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#Oklahoma Parental Choice Tax Credit Act
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$250M could be diverted from Oklahoma's public funding to private education
House Bill 1935 could relocate nearly 250 million dollars from public funding to private education.
The bill is seeing major opposition.
House Bill 1935 would establish the Oklahoma Parental Choice Tax Credit Act which, Cyndi Munson, House Democratic Leader, said “essentially diverts public taxpayer dollars to pay for private education tuition.”
The bill would take taxpayer dollars and give parents of eligible private school students a $5,000 annual tax credit and a $2,500 tax credit for homeschooled students.
“Anytime that we take money away from our public schools and give it to private schools does a disservice to the 700,000 students that are sitting at desks today at our public schools," Katherine Bishop, president of the Oklahoma Education Association, said.
The OKEA says the bill does not address the state’s education crisis.
“We are in a crisis," Bishop said. "We are in a teacher crisis, a support professional crisis. This bill and that tax credit don’t address bring teachers into the classrooms, retain teachers in the classrooms.”
She said the funds should go to our public schools.
“246 million dollars going into our schools would allow districts to provide resources that our students need, textbooks that our students need, more hands-on activities, but mainly be able to put more personnel into our buildings," Bishop said.
Accountability and financial oversight of this tax credit have been major concerns.
“Letter j, lines 1-3," Munson read. "‘The tax commission shall keep all records relating to the Oklahoma parental choice tax credit act confidential, including but not limited to the social security numbers of eligible students.’”
“I get wanting to protect private information social security numbers, birthdays, all of those things, but if all the information pertaining to the tax credit act is held confidential," Munson said. "How do we know that those taxpayer dollars are being used as the law is written?”
We reached out to the author of the bill, Representative Charles McCall, but he was not available for comment.
The bill passed through the house committee Thursday and is now headed to the House floor for a vote.
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phonemantra-blog · 1 year
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Oklahoma's School Choice Tax Credits: What You Need to Know Oklahoma has rolled out the Oklahoma Parental Choice Tax Credit Act, offering tax benefits to private schools and homeschooling families. While the law is now in effect, there are still details to be ironed out regarding its implementation. In this article, we'll delve into the specifics of this program and how it can benefit families in Oklahoma. Tax Benefits for Private Schools and Homeschool Families Under the Oklahoma Parental Choice Tax Credit Act (House Bill 1934), families can access valuable tax credits to offset the expenses associated with private school education and homeschooling. These credits can be used for private school tuition, textbooks, technology, activities, and uniforms. Private School Tax Benefits Private school tax benefits range from $5,000 to $7,500 per child, depending on the household income. Importantly, there's no upper income limit for qualification, but lower-income households receive a higher credit amount. Homeschooling Families Homeschooling families are eligible for a $1,000 educational expense grant per child, providing financial support for their educational needs. Filing Information Families planning to claim private school tax credits can start filing from December 8, preceding the program's launch in the 2024 tax year. It's important to note that these dates are subject to change, as emphasized by the author of HB 1934. Program Development The Oklahoma Tax Commission is currently working on the rules that will govern this program. They may also seek public feedback on proposed regulations within the next 15 to 30 days, indicating a commitment to transparency and community input. [caption id="attachment_52883" align="aligncenter" width="2560"] Oklahoma Rolls Out School Choice Tax Credits, Awaits Rule Implementation[/caption] Application Process Tax credit applications will be accepted on a first-come, first-served basis. Families with incomes of $150,000 or less have until January 22 to qualify for private school tax credits, while higher-income households have until December 31 to file their applications. Funding Allocation In fiscal year 2024, the state has allocated $150 million for tax credits, with plans to increase it to $200 million in 2025 and $250 million in 2026. Homeschool tax credits will remain at $5 million. Lawmakers may consider raising quotas for both programs in the future, as suggested by Senator Julie Daniels. Frequently Asked Questions (FAQs) about Oklahoma Rolls Out School Choice Tax Credits, Awaits Rule Implementation Q1: Who is eligible for private school tax credits in Oklahoma? A1: Families of all income levels can qualify for private school tax credits, with lower-income households receiving a higher credit amount. Q2: Can homeschooling families apply for these tax credits? A2: Yes, homeschooling families are eligible for a $1,000 educational expense grant per child. Q3: When can I start filing for private school tax credits? A3: Filing for private school tax credits begins on December 8, ahead of the 2024 tax year. However, these dates are subject to change.
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sallysklar · 5 years
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Janresseger: Can We Hold Onto Our Values as We Struggle to Survive in the Trump-DeVos Holding Pattern?
Janresseger: Can We Hold Onto Our Values as We Struggle to Survive in the Trump-DeVos Holding Pattern?
I was dismayed recently when I sat down to read some excellent proposals for addressing child poverty in the United States.
Here are two alternative proposals from the National Academy of Sciences. Both are prescriptions for cutting our national child poverty rate in half within a decade. Each proposal would combine a different set of policy strategies; each combination of ingredients would achieve the same very laudable result:
“Increase the Earned Income Tax Credit along the phase-in and flat portions; convert the Child and Dependent Care Tax Credit to a fully refundable tax credit and concentrate its benefits to families with children with the lowest incomes; increase the Supplemental Nutrition Assistance Program (SNAP) by 35 percent…; and expand the supply of Section 8 Housing… Vouchers to supply affordable housing for 70 percent of eligible families.””
“Increase the Earned Income Tax Credit by 40 percent; convert the Child and Dependent Care Tax Credit to a fully refundable tax credit and concentrate its benefits to families with children with the lowest incomes; replace the Child Tax Credit with a monthly child allowance of $225 per month…; establish a new child support assurance program that provides a minimum payment of $100 per month per child; increase the federal minimum wage to $10.25 per hour… and index it to inflation; and restore program eligibility for non-qualified legal immigrants for Medicaid, SNAP… TANF…, SSI, and other benefits.”
I am sure that, if the people at the National Academy of Sciences who wrote the report say so, either of these prescriptions on its own would cut child poverty in half within the decade. My despair when I look at these plans, however, is that today there is an utter absence of national political will to ensure that Congress would move on any one of the specifics, let alone any combination of them.
Nor do I have any hope that even well-informed people on the street could possibly get a handle on what all these programs are and how they would work together to help our children. We need leaders who can help us understand what each of these programs is, how they would fit together, and—most important—why they matter.  And for those of us who care about the future of education, we need to be reminded that child poverty—not failing public schools—is what threatens the future of too many of our children.
Our collective ignorance about what such programs are and how they would help our children is particularly worrisome today, because the best we can look for is to be trapped in a holding pattern right now.  It is dangerous that we are forgetting the very tools that someday may help us address child poverty. We obligated today merely to be grateful when things are not quickly getting worse.
In the area of K-12 public education—which directly affects 50 million of our children—President Trump’s education budget proposal flat-funds Title I and the Individuals with Disabilities Education Act. These are the huge formula programs that help schools serve children in poverty and children with disabilities. The President’s proposed budget also flat-funds Head Start.  For two years now, Congress has agreed to maintain these programs, and there is some assurance Congress will continue to do so. (House Democrats recently proposed adding $4.4 billion to the FY 2020 federal budget for education, including an increase in Title I, although any House education budget is unlikely to be approved by the Republican-dominated Senate.)  We must find ourselves grateful for the preservation of the status quo, even though all this flat-funding means the programs are falling behind in inflation-adjusted dollars.
On Sunday, the Washington Post‘s Laura Meckler described today’s holding-pattern in stark terms.  What she portrays is a crisis in leadership and values, not merely a paucity of programs. In a profile about Education Secretary Betsy DeVos, Meckler assures us that DeVos has emerged as among the few survivors in Trump’s Cabinet: “(‘T)he president shows no signs of asking her to resign, reflecting in part his lack of interest in the issue of education and the department responsible for it… This account of DeVos’s endurance in the Education Department’s top job is based on interviews with eight people with direct knowledge of the secretary’s relationship with the president and with an understanding of the inner workings of the White House and education agency… DeVos has benefited from Trump’s lack of interest in education, officials say… Also bolstering DeVos’s standing: She hasn’t had a single personal scandal. She’s a billionaire and travels by private plane, but she pays for it herself. She donates her salary to charity. Even detractors say that in person, DeVos is pleasant and easy to be around.”
We have a President who doesn’t care about education, and we can extrapolate: a President who doesn’t care about children.  Fortunately Congress has refused to go along with an ideological agenda that features education as an exercise in individual freedom, privatization, and marketplace choice.  We have to be grateful for the holding pattern even as we worry about the plight of poor children.
At the same time those of us concerned about a crisis in urban public schools also know that school achievement is affected by factors in the lives of children outside school. The National Education Policy Center’s Kevin Welner and researcher Julia Daniel delineate many of the primary challenges for children that threaten their engagement with school: “(W)e need to step back and confront an unpleasant truth about school improvement. A large body of research teaches us that the opportunity gaps that drive achievement gaps are mainly attributable to factors outside our schools: concentrated poverty, discrimination, disinvestment, and racially disparate access to a variety of resources and employment opportunities…  Research finds that school itself has much less of an impact on student achievement than out-of-school factors such as poverty.  While schools are important… policymakers repeatedly overestimate their capacity to overcome the deeply detrimental effects of poverty and racism… (S)tudents in many… communities are still rocked by housing insecurity, food insecurity, their parents’ employment insecurity, immigration anxieties, neighborhood violence and safety, and other hassles and dangers that can come with being a low-income person of color in today’s United States.”
These are, of course, the problems the National Academy of Sciences suggests we can address with either of their prescribed mixtures of policy investments. Nobody in this holding pattern of Trump Times, however, has been able to frame poignantly our public responsibility for addressing the needs of what First Focus identifies as 13 million children living in poverty today in the United States. Good leadership is desperately needed to develop the political will in a society barely coping with an executive branch gone mad.  As the Mueller report and its implications wash over us, at a time when our president foments hatred at the southern border, and in a society driven more and more by individualism and entrepreneurship, can we recover some kind of commitment to the public good and our collective obligation to our society’s children?
Here are some values we ought to be thinking about.
The late Benjamin Barber describes today’s realities for children and their schools—a reality that has grown more serious than it was when he wrote these words in 1998: “In many municipalities, schools have become the sole surviving public institutions and consequently have been burdened with responsibilities far beyond traditional schooling. Schools are now medical clinics, counseling centers, vocational training institutes, police/security outposts, drug rehabilitation clinics, special education centers, and city shelters… Among the costs of public schools that are most burdensome are those that go for special education, discipline, and special services to children who would simply be expelled from (or never admitted into) private and parochial schools or would be turned over to the appropriate social service agencies (which themselves are no longer funded in many cities.)  It is the glory and the burden of public schools that they cater to all of our children, whether delinquent or obedient, drug damaged or clean, brilliant or handicapped, privileged or scarred. That is what makes them public schools.” (“Education for Democracy,” in A Passion for Democracy: American Essays, pp. 226-227)
John Dewey names the principle that has traditionally grounded our society’s commitment to the well being of our children and their public education: “What the best and wisest parent wants for his own child, that must the community want for all of its children… Only by being true to the full growth of all the individuals who make it up, can society by any chance be true to itself.” (The School and Society, 1899, p. 1)
Over the past year, there was one public outcry on behalf of children that was loud enough to overcome the inertia of just trying to hold on for two more years.  Thank you teachers in West Virginia, Oklahoma, Kentucky, Arizona, Denver, Los Angeles, and Oakland for your walkouts—state by state and district by district.  You who spend your days in our public schools helped us see the damage being imposed on children by huge classes along with the absence of counselors, school nurses, social workers and librarians. And you reminded citizens in many states that their taxes are needed as a public obligation to support their children and to keep a well-qualified and experienced staff of teachers in the public schools that serve their children.
There was also one simple public protest that may point to a strategy for changing the conversation. Before the 2018 election for governor of Wisconsin, the Wisconsin Alliance for Excellent Schools supplied thousands of parents statewide with very simple yard signs that said: “I Love My Public Schools and I Vote.” Without sinking into the policy weeds, the Wisconsin Alliance for Excellent Schools very plainly confronted and replaced Scott Walker’s years-long agenda to privatize and otherwise undermine public schools. Perhaps a wave of yard signs helped reframe the agenda: Tony Evers, the state school superintendent, defeated Walker and now serves as Wisconsin’s governor.
elaine May 2, 2019
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Janresseger
Janresseger: Can We Hold Onto Our Values as We Struggle to Survive in the Trump-DeVos Holding Pattern? published first on https://buyessayscheapservice.tumblr.com/
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Part 3: Trump’s Other Wall
Trump has been president for less than a month so we don’t have quite the same amount of information to go on as we did with Bush and Obama. Because his presidency is in its infancy, there isn’t much to look at besides his cabinet (as far as this series is concerned), but that’s okay because the entire point of this 3 part series (part 1, part 2a, part 2b) has been to eventually lead up to this moment! Now we have the tools to understand what’s happening in the Senate and the historical context of the Bush Administration and the Obama Administration, which means we’re ready to look at present-day events to see if Trump really is facing “unpresidented” obstruction.
