#Assistance in Transmission of Shares & Mutual Funds

[filfoxsharesolutions]

Succession and Inheritance Planning In India – Filfox Share Solutions

Filfox Share Solutions offers tailored and comprehensive succession and inheritance planning in India. Our team of experts is here to help you navigate the complex legal and financial landscape to ensure your assets are protected and distributed according to your wishes. Trust us to provide you with peace of mind and security for the future.

Visit here: https://www.filfoxsharesolutions.com/

[infinysolution]

Importance of Nominee in Investments

Investing your hard-earned money can be an important step towards securing your financial future. However, it is equally important to ensure that your investments are well-protected and managed. One way to do this is by appointing a nominee for your investment accounts. In this blog, we will explore the importance of a nominee in investments.

What is a nominee?

A nominee is a person appointed by an investor to act on their behalf in case of their untimely demise. The nominee can be a family member, friend, or anyone the investor trusts. The nominee is responsible for receiving the benefits of the investment in case of the investor’s death.

Importance of a nominee in investments:

1. Ease of asset transfer/ Transmission: When an investor dies, the legal process of transferring assets to their legal heirs can be time-consuming and complicated. However, if a nominee is appointed, the process becomes much easier and faster. The nominee can receive the benefits of the investment and distribute them among the legal heirs as per the investor’s wishes.

2. Avoiding legal disputes: In the absence of a nominee, legal disputes can arise among the legal heirs over the distribution of assets. This can be particularly problematic if there are multiple heirs, each with their own interests. Appointing a nominee can help avoid such disputes as the nominee acts as a mediator and ensures that the assets are distributed as per the investor’s wishes.

3. Protection of investments: Investments made by an investor represent their hard-earned money. Appointing a nominee ensures that the investments are protected even in the event of the investor’s death. The nominee can continue to manage the investments and ensure that they are not misused.

4. Privacy: Appointing a nominee also ensures that the details of the investment account are kept confidential. In the absence of a nominee, the legal heirs may have to provide details of the account to various authorities, which can compromise the investor’s privacy.

5. Peace of mind: Appointing a nominee can give the investor peace of mind knowing that their investments are in safe hands. It also ensures that their wishes are respected even after their death.

6. Unclaimed Shares: Nominees can also help prevent the occurrence of unclaimed shares. Unclaimed shares are those that have not been claimed by their rightful owners for a long period of time. This can happen due to various reasons such as incorrect contact information or the death of the shareholder without proper transmission of shares. Nominees can help ensure that investors’ contact information is up-to-date and that shares are properly transmitted to legal heirs, thereby reducing the likelihood of unclaimed shares.

7. IEPF Retrieval: Finally, nominees can play an important role in the retrieval of shares from the IEPF. The IEPF serves as a repository of unclaimed shares and dividends. Investors who have unclaimed shares can retrieve them from the IEPF by following the necessary procedures and submitting the required documents. Nominees can assist in the retrieval process by providing the necessary information and documentation required for the transfer of shares.

8. Can save complex process of obtaining Succession Certificate: Yes, appointing a nominee can save investors from the lengthy and often complex process of obtaining a succession certificate. A succession certificate is a legal document that is issued by a civil court to the legal heirs of a deceased person. It grants them the right to inherit the assets of the deceased, including investments such as shares and mutual funds.

Obtaining a succession certificate can be a time-consuming and expensive process, as it involves hiring a lawyer and going through a legal procedure. The legal heirs of the deceased have to provide evidence of their relationship to the deceased, such as birth certificates and marriage certificates. They also have to provide details of all the assets of the deceased, including investments, bank accounts, and property.

Appointing a nominee for investments can help investors avoid the need for a succession certificate. In the event of the investor’s death, the nominee can ensure that the investment portfolio is transferred to the legal heirs without the need for a succession certificate. This can save legal heirs both time and money, as they will not have to go through the legal procedure of obtaining a succession certificate.

Conclusion

In conclusion, appointing a nominee for investments is important for various reasons, including the transmission of shares, duplicate share certificate process, prevention of unclaimed shares, and retrieval of shares from the IEPF. Nominees can play a critical role in ensuring that investments are properly protected and managed, and that legal disputes are avoided.

[topline-solutions]

Finding Your Lost Fortune: Unclaimed Investments Recovery Services

Many investors may find themselves in a situation where they have lost track of their investments, whether due to mismanagement, oversight, or simply forgetting about them. These unclaimed investments can add up to a considerable amount of money over time, and recovering them can be a daunting task. This is where unclaimed investments recovery services come in, offering professional assistance to track down and recover these lost assets.

How are unclaimed investments recovery services and shares transmission services helpful?

Unclaimed investments recovery services specialize in tracking down and recovering lost assets such as stocks, bonds, and mutual funds. These services can be especially helpful for investors who may have forgotten about investments made years ago or those who have lost track of their assets due to changes in personal circumstances. These services have the expertise and experience to search through various databases and financial institutions to locate these lost assets and recover them on behalf of their clients.

Shares transmission services, on the other hand, are utilitarian for transferring ownership of shares from a deceased shareholder to their heirs or legal beneficiaries. These services can help to simplify the process of transferring shares, which can often be a complex and lengthy process, especially if the deceased shareholder had not left a will or other legal documentation.

Topline Solution: The most promising firm for unclaimed investment recovery

Topline Solution is one of the most promising shares transmission service firms in India that offers unclaimed investments recovery services. The company has a team of experts who are experienced in handling cases of unclaimed investments and have a track record of successfully recovering lost assets on behalf of their clients.

Here are some reasons why Topline Solutions is the go-to firm for unclaimed investment recovery:

1. Expertise and experience: Topline Solutions has a team of experts who possess extensive knowledge and experience in the field of unclaimed investments recovery. The team is well-equipped to handle a wide range of cases, from lost stocks and bonds to forgotten bank accounts and insurance policies.

