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#i was asked to do a rundown of like 'types of people who study economics' and im actually taking mental notes
hella1975 · 2 years
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it's bad enough to have to sit the 'why we can't print more money' lecture but having to revise it? to study it all over again in detail? if there is a god they are not merciful
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flairmagazineblog · 4 years
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Summer Hotspots to Hit; Baky Hospitality
When it comes to summer brunches, beach parties and fancy dining, we all know Baky Hospitality never disappoints. Here is a rundown of our favorite spots that we don’t want you to miss. While so many restaurants and bars are finally reopening, some of us are still quarantined at home. If that’s you, fear not. There are delivery and take-out options just for you. More than that, we also talked to the founder, Ayman Baky, for an exclusive on the behind-the-scenes and the creative mindset that goes into running this business.
Tell us a bit about yourself, for those who don’t know you. How did Baky Hospitality come about?
I came to Egypt when I was sixteen years old. I used to live abroad with my parents. I studied Mass Communications at the American University in Cairo and minored in Economics, graduating in 1996. I started my first job in Orascom. In 2001, I became a marketing manager for Sony Music International, when they opened new headquarters in the Middle East. While working for both Orascom and Sony, I was also an event organizer. Around the age of 27, I decided I don’t want to do events anymore and I was hesitant about how to go about my future. I wanted to own my own bar. I had the opportunity to partner with Nicha Sursock, who was actually a legendary chef in the food & beverage industry. He called me up, told me he’s opening a small bar in Zamalek and asked me to be a part of it. I said I’d love to and I decided to leave Sony to focus on that new project. It was called White and was established in 2003. I worked there for a year but things didn’t work out with the other partners, then I decided to partner again with Nicha in his original restaurant, L’Aubergine. It was a small, old-style, scruffy bar and we took it to the next level and turned it into a French bistro concept. After that, I got married and got my first daughter in 2007. Then, I got offered a marketing director job at Virgin Megastore and I decided to take it alongside L’Aubergine. I stayed with them for two years and then I met Ahmed Beltagy and we ended up opening Tamarai at Nile City Towers. The revolution hit us pretty hard in 2011 and we had to really think outside the box to make this place work. Tamarai was a big name in the market back then and I definitely learned a lot from this experience, not to mention that it helped me build a name in the industry.
In 2013, I decided I didn’t want to work in the nightlife industry anymore. I wanted to drift more towards food and beverage. I felt like I could do it on my own, as well, so I left and set up Baky Hospitality. The revolution had hit me hard personally and I had made some bad investments in Dubai and Greece, and lost a lot of money, so I wanted a fresh start, from the ground up. I think I was 38 at the time. I saw how the nightlife industry wasn’t very sustainable. Its life cycle is short because it depends on a temporary trend. The F&B industry is more creative in terms of dishes. It was also hectic working till 4 or 5 in the morning, while dealing with people who are only drinking the whole time; no one wanted to eat. I was also very religious then and I felt my calling was to do something more laidback, which better reflected my character, my beliefs and my family’s image. So, I took a small bank loan and we took on Sachi in Heliopolis. It was actually a small storage area that we revamped and licensed. The name Sachi is a merge between my children’s names – Sasha and Chris. It means ‘child of joy’ in Japanese and so it suited me because they are my joy in life. I put a great amount of effort into it and I was only targeting Heliopolis residents at the time; I never thought in a million years that we’ll find people coming from all over Cairo to dine in Heliopolis. It certainly took us to another level and opportunities began opening up. I was talking to a university buddy, Mohamed Allam, and he had Swan Lake in New Cairo, where he wanted to open a clubhouse. I told him I actually wanted to do something more upscale and exotic – something that the market needs. I suggested we go for something like the Japanese restaurant, Nobu in Mykonos, and that’s how we now have Kazuko. We got fully booked the second day after launching and we’ve been fully booked ever since. Because of this sudden success, I was approached by Hacienda in the North Coast to take over Omar Rateb’s beach bar. I had looked up to him since I was a kid because he had a knack for selection, quality of guests and mood. I signed off on Sachi by the Sea with Hacienda in 2016. After that, we were inspired to make use of a lounge area in front of Kazoku, and we turned into a sophisticated, upscale bar – known as Shinko. After that, I was approached by Emad El Hazek to do a concept in LakeHouse. I recommended we should go for a proper Italian restaurant and that’s how Lexie’s came about.
