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[visions444you]

Thank you for sharing some of the most intimate lessons/tricks on here 🫶🏽

Thank YOU for your (longtime!) support and engagement. I am very humbled. My Tumblr followers will get a shoutout in my future award acceptance speeches lol.

Intimate Lessons & Tricks for My Teenage Self

Your mother/auntie/grannie couldn’t teach you anything because they don’t know anything, not because they’re withholding information.

If they had (dating/femininity/life) game to pass onto you, their lives would be better. Better careers. Better love partners…but they don’t!

Being a “sheep” in a “wolf” world makes you easy prey. You must make choices based on survival. The survival of your financial freedom, xesual satisfaction, mental health and luxury lifestyle. Think long term while living in the moment.

Survival of the Fittest. You are here to leave a legacy that’ll survive eons past your lifetime. Being timid and afraid to put yourself out there (in dating or in business) only gets you looked over and sometimes knocked over.

“You have to work twice as hard, to get HALF of what they get,” -Papa Pope.

I am not saying that anyone of any race has any power to block any blessings of black women. I am saying to you, teenage Diamond: when you enter & elevate in certain industries, prepared for those attempting you play you…

Right in your face.

Supervisors. HR. Wholesalers. Not just as a black woman. As a dark skinned, both book and street smart black woman. As an (self) educated black woman, you automatically make mediocre people feel insecure about themselves.

Work twice as hard solely to show off AND to skip a few steps. Remember:”Preparation leads to opportunity”.

Men do not love you, they love what you offer. As they should. This allows us (feminines) to have a list on demands in exchange for what we can offer (xes, cooking, cleaning, making a house a home, etc.).

Stop loving a man for him. Start loving his attributes instead. His credit score, both business and personal. His territory (properties, residential and commercial). His genes (his talents, his height, even his upbringing! (google: epigenetic)

Be Ruthless. Per it’s definition, have no pity for anybody, not even yourself. I’m talking to my teen self here: Humans are capable of doing the most gross, grimey things (particularly men). Do not let anyone slide when they do something that deserves a ruthless consequence. Otherwise, they’ll ruthlessly attack you in unforeseen ways. Attack you with stress or with something more serious.

Call this dark femininity, but it’s just facts. We are programmed to be nice and naïve for the benefit of others, again particularly men. Men in society (mating partners or political leaders).

When you’re ruthless, you’re logical. You’re able to emotionally detach while making decisions.

Ruthless ≠ Violence. Ghosting someone who deserved it after a bad date can be ruthless. You’re having zero pity on them. Forgiving an ex-friend’s betrayal but keeping them at a cordial distance is ruthless and greatly encouraged. No-contact with your parents is also ruthless, you’re not showing them pity for their wrongdoings.

The allure of xes sells, not the act of xes. I’ve mainly danced at fully nude clubs and the girls who refused to take off their clothes made the most bank. Those are the woman I chose to study and even question. Changed my life and upgraded my game.

They knew how to dangle the customer into VIP. And VIP isn’t a promise of nudity, it’s mainly to convert them into a returning (VIP) customer who hopes to someday see them nude. The Art of Seduction.

You’re welcome.

Now, pass these lessons onto your younger siblings, nieces or followers. Each one, teach one and it’s time we as feminines teach one another the real.

Click here to claim your spot in our FREE Discord Community, included in our “Date Great” Guide (Limited Time Access)

[visions444you]

I know we always here invest invest invest but the truth is , ACTIVE income comes BEFORE passive income

I’ve invested into air bnb , turo , a lil e-commerce , day trading and my

HIGHEST ROI has been me investing into my business . Me hiring people smarter then me . Me building my network work. ME investing into systems .

Before you chase all these industries, make sure you invest into yourself to get CONSISTENT cash flow and then park that money some where … not before

I’m not doing nothing else till this company at a million

[visions444you]

How To Maintain an Air Of Mystery In a Social Culture

Maintaining an air of mystery can have numerous benefits in various situations, such as dating or networking. By selectively revealing information about yourself, you increase intrigue and heighten interest, making you more attractive and interesting to others. The quietest person in the table, who contributes the least, tends to be the perceived as the most attractive. Additionally, projecting an image of confidence and independence can earn you respect from others. Being selective in communication can also help you direct conversations in your favor. Maintaining an air of mystery can help you establish personal boundaries and avoid unwanted attention, thereby protecting your privacy. Keep in mind that maintaining an air of mystery is about being selective with what you share and keeping people guessing. It's not about being dishonest or unapproachable.

