#RLLR

[financevista]

RLLR vs MCLR: Which One Impacts Your Loan More?

Understanding how your loan interest rate is calculated can save you thousands over the loan period. If you're confused between RLLR (Repo Linked Lending Rate) and MCLR (Marginal Cost of Funds-Based Lending Rate), this blog by Kogta Financial explains everything in simple terms.

Know the full form, meaning, and impact of each rate before applying for your next loan.

Read now: https://kogta.in/blog/rllr-vs-mclr-full-form-meaning-and-key-differences/

[indycarnocontext]

[rolloollor]

The first draft of my mallerollo high fantasy AU is DONE! 🎉🎊🎉

So, now what? Well...

I have a surprise for you. I've actually been done for a while!

During my month away back in November, I was able to write more than I expected. I just kinda... didn't update the word count then. I like underpromising and overdelivering, you see. I finished the draft at the very end of January and have been tinkering with it since then. The word count has gone up from the screencap there… I had an idea at the last second that changed a good chunk of the story, but I think it made things work better. This is where we're at now:

I'm not saying that this is the greatest story of all time, but it will be the best standalone mallerollo fanfic in English that's over 80k words. Because it's the only one so far.

Anyway, I'm ready to start posting in April! 🎉🎊🎉 The 9th, to be exact. I gotta get Cauchemar up first

Also, I settled on a title: Children of the Night, Shadow of the Sun. It's fantasy, so. Gotta be dramatic. Just be glad I'm not going full "An X of Y and Z"

Feels like I've been writing this forever, so I'm really excited to send it out into the world~

[miaeons]

i dont even think another bingsu could save me at this point....

[tfgadgets]

Major Cheer For SBI Loan Borrowers, Bank Cuts Lending Rates --Check SBI Loan Rate June 2025 | Personal Finance News

New Delhi: In a major relief for borrowers, the State Bank of India (SBI) has slashed loan EMIs linked to benchmarks like the External Benchmark Rate (EBR), External Benchmark Lending Rate (EBLR), and Repo Linked Lending Rate (RLLR) by 50 basis points. The new rates are effective from June 15. SBI MCLR June 2025 SBI’s Marginal Cost of Funds Based Lending Rate (MCLR) though remains unchanged. The…

[dailyfinancial]

Canara Bank Cuts Interest Rates on Home and Vehicle Loans: Will Your EMI Get Cheaper?

Canara Bank reduces interest rates on home and vehicle loans! Get the latest updates on revised rates, eligibility, and benefits. Learn how this cut impacts your EMI and savings. Stay informed with expert insights to make the best borrowing decision. Check now for exclusive loan offers! Canara Bank has announced a reduction in its Repo Linked Lending Rate (RLLR) by 25 basis points, effective…

[miscdigital]

Vehicle Loan: How It Works and Why You Need One

Owning a vehicle, whether for personal or business use, is no longer just a convenience, it’s a necessity.

However, with rising costs, purchasing a vehicle outright may not always be feasible. This is where a vehicle loan comes into play. Instead of depleting your savings with a vehicle loan bank finances your purchase, allowing you to pay in manageable installments.

If you have been wondering about the vehicle loan meaning, how it works and why you should consider one, then here’s what you need to know!

What is a Vehicle Loan?

A vehicle loan is a financial product that allows individuals, businesses or corporations to purchase a vehicle without paying the full amount upfront. Instead, a bank or lender finances the majority of the cost and the borrower repays it over time with interest.

How Does It Work?

Loan Application:

You apply for a vehicle loan through a trusted vehicle loan bank.

Loan Approval:

Based on eligibility, income proof and creditworthiness, the loan is approved.

Loan Disbursement:

The bank finances up to 90% of the vehicle’s cost.

Repayment:

The borrower repays the loan in monthly EMIs at a fixed or reduced balance vehicle loan rate.

Why You Need a Vehicle Loan?

1. Preserve Your Savings:

A vehicle loan ensures you don’t exhaust your savings on a lump sum payment. Instead, you can invest or use your funds for other priorities while still owning a vehicle.

