#Shane Mendonsa

[trevlad-sounds]

Sleep Space 8.2

20.01.2024

Andrea Castiglioni – Before Sailing – an Ecology of Mind – 00:00 Hollie Kenniff – Over Ocean Waves – 04:59 Frunk29 – Ustal – 08:16 The Hologram People – Deep into the Cosmic Ocean – 12:46 Wodwo – Gällnö – 14:45 Marie – Remaining (Kilometre Club Rework) – 18:29 Francis Morning – Pure – 26:03 Masayoshi Fujita – Tower of Cloud – 30:56 Belial Pelegrim – Turquoize – 35:32 Kilometre Club – to lull you asleep – 38:52 marine eyes – icy blossom – 45:27 Fan Club Orchestra – Long Stay IV – 47:37 Crystal Voyager, UFOm – Angel from Spiritually Advanced Civilization – 52:36 awakened souls – even – 59:26 deepspace – A Glitch has Appeared in the Business District – 01:02:41 Carlos Ferreira – In the Meantime – 01:09:14 Shane Mendonsa – UFO Plant – 01:15:49 Miguel Otero – End of summer by the pier – 01:25:58 Obfusc – Little Tokyo – 01:28:42 Hyldýpi – S T Y R K U R – 01:30:58 Please Close Your Eyes – Piano for Floating – 01:43:50 Ann Annie – Moons Apart (Clay St. Studios Sessions) – Live Ensemble – 01:50:30

[m2karaoke-blog]

Sam Shane Tapped As Morning Co-Anchor At KFBK/Sacramento

iHEARTMEDIA News-Talk KFBK-A-F/SACRAMENTO has named market TV news veteran SAM SHANE as the new co-anchor of "THE KFBK MORNING NEWS" with CRISTINA MENDONSA, starting APRIL 1st. … more

[kennethherrerablog]

The Financial Movement for Anyone Who’s Sick of Working 9 to 5

The typical road to retirement looks like this: Graduate college. Get a job. Get promoted. Get raises. Buy a house. Fill it with stuff. Work for at least 40 years to pay for the stuff.

Then you retire and finally have time to do all the things you’ve been dreaming of… if you have the money to do them.

For many people, this path has lost its appeal, and they’re turning toward a different one.

It’s called financial independence, or FI for short.

Financial independence is having enough wealth to live on for the rest of your life without the need for traditional employment.

That usually means you can live off your investments, but as FI gains popularity, people have included passive income, real estate, and even freelance and part-time passion projects into it.

People who pursue financial independence have decided their time is worth more than their money. And they’re willing to make sacrifices to have more of it.

In the early ’90s, friends Joe Dominguez and Vicki Robin capitalized on the concept of valuing time over money. They hosted talks during which they asked people to consider how many hours of work something costs them instead of just thinking of the cost in terms of dollars. They turned those talks into the best-selling book “Your Money or Your Life.”

Over a decade later, blogger Pete Adeney, also known as Mr. Money Mustache, further popularized financial independence by equating it with early retirement. Adeney and his wife practiced extreme frugality to save 66% of their incomes as software engineers. They retired with a paid-off home when they were both 30.

Nowadays, the goal of FI-seekers is to save enough in investments and lower their expenses to the point where they can live off passive income without the need for paid employment.

Why This Couple Is Sacrificing Now

Shane Courtney discovered FI from Mr. Money Mustache, though at first he didn’t put his extreme practices into action.

But by October 2017, Shane had been working nights as a diesel hydraulic mechanic for over a decade, and he began to consider financial independence again.

“Only being able to see my wife on Saturday and Sunday was probably the biggest driver of trying to figure out something different,” he said.

So he looked for other stories of people pursuing FI. He found the financial independence subreddit, where people of various ages, locations, incomes and professions share the ways they’re trying to escape traditional employment.

Shane, 33 at the time, and his wife, Melissa, 32, realized that without kids they could reach FI and retire early at 50 to fulfill their dream of moving to the Pisgah National Forest in North Carolina.

