#software application development company in North Carolina

[hoisolutions]

Raleigh C-Suite Leaders: Step-by-Step Guide for Custom Software Development in 2023

Do you prefer custom software development or an off-the-shelf application?

This decision is often difficult for business leaders.

Software developers in Raleigh can vouch for bespoke software's benefits in meeting local businesses' needs. Businesses will have many options for custom software development by 2023; it would not be too bold to assert.

Why do Raleigh businesses need "custom" software?

What exactly is "custom" software? And why should businesses choose it? Off-the-shelf software can be a pre-made solution readily available on the market. Custom software, also known as bespoke software, is a customized version created to address specific business problems.

The bottom line is that customized solutions can be tailored to meet your business's needs. This prism can be used to examine how custom software is changing mindsets in emerging tech hubs like Raleigh.

North Carolina companies have seen a remarkable increase in the use of technology to address their users' needs. With its strong connections to the Research Triangle, Raleigh is becoming a significant city for startups in tech. Therefore, increasing and modernizing the process and embracing digital change in North Carolina and the Triangle is imperative.

Making the right decision

It is crucial to make the right decision regarding business software. It is crucial to make the right decision about whether you want to buy or build software. A correct choice could result in saving time, money, and productivity.

There has been a significant increase in requests for custom software development services. Raleigh is seeing a rise in homegrown businesses looking for skilled software developers. Many companies choose bespoke software development.

This is a guaranteed way to choose between building and buying apps. Ask:

Are my business doing things differently than others?

Are you interested in digitizing products and processes?

Are the digital solutions that are available today scalable?

These questions will help you select the best solutions. As we have said, bespoke solutions are preferred by businesses.

Raleigh is growing, and so will the need for custom software developers. As C-suite executives, you can help your business with innovative and unique custom solutions.

This is an excellent opportunity to gain a competitive edge. Using bespoke software can also increase ROI, improve your business performance, and provide excellent customer service.

The C-Suite Executive's Guide To Developing Custom Software

Why is it that people like to customize sports cars? You can update the dashboard leather and seat covers. It sounds fantastic, right? People customize their cars for a personal touch and a feeling of belonging.

What is driving the shift towards custom application development? Because you want your brand to be unique and authentic to your business vision and values, this is why custom application development is a growing trend. Although many ready-made solutions exist, personalization can increase customer loyalty and employee satisfaction.

As a C-suite leader, you should be able to develop custom software. This awareness can drive a shift in the mindset of the entire organization. It can also help you to see the positive effects on the bottom line if it is rooted in your business strategy.

These insights will help you stand out from the rest regarding custom software development.

Set clear business goals. Clarity can be a key to getting everyone on the same page regarding the business opportunity.

Why is it worth the investment?

Why is the software necessary? What can technology do to increase profits? As this will help you achieve actual business goals, it is crucial to set clear objectives.

Define and establish the requirements specifications for software (SRS strong>

When the technical, functional, and functional requirements are complete, it is simple to determine what the software must accomplish to achieve the business objectives.

Other operational requirements should be identified.

Create a list of all operational requirements necessary to achieve the business goals. This list could include organizational changes, training needs, process improvements, marketing strategies and more.

Choose an expert Chief Technology Officer (CTO strong>

It's great to have a technical leader who can help you understand the pros and cons of each aspect. Having an expert leader who can guide you through the technical aspects is also helpful.

Choose standard products and tools

It can help you find developers and support groups for your unique digital solutions. It can also help you stick with existing products and methods.

Consider outsourcing.

This is a great way to reduce costs and risk, and you can also benefit from offshore rates. Consider weighing your in-house talent against the offshore developer's capabilities.

Look at past work, client reviews, sample works, and other information to help you decide if the resource would be a good fit for your organization's values. Make wise choices.

All legal formalities must be completed.

You should review the legal aspects of licensing and fixed-price payments. You can also learn who has data and other knowledge by licensing tools and frameworks.

Be agile

Agile development is a faster way to create software. It also minimizes risks before you even start. To ensure that everyone can contribute fully, ensure they are all on the same page about the management approach.

Concentrate on the minimum viable product (MVP strong>

You can use the MVP to assess whether your digital solution works quickly. You can also consider alternative solutions and upgrades.

Test, test and more tests.

It is essential to conduct thorough and systematic testing on your product/application before you make it live.

Testing is crucial, as it can avoid technical problems and provide seamless user experiences.

[shubhampawrainfinium]

"AI-Enabled Imaging: Enhancing Precision or Just Expanding Surveillance?"

This market's growth is driven by increasing awareness of the early detection of chronic diseases, improved clinical decision-making and accuracy through AI, a shortage of healthcare professionals, advancements in AI technology, and rising regulatory approvals for AI-enabled devices. Additionally, the expanding therapeutic applications of AI-enabled devices contribute to market growth.

Market Lifecycle Stage

The AI-enabled medical imaging solutions market is currently in its development phase. Opportunities within this market are being fueled by the increasing adoption of AI and deep learning in imaging systems, technological advancements in imaging devices, and the growing use of AI-enabled medical imaging solutions in emerging markets. Key market trends include numerous collaborations among industry players, the adoption of machine learning and deep learning technologies in medical imaging, the introduction of new products, and the expansion of companies into the global market.

Impact of COVID-19

The COVID-19 pandemic initially shifted the focus of healthcare systems towards managing the crisis, leading to reduced hospital budgets and slower growth for AI applications. However, AI has been increasingly deployed in radiology departments worldwide to combat COVID-19. AI-based tools played a crucial role in diagnosis, prognosis evaluation, pandemic prediction, and drug discovery related to COVID-19, as highlighted in a September 2021 study published in Frontiers titled "Artificial Intelligence for COVID-19: A Systematic Review." This led to a positive impact on the adoption of AI in clinical settings and decision-making processes during the pandemic.

Sample pages of Report: https://www.infiniumglobalresearch.com/form/919?name=Sample

Market Segmentation

By Modality:

Computed Tomography (CT)

Magnetic Resonance (MR)

X-Ray

Ultrasound

Mammography

Multimodality Imaging Systems

Other Modalities

The CT segment is expected to dominate the global AI-enabled medical imaging solutions market.

By Product:

Software

Hardware

The software segment holds the largest share in the global AI-enabled medical imaging solutions market.

By Deployment Model:

Cloud- and Web-Based Solutions

On-Premises Solutions

Cloud- and web-based solutions dominate the global market in this category.

By Workflow:

Image Acquisition

Image Analysis

Detection

Diagnosis and Treatment Decision Support

Predictive Analysis and Risk Assessment

Triage

Reporting and Communication

The image analysis segment is expected to lead the market based on workflow.

By Therapeutic Application:

Specialty Imaging

General Imaging

Specialty imaging is anticipated to dominate the global market.

By Region:

North America: U.S., Canada

Europe: Germany, France, U.K., Italy, Spain, Switzerland, Sweden, Netherlands, and Rest-of-Europe

Asia-Pacific: Japan, China, India, Australia and New Zealand, South Korea, Singapore, and Rest-of-Asia-Pacific

Rest-of-the-World: Israel, Brazil, Mexico, and Rest-of-the-World

North America is the leading region in the global AI-enabled medical imaging solutions market.

Recent Developments in the Global AI-Enabled Medical Imaging Solutions Market

November 2022: Aidoc received U.S. FDA approval for its CT-based AI solution for diagnosing aortic dissection (AD) and all vessel occlusions (VOs).

September 2022: Aidoc partnered with Sana Klinikum Lichtenberg, Germany's largest private hospital network, to integrate its AI solution for pulmonary embolism (PE) across all facilities.

June 2022: Blackford Analysis Limited partnered with Us2.ai to bring advanced echocardiography analysis tools to the Blackford Platform.

May 2022: Butterfly Network, Inc. partnered with the Medical University of South Carolina to work on transforming patient care, health education, and medical research.

August 2021: Blackford Analysis Limited partnered with Qlarity Imaging to bring QuantX Diagnostic AI to radiologists via the Blackford Platform.

September 2021: Aidoc and Subtle Medical partnered to establish end-to-end AI solutions for medical imaging.

December 2020: Agfa HealthCare launched RUBEE for AI, a product that helps hospitals integrate AI into their imaging networks.

May 2020: Agfa HealthCare partnered with Northwest Clinics to expand the imaging platform of clinics with RUBEE for AI.

November 2021: Butterfly Network, Inc. formed a distribution partnership with Abdul Latif Jameel Health to distribute its Butterfly iQ+ ultrasound device across the Middle East, North Africa, Turkey, and India.

August 2021: Caption Health partnered exclusively with Butterfly Network Inc. to enhance early disease detection and management with AI-based diagnostics.

