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How to make health insurance more affordable/cheaper?

"How to make health insurance more affordable/cheaper?

can someone give me some sites to provide me with information? i have to do a problem-solution speech on economic change. sites with statistics are definitely desired.

BEST ANSWER: Try this site where you can compare quotes: : http://saleinsurancequotes.xyz/index.html?src=tumblr

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How much would insurance for a land rover be?

I'm 16 a girl and I have straight a's if that matters. I'm thinking about getting a land rover rl2. How much monthly would everything cost(gas insurance and payment) I live in Southern California btw

Do you think i could get a used car and insurance with under $3k?

i really need a car to get around, i have full time job, n part-time student. It's getting to my nerves that whenever i need to go somewhere, i have to ask my brother or sister to take me. Yes i am a student 18 yo, i don't have much money, and my parents refuse to buy me a car, reason because my mom said insurance is too expensive, and she doesn't give a shitt about me. Do you think i could get it anywhere? i was thinking about buying the car 1st then insurance later on because i can't afford it. idk what should i do?""

I'm 17 years old and do I have to buy car insurance if my parents sit next to me?

I rarely drive so i don't want to get car insurance yet, but sometimes I want to drive around with my family. So do I have to buy car insurance if my parents sit next to me in the car?""

Multi car insurance ?

hi, we are a large family and constantly using each others cars. does anyone know where i can get insurance for a fleet of vehicles we have in the family . by fleet i mean at least 8 cars. all drivers over 25. many thanks .""

Need help finding health insurance?

I am currently looking for health insurance for my son and I. He is only 2 months old. I make too much money for medicaid, but still not enough to have expensive monthly payments on health insurance. Im not planning on having a baby anytime soon, maybe in the next 2 years. BUT, just in case something happens and I do become pregnant...I want insurance that covers maternity too. But I cant find any. I live in Indiana.""

How can i insure my car for 1?

just read somewhere on this site that you can insure a car for 1 surely this is a load of uncle tom cobbler? would be very impressed if someone can answer this question... seeing as my car is only worth 500 why should i be expected to pay almost that in insurance? it would get written off any way should i ever claim. cos being an olde banger insurance cost for parts and availability not as easy and quick to get.

Can anyone tell me a cheap car insurance?

Can I claim my car insurance back? It was cancelled after my car was written off & I couldn't afford another.?

My car insurance company cancelled my insurance because I did not buy another car. I could not get another as I'm still waiting for my excess to be paid out. I had paid 4 months of my annual car insurance so had to pay the remaining balance when they cancelled it. The accident was not my fault. I understand that I have to pay a full year's car insurance but wondered if I could claim for the months which I have not been able to benefit from due to the accident rendering me car-less!

Auto Insurance Question?

When getting an insurance policy, what should I be looking for to get the best coverage? For example: Liability Limit - How much - 1 million or 2 million? Collision Coverage - How much deductible? Comprehensive Coverage - How much deductible? I'm just getting quotes on-line and filling in these categories, maybe you can all explain what they mean and what is the best coverage.Thx!""

How much would it cost to put an 18 year old on progressive car insurance?

I have to add my daughter to my insurance and I want some input before I make any decisions. What is a good estimate for how much it would cost?

Is my car legal to drive in California?

I bought a '79 El Camino in Oregon this past summer. They don't have any smog laws there, but in California they do. It hasn't passed a smog test because it needs a catalytic converter, and I can't afford that now. The tags don't expire until March, the car is registered to me, and I have insurance. And it still has the Oregon plates.""

Is insurance for a two door car higher than a four door car's?

is insurance for a two door car higher than a four door car's?

How much is homeowners insurance a month?

My wife and I are pricing out home purchasing possibilities, and are looking at homes ranging from 290,000 up to about 360,000. We need to have a feel for the payments, and wonder if there is a quick formula to help us figure out the approximate insurance costs each month? Thanks!""

Could health insurance work if we used the free market system?

The history of Health Insurance is that employers started offering it as a benefit as a way to entice employees to work for them. Prior to the Affordable Health Care Act, the only real choice consumers had was to go with whatever their HR Director, or Benefits Director, said they could have. I've wondered for a long time, why does health insurance not work like car insurance, for example. Why not completely seperate the relationship between Health Insurance providers and Employers and let people get Insurance from whomever they choose? That way, if you change jobs you can just keep your insurance. If your insurance company is screwing you over then you can go somewhere else? I am not a finance or economics expert. Can someone please explain to me why we don't severe the dependency between employers and health insurance?""

First car + First insurance policy tips?