2. Flexible Repayment Options:

With a vehicle finance plan, you get the flexibility to repay in easy EMIs. Canara Bank offers reduced balance interest rates, making payments more affordable over time.

3. Easier Access to Better Vehicles:

Opting for a loan allows you to upgrade to a higher model, better technology or an electric vehicle without financial strain.

4. Improve Your Credit Score:

Timely repayment of your vehicle loan improves your credit score, helping you secure better financial deals in the future.

5. Ideal for Businesses & Professionals:

For professionals and companies, business vehicle loans help finance commercial vehicles, making operations smoother without affecting working capital.

Canara Bank Vehicle Loan Explained

Canara Bank provides seamless financing solutions for individuals, businesses and corporates with customer-friendly terms:

Eligibility:

Individuals (Salaried & Self-Employed):

Minimum gross annual income of ₹3 lakh p.a. (as per latest ITR/ITAO).

Gross average annual income of not less than ₹2.50 lakh over 3 years.

Corporates & Firms: Subject to net worth, repaying capacity and creditworthiness assessment.

Loan Benefits:

✔ No upper limit on loan quantum.

✔ Up to 90% financing for new vehicles.

✔ Minimal processing charges.

✔ Lower Rate of Interest (linked to REPO LINKED LENDING RATE).

✔ Reducing Balance Interest Rate for lower EMIs.

✔ No pre-payment penalty.

✔ Quick loan approval & disbursement.

✔ Loan available for pre-owned vehicles.

✔ Financing available for 2nd & subsequent vehicle purchases.

Rate of Interest:

Rates of Interest of all Retail Lending Schemes are linked to RLLR

(Repo Linked Lending Rate).

Current RLLR of the Bank – [9.25%] w.e.f 12.01.2025.

Whether you need a car for personal use or a fleet for your business, Canara Bank ensures you get the best vehicle loan rates with customer-friendly terms.

Apply for a Vehicle Loan now and take the first step toward driving your dream vehicle!

[adventures-in-a-world-of-fiction]

I've found a fourth map layout.

Map 1: LRR

Map 2: RLLR

Map 3: RLLRRRL

Still exploring map 4, but if you go left on the first turn, both of the next turn options are death.

you asked for it, so here it is! a new and improved version of the maze game from game changer s6, now playable on both mac and PC!

link to play: https://minigames.dropout.tv/

[homeloansguide101]

Home Loan Balance Transfer – Points To Remember

A home loan balance transfer is taken into account by borrowers once they wish to go for a far better deal at an alternate bank for the advantage of a cheaper rate of interest with no prepayment penalties or other offers. Switching your loan involves the new lender paying off the remaining balance at your previous lender. This leaves you with just one, streamlined loan with new lender. The borrower then starts paying the EMIs (Equal Monthly Instalments) to the new bank. It is sensible for a borrower to modify loans with a long repayment tenure sort of a home loan because it helps them save more. The extent of savings will depend upon the outstanding amount, tenure, difference in interest rates, and charges of switching loans.

Here is a few important points guide you should consider to opt for Home Loan Balance Transfer:

Interest Rate Negotiation: Before you decide for a home loan balance transfer, try negotiating together with your existing lender for a lower rate of interest. If you’ve got a loyal association together with your bank and have paid all EMIs on time, your lender may consider your request to watch your credit history and loan repayment capacity. This way you’ll lower your EMI burden without having to pay prepayment, transfer, foreclosure charges, processing fees, application fees, and administration charges.

Check the interest rate credentials of new lenders:If the new lender is advertising a lower rate of interest, it’s essential to urge more information on their interest record. Check if the rate of interest offered by the bank is real and not a short-term gimmick.

Calculate the Cost of Transfer of Loan:Transferring your home loan involves several charges like processing fees, application fees, inspection charges, administrative charges, and more. In most cases, banks charge transfer fees which can be charged by both existing also because of the new lender. Calculate if the entire costs involved in your transfer are but the interest amount that you simply will save by making the transfer or not. If not, you ought to look out for an additional lender or settle with the present one.