Report Overview : https://www.infiniumglobalresearch.com/market-reports/global-ai-enabled-imaging-solutions-market

How This Report Adds Value to an Organization

Product/Innovation Strategy: The report provides a comprehensive understanding of the various AI-enabled medical imaging solutions available for hospitals and diagnostic centers. It covers different modalities (CT, MR, X-ray, ultrasound, mammography, multimodality imaging systems, and other modalities), products (software and hardware), deployment models (cloud- and web-based solutions and on-premises solutions), workflows (image acquisition, image analysis, detection, diagnosis and treatment decision support, predictive analysis and risk assessment, triage, and reporting and communication), and therapeutic applications (specialty imaging and general imaging).

Growth/Marketing Strategy: The global AI-enabled medical imaging solutions market has witnessed significant developments, including business expansions, partnerships, collaborations, mergers and acquisitions, product launches, and funding activities. Partnerships, alliances, and business expansions make up the majority of developments in this market, followed by regulatory and legal activities and new product offerings.

Competitive Strategy: Key players in the global AI-enabled medical imaging solutions market are analyzed and profiled, with a detailed product benchmarking based on workflow, modality, and therapeutic application. This helps the reader understand how players compare against each other, presenting a clear market landscape. Additionally, the report provides insights into competitive strategies such as partnerships, agreements, collaborations, product launches and approvals, and funding scenarios, aiding in the identification of untapped revenue opportunities within the market.

[abovebits11]

Exploring the Thriving World of App Developers in Charlotte

In the bustling city of Charlotte, North Carolina, a thriving community of app developers is making significant strides in the tech industry. Known for its dynamic financial sector and rich cultural heritage, Charlotte is rapidly gaining recognition as a hub for innovation and technology. The app development scene in Charlotte is vibrant and growing, driven by talented developers, innovative startups, and supportive institutions.

The Rise of App Development in Charlotte Charlotte’s transformation into a tech hub didn’t happen overnight. The city’s journey began with substantial investments in technology infrastructure and education. Charlotte’s strategic location and business-friendly environment have attracted a plethora of tech companies and startups. The result is a burgeoning community of app developers charlotte who are creating cutting-edge solutions across various industries.

Key Players in the Charlotte App Development Scene

Several companies and organizations stand out in Charlotte’s app development ecosystem. These key players range from established firms to promising startups, all contributing to the city’s reputation as a tech powerhouse.

Levvel: A consulting firm specializing in IT strategy, application development, and design. Levvel has a strong presence in Charlotte and is known for delivering high-quality software solutions to its clients.

Skookum: Known for its innovative approach to app development, Skookum focuses on building user-centric applications that solve real-world problems. The company has a track record of successful projects acros various sectors, including finance, healthcare, and retail.

Dualboot Partners: This firm offers comprehensive services ranging from app development to digital strategy. Dualboot Partners is recognized for its collaborative approach, working closely with clients to deliver customized solutions.

The Impact of Local Institutions and Community Support Charlotte’s app developers benefit from a robust support system provided by local institutions and community initiatives. Organizations such as Packard Place and QC FinTech offer co-working spaces, networking opportunities, and access to capital, fostering a collaborative environment for startups and tech entrepreneurs.

Moreover, Charlotte’s educational institutions, including the University of North Carolina at Charlotte and Central Piedmont Community College, play a crucial role in nurturing local talent. These institutions offer specialized programs in computer science and app development, ensuring a steady pipeline of skilled professionals entering the industry.

Innovation and Diversity in App Development What sets Charlotte apart is the diversity and innovation within its app development community. Developers in Charlotte are not just creating apps; they are pushing the boundaries of technology. From leveraging artificial intelligence and machine learning to developing IoT solutions and blockchain applications, Charlotte’s app developers are at the forefront of technological advancements.

This innovation is evident in the variety of apps being developed. For instance, Charlotte-based developers are creating apps that enhance financial services, improve healthcare delivery, and offer unique retail experiences. The city’s diverse economy provides ample opportunities for app developers to address specific industry needs with tailored solutions.

Challenges and Opportunities Despite the impressive growth, Charlotte’s app development community faces several challenges. Competition for talent is fierce, with many tech hubs across the country vying for skilled developers. Additionally, keeping up with the rapid pace of technological change requires continuous learning and adaptation.

However, these challenges also present opportunities. The demand for innovative apps is on the rise, providing a fertile ground for developers to experiment and innovate. Furthermore, the supportive ecosystem in Charlotte, characterized by strong community ties and ample resources, positions the city’s app developers for sustained success.

Looking Ahead The future of app development in Charlotte looks promising. As the city continues to grow and attract top talent, its app development community is poised to make even greater contributions to the tech industry. With a strong foundation, a supportive ecosystem, and a culture of innovation, Charlotte is set to solidify its status as a leading hub for app development.

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app development charlotte nc

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[workforcesolution]

SAS and Data Analytics: Looking at next future in Data Analytics industry

What is SAS (Statistical Analytical System)? SAS (Statistical Analytical System) is one of the most common data analysis tools. It is commonly used for different purposes such as data processing, data mining, report writing, statistical analysis, market modelling, development of software, and data warehousing.

What is the future of SAS? SAS continues to be a commonly used programming language and a large data and analytics software business remains the SAS Institute that creates, manages and licenses SAS software. Although other tools and programming languages like R and Python are gaining popularity in statistics, data processing, and data science, the SAS Institute continues to be a globally successful business with a large market share. SAS continues to broaden its product portfolio with new and creative tools such as SAS Viya and SAS Visual Analytics, thereby helping it stay competitive in the data science and business intelligence markets.

1- Pharma Industry & Drug regulators: Clinical trial data analyses depend entirely on SAS, which is the preferred method for all drug regulators worldwide. Pharma firms have invested millions of dollars in developing software (SAS macros) for the purpose of monitoring and analysis, and it won't just go down. In fact, the FDA and other regulators would need to verify these results of clinical trials, and they will thus be much more hesitant to substitute SAS with some other method, because the associated expense and time are enormous.

2- Statistics edge: Born at North Carolina University, SAS is one of the popular statistical analysis software, and this is one of the reasons why the pharmaceutical industry and banks, where a misanalysis may cost the business a billion dollars, rely so much on it. But R is also slowly gaining popularity within the Statistics community due to its free availability, good graphics and growing online support.

3- SAS research & development: Over a very long period of time, SAS has been offering analytics solutions to many industries and so they understand industry and their customers better than any other tech company. To survive on the market, one must adapt with evolving technologies and SAS is very pragmatic in its approach, for example, Hadoop is not quite old in the big data industry, but SAS has a well-established company supporting Hadoop and other Big data components.

4- Brand name & trust: We have a saying that means it is highly likely to make more profit and is being well promoted. In the case of SAS, it is generally known and trusted in the industry even with its high cost. If we expect R or Python to replace SAS in the analytics domain (anytime in the future), then we may have to wait for a major player (such as-IBM, Google) to embrace R / Python and build a platform similar to SAS and invest heavily in its marketing. All comes with an expiry date SAS might one day go out of fashion, but with its current customer base and applications in various industries (particularly in the pharmaceutical industry) it will take at least about a decade.

By delivering a new generation of business intelligence tools and services that generate true enterprise intelligence, SAS tools has proved to be the industry leaders. The SAS Institute is the largest privately owned software organization in the world. It is also the only vendor that completely integrates leading data warehousing, analytics and traditional BI applications, to create intelligence from massive amounts of data. SAS has a huge part to play in analytics and big data in the future. Everybody in the business world today must be aware of the advantages of possessing SAS expertise and understand that in current and future markets this expertise are in demand.

5- SAS vs R vs Python: SAS: - SAS is a Versatile method and is the integrated software management program and the pioneer in the field of data analytics. This app has a lot of features to provide excellent technical support including strong Interface, and others. SAS lets you perform the following tasks Data Entry, retrieval and management

● Writing reports and graphic design ● Statistical and quantitative analysis ● Market modelling and decision support ● Operations Research and Project Management

Reputable companies such as Barclays, Nestle, HSBC, RBS, Wells Fargo, Volvo and BNB Paribas use SAS.

R: - R is a programming language for statistical computing and graphics which Ross Ihaka and Robert Gentleman developed in the year 1995. It provides a vast variety of mathematical and graphical techniques. It is a highly extensible Open Source path. It is a programming language which is simple and effective. It is more than a pure system of statistics. It does the job below Easily manipulates packages

● Manipulates strings ● Works with regular and irregular time series ● Visualize data ● Machine learning R is used by top-rated companies such as Bank of America, Bing, Toyota, Uber and Foursquare.

