#list of jamnagar banks

[shreenathjiskoda]

Navigating the Skoda Lineup: Best Cars Under 15 Lakhs in 2023

When it comes to a blend of elegance, performance, and affordability, Skoda has been a trusted name in the automotive industry. If you're on the lookout for a Skoda car that won't break the bank, you're in the right place. Here's a list of the best Skoda cars under 15 lakhs in 2023.

1. Skoda Kushaq

Price: Starting from ₹10 lakhs

The Skoda Kushaq, a compact SUV, has been creating waves in the Indian market. With a blend of striking design, impressive performance, and advanced features, it's no wonder this model has become a favorite. The Kushaq offers a spacious cabin, a modern infotainment system, and a range of safety features, making it a solid choice for both urban and off-road adventures.

2. Skoda Slavia

Price: Starting from ₹11.5 lakhs

The Skoda Slavia is an excellent option for those seeking elegance and space. This sedan combines comfort with cutting-edge technology. With a generous boot space and spacious interiors, the Slavia is perfect for families or individuals prioritizing comfort during their drives. Available in multiple variants, it offers a diverse range of features to choose from.

3. Skoda Rapid

Price: Starting from ₹8.5 lakhs

While slightly below the 15 lakh mark, the Skoda Rapid is worth mentioning for its incredible value for money. This sedan exudes sophistication and offers a host of features. With its powerful engine options, comfortable cabin, and advanced safety features, the Rapid remains a popular choice among Skoda enthusiasts.

4. Skoda Fabia

Price: Expected to start around ₹9 lakhs (Expected launch in 2023)

The Skoda Fabia is set to make a grand return to the Indian market in 2023. Known for its compact yet spacious design, this hatchback is ideal for city commutes. It's expected to come with modern features and efficient engines, making it a promising addition to the Skoda lineup.

5. Skoda Octavia

Price: Starting from ₹15.5 lakhs (Note: Slightly above 15 lakhs)

Although slightly exceeding the budget, the Skoda Octavia is worth considering due to its unparalleled combination of luxury and performance. This premium sedan offers a plush interior, powerful engine options, and a range of cutting-edge features. If you're willing to stretch your budget slightly, the Octavia is an exceptional choice.

A Growing Presence

With an unwavering focus on customer-centric services, Shreenathji Skoda has seen remarkable growth since its inception. Our showrooms are strategically located in key cities across Gujarat, including Rajkot, Jamnagar, Junagadh, Morbi, and Gandhidham, to ensure easy accessibility for our valued customers.

A Holistic Approach to Service

At Shreenathji Skoda, we understand that every aspect of owning a Skoda, from purchasing to servicing, requires unique attention. That's why our team is meticulously organized into specialized departments

1. Sales Services

Our expert sales team is committed to helping you find the perfect Skoda model that aligns with your preferences and requirements.

2. Parts and Accessories

We provide genuine Skoda parts and accessories, ensuring that your vehicle maintains its peak performance and aesthetic appeal.

3. Finance and Insurance

Navigating the financial aspects of purchasing a vehicle can be complex. Our dedicated finance and insurance department is here to guide you through the process, ensuring a seamless experience.

4. Certified Pre-Owned Cars

For those seeking quality and reliability at a competitive price, our certified pre-owned cars undergo rigorous inspections to guarantee your peace of mind.

Upholding Values: Trust and Respect

At the heart of Shreenathji Skoda's philosophy lies the belief in creating an environment of mutual trust and respect. This ethos permeates every interaction, be it with our esteemed stakeholders, our cherished customers, or our dedicated team members.

Our commitment to transparency and integrity ensures that you can confidently rely on us for all your Skoda needs. We take pride in building lasting relationships and delivering exceptional service that goes beyond the transaction.

In conclusion, Shreenathji Skoda stands as a testament to the SP group's vision of providing top-notch Skoda services in Gujarat. With a growing presence, a dedicated team, and a strong foundation of trust and respect, we are poised to continue redefining the Skoda experience for years to come. Join us on this journey, and experience excellence in Skoda services like never before.

In conclusion, Skoda offers a range of impressive cars under 15 lakhs, catering to various preferences and needs. Whether you prioritize space, performance, or advanced features, there's a Skoda model that fits the bill. Visit your nearest Skoda dealership for a test drive and experience these remarkable cars firsthand. Happy driving!

[nawanagartime]

ડિસ્ટ્રીકટ કો-ઓપરેટીવ બેંક જામનગરની ચૂંટણીની આખરી મતદારયાદી પ્રસિદ્ધ

ડિસ્ટ્રીકટ કો-ઓપરેટીવ બેંક જામનગરની ચૂંટણીની આખરી મતદારયાદી પ્રસિદ્ધ

જામનગર : ધી જામનગર ડિસ્ટ્રીકટ કો-ઓપરેટીવ બેંક લી. જામનગરની વ્યવસ્થાપક સમિતિના સભ્યોની સામાન્ય ચૂંટણી-2021અન્વયે નવેસરથી ચૂંટણી પ્રક્રિયા હાથ ધરવાની હોય આ માટેની આખરી મતદાર યાદી તૈયાર ચૂકી છે. આ આખરી મતદારયાદી હાલ ચૂંટણી સત્તાધિકારી અને પ્રાંત અધિકારીની કચેરી, જામનગર (શહેર), જિલ્લા રજિસ્ટ્રાર (સ.મં.)ની કચેરી, જામનગર તથા ધી જામનગર ડિસ્ટ્રીકટ કો-ઓપરેટીવ બેંક લી.ની કચેરી, જામનગર ખાતે જોઈ શકાશે.