The Claims:
“But the most notable difference already has taken place: it is once again patriotic to obstruct the workings of government! Parliamentarians unite!” - op-ed in the Milwaukee Journal Sentinel
“Democratic senators plan to aggressively target eight of Donald Trump’s Cabinet nominees in the coming weeks and are pushing to stretch their confirmation votes into March — an unprecedented break with Senate tradition.” - Washington Post
“Senate Democrats Obstruct President Trump’s Nominees” - (terrifyingly) The White House
Good Things Come to Those Who Wait?
There is one thing that is actually true - it is taking Trump longer than usual to assemble his cabinet, for a newly elected president [1, 2]. Currently, it’s taking an average of 16 days for his nominees to move from their committee meetings to the Senate floor, which is indeed longer than the 7 days it took for Bush’s first cabinet or the 11 days it took for Obama’s first cabinet [1].
But there are some things that are different about Trump and his cabinet nominees that neither Bush nor Obama faced:
1) Did He Really Win?
Trump didn’t win the popular vote - he only received 45.96% of the votes, compared to Clinton’s 48% [3, 4]. He did win the Electoral College, but why the Electoral College is (considered by some to be) an antiquated hold-over of a bygone era is a post for another time [3, 4].
There has been one other president in recent history that has won via the Electoral College but lost the popular vote: George W. Bush; he received 47.87% of the votes, while Gore received 48.38% [3]. There have only been 5 presidents in the history of the United States that lost the popular vote, including Bush and Trump [3].
Bush lost the popular vote by a margin of 0.51% and Trump lost by a margin of 2.04%, which doesn’t seem like a huge deal but that small percentage represents millions of people [3, 4].
2) The Apprentice Has a Higher Approval Rating Than the President*
*I have never watched the Apprentice in my life and I have no idea if this is factual
Trump has the lowest approval rating for a new president since at least Eisenhower [5]. Bush, even after not winning the popular vote, held an approval rating of 59% in February 2001, while Obama’s initial approval rating was 64%. Trump has hovered in the 40s, with an average of 44% [5].
I’m not a pollster or avid fan of polling to begin with (you can ask my friends and they will happily tell you that I vocally declare my dislike for polls pretty much every time they are mentioned), but there is evidence that approval ratings do matter for presidents and legislative success [6, 7].
3) The Clumsy Cabinet
I won’t mince words here: Trump’s cabinet nominees are almost universally unqualified for the positions they have been tapped for. If you’ve read the news or been on any social media site since Trump’s inauguration, you have likely heard that his cabinet is full of billionaires that might have business conflicts, people that have minimal government experience and people that don’t have the expertise necessary to run the department they’ve been nominated for but that’s not what I’m going to talk about because many of those things can apparently be contested regardless of how much evidence one presents.
Instead, I’ll put forth that many of his cabinet nominees are unqualified simply because they, their businesses, or their statements stand in direct opposition to the goals of the department they are hopeful to direct.
Environmental Protection Agency, mission statement: “to protect human health and the environment.”
Scott Pruitt, EPA Administrator (awaiting Senate floor) • The EPA accomplishes their mission by developing and enforcing regulations, giving grants, studying environmental issues, and educating people about the environment [8]. Scott Pruitt, Trump’s nominee to head the EPA and current Attorney General in Oklahoma, has sued the EPA 14 times [9, 10, 11]. Many of these lawsuits are being fought over perceived overreach by the EPA, with the complainants believing that the EPA has acted outside of its authority [10, 12]. Also, many of the complainants in these lawsuits are companies that have donated to Pruitt directly and would be forced to make potentially costly changes to waste disposal methods or renovations to facilities if EPA regulations were enforced [9, 10, 13]. When asked, Pruitt has not explicitly stated that he would recuse himself from any currently pending litigation, even if appointed as head of the EPA, instead saying he would follow the recommendations of his ethics committee [11]. Pruitt, while not an out-and-out climate change denier, has also said that “the degree and extent of human impact and what should be done about [climate change] are subject to continuing debate and dialogue” [10, 11, 12]. Addressing and reducing the effects of climate change are one of the EPA’s primary goals [31].
Department of Education, mission statement: “to promote student achievement and preparation for global competitiveness by fostering educational excellence and ensuring equal access.”
Betsy DeVos, Secretary of Education (has been confirmed) • Betsy DeVos, Education Secretary confirmee, is a well-established champion of tax credits for parents to send their children to private/religious schools and charter schools, publicly-funded but privately-operated schools that can make impactful changes in communities, but can also lack oversight, decrease performance and drain funding from already struggling districts, but she hasn’t been a vocal advocate for public education [14, 15]. She was asked during her committee hearing if she could commit to not working to privatize public schools or cutting public education funding and she refused to give the requested yes or no answer, providing a vague non-answer instead [14]. She has also stated that she would support Trump if he were to repeal the Gun-Free School Zones Act and she has made statements that it should up to individual states how they choose to comply with the Individuals with Disabilities Education Act (IDEA), a federal law (which isn’t, you know, how that works)[14]. While it may be important for parents to have access to choices regarding their child’s education, an Education Secretary that doesn’t seem interested in advocating for public education as strongly as she has lobbied for privatized education is likely at odds with department goals [14, 15, 16].
Department of Labor, mission statement: “To foster, promote, and develop the welfare of the wage earners, job seekers, and retirees of the United States; improve working conditions; advance opportunities for profitable employment; and assure work-related benefits and rights.”
Andy Puzder, Secretary of Labor nominee (awaiting committee meeting) • Andy Puzder, CEO of CKE Restaurants (Carl’s Jr. and Hardees) and Secretary of Labor nominee, is critical of minimum wage increases and has a history of opposition to overtime rules and paid-leave policies, as well [9, 17, 19]. He is supportive of increased automation in the fast food industry, which is frequently cited as a threat to actual humans in the labor force [17, 18]. CKE has been the target of lawsuits alleging underpayment and has had to make back payments to employees [17, 19, 20]. Puzder has a history of undermining or explicitly working against the core values of the Labor Department, especially “promot[ing]... the welfare of the wage earner”,”improv[ing] working conditions,” and “assur[ing] work-related benefits and rights” [9, 17, 20, 21].
Department of State, mission statement: “The Department's mission is to shape and sustain a peaceful, prosperous, just, and democratic world and foster conditions for stability and progress for the benefit of the American people and people everywhere. This mission is shared with the USAID, ensuring we have a common path forward in partnership as we invest in the shared security and prosperity that will ultimately better prepare us for the challenges of tomorrow.”
Rex Tillerson, Secretary of State (has been confirmed) • Tillerson, confirmed Secretary of State, has a history of being critical of US sanctions against Russia when they stood in the way of deals brokered between Russia and the company he was CEO of before becoming Secretary of State - ExxonMobil [9, 22]. Tillerson also has an “unusually copacetic relationship with Vladimir Putin” [9]. And yes, I do mean the same Russia that is under investigation for possibly interfering in our election. The same Russia accused of war crimes in Syria by the UN. It may be difficult to tell from the mission statement alone, but the State Department oversees the international relations of the United States and also represents the United States at the UN [24]. To that end, I also mean the same Russia that is making the situation in Syria worse, resulting in a flood of Syrian refugees seeking asylum - indeed the same Syrian refugees the State Department has been trying to help (Trump’s Travel Ban notwithstanding)[9, 23, 25].
Other Nominees • Ben Carson, Department of Housing and Urban Development nominee, has had to walk back from statements he has made in the past regarding public assistance programs and fair housing initiatives, statements that were at odds with one of HUD’s primary goals - to provide quality rental homes and oversee public housing assistance programs [26, 27, 28]. 
And I realize that this one won’t win me any favors from Trump supporters or critics of the ACA, but Tom Price, Secretary of Health and Human Services nominees, has been a vocal opponent of the Affordable Care Act [9, 29]. HHS’s mission statement is “to enhance and protect the health and well-being of all Americans” and I would argue that stripping the access to health insurance that millions of Americans have through the Affordable Care Act is directly at odds with that mission statement (but if you’re not sold by that argument (I don’t blame you, but I had to try) his sweetheart deals may give you pause)[9, 29, 30]. 
And my personal favorite, Rick Perry, Department of Energy nominee, once advocated for the very same department he has now been tapped to lead to be eliminated (or he would have, if he could have remembered it)[32].
4) It’s the Principle of the Thing
Even if most of Trump’s cabinet members were not directly opposed to the goals of the departments they may one day one run, there have still been huge ethical hurdles for some candidates… mostly that they had hearings scheduled before the OGE had finished their ethics investigations [33, 34, 35]. The Office of Government Ethics is responsible for the investigations that prevent and resolve conflicts of interest, and with so many of Trump’s nominees being executives and philanthropists-cum-lobbyists, there are quite a lot of conflicts of interest, meaning an ethics investigation is highly important [33, 36].
The Unprecedented Obstruction?
As we’ve looked at with both the Bush and Obama administrations, maybe Senate Democrat’s BAD! obstruction isn’t actually all that novel. And maybe the obstruction is warranted.
Trump has a historically low approval rating and millions of people contest his win of the presidency and those millions of people are upset, which means that Democratic and Republican senators alike are receiving calls, letters, and faxes at an exhausting rate, asking them to either hold these unqualified nominees to task (or, for Republicans, at least reconsider casting their vote in favor) [38, 39, 40]. The boycotting and delaying of committee hearings has been done before, too - by Republicans. The debates and extended time on the floor has been a tactic used by both parties in recent presidencies, as previous posts have well covered. And Trump has a long way to go before he hits the average number of days it took to confirm Obama’s second cabinet (34 days)(and Obama’s approval ratings during the beginning of his second term are much closer to Trump’s approval ratings now)[1, 41].
Democratic senators throwing a wrench into the system may actually just be them doing their job. And Republican Senators calling for Senate Dems to ease up and just let cabinet nominees through may not actually be doing their’s, especially if there are ethical concerns or conflicts of interest that still need to be divested.
Oh, and those two fun vocabulary words from my last post?
kleptocracy (n, klep·toc·ra·cy) - government by those who seek chiefly status and personal gain at the expense of the governed
kakistocracy (n, kak·is·toc·ra·cy) - government by the worst people
Navigation: Part 1 - Part 2a - Part 2b - Part 3 (this!)
[1] https://docs.google.com/spreadsheets/d/1Yx1i6xEgAZCKg2-moEnqv5lO_9gKg3XqnVcminrll6E/edit#gid=0
[2] https://www.washingtonpost.com/news/the-fix/wp/2017/01/20/donald-trump-will-start-his-presidency-with-the-smallest-confirmed-cabinet-in-decades/?utm_term=.a9b9d5fa2c25
[3] https://en.wikipedia.org/wiki/United_States_presidential_elections_in_which_the_winner_lost_the_popular_vote
[4] http://www.nytimes.com/elections/results/president
[5] http://www.gallup.com/poll/203198/presidential-approval-ratings-donald-trump.aspx
[6] https://fivethirtyeight.com/features/trump-won-despite-being-unpopular-so-can-he-govern-that-way/
[7] https://hbr.org/2017/02/trumps-low-approval-numbers-matter-heres-why
[8] https://www.epa.gov/aboutepa/our-mission-and-what-we-do
[9] https://www.theatlantic.com/business/archive/2017/01/trumps-appointees-conflicts-of-interest-a-crib-sheet/512711/
[10] https://www.washingtonpost.com/news/energy-environment/wp/2016/12/07/trump-names-scott-pruitt-oklahoma-attorney-general-suing-epa-on-climate-change-to-head-the-epa/?utm_term=.a9d177ee3402
[11] http://www.npr.org/2017/01/18/510472412/epa-nominee-scott-pruitt-acknowledges-existence-of-climate-change
[12] https://www.theguardian.com/us-news/2016/dec/07/trump-scott-pruitt-environmental-protection-agency
[13] https://www.nytimes.com/2017/01/14/us/scott-pruitt-trump-epa-pick.html?_r=1&mtrref=www.theatlantic.com&gwh=9EA39F71D3681CE53B9387328E4BB687&gwt=pay
[14] http://www.politico.com/story/2017/01/betsy-devos-education-public-schools-233720
[15] https://www.nytimes.com/2016/11/23/us/politics/betsy-devos-trumps-education-pick-has-steered-money-from-public-schools.html
[16] https://www2.ed.gov/about/landing.jhtml
[17] https://www.nytimes.com/2016/12/08/us/politics/andrew-puzder-labor-secretary-trump.html
[18] http://www.businessinsider.com/self-service-kiosks-are-replacing-workers-2016-5
[19] http://www.cbsnews.com/news/andrew-puzder-donald-trumps-labor-secretary-pick/
[20] https://www.theatlantic.com/politics/archive/2017/02/president-trumps-missing-labor-secretary/515655/
[21] https://www.dol.gov/general/aboutdol/mission
[22] http://www.politifact.com/truth-o-meter/statements/2017/jan/12/rex-tillerson/tillerson-misleads-russian-sanctions-opposition/
[23] https://www.state.gov/s/d/rm/index.htm#mission
[24] https://en.wikipedia.org/wiki/United_States_Department_of_State
[25] http://www.telegraph.co.uk/news/worldnews/europe/russia/11856922/Russia-refuses-to-help-Syrian-refugees.html
[26] https://www.nytimes.com/2017/01/12/us/politics/ben-carsons-hud-housing-nominee-hearing.html
[27] http://www.latimes.com/politics/la-na-pol-carson-hud-20170112-story.html
[28] https://portal.hud.gov/hudportal/HUD?src=/about/mission
[29] http://www.politico.com/story/2017/01/tom-price-health-secretary-confirmation-hearing-233796
[30] https://www.hhs.gov/about/
[31] https://www.epa.gov/climatechange/what-epa-doing-about-climate-change
[32] http://www.latimes.com/politics/la-na-pol-trump-perry-20161213-story.html
[33] https://www.washingtonpost.com/politics/ethics-official-warns-against-confirmations-before-reviews-are-complete/2017/01/07/e85a97ee-d348-11e6-9cb0-54ab630851e8_story.html?utm_term=.d2ad4925e7d6
[34] https://www.theguardian.com/us-news/2017/jan/08/trump-cabinet-nominees-ethics-review-conflict-of-interest
[35] http://thehill.com/homenews/senate/313175-ethics-office-accuses-gop-of-rushing-trump-cabinet-confirmations
[36] https://www.oge.gov/web/oge.nsf/Mission%20and%20Responsibilities
[37] http://www.nytimes.com/2013/05/10/us/politics/republicans-block-vote-on-nominee-to-lead-epa.html
[38] http://www.politico.com/story/2017/01/betsy-devos-confirmation-senate-phone-lines-234216
[39] https://www.theatlantic.com/politics/archive/2017/02/is-betsy-devos-going-down/515346/
[40] https://www.washingtonpost.com/world/national-security/more-than-1100-law-school-professors-nationwide-oppose-sessionss-nomination-as-attorney-general/2017/01/03/dbf55750-d1cc-11e6-a783-cd3fa950f2fd_story.html?utm_term=.3c4f7dae6502
[41] http://www.gallup.com/poll/116479/barack-obama-presidential-job-approval.aspx
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xmarisolx · 8 years
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MotherJones 
Peter’s Choice 
I asked my student why he voted for Trump. The answer was thoughtful, smart, and terrifying. 