2. Thorough investigation and analysis: Topline Solutions conducts a thorough investigation and analysis of each case to identify the best approach for recovering the lost assets. They gather evidence and work closely with financial institutions to ensure that all legal avenues are explored.

3. Legal support: Topline Solutions works closely with legal experts to provide clients with legal support throughout the recovery process. They ensure that all legal requirements are met, and all necessary documentation is in order.

4. Timely resolution: Topline Solutions understands the urgency of the situation and works quickly to recover the lost assets. They provide clients with regular updates on the progress of their case and strive to achieve a timely resolution.

Conclusion

Unclaimed investments recovery services and shares transmission services can be incredibly helpful for investors who have lost track of their assets. Topline Solutions is one of the most promising firms in India that offers unclaimed investments recovery services and has a proven track record of successfully recovering lost assets on behalf of their clients. With their expertise, experience, and dedication to their clients, Topline Solutions is the go-to firm for anyone looking to recover their lost investments. 

[karix]

Need Of Enabling Whatsapp For Business-Karix.com

Four areas of customer connect benefiting from WhatsApp’s Business API

With the introduction of the WhatsApp Business API, enterprises can cash in on the popularity of WhatsApp and move their communications to a medium used and preferred by customers.

As companies across the board begin using the WhatsApp Business API to connect with their customers in ever-evolving ways, here are a few possibilities in four broad areas of customer communications to kick-start the imagination.

Notifying:

Presenting a banking scenario – your credit card customer has missed seeing her monthly statement which has been shared by email and SMS. The customer has previously opted-in on the bank’s website to start receiving notifications via WhatsApp. Today’s the due date and you send out a well-designed reminder through WhatsApp, with an image and a text. You’ve made the process more convenient, enhanced customer experience, collected your dues on time, while saving your customer from the late fee. It’s a win-win for everyone.

Or maybe you’re an airline. You can send your customers that have opted-in to receive WhatsApp messages, their tickets, information on delayed flights, and travel reminders, on the app they regularly use.

And as you’re imagining, the possibilities multiply. Movie tickets, refund information or invoices from eCommerce sellers, shipping details and delivery schedules from logistics providers, insurance policy renewal reminders, warranty expiry alerts and you can do so much more.

Assisting:

Now imagine a mutual fund customer trying to figure out the complicated KYC process. So he initiates a conversation with the bank on WhatsApp. Imagine his relief when the bank’s virtual assistant wisely guides him through the complicated process, with simple WhatsApp messages. It’s so structured and intelligent that the customer almost wants to befriend it! And it’s integrated with the core banking system, so all his responses and attachments are fed into the system without him having to log in to any other website or app.

Or maybe a prospective customer stuck in rush hour traffic scans the QR code on a newspaper ad for a new automatic transmission SUV. Just the thing to ride roughshod over his traffic blues.

Once he’s opted-in for WhatsApp communications from the car manufacturer, he is given car model options for a test drive, and everything is set up in a jiffy with the vehicle waiting at his doorstep the following weekend.

Retrieving:

Now here’s where a host of possibilities really come into play. Information can be retrieved on demand without downloading multiple apps or struggling to keep track of numerous online credentials. Consumers can just opt-in to all the businesses they use through one of the numerous brand channels and request for information ranging from bank statements to product/service information on WhatsApp.

Maybe a stock trader is reading a forwarded news story on a stock market bull run, and quickly wants to check with their online brokerage on the stocks they own. Or maybe a customer’s washing machine has broken down and he wants to check whether it is still covered under warranty, so he can decide whether it’s time for a new purchase.

In all these situations, consumers can opt-in to receive WhatsApp messages and add the business to their WhatsApp contacts. In a matter of minutes or even seconds, after exchanging a set of WhatsApp messages, customers can receive the information requested with ease and at their convenience.

Interacting:

From a business perspective, this is where the possibilities of the WhatsApp Business API shine through most brightly. The messaging app is built specifically for seamless interaction. So you can easily setup your live customer care, or customer grievance management using natural language processing, knowledge repositories and a chat interface. The API can help you integrate an artificial intelligence enabled virtual assistant or direct the query to an agent when needed.

With the leaps and bounds in AI-technologies, your virtual assistant can be made to understand, process, and respond to unstructured queries pulling up information as needed from the core company systems.

Consider another hypothetical situation – A customer purchased an SUV that she test drove some time ago. It’s great but linking the audio system to her phone was an exasperating experience. So she pulls up WhatsApp API and asks the car company how to pair the two, and in no time at all she’s delivered a message with step-by-step instructions. The SUV owner has exactly the information she needed, at the time she needed it, without hunting for the product manual and saving precious time needed to decipher its fine print.

Yet, these are just very few examples of how businesses can use WhatsApp to elevate customer experiences. Myriad other possibilities are possible based on each industry given the several features of the WhatsApp Business solution. Partnering with the right expertise, by which we mean – WhatsApp Business solution providers, businesses could eliminate the need to develop and maintain their own apps.

We’re sure you’ve seen some blinking arrows pointing to aspects of your business that could benefit from a WhatsApp makeover. If you think the WhatsApp Business API can help your business connect better with consumers and are now evaluating a technology partner, explore Karix’s Services for the WhatsApp Business API.

For more details visit: Karix.com

[avajones]

Mutual Fund Assets Market Revenue, Region, Country, and Segment Analysis & Sizing For 2020–2028

Global research report called Mutual Fund Assets market was recently published by Reports and Data. to provide guidance for the business. The new research study on Mutual Fund Assets market sheds light on the current scope as well as on the upcoming opportunities in the future. To understand the structure of global trading, the report also gives statistical data on local consumption and global consumption. The report also focuses on global major leading industry players of Mutual Fund Assets market providing information such as company profiles, product picture and specification, price, capacity, cost, production, revenue and contact information.