[gingerhotelsindia]

Explore the Holiest City of Gujarat, Dwarka

Dwarka is one of Gujarat's holy cities. Dwarka was Lord Krishna's home during his reign, according to Hindu legend.Dwarka receives its name from the Sanskrit word Dwar, which means "door." Dwarka is the location of Dwarka Pitha, one of Sri Adi Shankaracharya's four fundamental religions. The Archaeological Survey of India undertook the archaeological research at Dwarka, both on land and offshore in the Arabian Sea. Many artifacts were discovered during the first land surveys in 1963. Lord Krishna's importance was demonstrated. Dwarka is a forerunner in the metal craft industry. Dwarka is considered immensely sacred by Hindus and is mentioned in the Mahabharata, Harivansha, Bhagavata Purana, Skanda Purana, and Vishnu Purana.

Dwarka's HistoryAfter renouncing conflict in Mathura, Sri Krishna is said to have created and dwelt in Dwarka. Krishna and Yadavas decided to relocate the capital from Mathura to Dwarka for the sake of the people's safety. The land was reclaimed from the sea at Saurashtra's western coasts, and Dwarka was established on the banks of the Gomti River. Dramatic, Dvaravati, and Kushsthali were all names given to this city. It was previously known as Kushasthali or Dwaravati.

Dwarka's History

After renouncing conflict in Mathura, Sri Krishna is said to have created and dwelt in Dwarka. Krishna and Yadavas decided to relocate the capital from Mathura to Dwarka for the sake of the people's safety. The land was reclaimed from the sea at Saurashtra's western coasts, and Dwarka was established on the banks of the Gomti River. Dramatic, Dvaravati, and Kushsthali were all names given to this city. It was previously known as Kushasthali or Dwaravati. Dwarka's Geography

Dwarka is located in the Gujarat district of Jamnagar. The city is located in India's westernmost region. It is situated between 22.23 degrees north and 68.97 degrees east. The city is located on Gamut Creek's right bank. Dwarka Tourism

Dwarka, considered a sacred city, is well known for its temples and as a Hindu pilgrimage site. Some of the most notable tourist attractions in Dwarka are listed below. The Dwarkadhish Temple, also known as the Jagat Mandir, is a Vaishnava temple established by Raja Jagat Singh Rathore. This temple is one of the most well-known Hindu pilgrimage sites, attracting tourists from all over the world. The temple is brilliantly constructed in traditional lines, with five levels supported by 60 columns and lavishly carved from the base to the summit. It is made of sandstone and has a modest interior with beautiful decorations on the outside. Some of the important holidays, like Janmashtami and Navaratri, are celebrated with great zeal and joy in Dwarka.

Rukmini Devi Temple: Known for some popular stories, the Rukmini Devi Temple is attributed to one of Lord Krishna's major brides. Beautiful murals of Rani Rukmini and her husband adorn the shrine walls. It is thought to have been constructed in the 12th century. This is one of India's most beautiful temples, located on the fringes of Gujarat.

Beyt Dwarka: A journey to Dwarka isn't really complete without a visit to the Beyt Dwarka. On the island off the coast, there is a Hindu temple. The temple was built in the nineteenth century and houses shrines and pictures of Krishna and his 56 consorts.

Nageshwar Jyotirlinga Temple: Lord Shiva is the presiding deity of the Nageshwar Jyotirlinga Temple, which is located on the outskirts of Dwarka. It is one of the twelve Jyotirlingas, and according to the Shiva Puranas, Lord Shiva killed the demon Daruka here and stayed there a few years.Aside from these, there are Gomati Ghat temples, the Gita Mandir, and the Cuttack Chandi temple, and the Dwarka Pitha is one of Adi Shankaracharya's four cardinal mathas. On the western outskirts of Dwarka, there is a lake or tank known as Gopi Talav. In Bet Dwarka, there is a similar lake called Gopi Chandan, which means Gopi's sandal paste; this mud is found in the lake's bed.

The primary festival celebrated here is Janmashtami, which occurs between the months of August and September. Several night-long celebrations commemorate Krishna's birth. Bhajans and sermons are part of the festivities.The Sardar Vallabhbhai Patel International Airport in Ahmedabad is the closest, located 216 kilometers from Dwarka. The western railway connects the city with Ahmedabad by direct trains.

Last but not least to explore the city, everyone needs a place to stay and a ginger hotel comes into the picture to help the travelers. A good 3-star hotel in Gujarat, Dwarka which is also nearby to the railway station and airport. Ginger Hotel is conveniently located off the Porbandar Dwarka Highway, close to the Dwarkadheesh Temple, Rukshamanee Mandir, Dwarka Beach, Bhadkeshwar Mahadev Mandir, and Gomti Ghat.

The nearest airport is Porbandar, which is around an hour away from the hotel. The Ginger Hotel in Dwarka has 98 attractively constructed rooms with modern conveniences, as well as a banquet facility, an all-day multi-cuisine restaurant, and a fitness center.A low-cost hotel that may be both bright and interesting while yet providing safe and sanitary accommodations.

Customers want more for their money and want to remain in inspiring and energetic environments, which is why we exist. Every Ginger hotel combines business and play, the individual and the collective, the local and the global - for more pleasure than you can think. Furthermore, our budget-friendly accommodations are based on the century-old knowledge of our parent firm, IHCL.

[srkariresult]

New Atmanirbhar Gujarat Sahay Yojana (AGSY) {Apply Online} 2020

In this article today, we will impart to all of you the significant parts of the Atmanirbhar Gujarat Sahay Yojana which has been propelled by the Chief Minister of Gujarat state as of late to help the entirety of the destitute individuals who are more regrettable struck by the lockdown circumstance. In this article, we will impart to all of you the usage system of the plan and the application technique for the little businessperson who wishes to apply for this plan. We will likewise impart to all of you the qualification standards and the entirety of the motivating force accessible.

