#i sent my landlord what i said. waiting on his response but i appreciate everyone who helped me out sm!

[st4rbwrry]

whoever jewel is THANK YOU SO FUCKIN MUCH TO THE BOTTOM OF MY HEART. you literally made me tear up, made my fuckin night. i cannot believe you sent me that much. i’m so so extremely immensely grateful. omg.

[maemi324]

Black Coffee

Hey there friends! It’s been a while hasn’t it? Today i come at you with a new piece for a new My Hero character! Well new to me writing him.  Here we have....Villain Deku! Inspired by this tiktok! https://vm.tiktok.com/ZMJUywn9t/ it just screamed Villain Deku to me. This is my first time writing him, so if he seems a little OOC, that’s probably it.  Here are some songs I listened to while writing this 1. headless waltz- Voltaire 2. Don’t go by the river- Voltaire 3.House of Myth, Such horrible things, Gorey Demise, Grave Robber, Greatest Show Unearthed, Aim for the head, Buried Alive- Creature Feature 4. Spooky Halloween Mashup, Syndicate: Underground- Cover by Peter Hollens. Warnings: Robbery, Guns, violence, let me know if theres more I need to tag please! Only edited by me, so I’ve probably missed some stuff! With that! Let’s get into it!

Dawning light streamed in through the windows, the scent of coffee heavy in the air, steam from the hot drink you made rising softly. Soft music flowed through the room, other employees taking the chairs off the tables and whipping them down. 

You sipped your drink, your eyes barely staying open as you leaned against the counter.  It was far too early to be awake. Pain flashed through your mouth as you reluctantly swallow, your tongue protesting not only being burned but the now cool air that touched it. 

It was too early for your own nonsense. 

As the sun rose in the sky customers began their daily migration to the bean and leaf juice they all craved. Thankfully it was still rather early, only a handful showing up, and even fewer deciding to take a seat and enjoy their purchases. 

“I can help whoever’s next?” you call out, closing the cash register and looking up to the new customer with a bright smile. 

Bright viridian eyes stared back into your (e/c) colored ones, ones that you hadn’t seen in a very long time, since middle school in fact, his green hair cementing just who he was. Recognition dawned in his eyes. 

“Y/N?” “Midoriya?” 

A surprised laugh bubbled up, catching you by surprise, “I haven’t seen you in months- years even!” a short glare from your manager got you ready to enter in his order. Taking a peek behind him you saw that the line had lengthened considerably. “Y-yeah, it has been quite a while hasn’t it?” He stated his order, as you typed it in and gave him the total amount. He must have been pretty tired still as he stared into your eyes. You waved a hand in front of him, snapping him out of his daze as his face flushed a deep red, frantically digging his hand into his pockets to fish out his wallet- where had the damn thing gone- oh it was in his hand already. 

Even after all these years, Midoriya was still just as much of a spaz as he’d always been. He moves to the drink pick up location, leaning against the counter as you made his drink. “I wish I had more time to talk, but with the line growing…” 

“Well What if I came back later today? Or tomorrow?”  You prepped the cup, adding a drizzle of caramel to the sides, offering him a kind smile

“Yeah, I’d like that,” 

You handed him his drink and sent him off with a wave. A disgruntled Karen decided to ring the service bell as you hadn’t jumped back to take her order. 

Why did it have to be a Karen?

Unfortunately you were unable to see him later on that day.

However, just as you turned the sign from closed to open that next morning, you were surprised to see those same bright eyes aimed at you. 

“Well, you’re here quite early” you teased, opening the door for him as you walked in. It would be a while yet before people came into the little shop. He rubbed the back of his neck, eyes looking tired with circles under his eyes, “It’s been a long night,” He laughed off your look of concern, “Just work, nothing too terrible! I just thought I’d swing by earlier before I had to get back to it” 

Your coworkers paid no mind as the two of you walked to the counter as you made him and yourself a drink, taking a seat at one of the tables. No one was here and wouldn’t be here for a good half an hour. 

“So tell me, how have things been? Is your mom alright?” 

“Huh? Oh! Yeah she’s doing fine, still at the same place! She’s retired now actually” “Oh, good for her! I hope she’s enjoying it” you sipped at your coffee, thanking just about everything that you didn’t burn your tongue in front of him. 

“But what about you Midoriya? Last I checked you were wanting to become a hero?” While it would have been hard to be a quirkless hero, It wasn’t impossible. It probably wouldn’t get you ranked in the top five or even the top twenty, but so long as you were a good hero, what did rank matter? 

His eyes shifted from contentment to something a bit more sad, a deep sadness that surprised you. Just as quickly as it appeared, it was gone, a hesitant laugh served as a cover. “Well, I did try, but eventually I just gave up. It just hit me that no matter how much I worked, I’d just be in the way of the pros. I could do some things sure, but...it’s not...it wasn’t enough. So I took a step back and found myself getting into computers, fixing them up, making sure they’re running properly. It’s...It’s nice” 

You place a hand over his, an overwhelming urge to comfort him raced down your bloodstream. His hand jolts at the sudden touch, but he doesn’t bat your hand away. “I always believed you’d make an incredible hero” it made you feel guilty that you hadn’t been there for him when he clearly needed someone, anyone even just to listen to as his one and only dream crashed around him. 

“I know you did, I appreciate it (Y/N),” he offers you a more content smile, “But I’m happy where I am now, really! Plus if I was a hero, I might not have met up with you again” 

You let go of his hand, though not before he gives it a gentle squeeze, picking up your drink and taking another sip. 

“I’m glad to see you're happy though, you said you were fixing computers?”

“Yeah! It’s not a big thing really, just a little repair shop. Clients bring me their various electronics, I clean them and fix them up! It can be really challenging sometimes, especially when it’s an older model! I swear I’ve seen some that I could have sworn were from the early nineties!” 

You listened as he rattled on about his clients, his eyes lit up, a subtle blush on his cheeks as he talked with his hands. More than once you had to back away from getting a straw to the eye, but you hardly minded. 

It became a regular thing, He’d come to the shop at various hours of the day, typically right at opening, on your break, or right as the last customer shifted out the door. You always had his favorite drink ready for him, though you had to fight him to keep him from paying. You didn’t mind after all, paying for his drink. He somehow always managed to sneak in the exact amount into your pockets or purse before he left, leaving you to discover it when he was far and unable to take it back.

The ass.

The more you met up the more open he became, you both talked about work and your grievances there. Now you were talking about anything and everything, TV shows you’d recently watched, movies you were excited to see, stupid stories about Karen's getting owned was a personal favorite. 

However His favorite happened to be the news. He was still hero obsessed as he’d always been. However, there was a more...critical insight into it. 

“Ugh” he huffed out, turning his attention from the TV, though muted, the subtitles were still on. It was currently showcasing Endeavor, how he rescued some civilians from a collapsing apartment building, from a disgruntled worker who had turned to villainy when kicked out of their apartment. They decided to take revenge on the landlord, though it quickly turned to chaos as the entire complex crumbled.

“What is it?” You paused from chewing on the straw to take a sip, “ is it Endeavor?” You knew damn well it was, but it was better to let him process through his words. “Yes! Look at him, smug as can be. He doesn’t even care about those people he rescued, He’s shown no comfort towards them, not even a glance to the children he’d saved. He acts as if he’s too good for them. A real hero would be reassuring, give a sense of calm to everyone involved in a rather tragic turn of events”  he sipped at his drink angrily, nearly choking on it as you patted his back.

“ You mean a hero like All Might?” you offered, knowing that the hero had a special place in his heart. 

Instead of the perky response you would have expected, his lips turned to a thin line, staring into a far off place beyond the TV.

“Yes....just like All Might” 

Figuring he was still going through the appalled emotions from Endeavor, you didn’t press the matter, turning to focus on something else, his latest client, or even a Karen you had encountered earlier that morning. He took your bait readily, eager to listen.

It took you awhile to notice, but during your lunch breaks, on the days he didn’t come in early, he would always be watching the news. He’d rip them to pieces with a barely concealed snarl. He’d rant and rave, while keeping in mind the other customers. He talked about the villains even, and how they were people as well, forced into unfortunate situations, where were the heroes then?

As much as you would have liked to stay in the hero worshiping normalcy, the more he went on the more you began to realize, heroes were actually rather corrupt. You could feel yourself becoming angry alongside him. Why did they do that? What about the people they were rescuing? What about these so-called villains?

You shook your head from your thoughts, looking down to see your next customer that afternoon, a young girl no more than ten years old just out of school and looking to buy a snack and a small drink. 

You sent her off on her merry way, happily sitting down at a table and munching on her snack. Checking your watch, you realized it was time to take your lunch. You sat down at your usual booth and waited for Izuku, sipping at your own drink.

The bell by the door went off, your eyes instinctively looking to see who had entered. Time slowed down as three men came in, guns at the ready and masks pulled over their faces. The first had a black mask, the second having a red one, and the third having a white one.

“Alright! Nobody moves, and no one gets hurt!” the first one shouted, as horrified shrieks went off in the small shop. “Put your hands up and go over there!” he motioned with his gun to collectively gather in a corner. You obeyed along with everyone else in the shop.

The second one aimed his gun steadily at the barista at the register, “No! Not you, you’re going to fill this with all the money you have!” He threw a bag over at the barista who shakily picked up the bag where it had landed, tears running down her cheeks. 

The third held out a bag to the gathered group, “ Put anything valuable in here! Watches, Jewelry, Money, Phones, all of it!” He shouted, an elderly woman shakily began taking off her earrings, another gentleman taking his wallet out. 

The young girl stared with wide eyes, tears falling rapidly down her cheeks, face red as she tried to be quiet, but her hiccups would not allow her. When red looked over at the little girl, her wails increased tenfold.

“Hey! Shut up before I give you a real reason to cry about. You don’t want that do you?!” he shouted, taking a step forward the girl took an extra step back as she put her arms out in front of her to protect herself.

“I said QUIET!” he raised his hand.

Your body moved on it’s own. 

You took the hit for the young girl, your cheek stinging from the impact. That didn’t matter, not over the safety of the little girl, the roar of your heartbeat thumping against your cheek.

“What the hell?!” “Just leave her alone! She’s a little girl, she’s just scared!” You held your arms out, effectively blocking her from view. The elderly woman took the girl to her side, watching for the slightest movement from the robbers.