Additionally, it discusses effective plans and development strategies, with tables and figures helping analyze worldwide Mutual Fund Assets market, this research provides key statistics on the state of the industry and is a valuable source of guidance and direction for companies and individuals interested in the market.

Top Key Players:

Black Rock Funds

Charles Schwab

Vanguard

BarclayHedge

Fidelity Investments

State Street Global Advisors

JP Morgan

Capital Group

BNY Mellon (Dreyfus)

PIMCO/Allianz

Amundi Asset Mgmt

Legal & General Investments

Prudential Investments

T Rowe Price

Franklin Templeton

Invesco

BofA Merrill Lynch

Morgan Stanley

Northern Trust

Get a sample of the report @ https://www.reportsanddata.com/sample-enquiry-form/4771

Market Overview:

Information and communication technology (ICT) encompass a wide range of communication networks as well as the technologies that support them. The information and communication technology (ICT) sector bring together manufacturing and service businesses whose products primarily perform or enable information processing and communication via electronic methods, including transmission and display. The ICT sector contributes to technical advancement, increased output, and increased productivity. Its impact can be measured in a variety of ways: directly, as a contributor to output, employment, or productivity growth; or indirectly, as a source of technical development influencing other sections of the economy.

The Mutual Fund Assets market has been segmented into key regions of the world and offers an analysis of growth rate, market share, market size, current and emerging trends, production and consumption ratio, industrial chain analysis, demand and supply, import and export, revenue contribution, and presence of key players in each region. A country-wise analysis of the market is offered in the report to gain a better understanding of the regional spread and progress of the Mutual Fund Assets market.

To know more about the report @ https://www.reportsanddata.com/report-detail/mutual-fund-assets-market

The Mutual Fund Assets market has been growing steadily over the past decade and CAGR is expected to improve over the forecast period. It is also likely to be one of the industries influencing global revenue generation. Rapidly growing demand, an abundance of raw materials, population growth, financial stability, and product awareness are some of the factors that make progress directly and indirectly in the market.

Benefits of Purchasing Global Mutual Fund Assets Market Report:

Inimitable Expertise: Analysts will provide deep insights into the reports.

Analyst Support: Get your query resolved from our team before and after purchasing the report.

Customer’s Satisfaction: Our team will assist with all your research needs and customizes the report.

Assured Quality: We focus on the quality and accuracy of the report.

The study throws light on the Mutual Fund Assets market mainly focusing on the growth factors and even the restraining factors. The restraining factors are also provided with the best solutions which also prove to be a counteract to the drawback and help increase the market demand. Applications, types, technology and many other segmentations are studied to give a depth of knowledge for further market investment. Key driving forces for Mutual Fund Assets market is explained to help give an idea for a detailed analysis of this market.

The report also implements primary and secondary research techniques for gathering the most crucial pieces of professional information, and applies a number of industry-best techniques upon the data for projecting the future state of the global Mutual Fund Assets market. Based on current market development, the report includes an analysis of how activities such as mergers and shapes the market’s future.

Mutual Fund Assets Market Segmentation:

Product Type Outlook (Revenue, USD Billion; 2018-2028)

Equity Funds

Bond Funds

Money Market

Hybrid & Other Funds

Investor Type Outlook (Revenue, USD Billion; 2018-2028)

Institutional

Individual

Distribution Channel Outlook (Revenue, USD Billion; 2018-2028)

Banks

Financial Advisors/Brokers

Direct Sellers

Regional Outlook:

North America

Europe

Asia Pacific

Latin America

Middle East & Africa

Request a customization of the report @ https://www.reportsanddata.com/request-customization-form/4771

Market Report includes major TOC points:

Mutual Fund Assets market Overview

Global Economic Impact on Industry

Global Market Competition by Manufacturers

Global Production, Revenue (Value) by Region

Global Supply (Production), Consumption, Export, Import by Regions

Global Production, Revenue (Value), Price Trend by Type

Global Market Analysis by Application

Manufacturing Cost Analysis

Industrial Chain, Sourcing Strategy and Downstream Buyers

Marketing Strategy Analysis, Distributors/Traders

Market Effect Factors Analysis

Mutual Fund Assets market Forecast

Conclusively, all aspects of the Mutual Fund Assets market are quantitatively as well qualitatively assessed to study the global as well as regional market comparatively. This market study presents critical information and factual data about the market providing an overall statistical study of this market on the basis of market drivers, limitations and its future prospects.

[dailynewswebsite]

Christmas cancelled? Here’s how to cope

SG SHOT/Shutterstock

Thousands and thousands of individuals within the UK have had their Christmas plans modified on the final second after the invention of a brand new variant of coronavirus led the federal government to place components of the nation beneath new restrictions.

Many will likely be bitterly disenchanted that their finish of yr festive plans have been disrupted they usually discover themselves separated from household and pals at an vital time of yr. Many others will likely be dealing with grief after shedding family members throughout this troublesome yr.

On the identical time, our preliminary optimism a few potential finish to the pandemic is popping to concern and concern as we find out about a brand new, extra transmissible variant of the virus.

On this context, what can we do to take care of our psychological wellbeing, assist others and handle over the festive interval?

One critically vital factor we are able to do is to establish proactive methods for coping throughout this time. Every of us might want to establish our personal total technique based mostly on our mind-set, our context and our life experiences. Six are introduced right here. It’s doubtless that you should have already used a few of them to get by difficult occasions in your life. You could select to return to that technique or undertake a brand new method relying in your circumstances.

