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therealsaintscully · 4 years

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[TJLC] Distracted by AGRA (or the many hints about personification of death in The Six Thatchers)

PLEASE CONSIDER THIS A WORK IN PROGRESS. IT’S NOT PERFECT BUT I HAVE SOME GOOD IDEAS HERE, I THINK, SO KEEPING IT FOR NOW.

A FEW DISCLAIMERS: - I’m not a native English speaker and this wasn’t betad, so excuse the less-than-perfect English (although you’re about to find out what native language actually is). - I’m very new in the fandom and in reading/writing meta, this would be my second meta post tbh, so excuse the amateurism. - Everything I’m about to write here is based on very quick and easy Google searches. I’m BY NO MEANS AN ACADEMIC! I’m not well versed enough in any form of literary analysis to claim more than that, but perhaps this post will be a breeding ground for new ideas. If you are an academic and you find these interesting - please go ahead and expand on them. - Lastly, this may have been picked up before by other meta writers and if so - I’m not aware of it, as I’m quite new to this fandom.

tl;dr: The Six Thatchers seems to be full of hints about the personification of death and cultural/religious representations of it, in a way that may even hint that that Mary = death, and/or that Moftiss were very preoccupied with the idea while writing it. It should be noted that I find these tidbits interesting in the context of well-established TJLC theories I’ve been reading up on a lot lately, namely EMP and M-Theory. I found these details interesting in the context of reading TST as something that’s happening in Sherlock’s MP as he’s dying and suspecting that Mary is dangerous and perhaps even linked to Moriarty.

AGRA > Samarra > The Four Angels of Death

As these things always go, I’ve been re-watching episodes while researching my WIP fic ‘Turned’. I have this new habit these days of only listening, instead of actually watching the episode in search of a fresh perspective. This time I was blown away, once again, by Sherlock and Mycroft’s conversation about AGRA. It’s a VERY odd conversation considering the topic, and what caught my ear this time was Mycroft mechanically reciting facts about the city of Agra. Why Agra, I asked? What’s so important about it? Nothing, the way I see it. One search led to another and I looked up Samarra, thinking perhaps I’ll find some connection between the two cities, but couldn’t.

The search for Samarra and the parable about it led me to the Appointment in Samarra wiki page, which mentions that the title of the book comes from a retelling of an ancient Mesopotamian tale by W. Somerset Maugham (the source of the next quote is here):

"The Appointment in Samarra" (as retold by W. Somerset Maugham [1933])

The speaker is Death

There was a merchant in Bagdad who sent his servant to market to buy provisions and in a little while the servant came back, white and trembling, and said, Master, just now when I was in the marketplace I was jostled by a woman in the crowd and when I turned I saw it was Death that jostled me. She looked at me and made a threatening gesture, now, lend me your horse, and I will ride away from this city and avoid my fate. I will go to Samarra and there Death will not find me. The merchant lent him his horse, and the servant mounted it, and he dug his spurs in its flanks and as fast as the horse could gallop he went. Then the merchant went down to the marketplace and he saw me standing in the crowd and he came to me and said, Why did you make a threating getsture to my servant when you saw him this morning? That was not a threatening gesture, I said, it was only a start of surprise. I was astonished to see him in Bagdad, for I had an appointment with him tonight in Samarra.

There is also a very interesting study guide link from this website, which asks some very interesting questions about tale, such as Maugham’s decision to make Death a non-omniscient narrator of this tale, as well as a woman. I’ll return to Death being referred to as a woman later. However, since I have no expertise in literary readings, I’ll leave it to others who might be to add some more here.

More below the cut:

The version of the story in TST is a bit different; the servant is absent from the tale; it is instead the merchant who has the nighttime appointment with Death in Samarra after being startled to see Death that morning in the Baghdad market. (This note was taking from a wikipedia entry about another - apparently- very deterministic play by Maugham, Shepey.)

Anyway, the Appointment in Samarra wikipedia mentions that Maugham’s story comes from a much older version recorded in the Babylonian Talmud, Sukkah 53a.

The Talmud is the central text of Rabbinic Judaism. I’m a Hebrew speaking Jew, though an atheist one who isn’t well-read in religious texts at all, but I was intrigued enough to look up the Hebrew Talmud version of the text (in fact it’s originall in Aramaic, but wikipedia offers a Hebrew tranlsation). A quick Google search led me to the wikipedia page about the personification of death, and that’s when things got interesting.

