elitekeysga

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Credit reports may affect your mortgage rates, credit card approvals, rental home applications, or even your job application.

Reviewing credit reports helps you catch signs of identity theft early.

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🎉 Calling all amazing Military Women retiring and looking to settle down in the wonderful McDonough, Georgia! 🏡

After serving our country with dedication and strength, it's time to invest in YOUR future and find the perfect place to call home. McDonough offers a fantastic quality of life with a welcoming community, beautiful scenery, and convenient access to amenities.

Are you dreaming of:

✨ A peaceful retreat to relax and recharge?

🌳 A spacious yard for your family and furry friends?

🏘️ A supportive community where you can connect with fellow veterans?

As a fellow Army veteran, I understand the unique needs and experiences of military women. I'm here to help you navigate the home buying process in McDonough with ease and expertise.

Let's connect and discuss your real estate goals! I can provide you with:

✅ Personalized home searches tailored to your needs and budget. ✅ Guidance on VA loans and other financing options for veterans. ✅ Local market insights to help you make informed decisions. ✅ A dedicated partner to advocate for your best interests every step of the way.

Don't wait to start this exciting new chapter! Please feel free to contact me today for a confidential consultation. Let's find your perfect "mission accomplished" home in McDonough! 🇺🇸🏡💖

706-832-7233

elitekeysga@gmail.com

#MilitaryWomen #RetiringMilitary #FirstHome #GeorgiaRealEstate #McDonoughGA #VeteranSupport #HomeSweetHome #NewBeginnings #RealEstateForHeroes #elitekeysga #legacysouthreg

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Don’t Let This One Factor Derail Your Home Purchase! ❌ Your debt-to-income ratio (DTI) is a key number lenders use to decide whether to approve your mortgage. This ratio has derailed mortgage pre-approval even for high earners or those with healthy savings.

In fact, 4% of successful home buyers had a mortgage application rejected from a mortgage lender last year, and 40% of those rejections were due to their DTI ratio, according to NAR’s 2024 Profile of Home Buyers and Sellers.

Your DTI is the percentage of your gross monthly income (before taxes) that goes toward debt payments. To calculate it:

➕ Add up all your required monthly debt payments (e.g., credit cards, car loans, student loans). ➗ Divide that total by your gross monthly income. ✖️ Multiply the result by 100 to get your DTI percentage.

For example, if your total monthly debts are $2,000 and your gross income is $6,000, your DTI is 33%.

Lenders typically prefer a DTI of 35% or lower, though some may allow up to 45% or higher.

Your DTI plays a huge role in your mortgage approval, but with a little preparation, you can set yourself up for success. Have questions about your DTI? Let me connect you with a trusted mortgage broker who can help you crunch the numbers!

#elitekeysga #elitelegacy #ABR #HomeBuyingTips #DTI #homebuying #buyersagent #legacysouthreg #TenantToHomeowner

Article Link: https://www.cnbc.com/2024/12/03/your-debt-to-income-ratio-can-get-your-mortgage-application-denied.html

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I am now accredited! REALTORS® with the Accredited Buyer’s Representative (ABR®) designation receive specialized training focused exclusively on buyer representation. They are equipped to navigate the complexities of the market, advocate tirelessly for your interests, and guide you seamlessly through the entire home-buying process. Contact me today to start your homeownership journey!

elitekeysga@gmail.com

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Here are the latest housing market statistics for 30252! If you'd like more detail on the market, what's available or how much your home might be worth, let's set up a meeting to discuss! #homeowner #hometrends #housingtrends

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🚪Real estate investing is just one way to build wealth and secure your financial future in 2025. If you are a first-time investor, let's find your property! I can help you find qualified tenants AND get top dollar for your investments when it's time to sell. 🏡

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Shop my Avon store! 🌹💋💄👄

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Its a RARE snowy day in Atlanta, GA! ❄️❄️

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This is a new build house…garage…thing for sale in my area. NEW BUILD. It is not some weird flipper monstrosity, it was just made like this.

How did that hot tub hole pass inspection? Could you not have come up with a better way to store the cover? How do you walk across that tile while wet and not slip and die? Do strippers who make it to the top of the pole win a prize? What the fuck is going on with the chandelier? Why is there so much light? Do you access the top cabinets by climbing the pole and launching yourself over?

So much is going on here.

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Little yellow house in Blue River.

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Corporate Rental Home Coming December 2024!

Nestled amidst the lush greenery of Eagle's Landing Country Club, this exquisite 6-bedroom, 3-bath home offers the perfect blend of comfort, workspace, and elegance. Contact me for more details!

706-832-7233

elitekeysga@gmail.com

#elitekeysga #McDonoughcorporaterentals #furnishedliving #remoteworkers #corporateexecutive #corporatehousingprovider #entrepreneur #fullyequipped #Atlantacorporaterentals #eagleslanding #CountryClubLife

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Move in day for my tenants! 🔑🏠✨💙