#best credit card processing fees

[creditcardzy]

Credit Cardzy: Discover the Best Credit Card Processing Fees

At Credit Cardzy, find the best credit card processing fees tailored to your business needs. Explore transparent, cost-effective solutions for seamless transactions. Compare and choose from a range of competitive rates, ensuring optimal savings and efficiency. Trust Credit Cardzy for expert guidance and discover the most suitable credit card processing fees that align with your business growth goals. Streamline payments without compromising on quality or affordability.

[merchantservices444]

Card Processing Solutions

[realdirtfacts]

Selling your merch and shipping from home with Fourthwall

I've been selling @shiftythrifting Junk Boxes - our curated secondhand mystery boxes - since 2017 using different platforms with different levels of success. I moved to Fourthwall in 2022 and my teeny tiny business has only grown since then! FW is free to use and you get ALL the money from your home sales save for the credit card processing fees. I don't miss the fee structure from our previous hosts, so I thought I'd write up a little guide on how easy it is to get started.

Things you need to start shipping from home:

A scale, and it doesn't need to be an expensive or large one! Even a kitchen scale works for small stuff.

Packaging and packing materials for the product(s) you're selling.

Access to a post office and/or a printer.

Funds set aside for postage. You'll get this money back with your Fourthwall payout when the month rolls over.

(Optional but handy) A ShipStation account.

Make yourself a store if you haven't already. You can sell print on demand, digital stuff, and your own inventory in one place but today we're talking about selling from home, so add a product and pick the middle option.

You can customize everything about your product on this page, from adding size and color variations, the materials used to make it, size charts, inventory, and more. Get an accurate weight of what you're selling in its packaging and add that here. Hit save and you have your first listing. Gonna be selling a variety of products? You can duplicate the listing with the meatball menu! Change the name, photos, and anything else that needs changing and have your second listing up in a couple minutes.

Didi protip: I like to put people's reviews right in the listing. Lots of photos help sell your product, but there's nothing like a positive review from fans!

Fourthwall's Collections feature lets me put my Junk Boxes in their own little section where I can set them to hidden or mark them sold out if I get sick or am on vacation. This lets me easily turn the self-fulfilled part of my store off while folks can still purchase print on demand and digital stuff and sign up for memberships.

Didi protip: If you are in the US, the US postal service will pick up your outgoing packages free of charge on any regular mail day. Just set up a pickup on USPS.com!

When you've made your first sale, you can either make the label yourself or connect directly to ShipStation through Fourthwall's app integration. That's brand new and I love it so far. My labels pop up in ShipStation about 24 hours after a purchase, giving people a little window of time to adjust their order or make changes before I ship it.

At that point, all that's left is handing it off to the postal carrier of your choice! Boom, you're done!

A final note from me, I moved ShopShifty to Fourthwall so I could have one address for ALL my merch instead of splitting it between Patreon, a print-on-demand store, and the Junk Box store. It's proven to be the best choice I've made in years and has saved me a ton of money in marketplace fees, Paypal's cut, and web hosting charges. This has genuinely been the easiest way to sell my merch!

[lesbianashleywilliams]

So those of you who have been following me may have noticed that I all but disappeared for about three months...well, that's because I've been planning to go to Japanese language school, and the wheels have really begun to start turning!!!!!!

I have been given the opportunity of my lifetime to be able to attend a Japanese language course at the International Study Institute in Tokyo's Shinjuku Ward. The course runs for a year, with the opportunity to extend it to two years, if my grades and money are sound [insert sound of children cheering here].

Being able to study Japanese locally and long-term has been a life goal of mine since I was fourteen. Though I'll probably never be able to fulfill my teenage dream of being an interpreter/translator for expats, this feels like the next best thing. Due to suffering from several comorbid chronic conditions that have majorly altered my life, most notably the beast known as systemic lupus erythematosus, I will probably never be able to seize another chance like this ever again. I won't be going in as a total novice, as I was able to take a year's worth of 1000-level Japanese language courses in college…before I had to drop out…… Since then I've been self-studying and using language exchange apps for practice, but nothing will beat the experience of using it in the day-to-day.

At this point in time (January 2024), my first six months of tuition have already been paid for. I am currently in a quiet waiting period while I wait to get to the next steps of the Certificate of Eligibility/Student Visa process. Before that, though, I need to secure my flight and housing. For the sake of my health, safety, privacy and comfort, a sharehouse will not be an option; I will have to seek a private apartment. I am here today to request assistance with the aforementioned flight and initial housing costs. It's still too early to commit to either of those, but:

The average cost of flexible one-way flights from where I am to either of the two Tokyo metro airports (Haneda and Narita) is running around $1200

I am doing some preliminary apartment scouting and am hoping not to exceed $800 per month (I will be traveling with suitcases and will need to properly store them). The apartments I am looking at do not require a security deposit or key money, but will probably come with a guarantor fee.

Now because I'm not going over there through one of the more common avenues - through a university or a job - I have to do it myself. Real life has meant that I've had to dig into my bank balance a bit, and after paying for the first six months I'm a little under the 2 million yen (~$14k) threshold that Immigration likes to see for a year's study. I'm lucky enough in that I will at least have a regular source of (unearned) income, as well as a financial sponsor; it's just the bank balance, flight, and accommodation that are hanging me up. Right now I am setting the initial goal at $3000, but I expect to move those goalposts at least once. Any extra will go towards a flight home for the Christmas holidays in December. After that, it'll go towards paying down my credit cards as much as I can prior to leaving the United States.

