#before ur feeing better & things are back to where they usually are?

[byanyan]

got a brand new weighted blanket today so i'm taking it for a test drive rn to soothe my anxiety as i finally crack my laptop open for the first time since sunday

[storm-angel989]

How would Valentino and the other fees reacting to his daughter being insecure? Btw I love ur writing!

Hi friend, 

Aw! Thank you so much! So I recently did a thing where Vox and Velvette find out they’re going to have a child. This little fic stars Valentino x Reader’s daughter from OTO and Vox and Velvette’s daughter (her cousin).

You asked for insecure- how much more insecure can you be when you feel like your place in your Aunt and Uncle’s life is being usurped? 

Enjoy!

<3 Mandy 

My Aunt Velvette and Uncle Vox were my second parents growing up. As much as I needed my Mom and Dad, I spent just as much time in their studios, in their bedrooms, being babysat and sneaking ice cream. One of my favorite memories growing up was the weekend that both my parents went out of town and my Aunt and Uncle took me for a weekend of fun- Loo Loo World (which was much better than the knock off Loo Loo Land), ice cream, and giant sleepovers in their bed. Looking back on it, I was sure I missed my parents, but my Aunt and Uncle kept me so busy and so happy, I was too distracted to be bothered too much by their absence. 

Now that I had a baby cousin of my own, I was determined to be the cool, fun person that they were to me growing up. So whenever Aunt Velvette asked me to babysit, I took it as seriously as I could. Usually, it was just for an afternoon. But with my Mom and Dad out of town more and more often and both my Aunt and Uncle working, being a babysitter was less of a request and more of a necessity. This weekend was no different than the last. Mom and Dad were gone, and Aunt Velvette and Uncle Vox had to work, leaving me the babysitter. Again. 

“Sweetheart, if you could both come on down to my studio around 11:00, I have some modeling for her to do,” Aunt Velvette said to me. 

A twinge of unfamiliar envy settled over my stomach and I tried to push it down. There was no reason to be jealous of my cousin. Aunt Velvette and Uncle Vox told me before she was born that I would always be their little girl too, and always be loved just as much. It was probably toddler modeling, a clothing line I was too old for anyway. But as I wiped the crumbs off the three year olds face and took her hand in mine as we stepped onto the elevator, the feeling grew ever so slightly stronger. 

“Mommy!” the little girl shrieked as soon as the elevator door opened. 

She released my hand and took off across the studio. I hurried behind her, but to my dismay, she ran right into her Mom and wrapped her head in her skirt. 

“Sorry, Auntie Vel,” I apologized, “she just wanted you.”

“No matter, I need her anyway,” Velvette replied as she lifted her daughter up and cuddled her to her chest. “Did you have a good morning baby? Did you? Tell Mummy all about it.” 

I watched as she carried her across the studio and after a moment, I followed behind. The longer I stayed, the worse I felt. I loved my little cousin, but part of me wished my own parents were nothing more than an elevator ride away. My mom worked in another building, and more often than not was gone for periods of time. And I wasn’t allowed in my father’s studio under any circumstances. There would be no mid-day mom hugs for me- something my cousin was currently relishing in. I could feel the envy slowly start to melt into something else. Sadness, maybe? 

“Hey, Aunt Vel? I know I said I’d babysit, but if she’s doing a shoot with you do I need to stay? If not, I’d like to go swim some laps at school while the pool is still open,” I said as I watched Velvet lace up the back of my cousin's dress. 

“Hmm? Oh, sure, I don’t need you here. Go do whatever it is you want to do,” she replied, her eyes on her daughter. “Baby, smile, you look beautiful darling, Mummy loves you so much!” 

I turned and walked away silently, my heart heavy in my chest. I had two parents who loved me more than anything, so why did I feel so bad? I trudged up the stairs, tossed my swimming gear in my back and paged a limo to take me to school. Maybe a little swim would actually make me feel better.

Two hours later I had more than lost count of how many laps I had swam. Not that it mattered, my VoxTech watch kept track when I couldn’t. Body shaky, I pulled myself up on the deck and took a drink out of my water bottle as I hit the reset button. My body was definitely tired, but the feeling of sadness hadn’t gone away yet. With a sigh, I lowered myself back into the water and slid my goggles back over my eyes. Maybe another few laps would help. 

I dove under and pushed my body through the fatigue. At the end of the lane, I flipped and made my way back down. To my surprise, a familiar hand waved in the water and I stopped and lifted my goggles up as I caught my breath. 

“Uncle Vox? What are you doing here?” I asked.

“Your Aunt sent me to check on you. She said you sounded a little off this morning, and it looks like you’ve been swimming for awhile- why don’t you get out and take a break for a little bit?” He suggested gently. “Come on, I brought you a snack. And if you’re going to work your body this hard, you need to fuel it.” 

Part of me wanted to scramble up out of the pool and take him up on his offer. But another part of me, a bigger part of me, didn’t want his attention. Or Aunt Vel’s, for that matter. I wanted this icky feeling inside of me to go away. 

“I’m fine, Uncle Vox. Really. You can tell Aunt Velvette that too,” I replied as I swam backwards. “I’ll be home later, I promise.”  I slipped my goggles back down over my eyes. Without another word, I dove back under the water. 

Another hour passed. Then two. Finally, I hit my limit. My body shook and any feeling I had was long gone, replaced by sheer exhaustion. I lifted myself out of the pool, swung my body around to face the lanes, and leaned forward as I caught my breath.  I closed my eyes and to my surprise, I felt a towel over my shoulder. 

“You know, you’re going to have to talk at some point. You can’t exercise your problems away,” Vox’s voice was soft. 

“Nothing’s wrong, Uncle Vox. Nothing happened, I just…I want to do really well this season,” I replied as I wiped my eyes with my towel. To my dismay, the feeling of sadness flooded back and I squeezed my eyes shut.  “I’m fine.”

“That’s not the voice of someone who’s fine,” he said softly. “Come on baby, talk to me.” 

“Nothing happened,” I said sharper than I meant to.

“Didn’t say it did,” he replied calmly. “But something is bothering you. Come on, spit it out.”

I bit the inside of my cheek. “No, cause it won’t come out right. Uncle Vox, I just…I just want to go home, okay? Leave me alone.” 

Instead, he sat down next to me. 

“Then don’t worry about it coming out right. Just let it out, sweetheart. You’ll feel better, I promise,” he told me gently. “Come on, we don’t keep secrets from each other, do we?”

Slowly, I shook my head no. 

“Right, sweetheart. Now isn’t any different. So spill, kiddo,” he put his hand on my shoulder. “Come on, I’m listening.”

“It’s not fair that….I just…I wish my mom and dad paid as much attention to me as you guys do to your daughter,” I blurted out. “It isn’t fair that she gets to go and see her mom and dad whenever she wants and my mom isn’t here half the time and I’m not allowed in my dads studio! It’s not fair and I hate it!” 

That icky feeling washed over me and I could feel the tears start to burn.  I scrambled to my feet and turned to run towards the locker room. 

Vox’s hand caught my arm and he pulled me back. 

“Hey, babygirl, it’s okay,” he said softly. “Hey, I’m here. Reader. Reader, listen to me. I’m here.” He wrapped me in his arms and pushed my head to his chest as he held me. 

“I love her and I love you guys and I’m sorry,” I choked out. “I just, I wish…”

“And we love you,” he said quietly as he held me. “We love you honey.”

“I’m sorry,” I said as I tried to rub my eyes. “Uncle Vox, I love her and,”

“And no one thinks you don’t. It’s a hard adjustment, especially when you see her start doing things that you used to do,” he said gently. “But you don’t need to feel insecure or unsure about your place in our lives, baby. We love you very, very much.” He kissed the top of my head and gave me a gentle squeeze. “But whenever you do feel sad, or insecure or even jealous, you need to come tell us. Not work yourself into exhaustion.” He pulled off his jacket and took the wet towel from around my shoulders before draping the dry coat over me. “Come on sweetheart, let’s get you home.” 

One hour, a bottle of red gatorade and a hot shower later, I felt a little bit better. Dressed in my pajamas, I made my way out to the living room. 

“Reader!” My cousin screamed as soon as she saw me. “Reader! I made you a picture!”

I looked down at the pink and purple scribbles etched on a piece of paper. I swallowed as guilt washed over me. How could I have ever been jealous of her? 

“Thanks,” I muttered. “I’m going to go put it in my room.” 

I turned and made my way back to my bedroom. I closed the door behind me, turned off the lights, set her picture on my desk and climbed under the covers. The icky feeling had returned full force and I wanted nothing more than to be alone. 

Unfortunately, my Aunt Velvette had other plans. The bedroom lights flicked on and I shut my eyes tight. 

“Oh stop, we both know you’re not sleeping,” Velvette’s voice scolded lightly. “Sit up, your Uncle made you soup. He said you needed something in your system and you probably weren't up for much. So come on, sit up now.”

Reluctantly, I sat up and she pressed a warm mug into my hands before perching herself on the edge of the bed.

“Drink up,” she told me. “I want every drop gone.”

Reluctantly, I took a sip. The feeling of warmth exploded on my tongue and before I knew it, it was empty. Velvette took the mug from my hand and set it on the nightstand.

“That’s a good girl, now snuggle under the covers,” she told me. 

“Aunt Vel? Did you…did you talk to Uncle Vox?” I asked as she tucked the covers in around me. 

She kissed my forehead. “I did. Love, it’s okay to feel those feelings. But we need to talk about them, not punish our bodies. I wouldn’t be surprised if you still feel icky, but I promise a good night's sleep and you’ll feel much, much better.” 

“Okay,” I replied softly. “Good night, Aunt Velvette.” 

“Goodnight sweetheart,” she replied. 

I heard her footsteps shuffle across the room and the lights clicked off. I snuggled under my covers and closed my eyes tightly. Maybe Aunt Velvette was right. Maybe I would feel better in the morning.

[discoidal]

hi this is one of your mutuals being shy. how did you get into publishing your works with lit magazines?? i dont even know where to begin or how to be organized and Professional

HIIII omg i am not organized or professional at all and dw u can always talk to me<33 esp mutuals omg we're like already friends! just in case u want to stay anon tho, ill get this as detailed as possible under the cut; sorry if it gets long or wordy

anyways so i got into publishing after following jasmine from candied/spit for a long time, and i've found it's mostly a game of knowing your work and finding the right publisher market for it.

there are sites that like collect magazines and presses for ease of submission; i got started with submission grinder, but the most effective and convenient right now is chillsubs.com ! chillsubs has a browse feature with a bunch of filters; u can use those filters to find magazines that are right for u, for example like looking for specifically poetry mags or looking for specific demographics

once you've found smth u want to submit ur work to, u go to their site and usually they have a submit page with instructions on what to submit and how to. there might be some terms that you're unfamiliar with at first; u can always google them or ask me for clarification. if you follow those conditions, you'll get a better chance at getting accepted by that mag obviously. a lot of mags will straight up not read your work if you don't follow the submission rules or whatever.

mostly, in my experience, the mags have you submit by submittable (a site that you sign up to), emails, or gforms. they may ask you for a cover letter, which doesn't need to be detailed or formal; i usually just do a hi im zoe heres my shit thanks for your time peace out. think like office emails or emails to yr teacher; some litmags want it more formal while others are v v lax

they may also ask you for a 3rd person bio; thats the stuff like "zoe adrien is a megahot swagapino" or whatever. usually people take that opportunity to list previous notable publications ot credentials, but esp when you're starting out that doesnt need to be the case! you can put socmed or your website if ever, describe yourself, or you can even just joke. some litmags want a more formal tone; others will literally accept the "zoe adrien is a megahot swagapino" one, so while you can do just a rote one, i usually like to customize it per submission.

sometimes litmags have a "reading fee" which is where YOU pay THEM to read YOUR work; this does not guarantee an acceptance, and i try to avoid paying when possible. some other litmags have an "expedition fee" where you can submit things for free and it might take months, but if you pay the fee your work gets read faster or gets read straight by the editor; again, does not guarantee acceptance, but can be a good way to support a struggling lit mag that you're passionate about or get a quicker acceptance or rejection.

a big term that i remember being confused by is simultaneous submissions. that's the way i usually work, and it's when you have work that you submit to a bunch of markets simultaneously. this makes it faster for you, the writer, since you don't have to wait for markets to get back to you before submitting; otherwise, you'll have to do that, and esp with rlly prestigious litmags (literature magazines) the wait time can be months to years. sometimes though the litmags dont accept simsubs; that means if you submit to them, u submit to only them and wait for their reply before submitting again. theyre dicks if they do this imo but u gotta do what u gotta do

anyways, back on track. once a market gets back to you with an acceptance, you can accept their acceptance (thereby entering into an agreement or contract with them, especially if there's payment involved— note that payment isnt always involved). they might want to do some editing, but usually you'll get the chance to approve or reject their edits before it goes live. typos are common and you can absolutely contact them abt GETTING THAT SHIT FIXED!! (im still listed as zoe adrian in one mag anyway)

if you simsubbed like detailed above, especially if they have an exclusivity clause in the agreement, you'll then have to withdraw your work from the submissions queue of all the other markets. this is to say that that specific work isn't available anymore, as you have found a market for it. if thru email or gform u can just do a quick email like "thx this has been accepted elsewhere thx for ur time" and theyre usually like congrats and thts it

acceptance to publication usually takes months. usually, in my experience, the contract with the litmag will tell you how many months you have to withhold the specific work you've published with them from being published again. for example, i published with foglifter press and agreed for them to have six months exclusivity. if another market agrees to publish it, you have to make sure it's after the six months or the exclusivity period you agreed to, just to make sure no contracts are broken.

you're allowed to publish work you've published before again, usually if they are the first publication mags will ask that you credit them as where that work first appeared . while you are allowed to republish, a lot of mags don't accept "previous publications" so you have to check for that.

a lot of lit mags are online-only nowadays, but i've got a fair few print publications; print pubs will usually send you an author's copy, though in some cases you might have to buy it yourself.

now that i think (?) i've detailed the process, ill tell u smth: u dont need to be professional if u dont want to be! theres prestigious litmags, sure, and they should be paying better, but if you're content with small mags a lot of them are no fucks given. if you go off anon i could help you find some chill mags to start with; im very fortunate to have published with some cool people.

some small mags are my absolute favorites. being smaller, they sometimes only pay nominal author fees to you, or often they cant pay at all, but they can take more risks bc of that. their audiences, while smaller, might be more vocal and supportive. gotta shoutout my absolute fav indie mag, bodyfluids lit; they pay YOU 1 euro per submission and theyre my fav to work with, communication is so quick and easy, and i find almost all the work they publish to be right up my alley

if you can afford to be picky, i would say try to submit your work to magazines you yourself want to or love to read. ive gotten pieces published for relatively a lot of money but felt no joy in it beyond that money; meanwhile, getting published in wrong publishing and bodyfluids brought me so much joy and community. if writing was my main source of income or even a source i was reliant on, i'd have to be working harder for less joy, i feel

a thing i have to say when encouraging people to submit: you're going to get rejected. like a lotttt. it's not about you or the quality of your work, even, it's just that markets have specific tastes or themes and they have limited slots and maybe you mentioned bacon and the editor's hungry right now so they hate you for it and so they throw you in the reject pile. it happens.

publishing for me has been a game of so much luck and wild persistence and, im sorry to say it, thick skin. it hurt a lot when i first started, so much so that i stopped submitting for like 6 months after i got my first few rejections. you gotta keep trucking friens!!!

also im talking like i know sooo much i have like. 11 publications counting one that isnt even available anymore bc the litmag went down lmao i am a little baby! and i am unfortunately so lazy with submitting sometimes like i havent sat down and submitted to a bunch of places in like. 6 months. so yeah i dont know that much el oh el

omfg this is so long but i hope this wasnt overwhelming; theres so much more i want to say abt like readings and submission calls and themes and categories and shit. dont be overwhelmed tho, its usually a pretty streamlined process. again, it's a long game, but it's worth it to me :)) ask me anything any time! and i am SOOOO excited for you!!

[insanelycooljk]

IF UR STILL DOIN THESE can i ask about your roleswap au? oR the evan is a compulsive liar one, whichever! @bandtrees

send me the title of one of my deh wips and I’ll share an excerpt/tell you a bit about it  

(you can read my reply about the “maybe evan really IS a compulsive liar” one here)

Oh boy the roleswap au... honestly this is an idea I’ve had for a really long time that I kind of forgot about, but then Kayla’s jared dies! au inspired me to revisit it. In a suprise to absolutely no one lmao, there’s a whole lot of angst. Like, I’d kind of forgotten what the plot was, and when I went back and read over my notes for it the other day I made MYSELF cry. So uhhh, yeah, this one’s gonna hurt

The concept is very simple, and I’m sure has been done before, but basically Evan and Connor (and Jared and Zoe to an extent) swap roles. So Evan dies, and Connor writes a therapy letter which gets mistaken for Evan’s suicide note. On that, obviously trigger warning for suicide.

Alright so this wip still needs a lot of work because I’m still trying to narrow it down to a single cohesive plot and figure out how to keep it in character (for instance I just can’t see Connor forming the equivalent of The Connor Project and dragging out the lie to that extent) But, here’s what I’ve got at the moment!

The first day of school is almost identical to canon, so I won’t get into that, but Evan still had his attempt over the summer and hence has his broken arm. I mean yeah, maybe Evan’s dialogue is a little different because he’s struggling more with his depression, but I don’t see his second attempt as necessarily being planned. It’s more of an impromptu “finish what I started” decision he makes after having an awful first day back at school

The only real change from canon at this point is the letter. It’s a therapy assignment for Connor rather than Evan.

The scene where Evan prints his letter and Connor signs his cast is essentially the same as canon too, except obviously Connor is the one writing the letter. Evan is just in the library to print out some homework or something for school.

After they talk/Connor signs his cast, Evan goes over to the printer to grab his own thing, and sees the page underneath has “Dear Connor Murphy” written at the top. Evan assumes it’s Connor’s, so in an attempt to be nice, grabs it as well.

Aaaaand here’s where the angst really starts. Originally I was going to do a whole kleinphy thing by fully switching Zoe and Jared. But then I had an excellent (aka horrible) idea.

So Connor’s finished letter still follows the same format of Evan’s as [today was NOT an amazing day] [talking about Zoe/Jared] [sad shit].

Except here’s the thing. The morning was essentially the same as canon, which means Jared still made the awful school shooter joke. So sure, Connor mentions Jared in his letter, but he’s got nothing nice to say. As he’s venting about how today wasn’t an amazing day, he writes a few lines about how Jared is a fucking asshole and he can’t believe he ever thought that they could actually be friends.

... Yeah. I’m sure you can already guess how that is going to turn out :(

But the angst doesn’t stop there. Evan clearly isn’t going to see Jared’s name in Connor’s letter and freak out because he thinks Connor has a crush on him. That just... makes zero sense lmao. But you know what Evan might think when he sees Jared’s name? Especially after Jared was a dick to Evan at the start of the day?

That they’re making fun of him.

“D-did Jared put you up to this?”

“… What?”

“He… you’re making fun of me. Both of you.”

Connor can see Evan’s spiralling into some sort of panic attack, knows he probably shouldn’t push but he’s got no clue what the fuck Evan is talking about.

“What the fuck are you talking about?”

“That’s why you came to apologise and-, and why you signed my cast, you two are making fun of me.”

“What? I wasn’t-“

Evan’s not even listening, he just keeps talking like he can’t hear Connor at all.

“I can’t believe I thought you were being nice to me.” He chokes out a bitter laugh that sounds more like sob. “But no, it’s just one of Jared’s stupid jokes.”

Connor’s speechless. Has no clue what to say because this just makes no fucking sense at all.

Evan’s full-on hyperventilating now, taking these huge shuddering breaths. Connor’s kind of worried Evan might pass out on him if he doesn’t do something

“Evan hey, just breathe.”

“I’m sorry,” he gasps, finally making eye contact. “I-I have to, have to go.”

And then Evan runs out of the room because he’s definitely having a panic attack and he needs to get away.

Connor is just kind of standing there staring at the door, trying to figure out what the fuck just happened. Feels like shit because he was actually enjoying talking to Evan, but no somehow he managed to ruin it. 

It takes Connor a minute before he realises Evan still has his letter. He calls out after Evan but he’s long gone.

Then we switch to Heidi’s POV. She gets a phone call while at work from Evan’s therapist’s office saying he never showed up to his appointment after school.

Heidi never forgives herself for this after the fact, but her first reaction is to feel kind of annoyed. She knew Evan didn’t want to go to his session today when she booked it, but she was just trying to do the right thing because she knows Evan always struggles starting back at school. Plus therapy costs money, they don’t exactly give you a refund/cancellation fee for not showing up, and they just can’t afford to be paying for therapy sessions Evan isn’t even attending right now.

