#need to get on a website? I’ll probably use my license without checking it first

[remixablix]

The Hunter License: Difficult to earn, impossible to find, irreplaceable, unique, more expensive than most black market goods, vital to the Hunter lifestyle, a once in a lifetime acquisition

Gon, facing any trial: I know! I can use my Hunter License!

[btsslowburnfic]

The Arrangement Ch. 15

Story summary: Desperately in need of money, you answered the questionable ad. AKA-Arranged marriage AU featuring Y/N and Yoongi.

Chapter Summary: Your attempt to help your brother move result in Yoongi meeting your family -_- 

Previous Chapter here 

TW: as previously mentioned, YN and her brother were abused by their dad. It is mentioned by her brother. Trigger will be labeled before and after by **  ** Yoongi’ song “The Last” is also referenced at the very end, which implies thoughts about self-harm/suicide attempt. But it’s a good, long chapter! There is fluff and humor in it too!

---------------------------

Late last night you received an email from your brother’s school informing you a dorm space had opened up and he could move in as soon as possible. You wanted to check and make sure there wasn’t anything else you should be doing today before you rented a van.  

You put on your robe and headed out to the main living area. Half the coffee pot was already gone and you heard light movements from upstairs. You wondered if Yoongi was prone to hangovers or not.  You poured yourself a cup of coffee and heard Yoongi pad down the stairs. 

“How are you feeling today?” You asked without looking up from your steaming mug.

“A little dehydrated but fine.” He passed you as he headed over to the sink for water. “Really? We’re just wearing robes around the house now?” 

You waited, slowly savoring the taste of the hot bean water in your mouth. You swallowed. “You were in your underwear the other day. I think the robe is fine.” You turned dramatically and looked at him.  “Unless you prefer just underwear?” 

“Aish, don't remind me.” He waved in your direction as though he could dissipate the memory with his hand. It was too early for flirting.

You laughed. “Hey, if it's OK, I'd like to go help my brother move today. A dorm space opened up for him and I'd like to get him settled in before school starts again tomorrow.”

Yoongi leaned against the counter, “Yeah, that's fine. You should do that.” 

“Great,  thanks!” You turned and went back to the bedroom to get dressed. 

When you returned to the main area Yoongi was gone, you didn’t bother checking by the door as you grabbed your purse and slipped on some shoes. You texted your brother to remind him what time you would arrive and then hopped on the train to the car rental place.

Fifteen minutes later you walked in, produced your driver’s license and payment and were then declined. 

“What do you mean? I already prepaid online.” You asked the attendant. 

“It’s not the payment, it’s your license. You rented the cargo van. You don’t have a license to drive that vehicle, it’s level one.” The man explained, gesturing to a garage full of vehicles as though that explained anything.

“Isn’t it just like a regular van but big?”

“No ma’am it’s more like a box truck. I can get you a regular van but I can’t refund your rental of the cargo van because it was a day-of rental.”

“I had to enter my license to rent the van. Why does it authorize licenses if they aren’t the correct type?” You asked, annoyed. It wasn’t his fault, probably, but that definitely seemed like a crappy thing for the website to allow.

“I understand that ma’am but the website will allow anybody to pay for the van and the driver’s license check is very basic and checks to see if you have one, not the level. Now, would you like to rent a regular van?”

You stood there for a minute weighing your options. “Give me a minute.” You walked over to the waiting area and took out your phone. You opened the BigHit employee portal and scrolled through the services. There were so many options: food delivery, laundry pick up, chauffeur, pet walking, but nothing about hiring a driver for other vehicles. You groaned and dialed Yoongi’s number. Normally you would text but you felt like there was too much to say. The phone rang a few times.

“Hello?” It was surprising to you how deep his voice sounded on the phone.

“Hey...I'm sorry to bother you. Does anybody at the company have a Level 1 driver's license that I can like request via the app? I didn't realize the one I rented is for a license I don't have.” You paused. “This is so embarrassing.” Silence extended from the other side, making you feel awful, like you had probably interrupted something important.  You began again, " I can maybe just do it next weekend. I can find somebody by then I'm sure. It’s fine. What’s one more week.”

"I can drive it." 

You felt awkward having Yoongi do it."Noooo. Don't worry about it. I can do it next week. I’m sure I can find somebody.” 

“Aish send me the address. I'll do it.” He replied, starting to sound irritated.

“Were you busy? You don't have to.”

“You know the company phones have GPS trackers in them? But it will be a hell of a lot faster if you just send me the address.”

You sighed, “Ok. Thank you.”

“See you soon.”  

You awkwardly waited at the rental agency, kicking your feet in your chair like a little kid waiting for their parents. After about half an hour you heard the door ding and saw Yoongi walk in. He had traded his sweats for jeans, but otherwise had the same casual shirt and expression. 

“Hello sir,” the desk attendant greeted Yoongi. “How may I help you today?”

“I’ve been told I’m here to drive a van.” Yoongi looked your way.

"Oh, are you here for that one?" the guy at the counter gestured at you.

Rude. 

Yoongi smirked, “Yep. That one’s mine.”

Your jaw almost dropped. Fucking brat. You walked over. "It's a good thing you're being so helpful darling." You gritted between your teeth. You watched as Yoongi handed over his license and had it scanned without any issues. 

“Here you go Mr. Min.” The attendant handed him the keys. You heard him laugh as he took them.  He started to walk out to the rental garage with you following. 

"’Thanks for coming. I do appreciate it."

"It’s no problem. I mean. You, once again, will owe me dinner. But other than that. It's nothing." He clicked the remote to find the right van. "Why are you renting such a big ass van?" 

"Because my family doesn't own a car and I'm an idiot. The website didn't make it look that big. I put in my license and it let me rent it. Don’t you think it should deny it if it knows you can’t drive it?"  The two of you stopped in front of the cargo van. It was big. But not that big, you scowled.

"Oh man. I used to drive so much music equipment around in my shit van. This brings back memories." He climbed into the driver's seat. You walked around to the passenger side and stepped up as well. "And lucky for you, I came prepared today." He popped in a CD he'd been stowing in his coat pocket. 

"Oh my God. You are the cutest." You said, somewhat accidentally, out loud. 

Yoongi paused, and looked over at you. "I am not cute." 

You smiled and pinched your fingers together. "A little bit." 

He shook his head and put his hand on the gear shift. "Nope. Cue up the GPS." 

"The tiniest cute." You typed in the address. 

"Feared rapper and music producer. Ice King. Loner. It's in the lyrics, you should listen." He turned the car audio on.

"OK cutie, I know you have stuffed animals in the loft area." 

He held a finger up to his lips. "Quiet woman, I'm driving." 

You laughed and relaxed into the seat. "I fell asleep on track 5."

He pushed some buttons and you settled in for the car ride. 

Yoongi was thankful for the excuse of looking at the road so he couldn’t see your expressions as you listened. He put so much of himself in his lyrics, it was like taking his heart and mind out of his body and showing it to other people. Which for some reason felt fine when it was complete strangers, but felt so weird with someone he knew. He tried to play it cool. He knew he was two songs away from his most personal track.

“Ok, turn in here. We can park here for up to two hours without a permit.” You guided him near an alleyway next to your Aunt’s apartment. You sent a text telling them you were here. “Thanks. You can wait here if you want. I don't know how much packing there is left to do. Sorry. I just got the email this morning. There are also some coffee shops around here or some restaurants. I’m not sure what---” 

Yoongi unbuckled his seatbelt and cut you off. “Hey. You don't have to do this by yourself. OK?” He opened the door and got out before you could respond.

You took a few deep breaths and exited the van, walking around to the front to lead the way to the apartment. “Ok thanks. Also I apologize in advance for my Aunt.”

“She won’t be the first Auntie I've met,” Yoongi smirked. “Don't worry, Aunties and Grannies love me.”

“Yeah, that’s what I’m worried about. Also sorry in advance for my brother. He seems rude, but it’s just because our family life was so fucked up. He’s a good kid.”

“Hey, I can relate,” Yoongi opened the door for you. “It’s fine. Really.” 

“Ack, I don’t think I can do this.” You turned and faced him.

“Do what?” Yoongi asked, perplexed.

“Have you meet my family. It’s. We’re all weirdos. The apartment is so small. It’s embarrassing. I already feel bad that you came and helped me.” You spew out everything at once, your anxiety levels suddenly spiking.

Yoongi sighed and put his hands in his pockets. “Hey. It’s fine. I was going to meet them eventually anyways right? Might as well be before the wedding,” He teased you.

You were surprised. This was the first time he had mentioned anything about the other part of your contract. It had always been you teasing him about it.

“I guess so.” You took a deep breath. “Ok. Just...please...Remember. We’ve been through a lot.” You suddenly felt so vulnerable as you pushed the elevator button. You led the way to your old apartment and unlocked the door.

“Aunt Vi, I’m here.” You yelled from the foyer as the two of you slipped your shoes off.

“Oh finally, I was getting worried, you’re over an hour late and you're usually so prompt and hello young man.” Aunt Vi stopped dead in her tracks as she arrived in front of the two of you.

“Hello. Min Yoongi, nice to meet you.” He bowed.

Your Aunt gaped like a fish for a moment and eyed you. “Yes of course, I’m Vi.. And this is…?”

“My boss, Auntie. He drove the van today. Apparently giant ass vans need a special license.” You smiled sheepishly.

“Do not use such language in front of your boss, young lady.” She scolded. 

Yoongi cleared his throat to hide a laugh. It was unusual seeing someone boss you around for a change. 

“Yes of course, sorry Auntie. I’m very sorry, Mr. Min.” 

“That’s better. Now come in. You, help Jihoon pack, Mr. Min come join me for tea.”

She turned around and you gave Yoongi a stank look while he silently laughed at you. You flipped him the middle finger while he acted offended.

Auntie Vi turned around, “That is of course if he wants some.”

The two of you pretended to be perfect angels once again, “That would be lovely Aunt Vi.” He responded, sounding like a boy scout. You rolled your eyes at him the minute your aunt turned her back. You left the two of them as they headed to the kitchen and you went to the living room.

Your brother was packing up some books into one of the boxes when you walked over.

“Hey. Make sure the books go into a few small boxes instead of one big one, or they’ll be too heavy to carry.” You said as you grabbed another empty box and started to pack some things.

“Yeah ,ok. Those other two boxes are books as well. There should be a bookcase in the dorm. I think all my friend’s rooms have one.”

“Ok great, I’ll label them.” You walked into the kitchen to grab a sharpie and briefly overheard Vi and Yoongi. Yep. She was in love, you smirked and headed back to help your brother.

You were surprised when you walked past the hallway and saw two blankets on the floor, slowly moving. You smiled and paused, “Huh. What strange moving blankets.” You heard a set of giggles and continued on your way.

Your brother and you continued to put items into boxes and the blankets continued to slowly wriggle down the hallway until they made it to the corner. Your sister and niece sat up and pressed their tiny bodies against the wall, straining to see who the mysterious voice belonged to. You looked over and smiled. 

Aunt Vi paused for a second and heard the faint sound of giggles and “shhhh”

“There better not be any little girls eavesdropping,” She said. Everyone in the apartment heard the sounds of stomping and running down the hallway, followed by a door shutting. Vi sighed and Yoongi laughed. 

You set down the roll of tape and walked back to the bedroom. "Come on out girls." You led the way for them down the hallway. They nervously stood in the kitchen in front of Yoongi and your Aunt.

“Mr. Min, this is my sister, Hayoon, and my niece, Sooah.” You introduced them as they bowed deeply, as though they had been preparing for this moment for their whole lives.

Yoongi smiled warmly at them, “It’s a pleasure to meet you ladies.” You could see your niece already blushing. These girls were boy crazy already and you were sure they would relive this moment over and over again. They managed to squeak out a “you too.” Before they looked around awkwardly about what to do next.

“Alright girls, either help move boxes or git.” You prompted them. They looked at each other and then scrambled back to the bedroom, giggling the whole way. You sighed and went back to packing. Fortunately since your brother was living on the couch, he didn’t have a lot to pack. In retrospect you probably didn’t need the van. Oh well. Better to be over prepared than underprepared, you mused. 

You walked into the kitchen, “Excuse me, may I have the keys please? It’s time to start loading.”

Yoongi stood up, “Yeah sure, let’s go.”

You looked at him, “Oh no sir. I could not expect you to carry the boxes. Keys please.” You held out your hand.

Yooongi scoffed, “I can carry boxes.”

Aunt Vi quietly cleared her throat, “That would be too much surely. Won’t you please sit down and I’ll make you some lunch.”

Ah the intersectionality of age and class rank here were making your head spin, but you knew that he couldn’t turn down lunch from your Aunt, even as she turned around and he placed the keys in your hand while making a very strange face you couldn’t quite identify. You raised your eyebrows. Taking the keys, you pulled out your phone. 

YN: She’s a good cook, don’t worry. Sorry this is taking so long.

You and your brother each grabbed some boxes and started to move them out by the elevators. After about fifteen minutes you checked your phone.

YG: I feel weird not helping 

YN: You did help, you drove the van

YG: That doesn’t count

YN: Yes it does

You returned to the apartment where you saw Yoongi had somehow inserted himself into the kitchen and was cooking alongside Aunt Vi. That’s it, you thought, she’s never going to not mention him again. You sighed. Grabbing the last few boxes you and Jihoon began to fill the elevator and slowly move the items closer and closer to the van. An hour later it was all packed up.

“How was your soup?” You asked as you came back into the apartment, ripping off your sweatshirt. You had started off cold, but were now glistening with sweat.

“Really good, thanks again Auntie,” Yoongi looked over to Vi.

“Oh please, he’s the one who ended up doing most of the cooking. Are you single Mr. Min? Are you allowed to date your employees?--------”

Oh God it was happening, you were shocked it had taken this long honestly.

“Because even though YN isn’t much to look at, she’s a very hardworking girl.”

“We gotta go. Time to leave. Is there any leftover soup for Jihoon?” You asked as you cut her off and started scrambling around the kitchen for a takeaway container.

“There’s plenty of soup, grab some for Jihoon. Not for you though, you don’t need the calories.”

Oh God she was going full blown Auntie on your ass. Help. You looked over to Yoongi, mortified, but he was just standing there, the tiniest smile playing on his lips. He briefly flicked his eyes in your direction, causing you to feel flustered.

“Anyways, you should keep her in mind. Our family is unlucky, but we do try to make up for it.”

“I have the Soup, can we please leave now?  We have to return the van.” You grabbed your purse, sweater, soup, and coat.

“I’ll keep that in mind,” Yoongi said calmly. “Thank you for your hospitality Auntie. I hope to see you again soon :] .” He walked over near the door, put on his coat and took the soup from you.

“Put your coat on.” He chided

“I’m sweaty.” You responded

“You won’t be when you get back outside.”

You huffed but complied anyways. The poor man had suffered through an hour and a half of your family, you weren’t about to argue with him.

Your brother was waiting in the van with his headphones on listening to music. You climbed into the middle seat.

“Oh my God I am so sorry.” You said the minute the door closed.

“It’s fine. Like I said, not my first Auntie. She’s nice.”

“She called me ugly and told me not to eat.” You whined. “Hey...speaking of you called me ugly too the first time we met.”

Your brother took off his headphones; apparently interested in this conversation.

Yoongi rubbed the back of his neck. “Did I say that to you? That doesn't seem like something I would say.”

“Well, no. But you didn’t disagree with me when I said it.” You side eyed him.

He laughed, “I think you know you’re not ugly. You don���t need me to tell you that.” He pulled out onto the main street.

“I don’t know. Having heard it every day of her life growing up, it might not be a bad thing to not say to her.” You heard Jihoon say from next to you.

You tensed up briefly. “Jihoon, it’s a joke. Everyone else at the interview was literally a supermodel. Everyone.” 

“Sorry. People calling my sister ugly doesn’t seem very funny to me.” He said and moodily turned to face the window.

This was the kind of awkward you were worried about. “Sorry. Jihoon is a little protective. Also he doesn’t understand jokes.”  You tried to lighten the mood by teasing. It did not work.

“Jokes are supposed to be funny. I understand that.” He said snidely from the passenger’s seat.

You sighed, “Anyways, thanks again for driving. You’ll turn right here and then there should be signs for the school in about 4 kilometers.”

Yoongi was very quiet. He didn’t want to piss your brother off again. You pushed play on the audio, welcoming a change of pace from the quiet. To your shock, he hit the pause button. “Let’s listen to it later.” He said quietly to you. He didn’t think the lyrics would put your brother in a better mood and he also didn’t particularly feel like sharing the vulnerable side of himself at the moment.

“Is it normal to tell someone they can’t listen to music in a car? Asking for a friend.”

“Stop being an asshole Jihoon. Mr. Min was nice enough to drive the van for us today to move you into the dorm. And to give me a job to pay for the dorm. You need to be more respectful.”  The phrase came out of your mouth before you could even stop it. It was a triggering phrase for both of you and you instantly regretted it.

**************

“Right.” Your brother said, his voice dripping with sarcasm.  “Be more respectful. Just because someone’s older than you they deserve your respect no matter what. That’s what dad always said while he was beating us, remember?”

***************

You rolled your eyes, unable to keep your cool. “Oh my God. You’re supposed to be working through this shit in therapy not in a fucking moving van with me and my boss. I am so sorry.” You said to Yoongi who was trying very hard to pretend he wasn’t in the van at that exact moment.