Under the section about the grim reaper in Judaism, a story from the Talmud is mentioned, which seems to be another version of the Appointment in Samarra story. Here’s the story, translated by Google Translate, because I couldn’t find an English version:

The Babylonian Talmud tells of a sage, Rabbi Bibi, the son of Abiy, whose angel of death was often in his company. Rabbi Bibi heard the angel of death ask his emissary to name a woman named Miriam (Mary) who was a hair dresser (the future mother of Jesus). The messenger of death accidentally killed another woman named Miriam (Mary) who was a teacher. The angel of death said to his messenger: "I asked you to kill Miriam the barber and not Miriam the teacher." The messenger of death replied: Then I will bring Miriam the teacher back to life and bring before you Miriam the barber. The angel of death said to him: If you have already brought Miriam the teacher, leave her with me along with the rest of the dead. The angel of death asked his messenger: How did you manage to kill the teacher Miriam even though it was not her time to die? The messenger of death replied: She was killed before an opportunity to kill her - she was fiddling with the stove with ember in her hand to clean the stove. Inadvertently she caused a burn in her leg - and when a person was harmed and his determination of his time to die was undermined - so I had a chance to kill prematurely. The sage, Rabbi Bibi, asked the angel of death: Do you have permission to kill people before their pre-determined time has come? The angel of death answered, "Yes, for it is written, 'There is no one who has perished without judgment.'

(According to wikipedia, this story is taken from תלמוד בבלי, מסכת חגיגה, דף ד, עמוד ב – דף ה, עמוד א).

AGR(A?M?)

Alright, I said, two Marys, escaping death but then meeting it eventually. It happens.

But as I read on… that Hebrew wikipedia page mentions another personification of death, the angel of death Azarel. Azarel has three ‘colleagues’ (e.g archangel) in Islam (and in some variations, they also exist in Judaism and Christianity): Jibrail (Gabriel), Israfil, commonly thought of as the counterpart of the Judeo-Christian archangel Raphael, and Mīkhā'īl (Michael).

So wait, that’s -- that’s Azarel, Gabriel, Raphael... as in AGR(A)? Whoa. That fourth angel mentioned in Islam is Michael - which doesn’t hold up with AGRA - but could that be a coincidence? We’re told two things about BBCSh’s AGRA, but we can’t really know they’re actually true. The first one is that Mary claims it’s her initials, which we later learn is possibly not true - John gets mad realizing it’s another lie. The other thing is that Mary claims to be ‘R’, for Rosamund, but we can’t be sure about that either. However, another cool detail: in Christianity, Raphael is generally associated with an unnamed angel mentioned in the Gospel of John, who stirs the water at the healing pool of Bethesda. Yes - I know, the M really doesn’t fit there, but M really is a character that stands out in the BBCSH universe, doesn’t it?

Moving on to more cultural references of the personification of death the Hebrew wikipedia page offers, note that I haven’t read the first and it’s been years since I watched the second:

Death with Interruptions

In Death with Interruptions by José Saramago, they mention, death is a woman, and she falls in love with one of her future victims. She decides to spare his life: Every time death sends him his letter [notifying him of his imminent death], it gets returned. Death discovers that, without reason, this man has mistakenly not been killed. Although originally intending merely to analyse this man and discover why he is unique, death eventually becomes infatuated with him, so much so that she takes on human form to meet him. Upon visiting the cellist, she plans to personally give him the letter; instead, she falls in love with him, and, by doing so, she becomes even more human-like.

Chess and The Seventh Seal

Another reference is the film The Seventh Seal, about a knight returning from a crusade, and discovers his land his ravaged by plague. The knight encounters Death, whom he challenges to a chess match, believing he can survive as long as the game continues. Does that remind you of any particular promo pics?

What I find interesting in all these references, is that they all seem to deal with questions regarding ‘dealing with death’ that, in the context of EMP for example, can be seen as Sherlock ‘running simulations’ (or asking philosophical questions) on how to deal with his current situations:

- ‘Do you have permission to kill people before their pre-determined time has come’? (Can people time die before their pre-determined time? Can people escape pre-determined death?)

- Can you interrupt death with love? Was Mary supposed to kill John, fell in love with him and thus his death was postponed? Is John still in danger?

- What can one do to postpone death - perhaps challenging it to a game, hoping for survival as you distract it?

Tagging other meta readers/writers who I think might enjoy this ; let me know if you don’t - I won’t tag you again): @sarahthecoat, @devoursjohnlock @inevitably-johnlocked @possiblyimbiassed @waitedforgarridebs @tjlcisthenewsexy @loudest-subtext-in-tv @therealsaintscully

#meta #bbc sherlock meta #emp #m-theory #TJLC

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succeedly · 6 years

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5 Ways to Bring Financial Literacy into Any School

Brian Page on episode 295 of the 10-Minute Teacher Podcast

From the Cool Cat Teacher Blog by Vicki Davis

Follow @coolcatteacher on Twitter

Brian Page has ideas to bring financial literacy to every school. Whether you want games, curriculum, or to know what’s next in financial literacy, this is a must-listen podcast for anyone working with financial literacy in their school.

On April 26, celebrate PowerofEcon on Twitter with Discovery Education, CME Group, and their Econ Essentials Program. We’ll have free resources available for downloading. To join the celebration, tune into the Twitter chat with me, fellow teachers, and the CME Group’s chief economist on April 26th at noon Eastern Time, using #PowerofEcon.

Visit www.coolcatteacher.com/econ for more information and remember to tweet out your pics about how you teach your students using #PowerofEcon.

