#Time-bound

[biggest-gaudiest-patronuses]

hero/villain showdown but one of them has a spontaneous medical emergency and the battle gets put on hold while their archnemesis drives them to Urgent Care

[nirajnanal]

What Does a financial Planner do?

If you ever came across the term Financial planning or financial planner and never have figured out what do they exactly do or why are they different from a professional like a Chartered Accountant or a CFA? 

Financial planning and the role of a Certified Financial Planner (CFP) are distinct from the responsibilities of professionals like Chartered Accountants (CAs) or Chartered Financial Analysts (CFAs). 

A Certified Financial Planner (CFP) is an individual certified by the FPSB. Their primary focus is to assist individuals in managing their finances, and investments, and crafting a tailored plan for financial future. The roots of financial planning and registered life planning can be traced back to the United States. 

The CFP Board was established early on in the evolution of the financial planning profession, emerging post-World War II to address the financial needs of Americans. In the global context, the Financial Planning Standards Board plays a pivotal role in setting professional standards and awarding the Certified Financial Planner certification. 

In India, many people set aside a portion of their earnings or profits for purposes such as retirement, children’s education, and insurance. When they think about investments, they often consider options like fixed deposits, tax-saving schemes, or government bonds, typically associated with retirement planning. However, a growing number of individuals are becoming aware of alternative investment opportunities such as stocks and mutual funds, thanks to social media channels. 

To make the concept of financial life planning accessible to the common man, let’s break down the process from the perspective of a CFP: 

Listening: A CFP attentively listens to an individual, focusing on critical areas such as Financial Goals, investment objectives, commitments, and retirement plans. 

Prioritization: Based on the gathered information, the CFP prioritizes different aspects, with a special emphasis on insurance and tax considerations in alignment with the individual’s life goals. 

Financial Plan Creation: The next step involves crafting a comprehensive financial plan tailored to the individual’s unique circumstances and aspirations. 

Expert Consultation: This step is crucial to instill confidence in the individual to follow the recommended financial exercises and align with the standards set by the Financial Planning Standards Board. 

Time-Bound Financial Plan: The final phase of this process is to create a time-bound financial plan that suits the individual’s specific financial goals. This plan serves as a roadmap to help them achieve their financial objectives – Short Term and Long Term. 

In essence, a CFP’s role is to guide individuals through the intricacies of financial planning, ensuring that their financial goals are not only achievable but also well-protected through measures like insurance and tax planning. This holistic approach sets them apart from professionals like CAs and CFAs, who typically focus on narrower aspects of financial management like Tax planning. 

[kikoyster]

Pumalpak ang iyong SMART & di mo na alam ang posisyon mo sa Maslow's hierarchy

#SMART #Specific #Measurable #Attainable #Realistic #Time-bound #Maslow's

[chloesimaginationthings]

Gregory and Glamrock Freddy’s dynamic in FNAF

[iamhereinthebg]

And I'll gamble away my time 🦋

[theshitpostcalligrapher]

friend of mine was at a bar last night and dm'd me to tell me that they have. they have my fuckign prints on the wall.

[hayweerc]

Sonic got his fur brushed thoroughly after a long winter. (Probably the first time he has ever been brushed, therefore he loved it.) I imagine he has a coat like a husky- of course with some hedgehog quills sticking out. And what do we do with all that fur? Not waste it, duh.

[w1f1n1ghtm4r3]

divorce quartet are all various flavors of aromantic to me

[officialmiintee]

wind breaker / furin trio you’re just so!!! <333

[biggest-gaudiest-patronuses]

probably will be FORCED by Pomp And Circumstance to go to the CLOWN HOSPITAL, for a CLOWN INJURY (may or may not be An ALLEGEDLY Fractured Foot...a MOURNFUL MALADY incurred in the most PATHETIC and LAPSIDAISICAL Fashion of TRAGICALLY UNFASHIONABLY Events......

Anyway. Forgot what I was saying. Buy me 1/25th of an x-ray or whatnot I guess

[smallpwbbles]

Just heard Gantu isn’t even the Live action Lilo and Stitch movie

[claudia-kishi]

As the discoverer of the species, the privilege of naming the creatures falls to me.

[secriden]

one reason i think liu qingge has such great potential is that he's one of the only characters entirely free from the PIDM narrative. because he dies early in PIDM, sqq isn't coming into every conversation and interaction expecting lqg to adhere to a preconceived script. this allows sqq to actually see lqg as a person and for his words and actions to be taken at face value.

i just think this is great potential for sqq to still be completely oblivious or in denial about lbh and yqy's attentions (because he's so fixated on how bad/complicated PIDM!sqq's relationships are with them) whilst also catching wind of lqg's growing feelings for him because he isn't hampered by any preconceived notions of what they're dynamic "should" be.

so give me sqq noticing the way lqg's mannerism soften around him, how his gruffness changes, how he spends more time just having tea with sqq even after his meridians have been cleansed as they start to have civil conversation about sect business. recognising lqg's care in returning his fans; seeking common ground over their shared love of monster hunting (even if lqg just cares about fighting them, can he maybe smash them in such a way that shixiong can study them afterwards?) and discussions on cultivation techniques and the differences between bai zhan and qing jing styles.

sqq who is so just so grateful to have someone in his corner, someone he feels safe with, who he doesn't have to second guess during every conversation. someone who was never supposed to be around by this point in the narrative, and so is entirely shen qingqui's.

[dlartistanon]

Elves and dragons go hand in hand

[iamhereinthebg]

Letters to all my supernaturals friends ✉︎

[deadhaven]