Shop Rates offers competitive rates with fast approvals for traditional and non traditional loans.
Don't wanna be here? Send us removal request.
Video
youtube
Healing Beyond the Individual Couples Rehab That Restores Love, Trust &...
0 notes
Text
🍖 Nashville Landmark Changes Hands: Jack’s Bar-B-Que Sells Its Broadway Building 🏙️
Nashville’s iconic Jack’s Bar-B-Que has officially sold its historic Broadway building, a prime piece of real estate that has long stood at the heart of Music City’s booming tourism and nightlife scene.
This high-profile real estate deal highlights a larger trend reshaping Nashville — rapid commercial growth, sky-high property values, and a competitive investment landscape that continues to attract national attention.
📍 What’s at Stake?
With its central location and legacy as a Nashville BBQ institution, the sale of Jack’s isn’t just a restaurant changing hands — it’s a signal of evolving opportunities for commercial developers, investors, and entrepreneurs.
Real estate experts speculate that the property’s new owners may explore redevelopment options or capitalize on its high visibility in one of the busiest entertainment corridors in the Southeast.
➡️ Read the full story here: Jack’s Bar-B-Que Sells Broadway Building in Nashville, TN
💼 Why It Matters for Investors & Property Owners
As the downtown core continues to develop, Nashville real estate — particularly commercial properties on Broadway and in the Gulch, SoBro, and Midtown — remains in extremely high demand.
That’s where Shop Rates, Nashville’s trusted local mortgage lender, comes in.
We help property buyers, investors, and developers secure fast, flexible funding for:
🏘️ Multi-family and mixed-use properties
🏢 Commercial and retail spaces
🏗️ Rehab and fix-and-flip projects
💼 Owner-occupied business spaces
🔍 Looking to Invest in Nashville?
Whether you're eyeing your next DSCR loan, bridge financing, or just exploring low down payment mortgage options, Shop Rates has the local insight and national reach to help you succeed.
📞 Call us today at (888) 396-7284 🌐 Learn more: https://shoprates.com/
🔗 Stay Connected with Shop Rates
Follow us for the latest real estate news, investor tips, and funding opportunities in Tennessee and beyond:
X (Twitter)
Facebook
Instagram
Pinterest
Google Sites
YouTube
Blogger
Medium
Yelp
Gettr
📍 Shop Rates Mortgage Lender in Nashville, Tennessee Address: 3511 Gallatin Pike Suite 317, Nashville, TN 37207 📞 Phone: (888) 396-7284
#NashvilleRealEstate #JacksBarBQ #BroadwayNashville #ShopRates #CommercialInvesting #MortgageLender #TennesseeRealEstate #RealEstateNews #TumblrRealEstate #FixAndFlipLoans #DSCRLoans #NashvilleDevelopment #ShopRatesTennessee
0 notes
Video
youtube
Why Tennessee Real Estate Investment Is Booming in 2025 🔥 | Investor’s G...
0 notes
Video
youtube
Why CouplesRehabs org Is Changing Lives Addiction Treatment for Couples...
0 notes
Text
Nashville's Hidden Gems: Up-and-Coming Neighborhoods to Watch in 2026
🌆 Nashville's Hidden Gems: Up-and-Coming Neighborhoods to Watch in 2026
The smart homebuyers and real estate investors are already circling. Are you?
Nashville isn’t just growing — it’s transforming. What used to be a city of country roots and downtown honky-tonks is now one of the hottest real estate markets in the country. And while everyone knows about East Nashville or The Gulch, there’s a new wave of up-and-coming neighborhoods quietly becoming the next big thing.
At Shop Rates, our team of local mortgage pros dug into the latest trends, data, and development news to create a guide to Nashville neighborhoods set to boom in 2026. https://www.youtube.com/watch?v=Zs8HB5Q23xc
🌱 Why It Matters: Real Estate Favors the Early Movers
As interest rates fluctuate and affordability becomes even more critical, knowing where to look can make the difference between building equity — and getting priced out.
