning multiple goods. could work. what they actually stole isnt the important part, though - just the fact its worth killing a complete stranger for. OOH! oh fuck i had an idea. ok keep Cover Up as an idea but heres a second idea.

Robbery. they were robbing the two of them. theyre foreigners, a long way way from home, and well dressed beyond dirt and grime. maybe they were carrying something valuable, or valuable enough. nice jewellery, that sorta thing. the hunters, encountering this well dressed tired duo in the woods, offer to take them back to the village, but instead take them further with the intend to rob and kill. make the death look like an accident, claim they discovered the poor women, or just dispose of the bodies and sell the goods on the down low with no questions asked. both good. the former has the accident angle in, too, both deliberate and in how it ended up being incriminating.

so the women get taken further into the woods, and then the friend realises this, she makes a break for it. the Woman is quickly held so she cant flee, because she didnt react fast enough, and the girl is tackled to the ground and held down. the man holding the Woman quickly rifles through her pockets for her goods while she looks on in terror, as the other hunters hold her friend down and forcefully keep her quiet while robbing her too. ofc, as i said earlier, the friend is a lot louder and ‘feistier’ than the Woman, and shes not gonna let them rob her blind without a fucking fight. kick, scream, bite. eventually they start pulling weapons and threatening her with them, and its at this point that the Survivor starts having second doubts. this is when he steps back. he was probably gleefully robbing her, taking off jewellery and stuff, but oh shit, oh dear, oh god, this is going far. but, ofc, the friend isnt letting weapons stop her, until it HAS to stop her, because they start like. cutting and stabbing her. The Woman screams, the Survivor cries out, and thats the point where locals start going ‘hmm did you hear that martha? sounded like screams’ ‘i bet its just the boys being silly’

of course the screams will quickly escalate when the friend stops. brief silence as she stops struggling and screaming. the hunters proceed to rob her blind and gloat as the Survivor cautiously moves in closer. ‘You.... you killed her??????????’

crack. foosh. scchrrk. hunters dead, survivor yelling in terror, the Woman screaming in rage before running further into the woods. Survivor checks his friends, works out fairly quickly its too late, and proceeds to dump the body and clumsily toss the goods before starting to head back to the village, trying to carry one of his less-injured-but-still-totally-dead friends. open shut.

fuck. that works well. and its make the survivor at least a lil sympathetic while still being a cunt. a young man out of his depth, surrounded by older friends with more force. the thing is that its not premeditated. they didnt plan this encounter. they decided to go with it. so the Survivor is similarly trapped in it and mostly non complicit. he starts helping rob the friend because his friends say so. ofc, that doesnt excuse the fact that once everything is said and done, he disposes of the body and the evidence of their crime, and frames it all on a woman they attacked. perjury and shit. broke the law. cause like, yea, hes doing it to help his friends, but his friends ARE dead, nothing is actually keeping him there, because he checked on his friends before disposing of evidence. still a cunt, yknow.

this works. i like this. well, ok, i dont, its fucking murder, but narratively i mean, i dig the shit out of this idea, make the hunters actual criminals here. means the posthumous establishment of character has to establish their forcefulness and violence.

another thing - how many hunters? based on the scene above, at least 3. one to hold the Woman, one to hold the friend, and another to rifle her pockets. the Survivor helps to rifle pockets, but hes separate. thats 4 guys overall. that seems a fair amount for a hunting party. fuck. this is good. i like this. initially, in the dreams and shit, there were 4 dead hunters, but 3 works just as well and makes less work for me as a writer. i like this a lot.

[apsbicepstraining]

This Eating Disorder Awareness Campaign Boycotts The ‘Before’ Photo

This is how you make a statement.

Recently, some Instagram consumers took on the before and after photos the phenomenon where people post likeness of their bodies from once they are dealing with an anorexia nervosa and then pictures of them after they recovered through a hashtag campaign called #BoycottTheBefore. The uprights boast a blacked out before epitome as a acces to make it clear that appearance analogies arent always reflective of a healthy form and mind.

