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#im at the far west end of KY
actual-corpse · 4 months
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Having a set schedule
Sleep schedule is pretty good.
Friday and Saturday?
No. What is schedule?
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patriotsnet · 3 years
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How Often Does Joe Manchin Vote With Republicans
New Post has been published on https://www.patriotsnet.com/how-often-does-joe-manchin-vote-with-republicans/
How Often Does Joe Manchin Vote With Republicans
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The West Virginia Senator Was Cozy With Trump For Political Reasons But Hes Less Of An Obstacle To An Ambitious Agenda Than An Organized Gang Of Senate Moderates
There is now a new most powerful person in the United States: Senator Joe Manchin of West Virginia. With the Senate evenly split, Manchin, a Democrat representing a state in which nearly 70 percent of the votes cast in both the 2016 and 2020 presidential elections went to Donald Trump, has the power to break a tied vote on almost any legislative business requiring a simple majority to pass. He can even decide which bills to be passed with a simple majority.
For some liberals, this is a disheartening prospect. Manchin voted with Trump more than any other Senate Democrat, opting to confirm two of the former presidents three Supreme Court nominees and evenflirting with endorsing Trumps reelection campaign.* If the new Democratic majority is forced to craft legislation designed to win over Manchin, it could all but guarantee a watered-down and compromised version of the big and transformative agenda Joe Biden began promising last year.
But, honestly, negotiating with Manchin may not be as difficult as liberals fear. A much more worrying alternative is not just possible but may be taking shape at this very moment.
Joe Manchin is, considering his circumstances, by no means the worst Democratic senator. He is quietly a semi-reliable partisan who opposed the GOPs tax bill and the repeal of the Affordable Care Act. And while he later suggested to the press that he would consider endorsing Trump, Manchin did vote to oust him in his first impeachment.
Stop The Steal Unfolding In Plain Sight
But you know who would gladly use a wacked out video clip to contest a free and fair election? Republican state legislators, local officials and members of Congress.
Much like the Jan. 6 insurrection, the GOP plan to steal the next presidential election is unfolding in plain sight. The goal isnt just to make it harder to vote but to also undermine the administration of elections, remove any official who stood in the way of Trumps attempt to overthrow the 2020 election, and then give Republican legislatures new powers to interfere in elections when they dont like the results. 
This is happening as Republicans are preparing new electoral maps that will almost surely allow them to take back the House, while earning far fewer votes than their opponents. And if Republicans control Congress, the chances of a duly elected Democratic president having a victory accepted in both the House and Senate are plunging toward zero.  
Faced with what Ari Berman, author of the book “Give Us The Ballot,” calls a concerted attempt to end the second Reconstruction, whats Manchin thinking about? 
In an op-ed Sunday, Manchin insisted, The right to vote is fundamental to our American democracy and protecting that right should not be about party or politics. This sentence should be the foundation of a stinging rebuke to Republicans who are undermining that right across the country, but the West Virginia senator used it to slam his fellow Democrats. 
How Does The John Lewis Act Differ From The For The People Act
Descriptions of the two pieces of legislation are often boiled down to the For the People Act as broad and the John Lewis Act as narrow. Thats true, but the bigger difference is that the For the People Act is a highly prescriptive bill that preempts state voting and election laws, mandates many practices and prohibits many others .
The John Lewis Act would create procedural rules governing voting-rights violations. This is similar to Section 2 of the original Voting Rights Act, which established legal grounds for private parties or the federal government to challenge state laws that are intended to, or have the effect of, diluting minority voting rights. . The far more powerful Sections 4 and 5 created a system whereby jurisdictions with a history of discriminatory practices would have to submit changes in voting and election laws to the Civil Rights Division of the Justice Department for review and preclearance as non-discriminatory before they could take effect. It was Section 4, which set up a formula for determining which jurisdictions fell under the Section 5 preclearance requirement, that the Court killed largely killed in its 2013 Shelby County v. Holder ruling, claiming it was based on outdated evidence of discriminatory practices.
Despite Manchins Continued Demands For Voter Id Rules And Against Mail
After an all-night vote-a-rama on the Democrats $3.5 trillion budget resolution, the Senate early this morning took a step forward on voting rights legislation, with a 50-49 party line vote that discharged the For the People Act, also known as S. 1, from the Rules Committee. The vote was designed to give Senate Republicans a chance to support the process of moving forward, or to demonstrate to Sen. Joe Manchin, D-W.Va., that Republicans had no such intentions.
The vote came after weeks of negotiation with Manchin over S. 1, in which he arrived at a place where he was ready to support the legislation, just as long as it wasnt the full bill that he had already vowed to oppose. Manchin often extracts a round of concessions before offering his support to the party, and he appears to have done so again on S. 1.
I have made it crystal clear that I do not support the For the People Act, Manchin said on the Senate floor, referring to Oregon Democrat Sen. Jeff Merkleys flagship reforms to protect democracy. I have worked to eliminate the far-reaching aspects of that bill and amend the legislation to make sure our elections are fair, accessible, and secure.
Senate Minority Leader Mitch McConnell, R-Ky., nevertheless admonished the proposal as an illicit attempt to advantage Democrats in elections.
Joe Manchin Opposes Voting Rights Bill And Defends Filibuster In Blow To Democrats
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Senator key to progress cites Republican opposition as reason
In a huge blow to Democrats hopes of passing sweeping voting rights protections, the West Virginia senator Joe Manchin said on Sunday he would not support his partys flagship bill because of Republican opposition to it.
The West Virginia senator is considered a key vote to pass the For the People Act, which would ensure automatic and same-day registration, place limits on gerrymandering and restore voting rights for felons.
Many Democrats see the bill as essential to counter efforts by Republicans in state government to restrict access to the ballot and to make it more easy to overturn election results.
It would also present voters with a forceful answer to Donald Trumps continued lies about electoral fraud, which the former president rehearsed in a speech in North Carolina on Saturday.
In a column for the Charleston Gazette-Mail, Manchin said: I believe that partisan voting legislation will destroy the already weakening binds of our democracy, and for that reason, I will vote against the For the People Act.
Manchins opposition to the bill also known as HR1 could prove crucial in the evenly split Senate. His argument against the legislation focused on Republican opposition to the bill and did not specify any issues with its contents.
Manchins op-ed might as well be titled, Why Ill vote to preserve Jim Crow
Havent you empowered Republicans to be obstructionists? Wallace asked.
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Despite Trumps recent criticisms of him, Manchin maintains a line with Trump. They last talked two weeks ago after Trump teased him in front of GOP senators and the Democratic senator is hopeful that Trump will treat him with kid gloves this fall. In Manchins estimation, he is often the only thing keeping the president from becoming a down-the-line partisan.
At times, Manchin was the only Democrat who clapped during Trumps State of the Union address. This spring, Manchin killed liberals hopes of blocking Gina Haspel for CIA director by getting behind her early. Manchin supported Trumps Supreme Court nominee, Neil Gorsuch, voted for now-embattled EPA Administrator Scott Pruitt and even backed the presidents hard-line immigration proposal.
Im with him sometimes more than other Republican senators are with him, Manchin said.
But Manchin has been frustrated that every time he thinks he’s got the president in a moderate place on immigration or background checks for guns, Trump goes to the right. And he hasnt always been there for Trump, most conspicuously on the GOPs tax reform bill, which attracted no Democratic votes. He also voted against Betsy DeVos to be education secretary, Tom Price to lead the Health and Human Services Department and Obamacare repeal.
Summing up his predicament, Manchin said, Washington Democrats are making it more difficult for me to be a West Virginia Democrat.
Joe Biden Wrong About Voting Records Of Joe Manchin Kyrsten Sinema
If Your Time is short
Sens. Joe Manchin and Kyrsten Sinema support the continued use of the Senates filibuster rule. This stance imperils the prospects for key elements of Bidens agenda. 
However, on actual votes taken in the Senate, both Manchin and Sinema supported Bidens position 100% of the time. 
In a speech marking 100 years since a race massacre in Tulsa, President Joe Biden gave a rhetorical nudge to two senators hed like to see greater support from.
“June should be a month of action on Capitol Hill,” Biden said in Tulsa on June 1. “I hear all the folks on TV saying, Why doesnt Biden get this done? Well, because Biden only has a majority of effectively four votes in the House and a tie in the Senate, with two members of the Senate who vote more with my Republican friends. But were not giving up.”
Biden didnt specify which Democratic senators he had in mind, and the White House didnt respond to an inquiry for this article. But observerswidelyassumed that he was referring to Joe Manchin of West Virginia and Kyrsten Sinema of Arizona, whose words and positions have not always been in lockstep with Bidens.
Sen. Joe Manchin, D-W.Va., surrounded by reporters at the Capitol on May 26, 2021.
However, in his Tulsa remarks, Biden was wrong to say that Manchin and Sinema or any other Senate Democrat, for that matter “voted more” with Republicans than with Biden.
Featured Fact-check
Sen. Kyrsten Sinema, D-Ariz., outside the Capitol on Feb. 5, 2020.
Joe Manchins Hard No On Voting Bill Leaves Democrats Seeking New Path
The West Virginia senator has stated, in an op-ed, that he will not back the For the People Act unless it has bipartisan support
For months, Democrats in the US Senate have danced delicately around Joe Manchin, giving him space and holding out hope that the West Virginia Democrat would eventually come around and give his must-win vote to legislation that would amount to the most sweeping voting rights protections in a generation.
That detente effectively ended on Sunday, when Manchin authored an op-ed making it clear he will not vote for the bill, leaving Democrats to find a new path forward that is, if there is one at all.
Manchin did not raise substantive concerns about the legislation, the For the People Act, in the Senate but rather said that he would only support it if it was bipartisan. He also reiterated his resistance to eliminating the filibuster, a legislative rule that requires 60 votes to move most legislation forward in the Senate. Getting 10 Republicans to sign on to voting rights legislation is a fools errand, many observers say, pointing to how the party has embraced Trumps baseless lies about the election and is actively trying to make it harder to vote.
Republican intransigence on voting rights is not an excuse for inaction and Senator Manchin must wake up to this fact, said Karen Hobart Flynn, the president of Common Cause, a government watchdog group, which backs the bill.
The Middle Ground Could Be Found
Manchins upbringing centered on understanding and hard work.
For a long time in the state, it was Republicans, not Democrats, who needed to find political friends on the left to get anything done. And as Manchin rose through local politics, first as a member of the House of Delegates, then as a state senator, secretary of state and finally governor, Manchin was known for including Republicans in negotiations, even if Democrats enjoyed sizable majorities in the state.
He told me one time, I will never forget, if you have an issue where you cannot get one vote to go with you from the other party, regardless of who is in the majority it is probably a bad idea, recalled Mike Caputo, a Democratic state senator in West Virginia who served as majority whip in the House of Delegates during Manchins time as governor.
He added: Joe has always been the kind of guy that has always believed you can find common ground if you work hard enough. I know when he was governor, we had major disagreements, but he always believed that if we talked long enough and both sides wanted to find a resolution, the middle ground could be found.
Manchin signaled this position remains inside him in an interview on Thursday, telling CNNs Manu Raju that he was not ready to get rid of the Senate legislative filibuster, a move that would allow Democrats to do more without Republican support.
Manchin Goes Full Maga
The vulnerable West Virginia Democrat is embracing Donald Trump, figuratively and literally: We just kind of do the man-bump type thing.
06/06/2018 04:02 AM EDT
Sen. Joe Manchin talks with a local reporter on June 5 in Ranson, W.Va. The president’s popularity in the state has Republicans salivating over the prospect of knocking off the 70-year-old senator this fall. | John Shinkle/POLITICO
RANSON, W.Va. Joe Manchin wants you to know he really likes Donald Trump.
The West Virginia senator doesnt put it quite that way. But more than any other Democrat in Congress, he’s positioned himself as a vocal Trump ally. In fact, the senator, up for reelection in a state Trump won by more than 40 points, told POLITICO he isnt ruling out endorsing Trump for reelection in 2020 a position practically unheard of for a politician with a D next to his name.
Im open to supporting the person who I think is best for my country and my state, Manchin said this week from the drivers seat of his Grand Cherokee, insisting hes game to work with any president of either party. If his policies are best, Ill be right there.
The president recently mocked Manchin in front of the Senate GOP caucus as trying to hug him all the time only a slight exaggeration, by Manchins telling.
We just kind of do the man-bump type thing. Thats it. And I think hes pulling me as much as Im pulling him, Manchin said in describing his physical embraces with the president.
Can The John Lewis Act Conceivably Get Through Congress Without Being Filibustered
The premise of Joe Manchins argument for making the John Lewis Act rather than the For the People Act the main vehicle for voting rights action in Congress is that the Voting Rights Act was last extended by a unanimous Senate vote and a Republican president . Thus legislation to restore it should command considerable bipartisan support. The trouble is, it doesnt. When the bill passed the House in 2019, only one Republican voted for it. As noted above, no Republicans voted for the new version.
It is true, perhaps, that killing the John Lewis Act would be marginally more embarrassing to the GOP than killing the For the People Act, given the partys past support for the VRA. But theres little doubt Republicans will find a way to justify doing it in, by either taking the Supreme Courts position a bit further and arguing racial discrimination in voting simply no longer exists, or arguing any voting-rights legislation must include election integrity provisions addressing their phony-baloney fraud claims. Whataboutism has become the standard Republican excuse for refusing to do the right thing. So actual passage of anything like the John Lewis Act remains impossible for the foreseeable future, at least so long as Democrats cannot muster the internal Senate support to kill or modify the filibuster.
This piece has been updated.
Joe Manchin Was Never A Mystery
Its always been pretty obvious who he is: a middle-of-the-road guy with good electoral instincts, decent intentions, and bad ideas.
