#BFSI

[iknowthegammer]

BFSI REMADE ASSETS

first and last: Stoppy, Emerald, Lampy, Dicey, Cup, Rocky, Blue golfball, TNT (dynamite), Sliver bell, Flaggy, Orange Juice and Library book :)

As a friend of @blo0st4r she wanted me to put an picture of Bloo since this is an bloopost

[novelpatterns]

What is a Portfolio Management Service & What are its features?

Portfolio Management Service (PMS) is a specialized financial offering where seasoned investment professionals manage portfolios of stocks, bonds, and other securities tailored to the individual financial goals and risk tolerance of investors. This service is ideal for investors looking for personalized investment strategies aimed at maximizing returns and efficiently managing investment risks. With PMS, investors can benefit from the expertise of skilled portfolio managers who have a deep understanding of market dynamics and investment strategies. These managers utilize comprehensive research and analytics to construct a diversified portfolio that seeks to optimize returns while adhering to the investor's specific risk profile.

PMS is particularly beneficial for those who prefer a hands-off approach to investing but still desire a level of customization and active management that is not typically found in standard investment products like mutual funds or ETFs. This tailored approach not only aims to achieve superior financial outcomes but also provides peace of mind through professional oversight and strategic management.

In essence, Portfolio Management Services bridge the gap between individual investing and institutional-level asset management, offering a sophisticated solution for those seeking to enhance their wealth through personalized and expertly managed investment portfolios.

Understanding Portfolio Management Services

PMS provides a bespoke investment approach. Portfolio managers craft and oversee a portfolio that aligns with the investor’s financial objectives, risk tolerance, and investment horizon. This service involves deep analysis of investment opportunities and continuous market monitoring to make timely, strategic decisions.

Types of Portfolio Management

Active Management: Managers actively select investments to outperform the market based on research and market analysis.

Passive Management: This approach involves mimicking a market index, focusing on long-term growth with minimal trading.

Discretionary Management: Investors entrust managers with full decision-making authority over their portfolios.

Non-Discretionary Management: Managers provide investment advice, but the final investment decisions rest with the investors.

Key Features of Portfolio Management Services

Customization: Tailoring strategies to individual financial needs and risk profiles.

Expert Management: Access to professional managers with extensive market experience.

Active Monitoring: Ongoing assessment and adjustment of the portfolio to meet financial goals.

Risk Management: Strategies in place to mitigate risks and enhance potential returns.

Regulatory Compliance: Adherence to financial regulations, ensuring transparency and integrity.

Benefits of Portfolio Management Services

Professional Expertise: Leveraging the acumen of experienced investment professionals.

Time Efficiency: Allowing investors to focus on personal or other business endeavors.

Personalized Investment Strategies: Unlike mutual funds, PMS offers strategies that are tailored to the needs of individual investors.

Potential for Enhanced Returns: Customized, actively managed portfolios can potentially yield higher returns.

Statistical Insights and Facts

As of 2023, the global asset management market is valued at approximately $74 trillion, with a projected growth to $112 trillion by 2028, reflecting the increasing trust and reliance on professional investment management services.

Research indicates that portfolios managed through discretionary services have, on average, outperformed self-managed portfolios by 2-3% annually, attributed to timely and strategic decision-making by experienced portfolio managers.

A survey of high-net-worth individuals revealed that 75% prefer using professional portfolio management services to address their complex investment needs and for better risk-adjusted returns.

Why Choose Genesis for Portfolio Management?

Genesis, a product of Novel Patterns, leverages cutting-edge technology and analytics to deliver superior portfolio management services. Key offerings include:

Sophisticated Analytics: Utilizing advanced tools to interpret market data and improve investment decisions.

Customized Service: Dedicated management focusing on individual financial targets and risk preferences.

Strategic Diversification: Aiming to safeguard and grow investor wealth across diverse asset classes and regions.

Transparent Communication: Regular, detailed updates on portfolio performance and strategic adjustments.