The campaign is meant to address the provoking quality of the photos for those regaining from an eating disorder. It generated by Lexie Louise, A 21 -year-old body postivie blogger, in mid-February after investigating her own personal before-and-after convalescence photos. She realized that they were able prompting for others who may also be dealing with an anorexia nervosa or send the incorrect meaning about what the condition actually looks like.

#BoycottTheBefore I have an clause that will be published on the sister website of @neda soon that explores this in more detailed information. I’ll share it when it’s posted but is intended to share some now. (( I don’t is planned to reproach all those who had shared their recuperation photos. I’d like to offer different perspectives because it’s important to open the conversation rather than usurp everyone is on board. I hope those who disagree can speak kindly and non-judgmentally in return .)) For those in early convalescence especially, our eating disorders can persuasion us to compare digits or sizes, or even see us inquiry, “Am I sick enough to receive assist? Because such person or persons seems to need it more than me”. That are very significantly destructive when it comes to this. These photos likewise solely picture physical emergence. It is a huge fallacy still that those who have eating disorder must be physically underweight to be considered striving. It reinforces a misconception that “youre seeing” who is struggling. The true is: we aren’t telling the whole story through these photos, even with our captions. “Theres” beings in retrieval who don’t seem comfy sharing their photos at all. And there are also beings in retrieval who simply cannot relate to having any offending physical changes. Overall, though those of us who can share these photos are praised for sharing them and may be creating short term change, “were about” feeding into the errors of eating disorders and unhappily not building area to compose real, long term change. So gives fight back. I encourage “youve got to” responsibly share your recuperation narrative this NEDA awareness week if “youre feeling” cozy doing so. I also support “youve got to” taken into account in other beings those in recuperation and those whom we are trying to educate. And I foster you to use the photo depicted on the left as your before photo if you want to support this project. We are so much more than comparison photos. We are strong, resilient fighters and we will go against the grain and continue to fight to be seen and listen even if that represents not receiving instantaneous validation. Like convalescence, change takes time; it is a wander but it is possible .

A post shared by Lexie (@ soworthsaving) on Feb 16, 2017 at 6:05 pm PST

Posting these analogy photos is facilitating the idea that you can see everyone else who has eating disorder, she wrote in an Instagram caption following removing the personas. It is also allowing the competition among those struggling with designs like, well, Im not sick enough to get help because I dont look like that.

Since she started the campaign, the hashtag has taken off with more than 1,000 submissions. Model Iskra Lawrence, who has been open about her own retrieval from an eating disorder, shared her own boycott photo.

( This upright is seeing Eating disorder& recuperation NOT the fitness industry/ or weight loss). Please read before delivering judgement as this is NOT me telling you NOT to post before and afters or lessening the achievements and accomplishments of those who are proud of their excursions. I adore verifying people celebrating how far they’ve come and altogether get why( myself included) choose to berth before and afters . . But let’s open the discussion ….. # BoycottTheBefore was started by @soworthsaving and I’m so proud to be part of this movement . . I myself have seemed the pressure to post before and after pics to validate that I too stood … but that’s absolutely no truth to the rumors. We do not need to prove that we fought, we do not need to feel like anyone may have fought more or less because maybe there before and after photos aren’t as “dramatic”. It’s not even about that, it’s ever about how far you’ve succeeded so @boycottthebefore is here to celebrate YOU right now! To celebrate how far you’ve come and maybe how far you still have to go – there is no perfect convalescence& everyones is totally unique . . I do however want to say I’m not against posting before and afters, I have done so too and will be keeping them up. Nonetheless this is also a really great letter and I hope to see lots of of you labelling me in your pics( I’ve shared pics of the individuals who labelled me precisely swipe to discover )… I’m forever inspired by the convalescence& bopo local communities and I’m grateful for every single person who empowers one another and shares their beautiful unique provoke with us all . . To read @soworthsaving blog post about such movements going to see @neda or http :// proud2bme. org/ material/ eating-disorder-comparison-photos-boycott #NEDA #everyBODYisbeautiful( bikini is @aerie) No makeup no retouching #aeriereal