Alright Y!A? :) Right, so I'm 17 and I'll probably be doing my driving test pretty soon because I'm far into lessons and I've passed my theory test already. (UK - Northern Ireland, Belfast) I'm just wondering what tips you guys out there have maybe from first hand experience or what your friends, siblings or general family have done etc. I'm getting around 3200 in the June when I turned 18 because of a car crash I was in when I was like 9 so I'm hoping to get a car + a year's insurance for around 2500 at the maximum. (Hopefully) I'll probably get a car of a maximum price of about 1000 because in reality I don't need anything fancier than that, the max engine size I'd consider would probably be 1.2 and I'd want my insurance to be such that I can use the car for work such as delivering pizzas or chineses etc. so I have more options trying to find a job atm. I'm just wondering what tips you people have? Could I realistically get insurance for 1500 (Max) or under on a 1000 (Max) car with a 1.2 (Max) Litre engine? I might have to borrow money off my parents and pay them back when I'm 18 if I pass a good few months before my birthday. I'm not coming here telling you to tell me where to get cheap car insurance, I hate questions like that lol cheap car insurance doesn't exist for 17 year olds because we're all boy racers Bla-bla-bla, it's head melting! I just want to use my car to drive to college (5 minute drive), possibly work in depending on if I get a job at this bar or not and drive to peoples' houses if I need to and other general driving. I'm not just going to drive it for the craic at 3am down the motorway doing 100mph, I couldn't be bothered with all that. All I want is tips to get it as cheap as humanly possible like what I should do about named drivers, voluntary excess and anything else that might drive down the price. When it comes to it I'll ring round every insurance company available to insure people in Northern Ireland and haggle them all quoting them against each other and hope for the best. Please don't tell me specific insurance companies to go for unless you know that they definitely include NI, a lot of them exclude us. P.S. I'm a sensible guy, I'm paying for it all by myself (as far as I'm aware) so spare me the irresponsible, kid, joy rider, inexperienced, spoilt comments that so often creep up in these areas. Thanks! :)""

How do I get a no insurance ticket dismissed? ?

Im covered by my parents ins, but the truck I was driving hadnt been added yet!""

No insurance on car used to drive child around in?

How can one go about handling the possibility that a child's non-custodial parent is driving their child in a car with no insurance. Recently, a friend of mine told me that if a parent has a car accident and a child in injured in a car with no car insurance, medical insurance won't cover expenses. Is this true? If it is, how do you suggest the custodial parent go about asking for proof of insurance from the other parent. The parents don't get along very well, and the non-custodial parent doesn't like to talk details with the other parent, even when she tries. My only thought was for her to give him notice of this policy and should something ever happen, try to hold him responsible for all expenses. Still, this does not handle the safety issue at hand. Any ideas? Simply asking the non-custodial parent to show proof would not work. His style would be I don't have to show you anything.""

Does anyone know approximately how much liability insurance costs for an old school VW Van?

I'm looking into buying a 1979 VW Van/Bus, I was just wondering what kind of insurance I'm looking at.""

What would my Car Insurance Rates be?

Im 17, male, and I'm wondering what car insurance rates would be for me. What would they be for a 2008/2009 Honda civic, simplest version? What would they be if it was the same car but a few years older? Same questions for a Toyota corolla. I have done drivers education, which should help lower the rates.""

What home insurance company insures homes with knob and tube wiring?

I am looking to purchase homeowners insurance on my home. It has knob and tube wiring and a circuit breaker. I was told that the knob and tube is a more recent version or wiring and not as bad as the older kind. I am having difficulty finding an insurance company with reasonable rates, under $600.00.The home is valued at $90,000.""

How long does it take for a traffic ticket to affect insurance rates?

Question about health insurance & pre-existing conditions?

Shortly before being taken off of my parent's insurance plan, I was diagnosed with a thyroid condition that requires expensive blood tests and regular office visits. I have applied for insurance through my job, and when reading the bylaws I noticed that it does not cover pre-existing conditions. Will my thyroid disorder be considered a pre-existing when I was diagnosed only a few months ago? Will I ever be able to get any kind of insurance coverage for this disorder now?""

Why do red cars go hand in hand with a high auto insurance bill????

Red cars always get a high insurance rate. Not all red cars are sporty or fast so why is this?

Can I get motorcycle insurance without my parents finding out?