Their first steps were deciding how much they’d need to spend in retirement and how much to save to get there.

The Courtneys make a combined income of $160,000, and they would like to live off of $45,000 to $50,000 per year in retirement. For their investments to produce that much growth every year accounting for inflation, they estimate they’ll need to save $1.25 million.

To lower their expenses, Shane and Melissa cut out most of their recurring bills aside from their mortgage, utilities and internet.

Shane had a car he loved, but it got horrible gas mileage and had dropped significantly in value. It was too expensive for Shane to justify keeping, even though as a mechanic, he’s passionate about cars.

They’re also planning ways to save after they reach financial independence. Going to the grocery store is easy now in their suburban Tampa, Florida, neighborhood, but they’re learning new skills to be more self-sufficient in North Carolina.

Melissa is taking canning classes, and Shane has learned to make sourdough bread. “It’s so much cheaper than buying bread,” he said.

And they’ll start to look at properties near Pisgah National Forest soon, in hopes of buying land and paying it off before they start building their house in five years. They plan to move into a mortgage-free home when they retire.

Reaching financial independence isn’t just about raising your income and lowering your spending. It takes a lot of grit and perseverance to do something so wildly different from your peers for such a long time.

But their vision for the future drives their day-to-day decisions. Shane sees himself riding mountain bikes around Pisgah, and Melissa dreams of being able to rescue and foster animals.

How to Save For Financial Independence

So once you’ve calculated how much you need to save and you’ve cut your expenses in order to save it, where is this money going?

The easiest and most common way is to invest it in retirement accounts. The Courtneys max out two Roth IRAs, one 401(k), contribute to a second 401(k) and max out a family HSA. They put these savings into low-cost index funds.

But there are alternatives. Chad Carson, aka Coach Carson, used creative financing to purchase duplexes and single-family homes and his own money for renovations. His portfolio generated enough passive income for him to become financially independent in his 30s.

And Michelle Schroeder-Gardner created a blog and online course that generates more than enough passive income for her to travel full time in her 20s.

And then there’s the hybrid approach, sometimes referred to as “Barista FIRE”: This is when you save enough to cover some expenses in retirement and work part time at a job you love — hence the name “Barista” — regardless of what it pays to cover the rest.

Even if they don’t need to, Shane plans to coach CrossFit and Jiu-Jitsu to supplement their income, and Melissa may earn money doing animal rescue.

The supplemental income is also helpful in times the stock market doesn’t produce as much growth as planned.

… but What if You Don’t Make Six Figures?

Sure, Shane and Melissa have great incomes. He’s been a diesel hydraulic mechanic at the same company for over 10 years, and she’s an accountant. They can afford to save a large portion of their money.

But most of us aren’t making six figures, even in two-income households.

So what options are there for the rest of us? Fortunately, investment growth isn’t the only passive income option to reach financial independence.

Passive income from an online business, royalties from creative works like art or music, rental properties or a number of other sources can provide non-employment income and lower the amount you need to reach FI.

In 2016, Jonathan Mendonsa and Brad Barrett started the Choose FI podcast. They talk about complex and intimidating financial independence topics twice a week and make those topics understandable for a broader audience.

They highlight entrepreneurs who build passive income streams to escape traditional employment, early retirees who work part-time jobs to get out of the house or supplement their income, and people who downsize homes and cars to cut their fixed expenses.

FI-seekers stack these strategies on top of one another to optimize what they have to work with.

FI is often dismissed as unattainable for average income earners. But while saving a significant portion of your income is difficult, the math shows it’s possible for more people than you might think.

Take a 25-year-old single person who earns $30,000 and wants to live off of $30,000 per year in retirement. Even if they have nothing saved for retirement, they can become financially independent at 52 if they max out a Roth IRA during their working years and earn average returns of 8.1%.

