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Donald Trump has committed mortgage fraud:
In a civil fraud trial in New York that concluded in 2023, a judge ruled that Donald Trump and the Trump Organization committed years of fraud by exaggerating the value of his assets and net worth on financial statements provided to banks to secure loans. A former bank official testified that these fraudulent financial statements were key to obtaining hundreds of millions of dollars in loans.
It's important to note that this was a civil case, not a criminal prosecution for mortgage fraud.
More recently, in July 2025, Donald Trump accused California Senator Adam Schiff of mortgage fraud, claiming that Schiff misrepresented a Maryland property as his primary residence to obtain a lower mortgage rate. There has been no official confirmation or legal action announced regarding these allegations against Schiff.
Additionally, in April 2025, the Trump administration reportedly made a criminal referral to the Department of Justice, accusing New York Attorney General Letitia James of mortgage fraud related to her own property declarations.
Therefore, while a court has ruled that Donald Trump engaged in fraudulent financial practices related to obtaining loans, whether this legally constitutes "mortgage fraud" in a criminal sense isn't explicitly stated in the search results. The recent news focuses on accusations of mortgage fraud being made by the Trump administration against others.
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