She is a little concerned though. It’s not the first time Evan’s skipped an appointment, but he usually only does it if he’s had a particularly bad panic attack that day. But she isn’t worried enough to leave work early, which kills her later. Heidi wonders if she had of gone straight home if she could’ve been there quick enough.

I don’t want to go into this in too much detail, but I’m thinking Evan ODs. The tree thing didn’t work out last time so he figures he better try something else. He feels bad that this definitely couldn’t be interpretted as an accident like his fall was, but he just... doesn’t care anymore.

And god, Heidi finds him when she gets home from work, and somehow her being a nurse makes it so much worse because she knows it’s too late. Of course she still tries everything she can, and she kind of dissociates into work mode so she can put some of her panic aside, but she knows.

But... I don’t really want to write that because it’s too sad even for me lol. So the scene will probably just end with Heidi coming home and getting a bad feeling when she calls out to Evan and he doesn’t reply. It’s not the most out of character thing, because Heidi’s assuming he must have had a really bad panic attack since he ditched therapy, so he’s probably exhausted and having a sleep. But when she goes to Evan’s room to check on him her heart stops.

The next couple of days Connor mirrors Evan in canon. He’s getting antsy that Evan stole his letter and now hasn’t been at school.

I haven’t quite worked out what Zoe’s role will be yet, so I’m not sure if she’ll act as Connor’s sole confidant (like Jared is for Evan) or not. It’d make sense since Jared is kind of taking Zoe’s place, but I just don’t think it will work given the current state of her and Connor’s relationship. Either way, whether he told Zoe or not, Connor is getting really paranoid about Evan/the letter.

It’s been 3 days now since Evan took his letter and he’s still not at school.

Jared’s been away too, but he’s back today and is acting really fucking weird. He’s wearing like... a plain hoodie or something which is very unlike Jared, and he just looks really exhausted and has none of his usual arrogance. Plus he keeps staring at Connor and giving him these weird looks.

Connor’s so stressed about this stupid letter that he’s contemplating asking Jared where the hell Evan is, but he’s seriously freaking Connor out right now.

Before Connor has a chance to make up his mind about whether he should try to talk to Jared, he gets called to the principal’s office. And so the lie begins lmao.

But god... the amount of extra angst of NOT going the kleinphy route and instead having Connor write bad things about Jared in the letter is just... pure evil genius if I do say so myself

Like, imagine Jared’s parents going to see Heidi and do whatever they can to be there for her and make sure she’s ok, and Jared kind of numbly getting ready to go with them, only for his parents to explain that Heidi doesn’t exactly want to see him right now because of what Evan wrote in his note... ouch.

And god that just makes Jared sick to his stomach because what the hell did Evan say about him? And once he gets to actually read the “note” himself he really is sick.

And since his family is obviously very close with Heidi it really puts a strain on Jared’s relationship with his parents too, because they’re clearly extremely disappointed in him for doing whatever it was that made Evan write THAT

Just the whole Kleinman/Hansen dynamic would be so complicated. (but it will be fun to write!)

And oh boy... remember the amount of horrific hate Zoe recieved when Alana posted Evan’s letter online? Connor’s letter outright says something along of the lines of Jared is a fucking asshole/why did I ever think we could possibly be friends/etc. I haven’t worked out the exact wording yet because getting the letter right is just... so critical to the fic lol, but yeah if it gets posted online? yikes.

So anyway, that’s the roleswap au. I’m still working out the more specific plot details of this one, but I think it’s got some alright potential. There’s going to be a lot of tension between Jared and Connor as Jared struggles to decide whether or not he believes Connor, and as Connor finds it increasingly difficult to lie to Jared. Hmm you know on second thought maybe a kleinphy subplot doesn’t sound so bad 🤔 but just more of a slowburn angle which doesn’t start until after Evan dies... much to think about hahaha

I like to think Jared works out the truth on his own eventually, which leads to a gfy-esque fight. And whilst Zoe might take on Jared’s role in a way, Alana will be pretty much the same as she is in canon. Because for her it was always more about the message of the project than the actual person.

[trueslove]

✧･ﾟ: * (  park jiwon  ,  cis  female ,  she / her  )  have  you  seen  violet  hwang  around  ?   i  hear  the  twenty-one  year  old  is  working  as  an  art  director  .  did  you  know  they  have  97  love  alarm  points  ?  if  they  ever  want  to  be  truly  loved  someday  they  should  ease  up  on  being  temperamental  &  enigmatic  .  at  least  you  can  say  they’re  disarming  &  convivial,  too.  /  love alarm blocked

                     hello  !  im  xan  and  ur  watching  d*sney  channel ...  just  kidding  we  do  NOT  support  big  corporations  who  just  wanna  take  ur  money  😔  im  22  ,  from  the  est  timezone  (  even  though  my  sleeping  schedule  ...  does  not  reflect  that  sjbdwjkbdjdw  )  &  i  go  by  she  /  her  pronouns  !  im  gonna  be  honest  this  intro  is  gonna  be  completely  winged  so  buckle  up  ....  and  meet  violet  😋 

━  ˙ ˖  ☆     quick stats + aesthetics  !

full name: violet hwang. 

nickname(s): vee, vivi.

zodiac: tba....

sexuality: bisexual.

birthplace: manhattan, new york.

current residence: toronto, canada.

aesthetics: maraschino cherries at the bottom of a glass, driving with the windows down at night, unanswered text messages, black nail polish, the sound of rain hitting the windowpane, kissing and not telling, smiles that don’t quite reach the eyes.

━  ˙ ˖  ☆     backstory ! 

was born and raised in nyc baby ! she’s a true city girl, grew up in lower manhattan ( the financial district if u wanna get specific ) to a family with lots of $$$$ thanks to her father’s position as a ceo of an investment bank located on wall street 

life was pretty smooth until she was 17 and her father got arrested for embezzlement and fraud </3 it was actually a huge scandal for the investment bank he worked for because it was a whole group of higher ups who had been in on these crimes. basically a bunch of already rich men trying to get richer ... disgusting ik /: 

her life changed pretty drastically after that ! the hwang name was all over the news, their family was pretty much disgraced by high society in nyc, not a very fun time for anyone but especially not for violet’s mom 

after her dad got arrested violet was uhh high key furious with him for ruining their lives with his greed and she wanted nothing to do with him, but her mom couldnt let go. she was still defending him, spending the money they had left on lawyers which included the money the family had set aside for violet’s trust fund that she would have had access to once she was 18 </3

 so her plans for college changed pretty drastically JSDBJWBDJW ( goodbye ivy league education ) she actually ended up getting into the university of toronto for visual studies on an academic scholarship 

so she made the big move all on her own....moved into a tiny dorm...and vowed to reinvent herself. she didnt wanna be labeled as the daughter of a white collar criminal anymore so she just made it a point not to talk to much abt her past to anyone 

her struggles as someone who grew up with $$$$ turning into a broke college student made for some embarrassing but funny moments <3 luckily though everyone else had their own struggles so no one found it suspicious JSBDJWBDJ

when love alarm launched three years ago, violet had just started college so it was really the Big thing anyone and everyone was talking about. since she’d never been a fan of other dating apps, she wasn’t gonna download it but her roommate at the time convinced her ! at first it was fun, just something she didnt take too seriously 

fast forward to graduation and she’s snagged a job as an art director for a little local museum, doing freelance art directing on the side to help pay the bills. low and behold one day a photographer hires her to be the art director to a shoot they’re doing for a badge club member who was in a very high profile and public relationship at the time

violet ended up working with that photographer and badge club member a handful of times, enough for her to catch fee-🤢 catch feelin-🤢 i cant even say it .. she’d never rung anyone’s love alarm before, so of course her first time had to be with someone who was already taken </3 safe to say she ... freaked out 

she was embarrassed above all else, but also heartbroken bc in her head like ... why would someone who literally is part of an exclusive club based on ppl ringing their love alarm care that she rung theirs ? she didnt think it’d be a big deal to them the way it was to her ( but also didn’t stick around long enough to find out jsxbsjbdjw ) 

when she was offered the block she didn’t hesitate to use it figuring it’s better if no one knows her romantic feelings ever again like that /: she’d delete the app but a part of her still likes knowing there are ppl out there who DO like her like that so ... Rip truly 

━  ˙ ˖  ☆     personality + tidbits !

she comes across as ... kind of a bitch SDJBJWBJWBDW it’s truly not on purpose she just has a pretty serious resting expression most of the time ( so she looks mad or annoyed even when she isn’t ) and she’s pretty difficult to get to know ? not to mention the fact that no one has ever witnessed her ring someone’s love alarm .. so all that combined just makes it easy to assume she’s some sort of ice queen when that’s far from the truth /: 

violet really isn’t one to open up too deep to people, but that’s got a lot to do with the past she’s kind of running away from ! so if you’re her friend most of the stuff you know about her is probably surface stuff, but when she’s close to someone she can make that fact hard to realize ? she just has a way with making the people in her life feel important so it’s easy not to be focused on how much you know about her 

never bothers to correct the people that misjudge her. if you don’t like her, if you want to make up assumptions and rumors about her, go ahead like violet really won’t stop you which can sometimes make meeting new people difficult </3 if you’ve seen the dating class webdrama chuu was in she’s kinda like oh seyoung’s chara joowon 🤧

if she wants to, though, she’s pretty good at getting people to like her / trust her ! she does this a lot in professional situations, which is why she’s been doing so well as an art director so far despite being so young 

she’s also very loyal to her friends ! if you can’t ask for extra sauces at mcdonald’s....if you can’t make a phone call to your credit card company explaining that a $3,000 charge to starbucks wasn’t you.....she’s your girl <3 since she’s relatively not bothered by the way people see her ( unless it has to do with her past ) she’s usually the one speaking up if someone she cares about can’t 

after the ... incident ... JSDBWJDBWJ she’s really not a fan of the badge club and everything it stands for ): BUT she continues to do art directing work for a lot of the members when they do photoshoots, or instagram campaigns, or if they have a pop up shop, etc. it’s good money and she needs every penny considering she’s living without support from her family 

cannot cook to save her life so she’s always eating out .. this really is why she’s taking those more high profile jobs she can’t budget .. but it’s better, safety wise at least, that she continues wasting her money on takeout aha <3 

pretends she’s not a romantic and is all about the ~casual flings~ but really she’s just afraid of serious feelings and the idea of a serious relationship ... it’s the trauma 😔 constantly jokes shes gonna bring the tinder whore era back JWDBWJBDJW she is sick of this true love nonsense ! ( the irony of this url ahaha... ) 

she’s the most social after a few drinks, since drunk her isn’t burdened by a mind that overthinks literally everything the way she is sober. if you don’t supervise her though she can get pretty carried away and probably get into some kind of trouble so she’s definitely not the person you want to be in charge on a night out !

really wants a dog but doesn’t think she’s cut out to be a pet parent it feels just as scary as the idea of having an actual kid so ... BDWBDJW if you have a pet ? she’s gonna be living vicariously through you <3 

━  ˙ ˖  ☆     wanted connections !

the photographer that hired her / introduced her to the badge club member she ended up having feelings for 

the badge club remember she had / has feelings for because we love suffering 😈

old roommates from college !! maybe even the one that got her to download love alarm in the first place hehehe

also a current roommate / roommates because your girl can’t afford to live on her own <3

someone she’s confided in about her past ( maybe they judged her for it and had a falling out, or maybe they remain confidants ) 

an ex bf or gf she dated while she was in school ! she never rang their love alarm ( even though this was pre block ) so maybe that’s why things ended between them. or maybe they never rang each others and it was just a mutual thing where they both didn’t really have feelings for each other and tried to date anyway and it didn’t work. or perhaps they dated and when violet realized she was starting to have those feelings she dipped before she ever got a chance to ring their love alarm bc she didn’t want to be exposed like that and commitment is scary ): 

spare best friend ? i’d use a knife emoji to show you how serious i am but i dont wanna scare anyone away aha .. i would just love a best friend plot 🥺

current flings / hookups or past flings / hookups ! i imagine most of them to not be serious but it would be kinda cool if there was someone she’s seeing now that she’s got the love alarm block that she’s actually falling for considering she’s never gonna be able to ring their love alarm hehehehe

people she art directs for !! i imagine she’s got a pretty long list of employers ( from badge club members to regular folk  🤧 ) so it would be cool to have people who hire her for stuff, or who collaborate with her for artistic endeavors since i’ve noticed we have a lot of artsy muses <3 

ummm maybe an enemy. but where it’s like .. the hate isn’t even that deep it’s just like oh you dislike me ? well i dislike you FIRST 😠 and they insult each other and try and sabotage each other like five year olds fighting on the playground like it seems super serious to them but to everyone watching it’s like ... can you guys just get over it you dumb babies KSDBSDBWD like they could probably be good friends if they just .. stopped 

and you’ve reached the end of this NOVEL of an intro post JDBJWBDJWBDW im literally so sorry i tried not to ramble but ..... its just who i am </3 please come shoot me a message to plot !!! you can use tumblr ims but im way more available / quicker to respond on discord so if u wanna add me there and plot u can find me at junhee mr. soft hands ʕ´• ᴥ•̥`ʔ#8172  i also did not check this post for typos so if u find one ... mind ur business 😭😭😭 

[yoosungiib]

rfa and minor trio being surprised by mc? like making a nice dinner or getting something they’ve wanted for the heck of it or whatever lol. i love ur blog btw u write so nicely!!

Thank you, love! I hope you like this :) I really enjoyed this request!