About Gujarat Sahay Yojana

Gujarat government has propelled Atmanirbhar Gujarat Sahay Yojana to give Rs. 1 lakh advance at 2% loan cost plot. This is state Government assistance as Rs. 5000 crore bundle for individuals. It incorporates little representatives, talented specialists, autorickshaw proprietors, circuit testers and others whose monetary exercises have been upset because of the continuous COVID-19 lockdown. The state administration of Gujarat will pay another 6% enthusiasm to banks giving credit under the Atmanirbhar Gujarat Sahay Yojna (AGSY) directed at little businesspeople. Gujarat government has launched Atmanirbhar Gujarat Sahay Yojana to provide Rs. 1 lakh loan at 2% interest rate scheme. This is state govt’s helping hand in the form of Rs. 5000 crore package for people. It includes small businessmen, skilled workers, autorickshaw owners, electricians and others whose economic activities have been disrupted due to the ongoing COVID-19 lockdown. The state government of Gujarat will pay another 6% interest to banks giving loan under the Atmanirbhar Gujarat Sahay Yojna (AGSY) targeted at small businessmen. Gujarat govt. has announced Atmanirbhar Gujarat Sahay Yojana in which lower middle income group can avail guarantee-free loan of upto Rs. 1 lakh from banks. This loan amount will be provided at an annual interest rate of 2% as it seeks to help them get back to normal life disrupted by the Coronavirus lockdown. Moreover, govt. will also pay another 6% interest to banks giving loans under the scheme.

Aatmanirbhar Gujarat Sahay Yojana Application Form

Application forms to get loan upto Rs. 1 lakh under “Atmanirbhar Gujarat Sahay Yojana” to be made available free of cost from all branches of urban and district cooperative banks and credit societies across the state. Application Start Date: 21 May 2020 Application Last Date: 31 August 2020 Download Aatmanirbhar Gujarat Sahay Yojana Application Form PDF Application Form 1 for GSC Bank: Aatmanirbhar-Gujarat-Sahay-Yojana-Application-FormDownload https://twitter.com/CMOGuj/status/1260955329908617216?s=20 Implementation Of The Scheme Around 10 lakh recipients will be given the advance of Rs. 1 lakh each from banks at just 2% yearly enthusiasm to begin their lives once again under Atmanirbhar Gujarat Sahay Yojana. All the credits will be given based on application and no assurance will be required. Gujarat Government will pay the remaining 6% enthusiasm on credit to banks. The residency of such advances will be of 3 years and re-instalment of head and premium will begin following a half year of approval of advance sum. State Government have taken this decision after having a conversation with the banks.

Important Dates Application procedure related to the scheme will be undertaken on the following dates as mentioned below in the table:- ProcessDatesApplication Starts on21st May 2020Application Ends on31st August 2020 Features of Atmanirbhar Gujarat Sahay Yojana Scheme is beneficial for the 10 lakh small time businessmen in the state including grocery shop owners, vegetable vendors and autorickshaw drivers.Beneficiaries will get collateral free loan up to Rs. 1 LakhApplicants have to pay interest of 2% per annum while remaining 6% interest will be paid by the state government6 months moratorium period will be given to the beneficiariesLoan will be provided by co-operative banks, district banks and credit co-operative societiesGovernment has sanctioned Rs.5000 crore for the project Who are Beneficiaries of Aatm Nirbhar Gujarat Sahay Yojana The state government has launched Atmanirbhar Gujarat Scheme for the following group of people as mentioned below:- A) Small businessmen B) Skilled Workers C) Autorickshaw owners D) Electricians E) Barbers F) Other people with lower income List of District Co-Operative Banks in Gujarat Here is the complete list of 18 District Co-Operative banks in Gujarat with address and contact details where you can apply for Atmanirbhar Gujarat Sahay Yojana loan scheme. SR. NO.NAME IF DCCBSADDRESSTELEPHONE NO.EMAIL ID1AHMEDABAD DIST. CO-OP BANK LTD.The Ahmedabad Dist. Co.op Bank Ltd. , Nr.Gandhi Bridge,Opp.Income Tax Office, P.B.No. 4059 ,Ahmedabad – 380009.079-27543025info@adcbank.coop2AMRELI JILLA MADYASTHA SAH.BANK LTD.The Amreli Dist. Co.op Bank Ltd. ‘Bhojalram Bhavan’, Rajmaham Road, Amreli- 365 60102792-222601ajmsbank@yahoo.co.in3THE BANASKANTHA DISTRICT CENTRAL CO-OPERATIVE BANK LTD.The Banaskantha Dist. Co.op Bank Ltd., Head Office “Banas Bhavan”, Deesa Highway, Palanpur, Dist. Banaskantha – 385001.02742 – 252133banasbank@yahoo.in4BARODA CENTRAL CO-OP BANK LTD.The Baroda Central Co.op Bank Ltd., Sayajigunj, Station Road, Vadodara-390 0050265-2225372info@barodaccb.co.in5BHAVNAGAR DIST. CENT. CO-OP BANK LTDThe Bhavnagar Dist. Co.op Bank Ltd., 13,Ganga Jalia Talav,’Sahkar Bhavan’, Bhavnagar-364 0010278-2522357bdcbank@yahoo.com6BHARUCH DIST. CO-OP BANK LTD.The Bharuch Dist. Co.op Bank Ltd., Station Road, B/h Hotel Corona, AT&PO., Bharuch- 392 00102642-252585ceo@bdccb.in7JAMNAGAR DIST. CO-OP BANK LTD.The Jamnagar Dist. Co.op Bank Ltd., ‘Sahkar Bhavan’, Ranjit Road, Jamnagar-361 001.0288-2573701jam_jdcb@yahoo.com8JUNAGADH JILLA SAH.BANK LTD.The Junagadh Dist. Co.op Bank Ltd., ‘Shri Lilabhai Sidibhai Khunti Sahkar Bhavan’, Opp.Bus Station, Junagadh-3620010285-2630091cbs.department@thejjsbank.co9KAIRA DIST. CENT. CO-OP BANK LTD.The Kaira Dist. Co.op Bank Ltd., ‘K.D.C.C.Bank Bhavan’, Sardar Patel Road, Ghodiya Bazar, Nadiad-3870010268-2561831edpmis.ho@kdccbank.in10KODINAR TALUKA COOP. BANKING UNION LTD.The Kodinar Taluka Banking Union Ltd., Banking Union Road, P.B.No. – 1, Ta. Kodinar, Dist Gir Somnath – 362720.02795-221404ktc_bank@yahoo.co.in11KUTCH DIST. CENT. CO-OP BANK LTD.The Kachchh Dist. Co.op Bank Ltd., Vijaynagar Char Rasta,Hospital Road, Bhuj, Kachchh – 370 00102832-251142banking@thekachchhdccb.co.in12MEHSANA DIST. CENT. CO-OP BANK LTD.The Mehsana Dist. Co.op Bank Ltd., Rajmahel Road, Mehsana (North Gujarat ) – 38400102762 – 222278dccbmsn@yahoo.com13PANCHMAHAL DIST. CO-OP BANK LTD.The Panchmahal Dist. Co.op Bank Ltd., Head Office : Prabha Road, Godhra – 3890010272-250853it@pdcbank.in14RAJKOT DIST. CO-OP BANK LTD.The Rajkot Dist. Co.op Bank Ltd., “Jilla Bank Bhavan ” Kasturba Road, Rajkot – 3600010281-2232368rdcbank@bsnl.in15SABARKANTHA DIST. CENT. CO-OP BANK LTD.The Sabarkantha Dist. Co.op Bank Ltd., “Sahakar Vikas Bhavan”, Station Road, Himatnagar – 38300102772-240498sabarbank@skbank.co.in16SURAT DIST. CO-OP BANK LTD.The Surat Dist. Co.op Bank Ltd., “Shree Pramodbhai Desai Sahakar Sadan”, J. P. Road, Nr. RTO, Surat – 395001.0261-2466006admin@sudicobank.com17SURENDRANAGAR DIST. CO-OP BANK LTD.The Surendranagar Dist. Co.op Bank Ltd., Sahakar Bhavan, Gandhi Marg, Surendranagar – 36300102752-232495sdcb_snr@yahoo.in18VALSAD DIST. CENT. CO-OP BANK LTD.The Valsad Dist. Co.op Bank Ltd., Sahakar Sadan, Kacheri Road, Valsad – 39600102632-254213info@vdcbank.in

