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non owner car insurance quote california

"non owner car insurance quote california

non owner car insurance quote california

BEST ANSWER: Try this site where you can compare quotes: : http://howmuchisinsurance.xyz/index.html?src=tumblr

RELATED QUESTIONS:

Opposing insurance asking for information?

2 weeks ago I got into a car accident, I've already: -Plead guilty and paid ticket online -Submit claim for insurance company -Had car towed for auto shop And today I receive in the mail, forms from what I can see is the opposing insurance company asking for my name, age, address, SS#, license plate, insurance #, passengers during accident, and a diagram to draw how the accident happened. Am I require to fill this out? I thought the 2 insurance companies got this kind of information from each other""

Can Someone in another state insure my car for me?

I Live in Georgia Where it is legal to get your car registered with insurance in someone else s name. I know for a fact because I have seen it done. But What I want to know is when I buy a car can since im so young and insurance rates for me are so high can my grandmother in Michigan add the car to her policy? or can my mom in CT insure it for me even though the car will be registered in georgia? Or Does it has to be another Georgia resident?

""If a male at the age of 20 started driving, would the cost of insurance be cheaper then it would for him at 16?""

If a male at the age of 20 started driving, would the cost of insurance be cheaper then it would for him at 16?""

What is a affordable health insurance that covers DENTAL?

or at least some of the cost?

When should i buy car insurance?

I am going to buy a car on Tuesday. Is there a grace period during which i can drive the car without insurance until i get it, like 5 business days or something like that, or do i need insurance before i buy the car?? This is my first vehicle so i dont have an existing policy i can add this too.""

I need affordable and reliable health insurance. 23 yrs old.?

hi I am a 23 year old foreign student currently studying in the US in a student visa..I am thinking about getting an affordable health insurance that covers emergencies and any sudden diseases that might occur in future.. also may be a yearly doctor visit etc.. i do not need dental.. i just want to make sure i am covered in case of emergency.. i am just a student and do not have a stable job so i cant afford a lot.. i have heard about medicare and medicaid but they are not for foreign nationals.. i have also heard about blue cross blue shield i was thinking about going with them but what do you guys think?? and what should be the monthly price?? thank you in advance .. no advertisements or spam please!!

How much would my car insurance be?

I'm 16 years old & a female. I am 5'5 & weigh 150 lbs. I am purchasing a USED 2003 Audi A4 Quattro Base Sedan 4-Door 1.8L ; I was wondering what the estimated car insurance would be for me so I can start by getting the right idea of how much I would need to save each month. Thank you. :)

""Health Insurance, Texas?""

OK I'm 20 and have a part-time job, I don't have health insurance and don't know much about it. Anyway I mainly doing it to see a docter, to see if I have any problems like adhd, bipolar or whatever, which I THINK I may have. Anyway whats a good/affordable plan if thats all I want to do? Maybe something that will cover prescription drugs, if needed.""

Insurance coverage with DUI involved?

My father recently crashed his car into a van after consuming over the legal limit of alcohol (well over knowing him), and is concerned whether Progressive insurance will cover vehicle damages for him and the other driver. Also notable is that his car is pretty much totaled, I think, and he does have some previous blemishes on his driving record and the car is leased. If someone with some knowledge on these matters would help and give me an idea of what insurance will and will not cover could help it would be much appreciated.""

What insurance companies in michigan allow exclusions?

I live in michigan and need to find an insurance company that will allow me to exclude people who live with me from being on my policy (otherwise my rates will double (possibly triple)) Esurance doesn't i know, but anyone know what ones do?""

Individual dental insurance for braces?

What is a good individual dental insurance if I were to get braces? I have done some research and nailed it down to DeltaCare and Pacificare. So which dental insurance is better, or any other suggestions? Pacificare cost slightly less than DeltaCare as far as co-payments go. Both are HMO plans, all the PPO plans covers little to nothing for braces, so HMO seems to be the only way to go for an individual plan. DeltaCare seems to be more reliable since it's associated with Delta Dental, a little more costly also. I'm more concerned about the quality of the services as far as making claims and such. So DeltaCare, Pacificare, or ay other dental insurance/plans? Any personal experience with either of these companies? I am in San Francisco, California.""

Reason for sudden increase in price on car insurance?

When I bought my car I started paying 1,400 a year on insurance, and the other day I got a letter through the post from my insurance company saying that I need to renew my car insurance since it was close expiring. They said that if I want to continue with the same company I need to now pay 2,000 a year for the same car. I can't seem to understand why there's such a vast increase from my last quote. I haven't had to make a claim and I can't think of anything that may have happened that could result in the price increase. Do insurance companies do this or could there have been something I may have done which has put the price up? Thanks in advance.""

Insurance quote for 2001 Chevy Impala LS with 114000 miles?

I am just curious how much insurance would be on my gf 2001 Impala with a 3.4 and 114000 miles on it. She has a clean driving record?

Does anyone know of any good prescription insurance?

We are a low income family who apparently make too much to qualify for any state assistance. I have expensive medicine needed for panic disorder every month and can't afford it. Does anyone know of any prescription plans that are affordable and worth it?

Best first cars? cheap to insure?

""What would be the best Ford for me, insurance wise?""

I have been contacting different insurance agencies for quotes and was quoted at 300 for a honda civic give or take some, but the lady told me I am much better off getting a Ford as I would be able to get a way better deal on them as they are easier to insure for people my age (20,m). Which Ford cars are good for this? I know the mustang is outta the question since its a sports car, but I was thinking of a truck or the small ranger truck.""

