#i was going to say 5000 points in 2 hours is impossible but on second thought it's easily achievable if you have the time

[poptartmochi]

what the fuck vadim 😭😭🤌🏻

[xhudgenssistersconfessions]

I’m from Italy and I’m gonna share a few things since I’m reading on and hearing things that sometimes are soo wrong or fake about our situation with corona virus. 

Mass graves? No. This is not happening. Right now here funerals are banned so this is how it works only close relatives can be at the cemetery for the last benediction and a pray. Sadly if the relatives live in another city they can’t even be there for the funeral so yes, people are passing away alone in hospitals and their families can’t even say goodbye. Right now there are cities in Italy that are facing too many daily deaths, the  funeral home are working constantly, but as they’ve said and as some priests confirmed it takes around 30 minutes for every dead, this creates a long queue. But everyone goes in their own place in the cemetery. You can give a look to this video, only 25 seconds that even if it can be hard to watch people should see because it can make you understand how this isn’t ‘just a flu’, from Bergamo where since they didn’t know anymore where to put all the coffins that were waiting to reach the cemetery they’ve put some of them in a church www.youtube.com/watch?v=xFy9j1vtJ-4

Yes, the big blow up of cases should arrive between the end of this week and the beginning of the next one and right now some hospitals are already full, they are near to collapse, in the main hopsital in Bergamo they don’t have any more space, beds, in intensive care. Nurses and doctors and everybody else who works in hospitals are making eternal shift around 13 hours daily with basically no break. You can’t really imagine it untill it’s in your face. Right now Italy is counting over 31000 cases (and more than 16000 only in Lombardy). This is the main problem with corona virus, cases are growing too fast in a little time untill you reach a moment in which you don’t have any more security systems like face masks (sold out everywhere and the new ones that are arriving are going first to these that need them the most, to these people that are working in contact with sick people), glasses, gloves, etc beds for sick people, no more machines to keep them alive and it’s all a run against time.

People with no symptoms but positive to the test? Lost count of how many we’ve had. This is another big problem of this virus you can’t see it, and you can’t see it in some cases for days! So you can go around without knowing to have it and spread it everywhere! I mean think with how many people you can get in touch in more than 2 weeks! 

Not only old people take it, in Italy there have been younger people also in their 20s, 30s that took it and sadly also children and newborns so don’t believe this big lie of only old people can get it (and also if it would be so, don’t you have a grandma or grandpa? Don’t you love them? Shouldn’t you do something to protect them from this?). And sadly some of these people that were young were/are in critical conditions. Also not only old people are in a situation of high risk, but aslo youger people who have diabet, who had to deal with cancer and the list goes on. Recently a man who was 47 passed away for the virus and he was healthy, no other conditions like diabets or cancer, nothing, still he didn’t make it, so don’t think to be safe from this virus just because of your age.

About the message that italians are the one that made the virus go all over Italy just let me tell you this little fact: Italy has been dealing with corona virus for about 3 weeks, day more day less, if I don’t rember wrong the first italian case was around the 20th february, since the very beginning we’ve been open and honest with numbers with the whole world, we never lied about how many cases, death and all. Saturday 7th March,when Italy had already some red zone and over 5000 cases, so at least 15 days after the first case in Italy, the State decide to close down all ski slopes (they should have done that before according to a lot of people) that were full of italians and people from all over europe that had arrived only a few days before so when the virus was already here and it was more than clear to the rest of the world, then on march 9th, when in the middle of the night Conte said that from the next day the red zone would have been the whole country and started talking about the whole lock down thing,  all these people run off. So these people came her knowing about the virus and then went back, as fast as they could, to their country without caring about the fact that maybe at that point they were the first who helped the virus go everywhere, without even putting themself in a quarantine. Don’t blame only italians but all these people that can’t respect a few rules like don’t go out! I think we can see it everywhere now, I don’t know if people really don’t use a brain or if panic is taking all over them but in Italy when part of north Italy was announced to be in a red zone some idiots took the train from Milan in the middle of the night to go to some places in South Italy, in France people did the same and run off from Paris, in the States people run to buy eveyrthing and some videos went viral like people almost hitting each other for the last pack of toilet paper without caring about some simple rules like keep at least 1 m from everyone else,  and in all this examples, just to name a few, corona virus was throwing a party! So don’t blame a person because is living in a country with the virus, blame those that can’t respect rules and don’t care about others no matter in which country they live or are from. I think it’s simple if they tell you don’t go out then stay in, if the rule is when you are out for grocery shopping or to go to work or on a bus or wherever you want stay at least 1 m from everyone else you do so. 

About Vanessa’s live I honestly think that what she said was wrong, but not because she is a celebrity, but because yes everybody has to die before or later, but better later than now. Plus if you are dealing with something and your immune system it’s a mess and this virus has high chances to kill you  or if someone you love like a friend, a parent or your child is the one who is in this situation hearing this,  well you don’t want to. And right now passing away with corona virus means be alone untill the very end, next to you only a nurse or a doctor that still is a stranger for you. I think she simply shouldn’t have said that but this doesn’t make me hate her or wish for her career to end or anything like that. I’ll keep on supporting her as a fan as I’ve always done. Everyone has their own opinion and the fact that she is the first one that is not going out right now maybe, but just maybe, means that she isn’t underestimating the situation. To be honest I’ve seen and heard worst in the past few weeks, I mean half of our politicians here in Italy laugh off at the virus at the beginning “It’s just a flu, it won’t arrive here” and then not only they were sooooo wrong but they were the first one to be positive… I’ve seen celebrities acting like it’s all a nothing without caring, I mean the basketball player that touched all the microphones on purpose, he could have avoided it, and then was positive. But they weren’t all trashed like Vanessa, I think the fact that she, like before Kendall Jenner, were pointed out by Chiara Ferragni made people notice it more, I mean if you only search Ferragni on google now here in Italy all that comes out is Vanessa’s words. I mean she isn’t the first person on this world that said something like that so if people didn’t care about all the others they should drop down this whole thing now. Sadly since people have to stay in and they don’t know what to do, they like to hate on her more that usually, they have more time to do it. Plus people should also remember that Vanessa, just like any other celebrity, is a human and guess what a human does? Mistakes, so she did it, yes, but she also apologised so move on.

Untill July for The States? I think it’s more than possible. In Italy we’ve started around the 20th february, almost a month later we are still waiting for the highest number of cases that should be by next week according to some, by the middle of April according to others. We are on a lock down untill the 3rd of April but more than half Italy is waiting for that day for a new message that the lock down will have to go on longer because of the situation. Some doctors are talking about starting to get out of this situation not before may and for hospitals to go back to how it was all before only around july. So for The States that are just at the beginning now it could be possible. But as some doctors and researchers said it’s impossible to predict a day for several reasons, starting also from how we all act, I think we will all find it out in a few months.

All I can say to everyone is that this virus it’s not a joke,to stay safe and respect all the rules, if they ask you to stay in your own house don’t go out. If schools are closed this doesn’t mean that kids and teens can go out and meet up somewhere else, it’s easy to understand you have to stay in. Here in Italy the State had to go with total lock down because some old people weren’t getting the part of “stay in” as a caution for them, some other were taking the no schools, no works as a holiday things and wanted to go to the seaside or to ski and then teenagers, they acted like ignorant and selfish people, they were like we can only get it with some line of fever nothing more, we won’t die for it and so they were going out! Zero brain! In a few words since some people weren’t following a few rules the lock down arrived and now if you don’t respect it, don’t respect the law, you pay for your actions. Sorry Maria for the long,long,long,long text! Stay safe.

It’s all good! Hope you stay safe too as well as all of your loved ones!

[the-firebird69]

This is what it looks like but the fuselage is complete and the glass doesn't look funky this big chunk missing in the body in the front that's not missing and it doesn't look as much like a light cycle car and the tires are wider and it is very very fast the concept came from me right here in my time but you see me in. And it's not a fly car but it can be made into an easily using the gasoline motor that's in it and it's just a gasoline motor and it's rear drive with the rear motor and it's direct link and it's very very fast and the hull or frame and shell and body is all titanium alloy on a quarter inch thick over the whole body with special glass and it has to be at that speed if you hit a bird or a rock or a pebble you're in a lot of trouble in case you fly off the road or out of control has ejection equipment to make sure you don't hit the road and it has all sorts of other things in it that you need for to go that fast safely this car is not for amateurs and I want me and one temporarily just to sit in one and he picked Martin to try and go with him and it's kind of funny because you think it might work because he does all these movies where he's like this ride along guy and it's a lot of fun it looks like Dan from Mexico even though it's not him and Dan was not bad except for that day when you kind of got a week a weak spot he couldn't handle when he was hearing so I said to him I'm going to threaten you and just keep going and you'll be fine and I have to for you this if you hear it cuz you guys do it to me it's backwards but and I don't really mean it so you thank me a lot I would kind of like separating ways instead so I did just move to your house for Christ sake so he did international left and he's fine and now it's just impossible he won't stop doing the stuff but besides the point the point is that there's a lot of power from below and that's what they're using we have to negate it it's way over the top cuz people will modify it into a fly car or will sell it to them as one it's very fast as a regular car it's 4,000 miles an hour on the road most has to be a pretty decent road and straight but it'll go very fast on the wavy road in the streets of LA if you can go about 250 mph places and long straightaways like the 10 about 500 easily safely is it going to slow down very fast and can go very fast in accelerating and I can beat the top fuel drag racers and I can beat the regular drag cars 0 to 60 or in the quarter and I'm challenging them right now and if you back down I'm going to sell cars by saying you back down and I'm going to put it on tape and you know we can get it if you don't like it I don't care I'm sick of being massive wimps you'll have to take over this whole world to defeat your clone army and that's what we're doing it doesn't work as well.

These horsepower is 5000 with the supercharger it's 6500 horsepower how I achieve the horsepower is a secret it's a gasoline motor and it's 12 cylinders it's the car of my life it'll never be the level of my life but it's a beautiful car and Hera loves it and she made her own and yes it's pink and mine's blue and I love blue the sky is beautiful we'll start selling marbles it look like the Earth or the blue with like clouds she started doing it this morning and people love them they're collectors items cuz they're at her shop and some of them have are like maps and some of them can be used at night on your walls and it shows the map of the world it makes love for the Earth a nice thing. And I asked her to make one for the freedom center and one for the Star Trek command that glows and shows the whole Earth and rotates at the same rate and she said that's a lot of money and I said I can pay for it and she said good so I gave her a car her color too now she's making her own.

0 to 60 is somewhere around 1 second and the quarter mile is about 2 seconds or 2.1 and people say it's impossible and I said no it's not.

I was trying to sell them now and it's $10 million dollars for a regular one and that's twice as much as the most expensive supercar and I'm trying to hire Sherry to show it and she doesn't want to everything grandma is doing is cursed I said everything she's doing was keeping it around and it didn't wasn't enough she said you're probably right so she's agreed to do it and it's going to be cool because she looks like Sharon Stone and it's a look that Hera has and she agreed with it before I asked it's because the queen to the other one and people know she's not clean cuz she's doing that kind of stuff no but so she gets it and Hera likes the idea. The car is exquisite it's got all the top line stuff in it the interior is Corinthian leather real leather and it's real Corinthian leather the controls are of a very expensive mahogany it is very nice and extremely fast and powerful holds a lot of gas 30 gallons and it goes about 20 mpg city 80 mpg hwy. What about 80 it does that you can do that around here all day and night it is a very spacious car on the inside for two people there's a little bit of cargo not much maybe two grocery bags but if you drive in this you'll know why it's awesome it's very bullet resistant has a class A rating copperheads can't get through any of it and about 100 ft and 50 cal would have trouble at 200 ft and copperheads. The tires are airless and they have structure and everything is titanium alloy nothing it is not even the motor is it's new tech the engine is new tech and the drive is somewhat new tech no way can it go that fast using the regular drives. It's the fastest car on earth and I want it in magazines and I have an idea what to do and I need to meet with Olympus now because it's his idea and it's much like the light cycles that the clones took that we took back and we're going to go ahead and do it

They're for sale now and very few people buy them I believe unless I sit in one just like the Aston Martin it changed the Earth and everything in it and this will make a huge difference these people see what they're doing wrong and they'll be able to compete a little enough for us to have cover at least

Zues

I have my own my copy this idea and he likes it because I'm his friend and he shares but I'm a spy too and I handle myself and he knows it's great it's greatness and I'm saving lives with it

Hera

Bone chilling isn't it you didn't say anything about how fast it goes flying it's about 300,000 miles an hour in the atmosphere for real it has little wings that extend out it is very very fast it's got new turbines that are different and it runs in the gas motor rear wheel drive too

Thor Freya

Holy s*** that's faster than the Star Trek Enterprise even the new one I'm going to have to have one and I want him to sit in one probably before I get one it'll be gone before I even get at my house or near it and I know how this is he has to have a way to get there he has to have money let's have a reason to do it let's try and give her over paranoia and we do his car okay so we have to try and do this and he doesn't want to get captured it's partly handled and we need to get him some funds this is ridiculous says he won the lottery and there's a whole bunch of other funds and people want to help they can come in and start helping and you need help he says I need help with Starfleet and I do this could be the car we already had a car but it's just a runaround car this would be a real one and for crying out loud this is perfect it's right in the right genre and it looks like it it looks almost exactly perfect for it and it's for captains and up and I'm going to put that out there see if it works and it's not that much money the fly car is about 30 million but still that's not a ton of money but still you might have to sit in it even for us to get it's not that many commanders and captains so let's roll on this the each base has them but geez you know

Commander Kirk

I'm amazed this is so fast this car is awesome we love it we love our son and our daughter and the two beautiful people and this weird idea and boy is it strange what a strange kid he likes to make things much more valuable than they really are in the end idea to do this before you send it with other things and he did it with the the new turbine and it's amazing some of his ideas that work so well and these people abuse them and don't get anything they need to get out of the way they really do they need to leave and they won't I need to be removed by force and Kirk sees it and a ton of other people so I could give us a break you don't do anything it works and you're going to sit there okay looks like we were in world War II so now we're going to head and we're recommending that they do things and if they don't we're going to force it.

Now mac daddy said the last few sentences and he means it and we mean it too we don't need you people in the way right now you need to take a break he went to New York saying your song came back and bothered him you're terrible.

Olympus

[shmosnet2]

Top 10 Misconceptions About London

Top 10 Misconceptions About London

Who hasn’t dreamed of a citybreak in London at some point? It is, after all, one of the world’s most visited cities—attracting over 19 million international visitors in 2016. The home of some major global attractions, like Big Ben, the Natural History Museum and the London Eye, London is one of the world’s greatest cities. It’s just a shame that it’s full of miserable people, British food and bad coffee. And doesn’t it rain there all the time? Despite London’s global fame, far too many people still believe some pretty big misconceptions about the UK’s capital. Some of them were true decades ago, some are simply misunderstandings and others just seem to be total rumors, as false now as they ever were. We’d hate for you to be put off going to London based on a simple misconception, so today we’re setting the record straight and telling you the truth about ten of the things most people get wrong about London! See Also: Top 10 Most Gruesome Things Hidden Under The Streets Of London 10 Coffee and Tea

Let’s start with the one that puts a lot of American visitors off: the myth that good coffee is impossible to find in London. This one may have been true a couple of decades ago, but the London coffee scene is much more impressive now than it was in 2000. Major coffee chains like Starbucks, Cafe Nero and Costa Coffee can be found on almost every street corner, just like in any other major global city. In fact, both Europe’s largest coffee chain, Cafe Nero, and the world’s second biggest chain, Costa, have their headquarters in London. Until recent times, those looking for a more specialist coffee experience would have to make a detour to the Continent, but London’s independent and mini-chain coffee scene has grown enormously in the last decade. There are now hundreds of specialist stores dotted across the capital offering thousands of unique coffee concoctions (and providing jobs to many barista millennials), enough to satisfy even the most discerning connoisseur. So no, you won’t be starved of coffee if you find yourself in London![1] 9 Bad Food

Britain is infamous for having bland and boring food, so many people think eating in London must be no different. It’s not hard to see why: one of London’s traditional dishes, for instance, is the London Particular. What is it? Well, it’s basically a really thick pea and ham soup—thick enough to stand a spoon in. Yeah. Fortunately for us, modern-day London is a thoroughly global city. There are thousands of restaurants, from cheap take-outs to Michelin-star restaurants, covering practically every culinary tradition you can think of. But to find London’s best food, you’ll have to take to the street. London has a centuries-long history of innovative street food that dates all the way back to Medieval times. Back then, most of the city’s labourers would go to a bakery on their break, where they would find everything from doughnuts to meat pies. Today, London’s street food is some of the best in the world—heavily influenced by the city’s diverse population. In modern London you’re just as likely to find a local stopping to grab a pot of curry as you are a chicken sandwich![2] 8 Unfriendly People

Ask people around the world what British people are like, and you’ll get a pretty similar response: they’re quiet, they’re reserved, they’re unfriendly, and so on. And Londoners in particular have a bad reputation—even other Brits will say that people in London are rude! In reality, Londoners aren’t any more unfriendly than anyone else in Britain—or most people in the world, for that matter. A test performed on London’s streets showed that, when faced with an old lady who needed help with her bag, or a woman who had her groceries knocked out of her hands, nearby people were quick to intervene and offer assistance. So no, it’s not that Londoners are unfriendly, but they are in a rush most of the time. London is a fast-paced, global city, and most people who are out in the day are going somewhere in a hurry. This might mean they forget to say sorry as they push past you in the station, but meet them after work hours and they’ll be totally different![3] 7 Cramped and Dirty

In 1952, the Great Smog descended on London, killing thousands. It was the worst air pollution event in British history, and news of it spread across the world. It led to new government regulations and a plan to cut the city’s pollution levels, but the city’s reputation was permanently damaged. To the rest of the world, London was known as a dirty, old-fashioned Victorian city, struggling to meet modern standards of cleanliness. This reputation persists today, though it is entirely untrue. While studies have shown that London’s air still affects people’s health, it is relatively clean by modern standards. In fact, London doesn’t even make it into the World Health Organization’s list of the top 500 most polluted cities. In short, visitors to the city have nothing to worry about when it comes to air quality! Perhaps more shockingly, London is one of the greenest cities on Earth by area. 47% of the city is green space, so almost half is covered by parks, woodland and other open areas—enough for some people to say that the Greater London Area should be turned into a national park.[4] 6It Never Sleeps

When someone refers to “the city that never sleeps”, they’re usually referring to New York. In recent years, though, the phrase has also been applied to the British capital, leading to the idea that London is a busy place with a boisterous nightlife—and not the place to go if you have kids with you! There is some truth to this. Like any other city, London can be boisterous—especially at the end of the week, when the city runs all-night bus services. The famous London black taxis work all hours, and many London clubs don’t close until 3am or 4am. But even in central London, the Tube and regular bus services end at midnight and don’t start up again until the early morning. Most pubs close before midnight and at that point, the vast majority of Londoners will be heading to bed. In London’s quieter outer boroughs, you could even forget you’re in a city at all![5] 5 It’s Expensive

London is expensive. It is actually one of the most expensive cities in the world… if you want to live there. Rent for an average three-bedroom apartment in central London stretches above £5000 ($6,450), way outside the pay range of most British adults. The rumours of London’s high prices put many people off, but it is possible to enjoy London on a small budget. You don’t even have to look too hard! You can have a day out in London and hardly spend any money: Most of London’s world-leading museums are free to enter, as are its fantastic art galleries and parks. And the places which do charge admission aren’t too expensive: a ticket to visit Kew Gardens, the world-leading botanic garden, is just £12 ($15.50). There are thousands of pubs and restaurants in the capital which aren’t any more expensive than they are in the rest of Britain. If you’re willing to take a risk, you can find food for mega-cheap. Ask around, the locals will quickly tell you the best places. Just don’t expect to find much budget food in Kensington or Chelsea.[6] 4 No-Go Zones

Unfortunately, one of the more recent misconceptions about London is that some areas of the city are ‘no-go zones’, places where so-called ordinary Londoners—even members of the police—never go. In extreme cases, some conspiracies say these are places where British law is ignored and locals are forced to follow Sharia Law by Muslim councils. While all cities have areas that are best avoided at night, the idea that parts of the capital are too dangerous for the Metropolitan Police to visit are false, despite the ramblings of some people on the internet. This misconception became widespread in 2016, when Donald Trump claimed there were no-go zones in London. This was rejected by then-mayor Boris Johnson, who said “London has a proud history of tolerance and diversity and to suggest there are areas where police officers cannot go because of radicalisation is simply ridiculous. Crime has been falling steadily in both London and New York—the only reason I wouldn’t go to some parts of New York is the real risk of meeting Donald Trump.” Just to prove it, a British man accepted a Reddit challenge to walk through one of these rumoured areas while drinking a bottle of wine. Unsurprisingly, nothing happened to him.[7] 3 The Underground Is The Only Way To Travel

The London Underground (also known as the Tube) is one of London’s most famous landmarks. It was first opened in the 1860s, making it the oldest underground passenger railway in the world. And with millions of people using it every single day, it is also one of the world’s busiest. On the other hand, London is—quite famously—not built on a grid, unlike many more modern cities. When the city burned down in 1666, it was actually rebuilt following the old road system, meaning that some streets in the city are hundreds of years old. This means the city is not optimised for traffic: driving through by car can be torture. With this in mind, it’s easy to see why many people think the Tube is the only way to travel around London, but there are a wide range of other options. Take London’s famous red buses, for instance. You’ve probably seen these in old films, but they still exist: they carry millions of people across the city every day—more than any other bus network in Europe. There’s also the famous black cab service, whose drivers have to take a tough training course called The Knowledge, which teaches them the layout of London. If you prefer to get around on your own, though, your best bet are the Santander Cycles. Affectionately known as Boris Bikes, you can ride one of these bikes from one of the hundreds of stations across the city to any other station for just £3 ($3.87).[8] 2 It’s Always Wet and Cold

Britain is well-known for its grey weather and rainy days. So most people assume that London, as the British capital, must be no different! Now, no-one’s going to say the UK is a warm country. Winter in Scotland and North England can be very harsh, and summer is often dominated by cloudy days. But London is in the south, and the temperatures there are much warmer. London is slightly colder than New York on average, but it still remains way above freezing through most of the winter months. And contrary to popular belief, London is nowhere near as rainy as you might imagine. It averages around 23 inches of rain a year, almost half as much as New York! Precipitation is low through the winter, too: snow is so rare in London that, in the UK, if it snows on Christmas day in the capital, it’s known as a ‘white Christmas’. We’re not saying you should pack just a t-shirt and shorts for your London visit, but nor will it be as dreary and wet as you expect. In the summer, you might even see a blue sky![9] 1 The City of London?

If someone told us they were going to visit the City of London, we wouldn’t bat an eyelid. But true Londoners know there’s a problem with this statement: do they mean Greater London—the hulking metropolis we’re all familiar with—or the tiny, independent local authority in the heart of London, which has a population of just a few thousand? The smallest dot on a map covers what was Roman London. It is almost wholly independent from Greater London, having its own police force, government and mayor. So is this the true heart of Britain, the place where the big decisions are made? No, that’s the other city—the City of Westminster, which is home to the UK’s Houses of Parliament. Does that mean the City of London is the home of London’s government, then? No. The mayor of Greater London—an entirely different position to the mayor of the City of London—governs from City Hall, which is located across the river in Southwark. It’s easy to see how even Londoners get confused by London’s inner workings! Oh, and just to make things even more confusing: Greater London isn’t even a city. It’s a county.[10]

https://ift.tt/367jOb7 . Foreign Articles December 06, 2019 at 12:01PM

[cemo-roid]

Two Heads Are Definitely, DEFINITELY, Better Than One

“Roxie, can you hear me?”