Python: - Python is an object-oriented programming language that has a clear syntax and readability. It was created in 1991 by Guido Van Rossem. It is easy to learn and will help you work more quickly and effectively. It has become more popular in a short period of time because of its simplicity.

Python is used by such well-known businesses as ABN-AMRO, Quora, Google and Reddit.

6- Customer support & community:

Compared with the other two languages SAS is the highest one on customer satisfaction and operation. SAS has a dedicated business and customer care, and a culture. If you have any technological issues, you can directly contact the support centre. R has a wide community online but no Customer Support Centre. You will get support from them but not immediately. Python lacks a Customer Support Centre. It provides assistance to its clients but not to SAS level

The Reasons are: ● SAS full stack has a big coverage, so it's a complete solution essentially. They have been using SAS for ages and have systems built around SAS ● SAS is safer than open source tools like R and Knime, very important for Data Security and Basel II norms and more statutory norms ● Together with SAS JMP and SAS Visual Analytics, SAS has implemented big data capabilities. ● Ability level of production: SAS will bring the analytics into banking and financial systems development. R doesn't have this, but we need to see where Revolution R (bought from Microsoft) is stacking up ● It's easy for a coder, but a non-coding person like me can learn it pretty quickly. ● SAS gives you the highest degree of versatility in configuration. ● Market solution, banks and other companies prefer SAS over open source software like R, python. (Although I believe R and python need to be trained for long-term sustenance as well).

SAS has been industry leader in data analytics, and it will stay leader due to above mentioned reasons. With presence of other tools in industry, SAS becomes more comparative and come up with more innovative tools. In addition, the job market for SAS Professionals will remain open and may open variety of avenue with more and new skills of Data Science.

About Rang Technologies: Headquartered in New Jersey, Rang Technologies has dedicated over a decade delivering innovative solutions and best talent to help businesses get the most out of the latest technologies in their digital transformation journey. Read More...

[truescoopnews4]

Harvard Study describes the unhappiest jobs in the world

An important aspect of interpersonal relationships is an individual’s identity and the people who have shared the experiences we use to build that identity upon are what is happiness in life or How to be happy with yourself? Every person goes through different stages in life, sharing experiences with people that shape us. As important as these experiences are, the people who are a part of them are just as important according to the study of How to be happy always or How to be happy in life.

Helping people and being helped by them is what keeps the world going in some sense to live a happy life or How to be happy. Help itself can be informational or physical. Either way, the people we depend on, in our times of need and vice versa are the people we need to care for and interact with positively is the only key to happiness.

Shared happiness is the last aspect listed here. Who is it that we like to watch a movie or share a meal with? Who makes us laugh? Whose company makes us think time is flying away? These are important question about important people in our lives about How to live a happy life. We must maintain our relationships with these people, for they bring happiness to our lives in the most direct of ways. Something each individual needs from time to time.

One of the best Jobs in America with the salary you can earn there

Web Developer

With America currently is the middle of an AI race against other countries, many IT-based businesses with Jobs in America and IT jobs in USA are developing daily. At such a time, the job or recruitment of web developers has amped up and provides highest paying jobs in USA or highest paying jobs in America. Web developers create and maintain websites and web applications, and they use web-facing technology to build software which comes as best jobs in USA or Part time jobs in USA. They talk with clients to understand their needs and build websites that meet them. As per reports, Web Developer's salary varies on their experience in the United States of America. As per INDEED Survey, a web developer with less than 1 year of experience can earn up to $70, 329 and here you get the answer of How to get job in USA for Indian or How to apply for job in USA from India. Now, the question arises whether we can study Web Developing in USA or not? If yes, then where and how to enroll oneself? To know the answer continue reading-

Earning a degree in computer science or a related field is one path toward a career in web development and here we learn how to get Jobs in USA for Indian freshers or Jobs in USA for Indians. Many web developers have an associate or bachelor's degree in web design, digital design, or graphic arts which generate opportunities of getting jobs in USA and let you know about How to get job in USA. Coursework can typically include computer programming, coding, graphic design, and math classes. Below are top 6 colleges giving a degree in web development-

Lawrence Technological University.

New Jersey Institute of Technology.

Illinois Institute of Technology.

Illinois State University - INTO USA.

Lynn University.

University of North Carolina - Wilmington.

Author: Ujjwal Samrat

[ict-reports]

Construction Equipment Rental Market Update: Recent Developments and Future Outlook

The report elaborates the growth rate of the Industrial Cybersecurity Market with help from and analysis based on a thorough and trustworthy investigation of the company profile. Fortune Business Insights™ in its latest report published this information.The study provides a thorough analysis of the market, market size, market share, insights, appraisal for developing segments, and many other crucial market characteristics in the Industrial Cybersecurity Market industry.

The report presents the overview of the market with the production of the cost, dispatch, application, use volume and arrangement.Market research aids in creating successful company strategies, and its significance has increased dramatically as companies use digital channels to interact with their target markets.

For More Information, Visit-https://www.fortunebusinessinsights.com/industrial-cybersecurity-market-104557

List of Top Key Players in Industrial Cybersecurity Market:

IBM Corporation (New York, United States)

ABB Ltd. (Switzerland)

Check Point Software Technologies Ltd. (Israel)

Schneider Electric (Rueil-Malmaison, France)

Mcafee, LLc (Intel Security) (California, United States)

Cisco Systems, Inc. (California, United States)

Honeywell International Inc. (North Carolina, United States)

Microsoft Corporation (Washington, United States)

Siemens AG (Munich, Germany)

Trend Micro, Inc. (Tokyo, Japan)

Splunk Inc. (California, United States)

Rockwell Automation, Inc. (Wisconsin, United States)

Bayshore Networks, Inc. (North Carolina, United States)

Broadcom Inc. (California, United States)

Kaspersky Lab (Moscow, Russia)

Dell Inc. (Texas, United States)

Proofpoint, Inc. (California, United States)

FireEye, Inc. (California, United States)

Symantec Corporation (NortonLifeLock Inc.) (Arizona, United States)

Palo Alto Networks (California, United States)

An Overview of the Impact of COVID-19 on this Market:

The emergence of COVID-19 has brought the world to a standstill. We understand that this health crisis has brought an unprecedented impact on businesses across industries. However, this too shall pass. Rising support from governments and several companies can help in the fight against this highly contagious disease. There are some industries that are struggling and some are thriving. Overall, almost every sector is anticipated to be impacted by the pandemic.

We are making continuous efforts to help your business sustain and grow during COVID-19 pandemics. Based on our experience and expertise, we will offer you an impact analysis of coronavirus outbreaks across industries to help you prepare for the future.

Have Any Questions, Ask Our Experts: https://www.fortunebusinessinsights.com/enquiry/speak-to-analyst/industrial-cybersecurity-market-104557

Report Highlights:

A comprehensive overview of Industrial Cybersecurity Market Size

Significant factors boosting, restricting, challenging and providing an opportunity to the market

Key insights and major industry developments

Significant players functioning in Industrial Cybersecurity Market Size

Major strategies adopted by players such as the launch of new products for better revenue generation, company collaborations, and others

Other market trends

Regional Analysis for Industrial Cybersecurity Market:

North America (the USA and Canada)

Europe (UK, Germany, France, Italy, Spain, Scandinavia and Rest of Europe)

Asia Pacific (Japan, China, India, Australia, Southeast Asia and Rest of Asia Pacific)

Latin America (Brazil, Mexico and Rest of Latin America)

The Industrial Cybersecurity Market Size research report provides a thorough evaluation of the sector. The report's estimates were developed based on well-established research philosophies and hypotheses.