“ So you want to take her punishment? Is that it brat? Fine,” He shoved you down to the ground easily, glancing over to the young girl, “Take this as an example of what happens when you disobey me!” 

You couldn’t hear anything, your sight blinded as well as his foot collided with your stomach, sending you rolling across the ground. He pinned you down as he punched you, over and over again, arms, stomach and your face, seeing stars as your head hit the ground.

Izuku...Izuku please....

You didn’t know what you wanted from him, whether it was to save you from the pain somehow, or to not show up at all in fear he’d try something heroic like you did. 

The shop doors burst open, a cloth or tape like substance shooting out from someone you couldn’t see, wrapping quickly around the robbers, dragging them to ram into one another, the shock of it making them let go of the guns they held so tightly onto. You faded in and out of consciousness, even though the sounds of battle continued on.

It was all a blur as you slowly came back into reality, sitting in an ambulance being checked over by a nurse. The other heroes who had arrived stood before you, scolding you for your actions.

“What were you thinking?! You put yourself and the girl at risk! They could have made you watch as they hurt her!” 

What was I supposed to do, let her be beaten?

“There were so many other things you could have done! Next time think through your actions before you do anything!”

What could I have done? You fail to mention what else I could exactly do. I didn’t even know what I was doing.

But you didn’t say that. You took the abuse as the nurse began to shoo them off, proclaiming that they’d made their point, nothing more could be said. It wasn’t long before the nurse gave you your results. You were a bit battered but otherwise alright, you’d bruise like hell but you amazingly didn’t have a concussion. Once you were home you were to Ice the bruising spots. With that they sent you with your things back home.

Upon entering your home you changed out of your clothes, something bubbling under your skin. It felt so up close and in your face you couldn’t decipher it. You changed into some incredibly soft shorts and tank top, wincing as you moved to change. 

The silence was too much in your apartment, with shaking fingers you called the only person you could.

“(Y/N)?” “Izuku..” something in you snapped as you heard his voice, a sharp gasp turning into a sob. “(Y/N)? What is it, what’s wrong?”  “I...Can...can you come over? Please? I...I don’t think I can over the phone”  “What? Yeah, Yeah of course, I’ll be right there!”  You gave him your address and hung up after that, flopping onto your couch and hugging a pillow.

It only took him twenty minutes to arrive, but it felt like forever and a second simultaneously. The swift knock at your door startled you out of your blank and racing thoughts. He was dressed in casual clothing, some jeans and some random white button up, a thin green vest over top. Your vision blurred as he stepped in at your allowance, going head first into his chest as you sobbed. He grunted from the impact, but wrapped his strong arms around you regardless. “ Shhh, shhh, it’s alright, I’m here. I’m here” he cooed softly into your ear, “ Here, let’s go to the couch alright?” You nodded but didn’t let go. You shuffled your way to sit on the couch with him, only parting to readjust his hold.

“There was an attempted robbery at the shop today,” you sniffed, resting your head on his shoulder, “ There was a little girl there...she was so scared, she was crying. The...one of the robbers got angry at her, which made her more scared. So I...I took the hit for her”

He lifted your face gently, examining the forming bruise. His frown showed his worry, but he didn’t comment on why you ran to this girls side, “ I was wondering about this black eye I see” You nodded, continuing your story, “Yeah...He didn’t like that I’d taken the hit for the girl...so as an example he beat me up. I don’t remember too much after the ‘heroes’ arrived.” you spat.

“But the heroes arrived and saved everyone, that’s good right?” he prodded. If you had been more aware, you would have heard the underlying tone in his voice. He didn’t really believe the heroes had done well, not with how you spat their name as if it was venom. 

“They told me i was stupid for putting myself in front of the girl, that I should have done something else! What else was I supposed to do? My body moved on it’s own! They could have tortured the girl to get a rise out of me, or hurt the both of us…” As you said those words, another sob tore from your core. “Maybe they were right, maybe I should have just...I don’t know. I’m so sorry I didn’t think of anything faster.”

Izuku cut you off gently cupping your face in his hands, thumbs softly brushing away stray tears. Your eyes refused to meet his.

“Oh darling, look at me,” hesitantly you looked into his eyes, filled with concern, determination and...something else you couldn’t quite place, but it was so soft...so powerful. “You’ve done nothing wrong, you are perfect darling. Without you, that girl could have ended up beaten, or worse!” 

The endearment was new, but not unwelcome, his words wrapping you in a soft blanket of safety.

“You did nothing wrong, you are perfect, everything about you, you’ve done nothing wrong. So please, don’t apologize” You leaned forward to hide in his chest as his words brought a fresh wave of tears. He gently rubbed your back, taking care if you so much as winced to move his comforting circles. 

“It isn’t right that they lectured you. You had just gone through a traumatic event, you needed reassurance, kindness. You aren’t trained to be a hero, you acted on instinct. An instinct that hardly anyone else in that room had. They acted so wrong to you” he whispered, “Those ‘heroes’ are what's wrong with the hero society as a whole. Things need to change”

“But I don’t know how to do that, or where to even start” you whined, your hiccups slowly dispersing. 

“Join me” 

Wait...what?

“Join you...I don’t...I don’t understand…” You look up at him, searching for any hint that it was a badly timed joke. You found none. 

“When I told you I worked with computers....I wasn’t lying, but only technically. You see, I work with this group, as a hacker. We’re going to show the world what these heroes really are, and the need to fix them. The roaches will have nowhere to hide, not from the public, and certainly not by the hero commission”

That was...quite a bit to process. He was a Villain?! All this time?! 

You were shocked, your heart sinking to your stomach. “Why...why didn’t you tell me?” You knew why the second you said the words...but you needed to hear if those were the same words he’d say back. 

“If I’m being honest darling...I was scared. You were always so kind, so soft hearted, to learn you were talking with a villain? Plus, it wasn’t like I could just...tell you in the shop right?” the corner of his mouth lifted up into a slight smirk, though it quickly vanished.

You thought back to today, how angry the heroes had made you. How many others did they tell the same thing when they were just trying to help? How many children paid the price? How many people? 

But the feeling of fists landing on you echoed back in your rapidly increasing heartbeat. You couldn’t do that again, not against a villain, not against heroes, not against anyone!

“I...I’m not cut out for villain work Izuku, you see what happened to me! I...I couldn’t go through that again...I don’t want to go through that again”

He pressed a soft kiss to your forehead, warmth blossoming from the spot. “You don’t have to, just...supporting me is enough, more than enough” he took your hands in his, gentle circles rubbed into them. “You wouldn’t have to quit your job, or move, or anything, just knowing you support me? It fires me up, I have to do this, for you, for everyone, to right the wrongs that have been done. What do you say?” his green eyes were lit up in hope.

Your hands squeezed his, “I do.”

[missbrightsky]

Summertime and Swords

Fics Masterlist

Previous Chapter

Chapter 2: Rhysand

Summertime in Velaris was hot. Sweltering, humid, no relief to be found, hot.

This made it dangerous for the citizens of the city. It was common for our station to be called out on heat exhaustion emergencies. Construction workers, pool patrons, the elderly in their various homes, everyone was subject to the heat of the day.

I woke up ready for more calls to come through until my chief called me into his office.

Today it seemed, I had drawn the short straw and would be doing fire extinguisher inspections at an apartment building at the edge of town. I didn’t mind it too much if it meant that I wouldn’t have to run around answering calls. He gave me a clipboard with the checklist and sent me on my way with an address.

Even though it was just past eight in the morning, the sun was already forcing its heat into the air and ground, turning whatever dew gather overnight into steam. My hair started to curl and dampen in the humidity, sweat beaded on my forehead. I hustled to the subway system, hoping that it would be cool enough there to stave off the oncoming heat.

Two train rides and another sweaty walk later, I was standing outside of the building, double-checking the address. It looked to be about 10 stories high and its once white bricks were stained grey and black from the decades of city pollution. I pressed the button that indicated the landlord for the building and waited. And waited. And waited. I pressed it again, vaguely hoping that he didn’t answer, and I could go get myself a bubble tea from the shop I saw a few blocks away.

Then, through the crackling speakers came a gruff, slightly slurred voice. “Whaddaya want?”

“Hi, sir, I’m here to do the fire extinguisher inspections?” I said bringing out my most polite voice.

The man grumbled something that didn’t make it through the mic and a buzzer sounded, unlocking the door for me.

I pushed past the outer iron door and the interior door to find myself in a dimly lit hallway mostly filled by what I can only describe as a glob of a man. His white wife-beater was stained yellow and brown like he hardly washed it (or changed out of it). Funnily enough, the colors matched his teeth.

“Here’s the apart-burp­-ments that need to be inspected,” he shoved a scrap of paper my way, the scrawl just legible.

I scanned the list, looks like only a dozen or so needed to be done. I flinched back as something silver flew at me, catching me in the shoulder and sliding into my hands.

“There are the keys, everyone is at work, no need to knock,” and then fixing me with a surprisingly intense, bloodshot stare, “Hurry up and get ‘em done, you’re cutting into my TV time.” How me taking the keys so he didn't have to accompany me cut into his TV time, I didn’t know but also didn’t argue with him as I set off to find the first apartment.

The first few were easy, the fire extinguishers either in plain sight or under the sink. I even got to pet a friendly cat which was curious as to what I was doing in their home.

The fifth one on my list changed my life forever.

Unlocking the door, I stepped into an apartment that was hot. Cutting a glance over to the window unit, I saw that it was off. Maybe the tenant was trying to save on electric while they were at work.

The second thing I noticed was that any free space in the place was taken up by paintings or painting supplies. Large and small, bright and dark, there were pieces everywhere. The few closest to me were of the big park in the middle of the city. I recognized the waterfall that I visited on my days off, it lovingly rendered by a careful hand.

Gorgeous paintings aside, I was resolved to get this one done as fast as possible because the heat in here was starting to get unbearable. Turning, I immediately banged into a table that I didn't see, sending some brushes clattering over each other. Whoops. I scooped them up and placed them in their original place before turning to the kitchen to find the fire extinguisher.

That’s when my life went sideways.

Literally.

One moment I was on my feet and the next I was on the ground with a bruise forming on my side and a battle cry echoing in my ears. Or maybe that was my own scream.

Twisting to see what the fuck just hit me, I froze, every thought in my head eddying out.

A woman just hit me.

