#licensed trustee

[kunjarsharma1]

Licensed insolvency trustee Toronto

A Licensed Insolvency Trustee in Toronto is a federally licensed professional who is authorized to administer bankruptcy and insolvency proceedings in Canada. LITs are the only professionals who can administer bankruptcies and consumer proposals, which are legal processes for individuals and businesses that are unable to pay their debts. Licensed Insolvency Trustees in Toronto provide a range of services related to debt management and financial restructuring. They can help individuals and businesses with debt consolidation, debt counselling, bankruptcy, consumer proposals, and other debt-relief options. They can also provide financial advice and guidance on how to manage debt, improve credit scores, and achieve financial stability. Suppose you are struggling with debt and are considering bankruptcy or other debt-relief options. In that case, it is important to work with a licensed and experienced Licensed Insolvency Trustee such as Kunjar Sharma & Associates Inc. (KSAI). At Kunjar Sharma & Associates Inc. (KSAI), we can provide expert advice and guidance on your options and help you navigate the complex bankruptcy and insolvency proceedings. If you are in a tough financial situation, feel free to book a free consultation with us today at https://kunjarsharma.com/ and we can get you back on the road to debt freedom!

[rkillen01]

5 Reasons for Working With a Licensed Insolvency Trustee

When facing financial problems, you could work with a licensed insolvency trustee to find appropriate solutions. It can be overwhelming to face your debts on your own, and sometimes you feel like there’s no other way but to file bankruptcy.

A licensed insolvency trustee assists you by giving your guidance and advice on how you could handle your financial troubles. The good thing about this is that these professionals help you by offering services that allow you to solve your financial problems over time.

What Is a Licensed Insolvency Trustee?

A licensed insolvency trustee or LIT works with individuals who need debt assistance. These professionals have seen all kinds of debt situations and have more than enough experience under their names.

Their main goal is to help inform people about other viable options to solve their financial difficulties. Not everyone is well informed about the many choices to make paying loans easier. A LIT is the best person to work with to explore and consider these options.

LITs help make sure that you don’t get abused by creditors. On the other hand, your creditors also have rights, and LITs ensure that these are respected. LITs function as your third party when dealing with your creditors.

Does the Government Assign a Licensed Insolvency Trustee?

The government licenses a LIT through the Superintendent of Bankruptcy. They are federally regulated professionals and will not charge you for preliminary consultations. They work with the Canadian Government to help people out of their debts.

It’s also important to know that the Government of Canada does not employ these professionals. LITs are accountants that various debt service companies employ. To be qualified as a LIT, they undergo training and get licensure.

When to Call for the Help of a Licensed Insolvency Trustee

You have loans you need to pay, but you’re not sure when to call a LIT for help. One way to know is if you are already struggling with how to pay off your loans. You don’t have to wait until you need to file for bankruptcy to ask for help.

Call a trusted licensed insolvency trustee to assist you if you know you will struggle to pay. LITs will not only give you advice but also help you handle your loan problems and guide you toward the right path. Here are some reasons why you should seek LIT's assistance.

1. To Get Advice on Your Debt Problems

LITs could give you professional advice on how you could deal with your financial troubles. You could confide your financial problems to them and present any obstacles or struggles that you face while paying your loans.

You could trust that LITs have the proper experience and knowledge to give you the right advice. They will usually meet with you and will start with a debt assessment. During this process, they will understand your situation more and could offer more sound advice.

2. To Help You Calculate the Appropriate Amount for Your Debt Settlement

As you work with LITs, they will help you create debt settlement solutions. That means you must consider what amount from your budget you will set aside to pay all your debt. LITs will help you plan the percentage you could pay for specific obligations.

Planning is essential when paying debts since, as much as possible, LITs don’t want you to end up in bankruptcy. You must ensure you have enough for yourself and pay off a good percentage of your monthly loans.

3. To Help You Create Proposals for Debt Management

LITs could help create consumer proposals for you. Not everyone is familiar with creating consumer proposals to help them deal with their dues. Trusted licensed insolvency trustees could step in and assist you in creating a proposal that you submit to your creditors.

Not every creditor has the same qualifications and rules. You might get approval from some creditors, while you might not get approval from others. The best-case scenario is when you and your creditor agree on a proposal that enables you to pay your loans more manageable.

4. To Conduct an Assessment of Your Financial Situation

As mentioned before, LITs conduct an assessment of your financial standing. You are informed of your financial status not only to understand your situation better but also to be aware of it. Through this process, they could give you valuable counseling when needed.

Usually, you have to attend at least two credit counseling sessions. Your LIT will then give you advice and tools that could help you improve or avoid future debts. Unlike debt counselors, LITs have the authority to negotiate deals to help you pay less or have lesser interest rates.