Be selective with what you share: When interacting with others, choose carefully what information you share. Avoid revealing everything about yourself and your life. Leave some details up to the imagination of the other person.

Listen more than you speak: Ask questions and listen attentively to the responses. People often reveal more about themselves when they feel they are being listened to. This can also give you the opportunity to selectively share information and maintain an air of mystery.

Be comfortable with silence: Silence can be uncomfortable, but it can also be powerful. Don't feel the need to fill every moment with conversation. Take your time before responding to questions or statements, and use pauses to your advantage.

Keep an element of surprise: Surprise people with unexpected actions or thoughts. This can keep them guessing about what you will do or say next, adding to your mysteriousness.

Don't be too available: It's important to have a life outside of the interactions you have with others. Don't always be available to meet or talk, and make sure to have your own interests and activities.

How to maintain your mystery with social media:

Be selective with what you share: Only post certain things about yourself or your life. Share only the highlights of your day or week and keep the more personal or intimate details private.

Use photos creatively: Instead of sharing photos of yourself or your daily routine, post abstract or scenic images that spark curiosity and imagination. Use images to tell a story or convey a mood without revealing too much.

Keep your personal information private: Limit the amount of personal information you share, such as your address, phone number, or full name. This helps create a sense of distance between you and others and increases intrigue.

Be unpredictable: Post at irregular intervals, share unexpected things or create a sense of mystery around your posts. This can keep people interested in you and keep them guessing about what you will do or say next.

Use humor or irony: Humor or irony can be used to create a sense of distance and make people wonder about your true thoughts and feelings. This can make you more interesting and appealing to others.

How it benefits you in a career/business setting:

Increased professionalism: By maintaining an air of mystery, you can project an image of professionalism, which can earn you respect from colleagues and employers.

Improved negotiation skills: People who are confident and self-assured tend to be better negotiators. By projecting an image of confidence and independence, you can improve your negotiating skills and achieve better outcomes in business deals.

Better networking opportunities: People are naturally drawn to those who are interesting and intriguing. By maintaining an air of mystery, you can attract the attention of potential employers or business partners and create networking opportunities.

Heightened creativity: Keeping a certain level of mystery around your work can spark creativity and innovation. By not revealing everything, you may be more motivated to come up with new and unique solutions to problems.

Enhanced personal boundaries: Maintaining an air of mystery can help you establish personal boundaries and avoid unwanted attention in the workplace. This can help you maintain a sense of privacy and protect your personal life from being too exposed.

[visions444you]

My Best Investments of 2022

Grooming:

- 32 inch barrel curler

- High frequency for hair and skin

- Lash extensions

- Body oil (so much better than moisturiser in the winters)

- Tongue cleaner

Physical Health:

- 12-3-30 cardio workout

- Model workouts

Work:

- Trello

- Microsoft to-do

- iPad + Apple Pencil

- Newsletters: Bloomberg open and close, morningbrew

- Finance course (private equity associate) by FE Training

Purchases:

- Silk robe

- LV Trunk bag

- YSL Libre perfume

- Jewellery box

- Separate storage containers for make up and skin care

- Disposable film camera

[visions444you]

Takeaways from my mentor 

I meet with my mentor as and when he’s available. He manages my family’s money and he’s very good at what he does - his firm manages about $5 billion, and I have great conversations with him. 

I don’t want to talk too much about him, but he came from a lower middle class background and today is wealthy beyond comprehension. He could buy a plane or two in the middle of the night if he wanted. 

Today we focused a lot of personal growth in my career. 

He gave me two books - The Inheritors by Sonu Bhasin and Fortune’s Children by Arthur Vanderbilt.

 

Here are some brief takeaways: 

Work backwards from the outcome you want. 

Define the outcome of where you want to be and plan it backwards to your current position. 

2. Eliminate, eliminate, eliminate. 

Life is all about elimination. Don’t focus  on your weaknesses, focus on your strengths. Eliminate all the things you know you’re not good at, you have no interest in and that make you depressed. 

3. Intellectual honesty. 

Be honest with yourself about things you are good at and are not.  The easiest person to fool is yourself. 