A naked woman with wide blue eyes and a sword just hit me and knocked me on my ass.

“Fuck.” We both said.

She sounded absolutely mortified. At what, I didn’t know because she was beautiful. Her body was lithe but not skinny. Curves in all the right places but it was her face that was the true masterpiece.

Graceful cheekbones with adorable freckles sprinkled across. Blue eyes that could have been gray were stretched wide open along with a full mouth that was still parted in horror.

Oh, maybe she was mortified because she had just attacked someone with a sword while naked. And I was staring like a creep.

That mouth opened and closed, absolutely lost for words.

“Your landlord let me in so I could inspect your fire extinguisher.” Really? That’s the first thing you say? Not ‘I’m sorry’ or ‘holy shit you’re beautiful’ or LITERALLY ANYTHING ELSE?????

“Ah,” was all she said in response before disappearing back into what was probably her bedroom.

I almost blurted ‘come back’ but bit down on my tongue to keep the words from escaping. This woman just went through a traumatic experience and didn’t need me acting like a pervert.

Shock still made my limbs numb. Walking into a burning building? No problem. Rescuing a cat from a tree? Easy. Being knocked to the ground by a gorgeous woman with a sword? My inner weeb took control of my body and rendered me useless.

Either seconds or hours later, I still hadn’t moved from the ground when she reappeared, a pale blue robe now covering her and sword nowhere to be seen.

“Sorry about that, my landlord failed to inform me that they would be doing inspections,” gods even her voice was—stop that!

“I’m sorry,” came out as an accidental whisper, so I tried again louder with, “He told me that no one was home. I should have knocked.” No shit, Sherlock.

The woman grimaced, her lovely mouth turning down. “Yeah, he does that sometimes.”

The words exchanged finally shook the rest of my body from its state of shock and I was finally able to stand up. I watched as she scanned my body, reading the look on her face that seemed to be a mixture of appreciation and disbelief.

I blushed at the frank assessment, those blue eyes stripping me down to my core, and turned away. I lifted my hand and scratched the back of my neck. A nervous tick my mother was never able to stop.

“At least take me to dinner first,” I mumbled nearly under my breath, unable to stop the teasing words in hope to lighten the situation.

“Um, sorry?”

Probably for the best she didn’t actually hear me say that. “Where do you keep your fire extinguisher?” That was much safer territory.

“Oh, under the sink,” she led me to her kitchen and bent over to open up the door. My eyes immediately dropped to where the hem of her robe started to rise up before I forced myself to look away and retrieve the clipboard I had dropped. She’s already been through enough and doesn’t need you staring at her.

I knelt down and took out the fire extinguisher, letting the familiar motions of inspecting it calm my mind and hands.

Tick tick tick my pen made checkmarks down the list. Everything was in order for her’s, so I finished and stood up.

She met my eyes again and held my gaze.

They were spectacular. Not just blue, but the gray I saw before were flecks of it with a tiny hint of green near the pupil. Incredible.

She looked away before I did. I was done and I should have left but something held me there.

“Um, you have a good swing,” trying again to lighten the mood. She was able to put me on my ass with it.

“What? For a girl?” she nearly snapped out. Shit.

“Oh! Uh, no-no,” I stuttered, cursing myself for the stupid comment. “Just like, in general.” I scratched the back of my neck again. Failed again at trying to be normal.

“Oh,” was all she said, still looking away.

“I’m Rhysand, by the way,” might as well try to be friendly then.

“Feyre. I’m sorry again for… before,” looks like we both were struggling with normalcy but after what happened that was to be expected, I guess.

“For bringing me down with spectacular sword moves?”

She jumped, “Um, yeah.”

“Well, I promise not to tell anyone if you promise not to tell the others at the station, they’d never let me live it down.” Truth. Cas and Az would laugh at me all day and into the night and then bring it up every day after.

She snapped her head to look at me, her gaze searching. After a moment, a small grin twisted her mouth into something pretty, “I think I can promise that.”

I offered a smile of my own, and then watched her eyes flicker to my mouth and then away. Interesting.

“Well, I have a few more inspections to do, but I doubt they’ll be as exciting as this one.”

She laughed at that, looking surprised as the chuckle slipped out. It sent me laughing as well.

“No, they probably won’t be,” humor tingeing her voice finally.

Something not of my own volition had me pulling my card from my pocket and saying, “If you ever have any problems with your fire extinguisher, give me a call. And if you don’t…” my eyes sweeping over her body again, praying that I had read her looks from earlier right, “Give me a call anyways.”

She took the card, our fingers brushing and sending tingles up my arm.

“I’ll be sure to do that.”

I gave her an unrestrained smile and was glad to see that she returned the same.

[living-on-the-virge]

Delphiniums & Desire [CH 1]

Summary: Remy Savidge is just a broke 22 year old guy. His life is going terribly wrong and at this point he has nothing to lose, so with encouragement from his best friend Roman... He finds a sugar daddy. Except falling in love wasn't quite part of the plan. Pairing: Remile (Remy x Emile) Warnings: Sugar Daddy stuff. Note: Nope. [AO3 LINK]

Remy’s grip on the letter tightened, crumpling the sheets between his fingers. He groaned and threw the letter down onto his small kitchen table before turning to kick his wall. His neighbour’s dog barked, and he glared at the peeling wallpaper as if that would shut the dog up. It didn’t. Obviously. His stomach growled and he opened his fridge, finding nothing but a half empty bottle of some weird smoothie (Something Remus had left behind. Remy hated the stuff.).

Remy grabbed his jacket – Black leather, a gift he’d gotten from Roman – and headed out the door, pushing up his sunglasses as he moved. It wasn’t warm out, the crisp October air bit at his skin and orange leaves crunched under his boots, but the glasses were more of a comfort item than protection from the sun anyway. He made his way to the closest Starbucks and pulled out his wallet groaning when he only managed to pull out a few coins. He replaced his wallet and took out his phone instead.

It didn’t take long for Roman to pick up the call.

“Roman, honey, so you know I’m like, the bestest friend ever-“

Roman laughed. “Want a coffee?”

Remy looked around, squinting through his glasses. “Yeah, of course. How’d you-“

“I’m inside of Starbucks and I can see you, idiot. Come inside.”

Remy chuckled quietly as he hung up the phone, walking inside and seeing a flash of red in the corner. Roman. Perfect. He walked over and fell, rather dramatically, into the seat opposite Roman.

“Alright, spill,” Roman demanded, sitting forward in his seat. He cupped his face with his own hands, watching Remy.

Remy raised an eyebrow. “Spill what?”

“Something’s bothering you. My best friend senses are tingling. What’s up?”

Remy’s face dropped and his entire body seemed to mirror that. He crossed his arms on the table and rested his head on them. “My landlord is threatening to kick me out. Work is barely getting me any decent money. I have no food at my house and I’m broke.”

Roman’s expression softened and he reached over the table, taking hold of the hand closest to him. “Hey, Rems?” He said quietly.

“Mm.”

“You know you can stay with me and Remus, yeah? I know Remus is a lot to deal with-“

“He ate my fish.”

“Yeah, ok, ok. I know, trust me. He’s wild and it can be tiring, but he cares about you just as much as I do. The couch isn’t super comfortable but you’re free to crash with us for as long as you need.”

The corners of Remy’s lips twitched up into a smile. He sat back up and Roman squeezed his hand before pulling back.

“Or you could get a sugar daddy,” Roman shrugged as he took a sip of his drink.

Remy laughed, but the idea stayed in his mind for the rest of the meeting.

The two sat in the Starbucks for another hour, talking about whatever came to mind. Remy’s worries, while still definitely tugging at him, were pushed back in his head for a while as Roman talked about some new chaotic mixture Remus had created at home. When they finally parted Remy felt better. Not great, but anything was an improvement from his earlier mood.

‘Or you could get a sugar daddy.’

Remy took out his phone and scrolled through the app store, trying to find an app that didn’t seem so shady. He found one with good reviews and ratings and sighed. It’s not like he had anything to lose. Maybe if his ‘sugar daddy’ tried to rob him they’d feel bad at how shitty his living situation was and they’d leave him alone. He chuckled at the thought as he downloaded the app and set up a profile.

He spent the next hour looking through profiles, sending his favourites to Roman for his opinions. Some of the bios made him laugh. His eyes caught a flash of pink and blue and he clicked.

‘Emile Picani, 32’

Fun, Remy thought. That was only a ten-year difference. Much smaller than the difference between some of his other options. The profile looked a lot more casual than the others – A softer tone, multiple cartoon references. Remy smiled as he screenshotted the profile and sent it to Roman. He got an immediate reply.

‘Princey: look if you don’t fuck him, I will :P’

He took that as a good sign and clicked the ‘Start Talking’ button. His fingers froze over the keyboard as it opened. What was he supposed to say? How was he supposed to act? How did sugar babies do this?

“Just be like, casual. Be calm. What do you have to lose?” He muttered to himself as he started typing.

‘Remy Savidge: uhhhHHHH’

‘Remy Savidge: damn, you’re so pretty I forgot what I wanted to say’

Remy groaned to himself and threw himself down onto his bed. There was no way this would work, this was stupid. He couldn’t even send a normal, human sounding message to the guy. How was he going to convince a stranger to pay his bills? How-

His phone buzzed in his hand.

‘Emile Picani: Cute first move, sugar. You made me blush! Nobody on this app has managed that yet.’

Remy instantly messaged Roman. How the fuck was he supposed to reply? How the fuck did he actually get a response. What the fuck was happening. He was going to kill Roman for ever suggesting this-

Bzzz.

‘Emile Picani: Your profile says you’re new to this. I’d be glad to help you out. If you wanna keep talking, here’s my number!’

Remy saved the number without thinking and instantly texted it.

‘Remy: is it usually this easy to get a number? damn, ive been doing it wrong all these years’

‘Emile: Aww, sugar. You caught my eye more than everyone else. You wouldn’t believe the amount of people that start conversations with ‘Give me money’. It’s crazy.’

Remy smiled and instantly found himself sucked into the conversation. The two talked back and forth for the remainder of the night, and Remy found himself laughing multiple times. It was nearing 1am when Emile finally said goodnight.

‘Emile: Sorry to end things here. I need to get to sleep, I have work tomorrow morning. Maybe we could arrange a meeting on Wednesday? There’s a nice little café not too far from my office and I’m friends with the owner.’