“Yeah, pretty clear”

I observed the situation from the top of the building

The Roze... Roxie was slowly jumping from one building to another, catching up to the Monster which was heading west. If it continued to head in that direction, it would enter the residential area and destroy all the houses there... and possibly the hospital that had a capacity of 5000 patients

Although those people should’ve seen the Phenom Erosion and moved into the Underground Shelter, there should be some people who couldn’t survive without being attached to the technology there, so there would obviously be casualties

“...still, I didn’t expect that place to have such a powerful Comms like this. What is that place?”

“That place was the Shirayuki Testing Office, the Business Partner of Ratofi Institute in charge of testing new equipment... this must be the new Comms she made that would replace the current Comms”

“What? What did you say?”

“Keep going and don’t stop. Remember the plan”

“Y-Yes!”

Roxie increased her speed and blasted off, circling around to the Monster’s front. Right when the Monster noticed her presence, she increased her speed even more and continued to fly around it. The Monster began to extend its arms around, trying to grab or perhaps swat Roxie from the air... but she splendidly maneuvered around the obstacles

Perhaps irritated, the Monster continued to flail around its limbs... and purple light could be seen from its mouth

"! Fly up! Energy Blast Incoming!!”

As soon as I said that, it had finished charging and shot the Energy Blast down. Roxie managed to avoid the attack, but the shockwave knocked her off the air and sent her flying towards a building

“Roxie!”

“I-I’m fine...”

...fortunately, she was still able to float around and began to circle around the Monster once again

She can still do it, no worries...

As I thought that, I recalled the conversation back inside the building...

~***~

...around five minutes ago, before I climbed to the top of the building...

With the pain on my back slowly disappearing, I was able to walk normally without limping around like before. The tremor caused by the Monster’s movement could still be felt regularly, but the intensity lessened with each occurrence, indicating that it was getting further and further

That said, heading out there without a plan would just be the same as suicide

“I’m going to say this first, but we are NOT an official Pairs. I cannot help you with unlocking your Second or even Third Stage, even in an emergency like this. Achieving victory by defeating the Monster without any considerable damage is most likely impossible”

“......”

“At this point, you have 2 choices to solve this situation. Try to attain the victory despite the risks, or hold on until reinforcement arrives”

“...if we hold on, how long do you think reinforcement will arrive?”

“Train’s dead, traffic’s blocked, and a Behemoth-Class Monster is renowned for its deadly Energy Blast so both helicopter and jet are a no-go.” I turned to look at the digital clock hanging on the wall. “Best case, 10 minutes on foot. Worst case, 5 hours”

I tore my attention away and looked at the Roze in front of me

For someone in her First Stage Materialization, the armor on her legs were really bulky, completely opposite of her slender build. Most of her oriental face and long, black hair had been painted red with blood, along with the shirt on her body

Though, it was really a miracle how none of her limbs were disabled even after being swatted by the Monster just a few moments ago

...but considering her injuries, 15 minutes is her limit, I doubt she can fight for more than that

“...there is also a third option, waste enough time for people to hide underground and let it rampage-”

“How can I take down the Monster on my own?”

...from her expression, she was definitely not considering any other options aside from that

"Then, there are several methods for that”

I walked the nearest whiteboard and drew a rough sketch of the silver armor on her legs

“...from the shape of your Legs, it is obvious you’re a Movement-Type Roze instead of an Attack-Type. Even if you flew from the opposite side of the Earth and smashed directly into its body, the most damage you can do is just peeling the thick carapace on its body”

“...”

“However, there are several points that even a Movement-Type Roze can choose to attack and deal enough damage to cripple the Monster. The unprotected joints, its mouth right after discharging its Energy Blast, its anus which is usually unguarded...” I ignored her disturbed expression as I turned around and drew a pair of thin, slanted eyes next to the Leg Armor. “...or its eyes, completely unguarded and connected to the nerves of its brain”

“It... has eyes?”

“Although it is weird, a bipedal Monster had a similar structure to humans in that regard. I had seen Attack-Type Roze smashing a Monster’s eyes with a single punch and ended its life,” I stopped to close the marker before turning around and pointed at the drawn eyes. “We’re going to replicate that, but using your insane speed instead of high attack”

“My... speed...”

“However, that brings me to this question. How fast can you go?”

~***~

“Ngaaagghh-!!!”

“Roxie!!”

“I-I’m fine!”

The Monster didn’t manage to catch or smash her with its limbs or Energy Blasts, but the near misses made my heart skip a beat every time

After flying around for five minutes, its temperament had gone for the worst and it completely intended on smashing her body, so a direct hit would mean her obliteration... unlike when she was swatted towards me before

“...I successfully gathered its focus, so the first phase is complete?”

“...if being showered by its killing intent is an acceptable result for you, then yes”

The Monster continued to keep Roxie in its sight, even as it tried to kill her. However, she continued to nimbly dodge the incoming attacks, her movement slowly getting better with each successful dodge

At some point, the Monster stopped its movement and slowly spread its arms, still fixating its attention on Roxie

“Now! Fly towards me!”

“-nn!”

She raised her speed and landed elegantly right beside me. Noticing my presence, the Monster momentarily widened its white, pearl-like eyes

...and basically revealed its weakness

“You see your targets?”

She made a curt nod instead of a reply

“Pick the other one, okay?”

I bent down, grabbed the Rocket Launcher that I brought from downstairs, loaded it with special ammo, and fired it towards the Monster. It made a perfect parabolic trajectory before hitting the Monster’s face and made a tiny explosion on its left face

There was obviously no damage from the explosion...

*GIIIIYAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAHHHHHHHHHHHHHHHHHHHHHHHHHH!!!*

...but from the roar that it had not let out until now, the Capsaicin Powder worked wonder to disable one of its eyes

“Go, Roxie”

If she succeeded, she would be able to smash through the Monster’s eyes and possibly even to the back of its head, killing it almost instantly. If she failed, she might shatter her own lower limbs and get killed by the Monster

She had to hit it from a fair distance away from the Monster, and there was only one shot, no do-over 

“UOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOHHHH-!!”

And along with that shout, a silver streak crossed through the purplish-black sky, and...............

[kelvinsaints]

Labyrinth: Episode 1 team 8 tryouts chapter 1

TEAM 8 MEMBERS:

1. flash 

2. arrow

3. supergirl

4. kid flash

5. vibe

6. killer frost

7. jay Garrick

8. superman

9. Jesse quick

10. firestorm

11. atom

12. elongated man

chapter 1: 

*all characters waking up from the floor of a dimly lit dark gray cave/maze*

Elongated man: whoa! this place is giving me serious scary movie vibes, anybody else just wake up?

vibe: yeah dibny we all just woke up.

killer frost: guys were are we

supergirl: it looks like were in a cave

jay Garrick: what’s the last thing anybody remembers, Barry?

flash: I don’t know jay, I was running through the city with Wally and Jesse and all of a sudden I fell asleep instantly, hell I don’t even remember closing my eyes.

superman: guys be careful around the edges we have some weird metal thorns on these walls, I tried using my x-ray vision and can’t see anything but this weird metallic liquid substance surrounding us.

atom: maybe if we look around the room we can find a way out of here.

firestorm: oh guys I found a button I’m gonna press it.

arrow: NOOOO!!!!!

*room starts shaking* 

Jesse quick: guys what do we do?

kid flash: Barry!!! kara! do something!

*deep robotic male voice speaking*: Congratulations, you’ve been selected for a once in a lifetime opportunity, we look at heroes spread across the omniverse across all space and time, and select a carefully chosen group of people to compete in our competition, this is Labrynth a yearly competition. we choose 13 groups of twelve and have each put into our labyrinth, each team is pit up against each other to arrive to the epicenter of our labyrinth, first team to arrive gets to live. But wait their’s more! your team has to try to survive our obstacles we’ve set along the way, you may finish with one member or if you’re lucky 8, we can’t tell you what happens when you reach the epicenter but be prepared for more epic entertainment! Make sure to really get into it as our fanbase enjoys watching you guys try your best. Best of luck and hope you win!*

*second robotic voice comes on that's another male*: alright for your first task you must choose one amongst you and put them on the platform in the edge of the room by the front wall, this will be your teams sacrifice player and will not be continuing the game with you guys from this point on, if you refuse to put a player on the board your team will be disqualified, you have 5 minutes*

elongated man: he has to be kidding right? I mean no way this is serious.

flash: Jesse, Wally, jay go in to flash time with me now.

jay, kid flash, Jesse quick in unison* : got it*

flash in flash time now: guys we have to come up with something quick, in flash time we can probably can extend that 5 minutes to an hour but it won’t be enough to save us. here’s our options we can all try to phase out of here to find something, we can phase together one wall and see if we can make it collapse so we can leave from here or we can through lighting bolts.

kid flash: we don’t we try the speed force

jay Garrick: Barry and I already tried that while the voices were explaining the whole thing, we can’t access it for some reason. 

Jesse quick: could we combine our speeds and try it

*robotic voice again*: no you can’t, speedsters we have allowed you to keep most of your abilities to give you the best fighting chance, but please be aware that we are consistently monitoring any ability to cheat in this game. and time travel, that's a little too much of an advantage, I suggest you leave this flash time as you call it and regroup with the rest of your team to make a decision*

flash: it’s right we gotta do something and something fast

green arrow: did you guys figure anything out Barry! 

kid flash: nothing it took our ability to access the speed force for some reason so flash time is just delaying the inevitable.

Jesse quick: Wally don’t be so negative!

kid flash: what it’s the truth, we all know we’re fighting together and or dying together, so this might be it unless superman and kara can pull something out their sleeves.

elongated man: guys where’s ray?

atom: *growing back into norma height* sorry guys I was looking for a small crack in the room to see if I can find us a way out of here but nothing for some reason. it’s all a weird liquid metal consistency.

vibe: and I can’t create a portal for some reason, but what atom said does give me an idea, Barry what if we shrink all of us down to size, and see if all four of you speedsters and break through this consistency, and if you can then now you can bring us with you, Barry takes Oliver, jay will take cara, Jesse will take Ralph, Wally can take killer frost, and I can.... who am I kidding this is impossible and we have two minutes left. 

flash: it’s worth a shot Cisco

*so team 8 began to shrink all themselves down with the atoms shrink ray abilities*

Green arrow: change of plans superman, supergirl, and firestorm will stay back, you guys take atom, elongated man, vibe and killer frost then if it works come back for us. 

flash: Oliver maybe we can take two at a time

green: we have a minute left we have no room to argue all of us could be dead soon we have to act fast

supergirl and firestorm: he’s right! superman: you guys should get going!

Jesse quick: we don’t even know if this is going to work?

atom: it has to we shrank so small that we’re basically the size of atoms right now if not slightly smaller.

kid flash: alright guys 30 seconds left, grab your partner and charge up as much speed as you possibly can we’re all going to run through the front wall on three together for added speed hopefully we run and actually access the speed force if not we at least make it through to the next room.

flash: we’ll be right back for you guys I promise

green arrow: I know you will

vibe: guys we’re running out of time 15 seconds

*team 8 charged up and successfully travel through the front wall into a much bigger dimly light dark gray room now the size of a lunch room*

flash: we did it, quick lets go back for the rest of them

*as they traveled back to grab the others and traveled back into the newer room ray the atom began using his shrink ray to make everyone go back to normal size again*

atom: I can’t believe that worked! oh my god we did it!

elongated man: whew that was a CLOSE one! 

firestorm: I’m just glad you guys came back for me *chuckling*

kid flash: of come on guys you knew we were gonna come back for you 

Jesse quick: yeah even though Wally almost lost his cool for a second back there

kid flash: I did not lose my cool!

Jesse quick: you totally lost your cool, you got all nervous kid flash

kid flash: I told you guys not to call me that

atom: well at least at this rate we’ll make it out of here safe and in no time. *ray smiling*

*red laser blast straight the the back of his chest out the front of the center of his chest, ray (the atom) gasps for air as you see the shock on his face*

flash: ray!!!!!

super girl: noooo!!!!!!!

*robotic voice: congratulations you guys have made it past the first level, we from the labrynth committee commend you, no team has ever gotten past the first level without having a player be sacrificed. Considering how you guys all got past it we thought we’d save you the drama of having to choose a player all over again and choose one for you, since you can not proceed past level on with 12 players.*

Jesse quick: *crying* who are you! you killed ray... they killed ray.

*robotic voice: I do apologize for the inconvenience, we’ll have the body removed shortly so you can continue to the next phase. we’ll give you guys a 10 minute recession courtesy of you winning with flying colors, normally we only do five*

green arrow: damn you! 

superman: we have to keep moving guys rays death can’t be in vain we’re all in this now.

green arrow: it was supposed to be me

flash: Oliver you can’t always be so quick to be to sacrifice yourself we want everybody to make it out of here alive.

vibe: Barry what if that’s not the point, what is the reason we’re here right now is because of some messed up saw like wet dream but for a new evil villain. 

flash: we’ll this isn’t the first and it won’t be the last we’ll get out of here Cisco now let’s just here what they have to say about this next phase to see what we have to do now.

*robotic voice: alright ten minutes have passed I hope you guys chatted it up and enjoyed your break, this next phase will now have to players chosen, place them on either platform at the end of the new front wall, each player you choose will have to fight each other to the death, and your team will proceed to phase or level 3 with 10 players. *

elongated man: this is a dream, wake up dibny wake up!

flash: Ralph everything is fine calm down

green arrow: I’ll go *steps on one platform, gets absorbed into wall*

*robotic voice: first player has been chosen, now choose second play*

flash: Oliver! 

firestorm: that man has a death wish

killer frost: we know that, guys what do we do now.

flash: we pit him up against me, maybe we can find another way to escape from the inside again.

elongated man: oh no not this again we’re just gonna win and terminator voice 5000 is gonna laser beam through someones chest again, probably mine,

flash: well we don’t have much of a choice we’re not going to entertain this monster and play it’s games.

superman: I trust you Barry if anyone can do this it’s you two

supergirl: I trust you too Barry

jay Garrick: we’re super heroes Barry don’t worry about us in here plus it’s three speedsters in here

flash: I know you guys a safe, I’ll be back in a flash

*barry steps on second platform gets absorbed into a battle arena to see green arrow with his bow and arrow aimed under his chin*

*barry (the flash) runs at green arrow (Oliver) and pulls the bow and arrow out if his hand pushing him into the dirt ground of the arena*

Green arrow: Barry what are you doing here

flash: not letting you be stupid Oliver

green arrow: you’re the one being stupid, we don’t have time and you guys need to keep going forward

flash: *grabbing Oliver by the should* we’re in flash time now we can figure something out, together a real way to save everyone, its you and me Oliver we can do this

green arrow: I don’t have the fight in me like you think I do Barry this seems like a cut and dry situation were we’re meant to die, I just wanted to keep you guys alive for as long as possible

flash: thats not how we do things and you know that. now lets take a look around this arena.

*as flash and arrow looked in the arena for openings they found a vent which the went in and ended up in the third room they had succeeded in finding the new room but still need to find a way to get the others*

flash: see we can’t give up we’re halfway their already

green arrow: guess your right Barry, now what

flash: we keep going like we always do

*screen coming down showing other heroes in second room, robotic voice: you guys don’t learn do you, this is your final warning or your whole team will be disqualified, watch as the rest of your teammates get disqualified from the competition*

flash: what no, stop! please! we’re sorry we’ll Do anything you ask

green arrow: take me instead, we’re sorry, take me instead!

*flash and arrow watch as room has huge spike pillars stab the rest of team flash form all directions making sure to stab superman and supergirl with kryptonite spikes from the wall all heroes collapse and die*

green arrow: noooooo!!!!!

flash: what did I do, Oliver what did I do.

*robotic voice, we don't like rule breakers in this challenge as the complicate the process of the obstacle course, regardless we have to change of few of the games now as we prepare you guys for phase/level three. congratulations by the way and if it makes you feel any better both of you can still be finalists. best of luck we will give you another 10 minute break before reaching out to you for phase 3.

[2tsrwzsba-blog]

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[kennethherrerablog]

9 Smart (and Simple) Ways to Stretch Your Budget When You’re a Single Parent

As far as I’m concerned, all you single parents are heroes without capes.

Well, you’ll swoosh on a cape when your kids want to play dress-up. But that’s beside the point. Single parents have to juggle work, kids and life. That’s no easy feat — especially on the wallet.

That’s why we put together these simple tips to help you better manage your money.

1. Involve Kids in Financial Decisions

Your kid sees their classmates taking piano, tennis, dance and karate lessons. But you might not be able to afford all of that.

Instead of feeling guilty — or worse, caving and overspending — have an open conversation with your child.

“Classically, parents will go behind a closed door to talk about saving, budgeting and investing,” says Maggie Johndrow, a financial adviser at Johndrow Wealth Management. “But psychologists have found that will make your children think finances are scary, taboo and something that’s not to be talked about in the open.”

Instead, Johndrow encourages parents lay it all out there. Let your child know your budget for after-school activities, then work together to pick and choose what you can afford.

“Empower them and teach them by giving them that choice,” she says.

2. Analyze Your Needs vs. Wants

An integral part of managing your money is budgeting. Ew, gross. We know. But it’s important to take a good look at what you’re spending and understand where you can cut back.

You don’t have to rely on complicated Excel-spreadsheet formulas or spend hours categorizing your expenses to stick to a budget. Instead, use an app.

An easy way to automate this process is to use Trim, a little bot that’ll keep track of all your transactions.

Connect your checking account, credit card and savings account for a big-picture look at your spending habits. Then, take a closer look by checking out each of your transactions. Set alerts that’ll let you know when bills are due, when you’ve hit a spending cap or when you’ve (hopefully not) overdrafted.

Best part? It’s free to sign up.

3. Pay Yourself First

Hey, you! Yeah, you! You’re important. Don’t forget to prioritize your needs — like your savings. Whether you’re starting an emergency fund, saving for a down payment on a home or planning a weekend getaway for you and the kids, why not make the process easy?

One of our favorite strategies? Set up automatic withdrawals from your paycheck, so you’ll squirrel money away without thinking about it.

One of our favorite accounts for this is Aspiration — you’ll pay no monthly fees, and you’ll earn up to 2.00% APY on your savings.

You’ll get access to an online-only account for spending and for saving. It comes with a debit card that earns 0.5% cash back on all your purchases, plus free ATMs, so you can easily access your money when you need it.

After you open your Aspiration account, use it to split your income:

Automatically deposit a portion of your income into your spending account, and use that to cover basic expenses.

Deposit what’s left into your Aspiration savings to keep it out of sight and let it grow. You’ll earn 2.00% APY as long you deposit just $1 a month.

Even if you’re slipping $10 into your emergency fund each month, that’s OK. Do what you can to take advantage of the compound interest.

4. Take Care of Your Debt

“I often find that people are struggling because of debt, so if you can come up with a debt repayment strategy and eliminate your debt, the other things all of a sudden become a lot easier,” Johndrow says.

Her top recommendation? Refinance. Refinancing can lower your interest rates and, therefore, lower your monthly payments.

You can basically refinance any type of debt, but here are a couple of examples:

Refinance your credit card debt: Credit card interest is no joke. Refinancing your debt with a personal loan could help you save a ton. If your credit score is at least 620, a good resource is Fiona, a search engine that can help match you with the right personal loan to meet your needs. You can borrow up to $100,000 (no collateral needed) with fixed rates starting at 4.99% and terms from 24 to 84 months.

Refinance your auto loan: It’s normally a pain to re-title your vehicle at your local DMV office, but a company called MotoRefi will do all the heavy lifting for you — and could cut your monthly car payment by $100 or more.

In addition to refinancing for better interest rates, Johndrow suggests extending the term of your loan if your budget is tight. “This might mean paying more in interest over time, but it might free up some monthly cash flow, which can help with your budgeting,” she says.

It gives you some breathing room.

5. Find Sneaky Ways to Save on Your Necessities

Finding ways to save on your needs feels harder than finding ways to save on your wants — but it’s possible.

Here are a few examples that’ll get you going in the right direction:

Save on groceries with a cash-back app. There’s no way around groceries, but you can earn some money back with Ibotta. The app is free to download, and you’ll get a $10 sign-up bonus after uploading your first receipt.

Save money by negotiating your bills. Don’t have time to call? Download Truebill, an app that’ll negotiate your bills, cancel unwanted subscriptions and refund your bank fees. On average, Truebill says it helps customers save more than $700 a year.

Save money on your car insurance. One way you could save money is by shopping around and comparing rates. Use an online car insurance search engine like The Zebra, which offers “insurance in black and white” and compares your options from 204 providers in less than 60 seconds

6. Manage Life’s Risks

You never know what’s going to happen tomorrow, so it’s important to be realistic.

“God forbid something happens to you, and you’re all your kid has,” Johndrow says. “Life insurance leaves them with enough to still hopefully attend college and achieve their goals.”

If you’re under the age of 54 and want to get a fast life insurance quote without the medical exam, pushy sales calls or even getting up from the couch, check out Bestow. The company is built around one concept: helping you get the term life insurance policy you want, simply and fast.

It just takes five minutes to answer some basic lifestyle questions, and you can get quotes for up to $1 million in coverage without a medical exam. If you’re approved, you can personalize your coverage to fit your budget. You can change or cancel your plan at any time.

Johndrow also urges parents to look into disability insurance, in case you can’t work and need to supplement your income; and long-term care insurance, in case you need health care not covered by your health insurance.

7. Find Creative Ways to Diversify Your Income

We know you don’t have a lot of extra time, but if you’re looking for a way to make some extra money to cushion your budget, try something creative.

For example, have you ever thought about renting out your baby gear? Yeah, the stuff you have sitting around the house that your kids don’t need anymore.

Online marketplaces like BabyQuip allow parents to rent out strollers, car seats, cribs and other baby items to traveling parents. (Because checking a crib on a flight is near impossible.)

Stay-at-home mom Manuela Madrid rents her baby gear out. She works, on average, 12 hours a month and earns between $120 to $180 with each rental.

8. Don’t Sleep on Your Retirement Savings

Although retirement might seem like a faraway fantasy, it’s going to pop up sooner than you think.

If you haven’t yet started, open a company-matched 401(k) or your own traditional or Roth IRA. Even if you only put $5 in each week, that’s something — and you’re still taking advantage of that compound interest.

Having trouble prioritizing your savings? Johndrow urges you to think of it like this: “You can take out a loan for almost anything in life, but you cannot take out a loan for your retirement.”

So if you can’t put away money for your kids’ college fund? They’ll be OK. They can take out student loans like everyone else. But you can’t take out a loan to cover your living expenses once you retire.

“You want the best for your children, and the last thing you want to do is ask them to care for you when they’re trying to care for themselves and the next generation,” Johndrow says.

9. Make a Date With Your Money

At the end of each month, put the kids to bed, and pour yourself a glass of wine. If you prefer: Once they’re out the door to school, pour yourself a cup of coffee, and cozy in.

Then, take some time to look at your monthly income and spending and see how you’re doing. See how the last month went — which areas you excelled in and where you might’ve gone over budget. Then, take a look at the month ahead and note any additional upcoming expenses.

Even taking 15 minutes to check in with yourself can help you stay on budget.