I am a Nebraska resident, so are my parents, and I am currently a college student. My parents still claim me as a dependent, and I am covered under their insurance plan for my car. My dad has an umbrella plan that covers all of my family and each of their vehicles. Just recently, I bought a motorcycle without them knowing. I have the bike and the title, so I want to take it to the DMV to get it registered under my name. (1) Will an motorcycle under my name show up on my dad's policy because I'm covered under him? Or can I get my own motorcycle insurance through another insurance agency for just motorcycles, but stay under my dad's umbrella policy for my car (without him knowing)? (2) Are there penalties or negative repercussions if I register it, but just store it (never drive it) and do not buy insurance OR license plates for it within a certain number of days? Any and all suggestions that might help me are much appreciated. The end goal is to be able to drive my motorcycle starting in the Spring of 2014, insure and license it myself, stay under my dad's policy for my car, and all while he does not find out about it in any way. Is that possible?""

""I want to insure my trike,anybody know a good and cheap insurance company....thanks!!..?""

I want to insure my trike,anybody know a good and cheap insurance company....thanks!!..?""

How to make health insurance more affordable/cheaper?

can someone give me some sites to provide me with information? i have to do a problem-solution speech on economic change. sites with statistics are definitely desired.

Cars that have cheap insurance!!!!?

Right, i'm 18 and i'm going to get a car.. but the insurance for me is just mental. I need to know what cars have REALLY cheap insurance, and the name of the insurance company(s)!?""

Which of the following are proof of insurance?

i wanted to know is $35,000 cash to dmv, dmv certificate of self-insurance, insurance policy card from car insurance, or all of that is proof of insurance""

Got a ticket for no insurance?

An officer pulled me over for not using my blinker. He gave me a ticket for that and not having insurance. The problem is I have insurance, I just had an expired card in my car. I don't remember getting the knew ones in the mail and I had just forgotten about it. I know I pay my preimum every month because it is taken out of my checking account electornically. The officer didn't believe me. I even told him he could call my insurance company to verify. He refused to do so. I am very upset. He could have spent 5 minutes calling my company, instead I have to spend several hours going to court to get this cleared up. Is it true that officer doesn't have to call a company if he doesn't want to? Shouldn't it be a department policy that he verify insurance if someone asks him to?""

Does anyone know of cheap car insurance for over 50s?

How much more would insurance cost if I bought a coupe car instead of a sedan?

I'm 17 years old, had my license for 9 months. I want to buy a coupe car but my mom said the insurance will be really high. Around how much higher would it be if i bought a car like a honda civic 2001-2004 coupe then a honda civic 2001-2004 sedan?""

""In Texas, do you need Liability Insurance (if you don't own a car) to obtain a valid drivers license?

Do you need liability insurance if you don't own a vehicle?

How much motorcycle insurance cost in Ontario?

per month

Affordable student health insurance?

I am a college student in Maryland and I need affordable health insurance. I don't qualify for the one through my job because I only work a few days and I go to school full time. I applied for state insurance and I was denied that.I ve looked online and everything seems pricey for me. PLEASE ADVISE!

How much would insurance cost?

I'm 19 and just passed got my driving license. I live in Yorkshire (I think that me living in Yorkshire reduces the cost of insurance a bit). How much would annual insurance cost for something like a Mazda Rx-8 (2000-2006). Also if possible how much would it cost for a Volkswagen Golf GTi or a BMW E series. I know I havent given much information about which cars but let's just say a car priced between 2000-4000. Also if I do the Pass Plus course how much would that reduce it by? I just need an estimate by the way to get an idea of the prices. By the way I am a first time drive and male. Thankyou

Insurance for 1987 jeep wrangler?

Just wondering how much you pay for insurance if you have something like an 87' wrangler. Don't give me the just go to this site and get a quote. , I'd just like some numbers please ;)""

How does car insurance work?

im sure this is a really dumb question, but dont know the first thing about car insurance. I'll be 19 next month & i'm going to get my license before this month is over. I've had my permit for almost 2 yrs now & just been waiting to get money saved up for a car & insurance. I'd like an SUV but i've heard that it costs more to have insurance on an SUV? is this true? Are there any specific cars that are better [meaning less expensive] to get insurance on?""

How do college students pay for car insurance ?

I have always been curious since it cost so much.

Cheapest 3rd Party car insurance?

Hi guys, I really need cheap insurance 3rd Party with full UK driving licence. I'm turning 17 tomorrow and all the prices w/ a full UK driving licences are hitting 3,500, my car's only worth 500. The prices are fine with a provisional, but as soon as I hit a full UK driving licence, they GO UP massively and it's not right. Any ideas? Thanks""

Can other people drive my car with my insurance?

I am going on a road trip with a friend but I don't want to drive the whole way. I have AAA insurance, will it cover my friend if she drives my car part of the way? She has state farm insurance if that makes any difference.""