What is the Cheapest Car Insurance For Young Driver?

18 Year Old, Male, Vauxhall Corsa 16V (1.2) Worth 1000, Full License Held for 2 Month, Access To Company Vehicle (Ex Personal Use), Mileage up to 5000 per year, No PASS PLUS, Social Use and kept on a public road.""

Is mandatory auto insurance constitutional?

Ever since debated started in regards to Obamacare, conservative pundits and politicians have been arguing that making people buy health insurance is unconstitutional. That putting people in jail with fines for not buying something is wrong. Well, what's the difference with auto insurance. People HAVE to have car insurance in the US and are put in jail if they don't. I don't see the difference.""

What would be the cheapest auto insurance for me? i am 19 and drive a 1998 camaro z28?

Do i have to be on my dads insurance to take the road test?please answer im desperate:(?

Hi, i live in Florida,im 18 no matter what im trying to do my dad finds a way to not make it happen,and im starting college Monday and i have to drive myself and i made an apponitment for this Friday to take the written exam and the road test,my dad went to go put me on the insurance today, and he told me that they told him i cant be on his insurance because quote from my dad that he was told by the insurance ladie im a girl,im under 21, and i live with them. or they have to pay $3,000 he said its florida direct or florida no-fault for his insurance. does this sound like hes lying to me or is this all true? Thank you.""

Affordable Health Insurance for Student in MA?

Hi, if you go to school in MA, you would know that the insurance company offered by school are overpriced. I'm looking for affordable, low-cost, health insurance for college student in Massachusetts. Thank you.""

Can I buy a car under my own name and be covered under my parents insurance?

I am currently a college student and considering in buying a car. It will be my first car and I have never had car insurance before. Therefore, my insurance would be really high if I just had insurance by myself as a first time driver. My question is if the car is titled under my name, can I somehow have my parents insure the car under their name and have them add me as a driver on their insurance even though I own the car? Is this legal and normal? Some info: This is in the state of Nevada. I also live with them and they don't mind the liability.""

How good is tonik health insurance?

active college student who needs a supplement to our generic university health care. snowboarding/mountain biking accidents, etc.""

Car insurance and court hearing?

i drove my car without insurance and got by police got 6 points as i m on provisional then again after 2 months i got a car just to move in local place like for shopping and instead of geting a cab i thought i can use it but the moment i bought it i was driving back home police stopped me coz 1 break light was not working and got again points but the point is dvla didnt sent me a disqualification notice and after 3 months i was driving my friends car as it was just a scrap and had no fuel i was in petrol pump abt 12 at night police guys caught be because my friend was making some funny sounds there so got hearing and 1 yr ban...can some one tell me how much fine will i get and will they sentence me for jail...any help will be appriciated

Do I have to be on my parents insurance in order to use the car?

Would I be in trouble if I'm not on their insurance but using the car?? The car is insured so what do I do?? Live in Florida

non owner car insurance quote california

Rental car insurance?

I just rented a car from Budget and it being my first rental, I wasn't exactly sure of all the terms and conditions... unbeknownst to me I could have used my own full coverage insurance with me. I flew out of state and rented a car for the wedding and just assumed I would need to buy their insurance policy, no one ever told me different. I did take my policy with me, but was never asked for that information. Then I get the bill back and they charged me 32.50 a day! Has anyone ever had this happen and how lenient are they if you've already returned the rental? Anything I can do? I'm back at work and won't be able to call in until this afternoon, just wanted some feedback. Thanks in advance.""

Graduating from college and need affordable health insurance?

How much does it cost to live on your own in western Washington?

I am 20 yrs. old and it's just time to move out. I was wondering what all the expenses are that go into living on your own. Also I am attending communtiy college, and though it is paid for I will not be working full time so I will be living on a budget. I know the general cost of rent, car insurance, cell, gas but I really have no idea as far as food, utilies, cleaning supply, soaps, all those little thing you dont think about untill they add up. So in addtion to all that feel free to share some expenses that took you be surprise! Thanks everyone :)""

How much would Progressive's auto insurance cost for a 2 door honda civic for a 17 year old male?

Or a Honda accord v6 coupe? Standard Insurance prices.

""If someone gets a ticket in my car, will it have any effect on my insurance?""

My boyfriend got a speeding ticket in my car, and the ticket has my tag number and registration number on it. Will it effect my insurance?""

What does Term Life Insurance mean with no surrender value?

If I had a 15 year Term Life Insurance at $100,000. with no surrender value. What would it be at the end of 15 years. Can I collect the full amount on this type of insurance?""

Where is the best place for me to get car insurance?

My policy on Geico expired recently. Right now I'm trying to think of all the money I'll be saving without using Geico. Their rates were outrageous. Those cavemen are smart not to use Geico. Every lie has some truth in it. Anyway, I need to renew my insurance, and I'm fed up with Geico. Are there any other companies that are reasonable like Nationwide, State Farm, All State, Progressive, and whatnot?""

Low priced car to insure and buy?

I'm a 15 year old girl looking for a cheap car that is low to insure for when I turn 16...I live in the us and don't really care for sporty cars... I was think about a volkswagon beetle 03 but idk how much they are or how much it is insure so... Yeah. But please help!!!

Can AAA raise my Homeowners insurance rate by $300 for the next 3 years?