4. Read one business biography a week. 

Everything you’re going in life, there’s a 99% chance someone else has gone through it and come out of it victorious. He also mentioned this article.

5. Outline 3 strengths and 3 weaknesses.

 

6. (In business/ corporate careers) You’re either primarily an investor (you’d rather fund companies and start ups than start them), an operator (you’d rather build something hands on), or a manager (you’d rather periodically manage something hands off. Like for instance you could have your own franchise bakery chain where you don’t need to exercise minute control over every franchise but you still ensure that there’s some managing done from your part). 

7. Do not have extreme ideologies at this age. 

Not when it comes to religion, politics, etc. 

8. Emotions, money and your time are something you need to be ruthless about. Absolutely ruthless. 

Be careful about the friends you have and the influence they have on you. 

[visions444you]

Welcome to my Blog 💕

My name is Elle and I'm a 23-year-old Black girl from New England who's obsessed with proving that there is nothing that we, as women, cannot achieve.

Dating/Femininity:

Flirting tips

Men 101

The Seduction Process

How I approach men

Book recs

On Charisma

Tips for a Roster

Lesser known seduction tips

More book recommendations

Questions to ask on a date

How to Create a Dating Profile to Attract High-quality Men

Love and Intimacy from a man's perspective

'I am the Best' Series Archive:

Impressionism

Surrealism

Realism

Abstract Art

Investing Pt. 1

Investing Pt. 2

Key Financial Resources

Finance/Education:

Cryptocurrency resources

Magazines/Newsletters

LinkedIn Networking

10 Lessons from My Last Internship

Conference Lessons 1

Conference Lessons 2

Lessons from Boarding School

More Boarding School Lessons

Sponsorship vs. Mentorship

Wall Street Advice

Miscellaneous:

The Power of the Alter Ego

Do's and Don'ts in High Society

How to Succeed as a Black Woman in Society

How to Exoticize Yourself in High Society

Red and Green Flags when Dating Wealthy Men

Quick Summer Glow-up Routine

Elle's Essentials

Quick Summer Glow Up Routine

Essential History Topics

Introduction to Black High Society

Lessons from my Hypergamous Mother

Guide to Oxford

Favorite Success Tips

How I am improving my life in 2023

Tips on navigating private clubs

If you'd like to contact me personally, message my backup: @elletheroyal-backup.

[visions444you]

educate urself໒꒱ ⋆ﾟ⊹ ʚɞ 🎧

the world is constantly changing. don’t be ignorant, please educate urself. we should be well informed and well educated not just for the good of others but for our own good. 

here r some tips i got from another post to start off that i’ll link here : https://www.tumblr.com/csuitebitches/703658775314399232/on-becoming-well-read?source=share

read 3 academic articles a month 

read the news everyday 

if reading isn’t ur thing, watch TED talks on youtube, or listen to podcasts 

some interesting topics to educate urself in : 

the history of the country u live in or the country that u are from 

basic international history 

classical literature 

architecture basics 

prominent CEOS, politicians and families in ur country 

industries that are becoming popular 

messages - pressure points 

jewelry - precious stones and metals 

real estate 

economics 

philosophy 

different belief systems and religions

music

also surround urself with people that u can learn from and sharpen from. bcuz who u surround urself with matters so at least surround urself with people who can help to further educate you.

[visions444you]

Lesson: an expensive bag only highlights a cheap looking cheap outfit, not make it more expensive. Who is guilty of making her Birkin look fake by how awful see dresses without a stylist? Georgina. She isn’t married. If you want to find a husband stop mixing cheap clothes with expensive handbags and jewelry. An expensive handbag DOES NOT elevate terribly made clothes but opens gentlemen’s eyes to your cheap clothes they otherwise could not care less about!

When they see an expensive bag they go on alert. They start wondering why you have that bag and how did you get it? That’s why you should stick to Ferragamo, Polene, Strathberry & YSL when you are younger. And when you are under 25, keep the budget to $1000ish or less. Also don’t wear branded bags to work when you start & don’t outshine a female boss.

Rich girls are given maximum an LV canvas Or Ferragamo when younger and you have to do something & work somewhere for them to reward you with an age appropriate nicer bag. Their parents don’t want to alienate them from friends so you might see a custom bizarrely expensive quiet luxury bad made for them individually but nothing that mistakes one rich man’s daughter for his friends sugar babe mistress.