Highlights of Aatma Nirbhar Gujarat Sahay Yojana

Here are the important features and quick highlights of the new scheme:- 1Name of the SchemeAtmanirbhar Gujarat Sahay Yojana2Launch Date14 May 20203StateGujarat4Article CategoryApplication / Registration Form5Application ModeOffline through District Co-operative banks, urban co-operative banks and credit societies.6BeneficiariesSmall businessmen, skilled workers, auto-rickshaw owners, electricians, barbers7Major BenefitLoans at lower interest rate8Loan Amountup to Rs. 1 lakh9Interest Rate2% per annum10Loan Tenure3 years11Repayment of Principal and Interest6 months after loan sanction date12Parent SchemeAatmanirbhar Bharat Abhiyan13Launched ByCM Vijay Rupani14Application Start Date21 May 202015Application Last Date30 August 2020 For more details please visit the official website of Gujarat Govt. or website of Apex bank of Gujarat State Co-Operative Bank Ltd. at https://gscbank.co.in Read More Post Read the full article

[printtrade]

Canopy Tent

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[political-affairs]

Mukesh Ambani

Mukesh Ambani at the India Economic Summit 

Mukesh Dhirubhai Ambani (born on 19 April 1957) is an Indian business magnate who is the chairman and CEO of the Indian conglomerate Reliance Industries Limited (RIL), a Fortune Global 500 company and India's most valuable company by market value.[4] [5][6] Ambani remains the largest individual shareholder, with 44.7 percent stake in RIL.[7]

 In 2010, he was named among the most powerful people in the world by Forbes in its list of "68 people who matter most"[8] As of 2013, he is India's richest man, second richest man in Asia[9] Ambani is listed as the 22nd richest person in the world with a personal wealth of $21.5 billion. He has retained his position as the world's richest Indian for the sixth year in a row.[10] He is a member of the board of directors of Bank of America Corporation and the international advisory board of the Council on Foreign Relations. He is also the chairman of the board of Indian Institute of Management Bangalore, one of the premier business schools in the country.