RFA + Minor Trio being surprised by MC

~~~

★ Yoosung ★

The moment the new video game Yoosung was craving for came on sale, he was rushing to the store to get it,

But only to be disappointed by the fact they were all sold out.

He kept going back and back to the store, but everytime they had to turn him away.

He tried to order it online, but the only way he could do so was by paying a high fee for shipping.

Another problem was that the game was re-stacked while he was at work, so people came right away for it, leaving none eft. So Yoosung was really upset.

He moped around a bit, but tried not to let his sadness show. But you could see just how upset the smol boy was.

Of course, you had to do something about this. You will not under any circumstances let your husband be sad!

So once you give him his kiss goodbye and see him off to work, you get dressed and head to the gaming store.

You wait for about an hour for them to re-stack so you can make sure to get one for definite. You are so excited to present it to him when he gets home – you wrap it in his favorite puppy wrapping paper and put a big blue bow on it.

When he comes home and you help him to de-stress by massaging his shoulders and some soft kisses hehe you hand him the wrapped up game. He looks up at you with a gentle smile and asks what it is, but you just tell him to open it.

He tears the paper apart and s c r e a m s when he sees the game. He nearly throws it across the room jumping up and spinning you around.

“Thank you, thank you, thank you, MC! You have no idea how much this means to me!”

Dinner and any responsibilities are forgotten by you guys as you play the new game for the rest of the night.

♪ Zen ♪

Zen had recently gotten the lead in a new play, which he was absolutely ecstatic about! It was a role he’s been wanting for awhile.

You couldn’t be more proud of him, but you watched as he came home exhausted every night, worn out, and barely able to stay awake.

You watched him eat little to nothing as stress started to chew away at him. Zen had even stopped taking care of himself! Your worried he is going to drive himself to insanity if he doesn’t at least eat breakfast.

So you had to do something for him. You couldn’t stand to see him like this. You wanted to do something that would be nice for him, enjoyable, and would help him to get more energy. Something that would commemorate him for all his hard work.

What better way than a date night! You found a few recipes online for some of Zen’s favorite meals, and while he was at work, you cooked it up for him. You decorated the room with candles and flower petals how romantic and set the table with all the meals presented - including a dessert!

You waited for Zen to come home, which was around eleven o’clock, excitement bubbling inside you to show him your surprise.

Zen came through the door looking exhausted as usual, but he was surprised to see you awake considering you are normally in bed by the time he gets home?

“Jagiya? What are you doing up?” he says smiling tiredly. You just grin and gently take his hand, pulling him to the kitchen. He gasps when he walks in to the elaborate display in the kitchen.

He’s wide awake now!

All his favorite meals on the table, fish bread from the shop, a chocolate cake, candles on every shelf and center, rose petals scattered all over the floor. He was speechless! He turned to you and suddenly all his energy was back as he lifted you up and spun you around. “Thank you so much, MC. This must have been a lot of work.”

“It’s nothing compared to what you’ve been doing, and I’m so proud of what you have accomplished and how far you have come.” Zen grins, bending down to kiss you, then digging into his food.

He’ll probably be extra tired in the morning after the wonderful~ night~ you~ guys~ have~ together~

❀ Jaehee ❀

*** FUN FACT! This same thing happened to my mom!

You were at home with a kidney infection, under doctors orders to rest while you take the medicine the makes you woozy and sick. You felt terrible, not only because of the pain in your abdomen, but because this meant that Jaehee had to work in the cafe by herself.

She came home exhausted and worn out, dark bags under her eyes and her auburn hair a mess. She tried to aid you since you were in a lot of pain, but you could see just how much it was taking out of her; the shine that was normally in her eyes just gone.

You desperately wanted to do something for her, but you were at a loss of what to do. Money was tight and you were home sick.

Under a blanket on the couch eating cereal, you listened to the radio. You were snapped out of a daze when they mentioned a contest where the winner would get two tickets for a free trip to Bermuda - flight paid for by the station and everything. You were interested and thought maybe if you could win, this could be a gift to Jaehee. She deserves a vacation afterall.

The way to win was by getting the correct answer to a trivia question based on an American TV show. You were able to answer it correct, however, many others did too so the radio station had to choose a random caller for their winner.

You were just about to hang up thinking there was no chance of you winning when suddenly, “Caller number 3?”

THAT WAS YOU!

“Uh? Yes?”

“Congratulations! You have won a free trip for two to Bermuda!”

If it wasn’t that you were in so much physical agony, you would have jumped up and started screaming.

By the time the tickets were mailed to you, you were better, so you decided to do something flamboyant in presenting them to Jaehee. While she was washing the dishes from the cafe, you quickly set up a display of her favorite cupcake, flowers and coffee.

“MC? What’s all this for?”

It was hard to contain your excitement. You pulled out the two tickets from your pocket, presenting them to Jaehee who let out a gasp and squeel prying the tickets out of your hands. She was at a little bit of a loss for words. She questioned why you bought tickets, especially with their financial status. But you told her about the radio contest and how you won, and Jaehee just couldn’t be haPPIER SHE’S GOING TO BERMUDA.

Best trip of your lives. On the beach, relaxing, eating whatever you want, swimming, with the woman you love. You couldn’t have asked for a better vacation. 

☂ Jumin ☂

What can you do for one of the richest businessmen in the world, who with a snap of his fingers can have anything delivered to him.

You watched the recent stress of work eat at him, though he tried to pass it off that he was fine. When he came home, he acted energized and on high alert, but over dinner you could see how his eyes would droop and it was difficult for him to keep his head up.

You tried to talk about it with him, but he just smiled, kissed you, and assured you he was fine.

But not only seconds later did you find him asleep on the toilet. Embarrassed, he had allowed you to help him into bed. He tried to tell you he didn’t need the help but he was just so tired at this point, he couldn’t even bother stopping you.

It pained you to see him like this; you know just how much he hates feeling weak and not in control. As he slept your cutie pie husband, you thought of something you could do for him. You felt like buying him something would be unnecessary, and you thought trying to clean up or cook something for him would just be a waste since he’d probably have the maid or cook redo everything.

So whatever it was you were to do for him, it had to be heartfelt and meaningful.

As Elizabeth the third strutted into the room mewling, her indication that she wanted food, the perfect idea popped in your head.

A sweater with Elizabeth’s face on it!

He could probably get a proper designer to do this for him, but you have some skill in sewing/knitting, and it will be much more meaningful and treasuring if it were you who made it.

The project took about a week, but it was worth it just to see the way Jumin’s face lit up when you presented to him the sweeter with Elizabeth on it.

For the first time ever, Jumin seemed to be at a loss for words as he pulled you into a bone crushing hug mumbling thank yous.

“My love. What did I do to deserve such a beautiful gift?”

You giggle, pulling him back down into a hug and kissing his cheek. “I did it because I love you. And I see that you are stressed. You are my husband. We are connected. You help me whenever I am stressed or upset, so I will help you when you are stressed.” You felt Jumin smile into your hair before he whispered to you,

“I’m a lucky man to have some as wonderful and pure as you.”

☺ Seven/Saeyoung ☺

Shopping for Seven can be incredibly difficult, considering there isn’t much that he wants and if he really wanted something, he’d just make it himself.

But you watched as Sevens health seemed to deteriorate as work for a new agency alliterated stress, and how unlike before where he could stay up for days, he could hardly keep his eyes open. And it astounded you how he continued to try and be lively around you, shower you with affection, and pretend that nothing was wrong though you could clearly see that there was.

You wanted to do something for Seven; something to show him that you appreciate him and all the hard work he was doing to provide for his family and the RFA. But what could you do?

While Seven was cooped up in what he called an office – which was a room with a bunch of computers and honey buddha chip bags everywhere – you sat in the kitchen with a notepad and tea and tried to think of some ideas.

In the end, it was Saeran who gave you the brilliant idea of adopting a kitten for Seven! What better gift could there be? It was so clear that Seven wanted a kitten and with everyone in the house, the kitten would definitely be taken cared of. But let’s not but Seven in charge of feeding it. All the cat will be fed is honey buddha chips.

The only one who was against it was Vanderwood, but after enough convincing, he finally agreed to adopting the kitten.

It was really hard to keep the surprise a secret since Seven has eyes basically everywhere and is always keeping tabs on you, but the day you went to go and adopt the kitten, Vanderwood and Saeran made sure he was completely unable to track you or figure out what as going on.

You went to an adoption center and searched for the perfect cat. You finally found the one when you spotted an orange tabby cat with a torn ear and a what looked to have a lopsided grin. Not only was the cat just purely stunning, it was playful too which was perfect for Seven!

You were so excited to give the kitten to Seven, you could hardly stop yourself from jumping up and down. Inside the bunker, you stood behind Seven who was so focused on work, he didn’t hear you come in. You grinned, holding the kitten to your chest and said, “Seven, honey, I have a surprise.”

Seven turned around to tell you he’d look at it later but he gasped when he saw the beautiful orange kitten. The scream of joy he released could probably be heard all around the world as he jumped off the chair and hurried towards you and the cat. He practically yanked the poor baby out of your arms.

“MC?? You did this for me? You got us a kitten? I’m a father now!!” You laughed, nodding your head and joining him at his side. You rested your head on his shoulder and petted the kitten who was flush against Seven’s chest. “Thank you, baby, this is amazing. Is it a boy or a girl?”

“A boy. What are you going to name him?”

Seven ponders for a few seconds before snapping his fingers. “Elliot!”

❆ V ❆

When V is not devoted to your well being and making sure you feel utterly loved, he is devoted to his art, whether it is painting or photography.

V has a transparent talent in the arts, especially photography. However, you can see that he favors painting. So you can imagine how upset he was when he ran out of paints. Of course, he could go to the store and buy some, but money was incredibly tight, especially with the move and financing a new house.

You could see just how much it upset him that he couldn’t paint. Sure, he loved photography, but he did it for so long that he got tired of it and prefered to mix the colours of paint instead of taking pictures of the same old thing.

If only you could get him new paints, and maybe more tools as something special, without cutting in too much to your finances. But doing that would be hard, so you called in a favor.

You were hesitant to do this but you wanted to see V smile, a genuine smile, once again. Besides, he’s done so much for you, so you should do this for him.

You called Jumin and asked for a loan, promising to pay him back, but as you expected, Jumin denied the need for you to pay him back. He was happy to loan money to a friend, especially when the money was being used to help someone.

In Paris, you found the most luxurious if that is really even possible and most eccentric of paints you could find. You had definitely gotten your money’s worth. While V was out, you set up the paints in his studio, grinning as you waited for V to come home. You heard the front door open and V call to you. “In your studio, honey. Come look at this!”

Blue boy shooketh

V entered the studio and immediately dropped his bag when he saw displayed all over the room were buckets and cartons of new paints. He was speechless as he walked around the room, inspecting the paints, as well as some new tools you bought for him. He turned to you and smiled.

“Darling, this is wonderful. But I told you we needed to save that money for finishing with the house and-”

You silenced him by placing your finger on his lips, then taking a hold of his collar and bringing him down to you so you could kiss him, gently. “None of that money was spent. I got a favor from someone, besides, we are not in debt. We are not in a financial crises, but even so, you don’t have to worry about that money being spent. You deserve this. I can see how much you miss painting. I want you to paint to your hearts desires.”

Your husband wrapped his arms around you, pulling you into a tight hug as he kissed the top of your head. “Thank you, MC. Really,” V said into your hair. “I know exactly what I will paint first.”

☻ Saeran/Unknown ☻

It’s been two years since Saeran was rescued from Rika’s grasps, and 6 months since you and Saeran made your relationship official.

Everyday, Saeran worked to be a loving and caring boyfriend to you, working on his anger and showing affection through the little ways he can.

However, this month seemed to be a particularly bad one for Searan. He was having issues with PTSD, and having more panic attacks than usual, and frequent breakdowns. He yells more than often, gets angry very easily, and the littlest things set him off. The transition from Unknown to Saeran was not easy for him.

Everyday he tries, so, so hard to get better. He even realizes how bad this month has been for him emotionally and mentally. He started to go to therapy more often, and at home he’d do all the things his therapist would suggest for him. He even agreed to take medication, which he was really against doing.

You’re so proud of him.

All the trauma he’s been facing this past month has drained him. It hurts you to see the mental pain he endures.

One night you two sat on your shared bed, him crying into your chest as he degraded himself and called himself weak.

“Don’t you ever say that, baby, don’t you ever. You are not weak. You are so strong. Look how far you have come. You have reached a rough spot, but that is ok, you are not alone.” Saeran continued to sob into your breasts as he clutched onto you, too afraid to let you go.

“I fear that one day you will leave me,” he wails, “because I am not good enough. I fear I won’t be able to make you happy… all I want is for you to be happy. I’ve been so cruel to you this month… not even just this month. I’ve never treated you right. I don’t deserve you.”

“You know that isn’t true, Saeran… I am happy every day with you. I wish you could see that.”

Rationally, you wanted to do something to cheer him up and to make him feel better. 

So you got him an ice cream machine!

At first, you thought that was a silly idea, but as you sat and thought about it, you realized it was perfect. Saeran loves ice cream more than you you are sure, and you think he might find it calming and therapeutic to be able to make his own ice cream.

Ice cream machines aren’t cheap though, so you had to put aside a lot of money for it. You even had to borrow some money from Jumin you don’t know if you are lucky or not that he didn’t offer you taking in a cat as a deal breaker.

Saeran had gotten a lot better by the time you were able to order the ice cream machine and get it dropped off at the bunker. You had Seven keep him occupied as you set it up in the kitchen, putting a big bow that was his favorite colour on the top. Giddily, you shouted for him.

He entered the room and stopped in his tracks when he saw the machine. He gaped, his mint eyes widening a bit. You giggled as you ran to his side and took his hand, pulling him towards the machine.

“Is… is this?”

“An ice cream machine? Yes! Now you can make your own ice cream. It even comes with a tutorial and different flavors to use.”

“MC… why would you do this for me?” he asked, turning to you and cupping your cheek. His eyes kept straying to the machine since he was pretty desperate to start making ice cream.

“Because I love you, silly. And I’m so proud of you.”

He grinned, wrapping his arms around you and pulling you in for a bone crushing hug. The two of you spent hours that night making ice cream after ice cream, not caring how sick you may feel in the morning because of the amount of sugar you two will have surely consumed.

✌ Vanderwood ✌

Leaving the agency was a huge step for Vanderwood.

He loved the action, the thrill, the sudden adrenalin you get when on missions, but he loved you more, and he understood being in an agency put your life at risk. So he was willing to give it all up if it meant he could be with you.

But that didn’t make adjusting to what’s a “normal” life any easier. Though Vanderwood is skilled in many things, finding a job was hard for him. Especially one that he fit in to and one that he didn’t end up pissing anyone off in.

Vanderwood was going through job after job until he finally settled as a janitor and facilities worker ok I can so see this though I’m sorry at a school. But the problem with that is he is surrounded by at least 700 other sevens!!

And everyday he comes home frustrated and tired, absolutely done with the world. The second he is through the door, he’s kissing your temple as a quick hello then locking himself in the bedroom to do work. He’ll only come out for dinner and maybe watch something with you, but then he’ll go back into the bedroom.

At first you thought it was to sleep but you figured out it was him working and getting out some stress by stabbing one of those seven dolls.

You’ve tried to get him to talk to you, and only once did he ever really open up to you about it, and he barely said a thing. “Lets just say kids are brats. If we ever have a kid we better raise them right.”

When you’re stressed, Vanderwood has always pushed his tsundere side aside to help you, so you think it is only right that you find a way to help him.

One night he called you telling you he’d be home late, so you decided you would prepare a nice meal for him with some candles, a movie, and a cake.

It was around 8 o’clock that Vanderwood came through the door. He looked very tired and was reaching for a cigar as you walked over to him. He kinda weakly wrapped his arm around you and kissed your forehead, then made his way to the bedroom but you stopped him. “Before you shut yourself off from the world, I have a little surprise for you.”

You took his larger hand in yours and brought him to the kitchen where you had the meal set up. His eyes widened and he stammered as he stared at the meal. “MC. What is this?”

“Dinner of course! When is the last time you have had a proper meal? You are always telling me to eat healthy and to take care of myself. You’ve been working so hard. You deserve this. So before you go to complete any more work or sleep, please just have this meal with me.”

Vanderwood chuckled, a smirk appearing on his face as he took off his jacket with the leopard prints and hung it up. How could he deny this.

You two ate the meal together and had your first proper conversation in what has seemed like ages. After that, you cuddled on the couch and watched one of Vanderwoods favorite films. He noticed half way through the film though that you fell asleep. He grinned, turning off the TV and bringing you to bed. As he tucked you in and got under the covers besides you, he wrapped his arms around you, something he hasn’t been able to do in awhile since he has always been asleep first. He whispered a small thank you in your hair, and drifted off to sleep with you.

It was the best sleep he’s had in ages.

~~~

Requests are closed right now, but to find rules of requests you can check out my masterlist page!

[pearlcrysta]

Blade and Soul - Reason #xyz why i choose f2p in online gaming

Blade and Soul

If I can describe the feeling you get while playing this game... without bothering anybody, would be impossible. It would be akin to a naive person hanging around an abusive relationship that keeps pummeling you down, over and over, with each major maintenance/update... and you still god-forsakenly hope things might get better in the future.

But they never do.

NEVER.

Because today, 17/10/2017, they have done it! The company running Blade and Soul has managed to piss off nearly their entire player base, whale and non-whale. *slow clap*

Achievement is too great to surpass!!!

(You can skip italics to get to my actual rant)

I know a lot of people are confused what blade and soul is --- an RPG game, with a dungeon system, cliche plot and all-too-familiar online RPG mechanics. If you’re playing the NA and EU variations, the first thing you’ll notice is the LACK OF INVENTORY SPACE that makes a completionist’s life... HELL. If you playing NA and EU variations --- you need to pay real $ to unlock the wardrobe function. 

Let me tell you - half my f-ing inventory is clothing that i could have stored in a wardrobe if i paid cash. But i refuse to pay a company that constantly treats its player-base like a money-bank and does not improve or is willing to improve its game quality. 

Plus, I’m a cheap ass gal, I’d rather buy full PC-games since I know that for a certain amount of cash, I get x amount of carefully crafted content. Nothing more, nothing less, nothing in addition.Thing is with paying $ in online games, it can cause major addictions - after the company’s fuckery of today, i’m nearly livid at how much money some people are willing to spend on this game - more than hundreds, that’s for sure. 

Anyway. 

Never have i seen such a shitty company, promising things in a future update, then literally dumbing down changes less than 24 hours before patch release. But dumbing down changes to the point that the people who thought these changes were going to happen and prepared for it are now losing SERIOUS in-game currency, some even actual cash.

ACTUAL CASH.

Radiant Energy - it’s an in-game item that will be replaced in the upcoming patch. It costs around 12G in the game’s marketplace, sometimes going up to 17G after the news of the patch release changes. The item was told it’s going to be exchanged with another  - sort of like a conversion, if I may say so. People were cool with the idea. The new converted items that will replace radiant energy would need a certain amount to create/enhance gems that are super helpful in powering up your character. People - evidently - tried stocking up before the maintenance with Radiant Energy.

* Today, in-game gold currency that can be changed into “paid” currency was renewed. The minimum ratio today is of 1:2, when it’s been 1:3 for many months. Basically, for 10G gold one could exchange the amount to minimum 30 HC (-3 HC fees) -> resulting in a nifty 27 HC for every 10 gold exchanged. Today, 10G -> 20 HC (-2 for fees) = 18HC minimum. ((Luckily, people buy gold ass like crazy, so the ratio can sometimes drop back to 1:2.80 or 1:2.90 -- lol, luckily))

Hongmoon Store --- Radiant Energy is sold for 30 HC each, that is over 10G converted amount of gold with the newest in-game currency. 

* Today, announcement on forums. For every Radiant Energy you have, you will be able to exchange it for 10G after the newest patches/update happening tomorrow.

* 1 Radiant Energy = 10G exchange after update.

* Today: Radiant Energy in Hongmoon Store = 30 HC -> More than 10G exchanged with the new currency at 1:2 ratio.

* Today: Radiant Energy in marketplace -> minimum was 12G-13G before new announcement. (some paid 17G or more for each items)

All these changes were confirmed by twitter/ twitch stream/ forum and website many days ago. 

All these changes were confirmed by people in the company, legit ones representing it many days ago.

It wasn’t rumored - it wasn’t players making up rumors of changes in this patch.

Hour before new update comes, these changes were modified

1 Radiant Energy = 10G conversion after update.

In conclusion: players who wanted to trust a company’s words that the future update they handle will contain all that they advertised and presented for a fucking week have been duped and lied to. 

It’s like those online clothing shops where you see a dress that looks amazing and pink, then you get delivered a blue dress that’s the wrong model and cost less on the market than the value initially admitted.

THAT’S how shitty the situation is.

And that’s why i am so happy that I don’t support this shitty-ass company. Even though... my god, Act 4 in this game happens to be my favorite. T-T Damn, the graphics can be so nice and lovely. And the skills.

For warlocks, they look super nice and it’s interesting to hang with people in guilds. But... MAN.

The company is the worst.

It’s literally the opposite of Cheritz, the Mystic Messenger otome game company. Think of BnS company as the total opposite of Cheritz. If there was a spectrum of comparison, the lowest bar would be BnS company (worst than Nexon at this point) and the highest would be Cheritz.

Gosh, I recommend this game to play casually, but to actually invest time, money, effort in it is... sometimes feels like a rip-off and a bad relationship u should get out of. 

Game is glitching hard.

Game lags. I have friends with high PING usually that complain of the lag since a few updates ago. I always lag so this news to me makes me LAWL. Lag is my life in BnS.

Game can’t do a proper maintenance, time always extending sometimes in hours.

Sometimes, they fuck up the updates on maintenance. (remember the fee to pay for every dungeon run reward mistake? The lvl 55 boss monsters when ur char is just 50? The event items that were glitched into another event item and people sold it, just to learn they could have kept the faulty item and convert it after another unplanned maintenance?)

Or right, sometimes the game has “emergency maintenances”. Right after finishing 5+ hours maintenances. Cause they fucked up a lot.

Sigh...

Only thing keeping me in BnS is NPC Yu Chun and my buddies in guild. =.=

I’m lucky that I’m too gold poor to be majorly affected by the company’s screw up, but i feel bad for other players who trusted the wrong people and their shifty announcements. 

[xwwaqdyd-blog]

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[itsleay]

HYYH BeiJing Live and connection to Burn The Stage

I’ll discuss why i think the incident in Beijing’s live is linked to the birth of Burn The Stage

So from all the fan accounts I've seen regarding july 23 2016 HYYH Beijing live, we can sum them up to:

1. RM fell ill; through BH's announcement he suffered a heat stroke and the company? decided to not let him back onto stage and proper medical care should come in first

2. Due to a loss of member mid performance, no one else in the team was able to fill RM's spot so part of the performance was lacking due to missing part. and BH / BTS did not seem to have a backup plan in case a member fell ill.

3. During the concert at one point the venue had a blackout (screen + lighting for 30 mins)

4. Venue also had very poor sound system so there was a lot of audio problem as well 

5. Weather was humid and it was an open arena 

6. Fans claimed poor fan/idol interaction, idols facial expression weren't well. Some ex-fans felt they were not respected and decided to leave the fandom 

7. Concert was cut short it was suppose to feature 26 tracks but in stead they only did 11 and the concert ended in an hour and half with a 30 min time frame where the venue wasn't even functioning 

8. Afterwards, fans sent their frustration towards the event holder and BH 

9. Couple days later, each member posted weibo selfies on BH's official china weibo account 

10. Fans demanded that BH should take responsibility and not let the idols themselves become their shield for their failure to put on a proper concert. Some ex-fans says the idol themselves are fakers because during the concert they showed poopy face and even worse expressions when the handshake event was held. the same idol was pointed out multiple times by different anonymous poster that he had the worst facial expression

11. The event holder said in their letter of apology, they'll send verified ticket holder photo card of BTS as a form of apology but apparently u have to pay ur own postage fee. 

12. Many fans cried at the end maybe due to sadness or frustration who knows?

Now....from a bystander POV...no comment actually

XD o wait I do have comments.. hmm I think the boys weren't  happy not because they belittle Chinese fans.. which some people claim because of the tension between Korea and China due to the installation of ZADD (I think that’s what it’s called) but due to the fact of how poorly the event organizer arranged the concert. Honestly, all the mishap will really annoy anyone plus on top of the  weather.. and the fact their teamie fell ill i think it puts alot of burden on the performer. Maybe if they were better at hiding their feeling or put on that professional smile then people wouldn't complain but... yeah. 

For example, if we look at a more recent event the Lotte Concert held back in June 2018 It’s similar situation happening again. Some people said did you not see how JJK look like he was so done and the members weren’t enjoying their performance, etc? Well the Lotte concert was a mess too. They got interrupted mid way. Asked to restart because, there are still audiences entering the arena. Then the stage for airplane didn’t get set up properly, the mic stand props were not in place. RM had to go grab it from the side mid routine. And then the staff asked them to cut their performance short. You could tell from some member's facial expression they weren't happy but, i don’t think it's due to the fans but to the situation and the lack of respect for performers in general. Now you can argue that the other groups who were there didn’t show a I’m so done face. Who knows? maybe some people are just better at hiding their discontent and others not so much, and we all know JJK is not someone who can hide his emotions well, to borrow many ppl’s word “that boy is like an open book” 

Now.. unto some .. common practice in china..so.. as u all know or don’t know 

TO DO BUSINESS IN CHINA! U HAVE TO HAVE CHINESE TIES!

Yes...basically if u're a foreign company.. person who wants to do something in china you cannot just waltz in there and be like hey book me this venue i'm gonna hold a concert and sell tickets. No it doesn’t work like that. The way the Chinese government set up its policy to protect local business and industry is... if you want a piece of this market? well guess what, you gotta work with the chinese locals. This is why u always see  X company along with some Chinese company whenever they venture into china. Correct me if i'm wrong on my international.. business knowledge department but i'm pretty sure i’m not too far off. So yeah..here comes the problem..some.. event holders..are SHADY AS HELLLi mean even Chinese artist could sometimes get scammed by the event holders if they ended up partnering with the wrong people and as much as i wanna say China is developing, improving, becoming better but.. to be honest..>.> <.< there's still a lot of stuff we're lacking especially when it comes to ethical.. business attitude.. and.. yeah ethics.....  let's not be reminded of how eggs can be made out of plastic and be sold on the market..or the poisonous baby powder/ milk incident..or small business food delivery .. yeah so many stories... Anyways i think when BTS held their concert in Nanjing the event holder was actually good but, the Beijing one..questionable..equipment failure is just i dunno lack of professionalism in my opinion? 

K now..about the fans complaining about BH and BH announcing why the concert ended early and the boys posting on weibo...

I see these type of scenario very often from various idols.

Incident A happens, in this case,  idol, the company's asset fell ill. 

Situation A: the show must go on !!!

Reaction A. idol still performs  B. the company ask the idol to put their health first and stops the show. Some fans feel they didn’t get their worth of content for the amount of money they spent for this trip others agree with the company that health takes priority. And some feels like mishap happens but you should have better PR management to try to resolve the discontent. Now maybe many years later something controversial comes up. Fan goes: Look at company A forcing their idol to keep performing when their health is in jeopardy, what blood sucking vampire evil company, inhuman working environment. They’re slaves for the company! Sometimes these are true accusation. 

Or look at company A compare to company B they let their idols take break they care about their health etc etc, they’re so good! 

Anyways both side of the argument will give u different stories but no one really knows the real truth and this is why... i think burn the stage came about. 

Because if you think about it, BH has always included lots of backstage clips for the fans to see, episodes, bombs, contents that comes with dvd etc etc etc but we usually see the before and after. But not the during. However, What did burn the stage showed us? they showed us the during portion Bts preparing for the contents, their situation during performance, the hectic transition backstage during lives. They even said it themselves we want to show more of us what we do and what goes on. Something even more revealing, even though we've always shared to our fans what's happening but we still don’t show a lot of the things because we choose not to. But this one we will show more maybe not all but we will show more. And i think burn the stage is an answer to the event that happened in Beijing. Because at some point some fans even doubted BTS did rehearsal for the show and just showed some before concert selfie and that's why all these falling ill, costume too warm, heat stroke, and technical difficulty happened.