Carson Kohler (carson@thepennyhoarder.com) is a staff writer at The Penny Hoarder.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

9 Smart (and Simple) Ways to Stretch Your Budget When You’re a Single Parent published first on https://justinbetreviews.tumblr.com/

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I have never posted a thread in this Sub and normally just lurk with occasional comments. But today I wanted to post something, more as a venting and also to give advice to those who are new into business or partnerships.​I am currently on my 4th small business I have built in 11 years. All my businesses have been started out of my own pocket with between $2500-5000, service/labor business. First one was sold/merged into another business. Built/ran that one for 2 years before I realized that the majority owner did not care to make money, he already had way to much. Left that to restart what that business was. My previous business from Jan. '15 - Sept '18 started its first year at $275k in revenue, with profit margins around 8%. First year, ground work laid to help with future expansion. Second year moved into a bigger building(11k sq/ft), hired around 5 employees throughout the year, ended with revenue at $3.1M with right at 3% profit margins. Not terrible for massive expansion. Now, this is the financial understanding of the business. Here is where my advice starts.​In my second business I went into business with a customer who at the time had a company doing $500M+ in revenue with a healthy profit stream. He dealt with a lot of government contracts. I had become friends with this gentlemen over the course of 7 years, which is why he bought me out to bring into a new business he was starting based on my idea. This was someone I knew as a friend and hanging out and then knew about his business based on research, what he told me and what I would hear when he was on the phone. The guy was simply wealthy. This I knew. What I did not know is he was one of those people who even with his wealth would fuck someone over for $1000. I also discovered over those 2 years of being around him 24/7 with business...he honestly just was not a good person. Therefore at the end of two years, I honestly did not care about the business and walked away from it. Plus it was quickly found out this guy had control issues. He would never let me do anything since I was the minority owner (10%) even though this business was my background and life. Guy just simply had control issues...plus again...I figured out he did not want the business to be profitable as it was a tax shelter for him.​When I started my third business, I was basically restarting the second business as it was suppose to be, except I was back to doing it out of my own pocket. Meaning, with very little money and a lot of hard work. Again, first year by myself laying the ground work I did $275k in revenue. I then offered a buy in to a friend towards the end of the first year to help grow it in the second year; though I retained majority ownership(75%). Someone who I knew, others vouched for, was a self made person and the same age as myself. Everything seemed right. Which is why for the first year things blew up and was going the right direction. Now, again around the end of his first year in the business with me, I started seeing things. For example he committed fraud in my name by selling a vehicle we had that we did not own. Was a $55k sale. Luckily I was able to correct everything and bring it back into a legal sale, luckily due to the owner of the vehicle trying to extort me over the situation. Cost right at $50k to clear all this and just result in a shit load of stress and time for me during the lawsuit. Now this was a year and a half into my business partner being involved with the company. After the lawsuit I just started reviewing all his paperwork to make sure something like this would never happen again.During the lawsuit time, my business partner developed a hell of a cocaine problem. One that he was very good hiding from me for the first few months. Now about 4 months after the lawsuit is when I started noticing the issues the cocaine was causing. When the cocaine issue was found out and I blew the roof off, I removed him from the company for a month and sent him to rehab. At this point my opinion was changing, but had not fully changed. The cocaine problem created a snowball that took about 6 months to turn into the avalanche it was becoming. Right around what was his second year with the company I started discovering that everything my business partner had sold me about himself had been a lie. He was self made, was actually his fathers and older brothers company. He owned very little of it and much of the assets did not belong to him. Over the next six months from this point, I started finding out how much of a pathological liar my business partner was and how much he greatly over represented himself in his means and ability.To make the next part short after the cocaine problem was cleared...he figured out a way to make a worse alcohol problem. I mean literally...the cocaine was nothing compared to this problem. Though I caught onto it very early on...by that time it was discovered he was walking around the business throughout the day with a sprite bottle that was half full of Tito's Vodka. That type of problem. Once this problem came to a head, I sent him to rehab again though this time I was thinking about removing him from the business.This is where you don't know people. While he was in rehab for almost a month I started to have to deal with his customers and jobs. Within that month I had to refund and discount people costing almost $35,000. I was discovering where he was outright lying to customers, misrepresenting what was being done and a lot of time just giving people impossible time lines. Example, if a job takes 3 weeks at best case, he was telling and scheduling them based on only taking 2 weeks. Doing the wrong work on customers vehicles, etc. Just problems. By the time I had him officially removed from the company his alcohol problem cost me nearly $60k between fuck ups, fixing/redoing past work and refunding people their money. After I removed him from the company I tried to save it, which was not the case. By the time all the cancer had been removed from the body(company); the body was already dead.​Here we are in the present day and I know my business partner is off living a grand life again. He wealthy father stepped in months after and helped him get back on his feet. I then started hearing the stories that he was telling local people in the industry that he was fucked over or just some bullshit of him leaving to protect himself. Most people say partnerships do not work and in my life, every one I have been involved with, did not. The closure of the last business lost me everything I had accumulated in my life. All the money I put into the company over the course of 4 years, never to get back. I even did the math after the fact, in my time of working for my third business it amounted to $2.87 per hour that I worked for. I always made sure that I never wronged anyone, which is why I would go months without paychecks to make sure that fuck ups were being settled correctly with customers and that payroll/bills would still get paid. Since closing that business last year, I started a very small version of the same business and just did it by myself again. I have spent the last 6 months using 100% of my profits to pay back bills still owed from the previous business. Continuing to live a rough life to make sure I honored my word. At this point I still have about $160,000 to go. My ex-business partner was able to walk away from the business with very little loss by comparison. Hell, I heard he just bought a new truck and went on a cruise. Life is grand for him.​In business, I have learned two major things. When you go into business with someone, you need to know everything about them. Business is tough and if you think someone will do right morally by you as a business partner, they wont at the end of the day. Business partnerships are like marriage and they can go south quick. The second thing I learned is that you simply do not go into business with others. Family, friends or unknowns. Always trust your gut. If you are able to build your own business up to something, never relay on another without very good reasoning or researching. I have vastly more success as a sole proprietor/LLC than I ever did in my Corp filing businesses.

[blog-optimisticcoffeestuden-blog]

Seanor Pennsylvania Cheap car insurance quotes zip 15953

"Seanor Pennsylvania Cheap car insurance quotes zip 15953

Seanor Pennsylvania Cheap car insurance quotes zip 15953

BEST ANSWER:  Try this site where you can compare quotes: : http://insureinfo.xyz/index.html?src=tumblr 

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Seanor Pennsylvania Cheap car insurance quotes zip 15953

Seanor Pennsylvania Cheap car insurance quotes zip 15953

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Seanor Pennsylvania Cheap car insurance quotes zip 15953

Seanor Pennsylvania Cheap car insurance quotes zip 15953

What is the cheapest car insurance?

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I am 17 years old, and i need an auto insurance that costs around $100-150 per month. i cannot afford higher than that.""

""Rear-ended, bent frame, does insurance replace my car?""

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How much does accutane cost without insurance?

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How much renters insurance coverage are apartment complexes allowed by law to tell the renter they have to car?

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Does anyone know the best car insurance to buy from with just the minimum required?

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What factors can affect the cost of my automobile insurance?

What factors can affect the cost of my automobile insurance?

Cheapest insurance company for newly drivers? (UK)?

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What's some places to check for cheap auto insurance?

I realise that this is not a P&S question, but Cars & Transportation > Insurance & Registration is a deadbeat section. I probably should ask this in R&S since most of you are 12.""

Rough estimate of my car insurance cost?

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I need affordable insurance on my car any suggestions?

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How Much Would My Car Insurance Be?

I'm 17 years old, I'm a guy, it's my first car and it's most likely going to be a 2004 Impala or a 2000 Lincoln Navigator. I'd most likely be on my mom's insurance. Could you guys give me like a general estimate of what I could expect to pay a month. Thanks in advance.""

""Can I add my wife's car to my insurance, rather then renew her own policy?""

My wife and I recently married, and it's time for her to renew her insurance. Her driving record isn't great, so her rates have been quite high. Being that we're married, can I just add her vehicle to my own policy to save money, or will she need to have the insurance in her own name??""

What is the best car insurance?

im 18 i just bought my car and now i need insurance what is the cheapest insurance out there for a guy of my age?

Do I need to purchase additional insurance for a rental car?

I have my own insurance with good coverages. I am going on vacation and renting a car. Do I need to purchase the additional rental car insurance that they always offer you? Will my car insurance cover me at all in the event of an accident?

New Car Insurance?

I just bought a new car. I put down $7,000 and am paying $197/month for five years. I purchased car insurance, and the monthly premium is $358. Is this too much? I'm 18 years old, and I live in Colorado. I know it's going to be high because I'm a teenager and it's a new car, but does this seem like it is too high?""

Pre paid car insurance?

i am looking for a cheap prepaid car insurance. i dont know how long i will be in the country. any suggestions please

I cant get car insurance because I have bad credit?

please help! I have just passed my driving test and having a problem getting car insurance im 22 and i got bad credit from catalogs loans and overdrawn i dont own anything like a ...show more

Yamaha dt 125 insurance?

hi, i have been looking on ebay and i have found that i may want to buy a yamaha dt 125. i have been riding a speedfight 50 for a year and a half however i did buy a ajs 125 which by the way was a terable bike. i was wondering what the insurance usually costs for a dt 125, i have already changed my insurance once in the past 12 months to swap back from the ajs to my scooter (i blew the gear box) so that may effect it. thank you so much for any responce i get (PS sorry about the bad english, it all looks the same to me being dyslexic)""

Scratched a person's car? Will insurance go up?

So, I'm 17 and just got my insurance for driving a day ago. Today, as I was going home from school, I U-turned and didn't make a big enough turn and hit a person's car. I was able to make the turn after the hitting the car, but it left scratch marks and one little part of the car was hanging out slightly from the car. I left a note saying to call me. My question is, will my insurance go up for this? I just got it and all. I plan on not driving again to school...and how much does it cost to repair a person's car with scratches? (just the back corner of the car that was scratched) PLEASE HELP! :(""

On average how much would monthly insurance be on a 2012 rolls royce ghost?

On average how much would monthly insurance be on a 2012 rolls royce ghost?

Will my car insurance premium increase for passing a red light in NY?

This is my first moving violation, it originally was failure to stop for a school bus but it got reduced to passing a red light and is now only 3 points. I have a clean record otherwise and my auto insurance is under my mothers name, I am just a secondary driver under her quote. Will my insurance premium go up and if so will it be much? Is there anything that I can do to lower it if it does go up?""

Seanor Pennsylvania Cheap car insurance quotes zip 15953

Seanor Pennsylvania Cheap car insurance quotes zip 15953

""How much does car insurance usually cost for a 17 year old in Ontario, Canada?

a 17 year old brand new driver (Girl) owning her first car? (a pontiac sunfire) IN CANADA !! NOT THE US

Cheap car insurance in uk?

i am looking for cheap car insurance, the problem being i am 25 past my test nearly 2 yrs ago, need to be fully comp, and own a citroen which is an 02. most insurance comps want 2000""

I got into a car accident like 2 weeks ago and i havent recieved a rent a car from the insurance company??????

I havent recieved a rentacar from the insurance company i didnt have insurance since the car was no more that 3 hours new to me i had just bought it. It was cansidered a total lose from the insurance what should i do.

Can you be fined for owning an uninsured car? (California)?

Even if the car is not driven? And if it is registered?

Should my baby have insurance coverage?

I am 34 weeks pregnant. I am on my dad insurance and they are paying 100% for the delivery. They said they will not paying anything for the baby once he is born though. I have been ...show more

Does your Insurance address have to match your registration address?

I'm moving to a new city where the insurance rates are higher than my current town. I have to change my address on my license and registration to get a parking permit in the city, but do I have to change the address on my insurance? The permit doesn't require to know any information about your insurance.""

""Someone reversed into my car, is it better to go through maaco instead of insurance? its jus ta minor scratch?""

i was at a stop sign and i was abou tthe 4th car, well the 3rd car decided to reverse to leave and backed up and hit the front of my car. its not really that bad but its still a big scratch. is it best to just have her pay my estimate at maaco? or deal with insurance? i don't want to get jacked up insurance rates because someone doesn't know how to reverse.""

Can I take my drivers test without insurance?

I plan on taking my drivers test on Monday (today is Wednesday) and I called my family's insurance company, but they said they will have to get back to us at the end of the week because they have been busy helping people cover storm damage (obviously, we recently had a bunch of tornadoes go through my town) and I am not sure if I can be insured by Monday. If that is the case, can I at least take my test? If it makes a difference, I live in Missouri.""

What is the cost of insurance on this?

ok well there are a few motorcycles i am looking at right now. But i was wondering in michigan if you can drive a motorcycle on a salvage title, or a rebuilt title. And if you can would the insurance go up or would it stay the same?""

Car Insurance for youth?

What car insurance company is usually cheapest for a new driver with a car in the early 90's (1991 Grand Prix) for liablity only. I would go on with my parents but the company they have forces me to pay on every car they own and its just waaaay to much for me since im just starting out in the workforce

Insurance on a Motorcycle.?

I am 16 and I am wanting to purchase an '08 250 Ninja. What would I expect to pay every year in insurance? I live in MS if that would make a difference in insurance.

""How much is average for childcare? I have a 4 year old, a 2 year old and a 8mth old. About 8 hr/5days a week?""

I'll explain a little more. I own a duplex which I rent out the top of while my husband and I live down stairs. The renters upstairs have been my friends for a long time and they needed an apartment so we rented to them for $535 a month. After a year we agreed to trade daycare for rent so I could go back to work full time. The arangment has gone from no cash exchanged to us paying their car insurance ($90/month) the water bill ($50/month), the hot water ($35/month), an extra $190 in cash per month along with the no rent income ($535/month). We also give them about $60 in random cash when they ask for help. I provide the formula, diapers and wipes and she provides the food. The kids are upstairs from 11am to 5:30pm and she refuses to take them earlier even though if she did I could get a better schedual. I trust the woman and her son is the same age as my oldest. But there are also some serious disipline issues too. (My four year old now says bad words.) I need some advice""

Can anyone help with car insurance?

I'm 17 and I passed my test about 2 months ago. I am looking to buy a Peugeot 306 and insure it with my mum as main driver as she is not a main driver on any another policy then have me as named driver. The only problem is that she doesnt have any No Claims Bonus as she is named driver on my dad's insurance. Could anyone tell me which company might be cheapest to do this with please?

Can I add my son to my fiances car insurance?

My son just turned 16, and I have been researching insurance cost for him. My fiance drives a company car, and his own personal truck just sits in the driveway. It would be much cheaper adding my son to his truck (84.00) as an occasional driver versus putting him on mine (154.00) as an occasional driver. My car is considered a class C vehicle (Landrover) which is why it would be more expensive. Does anybody know if insurance companies would allow this, being that we are not married yet? Thanks!!""

What is insurance?Explain?

I mean what is malpractice insurance, car insurance ,health insurance, etc. Please explain is simple, clear and easy words.""

Do i have to be on my dads insurance to take the road test?please answer im desperate:(?

Hi, i live in Florida,im 18 no matter what im trying to do my dad finds a way to not make it happen,and im starting college Monday and i have to drive myself and i made an apponitment for this Friday to take the written exam and the road test,my dad went to go put me on the insurance today, and he told me that they told him i cant be on his insurance because quote from my dad that he was told by the insurance ladie im a girl,im under 21, and i live with them. or they have to pay $3,000 he said its florida direct or florida no-fault for his insurance. does this sound like hes lying to me or is this all true? Thank you.""

Urgent question: car accident/ no insurance?

Let say someone gets into an accident but did not have insurance on it( it is a long story but the car needed to be repair and be sold, so he was driving it to get it fix so he can sell, unfortunatly, while he was on the highway, he tries to stop just to realisethat the brake was not working and he bumps into another car. well the car is complety a mess and the air bag even came out. As it is for the other car no need to say that it back was mess up too) ok my question now what is going to happen, can he take a lawyer to defend him and how much do you think it might be to fix the other car. Please let me know I am so worried. the person lives in dallas, Texas. Thank you for your time ( the police came and said they are are going to court, the other car has insurance)""

My bf claims if he adds my name to his car insurance he will get it loads cheaper?

is this true? i cant drive i ahvent knwon him long and his insurance is due for renewal which is over 500 quid so he says he can reduce that amount by 150 quid if he adss my name is this true and legal? i wondered why he asked for my date of birth and postcode says he just forgot

Insurance plans for family?

where can i get complete family insurance plans for lowest premium rates

Where can i locate Leaders speciality auto insurance?

Where can i locate Leaders speciality auto insurance?

If you didn;t need to buy car insurance till you get into an accident?

Would you buy insurance till you needed it. Same with Health insurance, why buy it till I need it. Obama Care says you can not be denied health care for pre existing.""

Do i need to call my car insurance company?

I was in a car accident today and it was not a small accident. I hit a car on its side. there was an older woman so an ambulance came but she ended up not being hurt, just procautionary. the police were called and they took all my info and whatnot. It was wierd the police did not give me any papers or anything and told me i could leave. they just asked me if i wanted my car towed and i said no. the police officer also told me when i asked him that i dont need to call my insurance company unless i want to make a claim. is that true? i only have 1 way insurance so im probably going to scrap my car. I always thought u should call them no matter what, do you know if i am obligated to call them or will they contact me? location: Quebec, Canada thanks a bunch, Tyler""

Can Switching To Geico Really Save You 15% Or More On Car Insurance? Is it the cheapest?

Can Switching To Geico Really Save You 15% Or More On Car Insurance? Is it the cheapest?

Is geico really the cheapest car insurance for a 19 year old driving a sliver 2001 mustang?

Dont know which insurance is cheaper?

What is the cheapest insurance company for a inexperienced 18yr old driver?

I'm looking ti out insurance on my soon to be new used car? I'm just now getting a license and I don't know where to begin looking for insurance.

Seanor Pennsylvania Cheap car insurance quotes zip 15953

Seanor Pennsylvania Cheap car insurance quotes zip 15953

https://www.linkedin.com/pulse/greenleaf-kansas-cheap-car-insurance-quotes-zip-66943-grover-metzler/"

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Teenage Boy Car Insurance.?

"Teenage Boy Car Insurance.?

My 17yrs old son is about to pass his driving exam and then go through the pass plus test too. We were looking to buy him a cheep second hand car for about 500 but when it came to insurance we have been repeatedly quoted around the 3500 mark for third party.  Does anyone know where I can get cheep insurance for a boy?

BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecosts.xyz/index.html?src=tumblr 

RELATED QUESTIONS: 

I need health insurance as a student! Help?

My parents had the COBRA. Plan until my mompassed. Since then my dad and i have been self insured. My dad has some veterans insurance but i dont have anything. Im 18 and will be a full time college student in september. Are there any affordable plans out there? I make around 10,000 a year for my part time job..""

How can I get antidepressants without insurance?

Is it possible to get them through the hospital or a clinic? Or do I need to have a family doctor or GP I'm 18 and have no insurance **I am not a junkie either

Would Hillary Clinton health care insurance plan be like the law for car insurance?

The law for car insurance says: everybody who has a car has to buy private insurance for that car . Would the law for health insurance be similar if Hillary Clinton is elected president: everybody who has a body has to buy private heath insurance for that body . Will it be like that or have I misunderstood her plan? Please explain it to me.

""I been in a car accident with no car insurance, so I want to know how much should I pay the person who's suing?""

I was in a car accident with no insurance and they claim I owed over $6,000. I end up talking it down to $3,000 even. I wanted to know did I over paid or was that a fair amount. The person had whiplash and received treatment and the car was damage at the rear end.""

Can my parents put my car under their insurance so it's cheaper since I'm 16?

I'm 16 I have my permit and I have like 2 more months to go till I can get my license which is finally coming since its been a long wait. And after the 2 months end school starts and I'm going into my junior year and at this age everyone is driving already so please don't hate or any negative attitude here on that. And I'm responsible etc and work hard in school so that's why my parents are getting me a car I want and they've been saving saving into my bank account since I was little. But that money is for me. But the car I want is the 2013 Camaro ZL1 and it goes for $40,000 around there and don't blast on me about the price I'm not wanting a $100,000 car and its my first and last car I'm not gonna switch through 10 cars 1 is good enough and I like sports cars because of their look, and performance, I like smooth cars. But if my parents get that I know insurance is the thing that everyone has problems with because of pricing but since I'm 16 and the car is a sports car and all I was told it can be thousands for the insurance but what if it is under my parents insurance will it be way cheaper? And what does it mean if the car is under my parents name and not mines what is that? Will I still be able to name my plate?""

Car Insurance Question in NJ?

My husband and I have two cars- both insured with us as the drivers. However, his mother (and sometimes his three brothers) have been using my husband's car while there's is getting fixed. They've had the car going on three months- and I read on progressive.com (our insurance, obviously) that we're responsible to make sure any 'regular' drivers are covered under our insurance. I'm not sure their insurance situation, since the car has been so delayed in getting fixed- they may have canceled it until they get it back. So, I don't actually want to contact the insurance company- because I'm sure they'll do what's best for them, not us. My questions are- are we responsible to cover them under our insurance since they are driving it 'regularly' or since we have the car covered is it okay? What would happen if someone besides me and my husband had a collision in that car- would the insurance be obsolete?""

""Classic mini, lessons and insurance for 2.5k?

Classic 998cc mini insurance driving lessons and test all for 2.5k - possible?

Does anyone know what ppo health insurances don't have no deductible and no coinsurance ?

I've been looking for a good affordable health insurance cuz the doctor I need to see only takes ppo insurances :/ can someone give me a list of insurance that have no deductible and no coinsurance ? Please ! Help

Why buy life insurance?

I'm married, have 2 young children and wonder why I need life insurance""

Local Car Rental Brooklyn NY No license/insurance to practice?

Local Car Rental Brooklyn NY No license/insurance to practice driving I will have a licensed person in the passenger seat, but i need a car just for one hour, to practice my skills and prepare for the exam this is very simple, i need a car to practice driving, i have about 15hrs, need mroe any local car rentals in Brooklyn NY? I do not care so much for the cost, as much as just simplifying the process of renting a car for a measly hour. Thanks""

Why do people keep comparing health insurance mandates to car insurance mandates?

Car insurance mandates are done at the STATE level, in accordance with the Tenth Amendment of the U.S. constitution. Yet people (the president included) continue to claim that a FEDERAL mandate to buy insurance is no different than being required to cover your car. (Completely ignoring that you have to BUY a car before you must get insurance...the govt's basically saying they own your body...insure it or be taxed) So isn't a FEDERAL mandate unconstitutional unless you plan on writing an amendment to the Constitution so that such a mandate is in accordance with the Tenth Amendment?? http://www.politico.com/news/stories/0909/27384.html The questions from ABCs George Stephanopoulos highlighted a politically dangerous new aspect of the health reform debate for Obama  as critics from Republican leaders to the U.S. Chamber of Commerce say his reform proposals amount to a middle-class tax increase. Obama promised during the campaign that Americans earning less than $250,000 a year would not see any tax increases from an Obama administration. Obama strongly denied that the mandate amounts to a tax increase  saying it was no different than requiring people to have auto insurance and charging a penalty if they dont. He also said it was important for everyone to have insurance so that people who do carry insurance dont have to shoulder the load for people who dont. The excise tax is designed as an enforcement mechanism to ensure people will carry insurance.""

Is it unsafe to get a home loan with no deposit?

I would really like to take advantage of the first home buyers grant but will not have a deposit in time. I have looked at no deposit home loans but have heard they can be dangerous. Is that true?

Can anyone explain life insurance to me?

Can you insure the whole family? As if, if any of them passes away the rest get the money?""

How much would car insurance cost with a 2008 kia optima im 17 years old?

i get my lisence in 2 months i live in south florida and im gunna have to pay for my insurace so i need to know so i know how much im gunna have to work

Travel Car Insurance?

Does anyone know of any websites that can allow insurance on a car for about a week just for travel? I am going to Vegas and using my mom's car but I have to get insurance on it but I only want it for the week. Any ideas ??

Insurance for a 3 series BMW Convertable?

Does anybody know a good/cheap insurance company for a BMW 3 Series Convertable. I don't have any no claims as i have always driven a company car! Please please help!!!!

I am looking for good insurance on a new car.?