 In 2012, Forbes named him the richest sports owner [11] in the world. He co-owns the Indian Premier League franchise Mumbai Indians.[12]

 Early life

Mukesh Ambani was born on 19 April 1957 to Dhirubhai Ambani and Kokilaben Ambani. He has a younger brother, Anil, and two sisters namely Dipti Salgaoncar and Nina Kothari. The Ambani family lived in a two bedroom apartment in Bhuleshwar, Mumbai until the 1970s.[13] Dhirubhai Ambani then purchased a 14-floor apartment block called 'Sea Wind' in Colaba, where, until recently, Mukesh and Anil each lived with their families on different floors.[14]

 He attended the Hill Grange High School on Peddar Road, Mumbai, along with his brother Anil Ambani and where Anand Jain, his close associate, was his classmate.[15] He received BE degree in chemical engineering from the University of Bombay; Mumbai; University Department of Chemical Technology. [16] Mukesh later enrolled for an MBA from Stanford University but completed only one year of the two year program before dropping out in 1980.[17] The Indira Gandhi administration threw open the doors of PFY (polyester filament yarn) manufacturing to the private sector in early 1980. Dhirubhai Ambani had applied for a license to set up a PFY manufacturing plant. In spite of stiff competition from Tatas, Birlas and 43 others, Dhirubhai was awarded the licence.[18] To help him build the PFY plant, Dhirubhai pulled his eldest son Mukesh out of Stanford where he was studying for his MBA. Mukesh Ambani, then dropped out to help his father and initiated Reliance`s backward integration from textiles into polyester fibres and further into petrochemicals, beginning in 1981.[19]

In 2010, Mukesh Ambani was given Hon.DSc'Doctor of Science Honoris Causa'degree by M.S University, Baroda[20]

  Business career

Mukesh Ambani joined Reliance Industries in 1987.[21] He initiated Reliance's backward integration journey from textiles into polyester fibres and further into petrochemicals, petroleum refining and going up-stream into oil and gas exploration and production.[22]

Mukesh Ambani set up one Reliance Infocomm Limited (now Reliance Communications Limited), which was focused on information and communications technology initiatives.[23]

Ambani directed and led the creation of the world’s largest grassroots petroleum refinery at Jamnagar, India, which had the capacity to produce 660,000 barrels per day (33 million tonnes per year) in 2010, integrated with petrochemicals, power generation, port and related infrastructure.[24]

[nawanagartime]

જામનગર જિલ્લા સહકારી બેંકની કામચલાઉ મતદારયાદી પ્રસિદ્ધ જામનગર: જામનગર જિલ્લામાં આવેલ ધી જામનગર ડિસ્ટ્રિક્ટ કો-ઓપરેટિવ બેંક લિ. જામનગરની વ્યવસ્થાપક સમિતિના સભ્યોની સામાન્ય ચૂંટણી-2020 માટેની કામચલાઉ મતદારયાદી તૈયાર ચૂકી છે.

[anilambaniseo]

How Did Anil Ambani Build Relance Group

While the group companies of the Reliance Group have been developing chronic fault lines, Anil Ambani, has come a long way, developing and nurturing the conglomerate before he had to walk the tight ropes of debt. The not-so media shy business tycoon, is credited with introducing business innovations that once proved to be breakthroughs for the Indian economy. Here’s a comprehensive look as to how he took up the herculean task of building the Reliance Group.

 Reliance Anil Dhirubhai Ambani Group is headquartered in Mumbai. An Indian Conglomerate of companies, this establishment was formed by Anil Ambani in 2006 after the business of his father Dhirubhai Ambani was divided between him and his brother Mukesh Ambani. Following the split of Reliance Industries in December 2005, Anil Ambani got Reliance Infocomm, Reliance Energy and Reliance Capital. Following is a comprehensive overview of his companies:

  Reliance Capital:

Reliance Capital Limited was incorporated in 1986 at Ahmedabad in Gujarat as Reliance Capital & Finance Trust Limited. The name Reliance Capital came into effect on January 5, 1995. In 2002, Reliance Capital Ltd shifted its registered office to Jamnagar in Gujarat before it finally moved to Mumbai in Maharashtra, in 2006.

In 2006, Reliance Capital Ventures Limited merged with Reliance Capital. With this merger the shareholder base of Reliance Capital rose from 0.15 million shareholders to 1.3 million. Reliance Capital India is an India based financial services holding company with a diversified portfolio. The company is a constituent of Nifty Midcap 50 and MSCI Global Small Cap Index, is a part of the Reliance Group. It is amongst India's leading and most valuable financial services companies in the private sector. As on March 31, 2017, the net worth of the company stood at Rs 16,548 crore, while its total assets as on the date stood at Rs 82,209 crore. In Fortune India 500 list of 2018, Reliance Capital was ranked as the 77th largest corporation in India with 5th rank in 'Non-Banking Finance' category.

Reliance Capital has businesses in asset management, mutual funds, life insurance and general insurance, commercial finance, home finance, stock broking, wealth management services, distribution of financial products, private equity, asset reconstruction, proprietary investments and other activities in financial services. The company operates across India and has over 20 million customers and workforce of approximately 15, 595 as of May 1, 2017.

Reliance Power:

 The company was incorporated on 17 January 1995 as Bawana Power Private Limited and changed its name to Reliance Delhi Power Private Limited in February 1995. Its name was changed to Reliance Energy Generation Limited in March 2004, and finally to Reliance Power Limited in July 2007. Earlier, Reliance Power Limited was called Reliance Energy Generation Limited. This company was created in order to establish, build, operate and maintain power projects in India and International markets. The company has the largest collection of power projects in the private sector in India that is based on thermal energy and renewable energy. It also runs power generation, transmission and distribution businesses in other parts of Maharashtra, Goa and Andhra Pradesh.

    Reliance Infrastructure:

 Formerly known as Reliance Energy Limited, Reliance Infrastructure Limited and Bombay Suburban Electric Supply are Indian Private Sector Enterprises involved in power generation, defence construction and infrastructure. The predecessor company, Reliance Energy Limited, came into existence when it took over an 83-year-old government undertaking, the Bombay Suburban Electric Supply (BSES) in 2002. BSES was originally founded in October 1929. The company entered the road building industry in 2006 with two National Highway projects in Tamil Nadu (Namakkal-Karur and Dindigul-Samayanallur), both sections of National Highway 44 (formerly NH 7). Meanwhile, in April 2008, Reliance Energy Limited had changed its name to Reliance Infrastructure Limited.