I love the sugar babe aesthetic but these purses can be keeping you from husbands.

If you are an age where they are appropriate you have to wear them with an outfit that looks expensive not to look like a fraud.

How many ladies were conviced this bag was fake when I zoomed in on the details.

If a gentleman doesn’t know who Georgina is and saw the cheap looking material shoes and dress with this very expensive bag he will look at the inconsistencies and think she is not used to being spoiled and doesn’t belong among the elite.

Just because Georgina can get away with it you can’t. Ronaldo didn’t marry her & has an odd taste in women. Most affluent would screw but not marry.

She is a good mother and wife but the image is of a crazy unmaternal party girl. Her stylists in Saudi are fixing her image.

Putting expensive jewelry with an expensive bag with cheap clothes will only highlight how cheap the clothes and make you look like a fraud.

Either the bag is fake or you got this bag from a man as a payment for something disgusting or so on.

Basically my point is cheap looking cheap clothes especially spandex or ties on the side or so on with an expensive bag looks inconsistent like you are not used to being spoiled but are pretend. He thinks how long until you play damsel in distress or do something low vibe?

These affluent gentlemen do have a fake detector & will play pretend to be rich girls along and use them for free kitty cat or as a discount escort. You are not going to get wife if you show up on a date night not looking like someone used to being spoiled or the princess treatment.

It’s the bat woman look. 🦇 The woman who only comes out at night to the bedroom where she never sees his elite friends and cannot embarrass them. The brokeys version is the obese girl he bangs in the dark to get over his dry spell but doesn’t want his friends to see he is dating that.

Bat women do not socialize with other elite women and are so awkward around them and often ostracized from elite ladies.

The reason I am writing this is that it is important to be consistent.

It is better to spend more on a quality outfit & non name leather structured handbag then a cheap Shein dress with an expensive handbag.

Money can’t always buy class or taste.

Most elite gentlemen want a sophisticated wife who represents them well. Maybe when Georgina will become sophisticated she will eventually get married. The exceptions exist but that dating pool is tiny and provider dating pool is as small as it is.

It is okay to use your designer bag during the day as you are not impressing anyone.

When you are on a date or formal work environment it’d important to be consistent. Invest in nice clothes before you invest in a designer bag or you are going to switch on his Fakedar. Like Gaydar except for fake people.

Lady he isn’t going notice that you are in spandex when he is covered head to toe in Cuccinelli and Loro Piana or he won’t care.

It’s when you have a $100,000 birkin and wear something that looks like a $15 Shein spandex dress and cheap shoes and have a cheap car that is falling apart.. he is going to feel there is something off with that woman, maybe she has her priorities wrong?

Very expensive designer bags highlight cheaply made cheap looking clothes.

On a day wear classy quality natural fiber tailored clothes first before you get a very expensive bag.

If you are not confident with your style I suggest to stick with YSL bags or Strathberry, Kate Spade, Aspinol, Polene, Ferragamo. As you upgrade and learn more about your style the bag is the last thing you need upgraded.

You want him to buy you designer gifts? A Chanel pin. Costume jewelry etc. An Hermes costume bracelet. Tiffany’s earrings. Something small that is not a $10,000 bag. Start with that. When you are accepted by affluent women and get compliments by them on your style then upgrade your bag. Or higher a stylist to upgrade you and the bag.

If you can’t tell what looks expensive and have never been inside a designer store and not tried designer pieces don’t get a designer bag from postmark second hand.

It’s important to be consistent not to trigger the Fakedar. Otherwise he could care less that you are in Shein. Sure he will think he can take you to an average restaurant because you is not used to money & save but that is another story for another day.

If you have an expensive investment bag be consistent and don’t wear it with cheaply made cheap looking clothes on an evening date.

An expensive bag cannot save the cheapest looking cheap slave labour clothes but just highlights them. You don’t have to be in designer head to toe but you should go to expensive gentlemen’s designer and suit stores to see how things are made and have your clothes match the dignity of your date or colleague to look spoiled before you go for that flashy bag.