Rewind Up

Choosing the appropriate portfolio management service is essential for attaining your financial goals. Services such as Genesis provide the necessary expertise, advanced technology, and personalized support to help navigate challenging market environments and pursue significant financial gains. By grasping the various aspects of Portfolio Management Services (PMS), investors can empower themselves to make educated decisions and greatly enhance their investment outcomes.

This detailed overview seeks to equip investors with a comprehensive understanding of portfolio management services, their advantages, and the reasons Genesis is distinguished as an exceptional option in today’s financial landscape.

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[bfsiprogramme]

Build a Career in Banking with CII’s BFSI Certificate Programme

The Banking, Financial Services, and Insurance (BFSI) sector is one of India’s fastest-growing industries—and it needs trained professionals.

CII’s Professional Certificate Programme in BFSI offers hands-on training to help youth and graduates enter the industry with job-ready skills. ✔️ Learn customer handling, financial products, digital banking ✔️ Get industry-recognised certification ✔️ Improve your chances of hiring in top BFSI firms

The programme is designed with direct input from leading employers in the sector, ensuring relevance and placement support.

[managedclouddc]

Strengthening BFSI Security Posture with SOAR Integration

Security threats in the BFSI sector aren’t new—but the velocity and sophistication of attacks have changed significantly. For institutions already dealing with massive digital workloads, manual security operations are no longer sustainable. This is where Security Orchestration, Automation, and Response (SOAR) finds relevance—not as a buzzword, but as a practical shift for operational resilience.

Why BFSI Needs Automation in Security Operations

Banks, insurance companies, and financial institutions are often burdened with legacy security systems layered with modern applications. The mix leads to fragmented alerts, reactive responses, and human-intensive processes. When seconds matter in mitigating a breach, any delay becomes costly—not just financially but reputationally.

BFSI automation is not just about reducing human effort. It’s about integrating disparate tools, improving the signal-to-noise ratio, and aligning security outcomes with regulatory and business priorities. With compliance mandates such as RBI’s cybersecurity guidelines and growing expectations from customers for data protection, automation brings repeatability and accountability to security actions.

SOAR for Banks: Moving from Reactive to Structured Response

At its core, SOAR for banks consolidates multiple security tools into a unified platform. It enables orchestration of workflows, automation of repetitive tasks, and guided incident response. For example, phishing alerts can be enriched with threat intelligence, checked against user activity, and contained—without requiring multiple dashboards or manual checks.

But more importantly, SOAR doesn’t replace human judgment. Instead, it augments analysts’ ability to handle high-volume incidents while escalating complex cases with all necessary context. This allows financial institutions to optimize response time without compromising control.

Incident Response in Banking: What’s Broken?

Incident response in banking has traditionally been ticket-based and sequential. A detection system flags an anomaly, a ticket is created, and a security analyst begins triaging. Often, this involves looking up logs, running threat intelligence searches, and contacting other teams. The cycle is time-consuming.

With incident response banking models supported by SOAR, the playbooks are predefined. An alert from a fraud detection system can trigger a sequence where user behavior is analyzed, logs are pulled, and containment actions (like disabling a user session or card) are executed—all in real time.

This doesn’t just reduce Mean Time to Detect (MTTD) and Mean Time to Respond (MTTR); it introduces traceability and standardization into an otherwise ad-hoc process.

Key Components of BFSI SOAR Services in India

The adoption of BFSI SOAR services in India has seen traction with both public and private sector banks, driven by operational demands and regulatory audits. The core components include:

Playbook Management: Custom workflows for threat types such as fraud attempts, unauthorized access, or suspicious internal activity.

Threat Intelligence Integration: Enriching alerts with data from global and national CERTs, open-source feeds, and internal telemetry.

Case Management: Centralized incident tracking that connects alerts to investigations and compliance reporting.

Automation Connectors: Pre-built integrations with email, endpoint detection, SIEMs, and authentication systems.

Audit Trails: Ensuring all incident handling steps are logged and reviewable, in line with audit requirements.

These services allow institutions to focus on response strategy while the underlying operations are system-driven and scalable.

Implementation Realities: Where SOAR Fits—and Where It Doesn’t

SOAR is not a plug-and-play solution. Integration into a BFSI environment requires careful assessment of current tooling, maturity of internal processes, and clarity on incident response goals.

