#Best Large Cap Mutual Funds in India To Invest in 2023

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इन 5 लार्जकैप फंड में जिसने लगाया पैसा, उसकी हुई पौ बारह पच्‍चीस, रिटर्न जानकर आप कहेंगे- मैं पीछे रह गया

भारत 22 ईटीएफ का नाम छप्‍परफाड़ रिटर्न देने के मामले में पहले नंबर पर है. एक साल में इस फंड ने 36 फीसदी रिटर्न निवेशकों को दिया है. इस फंड ने आईटीसी, लार्सन एंड टुब्रो, एक्सिस बैंक, एनटीपीसी, एसबीआई और एक्सिस बैंक जैसी बड़ी कंपनियों में निवेश किया है. आप इस फंड में पांच हजार रुपये से निवेश शुरू कर सकते हैं

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All You Need to Know About Parag Parikh Flexi Cap Fund

If you're looking to diversify your investment portfolio with equity funds, the Parag Parikh Flexi Cap Fund stands out as an option that offers both diversity and long-term capital growth. The fund has performed well over different time frames and is managed by a team of experts. In this article, we will look into all essential aspects to guide your decision on whether to invest in Parag Parikh Flexi Cap Fund.

Detailed Current Performance Metrics

Net Asset Value (NAV): As of 29th August 2023, the NAV stands at ₹60.51.

Historical Returns: Over the past year, the fund has generated returns of 24.3%. Its three-year returns are at 17.09%, and over five years, it has returned 20.93%.

Comprehensive Investment Strategy

What sets the Parag Parikh Flexi Cap Fund apart is its investment strategy. It invests in a mix of large-cap, mid-cap, and small-cap stocks.

Risk Mitigation: By diversifying across different types of stocks, the fund reduces the risk associated with market volatility.

Selection Criteria: The fund selects companies with good business models and strong management teams, emphasizing value investing.

Asset Allocation

Domestic Equities: These make up 69.16% of the fund. Within this, the majority is in large-cap stocks (49.26%), followed by small-cap (6.19%) and mid-cap (3.99%).

Foreign Equities: This makes up 29.84% of the fund, allowing for some global diversification.

Debt: A small portion (0.99%) is invested in debt, providing some cushion against equity market volatility.

Detailed Fee Structure

Costs related to the funds can reduce your profits, so it's essential to understand the fee structure of every mutual fund. Here is the detailed fee structure of Parag Parikh Flexi Cap Fund:

Expense Ratio: The fund has an expense ratio of 0.68%, which is comparatively lower than many other equity funds.

Exit Load: While there's no entry load, an exit load of 2% applies if you withdraw within 365 days, and 1% if withdrawn after 365 days but before 730 days.

Experienced Fund Management

A good fund is often the result of good management. The fund is managed by a team of experts, including Rajeev Thakkar, who has over two decades of experience in investments. The team’s expertise can be a major asset for investors who have already invested in this fund or are thinking about investing in the same.

Specific Minimum Investment Requirements

Starting your investment journey with this fund is pretty straightforward.

Lump Sum: You can start with a one-time investment of Rs. 1,000.

SIP: If you prefer spreading out the investment, SIPs start at Rs. 100.

Achievements and Awards

A fund's accolades and recognition can serve as a testament to its quality. Here are some of the accolades received by the Parag Parikh Flexi Cap Fund:

The fund has been rated as the "Best Flexi-Cap Fund" by Morningstar India in 2022.

It also received the "Best Large & Mid-Cap Fund" by Moneycontrol in 2022.

Value Research rated it as the "Best Flexi-Cap Fund" in 2021.

Final Words

Investing in mutual funds requires careful consideration of various factors, including performance, strategy, and fees. The Parag Parikh Flexi Cap Fund presents a mix of these elements. With a diversified approach to asset allocation across domestic and foreign equities and a nominal portion in debt, the fund has demonstrated consistent performance over different periods.

While the fund has received multiple awards, it's important to note that past performance is not indicative of future results. As with any investment, it's essential to align the fund’s offerings with your own financial goals and risk tolerance before making a decision.

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Best Large and Mid-Cap Funds to Invest in 2023

Mutual funds are a popular investment option among Indian investors, and for a good reason. They offer the chance to invest in a diversified portfolio of stocks or bonds managed by a team of experienced professionals. In this blog post, we'll discuss the best large-cap and mid-cap funds to invest in in 2023, focusing on PGIM India's offerings.

Large Cap Funds

Large-cap funds are mutual funds that invest in stocks of large, well-established companies with a market capitalization of over INR 10,000 crores. These companies are generally considered to be market leaders in their respective industries, with a proven track record of stable earnings growth.

PGIM India Large Cap Fund

The PGIM India Large Cap Fund is a top-performing large-cap mutual fund that has consistently delivered strong returns to its investors over the years. PGIM India Large Cap fund invests in a diversified portfolio of large-cap stocks across different sectors, with a focus on high-quality companies with strong fundamentals. As of January 2023, the fund has a total asset under management (AUM) of over INR 1,000 crores and a 5-year average return of 15.07%.

Mid Cap Funds

Mid-cap funds are mutual funds that invest in stocks of mid-sized companies with a market capitalization between INR 5,000 crores and INR 10,000 crores. These companies are generally considered to be the next tier of industry leaders, with a higher growth potential than large-cap companies but also with a higher risk.

PGIM India Midcap Opportunities Fund

The PGIM India Midcap Opportunities Fund is a top-performing mid-cap mutual fund that has consistently delivered strong returns to its investors over the years. PGIM India Midcap Opportunities fund invests in a diversified portfolio of mid-cap stocks across different sectors, with a focus on high-quality companies with strong growth potential. As of January 2023, the fund has a total AUM of over INR 700 crores and a 5-year average return of 20.81%.

Investment Considerations

When investing in mutual funds, it's crucial to consider various factors such as investment objective, risk profile, investment horizon, and past performance. While large-cap and mid-cap funds can offer an opportunity to generate high returns, they can also be volatile in the short term. Therefore, it's important to have a long-term investment horizon and a diversified portfolio.

It's also important to consider the fund manager's experience and investment approach. A good fund manager will have a proven track record of performance and a well-defined investment approach. Additionally, it's important to consider the fund's expense ratio, which is the fee charged by the fund to manage your money. A lower expense ratio means more of your money is invested in the fund, which can result in higher returns over the long term.

Conclusion

In conclusion, investing in large-cap and mid-cap funds can be an excellent way to achieve your long-term financial goals. By selecting a fund with a proven track record of performance, a well-defined investment approach, and a reasonable expense ratio, you can position your portfolio for success. The PGIM India Large Cap Fund and the PGIM India Midcap Opportunities Fund are both worthy options to consider for investors seeking exposure to these market segments. However, as with any investment, it's important to perform your due diligence and consult with a financial advisor to determine the appropriate asset allocation and investment strategy for your individual needs and risk tolerance. Nevertheless, with a thoughtful approach, mutual funds can be a powerful tool to achieve your long-term investment objectives.