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How do you create a work culture that drives success in this field?
The most important part of my career journey was creating a team that carried the culture of a real family. It’s a corporate structure but the way we treat each other is very much like a family. A lot of employees at our headquarters are very loyal and have been with me since my days at Tamarai, and even at L’Aubergine and White. There’s no secret formula that drives success. It really comes from the heart. It’s the character and the charisma. It’s the experience and the decisions to remain humble, avoid being greedy and being wise in taking baby steps towards growth. It’s also the genuine love you treat people with and making them see their part in this success story because it’s definitely not just mine. The new employees who come in notice the loyalty and the vision in our work culture and it becomes contagious because they start envisioning themselves growing as well. Of course, the financial aspect is very important but the human development within the organization is very important to me.
What are the biggest challenges people face in the hospitality industry?
Definitely, the supply chain – trying to get good quality raw material in this country is pretty difficult. Staffing is also difficult – we have stopped hiring top-tier managers. Our new staff start at the bottom and work their way up in order to learn our culture. They get promoted as they grow, and they begin taking on other restaurants, the more we expand.
Do you have any plans to expand further?
The only thing I can reveal currently is that we’re opening the biggest restaurant in Baky Hospitality history soon – Sachi Park St. We’re very excited about it, and we’ve combined everything we’ve gained from seven years of experience and effort and invested it into this project – in terms of food, drinks, design, music, and quality of speakers, furniture and lighting. We have consultants working with us from Lebanon, Dubai and Singapore, so we have big expectations for it.
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How do you manage quality maintenance across each restaurant and bar?
We work with a lot of consultants from abroad to give us advice on how to keep moving forward. We also have an F&B department and the members are responsible for every brand under Baky Hospitality. Our managers and chefs are also on top of everything all the time. They’ve been in the company for years and they have developed in their style of cooking, in paperwork and their discipline towards company rules. In the beginning, there were hiccups, of course, but we learn and it works through a lot of organization and trust.
What are the keys that you believe attract young people?
I think going out in Egypt has changed so much over the years, especially since ten years ago. The crowd that we have now has travelled a lot; they’ve seen the standards at other restaurants abroad and they compare the quality. Back in the day, people accepted whatever they had but the young generation of today is analytical and understands exactly what they want. We try our best to meet their expectations in terms of service, food, setup and music. The hospitality element we bring is also about the experience you get when you walk into our restaurants, not just the food. That includes the entrance, how you’re greeted and welcomed, how you’re seated and how we serve you. Like I said, we also depend on our consultants from abroad to help us upgrade everything we do.
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Sachi Restaurant, Heliopolis
If you’re staying in the city this season, this is possibly one of the best places to go with family or friends for a memorable, fancy meal. Following strict precautionary measures to ensure guest safety, the restaurant remains spirited, offering you its usual jovial vibe. On another happy note, you can also look forward to the launch of their brand new branch in the heart of Sheikh Zayed.
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Sachi by the Sea
We thought this Sachi branch deserved its own slot on the list because it is way too special. This is hands-down among the first-rate nightspots you’ll come across in the North Coast. Providing seasonal fine dining and bar service, Sachi by the Sea is where you want to be if you’re looking for elegant parties and one of the best experiences Sahel has to offer. Make sure to keep tabs on their social media to find out the musicians and singers they will be featuring every week.
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Lexie’s
Most of us have tried several Italian places in Egypt but if you haven’t been to Lexie’s, you haven’t tried real Italian. It’s on a whole new level. At the risk of sounding cheesy, it is the type of food that will hug your soul. You can enjoy a beautiful view from their terrace or a romantic, cultural ambience indoors. With that said, we would definitely recommend it for two main scenarios – date night and brunch with friends.
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Kazoku
Kazuko is for those who are willing to try something new. For the sake of the slightest hint of adventure in 2020, we encourage you to try out their delectable Japanese cuisine. The dining experience is unrivaled – not only because of the cultured DJs that keep showing up, but also because you can’t deny the contemporary, exotic edge that makes this place stand out glamorously in the hospitality scene in Egypt.