My property was stolen from the backseat of my car. AAA is saying if they pay out more than $750 (including my co-pay) then my Homeowners insurance will be raised by $300 for the next 3 years and it will be a point on my property. Is this right/legal??

Best individual health insurance plan?

My husband and I just found out that his company is raising our medical insurance rates from $212 a month to $400 a month, so we are trying to shop around for the best rates. We have found some, but hardly any include maternity benefits, and we want that parachute just in case any accidents happen. Is there any plans out there cheaper than $400 with maternity, or should we just hope we don't get pregnant for a couple of years? (We plan to switch insurance in 2 years when I get a teaching job)""

Does anyone know about ecar insurance?

I found it is cheap, but Is it good? http://www.ecarinsurance.co.uk""

How much life insurance?

Married, no kids, will buy a house next year, anuual income = about 80K Options: 1x annual salary - free 2 x - $9.44/month 3 x - $18.88/moth 4 x $8.32/month 5 x $37.76/month Also, should I bother w/spouse insurance (about $5/month?)""

""Health Insurance, Texas?""

Health Insurance for a family of 4?? Help?

Help........I need health Insurance for a family of 4... I dont work and my husband's Company doesnt Offer Health insurance...We have 2 little Kids ages 4 and 3..we need health insurance for a family of 4 we live in california between sacramento and san francisco....Can anyone help me by telling me who they use? and what can i expect to pay for a family of 4

Cheap car insurance companies?

i've just passed my test and own a renault clio sport 1.4 w reg all insurance quotes have been over 3000 pound does any one know where to go for cheap car insurance

What would be the insurance on these cars?

What would be the insurance costs for a 16 year old girl for a Nissan Altima 2013 2.5 SV, a 2013 mustang v6 and 2013 honda crv EX? Or what are good websites to price it at?""

""Are there any good insurance companies who dont take part in comparison websites like confused, gocompare etc?""

Are there any good insurance companies who dont take part in comparison websites like confused, gocompare etc?""

How should I renew my car insurance in this case of seperation (not yet divorced)?

My husband and I separated 6 months ago. our divorce is not yet final (an other 6 months to go). My car insurance is due, and i want to pay the next 6 months. I've always been on my husband's car insurance. what points should i pay attention to while discussing the policies with the insurance agent? some tips to avoid paying extra fees (with no necessities) please share tips / suggestions. Thank you !""

Is it cheaper to have your spouse put onto your car insurance.?

Someone told me it workes out cheaper. Are they correct.

How much is car insurance for a guy who is...?

i don't want to do any quotes and stuff but i'm just wondering how much you think car insurance will be for me in 4 years. i got my license at 16. i'm 20 right now. never been in any accidents. so in 4 years i will be 25. i'm almost 21. let's say there is a 2013 dodge challenger srt8 it's about 40-45,000 still. by then i'll have my BA and be working on a masters. and let's say i have never had accidents and i had my license for 9 years. and i'm a male. i live in a safe neighborhood and will be living in an apartment. just with these general info. how much do you think insurance will cost for me? i know it's hard to predict 4 years into the future. you can just calculate someone who currently is 25 and is getting an 09 challenger if you want.""

Can i sorn my car and keep paying insurance?

can I sorn my car for a couple of weeks as its run out of mot and tax. I want to sorn it for a couple of weeks while i sort out a couple of problems then put it through its mot and tax it again. In the meantime while its sorn can i continue to pay my insurance as I dont want to lose my no claims for the year or will my insurance company know its been sorned?

Car insurance__________________?

How much do you pay for car insurance? (in a year), mine is going to expire in november (november, 30) when I am supposed to go to the agency to renew it? Can I go for example on november 1st?""

Do you know of a good health insurance plan?

I need to find a plan that is affordable outside a group plan or is there a group plan available to me? I do not want the discount card type of plan I want an actual insurance policy accepted by many doctors and hospitals. 80/20 coverage is great with annual deductible choices.

Why don't people just buy themselves health insurance?

I am 26 years old and have had a major back surgery. Still I pay just $98/month for my Blue Cross of California PPO health insurance. Why doesn't everyone without insurance just go buy it for themselves instead of buying an Ipod or new cell phone? This would keep the government from rationing health care and having more power over us citizens as well as not forcing some people to pay for others.

Car insurance and finance question?

I bought my car on finance a month ago and had to have Fully Comprehensive insurance for it. It is very expensive - if I were to drop to third party F&F, would they find out? If they did what would happen?""

non owner car insurance quote california

Backtack on medical insurance for newborn?

Is it Normal for my job to backtrak and charge me premiums for my newborn if I didn't enroll her until about a month after she was born? She was on my wifes insurance up until I enrolled her but they took a lot out of one check. Spoke with the head of finance dept and tells me they still backtrack from when she's born even though she was on my wifes insurance

Questions about motorcycle insurance?

I am planning on buying a 150cc scooter in the Spring. In Michigan, my home state, these are considered motorcycles. Also, in Michigan, they must be insured. My questions are: (1) If I am only riding my scooter for three months out of the year, will I still have to pay for insurance during the fall and winter? (2) What is the cheapest motorcycle insurance out there, and typically, how much would I be paying per month? I am a new cycle rider, but have driven a car for 5 years without an accident.""

How much would a Fiat Grande Punto 1.2L cost in insurance for a 17 year old male driver?

I'm 17 and male and I was wondering how much this car would cost to get it insured, please help.""