5. To Help You Find the Proper Debt Management Options

LITs don’t only help you create consumer proposals, but they could also assist you with bankruptcy. Even though the goal of asking for help is to avoid bankruptcy, some people have to deal with the consequences, and reliable licensed insolvency trustees also help them.

A LIT is the only professional authorized to handle government-regulated insolvency proceedings. Bankruptcy is one of those proceedings since it is a way for a person to get discharged from their dues.

Be Free From Dealing With Your Debts Alone

You don’t always have to face your financial troubles alone. Many people feel embarrassed or anxious to share their economic plights with anybody else. LITs are a great choice to work with since they are licensed professionals.

LITs could help deal with creditors. Once done with your consumer proposal, your LIT will directly deal with your creditors. Unsecured loans can’t collect or pursue legal proceedings against you.

You won’t have any trouble looking for trusted licensed insolvency trustees. They are easy to locate as you only need to search the registry in Canada. You could always find LITs in any part of the country, even in the furthest remote locations.

Don’t hesitate to work with LITs for your financial problems. It’s never a good idea to wait until the last minute to find the solution you need. Sometimes you also have to take the initiative and contact a licensed insolvency trustee to start solving your financial problems quickly.

[heaveninawildflower]

Horse Chestnut (Aeschelus Hippocastanum) by Mary Delany (1700-1788).

Collage of coloured papers, with bodycolour and watercolour, on black ink background (1776).

© The Trustees of the British Museum.

 Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International (CC BY-NC-SA 4.0) license.

[mostlysignssomeportents]

Matt Bors’s “Justice Warriors: Vote Harder”

On SEPTEMBER 24th, I'll be speaking IN PERSON at the BOSTON PUBLIC LIBRARY!

There's no political satirist working today quite like Matt "Mr Gotcha" Bors, whose 2023 masterpiece Justice Warriors just got a timely – and brutally funny – sequel, Justice Warriors: Vote Harder:

https://www.mattbors.com/store/p/justice-warriors-ffzgn

You've doubtless seen Matt Bors's work, which has repeatedly attained viral liftoff, most notably with his Mr Gotcha strips, easily one of the most useful additions to online political debate in internet history:

https://thenib.com/mister-gotcha/

Last year, Bors, along with Ben Clarkson and Felipe Sobreiro, published Justice Warriors, a postapocalyptic cyberpunk graphic novel in the vein of Warren Ellis's classic Transmetropolitan:

https://pluralistic.net/2023/05/22/libras-assemble/#the-uz

Justice Warriors is the tale of Bubble City, a domed enclave walled off from the teeming masses of the UZ (which stands for "Uninhabited Zone" – see what they did there?). Bubble City runs on vibes, therapy-speak, social media nonsense, memes and garbage hot-takes. And while there's a lot of broad satire here, the thing that makes Justice Warriors stand out is how its creators do the relatively straightforward futuristic exercise of asking themselves, "What if deeply unserious nonsense was taken seriously?"

Others have done this before – Mike Judge's Idiocracy, say – but Bors, Clarkson and Sobreiro attain a density of sight gags, trenchant wordplay, and outrageous cyberpunk imagery that is just next level. Think Al Jaffee meets William Gibson, with art direction by Vaughn Bode, who's had one too many at the Mos Eisley Cantina. To that, mix in all kinds of MAD Magazine style fake ads and social media postings, layering joke on gag, all of it walking the fine line between "you gotta cry" and "you gotta laugh."

Justice Warriors did big numbers, selling out three printings, and now the gang is back together for the sequel, Vote Harder, which drops just in time for the final, all consuming election-season media apocalypse.

Vote Harder sees Bubble City facing its first election in living memory, as the mayor – who inherited his position from his "powerful, strapping Papa" – loses a confidence vote by the city's trustees. They're upset with his plan to bankrupt the city in order to buy a laser powerful enough to carve his likeness into the sun as a viral stunt for the launch of his comeback album. The trustees are in no way mollified by the fact that he expects to make a lot of money selling special branded sunglasses that allow Bubble City (and the mutant hordes of the Uninhabited Zone) to safely look into the sun and see what their tax dollars bought.

So it's time for an election, and the two candidates are going hard: there's the incumbent Mayor Prince; there's his half-sister and ex-girlfriend, Stufina Vipix XII, and there's a dark-horse candidate Flauf Tanko, a mutant-tank cyborg that went rogue after a militant Home Owners Association disabled it and its owners abandoned it. Flauf-Tanko is determined to give the masses of the Uninhabited Zone the representation they've been denied for so long, despite the structural impediments to this (UZers need to complete a questionnaire, sub-forms, have three forms of ID, and present a rental contract, drivers license, work permit and breeding license. They also need to get their paperwork signed in person at a VERI-VOTE location, then wait 14 days to get their voter IDs by mail. Also, districts of 2 million or more mutants are allocated the equivalent of only 250,000 votes, but only if 51% of eligible voters show up to the polls; otherwise, their votes are parceled out to other candidates per the terms of the Undervoting and Apathy Allotment Act).