RICK PERLSTEIN JAN/FEB 2017 ISSUE 
Mike McQuade 
This past October, I taught a weeklong seminar on the history of conservatism to honors students from around the state of Oklahoma. In five long days, my nine very engaged students and I got to know each other fairly well. Six were African American women. Then there was a middle-aged white single mother, a white kid who looked like any other corn-fed Oklahoma boy and identified himself as “queer,” and the one straight white male. I’ll call him Peter. 
Peter is 21 and comes from a town of about 3,000 souls. It’s 85 percent white, according to the 2010 census, and 1.2 percent African American—which would make for about 34 black folks. “Most people live around the poverty line,” Peter told the class, and hunting is as much a sport as a way to put food on the table. 
Peter was one of the brightest students in the class, and certainly the sweetest. He liked to wear overalls to school—and on the last day, in a gentle tweak of the instructor, a red “Make America Great Again” baseball cap. A devout evangelical, he’d preferred former Arkansas Gov. Mike Huckabee at the start of the primary season, but was now behind Donald Trump. 
One day the students spent three hours drafting essays about the themes we’d talked about in class. I invited them to continue writing that night so the next morning we could discuss one of their pieces in detail. I picked Peter’s because it was extraordinary. In only eight hours he’d churned out eight pages, eloquent and sharp. 
When I asked him if I could discuss his essay in this article, he replied, “That sounds fine with me. If any of my work can be used to help the country with its political turmoil, I say go for it!” Then he sent me a new version with typos corrected and a postelection postscript: “My wishful hope is that my compatriots will have their tempers settled by Trump’s election, and that maybe both sides can learn from the Obama and Trump administrations in order to understand how both sides feel. Then maybe we can start electing more moderate people, like John Kasich and Jim Webb, who can find reasonable commonality on both sides and make government work.” Did I mention he was sweet? 
When he read the piece aloud in class that afternoon in October, the class was riveted. Several of the black women said it was the first time they’d heard a Trump supporter clearly set forth what he believed and why. (Though, defying stereotypes, one of these women—an aspiring cop—was also planning to vote for Trump.) 
Peter’s essay took off from the main class reading, Corey Robin’s The Reactionary Mind: Conservatism From Edmund Burke to Sarah Palin. Its central argument is that conservative movements across history are united in their devotion to the maintenance of received social hierarchy. Peter, whose essay was titled “Plight of the Redneck,” had a hard time seeing how that applied to the people he knew. “These people are scraping the bottom of the barrel, and they, seemingly, have nothing to benefit from maintaining the system of order that keeps them at the bottom." 
“We all live out in the wilderness, either in the middle of a forest or on a farm,” he wrote. “Some people cannot leave their homes during times of unfortunate weather. Many still dry clothes by hanging them on wires with clothespins outside. These people are nowhere near the top, or even the middle, of any hierarchy. These people are scraping the bottom of the barrel, and they, seemingly, have nothing to benefit from maintaining the system of order that keeps them at the bottom.” His county ended up going about 70 percent for Trump. 
Concerning race, Peter wrote, “In Oklahoma, besides Native Americans, there have traditionally been very few minorities. Few blacks have ever lived near the town that I am from…Even in my generation, despite there being a little more diversity, there was no racism, nor was there a reason for racism to exist.” His town’s 34 or so black people might beg to differ, of course; white people’s blindness to racism in their midst is an American tradition. As one of the African American students in the class—I’ll call her Karen—put it, whites in her town see “racism as nonexistent unless they witness it firsthand. And then it almost has to be over the top—undeniable acts of violence like hate crimes or cross burnings on front lawns—before they would acknowledge it as such.” But it’s relevant to the story I’m telling that I’m certain Peter isn’t individually, deliberately racist, and that Karen agrees. 
Still, Peter’s thinking might help us frame a central debate on the left about what to make of Trump’s victory. Is it, in the main, a recrudescence of bigotry on American soil—a reactionary scream against a nation less white by the year? Or is it more properly understood as an economically grounded response to the privations that neoliberalism has wracked upon the heartland? 
Peter knows where he stands. He remembers multiple factories and small businesses “shutting down or laying off. Next thing you know, half of downtown” in the bigger city eight miles away “became vacant storefronts.” Given that experience, he has concluded, “for those people who have no political voice and come from states that do not matter, the best thing they can do is try to send in a wrecking ball to disrupt the system.” When Peter finished with that last line, there was a slight gasp from someone in the class—then silence, then applause. They felt like they got it. 
I was also riveted by Peter’s account, convinced it might be useful as a counterbalance to glib liberal dismissals of the role of economic decline in building Trumpland. Then I did some research. According to the 2010 census, the median household income in Peter’s county is a little more than $45,000. By comparison, Detroit’s is about $27,000 and Chicago’s (with a higher cost of living) is just under $49,000. The poverty rate is 17.5 percent in the county and 7.6 percent in Peter’s little town, compared with Chicago’s 22.7 percent. The unemployment rate has hovered around 4 percent. 
The town isn’t rich, to be sure. But it’s also not on the “bottom.” Oklahoma on the whole has been rather dynamic economically: Real GDP growth was 2.8 percent in 2014—down from 4.3 percent in 2013, but well above the 2.2 percent nationally. The same was true of other Trump bastions like Texas (5.2 percent growth) and West Virginia (5.1 percent). 
Peter, though, perceives the region’s economic history as a simple tale of desolation and disappointment. “Everyone around was poor, including the churches,” he wrote, “and charities were nowhere near (this wasn’t a city, after all), so more people had to use some sort of government assistance. Taxes went up [as] the help became more widespread." 
He was just calling it like he saw it. But it’s striking how much a bright, inquisitive, public-spirited guy can take for granted that just is not so. Oklahoma’s top marginal income tax rate was cut by a quarter point to 5 percent in 2016, the same year lawmakers hurt the working poor by slashing the earned-income tax credit. On the "tax burden” index used by the website WalletHub, Oklahoma’s is the 45th lowest, with rock-bottom property taxes and a mere 4.5 percent sales tax. (On Election Day, Oklahomans voted down a 1-point sales tax increase meant to raise teacher pay, which is 49th in the nation.). 
As for government assistance, Oklahoma spends less than 10 percent of its welfare budget on cash assistance. The most a single-parent family of three can get is $292 a month—that’s 18 percent of the federal poverty line. Only 2,469 of the more than 370,000 Oklahomans aged 18 to 64 who live in poverty get this aid. And the state’s Medicaid eligibility is one of the stingiest in the nation, covering only adults with dependent children and incomes below 42 percent of the poverty level—around $8,500 for a family of three. 
But while Peter’s analysis is at odds with much of the data, his overall story does fit a national pattern. Trump voters report experiencing greater-than-average levels of economic anxiety, even though they tend have better-than-average incomes. And they are inclined to blame economic instability on the federal government—even, sometimes, when it flows from private corporations. Peter wrote about the sense of salvation his neighbors felt when a Walmart came to town: “Now there were enough jobs, even part-time jobs…But Walmart constantly got attacked by unions nationally and with federal regulations; someone lost their job, or their job became part-time." 
It’s worth noting that if the largest retail corporation in the world has been conspicuously harmed by unions and regulations of late, it doesn’t show in its profits, which were $121 billion in 2016. And of course, Walmart historically has had a far greater role in shuttering small-town Main Streets than in revitalizing them. But Peter’s neighbors see no reason to resent it for that. He writes, "The majority of the people do not blame the company for their loss because they realize that businesses [are about] making money, and that if they had a business of their own, they would do the same thing." 
It’s not fair to beat up on a sweet 21-year-old for getting facts wrong—especially if, as is likely, these were the only facts he was told. Indeed, teaching the class, I was amazed how even the most liberal students took for granted certain dubious narratives in which they (and much of the rest of the country) were marinated all year long, like the notion that Hillary Clinton was extravagantly corrupt. "After continually losing on the economic side,” he wrote, “one of the few things that you can retain is your identity." 
Feelings can’t be fact-checked, and in the end, feelings were what Peter’s eloquent essay came down to­—what it feels like to belong, and what it feels like to be culturally dispossessed. "After continually losing on the economic side,” he wrote, “one of the few things that you can retain is your identity. What it means, to you, to be an American, your somewhat self-sufficient and isolated way of life, and your Christian faith and values. Your identity and heritage is the very last thing you can cling to…Abortion laws and gay marriage are the two most recent upsets. The vast majority of the state of Oklahoma has opposed both of the issues, and social values cannot be forced by the government." 
On these facts he is correct: In a 2015 poll, 68 percent of Oklahomans called themselves "pro-life,” and only 30 percent supported marriage equality. Until 2016 there were only a handful of abortion providers in the entire state, and the first new clinic to open in 40 years guards its entrance with a metal detector. 
Peter thinks he’s not a reactionary. Since that sounds like an insult, I’d like to think so, too. But in writing this piece, I did notice a line in his essay that I had glided over during my first two readings, maybe because I liked him too much to want to be scared by him. “One need only look to the Civil War and the lasting legacies of Reconstruction through to today’s current racism and race issues to see what happens when the federal government forces its morals on dissenting parts of the country.” The last time I read that, I shuddered. So I emailed Peter. “I say the intrusions were worth it to end slavery and turn blacks into full citizens,” I wrote. “A lot of liberals, even those most disposed to having an open mind to understanding the grievances of people like you and yours, will have a hard time with [your words]." 
Peter’s answer was striking. He first objected (politely!) to what he saw as the damning implication behind my observation. Slavery and Reconstruction? "I was using it as an example of government intrusion and how violent and negative the results can be when the government tries to tell people how to think. I take it you saw it in terms of race in politics. The way we look at the same thing shows how big the difference is between our two groups." 
To him, focusing on race was "an attention-grabbing tool that politicians use to their advantage,” one that “really just annoys and angers conservatives more than anything, because it is usually a straw man attack.” He compared it to what “has happened with this election: everyone who votes for Trump must be racist and sexist, and there’s no possible way that anyone could oppose Hillary unless it’s because they’re sexist. Accusing racism or sexism eliminates the possibility of an honest discussion about politics." 
He asked me to imagine "being one of those rednecks under the poverty line, living in a camper trailer on your grandpa’s land, eating about one full meal a day, yet being accused by Black Lives Matter that you are benefiting from white privilege and your life is somehow much better than theirs." 
And that’s when I wanted to meet him halfway: Maybe we could talk about the people in Chicago working for poverty wages and being told by Trump supporters that they were lazy. Or the guy with the tamale cart in front of my grocery store—always in front of my grocery store, morning, noon, and night—who with so much as a traffic violation might find himself among the millions whom Trump intends to immediately deport. 