Remy stared down at his screen. Already meeting? Did Emile want to talk about Remy actually being a sugar baby?

‘Emile: Unless I’m being too fast, or I misunderstood your mood. We could wait a little longer?’

‘Remy: no, no, just didn’t expect things to work like this. wednesday works. Some time in the afternoon? i like to sleep in’

‘Emile: Of course, sugar. I’ll see you then.’

Remy smiled as he turned off his phone and lay down. Now he just had to hope that this Emile guy was as friendly as he seemed. He closed his eyes and sighed. Now he just had to wait for Wednesday to roll around.

The café that Emile had chosen was nice. Not quite as busy as the Starbucks that Remy had gotten used to, but he appreciated the change. A friendly guy had greeted him as he walked in, all warm smiles and round-framed glasses and soft words. After learning he was waiting for Emile, the guy lead Remy to a table near a window and sat him down.

“Now, what can I getcha? Anythin’ catching your eye?” He asked, motioning towards the menu on the table.

Remy shook his head. “I don’t have any like, money right now. I’m good.”

The grinning man just laughed. “Oh, honey no. You’re waiting for Emmie, aren’t ya? You can order anything you’d like, that man is a softie and he’d’ve brought you something anyway.”

Remy felt his face grow slightly warmer as he looked down at the menu. “Uh- Black coffee and a blueberry muffin, please?”

He received a nod in return. “Of course. I’ll be right back!”

Remy felt the need to shrink back in his seat. Or run. What if this Emile guy didn’t actually arrive, or what if he did but he wasn’t nice, or what if Remy had to pay for himself, or what if this was all just some trap to harvest his organs for pie-

He hid his face in his hands. He’d been around Remus too much.

He heard footsteps and looked up, expecting to see a bright smile and a coffee, instead being greeted by one Emile Picani. Remy’s eyes widened behind his glasses. Emile was tall – Roughly somewhere around 6 feet tall if Remy had to guess, but either way he towered over the table. His hair was light brown and slightly curled at the ends, light freckles dotted over his cheeks and nose, and his eyes behind his glasses looked to be roughly the same light brown as his hair. He smiled and sat down opposite Remy.

“I hope you haven’t been waiting for too long,” He said. “Traffic was terrible today.”

Remy shook his head and shifted in his seat, kinda glad that his shades mostly hid his staring. “I haven’t like, been here for too long.”

It was then that the friendly man from before walked back out, carrying a tray with coffee and a muffin. His eyes lit up when he saw Emile, but he held back his excitement until after he’d given Remy his items.

“Emmie!”

Emile grinned. “Hey Patton! Hope you didn’t scare Remy too much while I was gone.”

Patton pulled a face of mock-offence hand over his chest. “I would never. Dee would for sure, but he’s not in today. Family emergency.”

“Shame,” Emile said, frowning slightly. “I was hoping to set up another session with him. Oh, well- I’ll take the usual please?”

Patton nodded and walked off again. Emile turned his attention back to Remy. “Sorry about all of that, I haven’t been in here for a couple of weeks.”

Remy shrugged and took a sip of his coffee. “It’s fine. I get it. I like, do that with my friends too.”

Emile sat back in his seat and rested his arms on the table. “So, lets talk about this. Since you showed up, I’m assuming you haven’t changed your mind about being a sugar baby?”

“No.”

“Good,” Emile smiled, and Remy felt Emile’s eyes burn through his shades. “So, lets set up a few ground rules before we discuss allowances. Is that ok?”

Remy nodded.

“Alright! So, since this isn’t a fully committed romantic relationship, I’m not going to be bothered if you… Hook up with other people when we aren’t together, or even find a partner. That isn’t any of my business and I won’t stop you from doing that.” Emile nodded his head in thanks as Patton put down a plate with a sandwich and a cup of tea. “I don’t work on Wednesdays or most Sundays, so I’m available to meet with you at least once and sometimes twice a week, and if you decide you want to meet more, you’re allowed to ask.”

Remy nodded along quietly as Emile spoke. Sure, he was listening, but he couldn’t help but pay attention to the small details in the older man. The way his hands twitched slightly as he picked up his cup, or the light freckles that ran down his neck.

“Anyway, for your allowance – Is there an amount you’d like to offer up before I say what I was thinking?”

Remy was pulled back out of his thoughts. He blinked a few times as he tried to come up with a number. “Uhhh. $300?”

“A week?”

“Y…Yeah? Is that too much?” Remy asked.

Emile paused for a second before laughing. “Oh, sugar… You really are new to this, huh? You’re precious. Alright, alright, my offer is $800 a week, as well as some gifts when I find something, I think you’ll like.”

Remy’s eyes widened. “Really?”

“Of course. Is that ok? We can discuss raising it once we’re both more comfortable with everything and if both of our wants in the relationship change.”

Remy nodded and grinned as he finished his muffin. “Yeah, yeah, that sounds great.”

Emile’s phone buzzed in his pocket and he checked it. “Oh dear.”

He stood up, dropping a few notes onto the table. “Sorry, sugar. I’m needed back at the office for something. I’ll text you later? We’ll finish up all the final details of the arrangement and hopefully I’ll see you soon.”

Remy made a noise of agreement and Emile rushed out of the door. He let out a breath he didn’t even know he was holding. This was definitely a story to tell Roman.

[lifeasiknowit11-blog]

Home: A Place Where You Belong

It's been a while since I've updated this blog. However, a lot of things happened in 2016 so I wanted to take a chance to document it and reflect back. The biggest thing that happened this year, and probably one of my proudest achievement was in buying a house and renting it out. I was very nervous and apprehensive about the whole home buying process because at this point in my life I had never bought a house before. 

It was a tough decision and a big leap of faith to go into this whole process but there’s a couple of reasons that I decided to go through with it. The first one is that I've always wanted to start a business. Initially, I had wanted to do a startup, but after being involved in two small startups and having it fall through, I wasn't sure I would be able to build a successful startup anytime soon. So I then decided to go into the renting business instead. I had plenty of experience being a tenant so atleast in this particular business I have a good understanding of the customer’s point of view. I also know a couple of people that are landlords, and they seemed to be doing ok.

In conjunction with this sense of personal ambition that was pushing me on, there was also a sense of idealistic wishful thinking ruminating in my mind. I envisioned having a house with roommates that I could hang out and go on adventures with. College was so great because it was really easy to hang out with friends. Everyone was close by and it made it really easy to form close friendships. I wanted to replicate that. I wanted my friends to live with me and to have that close knit community that I had when I was in college.

And so the journey begins. In prepping to find and buy a place, I read a lot of books and articles online. Books on managing a property, books on fixing things around the house, and the financial aspects of owning and managing a property. I was also lucky enough to have been referred to a great real estate agent. Ken, my real estate agent, was very knowledgable about the market in Northern VA and he taught me so many things about houses as we went house hunting. I'm so appreciative of the knowledge that he imparted on me because it really made me feel like I was making a decision base on facts and not emotions.

We saw many houses and it was about the sixth or seventh house that we looked at that I thought, wow this house is a really good deal. This is a house I should really consider buying. However, having only looked at houses for two weeks, I was hesitant of pulling the trigger right away. So with that said, I called my parents to come down to VA to look at the house with me. However, I couldn't believe it, but Ken and I went to look at the house at 1pm and by 5pm the house had already been sold. I was so devastated. It was unfathomable to me that a house could have been sold so quickly. It felt so bad to like something and then to lose it so quickly right after.

So the journey continues and we continued looking at houses. About two weeks after losing that first house, we came across another house that I thought was very buyable. The house was a spacious townhouse near Vienna metro. There was plenty of parking since it was next to a side street that overlooked a soccer field. The condition of the house was new too. I invited my parents to come down and look at the house with me. My parents said that the wood floor in the living room creaked when you walk over it and advised me not to buy the house because of it. I was very skeptical about this supposed flaw because I didn’t think it was a very big deal. This house seemed like another good place to buy, but I ended up continuing to wait. I listened to my parents. 

Another month past by and I still had not found another place that was comparable to the other two houses that I had mentioned. The other houses were either in a bad location, too expensive, not enough parking, or in poor condition. I was beginning to worry. Summer was beginning to fade and with the onset of fall, the housing market would shrink. I remembered calling Ken about this and I remembered him having great confidence in us being able to find a place. I really appreciated how much confidence he had. It really calmed my nerves.

Finally it was early June and Ken had sent me an early listing of a house. The house was not available for showing yet, but he wanted me to see the online listing before hand. I took a look and the house looked amazing. Great location, plenty of rooms, plenty of parking spaces, and in a new condition. But guess what? The house already had two bids on it. Can you believe it? The house didn't even have its first open house yet and there were already two other offers on the table. If I wanted this house I would have to see it at the open house and then decide that same day if I would put a bid on it. And so the day came, the day of the open house. I remember going to see the house and thinking it looked great. Five rooms, three baths, nice deck and large backyard. It was a very nice house but also a very expensive house. The price was much higher than my price range from when I had initially started looking at houses three months ago. So once again I was very nervous. To make a decision so quickly scared me. So I called my parents and asked them for advice. I don't remember what our exact conversations was but I do remember them giving me the go ahead to buy the house. The trust they had in me to make the right decision made me really happy. 

However, this was my decision and I still didn’t know what to do yet. I still vividly remembered sitting in Ken's car, heart racing, and worried about what to do. If I said no, we would have to continue this house searching process again and who knows if we would find a place better than this. If I said yes, this would be by far the biggest purchase I've ever made and also potentially one of the biggest mistakes I've ever made. The minutes ticked away and I began to feel cold sweat running down my neck. Then time seemed to have stopped and my mouth began speaking words that seemed so foreign to me. I told Ken to make an offer on the house. The offer was 7k higher than the listing price of the house. Since there was already two other offers, we would have to bid higher if we wanted the house. 

Ken called me later that night and told me another buyer had made an offer on the house. There was a total of four offers on the house now. I thought the next thing out of his mouth would be that we had lost the house. I was almost hoping that he would actually say that. It would have been a huge relief. A relief from possibly one of the biggest mistakes of my life. However, what he said next would be completely different. 

I had won the bidding war for the house. My bid was 1k higher than the second highest bid. So here we go, this was going to be my house and now I would have to look for roommates and be responsible for maintaining this place.