“I didn’t ask to be in a moving van with you and your boss and I didn’t ask to be moved into the dorms today.” He argued back. 

“You’d rather still be on the couch at Aunt Vi’s? I can unload all this shit and cancel your room. I can totally do that right now.” You snapped at him.

Jihoon huffed angrily. Such a moody teen. 

“I’ll take that as a “no”,” you responded. “Yoongi, I am so sorry.”

“For the record, does your boss know our dad's a fucking psycho?” Your brother said in English. You had done terribly in English and hadn’t touched it since High School. You understood the word Fuck though and were getting ready to scold you brother 

Yoongi didn't want to overstep his bounds, but at the same time, your brother was being a rude little shit. The whole reason you had agreed to marry a guy you didn’t know was to take care of this ungrateful child. Before he could help himself, he responded in perfect English, “Yeah, I heard you dad was an asshole. And I'm sorry that happened to you. It shouldn’t have and it really sucks. But your sister works her ass off for you.”

Yoongi was pissed. You could tell that much by the tone. You understood sister and that was about it. Or maybe he said sweater. But it was probably sister. 

Your brother was clearly surprised by whatever he heard and also mildly irritated. “What do you know about any of that?”

“I know that in her job interview all she talked about was you and your little sister and how she worries about the two of you and that’s why she took a job where she is on call 24/7 and why she’s worked 2 jobs for the past 7 years.”

You understood the number 2. That was it. This was a passionate discussion on Yoongi’s part. You were getting ready to speak after several seconds of silence filled the van. 

Your brother twisted his body and looked at Yoongi. “---Do you….do you like my sister?””

More silence. What the hell were they talking about?

Yoongi cleared his throat and shifted uncomfortably, continuing to look straight ahead at the road. “I do. And we’re being rude by having a conversation that she can’t understand. So please stop it.”

Your brother paused for a moment before replying in Korean ”… Yes, hyung.” 

“If he's being rude let me know and I'll take his lunch money. I will literally untransfer funds.” You said, eyeing the two of them suspiciously. “I know how to say “fuck” in English and I definitely heard it.”

“It’s fine. It’s fine.” Yoongi replied. “Here, we can also listen to the word ‘fuck’ some more.” he turned the music back on. Since everyone else was having free therapy in the van, why not join? One song played before you all arrived at the dorms. 

“Go round up some strapping young men to carry these boxes. I have to find your RA.” You told your brother as Yoongi parked the van. He hopped out quickly, all too eager to escape. You rested your head against the headrest and pushed your hands against your eyes. “I am so sorry. Today has been a total nightmare. Worse than I even imagined.” You said, feeling like you might cry.

Yoongi sat there for a few seconds, reliving the afternoon. It had actually been mostly fun for him. “I had a good time. I got to meet your family and I got free soup.”

You looked over at him slightly bewildered. “We need to raise your standards for what a good day should look like Yoongi, because this was a total shit show.” 

“Hey, don’t cry. I hate it when people cry. Your brother has been through a lot. It’s fine. Really. I too was an angry rude teenager and I didn’t have nearly as good of a reason. Come on, let’s finish this shit and get the van back.” He unbuckled his seatbelt. 

You followed suit and entered the dormitory, following the signs. You introduced yourself to the RA, got the keys, and found your brother and two other guys standing outside the van. You recognized the one kid.

“Hey Noona,” He waved. You liked that one. 

Yoongi had apparently started unloading the boxes while you were meeting with the RA. You picked up one of the smaller boxes and headed up to the dorm. With the 5 of you, it didn’t take long to move all the boxes into the dorm.  You placed the soup into the mini-fridge. You sighed and looked around at the mountains of boxes, “Ok. Do you want me to stick around for the unpacking or….?” 

"No. We'll get it." Jihoon responded and walked with you out into the hallway. Yoongi was leaning against the wall near the elevators, scrolling through his phone. 

"Thanks. And I'm sorry about earlier." He said looking down. 

"It's OK, come here." You pulled him in for a hug. He was taller than you. When did that happen?  You squeezed extra tight and then pulled away, "Make sure to answer my texts or else I'll show up here. And I have your RA’s number. Got it?” 

"Yeah yeah." he looked around. 

You looked up at him and brushed some invisible dirt off his shoulder, "OK. I love you. "

" I love you too. "

With that you turned and joined Yoongi by the elevators." Let today end please. " You said, crossing your arms in front of your body. 

"Nope. Not yet. You still owe me dinner," he commented as the two of you entered the elevator. 

You sulked , "You got soup."

"You haven't eaten yet."

You shrugged. It was true. But you were upset and when you were upset you either wanted to eat everything or nothing. Today you felt like nothing. 

The two of you climbed into the van one last time. You rested your head against the window and listened to the music. Yoongi gripped the steering wheel tightly as ‘The Last’ began to play. 

He glanced a look over at you. Your jaw was firmly set and he saw tears rolling down your cheeks. Shit. This was not a good day for this. He paused the music. 

"Sorry, that's pretty heavy for today isn't it?" The car came to a stop at a light and the silence was palpable. 

You breathed out, trying to keep it level. "Sorry, just. You and my brother have that in common." You wiped your eyes as you tried not to cry. You took pride in generally being pretty stoic and good-natured. 

The light turned green. "I guess we're all just fucked up, huh?" 

You sniffled. "Yeah. It just hurts my heart to think about a world where you or my brother don't exist." 

Yoongi felt like someone had hit him with a ton of bricks. He swallowed through the lump forming in his throat as he managed a response, "Well, we're still here. That's what matters. Right?” He tried to sound positive.

“Yeah. I’m glad for that. Turn left.” NEXT CHAPTER @lidda  @anpanman-sonyeondan   @firefairy1  @cuteipat  @sugaslittlekookies  @janeelizabeth1216 @deeepvibes @gxldenhunny @livelyjay @niniita-ah​

[razberrybi]

hello! this isn’t the most timely of postings, but I want to make a series with stuff I wish I knew before applying for/getting into college. the series will be most helpful to lower-income american students, because that’s my experience!  eventually I’ll have more stuff regarding STEM courses & tips for when you do start college.  everything will be tagged #college help by raz.  I’ll get a link for it up and running on my blog.

first off, probably the ugliest part of the process for me: filing the FAFSA, aka the Free Application for Federal Student Aid.  I wouldn’t be able to go to college without it but the process literally brought me to tears.

if I save just one student some unnecessary frustration, then my job here is done! kal @promethes was my inspiration to do this, she’s running something with a similar purpose in a couple months so if you’re interested keep an eye out for that.

finally, if you’re trying to get into college/are just getting in and have any questions, don’t hesitate to send me an ask! 

if you don’t want to open up the link above to a google doc, the text is available under the cut.

Things to know about the FAFSA:

It opens on October 1st every year.  Be prepared to file it right when it opens, the aid is first come, first served.

If you’re going right into college after high school, that means you should apply on October 1st of your senior year.  

If you missed the deadline, it’s open till June 30th the next year, but do not procrastinate this. Please trust me. Mark October 1st on your calendar, know it like your birthday.  This is free money from the gov, don’t miss out.

You need to file for the FAFSA every year you’re in college, it’s not a one-and-done thing. 

To file, you will need an FSA ID for you AND one of your parents (unless you’re not a dependent.  If you’re living with a parent/legal guardian and they provide more than 50% of your financial support, you’re probably their dependent.  That means they claim you on their taxes & get money back on their return). Make those FSA IDs here. Remember the passwords.

These are separate accounts that you’ll need to actually file the FAFSA.  Also, if you have loans taken out they’ll show up here.

When you’re ready to do the FAFSA, use this official website.  Other websites can charge you.  They might not be secure and definitely won’t be any easier. 

Sometimes, income is complicated or parents aren’t always on top of their taxes.  Thankfully FAFSA wants documents from two years prior, i.e., for the 2020-21 school year they’re asking for 2018 taxes.

Try to check that those are filed away somewhere you can access before the Oct. 1 deadline.  Make sure your parents know the government will pay for your schooling if you do this, and you usually won’t have to give that money back.

If your situation changed and you make a lot less than you did 2 years ago, contact your school’s financial aid office. Sometimes they can help with extra aid.

What documents will you need?

Your social security number

Your driver’s license, if you have one

W-2 forms from 2 years prior, and other records of money earned 

Your (and/or your parents’) Federal income tax return from 2 years prior (form 1040, will be different if you’re in an American territory and not one of the states)

Any untaxed income records form 2 years prior, like payments to deferred pension & savings plans, tax exempt interest & child support

Records of taxable earnings from federal work-study from 2 years ago

Record of grants, scholarships, or fellowship aid that was included in you or your parent’s 2018 adjusted gross income

Any current bank statements

Any current business and investment mortgage info, business/farm records, stocks/bonds info

Documentation that you’re a permanent US resident or other eligible noncitizen

If you’re lucky, all these records will be filed in one spot or easily accessible.  Try to access them early just in case.

If you have an idea what colleges you’re applying to, add them to the FAFSA when prompted.  This will help you know exactly how much money they’re giving you sooner.

Because of the whole “parents not being on top of taxes” thing, I’ve always had to manually put things in instead of clicking the button that lets you manually import the info.

It’s frustrating and takes a while, but you will be able to do it.  Thankfully the FAFSA has been getting better with the help available on the page (you can click an info button and it explains most things). 

Still unsure what something means? Open a new tab on your browser and google it.  You need to answer everything honestly, don’t take chances and take your time.

If you do get to auto-import, I suggest you go through the information manually to double check things if it lets you!  I’ve used a similar tool with a tax-filing service and they can get some things wrong.

There are a couple “optional” sections.  I fill them all out except for the section about assets, which I’ve consistently skipped.  I always get max aid doing this, your mileage may vary.

When you finish, you’ll get a number for your EFC, or expected family contribution--how much they predict your family will have to pay for college.  For example, if that number is 000, you’ll hopefully get maximum aid and your tuition will be paid for.

Sometimes, they can’t give it all in grants (money you don’t have to pay back), so some of the money will be made out to you as subsidized or unsubsidized loans.  If you need them, take out the subsidized loans first, these will not gain interest until your grace period ends, typically 6 months after graduation.

I’ve literally never had success applying for random online scholarships and I applied to a lot of them.  The FAFSA is so important if your family is low-income, those grants cover my entire tuition.  The rest of my college, including room/board and a shitton of fees, is covered by merit scholarships directly from my school.  I go to a large, in-state school, and suggest you stay in state if you can’t get into an out of state college that will 100% pay everything for you.  Those colleges, not coincidentally, are also extremely hard to get into especially if you don’t have connections--think the Ivies, MIT, etc.

I recommend in-state because it’s almost always much cheaper than out of state tuition.  Sometimes colleges have programs that will let you go to another state and pay in-state tuition at their partner school, if you’re desperate to move far look for those programs OR find a farther college in your state keeping in mind how good their program is for the major you’re looking at.

Also, fancy private schools might get you some connections or more famous speakers at events but the quality of your education won’t be much better, if at all. 

Look for scholarships that come directly from the school you like.

Merit scholarships are money your school will give you for having good grades/test scores.  How much money 100% depends on the school. Mine had a program where they had different levels of aid, and they calculated which level you fell into based on your high school GPA, ACT, and SAT scores. It’s worth trying to improve your scores on one of those tests if you know it’ll get you more money.  These scholarships tend to renew every year/semester if you keep your GPA up in college. 

For school-specific questions, contact the school’s financial aid office.  For general questions, contact me! Send an ask to @razberrybi on tumblr.

Finally--if you manage to complete the FAFSA wholly or partially on your own, congratulations!! It’s not an easy feat.  In my experience the FAFSA is literally harder and more frustrating than filing your taxes.  Treat yourself for getting it done!  

[introverted-explorer]

Will You Marry Me (For Financial Aid)

Summary:

The fake dating/real feelings college au no one asked for. Based on that text exchange between two friends in college wanting a better FAFSA Application.

Notes: Major credit to  @labelma (AKA Leilah) for betaing this and for encouraging me to post it.

I wrote this about a year ago and got distracted by life. Decided I would put it out into the world for other people to enjoy as a little birthday present for myself, enjoy!

David - italicized Patrick - bold Stevie - both 

You wouldn’t expect David Rose to be friends with someone like Patrick Brewer. Not only was he a business major, but also a huge sports fan and equally versed in the arts, which David certainly didn’t mind. Patrick was liked by everyone he met and no one really understood how he could be friends with someone as abrasive and standoffish as David. And somehow they were best friends. 

Stevie simultaneously regrets, is overly enthused, and is extremely amused by their friendship and takes full credit for the dynamic of their tiny but mighty friend group. She and David had met during orientation their freshman year of college, bonding over their shared disdain for their overly peppy orientation leaders. They quickly became inseparable, spending the majority of their down time together. A few weeks into school Stevie showed up with this average looking guy she had met in her Intro to Business course to their weekly dinner. Patrick had woven his way into their little duo with a few little teasing jabs at David to which David made complaints of an ‘unbalanced social dynamic’ but loved nonetheless.  

Nothing has really changed after two years of friendship. They would do pretty much everything together; homework, meals, vacations (thanks to David’s parents), you name it, they were probably doing it together. Even a few classes, obviously with a lot of pushing on Stevie and Patrick’s end and reluctance on David’s. David mostly stuck to his art classes but was convinced that a few business classes would help if he ever wanted to manage a gallery, good business acumen ran in the family after all. 

David came from money, but that money was almost never of conversation and often forgotten all together. It only came up when he casually name dropped or mentioned his designer and high end products. That was until they lost it all. Thankfully school and his apartment were already paid for through the year but it left David questioning his very near future plans. He worried if he would be able to finish out his schooling and where he would live once school was over. By some small miracle, his parents and younger sister found themselves moved to a town that they had bought as a joke at the pinnacle of his family’s financial success. Even better was the fact they were now living in the motel that Stevie’s family owned. 

After a long night of anxiety and research on financial aid for the next year, he discovered there were certain situations in which he could receive more aid. David never had to worry about filling out a FAFSA application when he still had money, it was never an issue if he received aid or not, but now it was the most important thing for his life to stay somewhat stable. His anxiety got the better of him and decided to decompress with the little bit of the weed he had left. 

Once he got a nice buzz going, he grabbed his phone to come up with a plan to get some of that aid. His finger hovered over his conversations with Patrick and Stevie. He thought Stevie would go along with his plan but would ridicule him to no end and decided that Patrick was probably the safer bet in this particular scenario. 

Hi

Can you marry me? 

The rational part of his brain told him Patrick was likely at one of his many clubs or doing homework or maybe even doing something only good people do. But the rational part of his brain was not steering the ship. The part in control kept yelling at him that Patrick was mad at him for coming on like that and he had ruined the friendship with just four words. 

I just looked at the financial aid website and it said I cannot get any aid except for unsubsidized loans unless I have a child, get married or turn 24, so I have to get married 

It didn’t take long for Patrick to respond. He would do pretty much anything for his friends and it’s not like it was actually a real marriage and could benefit himself. 

                       Yeah, okay. I’ll marry you. I need a better fafsa application too

That certainly wasn’t the response David had expected and certainly not that fast. David was used to people letting him down even though Patrick, and more often than not Stevie, had proven that people won’t always do that. 

Wait. Seriously?

Would you really do it?

I’m going to do actual research on this.

‘After I sober’ up David said to his phone after he sent that final text. 

Are we doing this?

It would have to happen like lightning fast. I’ve never had to do one of those applications aren’t they due soon?

Patrick knew David was likely either high or drunk, he hadn’t been dealing with the complete upheaval of his life all that well, and figured he would do all of the specific research as he enjoyed it and was painfully aware of the application and financial aid process. He felt the tiniest bit of disbelief pass through his brain as he started looking into this particular part of the process. Whether this was the idea of marrying David or marrying David to benefit their financial aid packages. He never really thought of his best friend like that before but it felt like a tiny part of his brain was saying this was a good thing. He shut that voice down and focused on his research instead. 

                                                                                                                  Okay.

 We’d need to get a marriage license which can be up to $300 depending on where we get it, and then we need to file for a marriage certificate. 

I’m an ordained  minister but idk if I could file my own marriage certificate

During all of the craziness that had been the last hour and asking Patrick to marry him, he totally forgot that Stevie was coming over. 

“David?” she called out opening the door and approached his bedroom.

“You smoked without me? You suck.”

David stilled. He had his phone still in his hand and a small smile on his face. As soon as he saw Stevie in the doorway his smile twisted to the side of his face. 

“David.”

“Stevie.”

“You never smile like that. What bit of celebrity gossip are you hiding on your phone?” She asked, grabbing the phone from his hands with little protest as David’s reaction time was slowed by his now depleting high. 

“What is this?” She paused to read the conversation. “You’re marrying Patrick? And for financial aid? I don’t know if I should be offended you didn’t ask me or not.”

“I thought about it! I thought you would make fun of me for it. I’m sorry!”

“It’s fine. I’m ordained by the way.”

David gave her a confused look questioning her random fact.

“I was bored in high school one day and did it online after I finished the assignment we were doing. It took like 15 minutes and now I can marry people.” She shrugged it off as if it were nothing. 

“And you’re telling me this because..” David trailed off trying to follow the conversation. 

“Because I can marry you and Patrick if you need me to.”