I wanted to meet him halfway, until he started talking about history. 
"The reason I used the Civil War and Reconstruction is because it isn’t a secret that Reconstruction failed,” Peter wrote. “It failed and left the South in an extreme poverty that it still hasn’t recovered from.” And besides, “slavery was expensive and the Industrial Revolution was about to happen. Maybe if there had been no war, slavery would have faded peacefully." 
As a historian, I found this remarkable, since it was precisely what all American schoolchildren learned about slavery and Reconstruction for much of the 20th century. Or rather, they did until the civil rights era, when serious scholarship dismantled this narrative, piece by piece. But not, apparently, in Peter’s world. "Until urban liberals move to the rural South and live there for probably a decade or more,” he concluded, “there’s no way to fully appreciate the view." 
This was where he left me plumb at a loss. Liberals must listen to and understand Trump supporters. But what you end up understanding from even the sweetest among them still might chill you to the bone. 
Read Peter’s full essay at motherjones.com/oklahoma.
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elizabethcariasa · 5 years
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5 cool tax moves to make this hot August
August is here, but few of us have put out the welcome mat. The eighth month of the year tends to be one of the hottest of the year. Most of the summer's fun events have come and gone. And school is about to start.
OK, that last point is a positive for many parents who are running out of patience with the kids being underfoot all the time.
Those moms, dads and all other shoppers in 13 states at least will get some state sales tax holidays to make this muggy month a bit more tolerable. Those tax-free events are among the five cool tax moves to make in this hot month of August.
1. Take advantage of no-tax shopping. Tax holidays are bad tax policy. They don't bring new shoppers into stores, but rather prompt those who planned to buy anyway to shift their shopping to the tax-free period.
Still, folks seem to like the holidays and this year there were/are 16 of them. Thirteen take place during or start on the first weekend of August, which in many instances includes Friday as part of the weekend.
Since classes are about to start, most of these events are advertised as back-to-school shopping opportunities. That includes not only the standard notebooks and pencils, but also in some place computers.
You can find details and links to the states' officials lists of tax-free eligible items in my comprehensive (and color-coded!) tax holiday 2019 post, but here's a quick look at the states with their upcoming sales tax holiday dates in parentheses:
Arkansas (Aug. 3-4)
Maryland (Aug. 9-17)
Oklahoma (Aug. 2-4)
Connecticut (Aug. 18-24)
Massachusetts (Aug. 17-18)
South Carolina (Aug. 2-4)
Florida (Aug. 2-6)
Missouri (Aug. 2-4)
Texas (Aug. 9-11)
Iowa (Aug. 2-3)
New Mexico (Aug. 2-4)
Virginia (Aug. 2-4)
  Ohio (Aug. 2-4)
  2. Shop for educational tax help. Don't limit your back-to-school shopping to retail locations. Do your homework on the many ways that your dear old Uncle Sam can help cover educational costs, from Kindergarten through high school and on to college.
One of the best bargains is a 529 plan. The tax benefits for these state-administered savings accounts include, among other things, tax-free account growth, no tax on distributions used to pay allowable education costs (which were expanded by the Tax Cuts and Jobs Act) and in some states a deduction on those state returns.
Every state offers at least one 529 and your choice isn't limited to just those offered within your state's borders. So shop around for a 529 that fits your student's and family's needs.
3. Use your medical FSA funds for school-related costs. A flexible spending account, or FSA, is a popular employer-provided workplace benefit. You contribute to an FSA via paycheck contributions that are made before taxes are calculated on your income, lowering your overall tax bill.
The current maximum FSA contribution amount, which you selected last fall when you signed up for 2019 benefits, is $2,700. You then use FSA money to pay or get as reimbursement for your out-of-pocket expenditures on qualified medical expenses.
If you maxed out, you want to make sure you use as much of the FSA money as possible. If you don't, it goes back to your employer.
One of those allowable and reimbursable expenses is vaccinations that most schools and many colleges require students to get before enrolling. If you're unsure of the requirements where you live, check out the Centers for Disease Control's interactive map of school vaccination requirements and exemptions.
And if you have to pay a portion of the immunization shots' costs, use your FSA money.
4. Collect camp receipts. A dependent-care FSA is another popular employee benefit. Like their medical counterparts, these tax-favored accounts let you save pretax money to cover child care.
Day camps count as child care for older children. If this summer you enrolled your youngsters in a day camp so they would be supervised while you (and your spouse, if you're married) worked, you can use dependent care FSA money to cover the costs.
Quick reminder: Day camp only costs qualify. Sleep-away camp costs aren't eligible.
No care FSA? No problem. Look into claiming the child and dependent care tax credit. Day camp expenses can be counted toward figuring this tax break.
There is a limit on both expenses and the percentage of them that can used to figure the credit. Bottom line is that the maximum child care credit is $1,050 for care of one child or $2,100 for costs related to two or more youngsters. While that might not seem like much, it is at least a tax credit, which offers a dollar-for-dollar reduction of any tax you owe.
5. Alert the health marketplace of any changes. Yes, a court challenge of the Affordable Care Act, known as Obamacare, is progressing. But until there if final legal word, which likely eventually will come from the Supreme Court, the law remains in effect.
So does the tax help, the Premium Tax Credit (PTC), that's available to eligible low- and moderate-income individuals and families to help pay for medical insurance obtained through the healthcare marketplace at HealthCare.gov.
It's a refundable tax credit, which means you could get money back if you don't owe any tax.
If eligible, you can claim the PTC when you file your annual return. Most people, however, receive advance PTC payments.
Certain changes to your household, income or family size may affect your tax credit. Let the marketplace know of these changes ASAP so you're not hit with a surprise when it comes to your tax refund or the amount of tax you owe.
More monthly tax moves: Want some more hot August tax moves?
You'll find them over in the ol' blog's right column, under the August Tax Moves header that's just below the clock counting down the days until the Oct. 15 filing extension deadline.
Find a shady spot, grab your favorite cool drink and check them out.
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DeVos blasted again for proposing cuts to the Special Olympics
WASHINGTON — For the third year in a row, Democrats dinged Education Secretary Betsy DeVos on Tuesday for proposing to cut funds from the Special Olympics, after-school programs and support for students from low-income families.
The difference is that this time, Democrats control the House.
“The three education budgets from this administration have proposed the largest cuts to education funding in four decades. That’s since the department was created in 1979,” said Democratic Rep. Rosa DeLauro of Connecticut, who chairs the Appropriations Committee’s Labor, Health and Human Services, Education and Related Agencies Subcommittee, at a hearing on DeVos’ proposed 2020 budget.
“Madam Secretary, I have to say, and maybe it’s offensive: Shame on you,” DeLauro said.
Overall, DeVos proposed a 12% decrease in funding for her department for fiscal year 2020.
Lawmakers have rejected the Trump administration’s previous efforts, increasing the Education Department budget instead, even when Republicans controlled both the Senate and House.
Even though the secretary’s budget has even less of a chance of being adopted this year, it lays out a set of priorities for the administration — and gives advocacy groups plenty to complain about.
One proposal that has repeatedly gotten attention from lawmakers is DeVos’ suggestion to cut funding from Special Olympic events at schools.
“We had to make some difficult decisions with this budget,” DeVos responded when asked about the proposal by Rep. Marc Pocan, a Wisconsin Democrat, who said that more than 270,000 children benefit from those programs.
“I think the Special Olympics is an awesome organization, one that is supported by the philanthropic sector as well,” she said.
DeVos has personally supported the group. After proposing to cut the funding in her first budget, she announced that she would donate part of her salary to the organization. A spokeswoman confirmed Tuesday that the secretary made the donation last year and added that DeVos is “personally supportive of Special Olympics and its mission.”
The proposed budget maintains the same level of funding for core special education programs, including grants to states under the department’s Individuals with Disabilities Education Act.
The secretary was also criticized at Tuesday’s hearing for eliminating money for the 21st Century Community Learning Center, which supports after-school and summer programs for students, particularly those who come from low-income families or attend low-performing schools.
“This year, I’m puzzled. You’re trying to cut it again, completely ignoring the strong evidence that parents support this program and in fact want more of it,” said Rep. Nita Lowey, a New York Democrat who’s the chairwoman of the House Appropriations Committee.
Republican ranking member Rep. Tom Cole of Oklahoma commended DeVos for several aspects of her budget, including support for charter schools and for science, technology, math and engineering (STEM) programs, as well as expanding the Pell Grant program to students enrolled in short-term certificate programs.
But he called some of the proposed reductions “shortsighted,” including those to the federal TRIO programs, which provide support to students from disadvantaged backgrounds.
The secretary’s budget requests new funds for K-12 school choice tax credits, called Education Freedom Scholarships. They could be used for both private and public schools. The agency is asking the Treasury Department for $5 billion a year for the new program.
from FOX 4 Kansas City WDAF-TV | News, Weather, Sports https://fox4kc.com/2019/03/26/devos-blasted-again-for-proposing-cuts-to-the-special-olympics/
from Kansas City Happenings https://kansascityhappenings.wordpress.com/2019/03/27/devos-blasted-again-for-proposing-cuts-to-the-special-olympics/
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Spencerville Oklahoma Cheap car insurance quotes zip 74760
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I really want a 2005 Ford Mustang (NOT a GT) for my fist car. Please give prices of how much the insurance would be if I had state farm insurance. Thank You, and please give me good prices so my dad will get me a mustang!!!""
Do I need to be on the insurance to get my license?
Im about to be 18 and I have an appointment at the California DMV to get my license. I've had my permit for a year. my boyfriend wants to take me. his car is registered and everything is fine but his insurance doesnt cover other people driving his car. can I take the DMV test in his car or not?
What kind of insurance would I need for renting out my backyard for parties/events/weddings etc?
is there any company that specializes in this insurance or an agency that deals with event rental properties?
When does the health insurance bill take effect?
I live in Georgia and was wondering when I need health insurance by
How much would Progressive's auto insurance cost for a 2 door honda civic for a 17 year old male?
Or a Honda accord v6 coupe? Standard Insurance prices.
Is it okay to drive your parents car but dont have insurance yet but your parents gave permission to drive it?
Like if i was to be pulled over which I plan on not being because I drive very carefully but with cops now a days they will pull you over for no reason and just follow you and pull ...show more
Looking for health insurance for a parent?
I have a parent that was dropped from her medical insurance in nov. 07. She recently just found out about her coverage. She is disable, and medicare states she do not qualify for medicare. My job do not cover disable dependents. What are some affordable plans she can enroll into or what can she do?""
What is the cheapest price university in California to study Power Plants for international student?
I'm holding Diploma certificate in Airframe and Power plants, i need to continue my study in US, CAL exactly but i didn't find the perfect university i need a low price university which i can get bachelor degree in it so i need a help please as soon as possible to get start soon.""
What is a good life insurance company?
I have been looking into Garden State and Globe. Do any of you use them? Who do you use as your life insurance holder? I am going to look around Monday with local companies but I have been looking around online. It will be for myself, my husband, and your 1 year old daughter(only a small one in case something happened and it would be for burial).""
What kind of insurance would I need for this?
There is a private residence that I would like rent out for my daughter's wedding. I am going pay him a certain amount for use of the house but then I'd like to take our a short term insurance policy in case the house is damaged or someone is injured.
Are there any insurance companies that offer discounts for drivers of hybrid cars?
I know Traveler's does but their rates are really high to start with, so 10% off that is actually a ton more expensive than my regular insurance. I'm looking to insure a 2005 civic hybrid. (which for fair note I love!) Thanks in advance!""
What is the average cost to own a car in the UK?
If you went for the cheapest car for Insurance, gas mileage, ETC. What is the average cost a month to own a car in England?""
Temporary car insurance for foreign visitor?
A friend from Europe is visiting me for 2 weeks, and I'd like to lend him my car for some of the time. Obviously he is not covered through my insurance policy and I don't want to add him to it. Can he purchase coverage for himself just for this limited time? If so, where?""
How much would i pay in fines for driving w/ out insurance in california?
How much would i pay in fines for driving w/ out insurance in california?
What is some cheap health insurance?
What is some cheap health insurance?
How much is insurance for the Acura RSX?
I really want on badly but I'm concern about the costs. I am eighteen year old male and this will be my first car. I just got my license as well.
What's do you pay for car insurance in your country?
My car insurance in N.Ireland is just over 200 or 346.97USD or 291.19 Euro or 15,351.16INR etc. Thats for an average 4 door saloon. I would like to compare that with other countries, if possible.""
""When you had your first car, how much were you paying for the insurance?
im just gathering statistics
How much will my insurance go up?
I got in a fender bender and my car is now totaled, this is because my car is supposedly not worth as much as a hood and a radiator, but I plan on getting my 02 xg350l fixed. But about the wreck is was completely my fault but I was only cited no ticket, how much more will I have to pay considering no ticket was issued? I am 17 this is my first wreck and I live in Washington if that helps. Thank you.""