After signing all the paperworks for the house on July 14, 2016, I went to Ikea to buy all of the furniture that I would need. In two weeks I had fully furnished the house. I was quite proud of myself for being able to furnish the house so quickly. In two weeks the house became a home.

And then the roommate search process began. I screened many people and by the end of August all of my new roommates had moved in. Three roommates and me. I felt so lucky to have found such amazing roommates. Everyone gets along with each other so well. It's a pleasure to have easy going roommates that I can talk and hangout with. It's a relief to have roommates that keeps the common area clean. I hope that what seems to be idealistic, wishful thinking doesn’t turn out to be too much of a fairytale. I hope that idealism can become real so that I may find a community and friends in this place.

[considerdaydreaming]

Update.

April 23rd 2019.

It's been a while eh?

It's 5:09 in the morning, I've been up since 3:45, thinking about some shit. So much has happened I don't even know where to be begin. Let's start with family.

My uncle who assaulted me as a child got bone cancer and died. My grandmother lost blood circulation in her lower body and is risking amputation and will most likely die in the next year or so. What can I say, life is going peachy!

The reason I am up is because my body woke me up, I guess to think about some shit.

I've been conflicted. So terribly conflicted. I came on here to vent my feelings and the first thing that I see is the last thing that I posted. I feel like there are so many signs telling me to end my relationship but it's just so hard. It's so hard. One part of me knows that it would be the better choice for myself, my friends can see it, my sister can see it everyone can see it. But they only say that because they don't know him like I do. They don't see the things that I see in him. Or do they feel the way I feel about him. They didn't wake up next to him every morning or watch TV with him every afternoon, smoke up together and vent to each other. They don't understand me like he does. Who am I going to speak to when I am conflicted? When I am freaking out about school or money? Who is going to understand me like he does?

I feel like everyone is biased because they only know my perspective of things and I only talk about him when I am upset with him, they've never hung out with him or gotten to know him because he is a very private person. I feel like it is so easy to say just leave him, when they aren't the person that woke up next to him or the person that I see every day. If I told my sister to leave her boyfriend, I know for a fact she wouldn't. And I've told my mom to leave her boyfriend before and she hasn't, in fact, she chose him over me. I hate to admit it, but I kind of understand why now. It's so hard to let go, to not have that person in your space, even if the relationship is almost toxic.

I just don't know anymore. I did something horrible to him too, it was his birth on the 20th and I left him alone. I don't know if he went out or not, but I left him there by himself and that is what kills me.

Maybe I should give you some backstory. I remind you that this is just my version of what happened. So on Thursday, April 18th, we were supposed to see each other before I went to work, I got there and he called me saying he was still off island so I should just go to work because I would be late if I waited (I started in an hour). So I said whatever and I went to work. Mind you, the whole week before this event we have been seeing each other and it's been tense to say the least. So I was pissed but it was whatever. Now before this, just to give some context, we just moved into another place together. We used to live together before but some shit went down with our landlord so we had to move to a new place. I had moved out before and went to stay with my mom and most of our stuff was in storage. When he found a place, he put down the deposit and signed the lease under his own name and got one set of keys. He told me and I that week we moved most of our stuff in, everything in storage was moved to his new place. So both mines and his. So continuing, I was apprehensive about leaving my mom again because she had just gotten used to the idea of me being back, she had moved some things out of the guest room to make space for me which I really appreciated so I wanted to ease my way back into living with my bf.

Back to Thursday, so I went to work, pretty upset and then he texts me asking me to come see him after work. So I do, after work I make my way to his place (our place) and then on my way there I text him to see if he is awake. He's not. Now, he works 12 hour days starting at 6am off island, so I don't blame him for being tired. But I don't want to be the one to wake you up after a long day, I know I wouldn't want to be woken up. And even at that, I figured what's the point of me showing up now, at 11:30 at night, full of energy while I just woke you up? I didn't want to go to sleep just yet and we both had work in the morning anyways so I figured there was no point. So I decided I wasn't going to call, I was going to wait out front and text him until he answers. I waited about 20 minutes or so and still no reply. Then, it dawned on me. Why don't I have a key yet? I live here too and this could have been avoided if I had a key. So that automatically irritated me more. He never answered so I went home, to my mom's place.

I thought about it some more and I got more and more irritated about this. I got home and as I was about to fall asleep he calls me saying that he just woke up and he's sorry blah blah blah, I'll tell him we'll talk tmr. The next day arrives, Friday I believe and I am in full petty mode, I am ignoring the calls and texts and I am at work. So he asks me if I am coming by after work once again and I bring up the fact that I don't have a key yet. This is what escalated the situation. I let him know that I am pretty pissed about being stood up twice, that if he knew he was going to be tired or that he wasn't going to meet me on time, he should've let me know instead of wasting my time and my gas. I also brought up the fact that I still didn't have a key yet. He kept beating around the bush about the key and asking me if I was coming over or not. Eventually, I got super pissed and gave him an ultimatum have a key made or I am not coming over. Only once I said this did he agree to give me his keys so that I could make a copy. Not even that he would make one for me. He used to excuse that since he is paying the rent and that I am paying the utilities, "it would only be fair". The thing is, I don't care about the money, I care about the symbolism behind the key, everything to me is about the meaning behind the action. The fact that you are fighting so hard to avoid the conversation about the key makes me feel like you don't even want me to be there. To live with him. Also, why didn't you tell me all of this before I started to move unpack all of the boxes with my things in them? Why did you wait until now? On top of that in Thursday, when I asked to see him, I had to ask to see him, he didn't even ask to see me. Which is very opposite to our relationship. ANYWAYS. This happening on top of the past week just gave me maaaad sketchy vibes. So I told him. I let him know that the fact that I had to twist his arm to get this answer out of him doesn't even make me want to share the space with him anymore because I don't feel like he is committed. Anyways a whole bunch of words were exchanged which ended in him blocking me on Messenger. So, this sent me into rage mode and we stopped speaking. The next day was April 20, his birthday. I wanted to be with him so bad but I didn't see him and I texted him that morning letting him know that I hoped he had a good birthday and he invited me over for drinks and some joints. I didn't respond and then 4 or 5 hours later, being his petty self, he let me know that he was going out instead. Now kind you, this guy never goes out. In the two years we've been together, we've never gone to a restaurant or to a movie or anything like that... At our old place, we used to live by the water and we never even went for a walk by the water. That's how little we do together.

So anyways, once again I don't respond. It's 4/20 so after work I want to get my kind off of everything that is going on so I meet up with some of my friends and we blaze and we talk and we eat and chill, it was honestly a good time, but I thought about him a lot during this time. He called me a couple times during that period and I never answered. When I got home that night I wished Hima happy birthday. He never replied. I think that night was the last time he called me. I think the fact that I left him on his birthday really hurt him and that hurts me to know that I did something like that to him. Especially out of anger and pettiness. If someone did that to me I would break up with them.

On top of that he had accused me of living to him which really ticked me off because I am not a liar and being accused of one really hurts. The next day I find out that I am blocked on Instagram. So by this point I see that he is blocking me one by one on all social media. Yesterday, Monday, I texted him as I was supposed to go by his place to pick up some stuff. I asked him to let me know when I could stop by. No response.

Now I feel like I am at a crossroads and I don't know what to do. See, these petty as arguments happen constantly between us. Our arguments have always been similar to this. Minus the blocking. He usually only blocks me when I've really really pissed him off. But it's just the fact that we are this way to each other, the fact that some incident happened that caused me to lose all my trust in him even though it "wasn't his fault" and that he hadn't tried to gain it back. The fact that he says one thing through his words but his actions speak differently, the fact that we never go out and now the key thing? I don't know... But to be honest, when he first got the place, I was the one who wanted to take things slow, for my mom. But now that I am here, everyday. I see that my mom is never home, in fact she has her boyfriend to keep her company. And now, who do I have to keep me company? Who do I have to talk to? I only saw my friends when I was with him every 2 to 4 months. He doesn't see my family, but yet I see his at least once a week. I don't see the fairness. I don't see the compromise either.

I love him. I really really do. I see my future with him, when he is not a complete asshole, he is sweet and kind and I know he would do things for me if he could. It's just not the things that I want him to do for me. He loves me, I can tell. I just don't know if it is enough for him or for me. I feel like he can't resist being who he is at the end of the day. And who am I to change who is he is? I should accept him how he is, I shouldn't want him to change. It's just I believe he can have so much potential if he just tried and if he saw himself the way that I see him.

Anyways, I got to get up and get to work. There is so much more to say but I don't have the time. Maybe I will follow up in another post today.

Until then, Jo.

[lazytacomoon-blog]

Car Insurance and an accident?!?

"Car Insurance and an accident?!?

So my parents are wanting me to get my own car insurance plan. Here's my question though. I got into an accident last December but my car insurance is under my dads name. Does this accident show up in my name when I ask for a quote from other insurance companies?

BEST ANSWER:  Try this site where you can compare quotes: : http://freeinsurancequotes.xyz/index.html?src=tumblr 

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This country needs affordable health care...so why are hospitals so lavish and extravagantly fancy?

Here is a link to the hospital if you think I am exaggerating..... http://www.henryfordwestbloomfield.com/body_wbloomfield.cfm?id=52381 I don't have insurance, and neither does my husband because we can't afford $600 month premiums for insurance that doesn't even KICK IN until you pay $5000 out of pocket! But it is really hard to sit and listen to everyone complaining about the EXPLODING cost of hospitals these days with all the hospitals in my area that are constantly renovating and competing to be the most lavish or fancy or architecturally beautiful when what people really need are just some common sense medical care from good doctors who will take a few minutes to listen to them. For Example, I recently visited a friend who was in a local hospital in my area that has expanded to include the following...A boardwalk with HUNDREDS of exclusive shops (required a trolly inside it was so huge!), marble fountains and floors and glass elevators and railings, live TV shows in their own Greenhouses and celebrity kitchens, multiple conference centers complete with reflecting pools, grand pianos and atriums with full size trees indoors, a pediatric wing that was bult to look like a giant tree house, complete with Tree shaped doors, private rooms with twenty foot long leather couches that curve along the wall for visiting relatives, 72 inch plasma TV's in the room along with Xbox, and complete cable/internet access, Floor to ceiling bay windows for a panoramic view of the gardens and lakes on the property. Now my friend could NEVER have afforded to stay in a hotel this nice, and couldn't pay for health coverage either. Thank God she qualifies for to be insured thru a medicaid program that covers this...but who is paying for all this excessive stuff? The taxpayers in the United States. I can't help but think that she could get really good care at a reasonable cost at a less fancy hospital...but who is going to tell the hospital where it spends it's money if someone is willing to say its necessary to have an UBER fancy hospital in order to give our citizens modern up to date medical care ?""