Finally David was caught up on the conversation. He took his phone back from Stevie wanting to tell Patrick. He couldn’t help the smile that came back on his face as hard as he tried to hide it. 

Stevie’s ordained and said she can marry us. So one problem down!

“I like this for you.” 

“Like what? There’s nothing to like!” David shrieked. 

David went back to his laptop to do further research into the actual benefits of marrying Patrick. Stevie nodded and pulled out her own phone. She figured if David was going to be preoccupied she could at least have some fun. 

So I hear you’re going to marry David?

                                                                                         And you’re officiating?

You’re not mad he asked me and not you right? I don't want this to put a strain on our friendship. 

Stevie laughed. She had secretly hoped they would end up together. She loved David but she couldn’t ever marry him, not even a staged marriage. 

I may have offered my services, yes. 

And absolutely not. He’s all yours.

The extra financial aid would have been nice but I could never marry David.

                                                                                                         Fake marry.

Okay, fine. Fake marry. Either way I am NOT interested. 

She looked back up to see David’s face now buried in his phone. He had to be texting Patrick.

It’s possible that I can get fafsa to pay for an entire apartment!

Where you would live with me obviously

David stopped and looked up at Stevie nervously. 

“I think I just asked Patrick to move in with me.”

I mean only if you want. You have no obligations to do that. 

You probably don’t. I mean bringing home a girl would be weird or whatever. 

Patrick had left his phone playing music on the counter as he made himself dinner. He didn’t think to check it until he was back in front of his computer with his dinner. He opened his messages to see four new messages from David. 

He can’t say he’s not surprised to see David spiraling after those first two messages. He still never understood why David thought Patrick would reject him as he had never shown signs of that during their friendship. He felt a certain sadness for his best friend. 

                                                                                 Of course I’d live with you. 

The thought of living with David didn’t scare him as much as it should. He knows David is high maintenance. He’s shared spaces with him during vacations. It’s not really something that bothers him. If anything he finds David endearing, especially when he’s a little frazzled making this encounter all the more fun. 

                      Think they would go for a nice little two bedroom apartment?

The relief David feels seeing that first response doesn’t last long. He doesn’t know why he feels a sense of sadness when Patrick mentions a two bedroom. They’re friends. A couple of bros getting married. Just for financial aid purposes. 

Do you think we could convince them for two baths? I’ve shared a bathroom with you. You don’t have much but what you do is wildly incorrect and I’d rather not ruin our friendship with that. 

Marriage is a compromise David. You’ll just have to deal with my incorrect bathroom products. 

We’re really doing this. 

                                                                                                            Yes we are. 

        Can we talk more about this tomorrow? I need to get some work done tonight. 

We can talk about this whenever you want.

Just

Preferably not before 10 AM. 

             Never. I know you David. Lunch after my class tomorrow? Just us?

Stevie hates that we’re ditching her. 

But, yes. Lunch sounds great. 

“So you’re marrying Patrick and ditching me to go on dates with him?” Stevie remarked after reading their exchange. 

David seemed shocked but hummed shaking his head in some sort of hybrid of no and yes. He stood up and shook his arms out. Stevie knew he was getting flustered proving that this might just be more than just an easy way to get some help with tuition. 

[bridger-2021]

Bridger Review 2021 -⚠️HOAX or LEGIT⚠️

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[phoenotopia]

2020 May Update

I hope you're all staying safe and healthy during this time of Coronavirus!

We continue towards the finish line, slowly, but surely. Coronavirus did throw a few wrenches in our plans. Our talks with a publisher about a possible sponsored appearance at an upcoming event stalled.

But that was always just a possibility. We have a backup plan. If we didn't win a sponsor, we were just going to pay our own way to a convention. That's what most indies do! Anyway, that's canceled too. It doesn't seem like there'll be any conventions to showcase in the near future...

Nevertheless, we did move forward in other areas. We've got the press materials ready as well as the game's official launch site up. You can view it in its prelaunch state at this link. NOTE, It is in a "prelaunch" state, so some media links are being withheld until reveal time. But there are a bunch of new pictures and artwork you can look at.

You might notice the link reads "phoenotopia.wordpress.com". The plan is to direct "phoenotopia.com" to it in the near future. That means if you wanted to reach this tumblr specifically, you'll have to visit it at its tumblr link, "phoenotopia.tumblr.com" (which, I just noticed doesn't work... huh). Anyway, since this is a dev blog, I'll talk a little bit about the journey of creating the website.

SQUARESPACE vs WIX vs WORDPRESS

I actually tried 3 different services (in the above order), before I settled on wordpress. I did a bunch of researching, and most reviews seemed to point at WIX >= SQUARESPACE >>> WORDPRESS.

I went with Squarespace first, since it was recommended a bunch on some youtube videos I saw (guess marketing works). Even though it didn't win outright in the reviews, my impression of it was "less quantity, but more quality." I tried it and found it serviceable. It was kinda sluggish, with some not so intuitive areas. I had to ask for help a few times for some things that would seem simple ("how do I change the BG and font color and of the music player?", etc).

That was last year, when I *thought* I was near launch and would need a press site soon. One year later (present day), it was time to create a press site again, and since my website with Squarespace expired (I had only signed up for a trial period), it was a good opportunity to try Wix, especially since Pirate had lots of praise for Wix.

My impression of Wix was that it was... too distracting. After I chose a theme, in the editor view I felt bombarded by menus. Everywhere you move the mouse, things kept lighting and popping up. And it was slow. So I guess it was sorta like Squarespace, but maybe even a little worse?

(Easy ways to preview the website from phones and tablets was one of wordpress’s neat features)

What prompted me to try Wordpress was one of their slogans "35% of the web uses WordPress". If it's good enough for 35% of websites, it's good enough for me! I ended up liking it most of all. It's definitely less featured, which suited me, since I'm not trying to create something too fancy either. Unlike the other website builders which emphasize free-form, wordpress was more rigid. I couldn't drag and drop an element just anywhere - I found that comforting in a "I can't screw this up" sorta way. The most important thing was that it was fast. Loading the editor view to Wix took 11 seconds vs 4 seconds with Wordpress. And the speed advantage of wordpress extends across every action. Similarly, when Chrome launched 10+ years ago, it was also less featured vs Firefox, but it became my choice browser. I guess speed is something I value highly.

Anyway, my experience is from a drag/drop perspective with minimal coding. This is also NOT a paid advertisement. However, if wordpress would like to send some money my way, I would not be opposed... (call me!)

Achievements, Bugfixes, and Cleanup

Lots of small tasks and polish was done over the past 2 months. I finally fixed the time tracking bug - important because the Speed Run achievement depended on it. I also finally finished implementing all the technical stuff for the achievements. There was a bug where some enemies would stack up too many light sources, causing them to appear too bright and drain system resources. That's now also fixed. Lots of other small ones that don't bear mentioning.

A neat trivia about the game is that there's a final super hard achievement for those seeking to prove their mastery over the game. The player has to beat the game having never picked up a heart or energy upgrade. When playing under this constraint, some enemies can even kill the player in one hit! In the game's most current iteration, even I failed to achieve it, so I'm definitely going to have to go in and tweak things a little more.

Age Ratings

I went and got the game's age rating. I did a little research on this - it's quite fascinating. ESRB would be the age ratings board for the United States (where I'm based). But if you were in Europe, you'd get a PEGI rating. Then there's ACB for Australia and so forth. So if you wanted to launch a game globally, you'd have to deal with this process over and over, and each country rates things a little differently... that's a lot of work!

Enter IARC (International Age Rating Coalition), which aimed to simplify the process by being the one standard that you apply to, and from which you could then get the equivalent rating for all participating countries. IARC is an entirely automated process - probably necessary due to the boom of digital titles across all platforms, particularly mobile.

IARC is great for me, because they relaxed the standards for getting a rating. From my understanding, the process used to be more difficult. And you'd have to pay ESRB a hefty chunk to get a rating, but with IARC, it's totally free! So long as it's for digital and it's used only on licensed sites and store fronts. If I wanted to launch the game physically, I'd have to deal with ESRB on an individual basis again.

Without further ado, here's Phoenotopia's IARC ratings:

Fascinating... Phoenotopia is rated "Mature" in Australia... but for "Horror". Which seems suspect. The horror elements are rare (remember Dreadlands?). But when I was answering their questionnaire, they provided a video example of what they considered "horror", and it was pretty mild. About as mild as my game, so I checked that box. It is what it is...

We also got a "Teen" rating for ESRB for reasons of Fantasy Violence and "Mild Blood". This one is kinda iffy. In the game, if you hit a giant bug, it spits out a few drops of green blood. Does that really count as blood? Ocarina of time skirted by with an E rating 2 decades ago, and it let a dude spit out green blood. However, since IIARC is an automated process, I didn't see any place to dispute. But also, I wouldn't have disputed it anyway. A "T" rating is cooler than an "E" rating!

I'd like to mention this is not a paid advertisement for IARC. However, if IARC would like to send some money my way, I would not be opposed... (call me!)

Submission

I expect to polish the game for about 2 (maybe 3) more weeks. After which, I'll be submitting the game to the console "authority". From my understanding, I'll then have to wait a month while they "inspect" the title. After which, I'm then cleared to have an official launch date - which I'll probably set to be 1 month after getting approval.

So the plan is to have a very short marketing campaign. The reveal trailer will basically drop 1 month before release. And we're going to sprint to the finish line. Some marketing campaigns are 6 months to a couple years. Ours will be one month... Let's hope it works.

Wrench

That's what the plan looks like right now, but there is a possible upcoming wrench in this whole thing. I recently learned that my version of Unity is too old. Games running on old Unity versions are not automatically accepted - so I'll have to apply for an exemption. If the exemption gets rejected, we can't launch without upgrading, which will require *significant* work...

This came as a surprise to me. When I started dabbling in games development a decade ago, the most common advice I found online was "Make Games, not Game Engines." I interpreted this to mean lock in your technologies. There's always going to be a new and shinier bell or whistle, but if you keep chasing it, you're not going to work on the actual content of the game. That's probably what kept me to releasing the original game on Flash. That was a game I was making as a hobby while working a full-time job. By the time I quit my job to go full-time indie dev, Flash had long been a dead technology. But I remembered "do you want to build game engines or games?" And so I pressed forward.

So that mindset could potentially backfire here. If PC was the lead SKU, we wouldn't have these issues since PC is more relaxed as a platform. Consoles, as I'm now learning, have an ever forward shifting window of technologies. If we get rejected for the exemption, there's a couple ways we can play it. One, we go through the pain of upgrading which will take months... Two, we pivot and make PC the lead SKU again, but have to handle porting that plus its specific features, which will also take months...

So why is updating such a big issue? Unity has changed drastically over the years. When I started, it was a lot less 2D friendly. They didn't have an official 2D tilemap solution, so you had to build your own or buy a 3rd party library from their asset store. I used 2DTK for tilemaps - 2DTK is now entirely deprecated. Similarly, I had to search for and purchase a good asset to display crisp text - since you couldn't even do that in Unity back then (heh). That's the story for a lot of old Unity stuff. Think of it as a first mover's "disadvantage".

Hopefully it won't come to that, since I'm pretty spent as a developer. I've been ready for this to be over, and I know many of you feel the same. Hopefully soon! As usual, I'll update in 2 months at the latest (end of June). An update might come earlier if we have some good news to share sooner. Until then!

Fanart and Cosplay

This first picture comes from roccy_chair and shows Gail basked in light. I like how her pose and equipment together form an "X". That's a neat hidden symmetry. The way she floats also kinda reminds me of Crono's "Shining" spell. Perhaps Gail should have the ability to cast spells? Hmmm...

Cody G returns with a new art depicting the 2 Moonstone enthusiasts. I like Fran's starry-eyed expression here. That's true love on display. I also like how the Moonstones are depicted as flat and coin-shaped. Very unique! Also note Gail makes an appearance in the back :D

Thanks to M1shaaa for this cosplay of Gail! There's a lot to like here! The vibrant pink hair. The costume with 3 stitches across the vest. The pose with slingshot, accurate to Gail's depiction in the box art. Amazingly, this might also be the very *first* cosplay of Gail! Will and Pirate both alerted me about it excitedly since they were pretty stoked. We joked that we crossed the final milestone in terms of fandom.

[onlinecasino29]

Casino site

You've probably seen that most online casinos advertisements usually offer some sort of bonus or FREE money to get you to start playing there. Like most things in the world, nothing really comes free, so before you start claiming this free money and then getting upset that you've been scammed, I suggest you keep reading and see how this all works.

First of all, you may ask; why do online casinos even offer this "free" money?

It's part of their marketing and differentiation strategy. In a nutshell, online casinos are generally "skins" of a specific software provider, so actually behind the different owner, graphics, licensing etc under the bonnet there's not much difference between let's say all Playtech powered casinos, or all Microgaming powered ones.

So, if they are mostly the same below the hood, there needs to be some sort of difference which will convince you to play at "X" online casino and not "Y". Besides the graphics, licensing, support and reputation, another way to pitch to potential players is by giving them something, in this case, a bonus.

Having put that out of the way, the next question you might ask yourself is: OK, so Casino X is offering $5,000 free, maybe I'll sign up, take my $5,000, play them out and go on to Casino Y. click to read more 카지노사이트

The answer here is pretty simple as well. In order to claim bonuses at at an online casino, you will usually need to make a deposit, unless it's specifically stated that you don't, but we'll get to that later.

Before we sink into the beef of the different types of bonuses offered at online casinos, here are a few extra terms and points you should be aware of, so you can clarify them with a support representative before claiming a bonus, just so you know where you stand and what you're claiming.

1. Wagering requirements: Most bonuses have wagering or playthrough requirements, meaning that you need to play a certain amount before you can withdraw winning from your account. On average wagering requirements are usually between 15 to 40 times, however pay attention to what you are required to wager. In some cases it will be just the bonus times X and in others you will need to wager the bonus + your deposit amount X times. The latter by the way is more common.

Another tidbit you should pay attention to with regards to wagering requirements is, that at most online casinos, if you request a withdrawal before you have completed the wagering requirements, all your winnings to date will be void. Not really fair, but this is reality.

2. Games played: Make sure you read the T&Cs in this case. Because slots games are generally the most profitable games for online casinos, many bonuses tend to be valid only for slots games. Usually scratch cards and keno will comply with this rule.

In other cases, you will be allowed to play your bonus on all games; however not all games will count 100% towards the playthrough requirements. For example play on slots will count 100% but roulette will only count 30%, meaning that you will actually need to wager over three times more in order to clear the wagering requirements and withdraw your winnings.

3. Minimum deposit requirement: In most cases, in order to claim a bonus you will be required to make a minimum deposit, which again can vary. It's generally a small amount which you will probably deposit anyway. It's usually not over $50.

Now that we're all on the same page and speaking the same language, it's time we went through the main types of bonuses available at most online casinos.

1. A Match bonus is the most common type of bonus. For every $ you deposit, you will be credited X% of what you deposited by the casino. So, if, for example, casino Z is offering a 100% match bonus, deposit $100 and the casino will give you an extra $100 in bonus money. This means that actually start playing at the casino with $200. Match bonuses are almost always limited to a certain maximum bonus amount you can claim. A match bonus can be a standalone bonus as part of a promotion (more common at US friendly online casinos) and/or as part of the welcome bonus

2. A welcome bonus is generally offered by most, if not all, online casinos to new players who sign up and make their first deposit at the casino. The welcome bonus is the sum of all the possible match bonuses you can accumulate as a new player at the casino over a specific period of time, or within your first X deposits, or a mix of the two; so if a casino advertises a $3000 welcome bonus, it's actually the maximum you can get with the 1st deposit bonus, second deposit bonus, monthly bonus etc, where if you deposit the maximum amount of each match bonus, you can reach the advertised welcome bonus. If you deposit less than needed for the maximum bonus in each stage, you won't reach the amount advertised in the welcome bonus. So, in fact, the welcome bonus advertised is the MAXIMIUM amount you can claim in bonus money during your first period of playing at the casino.

3. A No deposit bonus is pretty self-explanatory. It's a bonus you receive from an online casino which will enable you to play real money games without having to make a deposit. This is a great tool for online casinos to acquire new players as it lets them try out the casino without having to make a deposit. In some countries it helps solve the "trust" issue casino players have with online casinos. Many players who feel comfortable depositing and playing at one online casino will be wary when trying out another one they've never played at. Other players don't want to make a deposit without trying out the software and games so a no deposit bonus can definitely help here. Some online casinos give no deposit bonuses as part of their standard offering and others steer well away from such bonuses as they claim that they tend to attract the wrong type of players, i.e. players who have no intention of playing for real money in the first place and that it just puts a strain on the support team with no actual outcome. I think that the truth is probably somewhere in the middle and that people claim no deposit bonuses for different reasons.

No deposit bonuses are generally for a pretty small amount, usually $10-$15 and they are either offered to potential clients directly by the casino or by websites affiliated with them. No deposit bonuses also have wagering requirements you need to complete before you are able to withdraw your winnings if you've been lucky.

4. Sticky/Play only bonuses are bonuses which you cannot withdraw from your account. If you get lucky and win and request a withdrawal, the bonus amount you received will be deducted off your winnings. Let's say you claimed a $50 sticky bonus and got lucky bringing your account balance to $500. Now you would like to withdraw your winnings and go celebrate with friends. The online casino will only allow you to withdraw $550 from your players account and $50, which is the sticky bonus amount, will be void. Play only bonuses are usually larger than match bonuses and the wagering requirements lower.