Hold calm and stick with it

UK Authorities

This well-known technique entails accepting the gravity of the state of affairs and placing on a courageous face. The precedence will likely be to attempt to preserve issues going – analysis reveals that people who find themselves calm beneath strain are capable of suppose higher. With this mindset, it helps to concentrate on someday at a time. In different phrases, it’s about making the most effective of a foul state of affairs – Christmas and New Yr festivities will proceed as deliberate, even when a few of the celebrations will happen by Zoom.

The constructive factor about this method is that individuals proceed to perform and may take delight of their means to remain calm by adversity.

Discover silver linings

This technique depends on our means to see positives, even in very troublesome conditions. The main focus is on discovering advantages, appreciating what is nice and being grateful for small blessings. Doing this has a constructive impact on wellbeing. Individuals with this mindset will acknowledge that they’re extra lucky than many others throughout this festive season. For instance, it’s potential to attach just about with a wider community of household and pals to have a good time.

The constructive factor about this method is that persons are capable of concentrate on the few benefits and alternatives which are out there reasonably than being overwhelmed by all of the unfavourable features of the state of affairs.

Keep targeted on the longer term

This technique requires the flexibility to remain targeted on what is going to come after the pandemic is lastly over. Because of this individuals who suppose this manner can stay hopeful as a result of they spend time interested by a time when the disaster is over. Pondering positively in regards to the future can even have useful results on wellbeing. For instance, if households aren’t capable of meet in individual over the festive season, it could actually increase morale to consider a significant celebration sooner or later.

The constructive factor about this method is that specializing in the longer term acts as a reminder that the present state of affairs will not be everlasting, making it potential to be hopeful.

Flip to religion

This technique permits folks to show to current faiths, religions and perception methods for sensible recommendation, consolation and reassurance. The main focus is on how you can reply appropriately based mostly on the knowledge, educating and practices of the idea system. This will contain prayer, meditation, reflection and acts of charity, and is especially related presently of yr. The truth is, collaborating in spiritual companies has been proven to assist human flourishing.

The constructive factor about this method is that it could actually strengthen folks’s current connection to their values and beliefs in a method that can make it simpler to deal with excessive adversity.

Redesign and begin planning

This technique acknowledges that plans and aspirations are sometimes undermined by adversarial occasions. The response is to revamp life plans and aspirations to reply flexibly to the brand new actuality. Individuals with this mindset will put aside time to take inventory of the brand new state of affairs in order that they’ll begin to plan accordingly. Setting objectives and planning for a constructive future can increase wellbeing. For instance, it could actually increase positivity to start out planning a celebratory occasion later in 2021 if it has not been potential to satisfy this month.

The constructive factor about this method is that individuals can really feel extra in management if they’re actively responding to the altering realities.

Trying to the longer term might help us get by the current. Dilok Klaisataporn/Shutterstock

Help and look after others

This ultimate technique entails turning consideration to supporting different folks by troublesome occasions. Individuals who undertake this technique consider that “we’re all on this collectively” and can concentrate on what we are able to do to assist each other. For instance, sending playing cards or getting in contact with remoted neighbours or pals throughout the holidays. Directing power to comforting and supporting others will give folks a way of function and that means. Supporting others may even lower our personal ranges of stress. The constructive factor about this method is that the supporters and people receiving the care will each profit.

These methods aren’t mutually unique, and you might be tapping into a lot of the approaches already. Or you could have different tried-and-tested methods of overcoming challenges which have labored for you prior to now.

At this second, it could actually make a big distinction if we proactively resolve how we are going to reply to the intense adversity we face. No matter you select to do, the actual fact that you just’re making a choice to satisfy this problem head on will likely be a vital first step.

Christian van Nieuwerburgh doesn’t work for, seek the advice of, personal shares in or obtain funding from any firm or organisation that will profit from this text, and has disclosed no related affiliations past their tutorial appointment.

from Growth News https://growthnews.in/christmas-cancelled-heres-how-to-cope/ via https://growthnews.in

[ishubhampatil09]

Telecom Towers Market To Reach US$ 75.5 Billion By 2027 - Coherent Market Insights

Media transmission pinnacles or radio poles are tall structures intended to help reception apparatuses for media communications and broadcasting, including TVs. Telecom towers are assembled in a topographical area where populace thickness is commonly high and it associates an enormous number of wireless clients. This aides in evading immersion of the accessible limit. The essential capacity of telecom towers is to give legitimate height to telecom reception apparatuses that will get and communicate radio recurrence signal from phones and different gadgets. Portable specialist co-ops normally design adjoining cell pinnacles to utilize various frequencies.

Expanding utilization of cell phones in provincial and urban territories and developing populace overall is boosting the opposition among telecom suppliers to offer better system inclusion. This thusly is required to drive development of the telecom towers market. For example, as per Coherent Market Insights’ examination, in 2019, 96% of individuals in the U.S claimed a cellphone or something to that affect. Also, the portion of individuals in the U.S. that own cell phones arrived at 81%, up from only 35% in 2011.

Be that as it may, rigid principles and guidelines of governments and telecom specialists, for example, restrictions on tallness and the quantity of telecom towers introduced in a particular region is required to frustrate development of the telecom towers market over the figure time frame. As indicated by administration of India controls, the base station radio wires ought to be at any rate 3 m away from close by structures and reception apparatuses ought not straightforwardly face a structure. Besides, the lower end of the radio wire ought to be at any rate 3 meters over the ground or rooftop.