What is the cheapest plpd insurance in Michigan?

How can i get insurance if i am a 21 year old female with a job?

I am 21 years old and i live in California, I work at the YMCA but i only work 20 hrs. a week so i do not quallify for insurance here. I only make about $950 a month so i don't have alot of money to pay for insurance and my parents jobs do not provide insurance for me. can anyone help?""

""California to nevada, is insurance more?""

moving to nevada, is auto insurance more from CA to NV?""

Insurance for a 2007 Nissan Sentra SE-R Spec V?

I've been wondering how much insurance would cost for a 2007 Nissan Sentra SE-R Spec V for a 16 year old as the main driver, but I don't want to send my information to an insurer for a quote and possibly get unwanted solicitaions from them. Does anyone have any idea? Oh, and would it be different for a 17 year old?""

Car accident and no insurance!! Advice?

My brother just got caught driving without insurance. I know this sounds bad, but he has been struggling with money for some time now, and has many school loans he is paying off.... Too make a long story short, he can't afford car insurance and made a dumb move to drive to work and back without insurance. Now a car drove in to him, and had no insurance to show the officer. He now has to show up to court to prove that he had insurance!!! I feel bad for him.....what is the fine? He wasn't at fault for the accident! He just got back on insurance but he didn't have it at the time of the accident.... What is going to happen? What should he do to save himself??? Please help.... :S""

Would a V6 minivan generally have a higher or lower insurance rate than an equally equipped V6 sedan?

I'm shopping for a used car, and I figure if I can get all that extra space without it costing more I'll do it...""

Are the insurance companies having a super party right now?

I mean it is now law that they will have a steady stream of customers. So are they psyched?

Cheap Car Insurance?

Whats the cheapest car insurance

How much would auto insurance cost if?

im about to be 15, and my dad is freaking out about car insurance prices, so how much so i expect to pay for a 2003 jeep liberty/ or honda civic? (texas) also we have geico.""

Car insurance loopholes?

Are there any loopholes or 'tricks' I can employ to lower my car insurance? I'm 19, and the quotes I am getting are between 4000-5000. It's obscene, especially when my motorbike does 0-60 in 3 seconds and has a top speed of 160mph yet it costs me 350 a year to insure. Apparently I might not be able to 'handle the power of a Vauxhall Corsa'. Car insurers won't even take my 3 years motorcycle NCB into account. Is there anything I can do?""

Buying a Motorcycle and taking it to California?

So I'm in Florida and I'm selling my car to buy a motorcycle. I'm thinking about purchasing a triumph bike here in florida at the dealership and having them ship it to my house in California hoping i can get a sweet deal. What do you guys think? tax in florida is cheaper than California but will i still have to pay for other stuff besides the obvious insurance, plate, etc.? or is this all a dumb idea, should i take my car money back to California and buy the triumph bike there?""

Long term car rentals vs expensive car insurance?

So about 2 years ago I got hit with a false DWI in NYC (passed breathalyzer test cops still lied and claimed DWI). But that's another story. Currently I purchased a used Landrover Disco 2. Geico gave me a sweet deal @ $1430/6 months until they ran the DMV report and saw my DWI from 2 years ago. Now my 6 month rate is $3700/6 months. That price is completely rediculous and unaffordable (according to my pockets). Therefore, my question, should I just do long term car rental? I mean I have a super sweet discount that rivals employees discounts @ National and Enterprise Rentals. I'm thinking I could just rent on a month to month basis for less than $3700/every 6 months. The added benefits would be new year car models and the option to trade it in for any vehicle I choose for an entire month. Plus the gas would be less than the Landrovers V8 premium requirement. Basically my question is, should I do long term rentals or run myself broke trying to keep up with insurance and gas prices on top of rent and other expenses?""

Can I add my girlfriend to my health insurance if we live together?

Some states allow benefits for partners. Is this the same? I am insured by Humana (Open Choice PPO)

What insurance companies are in massachusetts?

I believe that insurance in mass is horrible, but I don't know if there are even other insurance companies here where can I find out?""

Determining how much car insurance will rise after an accident?

I was in a car accident recently, my fault, and I totaled my car. The truck I hit has only $175 of damages on it. So how will my insurance company determine how much my insurance will go up? Do they just go on how much damage they have to pay for on the other car? Or do they raise it because I'm not a safe driver and I'm now more liable to be in more accidents?""

Approximate Car Insurance Cost for 2005 Audi A4 Sedan for 16 Year Old Male in New York?

I want to buy a 2005 Audi A4 but was wondering about how much the insurance would cost? I am 16 years old and a male, living in New York. Thanks.""

What questions will car insurance co. ask?

I am preparing to get car insurance for the first time, and I want to know what kind of questions the insurance company will be asking me.""

Car insurance is wasting my money?

I have been paying for my car insurance for over three years. I spent over 5000$ or more. what should i do i'm sick of paying them please helpppppp. I work my a** up everyday and then i only get half of my salary cuz of them.

Do car salesmen get free dealer insurance to drive any car?

As above, I've been offered a job by a franchised motor dealership, just curious if as part of the job you get free insurance to drive all vehicles? And do you generally get a company car. It's a big part of the decision I have to make. Any help or advice would be great.""

How will a $135 speeding ticket show up on my car insurance?

Will the insurance notice show how fast I was going/how much I had to pay for the ticket?

If you are stopped for an uninsured car does this affect yor insurance premiums?