Credit Maria Al Massani

[visions444you]

How I’m Incorporating Self-Care into my Daily Routine

taking vitamins

getting 10,000 steps in

eating the rainbow— natural, whole foods

meditation and prayer

read or write poetry

listen to a podcast

take a cold shower

exercise

apply a face mask

staying hydrated

deep breathing

sunshine

simple mornings and evenings

clean my apartment

wash my bedsheets

take a bubble bath with salts and bath bombs

take a nap

paint my nails

apply a hair mask

practice a skill

learn a new skill

practice a language

clean out my car

clean out my purse

make my vision board

take pictures

talk to a family member

take myself out on a date

buy myself something nice

reading a self-development book

cook or bake a new recipe

[visions444you]

Femme Fatale Playbook: How To Look More Expensive & Elevate Your Aura

Looking expensive or 'rich' is all about investing in yourself, your appearance, how you carry yourself, and not shying away from signature details or indulgences. Here are some tips to level up your look and demeanor to feel high-class in your daily life – no matter how much money you want to spend in these life arenas.

Appearance:

Prioritize Proper Grooming: Always looking clean and put-together is the ultimate sign of class. Shower daily. Brush, and take care of your teeth. Wash your hair on a regular schedule. Never allow your hair to look greasy – brush and blow dry it regularly. Cleanse, exfoliate, and moisturize every inch of your face and body. Perform your skincare routine religiously. Apply sunscreen daily.

Tailor & Steam Your Clothes: Freshly-pressed and well-fitting clothes always look infinitely more expensive – no matter their price point. Looking rich and expensive is about high self-regard and paying attention to the little details. Ensure your garments look crisp and clean – no wrinkles, pet hairs, loose threads, lint pieces, or fabric bulges highlighting an improper fit.

Create A Classic & Streamlined Capsule Wardrobe: Simplicity radiates a chic sophistication. Go back to the basics with timeless pieces – like a button-down blouse, a classic crewneck sweater, black trousers or straight-leg jeans, leather pants, a leather jacket, a trench or wool coat, a well-fitting cami or tee shirt, a simple slip dress, or a knit set. Focus on a neutral color palette – black, champagne, dark grey, chocolate brown, camel, or crisp white shades. Seek out elevated fabrics – such as Pima cotton, cashmere, washable silk, and buttery vegan or recycled leather.

Invest In Signature Pieces: Spend on "outer shell' items – coats, jackets, heavyweight knits, handbags, and shoes – that directly interact with the outside world and can be worn repeatedly with almost every outfit. Save on items like tee shirts or more simple jewelry pieces that can be found for less while still being fairly high-quality. I recommend Everlane, Lilysilk, and Naadam for affordable basics (Frankie Shop, Skims, and Norma Kamali for moderately priced pieces) and Catbird and Oma The Label for well-priced accessories. Here are all the everyday essentials you need to build the ultimate Femme Fatale Wardrobe.

Simplify Your Beauty Routine: Fresh, clear, and glowy skin radiates rich girl energy. A well-curated skincare routine should do half the heavy lifting. However, you will probably want to include a shade-matched foundation, concealer, and powder into your makeup routine along with a bronze contour, a rosy blush, and a subtle highlighter. Shape and fill in your brows for a polished look. Apply a deep black mascara to your lashes and luscious black eyeliner to your top lid, waterline, and tight line – keep the strokes thin and crisp (create a subtle wing if desired). Finish your face with a deep pink nude, red, or deep wine lipstick/gloss/lip tint. Here's a guide to the ultimate Femme Fatale Beauty Routine for a completely elevated (and sensual) look.

Eat Healthfully & Workout: Health is wealth. Taking care of your body shows self-respect – your most priceless asset. So, incorporate whole, plant-based foods into your daily diet and make it a priority to find movement you love that you can incorporate into your routine multiple times a week.

Lifestyle:

Streamline The Details: The rich girl aesthetic is all about refinement and looking put together at all times. Always have a set of matching pens with coordinating notepads on your desk, a uniform set of coffee mugs on the counter, coasters, glassware, sheets, pillowcases, cold-weather accessories, etc. This attention to detail instant makes your environment look more expensive.

Have Personalized Stationery: A high-value woman isn't shy about leaving her signature touch. Have personalized stationery (thank you notes, greeting cards, business cards, etc.) monogrammed and on hand for anytime you need to send a note or gift to a friend, coworker, boss, client, etc. This addition shows your attention to detail, leaves the recipient something small to remember you by, and adds a human touch to any gift or gesture. Try gold lettering on cream cards for an elegant, expensive look.