Figure 1. Worldwide Telecom Towers Market Share (%), by Region (2027)

Read More — https://www.coherentmarketinsights.com/market-insight/telecom-towers-market-2826

Asia Pacific is required to be the biggest and quickest developing business sector for telecom towers during the conjecture time frame, inferable from the expanding number of cell phone supporters over the creating economies of the locale, for example, India and China. Huge populace and expanding extent of endorser thickness over the creating nations of Asia Pacific, for example, India and China is driving the arrangements of telecom towers. Increment in supporter thickness in a specific territory prompts flood sought after for extra arrangement or overhaul of existing telecom towers with better gear to productively deal with the telecom traffic. For Instance, as per, CMI investigation, in the year 2012 around 580 million individuals were utilizing web in China and this number was expanded to 802 million continuously 2018.

Expanding government activities to extend availability in far off and country regions is likewise expected to support development of the market over the figure time frame. For example, administration of India is intending to set out the important foundation — including 1,000,000 kilometers of optical fiber organize — to carry computerized availability to the nation’s 239,000 gram panchayats.

Figure 2. Worldwide Telecom Towers Market Share (%), By Deployment Type (2018)

Read More — https://www.coherentmarketinsights.com/press-release/telecom-towers-market-to-reach-us-755-billion-by-2027-1679

Among organization type, the mutual framework sending fragment is required to witness the most elevated CAGR over the conjecture time frame. Mutual foundation sending offers advantages, for example, cost investment funds for introducing a telecom tower framework and low absolute expense of possession (TCO), which lead to high inclination for such arrangement. In addition, high nearness of market players diminishes working edge in the market, which further lifts interest for shared framework model among the telecom tower specialist co-ops. With a developing portable endorser base and an expanding number of MNOs combined with rising advancements, for example, Machine-to-Machine correspondence, Wi-Fi hotspots, and Network Function Virtualization (NFV), concurrence of numerous administrators on a solitary framework considers co-improvement of the whole telecom industry. Subsequently, the common foundation arrangement fragment is required to observe a CAGR of 7.4% during the gauge time frame.

Download PDF Brochure — https://www.coherentmarketinsights.com/insight/request-pdf/2826

Among applications, the correspondence section is relied upon to observe the most noteworthy development rate over the gauge time frame, attributable to expanding number of cell phone and web clients. For example, as indicated by CMI’s investigation, the quantity of web clients over the world in 2017 was 3.7 billion, which further arrived at 4.1 billion of every 2018. In addition, expanding reception of remote advances, for example, Wi-Fi for private and business objects is additionally expected to drive interest for telecom towers for correspondence applications during the estimate time frame.

A portion of the central participants working in the worldwide telecom towers market incorporate, American Tower Corporation, AT&T Inc., Bharti Infratel Limited, China Tower Corporation, Crown Castle International Corporation, GTL Infrastructure Ltd, Helios Tower Africa, SBA Communications Corporation, T-Mobile Tower, Viom Networks, and others.

Request Sample Copy — https://www.coherentmarketinsights.com/insight/request-sample/2826

About Us

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What we provide:

Customized Market Research Services

Industry Analysis Services

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[khalilhumam]

Supercharging anti-corruption initiatives: The TAP-Plus approach

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New Post has been published on http://khalilhumam.com/supercharging-anti-corruption-initiatives-the-tap-plus-approach/

Supercharging anti-corruption initiatives: The TAP-Plus approach

By Victoria Bassetti, Norman Eisen Controlling corruption is one of the great global challenges of our time. With as much as $2 trillion lost worldwide to direct corruption every year, it’s no wonder that tackling it is a top priority for governments, international institutions, and civil society. Any effort at fighting corruption globally must include homing in on an acutely vulnerable sector: extractives. With its enormous cash flows and immense profits, the natural resource value chain is a corruption honey pot. “While corruption can occur almost anywhere, it is most prevalent in a few hot spots. One involves natural resources, especially oil and mining. . . . Indeed, resource-rich countries tend to be more corrupt because they struggle with weaker institutions and poor accountability in the use of their natural wealth,” the IMF’s Paolo Mauro, Paulo Medas, and Jean-Marc Fournier noted last year. In the last three decades, the fight against corruption has scored some victories, suffered some setbacks, and, above all, has been a learning experience. How do we take these efforts to the next level? A problem as large and multifaceted as corruption in natural resource governance requires complex, sophisticated analysis. Interventions or measures designed to combat corruption demand a level of situational awareness and analytical insight that match the intricacy of the problem itself. The Leveraging Transparency to Reduce Corruption project (LTRC), a global initiative launched in 2017 by the Brookings Institution with Results for Development and the Natural Resource Governance Institute (NRGI), proposes a next-generation framework for analyzing natural resource anti-corruption programs. We call this framework “TAP-Plus.” LTRC builds on decades of research and practice in transparency, accountability, and participation (TAP) and adds to it several factors that we believe create a supercharged anti-corruption toolkit. Today, bundled TAP interventions (i.e., those that combine two or three elements of TAP) are the pro-integrity tactic most often deployed by reformers to fight corruption, which we generally define as “the abuse of entrusted power for private gain”. In the most basic understanding of TAP, transparency, accountability, and participation work as a triumvirate as part of a positive feedback loop that constrains corruption and incentivizes government action for the common good. But decades of research on the TAP troika have demonstrated that it is not enough. In our new report, “The TAP-Plus Approach to Anti-Corruption in the Natural Resource Value Chain,” published last week, we lay out the shortcomings of TAP alone—and how to overcome them. We hypothesize that three factors require particular attention in order to achieve scaled-up impact: interventions one, must address the implementation gap within TAP efforts; two, need to consider contextual factors in design of realistic TAP programs; and, three, should consider the inclusion of complementary measures—beyond the traditional TAP field—which interact with TAP interventions and may have a significant impact in preventing or reducing corruption and improving sustainable development outcomes. Altogether, TAP-Plus provides a new, systematic framework for analyzing corruption and designing interventions. As such, we hope TAP-Plus will serve as a useful resource for practitioners, scholars, and others interested in the development and application of more effective approaches to tackling corruption (particularly along the natural resource value chain) and advancing sustainable development. This new TAP-Plus approach helps to unpack many of the truisms we often hear in anti-corruption work. Consider the “implementation gap.” It is not surprising to learn that many programs are launched and many laws are passed that then fail to be fully implemented. However, we propose a more rigorous analysis of the implementation gap. We build upon work by NRGI (including its Resource Governance Index), the Open Government Partnership, and on-the-ground practitioners in freedom of information like the World Resources Institute’s Strengthening the Right to Information for People and the Environment (STRIPE) and Environmental Democracy projects. Each have created metrics for either measuring implementation gaps or systematically determining why they are occurring. To give one example of this analysis, in 2017, NRGI measured the gap between multiple laws on the books versus actual practice in its Resource Governance Index. In one particularly acute instance of the implementation gap, it examined requirements pertaining to national governments that distribute natural resource revenue to subnational governments.  All told, 23 of the 33 governments that make those distributions also mandate audits to better ensure transparency and accountability for the transmission of the money. NRGI discovered, however, that, “Audits actually only took place in 12 [of the 23]…” This was one of many implementation gap metrics NRGI used in its index and that LTRC aims to build from. Or consider the oft repeated axiom “context matters.” Many early TAP efforts suffered from  top-down approaches and were part of the “Common swirl of politically related ‘good things,’” rather than being well tailored to on-the-ground, complex environments. Now, it seems self-evident that any TAP initiative to combat corruption (or to improve development outcomes) should be both aware of and adapted to the political economy of its target—if it wants to succeed, at least. But “context” is not always clearly defined. Based on our literature review of more than 650 works on TAP and the natural resource value chain, we aim to make the sometimes murky idea of “context” more concrete. As a result of our review, we surfaced a set of five specific contextual factors that are conceptually intertwined with TAP. Critically, they also can be examined using well-developed or emerging studies. They are capture; social trust, political trust, and conflict; civic space and media freedom; rule of law; and government effectiveness and capacity. The chart below provides our working definitions of those five contextual factors.