Despite the structural advantages afforded to Mayor Prince – like the fact that residents of District 12 on floors 120-145 of the Bubble each get 2048 votes, while District 1 (floors 1-7) only get a single vote – he's not taking any chances. Officer Schitt (a humanoid poop emoji) and the lovelorn Officer Swamp (an anthropomorphic catfish) are each prowling the Uz . Swamp – suffering from a head injury and gripped by a delusion that a TV cowboy has sent him to infiltrate the Flauf Tanko campaign – is playing spy/provocateur, while Schitt hunts dangerous subversives.

What unfolds is a funny, bitter, superb piece of political satire that could not be better timed.

The paperback edition of The Lost Cause, my nationally bestselling, hopeful solarpunk novel is out this month!

If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:

https://pluralistic.net/2024/09/11/uninhabited-zone/#eremption-season

[vintagelasvegas]

Westside School (1923) – 330 W Washington Ave. Oldest surviving school house in Las Vegas.

This was the second school house in Las Vegas when it opened as Branch No. 1, Las Vegas Grammar School, in September 1923, for kindergarten through 8th grade. Las Vegas schools were integrated in the 1920s. In the 30s & 40s, segregationist barriers rose in the public and private sector, including racially restrictive covenants to added to deeds, and the City's refusal to renew licenses of African American-owned businesses downtown unless owners moved to the Westside. Segregation in public education increased as a result, as elementary schools on the Westside filled with African American children whose families were restricted from living in other Las Vegas neighborhoods.

The school is listed on the National Register of Historic Places, and was completely renovated in 2015/2016 by KME Architects. 

Timeline of Westside School:

• '23: Original building, two rooms. Allison & Allison of Los Angeles, architect.  • '28: Original building expanded with two additional rooms.  • '46: Las Vegas School District's first African American teacher, Mabel Hoggard at Westside School.  • '48: Annex building addition, west side of the parcel, eight classrooms and administration office. A.L. Worswick, Las Vegas, architect.  • '55/56: Clark County School District (CCSD) formed. • '60: a one-room addition constructed on the east end of the north wing of the building  • '67: Closed as a school house.  • '74: School Board of Trustees sale of the school to Economic Opportunity Board of Clark County (EOD).  • '77: Renovation to accommodate offices of EOD and radio station KCEP. 

Photo by Dave Chawla, via Saving Places. Sources: “Old Town People Petition for Branch Grammar School.” Las Vegas Age, 2/11/22; “Las Vegas Public School Block a Credit to the City,” Las Vegas Age, 12/30/22; E. Moehring, Resort City in the Sunbelt, Las Vegas (UNLV Press, '89); C. White. “The March That Never Happened.” Nevada Law Journal, Vol. 5, Fall 2004; B. Williams, T. Harris. Westside School Alumni Stories (2012); National Register of Historic Places. Las Vegas Grammar School. Las Vegas, Clark County, Nevada. National Register (2015).

[beardedmrbean]

Democratic Mayor Tiffany Henyard of the small Village of Dolton, Illinois, has made national headlines in recent weeks for being accused of weaponizing police in retaliatory business raids and spending taxpayer money on luxurious trips. Now she is facing investigation by the Dolton Trustees as well as the FBI.

In a special meeting Thursday night, a four-trustee majority "voted unanimously to call for an investigation into Henyard and what they say is the misuse of funds," FOX 32 reported. Dolton Trustees slammed the mayor for having "disgraced this entire village" and being a "stain on our community."

Earlier this week it was reported that the FBI is investigating the mayor, as six individuals have reportedly spoken to the agency about her alleged misconduct, including "business owners, a former village employee and one or more public officials." 

The self-proclaimed "Super Mayor," who insists "God chose me" and met with President Biden in January, has been said to engage in such wild antics it is like a "real life Parks and Rec situation." But her multitudes of alleged misdeeds could finally be catching up to her.

From first-class flights to Las Vegas to beauty vendors, Henyard is frequently called out by her colleagues for questionable spending of taxpayers' money, possibly for her own benefit. She makes $285,000 from her positions both as Dolton mayor and Thornton township supervisor.

READ ON THE FOX NEWS APP

Henyard reportedly has a $224,000 a year salary as township supervisor alone, but has put forth an ordinance to cut the salary of any non-incumbent supervisor to $25,000.

Municipal attorney Burt Odelson, said to represent Henyard's political opposition, condemned this as "so illegal in so many ways," telling FOX 32 such conduct "violates so many tenets of the law." 