5. Payment method bonus: This is something that was initially common at Playtech powered casinos and has spread to many others as well over the years. Besides depositing at an online casino with your credit or debit card, there are many electronic options most of which offer instant fund transfers without the associated hassle and high fees. Many of these alternative payment methods, as they are widely called, offer their services to people without a credit check and you can transfer money from your bank account discreetly. Some are even pre-paid cards you can buy at a kiosk. Just for using these alternative payment methods you can receive an extra 10-15% bonus on every deposit you make in addition to any other bonus you claim. Be sure to check the cashier section before you sign up to an online casino you've never played at as this can definitely be to your advantage.

6. Most online casinos have a Loyalty/VIP Club scheme where you can redeem bonuses in return for points you accumulated while playing. The more you play, the more points you earn and the better the point-bonus conversion rate becomes.

It is always important to check the specific T&Cs at the online casino you're playing or plan to play at because often you will not be allowed to withdraw the bonus amount or the bonus amount can be docked off your winnings.

OK, so I'm pretty sure you're now thinking how to take advantage of all this good, so here's the flip side of the card. Online casinos are extremely sensitive to bonus abuse, also known as bonus whoring, by players. Just like you can get expelled from a land based casino for counting cards for example, you can also get your players account locked at an online casino at the first suspicion they have of bonus abuse. You need to remember that at the end of the day gambling is entertainment and is supposed to be fun and exciting. It's not a day job and you can't really earn money at the casino. Bonuses add to the fun and excitements and at the end of the day, are only a marketing tool. Claim them, have fun with them, increase your excitement but don't expect log out richer.

Ron M. Faulkner is the leader of the group of online casino professionals that are behind CasinoPromoGuide. The group aims to provide updated information about bonuses and running promotions to online casino players from all over the world. The name of the game is to help players stretch their online gambling budget just that tiny bit more in these days of relative recession.

[pussy888onlinecasino-blog]

pussy 888:Online Casino Bonuses 101.

You've probably seen that many online casinos advertisements usually offer some sort of bonus or FREE money to get you to begin playing there. Like the majority of things on earth, nothing really comes free, so prior to starting claiming this free money and then getting upset that you've been scammed, I suggest you keep reading and observe this all works.

To begin with, you may ask; why do online casinos even offer this "free" money?

It's part of these marketing and differentiation strategy. In summary, online casinos are often "skins" of a particular software provider, so actually behind different owner, graphics, licensing etc beneath the bonnet there's little difference between let's say all Playtech powered casinos, or all Microgaming powered ones.

So, if they're mostly the exact same below the hood, there needs to be some sort of difference which will convince one to play at "X" online casino and not "Y ".Form graphics, licensing, support and reputation, another solution to pitch to potential players is by providing them with something, in this instance, a bonus.

Having put that out of the way, the next question you could consider is: OK, so Casino X is offering $5,000 free, maybe I'll register, take my $5,000, play them out and go to Casino Y.

The clear answer here is pretty simple as well. To be able to claim bonuses at at an on the web casino, you will usually need to create a deposit, unless it's specifically stated that that you do not, but we'll get to that particular later.

Before we sink in to the beef of the several types of bonuses offered at online casinos 888 here really are a few extra terms and points you need to be conscious of, so you can clarify them with a service representative before claiming a plus, just so you understand where you stand and what you're claiming.

1. Wagering requirements: Most bonuses have wagering or playthrough requirements, meaning that you need to play a quantity before you can withdraw winning from your own account. An average of wagering requirements are usually between 15 to 40 times, however pay attention to what you are needed to wager. In some cases it will undoubtedly be just the bonus times X and in others you should wager the bonus + your deposit amount X times. The latter by the way is more common.

Another tidbit you need to pay attention to in terms of wagering requirements is, that at most of the online casinos, in the event that you request a withdrawal before you've completed the wagering requirements, your entire winnings to date will undoubtedly be void. Not necessarily fair, but this really is reality.

2. Games played: Ensure you see the T&Cs in this case. Because slots games are often the absolute most profitable games for online casinos, many bonuses tend to be valid limited to slots games. Usually scratch cards and keno will comply with this particular rule.

In other cases, you will undoubtedly be permitted to play your bonus on all games; however not absolutely all games will count 100% towards the playthrough requirements. Like play on slots will count 100% but roulette will simply count 30%, meaning that you will absolutely need to wager over 3 x more in order to clear the wagering requirements and withdraw your winnings.

3. Minimum deposit requirement: Generally, in order to claim a plus you will undoubtedly be required to create a minimum deposit, which again can vary. It's generally a touch that you simply will likely deposit anyway. It's usually not over $50.

Now that we're all on the same page and speaking the exact same language, it's time we experienced the main forms of bonuses available at most of the online casinos.

1. A Match bonus is the most common kind of bonus. For every single $ you deposit, you will undoubtedly be credited X% of what you deposited by the casino. So, if, like, casino Z is supplying a 100% match bonus, deposit $100 and the casino will give you an additional $100 in bonus money. Which means that actually start playing at the casino with $200. Match bonuses are almost always restricted to a particular maximum bonus amount you can claim. A match bonus can be a standalone bonus within a promotion (more common at US friendly online casinos) and/or within the welcome bonus

2. A pleasant bonus is generally offered by most, if not absolutely all, online casinos to new players who register and make their first deposit at the casino. The welcome bonus could be the sum of all of the possible match bonuses you can accumulate as a brand new player at the casino over a particular time frame, or within your first X deposits, or a mix of the 2; so in case a casino advertises a $3000 welcome bonus,

 it's actually the utmost you may get with the very first deposit bonus, second deposit bonus, monthly bonus etc, where in the event that you deposit the utmost amount of each match bonus, you can reach the advertised welcome bonus. If you deposit significantly less than necessary for the utmost bonus in each stage, you won't reach the amount advertised in the welcome bonus. So, actually, the welcome bonus advertised could be the MAXIMIUM amount you can claim in bonus money during your first amount of playing at the casino.

3. A No deposit bonus is pretty self-explanatory. It is a bonus you get from an on the web casino which will enable one to play a real income games and never having to produce a deposit. 

This is a great tool for online casinos to get new players because it lets them check out the casino and never having to produce a deposit. In certain countries it helps solve the "trust" issue casino players have with online casinos. Many players who feel comfortable depositing and playing at one online casino will undoubtedly be wary when trying out another they've never played at. Other players don't want to create a deposit without trying out the software and games so a no deposit bonus can actually help here. 

Some online casinos give no deposit bonuses within their standard offering and others steer well from such bonuses as they claim which they have a tendency to attract the wrong kind of players, i.e. players who've no intention of playing for real profit the first place and so it just puts a stress on the support team without actual outcome. I think that the truth is probably somewhere in the centre and that folks claim no deposit bonuses for different reasons.

No deposit bonuses are often for a fairly touch, usually $10-$15 and they are either offered to potential clients directly by the casino or by websites associated with them. No deposit bonuses also have wagering requirements you need to complete before you are able to withdraw your winnings if you've been lucky.

[surveys-at-your-service]

Survey #246

(song lyrics here idc)

What is the most you’ve ever eaten in one sitting? I don't know. Probably too many slices of pizza back when I could kill pizza if I was hungry enough. How often do you skip breakfast? Rarely. What’s the longest you’ve gone without leaving the house? A couple+ weeks, probably. Where are you going the next time you go out? School. What kinds of things are likely to make you cry? Reunions of like any type, seeing things (esp. animals) in pain, if my feelings are deeply hurt, deaths... stuff like that. Really nothing unusual. What are some things that make others cry that don’t make you cry at all? Hm. I dunno. I'm sure there's something, but I'm unsure. If you drink/smoke, how often do you do these things? I don't smoke, and I'll ever only have like a drink or two on some holidays or for my birthday. What website do you spend the most time on and why? YouTube because it essentially replaces television for me. What’s the most amount of time you’ve spent online? Is this usual for you? Oh my god don't ask me this. What is one belief you used to have, but no longer do? In what ways are you influenced by the opinions of others, if ever? The one I disdain the most was being homophobic up to my late teenage years. I wanna curb stomp that ignorant fucking kid. I wouldn't say I'm influenced by other's opinions on things very much. What was the last thing to make you feel good about yourself? Drinking water lmao. How would you describe your overall (or preferred) personal aesthetic? My friend recently described me as a "gothic lolita" and y'know he's onta something. What kinds of small judgments are you likely to make about others? *Small* judgments? Uhhhh... God why am I blanking on surveys so much lately. What was the last thing you did mostly because society expected you to? Shower, 'cuz I seriously wasn't feeling it but needed to anyway. When was the last time you felt out of place? I had to babysit my nephew on my own early last month and I felt like I was in a different universe. I felt so, so unfit in the position and just all-around uncomfortable. I love that boy to death but babysitting is noooooot my thing. Do you believe in aliens, spirits, or angels of any sort? Yeah. Well, not "angels" by true definition, no. In what ways are you superstitious? I'm not. Where was the last place you went walking and how far? Would you rather exercise alone or with other people? Like, for fun? Not since I was at Sara's. I DO NOT like exercising in front of other people at all. What kinds of nail polish colors do you prefer to wear? How about makeup? Black is the entirely superior makeup color. How would you describe your own relationship with makeup? It's just for fun for me when I actually feel like it, and even that's rare. I usually only put makeup on for some pictures. Who has been in your life the longest amount of time? What about the shortest? My mom the longest, and my school teachers the shortest, I guess? Who was the last person to leave your life? How about return to it? My fucking therapist that deserves my fist through her face. Return, uhhhh yeah I dunno. It might be Sara, and that was yearsss ago. When it comes to travel, what kinds of places intrigue you most? Wildernesses, especially with mountains, rivers, waterfalls... that kind of stuff. Do you think humans colonizing Mars is a good idea? Would you go, if you could? No. Focus on the goddamn planet we're already on. If it was a life or death situation, I'd go, but otherwise, I'm staying here and at least trying to patch it up. What is the farthest you’ve walked in one day and what made you do it? Oh, many miles, I'm sure. I used to walk for literally hours out in my yard at night with my iPod. That was so common for me. Funny how now I'm recovering from muscle atrophy in my legs. Do you have a chore/housecleaning routine or anything like that? A "routine," no. How organized would you say your living space is? The house is currently a travesty. What is something important that’s often on your mind lately? Success in school. Do you find it easier to forgive yourself or others? Others. Have you ever had to call 911? For who/what reason? Yes; Mom thought she might've been having a heart attack. Thank fuck she wasn't. Do you like oatmeal? If so, what kinds of things do you like in it? Oh yeah. It's like a regular for me now that I'm big time trying to lose weight. I like the apple cinnamon one. What was going on the last time you felt nostalgic? Thinking about that walking question. How much attention do you pay to the movements of the stars and planets, and do you believe they influence anything? The most non-Pagan belief I have is being void of this one. No. When was the last time you were afraid to tell someone something? Heh, speaking of being (mostly, ig) Neo-Pagan. Classmate and I were doing an assignment getting to know each other and she asked my religion. She was a serious Christian and was clearly SO uncomfortable when I awkwardly answered lmao. When was the last time something didn’t go the way you expected it would? My disability case hearing just a week back. I expected to be way, way more terrified, shaking even, and was prepared for an intimidating judge. Just in general I was afraid of it being "court-like" and with a lot of people, but it was okay. I think having my attorney there was crucial to my (relative) calmness, though, because I was comfortable with and liked him. What is the most difficult or involved video game you’ve ever played? Most difficult that I ever tried, Dark Souls. Quit that waaaay early. Hardest that I've beaten, I honestly think The Legend of Spyro: The Eternal Night. Don't even @ me w/o trying it yourself 'cuz that game was so fucking hard to where I rage-quit for years until beating it. I did play it a second time for fun, though. Still hard. Most involved, oh, easily World of Warcraft. Years of effort put into too many characters la;ksdjfawoei Have you ever taken lessons for anything? Yeah; dance for a very long time as well as guitar. What’s your favorite band’s name? Well Ozzy goes solo. Btw I nearly died when I heard the Parkinson's news wtf life how dare why him- Who is your last sent text to? My mom. What’s your favorite flavor of Gatorade? I do noooot like Gatorade. What does your bikini look like? Oh hunny I'm barely comfortable in a one-piece. Do you drink the milk after you finish cereal or just leave it in the bowl? I can almost never drink it. The taste is just changed and is usually gross. Have you ever worn glitter eyeliner? No, yikes. Imagine that getting in your eye. Has anyone ever called you a hippie? I don't think so. Did you have any unread texts this morning? No. Have you ever been involved in strength training? No. Who is the last person you kissed? Sara. Have you ever been to a pottery painting store? No. Are bonfires common with you and your friends? Not at all. I don't think I've ever done that with friends. If you’re really quiet, what is probably the reason? I'm thinking about something intently. What does your boyfriend/girlfriend call you? N/A How much does the last person you kissed mean to you? A whole lot. Do you use lotion? If my skin is particularly dry. Have you ever used a sewing machine? No. Is hairspray a staple in your morning routine? I've never regularly used it. Do you believe in teenage love? Fuck yes I do, I can promise you that. When is your favorite TV show on regularly? It's discontinued. Who is your favorite person to waste time with? Sara. What has been the most significant thing to happen to you this year? Well, it's the first day of February, so I'll imagine you're asking about the past year, in which case I went back to school. What kind of kid were you when you were seven? Happy, weird, kinda hyper, outgoing and goofy. Do you always eat those mints you get at some restaurants? Yeah, if they're not the semi-soft ones that kinda melt in your mouth. Ew. Is there a subject you know so much about that you’d be able to teach it? Sure, but nothing like seriously important. Do you believe that being ‘cultured’ is important? Why or why not? I mean, probably if you travel. It's definitely wise to try to act at least semi-"appropriately" in another country. Where did you purchase the computer you’re using right now? Best Buy or Office Depot, idr. Do you think it’s fair to compare Family Guy to The Simpsons? I don't care? Will you miss CDs if they end up going obsolete? Why or why not? Not really, I just don't care. If you could relive one hour of your life so far, what would you choose? I don't have a clue. Do you think animals have a sense of humor? Probably. Animals can definitely act silly. Are you proud of your hometown, or do you try to distance yourself from it? That place is shit. Has your idea of the perfect romantic partner changed with age? Oh yeah, to a degree at least. I had such a fairy-tale ideology on love back then. How many cars have you ever owned? Myself, zero. Can you do math in your head well? I almost can't at all. What’s your favorite flavor of potato chip? Oh man, that's hard. Maybe salt and vinegar. Do you ever read the weather forecast? I mean I'll check the app on my phone occasionally. Do amusement park rides make you sick? Thus far in my life, no, but I'm too afraid to try some out of fear of that. Who is your favorite Star Wars character? Don't even like SW. What kind of cheese do you put on your sandwiches? American. What radio station do you listen to the most? None. Who was the last person to give you a gift? A family friend for Christmas. How old were you when you got your driver’s license? I'm about to be 24 and still don't have it. What was the first thing you ever learned how to cook? Scrambled eggs. Did you ever collect beanie babies? Maybe? I know I had one big one (me and my sisters had a matching set of different colors; mine was pink, what a shocker), but idk if I actually collected them. When was the last time you got a haircut? Early last month. Have you ever been to a bachelor/bachelorette party? No. How many people can you say you TRULY love? Romantically? Two. Platonically, a whole lot. Where are you most ticklish on your body? My feet jfc. Have you ever bailed anyone out of jail? Nope. What’s the last board game you played? Shit, what's it called. Something with my nephew. It's the one with the popping dice in the middle and four different colors to move around the board. "Sorry!" or something? Have you ever given someone a fake phone number? Might've when stupid kid me made prank calls. Do you have any bumper stickers on your car? No. Do you leave good tips when you eat out at restaurants? I've never been the one paying. Do you still own any VHS tapes? I'm sure Mom has home videos stored somewhere. If there was a real Jurassic Park, would you visit it? Oh fuck yeah 'cuz I'm dumb and love dinos. Have you ever gone golfing? Not legit golfing. Do you know any sign language? No. How many friends do you have that are married? Close friends, like people I still regularly talk to, none. Do you still have your wisdom teeth? Yes. Did you have a swing set in your yard when you were a child? Yes. Do you eat your mac & cheese with a fork or a spoon? I don't really care so I haven't noticed which I usually use. Where did you have your first kiss? His bed. When you were a kid, were you ever afraid of cooties? Lol no. Do you ever go Christmas caroling in December? No, I could never omg. Which overrated tattoo are you sick of seeing? I don’t care. Get what you want. What was the last thing you taught a younger kid? Apparently to say "aw shucks" at everything lmao. Are the clocks in your house mostly digital or analog? Digital. We have on analog in the living room. How long have you had your television(s)? God, years. A loooong time, but it's a fine TV. Do you like watching movies made with CGI or do you prefer hand-drawn ones? I tend to enjoy CGI more. I like realism in what I watch. Where did your parents buy their car(s)? Dad, idk. Mom got hers for free; a dance friend ran into a deer, so the front bumper got fucked up, and she wanted a new vehicle. Mom took it because shit, it was drivable, and she DIY fixed up the bumper to make sure it stays in place. Literally with zip ties and duct tape lmfao but HEY it WORKS. Do you know why your grandparents chose your mother’s name? No. Do you think you’d do well at teaching the English language to a foreigner? I think I'd be at least decent. What is a store you like that is exclusive to your country? Idk what's only exclusive to the country. If you attend school, what time do you usually get home after? Like, 4:35 or so. Mom finishes her field work at 4, and afterwards we go home. Have you written a resume before, either for yourself or someone else? Yes. What is your favorite thing about snow? IT'S PRETTY. What do you usually do when you have trouble sleeping? Try to go back to sleep at first, and if I really can't, I get back up on the laptop for a while. Are you satisfied with your social life (or lack thereof)? NONONONONONONONO. What TV show do you just assume you wouldn’t like? 13 Reasons Why. Do your friends have more money than you? lol duh I make none. Who always has the power to make you feel intimidated? Pretty much men as a whole...