[ailtrahq]

The Commodity Futures Trading Commission (CFTC) intensified its focus on the digital asset Decentralized Finance (DeFi) space, issuing simultaneous orders against Opyn, ZeroEx, and Deridex, Inc.  The charges stem from allegations of offering illegal digital asset derivatives Trading and failure to comply with regulatory requirements. CFTC Targets DeFi Operators Opyn, a Delaware-registered company based in California, is accused of failing to register as a swap execution facility (SEF) or designated contract Market (DCM), failing to register as a futures commission merchant (FCM), and neglecting to adopt a customer identification program as part of a Bank Secrecy Act compliance program.  ZeroEx, also based in California, and Deridex, Inc., a Delaware company based in North Carolina, are also charged with illegally offering leveraged and margined retail commodity transactions in Digital Assets. These charges revolve around the activities of the companies within the DeFi ecosystem, specifically their blockchain-based Software protocols and Smart Contracts.  These protocols, which function similarly to Trading platforms, offered users the ability to engage in transactions within a decentralized environment. The CFTC’s orders require Opyn, ZeroEx, and Deridex to pay civil monetary penalties of $250,000, $200,000, and $100,000, respectively. Additionally, as charged, they must cease and desist from violating the Commodity Exchange Act (CEA) and CFTC regulations. Director of Enforcement Ian McGinley emphasized the CFTC’s commitment to pursuing “unregistered platforms” facilitating the Trading of digital asset derivatives. McGinley stated:  Somewhere along the way, DeFi operators got the idea that unlawful transactions become lawful when facilitated by Smart Contracts. They do not. Opyn, specifically developed and deployed the Opyn Protocol, offering Trading of a digital asset derivative token called oSQTH.  ZeroEx, developed the 0x Protocol and front-end application called Matcha, enabling users to trade Digital Assets with leverage.  Deridex, developed the Deridex Protocol, facilitating Trading of “perpetual contracts” as leveraged derivative positions. The CFTC found that these activities constituted swaps and leveraged or margined retail commodity transactions, which require registration and compliance with CFTC regulations.  The respondents allegedly operated without proper registration as SEFs or FCMs and failed to implement necessary compliance programs. While DeFi presents unique challenges due to its novelty, complexity, and continuous evolution, the CFTC’s Division of Enforcement remains committed to keeping its ongoing crackdown against the nascent industry, aggressively pursuing those operating alleged unregistered platforms that allow US persons to trade digital asset derivatives. This latest enforcement action highlights the increasing scrutiny of DeFi operators and the growing need for regulatory clarity in the rapidly evolving digital asset landscape. As the CFTC continues to navigate this emerging sector, Market participants must ensure compliance with existing regulations to avoid potential legal consequences. The total crypto Market cap continues Trading within a tight range on the daily chart. Source: TOTAL on TradingView.com

[weappit]

User interface and user experience company in North Carolina

Welcome to We AppIt – your premier destination for top-notch user interface and user experience (UI/UX) solutions in North Carolina. Our expert team of creative designers and experienced developers collaborates seamlessly to craft digital experiences that captivate and engage. With a deep understanding of the synergy between aesthetic appeal and functional design, we specialize in creating intuitive interfaces that resonate with your target audience.

At We AppIt, we believe that a well-crafted UI/UX can make all the difference. Whether you're launching a web application, software, or a digital platform, our North Carolina-based company is committed to transforming your ideas into visually stunning and user-friendly realities. We pride ourselves on staying at the forefront of design trends and technological advancements, ensuring that every project we undertake not only meets but exceeds industry standards. Elevate your digital presence with We AppIt – where innovation meets impeccable design.

[dualgreys]

Comcast nbc universal ticker

COMCAST NBC UNIVERSAL TICKER FULL

COMCAST NBC UNIVERSAL TICKER SOFTWARE

Comcast acquired NBCUniversal from General Electric in 2011. Comcast acquired NBCUniversal from General Electric in 2011. is a global media and technology company with three primary businesses: Comcast Cable, NBCUniversal, and Sky. And, to build traction and increase the number of media using the startup’s services as part of its go-to-market strategy and expansion. CMCSA Comcast Corp Nasdaq Global Select (CMCSA) stock news, stock charts, stock quotes. Comcast Corporation Class A Common Stock (CMCSA) Stock Quotes - Nasdaq offers stock quotes. to 7:00 p.m., Eastern Time, while broadcasting talk shows, investigative reports, documentaries, infomercials, reality shows, and other programs at all other times.

COMCAST NBC UNIVERSAL TICKER SOFTWARE

The funders will use the resources to pursue the innovation, product development of GlobalM apps, platform and their v3 of the GlobalM software defined video platform (SDVP). CNBC (formerly Consumer News and Business Channel) is an American basic cable business news channel.It provides business news programming on weekdays from 5:00 a.m. GlobalM just recently finished collaborating on a program with IMD, after winning the Startup Competition, and is now raising funds for a seed extension. 2020 Comcast Prepares Sweeping Layoffs at NBCUniversal Which division.

COMCAST NBC UNIVERSAL TICKER FULL

And GlobalM is currently in discussions with NBC News teams. copper, fiber optic systems and connectors, racks. Savings on Theme Park Tickets & More Full and Part-Time employees of Comcast and NBCUniversal are eligible to receive the following discounts at Universal. Ski and Snowboard team have begun a pilot project using their smartphone app and network. The GOLF Channel will also be using the GlobalM smartphone app to cover a feature hole at the Arnold Palmer Cup golf tournament in Illinois. Speaking of the collaboration started in February 2021, founders Lance Newhart andf Paul Calleja explain that GlobalM has begun projects with NASCAR, with the first transmissions taking place from the Sonoma, California racetrack to their media operations center in North Carolina. Projects with NASCAR and the GOLF Channel Disclosure: Comcast owns NBCUniversal, the parent company of CNBC. As its CEO Lance Newhart explains to Startupticker.ch, the deal with NBCUniversal has opened many doors and provided introductions to showcase GlobalM technology at the highest level of Comcast companies and partners. This collaboration is very important for the Swiss ICT & Media startup specializing in advanced streaming technologies for sports, news, business, culture and entertainment. Comcast NBCUniversal has since invested in the startup and is promoting its broadcasting solution to all its companies and partners. GlobalM was the only company to be selected from outside of North America. Comcast NBCUniversal has chosen the startup to be part of its SportsTech accelerator program from over 1000 applicants in 80 countries around the world. Fongit supported GlobalM has just taken a major step forward.

[saudimains]

Highland village

#Highland village registration

#Highland village software

Seller reserves the right to modify or vary features or components so long as they are constructed in accordance with applicable laws.

#Highland village software

Seller has no business interest in any home energy efficiency evaluation organization or system, software program or rater. Seller does not guarantee any specific level of electric and/or gas energy utility costs or savings. The estimated monthly energy costs, if shown on the label, actual energy costs and/or energy usage are dependent on a number of factors, including utility rates, energy consumption, home maintenance, size of household, energy conservation practices, home orientation, and surrounding climate and weather conditions. Seller does not warrant or guarantee the monthly or annual utility bills for the home. Further an energy rating score may or may not factor in all options and/or upgrades available to be installed in the home. Seller does not represent, warrant, or guarantee all homes sold by Seller have been individually rated. Energy efficient features will vary depending upon the floor plans, elevations, design amenities/upgrades and the location of the home. The HERS Index score for this home, and the estimated energy costs, if shown on the label, are estimates only and are based upon the average energy performance for specified home categories as determined by HERS. Note that newer energy efficiency building codes have been adopted in some states so that newly-constructed homes in those states will usually achieve a HERS Index score lower than 100 and thus be more energy efficient than the HERS-referenced “standard” new home. Using RESNET’S energy efficiency software, the Rater determines a home’s energy rating by analyzing the home’s construction plans and performing onsite inspections the HERS rating provided by Seller is generally not an “as-built” rating. For every one-point decrease in the HERS Index score, there is a corresponding one percent (1%) reduction in energy consumption as compared to a home with a HERS Index of 100. The lower a home’s score, the more energy efficient it is in comparison to the HERS referenced home. The HERS Index home energy rating is determined by an independent RESNET-certified home energy rater (“Rater”). The HERS (“Home Energy Rating System”) Index allows buyers to compare the relative energy efficiency of different homes. The HERS Index® is a registered trademark of the Residential Energy Services Network (“RESNET”), a 501(c)(3) non-profit organization formed in 1995 to develop and maintain national standards for evaluating building energy and resource energy performance. Energy efficiency ratings may be expressed as a HERS (Home Energy Rating System) Index rating. This Home Energy Scale may be displayed on a model home or utilized in other marketing materials for homes within this community, illustrating a projected “HERS” Score Rating and potential utility savings. American West is a trademark of PulteGroup, Inc. is a licensed Nevada real estate broker (lic. Pulte Homes of California is a licensed California real estate broker (License # 02023929). Pulte Home Company, LLC is a licensed North Carolina General Contractor (License # 19311). Centex Real Estate Company, LLC is a licensed North Carolina General Contractor (License # 37977).

#Highland village registration

This material shall not constitute a valid offer in any state where prior registration is required or if void by law. This is not an offering to residents of NY, NJ, CA or CT or where otherwise prohibited by law. For further information, see our terms of use. and its affiliates and are protected by U.S. Floor plans are the property of PulteGroup, Inc. Floor plans, interiors and elevations are artist's conception or model renderings and are not intended to show specific detailing. Actual position of house on lot will be determined by the site plan and plot plan. Community improvements and recreational features and amenities described are based upon current development plans which are subject to change and which are under no obligation to be completed. Square footage and dimensions are estimated and may vary in actual construction. Prices, promotions, incentives, features, options, amenities, floor plans, elevations, designs, materials, and dimensions are subject to change without notice. Community Association and golf fees may be required. Prices may not include lot premiums, upgrades and options.