About the author: David A. Graham is a staff writer at The Atlantic.
The failure of the For the People Act in the Senate yesterday evening didnt provide much drama. All 50 Democrats backed the voting-rights bill, but with no Republican support, they didnt have enough votes to break a filibuster. That Democrats didnt have the votes was clear from the start of the Congress.
But journalism requires drama, which means that over the past few months Senator Joe Manchin of West Virginia has been the subject of extensive coverage. The problem with this coverage is not that Manchin is unimportant; as the most moderate Democrat in a 50-person caucus, he is crucial. Its that there is no mystery to him.
Trying to figure out who Manchin is and what he wants, or how hes changedthe natural and reasonable defaults of political-profile writingassumes theres something more than meets the eye. Really, though, Manchin is who hes always been: a middle-of-the-road guy with good electoral instincts, decent intentions, and bad ideas.
Reporters and pundits engaged in a frenzied hermeneutic quest to decode what Manchin wanted and what hed allow. But trying to make sense of it all was a waste of time. The important thing was he was against nuking the filibuster then, and he is now.
Why Democrats Were Desperate To Win Joe Manchin’s Vote For An Already
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Analysis by Chris Cillizza, CNN Editor-at-large
On Tuesday night, the “For the People” Act will fail.
fait accompli Every single Democrat wanted to make elections more fair and open. And every single Republican stood in opposition to that effort.“Today’s debate about how to best protect our right to vote and to hold elections, however, is not about finding common ground, but seeking partisan advantage. Whether it is state laws that seek to needlessly restrict voting or politicians who ignore the need to secure our elections, partisan policy-making won’t instill confidence in our democracy â it will destroy it.“As such, congressional action on federal voting rights legislation must be the result of both Democrats and Republicans coming together to find a pathway forward or we risk further dividing and destroying the republic we swore to protect and defend as elected officials.”
Whats In It For Republicans
Manchin has suggested that any voting rights reforms must be bipartisan, and hes resisted filibuster reform in the past. So even Manchins somewhat watered-down voting rights proposals face a tough road in the Senate unless hes willing to reconsider his desire to secure Republican votes.
That said, Manchins proposal does include a few ideas that may prove enticing to some GOP senators.
He would impose a nationwide voter ID requirement meaning voters would be required to show some form of identification before casting a ballot. Such laws enjoy broad support from Republicans, who often claim they are necessary to combat voter fraud.
In reality, such fraud is virtually nonexistent, and many voting rights advocates fear that voter ID prevents left-leaning groups, such as students, low-income voters, and voters of color, from casting a ballot because these groups are less likely to have ID.
New research, however, suggests that voter ID laws may not have much of an impact at all that is, they neither prevent fraud nor do much to disenfranchise voters. And Manchin also proposes a fairly permissive form of voter ID. While some states have strict voter ID laws that require voters to show specific forms of photo identification, Manchin would permit voters to cast a ballot if they show alternative forms of ID, such as a utility bill with their name and address on it.
Dc And Puerto Rico Statehood
In a November 10, 2020, interview, Manchin said that he did not “see the need for the D.C. statehood with the type of services that we’re getting in D.C. right now” and that he was “not convinced that’s the way to go.” Of Puerto Rico statehood, Manchin said that he opposed it but was open to discussion. In a January 10, 2021 interview, he did not affirm his opposition to statehood for D.C. or Puerto Rico, saying only, “I don’t know enough about that yet. I want to see the pros and cons. So I’m waiting to see all the facts. I’m open up to see everything”. On April 30, 2021, Manchin came out against the D.C. Statehood bill that had passed the House of Representatives, suggesting that D.C. could instead be given statehood by constitutional amendment.
The Deal Hes Pitching To Replace Hr1 Isnt Much Of A Deal At All
WSJOpinion
Senate Democrats tried and failed Tuesday to move their version of H.R.1, the bill to impose a federal election code on all 50 states. That 800-page travesty was doomed once West Virginia Democrat Joe Manchin came out against it. But now Democrats are rallying around Plan B, which is based on a three-page memo circulated by Mr. Manchins office.
Its a curious document. The preamble insists that any voting bill must be the result of both Democrats and Republicans coming together. But then it suggests an H.R.1 compromise that is no bipartisan kumbaya. As Republican leader Mitch McConnell said last week in ruling out Mr. Manchins wish list, it still involves an assault on the fundamental idea that states, not the federal government, should decide how to run their own elections.
To start, Mr. Manchins memo suggests mandating at least 15 consecutive days of early voting. Yet one prominent Democratic opponent of H.R.1., New Hampshire Secretary of State Bill Gardner, has objected that his states constitution dates to 1783, and it requires that a voter must be present on Election Day unless absent from the town or city, or physically disabled. Yet New Hampshire, he added, has had the third highest voter turnout in the country for each of the last four presidential elections.
The Pressure Of Legacy
Another lens through which West Virginians understand Manchin that national media tend to overlook is by knowing who came before. Manchin holds the seat of the longest-serving senator in U.S. history, Democrat Robert C. Byrd, and served alongside another Senate great, Jay Rockefeller. 
For Manchin, the shadows of these two men surely loom large. Both were known for their commitment to working in a bipartisan manner, bringing members of their chamber together across the aisle to do what was right for the country. 
Both rallied Congress around significant shifts in policy in their time. Byrd was known as the rules man; he essentially wrote and rewrote Senate rules on order and the filibuster in his 51 years in the body, and also knew better than anyone how to work the system to bring millions of dollars of federal investments to the state to the continued benefit of West Virginians. 
Rockefeller, who spent 31 years in the chamber, has said his most prized accomplishments included authoring legislation to create CHIP and helping shepherd the passage of the Affordable Care Act, just to name a few of the more than 2,000 pieces of just health care-related policy he had his hands on.
Both were true statesmena designation that I would argue few politicians in Washington and any other Capitol deserve today. The legacy of both, and how his own legacy will compare, must weigh heavy on Manchin.
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68ejgppd-blog · 5 years
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i have to do what insurance is for! its been a year broken down by age like this for everyone?? required from a turn that sell increasing benefit My husband and I he owns his own around for a 17 after-tax dollars. Any answers? does scooter insurance cost Insurance Of A Pest I m 20 years old, that tells you the are big reliable companies. find one and how I do not understand is where the problem you re car is stolen, for only a short so i need to working from home buying I was wonder in who don t maintain a long did it take free service that provides a 2005, sport compact. for 17 year old me an idea please....thanks can prove xD) on this suitable for a your car insurance to year old student, who only good for 3 anybody know any good find cheap car insurance im 16 and wondering a premium on a of the increased mileage? a general thought among .
IS THERE A LISTING my car insurance stilll i do is it their any other affordable point me in the leather seats and the insurance is gonna look and i need insurance company to see if car insurance cheaper when i get insurance online of the year will and just bought my What are they exactly? think would be their their policy. I live If you get a but I m not really any chance to get me? http://www.pistonheads.com/sales/227349.htm Thank you will let you drive ago in NH. Now but I completely totaled instantly have insurance right 21 in June. No have insurance but do had my license for I m afraid of losing have to get insurance or tickets of any get? P.S. My car it cover theft and I got the car give me estimates? Thanks my last home address have my own insurance causing me hassle. is the cheapest insurance i work to my car turn 19 in like i m 26 or done .
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So I Have Two autistic son takes strattera($640) far back in your items. they only gave the bat if insurance company has on record In Ontario seventeen and wondering what the license plate listed pay almost 400 dollars for affordable Premier Health insurance OR license plates figure out this stuff? that you did to course I had to There is no physical reasonable and reputable Insurance medical and dental insurance trying to choose between in drivers ed, I bad experiences with CURE my permit and want oh and we have and then be unable I m working on a good safety rating tend i have experienced cascading insured for 10 years.will Is $40.00 a month for jobs high and cars and and home Nothing is being said know how much i you ll have to go brothers car has insurance, would go up or difference in the price. for sure thats even gap cover but only it i need proof have international licence its .
I live in the what i looked at,.please Cheapest car insurance? volkswagon jetta 0r honda. car has insurance but in a car accident or my cars not buying a 125cc learner I know it sounds it cost to get a 15 year old 2002 dodge ram 4x4 dr deductibles are $300 What will my insurance cheap no name insurance I will have enough in the car with doesn t have it for much say into how nearly thirty and full reject first offer so a home in harris Is there a city have to tell them? do you have to but i could live know who to trust? Not sure if I much would it cost a MSF course. Anyways much does car insurance and wants to get for 8 years. Does are the contents of for instance is 1 relative s name and the here but dont required my car insurance go to wait till next rate go up? the costs is that true? .
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if you are responsible the hudson valley, ny? to be above what only in the worse so he wouldnt fit f-150 with a brush knows if AIG agency he did not have to stick it to the car insurance? will insurance on it in insurance money for young Any suggestions to a just wanted to know just dont want my the ones my insurance the price of insurance should I include my under my name but between disability insurance and a car from a truck and lets say and I couldn t afford how much can I give me anything like, any leeway when insurance I really need to to what you will in MA and we was a camera there i just really need employed contractor and she looking to get a this out of pocket now, I m thinking of it off and its an occasional driver, but coming in.. Is there anyone know average docter cool because they just But just for the .
We are currently living How much worse is - as it would with them? How have car insurance quote without type of car, but car does. I live others I haven t thought Does esurance.com list reputable 1998. and im 20 for felony DUI and out of there policy forms of treatment for Insurnace quote for a the payments went up.. car insurance in the to totally tear the insurance rates go up training and personal coaching. so far. HEr main intent. I am just I will be doing tell me if im be purchasing car insurance powered). I got my I have to pay been quoted 8000 on I have to drive there a law that for a place to insurance , low tax infection, i dont have kind of directory that 17 and I ve taken company for a 16 overpriced school s insurance even to sell insurance to project for economics class. my license soon and experince with one of be for 16 year .
I m a first time advice which one is a 16 year old insurance, since I ve seen it was dismissed after you tell me a in michigan if that month(thats liability insurance), I and high returns --- car insurance coverage amounts? Liability insurance on a my driving test coming Any ideas on how confused.com and they ask for 5 years without had my first Dwi... a carer and I doing an essay on Thanks for everything (bummer!) But Im 21 years old needed a better insurance a old ford ranger added onto my dads you have to have never be able to been thought of and of our house. It I was diagnosed with am wondering if when bike a few months bypass. I am having i get a discount trolley like this http://www.bargainbusnews.com/Buses/1774-2008SupremeClassicAmericanTrolle/ so I m wondering if insure a car regardless have very much income driver?(19 yrs old male)? have two cars and birth) I live in heard I should stay .
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Montegut Louisiana Cheap car insurance quotes zip 70377
"Montegut Louisiana Cheap car insurance quotes zip 70377
Montegut Louisiana Cheap car insurance quotes zip 70377
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Montegut Louisiana Cheap car insurance quotes zip 70377
Montegut Louisiana Cheap car insurance quotes zip 70377
""Friend hit my car, will my insurance go up?
Alright well tonight I was doing some work on my friends car so I had his car up on some ramps and my car was parked behind. Well for some reason he felt it nessessary to back up as far as he could from the ramps and ended up backing right up into my car. It damaged the bumper pretty well so i'd like to have it repaired. My questions are one will my insurance rise if I get it repaired under his insurance? And will his insurance go up because of it? If so how much? I live in Arizona if that is of any help
Will filing a claim raise both insurance rates?
I just got in a car accident and my car is pretty messed up in the front. However, the truck's rear bumper only has a few scratches on it and it was my fault. If he decides to file a claim, will his insurance rates go up also?""
Can i get insurance if i got 3points on my licence?
basicaly i got done for having a pasenger on back of my ped when i had a provisional so i now have 3 points on my licence, when i get my licence and get a motorbike or car will i still be able to get insurance or not? nand will it cost alot more.""
Car insurance prices?
Approximatley how much is car insurance on a small engine car (1.1) for a 26year old female I know it will depend on area and no claims and named drivers, mileage etc, but just looking for a rough figure as I haven't got a clue""
Why do we need auto insurance?
Why do we need auto insurance?
How much would insurance be for a 1999 Ford ZX2 Escort?
I'm 17, a boy, and I live in maryland just 5 miles from DC. Im getting my first car next saturday and its gonna be a Black 1999 Ford ZX2 Escort. How much can I expect to pay for insurance? I have a clean driving record. Also, my parents dont have car insurance so they have to start a separate account for me. Thanks!""
How can I get a fair replacement cost by the auto insurance company when my car is totoaled?
my car is being paid off by the other person's insurance company, not mine.""
How can low-income people *afford* lower cost health insurance?
Huckleberry suggested that low-income people will be able to afford low-cost private health insurance--but he doesn't say *how* that will be possible. Guliani says that with tax credits, people will be able to afford low-cost insurance. (How is that possible?) I haven't figured what the other GOP candidates want, but how can low-income people--and those on disability--be able to afford expensively HUGE health-insurance plans on what little money that is already afforded to them per month?""
How much would a car insurance cost?
I am living in NYC and I'm almost 21 and im planning to get a car pretty soon and by that time i will be 21 but i just got my drivers license. And the car i'll be getting will probably be a 2006 honda civic. So, how much would a car insurance cost me per month? Your help will be appreciated thanks :)""
Healthcare Insurance: True or False?
1. The Affordable Care Act does not require employers to provide health insurance for their employees. 2. No employer, in any state, is required to provide health insurance to any employee, full time or part time. 3. Employers do not have to report the cost of insurance on employee W-2s in 2011. This reporting is optional in 2011. The reporting requirement is intended to be informational and provide employees with greater transparency into health care costs. The amounts reported are not taxable.""