Summer Hotspots to Hit; Baky Hospitality was originally published on FLAIR MAGAZINE
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melvinfellerstuff · 5 years
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Melvin Feller Looks at Why Buying Texas Real Estate is Smart
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Melvin Feller Looks at Why Buying Texas Real Estate is Smart
 Melvin Feller Business Ministries Group in Burkburnett and Dallas Texas and Lawton Oklahoma. Our mission is to call and equip a generation of Christian entrepreneurs to do business as ministry. We provide workshops and resources that help companies discover how to do business God’s way. When the heart of a business is service rather than self it can be transformed into a fruitful business ministry earning a profit and being of service to the community and their customers.  Melvin Feller is currently pursuing another graduate degree in business organizations.
 Currently, Texas is experiencing an economic boom, making it an attractive place for in state, out-of-state, and even foreign real estate investors.
 From 2016 to 2018, five of the ten fastest-growing U.S. cities were in Texas. In 2018, more than a quarter of Texas' growth was concentrated in the state's cities. North Texas is a particular hot spot for growth.
 ​Cities like Frisco, Denton, Flower Mound, McKinney, Plano, Grapevine and Keller are all experiencing unparalleled residential growth, mostly due to the emergency of a high-tech industry and complementary businesses. Some cities have even expanded their borders to accommodate the new residents.
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The job market is strong and growing, the cost of living is affordable, land is easy to purchase for non-residents, and the tax incentives are attractive. It's "big city living" with plenty of space. There are plenty of opportunities for smart investors looking to start or expand their portfolios.
 However, in Texas, there are great opportunities for creative real estate financing and wide-open spaces as well as great residential and commercial opportunities.
  If you are a beginning investor, first, recognize that it will probably take several years of real estate investing before you will reach your personal financial goal. Assuming that you want to have enough income from your investments to not have to work for money, I estimate about 10-15 years, if you work part-time at it while having “a day job.”
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 If you get to a point where you can do it full time, it may take a few years less. Some investors disagree with me on this. They apparently are very success in a much shorter period. If you can imitate them, fine. However, the average investor will take; it seems to me, the kind of time that I just indicated.
 Some people have other suggestions about how to get started. They often say, “Just do it.” Go out, start trying, and learn as you go. Maybe that will work for you. My opinion is that it is better to know more before you start paying out your money. You might try to avoid mistakes by reading many books before you start—I did—but you will still make your own mistakes—I did, anyway. However, you will probably avoid many of the more common mistakes.
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The “secret of success” is persistence. If you want to reach a goal, you have to keep going until you reach it. Financial independence with real estate means you have to keep going for years, usually. Thus, while you want an investing approach that makes you money, you also want an investing approach that makes you happy as you go along. If you do not get emotional rewards, you will probably stop before you are successful.
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YES FOR SUCCESS:
 Y----You---------------Enough said about that
E----Environment-----Where you invest, and when
S----Strategy-----------How you extract money from the environment
 The strategy you employ has to suit you. My strategy could be completely wrong for you, unless you are a lot like me. If it is comfortable, you will continue with it. If it is not comfortable, you will chaff and will want to quit. In addition, might quit, long before you get to your financial goal.
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The strategy has to work in the environment in which you invest. Here is a strategy: buy 200-acre farms and subdivide them down into 5-acre “ranchettes” which you sell to homebuilders or people who will live on them. Now, try using this strategy in San Francisco or Manhattan. Not going to work. What might work in San Francisco is to build a 15-story condominium complex and sell the condominiums to the owner-occupants. However, would you expect success if you were to build another 15-story complex 12 miles east of Winnemucca, NV? I don’t think so. Maybe 5-acre ranchettes there? Possibly.
 If you are not doing too well with your investment program, you can change the strategy, or you can move it to a different environment, where you expect it to perform better.
 Your strategy has to give you a competitive advantage, as the economists say. Investing in real estate is competitive. If there is a good deal to be bought, there will be several people interested in buying it. You need to develop an approach that takes advantage of your strengths, and requires few activities at which you are weak. You need a strategy that uses the resources you have.
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What are the resources you can bring to bear on real estate investing? They will vary from person to person. They include such factors as amount of cash you have saved, how good is your credit rating, amount of income you have, particularly that above what you need for  living expenses. How much time do you have, and in what part of the week, month, or year? Resources include the contacts you have—people you can call on for advice, money, help, or encouragement. Your knowledge is important—what you know about the environment in which you invest the market value of properties, what your customers want either renters or buyers. What experiences can you bring to bear? How about repair skills, decorating skills, sales ability, imagination, guts, cautious evaluation? All these can be part of your resources. Go with your personality, tastes, beliefs, values, interests, and passions. Do not get involved with approaches that irritate you or make you feel unhappy. For instance, suppose you think landlords are  rip-off artists. Do not become a rental property owner. There is no law that you must. Instead, consider rehabilitating rundown properties and selling them to poor people with special government loans.