Listen Now

Listen to the show on iTunes or Stitcher

Stream by clicking here.

***

Enhanced Transcript

5 Ways to Bring Financial Literacy into Any School

Link to show: https://ift.tt/2qQZf0H Date: April 25, 2018

Vicki: Today we’re talking with one of my favorite financial literacy gurus, Brian Page about five ways to bring financial literacy into the classroom.

Now Brian, what is our first way?

Brian: Thanks for having me. I am excited to be on.

So I have to start with NextGen Personal Finance. https://www.ngpf.org/

#1 – NextGen Personal Finance

NextGen Personal Finance and Tim Ranzetta, who is the founder, was just recognized earlier this week by Jumpstart https://www.jumpstartinc.org/#1 as really the leader in the industry.

He just received the pinnacle award, and that night, he announced that he would continue to give back and make the programming and the resources free. He dedicated 25 million more dollars over the next ten years to iensurethat he could do that.

The organization is full of up to date resources that include anything from lessons that are comprehensive, a turnkey semester class, a turnkey 9-week class, a turnkey trimester class to single activities that are interactive that teachers can use.

He has games that he’s developed. He has a blog post. He has podcasts to keep teachers current on evolving content.

He’s dedicated to providing training throughout the country. He just had a national conference in San Francisco that was entirely sponsored and had 110 teachers in to provide three days of training.

Over the summer, he’s posting all kinds of Fin Camps — one, two and three day Fin Camps in various states across the nation that teachers can attend for free.

The other thing that I love, beyond how comprehensive their curriculum is, is that he has a large full time staff who listens to teachers. They are constantly updating it, which is particularly necessary in the financial space, where it’s constantly evolving.

And the other thing that sticks out is that it’s primarily shared through Google Drive. So, many teachers are like me, where they like to take lessons or sources and “tweak” them, based on what’s best for their specific students. By having everything on Drive makes it really easy to go in and make small little subtle tweaks.

Vicki: Awesome!

Brian: So that’s… Yeah! Yeah, I’m excited about that one.

Vicki: Great! What’s our second?

Brian: Our second is a complete resource dump. There’s so much out there. I wanted to bring to light some other resources people can look into later.

#2 – Several Other Resources

NEFE https://www.nefe.org/ is a great resource for students in high school and in college. They have great lessons on their website as well. They have a terrific Life Values Quiz that I love to use.

The Counsel for Economic Education https://www.councilforeconed.org/ is terrific, not just for financial literacy teachers, but for teachers who teach economics.

Knowledge at Wharton High School http://kwhs.wharton.upenn.edu/ is an extensive website full of podcasts and articles and lessons. I was on a team that developed quite a few lessons that are downloadable. They’re free. Some other great rockstar teachers helped with that. Lisa Bender and Lois Stalljack.

Jumpstart, of course. https://www.jumpstartinc.org/ They have a clearinghouse that allows teachers to dive in and enter search criteria and filter out specific lessons for them — and then take charge today.

And finally, GFLEC http://gflec.org/ has micro-credentials. So if you Google Gfleck there are twenty micro credentials that I created along with other stand out people who really led the project. The thinking behind that is to attach teaching methodologies to specific topics. The methodologies that are coupled with the topics are evidence-based.

Vicki: Wow.

Brian: You can show that that methodology is effective for that topic.

So that’s my Number Two, and I know that that’s about fifty…

Vicki: Oh, but that’s fine. Teachers will love all of those links that we will put in the Shownotes, like we always do.

Brian: (laughs)

Vicki: OK. So what is our third?

Brian: The third is Time for Payback https://www.timeforpayback.com/

#3 – Time for Payback

It was created and it was funded by NextGen Personal Finance.

It was announced — or I should say it was released a few months ago, and then the New York Times did a really good article on them.

And essentially, the founder of NextGen Personal Finance saw that the game “Spent” — which is really popular for financial literacy teachers — was really effective. Teachers loved it for a number of reasons. So he hired the same company who developed that game to also develop this game.

The goal of the game is for students to experience the types of decisions that you have to make just prior to college and through college that you don’t necessarily think about.

We always think about, you know, how much to borrow, and interest rates, and on and on.

But he gets you to think about how to make the day to day decisions that are tough. Do you work and take time away from social life and enjoy college less? Or do you join a fraternity? Are you able to sign up for your classes on time?

So you’re constantly introduced to these little daily dilemmas that all of us face in college.

And then it scores you, based upon how you do.

Vicki: So is this a little simulation, or are others in it, or is it just kind of independent with you in it?

Brian: It is an independent simulation, and it takes anywhere from 20-40 minutes. It’s probably the best tool base that I’ve ever seen to help teach kids about college.

Vicki: WOW. That’s a great endorsement. Very cool.

OK, what’s our fourth?

Brian: Our fourth would be VISA’s Financial Football Game https://www.practicalmoneyskills.com/play/financial_football .

#4 VISA’s Financial Football Game

They are going to be very soon releasing a new iteration of it in the next couple of months.