[artificialintelligencenews]

Can usage of Artificial Intelligence in Life Science transform Quality Management?

Artificial Intelligence means machines that are programmed to think like a human. It has the same problem-solving and learning capacity with more precision and without consciousness and emotionality. With the advancement of technology, we have seen it been applied in robotics, the automotive industry, various manufacturing units, HR departments, and the pharma and life science industry. 

Artificial Intelligence backed technologies have proved to be a boon to the healthcare sector. AI implementation has allowed the pharma companies and life science sector to change the way we experience healthcare. From digital pathology to augmented reality-based learning and discoveries are credited to AI technologies. 

Artificial Intelligence is used mainly to speed up the drug development process. The scope of Artificial Intelligence is not restricted to just drugs, but it has also made possible detailed and advanced diagnostics. It is the tool to better manage and integrate clinical records and genomic data; that too of various types. Researchers use Artificial Intelligence to gather information about new products, which can be beneficial for the Life Sciences industry. Artificial Intelligence has brought about a revolution in the life sciences and has even boosted the success rate as well as transparency of clinical trials.

Usage of Artificial Intelligence in the life science sector has led to early prediction of Alzheimer’s disease, early diagnosis of breast cancer. It is also used to make predictive applications of medicines, and it proves the potential of AI to recognize rare and new demographic diseases. Armed with the above success, it is predicted that AI can bring about a step-change in Quality Management in Life Sciences.

What is a Quality Management system in Life Science?

Quality Management system maintains the quality of operations, manages regulatory work and supply chain operations, and to helps in manufacturing operations. The implementation of AI augments the human decision-making process. AI helps to take a calculated decision and to reduce any inconsistency in the quality of the final product or service. 

How is Quality Management used?

Continuous learning system evaluation

AI will help collation of data and its study for continuous learning system. This ensures to minimize risk, maintain the product quality and patient safety. This is of crucial importance for developers of medical device software and CLS users. 

Predictive Analysis

AI-backed technology plays a vital role when it comes to the predictive analysis of data. The quality data received from the machine and sensor data received from the production line are combined to detect patterns. Any issues related to quality – where, when, how – it occurs is predicted. This data gives a clear indication of potential problems that could arise in the production line. This kind of predictive analysis data is crucial to maintain quality in Life Science’s manufacturing unit.

Outlier Detection

Life Sciences aim to improve healthcare practices. But we have seen medical errors pose a serious problem. A study conducted in hospitals of North Carolina indicates that 13.5% of patients hospitalized experienced adverse effects and 44% of such events were preventable. Using the EHRs, a patient monitoring and alert system are employed that uses rule-based systems. The rule-based codified system is clinical knowledge gathered from domain experts and this forms the base of the alert system. The usage is limited and at times flawed. Hence outlier’s detection method that works on model-building and model-application stage is used in Life Science. An outlier method uses the observation pattern that deviates from another observation pattern significantly in the same data. This kind of quality control reduces the margin for medical errors. 

Data management and Error classification

The unstructured data in various formats is available from patient monitoring, complaint investigations, reports, and more. These Real-World Data and Real-World Evidences acts as the crux for the development of the healthcare system. Processing these data with accuracy, its retrieval, and usage of these data is done using AI-backed technology. Using AI, error classification models can be developed to ensure accurate data management.  

Automated Audit management

Automated Audit management provides a valuable source of information about:

Total number of non-compliances

Total number of near-miss cases. This helps investigation to     prevent such incidents in future

Post audit corrective measures are taken on time

Easy retrieval of previous findings

Increase in Process efficiency 

Studies show AI helps to bring up the process efficiency by 40%. Data is analyzed with high-speed accuracy and with reduced errors. Efficient time management is key to quality control.

Reduced manual errors

The process of data collection, processing, analyzing, and calibration is a tedious task. If the entire process is done manually, it would be time-consuming and ridden with errors. AI aided tools & technology can do the same process with greater accuracy and zero errors. Such reduced manual errors are crucial when it comes to quality management for life sciences. 

Conclusion

Artificial Intelligence makes Quality management a leaner process. AI gives quality management a holistic approach. It foresees challenges during the production process, checks the loopholes, if any – all this ensures zero wastage of resources and time and at the same time maintaining operational excellence. All these are of great importance for life science development. 

With the system of Quality Management in place, one can foresee how the Life science industry will grow in leaps and bounds. AI-powered technology will provide cost-effective solutions with increased diagnostics accuracy to change the face of the healthcare system.

Aventior’s efficient technical support helps to build a digital ecosystem for leading pharma companies and biotech companies. They offer Data Restructuring and Analytics platform (DRIP), Continued Process Verification, and Digital Pathology: Label Extraction solutions. The above solutions are backed by Artificial Intelligence algorithms. To know more about the solutions provided by Aventior, write to us at info@aventior.com

[notebooknebula]

Dr. Paul White of RealNumberz

https://www.jayconner.com/dr-paul-white-of-realnumberz/

Jay Conner is joined by none other than Dr. Paul White, the founder and CEO of White Orthodontics, and author of several best-selling books.

White Orthodontics is a high-end, technology-focused orthodontic practice based in Virginia.

Dr. White created RealNumberz with his son, Trey, to utilize the latest technology to “supercharge” his real estate investments.

RealNumberz is the only comprehensive software application designed to help investors manage a diverse set of assets that includes rental properties, private lending, fix-and-flip, and fix-and-hold projects, as well as mortgage notes and syndications.

This incredible software eliminates investor anxiety by using real-time data and an automated reminder system to allow real estate investors to maximize their returns with 50 percent less time.

Paul believes the key to achieving financial freedom has as much to do with optimizing your existing investments as it does with acquiring more of them.

RealNumberz is the easy-to-use solution for the ongoing problems associated with late or inaccurate rents, incorrect note payoffs, uncontrolled and over-budget rehab projects, “yield drag”, and much, much more.

RealNumberz has helped many of its clients save thousands of dollars and manage their real estate investments from their pockets! Go to https://www.realnumberz.com to see how you can “supercharge” your portfolio with this amazing software!

Real Estate Cashflow Conference: 

https://www.jayconner.com/learnrealestate/

Free Webinar: 

http://bit.ly/jaymoneypodcast

Jay Conner is a proven real estate investment leader. Without using his own money or credit, Jay maximizes creative methods to buy and sell properties with profits averaging $64,000 per deal.

#RealEstate #PrivateMoney #FlipYourHouse

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Jay Conner (00:00): Well, hello there and welcome to another episode of Real Estate Investing with Jay Conner. I’m Jay Conner known as the Private Money Authority. Also the host of the show today. And if you’re brand new to the show, we talk about all things that relate to real estate investing. We talk about how to find off market deals, motivated sellers. We talk about how to get your deals funded without relying on banks or mortgage companies also talked about how to rehab houses. We talk about how to sell them fast. And just as importantly, we talk about how to automate the business because after all, why are we in this business? Well, we’re in the business for the wealth and the freedom. So we’re not looking to replace our day job with another job, called real estate investing. We’re looking to run the show to where we are running our business and our business is not running us.

Jay Conner (01:03): Well, again if you’re brand new, I started back in 2003 in Eastern North Carolina, investing in single family houses. And for the first six years, until 2009, I relied on the local banks. I got cut off like the rest of the world did in January, 2009, after being in the business for six years. And I learned about this world of private money and private funding. How to use people’s individual investment capital and their individual retirement accounts to where I can have an unlimited number of private lenders into an unlimited number of private deals. As of today, my wife, Carol Joy, and I have got 49 private lenders individuals, just like you, that are investing with us and and funding our deals. So if you are also interested in learning how you can get funding for your deals and not ever miss out on another deal, because you didn’t have the money and you don’t want to rely on your credit, you don’t rely on your verification of income and your credit score.

Jay Conner (02:05): I’ve got a free gift for you. And that free gift is to come join me, access free for the first 30 days to my new Private Money Academy membership. So why in the world would you want to come check me out for free? Well, first of all, you get me live two times a month in a Zoom coaching call in the group setting for all of the members. Right now, we’ve got about 150 members or so, and it’s growing very, very quickly. We do that twice a month. You can bring all of your questions to the Academy membership, Zoom call. And we also update content every month, talking about locating deals and funding and et cetera. And on each Zoom coaching call twice a month, we put one of the Academy members such as yourself in what we call the hot seat, where we analyze your business, figure out what your challenges are and help you put together a plan to help take you to the next level in your business.