I can provide my conditional letter of acceptance from ISI, as well as the school invoice and receipt of the bank transfer for the first six months of tuition upon request (identifying information redacted, of course).

Because there's still a couple of months until I'm set to fly out I put together a GoFundMe (now that's a name I haven't used in a while) to idly collect whatever help I can. At the very least I just need this post to circulate enough to eventually cast a wider net outside of Tungle.hell.

GoFundMe

If you can't use GFM, V3nmo and P4ypal are also options:

V3nmo: @/venus3palette

P4ypal: @/fantasytheater

Again: I'm not in that much of a hurry, and the situation isn't dire! Thank you for combing my wall of text!!!!

[hello-vampire-kitty]

Servamp online kuji: how to get the merchandise

There are new Servamp merchandise that can be obtained through online kuji (lottery)

(h)ttps://kujibikido.com/lp/servamp/?utm_source=twitter&utm_medium=social&utm_campaign=twi

Tumblr has a problem with links, remove the () from the adress to go on the kuji website.

I'll try to provide some help if you would like to obtain them, based on my experience ordering stuff from Japan.

To start off, the kuji will start on December 1st and will last until December 29th (Japan time).

One draw costs 770 yen.

Estimated shipping time: Ships around early March to early April 2024

Alright, so how kuji works is that you have categories, this one having from A-D and another one called S. Each category has different merchandise and you cannot choose the item you want, so if you wanted an item with a specific character within the category and you don't get it on the first draw, you'll have to try again until you get it.

From what I have seen on the official website, if you only get the S category, you can select between these two framed artworks.

Category A- Acrylic stands

Category B- Half tapestries

Category C- Acrylic charms

Category D- Can badges

Okay, so like I mentioned, it's been a while since I bought things from Japan and only once did I get stuff from kuji.

If you never bought from Japan before, you're gonna have to look into a proxy or forwarding service. They're middlemen basically that will ship items where you live because most shops in Japan do not have international shipping.

A proxy service is where you will have everything handled by the service, from buying until shipping your items.

This method is for those who are not confident to handle part of the processes themselves because they don't understand Japanese.

Proxy might also be the only option if for some reason, you want to order stuff within Japan to be delivered to the middleman's warehouse, however your debit/credits cards might be rejected. (not many online stores offer Paypal or Google Pay. Animate Japan has Paypal, I got Servamp merchandise from there).

So if you try various cards and none of them will work, then you have to use proxy service because some shops might reject foreign cards.

If there are stuff that you want from online stores that sell second-hand items (such as Mercari) or you want something from auctions, you have to use proxy because you need someone in Japan to discuss with the sellers.

You need to look into services and see which ones will be best for you, based on their handling fees and what things they can do on your behalf, like the stuff like I mentioned above.

So, I summarized the proxy service and there's another one called forwarding service that I mainly used in order to reduce costs, because shipping isn't cheap...

The main difference about forwarding service is that you handle the buying part. You make the necessary accounts on the websites where the merchandise is sold, maybe even have to reply to messages...

If choose this option, when you create accounts on websites, you have to use the shipping adress provided by the forwarding service.

Once you set up the accounts and succeed in making purchases, the items will be delivered to the warehouse in Japan, to the middle-man.

So, this is the option if you want to save a bit of money. You can't do auctions or buy from second-hand shops because they are bit more complicated and you would need the help of someone living in Japan.

I hope this helps! You gotta look into these services and see their offers. Wish you good luck if you will try getting the merchandise!

[mckitterick]

~ vintage internet ads ~

GE introduces GEnie. Your low cost way to get on-line, and stay there (1985)

Here's Genie!

(most of) the ad text:

Imagine having access to quality personal computing SIGs, software, CB simulation, E-Mail, and games at 1200 baud. But paying only a 300 baud rate.

GEnie stands for the General Electric Network for Information Exchange. It's a part of General Electric Information Services - the world's largest commercial tele-processing network. And now the power of GEnie is available to the home computer user.

The High Speed GEnie.

GEnie can take you to new highs in speed and keep you there. Because our non-prime time rate for 300 or 1200 baud is only $5.00 an hour. That's up to 60% less than you're paying now.

So when you're wrapped up in a computer group, or heavily into serious conversation, you can keep your eyes on the screen, not on the clock. (More good news: no minimum monthly charges, the sign up fee is just $18.00, and new subscribers get three free hours until December 31, 1985.)

What wishes Can GEnie grant?

GEnie has most everything. Including LiveWire CB simulator, Round Table SIGs, bulletin boards. GE Mail, classic games like Castle-Quest and BlackDragon, conference rooms, newsletters, and more.

Get on-line with GEnie. And stay longer, for less.

More SF fans materialize here (1989)

* * *

1) Set your modem for half duplex (local echo) at 300 or 1200 baud.

(most of) the ad text:

Genie's SF & Fantasy Round Table is your best online resource for science fiction, fantasy, horror, and comics. You'll meet people who share your interests, including some of the hottest SF writers, actors, directors, and artists. So sign up today. It's as easy as 1,2,3.

2) Dial toll free 1-800-638-8369. Upon connection enter HHH.

3) At the U#= prompt enter XTX99694,GENIE then press RETURN. Have a major credit card or your checking account number ready.

We bring good things to life.

* * *

non-prime time rate for 300 or 1200 baud for only $5.00 an hour, whatta bargain!