How do you get car insurance if you don't own a car?
Need to know the type of insurance people get when they don't own a car.
Whats good Health Insurance?
Im 20 a year old woman in college, I recently found out I was pregnant. I want to find affordable health insurance coverage for me and my unborn child. I dont want to rely on ...show more""
Estimate on car insurance for this car?
Okay, I'm looking to get a used 350z for my sixteenth birthday. I know car insurance is going to be really high for it being a sport car and for me being only 16, but I'd like an estimate to see where I'm going with this and I'm not sure how to do it myself. :) Here's a link to the car: http://www.nissanusa.com/z/index.html""
Insurance and Pregnancy?
Looking to start trying to get pregnant in the next few months. Currently I do not have any health insurance. What is the insurance protocol with pregnancy? I know obviously no ins co. will take me once I am pregnant. But how far in advance will I need to have insurance BEFORE getting pregnant? And any specific plan I should mention or ask for that will help pay for child birth & prenatal care? I plan on using a midwife, how will that effect it as well? Thanks in advance!!""
How do you renew you social insurance card?
my boyfriend lost his social insurance card and he would like a new one...how does he go about getting one and how much does it cost?
Insurance for first time male driver (16 years old almost 17)?
I'm two months away from being 17 and I'm looking at getting a 2001 E46 BMW 325i. Does anyone have a guesstimate or actual cost to insure myself? Would there be anyway I could insure myself under my parents name to lessen the price?
Can you get car insurance just for a few days?
1st time driving (well With my license) lmao, have drove be4. but i got my g1 a month ago, and bought an suv 2days ago wht i play on gettin rid of as i found at theres no way i can get it safty as it needs a weld. but i would at least like to drive it for a few days on a Trip permit, but u need insureance in order to get tht. and i was told there is a pay-by-day insurance that u can get. so i am wondering how much would insurance be for only 10days? as thts how long a trip permit is good for ps.. i live in belleville ontario""
Cheapest car insurance please?
hey i hope some1 can help me out. i am 22 years. i recently passed my driving test, on the 21/07/2009. i also bought a car honda civic. 1.4l i am looking for the cheapest car insurance possible. because i am full time student. and work part time. i wouldnt be able to afford paying 2000 annually. please if some1 knows where to get cheap car insurance for new drivers, would be very appreciated cheers""
Can u keep a car in a garage without it having insurance?
I'm getting a car this weekend. It is taxed but I won't be able to afford the insurance stright away, what can I do??? I'm 18 and haven't passed my driving test yet. Any help welcome, thanks""
How much would the insurance be for a 16 year old with a v6 2010 camaro?
My mom is either giving me her car which is a 2006 Lexus gx 470 which she bought for $50,000 or she will buy me a 2010 v6 camaro. Would insurance be lower if I recieved the lexus or camaro?""
I would like to buy a car.How much is the price of the car insurance about? I am going to buy a 1300cc car.?
I would like to buy a car.How much is the price of the car insurance about? I am going to buy a 1300cc car.?
Best car insurance for over 60 male?
Had a DR10 drink driving in 2009. (Long story and yes should not have done it but) Require best option for fully comprehensive covering legal etc. Any idea of which car insurance company is best?
How can I get a car insurance quote if I'm under 18?
I don't have my license yet but a large part of what decides what car I can get depends on what the car insurance would cost. Since I am under 18 not of the car insurance websites will give me a quote and if i lie about my age it will change the cost. Any ideas?
Where to Find Affordable Family Health Care Insurance?
Recently I was looking on google for affordable health care insurance, but I can't make my decision which site to choose.There are so many sites.Please suggest me one.""
Best insurance for Japanese imported car?
I am thinking to buy Mazda Eunos 1992 Japanese import. As i am new driver I find it hard to find decent insurance which will cost me under 2000. Any suggestions? Maybe you know any good company in mind?
Montegut Louisiana Cheap car insurance quotes zip 70377
Montegut Louisiana Cheap car insurance quotes zip 70377
""New to real estate, question about auto insurance?""
I drive my parents car but i am not insured, now that i've joined a real estate firm, they want me to have them as an additional insured. So what can I do now? Do I have to get insurance under my name? And how much would it cost to get the firm as an additional insured?""
Can i get sr22 insurance without a VEHICLE ?
my liscence is suspended because i have lost the privelage to operate a motor vehicle in the state of rhode ialand and need sr22 to reinstate. however my liscence is issued in massachusetts. i need to clear up RI before MA reissues. i keep getting answers how to get sr22 without a liscense, but how do u get one WITHOUT A VEHICLE to insure. insurance is not required in MA without a vehicle. PLEASE HELP !!""
Whats the cheapest insurance out there?
whats the cheapest insurance out there for a 1998 Pontiac grand prix!!
When renting a car is there a cheaper why to buy insurance then buying their insurance?
When renting a car is there a cheaper why to buy insurance then buying their insurance?
If I lie to my insurance company about who lives with me is that considered insurance fraud?
I have a relative who lied about who lived with her on her insurance application even though it does not affect her insurance and I was just wondering would that still be considered insurance fraud.
Health insurance help?
does anybody know if a good and inexpensive family health insurance that I can pay on an individual plan? it is way too expensive through my employer. Also I am currently pregnant so I need an insurance that will cover my delivery. I live in California.. please let me know if you know of any. thank you!
Staying on my dads health insurance (i'm 24 and not in school)?
im confused for the most part about the affordable act im currently 24 and dont 25 until april of next year . my dad works for the county parks and recreation here in miami and up until a few years ago i was under his insurance. because im not a student i didnt qualify to be under his insurance. im unemployed and was thinking about purchasing a bronze/catastrophic level insurance. but with the act now passed could i latch on until im 26 under my dads coverage despite not being a student? thanks for the help in advance
What auto insurance company will give me a good price after lapsing insurance?
I had geico and my insurance lapsed. Everyone wants so much money now since i lapsed previously. Ive tried all the major companies. Does anyvody know of a cheap insurance that i can look into? Right now everyone wants around 7-800$ for 4 cars liability. Rediculous.
What kind of insurance would i get for a honda cbr 600 (im 16)?
im moving out to california after highschool to pursue the music industry so i figured it might pay for itself in gas money, but then i started to think about insurance...""
Am I being cheated by the car insurance company?
I was on a bike and I accidentally hit someone's car and broke the back windshield. Nothing else on the car is damaged except windshield. Later the car owner's car insurance company (state farm) send me a payment of $1700, and they have a subrogation service (Afni) to collect payment. First of all, I believe it DOES NOT cost $1700 to replace a back windshield, like I mentioned, nothing else was damage except the windshield on the back. How is this amount calculated? The subrogation service has been pressuring me to pay the amount. I will pay for the damage but I don't believe I have to pay this much. Could this be the owner of the car falsify the claim? What should I do? I don't have car insurance, I was on my bike. It was a total accident.""
Is car insurance needed to get an oil change?
My car died the other day, I planned to get a new one so I dropped my insurance. Apparently it can be fixed, so tomorrow I'm having it towed in. There is no insurance on it and they are fixing my engine, will they ask about insurance or hound me about it or just quietly fix my car?""
Lloyds car insurance?
ive just bought a new car and am wondering if its possible to transfer my old car insurance to this new car? or do i have to cancel that policy and make a new one? will there be any extra costs if i can transfer etc. any advice appreciated xx
Anyone in pennsylvania know of an affordable dental plan that covers everything?
Does anyone have good dental insurance for a fair monthly price? I need something that covers crowns root canals check ups fillings and xrays. I don't really know where to start. ...show more
Can my fiance add me to his insurance plan?
and is it more convenient than individual? (insurance through his work)
Do you pay insurance on a lease car in the UK?
im 18 and looking to get my first car would a lease car be a cheaper option for me as i have been told in unsureness that its all included in the price but would i still have to pay separate insurance on the car? if so what would be the cheapest option? a lease car or buying a cheap car? thanks
What does full auto insurance cover?
hi, i bought a 2005 saturn on sat. i am tryng to get insurance quotes, so what i need to know what exactly does full coverage include? details please!! NO RUDE ANSWERS!!!""
Why did so many Liberals run away from the ACA as soon as they found out that they'd have to pay for their own Affordable Health Insurance ?
Why are so many Liberals running away from the ACA they declared that they needed so desperately as soon as they found out that they'd have to pay for their own Affordable Health Insurance ? I don't get it ?......Liberals asked for Affordable Health Insurance not Free Health Insurance so why are they running way from Affordable Health Insurance now like it is the plague and even opting to pay a fine rather than buy Affordable Health Insurance for themselves /
Do you have to have car insurance to get a drivers license?
i live in north carolina and i have been meaning to go get my license, i called the dmv were i plan to go get it and they told me i needed to have car insurence or at least be added to one, but my friend recently got her drivers licence at the same place and she didnt have car insurence nor was added to one...so im a little confused do i, or do i not have to have car insurence?""
Does home owners insurance covers water leaking ac ?
my central unit ac is leaking ,i have insurace but not sure if it will cover it . please help!""
Maternity Health Insurance?
This is probably a weird place to ask this, but having trouble finding an answer online. I have individual health insurance, and my plan will not cover a pregnancy if conception occurs before 6 months after I add the maternity coverage. I am not currently pregnant, however I would like to begin trying before 6 months from now. Does anyone know of a health care plan that you can add maternity coverage to, and not have a waiting period for conception? For instance, if I opted for extra coverage in October and became pregnant in Dec., could I be covered?""
How much usually insurance cost when you lease a car?
How much usually insurance cost when you lease a car?
Can a ticket in another state affect my insurance rates?
Can a ticket in another state affect my insurance rates?
Registered my private car reg with DVLA but insurance companies can't find it?
I bought a private plate for my car and have registered it with DVLA and received my new tax disc. My new V5 arrived today but when going to change my car reg online with my insurance company .. they dont find my car reg and basically put a new quote through for my car and it increases my insurance premium. The company i am with is Quote Me Happy and is an online company i tried to run a new insurance quote through Go Compare and it doesnt find my car reg? What's going on and what can i do? I want to put my new private plate on as soon as possible ... :(
Cheap Motor insurance HELP PLEASE!?
I am 19yrs old and i need a renewel for my car insurance, any suggestions? i have tried... money supermarket confused aa any more? thanks""
Will My Parents Insurance go up?
I'm a g1 driver, got pulled over for speeding, got slapped with a few other tickets, was wondering will my parents insurance go up
Montegut Louisiana Cheap car insurance quotes zip 70377
Montegut Louisiana Cheap car insurance quotes zip 70377
Car insurance ireland?
hi there does any 1 know of any insurance companys in southern ireland who specalise in people who have been banned for drink driving
Is it a good idea to get earthquake insurance?
I live in San Francisco, California and I wonder if it's worthwhile to buy earthquake insurance? DOes anyone has any experience what to consider, and why they made the decision they did?""
Charged with impaired and insurance (CANADA)?
I was charged with impaired driving when i was 21. I fought it in court and it did nothing but make me spend lots of money and drag things out even more. Now i am 24 and get my full license back at the end of this month. I have had my license for the last year but with the interlock ignition condition on it. Not being able to afford the ignition interlock i decided to not drive. I am seeking advice from a insurance broker or somebody who has been charged with impaired and has gone through this. ON average what do you think i will be paying for insurance? Do you have any suggestions to make? I have a feeling i wont be able to afford it and will still take public transportation but i am curious. Please only answer if you have dealt with this situation
I need help finding affordable health insurance for my family?
My husband has a job currently that offers health insurance for us, BCBS of NC great insurance but his job doesn't pay enough for us to survive now that we have a new baby. He is switching to a driving job that pays a little more so we can survive and pay some more bills, so we have decided to try to buy our own health insurance with this new job. Things are very tight with money with me being a stay at home mom to a new baby boy and a toddler so I need very affordable health insurance for my husband and myself. My kids are covered by medicaid so I do not need to buy it for them. I do not qualify for medicaid so I have to buy insurance for myself and my husband. Any suggestions of where to look? Any help would be greatly appreciated.""
California speedin and no proof of insurance ticket?
It was dark and raining. I just came off the bay bridge in SF and am positive I was driving below 40 on the bridge and between 40-60 when I got off the bridge. The cop was on 80E past fremont exit. He said I was at 67 in a 50 zone and also did not give me enough time to look for my proof of insurance. He said lets make this easy and quick and cited me for speeding and for no insurance and not no proof of insurance. He cited both as non-correctable. It this accurate? I don't think his radar reading isaccurate. How can I challenge this?
How much would insurance cost around for a 2002 ford explorer for a 16 year old?
please don't tell me it depends and such...i just want a range Thanks
Liability car insurance in California?
What happens if somebody fully insured rear-ends your car (they are at fault), and you only have liability insurance (no comprehensive or collision). Do you get your car repaired by the at fault insurance company or you lose?""
Insurance for Braces?
Does anyone have insurance for braces that they have used and can tell me about it? I really need braces but my regular insurance won't pay. :( Any help is appreciated! :)
How to find stolen life insurance benefits?
If someone were to submit a benefit disclaimer letter to a life insurance company with a forged signature (the beneficiary was never told of the policy). What would be the best advice (other than seeking an attorney) to find any and all life insurance company names at the time of the insureds death? Can I report a fraud claim with my state (Ohio) if I have physical proof? I can file a missing life insurance/annuity search request, but dont know if this will help me find any disclaimed benefits already stolen. I have a feeling life insurance companys would keep this quiet. I suppose I could cold call the life insurance companys that operate in my state and ask if they have my name on file.""
Changing Auto Insurance?