I was thrilled to be on the team that did some of the question revisions. It’s a really fun way to introduce financial literacy quiz questions, like Quiz Bowl format, questions in classrooms, anywhere from elementary to high school students.

They also have Financial Soccer.

They have a big announcement coming in the next couple of months on a story-based game. I unfortunately can’t go into any detail, but I was thrilled to be on the team for that. I can assure you that it’s something that people have never seen before. It’s an engaging way for students to experience the type of personal finance decisions you have to make on a daily basis. Then, based on their choices, they’re sent in different directions.

So, this whole story is riddled with financial landmines that are tough to face. The challenge is, can teens face those, and then end up winning the game?

Vicki: Oh, very cool.

OK, what’s our last one?

Brian: The last is a challenge to the listeners.

#5 – A Challenge to You

So I was able to partner with United Way and bring United Way in to file tax returns with my students.

So my students brought their W-2s and any other paperwork that was needed, and United Way volunteers sat with my students throughout each of the bells that I teach, and they filed their tax returns with them.

A lot of people forget that teens oftentimes have earned income. I saw a statistic once that only 3% of teens file a return, yet 25% of teens have earned income. So you have all of these teens out there working, and we know the standard deduction next year is $12,000 — meaning they’re going to get every penny back that they paid in federal taxes, assuming that they didn’t put themselves as exempt.

So the conclusion of the day? My students received $6,500 in tax refunds.

It’s something any teacher can do.

Vicki: Wow. Of course, you’ll have to check with the parents and see who’s being claimed where.

Brian: Oh yeah!

Vicki: That’s awesome!

OK, so we have all of these different resources.

Let’s finish up with this. Brian, do you think there are schools that are still not covering financial literacy? I can’t imagine how, but is it doable.

Brian: (laughs)

I KNOW there are!

If you go to NextGen Personal Finance’s website, they have up in the upper right hand corner a #finhero, and it was an extensive project where not only did somebody survey 85% of high schools in the United States, but they build out all of these advocacy tools that teachers could use if they wanted to advocate for financial literacy.

So what they found in the process was that only 1 in 6 students are receiving financial education in the United States.

Vicki: (groans)

Brian: So, just think about how detrimental it is for an 18 year old whose single decisions are compounding through their entire life.

If they miss a payment, they don’t know that it’s on the credit report for 7 years.

If they misuse a credit card, they don’t understand how it affects their credit score.

If they don’t start investing for retirement when they’re young, they miss out on compounding and will never have the opportunity to retire.

You can go on and on about all of these adult-like decisions we’re asking students to make before they even graduate high school, and we’re never giving them the tools to make those decisions.

Vicki: You know what? If a school claims that it’s “future ready” and they’re not giving every student access to financial literacy, they can just stop pretending that they’re future ready.

Brian: Totally.

Because if you’re not ready to manage money, you’re not ready for your future.

Brian: Very well said.

Vicki: Yeah.

So teachers, advocate for it.

We’ve given you lots of resources. There will be lots included on the blog post accompanying this.

Financial literacy is just something that we all have to do. We all have ideas for what we can do.

Brian Page is a fantastic resource, as you can tell. He’s got a lot of impact happening with financial literacy programs around the country.

Let’s do this!

Brian: Sounds great! Please, others, get on board.

Let’s make this happen. Let’s make change happen.

Let’s get personal finance skills in every classroom!

Transcribed by Kymberli Mulford [email protected]

Financial Literacy Resources

1. NGPF: http://kwhs.wharton.upenn.edu/

2. Other great resources include:

– NEFE https://www.nefe.org/

– Council for Economic Education https://www.councilforeconed.org/

– Knowledge @ Wharton HS http://kwhs.wharton.upenn.edu/

– Jump$tart https://www.jumpstart.org/

– Take Charge Today https://takechargetoday.arizona.edu/

– GFLEC Microcredentials http://gflec.org/education/financial-literacy-micro-credentials/

3. Payback (College Game): https://www.timeforpayback.com/

4. VISA games financial football: https://www.practicalmoneyskills.com/play/financial_football

5. Tax Filing day

Bio as submitted

Brian Page loves to teach personal finance at Reading Community City Schools in Ohio, where he was named the ’11 Milken National Educator Recipient and CNN Money Hero. He served on the Working Group for President Obama’s Advisory Council on Financial Capability. He is happily married with three children and has the world’s best dog.

Blog:https://www.linkedin.com/in/brianhpage/

Twitter: @FinEdchat

Disclosure of Material Connection: This is a “sponsored podcast episode.” The company who sponsored it compensated me via cash payment, gift, or something else of value to include a reference to their product. Regardless, I only recommend products or services I believe will be good for my readers and are from companies I can recommend. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.” This company has no impact on the editorial content of the show.

The post 5 Ways to Bring Financial Literacy into Any School appeared first on Cool Cat Teacher Blog by Vicki Davis @coolcatteacher helping educators be excellent every day. Meow!

