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The InterMiles HDFC Bank Diners Club Credit Card and the InterMiles ICICI Bank Sapphiro Credit Card are both co-branded credit cards that offer rewards and benefits for frequent travelers. The HDFC Bank Diners Club card offers more rewards for travel-related expenses, such as airfare and hotel bookings, and provides access to premium travel lounges.

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To summarize, both Paytm HDFC Bank Select Credit Card and Paytm SBI Credit Card Select offer various rewards and benefits, including cashback on Paytm transactions, fuel surcharge waivers, and milestone rewards. The Paytm HDFC Bank Select Credit Card offers a higher welcome bonus, more discounts and offers on shopping, dining, and travel, and a lower annual fee.

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An airline credit card works by allowing you to earn points or miles for every purchase you make using the card. These points can then be redeemed for airline tickets, upgrades, and other travel-related expenses. Additionally, airline credit cards often come with benefits such as free checked bags, priority boarding, and airport lounge access. Some airline credit cards may also offer bonus points or miles for signing up, spending a certain amount within a specific time frame, or making purchases with partner airlines or hotels.

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IndusInd Bank Platinum Credit Card and SBI SimplySAVE Credit Card are two popular credit cards in India that offer a range of benefits and rewards to their customers. The IndusInd Bank Platinum Credit Card comes with a host of benefits such as reward points on every transaction, complimentary airport lounge access, fuel surcharge waiver, and insurance coverage. Additionally, customers can earn reward points on dining, shopping, and entertainment spends, and can also avail of special discounts and offers at partner outlets.

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Travel credit cards are designed to cater to customers who travel frequently, offering rewards and perks such as airline miles, hotel discounts, and travel insurance. However, even if you don't travel much, travel credit cards can still be useful. These cards often offer cashback, reward points, or discounts on everyday purchases such as dining, groceries, and gas.

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To change your credit card billing cycle, you will need to contact your credit card issuer and request a change. You can typically find the customer service number on the back of your credit card or on your monthly statement. Choose a new billing cycle that works for you and make sure to ask about any fees that may be associated with the change.

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The Paytm HDFC Bank Business Credit Card is a basic credit card designed for small and medium-sized businesses, with a low annual fee and reasonable rewards. The Paytm HDFC Bank SELECT Business Credit Card, on the other hand, offers more rewards and benefits, such as higher reward points, airport lounge access, and travel insurance, but comes with a higher annual fee. Your choice between the two will depend on your specific needs and willingness to pay a higher annual fee for additional benefits.

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No, using a debit card does not directly impact your credit score, as debit card transactions are not reported to credit bureaus. A debit card is linked to your checking account, and when you use it to make purchases, the funds are deducted directly from your account. Therefore, there is no borrowing involved, and no credit is extended to you.

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To qualify for a credit card, you generally need a credit score of at least 650, a steady income, and a good credit history. You can improve your chances of approval by maintaining a low debt-to-income ratio, having a stable employment history, and applying for credit cards that match your credit profile

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Kotak Royale Signature Credit Card is a premium credit card that offers exclusive benefits and rewards, such as airport lounge access, concierge services, and accelerated reward points on certain categories of spending. On the other hand, Kotak White Credit Card is a basic credit card that offers standard benefits, such as reward points on all spending, fuel surcharge waiver, and discounts on dining and movies.

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Using a fuel credit card can impact your credit score positively if you use it responsibly. Timely payments and keeping a low credit utilization ratio can improve your credit score. On the other hand, missing payments, maxing out your credit limit, or applying for multiple credit cards in a short period of time can negatively affect your credit score.

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Targeted credit cards, also known as pre-approved credit cards, are a type of credit card that are marketed specifically to individuals who meet certain eligibility criteria, such as having a good credit score, specific spending habits, or a certain level of income. These credit cards are often sent via email, mail, or targeted advertisements and come with special introductory rates, lower fees, and other incentives to encourage the customer to apply for the card. Targeted credit cards offer benefits such as higher approval rates, lower interest rates, rewards, and other personalized offers based on the individual's needs. The eligibility criteria for targeted credit cards vary depending on the issuer and the specific credit card, and it is important to read the terms and conditions carefully before applying for any credit card.

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You can check your credit card's cash advance limit by reviewing your credit card agreement, credit card statement, or online account. If you can't find your cash advance limit through these methods, contact your credit card issuer directly. Keep in mind that cash advances are generally expensive, and it's better to explore other borrowing options before considering a cash advance.

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The Prime Credit Card offered by the Bank of Baroda is very popular among many individuals for several reasons. Bank of Baroda Prime Credit card offers exceptional benefits to already existing customers as it offers a guaranteed issuance worth Rs. 15,000 or more. In addition, no income proof has to be submitted to avail of this issuance. Apart from already existing customers, new customers as well sign up for this credit card due to the plethora of benefits that it offers.

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Many people in India rely on credit cards as a last resort when all other sources of money have been used up. However, some people just use their credit cards to take advantage of cashback and discount offers in order to save a little additional money. Whatever the reason, credit cards are quite useful for handling daily transactions. The IDFC First Select Credit Card, which provides numerous offers and promotions and is a lifetime-free credit card, is shown below. You can continue using the card and benefit from the services without having to pay any fees. You get access to lounges, earn points, and receive many other privileges.

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One of the co-branded cards that HDFC Bank and Paytm introduced was the Paytm HDFC Bank Select Credit Card. With this credit card, you can benefit from a number of things, including rewards, access to a lounge, and remission of fuel surcharges. The Paytm HDFC Bank Credit Card and Paytm HDFC Bank Mobile Credit Card have been replaced with this card, which is better.

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Since IDFC First Bank introduced its line of credit cards to the Indian market more over a year ago, the product has undergone numerous changes. Up to 10X reward points are available with the IDFC FIRST Bank Wealth Credit Card. It includes a 1.5% Forex Markup, free access to several spas and airport lounges, travel insurance, accident coverage options, and other advantages. Additionally, interest-free cash withdrawals are permitted for up to 48 days