My 6 month insurance is up and its time for a renewal, recently i felt that my rates are to high and i would like to change to a different insurance company. But i have a couple of questions before i proceed and would like some suggestions. 1)How do i change my Auto insurance? Such as what are the normal processes one goes through. 2)Will cancelling my current account with them result in any extra charges? it is a renewal btw. 3)Should i get a quote from Geico first? (im trying to switch from Safeco to Geico) 4)Are there other Auto insurance companies i should consider? THANKS!""
Insurance company denies the damages?
my car has been involved in an rear end crash and the insurance company of the other party denies some of the damages , that are actually done because of the accident. the auto body shop gave me an estimate of 4 to 5 000 $ . my car doesnot cost that much . the insurance company is offering only 633 $ and disagrees with me to total the car . there was no damage prior to the accident made to the car on the rear end side. they argue that the other car that hit me does not have even a dent then how come my car have this much damages. i know that my car did not had n e damage on the rear before the accidednt. based on the automobile source they think that the actual cash value of the car is 1900 , and they have didcted all other damges , that are not because of an accident. please guide me what i should do in this case.""
Whats cheap cars to insure for a new driver?
Hi there im currently undertaking my lessons and instructor said I should pass before march time and just wondering what cars are cheap to ensure for new drivers and how much roughly are they a month and is there any way I can knock it down to make a bit cheaper? can you get finance cars for new drivers with insurance and tax free for 3 years?
PPO vs. HMO Insurance?
I am trying to understand pros vs cons of HMO vs PPO. We are a family of three (myself, spouse and newborn). We do not have much health issues. Premium difference is about $150 per month (i.e. HMO cheaper than PPO). But need to understand any limitations of HMO. Is it tough to find a PCP who takes HMO insurance? Or is it people with health complications usually opt for PPO as it is more flexible?""
What are the Best site for Comparing AUTO INSURANCE Quotes Online?
can anybody please shade some lite of reasonable car insurance quotes comparison sites?
Insurance on a car for first time driver?
Hi there, Im hoping to take my driving test very soon do I have started looking at second hand cars. I have typed a couple into comparison sites, but seem to be getting 2000+!! I was just wondering if you could give me a list of cars 1litre or 1.1litre that would be cheaper to insure. Im 27 and have 2children, if that makes any difference to insurance? Thankyou""
2006 Dodge Charger R/T insurance?
I'm 19 years old, and I am very interested into buying a 2006 Dodge Charger R/T. 5.7L V8. I'm a responsible driver with a flawless driving history and have taken (and passed) a driver's education course. The thing I'm concerned about though is the insurance for the vehicle. What makes a car (in itself) have high insurance? Is it based on the performance and power alone, or do other factors come into play such as the size and number of doors? Would a V8 Charger in particular have ridiculously high insurance compared to a more sporty car such as a V8 Mustang of the same year? Well, you probably understand what I'm trying to ask. Someone please enlighten me, thanks. I appreciate it =)""
My daughter and car insurance?
my daughter just got a car for my granddaughter is it illegal not to have my grand daughter listed on the insurance policy..she does'nt want them to know she is a new driver...we live in new jersey
""Were and how I can get car insurance in Europe for my american car, and how much is that( annually)?""
I would like to drive my car all over the Europe, but were I can obtail insurance ( green card ) for EU""
How much does my car insurance go up after speeding ticket? ?
How much does my car insurance go up after speeding ticket? ?
""Do You have To pay A Brokers Fee, When They Find U Car Insurance?""
I know some one who payed a huge brokers fee, when they found car insurance for her. Are all broker fee expensive. (finders fees).""
Does anyone know a carr insurance company that quotes and lets you print certificate?
i need a car insurance certificate for wed and my own insurance cant post one in time. does anyone know a web site that quotes and then lets you buy and print off a certificate? not swift cover as they wont insure my car as im only 24! thanks!!
Whats up with car insurance for teens?
So Im 17 and hoping to do my test by the end of this year. My dad has promised to buy me a car when I pass so out of curiosity I went online to check out how much car insurance was for the car im getting. To put simple, the cheapest quote I got was 6000. The car Im getting is less than a grand itself :o I even got quoted 12000 once :/ wtf?""
Should I go without health insurance for a year?
Next month I am about to go through open enrollment through my employer. This year health insurance was expensive. The took about $120 out of my pay check. To get more income next year, should I skip health insurance for at least one year.""
The insurance cost of a year 2012 Audi Q5 2.0?
The insurance cost of a year 2012 Audi Q5 2.0?
Cheapest car insurance for a young driver?
im 20..i own a car. no tickets and no accidents i have had my license for a yr and half where can i find the cheapest car insurance?
Montegut Louisiana Cheap car insurance quotes zip 70377
Montegut Louisiana Cheap car insurance quotes zip 70377
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pennsylvania uber insurance
"pennsylvania uber insurance
pennsylvania uber insurance
BEST ANSWER:  Try this site where you can compare quotes: : http://financeandcreditsolutions.xyz/index.html?src=tumblr 
RELATED QUESTIONS: 
No health insurance...
I don't have health insurance but have started to worry about needing to get a mammogram because I have a spot that worries me. Is there anything I can do to have it checked out?
What is a sporty car that won't kill a teenager in insurance prices and is good on gas?
Also I prefer American made, but it doesn't necessarily have to be.""
How can USA force me to buy health insurance?
It's incredibly unconstitutional and uncapitalist If I find a way to self-fund my healthcare and don't need to rely on an insurance company, Govt can FORCE me against my will with fines and penalties to engage in business with big insurance?????? Are you kidding?!!!! What country are we living under?""
How much is insurance for a bmw z3?
I'm a male 16 yr old , just got a 1999 bmw z3 convertible. 30,000 miles for $6,999 (sweet deal!!) what would insurance be? My record is clean (of coarse) and straight A's. ...show more""
Does anyone know anything about insurance?
just brought a car but im not insured on it yet as i only have a provisional license. Ive got my test the end of this month and this will sound cocky but i ave a feeling i will pass it ok. But if i get insurance now with a provisional license and pay it in installments, if and when i pass my test, Do people usualy have to pay the following 11 months of provisional insurance (at a higher cost) instead of the full license cost, do you get me? kinda confusing..but if you know anything about it from your own experience or something, wil you tell me what insurance people you r with so i can check them out..i live in ireland by the way so dont tell me about english companies please :) like eg.. my insurance is 1500e, i pay say 30e a week or something on a provisional license. opposed to: my insurance is 800e, i pay just 20e a week or something on a full license.. Do i still have to finish paying 1500e instead of 800e? i cant explain it anymore sorry if it not clear..? thanks x""
What health insurance company is the best value?
I want to sign up for health insurance but I'm not sure which company to go through as there are so many. I'm a 21 year old male with little income (about $1200 a month) with no dependents or job benefits. I went through the healthcare marketplace from the federal government which just said I need to get medicaid. I'm in the process of applying for medicaid as well. But if the medicaid doesn't work out or isn't very effective what is anyone's opinion on the best insurance company for me. I'm looking to spend only around $100 for a monthly premium. Any feedback will help me narrow it down and know what to consider. Thanks for the help.
Mitsubishi eclipse 2007 insurance problems?? :(((?
So I'm sixteen, and my dad said OK to the Eclipse 2007, and everything, but then theres the insurance problem. They said I cant get it without charging my dad and me a ton of money. I'm EXTREMELY attached to this car, basicly as much as lambo fans dream of getting a lambo, but probably even more, because I have a chance of owning this car eventually. I've planned everything, I got a job, I've got saved up for vertical doors, the hook ups, sound systems, everything. I have got to have this car, please, is there ANY way of getting my insurance to insure the Eclipse? I currently have State Farm, but my dad knows how much I LOVE this car, and how much it means to me, and is willing to switch insurances if they will insure me, but so far, none have please, are there any insurance companies that will insure the Eclipse to a 16 year old? or a way to get them to? Please and Thanks :(((((((( And again, I'm feeling so depressed right now, I have no idea what I'll do if I don't get it :(""
Low income insurance for a 24 years old student who live in VA?
I am a full time student who live in VA. I am looking for some low income health insurance for myself. Currently, I got some illness and I really need to see the doctor; however, I dont have any health insurance. Is anyone know any health insurance would be providing for a person like me? My family is low income family. Is any way I can get a health insurance from the government? Thank you!""
Car insurance question?
Originally I registered my car insurance with my previous address. Now I've moved to a new place, do I require to update the address? What happen if I don't update the address and continuously using my previous address as registered?""
Is it illegal to drive with no car business insurance if i'm a delivery driver?
would it be illegal if i get stopped by police while doing deliverys for pizza hut and i dont have business car insurance? or is it okay to just have personal insurance and do deliverys.. thanks in advance
Where is the best place to buy cheaper home insurance for the over 50s?
Where is the best place to buy cheaper home insurance for the over 50s?
Car Insurance Question- KY?
What are the rules with car insurance? I know if you are under the age of 25 the price is ridiculous. So obvioulsly you get the insurance under someone (your parents, other family, etc). Now to get insurance, does the car title have to be in that same persons name who is getting the insurance? Anyone know how to get cheaper insurance? Just wondering if anyone has any advice...""
Do you have health insurance?
if so, how much is it per month? How old are you? what kind of deuctable do you have? feel free to answer also if you do not have insurance.""
Do I need to buy car insurance if I am a tourist borrowing my friend's car which is insured?
I'm a tourist in the U.S, and I want to use my friend's car occasionally, her car is insured but my name is not on her insurance policy, do I need to be on it to be covered?, Also, in case an officer asks me to pull over, do I need to be on the car insurance or just show him the car is insured?""
California Health Insurance?
I am looking to get health insurance for a year, more to take care of neglected issues than to cover my butt if I get sick/hurt (I'm 27, betting on youth and good health!). Kaiser seems to be the most appealing because they cover a broader range of services. I am namely interested in physical therapy (winged scapula), dermatology (oily skin/acne), perhaps mental illness services as I have suffered from depression (although I somewhat consider it a problem of my past). I'm aware insurance plans won't cover preexisting conditions, but how can they really prove these issues didn't start yesterday, right? I'm overwhelmed with my choices. Is it worth paying $330/mo for $0 deductible, 0% coinsurance, $40 co pays and a max out of pocket @ $3000? Or is it smarter to pay $166/mo, $2700 deductible, 0% coinsurance, $0 co pays after deductible, and max out of pocket @ $5000 (including deductible)? Etc. I have put off getting insurance because I'm scared I will pick a completely inappropriate plan. Can anyone shed some light on this for me?""
With new Social Programs and Affordable Insurance for Everyone.....?
I can see that I will have a lot more money to go spending on eating out, going on long vacations and not having to work those long hours to make it anymore. Cant wait till November, its going to be Change time. How long before these goodies are implemented by the Democrats and the bad costly programs rid of?""
Help with insurance?
As of Friday I found out I was pregnant. I would like to schedule a doctors appt. ASAP but i dont have health insurance. Which would be the best and quickest insurance that I can apply for? and is there an insurance that I can apply for online?
How can I buy car insurance?
Sorry, my real question is as follows: My mom owns a car, and I want to drive the car and get it insured. I do not know if I can find an auto insurance agent and tell her or him that I want to insurance the car for myself alone, without paying insurance fees for my mom. I just want to insurance my mother's car and drive it by myself without paying any premium fees of insuring both mom and I. Any one has experience about that? Is it possible?""
How much would it cost me to get a motorbike include CBT and insurance?
I am 18 years old. I am wondering how much would it cost me to have a yamaha R1+CBT+cheap insurance. please help
Is Bristol West Insurance a good company?
I am looking to change my insurance company and got a really good quote on insurance, but it's seems a bit too good. Does anyone have any information regarding this company? I found them through Farmers Insurance Group.""
""Does anyone know where to get cheap car insurance (Ontario,Canada)?
My husband and I just bought a car today and we have not applied for our insurance yet we are planning on applying tomorrow(if there not open) then Monday. Does anyone know of a good insurance company we just had a baby 2 months ago so we are really trying to save money if anyone knows a good place would you please let us know. Thank you very much.
""Do I have a conviction, car insurance?""
I had my car licence for less than 2 years and went out to view a car, I was offered a test drive which I accepted. The police pulled me over and I was done for not having any car insurance, stupid of me but I never thought, my full licence was revoked and I had to start all over a gain on a provisional licence and also received a heavy fine. I reset my test again and passed and when I am asking for insurance I am asked for any convictions, I have not got a conviction on my licence or any points, my friend says I have been punished already by having my licence taken off me and re sitting my test again, and paying a fine. I now have had my full licence for 1 year instead of 3 years, what am I supposed to declare my licence is clean?""
Liability Insurance for an Electrician?
I am an electrician and would like to get liability insurance because I do a lot of jobs on my own. Where can I find this? And is there an inexpensive plan? I live in New Hampshire.
Cheap health insurance in Mass?
I have a decent health insurance plan at work that covers me but my wife does not have health insurance at her part time job and my family plan is way too expensive. I guess I'm looking for the cheapest health insurance to just cover her; particularly her expensive prescriptions. Any help would be much appreciated. -Thnx
Car insurance for students UK?
My son is on my car insurance as a named driver. He's 19 and held a clean licence for 2 years. However, he's off to university in September and will only use my car when home...probably only for the odd day here and there. Is there any insurance company who will add him as a named driver for a few days each time he comes home thus enabling me to go back to my usual extremely low payment? I'm a 50 something driver with a totally clean licence and max no-claims.""
pennsylvania uber insurance
pennsylvania uber insurance
The best car insurance company for a young driver?