FYI: 300 baud = 300 bits (~30 characters) per second. by comparison, today's 1GB/second high-speed internet is equivalent to 1,000,000,000 (one billion) baud, or 3,333,333 times faster than 1980s high-speed internet

the internet sure was A Thing back then

[numgenius-ai]

Urgent Update: Indian Users Cooperation Required for Bank Card Review Process

Subject: Immediate Action Required for Account Review ​ Dear NumGenius AI Community,

In light of the recent security concerns we've shared, we are now initiating a critical step in our response plan - the Bank Card Review Process. This measure will be vital in ensuring the safety of your funds.

What You Need to Do:

Bank Card Review Cooperation: We urgently request all members to participate in the bank card review process. This step is essential to ascertain that the withdrawal operations are genuinely conducted by you, the account holder.

Process for Unlocking Withdrawal Bank Cards: Upon completion of the review, your withdrawal bank card will be unlocked. We are dedicated to making this process as swift and seamless as possible.

Reimbursement of Review Fee: We understand that this additional step may be an inconvenience. To show our appreciation for your cooperation and understanding, the review fee incurred during this process will be automatically credited to your NumGenius AI balance wallet. This amount will be available for immediate withdrawal.

Why This Step is Crucial:

Security Assurance: This review is a vital part of our enhanced security measures. It helps us to verify ownership and prevent any unauthorized access to your funds.

Restoration of Services: All members who have completed the review can withdraw money immediately, and we will urge banks to complete the transfer quickly;

Support and Assistance:

Guidance Through the Process: If you require any assistance or have questions about the bank card review process, our customer support team is readily available to guide you through each step.

Stay Informed: We will continue to provide updates and guidance throughout this process. Please keep an eye on official communications for the latest information.

We apologize for any inconvenience this may cause and thank you for your prompt cooperation in this essential security measure. Your understanding and swift action are integral to the collective security of all our members.

Together, we can ensure the safety and security of our community. Thank you for being a valued part of NumGenius AI.

Best regards,

NumGenius AI Team

[exchangeunited]

Are you looking for a platform where your trading ideas can flourish? Look no further than the Stay Connected United Exchange's Community. Trade like a legend on the legendary Crypto Exchange. United exchange is a simple platform that you can use to sell and Buy Bitcoin, Ethereum, and other cryptocurrencies and store them in our secure wallets.

Bitcoin, a global cryptocurrency was invented in 2008 by an unknown person or set of people using the name Satoshi Nakamoto which was primarily invented to be used as a medium of exchange in place of the fiat currency (INR, USD etc). The developers of Bitcoin hoped it to be backed by countries.

Bitcoin enables peer-to-peer transactions. The only difference is you don’t have to pay high transaction fees, and there is no centralized authority that regulates the working of Bitcoin. It uses the SHA-256 algorithm to ensure security.

While sending and receiving the money using Bitcoin, the anonymity of the user is maintained. It allows individuals to own their own money (without dependence on banks) and aims to bring financial stability for people who live in countries with unstable currencies.

In totality, 21 million bitcoins can be mined, whereas nearly 18 million coins have been mined. Once all these coins have been mined, the supply of bitcoins will be exhausted and the prices go up in this anticipation. At the moment, one BTC costs around 43, 58,343.74 Indian Rupee (INR), which would change the very next moment.

How to buy Bitcoin at United Exchange?

Once you have registered on our platform and completed the process of the KYC. Here are some simple methods by which you can buy Bitcoin on our platform-

Directly using your Credit card: United Exchange offers the safest route for your banking transactions, where you can buy Bitcoin directly using your Credit card. Remember to fund your account beforehand with FIAT Currencies. The process is quite short and simple. If your account has the necessary funding, all you need is to go to the deposit BTC option by click on the ‘deposits option’ on the main page and buy the desired amount of BTC.

Follow the steps written below, when you want to deposit money in BTC at United Exchange.

1. Log into your account and click on the ‘Deposit’ option on the top-left side of the screen. A page like the given below would open. Then click on ‘Deposit’ encircled in yellow.

2. A window like shown below would appear. Click on the ‘Confirm’ option.

3.After clicking on the confirm option, a new page would appear with a QR Code and a unique link, which you would copy to transfer Bitcoins.

How to store Bitcoin?

We are done buying the BTC, now the most important thing is to store. The best option is to store in “Wallets”-esp., Cold Wallets (just like the one which UE provides), which are 100 hack-proof and offline.

Now what?

There are a plenty of options available on United Exchange on what to do with your BTC. These are referred below-

Holding: You can hold BTC on UE for as long as you want, or as long as you think that the prices are going to increase. Simply store them in our ultra-safe cold wallets.

Trade: There are more than 30 crypto-currencies available at our platform, most of which are tradable with BTC. So, GO AHEAD, and trade all you want! Not to forget we charge a very minimal trading fee of only- 0.2%.

Send: Easily send anyone, anywhere around the world, which have BTC Balances in their wallets.

Enhance knowledge: Visit our website’s main page United Exchange Blogs and read extensive blogs about Crypto and all related concepts. Don’t worry! We update them regularly!!

[harry-w123]

Seamless Transition: Best Practices for Website Migration to Shopify

In the ever-evolving landscape of e-commerce, staying competitive requires not just a robust online presence but also adaptability to emerging platforms. As businesses strive to enhance user experience, streamline operations, and optimize sales, many are turning to Shopify for its user-friendly interface, extensive customization options, and powerful marketing tools. However, migrating an existing website to Shopify can be a daunting task if not approached strategically. In this comprehensive guide, we'll delve into the best practices for a seamless transition to Shopify, ensuring minimal disruption to your online business.

