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mama-germany · 4 years

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Submission: {IIRC, submission format is bad. This is feminists-against-feminism, hopefully unedited by Mama Germany :^), and ill end my submission with “/submission”, and the rest, if anything, is mama-germany. Also, hopefully the paragraph breaks take, and if they dont…. welp…}

Imma be real with u chief, I dunno what you want me to do with this. I’m a Jew. I don’t like communism. I don’t actually live in Germany. And I’m not reading all this. Idk.

Karl Marx’s “On: The Jewish Question” seems a prototype for conflict theory, but has ‘the real jew’ as the 'Haves’ the in place of the 'bourgeois/rich/capitalist’ 'oppressor class’. Conflict theory, icydk, is the collectivist egalitarian pseudoscientific theoretical paradigm taught in sociology, underpinning essentially the whole social justice perspective, and directly encompassing marxist theory, feminist theory, critical race theory, critical theory, gender schema theory (and likely influenced John Money’s gender theory, and builds on gender theory), queer theory, gender critical theory, postmodern theory, lysenkoism (mostly abandoned), standpoint theory, post colonial theory, animal liberationism, and of course, intersedtional theory which synthesizes them all together wherever they can be synthesized. Marx said the nature of jews is huckstery, he said the real lofe manifestationnof the god of israel is money itself, he said eliminating money would render the jew an equal and normal person. His whole theory, and every conflict theory since, relies on the presupposition the indovodual is irrelevant and what matters is only the aggregate disparities between groups. This turns his theoey ultimately against all boundaries of the individual, their private property and necessarily their innate natural self ownership, their right to self ddetermination. Marx viewed liberalism/individualism as egoism. His whole family was actually jewish, IIRC, he just didnt succeed like they did, he was jealous and a mooch, kind of a beta, likely an aspie if i am to go off the symptomology. He hated them, he was jealous, he wanted success and they had it and he didnt, and so he was basically spot-on like the character Cain from hebrew legend.

Martin Luther. He wrote “On The Jews and Their Lies”. He described jews as piglets suckling from their mother pig, israel, and blamed jews for pretty much everything he viewed as wrong in society. He was basically the predocessor to Hitler and Marx. And one might actually say Marx was an additional predocessor to Hitler. I sure would posot that as likely, even if by proxy of Hitler being influenced by left socialists. I mean, he literally modified the marxist “'class struggle” into his own version of “the struggle”, “MY Struggle/Mein Kampf”. Which brings us to out next german collectivist philosopher. If youre picking up the theme im putting down.

Third subject, Hitler. Self explanatory. Jew-hating anti-egalitarian ethno socialist. Obviously fits in with the last two subject entries. BTW,I have a larger point to all this random pattern listing. One more.

Slightly diverging from hatred of jews, and more toward the begining of postmodernist thought, Max Horkheimer who said freedom and justice are incompatible opposites, and argued everything are oppressive social constructs, every letter and word and phrase and interaction. He said there is no way to know what a just society is, but that we can complain and struggle against the things we dont like and dont find just. And so if you also consider he in the same sitting said freedom and justice are opposites, and this was while summarizing his academic ideas to an interviewer, we can deduce he was directly opposed to freedom, despite considering himself anti-authoritarian…. Anyways, he was bonkers, hope you dont live near Frankfurt, theyre bonkers around them parts, and i know someone who has told me firsthand just how horkheimer style bonkers that town is.

{Honorary mentions. The Kaiser Friedrich Wilhelm Viktor Albert. Although there was clearly nuance here, Prussia WAS part of the German Empire, but the german youth injunction/sinker was still set in him, to which collectivism was his driver/floatation. He was a nationalist and refused advisors compelling him into an anti-left policy. Honorary mention 2. Antifasciste Aktion, the communist vanguard formed by the german communist party, the KPD, formed to forght fire with fire, using brownshirt tactics against the brownshirts (to whom they lost).}