[pdfseoservice-blog]

Online Casino Bonuses

You've probably visible that most online casino commercials commonly offer a few sort of bonus or FREE money to get you to begin gambling there. Like most things inside the global, not anything certainly comes free, so earlier than you start claiming this free money and then getting dissatisfied which you've been scammed, I suggest you hold analyzing and spot how this all works.

First of all, you can ask; why do online casinos even offer this "loose" money?

It's part of their advertising and differentiation approach. In a nutshell, online casinos are usually "skins" of a particular software company, so without a doubt in the back of the exceptional proprietor, photographs, licensing and so on below the bonnet there is now not a great deal difference between let's say all Playtech powered casinos, or all Microgaming powered ones.

 So, if they're typically the same beneath the hood, there needs to be a few sort of difference with a view to persuade you to play at "X" online casino and no longer "Y". Besides the images, licensing, help and reputation, another way to pitch to capacity gamers is by giving them something, in this example, a bonus.

 Having put that out of the manner, the next question you would possibly ask yourself is: OK, so Casino X is supplying $five,000 free, maybe I'll sign on, take my $5,000, play them out and go directly to Casino Y.

 The answer here is pretty easy as properly. In order to assert bonuses at an online casino, you'll usually want to make a deposit, unless it is particularly said which you do not, however, we will get to that later.

 Before we sink into the red meat of the extraordinary varieties of bonuses provided at online casinos, here are some more terms and factors you have to be aware of, so you can clarify them with an aid consultant before claiming an advantage, just so you realize in which you stand and what you're claiming.

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 Ron M. Faulkner is the chief of the organization of online casino experts that are behind CasinoPromoGuide. The organization targets to provide up to date data about bonuses and going for walks promotions to online casino gamers from everywhere in the international. The name of the game is to assist gamers to stretch their online gambling price range simply that tiny bit more in nowadays of relative recession.

[reveriequill-rai]

Blood Candy: Chapter 1

(This is the first of 12 chapters, each of which will be posted every few days at least, and weekly at most. Stay tuned :D)

My alarm went off at around 3pm that afternoon. I had taken a nap, just as I always do, as soon as I got home from school. Thing is, I hadn’t acknowledged the alarm until much later—a rather hypnotic dream trapped me in the dreamworld for about half an hour.

It was a dream of red. 

Red and white, filling my entire vision. 

Like a peppermint, almost. 

Just a swirling peppermint, right before my eyes. 

Now, I’ve seen hypnotism at work before—while I, myself, was never the subject, I’ve had a few friends and acquaintances who’ve went to magic shows and been the subject of hypnosis. To my surprise, it actually worked...but never for a long time. That was stage hypnosis. That was for show. And shows are always temporary.

But this? 

This was pure, raw hypnosis. 

A hypnosis trick set up by some unknown, disembodied mastermind, silently instructing me to do nothing—forcing me to do nothing. This swirling peppermint pattern was practically sleep paralysis itself; chaining me to my bed and draining me of all brainpower and willpower to fight against it.

So I stayed there. 

My alarm went off at 3pm. It was beeping for fifteen minutes before I actually woke up.

Well, I was awake the whole time. I heard the alarm. I knew I had to get up. But I didn’t care. I bet the noise would’ve drove me insane had I not been fully focused on that swirling peppermint pattern. It was slightly terrifying, if anything—the fact that something so simple and nonsensical can have such a tight grip on the mind—it even transcended reality, inhibiting me from what I was supposed to be doing. 

If I’m being honest, I don’t even remember what had broken me free of this dream in the first place. And you know what the scary part is?

I wouldn’t be surprised if I never even got up in the first place.

Here’s the thing: I wasn't exactly a fan of sweets. I didn't exactly hate them, either. But if someone gave me a piece of candy, there's about a 68% chance that I would turn it down. They just weren't my thing. 

So this peppermint dream was rather strange to me, though not exactly the strangest thing I've encountered. My mind is constantly filled with strange things, though not necessarily by choice. My friend Sebastian, or Seb/Sebs for short, runs a conspiracy blog called AkiSeb Theories alongside my friend/classmate Akira, and constantly drills just the strangest ideas into my head, the majority of which seem to run around the supernatural: How the zombie apocalypse has already started, how schools can actually steal our souls, how my own mother is a witch, you name it. Seb comes up with the theories and writes the overdramatized articles for the blog, and Akira, alongside occasionally writing some articles and theories, does the research. Please don’t ask me how and why she did the research for the ‘my mother is a witch’ theory.

“Dakota!” my mom yelled. “You up?? Your alarm has been going off for fifteen minutes! Sebastian said he’s coming to pick you up at four!” 

I was scheduled to get a blood drawing at exactly 4:15pm at North Clueham Health Center. Appointments, they say, are easy to get. Despite it being one of the few health centers in Clueham--which, in a city rumored to be filled to the brim with supernatural creatures, is a very, very bad thing--people rarely go there. 

“Coming!” I shouted. I went into the bathroom and quickly combed my dark brown hair, making sure to take care of the bangs over my forehead. Seb teased me enough about my ‘giant forehead’ and I didn’t feel like giving him more of a reason to do so. 

I headed downstairs to wait for Seb. 

“You really should stop taking those after school naps, you know,” my mom said. 

“Well, maybe if the school system stopped throwing mountains of homework at us,” I argued, “then maybe I could get some sleep.”

“Maybe if you stopped procrastinating and building yourself mountains of homework,” my mom retorted with a smile, “then maybe you could get some sleep.”

I rolled my eyes. 

“Fine. You win.” I stood up after getting a message from Seb that he was outside waiting for me. “I’ll see ya later?”

“Nope,” she said. “Night school again, remember?”

I sighed. 

“Right. What time will you be home?” I asked.

“If I’m lucky, things’ll wrap up at about eleven?” she answered. “I have a lotta papers to grade.”

“See you tomorrow then,” I said, giving her a kiss on the cheek and a hug before leaving.

I walked outside to find Seb in his car. If I’m being honest, I was never 100% comfortable riding with him. I don’t trust anyone who gets their license before the age of 18.  Granted, Sebs was only six months from the trust zone, but that’s still six months too early.

“Hi, welcome to your Uber!” he greeted me cheerfully. “How may I be of assistance?”

“You know where I’m going, dweeb,” I joked before getting in the passenger seat next to him.

“Ah, yes, the evil lair of the vampires.”

“...come again?”

“You’re getting blood work, right?” he asked me. “Where’s the only possible place where people just take your blood? A vampire’s evil lair.”

I couldn’t resist the urge to laugh.

“I swear, you watch too many movies,” I said. “Would a vampire give you a legitimate results and information about your health?”

“You know anyone could fake blood test results, right?” Seb pointed out, confident in this refutation.

“I think I’d be able to tell,” I replied. 

Seb rolled his eyes. Whether or not he was admitting defeat, or finally decided that I wasn’t worth drilling unfounded conspiracies into, was beyond me.

“One of these days,” he said, “You’re gonna find out that I was right. And when the apocalypse inevitably comes, you’ll have no pity from me when you turn into a mutant or a vampire.”

“You’re lucky that you’ve got someone as smart as Akira backing your ideas,” I replied. “I’m sure you’d look crazy without her.”

“Buddy,” he laughed, “I’m crazy regardless. But...I seriously don’t get it...why do they need your blood to determine all this?” 

“That’s where, like, everything is, dude,” I explained. “The nutrients, the cells, etc. It’s the only way to determine if I’m still allergic to eggs. Didn’t you pay attention during science class?”

I knew the answer to this question, of course. Seb got a 58 in science last year. He claimed he was too busy making articles for AkiSeb Theories, but Akira got an 83--and she does most of the heavy lifting for the website, anyway. 

“I’m telling you, man,” Seb said. “They’re probably just vampires. Same goes for the freakazoids who run those blood drives.” 

“You idiot, they run blood drives for people who need transfusions,” I sighed. “If someone’s, like, bleeding out and no one goes to the blood drive because oh no it’s run by vampires, we’re gonna give them strength to take over the world then tough luck! That person’s gonna die because everyone’s a bunch of bloody cowards.” 

“Relax. I know why blood drives are made! Lighten up, man.”

I let out another exasperated sigh. I didn’t really mean to sound so bitter--he truly was my best friend, and one of the few idiots in school I can put up with without pulling my hair out--but the least he could do is sound like a legitimate reporter instead of a paranoid doomsayer. 

“Sorry, man,” I said. “Past few days have been kind of...stressful, and the last thing I want is to have to do this.”

Seb looked at me with a cheerful grin.

“Don’t worry about it!” he reassured me. “I get it. It’s almost the end of junior year, everyone’s just about done with everything. In my defense, though, it’s either you ride with me and let me drive you insane, or you take the subway and deal with hobos, angry pedestrians, and plague rats.

“Yeah…wait there are no plague ra—eyes on the road, Sebs!” I cried. 

“Oh! Right.” Seb just missed a black Sudan before parking in the lot of the doctor’s office. “Good luck,” he joked as I got out of the car.

“Oh, can it,” I retorted playfully. I walked inside and checked into the doctor’s office. I was told by the receptionist to head to the basement levels for the bloodworks, and that I would be with Dr. Jasper Kermit. I nodded and went on my way.

[statusquoergo]

Alright, let’s do this.

As to be expected, we open on the afterglow of the Season 8 finale. I personally found this scene to be pretty cringy, but I have actual criticisms of the current Darvey relationship that’ll come up later, so I’m going to leave it alone for now; the only thing I’ll say about the scene with Louis is that I found the heavy-handedness of the sexual innuendo to be extremely childish and tediously predictable. Oh, and the whole “Wait let’s not tell anyone right away” thing is pretty much letter for letter the same rationale that Mike and Rachel used for keeping it a secret that they had moved up their wedding date; that is to say, little to no forethought and almost guaranteed to end up Not How They Planned. No, wait, one more thing: I can only assume that Harvey’s panic about Louis finding him at Donna’s apartment is the result of sleep deprivation and delirium because dude, if you need a place to hide out for awhile, the bedroom is right down the hall. Or fuck, crouch down behind the kitchen counter, I don’t care. Hide in the bathroom. You have options.

(Okay, one more thing: “You didn’t see what was right in front of your face for 12 years.” What. I mean… Seriously, what. Does time even exist in this universe?)

Next up, Alex introduces us, in a very much not-off-the-record encounter, to what I can only assume will be the driving conflict of this season: the New York State Bar Association (NYSBA) has caught wind of the Ethics Committee hearing that ousted Robert Zane, and now they’re taking it upon themselves to restore the integrity of the firm currently known as Zane Specter Litt Wheeler Williams, by any means necessary, starting with the removal of Zane’s name from the letterhead.

This is bullshit.

The NYSBA is a voluntary agency with no actual legislative capability. As per the association’s website, “it does not license, regulate nor investigate an [attorney’s] ability to practice law.” New York Rules of Professional Conduct Rule 7.5 (Professional Notices, Letterheads, and Signs) prohibits Robert from representing himself as a practicing member of the bar, or a current partner at the firm, but it permits the firm to continue representing itself with his name, if they so choose. So the Bar Association has zero capacity to back up this stupid request, but more to the point, I have no idea why they even care. There are over 9,800 law firms currently operating in New York City; statistically, the probability that every single one of them represents the pinnacle of legalistic integrity is insanely low, and considering the amount of turnover and increasingly public turmoil at GSVD/PH/PD/PDS/PS/PSL/SL/ZSL/ZSLWW, it must be years since it’s been a remotely reputable institution.

Moving on! Samantha and Harvey land on a tangible outcome of Robert’s decision to take the fall for Donna and Harvey: The firm is hemorrhaging clients. Samantha determines that Eric Kaldor is responsible for the sudden turnaround, but honestly, I’m surprised the firm has any clients left at this point anyway. Thomas Kessler has the right idea when he walks out the door with the casual reminder that Harvey manipulated him into lying at the hearing (which, by the way, was conducted by the New York State Legislative Ethics Commission, not the Bar Association); instead of freaking out about this frankly inevitable outcome, maybe Harvey et al. should take a minute to appreciate the fact that Kessler isn’t seeking to have them all disbarred.

Special shout-out to Louis’s stellar one-liner: “I wanna check and see how bad our reputation is.” (Spoiler alert: It’s very bad.)

As it happens, Samantha is right about Kaldor because of course she is, which leads to a semi-violent encounter set at a hockey rink, for some reason, where we get to see some cracks in the purportedly strong allegiance between Samantha and Harvey, and Samantha reminds us the viewers that she’s a badass with a short temper as she shoves Kaldor up against the boards and I’m forced to wonder exactly where these claims of a unified front are coming from all of a sudden. Basically all of Season 8 was spent drawing battle lines up and down the firm, but now that Robert’s gone, they have some magical allegiance to one another? If it’s a direct result of Robert’s actions and subsequent departure, I have to assume these amicable feelings are going to fade as the adrenaline rush dies down; otherwise it’s just a convenient plot device, but to be fair, that’s pretty on-brand, so I can’t give them too much shit for it.

You know what I absolutely can give them shit for?

Darvey.

(Please, you knew this was coming.)

The first of my actual criticisms of them for this episode: Donna’s breakup with Thomas, and Harvey becoming an unwitting enabler of unfaithfulness. Way back in February, at the end of Season 8, one of the concerns aired about Donna and Harvey hooking up was that Donna was still in a relationship with Thomas, and infidelity, if I recall correctly, is a bit of a sore spot for Harvey. Korsh admitted that an explicit breakup scene was filmed for s08e16 and removed from the final cut, but the implication as I read it was that as far as the showrunners were concerned, Donna and Thomas had come to a mutual understanding that they were done and he was out of the picture, the poor guy. Not so! Now, retconning for the win, we have the privilege of watching them break up over the phone, which is of course the epitome of class.

True, that was tactless, but the real sticky wicket here is Harvey and Donna’s conversation about the breakup once it’s over and done with. Harvey is rightly alarmed at his role, but the thing that gets me, aside from how quickly he seems to just go with her assurance that everything is fine and he “didn’t do anything wrong,” is that his response to her revealing that she and Thomas were still a couple when he came over isn’t “Why didn’t you say anything,” it isn’t “Why didn’t you stop me.” It isn’t “You know how I feel about cheating.” No, it’s “I would never have.” It’s an apology.

Now, maybe this is narrow-minded of me, but I always figured that Harvey’s whole problem with cheating was the whole…cheating part. Apparently not; it seems that issues only arise when Harvey is the one doing the cheating (see: Paula [s07e11]), or in a position to accuse the cheater directly from a third-party perspective (see: Lily [s02e10], Mike [s02e12], Marcus [s08e05]). (For real, he almost beat the shit out of Mike without knowing anything beyond “there was infidelity involved here”; Mike, who was exactly in the position Harvey is in now—the third party sleeping with an otherwise involved woman—refuses to tell him how he got beaten up with no explanation but that it’s because of the story Harvey told him about Lily cheating on Gordon, and Harvey’s response is “You got off easy.”) The otherwise unattached participant gets a free pass. BUT WAIT! Harvey was furious with Bobby when he saw him with Lily (s05e10), and tried to throw him out of his parents’ house; there must be some other explanation. Maybe Donna is just the prettiest princess in all the land and the fact that it’s her doing the cheating is enough to relieve all of Harvey’s built-in trauma? Well if that isn’t just the laziest goddamn rationale I can think of. Oh, so maybe, just maybe, Harvey is going to get some real, actual therapy this season and do some honest exploration of his apparently much-more-complex-than-previously-anticipated relationship with infidelity!

Right. I bet that’s it.

It’s possible that this will come back again later in the season, but I can’t tell yet what direction they’re planning to take the Darvey trajectory, so I don’t want to start throwing out assumptions. Now that they’ve confronted it so blatantly, I hope they don’t abandon it like this, but who knows.

In the meantime, Louis is still trying to boost recruitment efforts, this time by badgering Professor Gerard into letting him be the keynote speaker at Harvard’s upcoming Ethics Conference. I don’t really have much to say about this subplot except that it’s one of the stupidest and most illogical things they could’ve come up with; can you just imagine Louis speaking at an ethics conference? Gerard is right that Harvard students won’t be snowed by Louis making some pretty speech about the firm’s integrity, and the Q&A would be a disaster! Not to mention, the conference probably has a keynote lined up already, and it’s not like there won’t be other speakers there; Louis doesn’t need to be top billing to get his five minutes, assuming anyone would listen to a single word he has to say. Oh, and am I seriously supposed to believe that they’re experiencing a sudden drop in top-tier applications now? As opposed to…the past, what, three years? Four years? However long it’s been in this nonsense timeline since Mike went to prison (after which point they were also bemoaning a lack of applicants). But actually, why wouldn’t students be applying here? If the firm is desperate for interviewees, it’s practically a sure thing that everyone will get through to the first round, so even if the students have no intention of accepting an offer, having the interview is great practice for firms where they actually care about getting a job.