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 As an example, I like helping people. I like to invest in lower-income areas, helping people have a clean, nice, safe, comfortable house in which to live. I rent properties to them. When I sell some property, I am happy that I am able to help a first-time homeowner get into a part of the American Dream. Some other people like to find rundown homes in higher-income areas. They spiff them up to be beautiful and then make a profit selling for much more than they paid for the properties. That does not interest me. The buyers of those properties could buy many different properties. They do not need me. In addition, I do not need them.
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  I also like to do research. I do not like to negotiate. I buy bargain properties at auctions, usually delinquent property tax auctions. I do not have a real estate agent to show me properties and to assure me that the property is in good condition. I have to do research on the location of the property, the condition of the property, the liens and loans against the property, the market value in the area, how much it will cost to fix up the property, and much more. My negotiating is raising my hand at a public auction and saying “Four thousand and one.” Then “four thousand and three.” Easy negotiating for me.
  One thing I consider important is that you know how real estate works. What is the importance of different types of deeds? How do you know what loan is the first loan and what does that imply? In addition, there is so much more you can learn. After over 20 years of real estate investing, I am still learning. It is not boring being in real estate.
 I think you should expect to spend about six months to 18 months studying about real estate, real estate investing, and the real estate market where you plan to invest – the environment, as I put it. As you study, notice the different types of approaches that different people use or advocate. Ask yourself “how does this fit me?” Imagine the different steps of the process, the activities that have to be taken. With what kinds of people will you be engaged? In what neighborhoods will you be investing? How well will you be able to accomplish that particular strategy of investing? What might prevent you from enjoying it? Being successful at it? What psychic rewards might you get out of it?
 If you are considering becoming an investor in long-term rentals, as I am, I suggest you read a couple of books on property management. This may give you some notion of what you will face and you can consider if it is to your taste. If you plan to rent properties, learn to calculate expenses of owning them—they will be worse than you imagine. Figure out what kinds of properties will provide you with profit if you own them. Learn about taxes, especially income taxes and how real estate can help you. Plan to learn about the laws related to the approach that you take. If you are doing rentals, know the “landlord-tenant” law for your state.
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How do you learn about real estate? My suggestion is to take classes at community colleges near you. There are probably classes for people who want to apply for a real estate license. You can take them too.
 Read books on real estate investing. Most RE books are mediocre. A few are good. Almost none are excellent. However, you can still learn if you read them. Start at the public library and borrowing books from friends, neighbors, coworkers, relatives, etc. Buy used books, cd, and dvds at bookstores or online at such sources as e-bay and half.com. I consistently pay less than 1/2 original price for the materials I buy there. Some is terrible, just like many real estate books. Nevertheless, some are good.
Talk to other, more experienced investors. See if there is a local real estate investors group that meets once or twice a month. Read newspaper articles and columns about real estate. If your local paper does not have nationally syndicated real estate columnists, find one that does, even if it is not nearby. Get a subscription to the Sunday edition mailed to your home.
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Go on the Internet to see what you can learn there. There are many different sites devoted to real estate investing and to real estate for sale or rent.
 While you study these things, learn about the area in which you want to invest. What are the different neighborhoods like? Where are there vacant, run-down properties if you want to do fixer-uppers? What are the trends of prices and where are people moving to or moving away from? What kinds of properties make good rentals in your area? What are the prospects of making money by buying low and then selling high, not carrying rentals?
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I like Bill Greene’s suggestion from his "Think like a Tycoon" book that you look at 100 houses before you make a single offer. That is of properties similar to those you plan to buy. If, as you go along, you change your mind about the types of houses and neighborhoods in which you will invest, you may have to look at many more than 100 houses. The idea is to learn market values and what the competition is like—either rentals or other properties against which you will be competing for buyers. When I started out investing seriously, I did this and my knowledge of values increased greatly over a few months of time. Study the multiple listing service properties  and the newspaper advertisements for properties. Read realtor.com listing for your area. See them and then follow up to find out for what they sold.