5 Ways to Bring Financial Literacy into Any School published first on https://getnewcourse.tumblr.com/

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growthvue · 6 years

Text

5 Ways to Bring Financial Literacy into Any School

Brian Page on episode 295 of the 10-Minute Teacher Podcast

From the Cool Cat Teacher Blog by Vicki Davis

Follow @coolcatteacher on Twitter

Visit www.coolcatteacher.com/econ for more information and remember to tweet out your pics about how you teach your students using #PowerofEcon.

Listen Now

Listen to the show on iTunes or Stitcher

Stream by clicking here.

***

Enhanced Transcript

5 Ways to Bring Financial Literacy into Any School

Link to show: https://ift.tt/2qQZf0H Date: April 25, 2018

Vicki: Today we’re talking with one of my favorite financial literacy gurus, Brian Page about five ways to bring financial literacy into the classroom.

Now Brian, what is our first way?

Brian: Thanks for having me. I am excited to be on.

So I have to start with NextGen Personal Finance. https://www.ngpf.org/

#1 – NextGen Personal Finance

NextGen Personal Finance and Tim Ranzetta, who is the founder, was just recognized earlier this week by Jumpstart https://www.jumpstartinc.org/#1 as really the leader in the industry.

He has games that he’s developed. He has a blog post. He has podcasts to keep teachers current on evolving content.

Over the summer, he’s posting all kinds of Fin Camps — one, two and three day Fin Camps in various states across the nation that teachers can attend for free.

Vicki: Awesome!

Brian: So that’s… Yeah! Yeah, I’m excited about that one.

Vicki: Great! What’s our second?

Brian: Our second is a complete resource dump. There’s so much out there. I wanted to bring to light some other resources people can look into later.

#2 – Several Other Resources

NEFE https://www.nefe.org/ is a great resource for students in high school and in college. They have great lessons on their website as well. They have a terrific Life Values Quiz that I love to use.

The Counsel for Economic Education https://www.councilforeconed.org/ is terrific, not just for financial literacy teachers, but for teachers who teach economics.

Vicki: Wow.

Brian: You can show that that methodology is effective for that topic.

So that’s my Number Two, and I know that that’s about fifty…

Vicki: Oh, but that’s fine. Teachers will love all of those links that we will put in the Shownotes, like we always do.

Brian: (laughs)

Vicki: OK. So what is our third?

Brian: The third is Time for Payback https://www.timeforpayback.com/

#3 – Time for Payback

It was created and it was funded by NextGen Personal Finance.

It was announced — or I should say it was released a few months ago, and then the New York Times did a really good article on them.

The goal of the game is for students to experience the types of decisions that you have to make just prior to college and through college that you don’t necessarily think about.

We always think about, you know, how much to borrow, and interest rates, and on and on.

So you’re constantly introduced to these little daily dilemmas that all of us face in college.

And then it scores you, based upon how you do.

Vicki: So is this a little simulation, or are others in it, or is it just kind of independent with you in it?

Brian: It is an independent simulation, and it takes anywhere from 20-40 minutes. It’s probably the best tool base that I’ve ever seen to help teach kids about college.

Vicki: WOW. That’s a great endorsement. Very cool.

OK, what’s our fourth?

Brian: Our fourth would be VISA’s Financial Football Game https://www.practicalmoneyskills.com/play/financial_football .

#4 VISA’s Financial Football Game

They are going to be very soon releasing a new iteration of it in the next couple of months.

They also have Financial Soccer.

So, this whole story is riddled with financial landmines that are tough to face. The challenge is, can teens face those, and then end up winning the game?

Vicki: Oh, very cool.

OK, what’s our last one?

Brian: The last is a challenge to the listeners.

#5 – A Challenge to You

So I was able to partner with United Way and bring United Way in to file tax returns with my students.

So the conclusion of the day? My students received $6,500 in tax refunds.

It’s something any teacher can do.

Vicki: Wow. Of course, you’ll have to check with the parents and see who’s being claimed where.

Brian: Oh yeah!

Vicki: That’s awesome!

OK, so we have all of these different resources.

Let’s finish up with this. Brian, do you think there are schools that are still not covering financial literacy? I can’t imagine how, but is it doable.

Brian: (laughs)

I KNOW there are!

So what they found in the process was that only 1 in 6 students are receiving financial education in the United States.

Vicki: (groans)

Brian: So, just think about how detrimental it is for an 18 year old whose single decisions are compounding through their entire life.

If they miss a payment, they don’t know that it’s on the credit report for 7 years.

If they misuse a credit card, they don’t understand how it affects their credit score.

If they don’t start investing for retirement when they’re young, they miss out on compounding and will never have the opportunity to retire.

You can go on and on about all of these adult-like decisions we’re asking students to make before they even graduate high school, and we’re never giving them the tools to make those decisions.

Vicki: You know what? If a school claims that it’s “future ready” and they’re not giving every student access to financial literacy, they can just stop pretending that they’re future ready.

Brian: Totally.

Because if you’re not ready to manage money, you’re not ready for your future.

Brian: Very well said.

Vicki: Yeah.

So teachers, advocate for it.