Part II

[eleanor-writes-stuff]

and my heart goes boom, boom, boom [ficlet]

When Ben first decided to start a rival fireworks shop near his father’s place at the young age of eighteen, he didn’t really have much of a plan aside from “piss Dad off”.

But he can’t exactly say that to the beautiful girl behind the counter now, can he?

Earlier this week my sleep-deprived mind and I were scrolling down my dashboard when I came across this post about rival fireworks shops. @orkindofamazing had reblogged it with a couple of Reylo tags, and next thing I knew I had a ficlet on my hands. 

So here’s the fireworks shop AU no one ever asked for.

First posted here. Also available on AO3. And hey, maybe check out my Twitter and Ko-fi?

Ben Solo might well be the only kid in the world who can say he grew up splitting his free time between a Senator’s office and a smuggler’s illegal fireworks shop.

His father has been running Dishonest Don’s for as long as he can remember. Hell, his very first memory is of the shop, of being shut away in the back office and slowly sinking into the lumpy couch while his parents made annoyed faces and wild gestures at each other just beyond the window. It was all so funny and entertaining to young Ben until his mother stormed into the office, scooped him up, and shouted something about child-appropriate environments at his father while Ben waved goodbye over his mother’s shoulder.

He was back in the shop less than a week later, when his mother couldn’t find anyone else to watch him during her filibuster. Just this once, she told him and his father. This is the last time, she promised him two months later.

It wasn’t.

The last time was when he was thirteen and rumors were spreading about Senator Organa’s shady husband and Ben watched his father pick the stupid shop over his family.

The next time his mother tried to drop him off at Dishonest Don’s, Ben tried to convince her that he was old enough to stay home by himself. His mother agreed almost immediately, in what was probably the shortest argument in her entire life.

So from then on Ben stayed home and watched his father head off to work, and he sulked, and he seethed, and he plotted.

In lieu of a big bash with non-existent friends for his eighteenth birthday, Ben gets a typical Organa-Solo family dinner.

His father is actually home in time for dinner, for once, but he and Chewie talk about work all evening anyway.

Uncle Luke tries to ask him about school, then girls, then his future, until his mother takes mercy on him and drags her brother away under the guise of needing to consult him on a very important, very confidential matter.

There are a few others scattered here and there, familiar faces always in the background of nearly every birthday he’s ever had, but there’s only one Ben is interested in talking to.

“Happy birthday, kid!” Lando grins as he approaches, and Ben knows he’s made the right choice when his uncle toasts him with a beer and immediately proceeds to hand said beer to him. “Probably time to stop calling you that, huh? Eighteen. Eighteen,” he whistles. “Feels like just yesterday you were hiding in my cape to block out the fireworks. And now look at you. There’s no cape in the world big enough for you to hide in, young man!”

Ben drops his eyes to the ground, scuffs his feet for a bit, holds back a satisfied grin at Lando calling attention to his newly filled-out frame.

His uncle knows him well enough to change the subject.

“So, any plans, Benny? Eighteen’s a pretty big deal.”

He looks up, holds eye contact as he knocks back his beer. Is alcohol supposed to be involved when you pitch a business idea to your mysteriously rich uncle?

Either way, Ben figures it can’t hurt.

“Actually, on the subject of fireworks…”

At the ribbon cutting for Honest John’s, Han laughs until he’s doubled over on the sidewalk, tears streaming down his face.

It’s not exactly the reaction Ben was looking for, but he almost doesn’t mind when his father comes up to him later that day and squeezes his shoulder.

“This is… this is really something you’ve put together here, son. Much better than anything I could’ve come up with.”

Much more legal, too, but Ben keeps that thought to himself for once. Because his father is looking up at him, and he’s got a hand on Ben’s back, and for once Han smiles, actually smiles, when he says, “I’m proud of you, Ben.”

So maybe it’s not the confrontation Ben’s been itching for since he was thirteen and he saw tears in his mother’s eyes for the very first time as she tried to make his dad understand the consequences of his actions.

And yeah, it’s probably not going to turn into a fistfight that’ll finally give him the chance to wipe that cocky smirk of his father’s face.

But there’s a telltale shine in his mother’s eyes as she runs her hands over the counter he built, and there’s no sign of a smirk on his father’s face as he admires the rest of the shop, and when his parents meet in the middle they take each other’s hand and turn to him with a look of pride and joy that nearly chokes him up.

That’s good enough, Ben decides, and throws himself into running the best damn business he possibly can.

“Hey, Mitaka. Been a while,” Ben comments as he walks out from behind the counter to assist one of his oldest regulars.

He doesn’t mean anything by it, just a simple observation, but then Mitaka avoids his eye and looks down at the ground and-

“Sorry about that. It’s just, everyone said it’s different now with the new regulations, and of course you’d have to follow them because you’re above the board and all that, which is great, really, it’s great, but no one wants boring fireworks at a 4th of July party, you know? Not- not that I’m saying your stuff is boring-”

Ben frowns as he steps forward, resting a hand on the red-faced man’s shoulder. “Dude. Breathe.”

Mitaka does as instructed, even as he continues to twist his fingers together nervously. “So yeah, sorry it’s been a while. But I’m back now, and I’ll never go to Dishonest Don’s again, I promise-”

“Wait, wait,” Ben interrupts. “Dishonest Don’s? You’ve been going there?”

Mitaka looks like a kicked puppy as he nods.

“Why? You’ve been coming here for years! And you know they’re illegal-”

“But they’ve still got the meteor shower ones, and I know you’re not allowed to sell those anymore.”

This is news to Ben, who just received a box of said fireworks two hours ago. “Says who?” he demands incredulously.

“Um, well, everyone really, but mainly-” Mitaka pulls his phone out and opens up a familiar-looking website before handing it over to Ben.

The design is unmistakable, and the URL at the top can’t be a coincidence.

His father’s latest post is titled The Silent Night Act and what that means for you, which sounds nothing at all like the succinct announcements Ben’s gotten used to. New stuff, the posts usually read, followed by a slew of pictures and prices and nothing else. This… this article about new sound and light pollution regulations warning against hefty fines for those caught red-handed and watered-down versions from licensed sellers trying to toe the line sounds nothing at all like his usual style.

It’s also not like his father to stoop this low and try his hand at sabotage, but here they are anyway.

Ben throws the phone back at Mitaka and stalks towards the front door.

“Hux, watch the shop! I’ve got a fucking bone to pick with Han fucking Solo!”

Dishonest Don’s is both fifteen minutes and worlds away from Honest John’s. While Ben’s shop operates in a perfectly respectable area, it’s just a short walk away from shady repair shops, hole-in-the-wall spots, and, of course, the city’s worst-kept secret.

For fuck’s sake, his father even has the name of the shop spelled out in neon lights. The sign stopped working properly a long time ago, way before Ben hit puberty, but it’s still there, flickering every once in a while like some kind of prolonged death rattle-

Ben stops short right outside the door. For the first time in nearly fifteen years, the lights are working. Dishonest Don’s is spelled out in full, rather than the usual hoe on that’s greeted customers for as long as he can remember.

Inside is even more baffling. There are lights, actual lights bright enough for him to see where he’s going. There’s a bell over the door that announces his arrival. And most unexpected of all, there’s someone other than his father and Chewie standing behind the counter.

“Hi there, looking for something?”

She’s young (probably younger than him) and tall (for a girl) and beautiful (in every sense of the word) and Ben almost, almost blurts out you because when she smiles, it’s brighter than a thousand fireworks lighting up the night sky.

He shakes the thought away, stalks further into the shop and towards her to show her the post. “Where’s Han? We need to talk about this.”

The girl tilts her head. “What about it?”

“It’s- it’s-” Ben splutters, dropping his phone on the counter. “It’s slander! Fake news! Total and complete bullshit meant to sabotage me-”

“Wow, I did not expect this big of a reaction.”

Ben stops, considers her in silence for a beat. “Wait, what? What do you mean- you knew about this?”

“Of course I did,” the girl shrugs as she scrolls past the article on his phone. “I wrote it, after all.”

Everything comes to a screeching halt. The world stops making sense. Up is down and down is left and why in the hell would this random girl use his father’s website to sabotage his business?

“Why the fuck did you do that?” Ben demands, snatching his phone out of her hands. Small hands, rough hands, hands that look like they would fit perfectly into his own- “You lied about me!”

The girl shrugs. “Thought I’d make things interesting.”

“You stole my customers!”

“Mm-hmm,” she hums, shifting her focus to the register. “Gotta meet those sale targets somehow.”

“What the fuck is wrong with you?!”

At this, she finally looks up. “What the fuck is wrong with you?” she retorts without missing a beat, without losing control. “What kind of asshole sets up shop right across the street just to piss off his father?”

Truth be told, sometimes Ben does look back at his teenage self and feel a slight bit of shame over his actions. But this stranger doesn’t need - or deserve - to know that.

“You wouldn’t get it. It’s a long story,” he says dismissively, crossing his arms over his chest as he looks around the shop and takes in the small changes she must be responsible for. Things are… things are actually organized, for once. And he can stand here without worrying that one of the highly flammable, highly explosive piles his father likes to keep things in is about to roast him to a crisp. It’s… nice, and Ben’s happy just looking around until-

“And I’ve got a long lunch break,” mystery girl replies easily, pinning him down with a challenge in her eyes. “So start talking, Honest John’s.”

There’s a chair on the other end of the counter, a little waiting seat of sorts. Ben remains silent until he’s settled down. “It’s, um… it’s Ben, by the way. Not John. Or Honest John.”

She smiles at him again; just one more and his heart will probably fail him. “Yeah, that sounds better. Fits you.”

And then she holds her hand out and offers him the beginning of everything.

“I’m Rey, in case you were wondering. Rey like sunshine, but with an E.”

Of course the only thing brighter than all the fireworks in the world is the sun herself.

So, um... yeah, that’s that. This is what happens when you attempt to write while severely sleep-deprived, kids.

As always, thank you for reading and I hope you enjoyed at least some part of this. Please don’t hesitate to like/reblog/comment!

[pbpress]

Blood Candy: Chapter 1

Ruqayyah Pickel

This is the first chapter of a longer piece of writing.  Chapters will be posted here as they are finished.  Stay tuned for the continuation of the story.

My alarm went off at around 3pm that afternoon. I had taken a nap, just as I always do, as soon as I got home from school. Thing is, I hadn’t acknowledged the alarm until much later—a rather hypnotic dream trapped me in the dreamworld for about half an hour.

It was a dream of red.

Red and white, filling my entire vision.

Like a peppermint, almost.

Just a swirling peppermint, right before my eyes.

Now, I’ve seen hypnotism at work before—while I, myself, was never the subject, I’ve had a few friends and acquaintances who’ve went to magic shows and been the subject of hypnosis. To my surprise, it actually worked...but never for a long time. That was stage hypnosis. That was for show. And shows are always temporary.

But this?

This was pure, raw hypnosis.

A hypnosis trick set up by some unknown, disembodied mastermind, silently instructing me to do nothing—forcing me to do nothing. This swirling peppermint pattern was practically sleep paralysis itself; chaining me to my bed and draining me of all brainpower and willpower to fight against it.

So I stayed there.

My alarm went off at 3pm. It was beeping for fifteen minutes before I actually woke up.

Well, I was awake the whole time. I heard the alarm. I knew I had to get up. But I didn’t care. I bet the noise would’ve drove me insane had I not been fully focused on that swirling peppermint pattern. It was slightly terrifying, if anything—the fact that something so simple and nonsensical can have such a tight grip on the mind—it even transcended reality, inhibiting me from what I was supposed to be doing.

If I’m being honest, I don’t even remember what had broken me free of this dream in the first place. And you know what the scary part is?

I wouldn’t be surprised if I never even got up in the first place.

Here’s the thing: I wasn't exactly a fan of sweets. I didn't exactly hate them, either. But if someone gave me a piece of candy, there's about a 68% chance that I would turn it down. They just weren't my thing.

So this peppermint dream was rather strange to me, though not exactly the strangest thing I've encountered. My mind is constantly filled with strange things, though not necessarily by choice. My friend Sebastian, or Seb/Sebs for short, runs a conspiracy blog called AkiSeb Theories alongside my friend/classmate Akira, and constantly drills just the strangest ideas into my head, the majority of which seem to run around the supernatural: How the zombie apocalypse has already started, how schools can actually steal our souls, how my own mother is a witch, you name it. Seb comes up with the theories and writes the overdramatized articles for the blog, and Akira, alongside occasionally writing some articles and theories, does the research. Please don’t ask me how and why she did the research for the ‘my mother is a witch’ theory.

“Dakota!” my mom yelled. “You up?? Your alarm has been going off for fifteen minutes! Sebastian said he’s coming to pick you up at four!”

I was scheduled to get a blood drawing at exactly 4:15pm at North Clueham Health Center. Appointments, they say, are easy to get. Despite it being one of the few health centers in Clueham--which, in a city rumored to be filled to the brim with supernatural creatures, is a very, very bad thing--people rarely go there.

“Coming!” I shouted. I went into the bathroom and quickly combed my dark brown hair, making sure to take care of the bangs over my forehead. Seb teased me enough about my ‘giant forehead’ and I didn’t feel like giving him more of a reason to do so.

I headed downstairs to wait for Seb.

“You really should stop taking those after school naps, you know,” my mom said.

“Well, maybe if the school system stopped throwing mountains of homework at us,” I argued, “then maybe I could get some sleep.”

“Maybe if you stopped procrastinating and building yourself mountains of homework,” my mom retorted with a smile, “then maybe you could get some sleep.”

I rolled my eyes.

“Fine. You win.” I stood up after getting a message from Seb that he was outside waiting for me. “I’ll see ya later?”

“Nope,” she said. “Night school again, remember?”

I sighed.

“Right. What time will you be home?” I asked.

“If I’m lucky, things’ll wrap up at about eleven?” she answered. “I have a lotta papers to grade.”

“See you tomorrow then,” I said, giving her a kiss on the cheek and a hug before leaving.

I walked outside to find Seb in his car. If I’m being honest, I was never 100% comfortable riding with him. I don’t trust anyone who gets their license before the age of 18.  Granted, Sebs was only six months from the trust zone, but that’s still six months too early.

“Hi, welcome to your Uber!” he greeted me cheerfully. “How may I be of assistance?”

“You know where I’m going, dweeb,” I joked before getting in the passenger seat next to him.

“Ah, yes, the evil lair of the vampires.”

“...come again?”

“You’re getting blood work, right?” he asked me. “Where’s the only possible place where people just take your blood? A vampire’s evil lair.”

I couldn’t resist the urge to laugh.

“I swear, you watch too many movies,” I said. “Would a vampire give you a legitimate results and information about your health?”

“You know anyone could fake blood test results, right?” Seb pointed out, confident in this refutation.

“I think I’d be able to tell,” I replied.

Seb rolled his eyes. Whether or not he was admitting defeat, or finally decided that I wasn’t worth drilling unfounded conspiracies into, was beyond me.

“One of these days,” he said, “You’re gonna find out that I was right. And when the apocalypse inevitably comes, you’ll have no pity from me when you turn into a mutant or a vampire.”

“You’re lucky that you’ve got someone as smart as Akira backing your ideas,” I replied. “I’m sure you’d look crazy without her.”

“Buddy,” he laughed, “I’m crazy regardless. But...I seriously don’t get it...why do they need your blood to determine all this?”

“That’s where, like, everything is, dude,” I explained. “The nutrients, the cells, etc. It’s the only way to determine if I’m still allergic to eggs. Didn’t you pay attention during science class?”

I knew the answer to this question, of course. Seb got a 58 in science last year. He claimed he was too busy making articles for AkiSeb Theories, but Akira got an 83--and she does most of the heavy lifting for the website, anyway.

“I’m telling you, man,” Seb said. “They’re probably just vampires. Same goes for the freakazoids who run those blood drives.”

“You idiot, they run blood drives for people who need transfusions,” I sighed. “If someone’s, like, bleeding out and no one goes to the blood drive because oh no it’s run by vampires, we’re gonna give them strength to take over the world then tough luck! That person’s gonna die because everyone’s a bunch of bloody cowards.”

“Relax. I know why blood drives are made! Lighten up, man.”

I let out another exasperated sigh. I didn’t really mean to sound so bitter--he truly was my best friend, and one of the few idiots in school I can put up with without pulling my hair out--but the least he could do is sound like a legitimate reporter instead of a paranoid doomsayer.

“Sorry, man,” I said. “Past few days have been kind of...stressful, and the last thing I want is to have to do this.”

Seb looked at me with a cheerful grin.

“Don’t worry about it!” he reassured me. “I get it. It’s almost the end of junior year, everyone’s just about done with everything. In my defense, though, it’s either you ride with me and let me drive you insane, or you take the subway and deal with hobos, angry pedestrians, and plague rats.

“Yeah…wait there are no plague ra—eyes on the road, Sebs!” I cried.