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Meanwhile, get your finances lined up. If you have a poor credit report, start cleaning it up. Pay off outstanding debt and put explanations into the credit file. Get erroneous information  removed. Cut down your expenses. Save money for investing. Yes, it is definitely possible to buy properties with no cash out of your pocket—I have done it. However, you have more opportunities for profit if you are prepared to pay cash or at least make a down payment. This is increasing your resources with which to operate.
 Depending upon your investment approach, you may want to get an equity line of credit secured by your home. Alternatively, you may want to ask banks for unsecured personal lines of credit. You may want to stop throwing away all those credit card solicitations and actually apply for some. Naturally, try to get those with good terms. However, sometimes it is possible to make so much money with just one property transaction that you will be willing to use high-priced money to enable you to get into the deal. Use high-priced money for properties you plan to resell soon, not for long-term holding.
 Some people talk about getting a “mentor,” an experienced real estate investor to personally train you in real estate investing. If you can find somebody who is willing to spend time helping you, fine, go ahead and try it. However, you do not need a mentor to work in real estate investing. Very few investors have ever had a mentor. I call it “self-mentoring.” The approach that you take to investing will be very personal. Do get to know many different investors so you can get help with the local “nuts and bolts” of investing: referrals for good attorneys, cleaning people, repair people, learn where to get carpets and plumbing supplies, discover the good escrow and title companies, and all the other services and goods that you will need to be successful. Ask about difficulties you have and individual problems of people you know and on the on-line real estate forums. I personally think you need a "mentor."
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Try to understand the approaches that these different investors have and their thinking about different aspects of investing. Ask what they like and do not like, what works for them and what does not. Then you can borrow some of their ideas and approaches in formulating your own direction. Nevertheless, you probably will not find a formula that somebody else uses that will suit you to a  tee. Mix and match. Take a little bit from here and a little bit from there. Make them into a coherent program that will generate money for you.
 There are many, many different ways to make money with real estate. With a little imagination, you may even create a new way to do so that nobody else thought of. However, most of these ways can be put into three categories, which you can remember if you can say, “CAT.”
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C is for CASHFLOW. This means you get more money in from a property than you spend owning it.
 A is for APPRECIATION. There are three types of appreciation, remembered by FIN: F is for FORCED, such as fixing up properties, moving them, getting rid of title problems. I stands for INSTANT, which you get from buying bargain properties at least 20% below market value. Then there is N for NATURAL. Over time, property values tend to go up, the amount and rate varying with locale, the economy, and market conditions. Held long enough, most properties will go up unless everybody is moving away for the town or you do not maintain the properties.
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T points at TAX SAVINGS, or tax benefits, which means that you may reduce the amount of taxes that you pay on your other income, non-real estate income. This is over and above the tax write-offs for your investment properties that reduce your taxable income from the properties.
  Some people mistakenly add to this list of categories “pay down” or “amortization” on the loan. This is actually a sub-category of cash flow. It is the “forced savings” aspect.
 Before buying properties, ask yourself which benefit you want to maximize. In general, you cannot make all three categories big with any one property. You might make one big, one moderate-sized and the other one small. So choose the investment strategy and the property which fits your goal--C, A, or T. For instance, when I buy bargain properties at tax sales, I get very little tax benefit. If I want tax benefit, I will buy a house at market value, but getting financing terms that allow me to get a break-even or slightly positive cash flow. I can also speculate on appreciation with this type of property. Normal appreciation is irrelevant for the bargain buys; the profit is built-in upon purchase with the Instant Appreciation.
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Some people advocate getting a "team" together before starting--attorneys, CPAs, loan brokers, maybe real estate agents. I do not think that is necessary. I would certainly suggest that you not delay your investment actions until you get a "team" together. I advocate learning a lot about the local real estate laws and the federal tax rules as relates to real estate investing. Then you can be your own team in part. People make many mistakes by not consulting with attorneys. They sell properties and have to pay terrible taxes—unnecessarily—because they do not understand and consult accountants.
 So, do not hesitate to call upon professionals when needed. When you run into problems that a professional can help with, then is the time to find one. One--not a team, in my opinion.