Jay Conner (03:04): So come join me for free for the first 30 days at Jay Conner, www.JayConner.com/Trial again, that’s Jay Conner, JayConner.com/Trial. You will absolutely love coming and checking out these Zoom calls and et cetera, with all the benefits that you get as being in the membership. Well, if you are brand new to joining the show, you may not know this, but if you’ve been tuning in for awhile then my lands, we launched June, 2018. We’re almost North of 300,000 downloads and growing very, very quickly. I have some amazing experts here as guest on the show. Well, today is no different. Let me introduce to you my friend and expert. Well, this gentleman is the founder and CEO of a company called White Orthodontics, which is a high end technology focused orthodontic practice in Virginia.

Jay Conner (04:12): And he’s also the author of several bestselling books. Now this gentleman also created a service that is called Real Numberz that ends in a Z. And he created that with his son, Trey, and the reason he created it, they created it was to utilize the latest technology to supercharge their real estate investments. Well, here’s what Real Numberz is about. It is the only comprehensive software application that’s designed to help real estate investors manage. And that’s the key word because this gentleman is an expert when it comes to managing deals after you bought them, which is a challenge for some people, but he designed this software to help real estate investors manage a diverse set of assets, which could include rental properties, private lending. There you go! Fix and flip properties, buy fix and hold properties, as well as if you’re into notes, mortgage notes, or syndications, his software will also help manage those investments as well after you get in.

Jay Conner (05:25): So this incredible software that he and his son Trey developed eliminates the number one investor anxiety by using real time data and an automated reminder system that allows real estate investors to maximize their return with 50% less time of yours involved in the deal. He also believes the key to achieving financial freedom has much to do with optimizing your existing investments as it does with acquiring and getting more investments. Well, his software Real Numberz is that easy to use solution for the ongoing problems associated with later inaccurate rents, incorrect note pay offs, uncontrolled or over budget rehab projects, and much, much more. In addition to that, this software has helped many of their clients save thousands of dollars and manage their real estate investments from their pocket. So with that, let me welcome my friend to the show and expert Dr. Paul White. Hello, Dr. White!

Dr. Paul White (06:35): Hey Jay, how are you doing?

Jay Conner (06:37): I am Fantastic! And just for the sake of these, may I call you Paul on the show?

Dr. Paul White (06:42): Oh, please do.

Jay Conner (06:45): So. Welcome to the show Paul. So glad to have you. Of all the experts and guests that I’ve had on this show. I haven’t had anybody else come on the show with this type of software and this kind of service to help real estate investors. I mean, in my business still today, we keep up with everything on an Excel spreadsheet. Seems to work pretty well since our average profits are 67,000, but you know, one of the four pillars that I teach in my business is what I practice. And that is automation. I actually work in the business less than 10 hours a week because of automation, other software we use and the team we have. And so I’m so excited to hear about this automation software that you and your son Trey have developed.

Dr. Paul White (07:33): Well, Jay, thank you so much for having me and, you know, I appreciate so much what you do and the great coaching that you give your clients. And it’s an issue that I have seen. It’s the same thing you just said. There’s just not much out there, right? We’ve never had anybody on that talked about this stuff. And it was a problem that I had and, went to solve the problem by looking for software. And all I found were spreadsheets and things like that. And I had sort of a bigger list of things I wanted to accomplish. And so spreadsheets are great, but they don’t take care of everything that you want to do with them. And so as a matter of fact, I was a member of a mastermind years ago, and I’m doing a lot of what you were coaching and that is to acquire stuff.

Dr. Paul White (08:09): You know, I had been for too long that guy that did what Dave Ramsey said, and that was to just save your money and pay off all your debts and do all those things. And that’s great if you’re in debt or if you have, if you can’t manage your money, but it’s not a great formula for managing wealth , and so anyway I started, you know, I had some money saved up. So when I got into these masterminds, I started, you know, acquiring a bunch of assets and I was feeling really good until the phone started ringing, you know, for more money and, you know, verifying payoffs and all this stuff. And I just started going, Oh my gosh! You know, what do I do? And here’s the problem. I went and talked to some of the guys in the group that had been in there before me.

Dr. Paul White (08:43): And I said, what are you doing to kind of keep track of all this stuff? And surprisingly the answer was nothing, you know, and occasionally the really sharp guys were using spreadsheets. And so then I asked, okay, well, what, what kind spreadsheet? And one guy said, well, I got this one off the internet. And other guy said, well, I got this from my brother-in-law. And I looked at him and they weren’t even the same, you know, and as orthodontists, we were like things nice and straight and neat, and even, and I just, I wouldn’t see in any kind of congruency there. So it made me a little nervous. So that’s sort of how it got started.

Jay Conner (09:11): There’s no doubt. There’s a huge demand for this type of service. Let me go to your background for just a moment.

Dr. Paul White (09:17): Sure!

Jay Conner (09:17): Please share with me and the audience, your story. You’re a doctor. And you know, you can straighten people’s teeth, right? And then you got into real estate investing along the way. So let’s hear your backstory.

Dr. Paul White (09:31): Well, you know, thank you for the question, cause it’s a great question. And it’s a lot of what we wrestle with it, you know, Warren Buffet famously said, you know, if you don’t make money, while you sleep, you work till you die. And that was sort of a, you know, kind of a crazy thing. And the Aha moment for me was when I finally understood the difference between income and wealth, you know I have a great job, but as Kiyosaki would say in his book, Cashflow Quadrant, I owned my job and that was all I had. I didn’t have wealth and I wasn’t building any wealth I was just working. So, you know, just like you’re trying to do with your clients, we’re trying to have freedom. You have to have income for that. Actually I have to have wealth from that.

Dr. Paul White (10:08): And I had income and I didn’t have freedom. And even still with my job, I own a good job and I make a good living, but I can’t leave the job for more than, you know, a week or so because of the amount of work that it creates before I leave and the tremendous amount of work that leaves when I get back. And so you just never gone very far and you’re always, you know sort of tied or chained to the practice. And so that was sort of a big Aha for me, is understanding that if I’m going to have some more freedom, I have to have something that’s making money while I’m not there. And for me, orthodontics was not that, not that thing. I love it it’s been great, but I started looking for other ways to make money and I discovered what you know, and what all your clients have known or will know.

Dr. Paul White (10:46): And that is that all the wealthy people in the world that are successful have real estate as a major portion of their portfolio, if not all of it. And so including our current president. Thanks. So, anyway it’s one of the things that I’ve learned is that real estate is the way to go. And, as I said, when I was in this mastermind sort of, you know, a little hand holding and trying to learn how to learn the ropes I just found that no one was keeping track of things. And so you see these pictures of messy desk and and so mine, wasn’t a messy desk. It was on a pool table. So I had paperwork spread everywhere and I was just excited, you know, I was acquiring stuff left and right. And I was just leaving this pile of, paperwork and assets behind me.

Dr. Paul White (11:26): And I thought, that’s all I had to do. Right. Cause you hear the term passive income. And so I thought that was it right? I’m there I’ve arrived. And then, you know, the headaches started coming and the questions started coming and you’re getting a lot of emails and phone calls asking for more information or more money or any of these things. And I just started going, Oh my gosh, how am I going to handle this? So my, momentary moment of sort of peace and I feel finally arrived and I’ve got it going, just sort shattered into the reality of my portfolio was chaos. And so I had to find a way to get control of it. And and that’s when I went to my son. Cause I know you mentioned you know, spreadsheets Excel. And to be honest with you, I’m a little intimidated by that.

Dr. Paul White (12:08): It’s not that I don’t like numbers, but for some reason I never learned Excel and all the other software that I ever learned, I just sort of picked it up and started working with it. So, and I can do the basics in Excel, but I can’t really do, you know, create all the sales and do those kinds of things. And so I asked my son who is a programmer. I said, can you make me an Excel spreadsheet? And he said, sure, what do you want on it? And so I told him a few things and as he’s programming, I said, I started asking more and I started adding more things. He goes, alright, do me a favor before I keep this madness going, make a list of all the things you want this to do, and then I’ll make it happen. Right? And I made the list and I handed it to him and he goes, he said, data, a spreadsheet.

Dr. Paul White (12:42): I mean, spreadsheets, can’t do this kind of stuff. I said, If I said, so what are we doing? He goes, you need an app. And I went, A what? Cause I had no idea what an App was Right? And so that’s how we started Real Numberz. And that’s been the, probably the most rewarding thing for me has been to have these ideas of how I want to manage my real estate and all the different investments that are real estate related investments have him sort of have these ideas in my head and I write them down on a piece of paper and he makes it happen. Now in the software world, they call Wire Frame is how you plan out every little step in the development of software out. And I, I call what I’m doing, you know, Wire Frame me. He said, dad, just writing crap on a piece of paper.