“Oh! Right.” Seb just missed a black Sudan before parking in the lot of the doctor’s office. “Good luck,” he joked as I got out of the car.

“Oh, can it,” I retorted playfully. I walked inside and checked into the doctor’s office. I was told by the receptionist to head to the basement levels for the bloodworks, and that I would be with Dr. Jasper Kermit. I nodded and went on my way.

[carstensen18dideriksen-blog]

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However it simply contributes I do believe 25hp popping out to about 200. Could a car and automated be insurance than the usual coupe/guide? Common costs to purchase and guarantee a 50cc scooter? Ok so I don't understand what moped it will be and so I'm simply looking for earnings and general help. I'm am thinking of getting a scooter charge imminent, for that next 6-7 weeks and 17. I just wondered how much could insurance expense me for this, not just a brilliant bicycle just a cheapo 400-500 assume as I shant everyday be applying it and is there in any manner to insure it for only 6 months rather than a year that's cheaper? Over a whole how much do you think it'd charge me altogether easily ordered a 400 50cc moped to guarantee for 6 month (year in case you cannot do six months) + tax + assessment you have to take P.S. I reside in England - South-East - Dover/Folkestone Location" Just how much would motor insurance be for an 18 year old in Ontario? I am an 18-year old residing in the Windsor area in Ontario, Canada. I wondered roughly how much auto insurance for me would be. I've been operating for just two decades, never had a collision, racing ticket, etc. I taken drivers ed." "And never have to get car insurance for it, can you buy an automobile? ?" Well I am 18 and just lately approved my exam. I had been wondering if you might purchase a vehicle without buying the insurance. Some individuals have said as you are able to obtain a vehicle but need vehicle tax to preserve it parked on the highway whilst others say that you will need the vehicle to be kept by motor insurance on public highway:/? Which one is correct?! Pluss I reside in the UK" How much does insurance cost in the era of 30 on the car in the united kingdom? Me that's in the age of 30 haha! Simple ques about Car insurance. Ive had my drivers licence? For over ten yrs but have never had a car in my name. Also have never had my own car insurane. My driving record is spot clean no tickets violations nothing and im over 30. Would i still have to pay as much as a 21 yr old brand new driver for car insurance ?? am i looked at the same as them ?? I might suggest that you visit this website where you can get quotes from different companies: http://INSURECOMPAREQUOTES.US

[letsimportanttreecollection-blog]

health insurance quotes indiana

"health insurance quotes indiana

health insurance quotes indiana

BEST ANSWER:  Try this site where you can compare quotes: : http://freecarinsurance.xyz/index.html?src=tumblr 

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Do you have to have insurance in you're 16 and only have a permit?

I'm 16 right now and i live in California. I really want to start the process of getting my license but my mother says we can't afford insurance for me. So I was wondering, do you have to have insurance even if you just have a permit?""

How should I insure myself?

ok so i've sold my car and now the only car i will have access to is my partners. so do i arrange my own insurance, or do i add myself to her policy, or should i now add her to mine? I have full no claims she has 4 or 5 years. I am 36, she is 27. I have 2 months left on my current policy and 2 installments of 35 to pay, or if i cancel now pay 55. her renewal date is november. any help?""

Galo Auto & Home Insurance.com?

need to find a cheaper auto & home insurance before july 09 State Farm is droping home ins.? can you please hellp me?

Where can i get cheap insurance?

low rates? ???

Whats the minimum car insurance required in california?

Whats the minimum car insurance required in california?

Car Insurance Coverage?

My husband and I each have our own cars. We are covered by the same insurance company (multi care policy). My car is a 1998 in excellent condition, however due to its age I dropped the collision. MY husbands car is a 2011 with full coverage. We were told by a friend (not the insurance compny) that if my husband is driving my car and involved in an auto accident that any repairs would be covered under his insurance policy since he has full coverage. Is this correct?""

How much will my insurance go up after a claim?

i was in a crash it was my fault i went into the back of another car my van was fine but the other guys car was damaged at the back it is too damaged to pay out of my own pocket so understandably he is claiming off my insurance. i have a full licence, since i started driving 8 years ago i have no claim my insurance is fully comp and i pay 330 euro each year. after this claim does anyone no how much roughly will my insurance go up next year . any advice would be greatly appreciated as i am very worried.""

I am looking for a srs surgeon who accepts insurance?

my employer now pays for surgery but i cant fing a surgeon who accepts insurance. any ideas?

What happens after you buy car insurance online?

Just curious as I'm planning on buying a years insurance for the first time in my life (I'm 17) from the post office website. Either that or could I pay at my local post office branch? I'm so close to getting my own car and then insuring it seems so simple that every time I think of it I start to physically shake!!! Thanks!

How much would it cost to get insurance for this type of business?

Let's say I want to start a small small business where I essentially find companies who are looking for window cleaning and then I find sub contractors to do the work and I get paid the difference between the amount I get from the company and the amount I pay to the sub for doing the work. How much would it cost to get insurance on this type of business in California? Also what type of insurance would I need? Also I wouldn't have any employees. Just a one man operation.

""A life insurance company sells a $250,000 1-year term life insurance policy to a 20-year-old female?""

for $200. According to the National Vital Statistics Report. 56(9), the probability that the female survives the year is 0.999544. Compute and interpret the expected value of this policy to the insurance company - I also have to find the probability that the company has to pay the female Im suppose to get .000456 but don't know how to get this?""

Which is better hmo or ppo insurance?

Which is better hmo or ppo insurance?

How much does motorcycle insurance cost for a teen?

I am currently 15 , next year i will get my liscence and buy a Kawasaki Ninja 250R 2010. I live in Quebec, and I really need an answer, please not just a go get a quote.. just give me a number please!""

Switching car insurance?

I am thinking of switching to Esurance, it's about $25 a month cheaper than my current insurance. Anyone have any experience or knowledge of Esurance? How hard is it to switch?""

AUTO INSURANCE FOR YOUNG DRIVERS?

I've been driving since about last summer, and i've tried looking for some auto insurance inexpensive something i can afford, no luck so far, i heard there is a government sponsored insurance that can help people out so they wont be driving around without insurance? is this true? or does anyone know cheap auto insurance, im a good driver its just check points really scare me when im out during the weekends. thanks!""

Health Insurance for pregnant women?

I was laid off from my job and I have been unable to find a new job, my cobra insurance is about to run out and I am looking for affordable insurance for pregnant woman. I do not qualify for medicaid because my husband does work but insurance is not offered through his employer. Does anyone know of a company that has a plan that will cover pregnancy and after?""

Wats the cheapest insurance in oklahoma?

Wats the cheapest insurance in oklahoma?

Auto insurance question.?

I was in an accident and my auto insurance has a limit of 5000 medical. I went over the $5000 medical bills. Will my private health insurance cover the overage?

Can a family friend put me on their car insurance?

So i live in the state of california. I have had my learners permit for more than six months now. I want to get my drivers license but due to the economic crisis my parents aren't able to pay every month to have me on their car insurance. A family friend has offered to put me on their car insurance, but what my parents want to know is if that is legal in the state of california or do I HAVE to be insured by my parents?""

Where can i find good health insurance in san francisco?

Where can i find good health insurance in san francisco?

Insurance on a Audi R8?

Well my plan is to get a Audi R8 with 5 years of driving this year, but how much would insurance be if i buy the car used with say 20,000 miles on it and the year is 2009, and if possible what would the insurance on a 2011Audi R8 new ? Seriously i just want to know i dont need to hear your if you ask u cant afford it and what not, so be mature, and just answer it if not f**k off.""

Where can I get the cheapest motorcycle insurance?

I just bought a bike and haven't ridden in years so don't know where to start and I live in Pennsylvania if that's any help. Thanks

How much would a 16 year old boy pay for car insurance?

I am not 16 yet, but I want to get a Chevy Camaro. I live in PA, and am wondering how much car insurance would cost me a year with out wrecks, tickets, etc. I went to chevy.com and built my own Camaro, and it cost me about $25,000 with the specs, and colors I want.""

Do i need an auto insurance to drive a motorcycle? how much that would be if it is yes? higher than auto insu?

I think i need to know before i buy a bike that whether i would pay more $ on my insurance if there is 1 or would it be cheaper than an auto insurance, like car insurances?Ooh, i am an new driver so how much would it be?""

Question About Car Insurance/Learner's Permit?

Okay, I am a 23 (soon to be 24) year old male, I have never had a license or a car, and just recently I received my permit through the DMV, I have not driven too many times on this permit, but I am about to purchase a used car from a friend of mine and get the title and everything I need transferred over to my name. I have yet to achieve my license and am still driving on my permit to get accustomed and comfortable behind the wheel before I take the driver's test with a worker at the DMV. My question is this tho, I live at home atm, and my family all has cars/car insurance. And I am not on any of their plans yet nor do I have my own coverage. I am new to this whole scene and such, and I wanted to know with me purchasing a used car from a friend with title and all and this car being in my name, seeing as I am not a licensed vehicle owner yet, and only have my permit, I cannot as far as I know apply for insurance until I achieve my license, so I wanted to ask will my family simply be able to add me/my car to their plan until I get my license? Or how will this work? As I stated I am totally new, but when its done I will have a paid for in full car (my first) all the titles and information transferred to me in my name, and the only thing I am missing is insurance and I am wondering how this will work seeing as I am over 21, have a permit and have my own car? My family drive on State Farm in IL. Any help on clearing up this matter will be greatly appreciated, thank you in advance =).""

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health insurance quotes indiana

How do I get secondary health insurance?

I'm a full time graduate student currently receiving health insurance through my parents. However, my coverage sucks and I would like to purchase secondary insurance. I looked through all the different plans on einsurance.com (united, humana atena, etc), but when I called they told me that I can't purchase it when I already have insurance. I did some searches for secondary health insurance, but I can't find companies specifically for secondary insurance. It seems that I should be able to purchase any type of insurance I want and that the secondary company should pick up some of what my primary doesn't. Right?""

""Does your auto insurance rate when you turn 18 years old, any cheaper?""

Hey everybody, I'll be turning 18 in a couple of months. I live in Georgia, and drive a 2002 Lexus RX 300, which is a mid-size SUV. I am not looking for a specific quote. I got my license late because I had to do drivers ed, and other reasons(non legal)...well the thing is, I have only had my license for a few months and haven't bought insurance. I don't know if I should wait until I am 18 to buy it. Is insurance a lot cheaper once your 18 as opposed to 17 or so? Please only answer if you know what your talking about. THANKS a lot for the help.. Sincerely, Zain Dhanani""

My daughter is 17 next week....where can I get cheap car insurance from? I want to add her on to my policy?

She will be an additional driver. My existing insurer has refused because of her age and inexperience.

""In California, how can you find out if someone has homeownners insurance, and who there carrier is?""

In California, how can you find out if someone has homeownners insurance, and who there carrier is?""

How much insurance for a Ninja 250r?

I'm 16 and i'm thinking of getting a Ninja 250r for commuting purposes and just riding around to school and what not. I have a friend that is going to upgrade to a new bike soon so he will give me his bike but I was wondering how much the insurance is for the Ninja 250, I have Geico and was going to do all the free quotes thing but I was way to lazy finding out the ID number and stuff so I was wondering for anyone out there with a 250r, how much are you paying every year? Thanks! :D""

""I don't have the car yet, but what am I looking at for insurance?""

I'm in a bad living situation and I'm slowly trying to get out....I make minimum wage and I'm trying to finance a vehicle...I have no money to put down, and the little credit I did have was gone a long time ago due to unpaid medical bills.... I'm also trying to put money towards my rent and other bills, so I can't afford much..... I have no credit cards or expired loans, and don't want any...so please don't recommend any..... I figure with taking $80 out of every pay check I can afford a payment of $320 a month....Also taking 30 out of the same pay check to make payments of up to $120 towards insurance..... Is this too much? This is the first time I'm paying insurance on a vehicle, I'm also living on my own for the first time as well..... My last ticket was almost 7 years ago...I'm a safe driver...what kind of prices am I looking at? I know I can go to specific sites and plug in my information....but I don't have the vehicle yet and I'm trying to budget for the purchase....I'm planning on getting a small reliable car, nothing flashy..... Can anyone guesstimate a price for me? Am i figuring too high?""

Why doesn't Obama want people to be able to get health insurance from other states?

wouldn't this create more competition in the insurance business?

Can an insurance company cancel the insurance after they found out that there is something wrong?

hi! we just bought a house and got insurances but then after a month in our new house, we got a notice from the insurance saying that our insurance will be cancelled by the next month coz they found out in the inspection that there is a rott on the garage roof and told us to fix it first then they will continue our insurance?? i just wanna know if they can do that or if that is allowed to cancel our insurance after they accepted us?? what can we do ?""

""After 7 years out of country, why the high car insurance rate?""

Seven years ago, I got a job working overseas. I sold my car here in the US before I left. Now I have returned to the US to live and I bought a car. I was shocked at the insurance rate - the cheapest I could find for a 2013 Ford Fiesta was $1112 for six months of coverage! I asked the agent why the rate was so sky high. Well, because the assumption is that you have been driving here in the US as an uninsured motorist for the past seven years . I tried to show proof that I was living overseas for those seven years, and that I didn't have any vehicle to insure in the US. But my explanation fell on deaf ears. Is there any way to explain my situation to Safeco (the insurance company)?""

""Speeding ticket, will it raise my insurance in texas?""

hey, I got a speeding ticket a few days ago and would like to take the defensive driving class instead, if the judge will let me. i really dont want to let my dad know about it and i am willing to pay all of it, i just dont want to have to deal with my dad. Will my insurance go up even if i do the defensive driving class? Thanks!""

Question with car insurance?

Okay so we have two cars. One 1992 buick and a 2006 civic coupe. I usually drive the coup and my name was on the insurance for it, but recently my parents swapped insurance to save money but it involved switching my name to the buick and their name onto the civic. They tell me i can't drive the civic anymore b/c if i get into an accident then it won't be covered since it's under their name and not mine. Is this really true? I thought that as long as the car is insured it's covered?""

Is it legal for me to drive my friends car with my own insurance?

So my friend and I bought a car, however he does not have insurance yet, and I have comprehensive, liability and theft insurance for my own vehicle which is a Honda, now while I use his car, would it be legal for me to drive the car using my own insurance card? I have a notarized letter from my friend that I am allowed to use the car.""

16 year old girl car insurance?

When I get my license, my parents will be putting me on my own plan and will be having a 1995 Geo Tracker in my own name. On average, how much would it cost a month to get the insurance I need? I'm hoping to be getting $450 a month. My cumilative GPA is a 3.2 I don't know what other information would be helpful.""

California auto car insurance question?

I own three cars and I want to purchase auto insurance for all three of them. But my question is, if I plan on keeping two cars at my residence, and the third one garaged at another residence (at my father's address). Is that legal to do so or I must have all three cars parked at my residence? Will the third car be exempt from my insurance policy if I decide not to garage it at my address?""

Insurance money or insurance fraud?

My dad told me a story about his boss a long time ago about how his wife survived cancer, and incurred 1million dollars in bills. the company has a health insurance that covers his entire family, but he also was covered by another health insurer...be it his or possibly his wifes. After the whole ordeal he paid off all the bills and had received an extra 1Million from insurance.... Was this legal? ( He was paying for both insurances ..knowingly or possibly not )""

Has anyone used e-suarance for a car insurance quote. I called them a few hours ago & they gave me a good...?

quote but they Hadn't run my driving record yet. And they said they can use ur credit report but, Otha than seeing if u hav paid ur car insurance/bills on tym I Don't see Why they need That info, otha car insurance companies I called Didn't want to check my credit history & Every check on ur credit report can make ur credit score lower & my credit's not that gud rite now tho I pay my utilities, rent, my current credit card & my cell bill on tym & my auto insurance in the past was always paid on tym. (I haven't had car insurance for 3 1/2 yrs cuz I haven't had a car.) Also, they were telling me if I call back the quote mite not stay the same cuz I was tryin 2 get the quote number & No Other insurance companies said that, the otha 1's gave me a quote # so I can deal wit the quote later if I decided 2 go wit them. E-suarance (was tryin 2 get me 2 put a down payment down today & then the insurance would kick in automatically but I told them I want to pay for 6 months at once & I don't hav the money now cuz I hav 2 deposit it in the bank tomorrow, it's a postal money order & will clear Tues. & I Don't Need the insurance 'til Tues. &, then I'll need proof of insurance Tues. to take 2 the DMV wit the papers from the dealer 2 register the car & get the license plates. E-saurance said they could send an e-mail upon payment that I could use 2 show proof of insurance at the DMV or if I Can't print that out I could download their app & show them my proof of insurance thru their app. But that sounded fishy 2 me. Also the guy on the phone from e-suarance wanted a credit card # 2 run my driving record but I was like None of the Otha car insurance companies needed that 2 run my driving record. I Don't want 2 get charged for them 2 run my driving record or 4 any Otha charges. Which is making me suspicious now of the low rate or of paying by credit card ova the fone wit them. Since they're backed by Allstate can I go 2 an Allstate office 2 pay cash & get proof of insurance?""

Car insurances how they rate?

different car insurances how they compare

""Buying new car over weekend, But need insurance?""