 Reliance Communications:

 Reliance Communications was founded in India on 31 July 2002 as Reliance Infocomm Limited with the introduction of its nationwide CDMA2000 service. The company introduced its GSM service in 2008. It began using MIMO technology in 2011 to improve the quality of its 3G service, providing a data rate of up to 28 Mbit/s. Reliance Communications was a highly popular network provider in India. It became Reliance Communications Limited in 2006.It was an Indian mobile network provider headquartered in Navi Mumbai that offered voice and 2G and 3G data services. The company ended its CDMA operations in 2016, and migrated its subscribers to its GSM and LTE networks by September the same year. In February 2019, the company filed for bankruptcy as it was unable to sell assets to repay its debt. As of March 2019, the company has reworked its strategy and continues to operate fixed-line communications, data center services, enterprise solutions as well as subsea cable networks under the banner name, "The New Reliance Communications".

Acquisition of Digicable and MTS:

On 1 July 2010, the board of Reliance Communications confirmed about the acquisition of Digicable India's largest cable network in all-stock deal. The new entity named as Reliance Digicom. It integrated RCOM's DTH tv, IPTV and Retail Broadband Operations with Digicable.

On 14 January 2016, Reliance Communications announced that it had acquired Sistema Shyam TeleServices Limited (SSTL, operating as MTS India) in an all-stock deal. SSTL received a 10 per cent stake in Reliance Communications after repaying its existing debt. Reliance Communications would assume responsibility for instalments that MTS owed the government for spectrum purchases, amounting to ₹392 crore every year for 10 years. As a result of the deal, Reliance acquired MTS India's subscribers and SSTL's spectrum in the 850 MHz band.

Reliance Naval and Engineering:

It was established as a wholly owned subsidiary of SKIL Infrastructure in 1997 at Pipavav, Gujarat. In 2005, with funding from major Indian financial institutions, the company was spun off and registered as Pipavav Shipyard Limited. Pipavav Shipyard Limited raised additional financing from a number of private equity investors in 2007. The company went public in 2009 with listings on the BSE and the NSE.

Pipavav Shipyard is the first corporate shipyard to be granted clearance to build warships and other vessels for the Indian Navy, though the initial licence limits this to up to 5 ships per year.

    Reliance Entertainment:

Reliance Entertainment Pvt Ltd is a division of the Reliance Anil Dhirubhai Ambani Group handling its media and entertainment business, across content and distribution platforms. It forayed into the largely untapped video rental market in India by launching BIGFlix. On 15th July 2009, Anil Ambani and Steven Spielberg announced a joint venture with funding of $825 million. It was in April 2010 that the company acquired a 50 percent stake in Codemasters and in later in 2015, Anil Ambani joined hands with filmmaker Steven Spielberg to form a new joint venture Amblin Partners.

The key content initiatives are across movies, music, sports, gaming, Internet & mobile portals, leading to direct opportunities in delivery across the emerging digital distribution platforms: digital cinema, IPTV, DTH and mobile TV.

 Kokilaben Dhirubhai Ambani Hospital:

 The 750 bed multi-speciality hospital became operational in the first week of 2009. The project was initiated in 1999 by Nitu Mandke as a large-scale heart hospital, but ran into troubles after his death in 2003. Subsequently, it was completed by the Anil Ambani-led Reliance Group. It had the first 3-room intra-operative MRI suite (IMRIS) in Asia. In 2016, the hospital announced that it would be setting up 18 cancer-care centres in rural Maharashtra.

Reliance Health Insurance Limited:

A part of the Reliance Capital, Reliance Health Insurance is one of the leaders in the private health insurance sector of India. It has more than 139 offices across India.

As of now, the group companies of Reliance Naval, Reliance Communications and most of the verticals of Reliance Entertainment are staring at insolvency proceedings given the colossal debt-burden. Furthermore, Anil Ambani is now looking at asset-monetization to service the 9000 crore debts.

[startupregistration]

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[marwadiuniversity]

Gujarat- A cultural and industrial hub

Gujarat is a state that is popular for its rich heritage across the world. Its rich heritage is embedded with a lot of jaw-dropping historical monuments and sites. You’ll be really surprised to know that our Garvi Gujarat has more than 200 total heritage attractions. All these places reflect the grand history and varied cultures of ancient times. Let’s have a look at some brightest facts of this Garvi Gujarat.

UNESCO world heritage sites in Gujarat

At present, India has around 36 UNESCO world heritage sites with 2 in our own state. Rani Ni Vav has been declared as one of such UNESCO world heritage sites in Gujarat. Situated in Patan, on the banks of river Saraswati, this step well was built in the 11th century in the Maru-Gurjara architectural style which still reflects its complex and beautiful details of carvings. Another UNESCO world heritage site is Champaner-Pavagadh Archaeological Park. This park is a great mix of different heritage buildings from various kings, eras and faiths. Structures here perfectly reflect the blend of Hindu and Muslim architecture.

The land of Gandhi and Sardar

This Garvi Gujarat has also given the world, great national heroes such as Gandhiji and Sardar Vallabhbhai Patel. Birthplaces of both these legends- Porbandar and Nadiad respectively have a great Gujarati cultural heritage. Kirti Mandir in Porbandar, Gandhi Museum in Rajkot as well as Sabarmati Ashram and Sardar Patel Museum in Ahmedabad, have a lot to say about the lives of these two legends. And now, this list has one more addition- Statue of Unity which is the world’s tallest statue with 182m height.