Dr. Paul White (13:20): You’re not Wireframing so, that’s been kind of fun, but it’s been amazing. Number 1, to recapture some of the money or my investment in his education. And number 2, to be able to work together with him and sort of work through these tools. And to be honest with you when it first happened, you know, and I looked at for spreadsheets, I go, well, there’s gotta be something else out there. And I looked everywhere for some software that was as comprehensive as what we’ve created and there’s nothing out there. So that’s been, you know, my why for 30 years was to make the quality of orthodontic treatment in the Richmond area better than it was when I got into it. And now my why’s to help real estate investors know their numbers so they can get to freedom faster.

Jay Conner (13:59): I love it! S, what different, before we actually get into what Real Numberz does.

Dr. Paul White (14:07): Sure!

Jay Conner (14:07): And the benefits of it. Because it definitely sounds multifaceted as to what it will do before we get into that. What type of different business models can this software serve and help real estate investors? For example, my business model is two fold. I either buy them in single family houses. So we’re talking to here all single family houses, I mean, in my case. So that will be a subset of my question. What different business model is that many single family houses only is it also commercial? We’ll get to that in a second. But in my single family house world, I’ve got two business models. I buy them. Business model, number one, I buy them, I fix them up. I flip them, I cash out, right? So we kill the golden goose, no wealth right there.

Jay Conner (15:01): That’s just big checks. My second business model or that I do with other deals is I’ll buy them. If they need fix up, I’ll fix up. If they don’t need fix up. And they’re a pretty house in either case. The second business model is I sell on rent to own. Now what makes my rent own or selling a lease purchase different is I actually believe it or not actually require my buyers to enter my credit repair program. And I actually help them get a mortgage. Therefore, 80% of mine cash out. Most of the real estate investors may be 5% cash out on least purchase. Those are my two business models. So leading up to my question what are the different models that Real Numberz will serve?

Dr. Paul White (15:54): Yeah, that’s a great question. Well, you know, what’s so funny about software and this is a true expression software’s never done. So you have this long runway of things that we’re trying to accomplish. And, basically real numberz is divided into four basic buckets. One is real property. The next one is private lending. The third is mortgage notes. And then the fourth is funds and syndications. And so within the real property space you can it takes care of any kind of property think of multifamily, single family you know, self storage, all those kinds of things. And, and what’s really neat about it is also there’s a dashboard for the entire portfolio. And so what we’re trying to build is a piece of software that not only manages all of your properties or all of your assets day to day as needed, but it also gives you a global input about how you’re doing as far as having some kind of target date for retirement or job transfer or, you know, whatever it is that you’re trying to do.

Dr. Paul White (16:49): And so what we’ve gotta do is have weighted average returns on all those things. And that’s a pretty complicated piece that we’re building. As far as real estate now, all there’s a general ledger for the entire portfolio for your entire asset base. And so, regardless of what kind of assets or different types of assets you’re doing, there’s a ledger that keeps track of all the money coming in and out of your portfolio. Then each individual asset has a ledger as well. And so it obviously takes care of transactions. And then those ledger items are then used to drive analytics, and then eventually it’ll drive tax reporting as well. And one of the features that we added to it, what’s sort of speaks to your fix and flip is I, years ago I was buying active turnkeys, like you’re talking about.

Dr. Paul White (17:35): And I had bought a piece of property and and from a guy in CG and so they were rehabbing it. And then I got an email that said we needed, you know, $8,000 more. And so I just wired the money site on scene. And, you know, one of the challenges with professionals, doctors, dentists, lawyers, whatever is at least for medical professionals, is we do whatever it takes to make things right for a patient, even if it costs us money. So we’re just, you know, we just want people to trust us. So we do whatever it takes. And we tend to have that same mentality with those that we work with. And what I’ve discovered in all other walks of life is not everybody’s that way. And even there’s some, I guess, in the medical profession, not the way, but I don’t know any of them.

Dr. Paul White (18:15): And so we’ve just always done whatever it takes to make it right. So there’s a high level of trust. So if somebody said I needed $8,000 more, I just would wire the money. Right? I don’t do that anymore, but that’s what I did when I first started. And it turns out after the the property had been rehabbed and closed, and then we had a tenant in place. We had actually then just finished creating real numberz. So I went back and just to play with the software, entered in all of the the data from the acquisition. And it turns out that that $8,000 was $8,000 over the budget. And I didn’t know it, and I had no clue. And and so I called the property management. So what’s the deal with this $8,000 is, Oh, we put new windows in the house and I go, well, great!

Dr. Paul White (18:53): I’m not saying I wouldn’t have done it, but that certainly would have been a decision I would have liked to been involved in. And so that really sparked me to create one of the features of a real property is a thing called a rehab tracker. And so you create a budget and you create as many different rehab projects as you want to name them. And then you put the amount of the budget, and then you start making deposits towards that budget, which come off your balance sheet, but then any of the charges against those do not, again, hit your, ledger again. So it keeps track of those things, and it keeps a running balance of how much money was spent in those kinds of things. So it can certainly be used for that. If you’ve got a business where they’re flipping a bunch of houses all the time, you know, there are other softwares out there where you need a professional to help you develop it for you, but for the average investor, it’s a great, it’s a great solution.

Dr. Paul White (19:37): That’s a fairly inexpensive to be able to manage those things, and then to have the property and track the income, if you’re renting it as far as the the selling part of it, it’s one of the things that’s actually in development is a sell feature that then you create a subject to, and then seller finance the houses as well. So in our mortgage note section, we already have that capability. So you can then turn and open that app up in the mortgage part, and then keep the mortgage that way, if you want it to. But eventually I want to meld the two, but we’re trying to get a basic program that works for enough people. Cause that what you’re talking about is fairly sophisticated. So,

Jay Conner (20:12): So you mentioned there’s actually four different categories for Real Numberz, one was flipping, Right?

Dr. Paul White (20:22): Well, real property in general. Yes.

Jay Conner (20:24): So just real property though whether you’re flipping or holding,right?

Dr. Paul White (20:27): right, right.

Jay Conner (20:28): And then you said private money or private lending. Tell us how.

Dr. Paul White (20:31): Yeah.

Jay Conner (20:32): Tell us how the software helps that category.

Dr. Paul White (20:37): That’s ,Thank you for the question. Yeah, one of the things that’s funny is, you know everything that we do in Real Numberz, I wanted everything lifestyle wise to be able to my portfolio from my pocket. So everything you need is stored on the app. Your pictures, your photos, your contacts, your documents,security duct, documents, all those things are right there in the app. And so one of the things that’s interesting if you’ve done, I know you have, but I don’t know about your listeners that have done private lending, but you know, at some point in time that the borrower wants to pay you back. And so they want you to verify the payoff. And again, because of my ignorance and inexperienced, I just assumed when they gave me a pay-off amount, I went, yep, that’s right. And it turns out I went back and checked them off by several thousand dollars or one of them.

Dr. Paul White (21:18): And so, and I typically lend out of my self directed IRA for those, those types of investments. And so one of the things that I kept noticing was the sense of urgency when they want to close all of a sudden, they out of the blue, they need to close some cause some deals coming up or they need money. And so anyway I got an email one time that said,we want to close this deal today, if possible, can you verify this pay-off? And I got, well, you know, my stuff, the documents are on a pool table back in my house. I don’t even have them here at work. And I’ve got my hands in somebody’s mouth all day. And so, I said, I can get it to you as fast as I can.

Dr. Paul White (21:52): And so, you know, worked all day. And then I went home and then I found the folder. At first I had things in piles on the pool table, my wife at least put them in folders put address on. So I found the folder and I find the the promissory note and I started doing the math. And at first I didn’t even understand that. So I’m doing it monthly, which is not the right way to do it either. And so of course now know that. And so I did the math for how much I was owed. Then I had to log into my self directed IRA account, find that asset, then look at all the amount of money that had been paid to me and then subtracted them, and then add it back to my original principle. And five hours later, I got the instant pay-off for him.

Dr. Paul White (22:27): And I was like, well, there’s gotta be a better way to do this. And so, because each asset, regardless of whether it’s your lending or flipping a house or whatever, has its own ledger, you’re tracking all the payments that you’ve received, which actually saved me a lot of money in the long run. But anyway, and so it knows the deal of the, of the original note, even if you’re wrapping somebody, which you can do, you can have a, we shouldn’t use the term JV, but a partner in the terms it’ll keep track of what the partner what his portion of the deal is. If you’re wrapping somebody. And when you hit, pay-off, there’s a button called pay-off and you hit that button, select a date, and it’ll give you the pay-off amount instantaneously. And it’s accurate. I closed five lending deals in January and every one of them was wrong to my favor, you know? And so it’s nice to have a piece of software. I just pull it out of my pocket and do find the, you know, open the app, find the asset and then push a button. And it tells me what I need. So it takes no time. And, It’s really kind of fun to be able to do that and people know, I know what I’m talking about now, so.