I am 21 years old and getting my first new car. Where do you suggest I look for car insurance? I don't have the best driving record. I had an accident in Nov 2002 and a speeding ticket in July 2003. I want to get a lot of coverage, but I don't want to be paying anything outrageous. How much should I be expecting to pay for car insurance?""

Car insurance for a 17 year old? HELP?

Im 17 in the uk and passed my test 2 months ago and have been insured as an additional driver on a parents car since then (2500 for one year on a ka what a piss take). no claims or convictions, nothing. I've been looking to buy my own cheap car but the prices insurers are asking for on comparison websites are absoloutley ridiculous, 10,000 annual for a ford fieta worth 900! I've tried choosing cars with small engines like a citroen c1 but STILL ridiculous quotes. How ar other youngsters complaining of their annual insurance of 3000 when I cant even find one under 10,000!!!! WTF. How are 17 year olds driving their own cars at my college? from what I've seen its financialy impossible unless their parents are millionaires. Half the insurers I go to online are 'unable to offer a quote', and theres no point in me taking pass plus because that'll only take 100 off of a giagantic quote which'll make no difference whatsoever. WHAT THE HELL. my postcode is RM7 if that makes any difference? Is there any kind of specialist young driver insures that I can go to who'll give me a better deal? I mean even if it was 5000 annual I'd be happy! Or insures that do that black box in your car thing? Because Im actually a very safe driver and having to pa astronomical amounts because of statistics is rather annoying. So any ideas of insurers I can go to direct to try and get a decent deal? thanks""

CAR ACCIDENT WHOS AT FAULT AND DO WE HAVE TO GO THROUGH INSURANCE?

I was in a car accident yesterday a very minor one, the damage to my mother in laws BMW was just a cracked head light, and damage to theres was hardly apparent although the man said there was a tiny bump in door and a scratch. what happened was i was leaving a duel carriageway and on the side lane one lane was closed and a cone was in the road i swerved to miss going into work access (plenty of room as cones missing ETC cos of bad weather) then i pulled straight back out into correct lane having dragged the cone and seeming to leave it in work access... although all this happened in matter of seconds when i pulled back out i have hit the car that was originally behind me in the side door he obviously didn't break in time to stop when i swerved... i have a feeling because it was me that hit him that i am at fault? problem is i don't want to really go through insurance as it means both me and my mother in law will lose our no claims and because it was me driving not my mother in law excess is 600 as i am only a named driver.... I would rather just pay for damages if i am at fault than give my mother in law all the hassle...how much do you think it will cost? only thing is when i said this to the man he said he needs to notify insurance anyway and mine which i have been told will lose our no claims anyway... any ideas info please as im quite confused?""

How much would insurance be for a 16 yr. old?

Say I just got my license and I have a 3.7 GPA

Insurance for young adults?

I can't seem to get all of my questions answered from my own research, so I've resorted to yahoo answers. My family lost my dad a few years ago, and with him we lost our insurance coverage. We currently receive social security. This stops once I graduate. Would I be able to receive any sort benefits (any sort of welfare, food stamps, etc) as a result of this? What about college grants? Also, my mom, sister and I don't have any health insurance. I want to apply for affordable insurance, but I really don't know much about it. How much would it cost, and what are my options? Thank you so much for anyone who takes the time to answer this, I really appreciate it.""

Is it any difference between Insurance agent and broker?

Is it any difference between Insurance agent and broker?

Would car insurance be less if i got an older car/truck?

like from the 1980 to 2000? and would a pickup truck cost less to insure than a small car? im 18 if that helps any.

Insurance checks?

i own a business that was robbed recently. i have already gotten my insurance check to replace my stolen items. they only gave me wholesale cost, so i wasnt able to replace everything.... just today, they found most, but not all of my stuff. do i have to give back my insurance money?""

Insurance after admitting responsibility car crash?

i have admitted responsibility at the scene when i crashed my car into someone elses. i have since found out that it will make my insurance go up horrendously. yikes!! how much is my insurance likely to go up? im worried

Teenage Boy Car Insurance.?

My 17yrs old son is about to pass his driving exam and then go through the pass plus test too. We were looking to buy him a cheep second hand car for about 500 but when it came to insurance we have been repeatedly quoted around the 3500 mark for third party.  Does anyone know where I can get cheep insurance for a boy?

Do illegal immigrants get health insurance?

What insurance and how?

Where Can I get Cheap Car Insurance?

I am currently a full time student and I am trying to find Car insurance that won't cost me an arm and a leg. The cheapest quote i have gotten is 2052 (full license) yet im certain i could get it cheaper... I am looking to get a Citroen Saxo, 3 door, as they are meant to be a good first car and cheaper insurance, yet i don't call that cheap! Direct line has put their prices for young drivers up to a minimum of 3000 and the car is only worth 850! I will be the main driver of the car, if not the only driver and as my parents have polices with companies that won't put me on as a named driver I'm screwed. Im 17 year old boy and can't really afford to pay that much.... Anyone know where i can get a reasonable quote from. I expect it to be high but that much - wow Best quote came from Quinn direct""

Why are my insurance quotes coming to 20-40k?

Ok so i know insurance in London will be alot for a student like me who is 17, but why is it my friends are getting insurance for 2k in london and when i enter correct information on quote websites (obvisouly acting as if i am 17) that my quotes are coming to 44k, what should i do when it comes to getting my own policy? thansk""

Is there any affordable Car Insurance for 16 year olds?

PLEASE READ: The problem is this. I'm 16 years old, and I really would like to own a car. But the problem is this. When your 16 and you first get insurance, it is super expensive. I have a brother the same age who would also like a car. But I have a single mother. If we have 3 cars and 3 people on one policy, that means it will cost over 10,000 dollars. I know I have to take a defensive drivers course to get 10% off, and I should get honor roll (But that'ss too hard). I've suggested that we get minimal coverage, but my moms the kind of person who thinks she has to pay a lot of money to be covered. Because she won't take minimal coverage, Now I can't have a car. What is the name of a car insurance company that is very affordable but does not make you go on minimal coverage to afford it? If you want, you can tell me what it cost you so I get a best estimate. Thanks.""

Which car insurance companies have you found to be cheapest for a teen?

Im 17 years-old and plan to be added to my parent's car insurance. I have good grades, took drivers ed, will be driving an older car and live in Idaho. Which company will work best for my situation? All help is appreciated.""

Insurance for motorcycle?

i live in Montreal Quebec, and would be around 18-25 years old would a Kawasaki ninja 250 (250cc sport bike) be more expensive than a 800cc cruiser? cuz i was originally intresetd in the 250 because of its fun factor and etc... but my uncle is saying that insurance would be a lot because it is a sport bike and i would be still young, so its better to get a cruiser (sportster style bike) because it is heavyer, stabler...and will cost less to insure. but im a little skeptical because a 250cc engine really is not fast (compared to the 600cc sport bike) and a guy on youtube said that his friend pays a little less than half of what he pays for his kawa. 900 custom""

""Why is insurance important, 20 pts for the best answer?

Your best friend says they dont think insurance is important. Explain to them why it is important to have insurance. How is having insurance important for successful financial management?

Where can i get information on the popularity among savings insurance vs health insurance?

I would like to know which is higher on the premium you have to pay for savings and health insurance? savings or health insurance is higher? how can i get info on this?

Will my insurance cost more this year?

hello people ... so i was wondering if anyone thinks my insurance will cost more this year. i have a motorbike honda cbr125. last year it cost me 450 to insure. looking at the insurance this year it says around 550-650 will mine be this much?

First car very expensive insurance?

Hi, Ive passed my test about 2 months ago. Ive checked few price comparesing websites for inurance and they all tell me prices around 2000 per annue!!! My friends telling me its impossible it would be that high even as first time driver! I also passed Pass Plus which should give me additional discount. I dont understand I thought it might be postcode fault but its not. every postcode I checked its the same. any ideas? car im trying to insurance quote for is 2005 diesel clio. which is group 2-3. I also checked few other cars and its the same. which website is the best to check for quote? thank you guys!""

How much would car insurance cost for a 16 year old girl driving a 1997 Ford Mustang GT?

The car is a V8 and has 170+ miles. Please do not post answers with websites linking me on how to figure it out on my own.

What insurance do i need?

What type of insurance is required by the California DMV for a drivers test?

Best car with cheapest car insurance?

I have passed my driving test in the uk. I am 17 year old male. I wanted to find out what is the best car to get that offers low car insurabce. Thank you

Pregnant and scared...?

I just found out I'm pregnant, my boyfriend and I are keeping it and we're planning to get married. I'm 24 yrs old, I'm in serious debt (I have not been able to get this problem resolved for the last couple of years and I'm considering bankruptcy), he doesn't have much of a job either....we're going to try our best with that but I have no idea if I should go through with the bankruptcy or if there's any other option for me. Also, (even worse) I don't have insurance at the moment. My work has open enrollment for health coverage in November (I missed it last year cuz I was out of town) so I don't know what to do there, either. And another problem.....I have yet to tell my parents and theyre gonna kill me. How can I approach/tell them? There are no family members I trust that I can talk to about this and this all really sucks but I really want this baby. Any advice? Please refrain from telling me I'm stupid, because I already know that much, and I'm gonna hear it from my parents.""

Do you know any life insurance companies that has all of this?

1) Has banding coverage, meaning rates are base on total coverage of the primary and the spouse. 2) Has spouse rider and child rider, so there's only one policy fee 3) Has terminal illness benefit. If you are diagnose to be terminally ill, you can use a portion of the face amount for whatever reasons. 4) Has increasing benefit rider. That means every year up to a certain time, the face amount goes up by a certain percent without having to provide proof of insurability. And the rate of the added coverage is base on the age when the policy was issued to you. 5) Disability waiver of premium. This means when you become disabled, all your premiums will be waivered and the policy will remain enforced until it matures or expires. 6) Guarantees insurability for children. That means when the child becomes an adult, he/she can get life insurance regardless of current health conditions. 7) It has AM Best Rating of A+ or better or Moody Rating of AA or better. The company I work has all these features in all their life insurance policies. I was wondering if any other companies out there has the same features.""

Is there a site that compares auto insurance quotes?

Preferably one that gives you quotes on the spot instead of sending your info to companies. Thanks!!

Do you have health insurance?

if so, How much is it per month. What kind of deductable do you have? How old are you? feel free to answer also if you do not have insurance and if you support obamacare?""

What sort of car/van insurance can i get?

I have my own business and use a van and i also have 1 employee who uses another van so i need to insure both of these but i also want to get a car to use maybe once or twice a week to meet clients etc, i havent decided on what car to get yet but i am looking at something sporty, ie a bmw m3 or something similar, is there a business policy which i could take out to cover all this? i would prefer to find one similar to motor trade where i and my employee can be insured to drive anything and i pay a set cost each year,any advice will be great, thanks""

I have a question about insurance..who is the most well known insurance in canada...and give a great benifit?

i have a question about insurance..who is the most well known insurance in canada...and give a great benifit?

What is the best car insurance for if you don't have own car?

I don't have car and I do rent a car frequently, Is there any insurance that I can take and that can be transferred to what ever car I rent for the day? what I mean is If I take any insurance for 6months or one year that should be applied to the what ever car I drive. any suggestions?""

Affordable DUI/SR-22 insurance in CA?

I need to get dui/sr-22 insurance in California. I was wondering if anyone knew of a affordable, reliable company i can get it from? Whats an rough estimate of costs? Thanks""

Car Insurance.?

My dad doesnt want to put me on his insurance, even though i offered to pay and my mom is gonna buy me the car. Male, 16, the car is probably going to be a 2001, 2-door honda. What is an estimated amount am I going to have to pay if I get my own car insurance.""

Car Insurance for youth?

What car insurance company is usually cheapest for a new driver with a car in the early 90's (1991 Grand Prix) for liablity only. I would go on with my parents but the company they have forces me to pay on every car they own and its just waaaay to much for me since im just starting out in the workforce

How Much Would A 17 Year Old With A G2 Pay For Insurance For A 1995 Geo Metro Hatchback in Toronto?

Im planning on getting my first car but the insurance is holding me back. Please Help.What Company do you suggest? Maybe you know someone with the same car and around the same age.

Who do you have for car insurance? open!?

looking for a cheap car insurance, buut not to cheap were if i get into a car crash they'd give me 10 cents. any suggestions?""

Teenage Boy Car Insurance.?

My 17yrs old son is about to pass his driving exam and then go through the pass plus test too. We were looking to buy him a cheep second hand car for about 500 but when it came to insurance we have been repeatedly quoted around the 3500 mark for third party.  Does anyone know where I can get cheep insurance for a boy?

Pennsylvania car insurance prices?

We are contemplating moving to PA. What are the car insurance rates like there?

Review of Student Health Insurance from SUNY schools?

If you have bought the insurance provided from any SUNY school, what is your review on its coverage?""

Motorcycle insurance with no Class C?

I live I California and the dmv gave me an only class M learners permit and I can only ride motorcycles not cars. My problem is Insurance companies keep asking for a drivers license then they cut me but I really don't want a Class C license!!! Any insurance companies bypass that?

Insurance and meds HELP Please?

Any advice would be helpful first my story I have meds that cost $1000 every month. I need insurance I have not had insurance since Peach-care about 3 years ago My job offers insurance for $2.50 a week my jobs insurance covers everything but my meds I get my meds for free with a prescription saving program I only make around $900 a month If I get my company insurance I no longer qualify for my free med program Any advice? I miss Peach-care they covered $100% of everything for only a few dollars. Is their any insurance that would cover 100% of my meds and dental, vision etc for no more than $100 a month?""

""Buying a car, how much will title transfer and all that cost?""

So I'm going to buy a used car and I was just wondering how much it will cost for me to legally drive it? Not including insurance. I live in Illinois and I'm 16 years old, if that matters. I've checked the DMV site and it's kind of confusing so I figured I might be able to get a quick answer here. Thanks!""

Is my parent ever eligible for coverage on my insurance?

My mother is disabled. Is it possible she can be covered through my insurance?

Do I need insurance to buy a used car?

Wisconsin- I will be buying a new car this week (2004 Monte Carlo). My license is currently suspended, do I need to get insurance for it before I bring it home? (My mom will be driving it home for me)""

I want to know about car insurance?

I want to know about car insurance quotes and find out how much i save on my car insurance.

Can insurance companies keep you from getting a better quote?

Can auto insurance companies put some type of flag on your name so you can't shop for better price quotes? Someone at DMV said they can.

Car accident and cost $500 to repaint the bumper ?

I crashed a car in a paking lot. It was a dent on a left rear bumper. I didnt want to report to my insurance because i got in an car accident few months ago( i was 17 and juz turned 18). The owner took his car to mechanism and sent me a receive of her car repair. It costed $500 to repaint a left bumper ( Acura 2 doors). My dad told me that $500 can painting the whole car and told me to as the owner if I can pay only $300. I dont want my insurance goes up but also dont want they charge me that much. I wonder if they really cost $500 to repaint the bumper because the owner sent me a payment for her car and anyway that i can ask hhim to lower the cost. I took a picture of the dent after I crash it andn dont know if it can help for anything ??

How much would it cost to insure another car on my mom's insurance?

Im 16. I really want to get a car but my mom claims she can't afford to insure 2 cars. I have discounts though. I took drivers ed in school, i have a job, and im a girl. She has mercury car insurance. She claims that her car insurance will go up 2000$ to insure another car. the car she has is a 2011 toyota camry. I think shes lying and just doesn't want to pay for it. I don't think its that much because there are a lot of people at my school who live in project housing or don't make nearly as much money as my mom does and have their own cars so..im asking, how much would it really cost to insure another car? If you know of any other insurances that are cheap to insure 2 cars, 1 for a 16 year old, feel free to enlighten me. Thanks! btw, I offered to pay as much as I could in insurance but she said I don't make enough money. :(""

How can I get dental and medical insurance?

I turned 18 back in 2011 and now I'm not on my mom's dental or medical insurance. How do I get dental and medical coverage?

Dollar general insurance rates. are we getting screwed?

how much would a manager at dollar general have to pay for comany insurance? 3 children covered, no heath probems. living in missouri i think my fiance is getting screwd by his ex wife and i think he is paying for her on the insurance with the boys. he pays an extra 300 a month suposedly just for the boys insurance. please help!""

How much would car insurance cost me???

Before I start calling for quotes, I would like to know approximately how much Im looking at to get car insurance in my name alone for 1 year. I need to know how much to put aside for it. Im female, 31 years old, I live in Queens, NY, will be buying a used car from a private seller, have NEVER had car insurance in my name, and Ive had my license for about 10 years. Also, why is it that when you request a quote online, they only give you an estimate for a 6-month policy? Does that mean you only pay insurance for 6 months or do you have to pay the 6-month premium 2x in that year? Thanks.""

Had a minor accident (my fault)... how much should I expect my insurance go up as a new driver?

I bought a brand new car and had an accident 3 hours after... I was parked and trying to leave, and while backing up I turn too early and my front bumper hit the rear side end of the other vehicle (damage of the other vehicle was 12x5 scrape and no dent)... I was asked for 1k for repairs so I decided to have our insurance work with it. I have insurance under Geico so I was wondering how much will my insurance go up as a new driver?""

Car insurance for MERCEDES BENZE?

WOULD LIKE A GUIDE TO THE BEST TYPE OF CAR INSURANCE FOR MY 2003 MERC/

Can someone convince me Car insurance isn't a complete waste of money.?

I'm only just turning 18 so I've never bought insurance myself my whole life. My stance on insurance is this: You might not have full coverage, they'll try to weasel out of paying you AND you might go for years without getting into an accident. In that time, if you pool up the money you'd have spent on car insurance you'd be able to pay for a car accident anyways. Now I'm just pulling this out of my butt, I don't have much of a basis on saying these things other than its just how i feel about it all, which is why I'm here. What creases me the most out of all this is that i hear car insurance for people my age is high, they treat us all the same and were not given a chance. Apparently no one sees age discrimination if it were slapped on to their face. They force you to have car insurance in Ontario which to me sounds a little ridiculous because i thought insurance was a service, an offer provided by companies, not an obligatory contract the government makes you pay for even if you don't want it. You can see my clear disposition against it at all, quite frankly i about don't wanna drive at all at this point. Though I want to be convinced because Canada's winters are cold, and modern life today kind of requires you to have your own mode of transportation.""

Can I get SC insurance with my car registered in MD in my parents name?

My car is still registered to my parents and I have MD insurance through them. I live in SC and insurance is much cheaper down here. I plan on switching the car to me once I have paid the car off. Can I still get SC insurance with the car still being registered in MD and in my parents name? I can't get a SC license either until I have insurance that is covered in SC. Please help!

How much for car insurance for a 17 year old?

I saved up and bought a 1995 Acura Integra ls 4 door from my cousin. And My parent's have state farm. I was wondering how much the car insurance would be for the down payment and monthly. Please and Thank you!

What is the cheapest car insurance for 16 year olds?

I'm going to get a car soon but I want to be able to pay for my own car insurance. Take some bills off my parents backs. Which insurance company wouldn't screw me over?

Do you think this is a good price for auto insurance?

Is $201.12 a month for full coverage from State Farm a good deal? Progressive quoted me for $285 a month and it doesnt even include UM and the liability is at 10/20/25. State farm would cover me 25/50/25, auto death indemnity, UM, and more. I am a 22 year old female and i just got my license in Feb 07, and i live in Miami. This is for a 2003 Honda Civic LX 2dr coupe (paid in full). This is my first car. I was just wondering, if this is a good price compared to other people my age with similar coverage. I know my friend is paying $300 a month for his and hes 24.""

""Are 4 door, 4 cylinder Honda Civics cheap for auto insurance?""

Are 4 door, 4 cylinder Honda Civics cheap for auto insurance?""

How much is too much for insurance?

Hello. i own a 300zx twin turbo, i have modified it my self with some stuff.. but thats not importent right now. my question is that the cheapest insurance i can get for it with full coverage is around 250 a month..Im willing to pay for it, just because i love everything about this car.. but to my self i think its far too much. im 19 years old, and i was wondering what kinda stuff brings down the amount i would have to pay for insurance? ( i got my license when i was 18, ive had it for about a year now) thanks.""

Do you feel sorry for insurance companies?

Insurance companies that helped develop Obamacare?

""How do I find affordable, personal health insurance at age 54?""

Kaiser would not take me back, after I had lapsed. I am normal, with aches and pains of most anyone, but afraid of being denied coverage at any new application!""

Teenage Boy Car Insurance.?

My 17yrs old son is about to pass his driving exam and then go through the pass plus test too. We were looking to buy him a cheep second hand car for about 500 but when it came to insurance we have been repeatedly quoted around the 3500 mark for third party.  Does anyone know where I can get cheep insurance for a boy?

Whose insurance is a new baby supposed to go on?

I am currently 32 weeks pregnant and my husband and I have seperate insurance policies but both through Blue Cross. Does is matter whose insurance she is supposed to go on or are we just supposed to pick one?

How much will my insurance cost?

I like in Florida, I own a 87' thunderbird no replacement coverage, I haven't been in any accidents, have no tickets and I took drivers ed, I've been driving for over a year and I want to be able to own my car so when I'm 18 my parents can't tell me I can't go out. How much will the monthly payments be on that?""

What's the cheapest insurance for a 17-year-old male in New Jersey? I just need something affordable.?

What's the cheapest insurance for a 17-year-old male in New Jersey? I just need something affordable.?

How much is car insurance?

i'm 18 n i want 2 get a car very soon. i'm paying for my own insurance so i want 2 get an idea of an estimated price. if i get a care made between 1999 n 2005. so if any1 has an idea can u please help me out

Car insurance? Who is covered? Who is responsible?

Okay I had a question about car insurance... I am on my grandfather's car insurance plan- I live with my boyfriend. I believe I am the only one insured to drive the car....My boyfriend's mother and step-father don't have a car right now and often times ask to borrow my car- I've been letting them until it was brought to my attention that they may not be covered in that car? Does this mean I would be responsible for anything that happened? Or would they? If another car was at fault for the accident what would happen? Anyone know how this works?

Will my Progressive Ins. rate go up with speed camera tickets?

I have progressive car insurance in MD and have received a lot of speeding camera tickets in the last few months (due to my driving and my brother driving my car). Does anyone know if Progressive insurance will keep track of these camera speeding tickets that will cause my car insurance rate to go up?

Insurance for an 2008 xb?

if i get a loan for a car through a credit company ..in order to get my insurance rate to go down can i put my dad as a driver? i mean as far as the dealer is concerned its paid cash since its paid with a check but my question is does my dad have to be on the loan to be the primary driver and me be secondary? or do i have to be primary..ive never been insured and in 22 and my dad cant buy the car because he has a pending social security thing..help!

Health insurance HELP!?

okay so hears the problem. im 19 just moved away from home no parental support pretty much on my own attending school and working full time. i need to find a cheap health plan any suggestions? no deductible? HELP PLEASE!!

Car shopping???? and auto insurance?

I am planning to buy a car before school starts again.. I was shopping on craigslist.com and some cars are cheap and sound too good to be true. like this one: http://philadelphia.craigslist.org/car/741877685.html but should i go for it anyway?? should i hire a mechanic to check the car out? if so where can i find one and how much would one cost? will my insurance be expensive?, (im under 18)""

Insurance question..I have 4 years no claims on my 125cc scooter....?

and I am riding it on a provisonal license in the U.K on a C.B.T certificate. I will pass my U.K driving test soon. Does anyone know if there is an insurance company that will take these four years no claims bonus into account when quoting for car insurance?

Cheapest van insurance?

Hi, I have a transit van [smiley or S reg] Its about 220 road tax for the year, and then a S**tload for insurance. I have one Speeding offence, and no no claims - as I havn't ever been insured on a vehicle long enough to build them. I'm 25, and usually get quotes about 1500...That is stupid...Is there any company that does a reasonable price on a van for someone like me. Or should I just give up now. Thanks""

Will my insurance go up?