Tips for cheap car insurance?
Well, I just got my MOT back and it is alot of money, I was MOt'ing to sell because i couldnt afford the insurance. The MOT is going to cost me Half of what tjhe car is worth. So I am going to keep the car MOT it and use it. SAo is there any good tips to get cheaper insurance. I'm male 17 and recently passed (considering pass plus).""
Is my car going to be declared a total loss by the insurance company?
About 2 weeks ago I was involved in a car Accident which was not my fault. The driver made a left turn and hit us while we were going through the intersection. Both airbags on our vehicle were deployed and there was damage to our driver side tire area. Our vehicle is a 2003 Dodge Neon and was in great condition before this. Here is a picture of it from the accident. http://img683.imageshack.us/img683/5751/15662047433344321352910.jpg Are they going to declare this car a total loss? If so, how much do you think we will get?""
Insurance cost for a 2001 Range Rover?
What would the annual cost be to insure a smart teenager on a 2001 range rover hse? just a ballpark works... Thanks
Spencerville Oklahoma Cheap car insurance quotes zip 74760
Spencerville Oklahoma Cheap car insurance quotes zip 74760
Insurance cost/ car cost?
ok i live in canada, and i am saveing up for my first car, what is the cheapest car i can get, cheap but still a good car, a standared car not a stick. and how much insurance will i have to pay for this car. no i only got pulled over once but that was 2 years ago, will that take an effect for my insurance .........""
Auto Insurance in Illinois?
I have my 18 year old daughter covered under my auto insurance policy. She is covered on her own car and mine as well. My question is, if she happens to get into an accident while driving her car, can the other person try and sue me since the policy is in my name? Also, if she lets someone else drive her car who has no insurance and they get into a wreck, can I be sued? She owns her own car and the title is in her name alone. We live in IL""
Register a car in CA. you must have car insurance or your breaking the law ?
New Laws in CA????? Help , Can Someone tell me About this New laws in Cal about you have have to have car Insurance?, I thought that that was already a law? Was it?? And if you regiester a car in CA. you must have car insurance or your brecking the law ? True or false ?????""
Does anybody have or had insurance thru esurance?
they are by far the cheapest i found for full coverage for me. i know cheaper isnt always better but i just need insurance because my car is financed. esurance isnt a very big name and i dont know anyone who actually has insurance thru them. anybody know how they are compaired to other companies?
Looking for affordable health insurance in California?
Is there any way that an individual might be able to join an existing health insurande group? I am single, and my job does not offer insurance. I am 28 and healthy, but the costs of individual plans are out of my budget. I was just wondering if there was a better way to insure myself on the up and up.""
How much will my auto insurance cost?
Just bought a new car. im 20 years old and am a student in pennsylvania. iv had two tickets in the past 3 years for going 15 over. my credit score is 700. any guesses?
Can I drive my parents car without insurance?
Can I drive my parents car without insurance, the car is insured under my parents name, ( we live at the same address) and also can I drive someone elses car without insurance with his or her permission""
My insurance premium has doubled.how can they do this!(ireland)?
I put in a small claim of 600 year last year.I am full comp for four years.I have a full licence.I am a lady driver.I havent moved house.My claim is settled.some insurance companies has refused to quote me.they say it is not in there policy to do so.They wont give me this in writing as this is not there policy either.At the time of the claim i was told verbaly that my insurance would not go up more than 150 euros.
Why is it important to carry car insurance if the odds of a major accident are quite low?
Its a stats question
What is the cheapest car insurance for a 18 year old girl with a honda prelude? (what about will it cost)?
What is the cheapest car insurance for a 18 year old girl with a honda prelude? (what about will it cost)?
What does a full coverage car insurance policy cover?
If I have a full coverage insurance policy through Allstate, esurance, statefarm, progressive, or geico. I know that it automatically includes liability as well as comprehensive and collision with a deductible. But does it also cover me if I total my car in an at fault accident, does it cover me when driving a rental vehicle, does it pay for rental cars or offer discounts when my car is down or in the shop?""
Will a stolen recovered car affect the insurance and vehicle value?
I'm looking to purchase a car that is stated stolen/recovered NOT cat C or cat D What does this mean? Will it affect the insurance price? Can I get insurance if I'm 17?
Is this a good way to cancel car insurance?
I'm about to switch car insurance providers, but my past agent is one of the most helpful person alive, and I don't want to tell the guy that i'm cancelling. If I just let the policy lapse by not paying the bill and letting it cancel on its own will anything negative impact me? Or do I have to call the guy and tell him i'm cancelling?""
What is the average cost of life insurance?
I know individual circumstances apply, but there must be an average monthly cost somewhere. 33 years old, Male Looking for term life insurance, 500K I was just given a monthly quote for $28 per month""
How much do you pay for auto insurance for teen?
im 17 almost 18 looking to drive soon? how much would I pay if.... -no good student discount -3 cars -1 boat -live with parents under whom which ill have co-sign my insurance for now out of predictions, how much do teens usually pay for auto insurance?""
""I was rear ended, question about insurance?""
I was rear ended, and since it was completely the other guys fault my insurance company (allstate) said I could just call his insurance company to file the claim, as they would be paying for everything. So I did, and they sent out the adjuster to assess the damages (basically scratches) and said they will be sending me a check based on the adjusters findings. So... what if when I go to get it fixed it costs more, or what if they find out something is bent or jacked up underneath? Can I go back and ask for more money if that happens?""
Cheapest car for a 17 year old girl?
What's the cheapest car to buy and on insurance for a new driver of 17? I've been told an old car with small engine but that's coming out 4,000 on insurance surely that isn't right?""
Which is the best health insurance to take while in Delaware state?
I have just moved to Delaware state and the health insurance I had was from Humana. It seems that many of the doctors don't take this insurance. What is the most accepted and good health insurance in Delaware? And what would be the coverage like?
Im 18 Years old with a 1998 corsa (5door) and im getting insurance quotes at 2500 - 3k+? is this right?
A few of my mates are getting quotes at just under 2k, but i dont get anywer near that. i dont have pass plus but surely a car this old doesnt have high insurance?""
Should I insure brand new car?
hey guys I wanna ask u what's the difference between warranty and insurance ? should i insure car if it's brand new ? it would cost me a lot if I insure and warranty car :( so could u tell me great way to get rid of it ? waiting ur answers :)
""If you have car insurance, is it still valid during the period of a license suspension?""
I'm soon going to have my license suspended for 30 days. My car insurance is paid through next year. Will it still be valid during my suspension period? (i.e. liability if my girlfriend drives it even though she's licensed / insured as well or for comprehensive damage, etc.). No, I will not be driving my car or any other during my suspension period. I just wanted to know if there are generally any 'clauses' in policies that eliminate the ins. co. liability if the insured has a suspended license and something happens to the vehicle. Separate question: Does adding a car to your policy trigger a license check by the insurance company? Thanks for your help!""
How much is insurance in a car for a 17 year old?
I get my provisional this week and I'm just wondering how much it is? I'm from Ireland by the way.
Is the cost of car insurance increased when you drive a coupe as opposed to a sedan?
I want to buy an acura integra and i want to know if the 2 door would be more expensive to insure than the 4 door because of the 2 door's sportier appearance. I'm almost 19.
What car companies have a low insurance for newly passed driver?
i want to buy car i am intrested in mazda rx8, i am wondering what car companies are good for low insurance.""
How do i go about getting points taken off my license?
I have points on my license tht are due to come off 2 weeks ago how do i get them off???
Spencerville Oklahoma Cheap car insurance quotes zip 74760
Spencerville Oklahoma Cheap car insurance quotes zip 74760
""What is the cheapest insurance for an 18 yr old college student, who lives away from home?""
What is the cheapest insurance for an 18 yr old college student, who lives away from home?""
Best insurance company for small startup security training agency and consulting firm?
Starting up in the DC, MD, VA area and looking for an affordable insurance company for a small business training agency. I eventually want to expand into security consulting, but for the time being, it'll be primarily security training. Policy in my area has to be minimum 600k of general liability. Any recommendations?""
What if: Driving without proof of insurance?
What if someone BORROWS my car and gets caught driving without proof of insurance (my insurance card?) NOT saying there is no insurance - the car is insured. But what if the person gets caught without my insurance card? Who gets charged? Will my insurance go up?
Health Insurance for Seniors in the U.S.A but I'm Canadian?
I'm 26, A Canadian that is going to buy a U.S small business.(in California) Can anyone suggest a good heath insurance plan. I also would like to know can I get a plan for my parents (both age 60) when they come down and stay with me for more then six months? Thank you like always!!""
What insurance company should i use as a 17 year old male?
I am looking for the cheapest insurance firstly as with a provisional license holder and then with a full uk license, the car is a 2001 Vauxhall Corsa (Y reg) and has alloy wheels. Also if its better to be a named driver with one of my parents as the owner. Thanks""
AAA insurance will only pay body shop?
Hi there, My mom was rear ended by an uninsured motorist while driving my car. I have uninsured motorist coverage and AAA estimated the damage to be approximately $1000. I own my car (it's paid off) and I would rather buy the bumper and someone I know replace the bumper, rather than go to the body shop of AAA's choice. AAA does not want to give me a check and is saying they want to pay a body shop to do it. Can they do this? I looked at my policy and it doesn't say anywhere that repair costs are to be paid to a body shop, rather than the car owner or driver. I certainly don't have anything signed that says that and there is nothing in my policy details. Thanks for your help!""
Mr vice president my name is michael and i am in indiana. how can i afford health insurance michael?
i tried finding insurance but i can't even afford it. what can i do
Would the insurance be too much?
My mom gave me her Audi TT RS this week because she bought a new car. The deal was I get the car but I have to pay for insurance and gas. So, will the insurance be a back-breaker? I'm 17 right now and I've had my licence for well over a year. I haven't been in any accidents or altercations with the law.""
Am I covered by 3rd party car insurance?
Yesterday I parked my car near to the train station as usual, when I returned from work the front was completely smashed in as though someone had ran into it and driven off. Does 3rd party insurance cover this kind of accident?""
""What do i do if i need to see a doctor, but dont have insurance?
i need to see a doctor but dont have any money to pay off future bills. what can i do? i live in nh. are there temporary insurances that are affordable? should i just go and not pay whatever bills they send? will i get denied if i have no insurance or any means of paying the medical bills?
Health insurance for non-residents of US?
My cousin is from Mexico and she is staying with me becuse her parents can not care for her anymore over there. She only has a Visa, she is not a resident. She is also a type 1 diabetic, the other day she got really sick with diabetic ketoacidosis, I had to take her to the E.R and now I am being charged 7000 for her care. Is there any way I can get some type of health insurance for her even if she is not a legal citizen of the Us and she is not my child? And could I get any goverment or any help to pay this bill? Thank you in advance.""
Where can I get individual health insurance that will cover Pregnancy?
I live in a small town in Texas, I was recently married in June 2008, we got pregnant with twins but unfortunatly had a miscarriage...one of hardest things I have ever had to deal with...anyways...we want to try again but I really want to have health coverage and not have to pay out of pocket...does anyone know of any health insurance that covers pregnancy...from what everyone else is telling me no individual policy will cover me if i get pregnant...if anyone can help I would appreciate it...""
Pregnant and scared...?
I just found out I'm pregnant, my boyfriend and I are keeping it and we're planning to get married. I'm 24 yrs old, I'm in serious debt (I have not been able to get this problem resolved for the last couple of years and I'm considering bankruptcy), he doesn't have much of a job either....we're going to try our best with that but I have no idea if I should go through with the bankruptcy or if there's any other option for me. Also, (even worse) I don't have insurance at the moment. My work has open enrollment for health coverage in November (I missed it last year cuz I was out of town) so I don't know what to do there, either. And another problem.....I have yet to tell my parents and theyre gonna kill me. How can I approach/tell them? There are no family members I trust that I can talk to about this and this all really sucks but I really want this baby. Any advice? Please refrain from telling me I'm stupid, because I already know that much, and I'm gonna hear it from my parents.""
English c european car insurance???
I am with tesco which doesnt offer euro car insurance so I'm wondering if theres a company that you can just buy cover for like a month or something without buying the full year?
Car insurance? Who is covered? Who is responsible?
Okay I had a question about car insurance... I am on my grandfather's car insurance plan- I live with my boyfriend. I believe I am the only one insured to drive the car....My boyfriend's mother and step-father don't have a car right now and often times ask to borrow my car- I've been letting them until it was brought to my attention that they may not be covered in that car? Does this mean I would be responsible for anything that happened? Or would they? If another car was at fault for the accident what would happen? Anyone know how this works?
Average 125 motorbike insurance ?
can anyone give me an idea how much insurance would cost me on a 125 motorbike i am 41 and would be driving on a full driving licence.