A post shared by i s k r a (@ iskra) on Feb 25, 2017 at 1:28 pm PST

Sharing a’ before'( frequently dangerously underweight and makes surprise and sneer in numerous) against the’ after'( frequently a healthier heavines and probably smiling) is something commonly occurring on ED awareness week. This is only demonstrating a physical change and one that feeds into the underweight form stereotype( and for those who have suffered that never have been underweight, where does that leave them ?) I’m not going to put a’ before’ picture of myself on that may trigger others or potentially realise others feel like their eating disorder is less valid. My own anorexia nervosa would cherish me to post one, for some means of validation/ reassurance and proof to others that’ hey ogle yes I was dangerously ill and here is your proof now you have to believe me by this to justify whatever notion you have about someone with anorexia’ NO. I have nothing toprove to anyone. Trying to spread the word of eating disorder being an internal combat and illness of the attention but posting photos reinforcing the opposite? It isn’t a competition( whatever your anorexia nervosa “re saying” ). Telling people how you exerted x amount and weighed xlbs and subsisted on simply x a epoch does not educate people on this mental illness. I don’t is intended to be buttressing this stigma that so people are trying so hard to break away from. Boycott the before. #boycottthebefore #nedaweek #eatingdisorderawareness #recovery #mentalhealth #educate #youarenotyourmentalillness

A post shared by Charlie Storey (@ wakeupinwoodland) on Mar 5, 2017 at 2:04 pm PST

A few weeks ago I quietly started a travel of genuine person credence. I haven’t opened up to anyone about it until now. I was tired of being haunted with a weight loss aim, telling food pass my life, and always having what I’m ingesting or when I will reach my occult weight loss point digit on my sentiment. It was becoming an preoccupation, and it had to stop. I went into it with my whole centre. Done weighing myself, but still snacking as health as I can, working out on a regular basis, and not beating myself up over every cookie that I have. It’s is an element of “the worlds largest” humbling events of my life and I’ve never appeared more confident and beautiful. As a nutrition student the most valuable lesson that I’ve learned is that we are more than exactly a number. As long as you live a health life overall, that’s all that matters. Being scrawny does not mean being healthy. Health comes in all shapes and sizes! So on the working day, you will never interpret another before and after visualize or weight loss post from me. My before is just as remarkable as my after. Too I will never facilitate anyone “lose weight” again. However if you are truly interested in improving your Health and getting HEALTHY, I’ve got your back! Contact me. Weight loss will probably be a bonus from that, but I will no longer spur contacting one count, that number does not define who you are. Stay healthy. Stay beautiful. Stay what you are. #boycottthebefore @boycottthebefore #loveyourself #loveyourbody #bodypositive

A post shared by Aisha-Z (@ aishazrva) on Mar 4, 2017 at 2:47 pm PST

An reckoned 30 million peoplehave an anorexia nervosa in the U.S. Devouring ailments have thehighest mortality rate of any mental illness radical, in agreement with the National Association of Anorexia nervosa and Associated Disorders.

This careening happening is farther proof that they need to be taken seriously. One way to do that is to increase public awareness, which can send the meaning that the condition is manageable with care. Thats why social media crusades like #BoycottTheBefore are so vital: They highlight recovery over everything else.

I am in retrieval. I am living again. I am thriving, Lousie wrote on Instagram. And I dont have to prove that I was sick by showing you my body.

Head over to Instagram to browse more #BoycottTheBefore photos and storeys.

H/ T Mashable

If youre struggling with an eating disorder, call the National Eating Disorder Association hotline at 1-800-931-2237.

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