Let's be honest no matter what the company or the boys themselves say, without video record ppl can always debunk them however they want. People can put words in their mouth and even with video ppl can still put words into other ppl's mouth but at least u have something physical to show for people to just see hopefully through an untainted lens. 

In burn the stage, we see what happened to kookie he also had a heatstroke/ lack of oxygen due to high altitude and the intensity of their live. He , himself decided that he wanted to keep performing because he didn't want to disappoint the fans because it could be the last time they get to see their fans since they don’t know if they will be coming back. Maybe he’s always thought like this or all the backlash from Beijing made him realize this, or it’s a combination of both? But lets’ assume they know about the comments that C-Army said after the poor live in Beijing, I’m pretty sure it has impacted him in some way or another. And in way, probably a good one, mild one that puts his health at risk.

We also see the dilemma RM faces: to continue or to call it. We also hear RM mentioned about his incident in Beijing. He didn't say it specifically in his interview. All i remember was he said it was the first time the concert got cancelled because of me. 

I didn't know what he meant back then until i researched into the reason why BTS stopped posting posts for their Chinese army on weibo and i came across this concert account from fans. To be honest the sub at that part in Burn The Stage sounded like he had a mental break down and he couldn’t stand on stage so the concert got cancelled. But now i think it was mistranslated..the msg was probably more like this: In the past a concert was cancelled because of me. Because i also fell ill and i was afraid to stand on stage again fearing that the same thing would happen again and that criticism might flood to the company and the group like last time. Who knows? I need someone to actually translate properly..to sub properly..o yeah and the Chinese army were so loud to the point that even Soompi and Allkpop posted articles on the Beijing Concert mishap, though not in detail. It doesn't leave a good impression for the group.

When the idols apologize the fans atk the company, when the company puts a statement the fans still attack the company. Maybe if BH had a better PR department then many there would be less controversy but oh well, what’s done is done.

To me burn the stage was the boy and the company’s way to give answer, their reply. They don’t try to explain themselves away. They try to just show it, this is what we do, this is what happened, Interpret it the way u want but this is what it is. You want to know why sometimes we look awkward on stage? well because we just had a fight 10 mins before the show started. You wonder why Jin looked kinda funny with his interaction with V or no interaction at all? Well there's your answer. Want to know why a member looked really tired in a one of the performance? Well because they did 4 dance routine and a solo routine right after. Which all members commented that your’e crazy for doing something liek this. How do you even do it? That and burn the stage was a good marketing product to be honest. Ppl always want to know what's going on back stage. So in a way it tells the fans what is going on, it tells the media what is going on. 

This is how I feel about Burn the Stage. It's a very bangtanie thing. It is similar to Cypher if u think about it. They don’t make announcement towards their haters, they don’t try to say hey you don’t say this. It’s defamation. No, they answer you from their music, from their actions. It's just like how Kookie said, “Twitter has many harsh words sometimes i want to say something but i know i can't. Same thing like what RM said, “I want to be more truthful I don’t want to pretend but my role and identity doesn’t allow me to do something like that. But this is their answer. They're sharing their stories and lives to help others to let others see that we're just like you, we may have different lives but the problem and hardship we face isn't all that different,they may come in different forms , different delivery but in the end their core essence of the hardship is the same.

[yourcertainstudentlight-blog]

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"connecticut insurance rate increase

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So last June I was in a car accident. The car does have insurance as its my dad's car. I was driving that car when a truck hit me. The police officer put the other driver at fault. My car was totaled and I had to go to the hospital. Now after many medical treatments (chiro) and long wait, I decided to get a lawyer. He is telling me that I'm not entitled to receive any settlement money because I wasn't insured. I mean how is it my fault that I got hit though? He is telling me that I could get my drivers license suspended, and such. I know I didn't have insurance, but the car I was driving was insured. My question is should I get a second opinion on my case? or is what he saying correct? By the way I'm in the state of California.""

How can I get the best quote for a car insurance in the UK?

I have just bought a car, but I haven't driven since I moved to London, 5 years ago. I am doing a research on-line to get the best quote, but they all seem to be a bit pricey. Does anybody know a telephone number in the UK where a person (rather than a machine!) can find the best deal? I am tired of websites such as moneysupermarket, as you end up having to contact companies individually... Any help would be greatly appreciated as I would like to bring the car home today!! Many thanks in advance!!""

Renter's insurance. are these really needed?

never used them, but is considering of using them one day. how much do they cost on average per month?""

Why is there a disclaimer on the Allstate Auto Insurance commercials that says Not available in all states ?

Afterall, its called Allstate !""

Can your health insurance drop you if you use marijuana?

Hi everyone, I want to start by saying that I am here looking for an answer to my question. Please keep your opinions of marijuana and and sermons on federal law to yourself. =] I have had stomach, bladder and pelvic problems for several years. I was recently diagnosed with interstitial cystitis and am positive I also have IBS (waiting to see dr). I live in california and have a medical marijuana license. If I didn't use it, I would be unable to work and probably addicted to vicodin and xanax. my bf thinks I should be open and tell my pcp that i use it to treat my chronic pain so that he could possibly offer other reasons for my symptoms (even though i know these symptoms have nothing to do with my use my bf ust wants to hear it for himself). the only thing i am worried about is insurance. do insurance companies kick you if they find out you use? i'm not worried about work finding out, just insurance. thanks!""

Where can i get cheap car insurance for a new driver?

Where can i get cheap car insurance for a new driver?

Do car insurance policies follow the car or the driver?

I have a car insurance policy for my honda civic with both liability and collision. I am going to buy a motorcycle soon, and want to know if I need to get extra insurance. The value of the motorcycle won't be a lot, so I'm not crazy about getting collision on the bike. But will my liability insurance from my car policy follow me when I drive the motorcycle (or anyone else's car for that matter)? I guess the real question is: do I need to inform my insurance company that I'm getting a motorcycle?""

Can i get affordable baby health insurance?

ready to have a baby soon but husband insurance would go from 250 to 700 a month (can't afford 700) if we have a baby but if me or the baby gets our own insurance somewhere it would be 250 but i have some health issues so i can't get my own insurance (i get denied everywhere, my job doesn't offer health insurance) so when i do get pregnant and have a baby can i get affordable insurance by it's self?I live in Colorado, will not use government help PLEASE DO NOT WRITE BACK IF YOU DON'T KNOW WHAT YOU ARE TALKING ABOUT OR SAY SOMETHING DUMB OR USELESS THANKS!""

I need to buy a car cheap on gas/insurance. i have 2 boys and they need car seats..?

The car seats can be the smaller skinnier type. I am debating with a nissan sentra and maybe a mitsubishi lancer. I need something basic with a great warranty and still a little room. What do you think? Anyone own a lancer or sentra with pointers on if its a good car for a couple carseats?

Are jeep wranglers expensive to insure?

are jeep wranglers more expensive to insure than other cars? and how much is the average insurance rate of one?

Free car insurance quotes?

are these qoutes accurate or could the price they give you actually be lower then what the free quote says?

connecticut insurance rate increase

connecticut insurance rate increase

Home Owners Insurance?

My husband and I are looking for the best home owners insurance in California one that includes earthquake coverage and other stuff like fire and theft can you give me places to check out? We will be living in Culver City, California in the USA""

How much does it cost for 2 door car insurance?

Getting my second car soon...found a 2006 honda civic LX...this is a 2 door car (coupe) verrryyy nice and I need to know what insurance would be monthly/yearly for this. I'm still on my parents insurance- 19. Female. No accidents; tickets. North Carolina. College Student. Please help. Thank you.

""If I got a car insurance while on a Provisional license, could I still use it when on a full license?""

I've got a provisional UK drivers license but I'm hoping to get my full UK drivers licence soon, but insurance is very expensive. I've seen insurance whilst on provisional is cheaper than on a full license, if I got that would I still be able to use it whilst holding a full UK drivers license? Also what are some other ways to save money on car insurance? Thank you!""

Car accident advice California?

Today i was in a car accident and it was not me fault i was sandwiched in between two cars i contacted insurance company of mines and said wait for there insurance to contact you any advice on what steps i should take now

Is it necessary to buy Rental Car Insurance even though i have my car insurance policy with me?

I have a car and have taken Auto insurance for it. Now my question is if i take a rental car, then my auto insurance policy for my car covers it or i need to take separate insurance for the rental car? When i took the auto insurance policy, they have taken my car details and its present in the insurance card also. If i need to take insurance for rental car, what type of insurance do i need to take excluding my auto insurance policy coverage that applies to all cars? Also if i am driving someone else car, will my insurance cover if there is any accident i have made?""

How could car insurance cost more a month than the value of the car?

Yes I'm under 21, No I don't have a single ticket , or driving violation . How could insurance on a 500 dollar cherokee cost 290$ a month? In two months thats the value of the car! Its BS there has to be a way to get insurance for cheaper than that. Anybody know of any place? And please don't say Classic insurance as all of them you have to be 25 or older.""

How much to insure a 2003 BMW 325i in GA?

Iam Canadian living in the States for 6 month out of a year in ATL. I wonder how much will my ins would cost like basic insurance coverage.

""I'm about to take my driving test & want to buy a new car, any recommendations for cheap purchase & insurance?""

I'm about to take my driving test & want to buy a new car, any recommendations for cheap purchase & insurance?""

Does it cost to remove someone on your insurance ?

I wanted to drop my sister off my insurance plan because she found a cheaper insurance company, does it cost to remove her ?""

How much does it cost to insure an RV?

i have to do a project for drivers ed.. and i need to figure out how much it cost to insure an rv and i guess the insurance company would be aarp.

Whats a good car insurance?

I am 16, no license, looking for car insurance so that i can get my license. i dont have a job, but mom does. at the same time, money is tight. whats an insurance that i can trust that wont hurt the bank?""

Speeding ticket and car insurance?

I was wondering if you get a speeding ticket you get points on your license which means your insurance goes up. What if you don't have insurance. For example if its under your parents name but you get the ticket would their insurance go up even if its you don't have car insurance

How much does a VW Golf GTi 2003 - 2008 cost on insurance? Help :( !?!?

I know a golf gti is very costly to insure which is a bummer! =/ Cheapest quote possible. Oh and it has to be Fully Comp! Haha have a feeling its going to cost an arm and a leg to insure. And which Car Insurance site is the best to use? Would be very helpful for some answers back :) Just need a rough idea how much its going to cost, so i could start saving and miss out the student nights and all the wonderful drinking with the mates. J x""

Where can I sign up for health insurance?

I have tried the phone and nothing and online I cant seem to find a website. So does anyone know where I can do it locally. Im located in north hollywood california. Or any help would be great thanks:)

What cars would you recommend for a 17 year old?

Hi, I would like to get a car when I pass my driving lessons. What types of car are cheap, look good, and are of good quality? cars sold in the uk. If anyone has any answers or suggestions, please post an answer, thank you x""

I have a 12 yr old economy car in California and would like to buy the minimum amount of liability insurance.?

My agent is telling me $850 a year. That sounds expensive. Does anyone have suggestions?

Spouse insurance coverage and insurance?

If I am divorced and the court is not making me to keep spouse insurance. Can I keep spouse insurance? What does the insurance company says about it? Have not called insurance company yet. Need to know my (her) rights before calling insurance company..

How does american income life compare to other insurance companies?

anyone ever use american income life insurance and other?

Auto insurance for a teen learner driver ?

My 17 year old has her instructional learner's permit (did the driver education, passed the written DMV test, had in car-driver training and is now working towards her 50 hours of in-car practise with us before she can take her driving test). I am confused about whether we need to add her to our auto-insurance. The driver training school says no , she is covered under our insurance already and besides, you can't get auto-insurance until you pass your test. The Auto Club, however, says she has to be added (but then they'd make money so I'm not surprised they say that). We are in California. If anyone can clarify things for me, that would be great ! Thanks.""

High risk auto insurance?

Guys, Please what is the Best Option Online for High risk auto insurance, i am looking for One Just In Case Thanks""

""Need cheap car insurance, already looked into geico and progressive?""

what's a good, AFFORDABLE company i can go to for auto insurance? i'm a 19 yr old female, living in dallas, tx marital status: separated""

Car Insurance policy?

I was buying home contents insurance a month ago, I realized that It could be bought altogether with some other extras like key protections, legal expenses and home emergency services. Today I am trying to buy car insurance, I wonder what extras car insurance comes with? Regards""

Why did my insurance go up for switching cars?

I have liability insurance in the state of California. The company is multi state. Recently I switched the vehicle I have on the policy from a 2005 pontiac GTO to a 1995 lincoln town car. I am wondering why my monthly actually went up, vs going down. When I spoke with a representative they explained to me that the GTO is a level 21 and the town car is a level 26 . Was this true? I hardly understand how a 1995 4 door sedan is more costly than a 2005 400hp 2 door. I have had no accidents or tickets hit my record, in all, it only went up $15, but I'm still at a loss about why it went up. Thanks.""

Can i transfer moped insurance from one bike to another ?

ive got insurance on my piaggio fly 50cc which expires august this year, i can no longer drive this bike as i accidently got super glue all around the breaks and throttle and it wont budge, im going to maybe buy a new moped today for 300 and was just wondering if i get this do i have to cancel my old insurance and get a new quote and pay all that money again or cani just ring my insurance company and transfer it from my old bike to my new bike? thanks for any help! :)""

Will I be covered by my car insurance?

I am buying a new truck, and I am getting full coverage insurance on it. If I let somebody drive my car that has no car of their own and no insurance, will they still be covered by my insurance if they get in an accident since I gave them permission to drive my truck?""

connecticut insurance rate increase

connecticut insurance rate increase

How much should a 17 year old's car insurance cost in the UK?

i'm 17 and want to drive. i'm a full time college student, which probably doesn't make any difference? right now i'm looking at a 2001 VAUXHALL CORSA 1.6 engine, LS 5dr [AC] Hatchback, which is costing around 999 how much should i expect the insurance to cost for this car? or for a car similar? it will be my first car. Thanks.""

How to get quotes from insurance providers for a new comparison website?

I am creating an insurance comparison website such as moneysupermarket.com, confused.com, or insurance.com.. I want to access the quotes of all the insurance providers and provde these quotes to my customers. How can I get the APIs used by the insurance comparison websites? I am interested in any of the Life Insurance, Medical Insurance and Dental Insurance.""

""How much does individual health insurance cost, on average, in the United States?""

How much does individual health insurance cost, on average, in the United States?""

Car Insurance Question?

I have bad dmv record. An accident, a failure to yield and 2 speeding tickets within the last 3 years. I totalled my car and can only affod a car I can buy cash, which I have 18,300 dollars currently. Is there a max of how much the car can be worth for liability through the insurance agencies? I am thinking of spending about 14,000 cash and just getting liability. Is this a good idea? Or should I get a cheaper car? Help is very much needed. Thank you""

A question about car insurance?

I am 18 and i just got my G.E.D. and I'm looking for a job. I do not have a drivers license so i was wondering how much will it cost me for car insurance per month when i get it.

""If you have Amica car insurance, how much does 1 speeding ticket cost you?""

I live in Massachusetts. Have a perfect driving record but now I'm charged with 1 speeding ticket. How much more in insurance premiums will it cost me if I plead guilty? It's a regular speeding ticket, not DUI or wreckless driving. THanks""

Any reccomendations for a good dental insurance??

i have health insurance through my job, but they do not offer dental.""

How much should my insurance go up with a new car?

Right now I have a 1995 honda accord, I play about 90 a month, what should I expect to pay with a 2007 mazda 3?' Im 19, on insurance with my parents, no tickets or accidents. THANKS!""

What information do I need when I call insurance for a Quote?

I'm planning on purchasing a car in around 2 weeks time, what information do I need to give insurance so I can be added onto my parents policy? I do have the VIN of the car, is there any other information needed besides my parent's account information? Thanks. :)""

""What is the best car alarm system, that would also lower my insurance?""

I own a 2003 Toyota Corolla CE. My car insurance is moderately expensive, and I've been told that installing an alarm system would help lower my insurance. But I don't want a cheap alarm that can be easily set off by someone's sound system.""

What to do when you have no health insurance?

I dont understand what to do if I'm sick or hurt and I dont have health insurance. The government wont help me, my community has meidcal assistance available to pregnant women, low income families with minor children and those who are aged, blind or disabled residing in the community or in a nursing home. And I dont qualify for any of these, I'm only 21, I'm not pregnant, and I dont have children. -how come help is given to people that are less responsible, but the people that try to do right dont get help at all? I cant afford health insurance, I dont qualify for government help, and I cant afford to go the hospital outright and get charged thousands of dollars that I will never be able to pay!""

Is geico a reliable car insurance in CA? Thanks?

Is geico a reliable car insurance in CA? Thanks?

How soon does actors get their health insurance?

How soon does production company offer health insurance for their workers? And, what other insurance does the production company offer their workers; and, how soon?""

""Can I get affordable life insurance for 200,000 or more?""

Can I get affordable life insurance for 200,000 or more?""

Does the car insurance charge extra more for adding a teen driver under 18?

i'm 17 now and will be in august i need to learn driving and get the license in this summer break i've the driving permit my dad is the only driver in the family's car insurance plan so, does the insurance charge more if i'm under 18? if yes, i'm going to apply it after my birthday thanx""

Car insurance help needed?

How do I get insurance for every 6 months? Like do I pay a small amount every month? Is it better to call local insurances from yellow pages or the other like State Farm, progressive etc""

How much would it cost to add a Mustang GT under my parents current policy? Would it go up alot?

They currently pay I think its 125-140 dollars monthly for insurance on a 4 door 2003 buick century. So my question is, would it go up alot if I were to buy a GT myself and have them add it to their policy and add myself to it? How much do you think it would go up? BTW i'm talking about a 1987-93 mustang GT. Or chances of a 99. I dont want it to somewhat be fancy or nothing. It could have high mileage. I plan on buying one for around 1-4 grand. Yes the mileage would probably be high, but hell mustangs are cool and it would be my first car :P BTW I'm getting my license when I turn 18. I turn 17 in 2 months. I want to get a job now and start saving up.""

""Im 17,i need help with my car insurance?

im 17 and car insurance at my age is really expensive but about 9 months ago i went to an insurance agency and they gave me an reallllllllyyyy good quote well something happen and had to cancel my insurance with them now i bought a new car and i want to knw if i can go back to them and get the same good car insurance price because ive been shoping and geting quotes online and its sooo dang expensive

""How much is Insurance on Fireworks up to $2,000,000.00 in Maine?""

Thinking about opening up a Fireworks shop and want to know how much I'm looking at a year for insurance need a policy with the min $2,000,000.00.""

How much on average does a 34'-36' sailboat cost? What about insurance rates roughly?

How much on average does a 34'-36' sailboat cost? What about insurance rates roughly?

In CANADA - Why is car insurance cheaper for women?

I understand that women are less liability statistically, but to base car insurance rates on gender is a violation of the Charter of rights and Freedom - despite the fact all regulations, policies and laws are suppose to be constituted by it ... One of two things can be the case, either: 1) The Charter is a piece of paper as important as the toilet paper which I use to clean myself after excrement. 2) There is something which I am not understanding. Someone please offer a good explain and ill give ten points.""

Driver license test without insurance?

Im 18 and have not taken drivers ed I was wondering if I could take the drivers test without insurance and then if I pass get insurance then recive my driver license once I get insurance.

How much is Car Insurance in Korea?

I live in Korea and am looking for a car insurance package that's inexpensive. I've been told they're about 300,000 Won per year, but I'm sure there are cheaper options available. Thanks!""

Whats the cheapest insurance company you could find?

I'm 18 years old, just passed my test, and the cheapest quote I could find is LV at 2600 on a 1.2 litre 06 reg corsa.. Help guys??? D:""

Is car insurance similar in USA to uk ?

It's hard to get insured in a remotely quick car in England if ur 20 is it the same in America?

connecticut insurance rate increase

connecticut insurance rate increase

https://www.linkedin.com/pulse/insurance-policy-ford-mustang-qualified-sports-car-coupe-burke/"

[weannoyingbouquetgalaxy-blog1]

Dunlap Iowa Cheap car insurance quotes zip 51529

"Dunlap Iowa Cheap car insurance quotes zip 51529

Dunlap Iowa Cheap car insurance quotes zip 51529

BEST ANSWER:  Try this site where you can compare quotes: : http://freeautoinsurance.xyz/index.html?src=tumblr 

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What is the average monthly premium rate for individual health insurance coverage?

What is the average monthly premium rate for individual health insurance coverage?

Does a parking ticket effect my insurance rate?

I got a $25 ticket for parking in a illegal spot. I have the option to plead not guilty or pay the fee (I even have the option to pay online to avoid the crowd). My only concern is, when I pay for this penalty will it effect my insurance rate?""

""Car Insurance....what to buy, how to buy.?""

What websites can I go to to find out what to buy , where to buy, what companies to avoid, the Best car insurance companies, etc. ? What companies do other people recommend for single, middle aged male, with an excellent FICO score, who wants to insure one 5-yr old 4 door family -type sedan ?""