We’ve given you lots of resources. There will be lots included on the blog post accompanying this.

Financial literacy is just something that we all have to do. We all have ideas for what we can do.

Brian Page is a fantastic resource, as you can tell. He’s got a lot of impact happening with financial literacy programs around the country.

Let’s do this!

Brian: Sounds great! Please, others, get on board.

Let’s make this happen. Let’s make change happen.

Let’s get personal finance skills in every classroom!

Transcribed by Kymberli Mulford [email protected]

Financial Literacy Resources

1. NGPF: http://kwhs.wharton.upenn.edu/

2. Other great resources include:

– NEFE https://www.nefe.org/

– Council for Economic Education https://www.councilforeconed.org/

– Knowledge @ Wharton HS http://kwhs.wharton.upenn.edu/

– Jump$tart https://www.jumpstart.org/

– Take Charge Today https://takechargetoday.arizona.edu/

– GFLEC Microcredentials http://gflec.org/education/financial-literacy-micro-credentials/

3. Payback (College Game): https://www.timeforpayback.com/

4. VISA games financial football: https://www.practicalmoneyskills.com/play/financial_football

5. Tax Filing day

Bio as submitted

Blog:https://www.linkedin.com/in/brianhpage/

Twitter: @FinEdchat

The post 5 Ways to Bring Financial Literacy into Any School appeared first on Cool Cat Teacher Blog by Vicki Davis @coolcatteacher helping educators be excellent every day. Meow!

5 Ways to Bring Financial Literacy into Any School published first on https://getnewdlbusiness.tumblr.com/

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ralph31ortiz · 6 years

Text

5 Ways to Bring Financial Literacy into Any School

Brian Page on episode 295 of the 10-Minute Teacher Podcast

From the Cool Cat Teacher Blog by Vicki Davis

Follow @coolcatteacher on Twitter

Visit www.coolcatteacher.com/econ for more information and remember to tweet out your pics about how you teach your students using #PowerofEcon.

Listen Now

Listen to the show on iTunes or Stitcher

Stream by clicking here.

***

Enhanced Transcript

5 Ways to Bring Financial Literacy into Any School

Link to show: www.coolcatteacher.com/e295 Date: April 25, 2018

Vicki: Today we’re talking with one of my favorite financial literacy gurus, Brian Page about five ways to bring financial literacy into the classroom.

Now Brian, what is our first way?

Brian: Thanks for having me. I am excited to be on.

So I have to start with NextGen Personal Finance. https://www.ngpf.org/

#1 – NextGen Personal Finance

NextGen Personal Finance and Tim Ranzetta, who is the founder, was just recognized earlier this week by Jumpstart https://www.jumpstartinc.org/#1 as really the leader in the industry.

He has games that he’s developed. He has a blog post. He has podcasts to keep teachers current on evolving content.

Over the summer, he’s posting all kinds of Fin Camps — one, two and three day Fin Camps in various states across the nation that teachers can attend for free.

Vicki: Awesome!

Brian: So that’s… Yeah! Yeah, I’m excited about that one.

Vicki: Great! What’s our second?

Brian: Our second is a complete resource dump. There’s so much out there. I wanted to bring to light some other resources people can look into later.

#2 – Several Other Resources

NEFE https://www.nefe.org/ is a great resource for students in high school and in college. They have great lessons on their website as well. They have a terrific Life Values Quiz that I love to use.

The Counsel for Economic Education https://www.councilforeconed.org/ is terrific, not just for financial literacy teachers, but for teachers who teach economics.

Jumpstart, of course. They have a clearinghouse that allows teachers to dive in and enter search criteria and filter out specific lessons for them — and then take charge today.

Vicki: Wow.

Brian: You can show that that methodology is effective for that topic.

So that’s my Number Two, and I know that that’s about fifty…

Vicki: Oh, but that’s fine. Teachers will love all of those links that we will put in the Shownotes, like we always do.

Brian: (laughs)

Vicki: OK. So what is our third?

Brian: The third is Time for Payback https://www.timeforpayback.com/

#3 – Time for Payback

It was created and it was funded by NextGen Personal Finance.

It was announced — or I should say it was released a few months ago, and then the New York Times did a really good article on them.

The goal of the game is for students to experience the types of decisions that you have to make just prior to college and through college that you don’t necessarily think about.

We always think about, you know, how much to borrow, and interest rates, and on and on.

So you’re constantly introduced to these little daily dilemmas that all of us face in college.

And then it scores you, based upon how you do.

Vicki: So is this a little simulation, or are others in it, or is it just kind of independent with you in it?

Brian: It is an independent simulation, and it takes anywhere from 20-40 minutes. It’s probably the best tool base that I’ve ever seen to help teach kids about college.

Vicki: WOW. That’s a great endorsement. Very cool.

OK, what’s our fourth?

Brian: Our fourth would be VISA’s Financial Football Game https://www.practicalmoneyskills.com/play/financial_football .

#4 VISA’s Financial Football Game

They are going to be very soon releasing a new iteration of it in the next couple of months.