A couple in their 30s bringing home a combined income of $70,000 per year with $0 saved for retirement can become financially independent in just over 16 years under the same market conditions if they stay within a $40,000-per-year budget (including in retirement).

These scenarios aren’t as sexy as retiring at 30, but they show that with perseverance and focus, financial independence can be achieved at a diverse range of incomes, ages and marital statuses.

Even if pursuing financial independence doesn’t result in everyone retiring at 30 or even 50, no the movement is motivating people to open up about their finances and save a little extra every month.

And that’s never a bad thing.  

Jen Smith is a staff writer at The Penny Hoarder. She gives money-saving and debt-payoff tips on Instagram at @modernfrugality.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

The Financial Movement for Anyone Who’s Sick of Working 9 to 5 published first on https://justinbetreviews.tumblr.com/

[hindi-cinema-blog]

ALYSSA and SHANE MENDONSA: Music's Contemporary Young Wave (Exclusive Interview)

Bombay is India's foremost landmark in terms of Hindi cinema and music, both mainstream and independent. Today's post focuses on two musicians who have been crisply and ingeniously contributing to enriching the Indian music scene. Shane and Alyssa Mendonsa have become a leading pair in the new young wave that swings Indian urban music from Bollywood pop to electronic music. Spanning a series of youthful genres, brother and sister have been making their mark, whether it be by opening a DJ school, creating background scores for internationally acclaimed films or remixing Bollywood hits and contributing fresh vocals or sounds to these mainstream favorites. While Shane is involved in background scores and soundtrack work at the moment, Alyssa has become well known for her vocals in films such as Housefull, Karthik Calling Karthik, Break ke Baad, Zokkomon, Patiala House or the more recent Zindagi na Milegi Dobara. 

Both siblings agreed to chat with the Hindi Cinema Blog about their love of sound, their philosophy and their view of the Indian music industry, where they have united their flair for bringing a fresh breeze to commercial songs while also creating indie pleasure for the ears.

HCB: When did you decide you wanted to start doing music / singing professionally?

ALYSSA: Singing has been my passion since I was 3 to 4 years old. I used to practice in secret until I had to sing for my dad to participate in a singing competition in 1st grade in which I came in first... I just always loved it. I never decided on it. All I knew is that I wanted to sing for the rest of my life and it has now become my profession.

SHANE: Well I honestly could not say... I think my first job working professionally as a music programmer came with a Bollywood film called Jaan-E-Mann which was about 6 years ago! In all honesty, I don't know if I ever planned to take up music as a profession. It so happened that I wanted to be a pilot! (smiles) But i guess in time with a lot of exposure to all kinds of different styles of music I was drawn into it. One thing lead to another and in the following years I saw myself learning to DJ, performing and then slowly moving into music production to make dance music. Then one fine day I received an offer to do remixes, which turned out to be my first paying job as a producer/remixer.

HCB: Was your dad (Loy Mendonsa of famed group Shankar Ehsaan Loy) an inspiration to you in the sense of orienting you towards music?

SHANE: Well I would have to say indirectly yes because he was always playing something new at home ever since I was a little kid, My father is a jazz musician at heart! So at home we would be exposed to a lot of Jazz, RnB, Blues, Funk, Miles Davis, Herbie Hancock, Chick Corea, Michael Jackson, Quincy Jones, Stevie wonder and the list goes on... Besides jazz, he would listen to all styles of music, there was no restriction in musical styles of any kind. So with all that exposure to superb music I guess my orientation did shift due to a sense of curiosity towards making music. I distinctly remember my passion for dance and electronica originating from 3 albums. One was Madonna's Ray Of Light album, which i think is still by far one of a kind, purely because of its production and sound design. Another is my most favorite artist and probably my reason for getting into making dance and electronic: BT or Brian Transeu and his album Movement is Still Life. It was life altering at the time (smiles) and with it was an artist called Hybrid and their album called Wider Angle.

