#InsuranceClaim

[crossville-accidents]

How to file a claim for lost wages after a car accident

Car accidents can result in not only physical injuries, but also financial setbacks, particularly if the victim is unable to work and earn a living due to the injuries sustained. If you have been involved in a car accident and have lost wages as a result, you may be entitled to compensation. However, filing a claim for lost wages after a car accident can be a complex and daunting process. This article provides a comprehensive guide on how to file a claim for lost wages after a car accident with the assistance of a Putnam County car accident attorney.

Step 1: Seek Medical Attention and Keep Records

The first and most crucial step after a car accident is to seek medical attention, even if you do not feel any immediate pain or discomfort. Some injuries may not be immediately apparent and can worsen over time if left untreated. 

It is also important to keep records of all medical expenses, including doctor visits, hospitalization, medication, and therapy. 

Step 2: Notify Your Employer

If you are unable to work due to your injuries, you should notify your employer as soon as possible. This is important because your employer may have specific requirements for reporting injuries and filing for disability leave.

Step 3: Gather Evidence of Lost Wages

To file a claim for lost wages, you need to prove the amount of income you have lost due to your injuries. This includes gathering evidence such as pay stubs, tax returns, and bank statements. Your Putnam County car accident attorney can help you gather and organize this evidence to ensure it is admissible in court.

Step 4: Calculate Your Lost Wages

To calculate your lost wages, you need to determine your average weekly earnings before the car accident. This includes any regular pay, overtime pay, and bonuses. You also need to subtract any income you earned during the time you were unable to work, such as sick leave or disability pay.

Step 5: File Your Claim for Lost Wages

To file a claim for lost wages, you need to submit a written claim to the at-fault driver's insurance company. This claim should include documentation of your lost wages, medical expenses, and other damages. Your Putnam County car accident attorney can help you draft and submit this claim to ensure it is properly documented and meets all legal requirements.

Step 6: Negotiate with the Insurance Company

The insurance company may dispute your lost wage claim, or they may offer a settlement that is less than what you are entitled to. Your Putnam County car accident attorney can negotiate with the insurance company on your behalf to ensure you receive fair compensation for your lost wages and other damages.

Step 7: Litigate if Necessary

If negotiations with the insurance company are unsuccessful, your Putnam County car accident attorney can file a lawsuit on your behalf. This is a last resort and can be a lengthy and costly process. 

Conclusion

Filing a claim for lost wages after a car accident can be a complicated and overwhelming process. However, with the help of a Putnam County car accident attorney, you can navigate the legal system and obtain fair compensation for your lost wages and other damages. 

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