I was stopped for an uninsured car and they towed it. Does this affect my insurance premiums? How much is the usual fine for uninsured,unregistered and invalid inspection sticker? I did not get a sticker when I registered it in my name. Are there any other issues I may have to deal with before I register again?""

How Much Is the insurance going to increase?

Today I hit a car :( and although it was minimal damage, he decided to report it. I wanted to know how much is the insurance going to increase. Take in that i'm not in the policy its under my mom's name.""

non owner car insurance quote california

Insurance Companies Help??????s?

If an insurance company needs to make money how can it help us? technically if we give them money and they give us back more money wouldn't they go out of business? so wouldn't saving money in a bank account be better in the long run than getting insurance?

I am trying to get a 2006 Dodge Charger R/T. I am worried that insurance will be to high?

I am worried that insurance will be too high. I am 16 years old and my Dad is paying for it. What is the average insurance that someone pays. Do you tihnk insurance on this charger will be a lot?

Car insurance help ok so i am going to be a first year driver?

ok so i am going to be a first year driver what insurance company should i get since the are a lot of them out there and how much do u think i will be paying per month in joliet IL i am a male and 18 years old

Is this how liability car insurance works in general and when you grant someone permission to drive your car?

This coverage pays for damage you (or someone driving the car with your permission) may cause to someone else's property. Usually, this means damage to someone else?s car. I called my car insurance and asked them and they said that insurance follows the car rather than a person. So no matter who would be driving it, it would basically be their responsibility. Now, would this also include letting your kid or a family member drive your car? even if they're not in the actual policy? It seems like when that is the case, things get somewhat confusing. I'd love to hear any input from anyone who ever has or currently does work in the car insurance world.""

Is an automatic car cheaper to tax and insure?

This may sound stupid, but i was looking into driving lessons when i came across an advert for an automatic driving school. I was wondering if, at the end of it, would it make an difference to my insurance if i had a stick or automatic? Thanks""

About how much would the minimum amount insurance cost a typical rider to drive a motorcycle?

How do insurance companies verify the adress you use for your car insurance is your actual adress?

I want to get my car insurance in a different state see how do car insurance companies know that the address and provide is where I live. And if I get caught what is the penalty

Car Insurance?

Is it normal for a car insurance company to send a questioner to it's clients who had an accident? They asked the same questions I told them on the phone and I had to get the form notarized to send in with my answers. They we're asking what time, where it happened, who was I with, did I ever file a claim before, and the last two pages had to do with fraud.""

Can anyone tell me how much insurance would be for a 16yr old driving a black 1997 toyota supra?

Health insurance?

personal

""On average, how much is motorcycle insurance?""

Let's say for instance I owned a road bike with 750 cc's, how much would insurance be? Or at least AROUND how much?""

What is the Difference between a PRIMARY and SECONDARY type of driver on Insurance?

Was looking at Auto Insurance and was wondering what the difference is between being a Primary driver of a vehicle and a Secondary. Is it cheaper on insurance to be a primary if one driver has more years experience than another or does it matter at all? I gather being an occasional driver would make a difference on insurance though.

Cancel work insurance to go through private insurance company?

My husband has to carry insurance on his child, as ordered by court, along with child support. It's not a big deal at all, really. The thing is, paying child support and insurance is going to start eating half his check (they just told him today that they signed him up for insurance). So we looked around, and we found it was much cheaper to go through BCBS privately, than go through work. Is it going to be a problem to get private insurance, instead of the company's insurance?""

Where can i get cheap car insurance for 20 year old?

hi, im 20 live in liverpool, just bought a ford fiesta flight 1.3 Y reg (2001) 1299cc were can i get insurance for no more than 3000 any tips on what to do aswell had my licence for 8 months""

Insurance for a 2010 Ford Fiesta Edge?

Hi, Im saving up to buy my first car and as it may be used for some fairly long commuting i was wondering what the insurance would cost, i will be shortly taking a driving test and so this would be useful information, as to help me save up the funds in order to buy the car and insure it, the car costs on average 8.995, but there have been cheaper models that are 08,09 etc so what would be a reasonable price for a new shape fiesta edge or style. Thanks 10- points today for the best answer....""

Car insurance for rural carriers for usps?

Doen anybody know if your car insurance rates go up if you are a rural carrier for usps ? I have state farm insurance and have been a little nervous my rates would go way up.

Best cheap auto insurance?

So i'm getting ready to buy my first car on a budget of $1,200, so i want to go as cheap as possible.All i want is liability insurance,basically the bare minimum of what the law will alow me to carry.I am 20 yrs old,just now getting my license,been driving with a learner's permit for the last 2 1/2 yrs. In that time i had one violation,it was a ticket for driving with a broken headlight.I am female,btw.So anyways,what'sa good cut rate insurance company?""

Why is my car insurance the same price?

My car insurance is due up next month and I have been shopping around. I've used all the compare sites like go compare and money supermarket and I m basically the exact same price as I was last year. For the same car. I've been driving 8 years nd have 6 years no claims. I'm 25 and female. Every year it used to go down but now I'm being quotes the same and sometimes more?!

Cheap Auto Insurance for teen?

I live in Houston, TX I've had my license for about 9 months and had no ticket, no accident, nothing! I have GPA over 3.5 finished drivers' ed. where can I get the lowest for manual sedans?""

Thinking Of Insurance For A Car Even Know Im 15.?