Contextual Factor LTRC Working Definition Capture “The efforts of firms to shape and influence the underlying rules of the game (i.e., legislation, laws, rules, and decrees) through private payments to public officials” (Hellman et al. 1999, 4).   Social Trust, Political Trust, and Conflict

Social Trust: The degree to which individuals in a society share and believe others share mutually beneficial goals, regardless of ethnic, racial, or religious categories (Rothstein and Uslaner 2005; Rothstein 2011, 2013).   Political Trust: “[T]rust between citizens and political elites, or citizen confidence in political institutions” (Newton 2005).   Conflict: Contexts of ongoing war or history of war, confrontations between communities and companies, or the presence of armed insurgencies.  

Civic Space and Media Freedom

The basic democratic rights of citizens and journalists to freely associate, assemble, share information, and express opinions without fear of reprisal or censorship.  

Rule of Law

The presence of an institutionalized, understood, trusted, shared, and enforced system of rights and rules that applies to everyone equally; protects all members of a society from harm; provides means of redress, resolution, and relief when harmed; and fairly determines and metes out punishment for those who break laws or violate rights.  

Government Effectiveness and Capacity

The financial and/or technical capacity to carry out the functions necessary to properly manage natural resources and support anti-corruption efforts.  

TAP-Plus proposes that these five contextual factors must be explicitly considered, measured (where possible), and assessed vis-à-vis specific TAP interventions or governance efforts. Ideally, of course, every TAP intervention or anti-corruption effort would take place in enabling environments where all contextual factors are aligned to support success. But that is not the world we live in. Instead, a clear-eyed understanding of contextual factors allows governance initiatives to adapt where necessary or to alter context where possible. Finally, TAP-Plus places emphasis on several complementary, natural resource-specific, non-governmental institutions or programs that have an outsized impact on corruption pathways. These can include state-owned enterprises, sovereign wealth funds, and beneficial ownership disclosure schemes. Depending on the jurisdiction in question, these entities and their reform can be highly complementary to the environment that either enables or constrains an anti-corruption intervention. Our TAP-Plus approach encompasses a complex set of interrelated factors, and we are unlikely to be able to investigate exhaustively each element. But our new report is a first step toward making the analysis of anti-corruption efforts as rich and sophisticated as the problem itself.

Thanks to Robin Lewis for research and editorial assistance, and to Carter Squires for fact-checking and copyediting assistance.

[filfoxsharesolutions]

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[bharatiyamedia-blog]

Union Finances 2019: It’s time to maneuver in the direction of parity between banks and NBFCs; gold mortgage needs to be given precedence sector standing