All four, all German. All of them. 5 if we include the Kaiser. The father of protestantism, the father of communism, the left reformer whos students sparked the “New Left” movement, and Hitler, HITLER. ALL GERMAN. Which is not an implicit racial claim im implying, but one about a sour philosophy. I refer to this as German Collectivism. It is the archetype if collectivism which germany seems particularly possessed by. These have ravaged the whole world, toppled entire nations and enslaved likely over two billion people considering just the PRC, USSR, and Nazi Germany esp with its labir camps. Luther could be viewed as the origin, certainly the origin of modern german collectivism (protestantism & lutherean conspiracy theory, left socialism, and nazism), but the purpose of germany has not changed through any of its past or present phases. It’s purpose seems to be unintentionally destroying itself in the process of intentionally trying to destroy the rest of Europe in attempt to conquer Europe and/or the world. Maybe it came from its clash with Rome, and it never left that modality of picking away at its neighbors. Perhaps its influence from the abrahamic faiths it long traded with, maybe that caused the sort of over-populate-and-make-conquest-youth-army kind of societal reproductive modality, by influence of the abrahamic faiths that did that in the middle east for millennia (with obvious great success, whereas Germany fails at the same niche). Maybe it’s because of their empire-orientation, their pre-lutherean state where they were catholic, and so the culture, thinkers and leaders became oriented toward empire. I dont know. But i do know Hitler, the Kaiser, and Marx were all three alienated children who were very disturbed, and assume Horkheimer and Martin Luther were of similar origins, it seems the common theme among these german influences. Disturbed children make for great communists, and germany has long been riddled with communists. Communists & new left communists like intersectionalists have been frequently compared to a religion, and germany was previously, according to Neitzsche who overtly shared my distain for German philosophy (to my surprise, i love him even more now), he said it seemed to him 4/5 people in germany were part of protestant clergy. The whole state seems in an unending modality if one total hegemonic culthood after another.

The purpose for german collectivism being so consistently against jews, i assume. It is that jews are very successful on average by comparison to every other category in the west. So theyre integral to the structure of society, particularly around power. So to do the sort of semetic strategy, the strategy of Mohammad and Moses, the strategy of just toppling societies and inheriting the remains, in the west, one must (perhaps in a sidenote of historical irony) go through the jews. If they want to make their collectivist totalitarian ideology dominate, they have to go full cain, and stab their brothers - the jews. And just as stabbing Abel didnt wirk well for Cain, obviously taking out the most success oriented demographic (OF WHICH THERE ARE TWO) in your country is not going to work well for Germany. The other the German Collectivist opposes is the individualist - the English liberal, the stoic, the empiricist, the existentialist, the naturalist, the skeptic, these sorts. These sorts of ideas bring success, and so the authoritarian german collectivist requires their demise as well. The Kaiser hated types like us, the Fuhror hated types like us, marx hated types like us, Horkheimer, and Luther to a clear extent.

i should mention, im not a supernaturalist, the supernatural is all metaphor taken as superstition, im woth Neitszche. Theres certainly no supernatural, and race is a politically meaningless concept to me. But what is contained within the borders of germany…. There seems to be an eccentric kook persona, as a sort of cultural clone prevalent in germany, parallel to the American redneck or hillbilly. Theyre not all terrible people, but theyre often super fucked up like longislanders are in NY, or hillbillies from appalachia, or rednecks from alabama. Or just extremely eccentric like a german lady i knew IRL or Joerge Sprave, or oh my god, Max Horkheimer the kook. And it doesnt miss the city, theyre like that, but converted to progressive ideology. Crazy brutes from yesteryear, mostly tamed, or stubby and eccentric out the wazoo, or tall frail and vegan and metro af. And it’s not limited to the old german. Einstein, (not shitting in einstein, not calling him collectivist, but) absolute weirdo jewish german, Horkheimer, absolute nut job, jewish german, Marx, jewish family, the only correlation is they lived in Germany, like Hitler, the SS, and the kaiser. Even the nations east of them who share similar culture, look at Freud, absolutely a german collectivist type, but from Austria, which today is apparently an ethno national socialist state in all but admission. Prussia influenced the Kaiser’s collectivism. Even people i know from america who have all german ancestry and only third gen american, theyre bonkers, like ICP & Twisted clown-rap omega bonkers, and believe in shit like vampires and wicca and werewolf “lychen”. Oh, and i forgot to mention in summarizing Hitler, his wackjob supernaturalist beliefs. What is that? Why is this so normal there for so long and nowhere else for so long? It seems to spread from there more than anywhere else.