Does a ticket make ur car insurance go up?

ok so im not going in to details about how this happened but basically i got a ticket for driving on the wrong side of the road. will that make my car insurance go up? im 16 if that makes any difference to it...but some telll me it will and some tell me it wont help???

""How much does homeowners insurance cost in Nassau County, NY?""

I'm just starting to look at purchasing my first home and need to understand even a basic range of cost for yearly homeowners insurance for budgeting purposes. Without having a specific property in mind to request a rate for, is there any place I can see average or median homeowners insurance rates? I'm looking at homes in good condition for under $375,000 purchase price.""

Showing proof of insurance after citation (in Texas)?

Hello, i received a citation for driving uninsured a couple days ago (my court date is the 15th). I got a letter in the mail today saying i would have to pay a fine of $300.... ...show more""

Im 21 and a new driver how much would my car insurance cost on a honda civic type r 02 reg?

Im 21 and a new driver how much would my car insurance cost on a honda civic type r 02 reg?

""How much is this going to cost me? In IL was driving with no insurance, license & got into a car accident?""

I did however get insurance right after the accident, so my proof of coverage began the date I got my ticket. I did not have a drivers license because I was waiting for my certificate. I got my birth certificate and am taking my test tomorrow. My court date is monday. How much will I have to pay?""

Auto insurance cost when not parked at home address?

Auto insurance cost when not parked at home address?

Motorcycle insurance cost?

I was in an aciident a year ago it was my fault. I was driving a truck. Now that I'm 21 I want a cruiser such as the boulevard or vulcan, maybe even a shadow. I would like to know will my insurance be high? I don't have a license to drive one yet. I will be taking a class so I can learn the basice then buy a beater to learn to ride better before I get what I want. It will most likely just to get to work and school.""

How much would insurance be for a 16 year old with a Honda Civic coupe?

I live in California and wanna know about how much the insurance would be

Car rental insurance ?

i'm going to rent a car for 3 weeks from avis but there are 4 types of insurance to choose from : (1) Additional Liability Insurance (ALI) (2) Loss Damage Waiver (LDW) (3) Personal Accident Insurance (PAI) (4) Personal Effects Protection (PEP) what does each one mean ? and which is necessary ? note : am not US citizen .

I need Insurance help?

Hey, I just got a full-time job that pays very well. I make roughly $1500 a month, and I was looking to get a new vehicle as a means of celebrating my new step into adulthood. The vehicle I was looking at was a 2005 Pontiac GTO. I'm 19 years old, so I would have to get my parents to help me with cosigning. That wouldn't be a problem, since my parents have good credit. Now, my parents said that they'd cosign if I pay for both the car payment and insurance monthly. I also pay $200 a month for medical insurance, phone bills, etc. The car payment monthly would be about $400 a month, so that would be about one check. My question is, does anyone know roughly how much insurance would be for me? I currently pay $122 a month on a 2002 Taurus, with just one speeding ticket on my record. Any ideas? Thanks""

Where can i find low cost health insurance that can include dental? I am in GA.?

I havebeen looking everywhere for health insurance that includes dental(because I want braces)but they are so much (like 290 for a adult and 2 children) I am 16 years old looking for health insurance for my dad,me,and my sister.""

What auto insurance would be good for a 17 1/2 year old?

So out of all those companies which one is the most affordable??

Why Is my Car insurance claim taking soooo long?

Hi all My car was stolen on 9th December and I still am waiting for a decision. My car has not been found and my insurers are requesting for a police report which will take up to 40 working days. Does car insurance claims usually take this long??? Thanks

Is this a common trend for insurance providers?

I recently started working for an insurance agency in Atlanta, GA, and I've noticed that probably 90% of our clients are rather overweight. I'm curious... Does the need for insurance increase with a gain in weight? Are thin people more likely to purchase insurance from one provider and never switch? Are fat people fickle?""

Car insurance for test drive?

Planning on buying a car soon and was thinking of buying a second hand one from a dealer rather than privately from a person. I read that when you buy a car from a dealer you are usually automatically insured to take the car for a test drive, however I was wondering does this just apply to brand new cars from car shops or do most second hand car dealers offer insurance for test drive as well?""

Do you feel sorry for insurance companies?

Insurance companies that helped develop Obamacare?

Where can i find affordable life insurance for my 81 yr old granmother?

I live in Illinois, and I work for the UI, but im not sure if I can add my grandmother on my insurance...So Im trying to find somewhere that will take senior citizens, but something i can afford..""

""Can you help me-insurance, cars, and money?""

Okay, I'm planning on buying a car soon. My family is in a very deep hole financially, so I'm going to ask my grandparents to help me, because they are doing fine. I need a car to get to school, get to my current job on time, and have another job (along with 2 AP classes and babysitting!) I never ask them for anything, not that I've ever wanted to, so I'm really scared to ask them for this huge favor. I'm planning on paying them back for every single penny I borrow plus interest. So I want to know an idea of how much money I'm going to need to borrow. Okay, for insurance...I'm planning on buying a toyota yaris, matrix, or camry. Or a honda civic (perferrably hatchback). Or a volkswagon beetle. But right now, anything will do as long as its reliable. For a 16 year old, A average grades, living in KY, about how much would monthly insurance be? For payments, I know about 2000 for down would be good. But how much (about) would interest be on monthly payments? I'm planning on finding a car that is about 7000-8000 dollars. And lastly, how should I ask!? They know I'm mature and responsible, but I don't think they are willing to help me out. I absolutely hate asking for things from people, but I really need help so that I can help my family. So how should I do it? Thank you so much! :) I'll choose best answer!!!""

Car accident and insurance?

I got into a car Accident the other day which, i believe, totaled my car. I was still paying on this car. I have full coverage car insurance What exactly is the whole process for this? How much will i get back? If the settlement check isnt enough, will i have to pay back the bank? Does the cost of the property damages come out of the settlement check? Anything you know will be MUCH APPRECIATED!!! thanks""

About how much does motorcycle insurance cost?

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How much motorcycle insurance cost in Ontario?

per month

How much does Missouri Medicaid after insurance?

I have twins and Missouri Medicaid is my secondary after insurance. We had a NICU stay for 12 days. Will Missouri Medicaid cover whatever my insurance doesn't? I'm looking for any ones story's or any information! Thank you for the help!

Dunlap Iowa Cheap car insurance quotes zip 51529

Dunlap Iowa Cheap car insurance quotes zip 51529

Accident damaged my car how much will insurance give me?

I have a 2004 Honda civic lx coupe and a truck back into me. It knocked off my bumper and I think did damage to the stuff that attaches it because the left side is detached at the headlight and won't pop back. Also the body part over and around the left wheel is bent under and is a danger to the tire. If I end up needing a new bumper and wheel well cover or whatever it's called how much will it cost and how much will i get. Also I have usaa butthe truck that back into me was owned and self insured by vons.

How much would my insurance cost if self-insured?

How much would my insurance cost if self-insured?

What is the most reasonable home owner and Auto insurance?

I need to get a cheaper insurance for car and Auto.Would like to hear from you that have checked prices before you bought insurance.

Im a 29 single mother of 4 I was wondering should I get whole life insurance or term?

I dont know which one is the better choice at my age

Anyone know the best insurance companies for young drivers?

I know obviously insurance for the young is gonna get rocket high anyway compared to older people for the same old 'statistical' reasons as always although I don't intentionally drive like an idiot or least intend never to and I do take safety as a big priority and everything, I've passed my test just over 2 years ago with a clean license but still find insurance even for my micra (1 litre 1994 M Reg) costing me a minimum average of 1000 annually, and just below a grand like 900-950ish is roughly the best I've got for my micra from directline but wondering if anyone would know anyone better cost wise? Also why is there so much discrimination against young/new drivers when its actually only the small minority who take the worse of risks and drive like w*****s making it sky high expensive for the rest of us, I can understand it may be statistic but unless u actualy do drive like a so and so I don't see why 'everyone' should be punished with rip off premiums for the sake of the minority number of idiots""

Do I need auto insurance if I don't have a car or plan on driving?

I want to get my license because it is something that I need to get out of the way now. I don't have a car or plan on driving until I can even afford auto insurance but this summer is the only time I have free to get my license. I'm 20 and in college.

Having a hard time finding affordable health insurance?

I just need a simple surgery on both my ears. About a year ago I developed a keloid on both ears. I know they can get bigger so I want to get it fixed before it looks like a grape behind my ear. My biggest problem is in finding affordable health insurance. Can anyone tell me a good site to go to for affordable health insurance? All answers would be greatly appreciated.

Car insurance PROBLEM HELP!?

Hi i've just bought a little suzuki SJ410 jeep 1.0L. the jeep was advertised as a SJ410VB. So i put that into my insuance quote before i got the jeep and it was very cheap 800. Anyway now i have the jeep i have found out it is s SJ410VBJA. So i put that model into the insurance quote and now it is 3,904!!!! WHAT? It is basically the same jeep 2 seats and same engine. So whats going off? Should i contact the insurance company? I can't afford almost 4,000!!! HELP! And i'm now stuck with it!""

""Im 18, how expensive would insurance be for me?""

Im 18, B average, live in Los Angeles, no tickets/crimes, and the bike im looking at is a 250cc. What do you think my rates will most likely be? I want to use it for school""

How much will my insurance inflate?

Okay so this is my first year driving and my insurance was about $1100-1200. I was backing out and someone was in my blind spot so I hit the side of his car. My car had no damages but unfortunately I caused a slight dent in his, it wasn't that serious but it was still noticable. How much will insurance go up now that I've had my first accident that was completely my fault?""

Car insurance?

what things should i look for in car insurance? and what exactly is a car insurance bond? any scams i should look out for? any good reasonable car insurance rates?

Homeowner's insurance?

if you own a duplex and reside in one half and rent the other half, is the homeowner's insurance only for the rental part or both?""

Cheap full coverage car insurance for an 18 year old?

Ok i got my license on 10/29/2012 and I am just now getting a car. I bought a 2000 Honda Accord EX Coupe for 4800 and I am getting it financed over a 36 month loan period time. So with that being said the credit union requires me to have full coverage auto insurance so I want to know where is the cheapest place for a teenager to get insurance. I turned 18 back in August. The lowest i have seen so far is 193/6mos and that is with StateFarm

Person A driving person B's car and hits my car. Who's insurance pays?

Person A driving Person B's car. Person A backed up into my car. Who's insurance pays? Person A because he was driving? Person B because it's her car? Or my insurance because I have full coverage? What are the consequences if I file through my insurance company? Will my insurance go up even if it's not my fault? I think not but if you know for sure that would be helpful. Any and all information is helpful!! Thanks!

Medical insurance for cancer patient?

A family member is diagnosed with something similar as cancer. She works for a big fortunate 500 company and so far, there is no sign the company will fire her. However, the job is very stressful and when she starts chemotherapy, she will most likely take a medical leave (Not sure how long) She doesn't want to put all eggs in one basket, just in case the comapny fires her, she would lose medical insurance, and that would not be very good. Just wondering if there is a private insurance company who will never reject a cancer patient. She is very aware of the fact that premenium would be sky high, but she is willing to pay for it just in case. Any suggestions thank you""

My 20 year old son has a GTO. He has 3 points on his licence and needs insurance?

Can anyone recommend an insurance company that will quote for a 3 litre twin turbo gto for a 20 year old

What insurances offer cheaper policies?

I'm looking into some automobile insurance. I would like to know about some affordable insurances. Thank you for your help. Have a great day!

Too much to pay for car insurance?

I received my renewal notice today from my insurance company. I'm getting tired of paying so much for my insurance, I think its time to start looking around. I heard all the car insurance myths, when you turn 25.. Itll go down when you bundle your house & car insurance it'll go down when you get married it'll go down nope nope nope It has gone down a total of MAYBE $5 a month or $60yr. I'll be 29 in Jan, no accidents in 8yrs no speeding tickets in 5yrs. I drive a '06 4dr car and I'm paying $125/mthn insurance. Is it just me or this way too high to be paying insurance.... I've been with this company for close to 6yrs now.""

What's the best way to approach someone about buying life insurance?

What's the best way to approach someone about buying life insurance?

I wonder if anyone knows of any good but affordable health insurance.?

I have two children and lost my health insurance on them. My husabnd and I are trying to find insurance but cant afford alot of money a month and we dont qualify for Tenn Care so if anyone knows of any please let me know. Thank You!

How much is the fine for driving with no car insurance in Ontario?

How much is the fine for driving with no car insurance in Ontario?

Will Health insurance costs be lower now that they are making us get it?

How much will we be Taxed if we still can't afford it ?

I just totalled my car. How much money can I expect from the Insurance company?

Car is a 2001 Chevy Malibu. Was in great shape. If you know a thing or two about cars please help me out. Thanks.

How can i get cheap insurance on my moms car because I'm only 17 and she has a 2l?

well I've just past my test and I had a look on gocompair just lookin how much it would be for me on my oun 1l and it comes up as like 3500 and thats silly money because i would have to buy a car then that will be like a grand :/ so i had a look on for me to go on my moms car and that comes out as 4000 and she has a 2l is there any way i can get t cheaper? thanks

Good car insurance deals?

can someone please tell me where i can get the best car insurance deals?? Thanks

Dunlap Iowa Cheap car insurance quotes zip 51529

Dunlap Iowa Cheap car insurance quotes zip 51529

What is good website to find affordable health insurance?

What is good website to find affordable health insurance?

""For my first car, what engine size and car do you recommend I get?""

What engine size do you recommend I get? Is a 1.4 liter a lot for a first car? Also, I understand the fact the bigger the engine, the higher the insurance will cost, but since I know nothing about cars I do not really know about all this engine size stuff. Also, apart from insurance, I understand about road tax and MOT, can you tell me how often I need to have an MOT and how much it costs? Thanks.""

Which car might be more on insurance for teens: A 1998-2002 Lexus ES300 or 2006 Jeep Commander?

Which car might be more on insurance for teens: A 1998-2002 Lexus ES300 or 2006 Jeep Commander?

How much is car insurance for a 17 year old female?

how much is car insurance per month or year? i have a 1995 model volvo. how much would it be when im 18? i had my license since i was 16 1/2.

Should I get insurance for my new puppy?

Just got a new pitbull about 2 weeks ago should I get insurance for her?

What is the cheapest and best health insurance out there for a single fella?

What is the company's name and what would I have to pay on a monthly basis? Thank you and good day!

""Can Doctors offices charge you, when they lost your medical insurance card?""

I got my appendix removed in California and used the state insurance at the time (since I was low income and never had insurance). All the hospital bills are payed for; however, the surgeon has charged me an additional 1,445.00. I never even saw the surgeon after the hospital. I went in for follow-ups to his office but would always miss him. I gave my insurance card to front desk girl and she told me she didn't need it but just in case she made a copy. Now two years later I come to find out that there is this bill!!!???? What can I do?""

Is motorcycle insurance manditory in california?

if you own the bike?

Where can i get the cheapest car insurance if im 18?

93 prelude

18 Year Old Male's Car Insurance?

Hi, I passed my driving test in September 2010. I've been looking at insurance quotes for small run arounds like Renault Clios, Vauxhall Corsa's, Volkswagen Polo's etc but cant find anything lower than 6000, and thats without evening paying another 1400 for the car itself ! I've been thinking about getting insured on my dads Toyota Corolla, its a 1.4 diesel hatchback and he's had his license for 30 years and his premium is 400. If i were to get insured on it the price would be 2500, do you think thats worth it or is it better to shop around and get insured on my own name ? I just want to use the car now and then rather than using it regularly because i dont really need to right now..""

How can I report my neighbors for not having car insurance?

How can I report my neighbors for not having car insurance? My neighbors were both laid off from their jobs about three months ago. Earlier last week one confided in me that they were unable to pay for their car insurance and that they didn't know what they were going to do. I didn't take action then, because they were not working and rarely took their car out. However, the husband recently found employment and he has been driving the car EVERY DAY for the past week. They are nice people and we get along great, so it pains me that I have to do this. Who can I report this to? Should I just call the police station? Is there a way for me to verify that they were unable to pay for their car insurance (they were way behind in bills, so I doubt they covered it)""

I just got a great site for car insurance on here... lets go for dental.?

I now need some affordable dental insurance... please send me a site or two?

Im looking for people with private health insurance or no insurance?

if you have medicare, medicaid, or group insurance at work, dont answer. was it difficult to get insurance? who is ur carrier? do you have pre existing conditions?""

Car insurance if I don't drive?

My mom is taking me off of her car insurance policy since I no longer own a car, don't have a job to get one or pay gas, and don't even live with her anymore. Yesterday I got my drivers license address changed to my current address which is with my boyfriend. Now his family is making a big deal about it saying that even if I'm not driving, it's illigal to have a licensed driver living in their house with no car insurance and that I have to be under insuarance. This dosnt make any sense to me. Is it even true or are they misinformed? Please help!!!""

So why is car insurance expensive for anyone under 25?

I can understand someone who has just gotten behind the wheel for the first time ever, but I have been driving for 2 years without even a traffic ticket on record, and my insurance is still near 2.5 grand a year. I don't drive a sporty car either, I drive a 2002 Accord. And I still have to wait 7 years for my insurance to go down to a reasonable rate? doesn't this sound a little ridiculous? And don't tell me that an accident is bound to happen or unavoidable for someone of my age. My dad got in his first car accident at age 35. My mom has yet to get in one (well, one that doesn't involve being rear ended). My girlfriend's oldest sister, who is now 27, hasn't gotten in an accident either. I think it is flawed that the insurance companies are simply assuming I am going to get in an accident instead of assessing what kind of a driver I really am.""

New Driver Car Insurance?

Hi all, How does a new driver go about getting insured for the purchase of a new car? Having never been insured before, how would I go about legally driving away a car newly purchased? So the scenario is that I have sourced the market and located a car. It is a private sale or from a garage. I have never driven before and therefore never been insured on an vehicle. How do I go about ensuring that when I purchase the car I am legally insured/taxed? When looking online, they need all the details about the car before I can arrange insurance, but I cannot guarantee the details of the car until I have seen it in person, when I expect to make the purchase. Any advice/links would be great. Thanks""

Car insurance help please?

Can you give me a estimate on how much my car insurance would be if I get on by myself. I heard it'll be high. I'm 18, and have a Bonneville...thanks""

Which costs more to insure?

I'm 17, get okay grades in school, I guess, but I can always make it look like I got all A's. I'm insured under my grandparents and currently I believe it is around $20 a month or so to insure me on a 03 Galant, I was wandering (I am buying my own car) if I purchase a 97 Eclipse, would the insurance be more or less than a 93 GT3000 Mitsubishi? If so, how much would it cost?""

16 Year old Illinois Insurance Rates?

Im 16 now, and i may be buying a truck soon. Its a 1994 Ford f-150. Im trying to find where the cheapest rates are. I only want liability insurance because im short on $$$$$. Im not doing so hot in school so that will raise my rates a bit, but what would be my best bet and finding insurance?""

What would my car insurance run me for this?

Ok.....im 16 years old and just got my license. Ive been driving for about 3 years now. But now im legal to drive on the real road now. I have a 1996 mustang cobra 2d hardtop. All stock except it has flows on it. I dont have the first clue on what to do on insurance cuz my family doesnt have car insurance cuz they are crazy people who dont belive in that crap....thats what they say......but if anyone out there is a insurance agent or somthin...maybe you can help me...work with me on this....give me a range on what i could expect to pay with full coverage or just liability....that would be great..... thanks :D

How much is non onwers sr22 insurance in illinois?

I dont have a car and my license has been suspended.

I want my own car but my parents wont pay for insurance?

They say that they can't afford it but I know they can. They just don't want to pay for something that they think isn't necessary. Since they won't pay for insurance, I can't drive anyone's car. Not their cars, not a friend's car. So, my license will basically be useless. So I had this idea. After I get my license I'll buy a cheap car on Craigslist. I'll get a friend to drive it home for me. I'll threaten to drive uninsured, and if that won't make em pay for insurance, I'll actually go drive uninsured. Then they'll HAVE to buy insurance. Will that work?""

What would insurance costs be for a 16 year old with a crossover?

I want a new 2011 equinox, and I just turned 16. About what would my rates be if I were added to my parents insurance? I don't want a quote from a website like progressive because I have to give out my parents info and I don't feel comfortable doing that. Can anyone give me just a guess at what they think my rates would be per month?""

Which life insurance is the best one to get and the most affordable and reasonable? Is it the whole life

insurance? or premium life insurance? or term life insurance?

Does taking DUI class help reduce insurance rate?

I'm working on getting a driver license and wondering whether my prospective insurance rate will be lowered (even just a tad) if I take some DUI classes. I'm 19 and abiding in Georgia.

Dunlap Iowa Cheap car insurance quotes zip 51529

Dunlap Iowa Cheap car insurance quotes zip 51529

How much is insurance for a 2004 Nissan Maxima?