Thorough Planning and Preparation:

Before embarking on the migration process, it's crucial to conduct a thorough assessment of your current website. Identify all existing content, including product listings, images, blog posts, and customer data. Take inventory of any custom features, integrations, or third-party apps that may need to be replicated or replaced on the new platform. Establish clear goals and timelines for the migration process to keep it on track.

Choose the Right Shopify Plan:

Shopify offers a range of plans tailored to different business needs, from startups to enterprise-level corporations. Assess your requirements in terms of product catalog size, expected traffic volume, and desired features to select the most suitable plan. Consider factors such as transaction fees, credit card rates, and additional services offered within each plan.

Data Migration and Integration:

Transferring your existing data to Shopify accurately is crucial for maintaining continuity and avoiding disruptions to your business operations. Utilize Shopify's built-in migration tools or third-party apps to seamlessly import product listings, customer information, and order history. Ensure compatibility with any existing integrations or third-party services your business relies on, such as payment gateways, shipping providers, and accounting software.

Design and Customization:

One of the key advantages of Shopify is its customizable design options, allowing you to create a unique and visually appealing storefront. Choose a Shopify theme that aligns with your brand identity and offers the features you require. Customize the design elements, layout, and color scheme to reflect your brand's personality and enhance user experience. Leverage Shopify's drag-and-drop editor and CSS customization capabilities to fine-tune the design to your liking.

Optimize for SEO:

A successful website migration should not only maintain your existing search engine rankings but also provide opportunities for improvement. Prioritize SEO best practices throughout the migration process, including:

Properly redirecting old URLs to their corresponding new URLs using 301 redirects to preserve link equity and prevent 404 errors.

Updating meta tags, headers, and image alt texts to optimize for relevant keywords and improve search engine visibility.

Submitting updated sitemaps to search engines to ensure they crawl and index your new Shopify site efficiently.

Implementing schema markup to enhance the appearance of your site's search results and provide rich snippets to users.

User Testing and Quality Assurance:

Before making your Shopify site live, conduct thorough testing to identify and address any issues or inconsistencies. Test the functionality of all features, including product pages, navigation menus, checkout process, and payment gateways, across different devices and browsers. Solicit feedback from beta users or employees to uncover any usability issues or bugs that may have been overlooked.

Launch and Post-Migration Optimization:

Once you're confident in the stability and functionality of your Shopify site, it's time to go live. Monitor closely for any post-migration issues, such as broken links, missing images, or discrepancies in data. Implement tracking tools such as Google Analytics to monitor site traffic, user behavior, and conversion rates. Continuously optimize your Shopify site based on performance metrics and user feedback to maximize its effectiveness in driving sales and achieving your business objectives.

In conclusion, migrating your website to Shopify can be a transformative step in enhancing your online presence and driving business growth. By following these best practices and approaching the migration process with careful planning and attention to detail, you can ensure a seamless transition that preserves your existing assets while unlocking the full potential of the Shopify platform.

[ultramarine-spirit]

Sign up for an art class and Q&A with Spoon!

A little late to the party, but I translated the article about the lecture Spoon will give at NHK's Culture Center:

Ranked 2nd in AnimeJapan's Survey of Manga We Want to See Animated.

A very popular Korean fantasy work, "Who Made Me a Princess", reached its conclusion in Korea in the spring of 2022 and in Japan in the fall of the same year. Spoon-sensei, who is in charge of the illustrations for the work, will answer your questions about how she draws attractive characters, her particular style, and her thoughts now that the work has been completed. In addition, the teacher will draw the character that is voted the best by everyone among the main characters on the day of the lecture.

After the course is over, all applicants will receive a signed illustration drawn by the teacher in the course as a data present! (I assume this refers to a digital file).

Click HERE to ask questions (in japanese) and vote (deadline: January 20th, JST time).

An interpreter (korean to japanese) will be provided.

The teacher will speak with her face hidden.

An archived version will be available at a later date (the article doesn't say if it will be made public, but I assume it's only for those who signed up for the class).

Course details:

Date of the lecture: January 28th (JST time), 2023.

Number of lectures: One time only.

Day of the week: Saturday, 14:00-15:00 (JST time).

Type of course: Online (Zoom).

Course fee: 3.300 yen.

Mini guide to signing up: The course is paid (3.300 yen, about 25 USD), so you'll need a credit card such as Visa or Mastercard (PayPal doesn't work). Apart from that, you'll need to make an account on NHK's website.

The website asks you basic user information, but you'll have to use a name written in japanese (katakana and furigana), and a japanese address (you can use an online generator for this and the postal code). After confirming your account with the typical email verification process, you'll be able to sign up for Spoon's course HERE. After paying, you should recieve an email with the receipt, and NHK will send you the Zoom link the day of the lecture. That's about it!

[classicquid]

Short Term Loans UK Direct Lender: A Convenient Way to Raise Quick Money

Are you looking for a £1,000 short term loans UK direct lender? If so, you don't have to lose much time because there are loan types like short term loans direct lender that make it easy for you to get the money you need. You must quickly obtain financing after meeting a few basic requirements.

You are eighteen years old or an adult.

You have made the United Kingdom your permanent home.

You currently have an open, legitimate checking account.

You work regularly for any reputable company.

You possess the ability to pay back the loan on schedule.

Payday loans are available in the UK, and the best part is that you can apply for them without having to give the lender any security. You can use the short term loans UK direct lender you receive—between £100 and £1000—to pay for groceries, light bills, your child's tuition or school fees, credit card payments, unpaid bank overdrafts, and other expenses.