I'm getting sued from an old car accident? will my insurance pay?
two years ago i was involved in an accident with another vehicle. we filed a police report and we each reported the accident to our insurance companies. i filed a claim with my company, but the insurance companies had us each pay our own damages. we both walked away from the accident. two years later, i receive a certified letter that i'm being sued for $10,000 (within my liability limits) for medical damages and other losses. i need to appear in court or have a lawyer. it's been two years, will my insurance company still cover this after such a long time? and, do i have to find my own lawyer, or will the insurance company help me? (they're a very good company) i just found out and i contacted them, but they can't get back to me til monday while they find the old adjuster's files.""
How much would insurance and stuff be for a 1st time driver?
i dont plan on puttin a car on the road till i get my g2.. whts in 11 more months lol ill be 19 then. but i have to do it all on my Own and i dont make alot of money wht is why im savin up!, and nobody else in my family has a car so i can NOT go unnder any1 elses insurance. and i live in Belleville ontario. and so far the only car insurance place i seen around here is Statefarm so ill proly b goin with tht. and i plan on havin either a z24 cavalier, honda civic, neon, sunfire, or an acura, no older then 93.... sp anyone knw wht its gonna cost?, im thinkin proly around $500 a month but im not sure..""
Insurance rates going up?
If there is a licensed driver in a home where ppl have auto insurance would the rates go up? I really need to know.
Does anyone know of a health insurance company that pays the Medicare B premium?
I live in the formerly great state of California. A friend has her Medicare B insurance premiums paid by her insurance company. She was employed by a school system in California. Is there such a plan for non-school retirees? My current insurance says everyone must pay the Medicare B premium.
What is the point of car insurance?
Im 15, and of course im thinking about getting a drivers license. I feel bad for my parents though, cause they have to pay for the insurance, and its going to be more money than my sisters insurance cause im a guy, and it costs more for some unkown reason. So I thought I would just be a safer driver and just not get insurance. I asked my parents about it and they told me it was illigal NOT to get car insurance. so I said, well, at least if I do get in a car reck, it will be covered and they replied; you have to pay for it anyways. three questions: Why is car insurance illigal to not get? What is the point of car insurance if it doesnt help cover accident costs? And why does gieco and other companies advertise if its illigal not to get it? Thnx so much!""
What kind of car insurance......?
do u have and how much do u pay a month
How much would insurance cost for a 16 yr old female?
I'm 16 & getting a 2010 Nissan Maxima. Don't tell me not to get it because I'll wreck or trash it. I learned how to drive when I was 12 and I drove all the time when I got my permit. I'm not going to trash it at all. All I need to know if how much insurance might be. A rough estimate because I know everywhere is different. Some few details: I'm 16, a female, straight A student, and really responsible. Thanks.""
What are some good cheap car auto insurance in the washington dc area for a 23 yr old female?
What are some good cheap car auto insurance in the washington dc area for a 23 yr old female?
HELP! I need an insurance company for my 50cc moped?!?
Hey Im 16 and have just bought an 07 Aprilia SR50 scooter, I need to get insurance but most places are quoting me around 500! Im not one of these chavs that races around don't worry! Does anyone here recommend any insurance companies or have a good deal on there insurance? Thanks in advance. =]""
Spencerville Oklahoma Cheap car insurance quotes zip 74760
Spencerville Oklahoma Cheap car insurance quotes zip 74760
https://www.linkedin.com/pulse/i-need-help-finding-affordable-health-insurance-plan-am-daniel-cross/"
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Car insurance while buying a car.?
"Car insurance while buying a car.?
I live in Washington and i plan on buying a car, $700 cash. Do i have to have insurance to drive it off the lot? or can i just go without insurance, i'm not financing or anything, paying full price.
BEST ANSWER:  Try this site where you can compare quotes: : http://salecarinsurance.xyz/index.html?src=tumblr 
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I'm trying to get auto insurance for the second 6-month period of having my car. I don't get the question in applications for auto insurance (or getting a quote): Have you had auto insurance for the past 3 years without break or lapse in coverage? Well I have my first car for almost 6 months (fully insured), so I check no . but then it gives me two options: how long were you without coverage: a) more than one month / never had insurance b) less than one month I guess this question is trying to find out if I had a break in coverage. There isn't any break in my car insurance but I only have 6 month history! Is it OK if I say yes to the first question (Have you had auto insurance for the past 3 years without break or lapse in coverage) ? Thanks in advance""
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Will a provisional influence car insurance?
Hi guys, Im thinking about getting myself a car when Im 17 and Im looking into the insurance and what type to look for so I can save and know what Im looking for. So I was wondering if I have a provisional moped license will that help to lower my car insurance? and what car should I be looking for that cheap and easy to run and best on the insurance. Thanks in advance for your help.""
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This is for a marketing assignment. The business is a small gardening and cooking school for children. There are about 8 staff and activities should be pretty safe, since they're aimed at young people. The business is just starting out. What the instructions mention is: 1.property damage 2. public liability 3. vehicle 4. theft 5. personal disability 6. professional indemnity Kids hire their own bus to come here and staff ust use their own cars to go to and from work, so does the vehicle thing need to be included? The building is just a suburban rental property that costs us $400 rent each week. Also, this is just a minor part of the assignment, so a guess is fine. Thanks for any help!""
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I don't understand why people act like health insurance is so radically differently than other insurance. Is it? Insurance is a form of risk management to hedge against loss. Auto, Life, Homeowners, Unemployment and Health are among the types of insurance you can buy. I'm generally not required to buy any of those insurances. If I have the title to my home, I'm not required to have homeowners insurance. If I don't drive a car, I'm not required to carry auto insurance. Why should I be forced to buy health insurance? If I want to take that or any gamble by not buying insurance, isn't that my choice? I will admit that by not purchasing health insurance, I could be putting a burden on others if I was admitted to the ER and couldn't pay, that burden of payment would fall on others. HOWEVER, that burden would be there whether I was forced to carry insurance or not. If I don't make enough money to buy this mandatory insurance, then the gov't will give me tax credits to purchase insurance. Who's paying for those tax credits? All of the tax payers. So either we pay the providers/insurance companies via higher premiums to cover loss, or we pay the gov't via taxes. Forcing (perhaps unconstitutionally) citizens to purchase health insurance won't solve anything, it will just move where the cost is incurred. But please, explain why people are treating health insurance so differently.""
Teen insurance and info two questions in one?
Hi, i am having a tough time with auto insurance qoutes and prices, so i could use some help. Question 1. ok, i am 15, will be 16 in May, if that helps, i have a 1994 Dodge full size van of my own (title was signed to me) and i am getting ready to tag it. i also live in Kansas. ok, i have $500 dollars saved up and have a job that i work 2 days a week and i make about $200 a week. now, i would like to buy my own insurance if possible. is it possible? Question 2. if i can not buy my insurance, can i put the insurance in my mom's name only, and then title it in mine? but one way or the other I HAVE to title it, the title is written out to me on the back in ink, so...................... thanks to any answers or if you know any good cheap insurance companies thanks""
Question on car insurance and modifications?
If I want to just lower my car, will my standrad insurance cover it or will I need to go to a specialist insurer.""
Getting car insurance?
hey guys.. i have a question... im getting Gieco car insurance but my mother has the same thing...we both live in the same house but are doing a separate thing...by me getting the same car insurance company with that have any type of affect on hers???please let me know asap..thanks
What is the cheapest auto insurance company for someone who has 3 minor speeding tickets?
Need to know this ASAP as current policy will expire end of Aug. 2007. Thanks all! ;)
Car insurance while buying a car.?
I live in Washington and i plan on buying a car, $700 cash. Do i have to have insurance to drive it off the lot? or can i just go without insurance, i'm not financing or anything, paying full price.
Insurance in Singapore?
I am an expat in Singapore and looking for insurance. Can I get insurance being an expat? I have a plan to stay here for next 10 years
On an application for car insurance does having the use of other vehicles increase or decrease the quote?
I'm filling in an insurance comparison and it asks if I have the use of other vehicles, I can drive my dad's but does it make it more or less expensive?""
Any Florida (Tampa) insurance agents out there (auto)????
Well its pretty simple i have a car now and i know how much insurance i am paying now but i have a few questions since i am going to change cars in a few months i am looking at getting an Suv something like a jeep srt-8, trailblazer ss, maybe acura RDX but im not sure what kinda things make insurance cheaper like AWD vs FWD or RWD, auto vs manual etc so if you are an insurance agent and could help me please email me or im me. Thanks BTW some background info: 17 years old Male no accidents, no tickets""
""USA, health insurance. when you are 56 & cannot afford health insurance, is that a death sentence?""
doctors & hospitals in the US will not help unless you have insurance. so if i have cancer or any sickness, am I left to die.?""
Cavities before getting health insurance?
What are the rules with getting dental insurance. I am willing to pay monthly for it because I really need my teeth fixed. I heard you can't get any teeth fixed you had before the insurance and also you had to have the insurance for a certain amount of time before getting your teeth fixed. Who knows what the rules are about this?
Auto insurance question.?
I was in an accident and my auto insurance has a limit of 5000 medical. I went over the $5000 medical bills. Will my private health insurance cover the overage?
How much is car insurance?
My mom said she would buy me a car, as long as i payed for the insurance. Im thinking about getting an SUV if that matters. Also I'm Terrell Owens so money is not an issue.""
How much would insurance cost for me if I have a Classic Camaro and I am a 16 year old male with State Farm?
I am thinking about getting a classic car. Probably a Camaro (year 1990 and lower). I have State Farm, and I am a 16 year old male. Anyone have a clue about how much insurance would cost? Thank you.""
Can a 19 year old get cheap car insurance?
I just turned 19 and got my first car. I've been looking around for auto quotes and the lowest I've seen is $300 a month which is still too much for me. My parents won't let me be on their insurance policy for some reason and now I have to look all on my own. The vehicle is a 2000 ford focus. What I would like to know is is there any body out there around the age of 18 or 19 that has cheap auto insurance without being on their parents policy? And if so how did you get it? Thanks
I have a question about the Subaru Wrx Sti and Insurance?
Hi, My name is Adrian and I'm 20 years old and just go recently got 2008 scion TC 2 months ago, and yes I made a mistake because I should have gotten the used Subaru Wrx Sti 2005 and has 23,000 miles or above with modded exhaust. They are selling for 19k... Guys Do you thinks its ok to trade in my Scion Tc for subaru wrx sti??? I dont have credit and currently building it up by paying my car, insurance and cellphone... My insurance cost for my Scion Tc is $239 i know its high because 21 century consider it as a sports car not 3 door hatchback... Do you think my insurance will lower since the Subaru Wrx sti is older and its sedan... Thanks you!!!! BTW THIS IS THE SUBARU THAT I WANT TO TRADE IN http://washingtondc.craigslist.org/nva/ctd/3418522562.html""
""Can a car insurance provider cancel your insurance quote, without giving a refund?""
I recently renewed my car insurance with the Cooperative, I was charged and thought I was insured. After a few days I received a letter from the cooperative saying they have decided to terminate the insurance quote. If i want to know why I have to write a letter. After noticing Ive been charged and not given back a refund, I called and asked why this is. They said they wont refund the money, and all I could do is appeal for the money! They said the appeal has to be a letter sent to them, not email. Can they do this? Not only did they refuse to insure me (when they have done for so many years now), then they sent a letter saying they've decided to terminate it, without giving a reason, and they dont even mention anything about the money theyv charged me, I had to call in, and they tell me they wont refund the money?????""
What is the best site for finding family health insurance?
What is the best site for finding family health insurance?
""Can a person with a driver's license but no insurance, legally drive another person's car?
I live in Pa. Can a friend who is a licensed driver but has no car insurance drive another person's vehicle legally? What are some problems which could happen?
How to get Public Liability Insurance?
Hi, so my friends and I are having a party in a month and we're considering holding it at a local school hall. I called the person in charge of organizing the hall hire and they said that I need public liability insurance to hire it out for the night. How do I go about getting the insurance and roughly how much will it cost? We wanted to hire the room for about four hours and use it to accommodate about 15 people. Simple answers would be best since I don't know all the fancy words describing finances and Insurance. Thank you!""
16 year old car insurance?
Im turning sixteen and i promised my parents i would pay insuance if i got a truck. I HAVE to have a truck because I maintain the family ranch and team rope a lot. I'll need to be able to pull trailers and ill need the 4 wheel drive. Not to mention deer hunting. So im getting my dads truck. How much is insurance on a 2001 2500HD Chevrolet Silverado 4x4 6.0l gas engine?
Car insurance for 16 year old?
rough estimate? i want an 84 GTI rabbit but dont want insurance for it to be 600 bucks, im not 16 yet so i cant get a quote so if anyone can give me a rough estimate that would be great""
Car insurance__________________?
How much do you pay for car insurance? (in a year), mine is going to expire in november (november, 30) when I am supposed to go to the agency to renew it? Can I go for example on november 1st?""
Which is the best insurance policy with low premium and high returns --- Plz suggest me?
Which is the best insurance policy with low premium and high returns --- Plz suggest me?