Aside from her personal income, the way she allegedly uses the town’s money has been a consistent source of controversy. While Henyard has denied using village credit cards, WGN Investigates said it obtained copies of the township’s credit card statements indicating village officials spent more than $24,000 at restaurants during a 12-month span, as well as $3,741 just on Henyard taking a round trip flight to Las Vegas. 

Henyard is also well-known for using a makeup artist, hairdresser and stylist before public appearances and photoshoots. Residents complain she puts up town billboards to promote herself personally, and she has produced music videos that feature city workers, such as police dancing or boosting her image by being in the background as she lip-syncs songs. 

On Tuesday, a Dolton-based U-Haul rental and trucking business owner named Lawrence Gardner told FOX 32 he went to the FBI out of frustration that the Village of Dolton would not renew his business license. He claims he has suffered from harassment, a raid on his business and was shut down by Dolton police. Gardner believes it is retaliation after he refused to donate to a civic event sponsored by Henyard.

FOX 32 reported Wednesday that multiple bars in the town were raided by police the day after the news team visited the businesses amid allegations their licenses were being held up for political reasons. The raids reportedly occurred mere hours after FOX 32’s report about the alleged FBI investigation into Henyard’s conduct was released.  

Employees and owners of the bars reportedly claimed "it's part of an ongoing campaign of harassment by Dolton Mayor Tiffany Henyard" and that "Their business licenses have been stripped by Dolton, but they've continued to operate with a state license."

Tammie Brown, a Dolton Trustee, was quoted in the same report as saying the raids were a warning to other businesses, "I'm sure that they were asked to donate [to Henyard], make a donation, and most likely they didn't make a donation. So you don't get a chance to stay open if you don't pay the queen's ransom."

The Village of Dolton defended the legitimacy of the raids in a statement to FOX 32, arguing both businesses had their liquor licenses previously revoked, and had "a history of violent incidents."

In addition to the raids and music videos, Henyard's use of the police as her personal security has been a source of controversy as well. 

Henyard spends hundreds of thousands of taxpayer dollars on security, which effectively takes police officers off the streets who should be protecting the town, Dolton Trustee Brittney Norwood said.

"I think that she spends the money on security because she just loves it. She likes the thought of being surrounded by police officers. I think it makes her feel more important," Norwood said. "The police are simply working under her instructions, but it's also sad. It's sad because we need the police patrolling the streets, and they're with her instead."

Former Dolton Police Chief Robert Collins, who was fired by Henyard, also slammed the mayor for maintaining a security detail of "several officers" whom he argues could be out fighting crime, but are instead "sent out to run errands, do pick-ups, do drop-offs."

Illinois Attorney General Kwame Raoul is reportedly cracking down on "The Tiffany Henyard CARES Foundation" which, per the acronym, stands for Cancer And Remission Empowering Survivors.

The Chicago Tribune on Thursday reported that Henyard’s charity "has been told by the Illinois attorney general’s office to stop soliciting or accepting contributions, and that it must register with the state." The same outlet summarized that the mayor was told her charity "is not in good standing and states the attorney general has sent multiple letters advising, among other things, that it is not registered with the state."

The letter reportedly warned that "to avoid further action by this office," the charity must file a registration statement, copies of financial reports and a list of the organization’s officers and/or directors by March 13.

Henyard is also infamous for her fiery rhetoric toward the town's trustees in public meetings.

Fox News Digital reported that Henyard slammed her fellow officials at a meeting in early February about her spending when she declared, "You all forget I’m the leader. They want to hear from the mayor. You all ain’t learned that yet. The mayor, not the trustees that don’t do nothing. They only run their mouth. You all don’t do no work, no work!"

Later during the meeting, Henyard proclaimed, "Y’all got false narratives out there, and y’all should be ashamed of y’all selves. Y’all Black. Y’all are Black! And y’all sitting up here beating and attacking on a Black woman that’s in power. Y’all should be ashamed of y’all selves."

Norwood told Fox News Digital in an interview, "I feel as if I'm in a dictatorship." 

She added, "The way she talks [to the trustees] I sometimes feel as if I'm in a mentally abusive relationship… I've learned to expect her to be disrespectful. She's like a bully." 

Norwood is party to a lawsuit that accused the mayor of actions that amounted to "fraud," according to a complaint reviewed by Fox News Digital. 

Henyard was sued for alleged financial wrongdoing by Dolton Trustees on Dec. 23.

"The Defendant’s actions as alleged constitute a fraud upon the residents and taxpayers of the Village," the lawsuit states. It added, the extent of the financial wrongdoing could be more extensive than is currently alleged as Henyard was allegedly concealing the information from the trustees. 

Henyard, the Village of Dolton, and police department did not respond to requests for comment.