Insurance on a car lease?

My insurance guy gave me below basic coverage on a lease which requires something like 100,000/300,000/100,000 but he did basic full coverage(something cheaper like 10/20/10) In the contract it states i must have 100/300/100 as the requirement but the insurance guy who does insurance for a lot of people says lower coverage should work. I just added it on and it's fine, so the insurance (progressive) sent me a letter saying I have to pay extra for adding a 3rd vehicle but nothing about the coverage amount. Will they later require I add more coverage? I don't see why I need 300k on a car that costs only 40 grand. people drive around with PIP 10/20/10 and that's good enough for the state. I have an excellent driving record with 0 accidents and have been driving for about 10 years. I realize I have ****ty insurance but insurance is a huge rip off so I want to spend as little as possible and deal with accidents out of my own pocket.""

Is life insurance a good ivnestment?

Is it wise to ivnest in a life insurance? Have you heard of Manulife?

Car Insurance Price..........?

I have a question on Car Insurance price.. In the state of Virginia If I get my license at 16, and not drive till I'm 18, meaning I let my license sit, is my insurance going to be cheaper when I turn 18? So basically, is my insurance going to be cheaper if I get my license at 16, than 18?""

What does 6 months mean for car insurance?

I'm 18 and I don't know munch about car insurance. For me it's about $1500 for the year or about $300 a month for six months. Is this every month for six month like January through June? Or every other month for the whole year?

Does insurance cover braces if you have a crossbite?

About 3 weeks ago I went to the orthodontic and he said I have a crossbite plus this tooth that looks like it's pushed back into my mouth.. Anyways he said maybe in 1-2 months I would get a letter saying if my insurance accepted. My questio nis, does insurance cover and accepts if you have a crossbite and that tooth ?""

Car insurance trying to scam me?

Ok here it goes... I had insurance on my car for a year, when it ran out I decided to get a new car and didnt need the original insurance anymore. But the company automatically renewed it and then requested a copy of my driving license or they would cancel it. I thought fine I don't need it now anyway, ill ignore them and they will cancel it. So they cancelled it and a month later they have said I owe 180 for some reason. My insurance was only 50 a month and I didn't sign or agree to any credit agreement for the 2nd year. And I didnt miss any previous payments Does anybody know whats going on there?""

How do you get car insurance for less than a year?

I would like to get car insurance for just a couple of months as the named driver, but all of the insurance quotes are for a year. Even the pay by month ones have a deposit.""

Car insurers recommendations?

hi there people, Since passing my test in December, I have been looking to buy (and insure) a car. Shortly I will be able to afford a little run around and have been getting insurance quotes for cars like the Fiesta and Corsa. I have noticed that over the last few months comparison site quotations have jumped from an average of 1800 to 3000 for someone in my circumstances. I have read and understand why car insurance has been hiked up, no win no fee claims are more popluar, fraud and bogus claims and economic recession are responsible for a massive increase in car insurance premiums...Im so angry at these things. I cannot believe this as I though 1800 was extortionate to begin with. I have found Elephant insurance who are quoting me reasonable prices however, back to around the 1800 mark. Please can you recommend any other good car insurers for first time drivers. I am 33 and live in Manchester England. All the big name insurance sites that appear on comparison sites see like a rip off, so any smaller insurers you have had experience of would be useful;, Thanks.""

""Does car insurance cover break ins and stolen goods? If not, what does?""

I had laptop, camera, and gps stolen from my car in broad daylight over the weekend. I was just wondering what insurance covered these items..if any? thanks in advance.""

Can a family friend put me on their car insurance?

So i live in the state of california. I have had my learners permit for more than six months now. I want to get my drivers license but due to the economic crisis my parents aren't able to pay every month to have me on their car insurance. A family friend has offered to put me on their car insurance, but what my parents want to know is if that is legal in the state of california or do I HAVE to be insured by my parents?""

Medical insurance in Belgium?

Is there any medical insurance for short term in Belgium? We need just for 1 month. Funded insurance will be able to cover from May. Thx

Car accident insurance question?

Last week someone backed up into my bumper while my car was parked. They were very nice and left a note, and we were in the middle of sorting things out. I got an estimate for the damage, but we had not yet done anything with their insurance company yet. Today my boyfriend was driving my car, and he spun out and totaled the car. His insurance should be able to cover it, but how should I go about for the insurance with the first person? Do I need to tell them about the accident or is it not necessary? We haven't yet filed the insurance and so I don't know if it will be a problem. Any help is appreciated.. thanks""

Work and Car insurance?

The business that I am employed by, is telling me that im required to put the business on my car insurance policy as an additional insured. Im kinda reluctant to do so, and im afraid to ask the reasons as to why the business would need to be on my policy. So my question is, what are some of the reasons they would need to be on the policy, and should i add them?""

A question regarding health insurance for couples?

me and my girlfriend have been dating for two years now. i plan on proposing to her this spring, but we can't afford a wedding yet. i was wondering if me and her could get an affordable health insurance, or would we need to get married to do that? i was also thinking, that if we would have to prove marital status, that we could marry at a court house, then eventually i'd propose and have a formal wedding in the future. what do most couples do in this situation, when finding good health insurance? we're healthy, no illnesses and the only prescription my girlfriend has is for her birth control. i also plan to start my own business, so getting our own insurance would be essential. thanks!""

Is an international student considered a 'resident' (for car insurance purposes in the UK)?

Every car insurance comparison website and company seems to insist that I be a UK resident in order to obtain a car insurance quote. What does 'resident' in this context mean? As far as I know I've never applied for residency. I am a foreign student in the UK, studying in a UK university on a student visa which expires at the end of my course. is that considered a resident? if not how does a non-resident get their car insured? I'd really appreciate any helpful answers""

Insurance company lawsuit?

If i were to sue a persons insurance company, without taking any money out of their pockets, can their insurance company sue me or them to get their money back?""

Using Canadian insurance in California?

I am currently living in Ontario and i plan on going to Los angeles, CA to visit a friend by myself. I plan on renting a car (There are car companies that allow 18 year old driver). My parents put me in the car insurance so I am basically covered. I think. I know that its the law to get liability insurance. Would the insurance here count as a liability insurance?""

What kind of life insurance companies are there in states?

What kind of life insurance companies are there in states?

Does Bupa insurance cover child birth in USA?

Does Bupa insurance cover child birth in USA? and what is the steps for that?

Car Insurance and an accident?!?

So my parents are wanting me to get my own car insurance plan. Here's my question though. I got into an accident last December but my car insurance is under my dads name. Does this accident show up in my name when I ask for a quote from other insurance companies?

How does car insurance work?

I got a quote for a BMW 325XI. It was going to cost 1390$ for 6 months. Now, does that mean I pay for the 6 months and then get the other 6 months of the year off? Or does it mean that I pay 1390+1390 for a total of 2780$ per YEAR?""

""When getting a quote from a car insurance place, do they automatically add you to there car insurance?""

I did an online quote for a car insurance place, and they asked for my name, number, e-mail, address, if I am currently insured, etc. they gave me a total of how much I would have to pay, does that mean I am added to there car insurance? or not?""

How could the health insurance mandate not be constitutional?

Excerpt from: http://www.tnr.com/article/politics/102620/individual-mandate-history-affordable-care-act?wpisrc=nl_wonk The founding fathers, it turns out, passed several mandates ...show more""

Car insurance i need it so what are some cheap ways of getting it?

OK i an 17 year old and i just got and 1987 mercury cougar and i been looking around for car insurance and why do all of them want like 406-719 a mouth!!!!! that is crazy what should i do i need car insurance to get a license plate so what are some car insurance for a 17 year old cheap i can get o yea my dad said hes not putting me on his policy so now what

Should I switch to a $20/month health insurance plan?

Alright, I have health insurance through my employer and I pay over $100/month. My friend has an individual policy and only pays $20/month. He thinks I should switch to have the same health insurance as him. What's the catch? Should I change health insurance policies?""

BEEN RIPPED OFF BY FAKE CAR INSURANCE WHAT SHALL I DO?

i paid this guy 130 for insurance, he put down all wrong details on the policy so that i am like 30 years old, that's why it was so cheap. wont reply to my emails or pick up the phone. told him i was going to call the police and tell the insurance company if he didnt refund me. this is the add: http://www.gumtree.com/london/13/60689813.html what should i do now??""

Health insurance questions...?

My health insurance is provided by and paid for by my employee. They are changing insurances effective Sept 1st; I'm scheduled for surgery on Sept 8th through the other company. How does this work? Do my deductibles that I've paid roll over?

2000 HONDA CIVIC CAR INSURANCE?

I'm 18 and a girl and have had my license for 2 years. My car insurance is 170$ a month, is that a lot? I don't know much about cars but it doesn't seem right. I only have full coverage for my medical and not my car. I have AAA car insurance. HELP please! I bought my car salvaged also.""

What are my options for affordable health insurance in Massachusetts?

I graduated with my Masters in Library Sciences in May, and am only covered under my mom's health ins. until February. I am trying to avoid a lapse in coverage. Please help!""

Insurance and tickets?

I got pulled over for being on my cell phone but the cop gave me a ticket for not wearing my seat belt which is only $46, i can pay online, and i dont have to go to court. Will this ticket be reported to my insurance?""

How will my insurance premiums be affected?

I got into a minor fender bender. No scratch on either car but the person I hit (I rear-ended them) is claiming that I caused their airbag light to go on. Now they are going through the insurance process and it is not known yet whether they will claim against their own insurance company or go through mine. How do you think my insurance premium will be affected by this? Thanks for your help.

Does having big bore kit affect the insurance cost?

Im looking at buying a vespa scooter registered as a 50cc, im 16 years old, and was wondering because it has a 110cc big bore kit fitted on it how this would effect the insurance cost? Thanks for any help.""

Can I drive my friends car without insurance?

Can I drive my friends car without insurance? I don't own a car. I don't have auto insurance. If I borrow a friends car, am I covered under his insurance? is there a special type of insurance for people like me?""