Jay Conner (23:25): That’s awesome! So that’s,

Dr. Paul White (23:27): yeah,

Jay Conner (23:28): That’s an App or that category confirms to the private lender as to how much they should be paid off.

Dr. Paul White (23:37): That’s right. So, yeah. And so it’s great for me. So I’m doing mostly most of the lending, so it’s telling me to pay off what it should be so that they, and they want me to verify it. So that’s the way that it works best. What’s really interesting is again, before I hadn’t created the software with my son I went back and again, sort of historically looked at a deal I’d done. And it turns out that they had missed a payment to my IRA. And I just thought, I didn’t really understand what a custodian did. I just thought they keep track of all the payments and call them when there’s a missed payment. And then they will give you some analytics to tell you how much money they’re making. And it turns out that that’s not right either. I looked up the word custodian means, it hold your stuff.

Dr. Paul White (24:19): You know, so I had closed the deal. I went back and just entered all the numbers. And this particular borrower had not paid a $1,500 payment during the whole transaction of the whole note. But then they closed the note as if they had paid that. So I missed a $1,500 payment, you know, and didn’t even know it and had already closed the note. So I couldn’t get that money back. So the app, just for that reason alone has saved me thousands and thousands of dollars. And it’s been great. And we hear that same thing from other investors that use the software.

Jay Conner (24:50): And I suppose that, of course, for the app to give you an accurate pay-off, then when you receive money you or someone is putting in the App, Oh, I received.

Dr. Paul White (25:03): that’s right.

Jay Conner (25:03): $1,500 payment on such and such a date. So it’s keeping up with what you have received so far.

Dr. Paul White (25:09): Yeah. And even if you get part of your capital returned, it’ll track that as well. So it’s really doing the math based on what you’re owed and what you’ve already received. And so that’s really, you know, and again, if you have a lot of these going, it’s hard to keep up with that kind of stuff. You know, spreadsheet can do it, but you know, what’s great about this software is it sends me a reminder of somebody misses a payment. Now, again, my need was somebody didn’t pay me and I didn’t know it cause an IRA is not calling them. I thought they were right. So, now I get a reminder if the payment has not been entered as received into the software. And so it’s a great way for me not to have to scan all the investments all the notes that I’ve got to see if there’s a problem. You know, it tells me if there’s a rent, a missed rent payment, it tells me I don’t have an interest payment from a loan, or if a note, a monthly payment hadn’t been made, all those things I know without having to go looking for it. So it really does make it easy to it reduces my stress and it alerts me when there’s a problem. So I can kind of keep doing what I’m doing and not have to worry about it all the time.

Jay Conner (26:06): Dr. Paul White’s website, that you can check out Real Numberz is www.RealNumberz.com , Paul there’s two other categories you mentioned that this software keeps that where, so it keeps up with any kind of real property investment keeps up with private money when you are the lender and what was the third category?

Dr. Paul White (26:32): Well, the other is a mortgage note, and I make a distinction between private lending and mortgage notes, because it’s a longer term investment and what’s unique about, and you can do these things with a lot the private lending, but a lot of private lending is usually straight answers with some points. And so what’s interesting with mortgage notes is you know, it’s an amortizing investment. And so it keeps track of all those things. And basically you can just buy a note and hold it and that, and just have this income for as long as you want. But there are other things you can do with a mortgage note that really can supercharge it. And one of the things you can do is sell it. And you can sell either a portion of it, or you can sell all of it.

Dr. Paul White (27:08): If you sell a portion of it’s called a partial.And so you can actually, in some deals, like if you bought a note, that’s, you know, say $50,000 and you bought that note for $30,000 let’s say a 10% rate, you can turn around and sell it to another friend or investor let’s say a 6% rate and get your 30,000 back out of it. And they will tell you in the app itself, it’ll calculate the number of payments that you have to sell in order to get your money back. And then at the end, the note comes back to you and you’ve got zero money in and invest it. And yet you have this stream of payments that are coming to you. And so, you know, a zero invested money returned is a pretty good infinite return that we all like to hear about.

Dr. Paul White (27:45): So that’s one of the things you can do. And the other thing you can do is borrow money against that note. So it’s just like having a house where you can borrow money against it. You know, it has that same kind of value to a bank or to a private lender. So there’s the things, and it keeps track of all these things. And again, if you sell five months, five years of a mortgage note, it creates a reminder at 4 years and 11 months to tell you that this payment’s coming back to you. So again, it gives you a heads up when a note is coming due when investment’s coming due. When rent is coming. And when the end of a lease on a rental that you have, it’ll send you a reminder, say this rental is coming due in 30 days. And so it helps me to send a note, send that very thing I just forward it cause it comes to my desktop or to my phone to be able to forward that note to the property managers say, okay, what are the plans for this property? We got anybody rolling here. Is he going to reinvest, you know, or renew? And so that way, again, I look like I’m on top of my game and I’m not having to do all that. I love that kind of aspect to it.

Jay Conner (28:41): That’s what I call automation. And then there’s a fourth category that this app provides service for, right?

Dr. Paul White (28:47): Yeah. Some people do funds or syndications and we’re just starting to build that part of it out. It’s mainly to track, you know, the issue with funds or syndication, is really no money in it and not much is returned to you until the deal closes. So, you know, a typical fund or syndication, will go five to seven years. Some of them pay off early. And so that one, we haven’t put as much time into it. Cause not as many people do those. It’s a great way for people that maybe don’t have a whole lot of experience to, if you can trust them. That’s, that’s the deal because a lot of those things can, you can lose your principal real quickly. So you have to be able to trust the people that you’re doing business with, but you don’t have to know a whole lot about real estate. But again, everything has due diligence. A better way is to have somebody like you start them off with a single family home because you can see that thing. You have all the control where you have no control over a syndication. So it’s one of those things that we’re sort of programming out for some of the other investors that have requested that. But most of what we do is those first three buckets.

Jay Conner (29:45): So the bottom line Paul, as I understand it is whether you are investing in single family houses, commercial, any kind of real property, the software is going to keep up with where you are and make sure you’re not, you know, wasting money or losing money, same thing as a private lender, make sure you got coming to you. What was in the promissory note and then mortgage notes, which are longer term you can do fractionals and then again, syndications. So, wow!This is simply amazing, Paul! And I’m so glad I’ve had you on here. So what do people need to do to go check out this software?

Dr. Paul White (30:25): Well you know, if you go to our website, RealNumberz.com and there’s a 14 day free trial. If you want to check it out, we’ve now adjusted it. So we’ve got a special running now where there’s a discount of 30% off the monthly fee and we do it by property. So if you have five properties or less, it’s less than it’s $47 a month as a subscription. And you have all the software, one of the cool piece of software that I didn’t talk about, there’s a piece of software attached to this, again, that you can’t do with a spreadsheet that actually connects to your bank account securely. So we don’t store any of the data. So it’s secure and encrypted, but it’ll pull the numbers and the transactions that go to that account. So on the general ledger, you’ll get uncategorized transactions and you would simply assign those transactions to one of your assets and it automatically populates the the ledger for that particular asset.

Dr. Paul White (31:14): And then it keeps track of all the other things that are going on. So it’s really helps you understand what’s going, coming and going and your business account. So it’s a great way to keep up with things and you should have a separate business account. Don’t keep this in your personal account. I’m sure you already have taught them that, but I’ve seen guys do that too. And it’s like, yeah, they have no idea where their money is or what’s going on with it. And you have to keep some reserves. Cause you know, real estate takes a little bit of management sometimes. So anyway, and then there’s an unlimited version of that, which is which also includes the mortgage notes part plus all the other things. And it’s unlimited data, all those other things and it’s $97 a month with a discount.

Dr. Paul White (31:49): And so one of the things that’s interesting to me is we had a client that was, I think he was spending a thousand dollars a month for a Bookkeeper’s account just to keep track of some rentals. And I’m like, dude, we can save you some money here. And he jumped on this in a heartbeat. He goes, this is way more than what I was getting before. I said, well, that’s, you know, we’re trying to make it something that you just, after you start using it, you won’t want to go without it. And that’s been my experience. It has saved me literally thousands, thousands of dollars.

Jay Conner (32:14): That’s wonderful!

Dr. Paul White (32:15): Yeah.

Jay Conner (32:16): Well Paul, thank you so much for joining me here on the show. And folks there you have it. Be sure and check out www.RealNumberz.com And go check out how to stay on top of your business and save a lot of money. Paul, thank you so much. I look forward to staying connected with you and folks, I’m Jay Conner, Private Money Authority wishing you all the best. Here’s to taking your Real Estate Investing business to the next level. We’ll see you on the next show!

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