These lesser-known neighborhoods offer: ✅ Lower entry prices ✅ Strong community vibes ✅ New developments (residential + retail) ✅ Proximity to downtown or major transit corridors ✅ Increasing rental potential for investors
Whether you're looking for your first home or your fifth flip, knowing where Nashville is headed, not where it was, is the key to ROI.
🏡 Featured Neighborhoods to Watch:
While we won’t spoil the full list (you’ll want to read the guide 👇), here are a few buzzworthy areas we break down:
North Inglewood: Artistic, affordable, and growing fast
The Nations (West Nashville): Once industrial, now booming with energy
Donelson: Airport access + family-friendly charm
Madison: Historic and still undervalued — for now
Wedgewood-Houston: A creative hub with luxury loft vibes
Each area is unpacked in detail with current home price trends, livability scores, and mortgage insights based on 2025–2026 rate forecasts.
📊 Bonus: How Interest Rates Impact These Areas
We also included insights on how Nashville’s rising interest rates are affecting these emerging neighborhoods. Spoiler: Some areas are less sensitive to rate hikes than others — and that matters big time if you’re financing your purchase.
🧠 Final Thoughts
In a competitive real estate environment, the best deals often go to the most informed. That’s why we put this guide together — so you don’t just follow the trends, you beat them.
👉 Read the full guide on ShopRates.com 📩 Need help getting pre-approved? Send us a message. ❤️ Like, reblog, and follow @ShopRatesInc for more Nashville real estate insights.
#NashvilleRealEstate #HomeBuyingTips #UpAndComingNeighborhoods #ShopRates #Nashville2026 #MortgageAdvice #InvestInNashville #AffordableHomes #NashvilleLiving
#shoprates#nashville#dscr loans#real estate investing#hardmoneyloans#propertyinvestment#realestateinvesting#investmentopportunity#youtube
0 notes
Video
youtube
Up and Coming Neighborhoods in Nashville 2026 – Top Spots to Watch!
https://shoprates.com/
0 notes
Video
youtube
Fixed vs. ARM Nashville: Which Mortgage is YOUR Best Bet? Choice for 20...
🤔 Fixed vs. ARM - What's the best mortgage for YOU in Nashville?
Fixed Rate: Predictable payments, stable budget, peace of mind. Great for long-term Nashville homeowners!
Adjustable Rate (ARM): Lower initial rates, potential flexibility. Is it worth the risk for your financial goals?
We cut through the jargon to give you expert insights into both options, especially how they apply to the dynamic Nashville housing market in 2025. Understanding the current rates and economic forecasts is crucial for making a smart move.
🔥 Ready to make an informed mortgage decision? Don't just guess! Get personalized, expert advice from the team at Shop Rates. We're a nationwide lender with deep roots right here in Nashville, TN, dedicated to helping you find the perfect loan for your dream home.
👉 Learn more and get your personalized mortgage consultation: 🔗 https://shoprates.com/fixed-vs-adjustable-rate-mortgage-nashville/
Visit our main site for all your home financing needs: 🔗 https://shoprates.com
Questions we answer:
What are current fixed vs. adjustable mortgage rates in Nashville today?
Which mortgage type is better for first-time home buyers in Nashville?
Pros and cons of fixed-rate mortgage vs. ARM in Nashville.
How do interest rate changes impact ARM payments?
When should I choose fixed over adjustable in the Nashville market?
Average closing costs for fixed vs. adjustable mortgages in Nashville.
Can I refinance from fixed to ARM (or vice versa)?
Local Nashville lenders offering both options.
How long do ARMs stay fixed in Nashville?
Nashville economic forecasts for mortgage decisions.