They also have Financial Soccer.

So, this whole story is riddled with financial landmines that are tough to face. The challenge is, can teens face those, and then end up winning the game?

Vicki: Oh, very cool.

OK, what’s our last one?

Brian: The last is a challenge to the listeners.

#5 – A Challenge to You

So I was able to partner with United Way and bring United Way in to file tax returns with my students.

So the conclusion of the day? My students received $6,500 in tax refunds.

It’s something any teacher can do.

Vicki: Wow. Of course, you’ll have to check with the parents and see who’s being claimed where.

Brian: Oh yeah!

Vicki: That’s awesome!

OK, so we have all of these different resources.

Let’s finish up with this. Brian, do you think there are schools that are still not covering financial literacy? I can’t imagine how, but is it doable.

Brian: (laughs)

I KNOW there are!

So what they found in the process was that only 1 in 6 students are receiving financial education in the United States.

Vicki: (groans)

Brian: So, just think about how detrimental it is for an 18 year old whose single decisions are compounding through their entire life.

If they miss a payment, they don’t know that it’s on the credit report for 7 years.

If they misuse a credit card, they don’t understand how it affects their credit score.

If they don’t start investing for retirement when they’re young, they miss out on compounding and will never have the opportunity to retire.

You can go on and on about all of these adult-like decisions we’re asking students to make before they even graduate high school, and we’re never giving them the tools to make those decisions.

Vicki: You know what? If a school claims that it’s “future ready” and they’re not giving every student access to financial literacy, they can just stop pretending that they’re future ready.

Brian: Totally.

Because if you’re not ready to manage money, you’re not ready for your future.

Brian: Very well said.

Vicki: Yeah.

So teachers, advocate for it.

We’ve given you lots of resources. There will be lots included on the blog post accompanying this.

Financial literacy is just something that we all have to do. We all have ideas for what we can do.

Brian Page is a fantastic resource, as you can tell. He’s got a lot of impact happening with financial literacy programs around the country.

Let’s do this!

Brian: Sounds great! Please, others, get on board.

Let’s make this happen. Let’s make change happen.

Let’s get personal finance skills in every classroom!

Transcribed by Kymberli Mulford [email protected]

Financial Literacy Resources

1. NGPF: http://kwhs.wharton.upenn.edu/

2. Other great resources include:

– NEFE https://www.nefe.org/

– Council for Economic Education https://www.councilforeconed.org/

– Knowledge @ Wharton HS http://kwhs.wharton.upenn.edu/

– Jump$tart https://www.jumpstart.org/

– Take Charge Today https://takechargetoday.arizona.edu/

– GFLEC Microcredentials http://gflec.org/education/financial-literacy-micro-credentials/

3. Payback (College Game): https://www.timeforpayback.com/

4. VISA games financial football: https://www.practicalmoneyskills.com/play/financial_football

5. Tax Filing day

Bio as submitted

Blog:https://www.linkedin.com/in/brianhpage/

Twitter: @FinEdchat

The post 5 Ways to Bring Financial Literacy into Any School appeared first on Cool Cat Teacher Blog by Vicki Davis @coolcatteacher helping educators be excellent every day. Meow!

from Cool Cat Teacher BlogCool Cat Teacher Blog http://www.coolcatteacher.com/e295/

0 notes

aira26soonas · 6 years

Text

5 Ways to Bring Financial Literacy into Any School

Brian Page on episode 295 of the 10-Minute Teacher Podcast

From the Cool Cat Teacher Blog by Vicki Davis

Follow @coolcatteacher on Twitter

Visit www.coolcatteacher.com/econ for more information and remember to tweet out your pics about how you teach your students using #PowerofEcon.

Listen Now

Listen to the show on iTunes or Stitcher

Stream by clicking here.

***

Enhanced Transcript

5 Ways to Bring Financial Literacy into Any School

Link to show: www.coolcatteacher.com/e295 Date: April 25, 2018

Vicki: Today we’re talking with one of my favorite financial literacy gurus, Brian Page about five ways to bring financial literacy into the classroom.

Now Brian, what is our first way?

Brian: Thanks for having me. I am excited to be on.

So I have to start with NextGen Personal Finance. https://www.ngpf.org/

#1 – NextGen Personal Finance

NextGen Personal Finance and Tim Ranzetta, who is the founder, was just recognized earlier this week by Jumpstart https://www.jumpstartinc.org/#1 as really the leader in the industry.

He has games that he’s developed. He has a blog post. He has podcasts to keep teachers current on evolving content.

Over the summer, he’s posting all kinds of Fin Camps — one, two and three day Fin Camps in various states across the nation that teachers can attend for free.

Vicki: Awesome!

Brian: So that’s… Yeah! Yeah, I’m excited about that one.

Vicki: Great! What’s our second?

Brian: Our second is a complete resource dump. There’s so much out there. I wanted to bring to light some other resources people can look into later.

#2 – Several Other Resources

NEFE https://www.nefe.org/ is a great resource for students in high school and in college. They have great lessons on their website as well. They have a terrific Life Values Quiz that I love to use.

