pathtovirtue

[pathtovirtue]

ive got to keep trying to be different. The same old has not been working. Something new needs to come

Compassion, trustworthy, try my best, focus on the positive... be of service

I should update my cv and send it around, maybe to step change.

[pathtovirtue]

7. 11.22

I've got

Time from my job not being too demanding Accounting knowledge DIY knowledge and Skill Cute dog Cute toddler Annie who can trust and help with things Money cash Willingness to take a risk

How do some of these things come together to make a business?

It is likely not one idea that is successful. Probably need to try a scatter gun approach doing different things. Be industrious. All started for cheap with nothing to lose.

[pathtovirtue]

26.10.22

Enough of wasting time on the Internet.

Challenge: spend the next 24 hours like you are observing yourself ..... start now.

[pathtovirtue]

5 Sept 22

Try my best, focus on the positive, service, compassion, trustworthy.

[pathtovirtue]

1 Sept 22

Service, compassion, trustworthy, try my best, focus on the positive

Give thanks to the higher powers everyday.

[pathtovirtue]

28 Aug 22

What are my ideas? What is a good idea? It's an action with positive impact with minimal negative impacts on other aspects.

My ideas for my job

my ideas for my income

My ideas for personal life

[pathtovirtue]

26 Aug 22

I feel my frame needs to be strengthened. I need to learn to view the words and actions of others as uncontrollable and therefore not able to change my emotion. One thing I am highly susceptible to is panicking what others will think about me in situations there are people listening or copied in on emails. I always have held the image of myself in high regard and get bad feelings when there is even a possibility of being viewed negatively. How do I change this?

[pathtovirtue]

24 Aug 22

I cannot be angry or annoyed or even feel mildly impacted by the fact that my parent and siblings are not around me. If they were I would not be with living in Leeds with my current life. I would be living a different life. I am content with what I have and I do not wish for change so how can I be impacted wishing things to change, I cannot.

the good higher power worked to get me where I am today and all I should be doing is giving thanks and living by my principles. To try to change others is trying to control the things outside my control.

[pathtovirtue]

23 Aug 22

I don't have gravitas and that is fine. The small brown guy generally doesn't. It's usually the much bigger, louder and more hard headed people. My self confidence could be better. I know my topic and should trust myself more instead of being nervous. I should practice speaking with purpose and being straight forward. Figure out what my views are and be confident with them. Enough with indirect and diplomatic speech.

my memory is the thing failing me. I don't trust myself to remember facts and figures so always recheck.

My brain seems to go blank when talking. Not remembering names, places, points

Do I care? No. The salary I am on and the role I currently have does not require a load of gravitas. I would like to improve bit by bit and stand up for myself a bit more but in farnell this is not a huge issue. I don't even think standing up for myself requires much wit. Just sinple comments like 'well that is not very nice' or 'what do you mean by that' or 'can you explain that' will suffice most comments and sly remarks.

Fidgeting and moving around when talking I want to reduce. I want to be less animated when talking.

[pathtovirtue]

principles are compassion, service, trustworthy, try my best and focus on the positive.

[pathtovirtue]

18 Aug 22

Fallen ill with bugs and tonsilitus. You should treasure your time when healthy, don't waste it.

If you took 1000 kids from poor backgrounds and 1000 from middle class. The middle class will have higher incomes in the future. It is easier to build on solid foundations.

I could spend my time pusuing academia, maybe an open University degree in robotics or so.ething similar

[pathtovirtue]

16 Aug 22

When I am insulted or embarrassed what should I do? Remember they are just words. This will come with more experience of social interactions. Things I want to change are to stop fidgeting when talking.

Intensity of emotion or physical activity is lacking in my life. Today I silently screamed while straining my muscles for only 2 minutes and I felt very relaxed after it. I will try now for 2 mins ..... GO! ... it doesn't work without the fire inside of me. I cannot summon that emotion, that stress, that hot energy that needs to be released. In my work there is no intensity, no pushing deadlines. Is this what I need more of? More challenge in my life.