I'm 16 and this is my first car. I'm going to get liability and was wondering how much it's going to cost every month ? Thanks

More affordable health insurance?

I'm paying about $1100/month for health insurance through work (me + family). I've heard I should stay with the group plan but can I get just as good coverage with a private plan? And we may decide to have another child... do private plans cover pregnancy? any ideas would help

What's the best health insurance for a 19 yr. old?????

So here's the thing: I just turned nineteen last week, I'm no longer going to college, I have two part-time jobs. If I were still in college I'd be under my mother's insurance but that's not the case. And it's the law in Massachusetts (where I live) for every adult to have H. Insurance. So I'm in the process of quitting one of my part-time jobs. And the other doesn't give me benefits 'cause I'm part-time or whatever. So in the mean time I'm looking online, in newspapers, everywhere like crazy to find a good job that's full-time and gives me benefits that includes H.Insurance. So my question is what would be my best bet....Blue Cross Blue Shield, Pilgrims, what?! It has to be something affordable too right? 'Cause I'm no rich bank here. Please help.""

Will health insurance cover IVF procedure?

As of right now, my health insurance have been covering all of my wife procedure of IUI and her surgery for unblock 1 of her tube. But after 3 procedures of IUI and all are negative, I think my Dr will go to IVF next and just wondering if health insurance will cover the IVF procedure.""

How much does car insurance cost per month?

Do you know how can I find out the cheapest car insurance without having to find an insurance broker? So far I got geico, progressive and all state quotes online but I find it expensive. I want prices from multiple insurers. Thanks.""

How much would insurance cost for a 19y old with a corvette?

approximately?

Is it a legal requirement to advise your car insurance company of a speeding fine?

My 24 year old son has his car insurance renewal coming up soon, and unfortunately he picked up a fixed penalty speeding fine and 3 points on his licence for this first misdemeanour he has had in 4 years of driving. With his insurance still over 1000 for a 10 year old Rover 25! he doesn't really want anything to make this cost any more (it's not as if it is a serious offence). However, I have told him it is best to advise his insurance company of this offence as if they find out in future renewal years he has withheld this information, he may be penalised worse. What's the legal standpoint on this matter? Keep schtum or confess?""

Affordable health insurance?

i know this isn't a pregnancy question but i believe moms would know about their health insurance and this is the only category where i get an answers so thanks in advance moms! i dont have hundreds of dollars to pay for insurance. if i did i could go to the doctor without it. i need some health insurance that i can afford. anyoe have any ideas?

Were do i get classic insurance for 91 calibra 4x4 turbo.?

Were do i get classic insurance for 91 calibra 4x4 turbo.?

Car insurance?

okay i just got my license. and my friend and i want to go places..my friend is only physicaly able to ride in her grandmas van cause my friend is in a wheel chair like all the time ...show more

Car insurance Expired?

My car insurance will expire 12:01 am Friday. I owe a past due balance and also....for me to renew the total would be 353.00..I don't have the money so im thinking about just letting it expire and going with someone else. Will that balance go into collections?

Regarding Health Insurance?

If I leave my employer and I have a health insurance from united healthcare for myself + my spouse. WIll it be possible that I can continue getting the insurance coverage......If Yes, how much more would I have to pay then?""

""How much would it be if got allstate insurance for a new 2009 nissan altima. im 20yrs old, live with my parets?

my parents have allstate. this is my first car under my name.

Not declared 3 points on my license to insurance company is my insurance void?

9months after taking out my insurance I got done for speeding (sp30) 3 points on my license and I forgot to tell my insurance company. Today someone pulled out in front of me and hit my car, will not declaring my points cause me an issue with the claim? It wasn't my fault and my insurance company is looking to recover all costs from the third party. What do you think? Bit worried as insurance is arranging repairs, car hire etc and concerned about being stuck with a big billl if there is a problem with my insurance. Any advice greatly appreciated""

Insurance for ninja vs nighthawk?

I am planning on getting a small 250cc motorcycle either a kawasaki ninja or honfa nighthawk. i am 16 yo and this will be my first bike. will insurance for a ninja be alot more than insurance for a nighthawk? just liability i dont want comprehensive or collision.

""OK so i previously asked how much is car insurance uk,17yearold/girl, bmw compact sport 318.3door?

I ALREADY HAVE THE CAR...I just need to know roughly how much insurance will be next year

What is current on the insurance business?

Has there been any development or change? this is for a job interview

""How much would it cost to pay insurance, 16?""

my parents are with state farm, and im about to turn 16. my GPA right now is a 3.5. my sister is going to hand me down her 2005 scion xb, odo reads 135,334 right now, its in far conditions, no car accidents how much would it cost to insure it?""

Would i need car insurance?

(Only open to UK) i am a provisional driver using my dad's car. My dad is with me at all times and he has fully comprehensive insurance, i have been told that this then covers me also, is this correct or will i need extra insurance?""

I need health insurance?

I am a 21 year old women, healthy.. And I am in need of health insurance that wont cost me an arm and a leg. Does anyone have any suggestions.. I looked online, and every site suggested that united health one.. Does anyone have,or has had this insurance. Thanks""

I am looking for car insurance for a courier?

this is different from regular insurance.. is there any service that offers just courier insurance. one who uses their car to make deliveries

I got a police report...will my insurance get a hold of it???

My bf was driving and he doesnt have a license :( will my insurance get the police report...causing the rates to go up????

Hayabusa Mini Insurance. (Kit car?)?

I am a young driver and I was hoping to buy a Mini with a Hayabusa engine from someone like Z-Cars. I have heard that some people have got cheap insurance for them. I have heard of a 17 year old who had just passed his test got insured for a hayabusa mini for 1500 which is cheap for a 17 year old. I was just wondering if there is anyone has insured a Hayabusa or similar Mini for road use. If so how much was it and from which insurance company? Thanks

Should i Pay my Car Insurance Monthly or Annually?

Is it best to pay for car insurance annually or monthly? What are the advantages and disadvantages?

How much would car insurance be for a 16 year old to drive a 2005 Ford F-150?

I live in Arizona, I want a red or black 2005 Ford F-150 crew cab. Im not rich, my dads just got a **** ton of money cause he never buys anything. Im trying to get him to pay for the whole insurance but i really doubt hes going to. So please help me out, tell me how much me or him is going to have to pay.""

Dunlap Iowa Cheap car insurance quotes zip 51529

Dunlap Iowa Cheap car insurance quotes zip 51529

https://www.linkedin.com/pulse/progessive-home-insurance-quote-ashton-burch/"

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Salt Lake City Utah Cheap car insurance quotes zip 84106

"Salt Lake City Utah Cheap car insurance quotes zip 84106

Salt Lake City Utah Cheap car insurance quotes zip 84106

BEST ANSWER:  Try this site where you can compare quotes: : http://saleinsurancequotes.xyz/index.html?src=tumblr 

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trying to find cheap sr22 insurance, i juss read that its going to be required that i have it in order to reinstate my license. Been lookin around online for quotes and I was wondering what other people in similar situations are paying monthly and by which carrier. Thanks""

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I have recently been issued a Washington State Instruction Permit and was wondering if I need to be included to my mom's insurance before I can use her car to practice my driving? (I am of legal age already) Just want to know about the insurance thing. Thank you so much!

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I'm interested in purchasing cheap parts bikes directly from the insurance companies after a wreck. I am mostly interested in Harleys and I don't have any interest in these gimmicky websites where you pay a fee and there are not a lot of bikes. I've looked at ebay but these are usually bikes being sold from the person who bought it from the insurance company (ie premium). There are some public auto auctions, but these are usually only limited to dealers. But maybe that is my only choice?""

Car insurance?

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i received a 81 dollar ticket and lost 2 points last friday. im 16 and i was driving my moms car. the car is in her name and so is the insurance so since I got the ticket how will it affect my mom's insurance? i am not on the insurance nor on the title for the car.

How much would car insurance be for a 16 or 17 yr old guy?

im 16 now, ready to get my first car and drive, but i need a steady job to pay for my insurance. so being young and a male, how much should i be looking to pay?""

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I have a harley davidson ultra - its 800 yearly - my cars cost less. I am with geico

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Say you're newly married and the wife is pregnant. You have just bought a home and have a large mortgage. Which kind of insurance is best for a family, Term Insurance or Whole Life Insurance?""

Can a family friend put me on their car insurance?

So i live in the state of california. I have had my learners permit for more than six months now. I want to get my drivers license but due to the economic crisis my parents aren't able to pay every month to have me on their car insurance. A family friend has offered to put me on their car insurance, but what my parents want to know is if that is legal in the state of california or do I HAVE to be insured by my parents?""

Is there any insurance company that will insure horses 17 and over to cover illness.?

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Getting a car insurance even if you don't have a car?

I am 17 years old and turning 18 in 2 months. I have a permit in the state of New Jersey. Last Sunday, I made a small car accident. It was just few scratches on the other person's rear bumper. Anyway, the guy from an insurance company told my parents that I have to get an insurance as soon as i get my license even if I don't get a car. My parents can't afford to buy me a car anyway so I was planning to drive their car since I wouldn't have to get an insurance if I drive their cars. But the guy is telling me that I HAVE to get an insurance whether I'm getting my car or not. I have never heard of these things before. Can anybody explain to me why I have to get an insurance even if i am not getting car? And also, is there any other way I can solve this problem other than not getting a license? Because they're saying that the only way is not to get a license 'till I turn 21. And It would cost my parents way too much if i get my license. I mean I'm not even getting a car! Why do I need to get an insurance?""

Car insuance??

what highers your insurance and what are some tips to lower it??? I am a 16 YEAR OLD GUY so its gunna b high because of that i have heard if u have a ~sports car ~coupe ~yellow car ~if ur a guy ~if ur a teen ~if u buy a high profile car ~if u drive more than 40 miles a day ~if u have a bad driving record all these things higher the cost of insurance.... anything else and any tips?

How expensive to insure a 2002 Mustang?

Ok so I'm 18, turning 19 next month so im not totally a new driver, i've been driving for about 2 and a half years. I want to get this 2002 red Ford mustang, its a v6. I was wondering if the insurance is going to be crazy high, also its a rwd and the winters here get pretty snowy, would that be a factor in calculating the cost? I know I sound like the worst case scenario for insurance agencies (Young driver, Male, Sports car, Red). Will the fact that I have a couple of years driving experience lower my costs? Sorry if this is just rambling on an on, and thanks in advance!""

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I will be turning 25 in a couple of weeks and I was wondering if insurance companies let you stay on your parents car insurance at that age. I moved back home about 2 years ago to finish my degree so I live under the same roof. My parent's car insurance is state farm.

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This family of four consists of a mom, dad, a twelve-year-old girl, and a sixteen-year-old boy. The family is about to move into a new house. They also own two cars. Help the Martin family create an insurance plan. An insurance plan simply lists the types of insurance they have or will be purchasing. The plan may also include some details about the insurance. For example, it may list life insurance worth $500,000 or health insurance with ABC Agency. For your assignment, create an insurance plan for the Martins. Create an insurance plan. As you create the plan, think about all of the risks this family faces and how they can protect themselves from financial loss. Next to each type of insurance that you list in the plan, write one to two sentences about why you think they need this insurance. I'm not sure how to create an insurance plan, can someone give me some guidance? Thank you.""

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Salt Lake City Utah Cheap car insurance quotes zip 84106

Salt Lake City Utah Cheap car insurance quotes zip 84106

Car insurance question?

It it legal to drive my mother's car if I have my license and the car itself has insurance but it is under her name, not mine? I'm in Illinois and 18 if that makes any difference.""

""How much would my car insurance be, under 25?""

Im looking to get a car soon and im curious on how much car insurance would be. 2012 toyota corolla s im 18, female, Live in Florida Not married or anything, no kids Iv been driving for 2 yrs No accidents or tickets Also i have no credit (Ps whats a safe way to gain credit?) and i work at dunkin donuts. Thats all the details i believe i would need to know the answer.""

Car Insurance help please?

I'm 19 year old male. I got my license for the first time (1 month ago) in NC. I was added to my moms insurance (i don't have a car) and first they told me it was $300 every 2 months for me, now they are saying its $445. I am trying to save up for a car to buy in January and I don't drive my moms car. I asked the insurance company can I be taken off the policy and they said Turn your license back in or show proof of insurance with another company... I rent a car about once a week from ZipCar (Insurance included) and I don't want to turn my license back in. Anyone have any experience?""

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How does car insurance work?

I got a ticket for not having endurance but the car i was driving (my dads) does. Can i just show proof of insurance to get the ticket off or does the insurance have to say my name in order to be taken off? Example:: In that case how do you explain road tests at the dps for driving license? They ask for insurance of the car your testing in but clearly its not in your name since you don't have a license yet they let you drive it. What happens in case of an accident? Will it not be covered since the person behind the wheel is not in the document? Can i take off the ticket or not? Or is car insurance all about the person behind the wheel? Isn't it supposed to be for the car no matter who is driving? Please explain if i got it all wrong and have to pay the ticket

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Is 21st Century Auto Insurance a good company?

I'm asking because I just switched over from progressive to 21st and now I'm a little worried because I've seen a lot of negative comments on their facebook fan page and after reading some of the things about their roadside assistance works I'm wondering if I made a mistake. My policy with progressive didn't cover much and the one I have with 21st gives me more coverage for the same price so idk. Is 21st as bad as they're making it out to be?

Car Accident-Health Insurance?

I was in a low-impact car accident and went to the ER the next day to get checked up just incase. I went to my doctor because of back pain and when I mentioned I was in a car accident. They told me I could not go through my health insurance that it has to be through my car insurance. It turns out I have herniated discs and now my doctor has referred me to see an orthopedic surgeon but, I do not feel that the car accident was the cause of the herniated discs. I asked again if I can treatment through my health insurance and I was told by one of the office assistants that it is fraud if I use my health insurance. If I explain to my doctor that I fell down the stairs and insist that I do not want to through through my car insurance because I do not feel the car accident was the cause will he change his mind and refer me to the specialist using my health insurance or should I go through another doctor.""

Does any insurance company offer insurance for a classic/antique car that is not parked in a garage?

I'm looking to insure an old Ford pickup that I just restored. I don't plan on parking it in the garage every night and therefor wanted to find a classic car insurance policy that doesn't require a locked garage storage. The truck will only be used one or twice a week for pleasure so I don't want to get a typical insurance policy if I can get a classic policy for much less. I tried Hagerty and JC Taylor but have had no luck. Thanks

Car insurance excess reclaiming?

My car was written off back in sept 08 after two cars collided infront of me and one spun and wrecked the front of my car. Both parties are disputing liability and I have got nowhere ...show more

Need help with car insurance?

I am 19 years old. I am looking to to buy a car but the insurance is just too expensive. I would like a clio or a corsa. Does anybody know any schemes which I can get a lowered scheme because my quotes so far are 2500 + . I was told of company car insurance where you can get insured on a business and use that policy??

How much does insurance cost each month for a trolley/bus?

I was thinking of purchasing a trolley like this http://www.bargainbusnews.com/Buses/1774-2008SupremeClassicAmericanTrolle/

""How to save more money as a teen, for a car and motorcycle?""

I'm about to turn 16, and would like to save up for a reliable, cheap (2k-4.5k), good-looking, car. It has to be American, or anything other than Honda, Subaru, Toyota, Lexus, Hyundai, etc. cause dad works for GM. I am paying for the car on my own, most likely, but maybe I can convince parents to pay 1k or so. Money is tight right now in my family. Dad got demoted last year during GM's bankruptcy, and may get a promotion in spring. My Mom is opening a restaurant this year, which is going to cost a lot. I got a job in November at a brand new Kroger grocery store, where I get minimum wage and cannot work over 16 hours per week because I'm only 15. I have saved a little over 1.2k in the bank. I also have invested $500 of my own money this year into stocks, which are up a little. This might sound dumb to some, but I have dreamed of buying a motorcycle. I want a Kawasaki Ninja 650R. AND YES, I KNOW INSURANCE COSTS MONEY, (FOR CAR AND MOTORCYCLE) I'M NOT AN IDIOT. I also need to plan on how to save for that. Any tips, help, and info would be great! Thanks so much.""

Individual medical insurance plans?

I am getting ready to go into a contracting position and there is no medical insurance provided meaning I will have to supply the insurance for my family. Does anyone do this, and is the insurance deductible on the taxes? I am living in Indiana and the plan would cover 4 members including myself.""

What kind of insurance?

What kind of (liability) insurance would i get for a restaurant i'm thinking about opening? I don't know how to find out so if someone could suggest some to me :) Thanks!

About old car insurance?

i want to buy a 99 honda acoord and i need to know how much shuold i pay for insurance ?

Is it any difference between Insurance agent and broker?

Is it any difference between Insurance agent and broker

What is the absolute cheapest classic insurance broker in the uk?

cars 1960-1991

""Rover car 1996 and 1989ford transit van, one insurance?""

how much for comprehensive 1years Insurance for 40year's no claims, now aged 66years old.""

Insurance agents - Life insurance commissions?

Hello everybody, I am hoping to find life insurance agents working with different companies. my question is what is the commission I can accept to receive from different publicly traded companies what offere not only auto, home and others but also life and disability?? I am currently working with Mutual Company and I am a captive agent and only receive 35-55% commission on any life insurance produce i sell and it seems like it was important for me before to work for a mutual company and never was conserned about low commission, but I am also getting invoved with Auto and home insurances and i am hearing that these public companies offer higher commission and let me tell you now days I want to get higher commission becuase the industry has slowed down for me and I am interested to make the most out of what I do right now... any information about commissions with different companies would be appreciated.... I am open to any advise, suggestion, information, and comments.... thank you all""

62 year old mother wants to retire but has no medical insurance...Ideas?

My 61 year old mother wants to retire next year. She doesn't qualify for medicare till 65. She has diabetes and chronic bronchitis. How would she get affordable medical care if ...show more

What kind of insurance do I need.?

I am hauling different random thing for people that dont have trucks. boats, 4wheelers, farm equipment..... I would like to keep my regular auto insurance. Is there something that I can add or get a separate plan to where I can cover what ever I have in my truck or trailer. say up to 50,000.""

Salt Lake City Utah Cheap car insurance quotes zip 84106

Salt Lake City Utah Cheap car insurance quotes zip 84106

How much will my car insurance go up?

I just had my first accident. A minor fender bender where my car collided into the rear of another car. The damage to both our cars was very minimal. I have a puncture or two in my grille, other guy had black marks from where my license plate edge hit the bumper. My insurance is already going to cost me $900 to claim it because I'm under 25; now how much is my premium likely to increase to?""

Will lifting my Jeep affect my insurance rates?

I have a Jeep Cherokee, which is my daily driver, but I'm lookin into making it alot bigger, putting a 6 lift kit on and putting 35 tires. I dont know whether or not I need to notify my insurance company about this. I dont expect them to insure the lift or anything, but can I be dropped by them if I do not tell them? I'm not actually going to be taking the truck offroad (stupid I know, but its just for looks).""

How much should a 76 year old pay for liability insurance to drive a 17 year old/as good as new car?

I average about 1,400 miles a year.""

""If I reported someone for a hit-and-run, can my insurance company raise my rates?""

My Dad takes care of our family car insurance policy with Mercury. Recently, they have asked about an incident which matches the date of a hit-and-run which I reported to police. Someone backed up into my car while I was not-in-motion, waiting to turn left at a four way intersection. They refused to pull over or get out of their car, and sped off soon after, so I reported it to the police. Now, Mercury wants to talk to me about it. The problem is that my Dad is convinced they will use this against me to get more money from us, because I was the only party who reported the incident. I did not file a claim with my insurance company because the only damage was minimal. How should I best handle this? It seems absurd that doing the right thing-- reporting an irresponsible driver-- could result in a penalty for me, doesn't it?""

Falsifying Medical Insurance Papers?

My ex took my daughter to a dermatologist in California and he was to pay the bill. Come to find out his girlfriend works at the dermatologists office as the office manager and they lied on the paperwork they have you fill out. My ex used my insurance, my address and my last name and he changed his first name for the bill and then they had the bill sent to me!!! Is this not insurance fraud? My ex and his girlfriend are trying to open up an urgent care in California as well. Neither of them have a medical degree or background other than her running an office. How is this even possible when the falsify medical claims? Who do I report this to?""

Maternity Health Insurance?

We live in Santa Clara California; My wife is pregnant with our first child. I am a self employed contractor and she lost her job couple of month ego as a result we lost our health insurance. I am paying $600.00 a month for COBRA and it does not cover all the medical expenses. Any body knows reasonable health insurance that covers maternity expenses.

Willthe insurance cover me ?

If someone hit my car and it was their fault but i dont have insurance will my cars damage be covered?

How much would insurance cost for a Toyota Celica GT?

I am getting my license soon and I was looking at a Toyota Celica GT (most likely a 2001 or 2000) I am in high school and I am a girl. I heard that guys get higher costs is that true? thanks!