The best way to apply for a short term loans direct lenders is online, where there is a straightforward application process. You must fill out the online application form with accurate information before submitting it. Your information is verified, and financing is immediately granted.

Give careful thought to the amount of money you will require a loan. The higher the accuracy of this figure, the better. Getting a short term loans direct lenders than you require is useless because getting two of them at the same time will negatively impact your credit report. Acquiring excessive amounts of money will result in higher interest rates, which may ultimately force you to take out further loans.

It's not always your choice how much money you get given. Nevertheless, by stating your needs and doing your homework, you may make sure that it's within a fair range.

Prior to completing and signing a short-term loan application, bear in mind the following additional points:

Selecting the precise kind of short term cash loans that best meets your demands is now your responsibility after you've determined what you need, what you can afford, and established a solid base upon which to launch your loan application procedure.

To learn about the many loan kinds, look for information online. Start by perusing our Classic Quid guidelines, which are accessible via the footer's Sitemap link. This guidance also makes it simple for you to proceed to the loan application. In general, internet loan applications increase your chances of being approved.

This short, easy-to-fill application form will ask you for details about your income, expenses, and employment history to demonstrate your ability to repay your short term loans UK.

Examine your credit report; by looking for any questionable spending patterns, you can get information on a number of purchases that raise red flags. Furthermore, you have the ability to identify any mistakes there, fix them, and raise your score. Before deciding on a loan, do your homework. Verify that the Financial Conduct Authority has authorized and is in charge of them. The FCA must approve legitimate lenders.

https://classicquid.co.uk/

[paydayquid]

Short Term Loans UK: The Best Substitute for Quick Borrowing

The lender's unwanted fees for the loan process have now been paid. At this point, short term loans UK are presented to you. These loans are designed specifically for salaried people to successfully cover unforeseen needs in between two consecutive paychecks. As a result, you don't need to worry about unpaid invoices. You can guarantee the correct loan quantity under this planned financial solution without providing any kind of security to safeguard the money that is being supplied to you.

There are several benefits that come with short term loans UK, including amounts between £100 and £2500 and repayment terms of 14 to 30 days. This can be used to pay for prior credit card payments, travel expenses, medical treatment bills, electricity bills, grocery shop bills, child tuition or school fees, and so on.

Negative credit criteria such as arrears, foreclosure, late or missing payments, CCJs, IVAs, or bankruptcy shouldn't be detested. The reason for this is that the lender designed short term loans UK direct lender specifically for borrowers with unfavorable credit histories.  All customers must meet certain requirements, such as being at least eighteen years old, being a citizen of the United Kingdom, having a permanent job with a stable income, and having an open checking account.

What is a direct lender for short-term loans with high acceptance rate?

When it comes to other loan kinds and even other short term loans, a high acceptance payday loan is one that has a higher approval rate. This is typically the case with short term loans direct lenders since these borrowers are those that are struggling financially, have a bad credit history, and are probably going to be turned down by other payday lenders. Payday loans with high acceptance rates come in several forms. Let's examine this.

Payday loans from direct lenders are more likely to be accepted than loans from banks or other mainstream lenders since they place a higher priority on affordability than credit score. Those who would like to borrow money but have negative credit might apply for their short term loans UK direct lender. Guaranteed loans, sometimes known as guarantor loans, are among the most popular kinds of negative credit loans. This is the situation where someone, generally a close friend or relative, undertakes to repay your loan on your behalf in the event that you are unable to. However, there are many lenders giving bad credit payday loans that do not require guarantors, so don't worry if you're looking for high acceptance payday loans direct lenders no guarantor.

Your application is processed by loan brokers, like Payday Quid, and forwarded to several direct lenders on their panel. Brokers match you with a suitable lender by comparing your information to their requirements. After that, you will work with the direct lender to finalize the same day loans UK arrangement. Because brokers may locate you a new lender if your current one rejects you, this means that brokers will have a far higher acceptance rate than direct lenders. The best part is that brokers conduct all of this using a soft search, saving you the risk of doing numerous credit checks when you switch lenders. Using Payday Quid to apply doesn't even impact your credit score.

https://paydayquid.co.uk/

[manasastuff-blog]

UPSC National Defence Academy NDA and Naval Academy NA Examination 2024 Apply Online for 400 Post

 Union Public Service Commission UPSC has released the National Defence Academy NDA (Male / Female), Naval Academy NA Only for Male, NDA & NA First Examination 2024. Those Candidate Are Interested to UPSC NDA & NA 2024 Exam Can Apply Online from 20/12/2023 to 09/01/2024. Read the notification for recruitment eligibility, post information, selection procedure, age limit, pay scale and all other information.

Union Public Service Commission (UPSC)

UPSC National Defence Academy NDA & NA First Examination 2024

UPSC NDA Exam Notice No. 03/2022-NDA-I :  Short Details of Notification

WWW.SARKARIRESULT.COM

Important Dates

Application Begin : 20/12/2023

Last Date for Apply Online : 09/01/2024 Upto 06:00 PM Only

Pay Exam Fee Last Date : 09/01/2024

Modify / Edit Form : 10-16 January 2024

NDA I Exam Date : 21/04/2024

Admit Card Released : Before Exam

Application Fee

General / OBC : 100/-

SC / ST : 0/- (Nil)

All Category Female : 0/-

Pay the Examination Fee Through Net Banking, Debit Card, Credit Card or Pay the Exam Fee Through Cash E Challan Fee Mode Submit the Exam Fee at State Bank of India SBI Any Branches in India.