Where can I find affordable family health insurance?

Looking to find several health company quotes.

How much does your insurance go up when you get in a fender bender?

My brother got in a fender bender. He is 16 and got his license about 9 months ago. The other car wasnt badly damaged, just minor. We live in California. Anyone know about how much his insurance policy will go up?""

""I have a new baby, will I get a auto insurance discount or increase if I tell them?""

My little girl is 10 weeks old, I'm not sure if I have to tell my auto insurance company (AAA). Would it be better to insure that she's covered? Or will it just cost me more?""

Our daughter has just passed her driving test ( aged 21 ) does anybody know of any cheap insurance companies ?

We are willing to buy her a small car but the insurance quotes she's getting are idiotic.

Cheapest car insurance for learner?

Best car for male 17 year old ?

Whats the best and cheapest car insurance?

Volkswagen Polo 1. Litre, to drive in the city of London?""

How old can you be until you're kicked off your parents health insurance? ?

Another question would be if my parents move to another state would I still be covered? They'd be in Michigan and I'd be in Tennessee.

Are Mitsubishi cheap in car insurance?

I was looking into buying a 2002 mitsubishi lancer. Are they expensive in insurance?

""Being sued by an insurance company, can my wages be garnished?""

I was in a severe accident last year in which the damage done exceeded my coverage. Now, a year later, the other insurance company is suing me. Now, the odd thing about this is, the accident was in NJ, I now live in PA, and they cannot seem to find me. They've called my old jobs in NJ looking for me, but haven't found me here in PA. What's even odder is, the attorney hunting me down is from MY insurance company, which I now again have in PA, and that particular accident never even showed up on my driving record when I insured my vehicle here. I'm assuming it has something to do with crossing state lines, but it's very odd. My big question is, when they judge against me, can my wages be garnished here in Pennsylvania? Can they garnish wages in that scenario? And also, is anyone familiar with the crossing state lines aspect of this and why they cannot seem to find me? I would like to just file for bankruptcy so my wages cannot be garnished, but up to or over a thousand dollars is a hit I cannot take. Any help is greatly appreciated.""

Do you know of a good health insurance plan?

I need to find a plan that is affordable outside a group plan or is there a group plan available to me? I do not want the discount card type of plan I want an actual insurance policy accepted by many doctors and hospitals. 80/20 coverage is great with annual deductible choices.

What is the best health insurence to meet my needs?

Im starting out on my own 21 and need health care that's going to be affordable to me but be a good coverage. I have an eye syndrome called duane syndrome and I need surgery done. But I don't have the money up front. Im a janitor and don't know wat would be the best choice for me? My company is called GCA. But I hear there coverage isn't all that good.

How to make health insurance more affordable/cheaper?

can someone give me some sites to provide me with information? i have to do a problem-solution speech on economic change. sites with statistics are definitely desired.

Do you think my car insurance would be high? 2003 Mitsubishi Lancer Evolution VIII?

Hii, If i bought a 2003 Mitsubishi Lancer Evolution VIII do you think my insurance would be ridiculously high considering I'm 17. Would there be a huge difference in $ if: I was under my parents plan I was listed as a part time driver I have good grades ( I heard insurances give discounts for that) And If I took driving school. I know nobody here can give me an exact answer and your going to say ask you insurance agent but I would like to here some guesses!""

What is the average car insurance rate for a teenager?

I am currently under my mom's insurance. I don't know what she has, but she said after I get my license I need to give her $1200 up front for my part of the insurance. Is there anything cheaper I can get on my own? JSYK: I am a 17 year old about to get a license in 10 days. I have a 3.8 GPA and got over a 90 on the written portion to get my permit. I live in New Jersey, and I am a female. I currently have about $1,100 saved from working the passed few months but I need some of it for band camp and I am paying for my car. My parents won't put anything forth to help me with the payments.""

What is the estimated price of being added onto a parents car insurance?

i am 16 sorting out the finances of my future car and have noticed the unreal car insurance price for a little car such as a nissan almera and am thinking of going onto my parents car insurance.

Cheaper auto insurance with EVOC certification?

While I was going through military police training, I was told if you have an Emercency Vehicle Operations permit, you can get a discount on your car insurance. Is this true and what companies offer this discount if at all?""

Car shopping???? and auto insurance?

I am planning to buy a car before school starts again.. I was shopping on craigslist.com and some cars are cheap and sound too good to be true. like this one: http://philadelphia.craigslist.org/car/741877685.html but should i go for it anyway?? should i hire a mechanic to check the car out? if so where can i find one and how much would one cost? will my insurance be expensive?, (im under 18)""

Any good/affordable individual health plans for me and unborn baby in Connecticut?