Keep Prosecco & Sparkling Water On Hand: Bubbly on a budget feels just as expensive as champagne (and tastes great too). Sparkling water elevates your daily H20 – add some lemon, lime, orange wedges, or frozen berries for a fancy, fruity twist.

Have Proper Place Settings: Neat, thoughtful presentation exudes class and rich energy. Whenever hosting any type of sit-down event or cocktail party, have the plates stacked, glasses and cutlery arranged correctly. Have all of the appropriate utensils readily available. Again, it's all about the details.

Stay Informed & Well-Read: A thirst for knowledge, learning and having the ability to engage in thoughtful, informed, and intellectual imbues a high-class radiance into any room. Read books, learn about different cultures and current events, and invest in studying different industries, and interests. Explore your hobbies. A rich mindset translates and generates an overall elevated aura.

Demeanor:

Learn Proper Etiquette: Address people by name, and offer a firm handshake. Maintain eye contact. Say "please" and "thank you." RSVP promptly. Communicate clearly and compassionately.

Maintain Good Posture: Shoulders back and relaxed. Open your chest. Keep your back straight and your head held high. Take up space. Command presence.

Master The Art of Engaging Conversation: Prioritizing self-presentation, learning how to listen, holding your own, and encouraging others to feel relaxed are the secrets to becoming magnetic in any social situation. Read more of my tips HERE.

Embrace An Abundant Mindset: Free your mind of limiting beliefs and notions of scarcity. There are plenty of opportunities, experiences, and emotions to go around. Another person's success doesn't take away from your potential. Focus on expansion, not envy.

Remain Confident & Unbothered: Believe in yourself. Invest in your well-being. Prioritize your goals and block out the noise from anyone trying to tear you down or criticize you for your ambition, goals, or desires. Stay in your own lane. Allow others to do the same. This is how you level up to elevate into your queen energy to create a rich life and design your dream reality.

[visions444you]

- Softy’s Guide to Acids -

Different Acids & what they’re good for

The Most Common:

Salicylic Acid – acne!!! But veryyyyy drying so if you have dry skin and acne be very careful (only spot treat) or use a gentler acid

Glycolic Acid – brightening, smoothing, lightening pigmentation, helps with fine lines, treats acne; pretty much good for most skin types

Hyaluronic Acid – moisture moisture moisture! Soft, plump skin – helps strengthen & protect the skin’s moisture barrier

Lactic Acid – v. gentle, good for those with dry & sensitive skin (has a moisturizing element because it’s derived from milk)

Ascorbic Acid – aka Vitamin C! Great for fine lines and brightening

Other less common acids:

Azelaic Acid – most commonly found in prescribed skin care treatments, good for inflammation, redness & bacterial acne

Citric Acid – antioxidant; good for those with who have early signs of aging and sun spots

Kojic Acid – a skin lightening agent that can often be very irritating

Linoleic Acid – a lighter version of Oleic acid, so its a much better moisturizer for people with oily skin

Lipolic Acid – a “universal antioxidant”, anti-aging, fights free-radicals

Malic Acid – gentle & good for clearing acne – so if you have acne-prone skin that’s too dry for salicylic acid, try this

Mandelic Acid – has the largest molecule of all AHAs meaning it penerates the skin slower so its suuuuuuper good for people with sensitive skin

Oleic Acid – a fatty acid found in oils like argan, and olive oil, creates a moisturizing seal, might be too moisturizing for people who don’t have dry skin

Tartaric Acid – smoothes skin texture

*DISCLAIMER : alwaysss patch test when trying a new product/acid because you don’t know how your skin will react – also, only try one new product at a time so you know exactly what product is giving you which reaction/result!

[visions444you]

If you're in your 20s, here are some quick, basic financial tips!

I'm no expert at all so of course do your own due diligence. But here's what I wish I would've known earlier:

Subscribe to r/personalfinance on reddit. This sub is FULL of extremely helpful information, including a literal step by step guide of how to handle $, as well as information of what to do when you're at certain ages. This was my first resource when I became serious about my finances!

Make sure you have at least one credit card, so you can start building credit. The earlier, the better. Be responsible with how you use this card, obviously. There are great "starter" credit cards so look to see which one is the most appealing for you! A good age to get a credit card is the summer before college starts.