UPSC NDA I Notification 2024: Age Limit as on Details

Age Between: 02/07/2005 to 01/07/2008

Age Relaxation Extra as per NDA I Exam 2024 Rules.

UPSC NDA & NDA I Recruitment 2024 : Vacancy Details Total : 400 Post

Post Name

Wing Name

Total Post

UPSC NDA & NDA Eligibility 2024

National Defence Academy NDA (Male / Female)

Army

208

10+2 Intermediate Exam in Any Recognized Board

Navy

42

10+2 Intermediate Class 12 Exam Passed / Appearing in Any Recognized Board with Physics & Mathematics as a Subject.

Airforce

120

Naval Academy NA Only for Male

10+2 Cadet Entry

30

How to Fill UPSC NDA I Exam 2024 Online Form

UPSC has made One Time Registration OTR mandatory for all its recruitments, thus OTR is necessary in this recruitment National Defense Academy 2024 also, those who have not done OTR yet should do their OTR, without it the application will not be accepted.

Union Public Service Commission UPSC Are Released the Notification for NDA I Exam 2024 for the 400+ Approx Vacancies in Army, Navy, Airforce Recruitment 2024 Candidate Can Apply Between 20/12/2023 to 09/01/2024

Candidate Read the Notification Before Apply the Recruitment Application Form in UPSC NDA Online Form 2024.

Kindly Check and Collect the All Document - Eligibility, ID Proof, Address Details, Basic Details.

Kindly Ready Scan Document Related to Recruitment Form - Photo, Sign, ID Proof, Etc.

Before Submit the Application Form Must Check the Preview and All Column Carefully.

If Candidate Required to Paying the Application Fee Must Submit. If You have Not the Required Application Fees Your Form is Not Completed.

Take A Print Out of Final Submitted Form.

NDA CRASH COURSE ( 6 MONTHS ) NDA ADVANCE COURSE (1 YEAR)

At Manasa Defence Academy, we take pride in providing the best training in India for those who are interested in pursuing a career in defense. Whether you aspire to join the prestigious National Defense Academy (NDA) or wish to advance your skills through our NDA Crash Course or NDA Advance Course, we have got you covered. In this article, we will delve into the details of these courses, highlighting their duration, curriculum, and the invaluable training you can expect to receive.

NDA Crash Course (6 months)

 Academy is designed to prepare candidates for the rigorous selection process of the National Defense Academy within a span of six months. During this short but intensive period, we ensure that you receive comprehensive training to enhance your chances of clearing the NDA entrance examination.

Duration and Curriculum

The NDA Crash Course is carefully crafted to cover all the important subjects and topics required for the NDA entrance examination. Over the course of six months, you will undergo an extensive curriculum that includes:

Mathematics: We provide in-depth coaching in mathematics, covering topics such as algebra, geometry, trigonometry, calculus, and statistics. Our experienced faculty will guide you through complex problem-solving techniques and ensure you have a strong foundation in this subject.

General Ability: This section tests your English language proficiency, general knowledge, and logical reasoning. We offer comprehensive study materials and conduct regular mock tests to help you improve your command over vocabulary, comprehension, and critical thinking.

Physical Training: Physical fitness is a crucial aspect of defense training. Our NDA Crash Course includes regular physical training sessions to improve your stamina, strength, and overall fitness levels. You will partake in activities such as running, obstacle courses, and team sports to develop the necessary physical endurance required for a career in the defense forces.

Intensive Coaching and Guidance

At Manasa Defence Academy, we believe in offering personalized attention to each candidate. Our experienced faculty members are dedicated and passionate about helping you achieve your goals. Through small batch sizes, we ensure that every student receives individualized coaching, allowing for better interaction and focused learning.

Our faculty members have prior experience in defense services and possess comprehensive knowledge of the NDA examination pattern. They provide valuable insights, tips, and tricks to tackle the examination effectively. Additionally, weekly doubt-clearing sessions and regular progress evaluations are conducted to track your performance and address any areas that require improvement.

NDA Advance Course (1 year)

For those seeking a more thorough and comprehensive preparation for the NDA entrance examination, Manasa Defence Academy offers the NDA Advance Course spanning one year. This course provides an in-depth understanding of the subjects and ample time for practice to ensure a higher success rate.

Duration and Curriculum

The NDA Advance Course is designed to cover the entire NDA syllabus in great detail. The duration of one year allows for an extensive focus on each subject, ensuring a comprehensive understanding. The curriculum includes:

Mathematics: Similar to the NDA Crash Course, mathematics is a vital component of the NDA Advance Course. Our expert faculty members provide extensive coaching in mathematics, enabling you to solve complex problems with ease and accuracy.

General Ability: The general ability section in the NDA entrance examination requires a broad understanding of English, general knowledge, and logical reasoning. Our Advance Course offers an intensive study of these subjects, along with regular practice sessions and mock tests to enhance your performance.

SSB Interview Preparation: Clearing the Services Selection Board (SSB) interview is an essential step towards joining the defense forces. Our NDA Advance Course includes personalized guidance and intensive training to help you excel in the SSB interview. Mock interviews, group discussions, and personality development sessions are conducted to enhance your overall performance and confidence.

Exclusive Study Material and Resources

As part of the NDA Advance Course, you will receive exclusive study materials, including comprehensive notes, practice papers, and reference books. These resources are carefully curated to cover the entire NDA syllabus and are regularly updated to align with the latest examination pattern and trends.

Our library facilities also provide access to a wide range of books, magazines, and journals related to defense studies. This allows you to broaden your knowledge base and stay updated with current affairs, military history, and global security issues.