ALYSSA: I started singing because I just love it and not because of my dad or anything. He heard me much later... To me my dad is just my dad and I see him as a self-made man and as an example that shows that sometimes the things you never even dreamt of can actually happen to you.

Song with Alyssa Mendonsa's honey-mint fresh vocals in Zindagi Na Milegi Dobara

HCB: Choose 5 songs you would take with you on your IPod if you were stranded in a desert island.

SHANE: Well... Actually I would love to just switch of all music if I was away in a desert island!! (laughs). I would probably trade it in with a bushman for water (laughs). The reason would probably be that I am constantly surrounded by music and that it could be very troublesome for somebody who is in the "business" of making music. I believe if you are creative, you have to have a clean slate to create, a fresh canvas to paint, and thus silence to generate something new musically.  Additionally, there are plenty of songs to choose from in the "jukebox in my head", if I ever need one for a day (smiles).

ALYSSA: Knowing myself, there is no way I would have an IPod with me if I was stranded in a desert island.(smiles)

HCB: So what are you listening to on your Ipod (Mp3 player) at the moment?

ALYSSA: This may sound weird but I don't listen to music intentionally. I just happen to listen to music if someone else is playing it around me. I never make the effort of putting on a CD or anything. I like silence because there is more to be heard when nothing can be heard at all.

SHANE: This very moment I am listening to Coldplay's new EP Every Teardrop Is A Waterfall. I just love Coldplay for their simple but tasteful songwriting. Very simple to make your own.

HCB: What is your take on Indian mainstream film music and a more indie Indian music scene. Would you enjoy participating in both?

ALYSSA: Indian mainstream music is expanding and is now opening up to more styles and sounds. I think this has opened a wider door for more talent to pour into the music industry. I am more inclined to Western singing so singing for Indian films has been quite a challenge for me and a learning experience. I have this huge inferiority complex about my abilities as a singer, so that gets to me and affects my confidence..

SHANE: Oh... Well that is a long topic of discussion but I will try to be short and direct. If I ever had a problem with Bollywood is that it took up all the spotlight from the indie music scene, but that has changed now over a few years as we are now seeing an indie music scene appear wherein a whole new young and talented generation of artists now at least have a platform to be heard on a more frequent basis. Until about 6 years ago you could count the amount of non Bollywood gigs in the city that would happen in a year on both hands at commercial venues, but that is changing quickly with the new generation. There are many indie rock and electronica gigs all over the country now and some of them are huge... like the famous Submerge gigs that happen throughout the year in India, and in a big way in Goa at peak season where local and international artists meet. With that, there are clubs like Blue Frog which have on many an occasion hosted local and international artists from all around the world playing every possible style of music there is. There are many independent event management companies too that are instrumental in keeping the indie scene growing.

I certainly do enjoy participation in both (indie and Bollywood music). I believe both present very different perspectives to approaching music and thus present very interesting challenges, one of them challenging you to have a certain level of creative compromise for mass appeal and the other being more self indulgent (smiles). But I do believe at the end of the day that there is no good or bad. It just is. And music is just that, no matter what one's perspective is towards it. Thus I try to learn from both.

HCB: is there any particular producer, composer, singer or musician you dream of working with?

SHANE: Any and everyone whose got music in them.

ALYSSA: Bruce Sweden, John Landis, William Orbit to name a few... but at the end of the day my greatest dream is to perform in front of millions of people the world over. So I am willing to work with anyone who can make that come true and in turn my dream should make theirs come true. What i mean by that is that the songwriter has a dream of his song being sung,the singer's dream is to sing it, the engineer's dream is to master and mix it to perfection so you see, everyone's dream is supported by another... If my dream fulfills someone else's then that's a beautiful thing knowing dreams are coming true.

HCB: Do you have any upcoming personal projects in music?

SHANE: Well I was just working on a bootleg for myself on Coldplay's new song.. but given that I don't have the individual files it is going to be difficult to meet the sonic state I would like it to be in, but nonetheless I am having fun with it and hoping it turns out to be bearable to give a few listens (smiles).