Challenges in SOAR adoption often include:

Tool Sprawl: Too many disconnected security tools with overlapping functions.

Process Gaps: Lack of standardized response plans makes automation difficult to implement.

Skill Shortages: Limited availability of professionals who can design and manage SOAR workflows.

Change Management: Resistance from teams used to manual control and intervention.

To navigate these, many institutions opt for managed or hybrid models of BFSI SOAR services in India—ensuring faster deployment and access to playbook libraries specific to banking and financial services.

SOAR for Banks

A mid-sized cooperative bank using a SOAR platform in India reported a significant reduction in time spent on phishing investigations. Another nationalized bank integrated SOAR with their fraud analytics engine, allowing faster containment of high-risk account activity.

These outcomes are not driven by technology alone but by the alignment of response workflows with risk posture and compliance goals. More importantly, success metrics are moving from just MTTD/MTTR to qualitative indicators like false positive reduction, audit readiness, and analyst productivity.

Compliance and Reporting

SOAR doesn’t just improve response—it strengthens reporting. For BFSI institutions, this is crucial. Internal audits, regulatory reviews, and compliance checks often require extensive documentation of how incidents were handled.

Automated case management and audit trails built into SOAR platforms make this process efficient and transparent. They also reduce reliance on individual memory or siloed logs—ensuring continuity and governance.

In regulated markets like India, where authorities such as RBI, SEBI, and IRDAI scrutinize cyber practices, this becomes a strategic advantage.

Where Does ESDS Fit In?

With over 19 years in cloud and security services, ESDS delivers BFSI SOAR services in India through a managed approach. By integrating SOAR capabilities with its Security Operations Center (SOC), ESDS enables banks and financial institutions to gain centralized control over security events, orchestrate faster responses, and comply with audit trails.

For institutions that already rely on ESDS for hosting or cloud workloads, the integration is seamless—reducing friction and offering a single point of accountability. Whether it’s playbook design, real-time alert handling, or compliance-focused dashboards—ESDS brings domain familiarity and operational maturity.

The real value of SOAR lies in giving BFSI teams control—not in removing them from the loop. It’s about responding faster, smarter, and in ways that align with both risk appetite and customer trust.

For institutions exploring automation, starting with high-frequency incident types and scaling iteratively ensures smoother adoption. And with mature offerings like SOAR for banks and incident response banking solutions now available through providers like ESDS, the path forward doesn’t have to start from scratch.

To explore how your institution can modernize its security operations while meeting regulatory expectations, talk to ESDS about its SOAR and private cloud integration services.

Disclaimer

“ESDS Software Solution Limited is proposing, subject to receipt of requisite approvals, market conditions and other considerations, to make an initial public offer of its equity shares and has filed a draft red herring prospectus (“DRHP”) with the Securities and Exchange Board of India (“SEBI”) that is available on the website of the Company at  https://www.esds.co.in/, the website of SEBI at www.sebi.gov.in as well as on the websites of the book running lead managers, DAM Capital Advisors Limited at https://www.damcapital.in/ and Systematix Corporate Services Limited at http://www.systematixgroup.in/  The website of the National Stock Exchange of India Limited at www.nseindia.com and the website of the BSE Limited at www.bseindia.com, respectively. Investors should note that investment in equity shares involves a high degree of risk. For details, potential investors should refer to the RHP which may be filed with the Registrar of Companies, Maharashtra at Mumbai, in future including the section titled “Risk Factors”. Potential investors should not rely on the DRHP filed with SEBI in making any investment decision.”

[amairadutta]

Unified Finance Starts Here: Welcome to a Connected Digital Era

Introduction

There was a time when managing personal finances felt like navigating a maze with locked gates at every turn. Visiting multiple banks, filling out the same forms repeatedly, waiting days or weeks for approvals — all these processes were not only inefficient but also disconnected. Customers had little access to their own data, and financial institutions closely guarded information within their silos.

Today, this landscape is changing. Open banking, powered by APIs, is dismantling barriers that once confined financial services to traditional systems. It is redefining how people interact with money, making financial access faster, smarter, and more personal than ever before.