It has to be cultural, and deep seeded. It can be changed, and it needs to be. A german lady mutual of mine sees it and is clearly very weighted by it; i was hindered by it drastically, and i live in America. The nihilism, the self hatred, the narcissism, the psychopathy, the selective empathy (ie, selective psychopathy), the tribalism, the scapegoating. You live in germany, you must see it. You dont seem to like sj or right socialism. You seem closer to an individualist. A westerner despite Germany.

Would you consider it a real phenomenon? 'German Collectivism’? A label for describing the seeming german modality of collectivist government and the german philosophical origin of the majority of world’s largest, most wide spread, and deadly collectivist movements? Particularly today regarding the medium of marxian/intersectional conflict theory ideology? I can easily empirically trace intersectionalism and the french fake-gobbldigook-espousing 'intellectuals’ Peterson points at, back to the ideas of Marx (a german). What are your thoughts on it? What caused it? Why is it so historically persistent to this day? It’s still trying to domineer and control Europe via the proxy of the EU. And what the hell is wrong with so many (#notall) German children?! Or, likely, should i moreso be asking about ***the (#notall) parents***? But today, those parents were raised by nazis, or people raised by nazis. (#notall) but those nazis were raised by communists and imperialists, and those imperialists and communists were raised by communists and lutherean protestants, and those communists and lutherean protestants were raised by more protestants, and then catholics before them, and tribalist pagans before them. The hegemony is just unending waves of wacky who begat waves of wacky. Id like to see the origin of this crap fixed, see germany liberalized, just to show german collectivism undone SOMEWHERE it has been established for once, and in Germany itself no less. My first thought is just end the EU.

Is it real? What’s the cause? How do we undo it?

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ronnykblair · 7 years

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How to Break into the Finance Industry by Creating Your Own Brokerage Job

What should you do if you graduate with a not-so-great GPA in a relatively small market?

Most people would say, “Give up” or “Apply to a Master’s in Finance or MBA program and turn yourself around there.”

But there is another option: Create your own job.

And then leverage that experience to break into the finance industry.

Our interviewee today did just that and used his experience as an independent broker in Canada to win offers in infrastructure private equity and real estate.

I was intrigued when I heard his story, and he was nice enough to share everything:

Breaking into Finance through the Side Door

Q: Can you summarize your story?

A: Sure. My parents were immigrants who made most of their money in real estate, so I had always been interested in investing.

I attended a top university in Canada and studied accounting at first.

But I didn’t like it, and I found my audit internship at a Big 4 firm boring, so I quickly switched to finance and started trading stocks.

I did a few finance internships and eventually worked at a royalty financing provider – a firm that provides capital in exchange for a percentage of revenue rather than interest – and gained experience working on debt deals there.

Many of the deals were small ($200K to $5 million), and many interns at the firm cold called companies all day to source transactions.

I sourced several deals there and realized I could do it independently and earn more if I received commissions from each deal rather than a fixed hourly rate.

So, I operated as an “independent broker” for around a year, closed several smaller deals, and then leveraged that experience to win offers in infrastructure private equity and real estate development.

Q: That story sounds too good to be true.

First off, don’t you need a wide network to run a brokerage business? How did you develop that as a student/intern?

A: I met many lenders in my time at the royalty finance company; there are many “crown corporation” lenders here that fund companies that are too small for institutional investors.

The main challenge was finding clients, i.e. companies that wanted to borrow money.

I cold called to win most of the deals, and I found contact information using three strategies:

I searched for companies with some refinancing risk (e.g., those with a debt maturity in a few months and insufficient cash to pay for it).

I contacted companies that pitched themselves on shows like Shark Tank and Dragons’ Den – they didn’t necessarily want to use traditional debt, but they were sometimes open to royalty financing that charged a percentage of revenue.

I reached out to boutique investment banks, introduced myself, and offered to pass along bigger deals (anything above $10 million) to them. In exchange, they referred smaller deals to me.

Q: But why did any of these borrower companies take you seriously?

You were young and barely had any industry experience.

A: When I cold called firms, I initially said, “I’m calling on behalf of [Royalty Financing Company Name], an established lender, and I wanted to discuss your company’s financing needs.”

My previous company was fine with that as long as I referred larger deals back to them.