I am 17 and had insurance. I got into a wreck because i dint stop at a stop sign and hit a car. everybody was fine and i got a ticket for driving left of center and careless prohibited driving. So is my insurance bout to be high??

How much will insurance cost after first dui offense?

I got my first dui for parking my mom's car for her(my intentions weren't to drive home drunk at all... just back 10 feet.) and I use to have insurance but canceled it when ...show more

Auto Insurance - what went wrong here?

Where did I go wrong? A few months back, I backed out of a parking place and stopped, waiting for traffic behind me to resolve itself. While stopped, a large vehicle backed into my driver side door. We both re-parked. The other driver first tried to convince me there was no damage and we should both forget it but after I showed him the damage to my door (his car had almost no damage), we exchanged insurance and personal contact information in a friendly conversation. I reported the damage to my insurance carrier, a large national firm, obtained the required 2 estimates for repair and submitted it, as directed by my carrier and his, to his carrier, a large regional carrier. They informed me he had decided my car was not stopped and so I bore responsibility for his backing his car into me (!), and they therefore were refusing to pay me. My insurance carrier said it was up to me to provide proof my car wasn't moving, regardless of the fact his car backed into mine! I approached the repair firm, and they provided me with photos and offered testimony to state that my car was obviously stopped, based on the damage to the door. I called the individual and said with this information unless he paid the bill in full, I would take him to small claims court. He argued but produced a check for the full amount. A month later, my insurance carrier raised my rate based on this incident and a highway speeding ticket over a year ago. I ended up paying more for my insurance and lost a great deal of time despite both of us being insured. Where did I go wrong?""

Need to find affordable health insurance?

My health insurance just went up again. I live in New York any places i can check out? It will be greatly appreciated

What are teenage driving insurance rates for girls?

whats the cheapest in illionois? do i have to have insurance while driving w/ a permit??

Do I need rental car insurance?

I'm going to be renting/leasing a car from Avis for around 6 months while traveling for work. Will my current auto insurance be enough or should I take out a separate policy on the rental car itself? I really can't afford to take the insurance from Avis so I'm trying to find the next best option that will keep me well protected on the road.

Tell me a word which explain Insurance in a single line?

I need a good tagline for Insurance

Insurance costs for new drivers?

I am thinking of getting my driver's license in about seven months (when i turn 18), but i am a bit discouraged by the quotes for car insurance that i have been given. I was told that car insurance for new driver's is about $3500 per year (and this is with a 40% discount for maintaining a 4.0 GPA). If i am put on my parent's insurance plan, it will still cost me $1100 per year (i have to make up the difference caused by adding me to their policy). Is this the normal rate for insurance for new driver's? Any other way to lower the cost? Any help would be greatly appreciated because i really want to learn to drive but the cost is so great...especially since i will be starting college next year.""

Turning 17 thinking of buying a car (Insurance Cover) [UK]?

Im going to turn 17 soon and thinking of buying a car and really want a BMW. I know I cannot get it because the insurance will be ridiculously high or simply will not insure me so I was wondering if I get a really rubbish car (1 litre or something) and get it Fully Comprehensive this should give me cheap insurance and the privilege to drive another car (so I heard) like my dads BMW and I want to know if this is possible for me and any background information about this will be appreciated!

How much would insurance be per month for a 17 year old driving a 2014 Mazda 3?

I am 17 years old and just graduated high school. I will be 18 in 5 months. I am looking into buying myself a new car. I know all of the responsibilities that comes along with buying a new car and talked to my parents about it. I did my research and I found that a new 2014 Mazda 3 is only $200 a month. Which I can afford. However, I was wondering how much insurance would be. I looked up a few quotes but I'm not sure how accurate they are. I was wondering how much other people were paying. Of course age is taken into consideration so it will be higher. However, if it will be too much I am planing on going under my fathers name since he is much older and clearly has more experience. So if anyone would like to help me out and tell me what they pay for insurance it would be very helpful! Thanks!""

How do I find out which insurance company I last held car insurance with?

My car insurance expired a year ago. I didn't renew it as I had a company car. I now have my own car again and need proof of my no claims. However, I can't remember which company I was insured with and can't find the old insurance certificate!""

Will a ticket for careless driving increase your auto insurance?

I was pulled over for speeding but fined for careless driving. My parents car is insured but I'm not on the policy. Will the insurance premium be affected? How long does it take for there insurance agency to find out about the points? (We have Allstate if that helps)

Are Companies Required to Offer Health Insurance?

Are companies with a certain number of employees required to offer health insurance?

How much does car insurance go up when a teen gets his/her license?? (geico)?

i have geico insurance and my teen is about to turn 16. i am wondering how much my insurance will go up when she gets her license. she has very good grades, as i know that helps lower it a little""

Teenage Boy Car Insurance.?

My 17yrs old son is about to pass his driving exam and then go through the pass plus test too. We were looking to buy him a cheep second hand car for about 500 but when it came to insurance we have been repeatedly quoted around the 3500 mark for third party.  Does anyone know where I can get cheep insurance for a boy?

https://www.linkedin.com/pulse/mercury-insurance-good-randy-gonzales/"

[lazytacomoon-blog]

Andover Massachusetts Cheap car insurance quotes zip 5501

"Andover Massachusetts Cheap car insurance quotes zip 5501

Andover Massachusetts Cheap car insurance quotes zip 5501

BEST ANSWER:  Try this site where you can compare quotes: : http://freecarinsurance.xyz/index.html?src=tumblr 

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Does compare the meerkat do cheap car insurance?

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""How does my health insurance deductible going up to $6,000 from $2,500 make it more affordable ?

For me? Can anyone tell me?

Auto insurance?

i have had my license for a little over 2 years now. My first year pay for auto insurance was 200$ a month (roughly) on my second year pay it was raised to 250$ a month (roughly). i have never gotten into an accident or gotten any tickets (never even been pulled over...). is it normal for auto insurance to be raised by that much, i know for newer drivers its a lot but i figured it would start high then get lower not start low then get higher. i have arbella mutual ins. and driving a toyota corolla ce perfect condition with no problems with it. i live in MA. if that makes a difference""

Why is my insurance going up?

I've been working with my employer for 7 years, as of right now I have employee & spouse coverage, I pay about 150 a month (auto deduct from paycheck) and that amount gets me a $5000 deductible and about a $25-$30 co-pay. this morning in a company meeting we were told that our insurance is going to go up (starting June 1st) now for employee and spouse it is going to be $410 a month (everything else the same as before co-pay and deductible) last year my hubby had some medical issues and we have about $7000 in medical bills (on a payment plan we pay $400 a month) so now when my new rate kicks in (in about a week) I will have to pay a total of $800 a month just for medical stuff... I can't afford this. my employer is very upset and wants to shop around but has been shopping around for 8 months now and can't find anything better than this. why is health insurance rising?? I am thinking about dropping myself from health insurance all together (I am 31 and healthy), also i plan on getting rid of my cable and internet (which would save $140 a month), my husband (with medical issues) will get health insurance through his work (about $160-$200 a month) and I will go without for a couple of years just so we can keep our heads above water... I just have a question about my plan of action- can I drop my Health insurance? will I get fined for opting out of health insurance when Obamacare goes into action next year?""

Open driver car insurance?

I have recently got a job which involves me driving a disabled mans car. I have recently passed my driving test (october 2010) and I am only 19 years old. Does this mean the company I am working for needs to pay more for me to drive the car as I am not a experienced driver?

What are auto insurance rates based on and why do some companies cost more than others?

What are auto insurance rates based on and why do some companies cost more than others?

How much is car insurance for a first time teenage driver?

How much is car insurance for a first time teenage driver?

Why does CAR INSURANCE cost more when a CAR/ motor vehicle is PAINTED RED?

Why does the color red coast more to insure ?

How can I lower my insurance rate?

I got a speeding ticket back in july of '04. My insurace went up recently. I am past the traffic school time. I live in CA. Is there anything I can do to lower my rate increase

How long does car insurance process take for collision?

So my mother was involved in a collision several days ago and actually hit a police car on the highway. Her car has some serious damage and had to be towed. Now we're left wondering how long it will take before the insurance company determines whether it's totaled or fixable. It's an '09 Nissan Sentra and the passenger side airbag went off, the front passenger door's damaged, and the front right tire looked to show some axle damage. She was definitely at-fault but the the officer was kind enough not to cite her since she lost control of the car. Now we're left wondering how long it will take before the insurance company notifies us what they've decided. I was informed an appraiser went to look at the car two days ago though. Any comments on what the process will be like from now on? Thanks.""

Im 18 and i want to buy my mom a car but its for her can she put the insurance under her?

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Sports cars with cheap insurance?

I am 16 and I am looking for a sporty looking car, with good horsepower, but that wont kill me with the insurance rates like Mustangs, Camaro's and Trans Am's would. Any suggestions?""

Is this what health insurance companies and Conservatives think about people with preexisting conditions?

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For home insurance, what is the difference between DP3 and HO3. thanks.""

Low premium high return life insurance policies of life insurance corporation of india?

is jeevan saral a good choice?

Why are my insurance quotes coming to 20-40k?

Ok so i know insurance in London will be alot for a student like me who is 17, but why is it my friends are getting insurance for 2k in london and when i enter correct information on quote websites (obvisouly acting as if i am 17) that my quotes are coming to 44k, what should i do when it comes to getting my own policy? thansk""

I got pulled over in my parents car and the insurance wasn't in the vehicle?

Ok I moved out of my parents home a couple months ago and they let me borrow their car for a little while just in case of an emergency, well I asked them if I could drive to see my girlfriend and they said yes so I drive and I get pulled over for speeding and I give the officer my license, registration but my dad forgot to leave the insurance in the car! So I get a huge fine for speeding and having no proof of insurance! And I asked my dad if I was under the insurance and he said no because I don't own a car and I don't live with them so what would be the point? So what I'm trying to ask is will I be able to get the no insurance fine waived even though I'm not under the insurance my parents were just letting my borrow the car?""

Car Insurance Questions For Some Cars?

I dont no if this is possible but i was wondering if you might no roughly how much it would cost insurance wise for some of these cars. Im 17 male, live in Ontario, 75% school average and first driver of the Used car. CARS- (1) 2005 audi TT (2) 2008 chevy cobalt (3) 2008 Mitsubishi Lancer gts (4) 2008 Saturn Ion (5) 2007 mazda 3 (6) 2008 Scion Tc""

I might be starting a new job out of state. how do i provide health insurance for my family?

I might be starting a new job out of state. how do i provide health insurance for my family?

Andover Massachusetts Cheap car insurance quotes zip 5501

Andover Massachusetts Cheap car insurance quotes zip 5501

AOPA ( A.O.P.A. ) aka aircraft owners and pilots association versus Avemco. Who has better insurance rate?

Which one of these two entities provides better protection for student and private pilots when it comes to NON OWN AIRCRAFT INSURANCE ?

How much can I expect my car insurance to go up?

I was recently pulled over by a police officer and written a $239 ticket for going 60mph in a 35mph school zone. The DMV just sent me a notice that I have received six points on my license and instructed me to attend an eight hour driver's improvement class. I'm seventeen. How much should I expect my insurance costs to rise?

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Do insurance companies operate on bank holidays?

I wouldn't mind getting some insurance for my moped tomorrow, but I heard its bank holiday monday...Will this stop me getting through to them?""

Is it cheaper insurance for you to be a named driver if your parent owns the car?

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I don't know what to do with my auto insurance coverage... can someone help me??

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I need cheap car insurance!!?

i am 18, i have a 1990 accord worth about 1700, and ive been driving for 4 months now, no tickets or problems, i need some cheap car insurance since my dad wont insure me with his company.... i just need some cheap *** company, i dont really care if they dont really cover well. i live in California, in the southbay. is there any cheap insurance such as those little cheap looking stores you would see around your city?? the ones that have banners that say they offer insurance as low as 22 a month??....have in mind that i just need something so i can drive since i need it by law.""

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Classic Car Insurance for a 17 year old?

im wanting to buy a classic mini (1989) its a 1l what is the best way to go about insuring it..? i've seen adrian flux do cover you if you ring up but its limited mileage, how does that work :) Thankyou very much!""

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Hello. I am looking for my first car. I am looking at a 2001 mercury cougar not the S series just the 3 door coupe.. Now the qoute gieco gave me was $325.01 a month. I live in Minnesota and I am a 16 year old male. I don't have anything on my record at all. I was wondering if 325.01 a month sounded right because I dont think so. That's like $4,000 a year and the car only costs $5,999. Also would it be better to go on my parents insurance plan with State Farm? Or to get my own? Thank you very much for helping me with advice with this.""

Is there any major medical insurance for pre-exsiting conditions???

I take care of my 50 year old mother, who is on COBRA, which went up to 700.00 monthly. We cannot afford this, but she needs medical insurance due to her pace maker. We've tried medi-cal, SSI, ect. Her ex-husband will not help her. He actually left her because she is sick, with the woman he was cheating on her with. Then he married her a year later. I am out of options and she needs help. Someone, anyone, everyone....please help. If she doesn't get medical care for her conditions and medicines for her heart, she eventually will die.""

How long does it take to get added to your parents auto insurance?

we have statefarm

Car insurance on a minor?

How much would it be to carry a sr22 on a minor in kansas city ks.

""Would you rather have a law against gay marriage, or affordable HEALTH INSURANCE that can't be canceled?""

Admittedly a false choice, but still...electing a GOP/Teabag/Fox 'News'/Jesus freak government would enhance the chances of a law against gay marriage and diminish the chances of some form of Medicare for all. Feel free to substitute 'Christian right for 'Jesus freak...consider it a figure of speech or an expression of art.""

How much is my car payment and insurance?

Hey, everyone else is asking the same 2 stupid questions, now it's my turn!""

Cheapest Bike insurance in ontario for sport bike?

I'm looking into selling my cr250 for a street bike something along the lines of a 1998-2001 cbr/gsxr 600. My only problem as I'm sure you can all relate is insurance. I simply cannot afford to be paying 3-4000 dollars upfront. So does anyone know of a insurance company that will do business on a month to month bases insted of anually.

""Has anyone bought insurance from Insphere Insurance Solutions (MEGA Life, Alliance for Affordable Services?""

I met with an agent yesterday and Googled the companies he represented, and saw so many complaints from both agents and consumers that my mind is spinning. I own a small business with only two employees. I don't want to be ripped off by some sweet talking insurance salesman, but if he is honest (chuckle) and his products are as good as he represents, then I would consider this option. If you've had any experience with these companies, I would like to hear it... good or bad. Thanks.""

Andover Massachusetts Cheap car insurance quotes zip 5501

Andover Massachusetts Cheap car insurance quotes zip 5501

Health Insurance question?

Hi i am a 22 yr old college student looking for health insurance. medicare denied me because i did not meet the requirements. my school offers insurance but it really doesn't cover anything. I'm in the state of Virginia if that helps. The question that i am asking i guess is is there any free/to low cost insurance out there for me

Cheap Drivers Insurance For Teenagers?

So im about to get my first car an it be a luxury car but i wanted to know what place would have the cheaper insurance for me, keep in mind i do have decent grades also.""

Car Insurance policy?

I was buying home contents insurance a month ago, I realized that It could be bought altogether with some other extras like key protections, legal expenses and home emergency services. Today I am trying to buy car insurance, I wonder what extras car insurance comes with? Regards""

How does a speeding ticket affect insurance costs?

My parents own the car that I drive and cover insurance fees (I pay for gas/oil/maintenance). I got a speeding ticket today for $156 for going 52 in a 35 zone (if that price is legitimate and fair in CT, I'm not sure), but I'm curious as to how that will affect insurance costs? Anyone with knowledge in the area, your responses are much appreciated.""

Will Car Insurance Fees Go Up?

So recently i was pulled over for speeding. 50 in a 45. Will my fines go up for just being 5+ the limit? If so how much do you think? Also I'm 16 -Thanks

Help with Car Insurance quote?

Hey there, I just wondered if someone could help me with a query on car insurance. Does anyone know how much I could end up paying for Insurance for a Vauxhall Corsa? I'm 23, and passed my test in January and was thinking off buying a car in a month or 2. Ive tried various sites for insurance quotes but they all ask for your number and I don't want to get hassled. The details of the type of car I'd like is as follows: Transmission: manual Fuel: petrol Engine size: 1.2L Doors: 5 Not much I know but this is the site I got the details from: http://www.arnoldclark.co.uk/detail.html?ac_reg=blk_u31kotjueau0i8uc&$ac_sr=0&$ac_pp=10&$blk=1&$franchiselist=vaux&$model=Corsa&$franchise=vaux&$model=Corsa I realise I probably wont get an exact amount but even an idea of how much I might end up paying a month. Thanks for any help :)""

How do I calculate my monthly house insurance for my math project?

You will also have to purchase house insurance, which costs a yearly average of 0.3% of the purchase price of your home. Calculate your monthly house insurance. What should I add, divide, and/or mulitply? Thank you for your help!""

Audi a4 2003 insurance cost?

i have a 2005 honda civic lx, and im planning to buy a audi a4. currently im paying 110 for insurance, how much more expensive would my insurance be if i decide to buy an audi""

How much is car insurance?

Im 18, living in chicago, but i could register my adress in suburbs with gramma if it would be cheaper.... looking to buy a honda civic 94' or a 94' acura integra....""

Cheapest Car Insurance For 18 yr old?

Trying to find CHEAP car insurance. I only need liability coverage, i own it out right. Anyone know any companies with good deals for 18 yr old drivers? thanks!""

What should I do about this car insurance?

I have a car that is worth no more than $1500. I bought it off someone in my family and I should transfer ownership (as it is from a different state). At the moment they have selected me as a secondary drive for insurance, as I am a P plater it will cost a lot of money to put it under me. To reregister it and insure it under me would cost a lot. (including getting another roadworthy certificate). I took it in for a check and they said repairs would cost nearly $2,000 which is more than the car. Plus the insurance, totaling about $3500 in total when the car is only worth $1500 max. So this is the situation I need help with, the car runs great and I may have just gotten ripped off by the mechanics (I didn't bring it in, someone else did and they can seem like an easy person to rip off) - also we have a friend who is a retired mechanic and he said the car is in great shape and roadworthy should be no problem, so that conflicts with what these guys said.. Any tips? I have no clue what to do. What do you do when it costs more to put a car on the road than the car is worth?""

How much does US health insurance cost per year?

I am considering moving with my wife and kids to Michigan for a year as part of my degree. I have a number of questions, mainly about health insurance. 1. Will my wife and I still be considered married? If not, will that affect the way we buy insurance/are treated at the hospital? 2. She is very active, with slight asthma and bad PCOS. How much (roughly) would health insurance be for her for one year? 3. I am wheelchair dependent and suffer from epilepsy. How much (really roughly) would my health insurance cost? 4. Do I buy separate health insurance for my children (aged 17 months, 1 month and 1 month)? 5. My eldest child appears to be struggling with leg movement and we are considering the possibility that she may have inherited my condition. Will treatment and tests be covered by the insurance, even though we have an idea of what it might be before buying the insurance? I know these must sound like obvious questions to US citizens, but we are not a particularly rich family, so we need to make sure that there are no big bills hiding around the corner! Thank you""

Help i had a car accident driving a company car with no insurance?

i hit a car, unsafe start, i find out theres no insurance. I called my boss and he is furious and tells me i should put my insurance from my other cars to it and that i should pay for the accident. i dont know what to do i need help and advice""

""If I am married, do I have to add my husband to my car insurance?""

I live in Dallas, TX and am trying to get full coverage on a vehicle thai I am still paying on. I am the only one who drives the vehicle to work and back, adding my husband makes my monthly payment ridiculous because he has had an accident and 2 tickets. Do I have to add him on my policy? Some people say yes and some say no, I am confused....Also, does anyone know of the most affordable insurance in the Dallas area?""

If Affordable Care Act is tossed by SCOTUS what happens to those under 26 & on their parents insurance?

Simple question. Will employers go back to the old max age which was usually 19? Or will they stick with the new 26 since that transition has already been made, and millions of young adults only have insurance because of the new max age. Love or hate the rest of obamacare. I usually can't find anyone that thinks its a bad idea to let kids just trying to get a foothold on life to be on their parents insurance.""

Is it cheaper if I put a car in my parents name?

Im buying my first car. Im 18 and a male living in new york. Im going on my parents car insurance no matter what, but does it matter whose name the car is in? Would it be more ...show more""

Can someone please explain Health Insurance to me?

Any and all explanations are welcome. Definitions, etc..""

Estimate how much will car insurance cost me?

Im 16 and will be getting my license soon. I was thinking about buying a 1998-2002 pontiac trans am V8. Im a male driver. About how much will it cost me for full coverage or liability(spell check)

What shold I do if I get into a car accident whith no one else involved but I totaled my car with no insurance?

I got into a car accident during a rainstorm, lost control and totaled my car. I still owe money on it and to make matters worse I found out my insurance lapsed. No one else was involved in it and I went to the hospital and didn't file a claim with the lien holder on the car yet. When I came back to the car it was gone. Don't know what to do next. Any answers out there for my predictament?""

Insurance for a child ?

I'm on my fathers insurance until I turn 26, but I have a one year old baby girl. How much will it be to have good medical insurance for just her ? She needs good insurance because she has medical issues.""

How much does health insurance cost?

I just got a new job and I am about to enroll in medical coverage. I'm a healthy 29 year old male and I'm going to include my wife as a dependent. I know there are a few different plans, depending on deductible, etc, but I just want to get a ballpark figure on how much will be deducted from my checks. My wife suggests it will be about $150 a month, or about $75 per check.. Does this sound right??""

""Are there any good insurance companies who dont take part in comparison websites like confused, gocompare etc?""

Are there any good insurance companies who dont take part in comparison websites like confused, gocompare etc?""

Help with car insurance?

Hello, I am 18 and saved up alot of money for a car, I passed my test around 9,10 months ago and now i want to buy a focus rs. I dont want people saying that i shouldnt buy it and something else is better. All I want is to know roughly how much my insurance is going to be and where i will be able to get it from? Thanks in advanced""

Who has the cheapest motorcycle insurance?

This is going to sound crazy but try to stay with me here. I'm 17 about to be 18 and I live in Michigan. I'm going to be going to college in Lima, Ohio and will be driving back to michigan every couple of weeks. I have a truck that sucks gas so I am going to buy a bike. Either an 98'-05' Yamaha YZF R6 or R1 I haven't decided yet. I was wondering who has the cheapest insurance for what I'm doing with the bike. Basically driving it long distance and to class every so often. It will be stored in my apartment down there whenever I'm not driving it. Can anyone help me out. I know I'm a little young for any kind of cheap insurance but maybe there is a company out there that gives breaks to college students? Well anyway the main question is : From your experiences which company has the cheapest motorcycle insurance?""

Why do people get life insurance?

Why do people get life insurance?

Andover Massachusetts Cheap car insurance quotes zip 5501

Andover Massachusetts Cheap car insurance quotes zip 5501

Car insurance 15 year old with 4.0 gpa?

my son is going to turn 15 i wanted to know what it would cost and what options i have

Do you know how much insurance is for a Porsche Cayenne ?

I am 15 1/2 years old and i am planning to buy a Porsche Cayenne S. I was wondering how much insurance is going to cost???

What does 25 /50/25/ mean in auto insurance?

What does 25 /50/25/ mean in auto insurance?

Explanation for Insurance quote in Oregon?

Hi folks, I just moved to Oregon from CA. I got a quote from State Farm which suits my need. I just got a quote from an agent. She mentioned something like this in the quote. I have me and my wife as drivers. Automobile liability with W/P $25000 50/100/50. I mean to ask what does W/P $25000 mean? Is it mandatory to have PIP in Oregon? Thanks for your help.""