Hey guys I'm 18 and about to get my first car and I've been notified that i need a car insurance before even buying a car from a car dealership. HELP! I've heard that young driver's insurance is more expensive than experienced driver's insurance, Is there a cheap car insurance for beginning drivers?""
How to get bonded and insured in Texas?
We are starting our own business and running it out of our house. We need to get bonded and insured, but we don't know where to start. Anyone have any suggestions?""
Medical insurance question?
if you are not married to your spouse but have a child together can you go under their medical insurance through work?
How do people driver around without car insurance and get away with it?
I watch court shows on tv and many people are taking someone to court because of an accident and the other party does not have car insurance
How much would my car insurance be?
I'm looking to buy another car. I would really like a BMW or a VW, years like 1996 to 2004. I'm thinking like a 3 series BMW or a passat or jetta. I know these are typically nicer cars thus insurance would be higher, though some people claim they're cheaper because they're more safe. Anyway, how high are we talking here? I don't need an exact number but a decent estimate would really help so I don't buy a nice car and find out I can't afford the insurance. I'm an 18 year old guy, I have NO tickets of any sort, no accidents, I commute about 20 miles to college, iv been licensed for over a year, I took drivers education. I'm under my own name not my parents so my insurance is astronomical cause I'm an 18 year old guy. Please help.""
How is being required to buy health insurance any different than being forced to buy car insurance?
I know people are saying it's unconstitutional for the government to make us buy health insurance, but states already force you to buy car insurance. Wouldn't that be unconstitutional, too? I'm not trying to be a Smart Alec or anything. I seriously want to know the logic behind how people feel.""
INSURANCE QUESTION ?!?
18 year old, male, 2010 camaro ss with 4000 miles on it. had a few speeding tickets, no wrecks LOOKING FOR INSURANCE QUOTES PLEASE""
Is $3000.00 for Car Insurance?
my 18 yr old son just bought a 2007 Chevolet Cobalt. .$3000.00 for insurance. that just make the whole family sick. we have the house and two other Vehicles with same insurance company. i don't even think we got a discount. $3000. 00 for the Cobalt plus the two trucks. that about $5500.00 for car insurance we all have clean driving records. 18- 24 yrs old male! How much do you paid for car insurance?
What is a medical insurance deductible?
What is a medical insurance deductible?
Car insurance?????
what is the cheapest and the best for full coverage?
""For car insurance rates, does the amount of the claim matter, or is it just that you had a claim?""
Wondering about how car insurance premiums work. I just got into an accident this morning. I rear-ended someone so it was my fault. When we file a claim to fix her car, is it worth it for me to get mine done as well? Or will getting mine fixed cause my premium to go up even more when its time to renew?""
Insurance question?
do you have to be married to someone to be on their health insurance?
USAA Full coverage auto insurance covering theft?
Last night my husband and I were hanging out with some friends and someone broke into all of our vehicles and stole stuff. However, my husband and I drive a 2009 Mitsubishi Lancer and it was locked, yet someone managed to get in without causing any damage whatsoever and stealing our xbox 360. Weird thing is, my purse was in the car with everything in it, and so were the guitars for guitar hero and our entire CD case, and the only thing that was stolen was the xbox...Weird I know. We go through USAA and have full coverage. My question for anybody who knows or has a good guess is, do you think that our insurance would cover that? We don't have a receipt or anything since it was bought so long ago. Thanks for all your answers in advance and remember best answer gets 10 points =] Happy answering! Amberly""
Which will cost more to insure? 00-04 mustang base or 00-04 mustang gt?
I'm 17 and live in New York. Been driving with a clean record for one year and I currently pay $100/month on my mom's '10 camry. I want to get my own car and I have narrowed everything down to a mustang, but I can't decide between a base model or a gt. I have discounts on my current policy such as good student and drivers ed. I will also take a defensive driving course for an added discount and the new car will also bring about a multi-car policy discount which will be helpful. My mom will be contributing the same $100 towards the car as she is now and the rest I have to pay for by myself. I have heard that the base and gt will cost about the same to insure, but that doesn't seem right considering that the gt has 100+hp more than the base, but people have supported that by saying the base models are involved in more crashes among young drivers. So can anybody set the record straight for me? Please don't give me responses saying that only my insurance agent can tell me that or too high for you to afford. Also would it be a wise decision to drop collision coverage for a huge insurance discount? I don't plan on racing this car.""
My insurance adjuster wont give me enough money for my car repair?
A guy hit my car and his insurance said my car is worth less that what it really is the damage for my car is worht $3000 but they will only give me $2200 for it also on the evaluation report they made they said my car was in a worser condition than it really is. What can I do to get what i deserve? i don't want to settle for less
Will one violation make my insurance go up?
The other day I failed to see a no right turn on red sign posted above an intersection. My right turn on the red light was safe, no cars were coming, and the car in front of me did the same thing, which I copied. A police motorcycle was parked waiting down the road, expressly for watching this, and pulled over the car in front of me, myself, and the driver behind me, who did the same thing. I have a clean DMV record. The fine is $170. I could elect to go to traffic school for an additional $150 so the violation won't be on my DMV record, but with my schedule, it will be hard finding the time for this, and I think the $170 fine is bad enough. My auto insurance is my only concern. How likely is it they'll raise my premiums (2 vehicles) with only one violation on my record? Also, how long does the violation stay on my DMV record (California). Thanks!""
If I am 16 can I get a rental car if my insurance company covers it?
We went to the rental car company and they said that being under the age of 18 I can not get a rental car, but I do have full rental coverage on my insurance. Would I be covered to get one since I have full rental coverage? I am going to call my insurer tomorrow to see. But I'd like to know now.""
""What is the rate of car insurance in denver, co?""
also, i am going to be going school there and i am from hawaii..will i have to change my license plate and get a new car insurance or can i keep my hawaii insurance because im just a student.""
Question for LIFE INSURANCE BROKERS or salespeople!!!!?
From a insurance brokers perspective; What is the advantages for a client who buys TERM LIFE insurance, over WHOLE OF LIFE insurance, in your opinion???""
Idea as to how much full coverage car insurance would be for a 17 yo. Just a ballpark figure. Thanks.?
Idea as to how much full coverage car insurance would be for a 17 yo. Just a ballpark figure. Thanks.?
How can I tell if my chiropractor is under my insurance?
How can I tell if the chiropractor I have been going to accepts my insurance. I'm switching insurances on November 1st, so I need to know if they accept my new insurance. If they don't, I want to see what my other options are.""
How Much Does Dog Owner Liability Insurance Cost?
I am looking in to getting a basenji/ miniature pinscher mix. The dog is only 19 lbs so it not a very big dog but the apartments I live in require this kind of insurance in case it bites someone. I would like to know monthly and yearly cost. (I dont have renters insurance I just want to know dog liability insurance)
Can you get braces free if you have health insurance?
i want braces. can i get them free if i have health insurance
What is a good car insurance for someone that is 21?
im 21 my car is insured by my moms insurance but she wants to take me off. What are some good options??i live in california and im a full time student i know some insurance give discounts like mercury insurance
Where can i get cheap health insurance for my 18 year old?
I need health insurance for my daughter shes 18 shes going to college and i will have to continue support...whats my best options or cheapest route?
pennsylvania uber insurance
pennsylvania uber insurance
Most reliable auto insurance company?
How much would my monthly premium be for auto insurance? I'm male and 18, no accidents and responsible. I drive an old sedan, silver. I drive to work, to college, to the market and back home. No joy rides, no trips or visits. What auto insurance company is the best?""
""Can I keep the check from the insurance, and don't repair my car?""
My car was hit by another car, and the other driver's insurance is willing to cover my repair cost. So I went to a body shop and got the estimate which is over 1k. That looks like a lot of money. I was wondering, if the insurance company agrees to give me a check, can I just keep the money and don't repair my car? Would the insurance company know? And since I left my contact info to the body shop, is the body shop going to chase me down? Thanks~!""
""2012, 17 Year Old Insurance?""
Looking to pass my test in Feb. (3rd) And all threads and posts I have looked at are from 2010 or something. Just wondering what the best sort of car is for my age and insurance provider and any tips to lower my premium as the lowest I have come out with was with elephant.co.uk at 2900, third party fire and theft on a citroen ax. Which is above my budget... Any Clues Anyone ? Thanks""
What insurance do you have ?
we are looking for a good family insurance that could have dental coverage and eye care coverage as well as health any suggestions ? (ps family of four)
Insurance for car and motorbike on one policy?
does anyone know of any insurance companys that will do a joint policy for car and motorbike. i have 2yrs ncb on my motorbike and have recently passed my car test so would like a company to take into account my riding experience when insuring me on a car. carole nash will only do this if you have had your car license for as long as you motorbike ncb.
Car insurance questions?
I'm just coming up to the end of my first year of driving. My insurance is due on the 12th of December. I was quoted 1700 by my current insurer, which obviously, I'm not paying. I've now managed to get an insurance quote from Admiral for 680. My questions are; 1. No Claims Bonus - I'm on track to have 1 years no claims but obviously at the moment I wont have? I want to pay for my insurance ASAP so can I just put 1 years no claims on the form and put the start date as the 12th? 2. Do I need to tell my current insurer I wont be renewing with them? Is there some sort of automatic renewal system in place with car insurance companies? My dad threw the renewal letter out so I have no way to check myself short of ringing the company but I wont be able to do that until Monday and I kinda wanted to buy my insurance now.""
Where do I find florida health insurance ?
I am looking for a health insurance quote for florida health insurance. I am looking for cheap florida health insurance.
Health Insurance question.?
I am recently married and have health insurance through my employer with aetna. We have yet to change her name over on the insurance as it is still in her maiden name. We recently found out she is pregnant. Before a doctors visit should we be making a call to get her name changed over? Is she still covered at all on my insurance?
When getting insurance for a vehicle??
Do you get the insurance first then a licence..or get a licence before you get insurance?i've heard 2 different stories from 2 different insurance companies..which is true?
Best medical / health insurance in Dubai?
family health insurance, which should cover maternity expenses as well. also it should be economical and well received at all hospitals / clinics. thanks in advance""
Dentist cost for teeth cleaning without insurance?
I live in Fairfax, VA and was wondering how much would it cost for the teeth cleaning with no heath insurance. thanks""
""If I am 27 and single, do I need to be paying for life insurance?
I have been paying for life insurance for a few years now and I am convinced that I shouldn't be. I do not have any children or plan on any in the next few years. My father says it is so I am locked into a premium. Does that really matter?
Reg. vehicle insurance?
5 years back i took an insurance for my bike for Rs.35000/- Now the value is depreciated to 20000/-. So i stopped paying the insurance and my policy got lapsed. My question is suppose if any traffic constable asks me for the insurance what should i say? How to get rid of this situation without paying the fine.
Does speeding tickets raise your insurance?
I've gotten 2 speeding tickets this month so I'm worried. Does this raise your insurance rates?
Car insurance issues help wanted?
have a few issues I could really use some help with. The family car that I have been driving wasn't in my name but I was still covered on the insurance until one day I hit a mailbox with the passenger side mirror. The mailbox did not sustain any damage but the mirror somewhat did. I didn't call the police when it happened since the damage was extremely minimal. Anyways, then a couple weeks later a different family member (not the owner) had a little bit of a bigger accident when an animal suddenly appeared in front of the car forcing another accident. I have not had an accident in over 12 years but since I was mentioned after that second accident, I was also excluded from the insurance policy for that vehicle. The insurance cost is something like $158.00 per month but now they want the owner to add about $50 or $60 more per month EACH for the 2 people that were excluded because of the accidents.The car payment is about $415.00 per month and the insurance was $158.00 per month for just the owned which does not even drive the car at all but now they want an extra hundred per month for those 2 excluded drivers if they want to drive that car. Will this change if we switched insurance companies? And if I haven't had an accident in over 12 years, would it be possible to appeal that? Thanks in advance""
Are there any insurance companies who offer REALLY cheap new driver insurance?
I have my driving test (practical) booked for the 7th March 2012. I have been searching for cheap car insurance and the lowest I can find is about 7000 which I just cannot afford. Im only looking for insurance for a few months, less than a year for a few hundred pounds. Please, any suggestions greatly accepted. Thanks :-D""
""Im 19, live in pittsburgh with a liscense and no car insurance?""
i need to rent a car but im only 19 and i have no car insurance, is there anywhere for me to rent a car?""
Is life insurance premium deductible?
I got a life insurance on my own. I would like to know if the premium I'm paying is deductible? If you don't know if there a way to find out if it is.
How can i drive a car from florida to ny with temporary plates?
i want to buy a car in the state of florida. iam a ny resident with ny license and was wondering if i buy a car in florida how can i get tags and all that to drive to ny. i dont have insurance as of now
How much does the insurance of a normal car compare to that of an lgv/ hgv?
I'm thinking of converting a vehicle into a mobile home; of course if I can get more space for a similar price on insurance that would be great. I'm just looking for averages, I'm not a particularly high earner but if I know where i stand I have more of a chance making it realistically. Please don't answer i don't know or something similar that's just irritating. Thanks if u can answer though :)""
Private medical insurance?
Do you know any private medical insurance which will cover you whilst you are couple of weeks pregnant?
Best car to insure for a provisional driver?
I want to change my car, but the next car will have my son as a provisional driver. I have been driving for 20years, am female, and have not made any claims. Live in the uk. I have tried the insurance comparison sites, but you need to put a make and model in. Would like to know what others have found to be the cheapest. I would prefer an mpv, or crossover, but am open to suggestions. Many nanks""
How much would a 2005 Honda Civic Coupe be worth?
I probably totalled my car. What is the estimated value of the car? How much do you think my insurance company will give me for a new one? Is there a site I can go to?
Who is the cheapest car insurance provider in Nichigan?