[pansythoughts]

How much do you think Herman lost? It seems like they didnt lose the roof above their heads and luca still had enough to run away. But he had to sell even manuscripts and it still was not enough

Hi anon, I have so many thoughts on this I’m about to write you an essay.

So, Luca’s fourth deduction is framed as an anecdote: someone gossiping about Herman’s financial status in presumably the town the Balsa family lived in. This implies that Herman’s indebtedness was common knowledge among people outside of his family. Now this could be simply a rumor that got out of their household, but I generally choose to interpret it as Herman more or less bankrupted his family, because of how I understand historical bankruptcy procedures and noble indebtedness in the UK to work.

According to this source, while you weren’t as likely to be jailed for bankruptcy after 1869 thanks to a reform law, bankruptcy was still a public and embarrassing ordeal to go through. After the initial filing of bankruptcy was put through by either the bankrupt or his creditors, papers in town had license to publish it and spread it around. This would make a compelling case for Herman’s mishandling of money being public knowledge. And it would mean that everyone in town would know exactly how much they lost (ie “his entire fortune”).

It wasn’t at all uncommon in the Victorian era, according to this source, to carry an amount of debt around, and as long as your payments on that debt didn’t exceed your means to pay it back, hardly anyone took nobles to court over it. But there were notable historical examples, all of which became quite well known and notorious for being that indebted or going bankrupt. Bankruptcy proceedings required a man to disclose all of his assets (including any papers and manuscripts he had produced) in order to see what was even available to be paid back.

Again, from the first source:

“Eventually, once all creditors had been identified and the estate liquidated, notice was given (again in the press) of the amount payable to the creditors. This was given as the amount of money they would receive for every one pound owed. Often the amount paid was minimal, perhaps only a few shillings for every pound (there were twenty shillings to the pound). This meant that at the end of the process, there were no real winners.

Eventually, the debtor would be released from the restrictions of bankruptcy and the trustee. This was typically a year after the initial bankruptcy was declared although it could take considerably longer.”

I think it’s implied that having used up almost all of his own assets, Herman had to dip into his wife’s assets (which he likely did have at last partial control over, but we’re still hers) in order to pay what he could off to his creditors. I don’t think we actually have any evidence he didn’t lose the roof over their heads, or force them to move to cheaper lodging. We also have very little evidence that Luca left with anything more than a stolen manuscript of Herman’s.

(I honestly think that Luca didn’t even leave with his family name. I think with how public the whole affair of near or complete bankruptcy of an aristocrat would have been, I think Balsa may be the name he chose for himself. After all, his bio says “no one knew where he came from, and no one had ever met his family.”)

(On that last point, don’t at me about how Luca calls him Herman Balsa in his second birthday letter. With the theory I’m cooking, I’m inclined to believe idv is just inconsistent between how characters refer to Herman. This is obviously head canon and interpretation + speculation at this point, so I’m taking some liberties.)

[sarkos]

That post on dorking reminds me of the time I narrowly avoided getting in a multi-million dollar lawsuit with a local University, after meeting their Board of Trustees for an hour in human person, I tried to describe their idea as a "dangerous liability", which was to avoid paying the licensing fees for a database frontend by just putting the students SSN and billing info into a searchable HTML table on a outward facing server to "make it easier to search".

Which admittedly, was back in Alta Vista days, and before FERPA, so it was pioneering in a Donner Party kinda way

(The next guy they went to just saw how many zeros were on the check and gave them a thumbs up, hence the multi-million dollar lawsuit)

On a related note, If you really wanna get into FOIA bullshit, you used to be able to track F-117's movements because there was a bomb only they carried, and you could FOIA request whether those were deployed to a given airfield.

Back in the days before every guy with a moderately successful shampoo business decided to dedicate their lives to becoming Lord Humongous, folks had a lot more free time on their hands,

[rishikamalviya23]

Unravelling the Rise and Fall of Arthur Andersen: A Legacy of Audit and Scandal

Arthur Andersen was an American accounting firm based in Chicago that provided auditing, tax advising, consulting, and professional services to large corporations. By 2001, it had become one of the world's largest multinational corporations and was one of the “Big Five “accounting firms 9 along with Deloitte & touché, Ernst Young, KPMG, and PricewaterhouseCoopers.

 In 1913, two persons Andersen and Clarence founded an accounting firm as Andersen, Delany & Co.] Later the firm changed its name to Arthur Andersen & Co. in 1918. Arthur Andersen's first client was the Joseph Schlitz brewing company in Milwaukee. In 1915 due to his many contacts there, he was opened as the firm’s second office. In 1927 Mr. Arthur Andersen was elected to the board of trustees of Northwestern University and served as its president from 1930 to 1932. He was also the chairman of the CPA examiner in Illinois.