http://tinyurl.com/yy9o7dt6 On 5 July, the Narendra Modi-led authorities will current the first Union Finances of its second time period. This Finances will supply the primary assertion of intent from the brand new authorities on a number of vital points, such because the stress within the monetary sector affecting banks and non-banks alike, farm costs, employment creation, commerce wars, protectionism and the like. As at all times, a stability must be maintained between social welfare and financial prudence. Coming to the monetary companies sector, that is the suitable time to maneuver in the direction of parity between banks and non-banking finance corporations (NBFCs), by aligning earnings tax rules with the directives of the regulators. On this route, we count on the Finances will deal with the next: 1) Alignment of Earnings Tax Act with RBI’s rules: Because the Reserve Financial institution of India (RBI) is seeking to harmonise guidelines for banks and NBFCs, the Earnings Tax Act continues to comply with the previous sample of differentiated therapy for the 2, finest exemplified in Part 43D of the Earnings Tax Act 1961, “….the earnings by the use of curiosity in relation to such classes of dangerous or uncertain money owed as could also be prescribed having regard to the rules issued by the RBI in relation to such money owed, shall be chargeable to tax within the earlier 12 months during which it’s credited by the general public monetary establishment or the scheduled financial institution or the state monetary company or the state industrial funding company to its revenue and loss account for that 12 months or, because the case could also be, during which it’s really obtained by that establishment or financial institution or company, whichever is earlier.” Representational picture. PTI. This provision in impact implies that assesses (scheduled banks, public monetary establishments, state monetary companies, state industrial funding companies and a few public corporations like housing finance corporations) needn’t pay tax on the curiosity accrued in dangerous or uncertain debt until such time the curiosity is obtained from the borrower. By retaining the NBFCs out of the purview of Part 43D, our tax legal guidelines are subjecting the NBFCs to discriminatory therapy as in comparison with different monetary establishments. Whereas the banks are provided the good thing about uncertain curiosity restoration for tax functions, no such forbearance applies to the NBFCs even when the RBI mandates related therapy of an asset, no matter whether or not the lender is a financial institution or an NBFC. 2) Tax on dividend earnings: Below Part 115BBDA of the Earnings Tax Act, shareowner returns on fairness investments are taxed thrice. First, when the shareowner’s revenue share (i.e., revenue generated by the corporate) will get taxed as earnings tax on company revenue. Second, when dividend distribution tax is collected for the share of revenue being handed on by the corporate to its shareowners (on which company earnings tax is already paid). Third, when the dividend (distributed by the corporate after paying earnings tax and dividend distribution tax) will get taxed within the fingers of the shareowner, whose dividend earnings exceeds Rs 10 lakh in a 12 months (this provision was launched within the 2016 Finances). No different type of capital will get taxed on this method. It chases away the investments within the financial system in addition to distorting capital allocation. It’s counterproductive and wishes rectification. Not less than the federal government ought to revert to a pre-2016 place the place the dividend earnings was tax-free for all shareowners. 3) Tax on curiosity earnings: The finance minister also needs to deal with the present situation of tax arbitrage. At current, the regulation presents an unfair tax arbitrage benefit to debt funds of mutual funds and insurance coverage funding schemes whereby investments made by means of these channels get tax benefit within the type of indexation profit which isn’t out there for every other investments comparable to financial institution deposit, postal saving scheme or debt funding. This tax arbitrage needs to be executed away with by retaining the curiosity earnings within the fingers of the top person as tax-free. This rest will supply banks and monetary establishments leeway to boost deposits at a decrease value and can enhance credit score offtake to allow sooner transmission of coverage fee cuts and spur financial development. 4) Precedence sector standing for gold loans: Gold mortgage corporations have been probably the most outstanding brokers of formalisation within the Indian financial system lately. These corporations have created infrastructure throughout the nation, typically at locations the place banks and different establishments are but to mark their presence. As a mortgage product, a gold mortgage shouldn’t be solely uncomplicated and clear, however it typically saves the poor from having to take recourse to moneylenders as effectively. The product is a small ticket and availed by small and marginal debtors comparable to small farmers and microenterprises. When the debtors are from the precedence sector, there isn’t any logic in denying the precedence sector standing; primarily when the gold loans given to farmers by banks get categorized as precedence sector lending. In an effort to drive parity between banks and the NBFCs, the finance minister might take into account all micro gold loans (i.e. below Rs 50,000) eligible for precedence sector lending standing. On this context, the finance minister may additionally take into account giving precedence sector standing for the financial institution’s lending to the NBFCs for on-lending to precedence sector debtors comparable to microenterprises or farmers. 5) SARFAESI Act: Speaking about parity, the federal government also needs to take a look at creating parity between banks and an NBFC on the mechanisms out there to them for restoration of dues. Whereas the banks are allowed entry to Securitisation and Reconstruction of Monetary Belongings and Enforcement of Securities Curiosity Act (SARFAESI Act) and the debt restoration tribunals (DRTs), an NBFCs can implement its safety curiosity by means of SARFAESI solely in instances involving the principal quantity of a minimum of Rs 1 crore or extra whereas the financial restrict prescribed for different courses of secured collectors is Rs 1 lakh. If the coverage goal is to drive credit score entry and create parity between lenders primarily based on the character of the enterprise, then, it’s only truthful that the NBFCs obtain related entry to SARFAESI and DRTs for recovering the dues. 6) LTV cap on gold loans: The loan-to-value (LTV) cap on the gold mortgage is an concept that has survived effectively past its sell-by date. When it was launched, it was the suitable resolution, however policy-making must be dynamic and agile. At present, an NBFC can lend as much as a most of 75 p.c in opposition to the worth of gold. On the bottom, we now have a scenario the place that is really nudging the poor and marginal farmers, micro-entrepreneurs and so forth. again to the unregulated lenders who supply larger LTV. Removing of the cap on LTV (balanced by rules prescribing larger risk-weight for larger LTV loans), will assist enhance formalisation of the financial system, guarantee monetary stability and most significantly, curb the re-emergence of cash lenders who have been turning into redundant by means of years of coverage interventions. (The author is MD and CEO, Manappuram Finance) Your information to the most recent cricket World Cup tales, evaluation, reviews, opinions, reside updates and scores on https://www.firstpost.com/firstcricket/series/icc-cricket-world-cup-2019.html. Comply with us on Twitter and Instagram or like our Facebook web page for updates all through the continued occasion in England and Wales. !function(f,b,e,v,n,t,s) {if(f.fbq)return;n=f.fbq=function() {n.callMethod? n.callMethod.apply(n,arguments):n.queue.push(arguments)} ; if(!f._fbq)f._fbq=n;n.push=n;n.loaded=!0;n.version='2.0'; n.queue=[];t=b.createElement(e);t.async=!0; t.src=v;s=b.getElementsByTagName(e)[0]; s.parentNode.insertBefore(t,s)}(window,document,'script', 'https://connect.facebook.net/en_US/fbevents.js'); fbq('init', '259288058299626'); fbq('track', 'PageView'); (function(d, s, id) { var js, fjs = d.getElementsByTagName(s)[0]; if (d.getElementById(id)) return; js = d.createElement(s); js.id = id; js.src = "http://connect.facebook.net/en_GB/all.js#xfbml=1&version=v2.9&appId=1117108234997285"; fjs.parentNode.insertBefore(js, fjs); }(document, 'script', 'facebook-jssdk')); window.fbAsyncInit = function () { FB.init({appId: '1117108234997285', version: 2.4, xfbml: true}); // *** here is my code *** if (typeof facebookInit == 'function') { facebookInit(); } }; (function () { var e = document.createElement('script'); e.src = document.location.protocol + '//connect.facebook.net/en_US/all.js'; e.async = true; document.getElementById('fb-root').appendChild(e); }()); function facebookInit() { console.log('Found FB: Loading comments.'); FB.XFBML.parse(); } Source link