From Locked Systems to Open Banking Ecosystems

In Southeast Asia, open banking is emerging as a powerful force for financial inclusion and innovation. Unlike conventional banking models, where institutions operate within closed systems, open banking facilitates secure data sharing with third parties, enabling users to have complete visibility and control over their financial information.

Why does this matter?

Enhanced Customer Experience: Users can compare loan offers, credit cards, or savings plans in real-time, leading to informed decisions.

Financial Inclusion: Small businesses and underserved segments gain instant access to credit and digital services.

Ecosystem Growth: Banks and fintech companies collaborate to create integrated services, combining strengths instead of competing in isolation.

The Role of APIs in Revolutionising Financial Services

At the heart of open banking lies API (Application Programming Interface) technology. APIs act as bridges that connect banks to fintech platforms, retailers, and other service providers seamlessly. This connectivity enables a level of convenience and personalisation that was unimaginable just a decade ago.

For example:

Instant Identity Verification: KYC APIs enable fast, secure user onboarding across platforms without redundant documentation.

Embedded Credit Checks: E-commerce and fintech apps can pull real-time credit scores to approve purchases or loans within seconds.

Integrated Savings Features: Travel apps embedding savings options or insurance offerings directly within the booking experience.

APIs are giving developers the tools to build and scale these services at remarkable speeds. What once took months of backend development can now be achieved within days, sometimes hours, enabling banks to stay competitive in a rapidly evolving digital market.

To learn more visit our website: BFSI IT SUMMIT

[newstips]

20 साल पुराना बैंकिंग राज़ आया सामने ICICI और HDFC की अनकही कहानी

[technical-sefali]

AI is revolutionizing banking and financial services! Discover how AI-powered solutions are driving efficiency, enhancing customer experience, and transforming the BFSI sector for the digital age.

[neilsblog]

Credit Risk Management Gets Smarter with AI-Powered Solutions

In today’s dynamic financial environment, managing credit risk has become a top priority for banks and financial institutions. With increasing regulatory scrutiny, growing loan books, and evolving customer behaviors, the need for robust, data-driven risk management tools is greater than ever. This is where Credit Risk Technology Solutions (CRTS) come into play, offering advanced,…

[iknowthegammer]

Zippy (Zipper) is an female object character with rings for a tail and puff ball chain for an design.. as she is consider an object of herself she only find her in different surroundings and situations going back or through.. every challenges, quests and other things to do.. she is only an host’s guest helping in BFSI (battle for special island).. an object series!

update: the asset is here!!

[novelpatterns]

Why Portfolio Managers Need Tech Platforms to Stay Competitive

Embracing technology allows portfolio managers to streamline operations and leverage data-driven insights for superior investment outcomes. By adopting advanced platforms, managers can efficiently navigate the intricacies of modern finance, ensuring they not only keep pace with industry changes but also position themselves as leaders in innovation and client satisfaction.

The competitive edge gained through technology adoption is undeniable. Platforms offering real-time data integration and powerful analytical tools enable managers to make informed decisions swiftly, reducing the risk of human error and enhancing the overall portfolio performance. Moreover, the ability to automate routine tasks frees up valuable time, allowing managers to focus on strategic growth and client relationships.

As client expectations continue to rise, the ability to deliver tailored solutions and transparent communications becomes increasingly crucial. Technology-driven platforms facilitate these demands by providing customizable reports and interactive dashboards, ensuring clients are kept informed and engaged. Such capabilities not only build trust but also foster long-term loyalty, which is essential for sustained success in the financial sector.

In summary, the shift towards tech-enhanced portfolio management is not merely a trend but a transformative evolution that is reshaping the industry. By leveraging these advanced tools, portfolio managers can harness the power of innovation to navigate the complexities of the financial world and achieve unparalleled success in meeting both current and future challenges.

Managing Complexity with Precision

Modern investment portfolios often encompass diverse asset classes, derivatives, and sophisticated financial instruments. Traditional spreadsheets are inadequate for handling this complexity, often leading to costly errors.