Stocks why am I not spending all of my free minutes to follow the stock market and do I need to start? I have probably wasted so much time watching YouTube shorts that I could have looked into 100 companies by now. OK so where do I start? I want easy to understand companies, I want volatile companies, I want listed companies, I want 10 baggers, a blogger like the game guy who can 10x my money. Its all a pipe dream. I have no more chance with stocks then I do the casino and that's the truth. The game guy had a security trader background, he knew what he was looking for. For me to pick a ten bagger company I might aswell bet 1000 pound on a single number on roulette to make 35k.

So where to dedicate my time and brain power after my garage conversion is finished? Ideas: look at where things are sold and I can participate, ebay, gumtree, Facebook marketplace. Look at offering a free or cheap personal finance service.

Comparison is the theft of joy. I read a news article from 10 years ago about tpp which sat started and feel sad about my own life. He made millions by his mid thirties and I am working this middle wage job. I should maybe find inspiration from these stories instead of being sad. I should keep focus on my own track instead of looking at others. Am I improving since last month, last year ... etc. Part of me wonders how he did it. My life for the last few years has been work and childcare, nothing else, where exactly is the time to actually do anything? Anything at all nevermind a multimillion pound business. Was the opportunity in my 20s and I have now missed the boat? Maybe, as time goes on the appetite for risk decreases as you don't have the time to recover in time for retirement. I am in my mid thirties now. Not much time left really, to be honest I think the door for doing anything big has already closed. To do anything small will likely have a small reward so even if it wins there is not much point. I need to start looking at what is available to decide properly but risky big bets are likely off the table. The safe steady option is the most likely.

[pathtovirtue]

15 Aug 22

Is it the people or the evil higher power. For big examples like serial killers and dictators like Hitler. That is the evil higher power. ... This is irrelevant...

My experience of life is from my own perception, second by second, year by year. In every moment I can feel if the good or evil higher power is present. My reaction needs to be to give thanks and embrace the good and release the evil.

All I can control is my reaction, my thoughts, my emotions. When the evil higher power is present, I can feel it pass through me.

Questions we will never know the answer to is what makes this life magical. How did earth begin? What happens after you die?

My thoughts on Death.

I've had pets when I was a kid who died and I didn't care. I had grandparents die and again I didn't care because I didn't know them. I had an aunt die and again I didn't care. My dad died and I felt a wave of happiness and freedom. He drank himself to death aged 53.

I have never eperienced the death of anybody who I cared about . In this way I am innocent. But what is death? It is the permanent loss of a person. That is what I have been through with most people who I have ever known. Childhood friends, extended and immediate family, friends from my teens and 20s. Everyone is gone. I might not have experienced death of anyone I cared about but I have experienced the loss of people who I cared about. There was a time when I cared about almost everyone i knew. To think I went from that to where I am now takes a lot of loss. After loss comes gain. The higher powers of the universe do balance themselves, every action has a reaction. Some people call it karma. I believe the higher powers will balance.

[pathtovirtue]

14 Aug 22

There are 2 higher powers, energies around the earth. Good and Evil.

my duty from this point is to give thanks to the good, daily. By living by my principles, try my best, trustworthy, service, focus on the positive, compassion. Acknowledge this power, feel it, see its colour, experience its energy running through me and embrace it.

Resist the evil. Acknowledge it when it comes. Feel the evil energy running through me and release it. Evil energy will stray away from my principles. It will come in the form of other people.

Are other people to blame for their evil actions? Think about evil people from the news, think about people in work who annoy you.

[pathtovirtue]

13 Aug 22

Think about the higher power multiple times daily.

Name? Higher power

Looks? It doesn't look like anything. it's an energy that is everywhere, all over the world.

What does it do? ... does it work for a force of good or evil or neither? Let's say neither. It does both good and evil. Why would any one object do that. Its like a bipolar entity that changes the mood depending on the day which doesn't make sense. Whatever this over ruling power is it will have a rigidly followed logic, it won't flip flop. Therefore it canot be neither.

Does it work for evil? If it did that would make me the protagonist because my life has got better and better, am I really this amazing being which can get the better of the higher power and can excel despite its workings? Probably not.