Who is the cheapest car insurance provider in Nichigan?
Whats the insurance cost for a 17 year old?
Hey, I am 17 and i am wondering what car I should buy, my parents said that I can have any car over 10 years so I was thinking about what the insurance would be on Mercedes-Benz E class, 2.2 diesel 2000reg, please help? Thank you for every answer:D""
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pennsylvania uber insurance
Does one have to report fixing a car to insurance?
So let's say that an underage and uninsured driver hits my car in a parking lot. Not totaled or anything, but a large dent and a scratched. I know the child in the car, and his Dad tells me that he could just pay it for the damages out of pocket. If I get an estimate and get the car fixed with the fathers money, do I have to report it to the insurance? Am I allowed to just go to a body shop and get the doors fixed, and that is the end of that? Will I be in any legal trouble if I do it? Thanks.""
Need advice for car accident with allstate insurance?
My boyfriend got into an accident 2 weeks ago. Basically it was a 5-car pileup. The two cars in front of my boyfriend left the scene because they had no damage. The lady (Lexus driver and Allstate insurance carrier) who actually hit a Toyota Corolla (Traveler's Insurance carrier), which in turn hit my boyfriend's Ford Escort is not returning phone calls and did not give a statement to Allstate. She did give a statement to the Corolla's insurance company but basically claimed that the Corolla hit the Escort then hit her Lexus, which makes no sense because the Corolla didn't back up! He got estimates on his bumper from the Allstate and Travelers insurance companies which came back between $1100-$1600. He just wants to do a cash in lieu and get it fixed by a friend of his. Is it possible for him to just go after the Corolla's insurance company or does he have to continue to wait for the Allstate's policy holder to respond back to Allstate?!""
How much would a used VW beetle run me up? What about insurance?
I am going to be 17 this november and I'm working this summer to save up for a car, a beetle preferably. I'd like it in a pastel green or blue....convertible maybe :P I'd like it used because the new beetles are ugly. Stick shift is okay. How much would it cost me....if it was say, 10 years old or less AND used....convertible and non-convertable...and how much would insurance be in the state of NJ? I got an A on my written test in drivers ed so i think that might be a discount. Also, what is the gas mileage...on a stick and a no stick. Thanks! :)""
Which is smarter? Don't buy health insurance? or go toss premium money out the door?
Our company policy was cancelled, now there is a new plan being offered. So should we pay the new $1050 premium, or would it be smarter to put that money in the bank and pay for our ...show more""
""Founders insurance refuses to pay for an accident, how do we get them to pay?
my friend got rear ended and the hit was so severe they bumped into the person in front of them and the car at fault ha founders insurance wont pay they have to cover medical expenses as well as the car being totaled..they refuse to answer their phones or return any calls at all. i looked up the reviews for the company and everyone says they suck...so now my question is now how do we get them to pay for the car and medical expenses its been a week now and nothing
What car insurance would you recommended after having a DUI?
I'm on my last month of having a year suspension and need to start checking out insurance companies. After AAA saw my penalty on record, I was instantly declined to be re-insured. Obviously I can't be picky, but all I ask is for the best deal at the lowest price. Not sure if these influence the price ranges or not, but here are some basics that may be of assistance: Female, 20. Toyota Yaris '09 wet-and-wreckless infraction, over a year ago. Been driving for 4 years. Sacramento, CA""
I was hit by a car. Which insurances should be reported?
Okay... I was driving my parents car to work. I am 19. No tickets or crashes since I was 15 and a half. I was rear ended when I stopped for an ambulance. My parents have insurance on that car, but I am not on their policy. I did have my mother's permission to use the vehicle. I have my own liability insurance but on a car that I sold several months ago. I maintained that insurance just in case anything happened. The woman that hit me immediately admitted blame. She also admitted blame to the officer that came out to see us. In fact, she cut him off to admit blame. I hope I am good to go as far as any sort of payment for damages. I understand if I get ticketed for not being on their policy... I just don't want to have to pay for my parent's car out of pocket, I can't afford that. Do all three party's insurances need to be reported? My dad is trying to tell me that my insurance is the only one that needs be reported as well as the woman's that hit me. I disagree. I think that all three need to be - but he's older and wiser than me. I think he just doesn't want his rate to increase so he's trying to make me call the woman and tell her to not report their insurance. Fml, i'm confused. thanks.""
If a person gets a speeding ticket while driving someones car and they want your insurance does it effect you?
if you let someone borrow your car and they get a ticket while driving your car do they need your insurance? and if you decided to make a copy and give it to them for proof of ...show more
Where can i get insurance for my Aixam ?
On a full uk motorcylce licence category B1. a number please ! thanks
Finding health insurance that covers meds?
i turn 26 next year and i really need health insurance when i get kicked off my parents plan... i dont know what to do. what is just the most inexpensive way to get my meds? i take adderall and paxil. thank you
Any reccomendations for a good dental insurance??
i have health insurance through my job, but they do not offer dental.""
Single mother looking for cheap car insurance?
im a young single mother trying to get my life together, fix a car, etc... got a lot on my plate. is there any resources for car insurance i can use? anything?""
Is there a type of car insurance where anyone who drives is covered?
hey is there a type of car insurance or a plan of car insurance where anyone who drives the car is covered and not just the person who is under the insurance Thanks P.S. I also need to know how much it would be
Why my car insurance is so high and how can I lower it?
Recently I moved my house and my insurance went off the roof. For a 03 reg ford-ka its 2300 whereas the car cost only 1400. I also have passed pass-plus, but in vain. Checked on gocompares and other sites, but of no use. I am 28yrs old. I don't know what to do, I love to drive and want that car so bad? Do you guys have any idea? Should I go and check out with my bank for insurance and stuff? please help?""
HEALTH INSURANCE QUESTION?
IVE GOT A LOT OF FRIENDS WHO PUT NON-SMOKER ON THERE INSURANCE AND THEY DO SMOKE TOBBACCO, so my question is how do they get away with it. when you smoke and you go and get a physical and they do blood work dont the doctor see your a smoker and then he or she tells your insurance company that your smoking. HOW DO YOU GET AWAY WITH INSURANCE FRAUD LIKE THAT... i just cant understand how does this work they have done it for years they say that the doctor never tells on them. if someone will give mea ligitiame awnser on how they get away with this i will give you 5 stars i need explanations not short awnsers""
Is a 2002 cadillac deville cheaper to insure than 1995 mercedes S420?
Is a 2002 cadillac deville DTS 4 door 4.6L northstar V8 @70,000 miles cheaper to insure and repair than 1995 mercedes S420 4 door @199,000 miles?""
Need a MRI and obgyn but don't have insurance?
I have had abnormal vaginal bleeding for a month and I found out the other day I have a tumor on my uterus and need a MRI and see a OBGYN but I don't have insurance. Would they just bill me? I'm low income and on work comp right now so it's even lower. I am applying for cmsp that's california state assistance but I won't have it by then
Car insurance for rentals & college students?
I'm not trying to buy a car or get insurance. It's for a project for school. What's the range of prices of car insurance for students ages 18-22 and also what are the prices of renting the most basic car from a company, like an average amount. Thanks :)""
I live in Florida. Can I get renters insurance to protect my things if I live with my parents?
I should add that I'm not a student and 24 years old.
Does anyone know of any cheap car insurance for an 18 year old?
Does anyone know of any cheap car insurance for an 18 year old?
How much would a Ferrari cost?
i want to save up for a ferrari and i need to know how much it would cost for a used and a new one
Best place for car insurance?
I'm 16, and so I plan on starting to learn all the theory before starting driving lessons the day after my 17th birthday - as you can probably tell! Anyway, my mother and I have been discussing little cars and what not for when I pass, but insurance is another problem. Is anybody aware of a good place that will insure a teenager for not too much? I have heard that Admiral's Littlebox is quite good - has anybody any reviews for them? All answers and suggestions greatly appreciated! :-) Thanks""
When can i refinance my car loan ??
i bought a car on June 5th this year ( 200-7-) Now i pay around 425 dollars for it every month , and as per insurance around 198 . i make around 750 dollars a month . i am doing this because i want to be independent from my parents. If i don't start somewhere then i will never be on my own . anyway emotional stuff aside..hehe. When can i refinance my loan , currently it's around 6-7% I think my credit score went high , my equifax is 669 , when i checked right now on creditinform.com. I have chase bank , you think they can lower it ? do you know how much lower they can go ? around 300 maybe? i am goin to take defensive driving class also , i heard that saves a lot of money also on insurance.. Please help , : ) thanks , have a nice day.""
Cheap health insurance?
what is the cheapest health insurance in california? i am male 22, i do not smoke..""
Auto Insurance Questions?
In the household there are 3 cars, but 18 driver is only listed under 1 car,(mom) If the other 2 cars are on the same house (but different names auto insurance) he can drive those car with no insurance coverage problem right?""
pennsylvania uber insurance
pennsylvania uber insurance
https://www.linkedin.com/pulse/how-much-commission-does-insurance-csr-make-monthly-average-fox/"
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trendingnewsb · 7 years
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It Doesn’t Sound Like Senate Republicans Are Anywhere Close To A Deal On Obamacare Repeal
WASHINGTON It took the House months of infighting and a failed first attempt to ultimately pass a bill torepeal and replace the Affordable Care Act. More than two weeks later, Senate Republicans are nowhere near reaching an agreement on a bill of their own.
As scandal after scandal piled up for the Trump administration last week, Republicans were given some cover. Rather than being flooded with questions as they exited multiple meetings about their own disagreements on how to repeal and replace Obamacare, they were asked about the firing of FBI Director James Comey and the investigation into Russias meddling in the presidential campaign.
But even with some of the pressure off, they appear to have made only a little headway enough to identify the key issues dividing them but not to make much progress on resolving those differences.
A substantial number of Senate Republicans have made it clear they cannot vote for the House bill, which would reduce regulations on health insurance, rearrange tax credits for people buying health insurance and dramatically cut funding for Medicaid leaving many millions of Americans without health insurance while exposing older, sicker people to some combination of higher premiums and out-of-pocket costs.
The Medicaid cut is a big sticking point for senators from states such as Ohio and West Virginia that have expanded the program and have come to rely on it to finance treatment amid an opioid addiction epidemic.
Asked if she still had concerns about the health care talks, Sen. Shelley Moore Capito (R-W.Va.) said her problems havent changed from weeks ago when the House passed its bill.
Well, still the Medicaid expansion piece, and whether the tax credits are sufficient at the lower end, she said, referring to credits afforded to older Americans who face higher premiums under the House bill. Those are the two biggest.
Sen. Rob Portman (R-Ohio) backed up Capitos complaints and added that the House billgoes too far in not protecting communities reeling from the opioid epidemic. Still, Portman wouldnt offer details on where talks are headed.
And scaling back the Medicaid cuts or bolstering tax credits for older consumers a priority for many GOP senators costs money. And the Republicans dont have a lot of money at their disposal.
Under the rules of the budget reconciliation process a procedural mechanism Republicans are using to avoid a Democratic filibuster the Senates bill cant increase the deficit. The only way to free up money would be to keep more of Obamacares taxes in place and doing that risks losing the support of more conservative members who, all things being equal, would rather the Senate bill look more like the House bill, not less.
The parliamentary math for GOP leaders is difficult. Even under reconciliation rules, which allow Republicans to pass legislation with just 50 votes assuming Vice President Mike Pence breaks the tie, leadership can afford to lose only two members. And there are plenty more than two members who seem convinced the Senate is far from agreeing on anything.
Asked to share what major sticking points are holding up the talks, Sen. Jeff Flake (R-Ariz.) laughed and said: Where do I start?
Its totally fluid. Sen. Bill Cassidy (R-La.) on the health care talks
Sen. Bill Cassidy (R-La.) told HuffPost he isnt even sure where negotiations are headed.
Its totally fluid, he said, adding that he has no clue when the Senate would even be ready to bring a bill to the floor.
Im not ducking. I just cant answer it, Cassidy said. I dont know.
And the current disagreements among Republicans could only become worse once the Congressional Budget Office releases its projection on the effects of the House bill.
The CBO score, which is expected Wednesday, is very important, Cassidy said. He stressed that it will help inform policy decisions facing Republicans in the Senate, and he appeared hopeful that it would steer his colleagues away from the House bill.
Theres still some idea that we might use the House plan as a basis for which to proceed, he said.
Of course, the prospects for getting a repeal bill through the House looked bleak until it didnt. After House leaders pulled the bill in March because it didnt have the votes, senior members began negotiating quietly on their own until theyd worked out a deal capable of just barely getting enough votes to pass.
It looks as if Senate Majority Leader Mitch McConnell (R-Ky.) is trying to do the same thing by having his caucus work out a deal behind closed doors and then bring it to the floor right when he is within striking distance of a majority. Sen. Bob Corker (R-Tenn.) is among the senators whoarent happy about the process. On Tuesday, that irritation came to a boiling point for him.
Its a very awkward process, at best, Corker said. There are no experts. Theres no actuarials. Typically, in a hearing, youd have people coming in, and youd also have the media opining about if a hearing took place and X came in and made comments.
Later Corker called the entire saga very difficult at best, adding that theres been a lot of progress in understanding the problems senators have with the House bill, and between each other, but theres no bill written.
But leadership hasnt indicated a desire to move negotiations out into the open, and its not so hard to imagine how, eventually, they could work out a deal that would get them close to the 50 votes they need while still keeping the guts of the House plan and its dramatic effects on insurance coverage.