My boyfriend and I are moving to Connecticut in Nov. from Seattle area. His plan can't be renewed until next summer. I got laid off in July and am currently on COBRA plan with my ...show more

I got a ticket for no insurance in california?

well i told the officer that i had insurance on the car but the little proof of insurance card did not come in the mail yet so he gave me a ticket for that and he told me something about if i mail the proof of insurance to the court i guess i dont have to go to the court date or soemthing like that is that true by the way i checked the mail that same day i got the ticket and the proof arrived

Health care bill will make health services more affordable and of higer quality?

why would it? can anyone give me a paragraph on why and why these things happen?

Car insurance help!!?

So about a month and a half ago, someone kicked my car at night and left a big dent. I was stupid and called insurance and they gave me two options: fix the car or take a cash settlement. However, no matter what I do, my monthly insurance rate is going to go up even though it was not my fault. I think this is ridiculous and not worth it and I just want to cancel the claim. But I have been told that once a claim is put in, there's nothing you can do and once you hit three claims, your overall premium goes way up. What do I do? Should I just stop contacting the insurance company and after a while they have to close the claim? I wanted to sell the car this week but I guess that adds too many complications...""

How much would insurance cost for me?

i'm an 18 yr old female driving a 86' camaro

Is globe life a reliable insurance company?

for life insurance

Does anyone know where I can find a list of average auto insurance rates by vehicle?

We have a 16 yr old daughter whos looking for her first car. We wanted to find a list (if one exists) of average insurance rates to see which cars cost the least to insure. This way she'll know which cars she can afford. Thank You.

""Im an 18yr old girl, and can not find car insurance for under 2000, help?!?""

The car i'm trying to insure is a 1.1 Citreon Saxo, it has no modifications. The cheapest insurance i've found is with Tesco but this is still just shy of 2000. The comparison sites have all been useless, all coming out at over 3500. Any ideas would be appriciated?""

How much would insurance cost for a motorcycle?

I'm 16 and I live in va. I was wondering how much insurance would cost for a 600cc and a 250cc. A sportbike. Like the ninja 250. But I'm trying for a 600cc, either yamaha r6 or a ninja 650r. Thanks""

Can I write off the montly payment for health insurance I pay for my family?

Going to opt out of my employer paid insurance program, and buy private insurance for my family, can I write the entire payment off on my personal taxes?""

How to get cheap car auto insurance?

What's the average public liability insurance cover figure in the United States?

Cheap car insurance?????????

Hi I'm a 22 year old male I passed my test 7 1/2 months ago I got my first car it's a ford escort 1.6 yr 1999 does any one know where I can get really cheap car insurance as it will only be used to take my two kids to school thank a lot.................

What is the definition of garage for car insurance purposes?

I would like to know the definition of garage for car insurance purposes, my car is in a building that is enclosed on three sides and has a locked sliding front garage door, i would ...show more""

I need cat insurance?

Does anybody know of pet/cat insurance in california that is affordable?

Cheap Cars for cheap insurace??????????

I am 18 a new driver and i am looking for a used car with a budget from 400 to 600 iam trying to find a car with a cheap insurance and are Diesel cars cheaper to insure????

Looking for insurance on older apts in Mewrced Ca?

QWe are looking for affordable property insurance for our older apts. We keep them up.

Where can I find the cheapest possible car insurance?

I'm getting my first car which is pretty crappy and cheap (<$5000) so I don't want to spend that much on insurance. Where can I look to find the *cheapest* liability coverage. I don't think the major insurance companies have very low rates so I'm looking for lesser known ones.

Im in the UK - how much more will I pay on car insurance?

I took out a 945 insurance on my VW golf with tesco. I claimed one 500 for a scrape against the wall of my drive. How much do you think the insurance will be on renewal ? Jon

How much is motorcycle insurance on average?

I'm looking at a 2013 Victory Boardwalk. My parents are going to make me pay the insurance for it but I don't know how much it's going to be. It's Progressive Insurance by the way.

How to make health insurance more affordable/cheaper?

can someone give me some sites to provide me with information? i have to do a problem-solution speech on economic change. sites with statistics are definitely desired.

Cheapest car to insure for a 18 year old?

How much is car insurance for older muscle cars?

I heard that car insurance is pretty expensive for older muscle cars, and I'd like to know around how much a month car insurance would be for a 1968 ford mustang?""

My auto insurance is almost $400?!?