Hi There For Ages Now i have been looking for an insurance site that does not have an age restrictor on it Because i am thinking of my first car. I Know quite abit to do with insurance im not a noob e.g ( I Will not be insured on a Nissan Skyline Lol ) Anyway .. I Was just wonderin if any 1 had any sites they would just giv out a price and not ask for your age. I Want my first car to be aither: A Citroen Saxo 1.2 or 1.0L , A Vaxhaul Corsa B Or C 1.2 Or 1.4L Or A Pugeote 106 1.2 , or 1,4 < This 1 I really want The 1.4 Engine. If There Is no such insurance site without an age restrictor Could somebody tell me what price it would be for the 106 1.4 L As A New Driver Please . Thanks And Hope You Answer. :)""

Is the road test hard in nj?

I'm 17 turning 18 in two months. I don't like driving and I've only driven a handful of times. But I'm going to start driving more. I hear from a lot of people that the road test is easy. I'm not gettin lessons my parents are teaching me. So is the test easy or not so much? Also how is parallel parking ad such what is the test like??

Car insurance for husband and wife.?

Recently I went to insure my daughter and her car in the company me and my wife have been insured for some time. I wanted to include myself in her insurance but it went up in premiums a lot and we decided to insure her without me as an additional driver. Before that (last year to be exact) I insured my wife and I was included as a second driver. Basically, I was advised to do so on the basis that it would be cheaper. I heard about this option before and therefore did not check it properly with this company. This time (with my daughter) this option went an opposite way with higher premiums, so I asked them whether I can exclude myself from my wife's insurance as well because my insurance allows me to drive any car, but was told: ...because you are husband and wife, by law you cannot drive her car without being included in her insurance policy whatsoever... I am suspicious about this statement now and feel that I am being cheated. Does anybody know whether this rule exist or is it just the usual salesmen lie? Thank you.""

California or Ohio ?

Which place would be better to stay ?

Can a 17 yr old get there own dental insurance?

About how much would this increase your car insurance yearly in NJ?

In this case, it does not matter what type of car insurance you have or how much you make. Let's say you're a middle class family with 2 parents and one 17 year old son who drives on a provisional license. He just gained 8 points on his license. About how much will this increase your car insurance per year? And what are ways to lower it (if any)? Please answer thoroughly, and even add tips. Answers will definitely be appreciated.""

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almajonesnjna · 7 years

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An Introduction to the Ketogenic Diet

If you haven’t been living under a rock for the past year or so, then you’ve most likely heard of the ketogenic (or keto) diet.

If you have been living under one, I’m going to need you to crawl out from under it and take a seat because Ketogenic Dieting 101 is about to begin.

So, Like, What Is It?

Keto is a diet with high fats, moderate protein, and restricted carbohydrates. Initially designed to help children with epilepsy, it’s garnered attention for its effectiveness in regards to fat loss.

The traditional ketogenic diet (also known as the therapeutic ketogenic diet), mimics the effects of starvation by forcing the body to burn its own fat stores rather than glucose. When you restrict carbohydrates, the body enters into a metabolic state known as ketosis, where the liver converts stored fat (triglycerides) into ketones.

These ketones are what the body uses to fuel your brain, organs, and muscles.

On the therapeutic ketogenic diet, the macro breakdown looks like this:

However, as the ketogenic diet’s grown in popularity, especially among people who are looking to lose fat and build muscle, a new form of the diet’s emerged.

While the traditional ketogenic diet is an extremely high-fat diet with sufficient protein intake, the physique ketogenic diet is a high-fat diet but with adequate protein intake.

Huh, Sufficient and Adequate Protein Intake?

This is where a lot of the confusion arises around the ketogenic diet, and it’s important to understand the difference.

When the goal is fat loss, the concomitant goal is to preserve muscle mass. On a therapeutic ketogenic diet, protein is set to around 10-15% of total calorie intake. This is the sufficient amount of protein required to keep the body functioning and you healthy – basically so you don’t die.

The problem is, this is far lower than what is optimal for those who engage in regular high-intensity training, like weight lifting. For people who engage regular strength training, the protein requirements are much higher (between 0.8 – 1.2g/lb of body weight). This is the adequate intake. It’ll help preserve and grow muscle while aiding with recovery.

With these alterations, the macro breakdown looks like this:

Fat intake still makes up the majority of the diet, but is slightly reduced so that protein intake can be brought up to a sufficient amount.

Quick note: In the examples above, I’ve used percentages to denote the breakdown of the macro intakes. This is only to give you an overview of the differences between the two different ketogenic diets. I prefer using bodyweight (instead of percentages) to set calories and macro intake, as it’s far more accurate.

Based on this, carbohydrate intake is usually set between 30-50 grams per day.

Protein intake is set between 0.7 – 1.2g per pound of bodyweight per day.

And then the rest of your calorie intake is filled with dietary fats. We’ll figure out this number by subtracting the carbohydrates and protein from total number of calories you should be eating per day.

Don’t worry if you’re confused right now, this will all make sense by the end.

Why Should You Do Keto?

Great question. And the truth is, you don’t have to.

Wait, what?

Yup. I know this sounds totally crazy because the internet loves to tell you that you must do this or that, but the ketogenic diet, like any diet, is simply a tool.

That said, it’s a super effective tool. When I experimented with the diet, I discovered these benefits:

Healthy Food Focus

Look, I know healthy food and healthy eating has become the butt-end of lame jokes in the fitness world, but eating healthfully is important. Due to Keto’s low carb, high fat nature, you’re inevitably going to be eating more veggies, lean meats, and healthy fats – all of which are conducive to looking and living better.