IN 1970 Arthur Andersen started growing fast and its revenue began to grow. very fast. Its client base started increasing and clients started believing in it. And become one of the Big Five firms in the market with excellent brand value.  Arthur Andersen was the first of the major accountancy firms to propose to the financial accounting standard board that employee stock options should be treated as an expense, thus impacting net profit just as cash compensation would.

It also started its consultancy firm named “Andersen Consultancy” It is separate from Arthur Andersen and provides audit, accounting, and tax practice. “Andersen Consultancy “which provides guidance and market information grow rapidly in the market between 1971 to 1981 due to which dispute between Arthur Andersen and Andersen Consultancy began and were facing many problems. In 2000, after the international billion in past payments to Arthur Andersen, and declared that Andersen Consulting could no longer use Andersen's name. As a result, Andersen Consulting needs to change its name to Accenture on January 1, 2001.

In the 2001 scandal energy giant Enron was found to have fraudulently reported $100 billion in revenue through institutional and systematic accounting fraud.  The evidence available that Andersen fail to fulfil its responsibility Because the US Security exchange commission will not accept audits rom convicted felons, the firm agreed to surrender its CPA licenses and its right to practice before the SEC on August 31, 2002—vanished firm out of business. In 2002, just nine months after the scandal broke, the firm was found guilty of a crime in auditing Enron.

[wedesignyouny]

Reinstate Your Driver’s License File a Petition in Bankruptcy

If a New York State resident incurs New York State tax debt which including interest and penalties exceeds $10,000, under a existing program New York State Department of Taxation and Finance may suspend a taxpayer’s driver’s license to enforce collection of the past due balance. See New York Tax Law Section 171-v. While the program has enjoyed considerable success in helping New York State raise funds to augment its depleted coffers, for the unsuspecting taxpayer who is completely ignorant that falling behind in his tax payments to New York State could result in the taxpayer being grounded, unable to use his vehicle even to drive and engage in gainful employment so as to amass funds to make inroads on the tax debt, the loss of the use of a driver’s license can be both devastating and debilitating.

While various steps can be taken by a taxpayer to obtain relief from the suspension, such as entering into a repayment plan, or proving “undue economic hardship”, these procedures can be time consuming and even ultimately unsuccessful.

When faced with somewhat limited time consuming and potentially unsuccessful alternatives, a preferable solution might be to simply file for bankruptcy.

The Department of Taxation and Finance itself has acknowledged that it may not suspend a driver��s license while a taxpayer is seeking relief under applicable federal bankruptcy laws. See Technical Memorandum, TSB-17-13(4) I dated August 8, 2013. When faced with the prospect of substantial delays in being able to drive one’s vehicle, immediately upon notification to the taxing authorities that he has filed for bankruptcy a taxpayer has the right to the reinstatement of his license.

Typically, a delinquent taxpayer will receive from the tax department a letter which will include a “Consolidated Statement of Tax Liabilities”. The letter will also advise the taxpayer how to pay the liabilities or to request additional information. Finally, the letter will notify the taxpayer that his driver’s license can be suspended by the Department of Motor Vehicles upon failure to pay taxes. The taxpayer must then respond to the payment demand within 60 days. A failure to timely respond will result in notification by the taxing authorities to the Department of Motor Vehicles to move forward to suspend the taxpayer’s driver’s license.

Thus, this 60 day notification creates a window which may be utilized to file a bankruptcy petition which would then have the immediate effect of forestalling the suspension of the driver’s license.

Moreover, even if a driver’s license had already been suspended, the filing of bankruptcy petition thereafter would have the (short term) benefit of reinstating the driver’s license.

Obviously, much more needs to be discussed to fully understand the bankruptcy process, various bankruptcy alternatives and a mechanism for dealing with the tax debt in a bankruptcy case, and these are all important issues. However, in any event, the immediate benefit of a filing for bankruptcy to cease in its tracks actions by New York State to suspend a driver’s license cannot be overestimated in providing immediate and inexpensive relief to a beleaguered taxpayer.

Our experts would be more than happy to discuss with you the bankruptcy process and how it might be beneficial in dealing with tax and other categories of debt.

Robert L. Pryor is a partner in the Westbury N.Y. firm of Pryor and Mandelup LLP and has practiced bankruptcy law for over 30 years. He is a Chapter 7 Trustee former Law Clerk to Hon. C. Albert Parente, Chief Bankruptcy Judge of the Eastern District of New York, and former Chairman of the Bankruptcy Committee of the Nassau County Bar Association.