Ok, I am a 21 year old female and I just bought MY first car. I got a 2012 Ford Focus. I've had 2 speeding tickets since I got my license years ago. Well once we got the car I got my own insurance as well. The lady told me it would be $380 a month for my insurance?! That's more than my car payment. I'm having a feeling that this is a little outrageous and I need some opinions on this. Thanks!""

""What car has low insurance fees, cheap parts, and is some what fast stock?""

I get a car in a little bit and I don't know what to get. I have some ideas such as a Nissan 350z, Mustang Cobra, Mitsubishi Lancer Evo or a Subaru Impreza but I don't know how much the insurance would be to cover those for a 16 year old male.""

What is the best auto insurance carrier?

Hi everyone. I am shopping for car insurance and want to know the best but most affordable out there. My mother thought to put me on her policy with Progressive and I would pay her for the insurance, but they were going to charge her over $500.00 to do so. My friend has gotten into two accidents and hasn't had to pay nearly that much , and neither did her dad when he put her on his policy.""

How much would car insurance range for a 16 year old?

I am 16 years old, going to be driving a 1992 Ford F-150, I don't have great grades, I just wanted to get an idea of what I looking at for insurance.""

Cheapest auto insurance company?

Hidden car insurance add-ons? (for example red paint cost more to insure)?

I know that your car insurance cost more if your vehicle is painted red, and if something that ridiculous is going to up my insurance price, I'm sure it's not alone. So, my QUESTION ~> Does anyone know of any other stupid details that will add to my car insurance bill?<~ (I'm looking to buy my first car and I have to pay for my own insurance. So I'm trying to avoid extra stupidity before it hits me with a financial price-upper.) HELP!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!""

What do I do with the rejected health insurance benefits California?

rejected by Blue Cross and Blue Shield/

Is car insurance cheaper in manhattan than queens?

17 year old insurance?

I am 17 years old i've had my license for 5 months without an accident, what would the average cost be for low coverage auto insurance for a 88 chevy v8 4x4 truck on an adults insurance? Im just looking for a close estimate.""

Is this true with insurance companies?

hi do insurance companies in US currently asks or checks for any pre existing condition ,before enrolling us? is that true or is that what obama is proposing for insurance companies under new healthcare plan. i never got tested/checked for anything, before getting myself enrolled.......""

""Rear-ended, bent frame, does insurance replace my car?""

My frame was bent really out of shape in a really stupid rear ender at a metered ramp. The woman who hit me had insurance. My car can't even drive straight without me fighting the steering wheel. Will insurance cover the cost of a replacement? My car is literally 6 weeks old, has 649 miles on it. How pathetic is that?""

Health Insurance & Prescriptions?

When my doctor writes me a prescription and I fill it up.... does it show up on my health insurance what precriptions I'm taking?

How much should I expect to pay per month for auto insurance?

21 year old male with a new 2012 Jeep Grand Cherokee. I have been involved in one minor accident (my fault) and have one traffic ticket.

""Where can I find good, inexpensive Life Insurance?""

Where can I find good, inexpensive Life Insurance?""

Will it be cheaper to pay the $1000 fine for not having insurance then to purchase insurance?

There is no incentive to buy insurance...just a whip if you don't. Maybe a small example; Dude and his girlfriend, who voted for Obama, are a young couple living in an apartment. They own an old car that they are always trying to keep running and Dude has bounced off of a couple of jobs while his girlfriend is looking for a part-time that she can hold on to. They can't afford the payments on a new car or health insurance. Dude gets a new job but time is running out. It's coming up on tax return time and they NEED that f'n money! But it's too late...they are going to lose the whole tax return to fines now and will owe more for the fines than the tax returns were going to be anyway...so they buy insurance and wonder how they are going to pay the rent, much less eat.""

Would an SUV or a sports car be more expensive for insurance?

Im getting a new car.. and I either want an SUV (Jeep) or a sporty car (Eclipse). Which is cheaper to insure?

How does anyone afford medical and maternity insurance???!!!!!?

i live in nc and need to purchase health insurance could anyone give me any recommendations toward affordable insurance.

Is there any major medical insurance for pre-exsiting conditions???

I take care of my 50 year old mother, who is on COBRA, which went up to 700.00 monthly. We cannot afford this, but she needs medical insurance due to her pace maker. We've tried medi-cal, SSI, ect. Her ex-husband will not help her. He actually left her because she is sick, with the woman he was cheating on her with. Then he married her a year later. I am out of options and she needs help. Someone, anyone, everyone....please help. If she doesn't get medical care for her conditions and medicines for her heart, she eventually will die.""

Car Insurance quesiton?