[superfashionworldme-blog]

CWMALLS® New York Times Square Publicity

CWMALLS® is the world’s first online brand: personalized, free, beautiful, valuable… “Made to Order”, “Original Design”, “Patent Product”are all in CWMALLS® Leather Jackets, Shoes, Bags series! CWMALLS, CWMALLS COMMODITY are the pioneers and creators of the whole industry chain standardized value ecosystem. Warmly celebrate CWMALLS, CWMALLS COMMODITY 2017 Father’s Day Warm Love, Care Series officially puts on display in New York Times Square; this is a global transmission of care, and also a confession of true love across everything; the publicity of gratitude and care in the theme of Father’s Day gift represents each other’s drop, memory, care and reincarnation of you, me, her and him as well as each other’s past, now, future and gratitude of sour, sweet, bitter, hot; these are the view of value, view of life and view of world of CWMALLS people, CWMALLS team, CWMALLS complex, these are the dream, mission and responsibility of CWMALLS, CWMALLS COMMODITY, MWE FUND; please pay attention to the coming of Father’s Day on June 18, 2017 through the huge LED electronic signs in New York Times Square and strike a chord, make love spread; our life will be wonderful with love! Excellence is here, where are you?

What “CWMALLS® New York Times Square Publicity” advocates is humanistic feelings, what it bursts forth is mutual care unlike China’s publicity ads; the unique advertisement contents and remarkable publicity ideas light the feast of “2017 Happy Father’s Day”, and make a perfect navigation and annotation for the coming June 18, 2017; this is the first invitation letter sent out by CWMALLS in the center of the world (New York Times Square), welcome to pay attention to the coming of Father’s Day; this is the first luxury gift presented by CWMALLS COMMODITY in the center of the world (New York Times Square), please appreciate it actively; meanwhile, this is also the spokesman of 2017 Father’s Day gift (Leather Shoes Series, Leather Jackets Series, Leather Bags Series) pushed together by the standard, valuable, ecological CWMALLS and the technological, artistic, intelligent CWMALLS COMMODITY; such characteristics as personalized service (made to order and personal tailor without any extra fees), patent products (EU Design Patent), standardized quality (every product has authentication), networked experience (worry-free shopping experience via PC and mobile terminals) and so on will be realized by WWW.CWMALLS.COM; welcome partners in North American region, Asia Pacific region, European region and other regions and countries to pass on love, gratitude and care with your practical action, making love spread! Thank you! “2017 Father’s Day” will be warmer and sweeter, more excellent with your common attention! Thanks to the cooperative partners in New York Times Square, thanks to the great assistance of PR Newswire, thanks to the vigorous advocacy of all news media, thanks to every brave CWMALLS people, thanks to your company along the way, which make us gain today’s achievement and have a broader stage! Thank you! CWMALLS, CWMALLS COMMODITY, MWE FUND will be more wonderful with your common effort and help! In 2017, love gets us together, in 2017, we keep consistent, in 2017, we skip to stand! 2020 is waiting for you! “Cutting-edge School” “Innovative School” “Powerful School” — CWMALLS, CWMALLS COMMODITY, MWE FUND “CWMALLS New York Times Square Publicity” lights the dream and makes it burst forth gorgeously! CWMALLS Dream: Four Basis(Information Flow, Talent Flow, Goods Flow and Capital Flow), Three Centers(North America Center, Europe Center, Asia Pacific Center), Two Funds(Maintain World Fund, Maintain Earth Fund), and One College(CWMALLS College with two courses History and Philosophy) CWMALLS COMMODITY Dream: To offer pure natural, ecological “green products”, “environment-friendly commodities” continuously to consumers around the world; meanwhile, to transform more ideas, works and patents to products and commodities to form a virtuous cycle of ecological chain and value chain. CWMALLS Mission: To create the global standardized value ecosystem! CWMALLS COMMODITY Mission: Integrating the world’s high quality featured new products for you to share and benefit everyone! MWE FUND: Maintain the world’s peace and stability, maintain the earth’s balance and development. 2017 CWMALLS: Standard, Value, Ecology; 2017 CWMALLS COMMODITY: Technology, Art, Intelligence; 2017 MWE FUND: Charity, Public Welfare, Responsibility; Eco-friendly intelligent wearing, Low-carbon and environment friendly life, both are in CWMALLS global networking and mobilization.

CWMALLS COMMODITY June 7, 2017