Is Progressive Auto Insurance legit?
got a quote and it was so cheap!! is it legit?? anyone have progressive for there insure?? is it really that cheap??? its like 1/2 than wat i pay now!!
Guys how much was your car insurance when you first.....?
started driving? Just state: 1. Car 2. How old you was 3. What company you went through 4. How much Thanks a bunch of bananas
Getting added on to my parents auto insurance?
ok well i just got my license and want to get added onto my parents insurance and a want to know an estimate on how much it would cost for me to do that. Im a 17 year old male and my parents have AIG. So please help me
""Changed bike on my insurance, new letter says premium : -63.40?""
Hi, i change the motorbike on my insurance, i changed it from a 125 cc ybr to a 660cc mto3!! and well they told me it would not cost anything to change the insurance! how good is ...show more""
Insurance on a 2006 mustang GT?
Looking into buying a new car soon. Found a 2006 Mustang GT in great condition. Was wondering about insurance costs. im 18 years old, female, licensed for 2 years, totally clean record. Around what do you recon the insurance would be? thanks""
Why is it that car insurance is Mandatory ?
why is it that if you crash you just can't pay for the damage and not have car insurance ?
How much will my insurance go up after I've gotten a speeding ticket?
Alright here is the deal, this Monday i got pulled over by this idiot cop who gave me a speeding ticket for going something like 8-10 mph over...I'm 17 going on 18 and have had my license for about a year and a half or longer. I have had no prior tickets, violations, ect. It was a 75 dollar fine which im paying....but im really worried about my insurance, my parents pay it, and i havn't told them about the ticket, im just going to pay it...so my question is...will they notice a dramatic change in my insurance rates? for one speeding ticket? oh and also, i live in idaho...i know these things vary by state.""
Car insurance while buying a car.?
I live in Washington and i plan on buying a car, $700 cash. Do i have to have insurance to drive it off the lot? or can i just go without insurance, i'm not financing or anything, paying full price.
What is a good and cheep health insurance?
i only need it for a month i'm 19 years old and in good health. oh i live in florid
Why would we have to pay a penalty if we refuse to purchase affordable health insurance?
I thought America was the land of the free? Why then, does the government have the right to tell me that I HAVE to purchase health insurance? Just wondering.""
What are california's car insurance laws?
Im a new driver and was wondering if its a type of insurance i need. I only have Liability on my car nothing else am i ok if i get pulled over and asked for proof of insurance??
How much would a 16 year old male pay for insurance on a trans am?
i'm looking into buying a trans am for my first car i would like to get any year from 1970-1981 or 1993-2002 models, Im thinking if i were to get a second gen (1970-1981) i will be paying more because it might be considered a classic , so i might be left with getting a 4th gen. I was just wondering what i would be paying roughly in Ontario Canada. Also i herd there is such a thing as a multi car discount if i am added onto say my mothers insurance plan. could someone shed a little light on my situation? And also would it go up if i get one with the ws6 package?""
How does insurance work?
How does insurance work? like im really not sure.. do you pay into it every month?
Do i need maternity insurance when I already have health insurance?
Just found out we were expecting... I am using Aetna health insurance, Do I need to add maternity insurance? Does it make a difference?""
How much would insurance cost for a 1990 pontiac firebird?
I am 17 and a new driver but I was going to buy a 1990 firebird and I was wondering what the average price I would have to pay for this car
Motorcycle insurance for an 18 year old?
I'm 18 and I want to buy a 1984 900cc kawasaki ninja motorcycle. I have an 84 camaro and I'm on my dad's insurance which means it's only around $80 a month. He is 50 and has alot of experience with motorcycles. I know that insurance is sky-high when your under 25 so my question is, if I'm on my dads insurance will it be cheaper like it is on my car or will it be just as expensive?""
Is there a group health insurance I can join?
My husband left his job and we lost our health insurance. Are there organizations I can join to become part of their group health insurance? Who are they? I know I can buy health insurance any time but I can generally get it cheaper as a group insurance.
Will my parents' insurance rates go up?
I recently got 2 traffic tickets (1 for speeding and 1 for disobeying a traffic control device). However, the car I am driving is registered under my parents' policy and I am not the primary driver for it. Will my parent's insurance rates go up because of this, or will this only affect my driving record?""
Car Insurance when you're 17?
I'm starting driving lessons soon, and hopefully wanting to pass my test by the time I'm 18 and get a car, can you pay car insurance monthly at 17 or do you have to wait until you are 18 to do this? I would just like to know for in the future :) thanks!""
""Medi-cal, California insurance?""
I'm getting a procedure done covered by medi-cal. I'm married, unemployed, and at the time of the service i need to bring i.d. and proof of income to be eligible.. Well i would have to use my husband's proof of income, his check stub. Can i just present them the proof of income myself, even tho it's my husband's? Or does he have to be present at the time? I'm not sure, because i think he needs to work that day..""
How do I get all my old insurance names?
Hiya. Im struggling to find a way to get my information. Most of us dont keep all our old paperwork. Been driving for 6 years but cant remember even who the companys where. Any way of finding out or are they lost forever? Is it also possible to claim on possible ppi on car insurance?
Which car Insurance do you recommend?
The cheapest, but also good at the same time.""
""If you pay late on your insurance, how quickly will an insurance company drop you?""
Aren't there always other reasons to drop people from insurance? Loopholes, loopholes.""
Will my insurance go up if I putting a claim to replace my windshied on my car? How Much?
Will my insurance go up if I putting a claim to replace my windshied on my car? How Much?
What is the cheapest auto insurance?
Hi thanks for taking your time to answer this question... I have geico right now, but dont think its the cheapest insurance company I have... I dont really care if customer service is bad, as long as its cheap!!! so please tell me... WHATS A CHEAP INSURANCE COMPANY??? lol""
How much would car insurance for a 21 year old be for all state?
How much would car insurance for a 21 year old be for all state?
How much car insurance ?
Hi, i am a 17 year old. i am wondering how much could i realistically expect to pay for insurance on a Infiniti G35.. i understand it will be high.. but i will have a job , so im trying to play with the numbers to see if i can handle it. how much would it be a month? i understand the affects i have on it. 17 sports car foriegn car Male but i have a 3.0 gpa took drivers education. apparently these raise and the others deduct. how much could i realistically expect to pay a month.""
Is the insurance for a Mazda 6 expensive?
i want to know
Has the Affordable Care act made your health insurance more affordable?
Mine is going up $150 every two weeks for a $4500 in network $9000 out of network plan starting next year. Seems most people I talk to report similar numbers.
What is the cheapest car insurance around?
I still want good coverage but am so confused by all the ads. geico? aig? mercury? ahhhh so many I am a 21 yr old female with a good driving record I have had my license since I was 16. Please help!!
Should Insurance companies be forced to protect against preexisting conditions? Buy Ins after car gets stolen?
How much would that add to the insurance premium if they had to pay out for preexisting conditions? What if you totaled your new corvette and bought insurance the next day. How soon before the insurance companies went bankrupt and we had to go to the government option. (Where you would be forced to drive a Yugo in order to qualify).
Why are my insurance quotes higher when I list an accident I was not at fault for?
I've been getting online insurance quotes lately because I am getting a new car that will be more expensive to insure and I think my insurance now is already too high. So as part ...show more
What is the cheapest auto insurance if you have points on your record?
I got myself a DUI 6-7 years ago. I was told by many that prices of insurance would go down after 5 but apparently it's after 10 years. I am on a very low budget but drive for work and drive to where there is no bus or train to take care of my parents. please if any one knows any good but cheap insurance for an older 4wd car. thanks.
Car insurance while buying a car.?
I live in Washington and i plan on buying a car, $700 cash. Do i have to have insurance to drive it off the lot? or can i just go without insurance, i'm not financing or anything, paying full price.
Cheapest Car Insurance here in Florida?
My wife will going to finance a car this month. A ford focus to be specific and its my first time to avail an Auto Insurance but I'm driving for four years in Philippines and I'm now 24 yrs old. Some advice what car insurance company is the cheapest for first time buyer and who doesn't have a credit history? My wife is 29 and we got our license here in Florida last month. I drive for more than 4 years and my wife just learned how to drive last year before we went here in US.
What types of risks can be transferred in insurance?
What types of risks can be transferred in insurance?
""A good car for 2000, Cheap to run but not bad looking.?""
Right as the title suggests. I am looking for a new car which is a cheap insurance group (7 max) and a cheap tax band. theyre would be leeway on the right car. Now it has to be good looking i am a 23 year old bloke and don't want to be driving anything boy racerish equally anything which is quite old looking! If anyone can help, many thanks :)""
Health insurance for a minor...?
I moving to California and on my own and I am 17, turning 18 in about 2 months, and I was wondering how much health insurance would cost me? and what would it cover?""
Can you get car insurance for 1 day?
Im 18 years old and i have 1 years no claims. Is there a company that will insure me on a car for one day?
Car insurance. A question about car insurance.?
Hey people. So I haven't brought a car yet. But I was just on the car insurance site today and I decided to fill it in and get an idea of what I may have to pay. And the cheapest I got was 6,241. Now my friend he's 18 years old and he passed he's test last week and has a 2 door ford focus that's not including the trunk/boot and he only pays 1,200 for he's car insurance and all I know is, that he is on somebody else's insurance that has been driving for years. Could anybody explain to me why my car insurance is gonna cost me 6,241 and he's only costs him 1,200. I'm 18 also by the way.""
Insurance with a permit?
so i have my permit, and i can now start driving on the road, so i was wondering if i need insurance for me. the car i'm gonna be driving is already insured, so do i need insurance for myself.""
Where can I get non-owners insurance in New Jersey?
I dont own a car, but I rent about once a week, and would rather not have to take out liability insurance each time.""
Understanding my Co-Pay Insurance?
This is my co-pay insurance plan 90/70 (in network doctors/other doctors): Co-insurance 90% Out of pocket $4000 Deductible $4000 Here is one example of what they cover: Plan Network Co-pay for physical visits to the office Co-insurance 100% Co-payment $25 Co-insurance preventive 100% Out of Plan Network Deductible $12,000 Co-insurance 70% So, does this mean that I just pay $25 for a physical? Nothing more, unless something additional is done at the visit? When the co-insurance is 80%, does that mean I pay 20% of the bill? and... Is there a difference between Out of pocket and Deductible? Thanks!""
Do you need insurance to drive a motorcycle?
and at what cc is considered a motorcycle? do u need any kind of insurance? i know u need a license i live in gainesville fl where do i get class for one?
17 year old male car insurance?
Hi, I'm 17 year old male looking for car insurance - I know that the insurance is going to be expensive, but the cheapest I can find is just over 6000! It's for a 1 litre citroen C1, I don't live in a rough area or anything. What am I doing wrong? My friends are driving cars, and they're paying around 2000. I tried everything; pass plus, third party only, low annual mileage, high voluntary excess - what am I meant to do? I've tried all the price comparison websites.. Thanks for your help!""
Will my car insurance rates increase? Please help?
I have a lease with the full mandated insurance in FL and I have Geico. There is construction on my building and while my car was parked in it's space apparently a rock or some piece of concrete from my building must have hit my moonroof and shattered it completely. I must have this fixed ASAP and am still working out who between my condo association and the construction company are going to pay for this. In the meantime I need to know if I call Geico about this incident will I be in jeopardy of having my rates increased? The car was parked in it's space, I was not driving, and it was not my fault. Thank you for answering.""
How much would a insurance cost for a 2013 Mercedes c300?
Around how much a year
No claim bonus on previous car insurance?
HI I WOULD BE GRATEFUL IF YOU COULD ANSWER ABOUT CAR INSURANCE CLAIM BONUS DID 2 YEARS INSURE WITH FIRST CENTRAL INSURANCE FROM DECEMBER 2010 TO DECEMBER 2012 THEN STOP DRIVING AND NOT DRIVE FOR 13 MONTHS DO I STILL HAVE CLAIM BONUS I WAS TOLD YES IT EXPIRE AFTER 2 YEARS IS THIS TRUE? I TRY CONTACT MY PREVIOUS INSURANCE ABOUT THIS BUT NO REPLY YET THANK YOU
I live in california and need health insurance. What should I get?
I live in california and need health insurance. What should I get?
Will my insurance go up?
i got pulled over for speeding 71 in a 60. with my new truck. well i don't have my insurance card yet in my truck yet. so i got a warning for the speeding so that's good. but i got a citation for not having my insurance card. but i have to go to court to show them i have it. will my insurance go up after that. also my insurance is state farm if that help.
Insurance on a 1987 Z28 Camaro ?
How much would insurance on a 1987 Chevy Z28 Camaro for a 16 year old ? just need an estimate, thanks""
How much does the insurance usually go up on a 2door car?
How much does the insurance usually go up on a 2door car?
Do you pay a fine if you dont have health insurance in the U.S.?
and in california? i heard that you have to have health insurance or you will have to pay a fee/ fine or something is that true? it doesnt make sense because people who dont have health insurance cant afford it but now there's medicare and obamacare so does that mean you are forced to have health insurance?