Conclusion

If you have a burning desire to serve your country and embark on a fulfilling career in defense, the NDA Crash Course (6 months) and NDA Advance Course (1 year) at Manasa Defence Academy are perfect choices for you. With our dedicated faculty, comprehensive curriculum, and personalized attention, we strive to equip you with the necessary knowledge and skills to succeed in the NDA entrance examination. Don’t miss the chance to turn your aspirations into reality – join Manasa Defence Academy and kickstart your journey towards a rewarding career in defense.

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The Complete Guide to PayPal Merchant Accounts for Small Businesses

As a small business owner, accepting payments easily and securely is crucial for success. With more commerce happening online, PayPal has become one of the most popular payment methods for small businesses. In this comprehensive guide, we will walk you through everything you need to know about PayPal merchant accounts, their requirements costs, and how to choose the right one for your small business.

What is a PayPal Merchant Account?

A PayPal merchant account allows your business to accept payments through PayPal directly into your PayPal account. It works similarly to a traditional merchant account connected to your bank account but links to your PayPal account instead. This makes accepting PayPal payments and managing transactions simple through one centralized PayPal interface.

Unlike a regular PayPal personal account, a PayPal merchant account comes with additional features tailored for businesses, such as:

Accepting credit and debit card payments through PayPal

Business PayPal debit card

Invoicing capabilities

Ability to accept payments in-store, online, and via mobile

Access to PayPal business reporting and insights

Dedicated PayPal customer support for merchants

Merchant Account vs. PayPal: What’s the Difference?

Many small businesses get confused between traditional merchant accounts and PayPal merchant accounts. Here are some key differences:

Set-up and approval: PayPal accounts are generally easier and faster to set up compared to formal merchant accounts, which require lengthy applications.

Costs: PayPal offers transparent pricing, whereas merchant accounts have multiple complex fees like interchange fees, statement fees, etc.

Payment processing: PayPal processes payments through their platform directly to your PayPal balance. Merchant accounts transfer funds to your business bank account.

Accepted cards: Most merchant accounts accept Visa, Mastercard, AMEX, and Discover. PayPal processes Visa, Mastercard, and AMEX, but not Discover.

In-person payments: Merchant accounts integrate with POS systems for in-store payments. PayPal requires a card reader for in-person card acceptance.

Chargeback liability: With PayPal, chargeback liability shifts between the customer, PayPal, and the merchant. For merchant accounts, the business assumes full liability.

As you can see, PayPal provides a lot more convenience and simplicity compared to traditional merchant accounts. It is best suited for small e-commerce businesses with limited transactions. For businesses with higher volumes, a merchant account may be better equipped to handle monthly transaction limits.

PayPal Business Account Requirements

If you decide a PayPal merchant account is right for your company, here are some key requirements to open one:

Registered US business legal entity – Sole proprietorship, partnership, LLC, corporation, etc.

Tax ID number (EIN or SSN)

Bank account

Contact details like business address, email, and phone number

Some business types classified as “high risk” by PayPal may require further verification, including:

Pharmaceuticals, healthcare merchants

Certain supplements and nutraceuticals

Investment or credit-related services

Multi-level marketing businesses

Be sure to consult PayPal’s restricted businesses list before applying.

PayPal Merchant Account Fees

Understanding PayPal’s business account requirements and fees is key to determining if it’s profitable for your small business. Here are the standard pricing plans:

PayPal Standard – PayPal’s basic free account to accept online payments with credit cards and PayPal payments. Standard transaction fees apply without monthly charges.

PayPal Advanced – Steps up features for e-commerce with a low monthly fee. Lower per-transaction costs and advanced reporting.

PayPal Pro – Full-service merchant account capabilities with a virtual terminal, recurring billing, and invoicing.

Be sure to use the PayPal Pricing Calculator to estimate potential monthly costs based on your sales projections. This will determine whether a PayPal merchant account is financially viable for you compared to a traditional merchant processor.

PayPal Merchant Account vs. Net 30 Business Account

Some business types, like B2B merchants, may prefer extended net 30 business accounts. This allows corporate clients 30 days to pay invoices, which is better suited for high average order values.

In such cases, while PayPal offers net 30 invoicing, the daily account balance still needs to be fully covered by the merchant. Whereas net 30 merchant processors provide revolving credit for true net 30 payment terms, Larger ticket sizes above $10,000 may also run into PayPal transaction limits.

Evaluate your average order value, clients' requested billing terms, and sales projections to determine if a customized net 30 merchant account is more practical than PayPal.

Point-of-Sale (POS) Systems for Small Businesses

The right point of sale, or POS, system enables small brick-and-mortar retailers to easily conduct in-person transactions. An ideal small business POS system seamlessly integrates with your payment processor to safely accept customer payments.

PayPal offers POS integration for physical retailers via PayPal. Here, consisting of:

Mobile POS app – Accepts payments directly using the PayPal Here mobile app paired with a smartphone or tablet. Also includes digital receipts, barcode scanning, inventory management, and reporting.

Card reader – The handheld PayPal Chip Card Reader allows tap, dip, and swipe card acceptance via Bluetooth connectivity with the mobile app. Portable for food trucks or pop-up stores.

Desktop app – For large inventory needs, retailers can process orders and payments using the browser-based PayPal Here desktop POS app. Features advanced customization and works with barcode scanners, cash drawers, etc.