  To be successful in real estate investing, in my opinion, you need both movement and guidance. You have to get out and actually invest in properties to make a profit. Therefore, you have to be active. Go and do it. However, do not do it blindly. Learn a lot before you start making deals so that you do not make too many mistakes and so you have a strategy that will fit you and the environment in which you invest. Some people are stuck in the learning phase. You will never know everything about real estate investing, so get started even when you do not feel you know it all.
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There are two major mistakes that can lead to real estate investment failure, I think. One is doing nothing – there is no profit in that. The other is rushing out too soon and making expensive mistakes. I once read a magazine article about a couple in Chicago that bought, as their first investment, a run-down apartment complex in a very poor neighborhood in Chicago. I forget the  title of the article, but I think it should have been “How we lost a million dollars with no money down.” They did not know how to manage rental properties at all and this property was an extremely difficult one to operate. They made many mistakes, lost the building in foreclosure, and lost all the money they had invested.
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So, become active, yes. However, do it with caution. There is a lot of money to be made with real estate. Because real estate can cost a lot, there are many ways to lose a lot of money with real estate. The sellers and real estate agents selling a property are not always honest about that property. Nobody will look out for your interest as well as you do. Learn enough to be realistic about properties and how investing works.
 Expect to spend about 10 to 20 hours a week studying real estate during your learning months. Even though that sounds like a lot, believe me, there is a lot to learn. If you thought it would be easy to get rich, I disagree with you. However, it is possible to get rich with real estate. The average individual can do it. In addition, it is easier than most other businesses in which you could invest your time and money. Moreover, because you can tailor your investment program to fit you, your chances for success are high. In addition, real estate is a "forgiving" investment.  You can make mistakes, possibly a lot of them, and still make a profit from a property. I have made some very serious errors. Still my wealth and property holdings build up.
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Just recognize real estate is a business. It will take time and effort. Some people might say it takes that four-letter word “work,” however, if you have a program that fits you and gives you enjoyment, you can convert that word into another four-letter word: “play.” Many people treat real estate investing as a game and play it to win not only money but also freedom to lead the life they want. It can do that for you.
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 Melvin Feller Business Consultants Ministries Group in Texas and Oklahoma. Melvin Feller founded Melvin Feller Business Consultants Group Ministries in the 1970s to help individuals and organizations achieve their specific Victory. Victory as defined by the individual or organization are achieving strategic objectives, exceeding goals, getting results or desired outcomes. He has extensive experience assisting businesses achieve top and bottom line results. He has broad practical experience creating WINNERS in many organizations and industries. He has hands-on experience in executive leadership, operations, logistics, sales, program management, organizational development, training, and customer service. He has coached teams to achieve results in strategic planning, business development, organizational design, sales, and customer response and business process improvement. He has prepared and presented many workshops nationally and internationally.
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ne-dosta-je · 6 years
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Alors que sa map allait être fini dans moins d’une semaine car nous avions recruté des Builders... pic.twitter.com/aNIJwvOYPC — Fawnia (@TeamFawnia) December 4, 2017
The Wisconsin Personal Car crash injury claim process may be extensive and calls for a bargain of decision-making. To recoup the maximum quantity of damages for injuries that have been sustained, it is actually hugely a good idea that a hurt specific communicate with an experienced Wisconsin personal injury lawyer who can formally information the individual with the insurance claim procedure. This short article provides you individuals that have actually been hurt in a crash in Wisconsin with a rundown of your 7 basic phases of a Wisconsin automobile mishap exclusive automobile accident injury insurance claim. The legal representative can work with an accident investigator to take a look at the autos concerned, record any kind of evidence in the scene of your mishap, take pictures of your evidence and also interview any type of witnesses to your collision. The attorney will even accumulate any kind of associated health-related documents from previous to the mishap and succeeding to your crash. Pre-existing conditions will certainly additionally be looked into so as to learn if your accident-related injuries are worries of pre-existing conditions. When the legal representative has identified there's a genuine insurance claim and the damaged gathering has obtained optimum health-related improvement, a requirement package is then prepared by the lawyer in behalf of your injury victim. The package is presented by a letter with the lawyer which sums up the several details and also papers the should your insurance policy protection company. If your greatest offer you made by the insurance protection firm is denied by the customer, the subsequent phase in the personal auto mishap injury claim process is always to submit a suit in the Wisconsin court method. The attorney will submit the