""In NYS can I make auto payments on a car in my name, and have the insurance in my boyfriends name?""
Will the car dealer have a problem with the insurance being in his name because I am only 20 and been driving for a year so my insurance rate is alot higher than his but the car is for him, so its not like I am going to be driving it I am just putting the loan in my name to build my credit. Is that against the law??""
""First time owning a car Acura RSX R first time owner, how much would the insurance be around at?""
I'm a woman, 22 years old and i live in canada""
Someone explain car insurance to me!?
Basically im helping my boyfriend look for cheap car insurance...The cheapest we found is on the co-op website BUT, having a little issue with costs and things. Basically it gives me a deposit amount of 500 then it gives me a monthly instalment of 250 and then it says how much in total it is. By the total though it says that there is interest of my credit charge of 200, what does this mean? that its been put in with the total amount/deposit or do i have to pay extra for it? if i do have to pay extra for it do i have to pay that monthly or all in one? SO CONFUSED!""
Insurance Question for owners of the 2007 pontiac g5?
Im a 22 yr old male, never had a car before, just got my license; and im about to purchase me a new pontiac g5. Im wondering how much i can expect to pay for insurance every month?Plz help!""
Is an automatic car cheaper to tax and insure?
This may sound stupid, but i was looking into driving lessons when i came across an advert for an automatic driving school. I was wondering if, at the end of it, would it make an difference to my insurance if i had a stick or automatic? Thanks""
Wats the cheapest car insurance company for young drivers?
Wats the cheapest car insurance company for young drivers?
Car insurance while buying a car.?
I live in Washington and i plan on buying a car, $700 cash. Do i have to have insurance to drive it off the lot? or can i just go without insurance, i'm not financing or anything, paying full price.
https://www.linkedin.com/pulse/you-get-speeding-ticket-company-car-does-affect-mary-ramirez/"
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shihtzuman · 8 years
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DeVos Moves To Give Control Of Education To Koch Brothers And Heritage…
DeVOS MOVES TO GIVE CONTROL OF PUBLIC SCHOOLS TO KOCH BROTHERS AND HERITAGE FOUNDATION
MARCH 17th, 2017
Secretary of Education, Betsy DeVos, is wasting no time when it comes to destroying our children's education on a federal level. During her confirmation hearing, she stressed that she would work in the best interests of students, teachers and education leaders, and that she supported public schools, wanting only the best for them. But for those who know DeVos' history, this was not in tune with her previous statements and actions.
She has spent the last twenty plus years destroying the education system in her home state of Michigan. Through investing millions of her personal fortune into buying influence with Michigan politicians, she was able to get numerous bills passed that established charter schools and voucher programs. The DeVos family also helped create organizations that supported these bills, organizations that Betsy was a board member of. These organizations would then pressure and fund candidates who were under the impression this was a movement within education. Only it wasn't. It was actually all coming from a small group of like minded people: The Heritage Foundation, the DeVos family and the Koch brothers to name a few.
Today, the system Betsy DeVos created in Michigan is falling apart. Schools are closing, and there is no fair play when it comes to the quality of education being offered. This is mainly due to DeVos funding opposition to state mandated accountability practices. Schools in Michigan report to no one, and literally anyone can open a school. Students are failing and unable to maintain scores similar to other states. Taxpayer money is being drained from public schools and given to charter schools, thus crippling the public system. Public schools were not failing until she got her grubby little hands on them.
STEP ONE: CUT ACCOUNTABILITY
Secretary DeVos began her assault on the Department of Education by gutting the very program she promised to uphold, the Every Student Succeeds Act (ESSA). The ESSA is more or less the same set of standards and reporting practices that President George W. Bush's No Child Left Behind Act and the 1965 Elementary and Secondary Education Act before it. Each president has changed the name of the program while adding or subtracting a few programs here and there. It is a large set of regulations that require schools across the nation to meet state academic standards, conduct academic assessments, have statewide accountability systems and provide for school support.
While DeVos kept all the programs in ESSA, on March 13, 2017, she created what is referred to as the Consolidated ESSA Plan. It dropped all accountability measures. States will still have to submit their program plans to the Department of Education as this helps the federal government determine how much assistance/funding to give each state. As DeVos stated:
"Students have never been well-served by rules, regulations, and red tape that are not absolutely necessary and that hinder their teachers, local school districts, and state leaders."
This statement makes is seem as if she only cut those rules and regulations that were not benefiting students and schools. However, this is not the case. To be clear, she cut all rules and regulations. States can now choose the programs they participate in as long as they do not violate disability and discrimination laws. How those states evaluate their schools and programs is up to them. Further, they do not need any approval as to how they spend any funds even if they are taxpayer funds.
STEP TWO: BREAK UP TEACHER'S UNIONS
States will no longer be required to report on teacher's issues such as pay discrepancy. Schools will not have to provide students with access to school counselors, experienced teachers or certified teachers. In short, this allows schools to hire teachers with little to no experience or certification. A recent bill stating that teachers need not have a teaching degree but merely experience in a field in Wisconsin was killed due to voter outrage. Aside from making Joe Blow a teacher, this will reduce actual teachers' pay and benefits.
DeVos' goal is to take taxpayer money from the federal government and dole it out to states who in turn hire private management companies that maintain charter schools. By refusing to hold states accountable at the federal level, they no longer have to follow Constitutional requirements of separation of church and state. This will allow for religion to be brought into the classroom; of course they mean Christianity. Additionally, she will be creating a private market that is funded by taxpayer dollars.
STEP THREE: BRING IN THE VAST RIGHT-WING NETWORK SHE CREATED IN MICHIGAN
On Tuesday, March 14, 2017, Secretary DeVos met with the Center for Education Reform (CER). According to her schedule, this was "behind closed doors," so we have no idea what was said. That's convenient since the CER is part of the DeVos education network she created in Michigan. This network consists of many private, non-profit organizations that are funded by right-wing think tanks.
At the top of this network is The Heritage Foundation.Betsy DeVos' father-in-law, Richard DeVos, helped create the foundation by initially funding it in the 1970's. The Heritage Foundation is the go to organization for everything right-wing. They are the reason America is under Trump tyranny right now. They are behind the voter roll purges, voter ID laws and all the other Republican shenanigans. The Heritage Foundation maintains professional advisers on every subject from the environment to defense. They tell Republicans what to think and what to do, which explains how they are always in lockstep on every issue.
The Heritage Foundation's education department established mini-Heritage Foundations in every state called the State Policy Network (SPN). The SPN in turn funds the multitude of charitable, pro-charter school, pro-voucher organizations that have been established by the DeVos, the Koch brothers and a handful of other mega-wealthy parasites that feed at the government trough. The CERS is one of these groups. They in turn donate to each other's organizations and to both the SPN and The Heritage Foundation. They are all supporting each other in gaining access to state legislatures and local school boards to make each system into a private education enterprise run off of taxpayer dollars.
In order to streamline this concept, The Heritage Foundation, SPN and all these charitable organizations joined the American Legislative Exchange Council (ALEC). ALEC is responsible for bringing together corporate interests and legislation. It maintains departments in all subject matters like The Heritage Foundation, but ALEC focuses on writing legislation only. They claim to be non-partisan but only have one Democrat on their roles. Your state representatives meet with corporate representatives and vote on what should be included in bills. ALEC then writes the legislation and makes it available to all legislative bodies. Representatives merely have to copy and paste their names to the bills and pretend they wrote them.
ALEC maintains education bills concerning legalizing charter schools, resolutions supporting homeschooling, school tax credit programs, online school charter acts and many more. As reported by an investigation by The Center for Media and Democracy (CMD), they have been pushing for privatization in schools since 1985 when they wrote Milwaukee's Parental Choice Program. Today Georgia, Oklahoma, Louisiana, Florida and Indiana have all passed charter school legislation using ALEC bills. It has been estimated that half of all legislation in the states was written not by your representatives that you voted for, but by ALEC.
In addition to funding The Heritage Foundation, SPN and ALEC, the Koch brothers also funnel money into education through various non-profit groups. Millions have been pushed toward privatizing schools via theirClaude R. Lambe Foundation, Donors Trust, Donors Capital Fund, Americans for Prosperity and the Knowledge and Progress Fund. Likewise, the DeVos family funneled their money through the American Enterprise Institute, FreedomWorks, The Federalist Society, The Mackinac Center for Public Policy, The Great Lakes Education Program and many other groups.
STEP FOUR: CONVINCE AMERICANS TO PRIVATIZE EDUCATION
ALEC is a pro at using terms to fool the public. CMD's investigation found that ALEC purposefully labeled their arguments for privatizing schools as "school choice" and "opportunities for low-income families." Many of these organizations show minority children on their websites in an effort to make it seem as though school choice, charters and vouchers are to benefit the minority and poor communities. They also offer scholarship programs that appeal to parents like the Special Needs Scholarship, Foster Child Scholarship and Opportunity Scholarship Programs. The term 'vouchers" will be replaced by "The Education Savings Account Act." You can expect to hear Secretary DeVos make that change in terminology soon.
As usual with these privatizing anti-government types, these programs are in reality a way to benefit rich, white families. According to the CMD report, the wealthy in Wisconsin can now take tax money and pay for private tuition even though most (upwards of 75%) were in those private, religious schools already. In Georgia, ALEC sold a voucher program to parents by claiming it was intended to assist minority families, yet most scholarships were given to white, wealthy families.
ALEC's latest scam is to write bills allowing for corporations to deduct 100% of their donations to educational organizations. Past laws only allowed 50%. This bill is referred to as "The Great Schools Tax Credit Act" and was introduced in seventeen state legislatures during 2015. It's expected to be introduced federally as well.
GAME, SET, MATCH
DeVos began immediately by soliciting contracts for studies on how to fund private, religious schools with taxpayer funds. This week she completely scrapped all of the state education requirements for accountability, all data reporting on teachers and how schools use their taxpayer funds. Meetings with her labyrinth of charter school organizations have also begun as evidenced by her off-the-record meeting with the CER.
This is nothing more than a DeVos style scheme to get tax money into private hands and Christianity into schools. Instead of tax dollars going to public schools, they will go to private management companies that will then give 10-15% to your kid's school. The professional teacher will all but disappear. In return, The Heritage Foundation, the DeVos family and the Kochs will have generations of uneducated, religious zealots to vote for their right-wing causes. This is corporate welfare at its worst.
Only the loud voices of educators and parents can stop this. Start organizing and making your protests heard in hopes that it's not too late.
http://crooksandliars.com/2017/03/devos-moves-give-control-education-koch
http://crooksandliars.com/2017/03/devos-moves-give-control-education-koch
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phonemantra-blog · 1 year
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Oklahoma Rolls Out School Choice Tax Credits, Awaits Rule Implementation In a bid to expand educational options for families, Oklahoma has implemented the Oklahoma Parental Choice Tax Credit Act, also known as House Bill 1934. This groundbreaking legislation offers tax incentives to both private school attendees and homeschooling families. While the law has already taken effect, there are still some details to be ironed out. Let's delve into the specifics of this exciting development. Tax Benefits for Private Schools and Homeschooling Families Private School Tax Benefits  Private school tax benefits range from $5,000 to $7,500 per child, depending on household income. There is no upper income limit for qualification, with lower-income households receiving a more substantial credit. Homeschooling Benefits  Homeschooling families are eligible for a $1,000 educational expense grant per child. Filing Information Private school families can start filing for tax credits on December 8, preceding the program's launch in the 2024 tax year. Stay Updated Keep in mind that the program details are subject to change, as highlighted by the author of HB 1934. Senate President Pro Tem Greg Treat is working closely with school choice supporters to ensure a smooth rollout. Application and Funding  Securing Your Tax Credits Tax credit applications will be accepted on a first-come, first-served basis, according to the agency's website. Families earning $150,000 or less have until January 22 to qualify for a private school tax credit, while higher-income households have until December 31 to file. Funding Allocation  State lawmakers have allocated $150 million for tax credits in fiscal year 2024, with plans to increase this to $200 million in 2025 and $250 million in 2026. Homeschool tax credits will remain at $5 million, though lawmakers may consider increasing this quota in the future. Frequently Asked Questions (FAQs) about Oklahoma Rolls Out School Choice Tax Credits, Awaits Rule Implementation 1. Who is eligible for the private school tax credit? Any household, regardless of income, can qualify. Lower-income households receive higher credits. 2. When can I start filing for tax credits for private school expenses? Private school families can start filing on December 8 before the program begins in the 2024 tax year. 3. What is the application deadline for private school tax credits? Families earning $150,000 or less have until January 22 to qualify, while higher-income households have until December 31 to file. 4. How much funding has been allocated for tax credits? In fiscal year 2024, $150 million has been allocated, increasing to $200 million in 2025 and $250 million in 2026. 5. Are there tax benefits for homeschooling families? Yes, homeschooling families are eligible for a $1,000 educational expense grant per child.
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