[mirellabruno]

Pomegranate (Punica Granatum) 1778 by Mary Delany (1700-1788). Collage of coloured papers, with bodycolour and watercolour, on black ink background. © The Trustees of the British Museum. Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International (CC BY-NC-SA 4.0) license. (Source: britishmuseum.org)

[killed-by-choice]

Germaine Newman, 14 (USA 1984)

It was June 14 of 1984. A 14-year-old girl named Germaine Newman was pregnant in the second trimester. She had an abortion done by Wyman Garrett at 22 weeks pregnant.

Soon after, Germaine started vomiting. The young girl was in agonizing pain. Her mother took her temperature and discovered that Germaine had a 100-degree fever. Alarmed at the state of her daughter’s health, she called the abortionist, who told her that Germaine’s symptoms were normal and prescribed antibiotics without examining Germaine first.

Germaine seemed to be feeling slightly better, but then quickly deteriorated to the point where she was even worse than before. Her mother planned to bring her back to the facility and have someone examine her.

But before Germaine’s mother even had a chance to bring her in, woke up to her worst nightmare. Her 14-year-old daughter was found dead on the bathroom floor.

Germaine’s autopsy revealed that the 14-year-old girl had been killed by her massive infection, which was identified as diffuse acute peritonitis. Her uterus had been punctured and her abdomen was full of pus and adhesions.

The New Jersey medical board investigated Garrett and discovered that he had illegally altered Germaine’s medical records. Garrett also had an extensive criminal record and multiple other cases of abortion malpractice, including a 16-year-old girl who had to be hospitalized after Garrett tore a 1-inch hole in her uterus and a mother who was discharged from the abortion facility with a severed head left inside of her.

He also had a history of related violent crime. In 1971, during a teacher strike, Garrett (who was a school board member at that point) told a school trustee "We know where you live. We're going to get you." He then turned to a reporter who was taking notes and said, "You'll have to give me your notebook or you won't get out of this building alive." Garrett then summoned two men to beat the reporter up and take his notebook and wallet. Two weeks into the trial, Garrett plea-bargained down to interfering with people at a public meeting and paid $2,000 in fines and costs.

In 1986 the board concluded that Garrett was guilty of gross negligence, abandonment of patients, and professional misconduct. He failed to recognize and treat complications in a timely manner, they found. Finally, Garrett was banned from performing abortions or other any surgery. In 1987 his license was fully revoked.

[heaveninawildflower]

Late Medieval (1400-1464) heart-shaped gold brooch with twisted bands of blue and white enamelling.

Inscription on the back 'Je suy vostre sans de partier' (I am yours forever).

© The Trustees of the British Museum.

Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International (CC BY-NC-SA 4.0) license.

[mostlysignssomeportents]

This day in history

There are only five more days left in my Kickstarter for the audiobook of The Bezzle, the sequel to Red Team Blues, narrated by @wilwheaton! You can pre-order the audiobook and ebook, DRM free, as well as the hardcover, signed or unsigned. There's also bundles with Red Team Blues in ebook, audio or paperback.

#20yrsago NYT discovers the “Plam Pilot” phenomenon https://memex.craphound.com/2004/01/28/nyt-discovers-the-plam-pilot-phenomenon/

#20yrsago Irish ISP will disconnect Internet users after three unsubstantiated copyright claims https://memex.craphound.com/2009/01/28/irish-isp-will-disconnect-internet-users-after-three-unsubstantiated-copyright-claims/

#15yrsago Ryanair will fine passengers who board with too much carry-on https://gadling.com/2009/01/22/ryanair-to-ticket-passengers-who-try-to-cheat-the-baggage-system/

#15yrsago BBC promises to put 200,000 publicly owned oil paintings online by 2012 https://www.theguardian.com/media/2009/jan/28/bbc-digitalmedia

#10yrsago Gartner Hype Cycle on the Gartner Hype Cycle https://twitter.com/philgyford/status/427840025544650753

#10yrsago Makerspaces and libraries: two great tastes that taste great together https://medium.com/the-magazine/shifting-from-shelves-to-snowflakes-d2a360c7ac7b

#10yrsago Pope Francis on the Internet and communication https://www.hyperorg.com/blogger/2014/01/27/a-gift-from-god/

#10yrsago UK National Museum of Computing trustees publish damning letter about treatment by Bletchley Park trust https://web.archive.org/web/20140130143734/https://www.tnmoc.org/news/news-releases/deciphering-discontent-statement-tnmoc-trustees

#10yrsago What is exposed about you and your friends when you login with Facebook https://twitter.com/TheBakeryLDN/status/427531934294880256

#10yrsago 890 word Daily Mail immigrant panic story contains 13 vile lies https://web.archive.org/web/20140126081130/http://britishinfluence.org/13-reasons-taking-daily-mail-press-complaints-commission/

#5yrsago Bride attains virality by adding pockets to her dress and those of her bridesmaids https://metro.co.uk/2019/01/27/bride-added-pockets-wedding-dress-bridesmaids-dresses-8398183/