Ok so I am most likely buying a used car tomorrow. This will be my first car as I am 16 and need something to drive to my job yada yada yada. Anyway, tomorrows a Saturday and my insurance company is closed and my parents need to add me to their policy. Since we are not trading in a car, we dont have a policy to carry over to the new one which I know some insurance companies do. Also, I have Farmers insurance so I am not sure what their policies are over this sorta thing. Any help is appreciated. Especially if you have farmers insurance or have had this kind of problem with them.""

Can my daughter be put on my insurance?

My daughter is 21 and she has no insurance. She is a full time college student and does not work. Can I put her on my insurance through my work? And what are the requirements?

How to get different types of insurance?

Dental, health, medical, etc. Im graduating HS and my parents are taking me off there's. They say it's time to grow up and support myself. I fully understand. And I have no complaints. So that's why I'm asking. I just got a job, so would that help?? I'm taking a break from school (college) for a couple years.""

Where can i get health insurance?

i've been on the pc for about two hours now looking for health coverage that does not cost me an arm and a leg and a foot. This is gonna sound like a personal ad, but i dont care,lol I am 20 and i just finished getting my aa this past december, (so i am no longer a college student), i live on my own, my parents do not supplement my income in any way(and they no longer want me on their coverage so thats a no). i have no children, i make about 30,000 (two partime jobs, niether give health coverage for part time employees) I am female, i've never smoked anything, (ciggarette, marijuana, etc) i work out 5 times a weeks( about 140lbs, 5'3), and most of all i live in that crap bowl known as new york. I need some type type of vision dental, medical, etc coverage that is affordable, im not looking for free, but something i can afford (around 0-$75 a month if possible), please help""

HOW CAN I CLAIM THE car INSURANCE to REMPLACE MY CAR?

I had a car accident and my car insurance covering third party only and them found me that was my fault I need to know how can I claim if there is any dealing, thank you""

""What is the cheapest car insurance in Toronto, Canada for a female student w/out any prior auto insurance?

I am 22 years old and have never had auto insurance b4. I do have the driver's certificate and currently have a G2. The basic coverage is fine as I will not be getting a new car. I'll be getting a 1998-2001 car not sure of the modell yet.

What insurance company do cheap American car insurance for young drivers?

I'm 19 years old and I'm considering getting a 1985 Ford Mustang 5L V8 in England. The question is who is going to insure me at a reasonable price? I'm not looking at using the car everyday, I probably wont put 4k miles on the clock in a year. Please, can anyone help me?""

What is the difference between Investment life Insurance and Life risk insurance?

What are the products included under the category Investment life Insurance and Life risk insurance?

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health insurance quotes indiana

What is the best way to get cheap car insurance for young drivers in the UK?

How come when I look at comparison sites such as confused.com they quote something like 10K for a 17 year old male that has pased. I know that a better way is to add your parents as the main driver and yourself as the additional however, the issue is that non of my parents drive. So what would be the best way to get a reasonable car insurance for a 17 year old then?""

What is an insurance quote?

people say low insurance quote .... what is it. how does it work and how does the whole car insurance thing work what if i buy a $5000 car ... how much would i be spending every month including tax, insurance> EXCLUDE GAS""

""Totaled my car, What will insurance do?""

Yesterday I totaled my 2000 ZX3 and almost died, luckily my roof didn't completely cave in as i slid in the ditch after i flipped over, SO my engine and transmission isn't damaged. I wanna save some movie and just buy a car like mine with a blown engine and then switch engines and get the keep the rest of the insurance payout. I already found the possible car BUT i'm not sure if the insurance company will let me keep my car after its declared totaled? The car i found is for only 500 dollars and my dad is a mechanic, so i really need 2 know quick""

Can my daughter be put on my insurance?

My daughter is 21 and she has no insurance. She is a full time college student and does not work. Can I put her on my insurance through my work? And what are the requirements?

What will the average insurance payment be for my BMW?

Ever since I was little I've always wanted a BMW. Well now since I'm turning 16 in the fall I have the option of getting a 2004 BMW 5 Series 545i for $9,000. It's in extremely good condition and I just love it. I will be making around $200-250 a month and my monthly payment will be about $106 to the bank till my senior year in college ( yes that's 84 months but it's in good condition so it's worth it) and I was just wondering if any one had a idea how much insurance would cost? I really want to get this car but I won't if I'm not able to pay a payment and insurance at the same time due to other small bills i have. Thanks""

Car insurance for girls?

I am 18 and looking at starting my driving lessons and buying a car, BUT insurance is so expensive for a first time driver. Does anyone know what the cheapest car will be for me to insure,?? Thanks.""

Do illegal immigrants get health insurance?

What insurance and how?

I need affordable pet insurance for my dog any suggestions. I cant pay more than 20 monthly right now?

I need affordable pet insurance for my dog any suggestions. I cant pay more than 20 monthly right now?

What are the best supplemental insurance companies?

I am looking for quality, honest supplemental insurance companies. I am looking for a company who has good customer service and good products. A company who does the right thing and treats their policyholders well.""

How much will insurance cost after first dui offense?

I got my first dui for parking my mom's car for her(my intentions weren't to drive home drunk at all... just back 10 feet.) and I use to have insurance but canceled it when ...show more

Need cheap car insurance in NY?

Hi I'm in need of low car insurance in NY. I'm 22 female car is a 98 dodge caravan. Please i tried all those random websites that shows you insurance. I need names of insurance please =]

Credit scores taking a hit from homeowners insurance checks?

Hubby and I called around checking what rates would be for homeowners insurance, but I got a little ahead of myself, seeing that our closing date isn't until August! I called about 4 places, they all ran our credit and said it will be a light hit on the credit scores... Well how much of a hit will our credit scores take?? The bank wants our credit scores updated since them, since we want that late August closing date.. Anyone know how much of a hit it will be?""

I have cancelled my car insurance?

I have cancelled my car insurance for my old car , because I have bought a new car . . . Now I am waiting to sell it , but I don't know where I should keep it . . Is there any problems if I'll leave in front of my house in the car park without a insurance ? Thank You""

I have a a term life insurance calculator?

I have a term life insurance calculator, i want to place the link in to other sites which are relevant to term life insurance. Can any one please suggest me list of those sites which are relevant to term life insurance or any article or blogs site which belongs to an individual person and is relevant to life insurance. Please provide me only US site. thanks""

UK- Can you help me find cheaper car insurance?

I currently own classic mini and after 6 months of driving it i want something more reliable. I didn't earn any no claims bonus on the mini as it was on a classic car policy, which I paid 900 a year third party, fire and theft. I want to get a 1.3 toyota yaris but cheapest insurance I have found is 5500! I will be the main driver of it and no i will not front it (go as named when im actually main driver). Which companies are best for young people. I don't want to pay more than around 2000 a year on the insurance. I know there are many factors that affect insurance but I'm looking for companies with good deals/lowest premiums and/or general tips to reducing the premiums. I live in the UK by the way.""

Health Insurance/Student emergency card help!?

I'm currently filling out a Student Emergency Information Card and I'm stuck on the Health Insurance portion... For the portion, it only says Insurance #, I have HealthNet but I don't know whether to write the group number or the subscriber number.. I'm kind of sure it's the subscriber one, but I need some assurance. Also, it asks for Medi-Cal straight after that with Yes/No.. How do I know if it's medi-cal or not?""

""My car has been tranferred name, if I still drive the car, do I need to buy new car insurance?""

I am existing car owner, due to financial problem, I transfer my car to my brother's name. However, I still drive the car, would I need to buy new car insurance for myself, or I can still using existing one""

Does medical Insurance transfer to a different state?

I have Kaiser Permante for medical insurance. It is very possible that I will move from California to Florida next January. How will my insurance switch? I heard there is no Kaiser there. Is there an alternative company? How can I find this out if I can't find out here?

Good insurance companies..I want to switch my car insurance..I need advice?

I have my auto insurance with Allstate and they're just ripping me off. They're always bringing up the prices yearly and I want to know where I can get a better offer. My car is a 2004 Elantra and they want to charge me 1 369 $ from March 4th to January 24th and that's just too much. I know there must be a better insurance company out there. Which ones and can I get a quote online ?

Can my apartment management include premiums of renters insurance on my rent ?

The complex I live in requires that each tenant have renters insurance because the management suffered losses from damages as a result of the tenants' negligence. I want to have the freedom to choose the company that I buy it from -- but they want to increase my rent in order to cover for the premiums. The management company in turn buys a policy for each unit. Can they do that ? I live in California.

What's a good health insurance option for a 22 yr. old male?

My boyfriend just lost his coverage under his parents policy and needs insurance that's pretty affordable but still covers things such as: -emergencies (of course!) -vaccinations -yearly doctor visits/sport physicals Any recommendations are welcome! Thanks!

How much should insurance for a 20 year old male driving an 81 corolla cost. no tickets at all?

How much should insurance for a 20 year old male driving an 81 corolla cost. no tickets at all?

Insurance for first time male driver (16 years old almost 17)?

I'm two months away from being 17 and I'm looking at getting a 2001 E46 BMW 325i. Does anyone have a guesstimate or actual cost to insure myself? Would there be anyway I could insure myself under my parents name to lessen the price?

Can I register and insure a car with a suspended license?in tampa Florida?

Can I register and insure a car with a suspended license?in tampa Florida?

HEALTH INSURANCE FOR INFERITILITY?

I live in Georgia and I am trying to find some private insurance that would cover fertility testing and not treatment such as ivf OR IUI . Me and my fiance have been trying to have a baby for 3 years and i have tried everything, i finally have saved up enough money to be able to pay for private insurance can someone please tell me some health insurance company that may cover fertility testing.""

health insurance quotes indiana

health insurance quotes indiana

Insurance in college?

My mom tells me that you have to go to college directly after high school in order to stay on your parents' insurance plan or you get taken off and have to work full-time to get insurance. However, my question is if you get a job after high school and get insurance for yourself and then decide to go back to school a year later can you get back on their plan.""

Im pregnant and need insurance. Is there affordable prenatal insurance besides medicaid?

Medicaid denied me because I make 25 cents more than the allowed amount. I am 4 months pregnant and have not had any prenatal care due to lack of insurance and fighting with medicaid. Is there AFFORDABLE coverage that anyone knows about?

Can I wait to pay car insurance?

I recently bought a car, but I'm not legal to drive it alone until February (I bought the car NOW because it was an amazing deal and didn't want to miss an opportunity like this) Can I wait to pay for insurance until I get my license (in February) or is that illegal?""

How much does car insurance cost for a 17 year old?

I'm currently 17 with and just got my license a couple of weeks ago, i was wondering how much does the insurance cost annually for a 17 year old like me? Thanks for your help!""

Same insurance company but different rates?

Is it true same insurance company but different agent offers different rates?

My son is driving his grandmother's car without insurance?

My son's grandmother allows him to take her car whenever he would like. He has no insurance and drives the car all over the place. I have told him to stop driving it but I have no control over her car or the keys. I have warned them both several times that this will get them both in trouble. How can I stop them from doing this and is there a way I can turn him in to learn his lesson? If he gets in an accident or gets caught for this, who will have to pay for this? Me or him and his granmother? I do not want to be responsible for his ignorant behavior""

Would insurance on a corvette be too expensive for someone 19 years old?

I am 17 now, but in a couple years I will have enough money to buy an older corvette. I am looking at either a C5 corvette (97-04) or a C3 corvette (68-82). I am leaning more toward the C5 but since it's a newer car, I would think the insurance would be more expensive, even though the car might only cost 12 grand. The C3 would be cheaper in price, and i heard insurance is really cheap for classic cars too. So, in your opinion what do you think?""

Vehicle with no insurance MINNESOTA?

My girlfriend got pulled over tonight after having a brand new car for two days after selling her first car she drove for two and a half years, her mother apparently told her that she had 7 days to get insurance so sure enough we got cited for no insurance. I guess I was curious to know if liability covers her driving a vehicle without insurance? It probably doesn't but I know there is a form of insurance that does. If this is going to slide downhill I would also like to know some advice you have to word it nicely to a judge to help avoid a 30 day license suspension. I heard earlier tonight that in mn it's mandatory but I'm hoping not. Thanks for your help and time!""

Just wondering if there is any kind of insurance coverage for the victims of the tsunami?

It is a natural disaster. I know that in California there is earthquake insurance but very expensive. Do the Japanese have any kind of insurance protection? I'm sure there will be some kind of aid from the government but what about their losses? Thankful to be alive, I'm sure.""

Quad insurance abd bike insurance ?

Jw if I get a 125 or 250 quad if the insurance will be similar to a bike or car same with tax Cheers

How much will motorycycle insurance be for a 17 year old?

im getting a 487cc Suzuki gs500f, how much do you think insurance is going to be? also how can i lower the cost of insurance, will it lower when i turn 18? im taking the msf course and getting it under my family plan if possible thx""

""Is it possible to get insulin for a type 1 diabetic with no insurance, medicare or medicaid?""

My fiance has type 1 diabetes. He gets food stamps, but doesn't qualify for SSI for some reason. He's only 26. I am the only one working, getting minimum wage, and little hours. We can't afford to pay a doctor $100 just for them to tell him he has what he knows what he has, and to get a prescription that cost twice that. It just seems like a vicious cycle we cant get out of.""

Switching insurance companies to get the car fixed?

The accident was not at my fault. Had a police report. Contacted both insurance companies. Got a rental car and check ($1500) from other party's insurance company (NJ Skylands) as decided to go through them. Brought the car to body shop and found out NJ Skylands wants to cheat and pay less. So I called my insurance company (State Farm) and reopened the claim to go through them. State Farm took deductible and issued a check for $1788. Body shop wants to get $2788 for repair. Can I still use that check for $1500 to cover the rest of expanses?

SOMEONE PLEASE HELP ME OUT WITH THIS (CAR INSURANCE)?

i'm a learner driver with my 1st car that im covering with 3rd party fire & theft since i'm not able to go out alone either my partner or dad will be with me while i drive but just say say for whatever reason they had to take over would they be covered to drive my car even though neither would be a named driver on my policy? They both have fully comp insurance for their own cars does this cover them?

Will I be able to get health insurance to cover this?

I am about to graduate from college and have not been covered by insurance regularly in many years, for a short time I was on a California county-supported low-income type of insurance program but it automatically runs out every few months if you don't reapply evidently... Anyways, I'm about to graduate and move back to Oregon. I have some kind of hip/tendon injury that I need to go to the doctor for and have checked out...but because I don't have insurance, and this is an old injury already, is there any way I'm going to find health insurance to help me pay for this? Or am I just completely screwed and destined to limp around for the rest of my life??? because there's no forseeable way that I'll be able to afford my own health care any time soon, I'll be paying off my student loans for the next few years. I also doubt that I will be able to find a job that offers health coverage in my field so that's not looking very likely either.""

Car Insurance?

how much car insurance do i pay for a 6000 dollar car

Buying insurance right after an accident?

Just a question, and I don't want assumptions that I'm the person in the scenario because I'm not and this has just been a burning question of mine for a long time. Ok, so someone gets into an accident and buys insurance right after. The thing is that the insurance papers will have the DATE it took effect, not the TIME it took effect. So in all respects, it was active on the day the accident happened and the person in question has to go to court to provide proof of insurance, in which the judge will see that it took effect on the day the accident happened, so the question remains, is this person covered?""

Hawaii: Which Car insurance company do you like in Hawaii?

I plan moving to Hawaii. Which car insurance company do you like? Why? Also, which company don't you like? Why?""

On average what does a automotive insurance adjuster/or a body shop estimator make annually?

On average what does a automotive insurance adjuster/or a body shop estimator make annually?

How much do you pay for car insurance?

These quotes are OUTRAGEOUS!

What is select life insurance?

My insurance agent wants me to update my insurance plan with select life insurance. They explained select life insurance to me, but I want someone who is not trying to sell it to me to explain it to me. So could someone reexplain select life insurance so that I know the pros and cons?""

Which car Insurance do you recommend?

The cheapest, but also good at the same time.""

Affordable car insurance for poor driving record?

About a year ago when I was in college I got cited for driving without insurance twice. Two years ago I have had my license suspended for minor traffic offenses. Recently, I decided to take a safe driver's course because when I originally started driving nobody ever taught me how. I am not required to have sr-22 insurance but I am wondering if that would be better than paying $450 which I am paying for Gieco. I am looking for someone in a SIMILAR situation or has USEFUL answers. If your answer is move to different state , you just have to deal with it , or shop around that doesn't help me.""

Where can i find a free insurance company that won't rap me off?

i need a website that i can get a insurance for medical and dental. where can i go

Car Insurance for Young Driver (UK)?

Hi, I'll get straight to the point, I'm 17 almost 18 and am looking 2 buy my 1st car. I live a upper class life, and when it comes down to cars i do get to travel in in style. e.g. my dad drives a Jaguar S-Type, my mother a brand new 2008 Land Rover Freeland, and i do know people with Bentley's and this one guy i know will take me out for a drive in his Aston Martin Vanquish. I do like to stick out from a crowd and this is a amazing opportunity to do so at college. My 1st car is definitely goin on my dads policy, and by then i will have my full license. I have seen Jaguar XJ's for sale which i can afford, but my greatest question is how much would the insurance be. If someone who is a young driver who drives a Jaguar or something similer could give me a rough guess to how much insurance wud be?, i wud be greatfull or someone who has insured a young driver on there Jaguar?.""

health insurance quotes indiana

health insurance quotes indiana

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