I live in Orange County, California. My question is if there is any cheap car insurance? I'm looking just for liability and would appreciate if anyone knows of the cheapest insurance. Thank You for all those that answer:)""

State Farm Car insurance payment question?

I have to make a payment on my car insurance 3 days late (it comes due 3 days before pay day, since they changed the due date on me). However, I don't want my coverage to be dropped. I called my agent's office and the girl told me she would suspend my payment, but that they might send me a cancellation notification. She said I should ignore it. Does this mean I will loose coverage for those 3 days, or do I have a small grace period ?""

Car insurance price? ?

I am nearly 16 and looking at cars. I was wondering what a ballpark cost would be for me to get a 2000 to 2002 mustang GT. I know the V8 will make it more. I will be 16, a boy, I have a 3.5 GPA.""

How much might insurance cost for an 18 year old for a middleweight cruiser?

I would like to buy a cruiser but am not sure if the insurance is too expensive.

Which company is best for insurance?

I am 17 and have just passed my test I have a 1.4 litre hatchback and need to get my insurance. Where is best? Thanks

How to make health insurance more affordable/cheaper?

can someone give me some sites to provide me with information? i have to do a problem-solution speech on economic change. sites with statistics are definitely desired.

https://www.linkedin.com/pulse/car-insurance-question-carlene-ostara"

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billssefton · 6 years

Text

my boss keeps doing my job, and I’m worried I’m the problem

A reader writes:

I’m a mid-life career change professional in the accounting world. I’ve been in my current position as a staff accountant for almost a year at a small regional retail company. This is my first accounting job after my career switch, after my post-BA certification and returning to work after raising a child.

My boss is super smart. I have learned a lot from her, and I take every opportunity to learn more. I wish I could learn much more than I do! Her style is very hands-off and most of the time she’d rather have her head in her spreadsheets. Even though she’s not fond of managing, she is very nice and was very good to me during a recent health crisis. So I have nothing but respect for her.

When I first started, we met weekly so she could train me on what she wanted done. These sessions consisted of me sitting in her office for one to one and a half hours while she figured out spreadsheets or formulas. It was odd to sit there in silence while she did the calculations on computer screens that I couldn’t see (she has a large desk where you sit on one end but the computer screens are on the other). After about a month of this. I started asking if I could try it and figure it out myself. She agreed. I’d get stuck at some point and go back for direction, and the cycle would start all over again. I’d sit there for an hour or more while she figured it out. Typically I would leave these meetings frustrated and confused, still not any closer to solving all of problems on my own. I always take a notebook and would get about 60-75% of what she needs in my notes.

Here we are a year later, and I still cannot fully do my job and of course I’m being held accountable for the work. I think this is reasonable because I have been here long enough that I should be able to complete tasks 100%. Most of the time I can get it to 90-95% complete but can’t quite drag it across the finish line. If it weren’t for my notes, I’d not even be remotely close to 25%. I get very embarrassed by this because I have to go to my boss and say “I don’t understand,” at which point I sit in her office for an hour or more while she figures it out. I leave confused and frustrated and unable to repeat what she has done. Obviously she’s frustrated with me because I’m still asking questions and taking notes on things I’m pretty sure I “should” know by now.

I really hate the fact that I can’t finish a job 100%. I take a lot of pride in my work and my competence, and I’m very embarrassed by this. I want to be her go-to expert concerning my part of the team. When she asks me for something, I want to to be complete, accurate, and timely. I feel as if I’m heading in the wrong direction. My boss’s confidence in me is eroding. She says things like, “I know it can be confusing,” talks to me like I’m a child, and says, “I’ll just do it because it’s easier.”

My boss’s favorite is not helping either. I’ve spent some time trying to develop that relationship, and if I hadn’t it would be so much worse for me. She asks me for things and expects very quick turnaround (less than 30 minutes). When this doesn’t happen, she does it herself and says, “It’s just easier if I do it.” In the past, she has trained me to do additional tasks and it did not go well. She gets frustrated and impatient and ends up doing it herself. This person is very young, inexperienced, impatient, gets frustrated easily, and blames me for the failures. So I take that in stride. She is the boss’s pet so there’s not much I can do there. Those additional tasks were halted and I didn’t take ownership.

I had been slated to do a few other projects, but they were handed off to the favorite or someone else. It didn’t help that I had a rough patch of not being able to complete all my work 100% in a short period of time. We had year-end close and were under audit during the same two weeks, both of which were completely new to me. I expected a little inexperience to hinder me, but not to hinder every task I was asked to do! Again, I’d get it to 90% or more and couldn’t get it completed.