The Industrial hub

Apart from our cultural and historical heritage, Gujarat also has a great contribution to the national economy. If you look at the biggest industrial hubs, you would find several names here- Reliance, Mundra Port, Morbi (ceramic and clock manufacturing hub), Bavla (Pharma hub) and more. There is one more name in this list- Jamnagar which is known for their mechanical part manufacturing. Ahmedabad was once a great textile hub but it hasn’t remained the same today.

The education hub

If you compare the education quality and employment status of today and before some decades in Gujarat, you’d realise the great upsurge. With outstanding international-level educational institutes, the quality of education has awesomely grown well. Some major education institutes include IIM Ahmedabad, IIT Gandhinagar, NID Ahmedabad, CEPT, EDI Gandhinagar and more. Marwadi University in Rajkot is the only NAAC A+ institute in Gujarat which is also a matter of great pride.

Let us all together, preserve this great heritage of Gujarat!

[ Source: Medium.com ]

[aminalatif]

reliance industries: After years of global success, Reliance Industries faces oil shock at home

SINGAPORE/NEW DELHI: Reliance Industries, currently India’s second most valuable listed company, got rich by trading fuel across Asia, Africa and Europe while effectively ignoring its home market.

Reliance’s refineries processed crude from the nearby Middle East and sold fuel to fast-growing markets in North Asia including China, Japan, South Korea and Taiwan.

That began to change when India’s oil demand surged, overtaking Japan as the world’s third-biggest consumer. Reliance took more interest in the country’s retail fuel sector and has opened more than 1,300 service stations.

This push into the domestic fuel market may stumble after the government imposed cost controls on October 4 on petrol and diesel prices to rein in recent record highs.

Reliance’s shares plunged 6.9 per cent on the day of the announcement and are down about 20 per cent since their record close on August 28.

The decline has pushed Reliance’s market capitalisation down to Rs 6.64 lakh crore ($90.47 billion) and it is no longer India’s most valuable company, sitting behind Tata Consultancy Services Ltd at Rs 6.77 lakh crore.

The price shock, driven by soaring crude import costs, angered consumers and triggered riots by farmers, forcing the government to react at the cost of its refiners’ health.

For now, Reliance is staying with its retail plans despite the recent trouble.

“When prices are cut, you have to effectively match it,” said Venkatachari Srikanth, Reliance’s joint chief financial officer, during their earnings presentation on October 17. “We are not going to let this alter broadly our strategy on retail petroleum.”

In line with that, Reliance is planning as many as 2,000 retail stations with oil major BP Plc over the next three years, local media reported on Tuesday last week.

Reliance’s domestic push made sense in an Asian fuel market that is increasingly crowded with new refinery capacity from the Middle East, Southeast Asia and China.

The new capacity, combined with soaring crude prices, has eroded profit margins for producing refined fuels.

With the domestic market now also under pressure from price controls, some analysts have been spooked.

Sukrit Vijayakar, director of Indian oil consultancy Trifecta said the government move could “be disastrous for Reliance.”

The retail move puts Reliance into competition against government controlled refiners like Bharat Petroleum Corp, Hindustan Petroleum Corp and Indian Oil Corp, the country’s biggest refiner.

Reliance’s domestic strategy initially won the backing of investors and the retail fuels group was touted by company chairman Mukesh Ambani in a speech at its annual general meeting in July.

Between January and August, Reliance’s shares soared 45 per cent, far outpacing the state-owned refiners as well as India’s main stock index, the Nifty 50, which gained 12.5 per cent.

But rising crude prices, which jumped from under $70 per barrel in early 2018 to around $85 in early October, and a tumbling rupee combined to push domestic fuel prices to records, undermining Reliance’s retail strategy despite some relief from a dip in crude prices in recent weeks.

Still, Rohit Ahuja, senior vice president of India’s BOB Capital Markets, which has a buy rating on Reliance, said signs of an “oil price shock” in India were “already visible.”

Reliance may gradually mothball its retail stations because of the cost controls, said Macquarie Capital Ltd Analyst Aditya Suresh in a note on October 5, though the bank expects no meaningful impact on its earnings.

Export market and IMO 2020

Reliance may be better placed to thrive on exports despite the increasing competition in Asia and the Middle East.

The company operates the world’s biggest refinery complex at the port of Jamnagar in Gujarat. The first Jamnagar plant can process 663,000 barrels per day (bpd) of crude while the second site can process another 709,000 bpd.

Reliance’s refining margins last quarter were at a premium of $3.40 per barrel over the average Singapore margin, the benchmark for Asia.

However, the Singapore margin has dropped by about 50 per cent since mid-2017 because of rising crude prices. Reliance also said in its results that fewer refinery outages last quarter meant global run rates were high.

Still, Reliance’s refineries benefit from being among the most modern in the world.

Several units process residual fuel oil, the leftovers after crude oil is initially refined, into higher-value petrol and distillate products as well as remove pollutants such as sulphur.

That ability to cut its high-sulphur fuel oil output to nearly nothing while maximising its diesel fuel output gives Reliance an advantage as the International Maritime Organization (IMO) will require new low-sulphur fuel oil used in ships starting in 2020.

“IMO regulations are positive because of our mid-distillate configuration,” said Reliance’s Srikanth.

With a move towards cleaner fuels as part of IMO, BOB Capital’s Ahuja said Reliance’s gross refining margins could rise by up to $5 per barrel.

Beyond IMO 2020 and the Indian fuel price turmoil, the oil industry is threatened by the rise of electric vehicles and alternative fuels that could reduce oil’s use as a transport fuel.

Refiners are looking at petrochemicals to replace potentially lost demand in the transport sector.

“If I have to look at it from a ‘oil demand hit from electric vehicles’ perspective, it’s going to be petrochemicals that’s going to survive for them (Reliance) beyond ten years,” said Ahuja.