I found out later that borrowers didn’t want to hear that because it sounded like I worked exclusively with my former company.

So, I modified it and started saying, “I’ve worked with lenders such as [A, B, and C] to provide financing to companies such as [X, Y, and Z].”

If you’re polished on the phone, you won’t necessarily reveal your age; they knew I wasn’t 60, but most people assumed I was in my early-to-mid 30s.

If they asked about my marital status or if I had kids, I always had answers ready.

I met the key people in-person only at the end of each deal – and no one wanted to lose a transaction at that point because I looked “too young.”

Q: But even if you made yourself appear older, why did these companies pick you over an established boutique bank or another broker?

A: I charged no consulting fee, no retainer, and no upfront fees. I just collected a standard percentage on the back-end if we closed the deal.

Also, I didn’t demand exclusivity, so the companies were free to reach out to other brokers as well. Whoever closed the deal first would earn the commissions.

I could offer those terms because I didn’t “need” to earn a certain amount: I did the job mostly to gain a network and leverage the experience for future roles.

Q: It seems like that structure would create a lot of risk for you, though.

Didn’t you have to do a huge amount of work for each deal?

A: Yes, it was difficult to juggle this effort with school and other internships for almost a year.

The deals I worked on took anywhere from several months to nearly a year to close. And these were very small deals – hundreds of thousands to the low millions.

I did a lot of legwork, but I saved myself time in a few ways:

I was careful with client selection and quickly de-prioritized any company that seemed “iffy” or not worth the time/effort. The fact that I didn’t charge upfront fees or request exclusivity gave me the flexibility to do this.

I never created a pro-forma model, CIM, or other documents until lenders requested that information from the client. Many lenders in this lower-middle-market space had very specific requests, so there was no point to creating generic documents.

Q: OK. But then you stopped this effort after about a year and moved on.

A: Yes. I had always intended to leverage the experience to win a job offer elsewhere (private equity, real estate, or subordinated/mezzanine lending).

I did earn commissions from a few closed deals, but the income was unpredictable, and the effective hourly rate wasn’t great.

Also, I wanted to buy a property at around this time, and it was very difficult to get a loan as a “self-employed” person.

Leveraging Your Own Brokerage Business

Q: And how well did your plan work? Was this experience useful?

A: The brokerage experience helped me win future real estate and lending roles and even an infrastructure private equity role.

But I’m not sure if the skill set was the main benefit – the network might have been more helpful.

For example, I once won a job because the firm was a common counter-party with a lender I had worked with, and the lender recommended me.

Q: Would you recommend this strategy for other fields? Or does it only work for roles that involve debt in some way?

A: I don’t think it’s super-helpful if your goal is a private equity mega-fund or pension fund.

But the skill set and network could be valuable in real estate, lending, and smaller PE funds where you have to source deals.

I also received a lot of interest from investment banks after I began listing this experience on my resume, but I really did not want to do banking.

Running this type of brokerage business is similar to working at a search fund: You get good experience, but it’s either unpaid or in the “you won’t make money for a long time” category.

But the advantage is that you can learn more about the entire capital structure; at a search fund, by contrast, you learn less about financing and more about operations.

Q: OK. Would this strategy be useful to students who are at good schools but who lack solid grades or work experience?

A: Potentially, yes. If you’re in that position, I would say: “Don’t focus 100% on the bulge-bracket investment banking to private equity path.”

Yes, everyone is obsessed with PE, but even with best academic credentials and work experience, you have a very low chance of getting into the mega-funds.

And if you don’t have top credentials, well, good luck.

But if you’re willing to go through the side door, there are tons of interesting opportunities in lending, real estate, and infrastructure.

Q: Great. Any last tips or advice?

A: Learn to love the grind.

Many students say they’re “networking,” but in my experience, few take it seriously and do it consistently.

Throughout undergrad, I did 3-5 coffee meetings per week and connected with alumni like that.

Finance here is a small community, but that can also make networking more effective: Everyone will refer opportunities to you since they’ll know you’re looking.

Q: Thanks for your time.

A: My pleasure.

The post How to Break into the Finance Industry by Creating Your Own Brokerage Job appeared first on Mergers & Inquisitions.

from ronnykblair digest https://www.mergersandinquisitions.com/brokerage-to-finance/

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