Will i be double paying for house insurance?

I have had a 3 year personal loan on my house with a balloon payment on the end, and i am Re-financing the house to include my taxes/insurance with a conventional 30 year note. I have already paid my 2010 property Tax, and my 2011 house insurance is due March 21st. I am going to the bank today, will i actually have to pay my insurance come March 21st or is that something the bank does?""

Switching insurance companies to get the car fixed?

The accident was not at my fault. Had a police report. Contacted both insurance companies. Got a rental car and check ($1500) from other party's insurance company (NJ Skylands) as decided to go through them. Brought the car to body shop and found out NJ Skylands wants to cheat and pay less. So I called my insurance company (State Farm) and reopened the claim to go through them. State Farm took deductible and issued a check for $1788. Body shop wants to get $2788 for repair. Can I still use that check for $1500 to cover the rest of expanses?

How much would car insurance be for an 18 year old in Ontario?

I am an 18 year old living in the Windsor area in Ontario, Canada. I was wondering approximately how much car insurance for me would be. I've been driving for 2 years, never had an accident, speeding ticket, etc. I've also taken drivers ed.""

Insurance for 16/17 yr old?

I finally convinced my parents to allow me to get a bike, only catch is i have to pay for everything. And full coverage is a must. I know I'm probably going to get raped by the cost of it all but I'm willing to do it. So for a 16 going on 17 yr old rider needing full coverage Mostly liability and collision Everything pertaining to others... not me. or the bike. what would be a ball-park guess at the cost each month to insure these bikes.. Ninja 250r Gsxr 600 R6""

How exactly do you get health/car insurance?

I'm 18 and I moved out to live with my gparents and will be moving out again on my own soon and I don't have any idea how to get health insurance and car insurance.

What would the insurance on a 1973 chevy nova cost?

It is not a SS it's just a 1973 chevy nova for a 16 year old. Would it be outrageous? It's not a souped up car really although the engine has some add ons.

What is the cheapest car insurance premium quote?

That you know of , for an 18 year old male driving a group 1 car. Thanks.""

What is an annuity insurance?

What is an annuity insurance?

What would happen if Americans didn't rely on their employers for affordable health insurance?

My policy with my pre-existing condition would be $1,300 per month. Thank God I have a real job that provides benefits. What would happen if Americans didn't get their health insurance through their employer? Would we end up like Australia?""

What is the cheapest way to get the Good Student Discount on my car insurance?

I am 19 and graduated from high school. I was wondering if there is a very cheap way to be considered a student , and get a 3.0 and above GPA to qualify for the discount. It would be saving me over $700 a year. Thanks in advance""

Estimate how much car insurance would cost?

I just need a ball park estimate: I am 19, female, first time driver. I would have a used Geo Metro from the mid 90's. I can't get on my parent's insurance. Can you give me an approximate range on how much I'd have to pay for insurance?""

How do I get points taken off of my license?

i live in California and i about 2 months ago crashed my car and was cited for a failure to yield ticket, because i am only 16 i got a restricted license and i have to attend traffic school as well as getting a point, i was wonder if i could get that point taken off?""

Is there cheap car insurance for parents that have kids with disablities?

Is there cheap car insurance for parents that have kids with disablities?

Regarding car insurance ?

Hi, I just got my license about a month ago and I can't find insurance quote cheaper than 4,500. However, all my friends who passed at the age of 18 got insurance quotes for less than 2,000. I even looked at the same cars as them or even cars in the lowest insurance group; still no realistic result. I'm trying to insure a car not an aircraft, any suggestions or tips ?""

What is the likely cost for the car insurance for this individual?

Kept getting different numbers... 19 years male. own an Acura cl 3.0 1999 single drive to school about 4 miles(one way) three days a week clean record.

If someone hits my car does my insurance go up?

So basically I was stopped at a stop sign and someone came from behind my car and hit me. afterwards I looked at my rear bumper where I was hit and there was no major damage that I can see. Just paint from her car and a some scratches but no dents. Do I even report something like this? if I do does my insurance go up, because it seems like it is 100% their fault since I was going 0 mph at a stop sign.""

""Insurance wise, am I allowed to drive my parents' car?""

My parents bought me a car (Honda Accord), and my name is only under that car at the current moment, whilst their names are under all of the vehicles in this family. So, if I was driving my dad's Acura TL, registered under him and my mom, and I got pulled over for a random checkpoint, would I be okay?""

Would having a fake nitrous system in my car increase insurance rate?

Would having a fake nitrous system in my car increase insurance rate?

Where do I go to find public liability insurance?

I am starting to run workshops, teaching creative recycling crafts and require public liability insurance. Could you point me in the right direction please?""

Will Hillary Clinton universal health care program force all Americans to pay for health insurance?

How will those who are unemployed pay for health insurance under her plan?

Who do you contact if you know somebody commiting fraud on there car insurance?

given someone elses address for cheaper insurance

Andover Massachusetts Cheap car insurance quotes zip 5501

Andover Massachusetts Cheap car insurance quotes zip 5501

https://www.linkedin.com/pulse/can-police-officer-destroy-car-insurance-producer-pass-matthews/"

[decadenttimetravelmentality-blog]

What is the average price of insurance of a $15,000 car for a paramedic?

"What is the average price of insurance of a $15,000 car for a paramedic?

21 years old , good credit rating works and goes to school, trading in 1998 jeep cherokee sport

BEST ANSWER:  Try this site where you can compare quotes: : http://freeinsurancequotes.xyz/index.html?src=tumblr 

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Should my auto insurance company waive my deductible?

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What do police do if you are stopped for no mot or tax but have insurance?

Iv found some info out about someonejust was wondering what would happen??

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This country needs affordable health care...so why are hospitals so lavish and extravagantly fancy?

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Is it legal to have two health insurances?

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What would my insurance be for a kia forte?

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What is the average price of insurance of a $15,000 car for a paramedic?

21 years old , good credit rating works and goes to school, trading in 1998 jeep cherokee sport

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Where can I get temporary car insurance in the US?

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im 16 ill be gettin mine when im 17 whats the average insurance cost for a 2005 bmw 745li

California speedin and no proof of insurance ticket?

It was dark and raining. I just came off the bay bridge in SF and am positive I was driving below 40 on the bridge and between 40-60 when I got off the bridge. The cop was on 80E past fremont exit. He said I was at 67 in a 50 zone and also did not give me enough time to look for my proof of insurance. He said lets make this easy and quick and cited me for speeding and for no insurance and not no proof of insurance. He cited both as non-correctable. It this accurate? I don't think his radar reading isaccurate. How can I challenge this?

State farm insurance?

recently i got my license and am now added, without charge, to my parents' car insurance. i'm 23 and from texas. my question is, if was to get married, would the company drop me off of the insurance?? i want to know because my parents currenty don't know that i'm planning to get married. i'd really like to know any info pertaining to this...i already called, but couldn't talk to anyone right now, so any knowledge would be great. thanks!!""

Will My Car Insurance Go Up?

My wife scrapped the side of our SUV against the wall coming out of the garage. I would like to get it fixed through our insurance since the damage is more that $500 deductible. Do you think my insurance will go up if I make this insurance claim?

Cheapest Vans to insure?

Hi, I was looking into getting a van as a first car, ideally I was after something like a van/car cross, basically an estate with no back windows, I'm not sure of the group. I was wondering what decent vans are out there and what would be cheapest to insure? The main reason for wanting a van is I regularly surf and would sleep in the back occasionally.""

Non-owners SR-22 insurance?

I know it varies vastly by region and situation, but I need to get non-owners SR-22 insurance (I don't own a car, but I do need to drive occasionally). I thought I had read somewhere that it's not too expensive, but I can't seem to find any sort of information on it. If it helps, I'm in Wisconsin. I can provide more info if people need it to help. (I'm not looking for a specific quote, just what sort of range I should expect and how much of a dent this'll make in my budget)""

""Insurance Claim estimate lower than expected, what do I do?""

An elderly lady backed up into my car a few days ago and we decided it'd be best to file an insurance claim. After the claim was ruled in my favor I was sent to a body shop for an estimate of the repair. The damage was to the rear quarter panel of my car which consisted of a scrape across the panel and a quarter sized dent in the panel. The insurance adjuster gave me an estimate and check for 855$. My question is in regards to the repairs, I feel that since this is 100% the other party's fault and since I am the person who has to drive the car that I am entitled to the maximum premium in repairs. I have been reading on Paintless Dent Removal (PDR) and most will say that its the cheap way of making a repair. Does anyone know if it would be possible to go back and get a new estimate/settlement for a new rear quarter panel? Basically my logic is this, if you damage any of my property it should be 100% my call if I want to settle for a compromise or not.""

Is it true about how you can avoid paying car insurance?

I was once told by one of my professors that the law allows you to not pay car insurance as long as you have a certain amount of money on reserve for paying the cost of the accident (if the judge found you to be the cause.) Is this true or the law have changed? If it's true, it would sound logical to test the stats to see the probability of you getting into an accident and the time you can avoid paying insurance. Any thoughts?""

How can I lower my insurance rate?

I got a speeding ticket back in july of '04. My insurace went up recently. I am past the traffic school time. I live in CA. Is there anything I can do to lower my rate increase

Are petrol cars or diesel cars cheaper to insure?

Are petrol cars or diesel cars cheaper to insure?

Children's health insurance?

Just had custody of 15 and 18 year old changed from me to their Dad . All their lives I've been responsible for their insurance . As far as CHIPS goes in Texas . Since kiddos now live with their Dad . I can no longer get them enrolled . And our custody papers say I am to keep insurance on them till they are no longer eligible . Well , they are no longer eligible . Through the guide lines of CHIPS here in Texas . I even have the paper they sent to me . I can't get insurance on them . What am I to do now . Or is it up to my ex to go and enroll them ? I am a stay at home Mom who babysits . So I do not have access to private insurance .""

Is my newborn covered under my insurance plan?

my baby was born on 7/2/09 and was in the NICU for 9 days. Yesterday we received a statement stating that our insurance company has not paid our claim, do they usually pay for something like this or are we responsible to pay?""

Wrong birthdate on auto insurance?

my parents wont help me out with insurance, i bought my own car, i have a full time job and i am really responsible. i am 4 months from being 18 and need to get auto insurance for my new car. i live out on my own already and handle everything by myself. Do I have any options with auto insurances that would take a 17 year old in washington state. OR what would happen if I put I was one year older for the next four months than changed it? Does the insurance company verify?""

SR-22 for DUI in California? Secondary liability insurance?

Has anyone ever heard of Secondary Insurance? How does it work? Is it legal? My attorney recommended a guy for this policy, and it sounds too good to be true. They create a Shell liability policy for my person, unattached to my car, and my auto rates won't increase? Is this a total scam? I need to get a SR-22 to get my lisence back. Any help is appreciated and of course bested""

How much do insurance prices drop after 1 year for young drivers?

I'm a 17 year old male and paying 125 a month on insurance, as you can imagine its a big hit to my bank account. Im on my mothers policy but will my prices drop in the next year and if so by how much?""

Need of car insurance web service?

I am doing project in car insurance.For that i want web services for car insurance. Please anyone list car insurance web service available

Temporary car insurance problem...Help!?

My car has to go away for repair and I don;t know how long its going to take, so I want to get insured on my parents car. Because I am still 20, I cant get temporary car insurance and the insurance policy on my parents car won't insure me as an additional driver because of my age and because the car is fairly new. Any ideas on how I can be insured on this car would be welcome, as I still need to get to and from work! Thanks.""

Can i get sr22 insurance without a VEHICLE ?

my liscence is suspended because i have lost the privelage to operate a motor vehicle in the state of rhode ialand and need sr22 to reinstate. however my liscence is issued in massachusetts. i need to clear up RI before MA reissues. i keep getting answers how to get sr22 without a liscense, but how do u get one WITHOUT A VEHICLE to insure. insurance is not required in MA without a vehicle. PLEASE HELP !!""

How does car insurance work? do u have to pay for it monthly?

i'm buying my first car and am confused as to how car insurance works. i know its better to have insurance before driving your car off the lot but how does insurance work? do you pay insurance monthly liek you do for a car note?

How much is Student Insurance?

Hey guys, just wanted to know that how much is student insurance on a 1999, 2000 and 2001 car? You see im thinking of buying one but i hear that insurance is a whopper so just thought i would be careful and ask. Thanks.""

What factors will affect full coverage auto insurance coverage?

What factors will affect full coverage auto insurance coverage?

Where can I get insurance in New York City?

Hi everyone and thanks for reading, I know it's probably a stupid couple questions but I'm trying to figure this out, perhaps i'm not looking in the right places. Anyway I need to know a couple things: 1) Where can I get health insurance in NEW YORK CITY for my employees? 2) Where can I get insurance again in NYC for my company? Thanks everyone!""

""How much would insurance be on a $39,000 Lexus LS 460 car?""

Im probably gonna buy my dream car that cost $39,000 but its valued at $43,000. Its a 2007 Lexus LS 460 and i want to know how much full coverage insurance would be? I have a good driving record with no accidents and just need a basic idea. Thanks!!""

What is the average price of insurance of a $15,000 car for a paramedic?

21 years old , good credit rating works and goes to school, trading in 1998 jeep cherokee sport

Question with car insurance?

Okay so we have two cars. One 1992 buick and a 2006 civic coupe. I usually drive the coup and my name was on the insurance for it, but recently my parents swapped insurance to save money but it involved switching my name to the buick and their name onto the civic. They tell me i can't drive the civic anymore b/c if i get into an accident then it won't be covered since it's under their name and not mine. Is this really true? I thought that as long as the car is insured it's covered?""

What would be the best/cheapest place to get moped insurance through?

I live in Edmonton, Alberta and I just bought a little 50cc Honda Jazz to use to commute to work with. I can't seem to find online quotes so I was wondering if anyone had any ideas on a good place to go to for reasonably priced insurance for the moped. Also, would I have to pay for a whole year up front or could I pay month-to-month?""

Do you need insurance to ride a motorcycle with a motorcycle learner's permit in California?

I find information about people having their motorcycle licenses with insurance, but I couldn't find any information about having insurance with a motorcycle permit in California. I am 16 and have a motorcycle learner's permit and want to start riding.""

""Im getting quotes for well over 4,000 for car insurance is this right?""

Im getting quotes for well over 4,000 for car insurance is this right? My grandson is 17 and has passed his Advanced driving test. He has a VW Polo. Would he be able to be put on my insurance as I have 5 years no claims. Would this lower his by much? He has also been driving cars/tractors around a farm since he was about 13 would this make a difference? Thanks""

Best renters insurance in california?

Best renters insurance in california?

How much would my insurance go up if im 17 and was at fault for a car accident worth more then 750 dollars?

my family plan was about 3k every 6 months. The other car had about 3.4k worth of damage also. Also if i turn 18 will my insurance still become cheaper?

Auto insurance involuntarily cancelled?

I got a new auto insurance begining June. And I had an hail damage and hit and run case towards the end of June. On July 30 there was an accident, other person involved was at fault as he rear-ended my car. I reported all these occurances. I get a involuntary cancellation of the auto insurance policy after a couple of days. They sent me this notice and also made me aware of the right to dispute this with the State commisoner for Insurance. Now, when I go shopping for new insurance, I get an increased premium quote. None of the reported claims are my fault and I do not know if I have to dispute this case with the commisioner for insurance or not and not sure how much money I have to spend towards it. Please advice what to do in this situation, thank you in advance.""

Health Insurance for 18 going to 19 year old?

My boyfriend is currently 18 years old. In January he will turn 19. He has no health insurance.We live in Texas. He's currently working/has his own income but still lives in his grandma's home. He started working making roughly about 250-300 every week, this has however only been for half the year before he was only making minimum wage. Should he get insurance from where he works? Or can he qualify for Medicaid or something of that sort? How does insurance work when you move out also?? Who qualifies for Medicaid? How? We're honestly clueless about all this, and no one has given us information. I've tried doing online research but it's all confusing.. I was hoping someone would help me out. Anything will help. Thank you.""

Insurance price?

does anyone have an idea of how much insurance would be for me to purchase a new wrx sti? age 24, pittsburgh PA, clean record...any rough estimates?""

""For a 16 year old how much does insurance cost for a year, an average, and what is out there that is the best?""

insurance plan, only answer if u have insurance or have experience""

Homeowner's insurance?

My house is now worth substantially more than it was when I purchased it a few years ago. At the time of purchase, I had the house insured for the appraised value. Now it is worth tens of thousands more. I'm concerned that I would lose all of this equity if there was a disaster like fire that destroyed the building. Is it wise to increase the amount of coverage now and if so, is it usually neccessary to have another appraisal done or do insurance companies simply allow a homeowner to get coverage in any amount they desire?""

Reg. vehicle insurance?

5 years back i took an insurance for my bike for Rs.35000/- Now the value is depreciated to 20000/-. So i stopped paying the insurance and my policy got lapsed. My question is suppose if any traffic constable asks me for the insurance what should i say? How to get rid of this situation without paying the fine.

What's the best car insurance company? Your experience?

I just purchased a new car and my family and I have about 4 cars currently under farmers insurance and pays way over $200 on car insurance...the dealer at the agency mentioned that he bought the same car and has 4 other cars with Nationwide and pays under $200 full coverage. In your experience and in your opinion from what you know or have experienced which insurance companys over the best service for your buck or offer great options. I think we are paying a lot and the options aren't that great. Thanks

Give three or more reasons why americans should not have health insurance?

what are three or more reasons why americans should not have health insurance

Is insurance expensive if i buy a 2005 scion tc??

I am turning 18 in a week, and am looking to buy a car. I love the scion tc, but they are new cars (they came out in 20050 so i dont know if it is affordable for me. Ive never been in a car accident so my insurance is at its normal level right now, but how much will the insurance be?""

Will my auto insurance go up?

I am a California San Diego resident. Four days ago, it was raining very heavily and I was driving a carpool lane on the freeway at about 60-65mph. All of a sudden my car hydroplaned and spinned 360 degrees about 3times and then it finally stopped when my car's rear crashed into the concrete median. FORTUNATELY, it was 4am and this accident did not involve anyone else. I had to leave the place like nothing had happened, because I was on my way to the airport. When I arrived at the airport I looked at my car's rear and the bumper and trunk was heavily damaged. Now, I am in a foreign country enjoying my vacation. My questions are following: (1) Will my insurance go up if I report this accident to my auto insurance? I have a full coverage. (2) Will I be in problem if I report this accident when it has been 4days? I really had no time until now because I had to fly and then settle a problem over here in Asia. Any thoughts/opinions are very welcome! Thank yoU!""

Is there any way my parents can get my license suspended? and for new drivers how much is the insurance?

my dad is saying he doesnt want me to drive cuz im gonna visit my boyfriend. nd i jst wanna know if he cld suspend my license? my dad doesnt want to pay for my insurance nd i have to pay for it. nd was wondering how much its gonna cost me.

Will my auto insurance increase once I am off my parents policy?

I am currently driving a 2013 Chevy Cruze I just bought. I am a college student so for right now I am under my parents insurance policy and paying around 135 a month for the Cruze. The Cruze is titled under my name and I am the the primary driver. When I am out of school will my rate per month go up a lot when I get my own policy?

Car insurance question.?

I am wanting to get a car at a dealership, and one of the papers they need is to show proof that I have car insurance on the car I have now. So here is the deal with the insurance, I am under my sisters policy, but my car is shown as she owns my car. Will this still work for the dealership? Technically I do have insurance under my car. Please any advice would help, thank you(:""

What can I expect for getting caught without auto insurance?

I recently got caught driving without insurance (stupid I know). The cop was nice enough not to impound my car, so he just gave me a ticket with a court date. I'm assuming I can expect a large fine, but what else? Anything?""

What Insurance Company has Accident forgiveness?

I need a company that wont be so expensive. I had a bad accident and need a different insurance company, any good ones? Im in Florida btw""

How much info does a third party insurance company need?

I was asked to clear out an office a few weeks ago for the company that I work for. I got given a transit van and drove into London no problems. On the way back while parking up at work I hit another persons car and tore the bumper off. I found out who it was and told her straight away, she wasnt happy but I explained that Im covered by the company. She has started to claim though her insurance and our faculties department has done the same. I have told my insurance company aswell. The faculties department has asked for my insurance details for my private car insurance? Im not happy about giving them these details, can I refuse?""

I'm gonna be late on my State Farm car Insurance?

I have to pay the 6 month one and I'm late on it, I was supposed to pay for it today and it was my fault because I won't be having my paycheck til next week, on Friday. Do you think they will let me have an extension for the payment and if so, Do you think they will let me have the extension for 9 days? Please lmk, thanks.""

Cheapest Car Insurance Deal For A 17Year Old In The UK?

Cheapest Car Insurance Deal For A 17Year Old In The UK?

Where can I find Affordable Dental Insurance. I recieve coverage from my job but need more coverage?

I recieve 1000 a year form my job, and I need more work done. I have used the max, so please let me know what is the best plan for me""

What is the average price of insurance of a $15,000 car for a paramedic?

21 years old , good credit rating works and goes to school, trading in 1998 jeep cherokee sport

If you are stopped for an uninsured car does this affect yor insurance premiums?

I was stopped for an uninsured car and they towed it. Does this affect my insurance premiums? How much is the usual fine for uninsured,unregistered and invalid inspection sticker? I did not get a sticker when I registered it in my name. Are there any other issues I may have to deal with before I register again?""

Is there a law in California stating that the newest driver(under18) has to get insured under the newest car?

Is there a law in California stating that the newest driver(under18) has to get insured under the newest car?

No income how do I get health insurance?

I've been reading and looking up info but I can't find exactly what to do. I have no job no saving no money at all I live in Las Vegas Nv I've tried looking for a job for the past 3 years now and I haven't found anything I live with my sister I'm not handicap nor have children or go to school so how and where do I get health insurance?

Adding a teen to the insurance with past accidents?

I take my license test exactly one week from today. I have all the insurance papers that I needed from my driving school. do I wait until I get my license to get on the insurance or can I do it now so that I'll be on there for next week? also, when I had my permit, I had two minor parking lot accidents that my dad had to take the blame for. Now that I will be on the insurance can I tell them it was me so that I will pay for the increase directly to the insurance company or should I just pay him the difference of what it is now and what it used to be each month? because I know his driving record will follow him for life. thanks in advance!""

350z insurance cost tx 16year old?

how much is insurance for a 2006 350z for a 16 year old first car in texas?

Is auto insurance cheaper in the U.S or in Europe?

According to my father in Europe auto insurance is cheaper because when you get a ticket they don't work with points you just pay the ticket and the car insurance never finds out about it anybody know if this is true.

How much does it cost to put car insurance on a bugatti?

How much does it cost to put car insurance on a bugatti?

DO I QUALIFY FOR DISABILITY INSURANCE ?

I HAVE PAID INTO MY DISABILITY INSUURANE FOR MANY YEARS. I RECENTLY LOST MY JOB BUT GOT ANOTHER ONE WORKING ON A AS NEEDED BASIS, NO INSURANCE, NO RETIREMENT. THEY CALL ME IN MAYBE ONCE A WEEK TO COVER. THIS JOB IS HARD MANUAL LABOR AND BECAUSE I HAVE BEEN DOING IT FOR A WHILE MY BACK HAS BEEN DAMAGED. I HAVE CONSTANT PAIN THAT WILL NOT GO AWAY. MY QUESTION IS COULD I GO OUT ON DISABILITY FROM THIS JOB EVEN THOUGH I AM AN ONCALL EMPLOYEE? THANKS""

A theory on how to reduce car insurance for young drivers?