The Counsel for Economic Education https://www.councilforeconed.org/ is terrific, not just for financial literacy teachers, but for teachers who teach economics.

Jumpstart, of course. They have a clearinghouse that allows teachers to dive in and enter search criteria and filter out specific lessons for them — and then take charge today.

Vicki: Wow.

Brian: You can show that that methodology is effective for that topic.

So that’s my Number Two, and I know that that’s about fifty…

Vicki: Oh, but that’s fine. Teachers will love all of those links that we will put in the Shownotes, like we always do.

Brian: (laughs)

Vicki: OK. So what is our third?

Brian: The third is Time for Payback https://www.timeforpayback.com/

#3 – Time for Payback

It was created and it was funded by NextGen Personal Finance.

It was announced — or I should say it was released a few months ago, and then the New York Times did a really good article on them.

The goal of the game is for students to experience the types of decisions that you have to make just prior to college and through college that you don’t necessarily think about.

We always think about, you know, how much to borrow, and interest rates, and on and on.

So you’re constantly introduced to these little daily dilemmas that all of us face in college.

And then it scores you, based upon how you do.

Vicki: So is this a little simulation, or are others in it, or is it just kind of independent with you in it?

Brian: It is an independent simulation, and it takes anywhere from 20-40 minutes. It’s probably the best tool base that I’ve ever seen to help teach kids about college.

Vicki: WOW. That’s a great endorsement. Very cool.

OK, what’s our fourth?

Brian: Our fourth would be VISA’s Financial Football Game https://www.practicalmoneyskills.com/play/financial_football .

#4 VISA’s Financial Football Game

They are going to be very soon releasing a new iteration of it in the next couple of months.

They also have Financial Soccer.

So, this whole story is riddled with financial landmines that are tough to face. The challenge is, can teens face those, and then end up winning the game?

Vicki: Oh, very cool.

OK, what’s our last one?

Brian: The last is a challenge to the listeners.

#5 – A Challenge to You

So I was able to partner with United Way and bring United Way in to file tax returns with my students.

So the conclusion of the day? My students received $6,500 in tax refunds.

It’s something any teacher can do.

Vicki: Wow. Of course, you’ll have to check with the parents and see who’s being claimed where.

Brian: Oh yeah!

Vicki: That’s awesome!

OK, so we have all of these different resources.

Let’s finish up with this. Brian, do you think there are schools that are still not covering financial literacy? I can’t imagine how, but is it doable.

Brian: (laughs)

I KNOW there are!

So what they found in the process was that only 1 in 6 students are receiving financial education in the United States.

Vicki: (groans)

Brian: So, just think about how detrimental it is for an 18 year old whose single decisions are compounding through their entire life.

If they miss a payment, they don’t know that it’s on the credit report for 7 years.

If they misuse a credit card, they don’t understand how it affects their credit score.

If they don’t start investing for retirement when they’re young, they miss out on compounding and will never have the opportunity to retire.

You can go on and on about all of these adult-like decisions we’re asking students to make before they even graduate high school, and we’re never giving them the tools to make those decisions.

Vicki: You know what? If a school claims that it’s “future ready” and they’re not giving every student access to financial literacy, they can just stop pretending that they’re future ready.

Brian: Totally.

Because if you’re not ready to manage money, you’re not ready for your future.

Brian: Very well said.

Vicki: Yeah.

So teachers, advocate for it.

We’ve given you lots of resources. There will be lots included on the blog post accompanying this.

Financial literacy is just something that we all have to do. We all have ideas for what we can do.

Brian Page is a fantastic resource, as you can tell. He’s got a lot of impact happening with financial literacy programs around the country.

Let’s do this!

Brian: Sounds great! Please, others, get on board.

Let’s make this happen. Let’s make change happen.

Let’s get personal finance skills in every classroom!

Transcribed by Kymberli Mulford [email protected]

Financial Literacy Resources

1. NGPF: http://kwhs.wharton.upenn.edu/

2. Other great resources include:

– NEFE https://www.nefe.org/

– Council for Economic Education https://www.councilforeconed.org/

– Knowledge @ Wharton HS http://kwhs.wharton.upenn.edu/

– Jump$tart https://www.jumpstart.org/

– Take Charge Today https://takechargetoday.arizona.edu/

– GFLEC Microcredentials http://gflec.org/education/financial-literacy-micro-credentials/

3. Payback (College Game): https://www.timeforpayback.com/

4. VISA games financial football: https://www.practicalmoneyskills.com/play/financial_football

5. Tax Filing day

Bio as submitted

Blog:https://www.linkedin.com/in/brianhpage/

Twitter: @FinEdchat

The post 5 Ways to Bring Financial Literacy into Any School appeared first on Cool Cat Teacher Blog by Vicki Davis @coolcatteacher helping educators be excellent every day. Meow!

from Cool Cat Teacher BlogCool Cat Teacher Blog http://www.coolcatteacher.com/e295/

0 notes