Check Your Credit Rating:Your credit score gives you a transparent indication of whether you’re eligible for a balance transfer or not. If you have been inconsistent in repaying credit, EMI on time, it’ll hamper your credit rating. A poor credit score means you’re less qualified for home loan balance transfer facility since the new lender will take under consideration your credit score alongside the opposite factors confirm that you simply pay all of your credit card bills, EMIs on time to make sure that your credit score is high and you’ve got no problem transferring your loan to a different bank.

Balance Transfer Charge:Before going for a home loan balance transfer, you want to remember that you simply shouldn’t transfer your home loan whenever you come upon a lower rate of interest because there are charges involved. The home loan balance transfer process involves several charges like processing fees, application fees, administration charges, inspection fees, among others. There’ll be some charges which can be charged by both your existing bank and therefore the new lender. Calculate if the value of a balance transfer and evaluate whether it’s but your interest amount. After proper calculation, you’ll know whether the transfer is worth paying all the fees. You’ll use any home loan balance transfer calculator to estimate what proportion the method will cost you.

Repo Linked Loan:A Repo Rate-Linked Lending Rate (RLLR) Loan is linked to the reserve bank of India’s repo rate. If the RBI lowers the repo rate, banks that provide the RLLR-based loan also lower the rate of interest. During this case, the house loan rate of interest of the bank will move up or down supported the repo rate movements. These loans ensure transparency among borrowers as they’re benefitted whenever RBI decreases the speed. Repo rate cut will have a positive impact on homebuyers because it lowers the rate of interest on the house loan. This, in turn, will reduce your EMI burden. So as to supply some relief to people, RBI in recent times has cut the repo rate which suggests your EMI will go down without having to shift the loan to a different lender.

Go Through the Terms & Conditions Carefully:It is crucial to remember that when you transfer your home loan to a replacement lender, you’ll be sure to their terms and conditions. While a lower rate of interest could seem tempting, it’s also essential to remember all the conditions related to your loan. This might include information about certain hidden charges also. Therefore, you want to read all the terms and conditions thoroughly to measure what proportion you’ll benefit by transferring your home loan.

[purpleloveenthusiast]

Latest Loan Interest Rates 2023: Check Rates Of Leading Banks Here

As you know, changes in MCLR and RLLR have a direct impact on the loan rates. As a result, these adjustments alter the Equated Monthly Installments (EMIs) of borrowers. Check the complete details in the🔗 https://zeenews.india.com/personal-finance/these-banks-changed-loan-interest-rates-in-december-check-new-rates-here-2699532.html

[f1]

Harvey out at RLL Daly steps in for Gateway | IndyCar

Conor Daly will make another IndyCar comeback at the Gateway oval next week by replacing Jack Harvey at Rahal Letterman Lanigan Racing. Harvey has raced full-time in IndyCar since 2020, after getting his first podium in 2019, and has been driving for RLLR since the start of the 2022 season. He only got one top-ten finish last year and came 22nd in the standings, and this year currently sits in the same position with 13th place being his best race result. He will now vacate his seat for the rest of the season, but the Briton does not want to be out of IndyCar for long. “It’s no secret that my time at RLLR didn’t go as planned. It was not through a lack of effort. I leave confident that I put my everything into every moment as a member of the team,” Harvey said. “I am thankful for the time and effort that every crew member put in over the last two years. This has been challenging for everyone involved. I love my crew and their unwavering support. “Only time will tell what the future holds. I am more motivated than ever to find a new home in IndyCar to showcase what I am capable of doing behind the wheel of a race car. We are not defined by our failures but rather how we respond to them. This is just one chapter in my story and I look forward to writing the next.” RLLR’s co-owner Bobby Rahal added “I would like to thank Jack Harvey for all of his efforts on behalf of RLLR for the last year-and-a-half. He committed fully to the team but for whatever reason, we weren’t able to achieve the results that he or the team deserves and we wish him well in the future.” Daly has been confirmed as Harvey’s replacement for one race, with two more events following that on the 2023 schedule. He too has split with a team this year, having started off with Ed Carpenter Racing. They dropped him seven races into his second season with them, despite finishing eighth in the Indianapolis 500. Daly missed one round before returning to the grid as a substitute for the injured Simon Pagenaud at Meyer Shank Racing for the race at Mid-Ohio, then was called up by them again to compete in the double-header at Iowa Speedway. “It means a lot to have a chance to drive for the RLLR team. I’ve known Bobby ever since I was a child, our families are very close. Mike Lanigan is someone that has known my dad for a long time, and I’ve known him well too. And David Letterman is a friend of our family as well so it’s very special to have the chance to drive for this organisation,” said Daly. “I will obviously do the best job that I can for them to make them proud and make their partners proud and I hope to be able to deliver everything they are looking for.” His move to RLLR rules him out of subbing again for Pagenaud, who is not yet cleared to return to racing. Linus Lundqvist has driven his car the last two races. Advert | Become a RaceFans supporter and go ad-free IndyCar Browse all IndyCar articles via RaceFans - Independent Motorsport Coverage https://racefans.net/