I have an idea of how to reduce my insurance for young drivers like myself, and it goes like this, I buy a motorcycle for about 10 to nothing(it could be broken I don't care), with this motorcycle I insure it for about 100, because insuring a motorcycle is a lot cheaper than insuring a car, then for a year I have no claims with this motorcycle, would this then reduce the cost of my insurance premium for a car?""

What things increase the cost of car insurance?

im 21 and the quotes are huge!! help!

How much aproximately will my car insurance be for a peugeot 306 for a new driver?

the car is 1.4 engine size and a 1999 model

What is a private jet's insurance price? and maintenance costs? Averagely.?

For College I have to do a business plan. We are creating a fictive private jet renting company in Colombia but i can't find these informations. It is really important as i is part of our financial statements. Thank you very much.

Wich car will cost more?

wich car will cost more in insurance? im a 16 year old boy with a3.0. i dont need exact prices just wich costs more. 2004 mustang v6 or 2004 silverado 1500 access cab 5.3 litre v8. thank you

Travelers -safeco insurance..need help?

Hi Everybody .. I am in CA and paying around $2K yearly for Auto Insurance only . I recently got a quote from Travelers and Safeco Insurance for about 1400 yearly (for Auto and Home) . That is a very good saving but I have not heard much about these insurance companies . Any Ideas on how good and reliable these companies are ? Is Travelers better than safeco or vice versa .. Any help is greatly appreciated

How much does insurance cost for a 16 year old newly licensed driver and a car?

How much does insurance cost for a 16 year old newly licensed driver and a car?

Why are Pickup trucks so expensive to insure?

ok, I'm 17 and I own a 1999 Dodge Ram 4x4. I pay an insane amount for insurance, and I know I'm a teenager, but I haven't had any tickets or accidents to make it go up. Anyway, my truck is really common in my area, there are Ford, Chevy, and Dodge trucks everywhere you look. But yet I compare the insurance of my truck to a brand new Camaro SS, and the Camaro way cheaper, Heck I compared it to a Brand new Mercedes Benz CLS63 AMG, and it's still way cheaper. I'm thinking about getting a little newer Dodge Ram, but the insurance is a little more expensive on it than what I'm already paying. So why are trucks the most expensive vehicles to insure? I mean if they are in a low speed accident, they don't cost nearly as much to fix as a Brand new expensive car such as a Mercedes with expensive parts, and trucks don't get damaged as easily either. It's kind of frustrating that I have a 11 year old vehicle that you see everywhere, and the cost to insure it is outrageous already, but even If I get the same truck only 5 years old, it's even more to insure, which is understandable seeing how it's newer. I know trucks are big, but even a Brand new Suburban cost less to insure than my 11 year old truck. The truck I'm thinking about buying is the most expensive vehicle possible to insure on a standard drivers license.""

I'm not gay but need health insurance?

In my state (ct) my boyfriend can not add me to his health insurance policy because we are not a homosexual couple. We live together and have for a long time, but because we have the option of getting married I can't have coverage. While I am happy that Ct takes homosexual relationships into account, I feel heterosexuals are being discriminated against. We are not religious and in no hurry to marry- we are very happy. Any thoughts on the legalities here or how to get around this?""

Terms Life Insurances-term life policy?

i am wanting to cash in a 14year life insurance policy. the amount is $50,000. what is the formula for a cash out, in other words how much will i receive?""

Cost of 2005 bmw 745li insurance?

im 16 ill be gettin mine when im 17 whats the average insurance cost for a 2005 bmw 745li

Affordable Health Insurance?

I was in a pedestrian accident earlier this year. The case has since been settled and I was awarded $25,000. That was the maximum insurance the driver had, after lawyer fees, etc., etc., I didn't end up with much. I am unable to work and have no health insurance. My back is still scarred. Everyday, all the time it aches. I stopped treating with the chiropractor because he was making me feel worst the entire 2 months I treated. I need prescriptions and medical attention period! I have about $4,000 left, but I am unemployed and do not want to continuously dip into my savings. Since my lawyer has been paid, I seem to be of least concern.""

Insurance Cost for Bike?

Hello I'm deciding on either a CBR 125 or a Boulevard S40. The only thing is I want to know around how much insurance each will cost(I live in Canada) And any other reason you think one bike is better than the other would be great. This is my first bike.

Who has the best auto insurance?

from a price, service, quality perspective""

I need cheap insurance for saxo 1.6 vtr?

ive just passed my test and already had a car which is a citreon saxo 1.6 vtr, ime 26 and getting quotes for 5000. i only paid 600 for the car. does anyone know where i can get cheaper insurance on that car. thnks""

How much would your car insurance go up for a o.u.i?

How much would your car insurance go up for a o.u.i?

Car insurance in my name?

My mom gave me a car afew yrs back and it is still in her name. She's had insurance in her name but wasn't able to make the payment this month. Can I get insurance on the car in my name even with car still in her name?

What is the average price of insurance of a $15,000 car for a paramedic?

21 years old , good credit rating works and goes to school, trading in 1998 jeep cherokee sport

https://www.linkedin.com/pulse/how-much-careless-driving-citation-affect-my-rates-aliza-hausauer"

[imreviewblog]

Six Facts About Gender

In the past few months there have been an increasing number of attacks on the legitimacy of transgender and gender non-conforming people coming from both the left and the right. Most of these attacks stem from either a flawed understanding of gender, misrepresentation of evidence, or deliberate obtuseness. The responses to these attacks have generally failed to address these underlying problems.

Gender and gender expression are complicated, but not nearly so much as critics would like to claim. They are also not inherently contradictory, nor anti-feminist. Indeed, they can be liberating for everyone. Here are the things you need to know about gender and gender identity in this blizzard of misinformation.

1. Just because you don’t understand something doesn’t invalidate it

Many of the most recent attacks by right wing outlets can be summarized as, “This gender theory stuff doesn’t fit my worldview; I totally can’t wrap my head around it, so it must be wrong.” However, an inability to understand something doesn’t make it wrong.

I can’t explain the physics of black holes. Our family dog will never understand the internal combustion engine either. Unlike members of the right wing media though, I’m not out there picking fights with Stephen Hawking, and my dog still likes to go for a ride in the car. The fact that transgender people seem to exist throughout human history is enough to demonstrate that gender, and transgender people, are a reality.

This brings me to my second point.

2. It is not a fad: gender non-conforming people have been around for millennia

There is extensive archaeological evidence that transgender and gender non-conforming people have existed for millennia. In Eastern Europe, 5000 year old graves were found with female skeletons buried with male warrior accoutrements. There are records of Norse women going Viking (raiding). Joan of Arc was burned for wearing men’s clothing. The Kama Sutra describes a third sex, and the Bible talks of “self-made eunuchs.” The kathoey of Thailand have a place within Buddhist writings. Other cultures have long traditions of gender non-conforming individuals, such as the hijra of Hinduism and India, the fa’a’fa’fine of the Pacific Islands, and two-spirits in Native American culture.

The reason we see more of it now is a combination of greater cultural awareness of such people, and because of changing cultural norms which allow transgender people to be more visible. For a reducto ad absurdum example, there are a lot more out gay people in California than there are in Iran or Saudi Arabia, because the difference in how they are treated. Similarly, people are much more likely to identify as LGBT in socially tolerant US states than in conservative ones.

The most cutting edge of cultural change right now is coming in the form of gender fluid and non-binary people. This is the part that conservatives have the hardest time with, but is actually just an extension of something a lot of people already do subconsciously already.

3. Gender fluid expression is something a lot of straight cisgender people do (to a degree) already

Women in American society can (and do) express their gender in ways that that can change from day to day, if not hour to hour. They can put on a business suit to feel commanding and strong at work or an interview, both of which are stereotyped as masculine traits. Or mix a jacket with a dress to keep it at a business level, but more feminine. Other times they can dress in ways that make them feel attractive, which often means much more stereotypically feminine attire.

Alternately, there are times when gender expression is completely irrelevant or gender neutral. Most every mom I know has had days when everyone in the house has the flu, and their gender expression is, “screw it I’m wearing tennis shoes, sweat pants, and a sweat shirt to the drug store for more Pedialyte.”

Women in our culture have much greater room to express their gender than men do, but this bolsters the underlying point. Given the option, straight cisgender people will change their gender expression to fit how they want to feel about themselves in that moment, whether it is sexy, strong, or comfortable. While these feelings may be tied to stereotypes of masculinity and femininity, they are deeply ingrained into how we see ourselves.

Gender-fluid people simply take this day-to-day and moment-to-moment variance in expression we see in cisgender people, and expand upon it. Thus, this is not something new, but an evolution due to increased cultural space for such expression.

So, is how we see ourselves based on nature or nurture? Conservative pundits like to ask this as a black or white, yes or no, one or the other question. The truth is more complicated, but not by much.

4. Gender has components of both nature and nurture

Demonstrating that gender has components that are social constructs is relatively easy. The colors pink and blue are not intrinsically gendered; they are merely frequencies of light. Dresses and skirts are not either; they are simply bits of fabric any human being can drape over themselves. (The fact that some people are willing to defend the morality of hurting or killing someone for wearing the “wrong” bit of fabric says a lot more about us than it does the fabric.)

At the same time, people seem to have an innate gender identity, whether female, male, or somewhere in between. Anecdotally, we can see this in Dr. John Money’s failed experiment with David Remer, who was raised as a girl but never identified as such. The guevodoces of the Caribbean similarly appear female until puberty and are raised as such as a result of 5-alpha-reductase deficiency. However, at puberty their genitals descend, and are treated as male thereafter. While usually infertile, guevodoces almost universally identify as male, despite their upbringing.

A recent meta-study at Boston University looked at the peer reviewed evidence, and concluded that gender identity has biological origins, though the exact biological mechanisms remain unknown. This conclusion is not uncommon; it is effectively the same conclusion we have reached about sexual orientation and autism; namely that these have biological origins which are not fully understood.

These examples effectively contradict the notion that gender, and gender identity, are purely social construct as well. However, neither is it purely biological; there are components that are cultural. Both are significant, and observing transgender children helps square this circle. Transgender children often assert from a very early age what their gender is, and choose cultural artifacts (e.g. using a towel to make a dress) to express how they see themselves.

Thus, gender has interacting biological and social components.

5. How you were raised does not determine the reality of your gender identity

One line of argument that tries to further segregate transgender people is that they are not “real” women or men because they do not have the exact same experiences as most cisgender people. This is dangerous in the sense that it invalidates the lived experiences of a threatened minority group, while othering them and opening the door for “separate but equal” legal marginalization. It’s also wrong on a number of levels.

Transgender people are held to a double (read impossible) standard for asserting the validity of their gender identities. David Reimer was raised as a girl, but no one questioned whether he was a “real” boy when he asserted gender identity. The same is true for the guevodoces. In this, we can see that when someone asserts a gender other than the one they were raised in, it is only treated as valid if the individual’s eventual identity is cisgender.

Similarly, many transgender children are now socially transitioning at an early enough age that they will likely have almost no memory of having lived in a different gender role. Even in my case, as a “late” transitioner (mid-30’s), when I die I will likely have spent more than half my life being treated as a woman. On top of that, there’s the issue that male privilege is not monolithic.

Finally, the argument that you’re only a “real” woman if you have menstruated, are fertile, or have had children is reductionist and vaguely creepy, in a Handmaiden’s Tale kind of way. There are cisgender women who never have a period, are infertile, or choose not to have children and don’t have to defend the validity of their gender identity and expression.

6. Transgender people do not intrinsically reinforce gender stereotypes

Transgender people, by definition, go directly against societal norms for how a person should dress or act based on their assigned gender. Virtually every Circuit Court in the US has agreed with this interpretation of what it is to be transgender. However, the argument made by anti-transgender conservatives attempting to appeal to women and feminists is that when transgender people transition, they do so by adopting cultural norms and stereotypes of their target gender, thus reinforcing them.

Both cisgender and transgender people change their gender expression to match how they feel about their gender, and themselves, at any given moment. However, transgender people have traditionally had even less space to express their gender than others.

In the past, transgender people (particularly transgender women) were not allowed to medically transition unless they looked, sounded, and acted in a stereotypically feminine manner. In recent years, people who are visibly gender non-conforming have been at a much higher risk of violence than those who blend in. Religious conservatives have urged violence against transgender people; and the easiest way to avoid this is to adopt an appearance and mannerisms which blend in.

As such, if transgender people have done anything to reinforce stereotypes, it is a result of a patriarchal culture which we have no control over which severely punishes anyone who is seen to violate these stereotypes.

The final nail in the coffin of this flawed argument is that as medical culture reduced gatekeeping, and our culture is making more room for diverse gender expressions, gender non-conforming transgender people are becoming more common. This is perhaps one of the most gender transgressive developments in our culture today, and is a direct result of the work of transgender activists to begin opening this space up.

Far from reinforcing the gender binary and gender stereotypes the transgender movement is actively working against it.

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from Healthy Living - The Huffington Post http://huff.to/2qIw7Hc

[kaitlinmcandrews]

Hello again~

“The second half will be up in a week or two” I said. Hahahaha, did you believe me? I didn’t.

Alright, let’s continue. This half is basically things we did outside of Kansai. I didn’t plan it that way. I just noticed that it was at 5000 words and decided to stop.

Day 6 – Mt. Koya

This was our first “big” trip that required some planning. Everything else we had done before this point was close and easy to get to. The next place on our list was something I had never heard of. It was a World Heritage Site called Mt. Koya.

This was quite the headache travel-wise. We used Google Maps to find our way to this remote mountain. Google Maps is great, buuuuut it can also be such a pain in the butt. It is especially frustrating when you need to transfer trains a few times.  For some reason, when this is the case, the times suggested get a little messed up.

I’ll just tell you about it. It will make more sense.

Okay, so when we mapped out the journey, we had to get to Osaka and change to a different train. When we arrived, the station was absolutely PACKED. I believe that it was about this time when the Obon Festival started. This is a week or so period of time in which many people take time off work to see their families. So, because of this, Osaka was incredibly busy.

Well, we knew what train to take, and we would have made it, but I don’t think we could physically fit on the train. We decided to wait for the next one. Well….. Google did not like our decision….. it told us to wait for an hour and a half before taking the next train. What? Why? We are at Osaka Station. There is a train coming in 5 minutes, but you want us to wait for 1.5 hours??!! Ugh.

So, we didn’t listen to Google.

The biggest problem with that is the annoyingly difficult to understand train system in Japan. It’s great, for sure, but it is so complicated. Most trains have a local line, which will stop at every stop, an express, a limited express and a semi-express. As someone who can’t read Japanese, it is incredibly complicated. It’s almost impossible to figure out which express train you need.

In addition to that, there are different train companies as well. If you have a train card (like a pasmo, icoca, or suica card), it isn’t too bad. You just have to beep out when you leave one train company and beep in when you enter a new train company. If you are a tourist, or prefer using the single-use tickets, this is where problems occur. I think I talked about this when we went to Tokyo for the first time, but I want to mention it again because I love complaining, haha. Well, for now, the issue is for visitors with the JR Pass. It only covers the JR train line. As soon as you get out of any major city, the chances that you’ll be using a different company increases. Because of this, single-use tickets need to be used from that point forward. When you buy one of these tickets, you need to know your destination, so you can know the price of the ticket. If you pay the wrong price (whether its higher or lower), the ticket machine when you try to leave beeps loudly and won’t let you through. You then have to go to another machine (or worker) to either pay the balance or have them adjust the ticket. You will never get a refund if you pay too much. If you are in a hurry to change trains, this can be a problem. Luckily, we seemed to get by okay and didn’t run into any issues. Like I said, I just like to complain.

Before I continue, here is an idea of where we were going (ignore the stars…. most of those were our different work places or places we have been. We started in Kyoto and were going to the red arrow at the bottom).

So, it doesn’t look too far, but like any country, the transit gets less frequent and more sparse as you get away from the city.

Okay, let’s see what Google maps suggests (Should be the same every day, so I’m just going to do a quick google map search now with an estimated time of when I think we left)

Alright, not the easiest treck to begin with. As you can see, we had to take 4 trains (It was really more like 4 because the last one is just a cable car up the mountain…) .We had to take a train to Osaka, which was easy. Then, we ran into the busy train station and took a that same loop line 5 min later. That 5 min caused us problems at that green line area. The next express train wouldn’t be there for like an hour. There was a local train that would leave in a few minutes though. So, we took that one.

Well, that line didn’t go as far as we thought it did and we ended up in the boonies waiting for that same train, but one that went farther.

I think we were at this tiny station for 20 to 30 minutes. Since it’s Japan, it was hot and humid. There are spiders everywhere. It wasn’t a bad wait, but it wasn’t very exciting either. Finally we were able to take the train all the way to Koya Station without much trouble.

Once we arrived at Koya station, we headed to the Cable car. It was pretty busy, surprisingly, so I wasn’t able to get a good picture of the cable car. Here is a pretty crappy shot of outside?

Once we reached the top, we had to take a local city bus to the temple area. Luckily, this is were everyone is going, so it’s easy to just follow the crowd. Since it is a world heritage site, there were some brochures and maps available.

Unfortunately, the bus is kind of mandatory. It goes on a really winding road that has no shoulders and has a steep drop off on the sides. Although we left fairly early in the morning, with our travel delays, bus to the mountain, and not knowing when things close, we didn’t have much time at the mountain.

Unlike most times we go to a mountain, this was not for hiking. I’m sure you could, but that’s not why we were there. We went there to see this huge grave site and temple. I had actually no idea what we were going to see before we got there haha. Although, I never heard of this place, nor did I have any interest in it, I really enjoyed it.

I don’t have much to say actually. I didn’t know any of the history or meaning behind anything so I am just a tourist. Sorry.It was really interesting to see. There were definitely some newer ones and some significantly older ones.

Pictures!

One thing that wasn’t pictured was the temple. Unfortunately, this was one place that photos were not allowed. There was a huge sign, in a few languages saying so. The temple was pretty standard, but there was something pretty cool underneath. I don’t know if many people knew about it (it was easy to miss. Actually, I didn’t really want to go in, but Pat went in and convinced me), but it was a hidden gem for sure. There was a tiny metal Monk figure representing each monk that has existed at that temple, It was so neat. There were so many of them!

Oh! Also, if you see any of the pictures of the statues with red bibs on them, supposedly, they represent children that have passed away. I heard that they could also be for miscarriages. So, I’m not sure if the statue itself is for the child or if it’s just the bibs that are put on existing statues. Ugh, I’m so uneducated.

Once we were finished, we decided to go get food. Well, we should have known, but nothing was open. Sure, it could have been because of the Obon Festival, OR, it could have been because it was like 5pm and Japan closes everything around that time, haha. I laugh, but I’m not really exaggerating…

We ate some convenience store food and looked at the map. Turned out that there were some other temples and gardens in the area so we decided to check them out. Unfortunately, they were closed. I really wish we had gone earlier in the day, but at the same time, I didn’t know that anything else was there!

Anyways, it was a nice day. Sorry that I don’t have much to say about it. We headed home without any trouble. We left a bit early to ensure that we didn’t get stranded. I was able to take a photo of the cable car this time!

A better view of the cable car

Not so busy on the way down

I thought these were pretty cool

I feel like I’m underselling this.

It was really neat.

I promise.

I actually freaking love the architecture. Can you call it architecture? Hmmm.. It is so weird to talk about though. The entire time, I felt both in awe and incredibly disrespectful. I mean, these are graves! Should I be taking photos of people’s graves?

If you rent a car, this place is worth a visit. If you are patient and brave with the transit. It is worth it. But, if you are only in Kyoto or Osaka for a short time, I don’t think it NEEDS to be on your must-see list. Up to you.

Day 7 – Amanohadishite

We still haven’t taken a day off!

So, what better to do than to go to the beach? Yay~

Okay, I need to put another google picture up. This is another place that I think a lot of people may not know about.

So, the beach we were heading to isn’t famous because it’s a beach, but because it’s an interesting strip on land. Here, let me zoom in on that area.

kind of cool right?

It was a pretty easy trip there. We took a shinkansen from Kyoto Station to Amanohashidate Station. It was about a 2 hour trip. Unfortunately, if you have the JR pass, this shinkansen isn’t one of the free ones. I think we were able to take a longer one that was covered…. I don’t remember….

I want to interject with how irritating buying Shinkansen tickets can be. I know, I have already complained about train tickets, but this is a whole different issue. You have a few options when buying tickets. There is the economy class, economy class with reserved seats and first class seats. Obviously, I have never bought the first class seats, haha. The shinkansen is so expensive already, yeah right I’m paying for the first class seats! Now, if you are going to be on the train for a long time, I recommend getting the reserved seats…If you don’t, there is a chance that you will be standing. I am not sure if it costs extra, but we always get them.

The annoying part is if you come from a JR line. So, generally, if you change train companies, you beep out (if you have a train card) or put your ticket in the machine when you leave and you beep in/put new ticket in at the beginning of the new train line. You get used to it. But, if you use the same train line, it is much easier. You don’t have to beep out/put in ticket until you reach your destination. So, going from JR to the Shinkansen (also, run by JR) should be so easy!

It isn’t.

It’s so confusing. When you buy your ticket, you also have to pay for the JR line that you just took. So, just an FYI…

Okay, wow, that was a tangent wasn’t it?

So, we didn’t have any problems this time, haha, so uh, there was no point to this at all… It worked fine. It was busy though. Because it was during Obon, we couldn’t get reserved seats. The family friend was a rebel and went to the first class section, which was empty by the way. Eventually, people got off and we were able to get seats. We had left pretty early in the morning so we arrived around noon or so. It was a super nice day!

The station was cute. It was pretty easy to navigate to where we wanted to go. It was a cute little town and I could easily have stayed the weekend there.

Before getting to the oh-so-famous strip of land, there is a pretty neat turning bridge. It like physically turns 180 degrees so boats can pass through.

hi Pat!

I took better photos of it later in the day:

Bridge at 180 degrees

bridge coming back

On the bridge!

We found a nice place in the trees to set up a blanket and put our clothes. Since its Japan, we probably could have left our stuff unattended, but just to be safe, one person stayed behind. Luckily, everyone seemed to have books to read?

Swim time!

Not the best beach…. but I still had fun! Unlike Korea, you were allowed to swim out as far as you wanted to. There was a buoy and rope, but no one seemed to stop you if you went past it. The water was pretty warm (well, not warm… but not cold! Like, medium? Luke-warm?) so I stayed out there for quite a while.

There was a point where Pat’s dad got a jellyfish sting (he thinks it may be a loose tentacle or something since we didn’t see any jellyfish…) and I stepped on some spikey thing. I had to put legit spikes out of my toe. So, from that point forward, I went to the deeper water.

I love water~

I love swimming~

Well, as you can imagine, this strip of land looks hella cool from above. Luckily, there was a viewing point. It wasn’t too far of a walk until you find the gondola and chair lift entrance. I can’t remember if there were signs or not… but I’m fairly sure it was on Google Maps. We found it and we were using PokemonGo maps so I think it was fairly straight forward. We took the “chairlift” up. It was a hot hot day, so I got pretty burnt. The chairlift wasn’t long, but long enough that I could snap some photos on the way up.

the sketchy looking chair

There was protective wire underneath luckily

Oooh! Our fitst look at the strip of land

You know…. I love the sun. I love sunny days. Sure, I was so super sweaty, but I would 100% rather be sweating and burning than shivering in the cold any day.

I can’t imagine anyone going to this place without going to the view point, but if you go there and are debating on going up or not, go up. It is worth it. The view of the strip of land is so unique.

After telling my Japanese coworkers about our upcoming trip, they told me an interesting activity that people do there. Supposedly, if you look at the land upside down and through your legs, the land will look like it’s going up to heaven.

Whether or not that is true, I will leave that as a mystery. It made for some funny photos though!