Leaders might try to win over holdouts like Sen. Lisa Murkowski (R-Alaska), who has said she wants to protect her states Medicaid population, by offering extra money for Alaska much as Democrats in 2009 used special funding for Nebraska to bring along then-Sen. Ben Nelson (D-Neb.) in what became known as the Cornhusker Kickback. Maybe they could win over Capito and Portman with extra money for opioid treatment as a way to replace a little bit of the money their states would lose from Medicaid.
On the Medicaid expansion front, Sen. John Thune (R-S.D.) offered some insight into where the talks are at, saying theres an interest among many Republicans to have a longer tail on [repeal] phase-out. Under the House bill, the extra federal funds for Medicaid expansion would phase out starting in 2020.Senate Republicans could push back that date or find some other way to make the transition more gradual, although, notably, the debate seems to be over when and not whether to end federal funding for the expansion.
Theres also the issue of pre-existing conditions and the tax credits, which are sticking points for Thune himself.
Weve had a lot of members whove made statements and are very committed to having a solution in place for pre-existing conditions. There are just a lot of ideas about how to do it, Thune said.
And the tax credits are a work in progress, Thune said. A big concern there, he said, is that the House bill unlike the Affordable Care Act doesnt tailor the tax credits to income, making it a lot harder for the poor and even some middle-class consumers to afford coverage.
A lot depends on whether external political events, like the upcoming special House elections in Georgia and Montana, change the political calculus of Republicans so many of whom seem convinced that the political cost of doing nothing is worse than the political cost of doing something that appears to be highly unpopular.
About the only sure thing seems to be that neither GOP leaders nor members want to be dealing with health care forever. They continue to say they would like a vote no later than the August recess, even though the possibility of reaching a deal by then seems highly uncertain.
As Thune put it, At some point we need to vote, and so that day of reckoning will come.
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patriotsnet · 3 years
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How Often Does Joe Manchin Vote With Republicans
New Post has been published on https://www.patriotsnet.com/how-often-does-joe-manchin-vote-with-republicans/
How Often Does Joe Manchin Vote With Republicans
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The West Virginia Senator Was Cozy With Trump For Political Reasons But Hes Less Of An Obstacle To An Ambitious Agenda Than An Organized Gang Of Senate Moderates
There is now a new most powerful person in the United States: Senator Joe Manchin of West Virginia. With the Senate evenly split, Manchin, a Democrat representing a state in which nearly 70 percent of the votes cast in both the 2016 and 2020 presidential elections went to Donald Trump, has the power to break a tied vote on almost any legislative business requiring a simple majority to pass. He can even decide which bills to be passed with a simple majority.
For some liberals, this is a disheartening prospect. Manchin voted with Trump more than any other Senate Democrat, opting to confirm two of the former presidents three Supreme Court nominees and evenflirting with endorsing Trumps reelection campaign.* If the new Democratic majority is forced to craft legislation designed to win over Manchin, it could all but guarantee a watered-down and compromised version of the big and transformative agenda Joe Biden began promising last year.
But, honestly, negotiating with Manchin may not be as difficult as liberals fear. A much more worrying alternative is not just possible but may be taking shape at this very moment.
Joe Manchin is, considering his circumstances, by no means the worst Democratic senator. He is quietly a semi-reliable partisan who opposed the GOPs tax bill and the repeal of the Affordable Care Act. And while he later suggested to the press that he would consider endorsing Trump, Manchin did vote to oust him in his first impeachment.
Stop The Steal Unfolding In Plain Sight
But you know who would gladly use a wacked out video clip to contest a free and fair election? Republican state legislators, local officials and members of Congress.
Much like the Jan. 6 insurrection, the GOP plan to steal the next presidential election is unfolding in plain sight. The goal isnt just to make it harder to vote but to also undermine the administration of elections, remove any official who stood in the way of Trumps attempt to overthrow the 2020 election, and then give Republican legislatures new powers to interfere in elections when they dont like the results. 
This is happening as Republicans are preparing new electoral maps that will almost surely allow them to take back the House, while earning far fewer votes than their opponents. And if Republicans control Congress, the chances of a duly elected Democratic president having a victory accepted in both the House and Senate are plunging toward zero.  
Faced with what Ari Berman, author of the book “Give Us The Ballot,” calls a concerted attempt to end the second Reconstruction, whats Manchin thinking about? 
In an op-ed Sunday, Manchin insisted, The right to vote is fundamental to our American democracy and protecting that right should not be about party or politics. This sentence should be the foundation of a stinging rebuke to Republicans who are undermining that right across the country, but the West Virginia senator used it to slam his fellow Democrats. 
How Does The John Lewis Act Differ From The For The People Act
Descriptions of the two pieces of legislation are often boiled down to the For the People Act as broad and the John Lewis Act as narrow. Thats true, but the bigger difference is that the For the People Act is a highly prescriptive bill that preempts state voting and election laws, mandates many practices and prohibits many others .
The John Lewis Act would create procedural rules governing voting-rights violations. This is similar to Section 2 of the original Voting Rights Act, which established legal grounds for private parties or the federal government to challenge state laws that are intended to, or have the effect of, diluting minority voting rights. . The far more powerful Sections 4 and 5 created a system whereby jurisdictions with a history of discriminatory practices would have to submit changes in voting and election laws to the Civil Rights Division of the Justice Department for review and preclearance as non-discriminatory before they could take effect. It was Section 4, which set up a formula for determining which jurisdictions fell under the Section 5 preclearance requirement, that the Court killed largely killed in its 2013 Shelby County v. Holder ruling, claiming it was based on outdated evidence of discriminatory practices.
Despite Manchins Continued Demands For Voter Id Rules And Against Mail
After an all-night vote-a-rama on the Democrats $3.5 trillion budget resolution, the Senate early this morning took a step forward on voting rights legislation, with a 50-49 party line vote that discharged the For the People Act, also known as S. 1, from the Rules Committee. The vote was designed to give Senate Republicans a chance to support the process of moving forward, or to demonstrate to Sen. Joe Manchin, D-W.Va., that Republicans had no such intentions.
The vote came after weeks of negotiation with Manchin over S. 1, in which he arrived at a place where he was ready to support the legislation, just as long as it wasnt the full bill that he had already vowed to oppose. Manchin often extracts a round of concessions before offering his support to the party, and he appears to have done so again on S. 1.
I have made it crystal clear that I do not support the For the People Act, Manchin said on the Senate floor, referring to Oregon Democrat Sen. Jeff Merkleys flagship reforms to protect democracy. I have worked to eliminate the far-reaching aspects of that bill and amend the legislation to make sure our elections are fair, accessible, and secure.
Senate Minority Leader Mitch McConnell, R-Ky., nevertheless admonished the proposal as an illicit attempt to advantage Democrats in elections.
Joe Manchin Opposes Voting Rights Bill And Defends Filibuster In Blow To Democrats
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Senator key to progress cites Republican opposition as reason
In a huge blow to Democrats hopes of passing sweeping voting rights protections, the West Virginia senator Joe Manchin said on Sunday he would not support his partys flagship bill because of Republican opposition to it.
The West Virginia senator is considered a key vote to pass the For the People Act, which would ensure automatic and same-day registration, place limits on gerrymandering and restore voting rights for felons.
Many Democrats see the bill as essential to counter efforts by Republicans in state government to restrict access to the ballot and to make it more easy to overturn election results.
It would also present voters with a forceful answer to Donald Trumps continued lies about electoral fraud, which the former president rehearsed in a speech in North Carolina on Saturday.
In a column for the Charleston Gazette-Mail, Manchin said: I believe that partisan voting legislation will destroy the already weakening binds of our democracy, and for that reason, I will vote against the For the People Act.
Manchins opposition to the bill also known as HR1 could prove crucial in the evenly split Senate. His argument against the legislation focused on Republican opposition to the bill and did not specify any issues with its contents.
Manchins op-ed might as well be titled, Why Ill vote to preserve Jim Crow
Havent you empowered Republicans to be obstructionists? Wallace asked.
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Despite Trumps recent criticisms of him, Manchin maintains a line with Trump. They last talked two weeks ago after Trump teased him in front of GOP senators and the Democratic senator is hopeful that Trump will treat him with kid gloves this fall. In Manchins estimation, he is often the only thing keeping the president from becoming a down-the-line partisan.
At times, Manchin was the only Democrat who clapped during Trumps State of the Union address. This spring, Manchin killed liberals hopes of blocking Gina Haspel for CIA director by getting behind her early. Manchin supported Trumps Supreme Court nominee, Neil Gorsuch, voted for now-embattled EPA Administrator Scott Pruitt and even backed the presidents hard-line immigration proposal.
Im with him sometimes more than other Republican senators are with him, Manchin said.
But Manchin has been frustrated that every time he thinks he’s got the president in a moderate place on immigration or background checks for guns, Trump goes to the right. And he hasnt always been there for Trump, most conspicuously on the GOPs tax reform bill, which attracted no Democratic votes. He also voted against Betsy DeVos to be education secretary, Tom Price to lead the Health and Human Services Department and Obamacare repeal.
Summing up his predicament, Manchin said, Washington Democrats are making it more difficult for me to be a West Virginia Democrat.
Joe Biden Wrong About Voting Records Of Joe Manchin Kyrsten Sinema
If Your Time is short
Sens. Joe Manchin and Kyrsten Sinema support the continued use of the Senates filibuster rule. This stance imperils the prospects for key elements of Bidens agenda. 
However, on actual votes taken in the Senate, both Manchin and Sinema supported Bidens position 100% of the time. 
In a speech marking 100 years since a race massacre in Tulsa, President Joe Biden gave a rhetorical nudge to two senators hed like to see greater support from.
“June should be a month of action on Capitol Hill,” Biden said in Tulsa on June 1. “I hear all the folks on TV saying, Why doesnt Biden get this done? Well, because Biden only has a majority of effectively four votes in the House and a tie in the Senate, with two members of the Senate who vote more with my Republican friends. But were not giving up.”
Biden didnt specify which Democratic senators he had in mind, and the White House didnt respond to an inquiry for this article. But observerswidelyassumed that he was referring to Joe Manchin of West Virginia and Kyrsten Sinema of Arizona, whose words and positions have not always been in lockstep with Bidens.
Sen. Joe Manchin, D-W.Va., surrounded by reporters at the Capitol on May 26, 2021.
However, in his Tulsa remarks, Biden was wrong to say that Manchin and Sinema or any other Senate Democrat, for that matter “voted more” with Republicans than with Biden.
Featured Fact-check
Sen. Kyrsten Sinema, D-Ariz., outside the Capitol on Feb. 5, 2020.
Joe Manchins Hard No On Voting Bill Leaves Democrats Seeking New Path
The West Virginia senator has stated, in an op-ed, that he will not back the For the People Act unless it has bipartisan support
For months, Democrats in the US Senate have danced delicately around Joe Manchin, giving him space and holding out hope that the West Virginia Democrat would eventually come around and give his must-win vote to legislation that would amount to the most sweeping voting rights protections in a generation.
That detente effectively ended on Sunday, when Manchin authored an op-ed making it clear he will not vote for the bill, leaving Democrats to find a new path forward that is, if there is one at all.
Manchin did not raise substantive concerns about the legislation, the For the People Act, in the Senate but rather said that he would only support it if it was bipartisan. He also reiterated his resistance to eliminating the filibuster, a legislative rule that requires 60 votes to move most legislation forward in the Senate. Getting 10 Republicans to sign on to voting rights legislation is a fools errand, many observers say, pointing to how the party has embraced Trumps baseless lies about the election and is actively trying to make it harder to vote.
Republican intransigence on voting rights is not an excuse for inaction and Senator Manchin must wake up to this fact, said Karen Hobart Flynn, the president of Common Cause, a government watchdog group, which backs the bill.
The Middle Ground Could Be Found
Manchins upbringing centered on understanding and hard work.
For a long time in the state, it was Republicans, not Democrats, who needed to find political friends on the left to get anything done. And as Manchin rose through local politics, first as a member of the House of Delegates, then as a state senator, secretary of state and finally governor, Manchin was known for including Republicans in negotiations, even if Democrats enjoyed sizable majorities in the state.
He told me one time, I will never forget, if you have an issue where you cannot get one vote to go with you from the other party, regardless of who is in the majority it is probably a bad idea, recalled Mike Caputo, a Democratic state senator in West Virginia who served as majority whip in the House of Delegates during Manchins time as governor.
He added: Joe has always been the kind of guy that has always believed you can find common ground if you work hard enough. I know when he was governor, we had major disagreements, but he always believed that if we talked long enough and both sides wanted to find a resolution, the middle ground could be found.
Manchin signaled this position remains inside him in an interview on Thursday, telling CNNs Manu Raju that he was not ready to get rid of the Senate legislative filibuster, a move that would allow Democrats to do more without Republican support.
Manchin Goes Full Maga
The vulnerable West Virginia Democrat is embracing Donald Trump, figuratively and literally: We just kind of do the man-bump type thing.
06/06/2018 04:02 AM EDT
Sen. Joe Manchin talks with a local reporter on June 5 in Ranson, W.Va. The president’s popularity in the state has Republicans salivating over the prospect of knocking off the 70-year-old senator this fall. | John Shinkle/POLITICO
RANSON, W.Va. Joe Manchin wants you to know he really likes Donald Trump.
The West Virginia senator doesnt put it quite that way. But more than any other Democrat in Congress, he’s positioned himself as a vocal Trump ally. In fact, the senator, up for reelection in a state Trump won by more than 40 points, told POLITICO he isnt ruling out endorsing Trump for reelection in 2020 a position practically unheard of for a politician with a D next to his name.
Im open to supporting the person who I think is best for my country and my state, Manchin said this week from the drivers seat of his Grand Cherokee, insisting hes game to work with any president of either party. If his policies are best, Ill be right there.