#NashvilleRealEstate #MortgageTips #HomeLoan #FixedRateMortgage #AdjustableRateMortgage #ARM #NashvilleHomes #ShopRates #FirstTimeHomeBuyer #RealEstateNashville #MortgageAdvice #TNRealEstate #HomeBuying #Refinance #2025MortgageRates #FinancialPlanning #NashvilleTN #LocalLender #MortgageExpert #DebtManagement
0 notes
Text
Fixed vs. Adjustable-Rate Mortgage in Nashville — What’s the Better Move in 2025?
Fixed vs. Adjustable-Rate Mortgage in Nashville — What’s the Better Move in 2025?
If you're buying or refinancing a home in Nashville, you’ve probably come across one of the biggest decisions in mortgage financing: fixed-rate vs. adjustable-rate mortgage (ARM).
But which is the smarter option in 2025?
At Shop Rates, a Nashville-based mortgage lender, we’re seeing more buyers asking this question—and for good reason. Interest rates are shifting, the housing market is competitive, and choosing the wrong loan could cost you thousands over time.
Let’s break it down.
🔒 Fixed-Rate Mortgage: Peace of Mind & Predictability
A fixed-rate mortgage keeps your interest rate and monthly payment stable throughout the entire life of your loan—whether it's 15, 20, or 30 years. This is ideal if you plan to stay in the home long-term or want predictable budgeting.
Pros:
Same payment every month
Protection from rate hikes
Great for long-term stability
Cons:
Higher starting rate compared to ARMs
Less flexibility for short-term goals
🔁 Adjustable-Rate Mortgage (ARM): Low Rates, More Risk
An ARM starts with a lower interest rate for a fixed period (often 5, 7, or 10 years) and then adjusts annually based on the market.
This can be a smart choice if you plan to move or refinance before the rate adjusts.
Pros:
Lower initial monthly payments
Great for short-term homeowners or investors
Can be refinanced before rate changes
Cons:
Risk of payments increasing over time
Less predictable than fixed loans
💡 What’s Better for Nashville Homebuyers in 2025?
In today’s climate, many borrowers are leaning toward fixed rates for security as rates remain uncertain. However, if you’re a savvy investor or expect to sell/refinance within 5–7 years, an ARM could save you money—especially in growing areas like East Nashville, Germantown, or The Nations.
A fixed-rate mortgage might be your best bet if:
You’re buying your forever home
You’re risk-averse
You prefer a locked-in monthly payment
An ARM might work if:
You’ll sell or refinance soon
You expect income to rise in the future
You’re investing in a short-term rental
📍 Local Tip from Shop Rates (Nashville, TN)
Our mortgage specialists in Nashville can help you run the numbers based on your income, credit, and real estate goals. Whether you're buying your first home in Madison or refinancing a rental in Donelson, we’ll guide you through your options with 2025 rates in mind.
✅ Final Thoughts
There’s no one-size-fits-all answer. The key is understanding your financial timeline and risk tolerance.
✨ Want to make the right decision for your Nashville home? Read our full guide here: 👉 https://shoprates.com/fixed-vs-adjustable-rate-mortgage-nashville/
📞 Need help choosing? Contact Shop Rates at (888) 396-7284 or DM us right here!
#NashvilleRealEstate #MortgageTips #FixedRateMortgage #AdjustableRateMortgage #NashvilleHomes #Refinance #HomeBuying2025 #ShopRates #HomeLoanHelp #TennesseeRealEstate #MortgageEducation #FinanceTips
0 notes
Video
youtube
How Much Does Rehab Cost Does Insurance Cover It Call Now 888-510 3898 ...
0 notes
Video
youtube
Closing Costs Explained for Nashville TN Homebuyers What You REALLY Pay..