Alternatively, traditional credit card POS systems like Clover, Square, or Shopify POS can also integrate with your PayPal business account. They provide both customizable software and hardware POS solutions for store retailers looking for more robust capabilities beyond PayPal's offerings. During setup, simply link the external POS with your PayPal payment acceptance to process transactions from one unified system.

Choosing the Best PayPal Merchant Account

If going the PayPal route for processing payments, opting for the PayPal Pro plan offers the best rates and complete functionality for established small enterprises. Features like interchange-plus pricing, invoicing tools, recurring payments, and dedicated account management provide scalability to grow a profitable business long-term.

Whereas sole proprietors and home-based businesses may benefit from PayPal Standard or Advanced plans depending on lower monthly transaction volumes. Carefully calculate projected sales before picking a pricing tier.

Conclusion

This comprehensive guide summarizes everything small business owners must know about PayPal merchant accounts, from paperwork and qualifications to how pricing compares to merchant processors. PayPal Pro currently offers the most competitive transaction rates and robust e-commerce features like recurring billing and advanced reporting to profitably scale your company over the long run.

To enjoy automatic sync with QuickBooks accounting or integrate with popular e-commerce platforms like WooCommerce, get in touch with a PayPal Pro expert specializing in small business accounts today! Our dedicated account managers help optimize and tailor your PayPal merchant services for steady company growth and seamless payment integration.

[ramyatours]

How to Plan a Vacation on a budget

In the digital age of today, travel has become an invaluable resource for tourists. These platforms are used by enthusiastic travelers to exchange     advice, observations, suggestions, and first-hand accounts of their travels. One of the most fulfilling experiences is exploring new places;  its advantages go beyond simple enjoyment.  We may fully immerse ourselves and have firsthand experience with new ideas, cultures, sights, languages, and cuisines when we travel. These uncommon encounters enhance our educational process, help us see the great diversity of our world, and dispel misconceptions and assumptions about other cultures.

The TopTravel Agency is now a priceless resource for anyone looking to travel in the digital age. Passionate travelers use these venues to exchange advice, perspectives, suggestions, and first-hand accounts of their travels.

Top travel Agency in Madurai -Travel cheaper,better, and longer

Whether it's purchasing tickets, making hotel reservations, or paying admission fees, traveling might seem like a costly endeavor. But you can learn how to travel on a budget and still take advantage of everything that travel has to offer by consulting with experienced  top travelers agencies.

The creator of Ramya Tours and Travels, a seasoned low-cost traveler with over ten years of experience visiting more than one hundred countries and territories, is Ramya Tours. If you want to travel but think you can't afford it, the Ramya tours and travel agency in madurai website is one of the greatest places to find travel blogs. 

From the best travel agency, we find out how his first international trip—which coincided with his first job—inspired him to travel frequently. Since then, The Best Tours and Travel Agency in Madurai has assisted millions of individuals by using his travel blog.

Through the use of his travel blog, the Agency has helped millions of people visit the world by offering insightful location guides, money-saving information, and helpful hints.

Set a budget for your travels.

The rest of your trip planning process will be impacted by this crucial stage. Establish your budget for all of your expenses, including lodging, transportation, meals, and souvenirs. A cheap trip or staycation doesn't have to cost a fortune—there are lots of ways to do it.

To plan out each category, utilize my free vacation budget worksheet. If, during the planning process, you determine that anything is excessively costly, reduce its scope or remove it from the list.

Begin accumulating funds

This is the point where the road becomes rough! You won't have to worry about payments or credit card interest rates when you get home if you work and save money now. When you're working double shifts or taking on freelance work, use your trip as motivation. To serve as a reminder of your goals, print out an image of your destination—such as a stunning beach or scene with snow-capped mountains—or save it to your phone's screen.

Make a strategy.

If you have extra time and money to spend, traveling on the spur of the moment is fantastic. However, making a plan is the first step if you're traveling on a tight budget. While you don't need to have a detailed, hour-by-hour schedule, you should at least know where you're going to be staying for how long and how your epic adventure will take you. Less chance equals less unforeseen expenses; last-minute travel and lodging are frequently far more costly.

Travel during off-season

Avoid taking vacations during the school holidays as the travel industry raises rates to exploit families who are only able to take vacations during these weeks. Travel shortly before or after these dates after researching the ideal times to visit your intended location. You'll still have an amazing trip during what is known as the "shoulder season," but there's a chance that the sun won't shine as brightly and it won't be as hot. During this period, hotels and airlines reduce their rates to draw in guests.

Make travel plans in advance

Particularly for return flights—it's never ideal to run out of money overseas without a confirmed way home. Up to a year in advance, airlines "release" their flight seats, and the closer your departure date is, the more expensive it gets, particularly in the final month.By checking the guidance of the best tours and travel agency to make a plan.

Make sure to pack appropriately.

Aside from a few mementos, make sure you pack everything you'll need so you don't have to go shopping while you're away. Bring at least one pair of long pants, a warm hoodie, and a waterproof jacket in case of unforeseen weather conditions, no matter where you're going. See our "Travel like a pro" packing guide for comprehensive tips on how to pack for any type of trip

                         Enjoy your journey and go!

There's nothing worse than having to pay for a vacation months after it ends. However, you can avoid that headache if you follow these steps to budget and plan ahead of time. Then, enjoy yourself to the fullest while traveling! Unwind and have fun. Holidays should be enjoyable, not stressful. Thus, create a plan and a budget. The Every Money budgeting app is my preferred method of creating a budget. For free, start creating a budget now, and you'll enjoy your next trip much more! With the best guidelines of  top tours and travels agency in madurai.