The president recently mocked Manchin in front of the Senate GOP caucus as trying to hug him all the time only a slight exaggeration, by Manchins telling.
We just kind of do the man-bump type thing. Thats it. And I think hes pulling me as much as Im pulling him, Manchin said in describing his physical embraces with the president.
Can The John Lewis Act Conceivably Get Through Congress Without Being Filibustered
The premise of Joe Manchins argument for making the John Lewis Act rather than the For the People Act the main vehicle for voting rights action in Congress is that the Voting Rights Act was last extended by a unanimous Senate vote and a Republican president . Thus legislation to restore it should command considerable bipartisan support. The trouble is, it doesnt. When the bill passed the House in 2019, only one Republican voted for it. As noted above, no Republicans voted for the new version.
It is true, perhaps, that killing the John Lewis Act would be marginally more embarrassing to the GOP than killing the For the People Act, given the partys past support for the VRA. But theres little doubt Republicans will find a way to justify doing it in, by either taking the Supreme Courts position a bit further and arguing racial discrimination in voting simply no longer exists, or arguing any voting-rights legislation must include election integrity provisions addressing their phony-baloney fraud claims. Whataboutism has become the standard Republican excuse for refusing to do the right thing. So actual passage of anything like the John Lewis Act remains impossible for the foreseeable future, at least so long as Democrats cannot muster the internal Senate support to kill or modify the filibuster.
This piece has been updated.
Joe Manchin Was Never A Mystery
Its always been pretty obvious who he is: a middle-of-the-road guy with good electoral instincts, decent intentions, and bad ideas.
About the author: David A. Graham is a staff writer at The Atlantic.
The failure of the For the People Act in the Senate yesterday evening didnt provide much drama. All 50 Democrats backed the voting-rights bill, but with no Republican support, they didnt have enough votes to break a filibuster. That Democrats didnt have the votes was clear from the start of the Congress.
But journalism requires drama, which means that over the past few months Senator Joe Manchin of West Virginia has been the subject of extensive coverage. The problem with this coverage is not that Manchin is unimportant; as the most moderate Democrat in a 50-person caucus, he is crucial. Its that there is no mystery to him.
Trying to figure out who Manchin is and what he wants, or how hes changedthe natural and reasonable defaults of political-profile writingassumes theres something more than meets the eye. Really, though, Manchin is who hes always been: a middle-of-the-road guy with good electoral instincts, decent intentions, and bad ideas.
Reporters and pundits engaged in a frenzied hermeneutic quest to decode what Manchin wanted and what hed allow. But trying to make sense of it all was a waste of time. The important thing was he was against nuking the filibuster then, and he is now.
Why Democrats Were Desperate To Win Joe Manchin’s Vote For An Already
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Analysis by Chris Cillizza, CNN Editor-at-large
On Tuesday night, the “For the People” Act will fail.
fait accompli Every single Democrat wanted to make elections more fair and open. And every single Republican stood in opposition to that effort.“Today’s debate about how to best protect our right to vote and to hold elections, however, is not about finding common ground, but seeking partisan advantage. Whether it is state laws that seek to needlessly restrict voting or politicians who ignore the need to secure our elections, partisan policy-making won’t instill confidence in our democracy â it will destroy it.“As such, congressional action on federal voting rights legislation must be the result of both Democrats and Republicans coming together to find a pathway forward or we risk further dividing and destroying the republic we swore to protect and defend as elected officials.”
Whats In It For Republicans
Manchin has suggested that any voting rights reforms must be bipartisan, and hes resisted filibuster reform in the past. So even Manchins somewhat watered-down voting rights proposals face a tough road in the Senate unless hes willing to reconsider his desire to secure Republican votes.
That said, Manchins proposal does include a few ideas that may prove enticing to some GOP senators.
He would impose a nationwide voter ID requirement meaning voters would be required to show some form of identification before casting a ballot. Such laws enjoy broad support from Republicans, who often claim they are necessary to combat voter fraud.
In reality, such fraud is virtually nonexistent, and many voting rights advocates fear that voter ID prevents left-leaning groups, such as students, low-income voters, and voters of color, from casting a ballot because these groups are less likely to have ID.
New research, however, suggests that voter ID laws may not have much of an impact at all that is, they neither prevent fraud nor do much to disenfranchise voters. And Manchin also proposes a fairly permissive form of voter ID. While some states have strict voter ID laws that require voters to show specific forms of photo identification, Manchin would permit voters to cast a ballot if they show alternative forms of ID, such as a utility bill with their name and address on it.
Dc And Puerto Rico Statehood
In a November 10, 2020, interview, Manchin said that he did not “see the need for the D.C. statehood with the type of services that we’re getting in D.C. right now” and that he was “not convinced that’s the way to go.” Of Puerto Rico statehood, Manchin said that he opposed it but was open to discussion. In a January 10, 2021 interview, he did not affirm his opposition to statehood for D.C. or Puerto Rico, saying only, “I don’t know enough about that yet. I want to see the pros and cons. So I’m waiting to see all the facts. I’m open up to see everything”. On April 30, 2021, Manchin came out against the D.C. Statehood bill that had passed the House of Representatives, suggesting that D.C. could instead be given statehood by constitutional amendment.
The Deal Hes Pitching To Replace Hr1 Isnt Much Of A Deal At All
WSJOpinion
Senate Democrats tried and failed Tuesday to move their version of H.R.1, the bill to impose a federal election code on all 50 states. That 800-page travesty was doomed once West Virginia Democrat Joe Manchin came out against it. But now Democrats are rallying around Plan B, which is based on a three-page memo circulated by Mr. Manchins office.
Its a curious document. The preamble insists that any voting bill must be the result of both Democrats and Republicans coming together. But then it suggests an H.R.1 compromise that is no bipartisan kumbaya. As Republican leader Mitch McConnell said last week in ruling out Mr. Manchins wish list, it still involves an assault on the fundamental idea that states, not the federal government, should decide how to run their own elections.
To start, Mr. Manchins memo suggests mandating at least 15 consecutive days of early voting. Yet one prominent Democratic opponent of H.R.1., New Hampshire Secretary of State Bill Gardner, has objected that his states constitution dates to 1783, and it requires that a voter must be present on Election Day unless absent from the town or city, or physically disabled. Yet New Hampshire, he added, has had the third highest voter turnout in the country for each of the last four presidential elections.
The Pressure Of Legacy
Another lens through which West Virginians understand Manchin that national media tend to overlook is by knowing who came before. Manchin holds the seat of the longest-serving senator in U.S. history, Democrat Robert C. Byrd, and served alongside another Senate great, Jay Rockefeller. 
For Manchin, the shadows of these two men surely loom large. Both were known for their commitment to working in a bipartisan manner, bringing members of their chamber together across the aisle to do what was right for the country. 
Both rallied Congress around significant shifts in policy in their time. Byrd was known as the rules man; he essentially wrote and rewrote Senate rules on order and the filibuster in his 51 years in the body, and also knew better than anyone how to work the system to bring millions of dollars of federal investments to the state to the continued benefit of West Virginians. 
Rockefeller, who spent 31 years in the chamber, has said his most prized accomplishments included authoring legislation to create CHIP and helping shepherd the passage of the Affordable Care Act, just to name a few of the more than 2,000 pieces of just health care-related policy he had his hands on.
Both were true statesmena designation that I would argue few politicians in Washington and any other Capitol deserve today. The legacy of both, and how his own legacy will compare, must weigh heavy on Manchin.
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trendingnewsb · 7 years
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It Doesn’t Sound Like Senate Republicans Are Anywhere Close To A Deal On Obamacare Repeal
WASHINGTON It took the House months of infighting and a failed first attempt to ultimately pass a bill torepeal and replace the Affordable Care Act. More than two weeks later, Senate Republicans are nowhere near reaching an agreement on a bill of their own.
As scandal after scandal piled up for the Trump administration last week, Republicans were given some cover. Rather than being flooded with questions as they exited multiple meetings about their own disagreements on how to repeal and replace Obamacare, they were asked about the firing of FBI Director James Comey and the investigation into Russias meddling in the presidential campaign.
But even with some of the pressure off, they appear to have made only a little headway enough to identify the key issues dividing them but not to make much progress on resolving those differences.
A substantial number of Senate Republicans have made it clear they cannot vote for the House bill, which would reduce regulations on health insurance, rearrange tax credits for people buying health insurance and dramatically cut funding for Medicaid leaving many millions of Americans without health insurance while exposing older, sicker people to some combination of higher premiums and out-of-pocket costs.
The Medicaid cut is a big sticking point for senators from states such as Ohio and West Virginia that have expanded the program and have come to rely on it to finance treatment amid an opioid addiction epidemic.
Asked if she still had concerns about the health care talks, Sen. Shelley Moore Capito (R-W.Va.) said her problems havent changed from weeks ago when the House passed its bill.
Well, still the Medicaid expansion piece, and whether the tax credits are sufficient at the lower end, she said, referring to credits afforded to older Americans who face higher premiums under the House bill. Those are the two biggest.
Sen. Rob Portman (R-Ohio) backed up Capitos complaints and added that the House billgoes too far in not protecting communities reeling from the opioid epidemic. Still, Portman wouldnt offer details on where talks are headed.
And scaling back the Medicaid cuts or bolstering tax credits for older consumers a priority for many GOP senators costs money. And the Republicans dont have a lot of money at their disposal.
Under the rules of the budget reconciliation process a procedural mechanism Republicans are using to avoid a Democratic filibuster the Senates bill cant increase the deficit. The only way to free up money would be to keep more of Obamacares taxes in place and doing that risks losing the support of more conservative members who, all things being equal, would rather the Senate bill look more like the House bill, not less.
The parliamentary math for GOP leaders is difficult. Even under reconciliation rules, which allow Republicans to pass legislation with just 50 votes assuming Vice President Mike Pence breaks the tie, leadership can afford to lose only two members. And there are plenty more than two members who seem convinced the Senate is far from agreeing on anything.
Asked to share what major sticking points are holding up the talks, Sen. Jeff Flake (R-Ariz.) laughed and said: Where do I start?
Its totally fluid. Sen. Bill Cassidy (R-La.) on the health care talks
Sen. Bill Cassidy (R-La.) told HuffPost he isnt even sure where negotiations are headed.
Its totally fluid, he said, adding that he has no clue when the Senate would even be ready to bring a bill to the floor.
Im not ducking. I just cant answer it, Cassidy said. I dont know.
And the current disagreements among Republicans could only become worse once the Congressional Budget Office releases its projection on the effects of the House bill.
The CBO score, which is expected Wednesday, is very important, Cassidy said. He stressed that it will help inform policy decisions facing Republicans in the Senate, and he appeared hopeful that it would steer his colleagues away from the House bill.
Theres still some idea that we might use the House plan as a basis for which to proceed, he said.
Of course, the prospects for getting a repeal bill through the House looked bleak until it didnt. After House leaders pulled the bill in March because it didnt have the votes, senior members began negotiating quietly on their own until theyd worked out a deal capable of just barely getting enough votes to pass.
It looks as if Senate Majority Leader Mitch McConnell (R-Ky.) is trying to do the same thing by having his caucus work out a deal behind closed doors and then bring it to the floor right when he is within striking distance of a majority. Sen. Bob Corker (R-Tenn.) is among the senators whoarent happy about the process. On Tuesday, that irritation came to a boiling point for him.
Its a very awkward process, at best, Corker said. There are no experts. Theres no actuarials. Typically, in a hearing, youd have people coming in, and youd also have the media opining about if a hearing took place and X came in and made comments.
Later Corker called the entire saga very difficult at best, adding that theres been a lot of progress in understanding the problems senators have with the House bill, and between each other, but theres no bill written.
But leadership hasnt indicated a desire to move negotiations out into the open, and its not so hard to imagine how, eventually, they could work out a deal that would get them close to the 50 votes they need while still keeping the guts of the House plan and its dramatic effects on insurance coverage.
Leaders might try to win over holdouts like Sen. Lisa Murkowski (R-Alaska), who has said she wants to protect her states Medicaid population, by offering extra money for Alaska much as Democrats in 2009 used special funding for Nebraska to bring along then-Sen. Ben Nelson (D-Neb.) in what became known as the Cornhusker Kickback. Maybe they could win over Capito and Portman with extra money for opioid treatment as a way to replace a little bit of the money their states would lose from Medicaid.
On the Medicaid expansion front, Sen. John Thune (R-S.D.) offered some insight into where the talks are at, saying theres an interest among many Republicans to have a longer tail on [repeal] phase-out. Under the House bill, the extra federal funds for Medicaid expansion would phase out starting in 2020.Senate Republicans could push back that date or find some other way to make the transition more gradual, although, notably, the debate seems to be over when and not whether to end federal funding for the expansion.
Theres also the issue of pre-existing conditions and the tax credits, which are sticking points for Thune himself.
Weve had a lot of members whove made statements and are very committed to having a solution in place for pre-existing conditions. There are just a lot of ideas about how to do it, Thune said.
And the tax credits are a work in progress, Thune said. A big concern there, he said, is that the House bill unlike the Affordable Care Act doesnt tailor the tax credits to income, making it a lot harder for the poor and even some middle-class consumers to afford coverage.
A lot depends on whether external political events, like the upcoming special House elections in Georgia and Montana, change the political calculus of Republicans so many of whom seem convinced that the political cost of doing nothing is worse than the political cost of doing something that appears to be highly unpopular.
About the only sure thing seems to be that neither GOP leaders nor members want to be dealing with health care forever. They continue to say they would like a vote no later than the August recess, even though the possibility of reaching a deal by then seems highly uncertain.
As Thune put it, At some point we need to vote, and so that day of reckoning will come.
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