.Confused about closing costs in Nashville, TN? 🏡 We break it all down! From lender fees to title insurance, this video explains exactly what you'll pay at the closing table — and how to negotiate your way to lower costs. Whether you're a first-time buyer or an investor, understanding Nashville real estate fees is a MUST before signing the dotted line.👉 What we cover: ✅ Typical Nashville closing costs (2025 update) ✅ Who pays what: buyer vs. seller ✅ Local lender insights from Shop Rates ✅ How to lower or eliminate certain fees ✅ Special tips for investors and DSCR loans📍 Serving all of Middle Tennessee & beyond 📞 Contact Shop Rates: (888) 396-7284 🌐 Learn More: https://shoprates.com/closing-costs-explained-nashville-tn🔔 Subscribe for more Nashville mortgage tips! 👍 Like | 💬 Comment | 🔁 Share#NashvilleRealEstate #ClosingCosts #ShopRates #TennesseeMortgage #FirstTimeBuyerTips #NashvilleHomes #RealEstateInvesting #DSCRLoans #NashvilleTN #HomebuyerHelp
0 notes
Text
Closing Costs in Nashville, TN

🏡 Closing Costs in Nashville, TN – What Every Homebuyer Needs to Know Before Signing the Deal
If you're buying a home in Nashville—whether it’s your first or your fifth—you’ve probably heard about closing costs. But what exactly are they? And how much should you expect to pay here in Music City?
At Shop Rates, a trusted Nashville-based mortgage lender, we believe in helping our clients understand every dollar in the homebuying process. So let’s break down the true cost of closing on a home in Nashville, TN, with no fluff, no jargon—just clear answers.
💡 What Are Closing Costs?
Closing costs are the collection of fees, taxes, and charges you pay at the end of your real estate transaction. These can include:
Lender fees (origination, underwriting)
Appraisal and inspection fees
Title search and title insurance
Prepaid taxes and insurance premiums
Escrow and attorney fees
Recording fees with Davidson County
And more…
On average, closing costs in Nashville range from 2% to 5% of the home’s purchase price. So, if you're buying a $400,000 home, you could be looking at $8,000–$20,000 in closing costs depending on loan type and property specifics.
🧾 Who Pays What—Buyer or Seller?
In Tennessee, buyers typically cover most of the closing costs, but some fees can be negotiated with the seller—especially in a buyer-friendly market. For instance, sellers may agree to pay a portion of your closing costs to help you get across the finish line.
A good mortgage lender (👋 that’s us) can guide you through strategies like seller concessions or even lender credits to reduce your upfront costs.
📍 Why Nashville-Specific Info Matters
Tennessee is a low-tax state, but each metro area—like Nashville—has its own quirks. From Davidson County’s recording fees to specific local title company practices, it's important to work with a lender who knows the Nashville market. That way, you're not hit with surprise charges at the last minute.
🔍 Can You Lower Closing Costs?
Absolutely. Some ways include:
Shopping for services like title insurance or home inspections
Negotiating seller-paid costs
Rolling some fees into your loan
Exploring no-closing-cost mortgage options (ask us how)
Even better? We break all this down in our new, FREE guide: 📲 Read the full article here → http://shoprates.com/closing-costs-explained-nashville-tn/
Whether you're a first-time buyer, a real estate investor, or just curious about the numbers, understanding Nashville’s closing costs can save you time, money, and stress.
Need help decoding your Loan Estimate or planning your budget? Message us or call the team at Shop Rates—we’re locals, and we’re here to make your homeownership journey smooth and informed.
#NashvilleRealEstate #ClosingCosts #HomeBuyingTips #TNRealEstate #ShopRates #FirstTimeHomeBuyer #NashvilleMortgage #RealEstateFinance #TumblrRealEstate #FinancialTips #MortgageHelp
0 notes
Video
youtube
Nashville Jumbo Loans - Nashville Jumbo Loans Explained: 2025 Guide for ...
https://shoprates.com/
0 notes
Video
youtube
Getting Pre-Approved for a Home Loan in Nashville | Step-by-Step Guide f...
0 notes
Video
youtube
Getting Pre-Approved for a Home Loan in Nashville | Your Step-by-Step Gu...
Thinking about buying a home in Nashville? 🏡 Before you start house hunting, there's one essential step you can’t skip — getting pre-approved for a mortgage. In this video, we break down exactly how to get pre-approved for a home loan in Nashville with a clear, easy-to-follow process.