[rolloollor]

If you haven't heard, every work on ao3 posted prior to February/March of this year has been scraped an added to a dataset to be used in AI training. (You can read more about it here.) This dataset isn't publicly available right now, but the uploader is determined to keep it up for download.

Basically, I have to make a decision. Locking my fics (making it so only people with an account on ao3 can view them) won't undo this scraping, but it will probably prevent future efforts. I can't imagine this was the first time writing on ao3 was used as data for an LLM, though. Is it worth locking my stuff?

I was resistant to the idea since a significant chunk of the kudos I get, and thus I imagine the people who read my fics, are guests. I don't love the idea of making my stories more difficult to access. But, at the same time, getting an ao3 account isn't exactly a major undertaking.

So. Ensuring guest readers can read my stuff? Or protecting my works from future (only future) scraping? Is it worth trying to close the barn door when the cows have already escaped? Would it be dumb to give up when I could do at least something?

I dunno. I'm having a big think about it

[miaeons]

8.7km down rllr bldn ~!

[10bmnews]

Good News For Canara Bank Home, Auto Loan Borrowers; Lending Rates Reduced By... | Personal Finance News

New Delhi: In a move aimed at easing the financial burden on its customers, Canara Bank has announced reduction in its lending rates.  Canara bank has reduced its Repo Linked Lending Rate (RLLR) by 25 basis points, following RBI’s recent decision to slash key interest rates.  With the RLLR reduction, the minimum rate of interest for all the loans have been lowered out of which, the popular loan…

[senkisegondoltavolna]

Eddig sosem éreztem még ilyet. Itt van 4:10 és én még mindig csak Rád gondolok. Arra hogy nem akarlak elveszíteni. Ugyanis egyszer már elvesztettem egy fontos személyt az életemben; az édesanyámat, de Téged  már nem szeretnélek! Tudom hogy nem érsz rám(meg is értem),nem is vagyok egy Adonisz éselbasztam az első lehetőséget. Ha leehtne kitörölném a múltat és mindent másképpen csinálnék. Néha-néha írhatnál egy “hello mi a helyzet”-et, mert engem nagyon is érdekel hogy veled mivan, milyen volt a napod és mik a további terveid. Ui: még mindig ugyan azt érzem irántad és fogom is!

Köszönöm ha végig olvastad!

[vilaspatelvlogs]

एसबीआई ने कर्ज की ब्याज दर घटाई, 0.25 फीसदी कम की एमसीएलआर

एसबीआई ने कर्ज की ब्याज दर घटाई, 0.25 फीसदी कम की एमसीएलआर

[ad_1]

एमसीएलआर 7.25 फीसदी से घटकर 7 फीसदी पर आई

ईबीआर व आरएलएलआर 0.40 फीसदी घटी

दैनिक भास्कर

Jun 08, 2020, 09:16 PM IST

नई दिल्ली. देश के सबसे बड़े बैंक भारतीय स्टेट बैंक (एसबीआई) ने सोमवार को अपनी मूल कर्ज दर एमसीएलआर में कटौती करने की घोषणा की। बैंक ने सभी अवधि के एमसीएलआर में 0.25 फीसदी अंक की कटौती कर दी है। नई दरें बुधवार 10 जून से लागू होंगी।

एक साल की एमसीएलआर 7.25 फीसदी से घटकर 7 फीसदी…