Combined, Reliance’s refining and marketing group along with its petrochemicals division contribute more than 90 per cent of the overall company revenues, its latest annual report showed.

Under Reliance’s “Oil to Chemicals Journey” strategy the company is seeking to “upgrade all of our fuels to high value petrochemicals” over the next decade.

“We are focusing to produce and sell at every level,” said Reliance’s Srikanth. “Between whether to sell domestically or on bulk, whether we will export, every day is an analysis of which is a better option.”

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[cakandivali]

After years of success, Reliance faces an oil shock

Latest Updates - M. N. & Associates - Reliance Industries , currently India's second most valuable listed company, got rich by trading fuel across Asia, Africa and Europe while effectively ignoring its home market.Reliance's refineries processed crude from the nearby Middle East and sold fuel to fast-growing markets in North Asia including China, Japan, South Korea and Taiwan.That began to change when India's oil demand surged, overtaking Japan as the world's third-biggest consumer. Reliance took more interest in the country's retail fuel sector and has opened more than 1,300 service stations.This push into the domestic fuel market may stumble after India's government imposed cost controls on Oct. 4 on gasoline and diesel prices to rein in recent record highs.Reliance's shares plunged 6.9 percent on the day of the announcement and are down about 20 percent since their record close on Aug. 28.The decline has pushed Reliance's market capitalization down to $90.47 billion and it is no longer India's most valuable company, sitting behind Tata Consultancy Services Ltd at Rs 6.7 lakh crore.The price shock, driven by soaring crude import costs, angered consumers and triggered riots by farmers, forcing the government to react at the cost of its refiners' health.For now, Reliance is staying with its retail plans despite the recent trouble."When prices are cut, you have to effectively match it," said Venkatachari Srikanth, Reliance's joint chief financial officer, during their earnings presentation on October 17. "We are not going to let this alter broadly our strategy on retail petroleum."In line with that, Reliance is planning as many as 2,000 retail stations with oil major BP Plc over the next three years, local media reported on Tuesday.Reliance's domestic push made sense in an Asian fuel market that is increasingly crowded with new refinery capacity from the Middle East, Southeast Asia and China.The new capacity, combined with soaring crude prices, has eroded profit margins for producing refined fuels.With the domestic market now also under pressure from price controls, some analysts have been spooked.Sukrit Vijayakar, director of Indian oil consultancy Trifecta said the government move could "be disastrous for Reliance."The retail move puts Reliance into competition against government controlled refiners like Bharat Petroleum Corp , Hindustan Petroleum Corp and Indian Oil Corp, the country's biggest refiner.Reliance's domestic strategy initially won the backing of investors and the retail fuels group was touted by company Chairman Mukesh Ambani in a speech at its annual general meeting in July.Between January and August, Reliance's shares soared 45 percent, far outpacing the state-owned refiners as well as India's main stock index, the Nifty 50, which gained 12.5 percent.But rising crude prices, which jumped from under $70 per barrel in early 2018 to around $85 in early October, and a tumbling rupee combined to push domestic fuel prices to records, undermining Reliance's retail strategy despite some relief from a dip in crude prices in recent weeks.Still, Rohit Ahuja, senior vice president of India's BOB Capital Markets, which has a buy rating on Reliance, said signs of an "oil price shock" in India were "already visible."Reliance may gradually mothball its retail stations because of the cost controls, said Macquarie Capital Ltd Analyst Aditya Suresh in a note on Oct. 5, though the bank expects no meaningful impact on its earnings.Reliance may be better placed to thrive on exports despite the increasing competition in Asia and the Middle East.The company operates the world's biggest refinery complex at the port of Jamnagar in the western Indian state of Gujarat. The first Jamnagar plant can process 663,000 barrels per day (bpd) of crude while the second site can process another 709,000 bpd.Reliance's refining margins last quarter were at a premium of $3.40 per barrel over the average Singapore margin, the benchmark for Asia.However, the Singapore margin has dropped by about 50 percent since mid-2017 because of rising crude prices. Reliance also said in its results that fewer refinery outages last quarter meant global run rates were high.Still, Reliance's refineries benefit from being among the most modern in the world.Several units process residual fuel oil, the leftovers after crude oil is initially refined, into higher-value gasoline and distillate products as well as remove pollutants such as sulphur.That ability to cut its high-sulphur fuel oil output to nearly nothing while maximising its diesel fuel output gives Reliance an advantage as the International Maritime Organization (IMO) will require new low-sulphur fuel oil used in ships starting in 2020."IMO regulations are positive because of our mid-distillate configuration," said Reliance's Srikanth.With a move towards cleaner fuels as part of IMO, BOB Capital's Ahuja said Reliance's gross refining margins could rise by up to $5 per barrel.Beyond IMO 2020 and the Indian fuel price turmoil, the oil industry is threatened by the rise of electric vehicles and alternative fuels that could reduce oil's use as a transport fuel.Refiners are looking at petrochemicals to replace potentially lost demand in the transport sector."If I have to look at it from a 'oil demand hit from electric vehicles' perspective, it's going to be petrochemicals that's going to survive for them (Reliance) beyond ten years," said Ahuja.Combined, Reliance's refining and marketing group along with its petrochemicals division contribute more than 90 percent of the overall company revenues, its latest annual report showed.Under Reliance's "Oil to Chemicals Journey" strategy the company is seeking to "upgrade all of our fuels to high value petrochemicals" over the next decade."We are focusing to produce and sell at every level," said Reliance's Srikanth. "Between whether to sell domestically or on bulk, whether we will export, every day is an analysis of which is a better option." Chartered Accountant For consultng. Contact Us: http://bit.ly/bombay-ca