Advanced asset and investment management platforms provide real-time data integration, detailed analytics, and intuitive visualization tools. These capabilities enable portfolio managers to make precise, informed decisions and minimize risk effectively.

Meeting Growing Regulatory Demands

Regulatory frameworks in the financial sector are becoming more stringent. Ensuring compliance manually can be time-intensive and prone to errors. Tech platforms simplify compliance by automating reporting, maintaining audit trails, and ensuring adherence to regulatory standards.

This automation not only reduces administrative burdens but also mitigates the risk of non-compliance, protecting both financial stability and reputation.

Enhancing Client Engagement and Retention

Client expectations have transformed in the digital age. They now demand personalized service, real-time updates, and comprehensive performance reports. Delivering on these expectations requires advanced tools.

Tech platforms enable portfolio managers to provide dynamic dashboards, customizable reports, and proactive communication. These features foster trust, enhance client satisfaction, and contribute to long-term client retention.

Driving Data-Driven Decision Making

The era of big data has ushered in a wealth of information, from market trends to predictive analytics. However, deriving actionable insights from this data requires advanced tools.

Portfolio management software equipped with AI and machine learning algorithms helps identify trends, forecast risks, and optimize portfolio strategies. This capability is invaluable in building a competitive edge.

Boosting Operational Efficiency

Manual processes are not only slow but also prone to inefficiencies and bottlenecks. In portfolio management, even minor delays can lead to missed opportunities or higher costs.

Automation through technology platforms reduces time spent on routine tasks such as trade execution, rebalancing, and reporting. This allows managers to focus on strategic decisions that enhance portfolio performance and profitability.

Preparing for the Future

As the financial sector embraces digital transformation, portfolio managers must future-proof their operations. Tech platforms offer scalability, adaptability, and innovation to meet emerging challenges and opportunities.

By adopting the right technology today, portfolio managers can ensure they remain at the forefront of tomorrow’s industry.

Genesis: A Revolutionary Tech Platform for Portfolio Managers

While the benefits of tech platforms are evident, not all solutions are created equal. This is where Genesis stands out as a leader.

Genesis is an advanced, cloud-based asset management platform designed to address the unique needs of modern portfolio managers. Its features include:

Real-Time Data Integration: Provides a unified view of portfolios by connecting multiple data sources.

Scalable Infrastructure: Accommodates growth and adapts to changing market conditions.

Regulatory Compliance Automation: Reduces complexity with built-in compliance tools.

User-Friendly Interface: Simplifies operations for both managers and clients.

AI-Powered Insights: Delivers actionable analytics for better decision-making.

Discover how Genesis can transform your portfolio management strategy. Learn more about its unique capabilities on our Asset Management page or explore its applications in Wealth Management.

Conclusion

The need for technology in portfolio management has never been greater. From managing complexity and ensuring compliance to enhancing client engagement and driving efficiency, tech platforms are indispensable.

With its innovative features and unparalleled flexibility, Genesis provides portfolio managers with the tools needed to thrive in an increasingly competitive market. Future-proof your operations today with Genesis and redefine what’s possible in portfolio management.

Call Us: +91 9650900223

Visit Our Website: www.novelpatterns.com

Mail Us: sales@novelpatterns.com

[recruit-g1]

Recruit-G: Top Jobs for Fresh Graduates in India

In today’s competitive work advertisement, new graduates in India frequently discover themselves overpowered by the sheer volume of choices and the weight to create the correct career move. Whether you are a B.Tech graduate, B.Com pass-out, or have earned your MBA, venturing into the job world can be overwhelming. That’s where Recruit-G steps in — a stage planned to put through youthful ability…

[itservicesblog]

Digital Transformation Services for BFSI Sector – STSPL

Drive innovation in banking, financial services, and insurance with STSPL’s cutting-edge digital solutions. We help BFSI businesses streamline operations, enhance security, and deliver smarter customer experiences using AI, cloud, and automation technologies. From core system modernization to seamless digital onboarding, STSPL empowers financial institutions to stay ahead in a competitive landscape. Visit stspl to learn more and take your BFSI business to the next level.