I’ve started going back to my textbooks, I’ve joined some online forums, and I’m looking for a mentor. I’ve watched tons of YouTube videos to bring my skills inline with what’s being asked of me. I turn to them for many explanations when I’m really lost.

Also, I thought it would help if I sent my boss weekly updates of all the tasks I’ve completed and what I’m working on. I’ve been sending her updates every Friday afternoon for about two months. I keep a spreadsheet with a list of “to do,” “in process,” and “completed.” It seems to have smoothed our relationship. Not that we weren’t getting along — it just seems to have helped somehow.

I have come home and cried a lot over this job. I find this even more embarrassing because I’m nearly 50 years old and am not new to challenges. I’m frustrated and upset and am beginning to wonder if I wasted my time returning to school. It’s beginning to erode at my confidence. I’m beginning to perceive myself as “not smart enough” to do accounting in the real world. But I have no idea what I’m going to do at this stage in my life if this isn’t working!

Two of my coworkers have assured me I’m not stupid. One believes the problem lies with my manager because she’s not interested in managing and that I shouldn’t be internalizing this as my personal flaw. I asked my doctor if it’s possible I have some brain damage from a medical event I had six months into this job and he said it’s possible but unlikely. He didn’t see any evidence of a stroke or other brain-type damage.

I’ve applied for a few jobs elsewhere but they haven’t come to fruition. I’m concerned that I can’t go anywhere else because I don’t have the skills needed to succeed — who is going to hold some 50-year-old’s hand in a new job?! When I go somewhere else, they will realize I’m unskilled.

Ultimately, my goal is to figure out what the darn problem actually is so I can work toward a solution. If I’m in the wrong field, that would be really good information to have. Maybe I learn in a funny way that frustrates people? Or I just need to change companies and it will get better? Maybe I’ve not adjusted to the new fast-paced work environment because I’ve been out a while? Maybe I’m being unprofessional in that I’m viewing this the wrong way? Do you have any insights that might help me find out the problem?

It’s hard to know from the outside exactly what’s going on here, but one thing is clear: Your boss doesn’t know how to train people, and she hasn’t trained you.

Having you sit silently in her office for an hour (or more!) while she works on spreadsheets is not training you to be able to complete the work yourself in the future. It’s just her doing the work for you. If she were training you, she’d walk you through what she was doing, explaining as she went, so that you could follow her logic and pick it up for next time.

So if nothing else, she hasn’t set you up to succeed. And it’s sort of amazing that she doesn’t realize that what she’s doing isn’t remotely like coaching or training you.

Have you ever tried asking her to walk you through what she’s doing in those meetings? If not, I’d try that right away. Say something like, “Could you talk me through what you’re doing as you do it, so that I’m following along with you? I think that’s been the missing piece for me, and if I can follow your thought process as you fix this, I’ll be better able to finish these myself in the future.”

Also, how did you do in your accounting program? If you did well there and didn’t find it a struggle, I’m inclined to think the problem is less with you and more with your boss/this job/this culture of “watch in silence while others fix things.” On the other hand, if it didn’t come easily and felt like a struggle, then sure, maybe it’s the field. But given that we have a very obvious explanation of your boss sucking at training you, I suspect that’s more of a factor.

One possibility here is to have a big-picture conversation with your boss about what’s going on. Name what you’re seeing and ask what her take is on it. You could say something like, “I have the sense that I’m not where I’d like to be in mastering my job. I often get projects to 90% done and then need help to finish them off. I’m concerned by this — I’m someone who really takes pride in my work, and this has been frustrating to me. I’d like to come up with a plan to master that remaining 10%. Can I ask about how you see things, and what advice you’d give me for where to focus?” You can also tell her pretty openly that watching her silently finish your work isn’t helping you figure out how to do it yourself, and ask if she’d be open to a different approach.

There’s some risk to this conversation. You’d be opening the door for your boss to tell you that yes, she has serious concerns about your work and even that she’s questioning whether the role is the right fit. (If that’s the case, she should tell you on her own, but some managers don’t — and a manager who doesn’t like to manage is likely to fall in that category.) But I think it’s better to get it out on the table if that’s the case and figure out how and if you can move forward.

Please don’t let this job destroy your self-esteem. You’re at the point of seriously questioning if you have brain damage, and that’s not good! It might turn out that this particular job with this particular manager just isn’t the right fit for you, but that doesn’t mean that other jobs won’t be, including other accounting jobs. The fact that you’ve applied for a few other jobs without getting interviews is no sign of anything! Most people don’t get interviews if they just apply for a few jobs. Apply for more. See what happens. Don’t conclude anything from a few unsuccessful applications; numbers that low mean nothing.