✅ What you'll learn:
What pre-approval really means
The documents you need to gather
How your credit score affects approval
Why Nashville buyers should pre-approve before touring homes
Which lenders offer the best pre-approval experience (Hint: ShopRates.com!)
💬 Whether you're a first-time homebuyer or just need a refresher, this step-by-step guide will help you feel confident and ready to take the next step toward homeownership in Music City.
📍 Need expert help? Visit 👉 https://ShopRates.com to connect with a trusted Nashville mortgage expert and start your pre-approval today.
📞 Call now for a FREE consultation: 888-222-1286
0 notes
Video
youtube
💰 Buying a Home in Nashville with Little Savings? We've Got You Covered!
At Shop Rates, we help first-time and budget-conscious homebuyers get into their dream homes with as little as 3% down! Whether you're new to the market or just need an affordable option, our low down payment mortgage programs in Nashville are designed to work for you.
✅ Down payments as low as 3% ✅ Competitive interest rates ✅ Fast, local pre-approvals ✅ Personalized lending support
📖 Read the full blog post here: 👉 https://shoprates.com/low-down-payment-mortgage-nashville/
📞 Need help getting started? Reach out today — Shop Rates is Nashville’s trusted mortgage lender.
🔔 Subscribe for more tips on home buying, refinancing, and real estate trends in Tennessee!
#LowDownPayment #NashvilleMortgage #FirstTimeHomeBuyer #ShopRates #NashvilleRealEstate #HomeLoanTips #3PercentDown #AffordableMortgage #NashvilleHomes
0 notes
Text
Low Down Payment Mortgage Nashville
🏡 Think You Need 20% Down to Buy a Home in Nashville? Think Again.
Let’s be honest: buying a home can feel intimidating — especially when everyone keeps saying you need a huge down payment. But here’s the truth that most lenders won’t tell you:
👉 You can buy a home in Nashville with as little as 0–3% down.
Yep. That’s real.
At Shop Rates, we help people across Nashville and Middle Tennessee qualify for low down payment mortgage options every single day — and we’re on a mission to help renters become homeowners, one smart loan at a time.
💰 What Is a Low Down Payment Mortgage?
A low down payment mortgage is exactly what it sounds like — a home loan that lets you buy without breaking the bank upfront. Instead of the traditional 20% down (which could mean $60,000 or more in Nashville), these programs let you get in the door with much less.
Here are some of the most popular options:
USDA Loans: 0% down for eligible rural and suburban areas
FHA Loans: 3.5% down with credit scores as low as 580
Conventional 97 Loans: 3% down for buyers with solid credit
VA Loans: 0% down for veterans and active military
Whether you’re working full-time, self-employed, or somewhere in between — there’s likely a program that fits you.
🏡 Why Nashville Buyers Love Shop Rates
We’re not a national call center. We’re real people, right here in East Nashville, serving our neighbors across Davidson County and beyond. When you work with Shop Rates, you’re getting local experience and national loan access.
📍 Our Office: 3511 Gallatin Pike Suite 317 Nashville, TN 37207
We help you:
✔️ Understand your options ✔️ Get pre-approved fast ✔️ Compare rates and programs ✔️ Close with confidence
We’ve helped first-time buyers, growing families, entrepreneurs, and even gig workers find a way to stop renting and start owning — and we can help you too.
💬 What You Can Do Next
If you’ve been on the fence about buying a home, this is your sign to take the next step.
🔗 Read the full guide: Low Down Payment Mortgage Nashville 📞 Call or text us: (888) 396-7284 📬 Or stop by and chat in person — we’d love to meet you.
#shoprates#nashville#dscr loans#real estate investing#propertyinvestment#realestateinvesting#hardmoneyloans#investmentopportunity#hardmoney
0 notes
Video
youtube
VA Loan Benefits for Nashville Veterans Buy a Home with Zero Down! 🇺🇸🏡
0 notes