Car insurance?

i have a license and live in CT and i have a question about insurance the web page says the vehicles should be insured. my dad and mom have insurance for their them but i dont so i dont have to get insurance because the vehicle is insured? or everyone should have insurance who drives on the road?

How can i find the name of insurance company with the policy number?

I need to find out the name of the insursnce company with the policy number

""Full Time College Student, my first time shopping for health insurance?""

I will be 20 in a month. I go to school full time as well as work around 30 hrs a week. My family has been on government health care for a while, but since my father won his social security case they are canceling our coverage by the end of the month. (With no real notice) I need health insurance but I have never shopped for it before and I would like to keep my same doctor as well as I mostly just need the insurance for birth control. I don't make much money and my fiance and I are struggling to find a place to live as well as needing to buy a car and fix my car. I just really need some good advice on how to choose a good heath care provider. and I also know it will probably be rare to find any insurance that will help pay for my birth control.""

""What would my insurance possibly be with a 318 V8, for my first truck? (vehicle)?""

okay, im 15 now, but i found a truck i want desparetly, its an 87 dodge it needs some work but for a first car, any vehicle i want will need some work, i can get the truck fairly cheap an have to put money into it, an rebuild the carborator, etc. but if i get it now, an have it running, for when i get m license, everyone is telling me that having a 318 V8 is going to be expensive insurance, does anyone have any idea how much a price range would be? or a way to figure out a price range to insure this truck? Please an Thankyou.""

""Question out of curiosity: So if you have a non traffic violation, can that affect your insurance rate?

So say a cop writes you a ticket for mooning or littering... does that affect your car insurance?

How much would it be for insurance on two vehicles if one was a classic?

I am buying a car soon, and i am getting two one is going to be a 1990 GMC Sierra z71 stepside, and the other one is going to be and older car from a 1970-1973, do any of you have a clue how much it would cost a month or would i have to go to an insurance company to do that""

Can someone give me a rough estimate?

I'd like to get a vr6 Vw gti as a first car. How much would insurance be ( roughly ) for a 16 yr old male? NO LINKS TO INSURANCE QUOTES!!!

Will getting a ticket affect my dad's insurance?

So I was driving my dad's car and I made an illegal uturn at an intersection and got a ticket for it. The car is owned by my dad and it's under his insurance. Will this affect him in any way? If I don't pay the ticket, will it affect my credit or his or does it even affect the credit? I live in Vancouver, BC.""

Nevada/or California car insurance cheaper?

I just moved to Las Vegas from California and learning car insurance is more in the silver state. When I go to purchase new car insurance can I lie and say I live in California still. What are the cons to keeping my insurance registered in Cal?

Really pissed with car insurances?

when you have a accident and it is you fault and you only have basic insurance but STILL you have to pay the damage of the vehicle you hit so why do we pay for car insurance if we still have to pay more? is like if i'm paying to fix the other car and still paying the regular price to my insurance. are they stealing? or why the government let them do that?

I know nothing about car insurance. Help?

I'm 18 y.o. and I have no idea what to do first- buy a car or get insurance..I've heard that you cant buy a car without insurance, but when i went to buy insurance it asked me what kind of car I wanted it for. ?? What to do first-?""

If i buy a car before i turn seventeen how much can i expect to pay for insurance?

i was thinking a car like a tiburon. any comments? ideas? reccomendations? what kind of car should i get???

Car Insurance and an accident?!?

So my parents are wanting me to get my own car insurance plan. Here's my question though. I got into an accident last December but my car insurance is under my dads name. Does this accident show up in my name when I ask for a quote from other insurance companies?

Insurance deductible?

Someone rearended me and damaged my bumper.and my car did not start after that.I have insurance and she does too.wil I have to pay for any thing at all

Low car insurance rate??

hello i'm an 18 year old guy i passed my DMV tests and should be getting my license in the mail anytime I LIVE IN TEXAS. I have a 1999 Ford f-150 Black Truck and since i'll be hitting the mean streets soon, i need insurance of course. i AM trying to find a much cheaper one, if you'll say but keeps me legal but for less. Oh and I am a senior in high school so yes I'll be having an after school job so I guess you can say I don't make much..... please help""

""About how much does car insurance usually cost, and how often would I have to pay for it?""

About how much does car insurance usually cost, and how often would I have to pay for it?""

What sporty car can i get which is under insurance group 11?

I am only 19 years old so it cant be higher or insurance will cost a bomb. I like the Honda Civic type s although they might be slightly over my budget at 9000. I also like the Fiat Bravo 2007 T-Jet sport, but a bit worried about the Fiat reliability. The Ford fiesta ST is okay i suppose. Can you give me some sporty car suggestions please. I prefer hatchbacks. Thanks in advance.""

Which insurance company insures in the us and in canada?

question is in the title.

Does anyone know the average insurance quotes for 2007 Nissan Altima in Wisconsin?

Does anyone know the average insurance quotes for 2007 Nissan Altima in Wisconsin?

""Can you NOT have car insurance ? ? and if you buy a car in cash , what is the tax on that ?""

okay i'm new to America and i'm planing to buy a car for about 14000 in cash , do you need to get insurance ? and is the tax on cars the same as sales tax ? , and any info about buying my first car ! would help !""

Auto Insurance question?

Car hood popped open while driving (apparently was not closed properly when I closed it last) . Damage to windshield and dents on hood. I have a ridiculously high deductible for going to pay myself for the repair. My only question is: I get free windshield replacement thru my auto insurance (no deductible). Is it possible to get just the windshield replaced by them and I take care of the rest? Or are they going to want me to go through them for the whole damage (hood) when I call them for the windshield? Thanks.

Is it legal for me to drive this antique car?

Hello. My dad has just offered me his old MGB. During the talk about it, he said if I get it running I can have it. But he also said that I might need to be 21 to drive a car with antique plates. We have Geico. Is this true? Thanks guys.""

Cheap Car Insurance for my first car?

My dad owns it but hes giving it to me technically he wants me to pay insurance and I want something cheap, the majority of insurances say im underage to be reliable for it. I'm 17, is there a cheap insurance for my little chevorlate cavalier car?""

Insurance rates?

How much will insurance be for a 16 year old driving a 2007 Dodge Charger in the state of California? By the way, I get the good student discount.""

Cheap home owners insurance?

they keep raising rates with no justification. Which company do you use? Are they expensive? Are they cheaper? I Cr 13;8a

Why is our group health insurance so much more expensive than getting an individual plan privately?

My husband gets insurance through his work, and they take out $170 a week (he gets paid weekly). So that totals about $730 a month for us and our kids plus maternity benefits. What confuses me is if we were to drop that insurance and get an individual plan with the same company, same deductible, same co-pay, including maternity benefits (exactly the same plan) it would run us about $440 a month. I thought that the whole point of getting on a group plan was that it would be cheaper. I would be okay with it being the same as private but it makes absolutely zero sense to me that it would be almost twice as much... Anybody want to explain? Or are they just screwing us over?""

How much would it cost in insurance for a ferrari 355 rep on a toyota mr2?

its a 1996 2.0l with a 355 bodykit on it should be about half the money of the mr2 i think

Car insurance coverage - with temporary car drivers?

sir, i bought a car for my brother in india,on his name...he doesnt have any drivers license..so always had to rely on call drivers or temporary drivers for driving the car. in that case,if any acccident happens,will the claim still be honored even it is not driven by the owner..as long as the driver as the driver has a valid driver license. i came across a situation with my friend..where in the call driver ran away from the scene after the accident..can we still make the claim even in this case? i see in my car insurance it has owner-driver coverage...what is that.. is there any add on that i need to add to my insurance so that it covers even if driven by any temporary or call drivers..""

Which Governor of California made car insurance a requirement?

I was just wondering why car insurance companies make millions in profits and suck the money out of us (car insurance payers). But Since it is not a federal requirement to have insurance. It exist in a state level. so yea which governor of california made car insurance a requirement to have ? :)

""What happens if you have health insurance through your job, then have to get new health insurance?""

If you have health insurance with your employer then quit, how can you get new health insurance with your new employer because aren't they going to see all your pre-existing history from your old insurance company?""

If the 30 million uncovered Americans can actually afford Health Insurance but choose not to buy it?

What will the Government be paying for exactly? Poor people already have coverage and the rest can buy their own. Where does the cost to the taxpayer enter the equation?

Will my insurance get expensive if I don't pay it for a few months?

So I am 19 years old and I been paying insurance for 1 year now. But right now I am not working and I don't need my car as much and i feel that I am just wasting money on insurance. My policy will end in 9 days and I am thinking on ending my insurance and instead I am going to ride the city bus. Right now I am paying 96 dollars per month and the next six months will go down to $94. If I don't pay for insurance for 1 or 3 months will the price go up? How much? Thank you in advance.

Are Honda's usually expensive on insurance?

Also what are some good looking cars that arn't to bad with insurance (I know that it all depends but still) oh and we have geico, thanks!""

Health insurance please help?

When you roll over, job wise, when does your health insurance usually start?""

Dwi and insurance?

i got a dwi and got into a car accident and totaled the car...its not even my car its under my moms name... will i be covered by my car insurance? like will my insurance cover me from totaling the car when i was dwi? please help

Some Health Insurance Companies Offering Decent and Cheap Plans for International Students in the US?

I will be studying my Master in the Boston area, this September. The grad-school health insurance is a little too expensive to me. What would be some companies offering decent and affordable health insurance plans?""

Anybody ever heard of acabezas@getinsurance.com.. i received a quote for auto ins from this site .?

received a quote from lindsays general insurance agency..a really good deal.

How does car insurance work if someone lends you their car?

I'm 16,licensed. No car at the moment,but I'm insured on my moms car.(mom and dad are seperated). My dad says he'll let me take his car out when I'm over but I'm not on his insurance. Would it cover me since I won't be driving it regularly?or would it not. And if I wrecked would it affect my license? (Tennessee)""

Car Insurance and an accident?!?

So my parents are wanting me to get my own car insurance plan. Here's my question though. I got into an accident last December but my car insurance is under my dads name. Does this accident show up in my name when I ask for a quote from other insurance companies?

I need my car on the road to get me to work but the insurance is way to high?

Im 18 year old and need my car on the road to get myself to work but the insurance is about 2500 or higher. Does anyone know a company that deals with young drivers or knows a way around it to make it cheaper.