So there is one power working for good. There are nonsensical, violent and evil events that occur in the world. It simply cannot be this same higher power making these things happen. So there are two higher powers. I need to make two names.

But wait, what if the overall power is good but humans are evil? What is the overall power is evil but humans are good.

OK let's say there is an evil power working and humans are the ones prevailing or failing against this higher power. This would unite me with all humans.

Let's say there is a good power working and some humans are evil. That would put me against all the humans that I deem as "evil." I know that all humans are united and the good higher power influences the inside of us to be the moral compass trying to direct that human towards good . It might not succeed but it is trying. Why would it not succeed? Is it due to the human or the evil higher power? If it was due to the human, I would hate that human and in my bones, in my blood, that does not feel right because I know that all humans are united.

The power cannot work for evil. See my previous comment about my life getting better.

What are the two higher power names? Good and evil.

When does it do it? All the time. Morning, night, weekends, holidays, leap years. 24/7

Why does it do it? They have always existed since the dawn of time, it does it as matter of routine.

How does it do it?

Who does it impact? Logically, if it is everywhere then it impacts everyone. Humans, animals, insects, fungus.

Should I pray to give daily thank yous and gratitude? At any moment of the day I can give gratitude in my thoughts. from now I will give thanks in the morning and night.

Does it control events ?

Does it have a prewritten fate ?

[pathtovirtue]

12 Aug 22

What is the point of the S&S? To improve our standard of life in the future.

It is unlikely we will move to a bigger house. The current house is great and 100sqm after the garage conversion is done. It will take about 250k plus increased ongoing expenses to upgrade our house to something which is a decent step up.

I should decrease the s&s input down to 800 per month. 1k is a nice round number but feel excessive.

Previous to August 3200 + 1650  = 4850 -1000 - 800 - 1500 - 1550 for living

August : 3350 + 1950 = 5300 -800 -800 -1500  -2200 for living

Next year 5300 -800 -1500 -3000 for living

Do I believe in God? Am I religious?

I believe there is a higher power. Action: think about this higher power multiple times daily. Name? Looks? What does it do? When does it do it? Why does it do it? How does it do it? Who does it impact? Should I pray to give daily thank yous and gratitude? Does it control events ? Does it have a prewritten fate ?

[pathtovirtue]

11 Aug

What is the point of the s&s? I don't want to save up 150k then buy a bigger house. 1) that will lose the compounding effect 2) that would lose the security

I want to be free, free from my job, free from money worries, free from being tied down by financial obligations.

When William wants a new toy or clothes or the mortgage needs paying or utility bills. I want to never again worry or stress about any of this stuff. But the problem is that the successful business people and millionaires were all at some point worried and stressed about the success of their venture. So it is conflicting that I on one hand say I want the worry free life but also look at businesses for sale and bigger houses on rightmove.

I know I will not be fulfilled and achieve my potential by using dividends to take holidays. I know that right now i am young and should be enjoying life as the future is unknown and dying with £1m in savings is a waste of a life.

Who am I? What do I want? What life am I trying to build?

My unposted reddit below:

About me. I am mid 30s living in a nice town in the North of England. I earn 65k and my wife was recently promoted and now earns 29k. We are both full time and our little one is in nursery.

Our take home is 5300. Which gets spent like this : 800 nursery, 1400 mortgage and house bills, 1000 into S&S isa, 2100 for daily living.

The house we live in is 100 sqm is worth 400k and is a 3 bed link detached in a desirable town close to a city. There is 180k left on the mortgage over 21 years. The house location is second to none and we love it for this.

I currently put 1k into S&S each month. Been doing this for a few years now and have currently 66k in the ISA. The dividend is about £1k per year which I take probably too much joy in receiving because I see it as free money even though I've had to pay 66k to get it.

I feel lost and I am looking for advice.

Why am I putting 1k each month into s&s thinking the dividend will make my life easier and when I am 55 I can retire or work very reduced hours. Also the delayed gratification of putting in 1k per month then now for the big rewards in the future is a sign of intelligence, I am able to resist the temptations in the prese