Health insurance?

i am 22 years old and i have no health insurance and a LOT of health problems. does anyone know any affordable health insurance plans that would cover pills or partial of the pills, doctor visits, or most of the doctor visit, and hospital bills. i live in new jersey""

How much will my car insurance go up if i claim a scratch? (newpaint?)?

Basically, i've parked up, and someones scrapedthe back end side of my car to buggery! They drove off and the restaurant didn't have CCTV in car park so all i can hope is there car is worse off. f**kers. Anyway, i need to sort this out, i'm a 21 year old male, i currently pay 74 a month on my insurance and am fully comp. My excess is very high, will i have to paint this even if it's just touching up the scratches?? And will i lose my no claims? I'm presuming it'll be cheaper in the long run to not even get my insurance involved? or what ?""

Health insurance for 18 year old?

I turned 18 at the beginning of this month. I want to get health insurance but all the places I've looked at so far said you have to be 19 and older. Nobody in my family has health insurance. I live in MD and I can't get state sponsored health insurance(even though I'm willing to pay for it) because I don't have a baby or I'm 19. I need health insurance for college but the one my college offers is too expensive for me. Help me

How cheap could i get insurance?

im 17, gonna be 18, no parking violations tickets or accidents whatsoever. the reason i ask is because the state i live in requires insurance.""

What car insurance is the best?

Ive seen plenty of ads all claiming they are the best, but which one is the best? Please do not speak about an insurance company if you don't have experience with that company.""

Life & house insurance on rented?

If you are moving into a rented property how does life insurance work as it usually goes against the cost of the home as it is paid off? Also, what about house insurance, would you just need contents insurance and take off building insurance as that is covered by the landlord isn't it?""

I am 20 years old. How do I get affordable health insurance?

I feel hopeless. I was diagnosed with genital warts, and I need to get them surgically removed but I need health insurance or else it'll cost me an arm and a leg. I'm so confused and I am panicking. I don't even know where to start. What do I do? I am about to move out of my mom's house in a little under 2 weeks and my mom doesn't have health insurance either.""

Does Anybody Know How Much Motorcycle Insurance Will Be In Alabama----Allstate?

I am 15

Anyone claimed their Car a Wreak through their insurance before? what happens exactly?

Ok, so my car has Hail damage ALL over it from a recent storm. I am covered for insurance but i wanna know what to do?! i can't call them at this stage cos they call centre is down :( SO, if my car is worth $30,000 & the damage is worth about $5,000 - $7,000 how do they work out if it's considered a wreak or not? My premium is about $1000 (cos i'm under the age of 25) so what happens if they declare it a wreak? Do i just get a cheque and then they take the car? or what? If anyone has had their car considered a wreak through insurance before, please enlighten me :) Thanks x""

What is a good but cheap small business insurance company for liability only? I'm in Southern California.?

I would love to hear from people who have experience with these companies...

I don't have car insurance but i have a license?

I'm confused, i dont have my own car but i drive my mothers car and THAT car has insurance. I dont get it, if i drive it do i need insurance under my name or is it good enough if the car has insurance under her name? I hope i havent been driivng illegally all along....""

How much does full coverage auto insurance for new drivers usually cost?

How much does full coverage auto insurance for new drivers usually cost?

New driver insurance?

im a 17 year old male, just passed my test and trying to get insured. i've been on all the comparison sites with all stupid quotes. Does anyone know any cheap insurance sites/brokers Please Help!!!!!!!!""

How much is an average car insurance?

I am a 17 year old male. I turn 18 October 4th. I have taken a drives education course which should reduce the price. My grades are great. I'm looking into getting a 2008 mustang and I live a mile from work. And i live in the state of florida. How much SHOULD my monthly car insurance be?

""Would car insurance be cheaper on a Honda Civic, a Chevy Cobalt or a Ford Focus?

They are 2005 model 2 door coupes. I am 25 years old and this will be my first car. I'm going to have to get full coverage insurance and I haven't had my license for that long. Also does it matter what color the car is? Someone told me that red cars have higher insurance(I'm getting a black car by the way). Thanks!!

What happens if your auto insurance gets canceled because you couldn't make the payment?

I have Esurance and I live in Florida where it is required to have car insurance. The policy is for 2 cars (mine & my husbands) and I can't afford the payment of $460 right now, which is due on the 13th, otherwise, they will cancel my policy. They can't give me any extensions. What happens if the policy gets canceled? How hard is it to reactivate it again? Is it harmful go have a lapse in coverage for a week or two (hoping of course that there are no accidents during this time). Both cars are financed and the finance companies require insurance as well... How bad will this screw me up? Has this happened to anyone? What did you do? Any advice would be great, and please don't tell me to just pay the bill, because I can't right now and it really sucks. I hate being broke.""

How can I learn how much money do I have to pay for short term disability insurance?

I am going to start a business. And , I have 11 employees . I would like to get short term disability insurance plan and long term term disability insurance plan for my employees, and life insurance too . How much much money money do I have to pay for this?""

Salt Lake City Utah Cheap car insurance quotes zip 84106

Salt Lake City Utah Cheap car insurance quotes zip 84106

""Looking for health insurance, not a discount plan?

I have MS and have not been able to find real health insurance. My state health pool will cover me but at $1300/mo. I've heard from a lot of discount plans and indemnity providers but am afraid of these. Any one out there have any ideas? Thanks!

Lowest priced car insurance for under 25's?

I am currently due to renew my car insurance, I am 23, and have been driving for 2 years. I have been looking on some comparison sites, however I know some companies are not on the sites and could be cheaper - any tips based on experience? thanks""

I need affordable health insures help?

I need affordable health insures help?

What are insurance points?

I got 2 tickets today in NJ.One was for no seatbelt and one was for speeding.It was for going 5 miles over limit!The speeding is 2 points.But my driver record is perfect,except for this speeding ticket. I know it gets reported to motor vehicles,but what about insurance points?How does that work?Will my insurance go up?""

How much would car insurance be for someone my age?

I'm 19 years old and I make about $700 a month. I'm a college student and I'm tired of having to depend on using my dad's vehicle to get to my classes. My concern is the car-insurance. I have a perfect record, but I heard that car-insurance companies stick it to younger people. Is there anyone about my age that could tell me what kind of car they have and the cost of their insurance, so that I can get a general idea of the going rates.""

I drive without insurance and got a speeding ticket ...?

Okay guys, I'm in a very tough situation right here. & before I get to the question, Yes I know I was stupid and I have learned my lesson. Okay, I'm 18 years old and had my license for almost a year now. My dad lets me drive his car (which is under his and my moms name) ... he knows I don't have insurance and still lets me drive (I guess it's because he's too cheap at the moment) ... One day I was coming back from college and got on the interstate to get home faster. Speed limit was 55mph but I ended up going 78mph (I live in Virginia by the way) ... Luckily the cop didn't mark me for reckless driving, just speeding. I showed him my registration and stuff during the time I got stopped but he didn't say anything about me having no insurance. I checked online and my fine is $200 for speeding ... My question is whose insurance will go up?? I don't have insurance ... will I get in trouble? I didn't tell my dad yet because he'll kill me. Thanks.""

Where is the best (and affordable) place to get Adult Braces in Chicago?

I need adult braces or something. I literally have fangs and a chipped tooth (yea its bad). I need to find a good dentist or orthodontist. Where is the best place in Chicago that is affordable or work with you for financing/payment plans?

Where can I find affordable car insurance in PA for college students?

I will be learning to drive pretty soon and I want to know the cheapest and affordable car insurance out there for students.

Licence and car insurance in different names?

I have recently married and have taken my husbands name. This means for ID purposes I have changed my last name on my driving licence. However out of spite I chose not to change it on my car insurance as it meant paying an admin fee and rather change it when it comes up for renewal in 6 months. Does the different names invalidate my insurance?

California insurance program help!!!!!?

i applied for insurance with them and they sent me back a letter saying i didnt qualify because i wasnt licensed continuously for prev 3 years.....ive been driving since i was 16 and now im 22 i had tickets prior but recently i obtained a dmv record and all of them are cleared ......but my license was suspened when i was 19-20 do you beleive this could have been why i was rejected?????

Would health insurance coverage for alternative health care increase consumer choice or decrease health care?

Would health insurance coverage for alternative health care increase consumer choice or decrease health care costs?

Is it legal for auto insurance companies to adjust rates based on where you live?

I live in California, and I thought it was now illegal to charge more or less based on where you live. Does anyone know the laws regarding this?""

How much is insurance??????????

i want to buy a used car/motorcycle but i need to pay rent and im scared my job wont cover insurance anyways how much would insurance be for 1 year? can i get a better deal also if we have a family plan thing or w.e i mean we got 3 cars and have insurance but i want my own car idk if my parents are up to pay but would it be cheaper if i put it under their name with the plan or w.e PS. WE DO NOT HAVE ANY DUI's OR CRASHES OR ANYTHInG WHATSOEVER that has to do with our cars getting hit or dmged or anything.

When do you have to buy car insurance?

When do you have to buy car insurance? I've just bought my first car privately and expect to drive it home next Tuesday. However, I'm confused about the insurance. When should my insurance policy start? Does it have to be next Tuesday, too?""

My GF just renewed her car insurance and has to pay an extra 55 a year for 3 years because...?

In June last year some halfwit drove into the back of her while she was stationary at a junction, no claim was made as an accident management firm was used to claim the money back from the halfwit, it was a no fault accident on the GF's part, she also had full no claims bonus at the time. So will every company charge her this premium or is it just her insurance company? This is so unfair!""

How do you get insurance on a scooter you don't know the make/model of?

I bought a scooter off of Craigslist, no title, just bill of sale. I want to get the title for it, but my state requires you to first have insurance on the bike/scooter before you can register it. I have no idea of the make or model, I know it's a 49cc and it is Chinese made. I checked the VIN and it is not stolen but does not give any other information on it. How do I go about doing this? Can I use a cheap insurance company like The General or something? Also, I am located in Colorado but I think it's pretty standard around the country of the same process. I'm looking to register it in my name, get the title and get a Low Power Scooter sticker for it. 10 points to the best answer!""

How much would insurance be on a Mustang GT for a 16 year old driver?

Please give me a price range. Not any comments like a lot or to much. Please give me a price range. Many thanks.

""When getting additional health insurance, why do I have to disclose that I already have other coverage?""

I have this lame health insurance plan through my employer, but my husband's health insurance plan is much better and covers a lot more... on the application they are asking if I'm already covered... Why do they want to know? Can he get in trouble for saying no? (How) can they somehow find out that I am covered by another plan?""

When a car is wrecked and the insurance people come to look at it.... ?

what value do they compare damage to in order to decide if it is a total loss.. for example, do they look at what the kelly blue book is on trade value?? or on the private party value (how much i can sell it for)??""

What are your rights if a person's car hits you and they don't have auto insurance?

This was a non-reportable vehicle accident. The person's car who hit mine was a manual and somehow came down the hill and hit my car. No one was in that person's car. But it rolled down and hit my car. I went to a dealer to get an estimate and it was about $955. I have car insurance, but the other guy doesn't. I have full coverage, but my deductible is $1000. What are my options? The owner of that car who hit me said that he is a mechanic and can fix my car. What should I do? Should I allow him or should I ask for his certification/license? I don't know if I can trust them either. I would rather have someone else fix it. Or should I just ask him to pay for the accident since he doesn't have car insurance? Is there a way where I don't have to pay anything? Any information what so ever will help out so much. Please give as much feed back as possible. I'm really looking for some possible answers.""

Cheap insurance in michigan?

Hi i live in Taylor MI and im trying to find cheap insurance for a 2008 ford focus

My cousin wants to go on my insurance?

i have my own third party insurance for my own car, my cousin owns a van but cant seem to get insurance because he has 5 convictions so he wants me to take out insurance on his van and go on my insurance, does anyone have any ideas on insurance companies for him or can anyone tell me if i agree to do what he wants will anything he do affect my insurance costs in the future?""

Good insurance companies for renters insurance in Florida?

I live near Jacksonville in Florida where State Farm does not provide renter's insurance. 1. What companies are good for renter's insurance in Florida? I will need coverage for Hurricanes also since I am in Florida. Geico gave me a rate of 131/year or about 11$ per month with a deductible of 100$. 2. Should I take an inventory of all my personal valuable items(bed, computer, chair/table), send copy of receipts/photos to the insurance company for their records as evidence that I have N items whose total value is M$ before I buy renters insurance from them or I should take an inventory and keep it in a safe place for my records in case i have to submit any claims later on? 3. By replacement cost coverage used in insurance policy ,does it mean if a laptop purchased worth 900 before five years had a config of 1.7GHz, 4GB RAM, 500GB disk and a claim is filed now(five years after its purchase) with a purchase receipt of a laptop for the same/similar config(but, whose cost would be 650 as tech products come down in price typically after five years and more so for an outdated config/model), that will be honored? Or, I could get any laptop worth 900(cost of original laptop) today and claim reimbursement for it from the insurance company? I am guessing it is the first scenario, but can someone please clarify? 4. Since my total assets are less than 5K and I don't have a car, is choosing a low deductible of 100$ a good idea? Or, I should hike to bring my premium down? 5. For items, like clothes, utensils I don't have any receipt since they are old(more than three years). Will that be OK in case I have to file a claim? The clothes are mainly 15-20$ pant/shirts I got from Walmart. Thanks""

Will my car insurance increase?

I received a ticket for failure to obey street sign, because I went down a closed road. I was wondering will my insurance rates go up because of this? This is my first ticket and have been driving for about 6 years. If I go to traffic school, will it stop the rate from going up? From what I have read online, some people said it does effect and some say no. I have Allstate and live in CA. Any info is much appreciated.""

""If i pay CASH for a street bike [motorcycle], do i still have to get insurance?""

certainly i wont have to get full coverage since it will be paid for, but am i required to get liability, as i would with a car? if you show me a link to a website that backs up your answer, i will select you for the best answer.""

Salt Lake City Utah Cheap car insurance quotes zip 84106

Salt Lake City Utah Cheap car insurance quotes zip 84106

https://www.linkedin.com/pulse/health-insurance-question-traveling-daniel-reynolds/"

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My 16 year old son had an accident in his 2013 Lexus ES350 a few weeks ago. I have been insured with Geico, however 2 days before the accident my coverage lapsed (I had to switch ...show more""

How much could I expect to pay for motorcycle insurance?

I am going to take motorcycle lessons, and once I obtain my license, I plan on buying a new Kawasaki Ninja 250R. Either a 2009 or 2008 model (cost is 4000 or 3500 dollars, respectively). I am 19 years old, and have a car, which I am the primary driver of, which cost a little bit over $20k. Insurance is a little under $3000n annually. I have heard that this might reduce my motorcycle insurance costs (if I get it with the same company?), but I am not sure. I have never been any type of accident, or speeding or any involvement with the police. Only one parking ticket for my entire time of driving (since 2008 July). And I live in Massachusetts. Any type of idea of the cost would greatly help, before I commit myself to the lessons and purchases and the costs. Thanks!""

So I'm a little confused about car insurance.?

So when the feeloaders who are generally poor and cannot afford car insurance, don't buy car insurance, which way is cheaper??? The gov't taxing me to purchase car insurance from the insurance companies for these freeloaders ? OR the insurance company simply raising my rates to cover the freeloaders ? You see, it seems to me that adding an additional layer of gov't beauracracy would cost more, but I have been told I am wrong. Am I wrong?""

High risk insurance companies in Ontario?

Hello all! I have fallen into the high risk category for auto insurance in Ontario and I need help in finding a company or companies that would be willing to sell auto insurance to me. I cannot seem to find any links on Google. Would anyone have the names of any companies that deal in auto insurance for high risk drivers? In terms of quotes, what are some quotes that anyone has personally experienced? As for background information, I have no accidents (knock on wood...) and no DUIs. Just one too many traffic tickets :-(. Any help would be appreciated, thank you!""

Term insurance or whole life insurance?

I want to get life insurance, but I am not sure whhich type of insurance I should get. I have done lots of research and majority of the research tells me to get term life insurance, but I am still confused to why. Here is a little about me: 30 years old, married, and have a baby. Non-smoker, and overall healthy, minus some arthritis. My first thought is to get whole life insurance because it definitely covers my family if I pass away when I am a lot older. However, I then hear that whole life is not a great investment - too expensive and lot of cost/fees involved, you don't really know how much of your premiums are going into your insurance and how much is going into the savings where the company invest the money. After hearing that, I think well term isn't so bad then. I get a lower premium for the same amount of life insurance. But then, I know term insurance only last a limited time. I see 30 years usually being the longest term life insurance. Well 30 years from now (considering nothing happens to me in the next 30 years), I will only be 60. That is still pretty young and then I wil have to renew my term insurance, but at 60, my premium will be a lot more than it would be right now. SO as you can see, I am at a lost and have no clue what to do. I would like some opinions, feedback, suggestions, etc, that would be much appreciated. (side note- when explaining which insurance is better, please explain in simple terms. I posted awhile back and I had some responses with very advanced insurance explanations that confused me! lol). ;) Oh, I do have life insurance with my company, but it's not much and I don't see mysefl staying with this company, so I prefer getting my own private life insurance.""

20 yrs old and i'm wondering how much insurance would be on a 600cc motorcycle in the Orange County area.?

I took a safety course and got my lisence a few weeks ago and i'm wondering if anybody can give me a range of how much it would be. I have a clean driving record and also have another car I could put on the insurance plan. Thanks

My daughter is 17 next week....where can I get cheap car insurance from? I want to add her on to my policy?

She will be an additional driver. My existing insurer has refused because of her age and inexperience.

What is the CHEAPEST homeowner's insurance around?

Along with flood insurance and car insurance, but the main thing is homeowner's insurance. They've gone up on us something fierce, and we don't live in a mansion. Affordable homeowner's insurance is the question. Thank you.""

What Are Low Cost Term Life Insurance?

What Are Low Cost Term Life Insurance?

What type of bike have the cheapest insurance?

Obviously a Harleys insurance is going to be huge, but what would be cheaper a 125cc supermoto, a 125cc naked bike or a 125cc sports bike? Also what make of bike would be cheapest like yamaha or Suzuki, but none of the Chinese crap""

Do you need to be full time student to be in your parent's insurance?

I'm a cancer survivor and on 5 years health watch on Kaiser. I just turned 22 yesterday and I have 9 units of credits in college. Do you need to be a full time student to be in my father's insurance? or did they changed the law? I live in Bay area California.

WHY is car insurance so freaking expensive?

We are insuring two drivers with clean records on a 99 chevy cavalier and a just purchased 09 toyota camry and we are paying about $2,000 a YEAR. Doesn't that seem like TOO much!?""

Car insurance keeps going up despite excellent driving record?

I have had car insurance through shelter for going on 4 years.ive had no traffic tickets at all no accidents nothing ! But yet my monthly amount keeps changing.It has went from around $92 then I added a my car alarm system got a discount it went to $72 for a few months.then to $82. For the past 4 months now I got a letter saying my next payment due is $107 . That $20 dollar increase.??? I'm getting very fed up with shelter I'm a new mom and it's hard enough to pay my bills as it is I recently got married does that change ur car insurance ? He has no license because of something that happened around 10 years ago . When i report I'm married is it going to help or hurt me? I do not have any intentions of adding him to my policy but just was wondering if I will get a discount from being (married) now? I know most company's give discounts because they seem to think married ppl drive more safely.

Best car insurance for my children while they're at university?

My two children (aged 20 and 18) have gone to university this year. They've left their car (VW Polo) at home. What is the best way to insure this car now? It's only getting used when they pop home, and a bit more over Christmas and Easter, probably summer too. However I can't find any insurance that will take this into account. I've got my own car, so theirs is just sitting there for 8 or 9 months out of the year. Does anybody know of any insurance providers that will insure a car while taking this into account?""

Where can i get the cheapest insurance for my car?

Where can i get the cheapest insurance for my car?

What's the best way for a 19 year old girl to get insurance through the Affordable Care Act?

I had full coverage medicaid(and dental) up until I turned 19, and my wisdom teeth have just recently come in and I have cavities in them because I can't reach them with a brush. I need to get them removed immediately and another beginning cavity filled. I am independent but I only have a part time job and I need to deal with this immediately. What's the best way to get insurnce through the affordable care act? Links & recourses would be appreciated. Thank you.""

Will I need SR 22 insurance?

Almost five years ago I got my license suspended in Ohio for a wreckless endangerment. As soon as it got suspended I did the classes I was required to take and paid my court fees. It took me a few years to pay all of my fines and the only thing keeping my license from being re-instated was the need for SR22 insurance. I never got the insurance. I'm now in California and looking to get my license back and I heard somewhere that three years after the suspension the need for the SR 22 bond drops, but I'm not sure if that's true or not? Does anyone know the laws for this situation in Ohio and will I still need to get the insurance in order to get my license unsuspended?""