Appetite Suppression

This is perhaps one of the most-documented benefits of the ketogenic diet. The number one enemy to the success of a diet is hunger. And the ketogenic diet has a very strong appetite suppression effect. As a result, you’ll find adhering to a calorie deficit far easier

Improve Insulin Sensitivity:

Good insulin sensitivity means better partitioning of nutrients and poor insulin sensitivity (also known as insulin resistance) means poor partitioning of food, this can lead to increased fat gain and worse, metabolic syndromes like diabetes. Now, if you’re already lean, chances are your insulin sensitivity is good, but if you’re overweight, lowering carbohydrate intake can help improve poor insulin sensitivity.

Stable Energy Levels

Due to the reduction of carbohydrates, people tend to see fewer swings in energy levels and resultantly tend to feel better throughout the day.

Mistakes People Make

One of the reasons the ketogenic diet gets such a bad rap is because people give it a try, make these common mistakes, and then they feel like crap and their performance suffers. Don’t fall into these same traps.

They don’t consume enough fat. When people think of a ketogenic diet, they think, low carb, but this isn’t a low carb diet, it’s a high-fat diet. You need to be eating enough fat because it’s what your body will be using for energy.

They think calories don’t count. Sorry. There’s a buncha crazy people on the internet who claim that eating fat, somehow, overrides the first law of thermodynamics. It doesn’t. I know, it’s lame. So, pay attention to your calorie intake and how much you’re eating. Seeing that fat contains double the amount of calories in carbs and protein can make it very easy to overeat.

They don’t pay attention to electrolytes. When you remove or greatly restrict carbohydrates in the diet, your body will drop water and along with that, electrolytes: salt, potassium, and magnesium. Electrolytes play an important role in the body and an imbalance can lead to feeling nauseous, weak muscles, and severe cramping. So, ensure you’re staying on top of these (more on this below).

They don’t allow time for adaptation. To fully begin reaping the benefits of the ketogenic diet, there is an adaptation period. This period can last anywhere from three to six weeks, some will transition sooner, while others will take longer. Generally, four to six weeks is enough time for this transition to happen as long as you’ve set up your diet properly. During this time, you might experience some symptoms of “the keto flu”; this is something you will need to see out. It shouldn’t be too bad as long as you’re staying hydrated and keeping on top of your electrolyte intake.

They try to force keto. This is the biggest mistake I see people making. Look, not every diet is for everyone. If you try a ketogenic diet, and you find that you feel bad and your performance is taking a hit (after giving your body time to adapt), stop the diet. Don’t force it.

Is The Ketogenic Diet For You?

This is where I’m annoyingly ambiguous and say, “It depends”. The ketogenic diet is an extremely restrictive diet, and it isn’t for everyone, here are some people who could benefit from it.

Those who have a preference for higher fat foods

Obese or overweight individuals: Insulin resistance tends to be higher in folk who are overweight and obese. Reducing carbohydrates to a ketogenic level seems to improve insulin levels. Their energy tends to increase, reduces sugar cravings, and helps with appetite control.

Some people just feel, perform and do better with a low carb, or ketogenic diet. I definitely fall into this group. And unless you experiment, you won’t know.

But, there are also people who probably wouldn’t do so well on a Ketogenic Diet.

Performance athletes: If you’re a performance athlete or someone who engages in high-intensity training like Crossfit, Powerlifting, Sprinting, Rowing, etc. you’ll do better with a carb-focussed diet.

Just like there are those who innately do better with a low-carb diet, there are also those who innately do better on a high-carb diet.

Setting Up Your Own Ketogenic Diet

Whew. Ok, now that we’ve got all that theory out of the way, if you’re still reading this, chances are you’re considering trying it for yourself, which is excellent because that’s what we’re now going to talk about.

Determining Calorie Intake

First thing we need to do is determine your calorie intake. While there are a myriad of online calculators that you could use, I find the simplest way to be the best.

To set your calories, simply, take your bodyweight (in pounds) and multiply it by 10-14. Women should stick to the lower end (10) and men to the higher end (14).

Example:

If you’re a 170lb male, multiply your bodyweight by 13-14:

So, 170 x 13 = 2210. These are your calories for fat loss.

If you’re a 140lb female, go with 10-12 as a multiplier:

So, 140 x 10 = 1400. These are your calories for fat loss.

Setting Macros

Once your fat loss calories are set, we then need to set up your ketogenic macros. If at this point you’re staring blankly into the screen wondering what a macro is, don’t fret because RFS has you covered.

Go read that quickly and then come back. Don’t worry, I’ll wait.

Done? Good. Let’s carry on.

We know that on a ketogenic diet, carbohydrates are set between 30-50 grams, for the sake of simplicity we’ll go with 50 grams. After carb intake, we’ll set protein intake.

Important note: during the first few weeks of transitioning into ketosis keep your protein intake close to 150 grams (for both male and female). As you restrict carbohydrates and the body transitions into ketosis, it will use muscle protein to make glucose, the 150 gram mark will offset any muscle loss while not interfering with the transition.

After this time – usually the first 4 weeks – you can increase protein intake up to 1.2 grams per pound if you wish. If not, you can keep protein at 150 grams.

And lastly, you’ll set your fat intake with the remainder of calories left (in your previously calculated daily total) after carbohydrate and protein intakes are set.