#5yrsago Grifter steals dead peoples’ houses in gentrifying Philadelphia by forging deed transfers, then flipping them https://www.inquirer.com/news/a/house-sales-fraud-theft-philadelphia-real-estate-dead-owners-william-johnson-20190124.html

#5yrsago Megathread of Facebook’s terrible, horrible, no-good eternity https://brucesterling.tumblr.com/post/182371861433/all-things-facebook

#5yrsago How Facebook tracks Android users, even those without Facebook accounts https://www.youtube.com/watch?v=y0vlD7r-kTc

#5yrsago Video and audio from my closing keynote at Friday’s Grand Re-Opening of the Public Domain https://archive.org/details/ClosingKeynoteForGrandReopeningOfThePublicDomainCoryDoctorowAtInternetArchive_201901

Berliners: Otherland has added a second date (Jan 28 - THIS SUNDAY!) for my book-talk after the first one sold out - book now!

Back the Kickstarter for the audiobook of The Bezzle here!

Image: Sam Valadi (modified) https://www.flickr.com/photos/132084522@N05/17086570218/

CC BY 2.0: https://creativecommons.org/licenses/by/2.0/

[0nthebalcony]

Eduardo Paolozzi 1924 - 2005

AG5

1958

Bronze

Measurements

H 101.6 x W 83.8 x D 38 cm

Leeds Art Gallery

© trustees of the Paolozzi Foundation, licensed by DACS 2022. Photo credit: Leeds Museums and Galleries

[beardedmrbean]

The FBI is reportedly probing misconduct allegations regarding Dolton, Illinois Mayor Tiffany Henyard after a local business owner claimed he was punished for refusing to donate to an event the mayor held.

Henyard had previously posted an Instagram video of herself chatting with Biden from when she attended a press conference at the White House on Jan. 19, during the U.S. Conference of Mayors' annual winter meeting. 

Fox News Digital previously reported that Henyard has been living like a royal with a combined salary of nearly $300K – more than the state's governor – and frequent use of beauty vendors, despite the 23,000 residents of the Illinois town having a median income of $24K. Henyard has also come under fire for various tirades in public meetings, accusing her critics among local leaders of "beating and attacking on a Black woman that’s in power."

According to FOX 32, a Dolton-based U-Haul rental and trucking business owner named Lawrence Gardner said he went to the FBI out of frustration that the Village of Dolton would not renew his business license. He claims he has suffered from harassment, raids on his business and being shut down by Dolton Police. Gardner believes it’s retaliation after he refused to donate to a civic event sponsored by Henyard.

DEMOCRATIC MAYOR ACCUSED OF ANTICS SO WILD SHE DESERVES HER OWN TV SHOW: 'REAL LIFE PARKS & REC SITUATION'

"I talked to a couple of [FBI] agents and I explained to them what’s going on," Gardner told FOX 32. "I gave them all my paperwork to show them what was happening in court and what was happening in Dolton. And they told me they were investigating and would be in touch with me."

He also reportedly claimed that the FBI agents he spoke with took his allegations seriously, "Yes. Very serious. Very."

Gardner is one of six individuals who have reportedly spoken to the FBI about Henyard’s conduct, including other business owners, a former village employee and one or more public officials.

FOX 32 also cited restauranteur Dewayne Wood, who also has faced difficulties trying to renew his business license for his business for almost a year. 

While he has reportedly not spoken to the FBI, Wood believes that he has faced difficulties getting "Wood’s Kitchen" approved because he has catered to Dolton trustees who are engaged in a political battle with Henyard.

CONTROVERSIAL MAYOR POSTS VIDEO WITH BIDEN JUST DAYS AFTER RIPPING COLLEAGUES FOR 'ATTACKING ON A BLACK WOMAN'

"I've heard rumors that say, hey I'm on the wrong team," Wood said, later adding, "I think I've been targeted because of my association, affiliation with a certain group of people. The trustees. I've cooked for the trustees."

One of the trustees reportedly welcomes the FBI investigation.

"The Board of Trustees and I have repeatedly questioned the Mayor’s Office on her use of public funds," Dolton Trustee Jason House wrote in a statement. "We welcome any investigation that will bring transparency on how taxpayer dollars are being spent. Our residents deserve this level of financial transparency."

A public relations firm responding on behalf of Henyard told FOX 32 she had not been contacted by the FBI so far. 

"Mayor Tiffany Henyard and the Village of Dolton have not received any subpoenas and have not been contacted by the FBI or any other law enforcement agency," the firm said. 

Henyard and the FBI did not respond to requests for comment from Fox News Digital. _______________

That RICO thing I said with her looks like it may actually be in the works sooner than I thought