""In NJ, Can you get a driver's lincense but not have car insurance or a car/drive? TEN POINTSS?""

I'm 18 years old, female. I've always wanted my driver's license. I have my permit that now expired. My parents won't let me get it because they don't want me to get into an accident and because they said insurance is sooo HIGH! Is it possible to pass my driver license test and not be on an insurance policy and not drive any car? Not drive at all, just own the license. I have a job and would get my own policy, but it would just be even more expensive!""

Has anyone heard of this car insurance company?

I'm trying to find this insurance company but it has a really vague name. It's called Ca. Auto Liab. It's on a California Highway Patrol accident report and they said it was a real company. I need to find their phone number and/or website. Has anyone came across this company?

northwestern mutual disability insurance quote

northwestern mutual disability insurance quote

What car dealers offer free insurance with their finance cars?

I am looking to get a car on finance with free insurance in the uk can anyone help or provide a link ? Thank you

How much would motorcycle insurance be for me?

I am 16 years old and have had my driver's license for only a month. I want to get my motorcycle license. I live in California, so I have to take that CHP motorcycle safety course. I was looking at getting a Triumph Bonneville. One that is less than 15 years old but not newer than 5 years. Maybe like a 2001 or something. On craigslist they are going for about 3-4k for what I'm looking for. What would my insurance be about? Just a broad idea is okay and just say a price, not to go on some website to get a quote cuz I don't want a quote yet.""

Where do i get health insurance in texas. im 18?

18 year old male. Parents dropped me. Sad day:(. Haha so where would I find cheap good health insurance :)

Question about changing term life insurance companies?

My term, no medical exam life insurance is almost up for the 10 years and it's going to renew higher than what I can get from another company, so I am going to apply at another company online and cancel the old one, but it says are you planning on replacing another policy? if yes, you can't buy this insurance, if no then you can buy it. I don't understand, why wouldn't they be happy to get another customer, is it illegal to change companies? I am in California. Should I just put no so it will accept it?""

Moped insurance for 16 year olds?

about how much would the insurance cost me for my moped, i'm 16, i have my provisional licence? x""

Car insurance question.?

If you are in an accident does your insurance company only pay to fix your car or can they pay you like cash for how much the damage costs?

Insurance or out-of-pocket?

The bumber and trunk of my new 2006 Honda Civic was hit by someone unknown when my car was parked in a lot. The damage is a sizeable dent. How much will it cost for a repair in the dealership? Is it better to pay it myself or let the insurance do it (worry about increasing insurance rate). Any other ideas will help? Thanks

Should i keep car insurance?

Car lot required full coverage car insurance to drive car off the lot. I just want the bare minimum can i switch to just liability? Or do i have to keep it?

Is $40.00 a month cheap for Full Coverage Insurance 2012 Kawasaki Ninja 250?

Is $40.00 a month cheap for Full Coverage Insurance 2012 Kawasaki Ninja 250?

Car registration and insurance on different names?

Ok. I'm plnanning on buying a car next week. I have a question. Is it possible to buy insurance on her name and then register the car on mine? If yes please tell me how?

Need low cost health insurance while pregnant?

I just found out I'm pregnant. I was not planning on getting pregnant but I am excited about it. My boyfriend added me to his health insurance that he gets through work. It will not start until January and it's going to cost us $500 a month.That is almost half of his monthly income after taxes. Does anyone know of cheaper plans through other company's that will cover pregnancy?

What are 1995 BMW 325i Insurance rates?

My cousin is giving me her old 1995 BMW 325i, four door, white. I was wondering what the rates would be for Farm Bureau Insurance in NC.""

Where can I find affordable Homeowners Insurance in South Florida?Mine filed for bankruptcy.Someone reputable?

Looking to find a reputable and affordable Homeowners Insurance Policy in South Florida. I dont have any claims pending and it seems that nobody is offering Homeowners in South Florida due to the hurricanes.I am covered until Dec 2006,then I need to find a new company as mine filed for bankruptcy.Thanks!!""

Cheap car insurance UK?

I'm a young driver 17 I have no provisional experience or pass plus Im a girl and I'm hopefully getting a ford Ka 2002-2003 Do you know what the cheapest place to get insurance is? I've looked everywhere! Any help appreciated :)

Car Insurance HELP? which would be cheaper?

im not asking for a PRICE,but which out of these 3 cars do you THINK would be cheaper on insurance for me. I am a new driver,I have good grades ( good student discount ) and Im going under my moms insurance. -2004 pontiac grand prix -2006 chevrolet impala -2006 pontiac G6 I dont need any websites to find cheap car insurance i just need opinions on which you think will be cheaper and why thanks! = )""

How does insurance either supplied by an employer or by the government drive UP the price of health care?

How does insurance either supplied by an employer or by the government drive UP the price of health care?

How much can i spend on a car with the money i make?

im 17 years old and i have a job that pays $8.30 an hour and i work about 16 hrs per week, and i also tutor afterschool, for $20 dollars an hour, for 6 hours, so i make about $240 a week, and im planning to get a car, but i dont know what car i could afford. how much money can i spend in a car if i have monthly car payments?, oh yea plus insurance. thanks""

Anybody self employed got medical insurance successfully in usa?

Hi I am self employed. Have anybody got single employee insurance successfully? if yes I will like to know who is your insurance carrier. I have precondition so I am declined individual coverage or premium is $1000/month. Thank you

Car insurance in another state?

i was wondering if your car is register in one state can you get insurance on it in another state w/o registering it in that state?

Can someone please explain health insurance to me?

I'm looking for individual health insurance and it is very confusing. Can someone explain what things like deductible, copay, and coinsurance mean? Also, what's the difference between a PPO, Network, Indemnity, and a HSA-qualified plan? Lastly, how do I know exactly what is covered before I apply? People have sent me things in the mail and I'm looking online and I was given a list of things covered, but then it says that this isn't everything and once I sent in my payment I will get a full list of my policy and coverages. That seems shady, and these are top companies like Aetna and Health America, so I don't think they would rip me off. Plus, how come these companies aren't offering a bundle plan, where I can get health insurance, vision, and dental all in one plan with one monthly payment?""

What is the minamum insurance required for a motorcycle in Arizona?

I just bought a bike and am looking at insurance, but don't know what all is required by the state.""

Does AAA have good auto insurance?

Does AAA have good auto insurance?

Is there a motorcycle insurance company in ontario that can give rates similar to progressive?

PLUS they have to be able to insure 16 year olds, and the rate i got from progressive was 1800$(thats reasonable..and its not full coverage its the middle one),, i have m1, and have a 08 zzr600""

Can Hit and Run increase my insurance rate?

I parked my car on the street and found on the next morning that it was hit. If I report this to the insurance company, will my premium get increased? It wasnt really my fault that somebody hit me. I have a perfect driving records and no accidents in the past 6 years.""

I can't get affordable health insurance until I lose 20 pounds?

I need to lose 20 pounds so I'm no longer obese. Then I can get into an affordable health payment program. Until then I can't afford insurance so I hope nothing major happens. I've started eating healthy by cutting sweets, fried, processed, junk, and fast foods. Eating lots of fresh fruits and veggies with moderate amounts of whole grains and lean protein. I drink mostly water but will have tea sometimes with a spoonful of honey. For breakfast we have plain oatmeal with fruit but no sugar. My calories are 1300-1600. I'm not very consistent with exercise. I aim for 45-60 minutes of cardio 3-5 times/week and 2-3 strength training sessions each week, but don't always manage all that. So considering that, how soon can I reasonably expect to lose those 20 pounds?""

northwestern mutual disability insurance quote

northwestern mutual disability insurance quote

Can a car insurance company find out when you were first issued your license?

I know its wrong to lie, BUT ,my insurance would be SOOOOOOOOOOOOOO much lower if I had been driving for longer. I didn't get my license until I was 22 and I'm 23 now, but they give me the rates of a teenager. I pay way too much!""

New driver and car insurance.?

I'm 15 and I turn 16 on dec 27 and I already have a car and I've seen a lot of car insurance companies commercials but I don't know which one is best. They say they offer great stuff but I don't know which one to go with. Please help me because I want to have my car protected I just don't know which car insurance company is the best one out there. Thanks for helping <{ *__*}>

I bought a car with no tax road and no mot and no insurance.?

hi there. iam one of the unlucky driver in london , i have bought car from acution few days a ago and i was driving it from biritsh car acution to garage where my mechanic can have look at it. i was in my way to garage and some one carshed in my car, police where there and i asked for my info and i give it to them, i have said everything as i am saying it to u guys. i just bought car didnt have time for insurance and mot and tax road im in my way to mot station where i can get one, and they toke my info and drive off. as i have been moved from my perviuos address i didnt got any letter from them which i meant to be in court, now i have other letter which shows i have to be in court by 27 march, i just wana know, what will happen and im i gona get any points and how much fine?? is there any prison for it ,, please help me is so important ,this matter is playing with my life at the moment ?""

How to handle a partial month of health insurance?

I currently am paying for a family health insurance plan with Oxford. The premium is $800 a month, due on the first of the month for that month's coverage, with a grace period of about 30 days. I am switching from a contracting position (where I pay my own insurance) to an employment position (with a very nice health plan) on 9/7/10. What I want to avoid is paying $800 to my current insurance company when I only need 7 days worth of coverage. I also want to avoid a lapse in coverage. Do I not pay anything until the 7th, when my new insurance plan kicks in, and them call them and tell them I am cancelling and only want to pay from the 1st through 7th? Or do I pay the full $800 and hope I will get a pro-rated refund? Thanks in advance!""

How much would it cost to insure an automatic Ford Fiesta Zetec for 17 year old new driver?

Want to buy this car when i pass and want to get an idea of how much the insurance would cost in England? Thanksss :)

How to get insurance check from mortgage when home owners did their own repairs?

Our home was flooded out in September. It completely flooded the basement and a few inches on the first floor of our ranch home. We had contractors replace the furnace and hot water heater and the electrical system. However, all the other repairs were made by our friends and families. We have all worked tirelessly for two months. The insurance company *finally* sent our check. The Mortagage company has the check and is telling us we need contractor estimates? We have completed all the work. The insurance company based the check and estimates knowing we were going to make the repairs ourselves. What should we do?""

How many babies will citizens be permitted to have once costs are fixed through insurance mediums?

How many babies will citizens be permitted to have once costs are fixed through insurance mediums?

Where can i get two wheeler insurance policies through online?

i need to buy insurance policies.

""Car Insurance claims, time limit to file claim?""

I got in a auto accident a few days ago it was a three car pile up. The guy who caused the accident was cited and his car was towed away from the scence. Out of all three cars his brand new lexus was the least damaged, my car on the other hand is a total. His insurance company progressive is telling me and the other victim there is nothing they can do as far as a rental car for us or payments for our medical bills or to fix or total out our cars until they speak with there client who is avoiding them. Is there not a time limit? Because I have to go to work, I have childern and I am pregnant so this is a bad situation for me, my insurance company is not going to pay for all the damages just a few so it would be pointless for me to file thru them. What can I do and expect?""

Electric Car insurance and teen drivers.....?

How much does insurance go up if you add a 17 year old with a learner's permit to your plan. I live in Florida and have Electric Car Insurance.

How much do you think my car insurance would cost?

I'm turning 18 in March and will be getting a car on my 18th birthday. I don't know what type of cr I'll be getting but I'll make sure it has good MPG. I'll be using my car for storm chasing. Do you think I'll get a discount since I'm helping the National Weather Service issue watches and warnings by storm chasing? What's the average cost of car insurance for my age group in Manatee county, FL? Sources?""

What Exactly Is Life Insurance?

What I mean is... If my Mom has life insurance on me, then when exactly do I receive the money? And can I spend it on whatever I want??""

What small cars are available as a convertible?

Now that a second child in our family has started to drive we think we need two smaller low insurance cars and I want to trade my large car in for one that my 20 year old can share with me. I have loved having a convertible and would still like that so was wondering if there is a car on the market that is: small low insurance convertible (preferably hard top) about 2-3 years old (pre-empting any ranters - I have no intention of letting my wildish 17 year old drive around in a convertible and my 20 year old girl is a good, tee-total driver who has now been driving 3 years.)""

How much does car insurance cost in California?

I know it varies but I just need a range.

Are you glad you have individual Health Plan?

I work freelance and I am looking into getting a health care plan. I haven't had medical insurance since elementary school but now that I'm approaching mid 20s, I wanted to prepare for the emergency, the 'just-in-case' situation. My problem is that I have a very negative impression on the insurance business and health care itself. I've gone to health clinic from a floating rib and I paid $300 to be told that I need to get tylenol LOL My relatives and friend went through some misdiagnose, multiple exams and charges. Some friends go through such a bull5hit time - one friend was charged $500 to borrow a blanket in the waiting room at a health care clinic and all she had to do was make a call and complain to cancel the full amount. We were baffled So.. they get paid $500 for lending a blanket? They take the $500 away if we complain? It's like complaining at a restaurant LOL!!! I maybe ignorant, but it makes me so upset to see people without insurance having such a hard time affording health care. Health care and insurance makes me feel like I'm giving into a manipulative scam - like buying a $120 clothing that only costs $5 to make. But incase I break my face crashing on my bicycle, I guess I need one. $500 for a blanket? I wonder how much X ray actually costs to buy, operate, and maintain. I'm sick to my stomach thinking about it. Anyhow, I know I'm ignorant, please enlighten me. Any positive experience on having affordable individual plan would be great. Thanks in advance.""

Which insurance company is better.. AllState or MetLife?

My husband and I want to get a 20-year term life insurance next week and will meet with some reps./brokers. Down the road we will probably add auto and home insurance. If you are a customer of either company do you recommend them in regards to their required premiums and quality of service? Your imput is greatly appreciated. Thanks.

Can you cancel a car insurance policy and take a new one with a different company the next day?

My girlfriend is currently paying 197 a month for her car insurance, but we did a quote with another company will all legit details and they have quoted her 880 for the year. Can i ring up and cancel her current policy and take out a new with with this other company? or are there issues With doing this""

Whats the website for high school sports insurance?

They use to give the application on paper but now it's online, I forgot the website, what is the website for it?""

What is the insurance company here in Los Angeles?

That has hospital, prescription,medical of any kind , office visits,ambulances, dental, with a deductable and monthy premiums that are not too high.""

Insurance costs for a 19 year old with a street bike in Nebraska.?

I am 19 years old and live in the state of Nebraska. I have never received any speeding tickets or traffic violations. I want to buy a Kawasaki ninja 650 or a Yamaha yzf-r 600 and I would like to know about how much insurance would be for that per month.

Is there anyway to lower insurance rates after a traffic violation is on file?

Is there anyway to lower insurance rates after a traffic violation is on file?

Car Insurance Renewal?

Dear Mates I have been driving for a year,The car that I have got is Micra 1 litre. Just received a letter from my current Insurance Provider. Letter says that my car insurance is 1807 for this year, if I pays Monthly. Which is about 300 more than last year. Even this year, I have got 1 year No Claim Bonus. What you guys think, is that OK or is it too much on this car? How much do you pays at the moment? Many Thanks""

Insurances for starting a small business?

What are all the difference insurances for starting up a business? Please include a source or proof of your numbers

Affordable nuvaring/other birth control?

I was using nuvaring for about the past 6 months and it's working really well. I got laid off from work and cannot afford to pay because I no longer have insurance. I called the ...show more

Please suggest cheap health insurance for couples.?

Which insurance company offers the most affordable health plan for couples?

northwestern mutual disability insurance quote

northwestern mutual disability insurance quote

Insurance after admitting responsibility car crash?

i have admitted responsibility at the scene when i crashed my car into someone elses. i have since found out that it will make my insurance go up horrendously. yikes!! how much is my insurance likely to go up? im worried

Does anyone know an insurance plan for health and dental?

I am in need of health insurance and dental and i a in between jobs does anyone out there know a decent affordable insurance company that offers help to people like me thank you in advance

How much is insurance on a lamborghini?

I'm 16 and thinking about getting this as my first car and just wondering the insurance.

What would the cheapest car to insure be (uk)?

any suggestions on what would be a cheap car to insure for a new driver (18)

What is the cheapest DUI insurance in california for a male when i become 18?

I just want liability for other drivers and i will get a crappy car so i dont need coverage for it. & I am 17 now. Am i able to get insurance if i don't have someone 18 or older sign for it? any ideas? Thank you

A rough price of my insurance?

I was wondering how much will it cost for me to insure a 1.4-1.6L car.

How can I get insurance to cover at home birth through a midwife?

My Insurance company is saying that they will not cover an at home birth through a midwife, although they do cover midwife care. I do not want to pay for it up front if I am not certain I can get most of the cost reimbursed. I am admit on doing an at home birth as long as it is safe for the baby. I keep hitting a wall with insurance, what can I do?""

""Just got my drivers license, what's next? how do I get insurance? where do I go?

I'm 19 and I finally got my drivers license :P but I don't have a car. but I need insurance 1. How do I get insurance? 2. Where do I go for Insurance? 3.What do I have to take with me? I need to get a car so... 4. How much down payment do you think is good? like would 1000 do it ? I dont have money. :| 5.can I get loans? or should I get loans? Thanks 4 helping ;)

Affordable Health insurance Ideas?

I enrolled in health insurance that is costing me 92/mth BUT I'm really feeling it as I have many other expenses. Can anyone suggest any low price healthcare insurance for me. currently with Coventry. I need an insurance that has good therapist that make home visits. Thanks

Car insurance from abroad?

It might be a simple question, but I can't figure it out. Is it possible to have and drive a car in the UK and have a car insurance from a foreign insurance company (e.g. German or French) on a permanent basis? If not, what is the reason? If yes, do you know any foreign insurers who do it?""

Where can i find cheap auto insurance in buffalo ny?

looking for insurance for my dodge caravan

How long should I get a term life insurance policy for?

I'm researching term policies to cover the shortfall for life insurance from my work. How long is reasonable to get a term policy for? Term to 60, 75 or 100 years?""

Car insurance... ways to lower it?

I know there are many variables but I've found the cheapest insurance company for me and adjusted various thing to lower it, all things are still true to me, but I'm currently looking to pay around 2400 I have found cheaper insurance for around 1400 bit then looking to pay around 1200 for the car, I bought my car for 80 as it was a family members car and needed work, but its all repaired, so the money id spend on a car wouldn't make up for insurance, also I've found insurance cheaper for my car but has a black box fitted to the car if I do that, but I may want to drive later than 11.00pm""

What is the cheapest car insurance?

I passed my driving licence in August 2012 and i want a small cheap car?

Why is it so cheap to live in America? but your hospital treatment is so expensive?

do these insurance schemes really cover you for major surgery?

Best car and insurance for 18 year old?

Hey, just looking for some advice for the cheapest possible way to get a car and insurance (not necessarily together) for less than 4,000 a year? I knows there's schemes like Young Marmalade, but I'd rather know what's going to happen with my insurance after the 1st year, but at the moment they do seem like the best option. Any help appreciated! :-)""

Car insurance help please ?

Basically i have bought a car and i need to insure it as my dad as the main driver as he has 20+ years of no claim bonuses and it bring the insurance price down to a manageable payment for me.the problem is that its not with the same company that my dad is currently with and he doesn't have any recent renewal quotes so i don't have proof of his no claims bonus.how can i get proof and will i need the proof before i try to get the insurance ? im 18 and a first driver so i really need my dads ncb to be able to afford insurance

Could someone tell me what is needed to create a car insurance comparison website? Thanks?

Could someone tell me what is needed to create a car insurance comparison website? Which programs would i need to use and to create what part? Thanks for your time

How much would the average cost of car insurance for a 16 year old male in ohio be?

How much would the average cost of car insurance for a 16 year old male in ohio be?

Which is a better career..A realtor or A insurance agent ??

what the average income of a insurance agent?? who makes more money??

How much do you pay for full coverage?

I pay 375 for my car note a month and 250 for full coverage a month. Does this seem about right? I'm 20 and about 8 months ago I had gotten a ticket for something I didn't do and finally went to court and was proven not guilty. But I don't know if state farm insurance was high because of my age or because of the traffic ticket. Maybe both. Would I be able to get a cheaper price anywhere else. I'll be 21 in 6 months.

I am looking for Gerbers Babies Life insurance?

Gerbers Baby foods sell life insurance for infants

Car Insurance weird Price? help?

okay im 23 years old been had my drivers license for 3 years. im searching to insurance a 973cc corsa my quote has come 1700 so i thought i make my dad main driver and put it on his name his been driving for 18 years and with 9 ncb the insurance came up to 2500 ? whats happening here my dad hasnt had no claims on his insurance

What does insurance go by?

someone said insurance is determined by the weight of the vechicle. Can't it be by the age of the vechicle? Or the driver?

Question about health insurance!!?

Can a health insurance company cut your coverage while being treated for depression?

northwestern mutual disability insurance quote

northwestern mutual disability insurance quote

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