Create a high-yields savings account. A high-yields savings account has an extremely higher interest rate than a standard savings account. For example, Ally Bank is at 0.50% and Bank of America is at a measly 0.01%. Take time to review how you want your money organized and stored, but I'd highly recommend having a "standard" savings account and a high-yields savings account.

Open a traditional IRA or ROTH IRA account and contribute what you can. Do your research independently to see which account is best for you. And then start contributing whatever you can. Time is on your side, friends! Even if you can only contribute $50 a month (or a one-time payment), it's better than nothing! The #1 tip for investing is to start early because of the compounding interest.

Open a brokerage account and contribute what you can. Similar advice as the point above. Personally, I would contribute the maximum limit for the IRA account (if I could), before contributing to my brokerage account.

Try to minimize your debts as much as possible! Apply to as many scholarships as you can. To help pay for college, consider working part-time while balancing your coursework: it's pretty common but obviously know your limits! If you're too stressed out, it's likely not worth the juggle. Live frugally until you pay off your debts (and honestly, even after).

[visions444you]

Femme Fatale Guide: Habits To Become Your Best Self In 2023

Some habits, routine ideas, and mindset shifts to help make 2023 your best year yet. Hope this helps and inspires you to reach your goals for the next 12 months. Remember to work hard and take care of yourself. Once you put your mind to it, the sky is the limit! xx

Make Your Meals Plant-Based & Produce-Focused: Center your meals around a variety of vegetables, fruits, plant proteins, potatoes, and unprocessed plant-based fats (avocado, nuts, seeds) and minimal whole grains.

Get Creative With Stress Eating Substitutions: Discover healthy swaps for your meals and snacks to ensure what you're eating without sacrificing your goals. Some simple substitutes include mixing in cauliflower rice into your whole grain rice to add nutrients/volume while slashing the calories, using half an avocado with lemon as a salad dressing over spoonfuls of olive oil, swapping meat for lentils in a chill, soups, or stir fry, choosing frozen grapes or whipped bananas with berries over candy or ice cream for a sweet treat, etc. Remember: Spices and seasoning are your best friends.

Be Mindful of Your Beverage Consumption: Consuming enough water is essential. However, if you get bored with water, add some herbal and black tea, black coffee, or fruit-filled water into the mix. Cinnamon, vanilla, and apple or peach teas are great options to satisfy cravings and prevent mindless snacking (not a substitute for food – eat if you're genuinely hungry). For the winter season, try using some pure cocoa powder with hot water, vanilla extract, and a tablespoon or two of plant-based milk for a healthy hot cocoa drink.

Prioritize Long Walks: Carve out 1-2 hours of your day to get 10-12K steps in at least 5 days a week. Go outside if possible or jump on a treadmill/walking pad to get in some movement while watching TV, talking on the phone, or catching up on some emails.

Find A Simple Resistance Workout You Love: Yoga, pilates, or an at-home weight-training or body-weight exercise you can do at home. Browse different YouTube videos for 10-30 minute workouts to try or sign up for a class in your local area to make it a more social experience (and force yourself to take accountability to show up in the first place).

Create Short & Long "Bookend" Routines: Create a simple routine for the beginning and end of the task-filled portion of your day. For most of us, these routines would be done in the morning and evening/at night before and after work, school, or doing chores/errands. Let go of the rigid idea that these routines need to be done at certain times of the day. Set yourself up to win and tailor them to your schedule. Consider these short routines (like drinking a cup of coffee/tea, reading, meditation, journaling, a walk, or a short dancing session) your warm-up and cool-down sessions of the day. Having these rituals to look forward to will give you the energy and motivation to do what you need to get done each day.

Practice This 10-10-10 Mindfulness Practice: Make time for at least 10 pages of reading, 10 minutes of meditation, and 10 minutes of journaling daily (This can include shadow work) either in the morning or nighttime to clear and reset your mindset for the day.

Take An Hour To Plan Out Your Week: It's most convenient to do this power hour on a weekend (I typically reserve an hour before dinner on Sunday for weekly planning). Write out all of your main work tasks, schedule any due date reminders (for work, bills, chores, and other life necessities), must-do errands, emails and calls or appointments to make, etc.). I like using the Productivity Planner from Intelligent Change and my Reminders app/Google calendar via iCloud to sync deadlines and times to schedule messages/tasks/bills, so everything will be in front of me at the correct time throughout the week.