complaint and likewise have it served upon the events responsible for the accident as well as injuries. Right after the legal action is submitted and also served upon all responsible parties, the legal representative proceeds together with the discovery stage, which could consist of things like created interrogatories, depositions, subpoenas, as well as activities along with the court. Arbitration is frequently purchased by the court administering over the case. Arbitration is certainly an informal conflict resolution procedure, precisely where both just as sides arrive along with a conciliator (generally a retired court) to attempt to work out the situation without having gon na test. Every element will certainly get time for you to explain their knowledge of the situation as well as existing exhibits to your mediator. Quickly right after, the defendant and their lawyer enter into 1 place as well as additionally the plaintiff as well as their legal representative enter into a more place. The conciliator will certainly go between the spaces in an attempt to work out the case. Some transport companies will leave your automobile in the city near where you live likewise. It will certainly depend on you to identify exactly what you are trying to find in a transportation business. There might be hidden charges that you are not knowledgeable about up until you make your arrangements. You should contact the business straight, and you can make inquiries concerning any fees that you could not be fully aware of. I like mosting likely to Cryofit. I've had shin splints for 9 weeks as well as couldn't even press the gas pedal in my auto. http://fastrecovery.ie/contact/ I discovered immediately after the first and also second session I am sleeping a whole lot far better. That is certainly a benefit! I came right here for my originally for my joint and it feels great. I have actually been astonished at the relief I have been feeling ... my rheumatoid joint inflammation triggers constant pain today I can get up and also actually remain in a good state of mind as well as feel good! I like going to Cryofit. There are new firms supplying this solution and there are additionally those older and also as a result seasoned car transport companies. For even more reliability, numerous consumers choose because they take the badge of experience and integrity the majority of the moment the company that's been around for at some point. However there is absolutely nothing quiting clients because they are imagined to be extra customer-centered as well as effective most of the times to likewise take a look at the solutions of new sector people. Likewise, the newest participants to the service often offer aggressive auto delivery rates and this they do to be able to entice clients to attempt their support. This truly is still another essential consideration in choosing the most effective cars and truck transportation service.
For all brand-new to settling financial obligations, it is in fact after you discover a brand-new banker to get eliminate every one of your active debts. Everything you did is established a foreign exchange account when you obtain your lender that you will surely need to work out with. A positive in this technique is you do not presently have multiple financial debts, only 1 combined personal debt to spend. It's also feasible to earn an offer less price (nevertheless this particular expands the life expectancy from the home mortgage together with price stage). Remember, with personal financial debt consolidators you could locate right up fees, along with a assertion gotten in touch with 3rd party assistance will certainly assess your credit rating. When you wish to be efficient in the sales industry, you need to perform a sensitive balancing act between maintaining consumer base as well as generating an earnings! Obviously our economic climate has relocated a couple of steps down in the last few years, as has actually shown negatively on expanding shops and stores, mainly tiny ones. In a similar way, clients are progressively incapable of paying exactly what they set for solutions and also items, putting companies additionally into financial obligation and pushing them to count on outsourced financial obligation recovery (visit the following post) services, as my own has. A muscular an attorney that you can pay for, absolutely. You might not be capable of locating out this details till you probably sit down with them for an at no cost consultation. Let us state anyone could have acquired a home appliance, it ignites while using it, that is possibly charred. Are generally qualified organizing a crash claim. You could submit the insurance claim about the store, person that sold it to you, or in contrast to the producer. They must be absolutely devoted to offering wonderful value to all of their clients, giving a top quality solution that is affordable and also rapid. Prior to selecting the fuel drain business to save you on the fuel forecourt, it is necessary to ensure that they are fully licensed and also hold an ISO certification. Make sure you ask and if you aren't sure or, you don't feel you could 100% trust fund them, attempt an additional firm. Remember, if a firm is trusted it won't have a need to act cagey when you ask them to demonstrate their qualifications. Actually, those companies that hold ISO accreditation extremely often shout with satisfaction that they have actually accomplished this prestigious recognition of the way they work.
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hella1975 · 3 years
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a im here to wish you good luck too hella!! youre incredible and i hope you get those results you want and deserve! mwAH <333
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terra!!!!! i am kissing u softly on the forehead rn ur the absolute sweetest. how is it that we've been mutuals so long and it took the absolute cesspit of angst that is jjk for us to finally interact properly kjdhgkjhdg either way i'm v v happy to have you here. ily mwah mwah
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