ALYSSA: I am composing for a couple of friends just to help them out because they are really talented.

HCB: What would you say is the importance of a singer's voice in the tracks you have recorded, Alyssa?

ALYSSA: To me the singer's voice bridges the gap between the listener and the music. But I could be wrong..

HCB: What is the most important effect you are seeking to achieve when you remix, compose or master, Shane?

SHANE: Oh well I am no expert in any field (smiles) but some of my thoughts are that I believe a good remix is always and should be complementary to the basic essence of the original!.. One must seek out to find what makes the original unique and great, and try to take those elements with them in the new direction they plan to head in. That allows for the listener to quickly get into what he loves most about the song originally allowing him to easily assimilate what is newly associated with it..

As far as composition goes, depending on what the scenario is. If it is for a background score or just song, based or not based on a situation, the music should be used only to support or add emphasis to what message needs to be communicated. One must.never be afraid to keep things simple. Less is more in most cases. One should also try to always look at the composition from a listener's perspective trying to find a common thread to relate to.

While mixing and mastering today I believe everyone is in a loudness war... especially with pop music.. If you listen to music from the 80s or 90s there was a lot more warmth and feel. of course that is also attributed to many other factors, mainly that there was better music then (smiles). But anyhow, the same rules would apply to a mixing engineer. One should always let the song tell you what to do. If you listen to what the song is saying and demands, in most cases the music composer will already have left hints in the basic song structure as guidelines. And most important I guess is to "listen", trust your ears and not get completely caught up in the music gear. The gear is only there to help translate the idea. It is not the idea or concept itself. Clarity of thought with its motive must be at the forefront of applied techniques to any concept to allow the layman to easily absorb and assimilate what needed to be communicated through the music. Find more information on Alyssa Mendonsa Watch internationally acclaimed films featuring Shane Mendonsa's distinctive music scores: Just That Sort of Day and The Sixth Sense

[trevlad-sounds]

Sleep Space 3.2

16.12.2024

Lamasz & Thme – Les foudres – 00:00:00 Roedelius, Arnold Kasar – Vigoroso – 00:05:25 James Bernard – Blooms – 00:09:36 Shane Mendonsa – Rubber Peperomia – 00:14:48 Thrupence – About You (Original by G Flip) – 00:20:09 Alaskan Tapes – Intersect – 00:25:40 latome2 – Mar – 00:28:15 David Cordero, Carlos Ferreira – Perfect Blue – 00:35:03 Solitaire – Evening Mist at Loch Lomond – 00:39:17 Maps and Diagrams – chalco – 00:43:34 Hélène Vogelsinger – Ethereal Dissolution – 00:46:16 Roedelius – Fabelwein – 00:50:47 Benge – The View From Vega (Part IV) – 00:55:10 Binaural Space – Heaven for Robots – 01:01:48 Common Saints – Utopia – 01:02:22 Francis Morning – Channels – 01:03:16 First Snow of The Year – Forest at the Summit – 01:05:00 Meemo Comma – Spectral Alignment – 01:07:55 Polypores – Virtual Forest Worlds – 01:11:11 KMRU – mago – 01:15:02 Jogging House – State – 01:17:31 Nils Frahm – Changes – 01:23:46 Surya Botofasina, Nate Mercereau, Carlos Niño – Hearing (with Keshava at Zuma) – 01:27:28 Jogging House & The Lifted Index – Of Seasons – 01:44:10

[trevlad-sounds]

A drifting drone of a mix.

[fracto]

"Plantar música en la naturaleza"

Shane Mendonsa

[m2karaoke-blog]

Sam Shane Named Morning Co-Anchor At KFBK/Sacramento

iHEARTMEDIA News-Talk KFBK-A-F/SACRAMENTO has named market TV news veteran SAM SHANE as the new co-anchor of "THE KFBK MORNING NEWS" with CRISTINA MENDONSA, starting APRIL 1st. … more