Let’s put this all together using a hypothetical example.

First, we’ll need to figure out this hypothetical person’s fat loss calorie intake. Let’s assume he’s male and weighs 180 lbs.

Calorie intake: 180 x 14 = 2520 calories per day

That’s his calorie intake for fat loss. Now we can start setting his macros.

Set carbs first: 50 grams (because it’s 50 for everyone).

Protein intake second: 180 x 0.7 = 126 grams

And finally, we set his fat intake by simply following these four steps.

Work out the number of calories coming from carbs and protein.

50g (carbs) x 4 (number of calories in one gram of carbohydrates) = 200 calories

126g (protein) x 4 (number of calories in one gram of protein) = 504 calories

Add carb and protein calories together: 200 + 504 = 704 calories.

Deduct the carb and protein calorie total from the total calorie intake: 2,016 – 704 = 1,312 (this is the number of calories left over to put toward fat intake)

Work out fat macros: simply divide 1,312 by 9 (9 is the number of calories in one gram of fat): 1,312 / 9 = 146 grams of fat (rounded up).

So, our hypothetical person’s calorie and ketogenic macros look like this:

Calorie intake: 2,016 calories per day

Carbs: 50 grams per day

Protein: 126 grams per day

Fat: 145 grams per day

A Note on Carb Sources

This is an extremely low carb diet, and so you’ll be best served restricting carbohydrates strictly to vegetables and fruits like berries. There isn’t any need to track these. Some people will claim that you should track things like tomatoes, carrots, and peppers. Honestly, this is silly to me. Feel free to consume all veggies without worrying about tracking them – they’re all extremely low in calories, and unless you plan on eating truckloads, there’s nothing to worry about.

Nobody has gotten fat, or been unable to lose fat because they overate on a damn salad. You get the idea. Veggies, they’re good for you. Eat them.

Foods to Avoid:

Grains (rice, cereal, bread) anything starchy like potatoes and pasta.

Heavily processed foods like cookies and candy.

Refined fats and oils like, sunflower, safflower, canola, soybean, grapeseed.

Trans fats (margarine)

Fruits, except for berries

Electrolytes

Earlier in the article, I touched on the importance of electrolytes, and seeing that they’re of utmost importance on this diet, it’s only right I dedicate a section to them.

Sodium – this is simply table salt. Staying on top of sodium intake is essential. Almost every time I speak to someone who has had a bad experience on keto, they’ve been neglecting their sodium intake.Aim for 3-5 grams of sodium per day. Contrary to what you might hear, you’re more at risk from a lack of sodium than from too much. Now, this doesn’t mean you start taking salt by the spoonful; just salt your meals to taste and you’ll be fine.

Potassium: an electrolyte that is required by your body to function properly.It’s a good idea to balance your salt to potassium intake on a 1:1 or 2:1 ratio – salt:potassium. So, if you’re consuming 5 grams of salt per day, aim to get 2-5 grams of potassium.

Magnesium: Magnesium is a crucial mineral that is needed for the contraction and relaxation of the muscles, the production of energy, and can improve insulin sensitivity. While magnesium can be obtained through the diet, due to inefficient absorption, it’s a good idea to supplement.Take about 200-400mg per day (women on the lower end, men on the higher end).

The Keto FAQ

Some of the questions I’m commonly asked about the ketogenic diet.

Won’t I lose muscle if I cut out carbs? When calories are reduced there’s always a chance of muscle loss, but as long as you’ve set up your diet properly and are resistance training, you won’t lose any muscle mass.

But, I need carbs for energy, don’t I? while I won’t deny that carbs can most definitely aid performance, they’re not as necessary as you might think. And as long as you set your ketogenic diet up properly – including electrolytes – you’ll be surprised by the amount of energy you have.

Won’t I die if I eat large amounts of fat? Perhaps if you were also consuming high amounts of carbs, but seeing that dietary fat is the main energy source on the ketogenic diet, you have nothing to fear about a high fat intake. Further, there isn’t any evidence to suggest that consuming high fat leads to any health risk.

Are you sure? Yes. I’m sure. I had my blood tested after 6 weeks on almost 200 grams of fat, most of which was of the saturated kind. And everything was in order.

Do calories still count? Yep. Some in the keto world will claim that you can eat as much fat as you like, which is patently false – calories still count on a ketogenic diet. And if fat loss is your goal, you’re going to have to create a calorie deficit.

Hey, so I’m on keto and I…uh…can’t poop? It’s because you’re not consuming enough fiber. Make sure you’re eating ample amounts of fibrous veggies like broccoli, cauliflower, courgettes, mushrooms, etc. You can also supplement with a fiber supplement like psyllium husk.

Can I build muscle on keto? Maybe. I’m not convinced it’s the best thing, though. Keto works great for fat loss, but if you’re wanting to build muscle, I recommend having a moderate amount of carbs in the diet (100-150 grams).

Try It For Yourselves

While the ketogenic diet can work brilliantly for fat loss, just remember that it’s not for everyone. Give it a go and see how you feel. If you find it doesn’t suit you, that’s cool, stop doing it.

The number one key to success with any diet is adherence, and what you can stick to is what will help you with your health, fitness, and body composition goals.

The post An Introduction to the Ketogenic Diet appeared first on Roman Fitness Systems.

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#An Introduction to the Ketogenic Diet

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albertcaldwellne · 7 years