There was another sort of “gimmicky” thing there that we didn’t try. There was a place that you could buy pieces of pottery and throw them at a rock in the distance. If your pottery hits the rock, your wish will come true (or have good luck, I’m not really sure). There are quite a few places in Japan that do something like this actually. Usually you buy a token of some sort (example: a prosperity token) and you try to land it on a rock, hit a target, or get it into a hole that is far away.

The last thing they had up there was a train thing for kids. Obviously, it was not interesting to us haha.

Okay, photo time! Yeah, I took the same photo like 0347308 times… haha.

To cool off, we went to the cafe that was up there. We all got floats and it was so refreshing. I got a coffee float (um, can I just say that it is an amazing combo. Like, why is this not a thing?? Ice cream is seriously the BEST creamer for Ice-coffee.) and I think Pat got a Calpis one (Calpis is sort of like cream soda).

Somehow, unlike us, we actually left early that day. We actually had time to just chill and take our time. The last train back to Kyoto left around 5 or 6 pm so we really had to make sure that we went early. We headed back down the chairlift.

The gondolas

Since we had time, we decided to walk along the strip and see if there was anything interesting. When we went swimming, we didn’t really walk down the island (well, it isn’t really an island is it..) and just stayed in one spot.

There wasn’t really anything interesting, but I took the opportunity to try to be a fancy photographer.

That was it for that day. We had lots of time and really were able to have a relaxing day. We had such a nice beach day, got a great photo opportunity and had some great weather. The Shinkansen ride back was easy and we had seats the whole way.

Day 8 – Hiroshima and Miyajima

This was yet another big day of travelling. We did have a relaxing day the day before, but we still had to travel and get up early. So, at this point, I think we were all getting pretty tired. This was one of the destinations that the family friend REALLY wanted to go to. I don’t think it was on mine and Pat’s need-to-see list, but I’m glad that we went.

It was a fairly long shinkansen ride out to Hiroshima. I can’t remember if we were able to take a train straight from Kyoto or if we went to Osaka first and took the train from there. Either way, the train is really fast so it definitely took less than 3 hours (maybe even less than 2 hours) to get there. The shinkansen is super expensive. Pat’s parents and the family friend had the JR Pass so it was free for them as long as they used specific trains(obviously the cheapest ones). As residents in Japan, we were not eligible for the JR Pass so we had to pay for the train. It was over $100 each way, but seeing as 3/5 of us had it for free, it didn’t feel so bad.

 I don’t remember when we left Kyoto or even when we arrived in Hiroshima… It doesn’t really matter I suppose. I think we didn’t leave too late, but I don’t think we had as much time as we wanted. When we arrived in Hiroshima, I was really surprised by how modern it looked. I don’t know what I was expecting, but it wasn’t that.

Obviously, our destination was the infamous dome that remains after the atomic bombing that hit Hiroshima in 1945. I’m sure you know the history of this bomb more than I do, so I won’t go into detail about any of that.

The transit situation was very reminiscent of our time in Jeju. This was a place that Pat and I have never been to, so we had to trust Google 100%. We couldn’t take a cab because there were 5 of us. Luckily, unlike Jeju, the transit system in Japan is great. It is just confusing. So, we needed to take a cable bus thing. I don’t know what they are called….Look at the picture. It’s a bus, but it has a cable thing on top.

The buses in Japan can be quite a headache actually. Like the trains, the buses are run by different companies. Unfortunately, a lot of the buses wont show up on Google, so you just have to ask locals, find tourist maps, or use the Japanese websites. That was useless information though, because Google did have this bus on there, haha. Sorry.

Anyway, it didn’t take long to get there. It was pretty obvious when it was the right stop since most people got off. Word of warning, pay (or beep your card) as you leave this bus. As I said, every bus is different, but generally if you pay at the entrance it is a flat fee. If you pay at the destination, you are paying for the distance that you travelled.

Visiting the dome gives you a very bitter sweet feeling. It’s incredible, but devastating. The building itself is obviously in rough shape. It is so hard to look at when you know what caused this.

Everywhere except this dome, was the exact opposite. Everything was bright, clean, new and  really beautiful. It’s actually too bad that Hiroshima is know for this tragedy, when it seems like a really nice city. At the same time, it is probably so nice because of all the tourism this event has created.

An old Japanese stopped us while we were admiring this landmark. Before knowing anything about us, he thanked us for coming. He truly felt thankful that people from overseas were coming to pay their respects and educate themselves about what happened. I was a bit worried that there would be the opposite reaction to American-looking people. His English was quite good, he was very curious about why we were in Japan and where we were from. He was actually so happy to hear that Pat and I were English teachers.

The area around the dome was really beautiful. There were also a lot of memorial type things that were interesting and pretty sad. The family friend separated from us so she could take photos and really take her time with the historical side of things. This was a place that she really wanted to go, so we didn’t want to get in her way or slow her down.

another angle

One of the first memorial things that I thought was pretty neat was a whole bunch of paper cranes. There is a pretty deep meaning behind them, but I’d rather just link you to the Wikipedia page since I’m not super educated on most of this stuff. here you go! https://en.wikipedia.org/wiki/One_thousand_origami_cranes

Basically, they are made in groups of one thousand to either make a wish or grant good luck.

They were in a few places around this area, but these were by the dome. Across the river was a pro-peace kind of area. It seems that the main focus wasn’t about the bomb itself, but about promoting peace and a nuclear free world.

You may remember, but Obama went to Hiroshima. Since he was the first president (that I know of) from the States to do this, Japanese people were quite happy.

This area, in general, was quite beautiful.

There was a giant bell that you could ring. This bell is basically a declaration of peace. What I mean is, you ring the bell to kind of announce, to anyone that can hear, that you want world peace and a bomb-free world. I did it! I guess I didn’t get a picture, but that’s okay.

We walked to the museum, but the line was gigantic! I think that the family friend really wanted to go, so it was a bit unfortunate that the line up was so long.

Our next destination was an island call Miyajima. We were able to take a boat from basically right by the dome that went straight to the island. We were able to ride on the outside until we left the city. As soon as we left the city, we had to go inside since the boat went a lot faster.

It wasn’t a long boat ride. Unfortunately, I don’t remember the price, how long it took, or even how we found this information in the first place.

When we arrived on the island, the first thing we saw was deer. I did not know ahead of time that there were deer there so it was pretty surprising. They are really friendly (maybe too friendly…) and will let you touch them.

I heard that they will be bothersome if you have food on you. Foreshadowing: It is true.

Now, the reason I was excited to go to this island was to see a Tori gate that was in the ocean! It will come later. We walked along the path towards that area. There were quite a few food stalls, tourist shops, and some interesting sculptures along the way.

Okay, the time you have been waiting for. Well, it was they time I was waiting for…. They may all look the same to you, but I don’t care.

Finished!

    Just kidding~

So, there was an interesting area that I know absolutely nothing about so, uh, photo time?

I like water. I like temples. So, this was really neat.

[Also, side note. there were so many rare Pokemon in Pokemon Go that me and pat did have so I was trying to play PokemonGo, take photos with my Nikon, and take selfies for Instagram with my cell. It was pretty crazy. Pat got so many Pokemon….]

In the distance we saw a pagoda. We actually saw this almost as soon as we landed on the island. So, here are some photos from many angles. I am really digging the bright orange.

After looking at the pagoda, we headed back to the ferry. Luckily, the ferry left quite often so could take our time a bit. Our largest concern was getting the shinkansen back. If I remember correctly, we bought our tickets back as soon as we arrived in Hiroshima. We really didn’t want to be in a situation where would miss the last train or have to stand for the whole ride back.

On the way back to the ferry, we saw a local craft beer place. It was my style (not the beer, just the place). It was like little food stand type things that sold like 2 or 3 types of beer. I don’t remember if I got any or not. I usually don’t like beer (apart from watery beer like Asahi, in Japan, or Cass, in Korea), but atmosphere is pretty important for me. I think Pat, his dad, and the family friend enjoyed their beers though!

On the way to the tori gate, I saw an interesting okonomiyaki stand that I wanted to try on the way back, but either we couldn’t find it or it was finished for the day. It was too bad because it wasn’t the Kansai version that we are so used to so I was really curious. Instead, I bought some ikayaki, which is grilled squid. It is one of my favourite street foods. Pat’s family thought I was weird, but whatever. I think the family friend tried a piece and said it wasn’t bad. It has an odd texture, but the flavour is great.

I made some new friends at this point.

deer.

I had like 3 deer surrounding me. Following me around. It was pretty irritating actually. I like deer, but I also like squid. I sure as heck am not sharing it with them. I doubt it is even good for them. I had to scarf it down pretty quick.

When we arrived at the ferry, we were extremely lucky to get on when we did. We were like legit the last people to get on the one that was leaving. It departed fairly often, but the line was huge. By the time we got up to the gate, it would have been brutal to wait there until the next fairy. So, lucky~ We took a JR ferry back, not whatever one we took there, so I believe the family got on for free with their JR pass. Because of this, the landing point was different than where we departed from.

We used Google Maps to get back home and that was that.

I enjoyed this trip. I really wish we were there for longer. Seriously, in a weekend, you could see and do a lot in that area.

Moving

After a fun, but long, week, we had a day off. They got time to rest and explore Kyoto on their own. We had to pack and clean. This was the day before we were leaving to move to Yokohama. We had many things packed prior to this day so it wasn’t like we had to pack up everything in one day.

The movers came the next day. They must be tetris experts since they were able to pack everything into their truck. After they were finished, I headed to Yokohama. I had to meet with the real estate company to get our keys to the new place. It was a bit hectic and I was carrying a lot of stuff, but it all worked out. Pat stayed behind and cleaned what was left. He had to meet with the apartment people to give them the key and they did an inspection of the apartment.

He met me later that night at our new home.

Between now and when we saw Pat’s parents next, we were in training for our new job. It sounds like they had an adventure of their own. We tried to teach them Google maps before leaving them and it sounds like they did okay. I think they went to a lot of cool places that we haven’t gone to, so it was interesting to hear their perspective about certain things.

Final adventure – Mt.Fuji

Now. this wasn’t our last day seeing them, it was just our last interesting thing I suppose. They had a hotel booked in Tokyo for a few days, so we decided to meet up at Mt. Fuji and do the hike since they needed to be in the area anyway.

Getting to Fuji from Tokyo isn’t bad, but it’s a long trip. We had to take 3 or 4 trains from where we lived. We met up with them at the Ryokan (Japanese style hostel) that they booked. Five of us shared the room. We each had a single futon on the floor. The family friend loves the cold apparently so I froze to death in the room with like max air con. (I’m basically the opposite. I need warmth… I’m always cold).

We had to leave pretty early in the morning. We took a bus up to the 5th station. I guess you can hike from the bottom, but it seems most people drive or bus it up to the fifth and hike from there.

When we stopped at the station, we got off the bus and they checked out ticket. We needed to get back on the bus for some reason. The bus did a small loop and let us off… Why? What on Earth was the point of that?? So weird. Oh well, just thought it was interesting. At this stop, there was a small shopping area where you could get souvenirs and snacks.

The view of the mountain itself is not as iconic in the summer. When you think of Mt.Fuji, you are probably thinking of it with its white cap. Obviously, we were in the interest of hiking it, not looking at it, anyways. It was about 8:30 when we started the hike.

Before hiking, they recommend that you donate to the mountain. I know it is optional, but it may as well just be a fee. Is anyone really not paying for it? It almost seemed like you had to haha. The trail started out pretty easy. For a bit, you actually had the option of going on horseback. We didn’t, but we saw a few people doing it. It was a fairly cloudy day, which turned out to be more of a positive than a negative.

cloudy day

It was August, in Japan. It was hot. If it weren’t for the cloudiness, I think we would have had a tough time. Soon, the easy gravel/dirt terrain ended. I don’t believe the horses were allowed any further. Also, I’d like to say sorry to Pat’s mom… I usually take many photos of Pat’s behind, but Bridget is the start this time, haha.

Hi Pat!

In the picture above, you may be able to see Pat. He was so freaking far ahead of us the whole time. I have no idea where he got this athelicism from. Like, I know that he is an athlete and was MVP at his high school, but we haven’t trained for this. We rarely excersice, let alone climb mountains. Yet, here is Pat, like jogging up the steepest mountain I’ve ever been on like he is a pro-hiker. I was huffing and puffing away like waaaay down the mountain.He was seriously playing PokemonGo while hiking…

Since Mt. Fuji is an inactive volcano, the rocks are quite interesting. They are obviously volcanic rocks, but I liked how they were different colours and textures all the way up the mountain.

This was a tough climb for me guys. The farther you go up, the steeper and more difficult it gets. There was a bit of a breeze and still cloudy so I wasn’t dying.

Yet.

Pretty soon after we started hiking, my sock kept slipping down. This caused my boot to rub my ankle. Pat’s dad is crazy prepared so he gave me his socks and Pat’s mom gave me like a blister preventing thing that looked like a deoderant stick. Goodness, that was lucky.

Looking up the mountain, you could see many rest stops.

Maybe you can’t tell from the photo, but this was sooo steep.

Too steep! I was like lifting my leg 90 dgrees just to step on the next rock.

Then there’s Pat “This is so easy, I’m going to play video games while you suffer.”

Even though those rest stops looked close together, they were necessary. We stopped at each one. I was dying.

My legs were jello.

I took 2 steps at a time before gasping for air.

Don’t worry though, the trail got steeper. It got more rugged. It got more and more difficult.

I tried to pretend that I was taking artsy photos every 5 seconds, but in reality, I was resting.

Do you like rocks? Here are pictures of rocks. I took many.

Because I’m so interested in rocks. NOT because I was exhausted… okay, it was because I was resting. What? Have you climbed Mt. Fuji? No? Then you can’t judge. Oh, you have? Oh… k… uh, I took a secret difficult path that you don’t know about….

Soooooo, back to what I was talking about……

At most of these rest stops, there was a sign telling you how far you climbed and how long you had left. A cool thing that you could get done, that we didn’t, was get a stamp thing burned onto your walking stick. So, many climbers bought a hiking stick at the bottom and got a stamp done at every rest stop. Or, alternatively, they could get the stamp from the top of every mountain that they climb.

This is honestly such a Japanese thing. I don’t know why, but they really have a ‘marking’ type of thing in their culture. You can buy fake passports where you put stamps in from different cities, monuments, shrines etc that you have been to. Back when we went to that awesome waterfall, you could get a stamp at every famous waterfall on the way. Interesting.

As we got closer, we could see 2 tori gates on the mountain. They had coins all around them and even IN the wood. I have no idea the reasoning behind it, but I thought it was kind of cool.

The trail started to get easier at this point. The problem was that we were already so exhausted. Even though we didn’t have to deal with the rocks anymore, our legs were like jello (when I say we, I mean basically everyone except Pat. I think he dad was okay, but not as okay as Pat somehow).

When we reached the second tori gate, we were essentially at the top. It was the perfect opportunity for a photo, but Pat was way ahead and I was not ready to climb up there to get him.

Finally, we had made it!

I don’t know why I didn’t take a celebratory photo on my camera, but I took some from my phone. I should have gotten a photo of the sign at the top, but I was seriously so tired that I wasn’t thinking about it.

We arrived at the top at about 2pm so the hike up took about 5.5hours to make.I think, in general, we are fairly quick climbers (because we need to catch up to speedy Pat haha) so it may take longer than that.

There is a crater at the top since it is a volcano, but it wasn’t so interesting, in my opinion.

We were quite lucky actually. The skies basically cleared as we made it to the top and we were able to get a nice view from the top. (some of the photos below aren’t from the top)

We took some nice photos and headed down.

The hike down was also challenging. It was loose dirt and quite slippery. I almost fell a few times and Pat’s mom fell fairly badly. It was long and difficult to walk on. If I had a toboggan, we could have like sledded down since it was so loose.

Anyways, that’s all for now. Sorry this was so long. There was a lot to cover.

Japan with the Inlaws – Part 2 Hello again~ "The second half will be up in a week or two" I said. Hahahaha, did you believe me?

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Few years ago, one of my best friends, took to a 24-hour flight to visit me. He had (still has, I should say) a brilliant career as a shoes designer. We always spend quality time together and he is one of those fiends who keeps your brain stimulated. I love that. One night, after a lovely dinner and some good wine, we started to speak about regrets. He said this:"I really enjoy what I'm doing. However, my biggest regret is not having a degree."In my head that sounded like one of those massive gongs going off in a Buddhist temple. Back in the days, I studied accounting. When I finished, I started a degree in Psychology, did a bunch of exams but never completed it. Time goes by, I started a career and most importantly a family. In this scenario, most of the people assume that going back to Uni is impossible. Days are so full on! When you get home at night you just feel like watching a movie on the couch. With a nice glass of Pinot Noir, obviously. ;- ) That was me.Anyway, a couple of weeks after that night, the gong was still echoing inside my head. I was exactly in my friend's position. I was enjoying what I was doing but regretting the fact that I did not fully completed a degree. I could not let it go for some reasons. In my private and professional life, I always have been a curious person. I enjoy understanding the reason behind words and facts. Professionally, I always felt I wanted to broaden my knowledge in the marketing and management fields. I used to read books, watching videos and ultimately, subscribing to Udemy courses. But it was not enough. Having a degree does not make you smarter or more successful, but it definitely gives you a deep understanding about a specific topic. Not to mention the satisfaction of saying "YES, I made it!".I then started to look around and make some enquiries to various universities. Fees and compulsory attendance were the first road blocks. Way too much money and restrictions. Luckily, sometimes ... I can be stubborn. I kept researching, researching and researching. One day I bump into this friend of mine and I tell her about my idea of starting to study again. After a while she goes like "You should speak to my friend Helen, she is a student counsellor. She might be able to give you a suggestion."Hence, I did speak to her. And guess what? 20 exams later with 4 to go, I still cannot believe I have made it so far.How I did itAs I said, time and costs were the main constraints to me. With a full time job, I knew for sure that I was not able to go to class. The only way to do it, was to have something flexible that I could adapt to my schedule. Helen recommended me to check out a website. I did not have any clue about the existence of it and it was exactly what I was looking for.The site I am talking about is Open University Australia (OUA).OUA was founded in 1993 as an online platform to offer quality education accessible to as many students as possible. In other words, OUA is an organization that has agreements with Australian leading universities. They help you making a bridge between the subjects, or the degree you want to complete, with the right University. Once you have picked the right path, you can graduate from the Uni offering that particular degree. The cool thing is that everything is done online. Pretty straight forward.The great benefits OUA offer are:1. They collaborate with all the major Universities in Australia offering a great variety of degrees;2. They give students total freedom of studying at their own pace;3. They offer 100% online content with exams venues spread out in an incredible number of countries;4. The fees are lower than a traditional University;5. The degree has exactly the same value of a "standard" Uni degree.6. The student service is incredibly professional and quick.To me, points 2 and 3 were no-brainers to give it a go.My tips to combine work-private life with studyingAs I mentioned before, studying while juggling all the aspects of life (particularly when working full time), can be overwhelming. It requires mental strengths, commitment and a lot of discipline. Imagine yourself coming back home after a 8/9 hours shift. You need to do some chores, dinner, talk to your partner, perhaps playing with the kids or taking out the dog for a walk... and after all of this, starting to work on a 5,000 words assignment. :-0 The question is, can you do it?The answer is YES!!! If I made it so far, everybody can do it. When you subscribe to Facebook groups or other student forums, you actually realize that you are not that special. Indeed, there are mothers of 3 or 4 kids out there, doing 2/3 subjects per study period (1SP = 3 months)! In France, they say "Chapeau" which means "respect". My total respect to these monsters.Here are my tips to nail it:1. Pick a subject that you really like.It does not matter what your age is. You need to study something that can bring value to your life. It can be personal, professional or just as a hobby, but you really need to enjoy it. Otherwise, you will not be able to study when you are stressed and tired.2. Pick the right provider.There are various organizations/universities offering online studies. What is the subject you want to study? Do your homework by selecting the best provider according to your needs. To me flexibility was my non-negotiable clause. What is your one? What are you willing to forgo?3. Stay focused on the final result.Once you start, the first couple of subjects are the toughest ones; particularly for people that are starting after a long break from study. Do not get frustrated if you do not have a clear idea of what is going on. You will find your own pace and a study system. Subscribe to Facebook pages or to the unit student forum. There are hundreds of students in your situation. The community can help you to overcome fear and give you great tips.One of the first things to do is to read thoroughly the unit outline and the assessments due dates. Every Unit is different not just in terms of content but also and moreover in terms of how it is structured by the convenor. You will soon experience yourself that not all the units are 100% student-friendly.4. Plan your schedule wisely.Some units require lots of reading. It is not uncommon going reading a 6/700 pages textbook. When do you go through that "brick-book"? Very often there are classes that are video recorded. I find them extremely useful. You need to allocate time to watch them. I can bet that, whatever the lecturer is explaining, it will be part of an assignment or the final exam. Participate to all the collaborative sessions with lecturer and other students. If you cannot attend, download the recording and watch it. During collaborative sessions you can gather hints for your assessments.5. Do not fall behind with the workload.Every spare time during the day is useful to keep yourself up to date with the unit. Which means: are you commuting with a public transport? Great time to read the textbook. Are you having 1 hour lunch break? Perfect to eat and watch the lecturer's video. Are you going for a run? Amazing, you can listen to the last collaborative session. You see? Now more than ever, time is precious.6. Tackle the assessments 1 by 1, section by section.What do I mean by this? Throughout the study period you will usually have 2 or 3 assessments to test your progression with the unit. The assessments will contribute to the final grade which is made of 50/60% assessments and 40/50% exam result. Hence, if you work hard with assessments, you will take off pressure the exam day. My main rule is to bring home as many marks as possible during the study period. Knowing that I need just 10 marks to get a pass in the exam, gives me a more relaxed state of mind. It makes me perform better.The second part of this tip is the "section by section" approach. I can guarantee you that every time I read the words report or essay with 3-5000 word count +/- 10% ..., I shiver. The next thought is "I'm never gonna finish it". The greatest trick ever here, is to make a skeleton of the project/essay and give yourself a time frame to complete section by section. For example, you do Introduction, History, Current situation, etc. and you then would say, "ok, tonight I need to do the introduction". Done. Next day you say, "ok, this weekend I need to do the history" and so forth. Start filling in the paper and keep going until the end. Once you submitted it, you would not believe you have done it all on your own. The satisfaction is great.7. Stay healthy.Some days you will be pretty exhausted. You get home and there is no way you are going to read a single page of the textbook. That is fine. You need to understand where your limit is. That night is probably better to have a light meal and go straight to bed. Regenerating yourself is critical to keep your brain functioning. You achieve this by eating healthy, doing exercise and have regular sleep. Do not underestimate this.8. Reward yourself.Rewarding yourself after an assessment is submitted or an exam is done, injects new fuel in the engine. It gives you a boost to keep going and look forward to the next reward. Trust me, from now on, you will never take for granted any new TV series on Netflix! This means, that when you will reward yourself with a week off from the books to watch the new show, it will be a whole new world!In conclusion, yes, studying while working full time is hard. But you are not the only one. I know tens of people doing this successfully. There is no age limit. It is amazing to sit an exam, watch around you and realize how diverse the class is. Still today after 20 exams, I am surprised every time.The morale of the storyStudying, whether towards a degree or a simple course, does not make you a successful entrepreneur. But, for sure, it gives you the foundation to jump into the trenches and get your hands dirty.If you have doubts about starting to study again, now is the right time. Today's technology offers countless tools to be successful in your studies. Money cannot buy the final reward.I know already what I will do next, and you?Ah, one more last thing. Do not hesitate to reach out if you need further details or suggestions. I would be extremely happy to help you.DisclaimerI am not paid or will receive any commission from OUA. This post is purely based on my experience with them. I sincerely hope that it will help you to take the leap of faith and to challenge yourself to improve you life.