Why does the political left compare obamacare to car insurance?

car insurance is to cover the other guy, people often have liability only which give no personal coverage whatsoever!!! ca""

Where's the cheapest car insurance for a 17 year old?

Hi, Recently I bought myself a Vauxhall Corsa SXI 2003, and have been looking around for car insurance. It seems that everyone thinks that car insurance costs around 3000 for a new young male driver, however the cheapest quote I seem to get is about 5000-8000. I've tried every insurance comparison site under the sun, and looked at so many companies direct. The cheaper quote is just over 4000, but that involves the little black box to be installed. I'm not complaining about this as I would drive sensibly and have nothing to hide, but it is still so steep. I can't afford these prices for a 1500 car. Anyone have any ideas? It feels so unfair that I haven't even been given the chance to show that I won't abuse driving... *I've tried putting my parents as second drivers, no luck. Also, the model of my car doesn't affect it as I get the same quotes for a 1997 Ford Fiesta...*""

Help - Advice on car insurance!?

I will be getting my british license this month because i will be getting a new car, even though i have been driving for the past 4 years but in Qatar. (for those who don't know Qatar its next to Dubai) Ive been searching online for car insurance under my details but i keep on getting really high rates. (Too high!) I'm 20 years old, have been driving here on an international license, and none of my family members have British licenses.... Is there anyway that i can get a cheaper car insurance? Maybe under a friends name or uncle or something? Thanks""

Cheapest cars to get insurance on in the uk?

im a 17 year old boy i dont want something chavy like a corsa i want a vw

""Alaska is the worst state for women, does anyone care what the worst state for men is?""

http://shine.yahoo.com/healthy-living/is-alaska-the-worst-state-in-the-nation-for-women--202627073.html As for crime and imprisonment, the number of women going to prison in Alaska is growing: In 2007, women made up 6.5 percent of Alaskas prison population, but that number had jumped to nearly 11 percent in 2011. Alaskan women are slightly more likely to have health coverage than Alaskan men, but the coverage for Alaskan women is still below the national average, with 21 percent going without (compared to the national rate of 20). -So that means the male prison population in 2007 was at 94.5% and it went down to 89% in 2011. We can't have that! All we care about is the female prison population growing and how we have to stop it. We need more males in prison to get us back to 94.5 percent. And while more Alaskan women have health insurance than Alaskan men, they're just below the national average with 21% of women going without insurance. Who cares that more Alaskan women have health insurance than Alaskan men? We're only concerned about women here, and we have to lower the number of women who go without health insurance. forget about the men. And women in Alaska, make only 67 cents for every dollar a man makes. -Not too surprising since Alaska is mostly an industrial state with lots of mining, logging, fishing and other male dominated industrial jobs that women typically shy away from. As far as homelessness is concerned, only 25 percent of single people in shelters were female in 2012but, for adults in shelters considered part of a family, 62 percent were women with children. -Who cares that 75% of single people in shelter were men in 2012! The suicide rate among Alaskan women is rising. -I'm sure the suicide rate among Alaskan men is even higher, but again we don't care about the men. So why the raw deal for women in this state? It may have something to do with the ratio of men to women there, which was noted in the state report as being higher in Alaska than in any other state, with 108.5 males to every 100 females. Nationally, there are 96.7 men to every 100 women. -So because there are more men than women in Alaska, that's why women are suffering!?!""

Car insurance estimate dispute?

I recently was bumped into in my parking lot and am trying to settle with their insurance company for how much the repair fee would be. I took it to one place and it was around $2100 with damage to both the front and back door (they said the front door would need to be replaced). I spoke with their insurance company and they said I needed to take it to their place to have an estimate. I took it to their place, and the guy asks me if I was going to have it repaired their or somewhere else. I told him I would get it repaired somewhere else, which meant I would get a check he told me. He inspected it and told me that there was a 50-50 chance it would need to be replaced on the front door so his estimate was only for $1300. He said if I go get it fixed and they say it is more, that their insurance will pay the difference. This sounded to me like they are trying to say if you want the cash you only get $1300. What should I do? Should I try to negotiate with their insurance company for the difference or get more estimates that say I would need the new door? I would like the check, but I feel like I am getting ripped off since it would take more to actually fix it more than likely.""

Where do I find Cheap Car Insurance When I have Epilepsy?

I'm 19, and I haven't had a fit since I was 16 (I believe I've done the teenage growing out of it ), The DVLA are fine and are issuing me a provisional, but finding insurance is a pain in the ***. Is there anywhere that does cheap insurance that doesn't care if I have Epilepsy? OR just does it cheap anyway?""

Car Insurance Fine costs driving without insurance on one car but had 3rd party on another?

Being a bit stupid I didnt relise I had to inform my insurance company that I changed cars and was stopped by the police for no insurance even though they proved that I had insurance on my previous vehicle 3rd party whic

Auto insurance company lied about coverage?

I was hit by a guy and he says his policy is 15000. His insurance company said it was 5000. What if he's telling the truth? And they are not. It's been 2.5 months since I was hit and still nothing has been done. They are waiting for a quote or some bs

""How much is the yearly average insurance for a sixteen year old in LA, California.?""

How much is the yearly average insurance for a sixteen year old in LA, California.PS. Liability only. And if you need to know the car and insurance corp its an 1995 Ferrari f355, and 21st insurance. Please give real averages and i am serious so please real and serious answers. What i mean is please tell me the price only for a year. Please only serious and real answers.""

How much does car insurance cost?

I am 17 years old and looking to get a car immidiately, althought I've only had my G2 for a week. I'm looking to buy a 2door Pontiac sunfire, anywhere from 1998-2002. My dad is a single parent, with one vehicle, and a perfect driving record. How would me and my dad go about to find thr cheapest insurance possible? Would I be the primary driver on the car? How much does teen insurance under a parents insurance usually cost per month and year? THANK YOU! EASY BEST ANSWER GETS 10 :)""

Is car insurance cheaper if your a dad?

i'm soon to be a father of two and was wondering if it makes insurance any cheaper, does anybody know?""

Salvage title car insurance claim settlement?

I purchased the car with a salvage title over a year ago. I have full coverage with Progressive on my 2003 honda accord ex with 64k, in a recent ice storm my wife totaled the car. The ...show more""

How much does it cost on average to run a car a year?

I'm learning to drive and have no idea how much it will cost to run a car when i've passed. Obviously i know the answer is different for everybody but could you give me an idea? I'm hoping to get something small like a KA, will be using it mostly to get to work which is 2 miles each way, i'm 27 so what will insurance costs be? at the moment i'm spending 100 a month on lessons, and 60 a month to get to work. Is it likely to cost more than this a month on running a car, paying insurance etc? Thanks""

Car Insurance Question NYS?

I am a 20 year old teenager and I want to lease a new car. The problem is that as you know, car insurance is very high and I don't have credit to be able to get a lease. So this is where my parents kick in. I will get the car and insurance under their names and use the car for my personal use because I will be paying the lease payments. This way, insurance costs will be low and I get a brand new car. Lets suppose I get pulled over or get involved into a crash, will I get into legal troubles by not having insurance on my own name? I mean, if i cause damage to someone's car and its my fault, I am willing to pay for the damage but I just don't want to get fined a gazillion dollars for not having my name on the insurance which is so stupid because its just a waste of money. Another scenario: If your friend borrows your car for the weekend and gets involved in a car crash, then what will happen since he was never on the insurance policy? Can't this same situation apply in a parent- child relationship?""

Rough estimate of my car insurance cost?

Hello, I'm 17 years old, male, never been in an accident or anything, and I am currently insured by my parents. If I wanted to get my own car insurance, roughly how much would this cost me? Thanks.""

How long can I drive my car with out insurance?

I am buying a used car that isn't from a dealership. How long can I drive the car before needing to buy car insurance?

CAR INSURANCE FOR 20 year old with G2?

I live in scarborough toronto and I'm paying my auto insurance $450/month for 2000 Oldsmobile Intrique. You guys know any better and cheaper insurance companies? Additional info: I'm 20 male Scarborough Have G2 and certificate insurance for 2000Oldsmobile intrique. PLEASE HELP!!

Should Keep or Look into term Life Insurance Quotes?

I have a whole life policy which I have been paying 45.00 per month for 16 yrs. I have to pay this amount until age 99 so they say. The amount it was for when I bought it was 50,000. It builds cash value. I am now 62. Should I keep this policy or look into term insurance?""

""I am disabled,my wife is 63 and cant get affordable insurance. anyone know where to look?

she only gets 700 a month ss and shes told if she got insurance it would be about 600 a month.what do we do?

Insurance Quote From You! State Farm?

What do think state farm will charge for - for a 1984 dodge, 2.2L, cheapest insurance plans?""

Can you get insurance after a ticket for no insurance?

so i got a ticket for speeding, and i also didnt have insurance on my car so the cop gave me two tickets one for speeding, and one for no insurance. So i went to court pleaded not guilty and didn't have insurance and got a 500 dollar ticket. then couple weeks later i got a letter saying my license will be suspended for 3 months due to illinios law for not having insurance. I was wondering if could have gotten insurance and shown it at the court date and would it have been removed?? Also is there away i can get a lawyer to have the remove the suspension or anything???""

I pay over $950 for car insurance each year. Should I look for another company?

I am a 22 year old female, and I have a squeaky clean record. I own a 2010 Impala. Am I paying too much for car insurance? I pay the most in my household, but I have the best record. I know I am young and people expect those my age to make driving mistakes, but I'd like to know if about $1000 a year is the going rate for insurance. That's a lot of money, and I'd rather use it to save toward a master's degree...""

Missold car insurance?

got my Cover 4 days ago, and yesterday i had car accident leaving my car undriveable, my on 3rd party fire and theif and i now got to wait until pay day to get it fixed. on online and on the phone they sold me i had Courtesy Car cover. Today i rang up and ask about the Courtesy car and i told me i dont have it but yesterday they told me i had. the accident was my fault but the insurance was mis-sold? what can i do? 1 second ago - 4 days left to answer.""

Car Insurance and an accident?!?

So my parents are wanting me to get my own car insurance plan. Here's my question though. I got into an accident last December but my car insurance is under my dads name. Does this accident show up in my name when I ask for a quote from other insurance companies?

https://www.linkedin.com/pulse/what-annual-cost-health-insurance-employer-brenda-harrison"