Prioritize 1-3 Tasks Daily: You might need to choose one large project to work on in small chunks or select a "Big 3" for the day, depending on how complex, lengthy, and time-consuming your projects/errands or appointments are for the day. Using this method allows you to be efficient, streamline your life, and feel productive without overwhelming yourself on the regular (the fastest route to burnout).

Make A Life Admin Schedule (and Stick To It): Choose days (and times if possible) of the week to update certain spreadsheets, batch reply to less urgent messages, clean your house, do laundry, grocery shop, etc. Scheduling these tasks ahead of time eliminates half of the battle for following through on what you need to do. Eventually, you will make these tasks into habitual routines that your brain will allow you to execute effortlessly as though you're in autopilot mode.

Mind Your "Circle of Influence": Do an intake on the 5-10 people you speak to the most or value in your life. If you're an employee, it is probably best to not include your boss or coworkers in this consideration list, as you need to work amicably with them regardless of your personal feelings. Look how you feel during your interactions with your friends, family, intimate partner, or an adjacent love interest. Consider how they speak to you, about themselves, and the topics your conversations are focused around. See if they align with the person you want to be and your goals. Evaluate how close you want to be and what parts of your life you think would be the most beneficial for you and the relationship going into 2023.

Set Boundaries: Understand your expectations, non-negotiables, and limits in every area of your life. Communicate these principles to others clearly, so they know when they are overstepping. Don't tolerate disrespect, but also don't expect others to be mind-readers. If someone knows that they're crossing your boundaries, it is easy to draw the line in the sand and walk away without the guilt or shame that can arise when conflicts originate from a lack of healthy communication.

Incorporate One Creative Practice Into Your Week: Reinvigorate your mind by engaging in at least one hour of creative activity per week. Try drawing, creative writing, poetry, singing, dancing, painting, pottery, jewelry making, graphic design, photography, etc. Even taking a foreign language course or creating a Pinterest inspiration/mood board or organizing your home/closets in an aesthetically-pleasing way counts. Figure out what creative outlet(s) you find satisfying. Prioritize scheduling this practice into your schedule weekly.

Refine Your Signature Look: Edit your wardrobe, try out a new haircut, or change up your makeup routine, nail color, or signature scent. Consider how you can close any gaps between your authentic personal style and how you present yourself on a day-to-day basis. Create an inspiration board if needed to help yourself define your unique aesthetic and gradually work towards embodying your ideal look.

Keep A "Praise" Archive: Create a record of all of the messages you receive highlighting your achievements, milestones, recognitions, or compliments. Compile a folder that acts as your "praise" archive for every area of your life. Create a folder in your work email inbox to save all of your professional achievements, praise, and positive contributions. Do the same for your personal email. Create a folder in your photo album of screenshotted texts. Keep a running list on your "Notes" app of any compliments you receive on your conversational contributions, actions, attire, personality, smile, etc. Hyping yourself up to connect to your highest self.

Create A "Siren" Kit: Take note of all of the clothing, scents, songs, cosmetics, phrases, people, and other aspects of your environment that empower you to feel your sexiest. Keep all of these items/songs/texts together to make it simple to set the mood before engaging in some indulgent action or revisit when you need a boost of confidence throughout your week.

Do A Financial Audit: Create an income/expenses spreadsheet to understand your current spending behavior and budgeting plan going forward. Set up your 2023 financial goals and projections, including target amounts for income, savings, and investments.

Give Yourself A Weekly "Treat": Find a healthy indulgence that you can strategically incorporate into your week. This "treat" can be a massage or nail appointment, permission to watch a movie or a couple episodes of a TV show, a serving of your favorite dessert or a glass of wine, etc. Life is meant to be enjoyed. Consider regular indulgence as an act of self-care not as a sign of weakness or self-destruction. Embracing pleasure does not require guilt or external permission.

Happy New Year, loves! Cheers to an abundant 2023 xx

[visions444you]

[visions444you]

[visions444you]

MANIFEST IT, BITCH! 😘💵 #myupload

[visions444you]

Manifesting this lifestyle 💗🧿

Don’t mind me, just envisioning my life within the next 4 years 💅🏾